causes and effects of non-performing loans in banks

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CAUSES AND EFFECTS OF NON-PERFORMING LOANS IN BANKS DAS,AMIT 14-98030-3

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ppt presentation on NPL.

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Causes and Effects of Non-Performing Loans in Banks

Causes and Effects of Non-Performing Loans in BanksDAS,AMIT14-98030-3Findings (Causes of NPL)Improper preparation of credit risk grading score sheet (57.19%).High cost of borrowing (8.63%).Biasness while providing loan (18.75%).Over competition among banking sector (47).

Findings (Effects of NPL)Standard non-performing loan rate is 4%.Lowers ROA.Economic slowdown.Lower dividend payout and retained earning.Financial distress.