Akash MishraEmail: mishraakash.mail@gmail.comPhone: 9594997899

Address: Flat 903, Suryodaya apartment, new Prabhadevi road, Mumbai 400025

Seeking a middle management assignment in Banking/financial industry

An enthusiastic and self-driven Finance post Graduate with 10 years’ work experience - Currently working with Indusind Bank as Assistant Vice President; Positive, Confident and a No-complaints person; Eager to learn and develop skills in the Banking/Financial field and looking for an opportunity for growth in an organisation of repute.

Profile Summary: Post graduate diploma in business management (PGDBM) from Xavier Institute of

Management, Bhubaneswar, more than 10 years of experience in banking industry in various roles.

Enriched experience in Branch banking, Compliance Management, Audit activities, RBI (central Bank) Audit and Risk reporting (RBS) etc.

Wide experience in working in cross functional teams for various Enterprise wide projects for Risk, Compliance and Regulatory dealings.

Comprehensive knowledge in AML / KYC, statutory Credit norms, FEMA guidelines and Basel norms.

Functional expertise in Compliance testing, Control testing, Compliance Risk identification and mitigation, Audit of AML/KYC structure and CRAR computation.

Well experienced in Risk data management and Risk Based Supervision activities

Core Competencies: Well versed with RBI regulations and FEMA guidelines. Functional exposure in Credit, foreign exchange, retail liabilities, Audit, Compliance

and Risk reporting structures. Analytical expertise in Risk based data validations and risk reporting to regulator. Expertise in documentation of processes, formulation of action plan for execution of

new processes, work matrix, Risk indicators etc. Well experienced in AML/KYC compliances, Basel norms and CRAR computation

Role wise summary and assignments:

Indusind Bank: Joined in Dec 2013 as Chief Manager now working as Assistant Vice President.

Management of overall Risk based supervision programme (RBS) conducted by the RBI under supervisory program for Assessment of Risk and Capital (SPARC) on behalf of the Bank as an individual contributor.

Collation, analysis and review of Risk data from departments and onward submission to RBI. Advising Auditors to conduct the periodic review of Risk data base.

Management of RBI audits and reviews, handling of Risk mitigation plan (RMP) and Risk assessment report (RAR) from RBI. Preparation and ensuring Bank’s compliance over the RAR and RMP.

Review of ICAAP, CRAR computation and AML/KYC structure of the Bank. Management of relations with internal departments for Regulatory requirements and

assist to clarify the issues for desired actions.

Axis Bank Ltd: Sep 2005 to Dec 2013

Axis Bank, Mumbai

Senior Manager

Compliance – Corporate Credit

June 2011 to Dec 2013

1 Resume of Akash Mishra

Enterprise Risk managementRegulatory framework handling

Axis Bank, Kolkata

Manager Branch Banking- Credit, Forex and general operations

August 2010 to May 2011

Deputy Manager

Branch Banking- operations, Credit

June 2008 to July 2010

Executive Branch Banking- operations Sep 2005 to May 2008

Compliance management: Compliance Testing of corporate credit segment Management of Regulatory guidelines by way of circular dissemination and action

point tracking. Monitoring of timely submission of regulatory returns by the Bank to various

regulators. Monitoring of regulatory breaches and deviations from the concurrent Audit reports. Monitoring of trend of Compliance risk across the business verticals, units, desks and

across the regulatory guidelines. Established the framework and conducting the Compliance risk assessment

programmes

Project management: Successfully coordinated and managed the Enterprise wide governance Risk and

Compliance (EGRC) project to identify measure and mitigate the Compliance Risk. Establishing key Risk indicators, management of periodic updation and analysis of

results Drafting of system manuals and process notes for the end user for SAS operated

EGRC framework. Management of Risk and control libraries for the EGRC. Successfully managed the Regulatory framework set up for circular dissemination,

regulatory return submissions and regulatory communications.

Branch management: Handling of credit portfolio (fund and non-fund based exposure), retail liability

portfolio, foreign exchange operations, cash operations, ancillary services such as IPO/NFO management government transactions, etc.

Management of day to day branch activities and handling a team size of 10 for a productive output.

Overseeing the KYC/AML requirements including risk categorisation and re KYC of existing customers depending on the tenure of relationship.

Educational Qualification and Certifications: PGDBM (Finance) Xavier Institute of Management, Bhubaneswar 2014 B. Com. Hons. (Accountancy) University of Calcutta in 2004 CAIIB Indian Institute of banking and finance Certificate in Trade finance Indian Institute of banking and finance Certificate in AML & KYC Indian Institute of banking and finance

Personal Information: Date of birth: 28 January 1984 Languages known: English, Hindi, Bengali and Oriya

2 Resume of Akash Mishra