AGRICULTURAL

CREDIT GUARANTEE FOR

RURAL PRODUCTIVITY -

AGRI-FISHERY

INVENTORY MANAGEMENT

AGRICULTURAL

CREDIT GUARANTEE FOR

RURAL PRODUCTIVITY -

AGRI-FISHERY

INVENTORY MANAGEMENT

"Rearing Agri-Fishery Businessthrough Guaranteed Credit"

AIMAIM--

QUEDANCOR

Grains

Allied Products

Palay, corngrains, rice, corngrits

(Regulated by Government

Commodity Agencies (GCA)

Cotton, ramie and degummed, abaca, coconut and

tobacco

AGRICULTURAL CREDIT

GUARANTEE

FOR RURAL PRODUCTIVITY -

AGRI-FISHERY INVENTORY

MANAGEMENT

AGRI-FISHERYCOMMODITY

COVERAGEThe program provides guarantee cover forcommodities with the following minimumspecifications:

AGRICORP is the new flagship guaranteeprogram of the revitalized QUEDANCOR thatrears agri-fishery business through creditguarantee.

AGRICORP - Agri-Fishery InventoryManagement (AIM) is the guaranteedinventory financing program that providesadditional working capital to farmers,fisherfolk, cooperatives, processors/millersand wholesalers so they can actively procure,process, mill and distribute grains and agri-fishery commodities. The program utilizesnegotiable quedan as a convenientinstrument to collateralize credit financing.

Allied Products(Without GCA Regulations)

Livestock and poultry, fisheries and aquatic

products, beans, seeds and nuts, fruits and

vegetables, feed Ingredients, and spices and

condiments

- Farmers- Fisherfolk- Entrepreneurs- Cooperatives- Millers- Wholesalers

CLIENTELE

The loanable amount shall be equivalent to 85%of the government support price/ reference priceset by QUEDANCOR for theagri-fishery commodities/ stocks stored in afranchised warehouse/facility or structure to becomputed as follows: number of bags/unit xgovernment support price/ reference price setby the QUEDANCOR x 85%.

LOANABLE AMOUNT

Must be a depositor ofagri-fishery commoditystocks in a QUEDANCOR-franchised bondedwarehouse.

Borrower

The term of the loan shall not exceed the shelflife indicated below for specific commodities:

60 days

90 days

120 days

Corngrits, onions, Yellow Globe,copra, potatoes and feedingredients.

Rice, corngrains, castor beans,cassava chips, tomato paste/sauce,seed cotton, seaweeds, canned porkand beans, processed meat andpoultry products.

Onion, red creole, dried mangoesand frozen commodities such aspork/beef carcass, dressed chicken,fish and aqua products.

TYPES AND TERMS OF LOAN

180 days Palay, garlic, shelled peanuts,cacao, coir, black pepper, cotton lint,cotton seed, mango puree, abaca,ramie, coffee, canned fish/marineproducts, tobacco, vegetable seeds,mongo and canned meat products.

INTEREST RATE Interest rate shall be

at the discretion of

the Lending Entity.

GUARANTEE FEE A guarantee fee of

GUARANTEE COVERAGE

QUEDANCOR shall guarantee up to 85%of the existence of the stocks. Theguarantee cover shall be in favor of theoriginating LE, which directly extends theloan to an eligible client.In case the Promissory Note (PN) isrediscounted, the guarantee cover may bepassed on to a secondary LE.

three percent (3%) per annum

shall be paid by the LE to

QUEDANCOR upon filing of the

Request for Guarantee Cover

(RGC).

BENEFITS

IN PROGRAM PARTICIPATION

A. Compliance with Agri-Agra Law

B. Liquidity Mechanism

C. Rediscounted Interest Rate

Participation in the program by originating orsecondary LEs shall be acceptable ascompliance to the Agri-Agra Law pursuant toSection 20 of RA No. 7393.

The LE may have liquidity access for financingAGRICORP-AIM borrowers as they can qualifyfor Rediscounting with Bangko Sentral ngPilipinas (BSP) and other LEs pursuant to theirrespective rules and regulations.

Borrowers may be charged a lower interest ratewhen LEs rediscount their loans with BSP orother LEs.

Contact info:

34 Panay Avenue, Quezon City, PhilippinesTel. No.: (02) 376-4790 / Telefax No.: (02) 376-4786

Text Hotline:

E-mail: pio_quedancor@yahoo.com

0999-7249955 - Smart0927-9217989 - Globe