agents training (june 2014).pdf

8/10/2019 Agents Training (June 2014).pdf

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1For Internal use only, not to be distributed to the publicCopyright ASNB. All Rights Reserved 2014

ASNB FUNDs : ASN 2, ASN 3 & ASG

MAY, 2014


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ContentsBrief Summary - ASNB

2014 Market Outlook Snapshot

Why Do You Have To Sell ASNB Variable Price Products?

Investor Perception

Funds Cumulative Performance Asset Allocation & Income Distribution

Value of Investments in ASNB Variable Price

Fund Description & Fund Features

Fund Fact Sheet Info

Highlight : Why Do You Have To Sell ASN2 ,ASN3 & ASG?Contact Us

Q&A


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Brief summary : ASNB

1) The largest Unit Trust Management Company (UTMC) with

UIC of, 175.58 bil @ 45% of the industry.

2) Cumulatively distributed more than RM115.38 billion of

income distributions and bonuses.

3) Managing more than 11.73 million account holders2013.

4) Currently, ASNB managing 11 unit trust funds in which 6 of

them are variable price funds.

Source: Securities Commission Malaysia & ASNB


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SnapshotMarket Outlook 2014

Outflows from

emerging markets

to developed

markets

Weakness in

emerging markets

due to Q3 tapering

Emerging markets

has picked up

recently

Source: Bloomberg, 9thApril 2014


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Economy showing strength especially in Developed Markets


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Cost push inflation for Malaysia Revision in electricity tariffs, subsidy rationalisation

for fuel and sugar

GST in 2015

Short term pain needed for fiscal consolidation Opportunities in beneficiaries of pricing reform

The investment case in Malaysia

Momentum from ETP

Corporate activity buzzing

Ample local liquidity

Fiscal consolidation



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Malaysias valuation in line with historical average


Malaysias 12-month forward P/E

Source: Credit Suisse estimates


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Conclusion

Positive on Malaysian market

Expect slow start but momentum to gather pace

Stock picking strategy to drive outperformance



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Why do you have to sell ASNB Variable Price

Products?

HUGE DATABASE OF INVESTORS IN ASNB FIXED PRICE

CAPITALIZATION ON EXISTING ASNB CUSTOMER

(80:20) RULES ALWAYS APPLY

Consistent Dividends Yield

Philosophy of capital preservation

Supplement to ASNB fixed price Investors

Medium to long term investment plan

Managing risk

Tax Exemption on Income distribution

Historical Pricing Transaction

Liquidity (Cash on the spot)


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2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013

CI 22.84 14.29 -0.84 21.83 31.82 -39.33 45.17 19.34 0.78 10.34 10.5

-50

-40

-30

-20

-10

0

1020

30

40

50

KLCI Movement (2002-2013)

**FD: 3.20%

*ASM: 6.72%

ASM 10 years Average Return

** RHB Bank 12 month FD Rate

Investors Perception

Risk & Return towards Local Equity Investments in General

For Internal Used Only & Not to be distributed to public


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Fund Name &

Category3 Years- Returns (%) 5 Years- Return (%) 10 Years- Return (%)

Equity

ASN 2 33.99 93.91 180.58

ASG- Kesihatan 26.97 80.26 123.48

Equity and other Capital Market Instruments (Balanced)

ASN 3 25.63 63.70 110.76

Fixed Income and other Capital Market Instruments (Income & Growth)

ASG- Pendidikan 25.49 74.20 113.64

ASG- Persaraan 31.93 80.72 129.60

Long term portfolio performance are easier to be done

in unit trust investment

(Funds cumulative performance)

Source: ASNB Fund Fact Sheet June 2014


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5 Years Growth Total Return

from 30 April 2009 to 30 April 2014

Source: Novagni Analytics and Advisory Sdn Bhd

Amanah Saham Nasional 2

77.93%

102.10%

ASG Kesihatan

87.35%

69%


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5 Years Growth Total Return

from 30 April 2009 to 30 April 2014


ASN 3

67.82%

52.21%


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5 Years Growth Total Return from 30 April 2009 to 30 April 2014


ASG Pendidikan

80.43%

60.43%

ASG Persaraan

87.84%

44.32%


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1.2000

1.2500

1.3000

1.3500

1.4000

1.4500

1-Jun-13 1-Sep-13 1-Dec-13 1-Mar-14 1-Jun-14

NAV

NAV Tracking - ASN2

ASN2

Distribution on

1stJuly 20137.10 Sen/unit


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18For Internal use only, not to be distributed to the public

Copyright ASNB. All Rights Reserved 2014

1.0500

1.0700

1.0900

1.1100

1.1300

1.1500


NAV

NAV TrackingASG Pendidikan

ASG Pendidikan

Distribution on

1stApril 20147.10 Sen/unit


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1.1000

1.1200

1.1400

1.1600

1.1800

1.2000

1.2200

1.2400


NAV

NAV TrackingASG Kesihatan

ASG Kesihatan

Distribution on



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1.2000

1.2200

1.2400

1.2600

1.2800

1.3000


NAV

NAV TrackingASG Persaraan

ASG Persaraan

Distribution on



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Asset Allocation

13.63

86.37

ASN 2

47.0452.96

ASN 3

30.65

69.35

ASG DIDIK

32.23

67.77

ASG SARA

23.94

76.06

ASG SIHAT

Cash

Equities

Source: ASNB Fund Fact Sheet June 2014


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Income Distribution Track Record

FundFinancial

Year End

Income Distribution (net sen/unit)

2009 2010 2011 2012 2013 2014

ASN 2 30thJune 5.20 5.20 5.50 6.50 7.10 6.90

ASN 3 30thNov 5.50 6.00 6.00 6.30 6.40 -

ASG-Didik 31stMar 5.50 5.50 5.60 7.00 7.10 7.10

ASG-Sihat 31stMar 6.00 6.00 6.10 7.10 7.20 7.20

ASG-Sara 31stMar 5.00 5.00 5.10 7.05 7.30 7.05

Source: ASNB Fund Fact Sheet May 2014 &

ASNB website


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Value of InvestmentLump Sum

Investment Type : ASN2, ASM & FD

Initial Investment : RM100,000(Lump-Sum)

10 - Year

Return

7 - Year

Return

5 - Year

Return

3 - Year

Return

ASN 2 266,549.48 173,651.73 184,208.68 127,289.71

ASM 191,752.71 159,220.38 140,973.16 122,446.52

FD 138,357.66 125,516.91 117,625.53 110,230.29

-

50,000.00

100,000.00

150,000.00

200,000.00

250,000.00

300,000.00

ValueInves

tment

ASN 2

in term of Value of Investment


Inclusive of initial sales charge

FD rate 3.30% per annum

Figures are extracted from Lipper Application, Figures as at

31stMay 2014

Inclusive of initial

sales charge


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Value of InvestmentRegular(Quarterly)Investment Type : ASN2 & ASM

Initial Investment : RM10,000

Regular Investment : RM10,000 every 3 months

10 - Year Return 7 - Year Return 5 - Year Return 3 - Year Return

ASN 2 714,100.99 418,788.82 273,616.51 148,270.05ASM 583,631.35 369,886.43 249,399.59 143,968.22

-

100,000.00

200,000.00

300,000.00

400,000.00

500,000.00

600,000.00

700,000.00

800,000.00

ValueInvestment

ASN 2 vs FP



Capital RM 410,000.00 RM 290,000.00 RM 210,000.00 RM 130,000.00



31stMay 2014


sales charge


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Investment Type : ASN3, ASM & FD


10 - Year Return 7 - Year Return 5 - Year Return 3 - Year Return

ASN 3 200,227.03 148,990.42 155,523.98 119,350.39

ASM 191,752.71 159,220.38 140,973.16 122,446.52

FD 138,357.66 125,516.91 117,625.53 110,230.29

-

50,000.00

100,000.00

150,000.00

200,000.00

250,000.00

ValueInvestment

ASN 3




sales charge




31stMay 2014


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Lump Sum Investment - Yield & Cost/Unit (10 Years)

7.27 7.286.96

9.458.93

7.4

8.529.01

9.9910.71

1.0323

0.96160.9055

0.84660.7839

0.74340.7042

0.66630.6306

0.5978

0

0.2

0.4

0.6

0.8

1

1.2

0

2

4

6

8

10

12

1 2 3 4 5 6 7 8 9 10

Yield (%)

Cos/Unit


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7.036.65

5.51

6.346.7

7.437.971.1378

1.05340.9991

0.94640.8954

0.84740.8034

0

0.2

0.4

0.6

0.8

1

1.2

0

1

2

3

4

5

6

7

8

9

1 2 3 4 5 6 7

Yield (%)

Cos/Unit


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5.75

6.626.99

7.76

8.32

0.95710.9067

0.8578

0.8118 0.7697

0

0.2

0.4

0.6

0.8

1

1.2

0

1

2

3

4

5

6

7

8

9

1 2 3 4 5

Yield (%)

Cos/Unit


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5.39

5.98

6.45

1.1128

1.0531

0.9928

0.92

0.940.96

0.98

1

1.02

1.04

1.06

1.08

1.1

1.12

1.14

4.8

5

5.2

5.4

5.6

5.8

6

6.2

6.4

6.6

1 2 3

Yield (%)

Cos/Unit


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Value of InvestmentRegular(Quarterly)Investment Type : ASN3 & ASM



10 - Year

Return

7 - Year

Return

5 - Year

Return

3 - Year

Return

ASN 3 602,758.84 373,757.72 252,088.65 140,887.88

ASM 583,631.35 369,886.43 249,399.59 143,968.22

-

100,000.00

200,000.00

300,000.00

400,000.00

500,000.00

600,000.00

700,000.00

ValueInv

estment

ASN 3 vs FP



Capital RM 410,000 RM 290,000 RM 210,000 RM 130,000



31stMay 2014


sales charge


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Regular Investment - Yield & Cost/Unit (10 Years)

7.27 7.096.71

8.66

7.77

6.36

7.11 7.257.78

8.041.03230.9872

0.9388 0.9233 0.90080.8642 0.8438

0.8279 0.81 0.7957

0

0.2

0.4

0.6

0.8

1

1.2

0

1

2

3

4

5

67

8

9

10

1 2 3 4 5 6 7 8 9 10

Yield (%)

Cos/Unit


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7.03

6.42

5.6

6.3 6.46.87

7.081.13781.0903

0.98140.9526 0.9375 0.9175 0.9037

0

0.2

0.4

0.6

0.8

1

1.2

0

1

2

3

4

5

6

7

8

1 2 3 4 5 6 7

Yield (%)

Cos/Unit


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5.75

6.156.1

6.496.58

0.9571

0.9761

0.984

0.97030.972

0.94

0.945

0.95

0.955

0.96

0.965

0.970.975

0.98

0.985

0.99

5.2

5.4

5.6

5.8

6

6.2

6.4

6.6

6.8

1 2 3 4 5

Yield (%)

Cos/Unit


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5.39

5.87

6.031.1128

1.0735

1.0605

1.03

1.04

1.05

1.06

1.07

1.08

1.09

1.1

1.11

1.12

5

5.2

5.4

5.6

5.8

6

6.2

1 2 3

Yield (%)

Cos/Unit


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10 Years- Return 7 Years- Return 5 Years- Return 3 Years- Return

ASG-DIDIK 202,959.81 158,156.92 165,485.10 119,216.51ASM 191,752.71 159,220.38 140,973.16 122,446.52

FD 138,357.66 125,516.91 117,625.53 110,230.29

0.00

50,000.00

100,000.00

150,000.00

200,000.00

250,000.00 ASG Pendidikan vs FP & FD



sales charge


Investment Type : ASG PENDIDIKAN, ASM & FD





31stMay 2014


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ASG SIHAT 212,297.14 155,983.55 171,239.54 120,119.72

ASM 191,752.71 159,220.38 140,973.16 122,446.52

FD 138,357.66 125,516.91 117,625.53 110,230.29

0.00

50,000.00

100,000.00

150,000.00

200,000.00

250,000.00

ASG Kesihatan vs FP & FD



sales charge


Investment Type : ASG KESIHATAN, ASM & FD





31stMay 2014


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ASG SARA 218,116.95 167,286.86 171,682.69 125,328.66

ASM 191,752.71 159,220.38 140,973.16 122,446.52

FD 138,357.66 125,516.91 117,625.53 110,230.29

0.00

50,000.00

100,000.00

150,000.00

200,000.00

250,000.00

ASG Persaraan vs FP & FD



sales charge


Investment Type : ASG PERSARAAN, ASM & FD





31stMay 2014


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ASG DIDIK 622,901.09 387,696.59 256,089.58 141,427.45

ASM 583,631.35 369,886.43 249,399.59 143,968.22

0.00

100,000.00

200,000.00

300,000.00

400,000.00

500,000.00

600,000.00

700,000.00 ASG Pendidikan vs FP



sales charge

Value of InvestmentRegular(Quarterly)Investment Type : ASG PENDIDIKAN & ASM





31stMay 2014


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ASG SIHAT 635,226.21 393,904.80 260,811.26 143,124.99

ASM 583,631.35 369,886.43 249,399.59 143,968.22

0.00

100,000.00

200,000.00

300,000.00

400,000.00

500,000.00

600,000.00

700,000.00 ASG Kesihatan vs FP



sales charge

Value of InvestmentRegular(Quarterly)Investment Type : ASG KESIHATAN & ASM





31stMay 2014


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10 Years- Return 7 Years- Return 5 Years- Return 3 Years- ReturnASG SARA 650,945.77 401,613.76 264,134.91 143,473.68

ASM 583,631.35 369,886.43 249,399.59 143,968.22

0.00

100,000.00

200,000.00

300,000.00

400,000.00

500,000.00

600,000.00

700,000.00ASG Persaraan vs FP



sales charge

Value of InvestmentRegular(Quarterly)Investment Type : ASG PERSARAAN & ASM





31stMay 2014


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Fund Description

Fund Name Amanah Saham Nasional 2 Amanah Saham Nasional 3

ImbangFund Type Growth Balanced

Eligibility Malaysian Bumiputera aged 18 years

and above

All Malaysians aged 18 years and

above

Fund Category Equity Equity and other capital market

instruments

Objective To provide Unit holders with areasonable dividend yield as well as

capital appreciation at an acceptable

level of risk through investments made

in accordance with the Deed, the

Guidelines and securities law in a

diversified portfolio of securities,

principally in Malaysian equity

securities

To generate capital growth over themedium to long term period by

investing in a balanced portfolio of

investments and through re-

investment of distribution, if any.

Investors Profile Have a medium to long term

Investment horizon

Understand investment risk and reward

Seek capital growth

Have a medium to long term

Investment horizon

Understand investment risk and reward

Seek balanced growth


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Fund Features

Name of Fund ASN 2 ASN 3 Imbang

Launch Date

9 June 1999 16 October 2001

Financial Year End 30 June 30 November

Approved fund size 2.5 billion units 1.0 billion units

Trustee Amanah Raya Berhad

Benchmark

80% FBM 100 and 20% 3-month KLIBOR 50% FBM 100 and 50% 3-month KLIBOR

Minimum Initial Investment

100 Units 100 Units

Minimum Additional

Investment

100 units via investment book

(EPF = RM 1000)

1 unit via investment book

(EPF = RM1000)

Minimum Redemption 100 units 1 units

Maximum Sales Charge 5% of NAV per unit.

EPF Members Investment Scheme:Up to 3% of NAV per unit

EPF Members InvestmentScheme

Approved

Frequency Repurchase Unlimited

Minimum Holding to Maintain

Account

100 units


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Fund Name AMANAH SAHAM GEMILANG (ASG)

PENDIDIKAN KESIHATAN PERSARAAN

Fund category Fixed income securities and othercapital market instruments

Equity Fixed income securities and

other capital market

instruments

Fund type Growth & income

Objective provide investment opportunitywhich generates reasonable long-

term growth and returnsfulfill the financial planning needs

for education of the Unit holders

and/or their children and/or

charges.

provide investment

opportunity which generates

reasonable long-term growthand returns

Continuously meet unit holders

and/or their children and/or

charges to meet their ongoing

medical requirements in the

long-term

provide investment

opportunity which

generates reasonable long-term growth and returns

Reliable income stream to

enable the Unit holders

and/or charges to meet

their retirement needs

Investors Profile understand investment risks andrewards

seeking growth of capital over

the long-term period

plan for the financial

requirements of their education

understand investment risks

and rewards

seeking growth of capital over

the long-term period


requirements of their medical

expenses

understand investment

risks

and rewards

seeking balance growth

over the long-term period


requirements of their

retirement

Fund Description


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Name of Fund ASG-PENDIDIKAN ASG-KESIHATAN ASG-PERSARAAN

Launch Date 17 March 2003

Financial Year End March 31

Approved fund size Cumulative size of 1.0 billion units

Eligibility Malaysians-Akaun Account (18years and above)

Akaun Bijak (6 months and above but below 18 years)- Both guardian must be

Malaysian and 18 years and above

Trustee AmanahRaya Trustees BerhadBenchmark 60% FBM 100 +

40% 3-month KLIBOR

70% FBM 100 +

30% 3-month KLIBOR

40% FBM 100 +

60% 3-month KLIBOR

Minimum Initial Investment 100 Units

Minimum Additional Investment 1 unit (Investment book) ; RM 1,000 (EPF Members Investment Scheme)

Maximum Sales Charge 5% of NAV per unit. EPF Members InvestmentScheme: Up to 3% of NAV per unit

EPF Investment Allowable

Minimum Redemption 1 unit (Investment Book) ; Amount invested on each application plus free units,

income distribution and capital appreciation, if any (EPF Investment Scheme)

Frequency Repurchase Unlimited

Minimum Holding 100 units

Fund Features


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Fund Fact Sheet Info

Market OutlookReviewed by Perkasa Normandy Managers Sdn Bhd.

Fund PerformanceFunds Cumulative Returns, Annualised Returns & Total Returns

from 6 months to 10 years against Funds Benchmark.

Income DistributionNet Income Distribution & Yield for the past 5 years.

Price VolatilityFunds High/Low NAV for the past 5 years.

Portfolio InformationFunds Top 5 Holdings & Sector Allocations

Fund FactsInformation on the Fund (Key Data)

Risk AnalysisFunds risk in term of Standard Deviation, Sharpe Ratio

& Information Ratio. Risk measurement ranges from

Very Low to Very High.


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Why do you have to sell ASNB Variable

Price Funds?

Supplement for ASNB fixed price (Medium

term & Long Term)

Tax Exemption on Income distribution Historical Pricing Transaction

Liquidity (Cash on the spot)

Philosophy of capital preservation

Medium to long time investment plan

Managing risk


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Contact Us

ASNB (Sales Support) Contact No

Ikhram 03-2050 5812

Audrey 03-2050 5842

Izhar 03-2050 3057

Dina 03-20505103

DISCLAIMER

Prospektus Induk bagi tabung unit amanah ASNB bertarikh 30 Jun 2013, telah didaftarkan dengan Suruhanjaya Sekuriti Malaysia, dan boleh diperolehi di pejabat ASNB dan

ejennya. Unit akan diterbitkan setelah penerimaan borang pendaftaran seperti yang terdapat di dalam prospektus tersebut. Sebelum melabur, sila baca dan fahami

kandungan prospektus tersebut. Jumlah keseluruhan pulangan pelaburan mungkin turun atau naik. Pelaburan dalam unit amanah adalah tertakluk kepada risikopengurusan dana, risiko inflasi dan risiko kuasabeli. Prestasi masa lalu tabung unit amanah ASNB bukanlah jaminan prestasi masa hadapan. Sebelum melabur, sila

pertimbangkan yuran dan bayaran yang dikenakan.

Pelabur yang ingin mengetahui maklumat penting mana-mana tabung unit amanah ASNB boleh mendapatkan Halaman Serlahan Produk yang telah dikeluarkan oleh

ASNB di pejabat ASNB dan ejennya.

www.asnb.com.my

ASNB (Operational Matters & FDS) Contact No

Mohd Azlan Shah Bin Md Sap 03-2050 5129


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