experiencemicrofinance

CONTENTS

1 WHO WE ARE

2 INTERNSHIPS

3 WHERE WE GO

4 WHAT TO DO NEXT

1How ADITO Works

• Microfnance is the provision of fnancial services on a very small scale to people (mostly women) who are otherwise unbankable

• Structured so as to overcome the obstacles of formal fnance – collateral, location, formal legal identity…

• Helps poor people to improve their lives by giving them to means to s tart and develop income generating activities

What is microfnance?

• ADITO is a nexus between Harvard and the world of microfnance

• We have two main missions:o To assist grassroots microfnance

institutions (MFIs) by providing pro bono consulting

o To expose Harvard students to microfnance by giving them hands-on experiences

• We will soon become a registered 501(c)(3)

What is ADITO?

The People

Simon – CEOPolina – COOValerie – CFO

Regional Directors, Event Coordinators, Grant Directors

What we do

Selection of interns

Project preparation

Support of interns

Microfinance conference

Microfinance seminar

Fundraising

2 Internships

Our 2009 Interns

What does an intern do

•Projects •Consulting•Impact studies•Web presentations

•Field work

What it takes

•Application process•Spring preparation for your internship

•Seminar•Money•Travel preparations

•Internship•Future involvement with ADITO

3 Where we go

India

MIMO

Mann Deshi

Ujjivan

HKL

India

Possible projects:•Conduct impact assessment studies by interviewing clients to determine effectiveness and influence of microcredit services•Reviewing and conducting analyses on a pilot program of smart card technology•Marketing and technical work on a recently launched radio station

Africa

Urwego Opportunity Bank of Rwanda: located in Kigali, over 1,000,000 clients, offer both individual and group loans, partnered with Grameen foundation to provide remote locations with "Village phones"

PRIDE Tanzania: leading MFI in Tanzania, headquarters in Arusha, Tanzania, with over 25 branches throughout the country serving 30,000 clients, offers wide variety of loans from around $150 to $15,000, possibility to intern at several branches

Central Bank of Ghana (almost confirmed)

Sia N'Son (Parakou, Benin)

Argentina

•Resistencia (Grameen Lapacho)

•La Plata

•Rosario

4What to do next

Find out more - ask questions:●smahler@fas●pkrass@fas●vchadha@fas

Get an application, fi ll it in, and submit it by Dec 3, 2009

Thanks for coming