acko general insurance limited registration no. 157 dated ... · acko general insurance limited...

S.no. Particulars NL Form QTD

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1 Premiums earned (Net) NL-4-Premium Schedule - - - - - - - - 257,661 488,110 (3,550) (3,538) 257,661 488,110 (3,550) (3,538)

- - - - - - - - 2 Profit/ Loss on

sale/redemption of Investments

- - - - - - - - 2,829 4,604 315 326 2,829 4,604 315 326

3 Interest, Dividend & Rent – Gross

Note 1 - - - - - - - - (7,442) 31,821 318 322 (7,442) 31,821 318 322

4 Contribution from the Shareholders' Account

- - - - - - - - - - - - - - - -

5 Others: - - - - - - - - - - - - - - - - TOTAL (A) - - - - - - - - 253,047 524,535 (2,916) (2,890) 253,047 524,535 (2,916) (2,890)

6 Claims Incurred (Net) NL-5-Claims Schedule - - - - - - - - 184,276 286,097 1,005 1,015 184,276 286,097 1,005 1,015

- - - - - - - - 7 Commission NL-6-Commission

Schedule - - - - - - - - 843 (24,674) (67) (68) 843 (24,674) (67) (68)

- - - - - - - - 8 Operating Expenses related to

Insurance BusinessNL-7-Operating Expenses Schedule

- - - - - - - - 734,066 1,634,870 76,947 139,522 734,066 1,634,870 76,947 139,522

- - - - - - - - 9 Premium Deficiency - - - - - - - - 34,526 34,526 - - 34,526 34,526 - -

10 Others: Administration Charges199

199 - - 199 199 - -

TOTAL (B) - - - - - - - - 953,911 1,931,018 77,885 140,469 953,911 1,931,018 77,885 140,469

10 Operating Profit/(Loss) C= (A - B)

- - - - - - - - (700,863) (1,406,483) (80,801) (143,359) (700,863) (1,406,483) (80,801) (143,359)

11 APPROPRIATIONS - - - - - - - -

Transfer to Shareholders’ Account

- - - - - - - - (700,863) (1,406,483) (80,801) (143,359) (700,863) (1,406,483) (80,801) (143,359)

Transfer to Catastrophe Reserve

- - - - - - - - - - - - - - - -

Transfer to Other Reserves (to be specified)

- - - - - - - - - - - - - - - -

TOTAL (C) - - - - - - - - (700,863) (1,406,483) (80,801) (143,359) (700,863) (1,406,483) (80,801) (143,359)

** please refer Regulation 1 Part V- Preparation of Financial Statement of IRDA (Accounting) Regulation 2002

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Interest, Dividend & Rent – Gross - - - - - - - - (7,442) 31,821 318 322 (7,442) 31,821 318 322

Add/Less:- - - - - - - - - Investment Expenses (Policyholders' Investment) - - - - - - - - - - - - - - - - Amortisation of Premium on Investments - - - - - - - - - - - - - - - - Amount written off in respect of depreciated investments - - - - - - - - - - - - - - - - Provision for Bad and Doubtful Debts - - - - - - - - - - - - - - - - Provision for diminution in the value of other than actively traded Equities - - - - - - - - - - - - - - - -

Other Investment Expenses(to be specified) - - - - - - - - - - - - - - - - Interest, Dividend & Rent – Gross

- - - - - - - - (7,442) 31,821 318 322 (7,442) 31,821 318 322

Fire Marine Miscellaneous Total

Fire Marine Miscellaneous

Notes:- (a) See notes appended at the end of Form NL-2-B-PL

ACKO GENERAL INSURANCE LIMITED

REVENUE ACCOUNT FOR THE QUARTER ENDED March 2019

Total

FORM NL-1-B-RARegistration No. 157 dated September 18, 2017

PERIODIC DISCLOSURES : Q4 (₹ IN' 000)

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MAR-181 OPERATING PROFIT/(LOSS) NL-1-Revenue

Account

(a) Fire Insurance - - - - (b) Marine Insurance - - - - (c) Miscellaneous Insurance (700,863) (1,406,483) (80,801) (143,359)

2 INCOME FROM INVESTMENTS(a) Interest, Dividend & Rent – Gross 39,021 67,280 19,165 30,686 (b) Profit on sale of investments 10,427 13,737 1,356 30,382 Less: Loss on sale of investments 1,970 4,003 1,232 1,373

3 OTHER INCOME (To be specified) - - - -

TOTAL (A) (653,385) (1,329,469) (61,512) (83,664)

4 PROVISIONS (Other than taxation) - - - - (a) For diminution in the value of investments

- - - -

(b) For doubtful debts - - - - (c) Others (to be specified) - - - -

5 OTHER EXPENSES(a) Expenses other than those related to Insurance Business

4,446 14,246 (1) 34,340

(b) Bad debts written off - - - - (c) Remuneration of MD/CEO/WTDs - - - - (d) Interest on subordinated debt - - - - (e) Expneses paid for Corporate Social Responsibility

- - - -

(f) Penality - - - - (g) Contribution to the Policyholders' Fund - - - -

(f) Others (To be specified)(i) ______(ii)______

- - - -

TOTAL (B) 4,446 14,246 (1) 34,340 6 Profit Before Tax - - - - 7 Provision for Taxation - - - -

8 Profit after tax (657,831) (1,343,715) (61,511) (118,004)9 APPROPRIATIONS

(a) Interim dividends paid during the year - - - -

(b) Proposed final dividend - - - - (c) Dividend distribution tax - - - - (d) Transfer to any Reserves or Other Accounts (to be specified)

- - - -

Balance of profit/ loss brought forward from last year

(119,672) (119,672) (1,668) (1,668)

Balance carried forward to Balance Sheet (777,503) (1,463,387) (63,179) (119,672)

Notes: to Form NL-1-B-RA and NL-2-B- PL(a) Premium income received from business concluded in and outside India shall be separately disclosed.

FORM NL-2-B-PL

ACKO GENERAL INSURANCE LIMITEDRegistration No. 157 and Date of Registration with the IRDAI September 18, 2017

PROFIT AND LOSS ACCOUNT FOR THE PERIOD ENDED MARCH 2019

(i) Contribution from the Shareholders' Account to policyholders' account as per the terms of Section 40C of the Insurance

(b) Reinsurance premiums whether on business ceded or accepted are to be brought into account gross (c) Claims incurred shall comprise claims paid, specific claims settlement costs wherever applicable and (d) Items of expenses and income in excess of one percent of the total premiums (less reinsurance)(e) Fees and expenses connected with claims shall be included in claims.(f) Under the sub-head "Others” shall be included items like foreign exchange gains or losses and other items.(g) Interest, dividends and rentals receivable in connection with an investment should be stated as gross amount, (h) Income from rent shall include only the realised rent. It shall not include any notional rent.


Pariculars ScheduleYTD

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MAR-18SOURCES OF FUNDSSHARE CAPITAL

NL-8-Share Capital Schedule

2,360,000 1,360,000

SHARE APPLICATION MONEY PENDING ALLOTMENT

- -

RESERVES AND SURPLUS NL-10-Reserves and Surplus Schedule

- -

FAIR VALUE CHANGE ACCOUNT 132 51 -Shareholders' Funds 55 51 -Policyholders' Funds 77 - BORROWINGS NL-11-Borrowings

Schedule - -

TOTAL 2,360,132 1,360,051

APPLICATION OF FUNDSINVESTMENTS-Shareholders NL-12-Investment

Schedule 870,076 1,167,923

INVESTMENTS-Policyholders NL-12A-Investment Schedule

1,238,069 13,175

LOANS NL-13-Loans Schedule

- -

FIXED ASSETS NL-14-Fixed Assets Schedule

16,673 9,419

DEFERRED TAX ASSET - - CURRENT ASSETSCash and Bank Balances NL-15-Cash and

bank balance Schedule

77,957 21,355

Advances and Other Assets NL-16-Advancxes and Other Assets Schedule

236,636 71,193

Sub-Total (A) 314,593 92,548 CURRENT LIABILITIES NL-17-Current

Liabilities Schedule 1,003,799 34,847

PROVISIONS NL-18-Provisions Schedule

538,867 7,839

DEFERRED TAX LIABILITYSub-Total (B) 1,542,666 42,686 NET CURRENT ASSETS (C) = (A - B) (1,228,073) 49,862

MISCELLANEOUS EXPENDITURE (to the extent not written off or adjusted)

NL-19-Miscellaneous Expenditure Schedule

- -

DEBIT BALANCE IN PROFIT AND LOSS ACCOUNT

1,463,387 119,672

TOTAL 2,360,132 1,360,051

(₹ IN' 000)

ParticularsYTD

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MAR-181. Partly paid-up investments2. Claims, other than against policies, not acknowledged as debts by the company

- -

3. Underwriting commitments outstanding (in respect of shares and securities)

- -

4. Guarantees given by or on behalf of the Company

- -

5.Statutory demands/ liabilities in dispute, not provided for

- -

6. Reinsurance obligations to the extent not provided for in accounts

- -

7 .Others (to be specified) (a).________ (b). ________

- -

TOTAL - -

CONTINGENT LIABILITIES

FORM NL-3-B-BS


BALANCE SHEET AS AT March 2019

*Fair value change account and Investment are bifurcated between Shareholders and policyholders as per circular ref. no. IRDA/F&A/CIR/CPM/056/03/2016 dated April 04, 2016

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MAR-19Gross Direct Premium - - - - - - - - 136,090 274,636 242,975 478,592 379,065 753,228 126,607 303,768 9,393 13,021 - - 136,000 316,789 - - 14,939 348,883 - - - - - - - - - - 530,003 1,418,900 530,003 1,418,900 Add: Premium on reinsurance accepted - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Less : Premium on reinsurance ceded - - - - - - - - 75,564 156,574 13,599 35,156 89,163 191,730 6,359 17,259 469 651 - - 6,828 17,910 - - 9,709 226,774 - - - - - - - - - - 105,700 436,414 105,700 436,414 Net Written Premium - - - - - - - - 60,526 118,062 229,376 443,436 289,902 561,498 120,248 286,509 8,924 12,370 - - 129,171 298,878 - - 5,230 122,109 - - - - - - - - - - 424,303 982,486 424,303 982,486 Add: Opening balance of UPR - - - - - - - - 51,675 180 182,345 6,851 234,020 7,031 2,552 150 806 - - - 3,358 150 - - 97,537 - - - - - - - - - - - 334,915 7,181 334,915 7,181 Less: Closing balance of UPR - - - - - - - - 91,347 91,347 333,111 333,111 424,457 424,457 2,760 2,760 919 919 - - 3,679 3,679 - - 73,421 73,421 - - - - - - - - - - 501,557 501,557 501,557 501,557 Net Earned Premium - - - - - - - - 20,854 26,895 78,611 117,176 99,464 144,071 120,040 283,900 8,811 11,451 - - 128,851 295,350 - - 29,346 48,688 - - - - - - - - - - 257,661 488,110 257,661 488,110

- - - - - - - - - - - - - - - - - - - - Gross Direct Premium - - - - - - - - 136,090 274,636 242,975 478,592 379,065 753,228 126,607 303,768 9,393 13,021 - - 136,000 316,789 - - 14,939 348,883 - - - - - - - - - - 530,003 1,418,900 530,003 1,418,900 - Within India - - - - - - - - 136,090 274,636 242,975 478,592 379,065 753,228 126,607 303,768 9,393 13,021 - - 136,000 316,789 - - 14,939 348,883 - - - - - - - - - - 530,003 1,418,900 530,003 1,418,900 - Outside India - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

- - - - - - - - - - - - - -

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Gross Direct Premium

- - - - - - - - 409 409 7,242 7,748 7,651 8,157 1,012 1,012 - - 1,012 1,012 - - - - - - - 8,663 9,169 8,663 9,169

Add: Premium on reinsurance accepted - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Less : Premium on reinsurance ceded - - - - - - - - 1,829 1,829 3,622 3,647 5,451 5,476 50 50 - - - - 50 50 - - - - - - - - - - - - - - 5,501 5,526 5,501 5,526 Net Written Premium - - - - - - - - (1,420) (1,420) 3,620 4,101 2,200 2,681 962 962 - - - - 962 962 - - - - - - - - - - - - - - 3,162 3,643 3,162 3,643 Add: Opening balance of UPR - - - - - - - - - - 470 - 470 - - - - - - - - - - - - - - - - - - - - - - - 470 - 470 - Less: Closing balance of UPR - - - - - - - - 180 180 6,851 6,851 7,031 7,031 150 150 - - - - 150 150 - - - - - - - - - - - - - - 7,181 7,181 7,181 7,181 Net Earned Premium - - - - - - - - (1,600) (1,600) (2,761) (2,750) (4,361) (4,350) 812 812 - - - - 812 812 - - - - - - - - - - - - - - (3,550) (3,538) (3,550) (3,538)

- - - - - - - - - - - - - - - - - - - - - - - - - - - -

Gross Direct Premium - - - - - - - - 409 409 7,242 7,748 7,651 8,157 1,012 1,012 - - - - 1,012 1,012 - - - - - - - - - - - - - - 8,663 9,169 8,663 9,169

- Within India - - - - - - - - 409 409 7,242 7,748 7,651 8,157 1,012 1,012 - - - - 1,012 1,012 - - - - - - - - - - - - - - 8,663 9,169 8,663 9,169 - Outside India - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

FORM NL-4-PREMIUM SCHEDULE


Registration No. 157 and Date of Registration with the IRDAI September 18, 2017

Grand Total

Grand Total

Notes: (a) Reinsurance premiums whether on business ceded or accepted are to be brought into account, before deducting commission, under the head of reinsurance premiums.(b) Separate disclosure to be made for segment which contributes more than 10 percent of the Miscellaneous class of business under Other Segments

Miscellaneous

Miscellaneous

Total HealthMotor TP Total Motor HealthFIRE Marine Cargo Marine Hull Total Marine Travel Insurance

Marine Cargo Marine Hull Total Marine Motor OD Motor TP Travel InsuranceFIRE Total Motor Health Personal Accident

Personal Accident Workmen’s Compensation/ Employer’s LiabilityPublic/ Product Liability Aviation

Total Miscellaneous

Total MiscellaneousCrop Insurance Other segments **

Notes: (a) Reinsurance premiums whether on business ceded or accepted are to be

brought into account, before deducting commission, under the head of reinsurance premiums.

(b) Separate disclosure to be made for segment which contributes more than 10 percent of the Miscellaneous class of business under Other

Segments

PREMIUM EARNED (NET) [CURRENT YEAR] -PERIODIC DISCLOSURES : Q4 (₹ IN' 000)

PREMIUM EARNED (NET) [PREVIOUS YEAR] (₹ IN' 000)

Other Miscellaneous segmentMotor OD

Other Miscellaneous segmentWorkmen’s Compensation/ Employer’s LiabilityPublic/ Product Liability Engineering AviationTotal Health Crop Insurance Other segments **

Engineering

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Claims Paid (Direct) - - - - - - - - 64,713 84,936 1,012 1,466 65,725 86,402 10,684 14,252 1,635 1,635 - - 12,320 15,888 - - 33,618 47,220 - - - - - - - - - - 111,663 149,509 111,663 149,509 Add :Re-insurance accepted to direct claims - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Less :Re-insurance Ceded to claims paid - - - - - - - - 35,592 46,715 50 73 35,642 46,788 899 1,531 82 82 - - 981 1,613 - - 21,852 30,693 - - - - - - - - - - 58,475 79,094 58,475 79,094 Net Claim Paid - - - - - - - - 29,121 38,221 962 1,393 30,083 39,614 9,785 12,721 1,553 1,553 - - 11,338 14,274 - - 11,766 16,527 - - - - - - - - - - 53,188 70,415 53,188 70,415 Add Claims Outstanding at the end of the year

- - - - - - - - 26,785 26,785 120,429 120,429 147,214 147,214 46,961 46,961 9,267 9,267 - - 56,229 56,229 - - 13,255 13,255 - - - - - - - - - - 216,698 216,697 216,698 216,697 Less Claims Outstanding at the beginning of the year

- - - - - - - - 5,594 4 45,976 483 51,570 487 16,016 528 4,406 - - - 20,422 528 - - 13,617 - - - - - - - - - - - 85,609 1,015 85,609 1,015 Net Incurred Claims - - - - - - - - 50,312 65,002 75,416 121,339 125,728 186,341 40,730 59,154 6,414 10,820 - - 47,145 69,975 - - 11,404 29,782 - - - - - - - - - - 184,276 286,097 184,276 286,097 Net Incurred Claims - - - - - - - - 50,312 65,002 75,416 121,339 125,728 186,341 40,730 59,154 6,414 10,820 - - 47,145 69,975 - - 11,404 29,782 - - - - - - - - - - 184,276 286,097 184,276 286,097 -In India - - - - - - - - 50,312 65,002 75,416 121,339 125,728 186,341 40,730 59,154 6,414 10,820 - - 47,145 69,975 - - 11,404 29,782 - - - - - - - - - - 184,276 286,097 184,276 286,097 -Outside India - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - *Estimates of IBNR and IBNER at the end of the period - - - - - - - - 11,976 11,976 116,066 116,066 128,041 128,041 41,430 41,430 5,866 5,866 - - 47,296 47,296 - - 9,298 9,298 - - - - - - - - - - 184,635 184,635 184,635 184,635 *Estimates of IBNR and IBNER at the beginning of the period - - - - - - - - 1,772 4 44,151 484 45,923 487 13,986 528 2,244 - - - 16,230 528 - - 10,017 - - - - - - - - - - - 72,170 1,015 72,170 1,015 Notes:a) Incurred But Not Reported (IBNR), Incurred but not enough reported [IBNER] claims should be included in the amount for outstanding claims.b) Claims includes specific claims settlement cost but not expenses of managementc) The surveyor fees, legal and other expenses shall also form part of claims cost.d) Claims cost should be adjusted for estimated salvage value if there is a sufficient certainty of its realisation.e) Separate disclosure to be made for segment which contributes more than 10 percent of the Miscellaneous class of business under Other Segments

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MAR-18(Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000) (Rs.’000)

Claims Paid (Direct) - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Add :Re-insurance accepted to direct claims - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Less :Re-insurance Ceded to claims paid - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Net Claim Paid - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Add Claims Outstanding at the end of the year

- - - - - - - - 4 4 483 483 487 487 528 528 - - - - 528 528 - - - - - - - - - - - - - - 1,015 1,015 1,015 1,015 Less Claims Outstanding at the beginning of the year

- - - - - - - - - - 9 - 9 - - - - - - - - - - - - - - - - - - - - - - - 9 - 9 - Net Incurred Claims - - - - - - - - 4 4 474 483 478 487 528 528 - - - - 528 528 - - - - - - - - - - - - - - 1,005 1,015 1,005 1,015 Net Incurred Claims - - - - - - - - 4 4 474 483 478 487 528 528 - - - - 528 528 - - - - - - - - - - - - - - 1,005 1,015 1,005 1,015 -In India - - - - - - - - 4 4 474 483 478 487 528 528 - - - - 528 528 - - - - - - - - - - - - - - 1,005 1,015 1,005 1,015 -Outside India - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - *Estimates of IBNR and IBNER at the end of the period - - - - - - - - 4 4 483 483 487 487 528 528 - - - - 528 528 - - - - - - - - - - - - - - 1,015 1,015 1,015 1,015 *Estimates of IBNR and IBNER at the beginning of the period - - - - - - - - - - 9 - 9 - - - - - - - - - - - - - - - - - - - - - - - 9 - 9 - Notes:a) Incurred But Not Reported (IBNR), Incurred but not enough reported [IBNER] claims should be included in the amount for outstanding claims.b) Claims includes specific claims settlement cost but not expenses of managementc) The surveyor fees, legal and other expenses shall also form part of claims cost.d) Claims cost should be adjusted for estimated salvage value if there is a sufficient certainty of its realisation.e) Separate disclosure to be made for segment which contributes more than 10 percent of the Miscellaneous class of business under Other Segments

FORM NL-5 - CLAIMS SCHEDULE

Grand Total

Other Miscellaneous segment Total Miscellaneous Grand TotalFIRE Marine Cargo


Miscellaneous

Miscellaneous

Total Motor Health Personal Accident Travel Insurance Total HealthWorkmen’s Compensation/ Employer’s LiabilityPublic/ Product Liability Engineering Aviation Crop Insurance Other segments **Marine Hull

Motor TP Other segments **

(₹ IN' 000)CLAIMS INCURRED (NET) [CURRENT YEAR] - PERIODIC DISCLOSURES : Q4

CLAIMS INCURRED (NET) [PREVIOUS YEAR] (₹ IN' 000)

Total Marine Motor OD

Marine Hull Total Marine Motor OD

Motor TP

FIRE Marine Cargo Total MiscellaneousTotal Motor Health Personal Accident Travel Insurance Total HealthWorkmen’s Compensation/ Employer’s Liability EngineeringPublic/ Product Liability Other Miscellaneous segmentAviation Crop Insurance

ParticularsQTD

MAR-19

YTDMAR-

19

QTDMAR-

19

YTDMAR-

19

QTDMAR-

19

YTDMAR-

19

QTDMAR-

19

YTDMAR-

19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

QTDMAR-19

YTDMAR-19

Commission & Remuneration

Direct - - - - - - - - 5,279 9,076 1,267 1,769 6,546 10,846 - - 65 226 - - 65 226 - - - - - - - - - - - - - - 6,612 11,072 6,612 11,072 Rewards(b) - - - - - - - - 1,366 2,494 - - 1,366 2,494 - - - - - - - - - - - - - - - - - - - - - - 1,366 2,494 1,366 2,494 Distribution fees(c) - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Gross Commission - - - - - - - - 6,645 11,571 1,267 1,769 7,912 13,340 - - 65 226 - - 65 226 - - - - - - - - - - - - - - 7,977 13,566 7,977 13,566 Add: Commission on Re-insurance Accepted

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Less: Commission on Re-insurance Ceded

- - - - - - - - 2,271 17,165 607 1,196 2,879 18,361 636 1,582 47 65 - - 683 1,647 - - 3,573 18,232 - - - - - - - - - - 7,134 38,240 7,134 38,240

Net Commission - - - - - - - - 4,374 (5,594) 660 573 5,033 (5,021) (636) (1,582) 18 161 - - (618) (1,421) - - (3,573) (18,232) - - - - - - - - - - 843 (24,674) 843 (24,674)

- - - - - - - - -

Corporate Agents-Banks/FII/HFC 12 12 2 2 14 14 - - 14 14 14 14 Corporate Agents-Others - - - - Insurance Brokers 6,350 11,276 1,222 1,724 7,572 13,000 59 220 59 220 7,631 13,220 7,631 13,220 Motor lnsurance Service Provider: - (a) MISP (Direct)(b) Insurance Intermediaries

- - - - -

Web Aggregators - - - - - Insurance Marketing Firm - - - - - Common Service Centres - - - - - Micro Agents - - - - - Point of Sales Persons 283 283 43 43 326 326 6 6 6 6 332 332 332 332 Other (to be specified) - - - - - - - - - - - - - - TOTAL (B) 6,645 11,571 1,267 1,769 7,912 13,340 - - 65 226 - - 65 226 - - - - - - - - - - - - - - 7,977 13,566 7,977 13,566

ParticularsQTD

MAR-18

YTDMAR-

18

QTDMAR-

18

YTDMAR-

18

QTDMAR-

18

YTDMAR-

18

QTDMAR-

18

YTDMAR-

18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

QTDMAR-18

YTDMAR-18

Commission & Remuneration

Direct - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Rewards(b) - - - - - - - - - - - - - - - - - - - - - Distribution fees(c) - - - - - - - - - - - - - - - - - - - - - - Gross Commission - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Add: Commission on Re-insurance Accepted

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Less: Commission on Re-insurance Ceded

- - - - - - - - 44 44 18 19 62 63 5 5 - - - - - 5 - - - - - - - - - - - - - - 67 68 67 68

Net Commission - - - - - - - - (44) (44) (18) (19) (62) (63) (5) (5) - - - - - (5) - - - - - - - - - - - - - - (67) (68) (67) (68)

Agents - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Corporate Agents-Banks - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Corporate Agents-Others - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Insurance Brokers - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Motor lnsurance Service Provider: - (a) MISP (Direct)(b) Insurance Intermediaries

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Web Aggregators - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Insurance Marketing Firm - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Common Service Centres - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Micro Agents - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Point of Sales - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Other (to be specified) - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TOTAL (B) - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Grand Total

Break-up of the expenses (Gross) incurred to procure business to be furnished as per details indicated Agents

Break-up of the expenses (Gross) incurred to procure business to be furnished as per details indicated

FIRE Marine Cargo Marine Hull Total Marine Motor ODMiscellaneous

Total MiscellaneousWorkmen’s Compensation/ Employer’s LiabilityPublic/ Product Liability Crop Insurance Other segments **

Notes:(a) The profit/ commission, if any, are to be combined with the Re-insurance

accepted or Re-insurance ceded figures.(b) Rewards as per IRDAI (Payment of commission or remuneration or reward to

insurance agents and insurance intermediaries) Regulations, 2017 (c) Distribution fees as per Guidelines on Motor lnsurance Service Provider

(d) Separate disclosure to be made for segment which contributes more than 10 percent of the Miscellaneous class of business


FORM NL-6-COMMISSION SCHEDULE

FIRE Marine Cargo Marine Hull Total Marine Grand TotalMotor ODMiscellaneous

Public/ Product Liability Engineering Aviation Crop Insurance Other segments **

Total HealthMotor TP Total Motor Health Personal Accident Travel Insurance Other Miscellaneous segmentEngineering Aviation

Other Miscellaneous segmentWorkmen’s Compensation/ Employer’s LiabilityCOMMISSION PAID (NET) [CURRENT YEAR] - PERIODIC DISCLOSURES : Q4 (₹ IN' 000)

(₹ IN' 000)COMMISSION PAID (NET) [PREVIOUS YEAR]

Notes:(a) The profit/ commission, if any, are to be combined with the Re-insurance

accepted or Re-insurance ceded figures.(b) Rewards as per IRDAI (Payment of commission or remuneration or reward

to insurance agents and insurance intermediaries) Regulations, 2017 (c) Distribution fees as per Guidelines on Motor lnsurance Service Provider

(d) Separate disclosure to be made for segment which contributes more than 10 percent of the Miscellaneous class of business

Total HealthMotor TP Total Motor Health Personal Accident Travel Insurance Total Miscellaneous

S.no. ParticularsQTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19QTD

MAR-19YTD

MAR-19

1 Employees’ remuneration & welfare benefits

- - - - - - - - 13,491 27,163 51,155 102,022 64,646 129,185 26,410 65,918 2,027 2,846 - - 28,437 68,764 - - 320 28,094 - - - - - - - - - - 93,403 226,043 93,403 226,043

2 Travel, conveyance and vehicle running expenses

- - - - - - - - 937 2,231 3,567 8,381 4,504 10,612 1,676 5,415 156 234 - - 1,832 5,649 - - (321) 2,308 - - - - - - - - - - 6,015 18,569 6,015 18,569

3 Training expenses - - - - - - - - 37 55 138 205 174 260 80 132 7 8 - - 87 140 - - 20 57 - - - - - - - - - - 281 457 281 457 4 Rents, rates & taxes - - - - - - - - 913 2,047 3,467 7,689 4,380 9,736 1,689 4,968 146 214 - - 1,835 5,182 - - (188) 2,117 - - - - - - - - - - 6,027 17,035 6,027 17,035 5 Repairs - - - - - - - - 14 67 53 250 67 317 9 162 4 7 - - 13 169 - - (38) 69 - - - - - - - - - - 42 555 42 555 6 Printing & stationery - - - - - - - - 75 169 283 636 359 805 137 411 12 18 - - 149 429 - - (18) 175 - - - - - - - - - - 489 1,408 489 1,408 7 Communication - - - - - - - - 448 845 1,698 3,174 2,146 4,019 904 2,050 65 89 - - 969 2,139 - - 68 874 - - - - - - - - - - 3,182 7,032 3,182 7,032 8 Legal & professional charges - - - - - - - - 3,541 6,845 13,419 25,712 16,960 32,557 7,064 16,612 519 717 - - 7,583 17,329 - - 368 7,080 - - - - - - - - - - 24,912 56,966 24,912 56,966 9 Auditors' fees, expenses etc - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

(a) as auditor - - - - - - - - 143 187 534 704 678 891 323 455 17 20 - - 340 475 - - 101 194 - - - - - - - - - - 1,118 1,560 1,118 1,560 (b) as adviser or in any other capacity, in respect of

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

(i) Taxation matters - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - (ii) Insurance matters - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - (iii) Management services; and - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - (c) in any other capacity - - - - - - - - 41 41 155 155 196 196 100 100 4 4 - - 104 104 - - 43 43 - - - - - - - - - - 343 343 343 343

10 Advertisement and publicity - - - - - - - - 61,604 125,983 233,668 473,189 295,272 599,172 119,696 305,732 9,344 13,200 - - 129,039 318,931 - - (479) 130,302 - - - - - - - - - - 423,832 1,048,406 423,832 1,048,406 11 Interest & Bank Charges - - - - - - - - 531 793 2,006 2,979 2,537 3,772 1,169 1,925 67 83 - - 1,236 2,008 - - 289 820 - - - - - - - - - - 4,063 6,600 4,063 6,600 12 Contribution to Solatium Fund - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 13 Depreciation 297 710 1,132 2,668 1,429 3,378 531 1,724 49 74 - - 580 1,798 - - (104) 735 - - - - - - - - - - 1,904 5,911 1,904 5,911 14 Others: - - - - - - - - - - - - - - - - - - - - -

(a) Business Support Services - - - - - - - - 7516 7,516 28,228 28,228 35,744 35,744 18,239 18,239 787 787 - - 19,026 19,026 - - 7,773 7,773 - - - - - - - - - - 62,543 62,543 62,543 62,543 (b) Stamp Duty Expenses - - - - - - - - 38 38 143 143 182 181 93 93 4 4 - - 97 97 - - 39 39 - - - - - - - - - - 318 317 318 317 (c) Office Administrative expenses (396) 682 (1,447) 2,563 (1,843) 3,245 (1,459) 1,656 7 71 - - (1,452) 1,727 - - (1,484) 706 - - - - - - - - - - (4,778) 5,678 (4,778) 5,678 (d) Recruitment Charges - - - - - - - - 403 1,020 1,533 3,830 1,935 4,850 690 2,474 70 107 - - 760 2,581 (199) 1,055 - - - - - - - - - - 2,496 8,486 2,496 8,486 (e) Information Technology 13,654 19,192 51,480 72,084 65,134 91,276 30,570 46,574 1,679 2,011 - - 32,249 48,585 8,600 19,850 - - - - - - - - - - 105,982 159,711 105,982 159,711 (f) Miscellaneous Expenses - - - - - - - - 349 871 1,033 3,272 1,382 4,143 609 2,114 60 91 - - 669 2,205 - - (157) 901 - - - - - - - - - - 1,894 7,249 1,894 7,249 TOTAL - - - - - - - - 103,637 196,455 392,244 737,884 495,881 934,339 208,530 476,753 15,023 20,585 - - 223,553 497,338 - - 14,632 203,192 - - - - - - - - - - 734,066 1,634,870 734,066 1,634,870

S.no. ParticularsQTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-18QTD

MAR-18YTD

MAR-181 Employees’ remuneration & welfare

benefits - - - - - - - - 1,575 1,575 29,341 63,041 30,916 64,616 8,238 8,238

- - - - 8,238 8,238

- - - - - - - - - - - - - - 39,154 72,854 39,154 72,854

2 Travel, conveyance and vehicle running expenses

- - - - - - - - 73 73 1,676 2,933 1,749 3,006 384 384 - - - - 384

384 - - - - - - - - - - - - - - 2,133

3,390 2,133 3,390

3 Training expenses - - - - - - - - - - 18 18 18 18 3 3 - - - - 3 3 - - - - - - - - - - - - - - 21 21 21 21 4 Rents, rates & taxes - - - - - - - - 158 158 2,373 6,317 2,531 6,475 826 826 - - - - 826 826 - - - - - - - - - - - - - - 3,357 7,301 3,357 7,301 5 Repairs - - - - - - - - 7 7 (5) 281 2 288 36 36 - - - - 36 36 - - - - - - - - - - - - - - 38 324 38 324 6 Printing & stationery - - - - - - - - 6 6 141 251 147 257 34 34 - - - - 34 34 - - - - - - - - - - - - - - 181 291 181 291 7 Communication - - - - - - - - 23 23 557 914 580 937 119 119 - - - - 119 119 - - - - - - - - - - - - - - 699 1,056 699 1,056 8 Legal & professional charges - - - - - - - - 296 296 11,102 11,859 11,398 12,155 1,550 1,550 - - - - 1,550 1,550 - - - - - - - - - - - - - - 12,948 13,705 12,948 13,705 9 Auditors' fees, expenses etc - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

(a) as auditor - - - - - - - - 17 17 692 692 709 709 91 91 - - - - 91 91 - - - - - - - - - - - - - - 800 800 800 800 (b) as adviser or in any other capacity, in respect of

- - - - - - - - - - - - - - - - - - - -

- - - - - - - - - - - - - - - -

- - -

(i) Taxation matters - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - (ii) Insurance matters - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - (iii) Management services; and - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - (c) in any other capacity - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

10 Advertisement and publicity - - - - - - - - 366 366 6,422 14,642 6,788 15,008 1,914 1,914 - - - - 1,914 1,914 - - - - - - - - - - - - - - 8,702 16,922 8,702 16,922 11 Interest & Bank Charges - - - - - - - - 3 3 67 110 70 113 15 15 - - - - 15 15 - - - - - - - - - - - - - - 85 128 85 128 12 Contribution to Solatium Fund - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 13 Depreciation - - - - - - - - 40 40 886 1,584 926 1,624 206 206 - - - - 206 206 - - - - - - - - - - - - - - 1,132 1,830 1,132 1,830 14 Others: - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

(a) Business Support Services - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - (b) Stamp Duty Expenses - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - (c) Office Administrative expenses - - - - - - - - 38 38 206 1,518 244 1,556 198 198 - - - - 198 198 - - - - - - - - - - - - - - 442 1,754 442 1,754 (d) Recruitment Charges - - - - - - - - 192 192 7,148 7,697 7,340 7,889 1,006 1,006 - - - - 1,006 1,006 - - - - - - - - - - - - - - 8,346 8,895 8,346 8,895 (e) Information Technology - - - - - - - - 136 136 (5,889) 5,453 (5,753) 5,589 713 713 - - - - 713 713 - - - - - - - - - - - - - - (5,040) 6,302 (5,040) 6,302 (f) Miscellaneous Expenses 85 85 3,419 3,419 3,504 3,504 445 445 - - - - 445 445 - - - - - - - - - - - - - - 3,949 3,949 3,949 3,949 TOTAL 0 0 0 0 3015 3015 58154 120729 61169 123744 15778 15778 0 0 0 0 15778 15778 0 0 0 0 0 0 0 0 0 0 0 0 0 0 76947 139522 76947 139522

Grand Total

Grand Total


FORM NL-7-OPERATING EXPENSES SCHEDULEMiscellaneous

Miscellaneous

Travel Insurance Total Health Workmen’s Compensation/ Employer’s LiabilityPersonal Accident

Public/ Product Liability Engineering AviationPersonal Accident Travel Insurance

FIRE Marine Cargo

Health

Notes: (a) Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000 whichever is higher, shall be shown as a separate line item.(b) Separate disclosure to be made for segment which contributes more than 10 percent of the Miscellaneous class of business

Notes: (a) Items of expenses and income in excess of one percent of the total premiums (less reinsurance) or Rs.5,00,000

whichever is higher, shall be shown as a separate line item.(b) Separate disclosure to be made for segment which contributes more than 10 percent of the Miscellaneous class

of business

HealthMarine Hull Total Marine Motor OD Motor TP Total Motor

Workmen’s Compensation/ Employer’s LiabilityFIRE Marine Cargo Marine Hull Total Marine Motor OD Motor TP Total Motor

OPERATING EXPENSES [CURRENT YEAR] - PERIODIC DISCLOSURES : Q4

OPERATING EXPENSES [PREVIOUS YEAR]

(₹ IN' 000)

(₹ IN' 000)Crop Insurance

Crop InsurancePublic/ Product Liability Engineering

Total Miscellaneous

Total MiscellaneousAviation

Other segments ** Other Miscellaneous segment

Other segments ** Other Miscellaneous segment

Total Health

(₹ IN' 000)

S.no. ParticularsYTD

MAR-19YTD

MAR-181 Authorised Capital

Equity Shares of ` 10 each 2,360,000 1,360,000 Non-Convertible redeemable Preferrence Shares of Rs..... each

- -

2 Issued CapitalEquity Shares of ` 10 each 2,360,000 1,360,000 Non-Convertible redeemable Preferrence Shares of Rs..... each

- -

3 Subscribed CapitalEquity Shares of ` 10 each 2,360,000 1,360,000 Non-Convertible redeemable Preferrence Shares of Rs..... each

4 Called-up CapitalEquity Shares of ` 10 eachLess : Calls unpaid - - Add : Equity Shares forfeited (Amount originally paid up)

- -

Less : Par Value of Equity Shares bought back

- -

Less : Preliminary Expenses - - Expenses including commission or brokerage on Underwriting or subscription of shares

- -

Non-Convertible redeemable Preferrence Shares of Rs..... each

- -

TOTAL 2,360,000 1,360,000 Notes:(a) Particulars of the different classes of capital should be separately stated.(b) The amount capitalised on account of issue of bonus shares should be disclosed.(c) In case any part of the capital is held by a holding company, the same should be separately



FORM NL-8-SHARE CAPITAL SCHEDULEPERIODIC DISCLOSURES : Q4

ShareholderYTD

MAR-19YTD

MAR-18

Number of Shares % of Holding Number of

Shares % of Holding

Promoters Indian - Acko Technologies & Services Private Limited

236,000,000 100 136,000,000 100

Foreign - - - - Investors - - - - Indian - - - - Foreign - - - - Others (to be specified) - - - - TOTAL 236,000,000 100 136,000,000 100

FORM NL-9-PATTERN OF SHAREHOLDING SCHEDULE



(₹ IN' 000)


MAR-19YTD

MAR-181 Capital Reserve - - 2 Capital Redemption Reserve - - 3 Share Premium - -

General Reserves - - Less: Debit balance in Profit and Loss Account

- -

Less: Amount utilized for Buy-back - - 5 Catastrophe Reserve - - 6 Debenture Redemption Reserve - - 7 Other Reserves (to be specified) - -

ESOP Reserves - - 8 Balance of Profit in Profit & Loss

Account - -

TOTAL - - Notes:

4

(a) Additions to and deductions from the reserves should be disclosed under each of the specified heads.(b) DRR created in terms of Companies Act, 2013 and Rules made thereunder, IRDAI (Other Forms of Capital) Regulations, 2015



FORM NL-10-RESERVE AND SURPLUS SCHEDULEPERIODIC DISCLOSURES : Q4

(₹ IN' 000)


MAR-19YTD

MAR-181 Debentures/ Bonds - - 2 Banks - - 3 Financial Institutions - - 4 Others (to be specified) - -

- - TOTAL - -

Notes:a) The extent to which the borrowings are secured shall be separately disclosed stating the nature of the security under each sub-head.b) Amounts due within 12 months from the date of Balance Sheet should be shown separatelyc) Debentures includes NCD issued as per IRDAI( Other Forms of Capital) Regulations 2015


Registration No. 157 and Date of Registration with the IRDAI September 18, 2017FORM NL-11-BORROWINGS SCHEDULEPERIODIC DISCLOSURES : Q4

(₹ IN' 000)

S.No. ParticularsYTD

MAR-19YTD

MAR-18YTD

MAR-19YTD

MAR-18YTD

MAR-19YTD

MAR-18LONG TERM INVESTMENTS

1 Government securities and Government guaranteed bonds including Treasury Bills

206,234 151,349 293,459 1,707 499,693 153,056

2 Other Approved Securities - - - - 3 Other Investments - - - - - -

( a) Shares - - - - - - (aa) Equity - - - - - - (bb) Preference - - - - - - ( b) Mutual Funds - - - - - - (c) Derivative Instruments - - - - - - (d) Debentures/ Bonds 144,445 148,845 205,537 1,679 349,982 150,524 (e) Other Securities (to be specified)

- - - - - -

(f) Subsidiaries - - - - - - (g) Investment Properties-Real Estate

- - - - - -

4 Investments in Infrastructure and Social Sector

- - - - - -

(a) Approved Investments (Bonds & Debentures)

249,176 201,630 354,563 2,275 603,740 203,905

(b) Other Investments - - - - - - 5 Other than Approved Investments - - - - - -

TOTAL 599,855 501,824 853,559 5,661 1,453,415 507,485 SHORT TERM INVESTMENTS - -

1 Government securities and Government guaranteed bonds including Treasury Bills

98,366 287,934 139,970 3,248 238,336 291,182

2 Other Approved Securities - - - - - - 3 Other Investments - - - - - -

(a) Shares - - - - - - (aa) Equity - - - - - - (bb) Preference - - - - - - (b) Mutual Funds 57,629 29,716 82,003 335 139,632 30,051 (a) Derivative Instruments - - - - - - (b) Debentures/ Bonds - 126,216 - 1,424 - 127,640 (c) Other Securities (FDs, CDs and CPs.)

11,011 24,721 15,668 279 - 25,000

(d) Subsidiaries - - - - - - (e) Investment Properties-Real Estate

- - - - - -

4 Investments in Infrastructure and Social Sector

- - - - - -

(a) Approved Investments (Bonds & Debentures)

103,215 197,512 146,869 2,228 250,085 199,740

(b) Other Investments - - - - - - 5 Other than Approved Investments - - - - - -

TOTAL 270,221 666,099 384,510 7,514 654,731 673,613 GRNAD TOTAL 870,076 1,167,923 1,238,069 13,175 2,108,145 1,181,098

ParticularsYTD

MAR-19YTD

MAR-18YTD

MAR-19YTD

MAR-18YTD

MAR-19YTD

MAR-18Long Term Investments--Book Value 599,855 501,800 853,559 5,684 1,453,414 507,484 market Value 603,141 498,694 858,235 5,649 1,461,376 504,342

- - - - - - Short Term Investments-- - - - - - - Book Value 212,581 636,354 302,517 7,208 515,099 643,562 market Value 212,705 636,211 302,694 7,206 515,399 643,417


FORM NL-12 & 12A -INVESTMENT SCHEDULE

A) Aggregate Value of Investments other than Equity Shares and Mutual Fund

Notes:

Shareholders Policyholders Total

Shareholders Policyholders Total

PERIODIC DISCLOSURES : Q4

(b) Aggregate amount of company's investments other than listed equity securities and derivative instruments and also the market value thereof (c) Investments made out of Catastrophe reserve should be shown separately.(d) Debt securities will be considered as “held to maturity” securities and will be measured at historical cost subject to amortisation.(e) Investment Property means a property [land or building or part of a building or both] held to earn rental income or for capital appreciation or (f) Investments maturing within twelve months from balance sheet date and investments made with the specific intention to dispose of within

(ii) Associate - is an enterprise in which the company has significant influence and which is neither a subsidiary nor a joint venture of the company.(iii) Significant influence (for the purpose of this schedule) - means participation in the financial and operating policy decisions of a company, but A substantial or majority ownership by another investor does not necessarily preclude an investor from having significant influence.

(a) Investments in subsidiary/holding companies, joint ventures and associates shall be separately disclosed, at cost.(i) Holding company and subsidiary shall be construed as defined in the Companies Act, 1956 as amended by Company Act 2013:(ii) Joint Venture is a contractual arrangement whereby two or more parties undertake an economic activity, which is subject to joint control.(i) Joint control - is the contractually agreed sharing of power to govern the financial and operating policies of an economic activity to obtain

(₹ IN' 000)


MAR-19YTD

MAR-181 SECURITY-WISE CLASSIFICATION

Secured - - (a) On mortgage of property - - (aa) In India - - (bb) Outside India - - (b) On Shares, Bonds, Govt. Securities - - (c) Others (to be specified) - - Unsecured - - TOTAL - -

2 BORROWER-WISE CLASSIFICATION - - (a) Central and State Governments - - (b) Banks and Financial Institutions - - (c) Subsidiaries - - (d) Industrial Undertakings - - (e) Others (to be specified) - - TOTAL - -

3 PERFORMANCE-WISE CLASSIFICATION - - (a) Loans classified as standard - - (aa) In India - - (bb) Outside India - - (b) Non-performing loans less provisions - - (aa) In India - - (bb) Outside India - - TOTAL - -

4 MATURITY-WISE CLASSIFICATION - - (a) Short Term - - (b) Long Term - - TOTAL - -

Notes:


FORM NL-13-LOANS SCHEDULE

(d) Loans considered doubtful and the amount of provision created against such loans shall be disclosed.

(a) Short-term loans shall include those, which are repayable within 12 months from the date of balance sheet. Long term loans shall be the loans other than short-term loans.(b) Provisions against non-performing loans shall be shown separately.(c ) The nature of the security in case of all long term secured loans shall be specified in each case. Secured loans for the purposes of this schedule, means loans secured wholly or partly against an asset of the company.


(₹ IN' 000)Particulars

Goodwill - - - - - - - - - - Intangibles - - - - - - - - -

Computer Software 3,050 656 - 3,706 355 1,120 - 1,475 2,231 2,695 Land-Freehold - - - - - - - - - - Leasehold Property - 2,540 - 2,540 - 684 - 684 1,856 - Buildings - - - - - - - - - - Furniture & Fittings 2,157 1,329 - 3,486 444 993 - 1,437 2,049 1,713 Information Technology Equipment

4,584 8,261 - 12,845 675 2,649 - 3,324 9,521 3,908

Vehicles - - - - - - - - - - Office Equipment 914 923 - 1,837 356 465 - 821 1,016 558 Others (Specify nature) - - - - - - - - - - TOTAL 10,705 13,709 - 24,414 1,830 5,911 - 7,741 16,673 8,875 Work in progress 544 153 697 - - - - - - 544 Grand Total 11,249 13,862 697 24,414 1,830 5,911 - 7,741 16,673 9,419 PREVIOUS YEAR - 11,249 - 11,249 - 1,830 - 1,830 9,419 - Note:Assets included in land, property and building above exclude Investment Properties as defined in note (e) to Form NL-12-Investment Schedule.


FORM NL-14-FIXED ASSETS SCHEDULE

To Date

Cost/ Gross Block Depreciation Net Block

Opening Additions Deductions ClosingUp to Last

Year


For The Period

YTDMAR-19

YTDMAR-18

On Sales/Adjustment

s

(₹ IN' 000)


MAR-19YTD

MAR-18

1 Cash (including cheques, drafts and stamps)

110 50

2 Bank Balances - - (a) Deposit Accounts - - (aa) Short-term (due within 12 months)

- -

(bb) Others - - (b) Current Accounts 77,847 21,305 (c) Others (to be specified) - -

3 Money at Call and Short Notice - - (a) With Banks - - (b) With other Institutions - -

4 Others (to be specified) - - TOTAL 77,957 21,355

Balances with non-scheduled banks included in 2 and 3 above

77,847 -

CASH & BANK BALANCES - - In India 77,957 21,355 Outside India - -

Note : Bank balance may include remittances in transit. If so, the nature and amount should be separately stated.

* Cheques on hand amount to Rs.NIL (Previous Year : Rs.NIL)


FORM NL-15-CASH AND BANK BALANCE SCHEDULEPERIODIC DISCLOSURES : Q4

(₹ IN' 000)

S.No. ParticularsYTD

MAR-19YTD

MAR-18(Rs.’000). (Rs.’000).

ADVANCES1 Reserve deposits with ceding companies - - 2 Application money for investments - - 3 Prepayments 7,593 2,079 4 Advances to Directors/Officers - - 5 Advance tax paid and taxes deducted at source (Net

of provision for taxation) 288 119

6 Others Security Deposits 34,457 7,157 Statutory Dues - - GST input balance recoverable (net) 25,655 11,256 Other Advances 73,151 177 Sales Proceeds Receivable (investment) - 19,918

TOTAL (A) 141,144 40,706

OTHER ASSETS1 Income accrued on investments 62,119 30,487 2 Outstanding Premiums - -

Less : Provisions for doubtful debts3 Agents’ Balances - - 4 Foreign Agencies Balances - - 5 Due from other entities carrying on insurance

business (including reinsurers) 7,828 -

Less : Provisions for doubtful debts6 Due from subsidiaries/ holding - - 7 Others 25,545 -

TOTAL (B) 95,492 30,487 TOTAL (A+B) 236,636 71,193

Notes:

(c) Sundry Debtors will be shown under item 9(others)

(a) The items under the above heads shall not be shown net of provisions for doubtful amounts. The amount of provision against each head should be shown separately.(b) The term ‘officer’ should conform to the definition of that term as given under the Companies Act.

ACKO GENERAL INSURANCE LIMITED Registration No. 157 and Date of Registration with the IRDAI September 18, 2017

FORM NL-16-ADVANCES AND OTHER ASSETS SCHEDULE PERIODIC DISCLOSURES : Q4

(₹ IN' 000)


MAR-19YTD

MAR-181 Agents’ Balances 3,699 - 2 Balances due to other insurance

companies 307,886 2,507

3 Deposits held on re-insurance ceded

- -

4 Premiums received in advance 84,978 773 (a) For Long term policies 58,252 (b) for Other Policies 26,727 773

5 Unallocated Premium - - 6 Sundry creditors 237,715 10,343 7 Due to subsidiaries/ holding

company 6,482 5,933

8 Claims Outstanding 216,697 1,015 9 Due to Officers/ Directors - -

10 Unclaimed amount of policyholder's funds #

- -

11 Interest payable on debentures/bonds etc.

- -

12 OthersStatutory Dues Payable 24,793 5,385 Due to Solatium fund 486 8 Deposit Premium 96,063 1,691 Employee Benefits 25,000 7,192

TOTAL 1,003,799 34,847

ParticularsYTD

MAR-19YTD

MAR-18Opening Balance - -

Add: Amount transferred to unclaimed amount - -

Add: Cheques issued out of the unclaimed amount but not encashed by the policyholders (To be included only when the

cheques are stale) - - Add: Investment Income - - Less: Amount paid during the year - -

Less: Transferred to SCWF - - Closing Balance of Unclaimed Amount - -

Details of unclaimed amounts andInvestment Income thereon

#Disclosure as per the requirement of circular no. IRDA/F&A/CIR/CLD/114/05/2015 dated May 28, 2015


FORM NL-17-CURRENT LIABILITIES SCHEDULEPERIODIC DISCLOSURES : Q4

(₹ IN' 000)


MAR-19YTD

MAR-181 Reserve for Unexpired Risk 501,557 7,181 2 Reserve for Premium Deficiency 34,526 - 3 For taxation (less advance tax paid and

taxes deducted at source) - -

4 For proposed dividends - - 5 For dividend distribution tax - - 6 Others

______________Provision on gratutity 2,784 658 TOTAL 538,867 7,839


FORM NL-18-PROVISIONS SCHEDULEPERIODIC DISCLOSURES : Q4

(₹ IN' 000)


MAR-19YTD

MAR-181 Discount Allowed in issue of shares/

debentures - -

2 Others (to be specified) - - TOTAL - -

Notes:(a) No item shall be included under the head “Miscellaneous Expenditure” and carried forward unless: 1. some benefit from the expenditure can reasonably be expected to be received in future, and 2. the amount of such benefit is reasonably determinable.(b) The amount to be carried forward in respect of any item included under the head “Miscellaneous Expenditure” shall not exceed the expected future revenue/other benefits related to the expenditure.


FORM NL-19 MISC EXPENDITURE SCHEDULEPERIODIC DISCLOSURES : Q4

NL-21-Rel Par IRDA Periodic Disclosures

QTDMAR-19

YTDMAR-19

QTDMAR-18

YTDMAR-18

Subscription received for additional share capital 10,000 10,000 - 13,100

Premium received (56) 3,221 - - Payment of technology support and services 168 649 55 55 Premium Deposit 516 516 - - Amount payable / (receivable) at the balance sheet date (1) 65 59.33 59.33 Claims paid 472 472 - - Commission towards broking services 15 15 -

Amount payable / (receivable) at the balance sheet date 11 11 - -

Varun Dua Managing Director & CEODeepak Angrula Whole-time DirectorJitendra Nayyar Chief Financial OfficerKarishma Desai Company SecretaryMr. Biresh Giri Appointed Actuary & CROMr. Manish Thakur Chief Investment OfficerMr. Animesh Das Chief Underwriting Officer

92.11 267.71

1Acko Technology & Services Private Limited

Holding Company

2Coverfox Insurance Broking Private Limited

Private company in which director is a shareholder

*including the premium flow through Assocaites/ Group companies as an agent

3 Salary Bonus and Other Allowances 72 412

Nature of Relationship with the Company

Description of Transactions / Categories Consideration paid / received*


PERIODIC DISCLOSURESFORM NL-21: Related Party Transactions

Related Party Transactions(Rs in Lakhs)

Sl.No. Name of the Related Party

Page 1 of 1

Acko General Insurance LimitedRegistration No.:157 dated 18th September 2017

Amount in INR

For the qtr Upto the qtr For the qtr Upto the qtr For the qtrUpto

the qtr For the qtr Upto the qtr For the qtr Upto the qtr For the qtr Upto the qtr For the qtr Upto the qtr For the qtr Upto the qtr For the qtr Upto the qtrFor the

qtrUpto the

qtr For the qtr Upto the qtr For the qtr Upto the qtr For the qtr Upto the qtrAndhra Pradesh - - - - - - - - 15 33 34 67 - - - - 75 77 - - - - - - 124 178 Arunachal Pradesh - - - - - - - - 0 0 0 0 - - - - 0 0 - - - - - - 0 0 Assam - - - - - - - - 1 1 3 5 - - - - 8 8 - - - - - - 11 14 Bihar - - - - - - - - 6 12 13 25 - - - - 4 4 - - - - - - 23 40 Chhattisgarh - - - - - - - - 3 6 10 16 - - - - 3 3 - - - - - - 16 25 Goa - - - - - - - - 8 15 14 28 - - - - 4 4 - - - - - - 27 46 Gujarat - - - - - - - - 62 114 77 157 - - - - 28 29 - - - - - - 167 299 Haryana - - - - - - - - 64 102 213 358 - - 90 115 193 223 - - - - - - 559 798 Himachal Pradesh - - - - - - - - 3 7 9 16 - - - - 2 2 - - - - - - 14 25 Jammu & Kashmir - - - - - - - - 0 1 1 3 - - - - 0 0 - - - - - - 2 4 Jharkhand - - - - - - - - 4 7 7 15 - - - - 4 5 - - - - - - 15 26 Karnataka - - - - - - - - 299 610 507 1068 - - - - 358 1,036 - - - - - - 1,165 2,714 Kerala - - - - - - - - 8 16 16 32 - - - - 12 12 - - - - - - 36 60 Madhya Pradesh - - - - - - - - 17 21 74 96 - - - - 23 23 - - - - - - 114 140 Maharasthra - - - - - - - - 205 437 351 760 147 3,487 4 15 195 1,246 - - - - - - 902 5,945 Manipur - - - - - - - - - - 0 0 - - - - 0 0 - - - - - - 0 0 Meghalaya - - - - - - - - 0 0 0 0 - - - - 0 0 - - - - - - 0 0 Mizoram - - - - - - - - 0 0 0 0 - - - - 0 0 - - - - - - 0 0 Nagaland - - - - - - - - - 0 0 0 - - - - - - - - - - - - - 0 Orissa - - - - - - - - 5 9 7 14 - - - - 10 10 - - - - - - 22 34 Punjab - - - - - - - - 97 282 66 169 - - - - 11 11 - - - - - - 174 461 Rajasthan - - - - - - - - 23 33 149 231 - - - - 28 29 - - - - - - 200 292 Sikkim - - - - - - - - 0 0 0 1 - - - - - - - - - - - - 1 1 Tamil Nadu - - - - - - - - 106 176 213 356 - - - - 154 158 - - - - - - 474 690 Telangana - - - - - - - - 90 223 140 339 - - - - 36 37 - - - - - - 266 600 Tripura - - - - - - - - 0 0 0 0 - - - - 0 0 - - - - - - 0 1 Uttar Pradesh - - - - - - - - 113 201 180 334 2 - - - 47 48 - - - - - - 342 582 Uttrakhand - - - - - - - - 1 3 5 9 - 2 - - 3 3 - - - - - - 9 17 West Bengal - - - - - - - - 26 52 60 122 - - - - 22 22 - - - - - - 109 197 Andaman & Nicobar Is. - - - - - - - - 0 0 0 1 - - - - - - - - - - - - 1 1 Chandigarh - - - - - - - - 2 4 4 10 - - - - 4 4 - - - - - - 10 17 Dadra & Nagra Haveli - - - - - - - - 0 0 1 1 - - - - - - - - - - - - 1 1 Daman & Diu - - - - - - - - 0 0 0 0 - - - - - - - - - - - - 0 1 Delhi - - - - - - - - 198 375 269 548 - - - - 42 43 - - - - - - 509 966 Lakshadweep - - - - - - - - 0 0 0 0 - - - - - - - - - - - - 0 0 Puducherry - - - - - - - - 2 4 5 7 - - - - 2 2 - - - - - - 9 12 Total - - - - - - - - 1,361 2,746 2,430 4,786 149 3,489 94 130 1,266 3,038 - - - - - - 5,300 14,189

PERIODIC DISCLOSURES

STATESFire Marine (Cargo) Marine (Hull) Engineering Motor Own Damage Motor Third Party Liability insurance

FORM NL-22 - GEOGRAPHICAL DISTRIBUTION OF BUSINESS FOR QUARTER ENDED 31st March 2019

Personal Accident Medical Insurance Overseas medical Crop Insurance All Other Miscellaneous Grand TotalPERIODIC DISCLOSURES : Q4

FORM NL-23 - REINSURANCE RISK CONCENTRATION FOR THE QUARTER ENDING 31 MARCH 2019

S.No. Reinsurance PlacementsProportional Non-Proportional Facultative

1 No. of Reinsurers with rating of AAA and above2 No. of Reinsurers with rating AA but less than AAA 2.00 996.70 19.45 96.14%3 No. of Reinsurers with rating A but less than AA 2.00 38.67 2.16 3.86%4 No. of Reinsurers with rating BBB but less than A 5 No. of Reinsurers with rating less than BBB6 No. of Indian Insurers7 Not Rated8 Placement by lead insurer Total 4.00 1,035.37 21.62 - 100%

No. of reinsurers Premium ceded to reinsurers Premium ceded to reinsurers / Total reinsurance premium ceded (%)

(Rs. In Lakhs)



Reinsurance Risk Concentration

Acko General Insurance LimitedRegistration Number 157 Dated 18th September 2017

FORM NL-24 - AGEING OF CLAIMS FOR THE QUARTER ENDED 31st March 2019(` in Lakhs)

1 month 1 - 3 months 3 - 6 months 6 months - 1 year > 1 year1 Fire Nil Nil Nil Nil Nil Nil Nil2 Marine Cargo Nil Nil Nil Nil Nil Nil Nil3 Marine Hull Nil Nil Nil Nil Nil Nil Nil4 Engineering Nil Nil Nil Nil Nil Nil Nil5 Motor OD 2647 417 29 2 Nil 3,095 644.03 6 Motor TP 0 2 2 0 Nil 4 10.162 7 Health 5481 189 11 1 Nil 5,682 119.27 8 Overseas Travel Nil Nil Nil Nil Nil Nil Nil9 Personal Accident 21 9 0 0 Nil 30 13.72

10 Liability 3106 1836 118 6 Nil 5,066 330.9411 Crop Nil Nil Nil Nil Nil Nil Nil12 Miscellaneous Nil Nil Nil Nil Nil Nil Nil


Sl.No. Line of BusinessNo. of claims paid Total No. of

claims paid Total amount of claims paid



No. of claims only

Sl. No. Claims Experience FireMarine Cargo

Marine Hull

EngineeringMotor

ODMotor

TPHealth

Overseas Travel

Personal Accident

Liability Crop CreditMiscella

neousTotal

1 Claims O/S at the beginning of the period - - - - 553 4 242 - 9 1944 - - - 2,752 2 Claims reported during the period - - - - 3975 7 6172 - 173 6401 - - - 16,728 3 Claims Settled during the period - - - - 3,095 4 5682 - 30 5066 - - - 13,877 4 Claims Repudiated during the period - - - - 22 0 33 - 9 0 - - - 64 5 Claims closed during the period - - - - 733 1 334 - 73 1609 - - - 2,750 6 Claims O/S at End of the period - - - - 658 6 356 - 72 1454 - - - 2,546 7 Less than 3months - - - - 628 5 338 - 72 1,365 - - - 2,408 8 3 months to 6 months - - - - 30 1 14 - - 79 - - - 124 9 6months to 1 year - - - - - - 4 - - 10 - - - 14

10 1year and above - - - - - - - - - - - - - - 11 3 years and above - - - - - - - - - - - - - -

PERIODIC DISCLOSURESFORM NL-25 - CLAIMS DATA FOR NON LIFE FOR THE QUARTER ENDED 31st March 2019PERIODIC DISCLOSURES : Q4

Gross Premiums

Net Premiums

Net Incurred

claims

RSM1 RSM2 RSM

- - - - - - - - - - - - - - - - - -

7,532 5,615 588 1,130 279 1,130 - - - - - - - - - - - -

3,458 1,210 205 519 132 519 80 55 183 12 55 55 15 14 50 3 15 15

11,085 6,894 1,026 1,664 481 1,719

Engineering -

Miscellaneous 52 Total 2,082

Aviation - Liability 585 Health 206

Marine Cargo - Marine - Other than Cargo - Motor 1,239


Line of Business Gross Incurred claims

Fire -

PERIODIC DISCLOSURESFORM NL-26 - CLAIMS INFORMATION - KG TABLE I AS AT 31st March 2019PERIODIC DISCLOSURES : Q4



Sl. No. Number1 32 03 Out of approvals of previous year 04 Out of approvals of this Quarter 05 06 37 08 09 3

No. of branches closed during the QuarterNo of branches at the end of the QuarterNo. of branches approved but not openedNo. of rural branchesNo. of urban branches

No. of branches opened during the Quarter

FORM NL-27 - OFFICES INFORMATION FOR NON LIFE AS ON March 31 2019PERIODIC DISCLOSURES : Q4

Office InformationNo. of offices at the beginning of the Quarter (As on 1.01.2019)No. of branches approved during the Quarter

No PARTICULARS SCH ++ AMOUNT1 Investments 8 & 8A 21,081.462 Loans 9 03 Fixed Assets 10 166.884 Current Assets

a. Cash & Bank Balance 11 787.00b. Advances & Other Assets 12 5,797.81

5 Current Liabilitiesa. Current Liabilities 13 -13,118.04b. Provisions 14 -5,645.51c. Misc. Exp not Written Off 15 0.00d. Debit Balance of P&L A/c 14,531.73

Application of Funds as per Balance Sheet (A)

32,064.97

Less: Other Assets SCH ++ Amount1 Loans (if any) 9 02 Fixed Assets (if any) 10 166.883 Cash & Bank Balance (if any) 11 787.004 Advances & Other Assets (if any) 12 5,797.815 Current Liabilities 13 -13,118.046 Provisions 14 -5,645.517 Misc. Exp not Written Off 15 0.008 Investments held outside India9 Debit Balance of P&L A/c 14,531.73

TOTAL (B)

10,983.51

'Investment Assets' As per FORM 3B (A-B) 21,081.46

Balance FRSM+

(a) (b) (c) d = (b+c) (e) (d + e)

1

Central Govt. Securities

Not less than 20%

- 2,218.84 3,157.56 5,376.39 25.50 5,376.39 5,393.02

2 Central Govt Sec, State Govt Sec or Other Approved Securities (incl (1) above)

Not less than 30%

- 3,045.85 4,334.45 7,380.30 35.01 7,380.30 7,432.44

3 Investment subject to Exposure Norms - 5,653.92 8,045.92 13,699.84 64.99 1.32 13,701.16 13,731.63

a. 'Housing & Loans to SG for Housing and FFE

Not less than 15%

- 3,523.73 5,014.51 8,538.25 40.50 8,538.25 8,550.82

1. Approved Investments2. Other Investments

- - - - 0.00 0.00 5,180.81

b. Approved Investments

Not exceed

ing 55%

- 2,130.19 3,031.40 5,161.59 24.49 1.32 5,162.92 -

- - - - 0.00 0.00 21,164.07 Total Investment Assets 100% 21,080.14 100.00 21,081.46 21,164.07

Statement as on: 31st March 2019Statement of Investment Assets (General Insurer, Re-insurers)(Business within India)


Periodicity of Submission: PERIODIC DISCLOSURES : Q4

FORM NL-28-STATEMENT OF ASSETS - 3B

Note: 1. (+) FRSM refers 'Funds representing Solvency Margin' 2. Other Investments' are as permitted under 27A(2) 3. Pattern of Investment is applicable to both Shareholders funds representing solvency margin and policyholders funds. 4. Exposure Norms shall apply to Funds held beyond Solvency Margin, held in a separate Custody Account 5. SCH (++) refers to Schedules to Balance Sheet, prepared as per IRDAI (Preparation of Fin. Stmt and Auditors' Report of Ins Companies) Regulations

No 'Investment' represented as Reg. %SH PH

Book Value (SH + PH) %

Actual

FVC Amou

Total Market Value

Certified that the information given herein are correct and complete and nothing has been concealed or suppressed to the best of my knowledge and belief.

NL-29-Debt Sec IRDA Periodic Disclosures

PERIODIC DISCLOSURES : Q4 (Rs in Lakhs)

As at Mar 31, 2019

as % of total for this class

As at Mar 31, 2018


As at Mar 31, 2019


As at Mar 31, 2018


Break down by credit ratingAAA rated 10,574.79 54.23 6,301.51 56.13 10,539.93 54.28 6,321.35 56.14AA or better 1,001.55 5.14 497.58 4.43 998.10 5.14 496.72 4.41Rated below AA but above A 492.19 2.52 0.00 0.00 500.03 2.58 0.00 0.00Rated below A but above B 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Any other 7,432.44 38.11 4,428.51 39.44 7,380.30 38.01 4,442.38 39.45

Total (A)

BREAKDOWN BY RESIDUALMATURITY

Up to 1 year 4,887.21 25.06 6,184.17 55.08 4,884.21 25.15 6,185.62 54.93more than 1 yearand upto 3years 6,024.54 30.89 4,552.84 40.55 6,007.62 30.94 4,576.87 40.65

More than 3years and up to 7years 3,561.54 18.26 490.58 4.37 3,535.91 18.21 497.97 4.42

More than 7 years and up to 10 years

5,027.67 25.78 0.00 0.00 4,990.61 25.70 0.00 0.00

above 10 years 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Total (B)

Breakdown by type of the issurera. Central Government 5,393.02 27.66 3,921.97 34.93 5,376.39 27.69 3,934.44 34.94b. State Government 2,039.42 10.46 506.54 4.51 2,003.90 10.32 507.94 4.51c.Corporate Securities 12,068.53 61.89 6,799.08 60.56 12,038.06 61.99 6,818.08 60.55Total (C )

Note1. In case of a debt instrument is rated by more than one agency, then the lowest rating will be taken for the purpose of classification. 2. Market value of the securities will be in accordnace with the valuation method specified by the Authority under Accounting/ Investment regulations.3. Total A, B and C shhould match with each other and with debt securities reported under NL-12 and 12A (Investments). Other Debt Securities to be reported seprately


Detail Regarding debt securitiesMARKET VALUE Book Value

FORM NL-29

Page 1 of 1

NL-30-Ana Rat IRDA Periodic Disclosures

Sl.No. Particular Calculation QTDMAR-19

YTDMAR-19

QTDMAR-18

YTDMAR-18

1 Gross Direct Premium Growth Rate** [GDPI(CY)-GDPI(PY)] / GDPI(PY) NA NA NA NA

2Gross Direct Premium to Net worth Ratio

GDPI / Shareholder's funds Shareholder's funds/Net Worth =Share capital+reserve and surplus-Miscellaneous expenditure-debit balance in profit and loss account )Shareholders' funds /Net Worth comprise of Share Capital plus all Reserves and Surplus (except revaluation Reserve and fair value changeaccount) net of accumulated losses and Miscellaneous expenditure to the extentnot written off as at the Balance Sheet date

- 1.58 0.01 0.01

3 Growth rate of Net Worth(Shareholder's funds(CY)-Shareholder's funds(PY)) /Shareholder's funds(PY)

-27.71% -27.71% 2466.27% 2466.27%

4 Net Retention Ratio** Net written premium/Gross direct premium

66.75% 69.24% 36.50% 39.73%

5 Net Commission Ratio** Net Commission/Net written premium 0.20% -2.51% -2.13% -1.87%

6 Expense of Management to Gross Direct Premium Ratio**

(Direct Commission+Operating Expenses)/Gross direct premium

140.01% 116.18% 888.17% 1521.68%

7 Expense of Management to Net Written Premium Ratio**

(Direct Commission+Operating Expenses)/Net Written Premium

174.89% 167.78% 958.73% 1640.48%

8 Net Incurred Claims to Net Earned Premium**

Net Incurred Claims/Net Earned Premium

71.52% 58.61% 76.49% 76.70%

9 Claims paid to claims provisions** Claim Paid (pertaining to provisions made previously)/claims provision

0% 0% NA NA

10 Combined Ratio** (7) +(8) 244.72% 222.50% 980.28% 1717.18%

11 Investment income ratio

Investment income (Revenue) /Net Earned PremiumInvestment income (Revenue)= Profit/ Loss on sale/redemption of Investments+Interest, Dividend & Rent – Gross (net of investment expenses)

9.11% 7.91% 7.10% 7.10%

12Technical Reserves to net premium ratio **

[(Reserve for unexpired risks+premium deficiency+reserve for outstanding claims(including IBNR and IBNER) ]/Net premium written

0.77 0.77 0.96 0.96

13 Underwriting balance ratio

Underwriting results/Net earned premium

Underwriting results= Net earned premium-Net incurred claims-Net commission-Operating Expenses (Before adjusting trasfer to Profit and loss account as per Section 40C)- Premium Deficiency

-2.57 -2.88 10.07 16.85

14 Operationg Profit Ratio Operating profit/Net Earned premium -373.73% -281.04% -1007.00% -1685.58%

15 Liquid Assets to liabilities ratio

Liquid Assets/Policyholders liabilitiesLiquid Assets = Short term investments+Short term loans+Cash & Bank balances

Policyholders liabilities=Outstanding Claims including Incurred But Not Reported (IBNR) &Incurred But Not Enough Reported (lBNER)+Unearned Premium Reserve+ Premium Deficiency Reserve,if any+ Catastrophe Reserve,if any; and+ Other Liabilities net off Other Assets Other Liabilities in point (e) above, comprise of (i) Premium received in advance (ii) Unallocated premium (iii) Balance due to OTHERInsuranceCompanies (iv) Due to other Members of a Pool such as Third Party Pool; Terrorism Pool; etc. (vi) Sundry creditors (due to Policyholders).

0.97 0.97 0.85 0.85

16 Net earning ratio Profit after tax/Net Premium written -255.31% -275.29% -1945.00% -1387.48%17 Return on net worth ratio Profit after tax/Net Worth -73.37% -149.87% -5.09% -9.51%

18 Available Solvency argin Ratio to Required Solvency Margin Ratio

to be taken from solvency margin reporting

1.78 1.78 2.48 2.48

19 NPA Ratio to be taken from NPA reporting #REF! #REF!Gross NPA Ratio

Net NPA Ratio

20 Debt Equity Ratio Debt/EquityEquity=Shareholder's funds

- - - -

21 Debt Service Coverage Ratio

Earnings available for debt service/Interest Instalments ( principal component)

- - - -

22 Interest Service Coverage Ratio Earnings Before Interest and Tax [EBIT]/Interest

- - - -

23Total Quantum of the instruements as issued under IRDAI (other Forms of Capital), Regulations

- - - -

-Percent of total of paid up Equity Share capital and Securities Premimums shall not exceed 25 percent

- - - -

-Percent of the Net Worth shall not exceed50 percent

- - - -

24 Earnings per share Profit /(loss) after tax/No. of shares ₹ 8.47 ₹ 8.47 ₹ 1.19 ₹ 1.1925 Dividend per share Dividend/No. of shares 0 0 0 026 Book value per share Net worth/No. of shares ₹ 3.80 ₹ 3.80 ₹ 9.12 ₹ 9.12

** Segmental Reporting up to the quarter

Segments Gross Direct Premium Growth Rate** Net Retention Ratio**Net

Commission Ratio**

Expense of Management

to Gross Direct

Premium Ratio**

Expense of Management to

Net Written Premium Ratio**

Net Incurred Claims to Net

Earned Premium**

Claims paid to claims provisions**

Combined Ratio**

Technical

Reserves to net

premium

ratio **

Underwriting

balance ratio

FIRE - - - - - - - - - - Current Period - - - - - - - - - - Previous Period - - - - - - - - - - Marine Cargo - - - - - - - - - - Current Period - - - - - - - - - - Previous Period - - - - - - - - - - Marine Hull - - - - - - - - - - Current Period - - - - - - - - - - Previous Period - - - - - - - - - - Total Marine - - - - - - - - - - Current Period - - - - - - - - - - Previous Period - - - - - - - - - - Motor OD - - - - - - Current Period NA 42.99% -4.74% - - - - - - -8.51 Previous Period NA 45.00% -23.91% - - - - - - 24.87 Motor TP - - - - - - Current Period NA 92.65% 0.13% - - - - - - -6.34 Previous Period NA 95.00% -0.26% - - - - - - 16.84 Total Motor - - - - - - Current Period NA 74.55% -0.89% - - - - - - -6.74 Previous Period NA 92.48% -0.84% - - - - - - 17.04 Health - - - - - - Current Period NA 94.32% -0.55% - - - - - - -0.88 Previous Period NA 95.00% -0.52% - - - - - - 16.10 Personal Accident - - - - - - Current Period NA 95.00% 1.30% - - - - - - -1.76 Previous Period NA NA NA - - - - - - NATravel Insurance - - - - - - Current Period - - - - - - - - - 0.00%Previous Period - - - - - - - - - 0.00%Total Health - - - - - - Current Period NA 94.35% -0.48% - - - - - - -0.92 Previous Period NA 95.00% -0.52% - - - - - - 16.10 Workmen’s Compensation/ Employer’s liability - - - - - - Current Period - - - - - - - - - 0.00%Previous Period - - - - - - - - - 0.00%Public/ Product Liability - - - - - - Current Period NA 35.00% -14.93% - - - - - - -3.41 Previous Period NA NA NA - - - - - - NAEngineering - - - - - - Current Period - - - - - - - - - - Previous Period - - - - - - - - - - Aviation - - - - - - - - - - Current Period - - - - - - - - - - Previous Period - - - - - - - - - - Crop Insurance - - - - - - - - - - Current Period - - - - - - - - - - Previous Period - - - - - - - - - - Other segments ** - - - - - - - - - - Current Period - - - - - - - - - - Previous Period - - - - - - - - - - Total Miscellaneous NA - Current Period NA 69.24% -2.51% 116.18% 167.78% 58.61% NA 222.50% 0.77 -2.88 Previous Period NA 39.73% -1.87% 1521.68% 1640.48% 76.70% NA 1717.18% 0.96 NATotal-Current Period NA 69.24% -2.51% 116.18% 167.78% 58.61% NA 222.50% 0.77 -2.88 Total-Previous Period NA 39.73% -1.87% 1521.68% 1640.48% 76.70% NA 1717.18% 0.96 NA


Analytical Ratios for Non-Life companies


FORM NL-20 Analytical Ratios(Rs in Lakhs)PERIODIC DISCLOSURES : Q4

Page 1 of 1

NL-31-Rel Par IRDA Periodic Disclosures

QTDMAR-19

YTDMAR-19

QTDMAR-18

YTDMAR-18

Subscription received for additional share capital 10,000 10,000 - 13,100

Premium received (56) 3,221 - - Payment of technology support and services 168 649 55 55 Premium Deposit 516 516 - - Amount payable / (receivable) at the balance sheet date (1) 65 59.33 59.33 Claims paid 472 472 - - Commission towards broking services 15 15 -

Amount payable / (receivable) at the balance sheet date 11 11 - -

Varun Dua Managing Director & CEODeepak Angrula Whole-time DirectorJitendra Nayyar Chief Financial OfficerKarishma Desai Company SecretaryMr. Biresh Giri Appointed Actuary & CROMr. Manish Thakur Chief Investment OfficerMr. Animesh Das Chief Underwriting Officer

*including the premium flow through Assocaites/ Group companies as an agent


FORM NL31: Related Party TransactionsPERIODIC DISCLOSURES

412 267.71

Related Party Transactions

Sl.No. Name of the Related PartyNature of Relationship with

the CompanyDescription of Transactions / Categories

Consideration paid / received*

1

Salary Bonus and Other Allowances3

Acko Technology & Services Private Limited

(Rs in Lakhs)

Holding Company

72 92.11

2Coverfox Insurance Broking Private Limited

Private company in which director is a shareholder

Page 1 of 1


Products and/or add-ons introduced during the quarter ended 31st March 2019Sl. No.Name of Product Co. Ref. No. IRDA Ref.no. Class of Business Category of product Date of filing of Product Date IRDA confirmed filing/ approval

1 Compulsory Personal Accident (Owner-Driver) under Motor Insurance Policies IRDAN157RP0024V01201819 Motor Retail 12/26/2018 1/1/20192 Group Health & Accident Care ACKHLGP19122V011819 Group Health Commercial 2/11/2019 2/12/2019

PERIODIC DISCLOSURESFORM NL-32 - PRODUCTS INFORMATION AS AT 31st March 2019PERIODIC DISCLOSURES : Q4

No Name of the Security COI AmountDate of Purchase

Rating AgencyOriginal Grade

Current Grade

Date of last Downgrade

Remarks

A. During the Quarter ¹

HTDN CARE AAA AA+ 3-Feb-19

HORD CARE AA+ AA- 6-Mar-19

HORD CARE AA- A 31-Mar-19



B. As on Date ²




CERTIFICATION

Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.

Rs. LakhsPeriodicity of Submission: Q4

Statement of Down Graded Investments

Company Name & Code: ACKO General Insurance Limited & 157

FORM NL-32-DOWN GRADING OF INVESTMENT-2

1 Provide details of Down Graded Investments during the Quarter.2 Investments currently upgraded, listed as Down Graded during earlier Quarter shall be deleted from the Cumulative listing.3 FORM-2 shall be prepared in respect of each fund. In case of ULIP FORM 2 shall be prepared at Segregated Fund (SFIN) level and also atconsolidated level.4 Category of Investmet (COI) shall be as per Guidelines issued by the Authority

1 9.10% DHFL BS 09-09-2019 500.03 8-May-18

2 9.10% DHFL BS 18-03-2019 - 12-Apr-18This security got matured on 18th March 2019.

1 9.10% DHFL BS 09-09-2019 500.03 8-May-18

Item Amount

(A) 12,459

(B) 7,528 (C) - (D) 4,931 (E) (0)

(F) 11,885

(G) 2,968 (H) 8,917 (I) 8,917 (J) 5,000 (K) 1.78

Total Required Solvency Margin [RSM]Solvency Ratio (Total ASM/Total RSM)


Shareholder's FundsAvailable Assets in Shareholders’ Funds (as per Form IRDAI-GI-TA):Deduct:Other Liabilities (other liabilities in respect of Shareholders’ Fund as Excess in Shareholders’ Funds (F-G)Total Available Solvency Margin [ASM] (E+H)

Available Assets in Policyholders’ Funds (as per Form IRDAI-GI-TA)Deduct:Current Liabilities (as per FORM IRDAI-GI-TR)Provisions (as per BS )Other Liabilities (other liabilities in respect of Policyholders’ Fund as Excess in Policyholders’ Funds (A)-(B)-(C)-(D)

Registration No. 157 dated September 18, 2017FORM NL 33 - SOLVENCY MARGIN - KGII AS AT 31ST Mar. 2019

ParticularsPolicyholder's Funds


(Amount in ₹)


FORM NL-34 - BOARD OF DIRECTORS AND KEY PERSONS AS ON March 31, 2019

Sl. No.

Name of person Role/designation

1 Mr. G N Agarwal Independent Director2 Mr.Srinivasan V Independent Director3 Ms. Ruchi Deepak Non-Executive Director4 Mr. Deepak Angrula Whole time Director5 Mr. Varun Dua Managing Director & CEO

Sl. No.

Name of person Role/designation

1 Mr. Varun Dua Managing Director & CEO2 Mr. Deepak Angrula Whole time Director3 Mr. Jitendra Nayyar Chief Financial Officer4 Mr. Manish Thakur Chief Investment Officer5 Mr. Biresh Giri Appointed Actuary6 Mr. Biresh Giri Chief Risk Officer7 Mr. Animesh Das Chief Underwriting Officer8 Ms. Karishma Desai Chief Compliance Officer & Company Secretary

No ChangeNo Change

PERIODIC DISCLOSURES : Q4Board of Directors

Details of change in the period

No ChangeNewly Appointed

No ChangeKey Persons

Details of change in the period

No Change

No Change

Key Persons as defined in IRDA (Registration of Insurance Companies) Regulations, 2000 & Guidelines on Reporting of Key Persons issued on 9th October 2013

No ChangeNo ChangeNo ChangeNo ChangeNo ChangeNo Change

%Has there

been revision?

AmountBoard

Approval Ref

Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.Note:A. Category of Investmet (COI) shall be as per INV/GLN/001/2003-04B. FORM 7A shall be submitted in respect of each 'fund'.C. Classification shall be as per F&A-Circulars-169-Jan-07 Dt.24-01-07.

NIL

Default Interest (Book Value)

Principal Due from

Interest Due from

Deferred Principal

Deferred Interest

Rolled Over?

COI Company NameInstrument

Type

Interest RateTotal O/s

(Book Value)

Default Principal

(Book Value)

Company Name & Code: ACKO General Insurance Limited & 157Periodicity of Submission: Quarterly

FORM NL-35-NON PERFORMING ASSETS-7ADetails of Investment PortfolioPeriodicity of Submission : Q4

Has there been any Principal Waiver?

Classification

Provision (%)

Provision (Rs)

Rs. Lakhs

Book Value Market Value Book Value Market Value Book Value Market ValueCENTRAL GOVERNMENT SECURITIESCentral Government Bonds CGSB 4,812.41 3,009.66 125.68 10.59 10.59 4,313.92 3,009.66 341.69 7.92 7.92 1,915.33 1,518.91 40.54 2.12 2.12 Treasury Bills CTRB 1,693.69 2,383.36 30.10 7.21 7.21 1,238.88 2,383.36 50.72 4.09 4.09 2,714.63 2,403.06 65.57 2.42 2.42 STATE GOVERNMENT/OTHER APPROVED SEC./ OTHER GUARATEED SEC.Deposit under Section 7 of Insurance Act, 1938

CDSS - - - - - - - - - - - - - - -

State Government Bonds SGOA - - - - - - - - - - - - - - - Other Approved Securities (excluding Infrastructure Investments)

SGGB 806.49 2,039.42 16.04 8.07 8.07 791.03 2,039.42 23.56 2.98 2.98 507.97 506.54 0.28 0.06 0.06

BONDS / DEBENTURES ISSUED BY NHB / INSTITUTIONS ACCREDITED BY NHBBonds / Debentures issued by NHB / Institutions accredited by NHB

HTDN 1,860.75 2,033.64 38.45 8.38 8.38 1,619.07 2,033.64 132.94 8.21 8.21 516.17 511.40 13.10 2.54 2.54

Commercial Papers - NHB / Institutions accredited by NHB

HTLN - - - - - - - - - - 863.30 - 8.86 1.03 1.03

Commercial Papers - NHB / Institutions accredited by NHB

HORD 730.88 492.19 4.57 2.54 2.54 730.88 492.19 4.57 0.63 0.63 - - - - -

INFRASTRUCTURE / SOCIAL SECTOR INVESTMENTSTaxable - Infrastructure / Social Sector - PSU - Debentures / Bonds

IPTD 3,151.06 4,020.42 72.48 9.33 9.33 1,841.89 4,020.42 151.07 8.20 8.20 3,184.16 3,514.99 76.22 2.39 2.39

Infrastructure - Infrastructure Development Fund (IDF)

IPFD - - - - - 729.13 - 37.17 5.10 5.10 - - - - -

Infrastructure - Other Corporate Securities - Debentures/ Bonds

ICTD 1,558.68 2,004.58 33.63 8.75 8.75 977.02 2,004.58 73.97 7.57 7.57 - - - - -

Infrastructure - Other Corporate Securities - CPs

ICCP - - - - - - - - - - 1,757.30 - 6.69 0.38 0.38

APPROVED INVESTMENT SUBJECT TO EXPOSURE NORMS

Commercial Papers - Approved Investment ECCP - - - - - 538.25 - 15.91 2.96 2.96 970.99 779.34 15.30 1.58 1.58

Deposits - Deposit with Scheduled Banks ECDB 265.47 266.78 3.04 4.64 4.64 253.82 266.78 15.57 6.13 6.13 331.26 250.00 7.41 2.24 2.24 Corporate Securites - (Approved Investment) - Debentures

ECOS 3,371.11 3,517.71 79.99 9.62 9.62 2,627.89 3,517.71 216.55 8.24 8.24 1,970.53 1,993.35 52.27 2.65 2.65

Deposits - Deposit with Scheduled Banks, FIs (incl. Bank Balance awaiting Investment), CCIL, RBI

EDCD - - - - - - - - - - 997.18 - 4.96 0.50 0.50

Mutual Funds - Gilt / G Sec / Liquid Schemes EGMF 1,343.47 1,396.32 23.80 7.18 7.18 947.13 1,396.32 68.21 7.20 7.20 669.85 300.51 15.59 2.33 2.33

Total 19,594.00 21,164.07 427.79 16,608.90 21,164.07 1,131.94 16,398.66 11,778.11 306.79

Net Yield

Investment (Rs.) Income on Investment

No Category of InvestmentCategory

Code

Current Quarter Year to Date Previous Year

Investment (Rs.) Income on

Gross Yield

Net Yield (%)²

5

Certified that the information given herein are correct, complete and nothing has been concealed or suppressed, to the best of my knowledge and belief.

Note: Category of Investment (COI) shall be as per Guidelines, as amended from time to time

FORM NL-36-YIELD ON INVESTMENTS 1Company Name & Code: ACKO General Insurance Limited & 157

Statement of Investment and Income on InvestmentPeriodicity of Submission: Q4

Gross Yield (%)¹

Net Yield

1

2

3

4

Investment (Rs.) Income on

Gross Yield

Rs. Lakhs

No Name of the Security COI AmountDate of Purchase

Rating AgencyOriginal Grade

Current Grade

Date of last Downgrade

Remarks

A. During the Quarter ¹






B. As on Date ²




8-May-18

Company Name & Code: ACKO General Insurance Limited & 157

FORM NL-37-DOWN GRADING OF INVESTMENT-2

Statement of Down Graded Investments

Periodicity of Submission: Quarterly

Periodicity of Submission: Q4

1 Provide details of Down Graded Investments during the Quarter.2 Investments currently upgraded, listed as Down Graded during earlier Quarter shall be deleted from the Cumulative listing.3 FORM-2 shall be prepared in respect of each fund. In case of ULIP FORM 2 shall be prepared at Segregated Fund (SFIN) level and also atconsolidated level.4 Category of Investmet (COI) shall be as per Guidelines issued by the Authority

CERTIFICATION

Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.

1 9.10% DHFL BS 09-09-2019 500.03 8-May-18

2 9.10% DHFL BS 18-03-2019 - 12-Apr-18This security got matured on 18th March 2019.

1 9.10% DHFL BS 09-09-2019 500.03


FORM NL-38 - BUSINESS RETURNS ACROSS LINE OF BUSINESS(Amount in INR)

Premium No. of Policies Premium No. of Policies Premium No. of Policies Premium No. of Policies1 Fire NA NA NA NA NA NA NA NA2 Cargo NA NA NA NA NA NA NA NA3 Motor TP 242,974,985 31,661 478,591,985 47,177 7,241,858 962 7,747,858 1,139 4 Motor OD 136,090,029 105,135 274,636,029 175,890 408,746 138 408,746 138 5 Engineering NA NA NA NA NA NA NA NA6 Workmen's Compensation NA NA NA NA NA NA NA NA7 Employer's Liability NA NA NA NA NA NA NA NA8 Aviation NA NA NA NA NA NA NA NA9 Personal Accident 9,392,624 2 13,020,624 6 NA NA NA NA

10 Health 126,606,877 8 303,767,877 24 1,012,399 3 1,012,399 3 11 Public/ Product Liability 14,938,763 9 348,882,763 24 NA NA NA NA12 Others* NA NA NA NA NA NA NA NA

Note:1. Premium stands for amount of premium2. The line of business which are not applicable for any company should be filled up with NA. Figure '0' in those fields will imply no business in the segment.*any other segment contributing more than 5% of the total premium needs to be shown separately


Periodicity of Submission: Q4

Quarterly Business Returns across line of Business

Sl.No. Line of Business

For the Quarter ended 31st March 2019 For the period ended 31st March 2019 For the Quarter ended 31st March 2018 For the period ended 31st March 2018


Sl.No. Line of Business ParticularNo. of Policies

IssuedPremium Collected Sum Assured

Rural - - - Social - - - Rural - - - Social - - - Rural 18,785.00 943.26 - Social - - - Rural 41,792.00 453.35 55,103.73 Social - - - Rural - - - Social - - - Rural - - - Social - - - Rural - - - Social - - - Rural - - - Social - - - Rural - - - Social 2.00 93.93 138,689,005.65 Rural - - - Social 2.00 192.42 14,539,044.69 Rural - - - Social - - -

*any other segment contributing more than 5% needs to be shown separately

4 Motor OD

5 Engineering

PERIODIC DISCLOSURESFORM NL-39 - RURAL AND SOCIAL OBLIGATIONS

Rural & Social Obligations for Quarter ended 31st Mar 2019

1 Fire

2 Cargo & Hull

( ` in Lakhs)

9 Personal Accident

10 Health

11 Others*

6 Workmen's Compensation

7 Employer's Liability

8 Aviation

3 Motor TP


Amount in INR

1 Individual agents - - - - - - - - 2 Corporate Agents-Banks 24 150477 24 150477 - - - - 3 Corporate Agents -Others - - - - - - - - 4 Brokers 59,868 104739815 73,853 168087362 - - - - 5 Micro Agents - - - - - - - - 6 Direct Business 76,322 417704965 148,643 1243253061 1,103 8,663,320 1,280 9,169,003 7 Others 601 7408378 601 7408378

Total (A) 136,815 530,003,634 223,121 1,418,899,278 1,103 8,663,320 1,280 9,169,003 1 Referral (B) - - - - - - - -

Grand Total (A+B) 136,815 530,003,634 223,121 1,418,899,278 1,103 8,663,320 1,280 9,169,003

Note:1. Premium means amount of premium received from business acquired by the source2. No of Policies stand for no. of policies sold3. Premium figures mentioned above is Gross Written Premium

PERIODIC DISCLOSURESFORM NL-40 - BUSINESS ACQUISITION THROUGH DIFFERENT CHANNELS

Sl.No.

Business Acquisition through different channels

Channels

For quarter ended 31st Mar 2019 Upto the quarter ended 31st Mar 2019 For quarter ended 31st Mar 2018 Upto the quarter ended 31st Mar 2018

No. of Policies PremiumPremium No. of Policies Premium No. of Policies Premium No. of Policies


Fully AcceptedPartial

Accepted Rejected

1 Complaints made by customers 4 60 52 0 8 0 141a) Proposal Related 1 7 6 0 1 0 14b) Claim 1 24 19 0 5 0 31c) Policy Related 1 22 22 0 0 0 76d) Premium 0 0 0 0 0 0 0e) Refund 0 2 2 0 0 0 6f) Coverage 0 0 0 0 0 0 0g) Cover Note Related 0 0 0 0 0 0 0h) Product 1 5 3 0 2 0 14i) Others 0 0 0 0 0 0 0

Total Number 4 60 52 0 8 0 141

2 Total no. of policies during previous year 13553 Total no. of Claims during previous year 14 Total no. of Policies during Current year 2231215 Total no. of Claims during Current year 248316 Total no.of Policy Complaints (Current year) per 10,000 policies Current year 4.93

7 Total no.of Claim Complaints (Current year) per 10,000 Claims registered (Current year) 12.48

8 Duration wise Pending Status Complaints made by customers

Complaints made by intermediaries

Total

a) Upto 7 Days 126 0 126b) 7 - 15 Days 9 0 9c) 15 - 30 Days 5 0 5d) 30 - 90 Days 1 0 1e) 90 Days & Beyond 0 0 0

Total Number of complaints 141 0 141

PERIODIC DISCLOSURES Q4FORM NL-41 - GREIVANCE DISPOSAL FOR THE QUARTER ENDED March 31, 2019

Sl No. Particulars Opening Balance *As on beginning of the Quarter

Additions during the Quarter

Complaints Resolved / Settled During Complaints Pending at the end of the Quarter

Total Complaints Registered upto

the quarter during the

financial Year

acko general insurance limited registration no. 157 dated ... · acko general insurance limited...

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