a§~amv ~g{dcog yŒwdmbm - buldana urban · 2019. 11. 19. · gmyzm_` ahdmb 2009-10 ~g{dcog...

$: A§~amV ~g{dcog YŒwdmbm - Buldana Urban · 2019. 11. 19. · gmYZm_` Ahdmb 2009-10 ~g{dcog YŒwdmbm A§~amV ISO-9001:2000 SA-8000:2001 à_m{UV a. Z§. 267 (Multi-State)$
gmYZm_` Ahdmb

2009-10

~g{dcog YŒwdmbmA§~amV

ISO-9001:2000 SA-8000:2001 à_m{UV a. Z§. 267 (Multi-State)

R. No. 267 (MultiState)

Head Office :- Sahakar Setu, Hutatma Gore Path, Buldana - 443001 Dist. Buldana (Maharashtra)

~±H$g© :- l~±H$ Am°\$ B§{S>`m,joÌr` H m`m©b` ZmJnya.

d¡Ym{ZH$ boImn[ajH$l_o. ìhr.Ama. BZm_Xma A°ÊS> H§$.

g„mJmallr. adrÝÐ Imnao, A°S>ìhmoHo$Q>, hm`H$moQ>©, ZmJnya

llr. g{MZ d¡Ú, MmQ>©S>© AH$mD§$Q>§Q ,

llr. {OV|Ð H$moR>mar, A°S>ìhmoHo$Q>,

llr. _ZmoO MmoaS>r`m, A°S>ìhmoHo$Q>,

llr. {dZmoX Jm§Yr, MmQ>©S>© AH$mD$§Q>§Q>, ZmJnya

~wcS>mUm

~wcS>mUm

~wcS>mUm

a. Z¨. 267 (_ëQrñQ oQ)

AmXam§Ocr

`m Am{W©H$ fm©_Ü`o amï—>r`, Am§Va {H$Vr©À`m _m{OH$,

amOH$s` joÌmVrc _hZr` ì`ŠVr, emók, g¡Ý` d

nmocrg XcmVrc OdmZ Ë`mMà_mUo

g§ñWoMo g^mgX, Ë`m§Mo Hw$Qw>§~r`, Amá _¥Ë`w nmdco AmhoV...

Ë`m gdmªÀ`m AmËå`mg _wŠVr {_imo hr àmW©Zm !

Z¡g{J©H$ g§H$Q>m§Mm gm_Zm H$aVmZm _¥Ë`w nmdcoë`m g§nyU© XoemVrc

{deofV: coh cS>mI _Yrc Xoe~m§Ydm§Zm {dZ_« A{^dmXZ !!

d amï—>r` gm

~wcS>mUm A~©Z n{adma

lr. {earf Xoenm§S>o_w»` H$m`©H$mar A{YH$mar

lr. amYoí`m_ Xod{H$gZOr Mm§S>H$,g§ñWmnH$ - AÜ`j

: g§MmcH$ _§S>i :

lr. H$m§{Vbmb N>mOoS>,CnmÜ`j

lr.ZW_b {Mam{Z`m S>°m. lr. {H$emoa Ho$bm lr. a_oeM§Ð amR>r lr. A§~mbmb Jm§Yr

lr. Z§X{H$emoa P§da lr. A§~oe {~`mUr lr. AO` go§Ja S>m°. lr. gwHo$e P§da lr. {H$emoa _hmOZ

lr. AZ§V gmdio lr. Z§X{H$emoa ~mhoVr lr. amOoe Xoecham lr. {dZmoX Ho$S>r`m S>m°. lr. {dZmoX ^§S>mar

gm¡. lwVr Jm§Yr lr. amOoe cÉ>mgaì`dñWmnH$

lr. gw~moY H$mH$mUr gm¡. _§Oy ZmJXodVo S>m°. gm¡. hfm© S>moUJm§dH$a

_mÝ`da g^mgX

~wbS>mUm A~©ZÀ`m ñWmnZobm 24 df} nyU© Pmbr. g§ñWoZo 25 ì`m dfm©V nXmn©U Ho$bo Amho. AmO g§ñWoMr am¡ß` _hmoËgdr gmYmaU g^m. g§ñWobm àJVrÀ`m `m {eIamda nmohmoM{dÊ`mgmR>r AË`§V AmnwbH$sZo Am{U {dídmgmZo ì`dhma H$aUmè`m g_ñV J«mhH$ g^mgXm§Mm _r F$Ur Amho. Ë`mM~amo~a g§ñWobm gd©M ñVamda Aìdb R>odÊ`mMm Ü`mg KoVboë`m g§MmbH$ _§S>imVrb gdmªMo d ñWm{ZH$ g„mJma g{_Vr gXñ`m§Mo Am^ma. g§ñWoÀ`m àJVrMr Km¡S>Xm¡S> H$m`_ doJdmZ R>odÊ`mgmR>r Anma H$ï> KoUmè`m gd© H$_©Mmar dJm©bm YÝ`dmX.

XoemVrb àW_ H«$_m§H$mMr g§ñWm hm Zmdbm¡H$sH$ H$m _ R>odrV Am{e`m I§S>mVrb gdm©V _moR>r ZmJar nVg§ñWm hm ~hÿ_mZ {_i{dÊ`mgmR>r g§ñWoMr dmQ>Mmb gwê$ Amho. ~wbS>mUm gma»`m N>moQ>çm ehamnmgwZ gwê$ Pmbobm ghH$mamMm g[aV àdmh amÁ`mÀ`m gr_m Amobm§Sy>Z BVa amÁ`m§_Yohr XmIb Pmbm Amho. g§ñWoMm nmaXeu ì`dhma Am{U JwUJ«mhH$Vm `m_wio g§ñWoÀ`m Zmdbm¡H$sH$m_Yo â Va nS>VM Amho nU Ë`mM~amo~a "ghH$mam' ~Ôb bmoH$m§À`m _Zm_Yo {dídmg {Z_m©U hmoV Amho hr g§ñWoÀ`m ÑîQ>rZo gdm©V _moR>r CnbãYr Amho.

CÎm_JwUo ì`dhmao ñdò ¿`mdo, Vo ~hþVm§g gm§Jmdo.dV©ë`m{dU ~mobmdo, Vo eãX {_Ï`m.

g_W© am_Xmgm§Zr lr Xmg~moYm_Yo gm§[JVë`mà_mUo g§ñWoMo ì`dhma Am{U dmQ>Mmb V§VmoV§V gwê$ Amho.

g§ñWoMr Am{W©H$ KmoS>Xm¡S> AI§S> gwé Amho. R>odtMm AmoK H$m`_ RodyZ g§ñWoda g^mgX Omo {dídmg Xe©{dVmV Ë`mcm VmoS> Zmhr. `mdfu g§ñWoÀ`m R>odr_Yo Odinmg 26% dmT> Pmcr Amho. gm_m{OH$ ~m§YrcH$sMr OnUyH$ H$arV èñdr Am{W©H$ dmQ>Mmc ho Va g§ñWoMo d¡{eîQ>ç Amho. ~wH$ ~±H$s¨J H$ê$Z {_iUmè`m Zâ`mÀ`m "AmZ§Xm' nojm gmoeb ~±H$s¨J H$ê$Z {_imboë`m "g_mYmZm' bm g§ñWoZr A{YH$ àmYmÝ` {Xbo Amho. Hw$R>ë`mhr g§ñWoMo èmnè ho g§ñWm MmbH$m§À`m XyaÑï>r YmoaUmda Adb§~yZ AgVo. g§ñWoÀ`m gd©M CnH«$_m_YyZ `mMr MwUwH$ ~Kmd`mg {_iVo. "J«m_rU JmoXm_ ̀ moOZm' hr AerM ̂ {dî`mMm doY KoD$Z gwê$ Ho$bobr ̀ moOZm. 17-18 dfm©nydu g§ñWoZr Amnbo n{hbo JmoXm_ gwê$ Ho$bo. Ë`mdoiog eoVH$è`m§Zm, ì`mnmè`m§Zm ̀ m ̀ moOZoMo _hËd gm§Jmdo bmJV hmoVo nU AmO _mÌ Hw$R>ohr JmoXm_ gwê$ Ho$ë`mZ§Va Ho$di H$mhr VmgmV Vo nyU© âbo OmVo. hm à{VgmX ~KwZ 17-18 dfm©nydu KoVboë`m H$ï>mMo MrO Pmbo Ago dmQ>Vo. AmOamoOr g§ñWoMr 300 nojm OmñV JmoXm_o Amho. emgH$s` ñVamda `m `moOZoM XIb KoÊ`mV Ambr Amho. _hmamï´> amÁ` dIma _hm_§S>i, \w$S> H$mnm}. Am°\$ B§{S>`m Am{U H$m°Q>Z H$mnm}. Am°\$ B§{S>`m `m gaH$mar CnH«$_m§g_doV H$m_ H$aÊ`mMr g§Yr Z{OH$À`m H$mimV g§ñWobm {_iUma Amho. g§ñWoÀ`m Ñï>rZo hr Jm¡admMr ~m~ Amho. ̂ {dî`m_Yo g§ñWoMm hm J«oZ ~±H$ àH$ën ghH$ma joÌmgmR>r XrnñV§^ R>amdm. hr ̀ moOZm {dX^© _amR>dmS>çmVrb eoVH$è`m§gmR>r Am{W©H$ CÞVrMm _hm_mJ© R>abr Amho. g§ñWoZo XoIrb JmoXm_nmdVr `moOZoda bj H|$ÐrV Ho$bo AgwZ

`

r

amYoí`m_ Mm§S>H$

AÜ`j

XmoZ

Vnm§Mr

ghH$ma

gmYZm

OmñVrV OmñV H$O© ̀ mM àH$mam_Yo {dVarV H$aÊ`mMo YmoaU R>a{dco Amho.

ewÝ` Q>¸o$ WH$~mH$sgmR>r AemM àH$maMo H$O© dmQ>n H$aÊ`mMo g§ñWoMo YmoaU Amho. eoVH$è`m§Mr ImOJr gmdH$mar nmemVwZ _wº$Vm hmoÊ`mgmR>r `m ̀ moOZoMm {ZpíMV Cn`moJ hmoB©c hr ImÌr Amho. hm àH$ën A{YH$ ̀ eñdr ìhmdm åhUyZ g§ñWog ~±H$ Am°\$ B§{S>`mZo Joë`m dfu 250 H$moQ>r é.Mr \o$aH$O© _`m©Xm {Xcr hmoVr. g§ñWoMm EHw$U ì`dhma ~KwZ hr _`m©Xm 320 H$moQ>r é. H$aÊ`mV Amcr Amho. Ë`mM ~amo~a H¥$frjoÌmVrc àH$ënm§Zm H$O© XoÊ`mgmR>r ̀ g ~±Ho$Zo XoIrc 150 H$moQ>r ê$. Mr \o$a_`m©Xm g§ñWocm {Xcr Amho.

_Ü`àXoe d _hmamï´> amÁ`mVwZ {deofV: _amR>dmS>m {d^mJm_Yo g§ñWoÀ`m emIm§Mr _moR>çm à_mUmV _mJUr hmoV Amho. Ë`m_wio Cñ_mZm~mX, cmVwa, qhJmocr, naÛr, ~rS> ̀ m {Oëøm§_Yo emIm gwé H$aÊ`mV ̀ oV Amho. Ë`mM ~amo~a H$moëhmnya, gm§Jcr, gmVmam, nwUo ̀ m {Oëøm§_Yohr g§ñWoMm emIm-{dñVma hmoV Amho.

XoemVrc _moOŠ`mM Jmdm§_Yo ~±H$s¨J gw{dYm CncãY Amho. Ë`m_wio Am{W©H$ joÌm_Yo H$m_ H$aUmè`m g§ñWm§Zr Aem gwXya joÌm_Yo H$m_ H$amdo Ago AmdmhZ Amnë`m XoemÀ`m _m. AW©_§Í`m§Zr Ho$co hmoVo. Ë`m§Mo AmdmhZmg à{VgmX XodwZ g§ñWoZo ~wcS>mUm {OëømVrc àËòH$ Jmdmcm ~±H$s¨J gw{dYm XoÊ`mMm g§H$ën gmoS>cm Amho.{OëømÀ`m 13 VmcwŠ`m§_Yo hr `moOZm am~{dÊ`mV òUma Amho. àma§^r ~wcS>mUm d OiJmd Om_moX `m XmoZ VmcwŠ`m§_Yrc àËòH$ JmdmgmR>r hr gw{dYm nwa{dÊ`mV òUma Amho. `m `moOZoMm cm^ J«m_rU ^mJmVrc OZVogmo~VM gwXya ^mJmVrc Am{Xdmgr Jmdm§Zm XoIrc hmoUma Amho.

g§ñWoÀ`m EHw$U emIm§n¡H$s 75 emIm H$moAa ~±H$s¨J àUmcrZo OmoS>ë`m AmhoV. Cd©arV emIm Q>ß`mQ>ß`mZo OmoS>Ê`mV òVrc. Am°Z cmB©Z

emIm§_Yrc J«mhH$m§gmR>r Eg². ~§°H$s¨J godm gwé H$aÊ`mV Amcr Amho.`m godoMm cm^ AZoH$ J«mhH $KoV Amho.A{YH$m{YH$ J«mhH$m§Zr ̀ m `moOZoMm cm^ ¿`mdm. g§ñWoMo gd©M CnH«$_ {Z`{_VnUo gwé AmhoV. {VénVr ^º$ {ZHo$VZMm cm^ KoUmè`m§Mr g§»`m {Xdg|{Xdg dmT>V Amho.Ë`m_wio gÜ`m Agcocr B_maV H$_r nS>V Amho. ̀ m ̂ º${ZHo$VZmMm {dñVma H$amdm Aer _mJUr hmoV Amho. Ë`m_wio Ë`m{R>H$mUr AmUIr H$mhr OmJm ̂ mS>o dmda KoÊ`mV Amcr Amho. Oo cmoH$ lrjoÌ {VénVrÀ`m Xe©ZmgmR>r OmD$ eH$V ZmhrV Aem ̂ º$m§gmR>r g§ñWoZo _mo\$V ̀ mÌoMo Am`moOZ Ho$co Amho. ̀ mMm cm^ gw_mao 500 nojm OmñV ̂ º$m§Zr KoVcm Amho.

J«m_rU ̂ mJmVrc g^mgXm§gmR>r Zonmi {d_mZ ̀ mÌoMo Am`moOZ H$aÊ`mV Amco Amho. ̀ m_wio J«m_rU ̂ mJmVrc g^mgXm§Zm {d_mZ àdmgmMr g§Yr {_iUma Amho. ̀ m ̀ moOZocmhr Mm§Jcm à{VgmX {_iV Amho.

n`m©daU ajUmgmR>r g§ñWm {Z`{_VnUo nwT>mH$ma KoVM AgVo. ̀ mhr dfu g§ñWoZo gw_mao 10,000 d¥jm§Mo amonU Ho$co AgwZ nm°crWrZ _wº$ eha `mgmR>r g§ñWm à`ËZ H$aUma Amho.

_hmamï´>mVrc cmoH$m§Mo X¡dV lr.JOmZZ _hmamO (eoJmd) ̀ m§À`m g_mYr gmohù`mMo ho eVmãXr df© Amho. ̀ m{Z{_Îm {X.9Ÿ Vo 13 gßQ>|~a 2010 `m H$mcmdYr_Yo eoJmd ̀ oWo ̀ oÊmmè`m ̂ º$OZm§gmR>r g§ñWo_m\©$V AÞN>Ì CKS>Ê`mV Amco hmoVo. 60,000 nojm OmñV ̂ º$m§Zr ̀ m AÞN>Ìm_Yo AÞJ«hU Ho$co. lr JOmZZ _hmamOm§À`m Xe©ZmgmR>r Amcoë`m ̀ m ̂ º$m§Zr g§ñWoÀ`m godoMm ñdrH$ma Ho$cm,hr g§ñWogmR>r A{^_mZmMr ~m~ Amho.

E_².Eg².

VÎ

g§ñWoMm Zmdcm¡H$sH$ gd©Ì dmT>V Amho. Ë`m_wio amÁ`mVrc Am{U amÁ`m~mhoarc ghH$ma MidirVrc AZoH$ H$m`©H$V} g§ñWocm gmVË`mZo ̂ oQ> XoV AgVmV Ë`m gdmªMm _r Am^mar Amho. g§ñWoÀ`m {d{dY H$m`©H«$_mgmR>r, emIm ew^ma§^mgmR>r AZoH$ _hZr` ì`{º$§Zr g§ñWocm ̂ oQ>r {Xë`m AmhoV Ë`m gdmªMo Am^ma.

Zm~mS>© Mo AÜ`j _m. lr. C_oeM§Ð ga§Jr (^m.à.go.), Mo _m.lr. aËZmH$a Jm`H$dmS> (^m.à.go.), _hmamîQ´>mMo ghH$ma g{Md _m. S>m°. lr. gwYraHw$_ma Jmo`c (^m.à.go.), _m.lr. A{Zc {S>{½JH>>a (^m.à.go.), _m.S>m°. lr. H¥$îUm cìhoH$a (^m.à.go.), _m. lr. amOJmonmc Xodam, ghH$ma Am`wº$ (^m.à.go.), H|${Ð` {Z~§YH$ _m. lr. amO|Ð {Vdmar, àYmZ g§MmcH$ _m. lr. gwIXodqgJ B§Xmo[a`m, g§MmcH$ _m.lr.S>r.S>r. R>mHy$a NAFCUB Mo AÜ`j _m. lr EM. Ho$. nmQ>rc, H$m`©. g§MmcH$ lr_Vr eer H$m m d _w»` H$m`©H$mar A{YH$mar _m. lr. S>r. H¥$îUm Am{U `m gdmªMo ghH$mar `m§Mo _mJ©Xe©Z Am{U _XV `m{edm` gw_mao 1500 H$moQ>r é. À`m R>odtMm hm Q>ßnm JmR>Uo AeŠ` hmoVo. `mgmR>r ̀ m gdmªMo _Z:nyd©H$ Am^ma !

gVV XmoZ Vnm§nmgyZ AmnU gd© OU g§ñWoda Anma {dídmg ì`º$ H$[aVM AmhmV. Amnbo ào_ Am{U {dídmg `m_wio ghH$ma Midir_Yo g§ñWocm AT>inX àmá Pmco Amho. ho AT>inX AgoM {Q>Hy$Z R>odÊ`mgmR>r Amåhr Amnë`mer H${Q>~ÜX AmhmoV. g§ñWodarc ào_ A{YH$m{YH$ d¥pÜX¨JV ìhmdo hr Anojm.

g§ñWog {d{dY àg§Jr _mJ©Xe©Z H$aUmao amOH$s`, gm_m{OH$ joÌmVrb nXm{YH$mar, H|$Ðr` d amÁ` ghH$ma {d^mJmVrb gd© A{YH$mar, H$_©Mmar, g§ñWoMo ImVo Agboë`m gd© ~±H$m_Yrb A{YH$mar Am{U H$_©Mmar d¥§X, `m gdmªMo _Z:nyd©H$ Am^ma. ~±H$ Am°\$ B§{S>`m Am{U `g ~±Ho$À`m gd© A{YH$mar, H$_©Mmè`m§Mo {deof Am^ma _mZë`m{edm` ~wbS>mUm A~©Z Mm dm{f©H$ Ahdmb AnyU© amhrb `mMr OmUrd _bm Amho Ë`m_wio Ë`m§Mo Am^ma.

MMRDA

b

Respected Members;

Today, Buldana Urban is entering its silver jubilee

year, which has called upon for this AGM. At this

moment, my mind is precisely filled up with

contentment as I am both thankful and grateful to all

the customers who have stood by my side throughout

this journey. I cannot really thank enough the

Directors at all the branches of Buldana Urban who

have strived equally hard to keep their respective

branch at the heights set by us. Likewise, the

members of Local Advisory Committee have been an

excellent encouragement. Last but not the least are

the staff members including the supportive staff who

have persistently helped to achieve the targets for

each passing year. No words can actually express my

gratitude for them all.

Buldana Urban, the topmost Credit Society in India in

its twenty-fifth year has made a determination to be

the topmost Credit Society in the continent of Asia.

With the continuous support of you all we are sure to

reach our set destination very soon. As you all are

well aware, today, Buldana Urban which originated

in a small town like Buldana has crossed the

boundaries of the province and state of Maharashtra.

The biggest asset for the Society is the trust the Co-

operative movement has gained in the minds of all in

general. The transparency in the working of Buldana

Urban and constant pursuit for quality maintenance

are the strong pillars which balance its eminence. The

financial and societal transactions are endlessly

amYoí`m_ Mm§S>H$

AÜ`j

Twenty-four

years

of

Penance

going on without making them obvious. As the teamwork is of great importance, the ME hardly

surfaces whereas the WE is always there to backup each operation.

The great saint Samarth Ramdas has revealed in the Dasbodh that ‘one must speak less but concentrate

more on work, as also one must try to inculcate the best in his or her working and should make it

known to others by deeds and not by words.’

Consistently, in this twenty-fifth year, the Society is advancing rapidly towards progress with more and

more deposits in terms of monitory gain as well as customer reliance and approval. This year there was

an increase of 26% in the deposits. The more the deposits the more is the action-oriented awareness

towards social commitments. Consequently, the Society has given more importance to the

contentment gained through the social banking than the happiness achieved through the profits made

by the book banking.

Success and failure of any organization basically depend upon the foresightedness of the managing

committee of that organization. This has proved to be true in the case of the ‘Gramin Godam Yojana’.

This project was introduced in the last century, some 18 years back. Making the farmers aware of the

benefits of this scheme was a real job then. But today when we see the great response to the godowns

all over, our minds pervade up with great satisfaction. Each newly constructed godown is ‘houseful’

within a very short period of time. The number of godowns has crossed the figure of 300 now. The

efforts taken by the Society and the importance of godowns has not gone unnoticed by the State

Government. The Society has been asked to take the initiative and tie up with institutions like the

‘Maharashtra State Warehousing Corporation’, ‘Food Corporation of India’ and ‘Cotton Corporation of

India’ to work in more innovative ways for the betterment of common people. We would be happier if

this ‘Grain Bank Project’ swells up more and more in the near future. The advantages that the residents

of Vidarbha and Marathwada are gaining are evident enough to initiate the Society to concentrate

more on the Godown Schemes and the loan that can be disbursed based on this. The Society is also

aiming at 0% NPA and 100% recovery of the loans disbursed. This will surely help to loosen the

clutches of the private money lenders and free the farmers for their own better survival. To make this

project a complete success the Bank of India had initially allotted a loan of Rs. 250 crore to the Society

and then realizing the efforts that the Society was taking for the farmers, augmented the limits to Rs. 320

crore. My heartiest thanks to the Management of Bank of India for their continuous concrete support.

Yes Bank has also allotted a loan of Rs. 150 crore to the Society, to

extend the loan facility for Agricultural Projects.

After the wide and successful networking in the Vidarbha region, the

Society is planning to extend its working in the Marathwada region

considering the demand there, more likely at Osmanabad, Latur,

Hingoli, Parbhani and Beed. At the same time, the Society is spreading

its wings in the western Maharashtra concentrating more on Kolhapur,

Sangli, Satara and the outskirts of Pune as well.

Even today, not all the Indian villages have banking facilities. The

Hon’ble Finance Minister of India has appealed the financial

institutions of India to come forward and take initiative to work in these

areas covering the remotest places. In response to the appeal, the

Society has set its mind to have a branch in every village of Buldana

District. Initially, the Society intends to cover the villages in the vicinity

of Buldana and Jalgaon Jamod and then will extend the services to all

the 13 tehsils of Buldana district. Surely, even the residents of the tribal

areas will be benefited by these banking services.

Today, 75 of the total branches of Buldana Urban are linked up through

core banking, others are in the line. The SMS banking facility is made

available to the customers of the branches which are linked up through

core banking. Realizing the benefits, more and more customers are

turning towards SMS banking.

The various projects that the Society has so far undertaken are running

smoothly with the latest ones. The ‘Bhakta Niketan’ at Tirupati is so

much favoured by the devotees visiting Lord Vyankateshwara that the

Society had to rent another infra structure for the convenience of these

devotees. The Society is offering its services to those devotees who

could not afford to travel the miles to visit the temple. The Society takes

complete responsibility of the tickets and other expenses of such

devotees. So far, more than 500 devotees have been benefitted under

this scheme.

The Society has organized air trips to Nepal especially for the people of

rural areas with their ignorance about the international rules and

regulations. Many ruralites have come forward and enjoyed this

opportunity of being air borne.

Since last many years, the Society has planted countless trees and

nurtured them. Keeping up with the record of last so many years, the

Society has once again planted more than 10000 saplings this year. The

latest resolution for the benefit of Buldanites that the Society has made is

to make Buldana ‘polythene free’ making ‘save environment’ and ‘go

green’ our logos.

Shree Gajanan Maharaj at Shegaon is the much worshipped figure in

Maharashtra. This year is the centenary year marking the profound

meditation of this great Saint. Buldana Urban had supplied free lunch th thservices during the period 9 to 13 September at Shegaon. More than

60000 devotees were served through this. We at Buldana Urban are

feeling positive as we could offer at least some comfort to the devotees

of Shree Gajanan Maharaj.

It is true that the Society is receiving recognition throughout India.

Many a great personalities have visited the Head Office to see the

working of Buldana Urban and to master the art of banking. I am very

much thankful to all the followers of the co-operative movements who

have always considered the working of Buldana Urban as worthwhile. I

am also thankful to the eminent personalities who have found time from

their busy schedules to visit the premises of Buldana Urban.

I am very much thankful to all political leaders, social office bearers,

Central and State Officers and employees of Co-operative Department,

all the officers and employees from all the banks of which Buldana

Urban is an account holder. Without their co-operation, the working of

Buldana Urban would not have been smooth. This annual report will be

incomplete without thanking them all for their efforts and support. Last

but not the least, is the co-operation given by the officers and

employees of Bank of India and Yes Bank. I am very much thankful to

them for their esteemed suggestions and guidance.

It was just impossible to achieve the milepost of 1500 Cr. Deposits

without guidance & support of Hon. Mr. Umeshchandra Sarangi IAS

(Chairman NABARD), Mr. Ratnakar Gaikwad IAS (M.D. MMRDA),

Dr. Sudhirkumar Goyal IAS (Principal Secretary Co-operation M.S.)

Mr. Anil Diggikar IAS (Ex Co-op. Commissioner M.S.), Dr. Krishna

Lovekar IAS, Mr. Rajgopal Deora, IAS (Co-op. Commissioner M.S.),

Mr. Rajendra Tiwari (Central Registrar Co-op. Dept. Govt. of India),

Mr. Sukhdeosing Induriya (Chief Director Co-op. Dept. Govt. of India)

Mr. D.D. Thakur (Director Co-op. Dept. Govt. of India),

I am very much thankful to them.

At the beginning of this twenty-fifth year once again I have realized that

without your support and good wishes nothing could have been

achieved. I would love to have this support and good wishes

‘FOREVER’.

Yours

Radheshyam Chandak

Chairman

Chairman of

NAFCUB Mr. H. K. Patil, Ex. Dir. Mrs Shashi Kala & CEO Mr. D. Krishna;

(\$º$ g^mgXm§gmR>r)

g^m a{ddma {XZm§H$ 19 gßQ|$~a 2010

H$m`©joÌ :- _hmamîQ´>, _Ü`àXoe, N>ÎmrgJm>, amOñWmZ

fdm{f©H$ gmYmaU gôMr gyMZm f

gßQ|$~a 2010Om. H«$. :- {XZm§H$:- 3

gÝ_mZZr` g^mgX,~wcS>mUm A~©Z H$mo-Am°n. H«o${S>Q> gmogm`Q>r _. ~wcS>mUm (_ëQ>rñQ>oQ>) a. ZN. 267 ̀ m Amnë`m g§ñWoMr dm{f©H$ gmYmaU g^m a{ddma {XZm§H$ 19 gßQ>|~a 2010 amoOr "ghH$ma {dÚm _§Xra', {MIcr amoS>, ~wcS>mUm ̀ m {R>H$mUr Xwnmar 4.00 dmOVm Am`mo{OV Ho$cr Amho. ̀ m gôg Amncr CnpñWVr àmW©Zr` Amho.

_m. g§MmcH$ _§S>imMo AmXoemZwgma.... amOoe cÉ>m gaì`dñWmnH$

2344 / 20-11

Q>rn : 1) H$moa_ A^mdr g^m VhHw$~ Pmë`mg VrM g^m Ë`mM {Xder Ë`mM {R>H$mUr AÜ`m© VmgmZ§Va KoÊ`mV òB©c d darc {df` M{M©co OmVrc.2) gôZ§Va gd© g^mgXm§À`m ^moOZmMr ì`dñWm H$aÊ`mV Amcr Amho. 3) Á`m g^mgXm§Zm Amnë`m gyMZm _m§S>md`mÀ`m AmhoV Ë`m§Zr Ë`m gônydu 3 {Xdg coIr ñdê$nm_Üò _w»` H$m`m©c`m_Üò nmR>dmì`mV. 4) g§ñWoÀ`m Cn{dYrà_mUo Oo g^mgX gVV VrZ dm{f©H$ gmYmaU g^m§Zm J¡ahOa amhVrc

1) _mJrc {XZm§H$ 25 {S>g|~a 2009 amoOrÀ`m [deof gmYmaU gôMo à{Vd¥V dmMyZ H$m`_ H$aUo.2) {XZm§H$ 31/03/2010 AIoa gZ 2009-2010 ̀ m Am{W©H$ dfm©Vrc g§ñWoÀ`m O_m-IM©, Z\$m-VmoQ>m d Vmio~§X nÌH$mg _§Owar

XoUo.3) g§MmcH$ _§S>imMr g^m {X. 13/06/2010 R>amd H«$.19 Zwgma Ho$coë`m {e\$maerà_mUo Z\$m {d^mJUrg _§Owar XoUo.4) g§MmcH$ _§S>imMr g^m {X. 13/06/2010 R>amd H«$.20 Zwgma Ho$coë`m {e\$magrn«_mUo gZ 2010-2011 `m Am{W©H

dfm©gmRrÀ`m A§XmO nÌH$mg _§Owar XoUo.5) g§MmcH$ _§S>imMr g^m {X. 13/06/2009 R>amd H«$.21 Zwgma Ho$coë`m {e\$maerà_mUo gZ 2009-2010 ̀ m Am{W©H$ dfm©À`m

_§Oya A§XmO nÌH$mnojm OmñV Pmcoë`m IMm©g _§Owar XoUo.6) gZ 2009-2010 `m Am{W©H$ dfm©À`m A§Ho$jU Ahdmcmg _§Owar XoUo d gZ 2008-2009 `m A§Ho$jU AhdmcmÀ`m Xmof XwéñVr

Ahdmcmg _§Owar XoUo.7) gZ 2009-2010 `m Am{W©H$ dfm©V H$O© dgwcr O R>odr dmT> `mgmR>r {deof H$m`© H$aUmè`m H$_©Mmè`m§Zm àmoËgmhZna ~jrg XoUo,

Ë`mMà_mUo Zâ`mZwgma emIm§Zm àmoËgmhZna ~jrg XoUo.8) gZ 2010-2011 ̀ m dfm©gmR>r g§ñWoMr ~mhoarc H$O©_`m©Xm {Z{üV H$aUo~m~V {dMma H$aUo.9) g§ñWoMo g§MmcH$ _§S>i d Ë`m§Mo ZmVodmB©H$ ̀ m§MoH$S>rc {X. 31/03/2010 AIoa ̀ oUo H$Om©Mm Ahdmc gmXa H$aUo.10) {X _ëQ>rñQ>oQ> H$mo-Am°n. gmogm`Q>rO A°ŠQ ,2002 AÝdò gZ 2010-2011 ̀ m dfm©H$[aVm coIm narjH$m§Mr {Z`wº$s H$aUo d Ë`m§Mm

_ohZVZm_m R>a{dUo.11) g§ñWoÀ`m g§MmcH$ gXñ`m§Mo ZmVodmB©H$ Agcoë`m H$_©Mmè`m§Mr ̀ mXr à{gÕ H$aUo.12) g§ñWoMo Cn{dYr H«$.9, g^mgXËd aÔ hmoUo _Yrc H«$. "~r', "gr' ~m~V MMm© H$aUo.13) _hmamï>—r`Z ~«m÷U ghH$mar ~±H ,B§Xm¡a; Ho${_ñQ> H$moo•Am°n.H«o>>{S>Q> gmogm`Qr, OiJm§d Im.; O~aoœa ZmJar ghH$mar nVg§ñWm _. \$cQ>U

`m g§ñWm§Mo ~wwcS>mUm A~©Z H$mo•Am°n. H«o>>{S>Q> gmogm`Q>r _µ ~wwcS>mUm a.Z§. 267 ( _Üò {d{cZrH$aU H$aUo ~m~V {dMma H$aUo.14) g§ñWoMo Cn{dYr H«$.1 (iv) Area of Operation, Cn{dYr H«$.4 (i) (ii) ZdrZ Cn{dYr H«$.17 (i), Cn{dYr H«$.25 Maximum

Borrowing Limit _Yo XþéñVr H$aUo.15) emIm ñVamda g§ñWoM JmoXm_ ̂ mS>o VÎdmda XoÊ`m~m~VMo YmoaU R>a{dUo.16) {X _ëQ>rñQ>oQ> H$mo-Am°n. gmogm`Q>rO A°ŠQ,2002 AÝdò g§ñWoÀ`m g§MmcH$ _§S>imÀ`m {ZdS>UyH$rMr {Z`_mdcr V`ma H$aUo ~m~V

{dMma H$aUo.17) g^mgXm§Zr gôÀ`m VrZ {Xdg AJmoXa coIr ñdénmV {dMmacoë`m àíZm§Zm CËVa XoUo.

_ëQrñQoQ)

r o

f gônwT>rc H$m_H$mOmMo {df` f

R. No. 267 (Multi State) a. Z¨. 267 (_ëQrñQ oQ) R. No. 267 (Multi State)

Area of Operation:- Maharashtra, Madhya Pradesh, Chhattisgarh, Rajasthan

(Only for Members)rdOutward No. :- 2344/10-11 Date: 3 Sept 2010

thSunday 19 September 2010

All Hon. Members,

The Annual General meeting of Buldana Urban Co-Op. Credit Society Ltd. Buldana R.No. 267 will be held on thSunday 19 September 2010 at 4 p.m. in Sahakar Vidya Mandir, Chikhali Road, Buldana. All Society members are

requested to attend the A.G. meeting.

Rajesh Laddha

General Manager

th1) To read and confirm the minutes of previous A.G.M. held on 25 Dec. 2009.2) To confirm and accept the Balance Sheet, Profit & Loss and Receipt & Payment for the year ended on 31-03-

2010.3) To confirm and accept the profit appropriation as per the recommendation of Board of Directors' meeting Dt.

13-06-2010 (Vide resolution No. 19).4) To consider the Budget for the year 2010-2011 as per the recommendation of Board of Directors' meeting Dt.

13-06-2010 (Vide resolution No. 20).5) To sanction excess expenses over the Budget for the year 2009-2010 as per the recommendation of Board of

Directors' meeting Dt. 13-06-2009 (Vide resolution No. 21).6) To approve Statutory Auditor's Report for the year 2009-2010 and confirm Audit Compliance Report for the

year 2008-2009.7) To give the consolation prize to the staff members of the Society who have helped to increase the Recovery

and Deposit of the Society in the year 2009-2010, to give out prizes to the Branches in proportion with the profit.

8) To sanction and fix the credit exposure limit for outside borrowing by the Society for the year 2010-11.9) To produce detailed information of the outstanding loan to Directors and their relatives as on 31-03-2010.10)To appoint Statutory Auditor for the year 2010-2011 as per the Multi State Co-Op Societies Act, 2002 and to

decide upon their remuneration.11) To declare the list of employees who are the relatives of members of Board of Directors.12) To discuss the Bye Law No. 9 (b) & (c) about cancellation of membership.13)To consider and discuss the amalgamation of Maharashtrian Brahmin Sahakari Bank, Indore; Chemist Co-

Op. Society, Jalgaon (Khandesh); and Jabareshwar Nagari Sahakari Patsanstha Ltd., Phaltan into Buldana Urban Co-Op. Credit Society Ltd., Buldana (R.No. 267).

14)To amend the following Bye Laws of the Society: No. 1(iv) Area of operation; Bye Law No. 4 (i) (ii); Bye Law No. 17(i), No. 25, Maximum Borrowing Limit.

15)To discuss the strategies for renting the godowns on Branch level.16)To form the rules and regulations for the election of Board of Directors, as per the Multi State Co-Op Societies

Act, 2002.17)Discussion on queries from members received 3 days prior to the AGM.18)To consider any other matter with the permission of Hon. Chairman.

By the order of Board of Directors

Note : 1) If the quorum is not fulfilled then the meeting will be adjourned for one hour and such adjourned meeting will then be held at the same date at the same place which will not require the quorum. 2) Meeting will be followed by dinner. 3) Members are requested to give a 3 day's notice to the Head Office in case they require any information from the Society 4) Membership will be dissolved if a member remains absent for AGM consecutively for 3 yrs. as per section 29 of Multi-State Co-Op. Soc. Act 2002.

Notice of the Annual General Meetingf f

Subjects to be transacted


V. R. INAMDAR & CO.CHARTERED ACCOUNTANTS502, Paul Commercial Complex,Ajni Square, Wardha RoadNagpur- 440015

Tel:- 0712-2246662

To,

The Members of

Buldana Urban Co-operative Credit Society Ltd.

Sahakar Setu, Hutatma Gore Path,

Buldana: 443001.

1. We have audited the attached Balance Sheet of “BULDANA URBAN CO-OPERATIVE CREDIT stSOCIETY LTD., BULDANA” R. NO. 267 MULTI - STATE (CREDIT DIVISION) as on 31 M a r c h

2010 and the Profit and Loss Account for the year ended on that date annexed thereto in which are incorporated the Returns of 182 branches, of which 155 branches are audited by us and 27 are un-audited branches. The un-audited branches account for 2.67% of advances, 4.23% of deposits. These financial statements are the responsibility of the Society's Management. Our responsibility is to express an opinion on these financial statements based on our audit.

The Society is undertaking various activities such as banking, BOT (Road construction as a joint venture), running of sugar factory on lease basis, running the residential hostel at Tirupati, marketing of agricultural produce, running the boy's hostel at Pune and General Insurance Commission Agency.

The financial statements of the Society (Credit Division) audited by us include the financial results of activities such as banking, marketing of agricultural produce, running the boy's hostel at Pune, residential hostel at Tirupati and General Insurance Commission Agency only.

However, the above stated financial statements of the Society contain financial results of sugar factory activity, as certified by the management, which have not been audited by us. Our audit report should be read in the light of this fact.

2. We conducted our audit in accordance with the auditing standards generally accepted in India. Those standards require that, we plan and perform the audit to obtain reasonable assurance about whether the financial statements are prepared in all material respects in accordance with the identified financial reporting framework and are free of material misstatements. An audit includes examining on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by the management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion.

3. Subject to the limitation of audit indicated in paragraph 1 and 2 above, the effect on the accounts of balancing in subsidiary ledgers in respect of certain accounts like suspense, sundry suspense, etc. with General Ledger which is incomplete in few branches/offices, inter branches accounts and inter branch transfer of assets, entries under reconciliation pending to be passed and Debit & Credit balance of branch adjustment amount appearing in the balance sheet, is not ascertainable.

AUDITOR’S REPORT

4. Subject to our comments and observations contained in Audit Memorandum (Part A, B and C), we report that

i) We have obtained all the information and explanations, which to the best of our knowledge and belief were necessary for the purpose of our audit.

ii) In our opinion, proper books of accounts as required by law have been kept by the Society (Credit Division), so far as appears from our examination of those books.

iii) The returns received from the branches of the Society have generally been found adequate for the purpose of our audit.

iv) The Balance Sheet and Profit & Loss Account audited by us are in agreement with the books of accounts maintained by the Society.

v) In our opinion, the Balance Sheet and the Profit & Loss Account dealt with by this report comply with the Accounting Standards issued by the Institute of Chartered Accountants of India in so far as they apply to the Co-operative Society (Credit Div.) except the following.

a) Prior Period Items (AS5) : There is no practice of disclosing prior period items separately in the Profit & Loss Account as required by Accounting Standard-5. Such amounts have been included in their naturals heads of account and are not separately disclosed in a manner that their impact on the financial results for the year can be perceived. The quantum is not ascertainable.

b) Employee Benefits (As 15): Separate disclosure of the employee benefits as laid down at the Accounting Standard (AS 15) remains to be made in the financial statements.

vi) In our opinion, and to the best of our information and according to the explanations given to us, the said accounts subject to Clause a),b),c),e),f),g) and h) of Appendix I forming part of this report and read together with accounting policies and Audit Memorandum (Part A, B and C), give the information required by the Multi State Co-Operative Societies Act, 2002, in the manner so required and give a true and fair view in conformity with the accounting principles and the applicable accounting standards accepted in India. We further report that had the financial effect of Clause b) and h) of Appendix I forming part of this report been considered the Profit would have reduced by Rs. 68,34,993=00 with corresponding reduction in Reserve Funds. (calculation sheet enclosed).

i) In the case of the Balance Sheet of the state of affairs of the Society as on 31st March, 2010 and

ii) In the case of the Profit and Loss Account of the profit for the year ended on 31st March 2010.

ForV.R. Inamdar & Co.

Chartered Accountants

Place : Nagpur

Dated : 17-08-2010 (V.V.Inamdar)Partner

Sr. Capital & Liabilities Schedule No ^m§S>dc d XoUr n[a{eîQ> 31-03-2010 31-03-2009

R R

1 Capital ^mJ^m§S>dc A 226,539,700.00 189,695,670.00

2 Reserve Fund & Other Reserves B 338,907,037.01 275,826,149.34

amIrd d BVa {ZYr

3 Provisions VaVwXr C 167,237,643.90 125,388,696.75

4 Borrowings KoVcocr H$O} D 3,395,839,715.39 1,091,336,655.20

5 Deposits and Other Accounts R>odr E 13,452,058,374.47 11,563,620,721.58

6 Bills For Collection {~ëg 44,081,821.46 -

Being Bills Receivable (As Per Contra )

7 Branch Adjustments emIm OwidUr F - 51,711,997.02

8 Overdue Interest Reserve 222,716,198.36 128,661,919.98

WH$sV ì`mO VaVyX

9 Interest Payable ì`mO XoUo G 97,112,006.20 107,705,412.73

10 Employees Funds H$_©Mmar {ZYr H 28,303,009.40 24,924,870.40

11 Other Liabilities BVa XoUr I 78,216,707.96 44,881,590.64

12 Profit & Loss Z\$m / VmoQ>m ImVo J 90,094,790.97 63,402,969.32

Grand Total 18,141,107,005.12 13,667,156,652.96

As per our report of even date attached

For M/s. V. R. Inamdar & Co.Chartered Accountant, Nagpur

V. V. InamdarPartner

Date: 17-08-2010

Place: Nagpur

As on As on

Shirish DeshpandeChief Executive Officer

Rajesh LaddhaGeneral Manager

Mohan DalalAccountant

12


Balance Sheet as on 31. 03. 2010 Vmio~¨X {X. 31. 03. 2010

R. No. 267 (Multi State) a. Z¨. 267 (_ëQrñQ oQ)

ScheduleNo _mc_Îmm d òUr n[a{eîQ> 31-03-2010 31-03-2009

R R

1 Cash & Bank Balances amoI d ~±H$ {e„H$ K 1,549,674,862.72 1,004,685,894.60

2 Investments Jw§VdUyH$ L 3,026,981,074.74 2,295,933,773.00

3 Investments in other projects M 968,487,490.87 1,029,739,641.34

BVa ì`dgm`mVrc J§wVdUyH$

4 Advances H$O} N 11,164,912,649.63 8,376,088,299.04

5 Interest Receivable ì`mO òUo O 376,662,843.71 304,651,427.56

6 Bills For Collection (per Contra) {~ëg 44,081,821.46 -

7 Branch Adjustment (Net) emIm OwidUr 17,344,885.36 -

8 Fixed Assets H$m`_ _mc_Îmm P 835,563,628.06 553,371,905.56

9 Other Assets BVa òUr Q 157,397,748.57 102,685,711.86

Grand Total 18,141,107,005.12 13,667,156,652.96

Sr. Assets & Properties As on As on

_w»` H$m`m©c` - ghH$ma goVy hþVmË_m Jmoao nW, ~wbS>mUm 443 001. {O. ~wbS>mUm (_hmamîQ—)


Balance Sheet as on 31. 03. 2010 Vmio~¨X {X. 31. 03. 2010

13

Radheshyam ChandakChairman

Kantilal ChhajedVice-Chairman

R. No. 267 (Multi State)

Sr. Year Ended Year Ended

No. IM© 31-03-2010 31-03-2009

R R

1 Interest on Deposit R>odr§darc ì`mO 1,011,155,525.53 910,992,090.85

2 Recurring Agent Commission [aH$[a¨J EO§Q H${_eZ 52,990,584.00 43,402,495.95

3 Interest on Borrowing H$Om©darc ì`mO 106,585,728.56 81,394,365.62

4 Salaries and Allowances nJma d ^Îmo 129,862,737.25 108,775,692.00

5 Director Fees,Travelling and Conveyance 206,952.00 111,779.00

g§MmbH ^Îmo

6 Rent Rates, Taxes, Insurance and Electricity 22,640,941.95 19,335,726.40

^mS>o, H$a, {d_m d drO ~rc

7 Legal and Professional Charges dH$sc \$s d BVa IM© 1,945,419.36 1,489,984.14

8 Postage, Telegrams and Telephone Charges 2,095,241.40 1,154,218.81

Q>nmc d XyaÜdZr IM©

9 Travel and Conveyance àdmg IM© 2,985,168.46 1,560,226.00

10 Audit Fees coImnarjU ewëH$ 4,520,508.00 4,235,240.00

11 Repairs and Maintenance XwéñVr d XoI^mc 16,994,326.34 7,344,851.16

12 Depreciation on Fixed Assets Kgmam 25,701,268.60 19,851,547.98

13 Loss on Sale of Securities Jw§VdUyH$ {dH«$s VmoQ>m - -

14 Printing and Stationery N>nmB© IM© 2,162,053.28 2,956,353.49

15 Advertisement Om{hamV IM© 2,143,776.01 2,046,291.00

16 Loss on Sale of Computer Hardware & Batteries 246,680.00 336,894.00

g§JUH$ {dH«$sdarc VmoQ>m

17 Government Taxes & Duties emgH s` H$a 3,296,475.07 2,140,564.40

18 Business Promotion Expenses ì`dgm` d¥Õr IM© 1,789,820.50 662,629.00

19 Sundry Expenses BVa IM© 16,190,822.72 10,443,191.12

20 A.G.M. Expenses dm{f©H gmY aU g^m IM© 649,100.00 594,919.00

21 Provisions and Contingencies - VaVwXr -

A) Gratuity Payable To Staff H$_©Mmar J«°Á`wB©Q>r VaVwX 3,095,248.00 4,139,028.00

B) Bad & Doubtful Debts g§e{`V / ~w{SV H$O}

i) Amount Provided for Bad and Doubtful debts 30,823,914.73 29,743,091.67

ii) Contingent Provision Against Standard Assets - -

Expenses

m


Profit & Loss Account for the year 2009-10 Z\ m VmoQm nÌH 2009-10

14

R. No. 267 (Multi State) a. Z¨. 267 (_ëQrñQ oQ)R. No. 267 (Multi State)




Sr. Income Year Ended Year EndedNo. CËnÞ 31-03-2010 31-03-2009

R R

1 Interest on Advances H$Om©darc ì`mO 1,263,342,217.49 1,096,501,749.45

2 Income from Investments Jw§VdUwH$sdarc ì`mO 241,546,450.09 200,702,081.96

3 Commission, Exchange & Brokerage H${_eZ 26,459,605.32 16,463,127.65

4 Locker Rent cm°H$a ^mS>o 3,630,530.00 2,348,228.00

5 Godown & Other Rent JmoXm_ ^mS>o 12,045,743.79 6,423,821.25

6 Profit on sale of Securities Jw§VdUyH$ {dH«$sdarc Z\$m - 215,000.00

7 Profit on sale of Assets _mb ËVoÀ`m {dH«$sdarc Z\$m - -

8 Other Income BVa CËnÞ 7,196,463.72 13,335,246.57

9 Income from Marketing Division nUZ {d^mJ CËnÞ 660,280.00 306,359.94

10 Income from Ladies Hostel 680,470.00 381,060.00

_wctMo dg{VJ¥hmMo CËnÞ

11 Income from Pune Hostel 1,121,279.00 2,010,794.00

nwUo dg{VJ¥h CËnÞ

12 Income from Shree Tirupati Bhakta Niwas - 1,756,481.00

lr {VénVr ^º${Zdmg CËnÞ

_

15




16

Shirish DeshpandeChief Executive Officer

Rajesh LaddhaGeneral Manager

Mohan DalalAccountant

Sr. Year Ended Year Ended

No. IM© 31-03-2010 31-03-2009

R R

C) Provision for overdue interest WH$sV ì`mO VaVwX 5,343,478.00

D) Investment Fluctuation Reserve Jw§VdUyH$ MT>CVma {ZYr 10,454,952.00 8,483,667.00

E) Provision for Vehicle Purchase Fund - 4,500,000.00

dmhZ IaoXr {ZYr

F) Other Provision 26,218.00

22 Provision for Sugar Factory gmIa H$maImZm VaVwX 10,000,000.00 10,000,000.00

23 Expenses on Marketing Division nUZ {d^mJ IM© 645,792.00 848,834.00

24 Expenses on Ladies Hostel _wctMo dg{VJ¥hmdarc IM© 940,702.00 664,021.00

25 Expenses on Pune Hostel nwUo dg{VJ¥hmdarc IM© 1,111,078.00 1,814,421.00

26 Expenses on Tirupati Niwas {VénVr ^º${Zdmg IM© - 1,756,481.00

27 Income Tax Am`H$a -

Fringe Benefit Tax q\«$O ~o{Z{\$Q> H$a 154,500.00

28 Net Profit After Tax Carried to Balance Sheet 90,078,527.65 64,010,846.23

H$amoÎma Z\$m

Grand Total 1,556,683,039.41 1,340,443,949.82

As per our report of even date attached

For M/s. V. R. Inamdar & Co.Chartered Accountant, Nagpur

V. V. InamdarPartner

Date: 17-08-2010

Place: Nagpur

Expenses


17



Z\ m VmoQm nÌH 2009-10Profit & Loss Account for the year 2009-10

Sr. Income Year Ended Year Ended

No. CËnÞ 31-03-2010 31-03-2009

R R

Grand Total 1,556,683,039.41 1,340,443,949.82

Radheshyam ChandakChairman

Kantilal ChhajedVice-Chairman


Particulars As on As on

31-03-2010 31-03-2009

R R

Schedule A Share Capital ^mJ^m§S>dc

Authorized Share Capital A{YH¥$V ^mJ^m§S>dc

40,00,000 Shares of R 100 each 400,000,000.00 200,000,000.00

Issued, Subscribed & Paid up Share Capital 222,947,700.00 185,629,800.00

dgwc ^mJ^m§S>dc

Nominal Member Shares Zm__mÌ g^mgX ^m§S>dc 3,082,000.00 2,791,870.00

Soybean Project Shares gmo`m~rZ àH$ën ^m§S>dc 510,000.00 1,274,000.00

Total 226,539,700.00 189,695,670.00

Schedule B Reserve Funds & Other Funds

amIrd d BVa {ZYr

Reserve Funds amIrd {ZYr 72,591,030.84 54,671,048.34

Special Emergency Fund AmnËH$mcrZ {ZYr 15,127,975.00 11,323,797.00

Depreciation Fund Kgmam {ZYr 102,299,922.60 75,351,520.00

Dividend Equilisation Fund cm^m§e g_rH$aU {ZYr 9,986,097.00 7,449,979.00

Building Funds B_maV {ZYr 133,017,663.57 120,443,245.00

Vehicle Purchase Fund dmhZ IaoXr {ZYr 5,500,000.00 5,500,000.00

Social Activities Fund gm_m{OH$ H¥$VkVm {ZYr 384,348.00 1,086,560.00

Total 338,907,037.01 275,826,149.34

Schedule C Provisions VaVwXr

Investment Fluctuation Fund J§wVdUyH$ MT>CVma {ZYr 29,763,619.00 19,308,667.00

BDDR ~w{S>V d g§e{`V H$O} {ZYr 96,301,119.20 74,762,364.05

Provision for Rebate on interest ì`mO gyQ> {ZYr 1,172,905.70 1,317,665.70

Provision for investment in Sugar Factory 40,000,000.00 30,000,000.00

gmIa H$maImZm VaVyX

Total 167,237,643.90 125,388,696.75

18


Schedules to Balance Sheet as on 31.03. 2010 Vmio~¨X n[a{eîQo> {X. 31. 03. 2010


19





31-03-2010 31-03-2009

R R

Schedule D Borrowings KoVcocr H$O}

Govt. Godown Scheme gaH$mar JmoXm_ `moOZm 309,200.00 6,768,446.28

O.D. from Nationalized Bank amîQ´>r`H¥$V ~±H$ AmoS>r 498,348,935.94 305,319.02

OD from Urban Banks ghH$mar ~±H$ AmoS>r 114,024,441.94 63,892,636.90

Bank Of India Cash Credit ~±H$ Am°\$ B§{S>`m grgr 1,785,157,137.51 996,870,253.00

Loan from Yes Bank `g ~±H$ H$O© 998,000,000.00 23,500,000.00

Total 3,395,839,715.39 1,091,336,655.20

Schedule E Deposits R>odr

Saving Deposit ~MV R>od 1,905,710,364.93 1,501,387,908.54

Current Deposit Mmcy R>od 381,886,468.17 264,288,894.19

Pigmy Deposit {n½_r R>od 605,146,766.25 488,435,395.24

Recurring Deposit _mh ma R>od 105,522,236.50 100,799,317.50

Fixed Deposits _wXV R>od 4,250,356,317.46 3,615,481,254.50

Fixed Deposits (365 Days) _wXV R>od (365 {Xdg) 93,500,146.00 562,900,308.00

Dhanvardhini Deposit YZd{Y©Zr R>od 6,016,114,871.16 4,889,982,919.61

Dhanshree Deposits YZlr R>od 18,972,395.00 16,855,692.00

Amrutsiddhi Deposit A_¥V{gÕr R>od 34,538,967.00 29,771,192.00

Sukh-Samruddhi Deposit gwIg_¥Õr R>od 20,409,773.00 21,140,258.00

Suvarna Vardhini Deposit gwdU©d{Y©Zr R>od 150,000.00 150,000.00

Road Development Deposit añVo {dH$mg R>od 19,358,101.00 72,098,395.00

Agents Security Deposit [n½_rEO¨Q gwajm R>od 391,968.00 329,187.00

Total 13,452,058,374.47 11,563,620,721.58

d



31-03-2010 31-03-2009

R R

Schedule F Branch Adjustment emIm OwidUr

Payable To Branches emIm XoUr - 2,331,020.30

Head Office _w»` H$m`m©c` - 95,149,430.16

Br.Washi & Pune Hostel dmer d nwUo 630,506.45

Branch A/C For D.D. S>rS>rgmR>r emIm `oUo / XoUo 20,382,413.00

Any Branch Banking gd©emIm godm `oUo / XoUo (247,175.00)

IBT Am§VaemIm ì`dhma (65,903,691.44)

Branch A/c for Cash amoI {e„H$ Zo AmU OwidUr (630,506.45)

Total - 51,711,997.02

Schedule G Interest Payable ì`mO XoUo

Int.Payable On Deposits R>odrdarc ì`mO XoUo 97,067,620.20 107,136,222.20

Int.Payable On Loan H$Om©darc ì`mO XoUo 6,466.00 120,590.53

Interest payable on Soybean Project ShareApplication Money gmo`m~rZ àmoOoŠQ ^m§S>dcmdarc ì`mO XoUo 37,920.00 448,600.00

Total 97,112,006.20 107,705,412.73

Schedule H Employees Funds H$_©Mmar {ZYr

Employee Welfare Funds godH$ H$ë`mU {ZYr 1,279,706.40 1,682,251.40

Employee Gratuity Funds J«°Á`wB©Q>r {ZYr 5,100,200.00 10,725,427.00

Employee Pension Funds noÝeZ {ZYr 952,696.00 7,037.00

Employee Provident Funds ^{dî` {Zdm©h {ZYr 1,837,581.00 6,334.00

Employee Insurances Premium {d_m hám 522,155.00 455,452.00

Employee Bonus Payable ~moZg XoUo 9,756,729.00 6,109,319.00

Ex-Gratia Payable gmZwJ«h AZwXmZ XoUo 5,180,027.00 5,939,050.00

Employee Prof Tax 238,385.00 -

Employee mediclaim Policy 1,990,807.00

Special Gracia 1,444,723.00

Total 28,303,009.40 24,924,870.40

20





31-03-2010 31-03-2009

R R

Schedule I Other Liabilities BVa XoUr

HDFC DD issued 39,632,798.75 -

D.D. Purchase S>rS>r XoUo 427,855.00 286,845.00

D.D.I.A/C S>rS>r XoUo 24,674,288.00

T.D.S. Payable CX²>J_ H$a H$nmV XoUo 1,401,374.00 145,432.50

Gold Smith Fees gwdU©H$ma \$s XoUo 932.00 1,553.00

Stamp Purchase ñQ>±n XoUo 31,314.00 3,157.00

Sundry Creditors {H$aH$moi XoUo 19,564,290.21 10,380,805.14

Suspense Deposit {H$aH$moi AZm_V 82,306.00 58,496.00

Anamat Deposit {H$aH$moi AZm_V 2,631,529.00 2,289,289.00

Security Deposit gwajm R>od 4,893.00 260,671.00

Education Funds {ejU {ZYr XoUo 5,455,526.00 2,859,454.00

Dividend Payable cm^m§e XoUo 3,254,760.00 2,421,600.00

Audit Fees Payable coImnarjU \$s XoUo 1,500,000.00

1,500,000.00 Other expenses provision BVa IMm©À`m VaVyXr 830,000.00 -

Retension money deposit AZm_V 3,378,354.00 -

BSNL easy recharge ~r.Eg².EZ².Ec². [aMmO© 20,776.00 -

Total 78,216,707.96 44,881,590.64

Schedule J Profit & Loss A/c Z\$m / VmoQ>m ImVo

SocietyNet Profit B/f from last year 16,263.32 7,345.55Profit & Loss for the current year 90,314,070.65 64,639,908.29Pune HostelPune Hostel Profit for the current year 10,201.00 196,373.00Tirupati BhavanProfit for last year - 387,094.00Marketing DivisionProfit / (Loss) for Current year 14,488.00 (1,528,008.52)

Ladies Hostel

Profit / (Loss) for 2009-10 Current year (260,232.00) (299,743.00)

90,094,790.97 63,402,969.32

21





Particulars As at As at31-03-2010 31-03-2009

R R

Schedule K Cash & Bank Balances amoI d ~±H$ {e„H$

Cash Balance amoI {e„H$ 133,128,542.61 128,784,820.48

Balances with Banks ~±Ho$Vrc {e„H$

Current A/c with Nationalized BanksamîQ´>r`H¥$V ~±Ho$Vrc Mmbw Rod 568,503,665.34 197,978,093.57

Current A/c with DCC Banks{Oëhm _Ü`dVu ~±Ho$Vrc Mmbw Rod 62,732,567.26 43,890,581.52

Current A/c with Co-Op. Urban BanksghH$mar ~±Ho$Vrc Mmbw Rod 336,888,063.97 276,336,866.25

Saving A/c with Banks ~±Ho$Vrc ~MV R>od ImVo 448,422,023.54 357,695,532.78

Total 1,549,674,862.72 1,004,685,894.60

Schedule L Investments Jw§VdUyH$

FD with Nationalized Banks & SBI 822,111,988.00 591,780,469.00

ñQ>oQ> ~°§H$ d amîQ´>r`H¥$V ~±Ho$_Yrc _wXV R>od

FD with Nationalised and Urban Banks 210,000,000.00 148,003,517.00

amîQ´>r`H¥$V d ghH$mar ~±Ho$_Yrc _wXV R>od (amIrd d BVa {ZYr)

(Reserve and Other Funds)

Investment in LIC Keyman Policy 31,800,800.00 27,825,700.00

EcAm`gr _Yrc H$s_°Z nm°crgr Jw§VdUyH$

FD with IDBI Bank Am`S>r~rAm` ~±Ho$Vrc R>odr - 6,650,000.00

FD with Co-op. Urban Banks ghH$mar ~±Ho$Vrc R>od 738,765,352.00 942,101,952.00

FD with District Central Co-op Banks & MSC 16,300,000.00 26,800,000.00

{Oëhm _Ü`dVu d _hmamîQ´> ghH$mar ~±Ho$Vrc R>od

FD with Private Sector Banks ImOJr ~±H$ R>od 1,126,466,354.74 475,639,055.00

Mutual Funds & Debentures å`wÀ`wAc \§$S> d H$O©amoIo 24,500,000.00 24,500,000.00

Government Security gaH$mar amoIo 56,933,500.00 42,540,000.00

Shares of other Co-op. Society / Banks 103,080.00 10,093,080.00

ghH$mar g§ñWm§Mo ^mJ^m§S>dc

Total 3,026,981,074.74 2,295,933,773.00

22




Particulars As at As at31-03-2010 31-03-2009

R R

Schedule M Investment in other projects

Producer to Consumer Division CËnmXH$ Vo Cn^moŠVm 657,523.78 1,552,763.25

Sugar Factory gmIa H$maImZm 99,438,766.09 192,932,148.09

BOT Road Project ~rAmoQ>r añVm àH$ën 847,968,201.00 835,254,730.00

Other Investment BVa Jw§VdUyH$ 20,423,000.00

Total 968,487,490.87 1,029,739,641.34

Schedule N Advances

Short Term Loans, Cash Credit, OD,

Bill Discounted secured againstAën _wXVrMr H$O}

Government & Other approved Securities - -gaH$mar amo»`m§da

Other Tangible Securities BVa VmaUmda 3,591,294,579.52 3,141,668,340.52

Against Warehouse JmoXm_mVrc _mc VmaUmda 2,358,297,338.12 1,550,209,780.61

Gold Loan gmoZo VmaUmda 1,908,411,998.90 608,966,507.26

Personal Sureties d¡`{º$H$ h_rda - -

Medium Term Loans secured against _Ü`_ _wXV H$O}

Government & Other approved Securities - -

Other Tangible Securities 2,071,601,162.71 1,903,564,568.08

Personal Sureties 1,039,799,236.57 1,004,073,138.54

Long Term Loans secured against XrK© _wXVrMr H$O}

Government & Other approved Securities - -

Other Tangible Securities 195,508,333.81 167,605,964.03

Personal Sureties - -

Total 11,164,912,649.63 8,376,088,299.04

Schedule O Interest Receivable ì`mO `oUo - -

Interest Receivable on Loan WH$sV H$Om©darc ì`mO `oUo 195,948,936.79 128,587,699.47

Interest Receivable on Investment 180,713,906.92 176,063,728.09

Total 376,662,843.71 304,651,427.56



23



24


31-03-2010 31-03-2009

R

Schedule P Fixed Assets _mc_Îmm

Land & Building O_rZ d B_maV 333,426,783.64 234,307,183.64

Vehicles dmhZ 15,445,599.00 11,842,615.00

Dead Stock O§J_ _mc_Îmm 14,950,518.60 12,874,083.60

Furniture & Fixtures \${Z©Ma 199,550,165.82 159,070,041.32

Computers g§JUH$ 119,590,425.00 88,827,300.00

Capital Work in Progress 152,600,136.00 46,450,682.00

ñWmda _mc_Îmo_Yrc Mmcy Jw§VdUyH$

Total 835,563,628.06 553,371,905.56

Schedule Q Other Assets BVa òUr

Railway Out Agencies aoëdo EOÝgr 110,799.13 26,218.00

Post Off. Out Agency Q>nmc EOÝgr 2,493.00 13,048.00

Liquidators (Other) Adgm`H nmoQr - 79,690.00

Silver Monogram Mm§XrÀ`m ôQ>dñVy 42,915.00 86,027.00

Golden Monogram gmoÝ`mÀ`m ôQ>dñVy 396,643.00 396,643.00

Sundry Debtors BVa òUr 2,475,776.72 3,731,515.72

E.P.P. Stipend Due ^ËVm XoUo - 15,253.00

Pre-Paid Expenses AmJmD$ IM© 22,413,151.67 17,155,834.42

Advance Income Tax AmJmD$ Am`H a 26,847,689.56 7,456,334.88

Employee Advance godH$ A°S>ìhmÝg 849,438.00 796,174.00

Sundry Advance {H$aH$moi A°S>ìhmÝg 9,572,715.31 27,206,717.37

Office Advance emIm A°S>ìhmÝg 2,928,467.31 3,793,559.00

Recurring Agent Advance R>od à{V{ZYr òUo 55,024.00 74,857.00

R

Office Rent Advance ^mS>o òUo 3,631,708.00 2,248,508.00

Godown Rent Receivable JmoXm_ ^mS>o òUo 5,757,876.00 5,481,663.00

Insurance Claim {d_mŠco_ òUo 3,264,130.00 3,264,130.00





31-03-2010 31-03-2009

R R

Recovery Expenses dgwcr IM© òUo 7,873,248.72 503,503.16

Godown Rent JmoXm_ ^mS>o 70,669.00 16,145.00

Employee Professional Tax ì`dgm` H$a òUo - 3,995.00

Employee Group Insurance gm_y{hH$ {d_m òUo 13,521.00 11,541.00

Employee LIC policy {d_m háo òUo 978,879.00 -

Employee Mediclaim Policy Amamo½` {d_m hám òUo - 16,928.00

Other Deposit BVa gwajm R>od 2,755,017.00 2,537,188.00

Earnest Money Deposit AZm_V R>od òUo 626,000.00 506,000.00

Telephone Deposit XyaÜdZr ImVo R>od 313,101.00 268,625.00

Trusty Deposit Investment {dœñV R>od 15,000.00 15,000.00

Office Rent Deposit OmJm ^mS>o R>od 8,095,985.00 7,598,000.00

Other Receivable (Toll) nWH$a òUo 10,000,000.00 19,382,614.31

Axis Bank DD Issued A°Šgrg ~±H$ S>r.S>r. 48,277,224.15 -

ITZ Cash A/c Am`. Qr. ÂmoS. H°$e AH$mC§Q 25,477.00 -

DDI A/c S>r.S>r. Bí`w. AH$mC§Q 4,800.00 -

Total 157,397,748.57 102,685,711.86

25



a. Z¨. 267 (_ëQrñQ oQ)R. No. 267 (Multi State)

26

Buldana Urban was established on the foundation of 'Social commitment through co-operation'. The Society has created history by combining its financial services with the social commitment, which in turn gave it the huge public response. The Society has been felicitated as the one and only of it's type with its social commitments apart from the usual financial services.

1)

2) Funeral Service for unclaimed dead bodies.

3) Jaipur Foot, Polio Callipers and Chandigarh Artificial Hand for the disabled.

5) Eradication of private money lending and related malpractice .

6) Boarding for students at Pune and Buldana.

7) Bhakta Niketan at Tirupati.

8) Grain Banks at 300 places (50 more planned in current financial year).

9) Vidyalaxmi Scheme for higher education to the deserving students.

10) Tree plantation and preservation.

11) Mobile Banking Services.

Ambulance for medical aid & Hearse to carry dead bodies.

4) Gorakshan Dham.

Social Initiatives One Liners

~wcS>mUm A~©ZÀ`m gm_m{OH$ CnH«$_m§Mr e¥§Icm

""ghH$mamVyZ gm_m{OH$ ~m§{YcH$s'' `m gyÌmdaM ~wcS>mUm gmogm`Q>rMr ñWmnZm Pmcr Amho. Am{W©H$ ì`dhmamcm gm_m{OH$ CnH«$_m§Mr OmoS> XoD$Z g§ñWoZo EH$ B{Vhmg {Z_m©U Ho$cm Amho. g§ñWocm {_imcocm àM§S> OZmYma hm gm_m{OH$ CnH«$_m§À`m _mÜ`_mVyZM OmoS>cm Jocm Amho. ghH$mamÀ`m _mÜ`_mVyZ gdm©V OmñV gm_m{OH$ CnH«$_ am~{dUmar XoemVrc EH$_od g§ñWm åhUyZhr Amnë`m g§ñWoMm Jm¡ad hmoVmo.g§ñWm gmVË`mZo {d{dY n«H$maMo CnH«$_ am~{dV AgVo. ̀ mn¡H$s H$mhr _moOHo$ CnH«$_ -

1) é½Udm{hH$m d eddm{hH$m2) ~odmag àoVm§Mo A§Ë`g§ñH$ma3) An§J ì`º$s¨gmR>r O`nwa \w$Q,> nmo{cAmo H°$crng© d M§XrJS> h°ÊS>4) JmoajU Ym_5) ImOJr gmdH$marÀ`m CƒmQ>ZmgmR>r {deof _mohr_6) nwUo d ~wcS>mUm ̀ oWo {dÚmWu dgVrJ¥h7) lr {VénVr ̀ oWo ̂ º${ZHo$VZ8) eoVr_mc gmR>dUwH$sgmR>r 300 JmoXm_§ (`oË`m Am{W©H$ dfm©_Ü`o AmUIr 50 JmoXm_m§Mr C^maUr H$aUma)9) JwUd§V {dÚmÏ`mªZm Cƒ {ejUmgmR>r {dÚmcú_r H$O© ̀ moOZm10) d¥jmamonU d g§JmonZ

27

_hmamîQ´>

_Ü`àXoe

_hmamîQ´>

_Ü`àXoe

Am§YŒnŒXoe

Jmodm

g§ñWoMo H$m`©joÌ

nŒñVm[dV H$m`©joÌ


Area of operation of the Society g§ñWoMo H$m`©joÌ Am{U nŒñVm[dV H$m`©joÌ


N>ÎmrgJSN>ÎmrgJS>

28


g§ñWoMm emIm {dñVma

R. No. 267 (MultiState) a. Z¨. 267 (_ëQrñQ oQ)

38) gwcVmZnwa 76) {Q>iH amoS (AH$mocm) 113) Am¡a§Jm~mX{d^mJ : _w»`mc`77) XmZmnya39) XoD$iJmd amOm 114) \w$c§~«r1) _w»`mc`78) AZqgJ40) qgXIoS> amOm 115) J§Jmnya2) ~wcS>mUm, _w»` emIm79) H$ma§Om (cmS>)41) {H$ZJm§d amOm 116) dmiy§O{d^mJ : ~wcS>mUm80) AS>Jm§d3) ~g ñQ>°ÊS> 42) XoD$iJmd _hr 117) n¡R>U81) OR>manoR (AH$mocm) 118) {g„moS>4) gŠ`©wca amoS 43) Xwga~rS>82) gocy ~mOma44) _cH$mnya nm§J«m 119) dS>moX ~mOma5) {MIcr

{d^mJ : `dV_mi45) {~~r6) Jm§JcJm§d 120) ~m~am83) `dV_mi46) {H$ZJm§d OÅx>7) _oam ~w.Ÿ&Ÿ& 121) A§Ymar84) nwgX47) Om§^moam8) Ho$idX 122) cmgya ñQo>eZ85) C_aIoS>48) gmIaIoS>m© 123) {edUm9) _T86) {XJ«g{d^mJ : Im_Jmd 124) AqOR>m10) Zm§XŒm H$moir87) AmUr©49) Im_Jmd 125) H$ÞS>11) am`nya88) dUr50) _hoe _{hcm (Im.) 126) {nemoa12) XoD$iKmQ>89) Zoa nagmon§V 127) qMMmocr51) Zm§Xyam13) YmS>90) Xmaìhm 128) A§^B©52) _mQ>aJmd14) _mgéi91) H$i§~ 129) âmS>r53) {n§. amOm15) Mm§S>moi

{d^mJ : A_amdVr 130) gam\$m ~mOma54) cmIZdmS>m16) XwYm92) A_amdVr {d^mJ : OmcZm55) ehmnya17) CÝÐr93) gmB©ZJa (A_amdVr) 131) OmcZm56) amohUm18) S>m|Ja I§S>mim94) Ym_UJmd (aoëdo) 132) _§R>m57) {Z_Jmd{d^mJ : _cH$mnya95) X`m©nya 133) Zoa58) eoJmd19) _cH$mnya96) _moeu 134) ~XZmnya59) OiJmd Om.20) _moVmim97) A§OZJmd gwOu 135) ^moH$aXZ21) Ym_UJmd ~T>o 60) Om_moX98) naVdmS>m 136) amOya (JUnVr)22) H$moWir 61) AmgcJmd99) {Vdgm 137) naVwa 23) e|~m 62) {n§. H$mio

{d^mJ : ZmJnya 138) A§~S>24) amohrUIoS> 63) g§J«m_nya100) ZmJnya25) eocmnya 139) VrW©nwar64) dadQ ~H$mc101) BVdmar, ZmJnya26) XmVmim 140) AmîQ>r65) gmoZmim102) H$m|T>mir27) qnàr Jdir 141) Hw§$^ma qnniJmd{d^mJ : AH$mocm103) dYm©28) eocJmd ~mOma 142) ehmJS>66) AH$mocm104) Amdu29) qnniJmd Xodr 143) KZgmd§Jr67) AH$moQ>105) goocy (KmoamS>)30) dS>Zoa ^mocOr 144) nmaY68) Vooëhmam

31) Mm§Xya {~ñdm 106) nwcJmd 145) {n§niJm§d aoUwH$mB©69) {hdaIoS>32) YaUJmd 107) Xodir 146) dmcgmd§Jr70) _§Jéinra

{d^mJ : _ohH$a 108) VioJmd 147) _mhmoam71) _mZmoam33) _ohH$a 109) H$ma§Om (Km.) 148) ^maO

72) _wVuOmnya34) XoD$iJmd (_mir) 149) Om\«$m~mX110) {g§Xr (aoëdo)

73) [agmoS>35) cmoUma 150) Q>|^wUu111) qhJUKmQ>

74) dm{e_151) YmdS>m36) S>moUJm§d 112) [Ì_wVu ZJa ZmJnya75) _mcoJm§d{d^mJ : Zm§XoS>37) OmZo\$i {d^mJ : Am¡a§Jm~mX

29


R. No. 267 (MultiState) a. Z¨. 267 (_ëQrñQ oQ)

g§ñWoMm {Z`moOrV emIm {dñVma

152) Zm§XoS> 165) gam\$m (Zm§XoS) 187) B§Xm¡a (_.à.){d^mJ : ~rS>188) I§S>dm (_.à.)153) Zm`Jmd 166) {h_m`VZJa 177) ~rS>189) emhnwa (_.à.)154) Y_m©~mX 167) {gS>H$mo (Zm§XoS) 178) _mOcJm§d190) ~S>dmh (_.à.)155) ^moH$a {d^mJ : naÛr/qhJmocr 179) JodamB©191) gZmdX (_.à.)168) naÛr156) hXJmd 180) nair192) g|Ydm (_.à.)169) {h§Jmocr157) cmohm {d^mJ : cmVya193) ~èhmUnwa (_.à.)170) J§JmIoS> 181) cmVya158) {H$ZdQ{d^mJ : nwUo171) {O§Vya 182) CXJra159) XoJcya194) nwUo (à^mV amoS>)172) gocy (_mZdV) {d^mJ : OiJm§d160) _wXIoS>195) qMMdS>183) OiJm§d Im§173) _mZdV161) C_ar196) Am¢Y184) \$Îmonwa174) dg_V162) _mhÿa197) ^mogar185) ~moXdS>175) nyUm©>163) Hw§$S>cdmS>r

186) nmMmoam176) Odim ~mOma164) AYm©nya

21) H$i_oœa 40) nmW«r{d^mJ : AH$mocm {d^mJ : cmVya22) Hw$hr 41) Pa~moar1) nmVya 62) Ah_Xnya23) ZaIoS> 42) Am¢T>m-ZmJZmW2) dmS>oJm§d 63) Am¡gm

64) MmHy$a24) ZmJnya (J«m{_U) 43) H$i_Zwar{d^mJ : `dV_mi65) OiH$moQ>44) goZJmd3) nm§T>aH$dS>m 25) nmpíd©Zr66) XrdUr45) ~mimnya AmImS>m4) ~m^wiJm§d 26) {^dmnya67) {Zc§Jm46) H$ÝhoaJm§d5) amioJm§d 27) _m¡Xm68) aoUmnya6) H$ma§Om {d^mJ : ~rS>28) am_Q>oH$69) {eê$a-AZ§Vnmi7) dm`Jm§d 47) Amï>r>29) gmdZoa

{d^mJ : OiJm§d8) g_wÐnwa 48) A§~oOmoJmB©30) qhJmUm70) Om_Zoa{d^mJ : A_amdVr 49) Ho$O{d^mJ : Am¡a§Jm~mX71) _wŠVmB©ZJa9) XñVwa ZJa 50) Ymê$a31) d¡Omnya72) ^wgmdi10) Mm§Xya (aoëdo) 51) nmQ>moXm{d^mJ : OmcZm73) YaUJmd IX©11) dê$S> 52) dS>dUr32) am_ZJa

{d^mJ : nwUo12) JmS>JoZJa (A_amdVr) 53) [eê$a H$mgma33) hgZm~mX74) e{Znma (nwUo)13) Mm§Xya (~mOma) 54) Cñ_mZm~mX34) Ho$Xma IoS>m75) _mH}$Q>`mS>© (nwUo)14) {MIcXam 55) C_aJm35) OwZm OmcZm76) MmH$U, {O. nwUo56) H$i§~{d^mJ : ZmJnya {d^mJ : Zm§XoS>77) ~mam_Vr, {O. nwUo15) gŠH$aXam 57) VwiOmnwa36) Zagr78) gmVmam16) H$i_Zm ~mOma 58) na§S>m{d^mJ : naÛr/qhJmocr 79) \$cQ>U {O. gmVmam17) _{Zf ZJa 59) ^y_37) nmc_ 80) gm§Jcr60) cmohmam18) ~wQ>r ~moar 38) dma§Jm \$mQ>m 81) _mYdZJa (gm§Jcr)61) dmer19) H$mQ>moc 39) gmoZnoR>> 82) H$moëhmnya

20) C_aoS>

g§ñWoMm emIm {dñVma

A

mem

ber

sh

all

sub

scri

be

to

min

imu

m 1

nu

mb

er o

f sh

are

&

valu

e sh

all b

e p

aid

at th

e tim

e o

f ap

plica

tio

n.

Th

e So

ciet

y sh

all

be

elig

ible

to

re

ceiv

e d

epo

sits

&

lo

ans

fro

m

mem

ber

s &

oth

ers

up

to 1

0 t

imes

o

f its

pai

d u

p s

har

e ca

pital

min

us

ac

cu

mu

late

d

rese

rve

m

inu

s ac

cum

ula

ted

loss

es if

an

y.

A

mem

ber

shall

su

bsc

rib

e

to

min

imu

m 5

nu

mb

ers

of

shar

es &

va

lue

shal

l b

e p

aid

at

the

tim

e o

f ap

plica

tio

n.

Th

e to

tal

amo

un

t o

f d

epo

sits

&

loa

ns

rec

eiv

ed

d

uri

ng

a

ny

fin

anci

al ye

ar sh

all

no

t ex

ceed

te

n ti

mes

of t

he

sum

of s

ub

scri

bed

sh

are

cap

ital

an

d

accu

mu

late

d

rese

rves

.

A

mem

ber

sh

all

sub

scri

be

to

min

imu

m 5

nu

mb

ers

of

shar

es &

va

lue

shal

l b

e p

aid

at

the

tim

e o

f ap

plica

tio

n.

Th

e to

tal

amo

un

t o

f d

epo

sits

&

loa

ns

rec

eiv

ed

d

uri

ng

a

ny

fin

anci

al ye

ar sh

all

no

t ex

ceed

te

n ti

mes

of t

he

sum

of s

ub

scri

bed

sh

are

cap

ital

an

d

accu

mu

late

d

rese

rves

.

To

incr

ease

o

wn

fu

nd

o

f th

e So

ciet

y t

her

eby

incr

easi

ng

shar

e ca

pital

.

To m

ake

it in

lin

e w

ith

Sec

tio

n 6

7

of M

ulti-

Stat

e C

o-o

p. S

oci

ety

Act

, 2

00

2

&

incr

ease

th

e flo

w

of

dep

osi

ts in

the

Soci

ety.

1(iv)

17

(i)

25

Bu

ldan

a U

rban

Co-

op. C

red

it S

ocie

ty L

td. B

uld

ana

R. N

o. 2

67 [

Mu

lti

Sta

te]

Pro

pos

ed a

men

dm

ent

to b

ye-l

aw

s of

th

e S

ocie

ty

No

.

1 2

Bye

-law

No

.E

xis

tin

g b

ye

-la

ws

Su

gg

es

ted

Am

en

dm

en

tB

ye

-la

w a

fte

r A

me

nd

me

nt

Re

as

on

wh

y a

me

nd

me

nt

isc

on

sid

ere

d n

ec

es

sa

ry

Th

e ar

ea o

f op

erat

ion

of t

he

Soci

ety

shal

l ex

ten

d t

o M

adh

ya P

rad

esh

, C

hh

attisg

arh

, R

ajas

than

, A

nd

hra

P

rad

esh

&

G

oa

a

lon

g

wit

h

Mah

ara

shtr

a

Sta

te,

as

may

be

per

mitte

d b

y th

e C

entr

al R

egis

trar

.

Th

e ar

ea

of

op

erat

ion

o

f th

e So

ciet

y sh

all

exte

nd

to

Mad

hya

P

rad

esh

, Ch

hat

tisg

arh

, Raj

asth

an,

An

dh

ra

Pra

des

h

&

Go

a al

on

g w

ith

Mah

aras

htr

a St

ate,

as

may

b

e

perm

itte

d

by

the

Cen

tral

Reg

istr

ar.

Exp

an

sio

n

of

the

So

cie

ty

in

vari

ou

s st

ates

& d

evel

op

men

t o

f C

o-o

p.

mo

vem

ent

in o

ther

sta

tes

as w

ell.

Th

e ar

ea

of

op

erat

ion

o

f th

e So

ciet

y sh

all

exte

nd

to

Mad

hya

P

rad

esh

, C

hh

ati

sg

arh

&

R

aja

sth

an

a

lo

ng

w

ith

M

ahar

ash

tra

Stat

e as

m

ay

be

pe

rmit

ted

b

y

the

C

en

tra

l R

egis

trar

.

3

Ow

n F

un

ds

60

50

40

30

200

Year

` C

rore

.

De

po

sits

Rs.

Cro

re.

1400

1200

1000

800

600

400

0

Year

Ad

va

nc

es

1000

800

600

400

200

0

Year

` C

rore

.

Wo

rkin

g C

ap

ital

2000

1800

1600

1400

1200

1000

800

0

Year

`

.C

rore

Ne

t Pro

fit

` C

rore

.

10

8

6

4

0

Year

31

2010

2010

2010

2010

2010

2009

2009

2009

2009

2009

2008

2008

2008

2008

2008


- qMVZ -

g§ñWm H$moUVrhr Agmo

gaH$mar, ghH$mar, ImOJr dm Y_m©W©,

g§ñWoV R>am{dH$ Vmg H$m_ H$aUo hm Pmcm H$m`Xm.

nU H$m_mV ñdV:cm PmoHy$Z XoUo hr Pmcr Z¡{VH$Vm.

_r nJma KoVmo åhUyZ H$m_ H$aVmo hm Pmcm ì`dhma.

g§ñWoÀ`m ApñVÎdmMr, gwa{jVVoMr, à{VîR>oMr

`mo½` H$miOr KoÊ`mMo H$m_ _cm nma nmS>m`Mo Amho

hr Pmcr AmnwcH$s.

g§ñWoMr àJVr Amho VmodaM _mPo ApñVÎd H$m`_ Amho.

_mPr à{VîR>m Amho åhUyZ g§ñWocm hmZrH$maH$ R>aoc

Aer H¥$Vr _r H$Yrhr H$aUma Zmhr.

`mCcQ> gm_m{OH$ F$U \o$S>Ê`mÀ`m ^mdZoZo

ñdV:cm H$m_mV dmhÿZ KoB©Z.

hr àË`oH$mMr ^mdZm Agcr nm{hOo.

Ë`mVM g§ñWoMm {dH$mg d ñdV:Mm CÕma Amho.

~wcS>mUm A~©ZÀ`m g|Ydm (_.à.) emIoMo CX²KmQ>Z H$aVm§Zm ñWm{ZH$ {dYm`H$_m. lr AZ§Vqgh Am`©, _m. ^mB©Or d BVa _mÝ`da

~wcS>mUm A~©ZÀ`m H$_©Mmar _mJ©X{e©Ho$Mo àH$meZ H$aVm§Zm _m. ^mB©Or`m§À`mg_doV S>m°. gwH|$e P§da, lr. amOoe Xoecham,lr. ZW_c {Mam{Z`m d lr. amOoe cÉ>m.

nwUo emIm ñZoh_oimdm àg§Jr _m. ~m~mgmho~ nwa§Xao, _m. _§Joe V|Sw>cH$ad H¥$îUm nmQ>rc `m§À`m g_doV _m. ^mB©Or d S>m°. Ho$cm.

300 JmoXm_m§Mr e¥§Icm

H$Zm©Q>H$mVrc ghH$ma joÌmV H$m`© H$aUmè`m nXm{YH$mar, A{YH$mar d H$_©Mmè`m§Zr~wcS>mUm A~©Z g§ñWoMm Aä`mg Xm¡am Ho$cm `mdoir Ë`m§À`m g_doV _m. ^mB©Or

ñdJu` amOmam_Or H$mH$mUr øm§À`m ñ_¥Vr{àË`W© H$mH$mUr n[admad ~wcS>mUm A~©Z, emIm Y_m©~mX øm§À`m g§`wº$ {dÚ_mZoê$½Udm{hH$m cmoH$mn©U H$aVm¨Zm AÜ`j _m. ^mB©Or d BVa _mÝ`da

`moJJwê$ ~m~m am_Xod øm§Mo ~wcS>mUm ôQ>rÀ`m doir ñdmJV H$aVm§Zm _m. ^mB©Or

nair d¡OZmW ({O. ~rS>) emIoÀ`m CX²KmQ>Z àg§Jr _m. Im. JmonrZmW _w§S>o`m§À`m g_doV _m. ^mB©Or, g§MmcH$ lr. Z§X{H$emoa ~mhoVr,g§MmcH$ S>m°. {dZmoX ^§S>mar d lr. {earf Xoenm§S>o

àËòH$ JmdmgmR>r... JmdmVrc àËòH$mgmR>r "~wcS>mUm A~©Z _mo~mB©c ~±H$s¨J godm'^mogar emIm ñZoh_oimdm àg§Jr nmUr n§Mm`VrMo _m. nmonQ>amd ndma Amnco{dMma ì`ŠV H$aVmZm. _§Mmda CnpñWV ^mB©Or, X¡. gH$miMo gwaoeM§Ð nmÜòd BVa _mÝ`da

H|${Ð` H¥>>fr_§Ìr _m. Zm. eaXM§ÐOr ndma øm§Zm g§ñWoMr _m{hVr XoVm§Zm_m. ^mB©Or, gmo~V _m. Zm. am_amOo qZ~miH$a d lr. {earf Xoenm§S>o

ehmnya (_.à.) emIoÀ`m ew^ma§^ àg§Jr _Ü`àXoeÀ`m {ejU_§Ìr_m. lr_Vr AM©Zm {MQ>Urg, _m. ^mB©Or d BVa _mÝ`da

_w»` H$m`m©c`"ghH$ma goVw'

hþVmË_m Jmoao nW, ~wbS>mUm 443 001. {O. ~wbS>mUm (_hmamîQ—). \ moZ Z§.: (07262) 242705, 243705

ISO-9001:2000 SA-8000:2001 à_m{UV a. Z§. 267 (Multi-State)

Ü`o`nyVucm hmoVmo` aOV ñßme©

{dñ_`OZH àJVrMo n§M{dgmdo df©

anu

naa

d.c

om

a§~amv ~g{dcog yŒwdmbm - buldana urban · 2019. 11. 19. · gmyzm_` ahdmb 2009-10 ~g{dcog...

Documents