2016 summary of benefits - medstar medicare choice · tagalog: mayroon kaming libreng serbisyo sa...
TRANSCRIPT
2016Summary of BenefitsMedStar Medicare Choice Dual Advantage (HMO SNP)H9915
H9915_16_2002 Accepted
Multi-Language Interpreter Services
English: We have free interpreter services to answer any questions you may have about our health or drug plan. To get an interpreter, just call us at 1-855-222-1041. Someone who speaks English/Language can help you. This is a free service.
Spanish: Tenemos servicios de intérprete sin costo alguno para responder cualquier pregunta que pueda tener sobre nuestro plan de salud o medicamentos. Para hablar con un intérprete, por favor llame al 1-855-222-1041. Alguien que hable español le podrá ayudar. Este es un servicio gratuito.
Chinese Mandarin:
Chinese Cantonese:
Tagalog: Mayroon kaming libreng serbisyo sa pagsasaling-wika upang masagot ang anumang mga katanungan ninyo hinggil sa aming planong pangkalusugan o panggamot. Upang makakuha ng tagasaling-wika, tawagan lamang kami sa 1-855-222-1041. Maaari kayong tulungan ng isang nakakapagsalita ng Tagalog. Ito ay libreng serbisyo.
French: Nous proposons des services gratuits d'interprétation pour répondre à toutes vos questions relatives à notre régime de santé ou d'assurance-médicaments. Pour accéder au service d'interprétation, il vous suffit de nous appeler au 1-855-222-1041. Un interlocuteur parlant Français pourra vous aider. Ce service est gratuit.
Vietnamese: Chúng tôi có d ch v thông d ch mi n ph tr l i các câu h i v ch ng s c kh e và ch ng tr nh thu c men. N u quí v c n thông d ch viên xin g i 1-855-222-1041 s có nhân viên nói ti ng Vi t giúp quí v .
ây là d ch v mi n phí .
German: Unser kostenloser Dolmetscherservice beantwortet Ihren Fragen zu unserem Gesundheits- und Arzneimittelplan. Unsere Dolmetscher erreichen Sie unter 1-855-222-1041. Man wird Ihnen dort auf Deutsch weiterhelfen. Dieser Service ist kostenlos.
Korean:
Russian: ,
. , 1-855-222-1041. , -p . .
Arabic:
.
Hindi:
Italian: È disponibile un servizio di interpretariato gratuito per rispondere a eventuali domande sul nostro piano sanitario e farmaceutico. Per un interprete, contattare il numero 1-855-222-1041. Un nostro incaricato che parla Italianovi fornirà l'assistenza necessaria. È un servizio gratuito.
Portugués: Dispomos de serviços de interpretação gratuitos para responder a qualquer questão que tenha acerca do nosso plano de saúde ou de medicação. Para obter um intérprete, contacte-nos através do número 1-855-222-1041. Irá encontrar alguém que fale o idioma Português para o ajudar. Este serviço é gratuito.
French Creole: Nou genyen sèvis entèprèt gratis pou reponn tout kesyon ou ta genyen konsènan plan medikal oswa dwòg nou an. Pou jwenn yon entèprèt, jis rele nou nan 1-855-222-1041. Yon moun ki pale Kreyòl kapab ede w. Sa a se yon sèvis ki gratis.
Polish: Umo liwiamy bezp atne skorzystanie z us ug t umacza ustnego, który pomo e w uzyskaniu odpowiedzi na temat planu zdrowotnego lub dawkowania leków. Aby skorzysta z pomocy t umacza znaj cego j zyk polski, nale y zadzwoni pod numer 1-855-222-1041. Ta us uga jest bezp atna.
Japanese:
Page 1
SUMMARY OF BENEFITS January 1, 2016 – December 31, 2016
This booklet gives you a summary of what we cover and what you pay. It doesn't list every service that we cover or list every limitation or exclusion. To get a complete list of services we cover, call us and ask for the "Evidence of Coverage."
You have choices about how to get your Medicare benefits
One choice is to get your Medicare benefits through Original Medicare (fee-for-service Medicare). Original Medicare is run directly by the Federal government.
Another choice is to get your Medicare benefits by joining a Medicare health plan (such as MedStar Medicare Choice Dual Advantage (HMO SNP)).
Tips for comparing your Medicare choices
This Summary of Benefits booklet gives you a summary of what MedStar Medicare Choice Dual Advantage (HMO SNP) covers and what you pay.
If you want to compare our plan with other Medicare health plans, ask the other plans for their Summary of Benefits booklets. Or, use the Medicare Plan Finder on http://www.medicare.gov.
If you want to know more about the coverage and costs of Original Medicare, look in your current "Medicare & You" handbook. View it online at http://www.medicare.gov or get a copy by calling 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. TTY users should call 1-877-486-2048.
Sections in this booklet
Things to Know About MedStar Medicare Choice Dual Advantage (HMO SNP)
Monthly Premium, Deductible, and Limits on How Much You Pay for Covered Services
Covered Medical and Hospital Benefits
Prescription Drug Benefits
This document is available in other formats such as Braille and large print.
This document may be available in a non-English language. For additional information, call us at 855-222-1041. TTY users should call 855-250-5604.
Page 2
Things to Know About MedStar Medicare Choice Dual Advantage (HMO SNP)
Hours of Operation
From October 1 to February 14, you can call us 7 days a week from 8:00 a.m. to 8:00 p.m. Eastern time.
From February 15 to September 30, you can call us Monday from 8:00 a.m. to 8:00 p.m. Eastern time, Tuesday from 8:00 a.m. to 8:00 p.m. Eastern time, Wednesday from 8:00 a.m. to 8:00 p.m. Eastern time, Thursday from 8:00 a.m. to 8:00 p.m. Eastern time, Friday from 8:00 a.m. to 8:00 p.m. Eastern time, Saturday from 8:00 a.m. to 3:00 p.m. Eastern time.
MedStar Medicare Choice Dual Advantage (HMO SNP) Phone Numbers and Website
If you are a member of this plan, call toll-free 855-222-1041. TTY users should call 855-250-5604.
If you are not a member of this plan, call toll-free 855-242-4870. TTY users should call 855-250-5604.
Our website: http://www.medstarmedicarechoice.com
Who can join?
To join MedStar Medicare Choice Dual Advantage (HMO SNP), you must be entitled to Medicare Part A, be enrolled in Medicare Part B and D.C. Department of Health Care Finance or Maryland Department of Health and Mental Hygiene, and live in our service area.
Our service area includes the following county in Washington D.C.: District of Columbia.
Our service area includes the following counties in Maryland: Anne Arundel, Baltimore, Baltimore City, Charles, Harford, Howard, Prince George's, and St. Mary's.
Page 3
Which doctors, hospitals, and pharmacies can I use?
MedStar Medicare Choice Dual Advantage (HMO SNP) has a network of doctors, hospitals, pharmacies, and other providers. If you use the providers that are not in our network, the plan may not pay for these services.
You must generally use network pharmacies to fill your prescriptions for covered Part D drugs.
You can see our plan's provider and pharmacy directory at our website (www.medstarmedicarechoice.com).
Or, call us and we will send you a copy of the provider and pharmacy directories.
What do we cover?
Like all Medicare health plans, we cover everything that Original Medicare covers – and more.
Our plan members get all of the benefits covered by Original Medicare.
Our plan members also get more than what is covered by Original Medicare. Some of the extra benefits are outlined in this booklet.
We cover Part D drugs. In addition, we cover Part B drugs such as chemotherapy and some drugs administered by your provider.
You can see the complete plan formulary (list of Part D prescription drugs) and any restrictions on our website, http://www.medstarmedicarechoice.com.
Or, call us and we will send you a copy of the formulary.
How will I determine my drug costs?
The amount you pay for drugs depends on the drug you are taking and what stage of the benefit you have reached. Later in this document we discuss the benefit stages that occur after you meet your deductible: Initial Coverage, Coverage Gap, and Catastrophic Coverage.
Page 4
SUMMARY OF BENEFITS January 1, 2016 – December 31, 2016
MedStar Medicare Choice
Dual Advantage (HMO SNP) (Washington D.C.)
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Maryland)
MONTHLY PREMIUM, DEDUCTIBLE, AND LIMITS ON HOW MUCH YOU PAY FOR COVERED SERVICES How much is the monthly premium?
$0 per month. In addition, you must keep paying your Medicare Part B premium.
$0 per month. In addition, you must keep paying your Medicare Part B premium.
How much is the deductible?
This plan has deductibles for some hospital and medical services.
$0 or $147 per year for in-network services, depending on your level of Medicaid eligibility. This amount may change for 2016.
$0 to $74 per year for Part D prescription drugs.
This plan has deductibles for some hospital and medical services.
$0 or $147 per year for in-network services, depending on your level of Medicaid eligibility. This amount may change for 2016.
$0 to $74 per year for Part D prescription drugs.
Is there any limit on how much I will pay for my covered services?
Yes. Like all Medicare health plans, our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care.
In this plan, you may pay nothing for Medicare-covered services, depending on your level of D.C. Department of Health Care Finance eligibility.
Your yearly limit(s) in this plan: $6,700 for services you receive
from in-network providers.
If you reach the limit on out-of-pocket costs, you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year.
Yes. Like all Medicare health plans, our plan protects you by having yearly limits on your out-of-pocket costs for medical and hospital care.
In this plan, you may pay nothing for Medicare-covered services, depending on your level of Maryland Department of Health and Mental Hygiene eligibility.
Your yearly limit(s) in this plan: $6,700 for services you receive
from in-network providers.
If you reach the limit on out-of-pocket costs, you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year.
Page 5
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Washington D.C.)
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Maryland)
Is there any limit on how much I will pay for my covered services? (continued)
Refer to the "Medicare & You" handbook for Medicare-covered services. For D.C. Department of Health Care Finance-covered services, refer to the Medicaid Coverage section in this document.
Please note that you will still need to pay your monthly premiums and cost-sharing for your Part D prescription drugs.
Refer to the "Medicare & You" handbook for Medicare-covered services. For Maryland Department of Health and Mental Hygiene-covered services, refer to the Medicaid Coverage section in this document.
Please note that you will still need to pay your monthly premiums and cost-sharing for your Part D prescription drugs.
Is there a limit on how much the plan will pay?
Our plan has a coverage limit every year for certain in-network benefits. Contact us for the services that apply.
Our plan has a coverage limit every year for certain in-network benefits. Contact us for the services that apply.
This plan is available to anyone who has both Medical Assistance from the State and Medicare. MedStar Medicare Choice Dual Advantage (HMO SNP) has a contract with Medicare and a contract with the D.C. Department of Health Care Finance and the Maryland Department of Health and Mental Hygiene (Medicaid) programs. Enrollment in MedStar Medicare Choice Dual Advantage depends on contract renewal.
COVERED MEDICAL AND HOSPITAL BENEFITS
Note: Services with a 1 may require prior authorization.
OUTPATIENT CARE AND SERVICES
Acupuncture Not covered Not covered
Ambulance1 0% or 20% of the cost
per one-way trip
0% or 20% of the cost
per one-way trip
Chiropractic Care1
Manipulation of the spine to correct a subluxation (when 1 or more of the bones of your spine move out of position): 0% or 20% of the cost
Manipulation of the spine to correct a subluxation (when 1 or more of the bones of your spine move out of position): 0% or 20% of the cost
Page 6
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Washington D.C.)
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Maryland)
Dental Services Limited dental services (this does not include services in connection with care, treatment, filling, removal, or replacement of teeth): 0% or 20% of the cost
Preventive dental services:
Cleaning (for up to 1 every six months): You pay nothing
Dental x-ray(s) (for up to 1 every year): You pay nothing
Fluoride treatment (for up to 1 every year): You pay nothing
Oral exam (for up to 1 every six months): You pay nothing
Our plan pays up to $800 every year for use toward comprehensive dental services.
Limited dental services (this does not include services in connection with care, treatment, filling, removal, or replacement of teeth): 0% or 20% of the cost
Preventive dental services:
Cleaning (for up to 1 every six months): You pay nothing
Dental x-ray(s) (for up to 1 every year): You pay nothing
Fluoride treatment (for up to 1 every year): You pay nothing
Oral exam (for up to 1 every six months): You pay nothing
Our plan pays up to $800 every year for use toward comprehensive dental services.
Diabetes Supplies and Services1
Diabetes monitoring supplies: 0% or 20% of the cost
Diabetes self-management training: 0% or 20% of the cost
Therapeutic shoes or inserts: 0% or 20% of the cost
Diabetic supplies and services are limited to specific manufacturers, products, and/or brands. Contact the plan for a list of covered supplies.
Diabetes monitoring supplies: 0% or 20% of the cost
Diabetes self-management training: 0% or 20% of the cost
Therapeutic shoes or inserts: 0% or 20% of the cost
Diabetic supplies and services are limited to specific manufacturers, products, and/or brands. Contact the plan for a list of covered supplies.
Page 7
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Washington D.C.)
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Maryland)
Diagnostic Tests, Lab and Radiology Services, and X-Rays (Costs for these services may be different if received in an outpatient surgery setting) 1
Diagnostic radiology services (such as MRIs, CT scans): 0% or 20% of the cost
Diagnostic tests and procedures: 0% or 20% of the cost
Lab services: 0% or 20% of the cost
Outpatient x-rays: 0% or 20% of the cost
Therapeutic radiology services (such as radiation treatment for cancer): 0% or 20% of the cost
Diagnostic radiology services (such as MRIs, CT scans): 0% or 20% of the cost
Diagnostic tests and procedures: 0% or 20% of the cost
Lab services: 0% or 20% of the cost
Outpatient x-rays: 0% or 20% of the cost
Therapeutic radiology services (such as radiation treatment for cancer): 0% or 20% of the cost
Doctor's Office Visits
Primary care physician visit: 0% or 20% of the cost
Specialist visit: 0% or 20% of the cost
Primary care physician visit: 0% or 20% of the cost
Specialist visit: 0% or 20% of the cost
Durable Medical Equipment (wheelchairs, oxygen, etc.)1
0% or 20% of the cost
0% or 20% of the cost
Emergency Care 0% or 20% of the cost (up to $75)
If you are admitted to the hospital within 1 day, you do not have to pay your share of the cost for emergency care. See the "Inpatient Hospital Care" section of this booklet for other costs.
Worldwide coverage – Your share of the cost for emergency care is not waived if you are admitted to the hospital under the worldwide coverage benefit.
0% or 20% of the cost (up to $75)
If you are admitted to the hospital within 1 day, you do not have to pay your share of the cost for emergency care. See the "Inpatient Hospital Care" section of this booklet for other costs.
Worldwide coverage – Your share of the cost for emergency care is not waived if you are admitted to the hospital under the worldwide coverage benefit.
Foot Care (podiatry services)
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: 0% or 20% of the cost
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: 0% or 20% of the cost
Page 8
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Washington D.C.)
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Maryland)
Foot Care (continued)
Routine foot care (for up to 12 visit(s) every year): You pay nothing
Routine foot care (for up to 12 visit(s) every year): You pay nothing
Hearing Services Exam to diagnose and treat hearing and balance issues: 0% or 20% of the cost
Exam to diagnose and treat hearing and balance issues: 0% or 20% of the cost
Home Health Care1
You pay nothing You pay nothing
Mental Health Care1
Inpatient visit:
Our plan covers up to 190 days in a lifetime for inpatient mental health care in a psychiatric hospital. The inpatient hospital care limit does not apply to inpatient mental services provided in a general hospital.
The copays for hospital and skilled nursing facility (SNF) benefits are based on benefit periods. A benefit period begins the day you're admitted as an inpatient and ends when you haven't received any inpatient care (or skilled care in a SNF) for 60 days in a row. If you go into a hospital or a SNF after one benefit period has ended, a new benefit period begins. You must pay the inpatient hospital deductible for each benefit period. There's no limit to the number of benefit periods.
Our plan covers 90 days for an inpatient hospital stay.
Our plan also covers 60 "lifetime reserve days." These are "extra" days that we cover. If your hospital stay is longer than 90 days, you can use these extra days. But once you have used up these extra 60 days, your inpatient hospital coverage will be limited to 90 days.
Inpatient visit:
Our plan covers up to 190 days in a lifetime for inpatient mental health care in a psychiatric hospital. The inpatient hospital care limit does not apply to inpatient mental services provided in a general hospital.
The copays for hospital and skilled nursing facility (SNF) benefits are based on benefit periods. A benefit period begins the day you're admitted as an inpatient and ends when you haven't received any inpatient care (or skilled care in a SNF) for 60 days in a row. If you go into a hospital or a SNF after one benefit period has ended, a new benefit period begins. You must pay the inpatient hospital deductible for each benefit period. There's no limit to the number of benefit periods.
Our plan covers 90 days for an inpatient hospital stay.
Our plan also covers 60 "lifetime reserve days." These are "extra" days that we cover. If your hospital stay is longer than 90 days, you can use these extra days. But once you have used up these extra 60 days, your inpatient hospital coverage will be limited to 90 days.
Page 9
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Washington D.C.)
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Maryland)
Mental Health Care1
(continued)
In 2015 the amounts for each benefit period were $0 or: $1,260 deductible for
days 1 through 60 $315 copay per day for
days 61 through 90 $630 copay per day for
60 lifetime reserve days
These amounts may change for 2016.
Outpatient group therapy visit: 0% or 20% of the cost
Outpatient individual therapy visit: 0% or 20% of the cost
In 2015 the amounts for each benefit period were $0 or: $1,260 deductible for
days 1 through 60 $315 copay per day for
days 61 through 90 $630 copay per day for
60 lifetime reserve days
These amounts may change for 2016.
Outpatient group therapy visit: 0% or 20% of the cost
Outpatient individual therapy visit: 0% or 20% of the cost
Outpatient Rehabilitation1
Cardiac (heart) rehab services (for a maximum of 2 one-hour sessions per day for up to 36 sessions up to 36 weeks): 0% or 20% of the cost
Occupational therapy visit: 0% or 20% of the cost
Physical therapy and speech and language therapy visit: 0% or 20% of the cost
Cardiac (heart) rehab services (for a maximum of 2 one-hour sessions per day for up to 36 sessions up to 36 weeks): 0% or 20% of the cost
Occupational therapy visit: 0% or 20% of the cost
Physical therapy and speech and language therapy visit:
0% or 20% of the cost
Outpatient Substance Abuse1
Group therapy visit: 0% or 20% of the cost
Individual therapy visit: 0% or 20% of the cost
Group therapy visit: 0% or 20% of the cost
Individual therapy visit: 0% or 20% of the cost
Outpatient Surgery1
Ambulatory surgical center: 0% or 20% of the cost
Outpatient hospital: 0% or 20% of the cost
Ambulatory surgical center: 0% or 20% of the cost
Outpatient hospital: 0% or 20% of the cost
Page 10
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Washington D.C.)
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Maryland)
Over-the-Counter Items
Please visit our website to see our list of covered over-the-counter items.
Our plan pays up to $23 every month for select over-the-counter items.
Please visit our website to see our list of covered over-the-counter items.
Our plan pays up to $12 every month for select over-the-counter items.
Prosthetic Devices (braces, artificial limbs, etc.) 1
Prosthetic devices: 0% or 20% of the cost
Related medical supplies: 0% or 20% of the cost
Prosthetic devices: 0% or 20% of the cost
Related medical supplies: 0% or 20% of the cost
Renal Dialysis 0% or 20% of the cost 0% or 20% of the cost
Transportation1 You pay nothing
for up to 24 one-way trip(s) every year
You pay nothing
for up to 24 one-way trip(s) every year
Urgently Needed Services
0% or 20% of the cost (up to $65) 0% or 20% of the cost (up to $65)
Vision Services Exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening): 0% or 20% of the cost
Routine eye exam (for up to 1 every year): You pay nothing
Contact lenses: $0 copay
Eyeglasses (frames and lenses): $0 copay
Eyeglasses or contact lenses after cataract surgery: 0% or 20% of the cost
Our plan pays up to $100 every year for contact lenses and eyeglasses (frames and lenses).
Exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening): 0% or 20% of the cost
Routine eye exam (for up to 1 every year): You pay nothing
Contact lenses: $0 copay
Eyeglasses (frames and lenses): $0 copay
Eyeglasses or contact lenses after cataract surgery: 0% or 20% of the cost
Our plan pays up to $100 every year for contact lenses and eyeglasses (frames and lenses).
Page 11
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Washington D.C.)
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Maryland)
Preventive Care You pay nothing
Our plan covers many preventive services, including: Abdominal aortic aneurysm
screening Alcohol misuse counseling Bone mass measurement Breast cancer screening
(mammogram) Cardiovascular disease (behavioral
therapy) Cardiovascular screenings Cervical and vaginal cancer
screening Colorectal cancer screenings
(Colonoscopy, Fecal occult blood test, Flexible sigmoidoscopy)
Depression screening Diabetes screenings HIV screening Medical nutrition therapy services Obesity screening and counseling Prostate cancer screenings (PSA) Sexually transmitted infections
screening and counseling Tobacco use cessation counseling
(counseling for people with no sign of tobacco-related disease)
Vaccines, including Flu shots, Hepatitis B shots, Pneumococcal shots
"Welcome to Medicare" preventive visit (one-time)
Yearly "Wellness" visit
Any additional preventive services approved by Medicare during the contract year will be covered.
Annual physical exam: You pay nothing
You pay nothing
Our plan covers many preventive services, including: Abdominal aortic aneurysm
screening Alcohol misuse counseling Bone mass measurement Breast cancer screening
(mammogram) Cardiovascular disease (behavioral
therapy) Cardiovascular screenings Cervical and vaginal cancer
screening Colorectal cancer screenings
(Colonoscopy, Fecal occult blood test, Flexible sigmoidoscopy)
Depression screening Diabetes screenings HIV screening Medical nutrition therapy services Obesity screening and counseling Prostate cancer screenings (PSA) Sexually transmitted infections
screening and counseling Tobacco use cessation counseling
(counseling for people with no sign of tobacco-related disease)
Vaccines, including Flu shots, Hepatitis B shots, Pneumococcal shots
"Welcome to Medicare" preventive visit (one-time)
Yearly "Wellness" visit
Any additional preventive services approved by Medicare during the contract year will be covered.
Annual physical exam: You pay nothing
Page 12
MedStar Medicare Choice
Dual Advantage (HMO SNP) (Washington D.C.)
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Maryland) Hospice You pay nothing for hospice care from
a Medicare-certified hospice. You may have to pay part of the costs for drugs and respite care. Hospice is covered outside of our plan. Please contact us for more details.
You pay nothing for hospice care from a Medicare-certified hospice. You may have to pay part of the costs for drugs and respite care. Hospice is covered outside of our plan. Please contact us for more details.
INPATIENT CARE
Inpatient Hospital Care1
The copays for hospital and skilled nursing facility (SNF) benefits are based on benefit periods. A benefit period begins the day you're admitted as an inpatient and ends when you haven't received any inpatient care (or skilled care in a SNF) for 60 days in a row. If you go into a hospital or a SNF after one benefit period has ended, a new benefit period begins. You must pay the inpatient hospital deductible for each benefit period. There's no limit to the number of benefit periods.
Our plan covers 90 days for an inpatient hospital stay.
Our plan also covers 60 "lifetime reserve days." These are "extra" days that we cover. If your hospital stay is longer than 90 days, you can use these extra days. But once you have used up these extra 60 days, your inpatient hospital coverage will be limited to 90 days.
In 2015 the amounts for each benefit period were $0 or: $1,260 deductible for
days 1 through 60 $315 copay per day for
days 61 through 90 $630 copay per day for
60 lifetime reserve days These amounts may change for 2016.
The copays for hospital and skilled nursing facility (SNF) benefits are based on benefit periods. A benefit period begins the day you're admitted as an inpatient and ends when you haven't received any inpatient care (or skilled care in a SNF) for 60 days in a row. If you go into a hospital or a SNF after one benefit period has ended, a new benefit period begins. You must pay the inpatient hospital deductible for each benefit period. There's no limit to the number of benefit periods.
Our plan covers 90 days for an inpatient hospital stay.
Our plan also covers 60 "lifetime reserve days." These are "extra" days that we cover. If your hospital stay is longer than 90 days, you can use these extra days. But once you have used up these extra 60 days, your inpatient hospital coverage will be limited to 90 days.
In 2015 the amounts for each benefit period were $0 or: $1,260 deductible for
days 1 through 60 $315 copay per day for
days 61 through 90 $630 copay per day for
60 lifetime reserve days These amounts may change for 2016.
Page 13
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Washington D.C.)
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Maryland)
Inpatient Mental Health Care
For inpatient mental health care, see the "Mental Health Care" section of this booklet.
For inpatient mental health care, see the "Mental Health Care" section of this booklet.
Skilled Nursing Facility (SNF)1
Our plan covers up to 100 days in a SNF.
In 2015 the amounts for each benefit period were $0 or: You pay nothing for
days 1 through 20 $157.50 copay per day for
days 21 through 100
These amounts may change for 2016.
Our plan covers up to 100 days in a SNF.
In 2015 the amounts for each benefit period were $0 or: You pay nothing for
days 1 through 20 $157.50 copay per day for
days 21 through 100
These amounts may change for 2016.
PRESCRIPTION DRUG BENEFITS
How much do I pay?
For Part B drugs such as chemotherapy drugs1: 0% or 20% of the cost
Other Part B drugs1: 0% or 20% of the cost
For Part B drugs such as chemotherapy drugs1: 0% or 20% of the cost
Other Part B drugs1: 0% or 20% of the cost
Initial Coverage Depending on your income and institutional status, you pay the following:
For generic drugs (including brand drugs treated as generic), either: $0 copay; or $1.20 copay; or $2.95 copay
For all other drugs, either: $0 copay; or $3.60 copay; or $7.40 copay
You may get your drugs at network retail pharmacies and mail order pharmacies.
Depending on your income and institutional status, you pay the following:
For generic drugs (including brand drugs treated as generic), either: $0 copay; or $1.20 copay; or $2.95 copay
For all other drugs, either: $0 copay; or $3.60 copay; or $7.40 copay
You may get your drugs at network retail pharmacies and mail order pharmacies.
Page 14
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Washington D.C.)
MedStar Medicare Choice Dual Advantage (HMO SNP)
(Maryland)
Initial Coverage (continued)
If you reside in a long-term care facility, you pay the same as at a retail pharmacy.
You may get drugs from an out-of-network pharmacy at the same cost as an in-network pharmacy.
If you reside in a long-term care facility, you pay the same as at a retail pharmacy.
You may get drugs from an out-of-network pharmacy at the same cost as an in-network pharmacy.
Catastrophic Coverage
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $4,850, you pay nothing for all drugs.
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $4,850, you pay nothing for all drugs.
Page 15
Additional Information About MedStar Medicare Choice Dual Advantage (HMO SNP)
With MedStar Medicare Choice Dual Advantage (HMO SNP) you also receive the following supplemental benefits at no additional cost:
Nurse Advice Line – MedStar Medicare Choice Dual Advantage (HMO SNP) offers a 24/7 nurse advice line available at 855-242-4873. TTY users call 855-250-5604. MedStar Medicare Choice Dual Advantage members can call to obtain advice from a nurse regarding symptoms or medical conditions they may be experiencing.
Readmission Prevention – MedStar Medicare Choice Dual Advantage (HMO SNP) offers this benefit to prevent readmissions after a scheduled admission by providing services prior to the admission. The services include assessing the home environment and teaching skills which are critical to post discharge care such as wound care, physical therapy and/or nutrition.
Page 16
SUMMARY OF MEDICAID-COVERED BENEFITSfor Contract H9915, Plan 006
MedStar Medicare Choice Dual Advantage (HMO SNP) (Washington D.C.)
The benefits described below are covered by Medicaid. The benefits described in the Covered Medical and Hospital Benefits section of the Summary of Benefits are covered by Medicare. For each benefit listed below, you can see what D.C. Department of Health Care Finance covers and what our plan covers. What you pay for covered services may depend on your level of Medicaid eligibility.
This information is a summary of covered benefits, for additional information on the benefits covered by the D.C. Department of Health Care Finance, please contact them at 202-442-5988 (TTY users call 711), or visit their website at http://dhcf.dc.gov/service/what-are-some-services-covered-medicaid.
Benefit Medicaid State Plan MedStar Medicare Choice Dual
Advantage (HMO SNP) (Washington D.C.)
Ambulance Emergency ambulance services:
$0 copay for Medicaid-covered services.
Authorization rules may apply. 0% or 20% of the cost
per one-way trip
Dental Services Dental services and related treatment: $0 copay for Medicaid-covered services
Limited dental services (this does not include services in connection with care, treatment, filling, removal, or replacement of teeth): 0% or 20% of the cost
Preventive dental services: Cleaning
(for up to 1 every six months): You pay nothing
Dental x-ray(s) (for up to 1 every year): You pay nothing
Fluoride treatment (for up to 1 every year): You pay nothing
Oral exam (for up to 1 every six months): You pay nothing
Our plan pays up to $800 every year for use toward comprehensive dental services.
Page 17
Benefit Medicaid State Plan MedStar Medicare Choice Dual
Advantage (HMO SNP) (Washington D.C.)
Diagnostic Tests, X-Rays, Lab Services, and Radiology Services
Laboratory services:
$0 copay for Medicaid-covered services
Radiology:
$0 copay for Medicaid-covered services
Authorization rules may apply.
Diagnostic radiology services (such as MRIs, CT scans): 0% or 20% of the cost
Diagnostic tests and procedures: 0% or 20% of the cost
Lab services: 0% or 20% of the cost
Outpatient x-rays: 0% or 20% of the cost
Therapeutic radiology services (such as radiation treatment for cancer): 0% or 20% of the cost
Doctor's Office Visits Doctor visits: $0 copay for Medicaid-covered services
Physician services: $0 copay for Medicaid-covered services
Nurse practitioner services: $0 copay for Medicaid-covered services
Primary care physician visit: 0% or 20% of the cost
Specialist visit: 0% or 20% of the cost
Inpatient Hospital Care
Hospitalization:
$0 copay for Medicaid-covered services
Please refer to the Medicare-covered “Inpatient Hospital Care” section for more detail.
Authorization rules may apply.
In 2015 the amounts for each benefit period were $0 or: $1,260 deductible for
days 1 through 60 $315 copay per day for
days 61 through 90 $630 copay per day for
60 lifetime reserve days
These amounts may change for 2016.
Page 18
Benefit Medicaid State Plan MedStar Medicare Choice Dual
Advantage (HMO SNP) (Washington D.C.)
Medical Equipment
Durable medical equipment:
$0 copay for Medicaid-covered services
Medical supplies:
$0 copay for Medicaid-covered services
Authorization rules may apply.
Durable medical equipment (wheelchairs, oxygen, etc.): 0% or 20% of the cost
Prosthetic devices: 0% or 20% of the cost
Related medical supplies: 0% or 20% of the cost
Mental Health Care
Hospitalization:
$0 copay for Medicaid-covered services
Mental health services:
$0 copay for Medicaid-covered services
Please refer to the Medicare-covered “Mental Health Care” section for more detail.
Authorization rules may apply.
In 2015 the amounts for each benefit period were $0 or: $1,260 deductible for
days 1 through 60 $315 copay per day for
days 61 through 90 $630 copay per day for
60 lifetime reserve days
These amounts may change for 2016.
Outpatient group therapy visit: 0% or 20% of the cost
Outpatient individual therapy visit: 0% or 20% of the cost
Outpatient Hospital Services
Ambulatory surgical care:
$0 copay for Medicaid-covered services
Authorization rules may apply.
Ambulatory surgical center: 0% or 20% of the cost
Outpatient hospital: 0% or 20% of the cost
Page 19
Benefit Medicaid State Plan MedStar Medicare Choice Dual
Advantage (HMO SNP) (Washington D.C.)
Renal Dialysis Dialysis services:
$0 copay for Medicaid-covered services
0% or 20% of the cost
Transplants Transplants (Liver, Heart, Kidney, and Allogeneic Bone Marrow transplantation):
$0 copay for Medicaid-covered services
Authorization rules may apply. Services must be received through a network provider or an agreed-upon provider/facility.
Please refer to your Evidence of Coverage for more information.
Transportation Medically necessary transportation:
$0 copay for Medicaid-covered services
Authorization rules may apply. You pay nothing
for up to 24 one-way trip(s) every year
Vision Care Services
Eye care:
$0 copay for Medicaid-covered services
Exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening): 0% or 20% of the cost
Routine eye exam (for up to 1 every year): You pay nothing
Contact lenses: $0 copay
Eyeglasses (frames and lenses): $0 copay
Eyeglasses or contact lenses after cataract surgery: 0% or 20% of the cost
Our plan pays up to $100 every year for contact lenses and eyeglasses (frames and lenses).
Page 20
Benefit Medicaid State Plan MedStar Medicare Choice Dual
Advantage (HMO SNP) (Washington D.C.)
Preventive Care Early and Periodic Screening, Diagnosis and Treatment (EPSDT) Services:
$0 copay for Medicaid-covered services
Please refer to the Medicare-covered “Preventive Care” section for more detail.
You pay nothing for Medicare-covered preventive services.
Any additional preventive services approved by Medicare during the contract year will be covered.
Annual physical exam: You pay nothing
Hospice Care $0 copay for Medicaid-covered services
You pay nothing for hospice care from a Medicare-certified hospice. You may have to pay part of the costs for drugs and respite care. Hospice is covered outside of our plan. Please contact us for more details.
Page 21
SUMMARY OF MEDICAID-COVERED BENEFITS for Contract H9915, Plan 009
MedStar Medicare Choice Dual Advantage (HMO SNP) (Maryland)
The benefits described below are covered by Medicaid. The benefits described in the Covered Medical and Hospital Benefits section of the Summary of Benefits are covered by Medicare. For each benefit listed below, you can see what Maryland Department of Health and Mental Hygiene covers and what our plan covers. What you pay for covered services may depend on your level of Medicaid eligibility.
This information is a summary of covered benefits, for additional information on the benefits covered by the Maryland Department of Health and Mental Hygiene, please contact them at 877-463-3464 (TTY users call 711), or visit their website at https://mmcp.dhmh.maryland.gov/SitePages/Medicaid Eligibility and Benefits.aspx.
Benefit Medicaid State Plan MedStar Medicare Choice Dual
Advantage (HMO SNP) (Maryland)
Ambulance Ambulance and wheelchair van services and emergency medical transportation: $0 copay for Medicaid-covered services.
Authorization rules may apply. 0% or 20% of the cost per one-way trip
Dental Services Dental services and dentures (beneficiaries under 21): $0 copay for Medicaid-covered services
Limited dental services (this does not include services in connection with care, treatment, filling, removal, or replacement of teeth): 0% or 20% of the cost
Preventive dental services: Cleaning
(for up to 1 every six months): You pay nothing
Dental x-ray(s) (for up to 1 every year): You pay nothing
Fluoride treatment (for up to 1 every year): You pay nothing
Oral exam (for up to 1 every six months): You pay nothing
Our plan pays up to $800 every year for use toward comprehensive dental services.
Page 22
Benefit Medicaid State Plan MedStar Medicare Choice Dual
Advantage (HMO SNP) (Maryland)
Diabetes Supplies and Services
Diabetes care services:
$0 copay for Medicaid-covered services
Authorization rules may apply. Diabetes monitoring supplies: 0% or 20% of the cost
Diabetes self-management training: 0% or 20% of the cost
Therapeutic shoes or inserts: 0% or 20% of the cost
Diabetic supplies and services are limited to specific manufacturers, products, and/or brands. Contact the plan for a list of covered supplies.
Diagnostic Tests, X-Rays, Lab Services, and Radiology Services
Laboratory and x-ray services:
$0 copay for Medicaid-covered services
Authorization rules may apply.
Diagnostic radiology services (such as MRIs, CT scans): 0% or 20% of the cost
Diagnostic tests and procedures: 0% or 20% of the cost
Lab services: 0% or 20% of the cost
Outpatient x-rays: 0% or 20% of the cost
Therapeutic radiology services (such as radiation treatment for cancer): 0% or 20% of the cost
Doctor's Office Visits Physician services (some dental surgery may be included):
$0 copay for Medicaid-covered services
Nurse anesthetist, nurse midwife, and nurse practitioner services:
$0 copay for Medicaid-covered services
Primary care physician visit: 0% or 20% of the cost
Specialist visit: 0% or 20% of the cost
Page 23
Benefit Medicaid State Plan MedStar Medicare Choice Dual
Advantage (HMO SNP) (Maryland)
Family Planning Services and Supplies
$0 copay for Medicaid-covered services
Not covered
Foot Care (podiatry services)
Podiatry services:
$0 copay for Medicaid-covered services
Foot exams and treatment if you have diabetes-related nerve damage and/or meet certain conditions: 0% or 20% of the cost
Routine foot care (for up to 12 visit(s) every year): You pay nothing
Hearing Services Hearing aids (beneficiaries under 21):
$0 copay for Medicaid-covered services
Exam to diagnose and treat hearing and balance issues: 0% or 20% of the cost
Hearing aids: Not covered
Home Health Care Home health agency services:
$0 copay for Medicaid-covered services
Authorization rules may apply. You pay nothing for Medicare-covered home health visits.
Inpatient Hospital Care
Hospital Inpatient Services (Acute, Chronic, Psychiatric, Rehabilitation, Specialty):
$0 copay for Medicaid-covered services
Please refer to the Medicare-covered “Inpatient Hospital Care” section for more detail. Authorization rules may apply.
In 2015 the amounts for each benefit period were $0 or: $1,260 deductible for
days 1 through 60 $315 copay per day for
days 61 through 90 $630 copay per day for
60 lifetime reserve days
These amounts may change for 2016.
For inpatient mental health care, see the "Mental Health Care" section of this booklet.
Page 24
Benefit Medicaid State Plan MedStar Medicare Choice Dual
Advantage (HMO SNP) (Maryland)
Medical Day Care Services
$0 copay for Medicaid-covered services
Not covered
Medical Equipment
Medical equipment and supplies:
$0 copay for Medicaid-covered services
Oxygen services and related respiratory equipment:
$0 copay for Medicaid-covered services
Authorization rules may apply.
Durable medical equipment (wheelchairs, oxygen, etc.): 0% or 20% of the cost
Prosthetic devices: 0% or 20% of the cost
Related medical supplies: 0% or 20% of the cost
Mental Health Care
Hospital Inpatient and Outpatient Services (Acute, Chronic, Psychiatric, Rehabilitation, Specialty):
$0 copay for Medicaid-covered services
Mental Health Treatment, Case Management, and Rehabilitation Services:
$0 copay for Medicaid-covered services
Please refer to the Medicare-covered “Mental Health Care” section for more detail. Authorization rules may apply.
In 2015 the amounts for each benefit period were $0 or: $1,260 deductible for
days 1 through 60 $315 copay per day for
days 61 through 90 $630 copay per day for
60 lifetime reserve days
These amounts may change for 2016.
Outpatient group therapy visit: 0% or 20% of the cost
Outpatient individual therapy visit: 0% or 20% of the cost
Page 25
Benefit Medicaid State Plan MedStar Medicare Choice Dual
Advantage (HMO SNP) (Maryland)
Outpatient Hospital Services
Ambulatory Surgical Center Services:
$0 copay for Medicaid-covered services
Hospital Outpatient Services (Acute, Chronic, Psychiatric, Rehabilitation, Specialty):
$0 copay for Medicaid-covered services
Authorization rules may apply.
Ambulatory surgical center: 0% or 20% of the cost
Outpatient hospital: 0% or 20% of the cost
Outpatient Rehabilitation
$0 copay for Medicaid-covered services
Authorization rules may apply.
Occupational therapy visit: 0% or 20% of the cost
Physical therapy and speech and language therapy visit: 0% or 20% of the cost
Outpatient Substance Abuse
Substance abuse treatment services:
$0 copay for Medicaid-covered services
Authorization rules may apply. Group therapy visit: 0% or 20% of the cost
Individual therapy visit: 0% or 20% of the cost
Personal Care Services
Personal care services: $0 copay for Medicaid-covered services
Not covered
Private Duty Nursing Services
Private duty nursing services (beneficiaries under 21): $0 copay for Medicaid-covered services
Not covered
Renal Dialysis Kidney Dialysis Services: $0 copay for Medicaid-covered services
0% or 20% of the cost
Page 26
Benefit Medicaid State Plan MedStar Medicare Choice Dual
Advantage (HMO SNP) (Maryland)
School-Based Health-Related Services
School-based health-related services (beneficiaries under 21): $0 copay for Medicaid-covered services
Not covered
Statewide Evaluation and Planning Services
Statewide evaluation and planning services through local health departments: $0 copay for Medicaid-covered services
Not covered
Skilled Nursing Facility
Nursing Facility Services (Nursing Homes):
$0 copay for Medicaid-covered services
Authorization rules may apply. Our plan covers up to 100 days each benefit period.
No prior hospital stay is required.
In 2015 the amounts for each benefit period were $0 or: You pay nothing for
days 1 through 20 $157.50 copay per day for
days 21 through 100
These amounts may change for 2016.
Targeted Case Management
Targeted case management for HIV-Infected individuals and other targeted populations:
$0 copay for Medicaid-covered services
Case Management is available. Call Member Services for details.
Transportation Transportation services to Medicaid-covered services (through local health departments):
$0 copay for Medicaid-covered services
Authorization rules may apply. You pay nothing
for up to 24 one-way trip(s) every year
Page 27
Benefit Medicaid State Plan MedStar Medicare Choice Dual
Advantage (HMO SNP) (Maryland)
Vision Care Services Eyeglasses (for beneficiaries under 21): $0 copay for Medicaid-covered services
Vision care services (eye exam every two years): $0 copay for Medicaid-covered services
Exam to diagnose and treat diseases and conditions of the eye (including yearly glaucoma screening): 0% or 20% of the cost
Routine eye exam (for up to 1 every year): You pay nothing
Contact lenses: $0 copay
Eyeglasses (frames and lenses): $0 copay
Eyeglasses or contact lenses after cataract surgery: 0% or 20% of the cost
Our plan pays up to $100 every year for contact lenses and eyeglasses (frames and lenses).
Preventive Care Early and Periodic Screening, Diagnosis and Treatment (EPSDT) Services (for beneficiaries under 21):
$0 copay for Medicaid-covered services
Please refer to the Medicare-covered “Preventive Care” section for more detail. You pay nothing for Medicare-covered preventive services.
Annual physical exam: You pay nothing
Hospice Care $0 copay for Medicaid-covered services
You pay nothing for hospice care from a Medicare-certified hospice. You may have to pay part of the costs for drugs and respite care. Hospice is covered outside of our plan. Please contact us for more details.
Page 28
Benefit Medicaid State Plan MedStar Medicare Choice Dual
Advantage (HMO SNP) (Maryland)
Prescription Drugs Pharmacy Services (for beneficiaries not eligible for Medicare Part D):
$0 copay for Medicaid-covered services
Please refer to the Medicare-covered “Prescription Drug Benefits” section for more detail.
Part B Drugs:
Authorization rules may apply. For Part B drugs such as chemotherapy drugs: 0% or 20% of the cost
Other Part B drugs: 0% or 20% of the cost
Part D Drugs:
Depending on your income and institutional status, you pay the following:
For generic drugs (including brand drugs treated as generic), either:
$0 copay; or$1.20 copay; or$2.95 copay
For all other drugs, either: $0 copay; or$3.60 copay; or$7.40 copay
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $4,850, you pay nothing for all drugs.
Copyright © 2015 MedStar Family Choice Inc. All rights reserved.2016MDSTRDSNP_SB_15MCID0067