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Page 1: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

2015 Annual Report

Page 2: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses
Page 3: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

TABLE OF CONTENTS

Board of Directors ............................................................................................................... 1

Letter from the Chair ............................................................................................................ 2

History and Overview ........................................................................................................... 3

ATPA Financial Statement ................................................................................................... 4

ATPA Grantees ................................................................................................................... 5

ATPA Grant Performance .................................................................................................... 6

Motor Vehicle Theft Data ...................................................................................................... 7

ATPA Teams Motor Vehicle Theft Data ................................................................................ 8

Top Ten States for Motor Vehicle Theft ................................................................................ 9

Top Ten Most Stolen Motor Vehicles in 2014 ..................................................................... 10

Innovations in Motor Vehicle Theft Investigations ............................................................... 11

ATPA Success Stories ....................................................................................................... 12

Lock It or Lose It ................................................................................................................ 13

What to Know When Buying or Selling a Motor Vehicle ..................................................... 14

Insurance Companies Assessments Received in 2015 ..................................................... 15

Auto Theft Prevention Authority (ATPA) 2015 Annual Report

Page 4: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

2015 Board of Director s

Director, Michigan State Police

Col. Kriste Kibbey Etue, Chair

Representing Law Enforcement Officials Chief Curtis Caid

Livonia Police Department

Undersheriff Michael McCabe Oakland County Sheriff’s Office

Representing Purchasers of Automobile Insurance

Monsignor Russell Kohler Most Holy Trinity Church, Detroit

Mr. Patrick Joseph Dolan

National Representative, American Federation of Government Employees

Representing Automobile Insurers Mr. Fausto Martin

Vice President and Chief Claims Officer, Auto Club Group

Mr. William Jamnik Vice President, Michigan Millers Mutual Insurance Company

Michigan Automobile Theft Prevention Authority Michigan State Police

333 South Grand Avenue P.O. Box 30634

Lansing, Michigan 48909-0634

PH: 517-241-1087 · FAX: 517-241-0161 www.michigan.gov/atpa

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Page 5: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses
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Investment Return

WHAT IS THE AUTO THEFT PREVENTION AUTHORITY? In the mid-1980s, Michigan had the highest motor vehicle theft rate in the nation. Members of the Michigan Anti-Car Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses against motor vehicle theft. In 1986, Michigan’s Governor and the Legislature decided to try the ACT committee’s idea. So began one of Michigan’s most effective weapons against the crime of motor vehicle theft, the ATPA. The ATPA was established with a sunset provision that automatically abolished the program unless it was renewed by the Legislature. The purpose of the sunset was to ensure that the program, created as an experiment in law enforcement, was doing its job as intended. In 1992, the Legislature and Governor agreed the ATPA should become a permanent state authority, housed under the auspices of the Michigan State Police (MSP). The legislation was overwhelmingly passed in both the House and Senate.

HOW IT WORKS: The ATPA is funded by an annual $1 assessment on each insured motor vehicle, plus interest earned by investing those funds. It is governed by a seven-member board of directors appointed by the Governor, which includes representatives of law enforcement, automobile insurers, and consumers of motor vehicle insurance. The board is chaired by the Director of the Michigan State Police. Each state fiscal year, the board awards grants to law enforcement agencies, prosecutors’ offices, and non-profit organizations. These grant programs provide four main functions: investigation, apprehension, prosecution, and prevention. Finally, the ATPA board members and staff are involved in long-range planning. Regular meetings provide updated goals and objectives for fighting motor vehicle theft.

IMPACT ON MOTORISTS: According to the National Association of Insurance Commissioners, in 2014, Michigan motorists saved $69 per insured motor vehicle as a result of lower motor vehicle thefts, and the return on investment of ATPA funds was $6.76 for every $1 spent.

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History and Overview

Investment Return

Page 7: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

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Michigan State Police

Schedule of Sources and Disposition of Authorizations and Changes in Balances

Fiscal Year Ending September 30, 2015

SOURCES Insurance Company Assessments $6,293,417 Interest on Investments $4,291 Offsets of Revenue-Civil Service Assessment ($3,086)

$6,294,622

DISPOSITION

Automobile Theft Prevention Grants $6,178,498

Office Operations $576,077

$6,754,575 Excess of Sources Over (Under) Disposition ($459,953)

Beginning Balances $1,852,587

TOTAL UNEXPENDED AND UNRESTRICTED BALANCES $1,392,634

Note 1: a. Reporting Entity

The above financial schedule reports the results of the financial transactions of the ATPA for FY 2015. The ATPA’s operations are accounted for in the state’s general fund and are reported in the Michigan Comprehensive Annual Financial Report.

The Michigan Comprehensive Annual Financial Report provides general disclosures regarding: Summary of Significant Accounting Policies; Budgeting and Budgetary Control; State Treasurer’s Common Cash; Pension Benefits; Compensated Absences; General Long-Term Obligations; Contingencies; and, Other Commitments.

b. Basis of Accounting

The above financial schedule is prepared on the modified accrual basis of accounting, as explained in more detail in the Michigan Comprehensive Annual Financial Report.

The above financial schedule includes only the sources and disposition of authorizations and the changes in balances for the ATPA’s general fund accounts. Accordingly, the financial schedule is not intended to constitute a complete financial presentation of either the ATPA or the general fund, in accordance with generally accepted accounting principles.

Note 2: Matching Percent

The ATPA Board of Directors increased the matching fund requirement from 40 percent to 50 percent on October 1, 2009, where it remains.

ATPA Financial Statement

Page 8: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

Combined Auto Theft Team (C.A.T.T.) Grand Rapids Police Department* Kentwood Police Department Wyoming Police Department Communities Opting to Beat Rising Auto Theft (C.O.B.R.A.) Ecorse Police Department Hamtramck Police Department* Highland Park Police Department Dearborn Auto Theft Unit Dearborn Police Department* Detroit Fire Department - Arson Section Detroit Fire Department* Eastside Arresting Car Thieves In Our Neighborhoods (A.C.T.I.O.N.) Detroit Police Department Grosse Pointe Park Public Safety* Harper Woods Police Department Highland Park Police Department Genesee Auto Theft Investigation Network (G.A.I.N.) Flint Police Department Flint Township Police Department Genesee County Parks Department Genesee County Sheriff’s Office* Mundy Township Police Department Macomb Auto Theft Squad (M.A.T.S.) Clinton Township Police Department Macomb County Sheriff’s Office* St. Clair Shores Police Department Sterling Heights Police Department Warren Police Department Oakland County Auto Theft Unit (O.C.A.T.) Detroit Police Department Farmington Hills Police Department Hazel Park Police Department Oakland County Sheriff’s Office* Waterford Township Police Department

Operation Auto Recovery Team Ingham County (A.R.T.I.C.) Lansing Police Department* Preventing Auto Theft (P.A.T.) Detroit Police Department* Oakland County Sheriff’s Office Wayne State University Police Department Saginaw County Auto Theft Team (S.C.A.T.T.) Saginaw Police Department* Saginaw Township Police Department South East Auto Theft Team (S.E.A.T.T.) Detroit Police Department Michigan State Police* Redford Township Police Department Southfield Auto Theft Prevention Squad Southfield Police Department* Southwest Commercial Auto Recovery (S.C.A.R.) Kalamazoo County Sheriff’s Office Michigan State Police* VanBuren County Sheriff’s Office Washtenaw Area Auto Theft Team (W.A.A.T.T.) Michigan State Police* Washtenaw County Sheriff’s Office Prosecutor’s Offices Genesee County Prosecutor's Office Macomb County Prosecutor's Office Saginaw County Prosecutor's Office Wayne County Prosecutor's Office Non-Profit Organizations and State Departments Bethune Community Council Michigan Auto Vehicle Theft Investigators (M.A.V.T.I.) Michigan Department of State West Grand Neighborhood Organization

The following law enforcement teams, prosecutors’ offices, and non-profit organizations were funded by the ATPA in FY 2015.

ATPA Grantees

*Lead agency for the team.

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Page 9: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

As Reported for the Period of October 1, 2014 - Sep tember 30, 2015

Law enforcement and prosecutors’ offices have a required 50 percent local cash match. Non-profit organizations are exempt.

ATPA Grant Performance

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LAW ENFORCEMENT ATPA

Grant Award

VALUE RECOVERIES ARRESTS

Vehicles and Equipment Recovered

Passenger Vehicle

Other Vehicle

Parts Incidents

Motor Vehicle Thefts

Fraud

C.A.T.T. $ 385,884 $ 1,625,900 142 8 5 322 13

C.O.B.R.A. $ 180,770 $ 2,354,294 262 19 1,019 22 7

Dearborn Auto Theft Unit $ 136,328 $ 1,725,000 57 11 3 67 3

Detroit Fire Department - Arson Section $ 9,546 $ 2,092,000 299 0 0 33 0

A.C.T.I.O.N. $ 426,174 $ 4,965,334 415 8 5 163 3

G.A.I.N. $ 342,691 $ 3,447,700 320 19 0 60 1

M.A.T.S. $ 626,309 $ 1,454,094 114 9 3 164 34

O.C.A.T. $ 827,048 $ 3,182,073 316 48 1 264 5

Operation A.R.T.I.C. $ 81,216 $ 1,232,287 193 0 0 64 0

P.A.T. $ 1,662,801 $ 2,468,855 1,679 25 9 522 0

S.C.A.T.T. $ 123,448 $ 354,209 30 5 0 32 0

S.E.A.T.T. $ 548,636 $ 3,790,164 180 8 7 68 41

Southfield Auto Theft Prevention Squad $ 139,813 $ 770,068 40 1 8 71 0

S.C.A.R. $ 358,207 $ 1,237,523 28 26 10 42 1

W.A.A.T.T. $ 186,181 $ 600,000 14 2 2 10 0

SUBTOTAL $ 6,105,052 $ 41,299,501 4,089 189 1,072 1,904 108

PROSECUTORS ATPA

Grant Award Vehicle Theft

Cases Exams Held

Exams Waived

Pre-Trial Guilty Pleas

Trials Trial

Convictions

Genesee County Prosecutor's Office $ 98,009 41 4 22 44 0 0

Macomb County Prosecutor's Office $ 80,368 154 15 93 103 2 1

Saginaw County Prosecutor's Office $ 69,954 66 11 45 39 2 2

Wayne County Prosecutor's Office $ 582,831 1,924 267 1,137 987 57 42

SUBTOTAL $ 831,162 2,185 297 1,297 1,173 61 45

NON-PROFIT ORGANIZATIONS AND STATE DEPARTMENTS

ATPA Grant Award

Vehicles Etched

Training Meetings

Title History

Technical Assistance

Officers Trained

Bethune Community Council $ 16,616 203 39 N/A N/A N/A

M.A.V.T.I. $ 50,000 N/A N/A N/A 28 602

Michigan Department of State $ 85,093 N/A N/A 2,048 N/A N/A

West Grand Neighborhood Organization $ 39,827 663 25 N/A N/A N/A

SUBTOTAL $ 191,536 866 64 2,048 28 602

GRAND TOTAL $ 7,127,750

Page 10: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

*Most recent data available at time of publication, MICR.

*Most recent data available at time of publication, Michigan Incident Crime Reporting (MICR). **Most recent data available at time of publication, Federal Bureau of Investigation (FBI).

Motor Vehicle Theft Data

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P.A.T., Detroit On September 25, 2015, at a gas station in Detroit, a victim was carjacked. During the incident, the victim was shot several times. The P.A.T. team was assigned the case and initiated an investigation. An extensive surveillance and arrest operation was conducted. Investigators were able to connect the suspects to several other carjackings that had occurred in the same area. In all, P.A.T. investigators identified five cases in which the suspects were positively identified as the persons who committed the carjackings, and the shooting. Due to the amount, nature, and violence used during the commission of these crimes, the cases were prosecuted federally through partnerships with the FBI. The suspects were indicted on all five cases.

Wayne62%

Macomb7%

Oakland8%

Kent3%

Genesee3%

Remainder of State17%

Motor Vehicle Thefts FY15County

Motor Vehicle Thefts

FY15*

Wayne 13,090

Macomb 1,457

Oakland 1,684

Kent 645

Genesee 584

Remainder of the State 3,697

Total Motor VehicleThefts

21,157

The following table provides data indicating that from 2004 to 2014, Michigan thefts* have declined 56.9%, Detroit thefts* have declined 50.8%,

and national thefts** have declined by 44.3%.

Year Michigan % Change Detroit % Change National % Change

2006 49,709 3.4 22,918 6.9 1,192,809 -3.4

2007 41,510 -16.5 19,655 -14.2 1,095,769 -8.1

2008 35,467 -14.6 16,117 -18.0 956,846 -12.7

2009 29,647 -16.4 13,252 -17.8 794,616 -17.0

2010 26,875 -9.4 12,563 -5.2 737,142 -7.2

2011 25,048 -6.8 11,238 -10.5 715,373 -3.0

2012 24,973 -0.3 11,504 2.4 721,053 0.8

2013 24,369 -2.4 11,990 4.2 699,594 -3.0

2014 21,557 -11.5 12,100 0.9 689,527 -1.4

% Change -56.9 -50.8 -44.3

2004 49,982 N/A 24,573 N/A 1,237,114 N/A

2005 48,064 -3.8 21,439 -12.8 1,235,226 -0.2

Page 11: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

C.A.T.T., Grand Rapids Members from C.A.T.T. conducted a forensic examination on a burned vehicle that had been submitted for an insurance claim. During this process, they located mismatched vehicle identification numbers (VINs), confirming the vehicle was the product of a chop shop. Working with insurance investigators, they were able to determine the cause and origin of the fire to be evidence destruction. Reasons vehicles are set on fire often include: attempting to get out of a lease, owing more on the vehicle than the vehicle is worth, destroying evidence of a stolen vehicle, and attempting to collect insurance money or committing insurance fraud.

ATPA Teams Motor Vehicle Theft Data

*Most recent data available at time of publication.

*Most recent data available at time of publication.

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$0

$10,000,000

$20,000,000

$30,000,000

$40,000,000

$50,000,000

$60,000,000

Value Recovered

0

500

1,000

1,500

2,000

2,500

3,000

3,500

ATPA Funded Team Arrests

Year Value Recovered*

2005 $37,420,835

2006 $49,220,230

2007 $50,391,560

2008 $39,541,465

2009 $39,316,557

2010 $28,370,280

2011 $27,508,471

2012 $34,246,620

2013 $33,278,814

2014 $36,444,712

2015 $41,299,501

Totals $417,039,045

YearATPA Funded Team Arrests*

2005 2,778

2006 2,957

2007 3,073

2008 2,256

2009 2,583

2010 2,311

2011 2,281

2012 2,701

2013 1,996

2014 1,976

2015 2,012

Totals 26,924

Page 12: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

Top Ten States for Motor Vehicle Theft

*Most recent data available at time of publication, FBI.

G.A.I.N., Genesee County G.A.I.N. recently used Carfax to track down the locations of 26 vehicles. The vehicles were brought into Michigan from Canada and sold without paying the Canadian car dealer. The Canadian car dealer was given a fraudulent check to purchase the vehicles and by the time the dealer realized they were not going to get paid, the vehicles were already sold through auctions across the state of Michigan. The multitude of Carfax investigative tools is helping G.A.I.N. and other motor vehicle theft investigators across the country solve all types of cases involving motor vehicles.

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California

TexasFlorida

Washington

Georgia

Michigan

Ohio

Arizona

Illinois Missouri

Number of Motor Vehicles Stolen in 2014

State Number of Motor Vehicles Stolen in

2014*

1. California 151,852

2. Texas 68,546

3. Florida 42,579

4. Washington 30,647

5. Georgia 26,854

6. Michigan 21,157

7. Ohio 18,015

8. Arizona 17,587

9. Illinois 17,451

10. Missouri 16,357

Page 13: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

United States* Michigan*

1. 1996 Honda Accord 2007 Chevrolet Pickup

2. 1998 Honda Civic 2004 Chevrolet Impala

3. 2006 Ford Pickup 2002 Dodge Caravan

4. 1999 Chevrolet Pickup 2014 Ford Fusion

5. 1991 Toyota Camry 2004 GMC Pickup

6. 2004 Dodge Pickup 2014 Ford Taurus

7. 2000 Dodge Caravan 2006 Ford Pickup

8. 2013 Nissan Altima 2000 Jeep Cherokee/Grand Cherokee

9. 1994 Acura Integra 2013 Chevrolet Malibu

10. 1996 Nissan Maxima 2014 Dodge Charger

Top Ten Most Stolen Motor Vehicles in 2014

*Most recent data available at time of publication, National Insurance Crime Bureau.

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*Most recent data available at time of publication, MICR.

*Most recent data available at time of publication, MICR.

1,474

1,254

1,587

1,836 1,803 1,913

2,195 2,128

1,914 1,760

1,618 1,760

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Offenses by Month*

2,571

3,309 3,289 3,204 3,072 3,101

2,696

Sun Mon Tue Wed Thu Fri Sat

Offenses by Day*

Page 14: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

Innovations in Motor Vehicle Theft Investigations

The ATPA funded law enforcement teams use several tools to investigate motor vehicle theft. Those tools often include crime mapping, license plate readers (LPR’s), and LoJack® systems. The technology of mapping has emerged as a great tool with many applications, and has made a major contribution to both crime analysis and problem-solving efforts. The display of information is an important function. Maps offer an effective and powerful instrument for the analysis of the data collected by motor vehicle theft teams. LPR’s utilize algorithms in order to identify a license plate, take a clear image, translate its characters, and identify the state that issued the plate. Law enforcement agencies across the country are using LPR’s to identify persons or vehicles whose license plates are connected to a crime. Cameras, mounted to police vehicles or stationary structures (such as gates or bridges), automatically take photos of license plates at the rate of hundreds per minute. If a license plate that was read matches an entry in a database as being stolen or connected in some other way to a crime, the LPR will alert an officer or command center that a suspect vehicle is in the immediate area of that system.

When a vehicle equipped with a LoJack® system is stolen, the vehicle’s owner alerts law enforcement. Once officers record the theft in the national stolen vehicle database, a silent signal is automatically sent out that activates the LoJack® system's transceiver hidden in the stolen vehicle. A law enforcement officer then tracks the vehicle using computers that are installed in law enforcement vehicles, helicopters, and planes. This aides law enforcement with locating the vehicle, often apprehending the thieves and recovering additional stolen vehicles in the process. These technologies, along with many others, assist law enforcement with daily motor vehicle theft investigations. As thieves change their tactics, investigators change their techniques.

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Page 15: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

ATPA Success Stories

On August 15, 2015, a 1972 Chevrolet Camero, owned by the Papa John's Pizza Corporation and used for promotional purposes during the Woodward Dream Cruise, was stolen while being stored in a trailer in Detroit. The P.A.T. team was assigned the investigation and recovered the vehicle intact within a couple of hours with the assistance of tips that were generated through the Help Eliminate Auto Theft (H.E.A.T.®) tip line. H.E.A.T.® coordinates citizen action with law enforcement agencies through a confidential toll-free tip line. During the investigation, suspects were identified through fingerprint analysis, and ultimately, several search warrants were executed. Recovered were additional stolen vehicles, retagged vehicles, and parts. Additionally, investigators were also able to link the theft of a 1966 Chevrolet Chevelle which was stolen during the Dream Cruise. A multi-count felony warrant was submitted and approved by the Wayne County Prosecutor’s Office, charging multiple individuals with several crimes including: operating a chop shop, possession of stolen motor vehicle, and receiving and concealing stolen property.

A stolen title from Georgia was submitted to the state of Montana for a title transfer on a 2014 Ferrari 458. The address listed for the owner on the transfer application was Grandville, Michigan. Investigation into that address by S.C.A.R. showed that it was a business named “Mail Forwarding.” While the investigation continued, the car was discovered in a shipping container being loaded onto a cargo ship destined for another country. The vehicle had been altered and, once identified, was found to belong to a rental agency in Florida that specializes in high-end vehicles. The vehicle had been rented using false identification and a cloned credit card. According to Department of Homeland Security agents, this is an ongoing scheme along much of the east coast.

The 2015 winner of H.E.A.T.'s® highest honor, the William V. Liddane Award, is presented annually to the person who best embodies a strong commitment and effort to reducing motor vehicle theft-related crimes in Michigan. This year it was presented to Michigan State Police D/Lt. Ray Collins of S.E.A.T.T. D/Lieutenant Collins was selected for the award due to his continued leadership, professionalism, and positive impact on communities affected by motor vehicle theft.

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Page 16: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

Lock It or Lose It The ATPA implemented the Lock It or Lose It campaign and asked for participation and support from funded teams in promoting the effort. The Lock It or Lose It campaign reinforces the importance of locking doors and preventing motor vehicle theft. Law enforcement agencies statewide were provided brochures for distribution and encouraged to publicize their involvement in this campaign. The ATPA also sent brochures to ATPA funded prosecutors’ offices, non-profit organizations, and Michigan Welcome Centers for distribution. The ATPA hopes this important effort helps to continue the reduction of motor vehicle theft.

Tips for keeping your vehicle and valuables safe:

Always close windows, lock doors and

take the key with you.

Never leave your vehicle una5ended while running.

Park in a garage, if available. Lock both the car and garage.

Don't leave your car keys una5ended,

especially in an easily accessible area.

Keep vehicle registra:on and proof of insurance on you;

don't leave these documents in your glove compartment.

Always park in well-lit areas.

Never leave valuables or packages in your vehicle,

especially where they can be seen.

Put them in the trunk, if necessary.

Report suspicious ac:vity to law enforcement.

In the United States,

a motor vehicle is stolen

every 44 seconds.

Nearly half of vehicle the> is the result of driver error such

as leaving a key in the igni:on or a door unlocked. An

unlocked door or open window is an easy target for thieves.

The es:mated total value of vehicles stolen na:onwide

each year exceeds $4.3 billion.

Only half of vehicles reported stolen are recovered.

This message is brought to you by the

Michigan Auto The> Preven:on Authority.

Learn more at www.michigan.gov/ATPA.

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Page 17: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

PRIVATE SALE • Ask for the purchaser’s driver’s license to fully complete the purchaser’s section of the title, and copy the

information onto a separate receipt form for you. • Be sure to fill in the actual vehicle mileage box and the sales price line before you sign the title. If the purchaser

presents a bank money order or cashier’s check, go to that financial institution and cash it before releasing the vehicle title.

• Never agree to meet the purchaser at a remote location after normal business hours. • It is a good idea to conduct the vehicle sale inside a Secretary of State office. They have records on all drivers,

and can help you identify the purchaser. PRIVATE PURCHASE • Be suspicious of any deal that seems “too good to be true.” • Make sure the title and registration match the name and address of the seller. Ask the seller for their cell phone

and land line numbers. • Ask the seller for their driver’s license and write down their license number. • Ensure the VIN plate looks original and the rivets that secure the plate have not been tampered with. • Match the VIN on the dash with the VIN on the registration, title, and federal safety sticker on the driver’s door. • Check the issue date on the vehicle’s registration and title. If either were issued recently, ask the seller why. • It is a good idea to complete the vehicle purchase inside a Secretary of State office. They can identify counterfeit

registrations and titles. • For a modest fee, you can find information about a vehicle’s history from an online service. FLOOD DAMAGE IDENTIFIERS Over the last several years, there may have been close to 500,000 cars which were damaged by floods, and not just in the Gulf region. Their titles may have been “washed” in other far-away states. How to identify a flood damaged vehicle: • Stain marks, rust, mildew, sand, or silt under the floorboard carpet. • Dried mud under the dashboard, behind wiring harnesses, and in alternator crevices. Rust on screws in the

console and other areas where water normally would not reach. Rust and water residue in the electrical wiring system.

• Anything unusual in the vehicle’s title history. • Go to www.nicb.org for more details.

What to Know When Buying or Selling a Motor Vehicle

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Page 18: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses

Company Name Assessment 1 State Farm Mutual Automobile Ins. Co. $1,078,925.00 2 Home-Owners Ins. Co. $616,105.00 3 MemberSelect Ins. Co. $456,051.08 4 Allstate Property & Casualty Co. $343,124.00 5 Citizens Ins. Co. of the Midwest $316,948.95 6 Progressive Marathon Ins. Co. $295,843.00 7 Auto Club Group Ins. Co. $272,024.54 8 Farm Bureau General Ins. Co. of Michigan $253,369.10 9 MEEMIC Ins. Co. $221,079.00

10 Progressive Michigan Ins. Co. $202,589.00 11 GEICO Indemnity Co. $171,217.00 12 Frankenmuth Mutual Ins. Co. $152,624.99 13 Pioneer State Mutual Ins. Co. $107,191.00 14 Auto-Owners Ins. Co. $104,919.00 15 USAA Casualty Ins. Co. $101,403.00 16 Farmers Ins. Exchange $98,208.00 17 LM General Ins. Co. $97,200.00 18 Liberty Mutual Fire Ins. Co. $74,297.00 19 Safeco Ins. Co. of Illinois $70,150.00 20 Fremont Ins. Co. $67,211.32 21 Farm Bureau Mutual Ins. Co. of Michigan $66,721.20 22 Essentia Ins. Co. $64,234.53 23 United Services Automobile Assoc. $60,091.00 24 Esurance Property and Casualty Ins. Co. $58,275.00 25 MIC General Ins. Corp. $55,639.00 26 The Cincinnati Ins. Co. $49,534.00 27 Trumbull Ins. Co. $48,360.00 28 Encompass Indemnity Co. $47,691.00 29 Allstate Ins. Co. $47,485.00 30 Citizens Ins. Co. of America $42,155.99 31 IDS Property Casualty Ins. Co. $40,335.00 32 Metropolitan Group Property & Casualty Ins. Co. $39,294.00 33 Michigan Millers Mutual Ins. Co. $37,630.00 34 Grange Ins. Co. of Michigan $37,034.00 35 Auto Club Ins. Association $32,693.35 36 AMCO Ins. Co. $32,116.00 37 Westfield Ins. Co. $30,109.00 38 Michigan Ins. Co. $30,091.07 39 Hastings Mutual Ins. Co. $29,740.00 40 Property & Casualty Ins. Co. of Hartford $28,044.00 41 Wolverine Mutual Ins. Co. $24,930.00 42 Titan Indemnity Co. $20,508.00 43 Nationwide Mutual Fire Ins. Co. $19,951.00 44 Bristol West Preferred Ins. Co. $19,570.00 45 Esurance Ins. Co. $15,652.00 46 Foremost Ins. Co., Grand Rapids, Michigan $14,046.00 47 State Automobile Mutual Ins. Co. $13,857.00 48 Great Lakes Casualty Ins. Co. $13,086.00 49 21st Century Premier Ins. Co. $13,044.00 50 Teachers Ins. Co. $12,644.40 51 Secura Supreme Ins. Co. $11,323.00 52 Everest National Ins. Co. $11,112.19 53 Northern Mutual Ins. Co. $9,818.25 54 National General Ins. Co. $9,321.00 55 Central Mutual Ins. Co. $9,005.00 56 Amica Mutual Ins. Co. $8,916.00 57 Hartford Ins. Co. of the Midwest $8,527.00 58 Mercury National Ins. Co. $6,710.00 59 Michigan Automobile Ins. Placement Facility $6,519.00

Total $6,293,416.88

Company Name Assessment 60 Titan Ins. Co. $5,517.00 61 American Ins. Co. of Flordia $5,136.00 62 Metropolitan Direct Property & Casualty Ins. Co. $4,989.00 63 LM Ins. Corp. $4,375.00 64 Harleysville Lake States Ins. Co. $4,258.00 65 21st Century Advantage Ins. Co. $3,775.00 66 AIG Property Casualty Co. $3,750.00 67 Integon National Ins. Co. $3,623.00 68 Encompass Property & Casualty Co. $3,343.00 69 The Travelers Indemnity Co. of America $3,340.00 70 Allied Property & Casualty Ins. Co. $2,748.00 71 21st Century North America Ins. Co. $2,542.00 72 Bristol West Ins. Co. $1,950.00 73 21st Century Centennial Ins. Co. $1,851.00 74 American Modern Home Ins. Co. $1,848.00 75 Foremost Property & Casualty Ins. Co. $1,690.00 76 Great Northern Ins. Co. $1,315.91 77 Bankers Standard Ins. Co. $1,214.00 78 National Interstate Ins. Co. of Hawaii Inc. $796.87 79 State Farm Fire and Casualty Co. $750.00 80 Hartford Accident & Indemnity Co. $654.00 81 SECURA Ins., A Mutual Co. $634.00 82 The American Ins. Co. $625.00 83 RLI Ins. Co. $622.00 84 Merastar Ins. Co. $596.00 85 Horace Mann Ins. Co. $594.90 86 Electric Ins. Co. $562.00 87 Metropolitan Property & Casualty Ins. Co. $541.00 88 Ironshore Indemnity Incorporated $505.00 89 The Standard Fire Ins. Co. $501.00 90 Plaza Ins. Co. $448.00 91 Star Ins. Co. $292.00 92 Federal Ins. Co. $235.46 93 United States Liability Ins. Co. $190.00 94 Pennsylvania Lumbermen's Mutual Ins. Co. $187.00 95 USA Underwriters $172.00 96 Nationwide Property & Casualty Ins. Co. $150.00 97 Pennsylvania Manufacturers' Association Ins. Co. $136.00 98 Privilege Underwriters Reciprocal Exchange $119.53 99 Pacific Indemnity Co. $76.50

100 Pacific Specialty Ins. Co. $76.00 101 West American Ins. Co. $66.00 102 Hartford Underwriters Ins. Co. $65.00 103 Depositors Ins. Co. $57.00 104 Safeco Ins. Co. of America $57.00 105 Allstate Indemnity Co. $46.00 106 Metropolitan General Ins. Co. $31.00 107 Pharmacists Mutual Ins. Co. $28.00 108 Vigilant Ins. Co. $9.58 109 Pennsylvania Manufacturers' Indemnity Ins. $9.00 110 Torus National Ins. Co. $6.00 111 The First Liberty Ins. Corp. $5.00 112 Nationwide Mutual Ins. Co. $4.00 113 Manufacturers' Alliance Ins. Co. $3.00 114 Hartford Casualty Ins. Co. $3.00 115 Darwin National Assurance Co. $2.00 116 Companion Property & Casualty Ins. Co. $1.17 117 Security National Ins. Co. $1.00 118 Great Amer Assurance Co. $1.00

Insurance Companies Assessments Received in 2015

(The following schedule represents 2014 assessments, which are based on the number of earned car years of insured vehicles in 2014, providing no-fault personal injury protection. The assessments were due April 1, 2015.)

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Page 19: 2015 Annual Report - Michigan€¦ · 01/10/2014  · Theft (ACT) Campaign Committee developed a concept that would combine the efforts of law enforcement, communities, and businesses
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This report of the Michigan Automobile Theft Preven tion Authority is published as required by Public Act 174 of 1992. Not Paid For With State Ge neral Purpose Funds.