The Michigan Masonic Charitable Foundation

2010 Annual Report

In 1891, the doors opened to the first Michigan Masonic Home

at Reeds Lake near Grand Rapids. In order to meet the financial

responsibilities associated with maintaining the Masonic Home,

the Masonic Foundation (since renamed the Michigan Masonic

Charitable Foundation) was established and supported by

dedicated Masons who were determined to give life to the term

“brotherhood.”

While supporting Masonic Pathways remains a priority, the

Michigan Masonic Charitable Foundation is more involved than

ever in improving the lives and communities of Masons, acting

as a powerful philanthropic partner for Michigan’s Masonic

lodges. Today, the Foundation supports several valuable and

life-changing programs such as annual matching grants for

community charities and student scholarships and the Masonic

Model Student Assistance Program.

It is this spirit of collaboration that has helped the Michigan

Masonic Charitable Foundation become one of Michigan’s

preeminent foundations, ensuring that Michigan Masons will

have the capacity to support our local community needs well

into the future.

Together, we’re continuing the legacy of giving.

A LegA cy of Giving

The foundation is a 501 (c) (3) nonprofit corporation. Any gifts received are tax-deductible and greatly appreciated.

Michigan Charitable Solicitation License No. MICS 13630.

Our MissionTo invest in programs and services to make life better for Michigan Masons, their families, and their communities.

Our VisionWe envision a unified network of Michigan Masonic lodges that communicate seamlessly, support one another effortlessly, and work strategically to ensure that Masonry continues to grow and thrive.

Our Values• We believe that every Mason

can make a difference.

• We believe in supporting philanthropic work that will effect positive change in the lives of Masons, their families, and their communities.

• We believe that when a man supremely gives, he supremely finds.

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Report of the Foundation ...........................................................................................................2

What We Do ................................................................................................................................3

Investing in Our Communities

Michigan Child ID Program .................................................................................................4

Masonic Model Student Assistance Program .....................................................................5

Annual Matching Grants – Scholarships ..............................................................................6

Snapshot – Mt. Moriah story ...............................................................................................7

Annual Matching Grants – Community Charities ................................................................8

Investing In Masonic Heritage

Michigan Masonic Museum & Library .................................................................................9

Investing in Masonic Families

Michigan Masonic Home ...................................................................................................10

Snapshot – Masonic Pathways ..........................................................................................11

Our Donors

Donor Appreciation ...........................................................................................................12

Snapshot – Aupperle story ................................................................................................13

Financial Highlights ..............................................................................................................14-15

How You Can Help ....................................................................................................................16

Leadership & Staff ....................................................................................................................17

Table of Contents

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Your Michigan Masonic Charitable Foundation enjoyed a very

exciting and rewarding year in 2009. The stock market was

much kinder to us than in 2008, and we had one of the best

responses from the Deputy Grand Master‘s appeal that we

have had in years. We were actively involved in many great

events around the state, helping our lodges have a tremendous

impact in our communities while we maintained our special

focus on the residents of our Masonic Home. In short, we

worked hard to carry forth the “legacy of giving” that Masons

have practiced since our founding.

Masons have always been giving individuals, both of their fortunes and of themselves.

It is because of this generosity, particularly that of Michigan Masons, that we are able to

positively affect the lives of thousands of people each year. We do so through the many

charitable programs we help to fund, such as the Michigan Child ID Program, Masonic

Model Student Assistance Program, the Michigan Masonic Museum and Library, the

Michigan Masonic Youth Foundation, the Masonic Service Association, the National Masonic

Foundation for Children, the American Red Cross through their homeless veterans outreach

right here in Michigan, matching funds for lodge scholarship grants, matching funds for

lodge community charities and the crown jewel of our charitable outreach, our Michigan

Masonic Home, doing business as Masonic Pathways.

As we look ahead to the decades and generations to come, we look to you to help us

achieve even greater success. By becoming a Foundation Ambassador, joining the Lewis

Cass Legacy Society, investing in a charitable gift annuity, participating in the Deputy

Grand Master’s appeal, or simply by volunteering for one of our many programs, you are

securing the legacy left to us by our forefathers. It is now our duty to turn over to the next

generation an even greater legacy. Working together, we can make a difference in people’s

lives. When we do that, it will make a difference in our own lives as well.

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Walter F. Wheeler, PGMGrand Treasurer

Report of the Foundation

T hank you for your support!

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The Michigan Masonic Charitable Foundation supports an array of

charitable programs that help improve the lives of our fellow Masons,

their families, and the communities in which they live. The Foundation

is at the forefront of Masonic philanthropic work in Michigan,

strengthening local communities, preserving Masonic history and

ensuring that quality long-term care is available for elder members. The

Foundation believes that every Mason can make a difference and that by

supporting philanthropic work, we can preserve the Masonic legacy of

giving for generations to come.

What We Do

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The Michigan Masonic Child Identification Program, called one of the

most comprehensive programs of its kind, equips parents with the tools

needed by law enforcement professionals to issue an Amber Alert to aid

in the recovery of a missing child. As children progress through a series

of stations, identifying information such as fingerprints and voice samples

are recorded. At the conclusion of

the program, parents take with them

a complete identification kit that can

save precious time in the case of an

emergency.

Michigan Child Identification Program

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The Masonic Model Student Assistance Program empowers

teachers by giving them the skills they need to recognize and assist

at-risk students. Teachers participate in intense practice sessions

designed to simulate real events and watch presentations on such

subjects as chemical dependency, depression, suicide and bullying.

Teachers return to their schools with a specific plan for initiating

behavioral interventions, and a system for implementing MMSAP in

their schools. The program is offered free of charge to participating

school systems.

Masonic Model Student Assistance Program

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Annual Matching Student Scholarship GrantsLike the annual matching community charities grants program,

the student scholarship program bolsters a lodge’s donation by

matching their annual scholarship giving up to $1,500. Students all

over the state have received scholarships to help offset the costs of

books, tuition, housing, and other scholastic expenses.

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When the brothers of a Michigan lodge set their minds to doing something, little can stand in

their way. In the case of Mt. Moriah Lodge No. 226, not even a disastrous fire could stop them

from continuing the charitable work in which they so strongly believe. In late 2003, just hours after

celebrating an evening of holiday fun and installation ceremonies, the lodge brothers learned

that their cherished lodge building was engulfed in flames. And so began a year long journey to

rebuild, restore, and revive Mt. Moriah Lodge in Caro, Michigan.

Over the next twelve months, the brothers of Mt. Moriah Lodge learned a great deal about

friendship, faith and fun. Because the cost to renovate the lodge was more than what would be

realized from the insurer, much of the contents of the lodge, some of its furniture dating back

to the late 1890s, would have to be restored by volunteers. Countless Saturdays and many

weeknights between June and October of 2004 were spent by lodge brothers, their wives, and

friends stripping, sanding, and refinishing smoke and fire damaged furniture. Generosity poured

in from supportive lodges too. Several made donations of supplies or provided meeting space

until the Mt. Moriah Masons could get back into their home lodge.

Through the tough times, the Masons of Mt. Moriah kept true to their charitable mission. They

continued to hold fundraisers and benefit dinners, even establishing an endowment fund that

has grown from $1,400 to $140,000. The fund, which is perpetual and exists solely to provide

scholarships for area students, continues to grow as generous individuals contribute to it either

outright or through their estates. The lodge takes advantage of the Michigan Masonic Charitable

Foundation’s matching scholarship grant

program as well. As the lodge’s scholarship

fund chairman and Past Master Norm Lupton

explains: “Our lodge has partnered with the

Michigan Masonic Charitable Foundation, so

our scholarships are matched up to $1,500.

Therefore, in 2009, Mt. Moriah Lodge

was able to provide a total of $10,500 in

scholarships to give community youth a great

educational opportunity.”

The Mt. Moriah story is just one example of

the good that can be accomplished when a

lodge partners with the Michigan Masonic

Charitable Foundation. Whether it’s Masons

helping students realize their educational

dreams, or Masons helping Masons recover

from a tragic event, together we’re

carrying on the Masonic legacy of giving.

Snap

ShotMt. Moriah Scholarship Program

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Annual Matching Community Charities GrantsThrough our partnership with the Masons of Michigan, the

Michigan Masonic Charitable Foundation is able to help

strengthen Michigan’s communities by providing matching

funds for local community charities grants chosen by

Masonic lodges throughout the state. Lodge efforts are

matched up to $1,500 annually. Projects and programs

funded by MMCF and local lodges vary widely,

benefiting individuals and families across the state. Here

is just a sample of the many people and organizations

helped by Michigan’s Masons:

• Fenton Lodge No. 109 helped Linden Community School purchase a defibulator for a special needs student

• Utica-Macomb Lodge No. 64 helped a young disabled veteran returning home from Iraq after losing both of his legs

• Tuscan Lodge No. 178 helped finance a summer trip to Europe for a Blue Lake Fine Arts Camp student who will perform overseas

• Luther Lakes Lodge No. 370 helped fund an upgrade to the local library

• Samaria Lodge No. 438 donated to Bedford Goodfellows to help provide needy families with holiday food baskets

District 56 Masons and their families host a Hawaiian Luau for veteran Alex Knapp.

The Michigan Masonic Museum and Library has been a repository of

Masonic history for many years. A treasure chest of Masonic memorabilia

and photographs, the museum and library also houses one of the largest

collections of rare books on Masonry. That the museum

is housed in the lower level of the historic Grand Rapids

Temple heightens the sense of walking through time. The

museum is open to the public and serves as an active

lending library.

Investing In Masonic Heritage

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Established in 1896, the Michigan Masonic Home, doing business

as Masonic Pathways, is one of Michigan’s most respected

continuing care retirement communities. Lifestyle options range

from independent living in the Masonic Village Estates to 24-hour

nursing care and short-term rehabilitation in the Jack F. Sanders

Nursing Center. Many payment options are available and Masons,

their wives, or their widows who are experiencing financial distress

may qualify for the Masonic Assistance Program. The assistance

program is funded by the Michigan Masonic Charitable Foundation

and covers the costs of room and board, meals, medications and

medical supplies as well as selected supplemental services. The

program also provides health insurance coverage and a modest

personal allowance.

Investing in Masonic Families

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It’s no secret that Masonic Pathways is one of the finest continuing care retirement communities in Michigan. What might be less well-known are the generous individuals whose bequests have helped make, and keep, Masonic Pathways a great place to live.

Such is the case with Leroy and June Henderson. Married in June of 1944, the couple lived together in Dearborn, Michigan, where they spent an active life immersed in Masonry. Leroy was raised as a Master Mason in Dearborn Lodge No. 172 in 1944, and June belonged to the Dearborn Chapter No. 421 Order of the Eastern Star where she at one time served as the Worthy Matron. Leroy too was active in the Eastern Star having served as the Worthy Patron of the Dearborn Chapter.

The couple’s devotion to the spirit of Masonry continues beyond their death through their generous gift to the Michigan Masonic Charitable Foundation. Their bequest helped fund several projects at Masonic Pathways such as the Picnic Pavilion and the resident Movie Room. Several smaller projects were also made possible because of their generosity including the purchase of new dining room chairs, a bladder scan machine and the establishment of the Eden Alternative, a program that focuses on giving the residents of the Jack F. Sanders Health Care Center a higher quality of life.

Thanks to the generosity of philanthropic Masonic families, Masonic Pathways is able to move forward with several exciting remodeling and expansion projects, such as the addition of a chapel canopy and drive through, funded by the Doig Trust (which earlier funded the building of the Doig Chapel and Doig Conference Center). Other projects include the remodel of the entrance to the Jack F. Sanders Health Care Center and of the patio area shared by the Short-Stay Rehab Center and the One South Nursing Center (funded by the Glenn S. Bradford Trust). Each of these improvements will be enjoyed by Masonic Pathways residents and their families for generations to come.

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We are so fortunate to receive funding designated for these special projects. The chapel canopy has been in the planning stages for a few years, and we’re confident that its design will be a beautiful compliment to the Doig Chapel. The courtyard and patio projects were specially selected for the Bradford Trust. The benefactor was a great outdoor enthusiast, and it’s fitting that his gift will provide areas where more of our residents can enjoy the great outdoors.

Cindy Bosley, Masonic Pathways Chief Administrative Officer

John and Velma Doig

Leroy and June Henderson

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Everything we do at the Michigan Masonic Charitable Foundation

can only be done through the generosity and dedication of our

donors. That’s why the Foundation is proud to introduce two

new donor club programs that, in addition to the Lewis Cass

Legacy Society, will help us better recognize and express our

sincere appreciation to our donors at various levels of giving.

The Giving ClubThe Giving Club recognizes annual giving. Donors are entered into the Club at one of six levels based on his or her present level of giving. As the donor’s level of giving accumulates from year to year, he or she will move to the next giving club. Upon entry into each level, donors will receive a commemorative certificate of appreciation from the Michigan Masonic Charitable Foundation.

The Grand Master’s SocietyDonors to the Michigan Masonic Charitable Foundation are inducted into the Grand Master’s Society upon their third consecutive year of giving. Upon induction, members will receive an exclusive lapel pin and certificate that commemorate their ongoing support of the Foundation. In addition to their lapel pin and certificate, members will receive a birthday card signed by the Grand Master.

Lewis Cass Legacy SocietyUpon joining the Lewis Cass Legacy Society, members receive a welcome kit that consists of a LCLS lapel pin, a LCLS pen and pencil set, and a framed membership certificate. Each year,

members receive a birthday card signed by the Grand Master as well as an invitation to the annual LCLS dinner and silent auction. Members also receive a premium thank you gift in recognition of their pledged commitment to the Foundation.

Special note on confidentiality: Donors at all levels will receive recognition in the Foundation’s annual report published each year at the close of the annual campaign as well as on the Foundation’s website. Donors who wish to remain anonymous in Foundation publications may elect to do so by notifying the Foundation.

Recognizing Our Donors

•EnteredApprentice To recognize giving from $100 to $249

•BronzeCraftsman To recognize giving from $250 to $499

•SilverCraftsman To recognize giving from $500 to $999

•GoldCraftsman To recognize giving from $1,000 to $2,499

•PlatinumCraftsman To recognize giving from $2,500 to $4,999

•MasterCraftsman To recognize giving from $5,000 to $9,999

•GrandMaster’s To recognize giving of $10,000 or more

GivinG Clubs

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Snap

ShotWalter and Florence Aupperle

The story of Walter Aupperle is one shared by many

immigrants who came to the United States in the 1930s.

Born in Schorndorf, Germany, in 1913, Walter Aupperle

first settled in Syracuse, New York, eventually moving to

Michigan to join his brother in Ann Arbor.

The entrepreneurial bug bit Walter early, and it wasn’t

long before he and his wife, Florence, traded in their fixer

upper home for a dilapidated tavern in Chelsea. The

trade was the first step on what would prove to be a long

but successful journey that led them to a 60-acre farm

at Frains Lake. It was there that Walter built a bakeshop

where he made giant German pretzels. True to his

entrepreneurial spirit, Walter tweaked his operation until his pretzel

making machines produced the delicious treats at a rate of 1,000 per hour.

Philanthropists at heart, the Aupperles used their financial success to help others. One charitable

endeavor they undertook was to establish an annual scholarship for students studying German

language, history and culture. They also supported community organizations such as the Ann Arbor

Community Foundation and the Neutral Zone, a teen center in Ann Arbor.

The Aupperles extended their generosity to their Masonic family, too. In 1997, the Aupperles

visited the Michigan Masonic Home to meet with a Michigan Masonic Charitable Foundation

representative. They chose to establish a Charitable Remainder Unitrust that allowed them to

place their assets in trust and live off a fixed percentage of the funds. When the Aupperles passed

away, their favorite charities, including the Foundation, received a designated portion of the trust’s

principal.

Though the Aupperles are no longer with us in person, their generosity will live on through the

many lives touched by their donation to the Michigan Masonic Charitable Foundation.

A very sincere thanks to Walter and Florence Aupperle for helping us continue the Masonic legacy of giving!

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Financial HighlightsMasonic Philanthropy

Masonic Assistance Program - Pathways ................ $4,345,467

Masonic Home Bond Issue ...................................... $ 610,000

Michigan Masonic Museum & Library ..................... $ 128,359

Matching Scholarship Grants .................................. $ 118,387

MI Child ID Program ............................................... $ 74,386

Matching Community Charities & Widows Relief ..... $ 38,081

Michigan Masonic Youth Foundation ...................... $ 35,000

Red Cross Veterans Program .................................. $ 25,000

Masonic Service Association ................................... $ 10,000

National Masonic Foundation for Children ............. $ 10,000

Masonic Model Student Assistance Program ......... $ 5,064

$5,399,744

Revenues

1. Member Assessments ..................... $ 140,276 2. Contributions .................................. $ 1,187,387 3. Investment Income .......................... $ 1,977,689 4. Realized and Unrealized

Investment Gains ............................. $16,148,774

5. Assets Released ...............................$ 185,600

$19,639,726

Expenses

1. Administration ................................... $ 334,343 2. Fundraising ........................................ $1,138,714 3. Philanthropy ...................................... $5,399,744

$6,872,801

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BalanceSheet

AssetsCurrent Assets

Cash & Equivalents ......................................................................................$ 531,180 Investments, Current Portion ..................................................................... $ 371,701 Contributions Receivable, Current Portion ................................................ $ 336,107 Other Current Assets ................................................................................. $ 73,266

$ 1,312,254

Investments ................................................................................................ $ 105,867,563

Property, Plant & Equipment ..................................................................... $ 20,566

Contributions Receivable ........................................................................... $ 1,828,338

Total Assets .......................................................................................... $109,028,721

LiabilitiesCurrent Liabilities

Accounts Payable ....................................................................................... $ 34,298Accrued Liabilities ...................................................................................... $ 47,066Annuities Payable, Current Portion .............................................................$ 75,249 Related Corporation Payable ..................................................................... $ 848,327

Deferred Revenue ...................................................................................... $ 6,500

Annuities Payable ....................................................................................... $ 317,966

Unrestricted Net Assets ............................................................................. $ 102,818,096Temporary Restricted Net Assets ............................................................... $ 872,266Permanently Restricted Net Assets ............................................................ $ 4,008,953

$ 107,699,315

Total Liabilities & Net Assets ............................................................... $109,028,721

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How You Can HelpThere are many ways that you can partner with the

Michigan Masonic Charitable Foundation. Whether you choose to include the Foundation in your will or to make an annual gift,

your generosity will make a real difference in lives all across Michigan.

BEquESTS — By definition, a bequest is a gift you pass to a person or entity through your will. There are several ways to write a bequest, each yielding a slightly different result. Charitable bequests are unique in that they provide unlimited deductions from federal estate and most state inheritance taxes. Leveraging this benefit can often result in a larger estate passing to your family and friends.

CHARITABLE GIFT ANNuITIES — This type of investment provides donors with several advantages. Among them are a sizable tax deduction, income payments for life (some of which may be tax exempt), and a lasting legacy to the Michigan Masonic Charitable Foundation (MMCF). This investment is particularly attractive for Michigan Masons that have reached the age of 65.

CHARITABLE REMAINDER TRuSTS — In the right circumstances, this plan can increase your income, reduce your taxes, unlock appreciated investments, rid you of your investment worries, and ultimately provide very important support. In a charitable remainder trust arrangement, property or money is donated to MMCF, but the donor (called the grantor) continues to use the property and/or receive income from it while living. The beneficiaries receive the income, and the Foundation receives the principal after a specified period of time. The grantor avoids any capital gains tax on the donated assets and also gets an income tax deduction for the fair market value of the remainder interest that the trust earned. In addition, the asset is removed from the estate, reducing subsequent estate taxes.

MEMORIALS AND ENDOWMENTS — Memorials and endowments are a truly meaningful way to make a gift to the Michigan Masonic Charitable Foundation. Create a lasting legacy in your name or in the name of a loved one while realizing tax benefits for your generosity.

DONOR ADvISED FuNDS — This form of giving is ideal for donors who want to stay involved in advising on the use of their gift. A donor advised fund offers participation without being as restrictive or as expensive to establish as a private foundation.

For more information about how you can become a

Michigan Masonic Charitable Foundation partner, contact the Foundation

at 800-994-7400 today!

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LeadershipDavid R. Bedwell Sr., PGM, President Superior Township MI 48198 dbedwell@ameritech.net

DavidBoring,VicePresident Grosse Pointe MI 48230 dboring@comcast.net

DonaldL.Carman,MWGM Sterling Heights MI 48312 don@carmalot.com

F.TedPraria,RWDGM Hudsonville MI 49426 prariaft@charter.net

FrederickE.Kaiser,Jr.,RWSGW Royal Oak MI 48067 fkaiser@ameritech.net

DeanA.Barr,RWJGW Warren MI 48091 dbarr542@wowway.com

WalterF.Wheeler,PGM,RWGT Wyoming MI 49519 w.wheeler@comcast.net

RobertW.Stevens,PGM,RWGS Alma MI 48801 grandsec@grandlodgemi.org

KennethCarroll,Trustee Pinckney MI 48169 aileronltd@millpondpark.com

RogerMeyers,Trustee Canton MI 48188 rctmyers@comcast.net

RaymondE.Basham,Trustee Taylor MI 48180 rebasham@comcast.net

SeymourGreenstone,Trustee Plymouth MI 48170 seymourg@comcast.net

W.KeithBankwitz,PM,CFRE Director of Philanthropy Master Mason Livonia No. 586 kbankwitz@masonicpathways.com

DianaBradley Executive Administrative Assistant dbradley@masonicpathways.com

Peggy Wright Administrative Assistant pwright@masonicpathways.com

JoeCorrado Major Gifts Officer Master Mason Paw Paw/Lawton Lodge No. 25 jcorrado@masonicpathways.com

RikkaBos Communications Manager rbos@masonicpathways.com

CraigMaison Developmental Officer Lodge and Member Relations Master Mason Traverse City Lodge No. 222 cmaison@masonicpathways.com

JohnA.Wallsteadt Michigan Masonic Museum and Library Director Master Mason Big Rapids Lodge No. 171 and Grand Rapids Lodge No. 34 library@gl-mi.org

Staff

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The Michigan Masonic Charitable Foundation

1200 Wright Avenue, Alma, MI 48801800-994-7400

www.michiganmasonsfoundation.org

visit us on Facebook!

“So far as I am acquainted with the principles and doctrines of Freemasonry, I conceive them to be founded on benevolence and exercised for the good of mankind.”

A Legacy of Giving