June 12 – 13 Amman - Jordan

1st Bank’s

Risk Management Conference 2013

sponsored by

الشريك اإلستراتيجي

Under the patronage Of His Excellency

the Governor of the Central Bank of Jordan

Welcome

On June 12-13/2013, Albatross Consulting with it’s strategic

partner the “Association of Banks in Jordan” will be holding

the “Bank’s Risk Management Conference "at Sheraton Hotel -

Amman - Jordan, from 9:00 AM till 5:00 PM.

The Conference will be held under the patronage of His Excellency

the Governor of Central Bank of Jordan, the aim of the conference is

to highlight the risks faced by banks and the right methods of

processing them according to the international best practices.

The Conference will include discussions of a number of working

papers submitted by local and foreigner experts in this field.

Moreover, there will be speakers representing international

specialized institutions.

Our vision is to hold such Conference annually at several

countries.

We look forward for your participation at Conference 2013

Best Regards

Samar Samara

Executive Director

Albatross Consulting

Amman-Jordan

Albatross Consulting

1st Bank’s Risk Management Conference 2013

The best way to predict the future is to invent it

Alan Kay

First Day Wednesday

12 June 2013

9:30-10:00

Opening remarks and introduction to

the conference

9:00-9:30

Registration

Panel discussion:10:00-10:45

Welcoming session:

Risk Management challenges in Jordan &

Region

Session 110:45- 12:00

Risk governance and decision making.

Aligning risk with strategy through volatile

times, (effective banking governance for

empowering risk officers to add healthy

balance vis-à-vis the bank business units.

Risk organization in the new risk paradigm

The increasing role of the CROs? The

New Role of Risk managers in Decision

Making.

Discussion

12:00- 12:15

Coffee Break

Session 212:15 - 13:30

Basel III: Expected Impact on Banks

(impact on business models and

implementations roadmaps)

Discussion

Session 314:30- 17:00

Lunch

13:30 - 14:30

"Assessing for Economic Impact in

Lending Decisions": This session will

describe how macro-economic conditions

can be explored and their

effects estimated in Credit Scoring and

Probability of Default Models. With this

advanced capability banks can exploit

competitive advantage

in lending and credit strategies and use as

part of their Basel Advanced IRB

Approach and Stress Testing.

Liquidity Risk: New regulations, New

challenges.

Internal rating systems, credit valuation

modules, Risk requirement or regulatory

requirement!. Assessing for Economic

Impact in Lending Decisions.

Discussion

CBJ, what the Stress Testing has

reviled (shaping the ICAAP –Risk

calculation vs. Risk culture) capital

management and how banks must

strength resilience

Second Day Thursday

13 June 2013

9:15-10:00

9:00-9:15

Panel discussion:

Session 110:00- 12:00

Discussion

12:00- 12:15

Coffee Break

Session 212:15 - 13:30

New Compliance Risk: The Burden of

Imported Compliance Requirements

(FATCA,BA)

Rising non performing loans, are they

threatening financial stability?

Discussion

Session 314:30- 16:00

Lunch

13:30 - 14:30

Time to rethink : IT security and BCM

Discussion

Welcome Coffee Break

New perspective on Sovereign and

Country Risk,

whets next in Europe? Navigating

turbulence in the global economy,

macroeconomic risks in the post crisis

environment, lessons learned from the crisis

Is Market Risk properly managed?

(in this highly volatile markets, are banks

managing their Market Risk?)

Closing Ceremony16:00

Risk management in Islamic banking!!

Corporate Governance: How to cope

up with the latest developments in the

international banking control standards

that aim to enhance the corporate

governance in banks.

Regulatory changes facing the financial

industry: ICAAP, SREP, Stress Testing: what

they have revealed to the policy makers?

(shaping the ICAAP –Risk calculation vs.

Risk culture) capital management and how

banks must strength resilience

David is a Principal Consultant at FICO. His responsibilities include developing Retail Credit

Basel II/III solutions for clients.

Prior to joining Fair Isaac David was Head of Basel Development, Retail Credit for the Royal

Bank Scotland Group in London.

Prior to joining RBS David was a Senior Manager at Deloitte based in London advising clients

on risk management and control systems across many countries, both in banking and other

sectors.

Before then he worked within industry covering the insurance, transportation, banking and

manufacturing industries in the risk, audit and finance functions.

David is a CIMA member (Chartered Institute of Management Accountants), and a graduate in

Economic and Economic History, University Cardiff, Wales.

Regional Sales Manager, Risk & Performance Capital Markets, MENA/SunGard

Mr.Kristensen is a seasoned professional with over 15 years of experience; Sales

management, Direct Sales, Sales Support, Professional Services & Project Management.

Consumer & corporate banking, financial services manager predictive analytics, credit

policy, risk management, performance management & financial crimes. He was Regional

Head of Risk Practice, Middle East, Africa, Turkey, South East Asia & Pakistan at SAS

Institute. Also he was Basel II Leader ,Risk Management Leadership Program / Basel II

Project Lead at GE Money Bank, AB,

Copenhagen, Denmark.

His Excellency Dr. Adel Al-Sharkas / Deputy Governor of the Central Bank of Jordan, he received

his PhD in financial economics from the University of New Orleans in the USA. In the same year,

he was appointed as assistant professor of financial economics at Alfred University in New York. In

2006, he was promoted to associate professor of financial economics at Alfred University He made

extensive contributions within the CBJ's mandate as an advisor to the Government on economic

policy making. He has also represented the CBJ in a number of national and international events.

Dr. Al-Sharkas currently serves as the chairman of the board of directors for the Jordan Mortgage

Refinance Corporation, and is a board member of the Insurance Commission and the Deposit

Insurance Corporation, as well as a member of the National Agenda Committee. At the CBJ, Dr.

Al-Sharkas is chairman of the Credit Facilities Committee, vice chairman of the Investment

Committee and the Human Resources Committee, and a member of the IT Steering Committee.

Dr. Al-Sharkas has published extensively in several well-known academic journals.

Speakers

The Future Belongs to Those WhoPrepare For it Today

Malcom X

– Mr. David Molyneaux / FICO / Europe Middle East and Africa"EMEA"

Dr. Adel Al-Sharkas / Deputy Governor / Central Bank of Jordan

Mr. Klaus Kristensen

Assistant Executive Manager and Basel 2 and Basel 3 project manager / Banks Supervision

Department - Central Bank of Jordan.

Head of the early warning system committee.

Setting up Central Bank of Jordan dashboard based on highly monitored metrics/indicators of

locally operating banks.

Basel II project manager.

Basel III project manager.

Responsible for conducting stress-testing analysis.

A representative of the Central Bank in the financial soundness indicators program held by the

International Monetary Fund, which aims at training the member countries to calculate the most

important financial indicators needed to assess the financial sector in Jordan.

The Future Belongs to Those WhoPrepare For it Today

Malcom X

Speakers

Mr. Mohammad Amaireh / Executive Manager Financial Stability Department Central

Bank of Jordan.

Dr. Adnan Shaher Al’Araj

The Future Belongs to Those WhoPrepare For it Today

Malcom X

General Manager BLOM-Bank Jordan

Ph.D in Finance, ACPA, Arab Certified Public Accountant (ASCA),

INSEAD Business School, Paris.

Deputy Chairman of Trustees Board of Middle East University for Graduate Studies

Member of Deanship of Science Faculty in Jordan University

Member of Deanship of Postgraduate Studies & Scientific Research in Al-Ahliyya

Amman University since

Supervisor on Ph.D Dissertations in banking department in Arab Academy for Banking and Finance

Sciences.

Lecturer and instructor these institutions:

Meddle East University, Arab Academy for Banking and Finance Sciences, Oman International Bank, Oman

Institute of Banking , International Finance Corporation (IFC)-World Bank, Al Rajhi Banking Corporation

Arab Bank, Industrial Development Bank (IDB), Housing Bank

Dr Adli Kandah is the Director General of the Association of Banks in Jordan (ABJ) since July

2006, with over 25 years of experience in banking and economics. He was a member of the

National Dialogue Committee 2011.He was the Economic Advisor for the Minister of Labor during

the period 2005-2006, He started his career in the Research Department at the Central Bank of

Jordan in June 1990. He was delegated to work as an Economic Expert at Qatar’s Central Bank

during the period (June 2001- April 2004). Dr. Kandah has more than 60 published studies in

different areas in economics, trade, finance and banking, also published several books on:

Jordan's Economic Policies, privatization, Banks, Financial Crises and GATS agreements.

Dr.Adli Kandah ,Director General , Association of Banks in Jordan

Speakers

The Future Belongs to Those WhoPrepare For it Today

Malcom X

Head of Division – Information and Related Technology Supervision \ Banking Supervision

Department, at the Central Bank of Jordan (CBJ), appointed in the CBJ in 1995

Information Systems Audit and Control Association (ISACA - USA) member since 2003

Consultant of the CBJ in the field of information security governance, e-Government, Risk

Management and Business Continuity Management.

Instructor, international conference speaker and free lance consultant in the fields of: Certified

Information Systems Auditor (CISA), operational risk management, IT Risk Management, e-

Banking, Auditing, Information Security and I.T. Governance, since 2005 in Jordan, United

Kingdom, UAE, Kuwait, Syria, Libya and Sudan, he has more than (2000) training hours

presented.

Mr. Azem hold Master degree in Accounting and Finance, he has more than nineteen years of

banking experience in many fields: the Risk management, Financial control and analysis, Audit

and Basel compliance audit, operations, credit , Total Quality Management and Strategic

Planning. Now he is the executive manager of Risk Management Department at Jordan Kuwait

Bank, Credit(credit analysis ,credit administration and control) , Market, Operational Risks, IT

security and Business Continuity Management, Complying with Basel requirements are under his

responsibility.

He was a member in the working groups that chosen by CBJ in order to implement Basel II on the

level of Banking sector in Jordan and many other committees formed in the banking sector

Contributed in many conferences and specialized training courses over the Middle East, writing

many articles specialized in Basel and risk management.

– Mr. Mohamed J. "Azem Hamad“ Risk Management Department Manager /

Jordan Kuwait Bank

Mrs. Dema Aqel

Deputy General Manager / Aletihad Bank - Jordan

Mr. Nader Qahoush ,CISA,CISM,CGEIT,CRISC

Speakers

The Future Belongs to Those WhoPrepare For it Today

Malcom X

Is the Managing Director and Head of MENA Investments at Rashed Al-Rashed Group;

one of the large conglomerates in KSA. Eyad has 19 years of experience in the

investment and finance field. He is responsible for the Group’s investments in the MENA

region, which fall under direct investments, private equity and PIPEs. Previously, he was

an Executive Director with the Client Advisory Group at Bank Julius Baer based in

Dubai where he launched and managed the Onyx MENA Fund one of the first and

largest dedicated multi-strategy MENA hedge funds. Prior to that Eyad was the head of

Asset Management of Atlas Investment Group, the largest asset management group in

Jordan and the investment banking arm of the Arab Bank. Throughout his career, Eyad

structured, launched and managed several investment funds including a long only, a

hedge fund, a private equity fund and a direct real estate investing primarily in the

MENA region. He also executed and exited successfully a number of private equity

transactions. He is a Chartered Financial Analyst (CFA) and a member of the CFA

institute. Eyad received his MBA and B.Sc. with honors in Accounting and Business

Administration from the University of Jordan. “

– Mr. Eyad Mashal, CFA

Mr. Hani Jawabreh , CFA, FRM, PRM, CAIA, MBA National Leasing & Financing Co. (Al-Zumorrodah Group) Kuwait – Chief Executive Officer

3/11 – Present

The Housing Bank for Trade and Finance – Int'l Investment Manager

Arab Bank plc - Market Risk Manager , Amman, Jordan

Mr. Ahmad Abdulla

General Manager - Chief Risk Officer / Bank Nizwa / Muscat, Oman

Deputy CEO / Chief Risk Officer / Chief Credit Officer / Jordan Dubai Islamic Bank /

Chief Risk Officer / Chief Credit Officer / Central Bank of Libya (Gumhouria Bank)

Head of Group Credit Risk / Arab Bank

About the Organizer and Sponsors

SunGard is one of the world’s leading software and technology services companies.

SunGard has more than 17,000 employees and serves approximately 25,000

Albatross Consulting & Training Your Way Towards The Lead

Albatross establishment was associated in 2008 for providing services in the fields of

training and consultations at a very high level of quality, and distinguished method based on

FICO (NYSE:FICO), formerly known as Fair Isaac, delivers superior predictive analytics solutions that

drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer

behavior has transformed entire industries and revolutionized the way risk is managed and products

Founded by Daniel Dib, in Dubai in 2000, after several years at MasterCard International in the capacity of

Director, Member Relations, Middle East & North Africa Region to answer the growing need of the banks

and financial institutions in the region. Its mission is to help its clients differentiate their retail products and

services while improving their risk management and profitability. To date, Cadmus has over 49 clients in the

Financial services and Telecom sectors. Cadmus International, covers the Middle-East region with four

the best possible professional standards that depend on the best international practices. Because we in

customers in more than 70 countries. SunGard provides software and processing solutions for financial services,

education and the public sector. SunGard also provides disaster recovery services, managed IT services, information

availability consulting services and business continuity management software. With annual revenue of over $4 billion,

SunGard is the largest privately held software and services company and was ranked 480 on the Fortune 500 in 2012.

Jordan Kuwait Bank established in 1976, Today, the Bank is considered one of the

few successful Jordanian enterprises established with Inter-Arab interests. After 37

years of banking activities, steady expansion efforts and modernization plans, the

Bank has become a well established, highly prestigious and deeply rooted banking institution, boosting a network of

more than 50 branches strategically located throughout Jordan and two branches in Palestine and a branch in Cyprus

enabling the Bank’s clients to carry out all their financial transactions inside and outside of Jordan swiftly, efficiently and

with the highest levels of quality.

The Bank’s paid-up capital was gradually increased from JD 5 million at establishment to JD 8.5 million in 1991, to JD

10 million by end of 1994 and to JD 20 million in 1997. Then in 2001, the paid-up capital was increased to JD 25 million

and then to JD 31.25 million in 2004. In 2005, the capital was increased to JD 40 million and then to JD 75 million in

2006 and finally to JD 100 Million in 2008.

Albatross, believe that integration coherence and consistency among the accumulative and scientific methodological

experiences in work from the fundamental requirement for providing a remarkable services, our work team of

administrators, consultants and trainers to reflect the philosophy of the establishment in achieving its vision.

are marketed. FICO’s innovative solutions include the industry-leading solutions for measuring credit risk, managing

credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint

accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and

government agencies rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and

competitive demands.

For additional information: www.fico.com

areas of expertise through partnering with world leaders in their respective fields:

• Credit Risk Management: Fair Isaac - FICO

• Enhanced Payments & Loyalty: Welcome Real-Time

• Enhancements to Bank Retail Products: Alico

• Strategic Marketing Consulting to the Retail Arm of Banks. Cadmus International provides leading edge

consulting services in cards marketing.

For additional information: www.cadmusinternational.com daniel@cadmusinternational.com

Who ShouldAttend

Date

Venue

Registration

The Conference will be held on

12 – 13 June 2013

Please complete and return

Registration form to:

Albatross Consulting

Phone: +962 6 5928660

Fax: +962 6 5928606

Email:info@albatrossjo.com

P.O Box: 831318 – 11183

Amman - Jordan

Sheraton Hotel Amman – Jordan

Time

9:00 am till 5:00 pm,

including two coffee breaks and

lunch.

1. Central Bank's Supervision

Department.

2. Risk Management Department in

Banks.

3. Compliance Departments in Banks.

4. Financial Departments in Banks.

5. Audit Departments in banks.

6. Departments of Basel

Implementation.

last date of registration :

3 June 2013

7.Credit Department in Banks