WOMEN’S JOURNAL12 AUGUST/SEPTEMBER 2008

WOMEN’S JOURNALAUGUST/SEPTEMBER 2008 13

Chef Robert Back, owner/executive chef of “The Travlin’ Chef” is pleased to invite you to his new restaurant, located in the picturesque Green Frog Village in Green Frog, Tennessee. The town is a replica turn of the century village located directly on Highway 412 between Bells and Alamo. The restaurant is housed in a mid-1800 restored “goat barn” and adorned with an assortment of memorable antiques. The village is host to the Cotton Museum of the South and the Louise Pearson Arboretum with a wild fl ower walk and over 98 species of trees.

Chef Robert left his former employment as Executive Chef at Lambuth University to pursue a new culinary adventure. The restaurant offers chef’s original culinary masterpieces featuring fresh herbs from the Green Frog Herb Garden, fresh blueberries and blackberries grown on the farm and his menus will change with the fresh assortment of items grown right in the Green Frog Village.

Lunch is served Tuesday through Saturday from 11 a.m. until 2:30 p.m. Enjoy a buffet right at your table. You and your guests decide upon two entrées and three sides; the meal is served family style right at your table. Just like at the family table, if you would like more, just ask. Lunch is served with the house salad with the homemade blackberry balsamic vinaigrette and hot old-fashioned cornbread.

For dinner, step back in time and enjoy an a la carte meal

with some of Chef Robert’s more tantalizing creations. Try some culinary masterpieces including wild game, seafood and more. Dinner is served Tuesday through Saturday 5 p.m. until 9 p.m.

The Arbor House Restaurant has a private dining room available to make your next personal or business function a memorable success. Whether you are planning your wedding, reunion or need a place for strategic business planning meeting, we can offer all you need. Call today for more information or reservations.

The Arbor House RestaurantThe Arbor House RestaurantExtraordinary Turn of the Century Dining

111 Green Frog LaneAlamo, Tennessee 38001

731-663-0925 or 1-888-98arborchefback@gmail.com

We grow our own herbs!

Robert G. BackOwner/Executive Chef

We are all under some type of stress at any given time in our lives, some more than others. Many people live in a constant state of stress. It is a well documented fact that stress has a

significant impact on the performance of our daily activities and our health.Stress is the cause of seventy percent of most illnesses. It manifests itself in many ways—

smoking/addictions, anxiety/depression, headaches, pain, digestive disorders, weight issues, chronic fatigue, insomnia and more.

We offer an alternative to traditional treatments that is natural and in complete harmony with the body’s systems and internal healing abilities. Quantum Biofeedback therapy can show you how to minimize stress permanently. By utilizing advanced technologies for stress management, muscle relaxation and pain relief, our Biofeedback Specialist will help you understand the causes and effects of stress and, more importantly, how to manage it. It is the first step to getting you back on track to wellness.

Stressed? Relax with Biofeedback

Voted Humboldt’s Best Chiropractor

We Have State-of-the-Art Equipment for Non-Surgical Back and Neck Care

• Antalgic-Trac combines decompression with specifi c spinal posturing and mobilizationtechniques.

• SpineForce, new technology from Europe that targets and strengthens deep spinal muscles.

• Pro-adjuster uses sophisticated computerized analysis to pinpoint the problem areas and assist the doctor in formulating a patient-specifi c treatment plan.

• Accu-Spine decompression therapy has an impressive track record for relieving back pain. Licensed Massage Therapist on Staff

Humboldt Chiropractic ClinicWest Tennessee Neck and Spine Specialists

Dr. Ron Teddleton D.C., CST400 Highway 45 West • Humboldt, TN 38343

784-0042 • 800-773-7536“Yours For Better Health”

Conveniently located at Three Way next to Farmers and Merchants Bank

Licensed Massage Therapist on Staffg p

Mention this ad and get a FREE evaluation

WOMEN’S JOURNAL14 AUGUST/SEPTEMBER 2008

For many children, the first day of school doesn’t only mean new teachers and new friends – it can also be a source of anxiety with homework assignments and tests just around the corner. Starting the school year off on the right foot can help minimize a child’s stress level throughout the

year. The experts at Sylvan Learning, the leading provider of in-center and live, online tutoring at home to students of all ages and skill levels, suggest

parents help their children prepare for the transition to the next grade level and the return to school by encouraging a structured routine from day-one and staying actively involved in their child’s education.

To help children get ready for the new school year and to minimize academic stress, Sylvan Learning offers these tips and ideas to make the transition from summer to school easier. Tips include back–to-school suggestions and specific hints for the transitional years:

Kickoff a Stress-Free School YearKickoff a Stress-Free School Yearby Jenny Macklin

1-888-EDUCATEJackson, TN

Dyersburg, TNhttp://tutoring.sylvanlearning.com

Transition Year Back-to-School Tips (Children Starting Transition Year Back-to-School Tips (Children Starting Kindergarten, First Grade, Middle School or High School):Kindergarten, First Grade, Middle School or High School):

• Visit the school. If your child is changing schools with the new year, make a special trip together to visit the school before the fi rst day of classes. Checking out the new classroom and the new teacher before school starts will help ease feelings of anxiety and help get your child into his or academic routine. If it’s available, review the class schedule with your child and prepare him for the new grade. • Discuss changes in routine. Talk with your child about how the routine for her new school may differ from the previous year. It can be diffi cult for children to adjust to changes in schedules and workloads. Explain how her schedule may differ from last year. Will there be more homework assignments? Does she have to wake up earlier? Will she have more than one teacher this year?• Provide extra support. When starting the new school year, especially if it’s a transition year, a little extra support can’t hurt. Talk with your child about her fears regarding school and maintain an open dialogue throughout the year. Discuss what subjects she’s anticipating and any areas she fi nds particularly challenging. Don’t forget to talk about homework and tests.• Transition into Kindergarten. Kindergarten is your child’s introduction to elementary school and a fi rst opportunity to learn basic math and reading skills, not to mention a fi rst look at routines and expectations of group learning. As a parent, you are your child’s fi rst teacher. The skills that he learns from you – how to get along with others, follow directions and listen to directions – will help him start the year off right. • Transition into middle school and high school. Transitioning from elementary to middle school and from middle school to high school brings many questions and concerns. Organization becomes even more important in middle school and high school when your child must keep track of multiple subjects, homework, teachers, classrooms and books. You can help him to reduce stress by giving him a calendar/planner to help him organize these new items and encouraging him to build good study habits.

For more educational resources for children in grades pre-K through 12, please visit www.SylvanLearning.com or call 1-800-31-SUCCESS.

Back-to-School Tips (for each new school year):Back-to-School Tips (for each new school year):• Get back in the routine. Ease transition from lazy summer days to the structure of the school year by re-establishing bedtime, mealtime, reading and homework routines. Talk with your child about the importance of these routines and how they help ensure that he is not overtired or overly anxious about schoolwork or the next day of school. • Set education goals. Help your child set goals at the very beginning of the year. Whether it is striving for an A in reading, handing in all homework on time or preparing for tests well in advance, setting goals can help set the routine for the new year. • Develop a relationship with your child’s teacher. Take the time to meet your child’s teachers at the beginning of the school year. Teachers can be the best source for information about your child’s scholastic performance and they can recommend ways to help your child or resolve any diffi culties he or she is having. • Homework routine and place. Designate a specifi c time and place for homework time and help your child discover a regular, quiet place where he can study. Make sure that the area is free from potential distractions and that study tools are at your child’s fi ngertips to keep him focused on homework and studying.

• Stay on schedule. Your child should keep a schedule of all classes, assignments and key dates, such as project deadlines and test dates. As part of that schedule, she should include specifi c times for studying, projects and extracurricular activities. The more thorough the schedule, the more effi cient your child will be. Organization minimizes late nights completing homework assignments, cramming for tests at the last minute and can ultimately reduce student anxiety about school.• Emphasize organization. For some students, having color- coded binders for each subject helps them stay on track throughout the school year. Keeping notes organized helps test preparation later in the year, so work with your child to determine the best method for him.• Encourage learning at home. Promoting learning outside of the classroom helps children perform better in school. To nurture reading skills spend at least one hour per week – 10 to 15 minutes a day – reading with your child. To enhance math profi ciency, try allowing your child to help plan the next family trip and encourage him to compute miles, cost of gas, expenses for food, hotel and entertainment.

Jenny Macklin is the Center Director at the Jackson Sylvan Learning, the leading provider of in-center and live, online tutoring at home to students of all ages, grades and skill levels. With approximately 30 years of experience and nearly 1,200 centers located throughout North America, Sylvan’s proven process and personalized methods have inspired more than 2 million students to discover the joy of learning. Sylvan’s trained and certified personal instructors provide individual instruction in reading, writing, mathematics, study skills and test-prep for college entrance and state exams. Sylvan helps transform unique kids into uniquely inspired learners with the skills to do better in school and the confidence to do better in everything else.

WOMEN’S JOURNALAUGUST/SEPTEMBER 2008 15

HARDEE, MARTIN& DONAHOE, P.A.

FAMILY LAW

REAL ESTATE TRANSACTIONS

WILLS & PROBATE

www.hmddpa.com213 E. Lafayette St. • Jackson

“ Tipping The ScalesIn Your Favor ”

LAFAYETTE N

CHUR

CH

COURTHOUSE

213

ANGELA SNIDERATTORNEY AT LAW

731-424-2151OUTSIDE OF MADISON COUNTY

DIAL 1-800-441-3193

by Angela Snider

Buying a new home is one of life's most gratifying experiences. As you approach the big day of closing, however, all the details can be a little overwhelming. You might easily

overlook the single most important step in the entire process—the purchase of Title Insurance on the wonderful new home of yours.

What is a Title?A title is the evidence, or the right, that a person has to the ownership and possession

of land. It is possible that someone other than the owner has a legal right to the property. If that right can be established, this person can claim the property outright or make demands on the owner for its use.

What is a Title Examination?The job of searching the public records to identify existing rights and interests is not

an easy task. The title searcher or abstracter reviews the public records to find all aspects of title, which can be seen and recognized. From the title search, an attorney can prepare a “title opinion” from which title insurance will be issued. There are few titles, if any, that have a perfect history from their source, or root, to the present day. Each transfer of ownership is a "link" in what is referred to as the "chain of title." With every transfer, there is potential for a problem. Even if the entire chain of title appears to be in order, the chain is still subject to interpretation. When searching a title, we are trying to determine the various rights and interests that make up each link in the chain as it has passed from one owner to another.

Many rights and interests are recorded (such as deeds and mortgages) but some rights and interests are hidden (such as forgeries, secret marriages, and unknown heirs).

Before the transaction takes place, it is essential for the prospective purchaser to know precisely what rights or interests the seller can convey. The purchaser also needs to know who else may have rights or interests in the property, and whether there are any encumbrances against the property that may affect the use or enjoyment of the land. The title search must cover all these rights and interests.

What Can Make a Title Defective? Any number of problems that remain undisclosed after even the most meticulous search of public records can make a title defective.

These hidden "defects" are dangerous indeed because you may not learn of them for many months or years. Yet they could force you to spend substantial sums on a legal defense, and still result in the loss of your property.

Do I Need Title Insurance?Title insurance is a means of protecting yourself from financial loss

in the event that problems develop regarding the rights to ownership of your property. There may be hidden title defects that even the most careful title search will not reveal. In addition to protection from financial loss, title insurance pays the cost of defending against any covered claim. A title insurance policy will not only protect the insured owner, but also that person’s heirs for as long as they hold title to the property, and even after they sell the property by warranty deed.

But the Lender Already Requires Title Insurance. Won't that Protect Me?

Not necessarily. There are two types of Title Insurance. Your lender likely will require that you purchase a Lender's Policy. This policy only insures that the financial institution has a valid, enforceable lien on the property. Most lenders require this type of insurance, and typically require the borrower to pay for it.

An Owner's Policy is designed to protect you from title defects that existed prior to the issue date of your policy. Title troubles, such as improper estate proceedings or pending legal action, could put your equity at serious risk. If a valid claim is filed, in addition to financial loss up to the face amount of the policy, your owner's title policy covers the full cost of any legal defense of your title.

How Much Does Title Insurance Cost?

The premium is only paid one time and is directly related to the value of your home. It is paid when you purchase your home and provides complete coverage for as long as you (or your heirs) own the property.

Angela Snider is a shareholder in the law firm of Hardee, Martin, and Donahoe, PA, in downtown Jackson where she enjoys practicing law with her father, David Hardee. Her practice areas include family law, real estate transactions, and wills/probate. Angela and her husband, Karl, live in Denmark, Tennessee. They are the proud parents of a five year old daughter, Kaylee Grace and new son, Cole.

Real Estate ClosingsWhat is Title Insurance and Do I Need It?

WOMEN’S JOURNAL16 AUGUST/SEPTEMBER 2008

Taking Care of You - That’s What We Do Best

Anna Sheffi eldMSN

Family Nurse PractitionerFamily Practice

Dyersburg Savannah

Martin

At the Heart and Vascular Center of West Tennesse and the Delta Clinic, our passion is medicine. We provide the best in cardiac health care, family and urgent care medicine. Stress tests, lab testing, ultrasonography, cardiac echo, x-rays, vascular CT scans and vaccines

for children and adults are all available in the comfort of our office setting.It is our mission to go beyond the boundaries and be West Tennessee’s leading cardiology practice by providing ethical, compassionate

and state of the art care that exceeds the expectations of our patients. All of our physicians are Board Certified and are Fellows in their field.

Call today for an appointment and experience the best in healthcare. We accept all major types of insurance, including TennCare and Medicare.

9486 Hwy 412 West • LexingtonHours: 8 a.m.-5 p.m., Monday-Friday

Phone 1-866-235-0410 or 731-968-0984

17 Centre Plaza • Jackson, TN 38305Hours: 8 a.m.-5 p.m., Monday-FridayPhone: 731-512-0104 • 866-235-0410

C E N T E R O F W E S T T E N N E S S E Ea s u b s i d i a r y o f D CC , P.C .

Regions Bank is proud to honor Scherry Priddy, a 39-year-employee whose “…professionalism and expertise is unmatched in our market,” according to James Dusenberry, West Tennessee

Community Banking President.

Ms. Priddy is recognized in West Tennessee as one of the best bankers in her class, handling the relationships of universities, colleges, and city and county governments, according to Mr. Dusenberry. “She is best known for understanding her customers’ needs and providing individually tailored solutions to meet those needs,” he states.

Her duties include marketing the bank’s services to companies with sales exceeding $10 million, municipal clients, universities, and other complex portfolios. She states, “It’s my job to not only bring in business accounts, but to analyze credit quality to meet the bank’s standard, and then maintain that credit quality through monitoring my portfolio.”

In the course of a day, she might consider bid requests from city and county governments, such as capital outlay note bids. Some of her work includes tax-exempt bond financing. There’s much more.

She says the most rewarding part of her job is “a satisfied customer, but also watching my staff be successful.” She has four support staff members, who, she says, “make me look good! They are committed to customer service; I couldn’t ask for better people.

I’m honored to be recognized – Regions Bank is a place where I’m treated fairly; my efforts are recognized. It’s a great place to work. I have a great staff and we’re members of a good team. I have wonderful clients. Everyone’s been very helpful throughout my career.”

A member of the First Presbyterian Church of Jackson, she serves as treasurer and is a member of the Finance Committee. Outside of work and community service, Priddy likes to read, play golf and spoil her nephew, Logan Wilson, son of her younger sister, Cindy, and husband Brian. Her family also includes her mother, Bessie Priddy, brother Danny Priddy and wife, Elizabeth. Her father, Red Priddy, passed away in 1995.

Scherry Priddy, VP, Commercial Lending, Regions Bank

Leading Lender Takes the SpotlightLeading Lender Takes the Spotlight