1172011115022dibpl soc july - dec 2011

7/31/2019 1172011115022DIBPL SOC July - Dec 2011

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Karachi:

Avari Towers

I.I. Chu ndrighar

Schon Circle Clifton

Gulshan-e-Iqbal

Khayaban-e-Shahbaz

Haideri

Shaheed-e-Millat

26th Street

Shahrah-e-Faisal

Khayaban-e-Faisal

Khayaban-e-Ittehad

Korangi Industrial Area

University Road

Site Area

Auto Plaza Saddar

Federal B Area

Block 3 Nazimabad

Gulistan-e-Johar

UP More

Lahore

Gulberg Main Boulevard

Cicrular Road

Peco Road

Mall Road

Z-Block D.H.A

New Garden Town

Iqbal Town

Cavalry Ground

Urdu Bazar

Davis

Islamabad

Jinnah Avenue

F10 Markaz

1-8 Markaz

Faisalabad

Kotwali Road

Satiana Road

Rawalpindi

Bank Road

Satellite Town

Chaklala Scheme

Sialkot

Saddar Bazar

Quetta

Jinnah Road

Gujrat

Small Indu strial Estate

Gujranwala

Model Town

Gawadar

Airport Road

Abottabad

Mansehra Road

Peshawar

Naz Cinema Road

Fakhr-e-Alam Road

Jhelum

Kazim Kamal Road

Dalbandin

Dalbandin

Kallar Syedan

Kaller Syedan

District Rawalpindi

Lalamusa

Lalamusa

Kotla Arab Ali Khan

Branch

Kotla Arab Ali Khan

Sargodha

University Road

Okara

M.A. Jinnah Road

Dinga

Bohar Road

Sahiwal

Liaquat Road

Mirpur (AJK)

Kotli Road

Multan

Multan Cantt..

Vehari Road

Moza Mulapur

Liaquat Road


2/10

a) All Fee/Charges of LC and LG shall be a lump-s um amount which sha ll becharged upfront or in installments, over the period of transactions based uponaforesaid benchmarks.

b) Collection age nts charges , if the collec ting bank is another bank, will be extra

c) Telex / SWIFT/ Phone Call charges (Communic ation) will be extra, if status ofthe instrument is required by such communication.

d) All charges are s ubjec t to Govt levies, taxes & with-holdings .

e) Courier Charges will be recovered where applicable.

f) Charges for new products launched during the year will be communicated to

SBP and customers accordingly.

g) Waivers can be given on a case to case basis upon approval of Business/Sharia.

h) All employees of Dubai Islamic Bank Pakistan Limited (DIBPL) are exemptedfrom all General Banking charges, however in case there is a direct cost oftransaction to the bank the same will be recovered.

NOTES

17

Schedule of Charges (July to December 2011)

OTHER CASH MANAGEMENT SERVICES

Collections Solution

Disbursements / Bulk Payments

Customized MIS / Reporting

Other Cash Management solutions

As per agreed terms

As per agreed terms

As per agreed terms

As per agreed terms


3/10

16


Items Charges

One-Time Charges

CORPORATE INTERNET BANKING (DIBconnect)

Implementation Charges

Integration Charges

Training Charges

Transaction Initiation & Reporting Modules

Reporting Module only

Rs. 15,000

Rs. 5,000

Rs. 2,500 per session

Rs. 6,000

Rs. 3,000

CASH MANAGEMENT

Monthly Charges

Following charges will be recovered in addition to profit / return on investment:

1. Facility Structuring / Advising Fee

2. Facility Documentation Fee

(for funded & non-funded facilities)

3. Investment Agency Fee

CORPORATE BANKING

As per agreed terms

As per agreed terms

PKR 1,000,000 or 0.05% of the

Facility Amount (whichever is higher)

payable at the time of first

disbursement and then annually on

each anniversary thereof for the

tenor of the Facility.

4. Security Trustee Fee PKR 500,000 or 0.05% of the

Facility Amount (whichever is higher)

payable at the time of first

disbursement and then annually on

each anniversary thereof for the

tenor of the Facility.

GUARANTEES a) Guarantee issuance 0 .50% per quarte r or part thereof

Min.2,500 p.a., or part thereofb) Rs. 1,500 per Amendment other than increase in

amount or amendment extension in period

Back to back - Guarantee

issuance

0.45% per qtr. or part thereof min USD 250p.a. or part

thereof inclusive of corresponde nt charges or as per

arrangement with correspondent bank

Legal Fees To be recovered on actual

Service charges for claims bybeneficiary

Rs. 1,000 flat plus actual expenses incurred by DIBP.

GUARANTEES

N o t e : C h a r g e s r e la t in g t o c u s t o m e r m a y d i ffe r a s p e r t h e a r ra n g e m e n t b e t w e e n t h e c u s t o m e r & B a n k

Endorsement of Airway bill &shipping guarantees-guaranteesto issue to shipping companiesin lieu of bill of lading

Rs. 2,000/- flat


TABLE OF CONTENTS

REMITTANCES......................... ............................... ..........................2

INTER-BRANCH ONLINE TRANSACTIONS........................................3

GENERAL BANKING SERVICES....... ..... ..... ..... ..... ..... ..... ..... ..... ...... .....3

STANDING INSTRUCTIONS..............................................................4

ATM/DEBIT CARD................ ................ ............... ................ .............5

REPORTS & CERTIFICATES...............................................................5

FOREIGN EXCHANGE PERMITS... ..... .... .... ..... .... .... ..... .... ..... ..... ..... ...6

PHONE BANKING............... ................ ................ ................. .............6

SMS BANKING................................................ ............................7

General Banking

REMITTANCES.......................... ............... ................ ................ ........8

INTER-CITYTRANSACTIONS, CLEARING & COLLECTION..................8

INTER-BRANCH ONLINE TRANSACTIONS.........................................8

BANKING TRANSACTIONS................................................................8

STANDING INSTRUCTIONS...............................................................9

ATM/DEBIT CARD..................................................................9

REPORTS & CERTIFICATES..............................................................9

MISCELLANEOUS.......... ............. .............. .............. ............. ............9

LOCKER FACILITY..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ...... ..... .....10

Priority Banking

IMPORTS.................................................................................14EXPORTS.................................................................................15

INLAND BILLS................ ....................... ....................... ...................15

GUARANTEES............... .................. ................... .................. ...........15

CASH MANAGEMENT......................................................................16

NOTES.....................................................................................17

Trade Services

HOME FINANCE................ .................. .................. .................. ........11

BUSINESS FINANCE.......................................... ....................... .......12

AUTO FINANCE................................................................................13

Consumer Finance

1

INTERNET/MOBILE BANKING.......................................................7

CORPORATE BANKING....................................................................16


4/10

0.1% Min $15, Max $25

$20

In addition to the remittance charge

as per SOC, service charges

@ 0.5% to be recovered.

SWIFT charges + Rs. 3000

USD 5 + postage /SWIFT if any

$10

Same as FDD issuance charges

Rs. 300

Free

0.1%, Min Rs. 100, Max: Rs. 5,000.

0.1%, Min Rs. 500, Max: Rs. 7,500.

0.2%, Min Rs. 200, Max: Rs. 10,000.

Rs.500

Rs.250

Rs.50

Rs.300


GENERAL BANKING

Items Charges

2

If own Bank (Home Remittances under PRI)

If another Bank (Other than Home Remittance)

Remittances where TT required(Other than Home Remittance)

Home Remittances PRI where beneficiary has anaccount with us

Issuanc e of Foreign Currency Dema nd Draft (FDD)

Foreign Remittance Telex/SWIFT Charges -

International

Remittance against cash deposited in FCY

Accounts within 1 week from the date of suchdeposit

Special remittances

Cancellation of FDD

Stop Payment/Caution Marking of FDD

Duplicate FDD

Service Charges for issuance of EPRC against

Advance Payment

Sale of Foreign Monies

DDs, MTs and TTs (within Bank network)

DDs, MTs and TTs (outside Bank network)

DDs, MTs and TTs against cash for account holders

Free

Rs. 400+ TT/PO/DD

$3 plus Local SWIFT Charges

Free

Inward

Outward

Cancellation of Pay Order Rs.200

Rs.1000

Telex/SWIFT Charges - Domestic

Cancellation of DD

Pay Order Issuance from Account

Pay Order Issuance against Cash for Account Holders

Stop Payment/Caution Marking of DD, PO

Saving A/cCurrent A/c

Rs.100

REMITTANCES (FCY)

REMITTANCE (LCY)


TRADE SERVICES

Items Charges

15

Note: Charges relating to custome r may differ as per the arrangement be tween the custom er & Bank

EXPORT (LC / Collection / Advance Payment)

LC advising / ame ndment(Local as well as FCY)

Export LC transfer /reimbursement(Local as well as FCY)

a) Advising - Rs. 2,000b) Amendments - Rs. 1,000

a) Transfer of export LC - Rs. 1 ,500 per transfer plusapplicable communication charges.

b) Reimbursement payment to other banks from

non-resident rupee account - min. Rs. 500

Restricted letter of credit(Local as well as FCY)

If documents are sent to other local bank for negotiationunder restricted letter of credit - Rs. 750

Documentary export collection

(with/without letter of credit.)

Documents returned unpaidunder inland letters of credit

NOC issued / Docs transferred

Rs. 500

Rs. 1,000

Handling of R&D cases Rs . 500 per case

EDS

Handling of subsidy applications

Credit report charges

Rs. 80 per case or as per existing regulations

0.25% min Rs. 500 per application

Actual cost plus Rs. 1,000 handling charges

a) Sight bill (negotiation) commission 0.30% flat, min.Rs. 500 for each bill.

b) Usance bill (negotiation) commission 0.30% flat, min.Rs. 500 for each bill.

c) Documentary collection (inland) commission 0.30%Collection min. Rs. 1,500 to be recovered uponrealization of proceeds

Documentary bills (with orwithout LCs) within Pakistan

a) Documentary collection Rs. 1,000 per collection

b) Handling of duty drawback claims 0.25% min Rs. 200

c) 0.13% Exchange Commission for export proceeds.

INLAND BILLS (Export)


5/10

Cheque Book issuance ( same charges for all

eventualities including loss of Cheque Book)Starter Cheque Book

Stop payment of cheque / Lost cheque book

Retrieval of paid cheque - Within 1 Year

Retrieval of paid cheque - After 1 Year

Intercity Clearing (where NIFTis

available) Rs. 300/-


GENERAL BANKING

Items Charges

3

Issuance of Duplicate DD, PO

OTHER TELEX/SWIFT CHARGES

Rs.200

Above charges are exclusive of Government Levies/ Duties. Correspondant charges

where applicable are at actual.Notes:

Letter of Credit -Full Telex/SWIFT

Letter of Credit - Short Telex / SWIFT /Amendment by Telex / SWIFT

Rs. 1,200 or $20

Rs. 600 or $15

INTER-CITY TRANSACTIONS, CLEARING & COLLECTION

Rs. 400 or $ 5 per collection

Rs. 100

$5 or e quivalent

Current A/c Saving A/ c

Rs. 300

GENERAL BANKING

0.15% of amount. Max $100(PKR equivalent will be charged)

Waiver on 1st deposit

Rs. 100 per leaf

Rs. 250 per instruction

Rs. 250

Rs. 500

Cash Handling charges for FCYaccounts for regular cus tomers/non FIs(USD depos its exempted)

FreeFree

Current A/c Free Saving A/c Rs. 50

INTER-BRANCH ONLINE TRANSACTIONS

Inter-city account to ac count transferCash/cheque deposit (within-city)

Cash/cheque deposit (inter-city)

Cash withdrawal (within-city)

Cash withdrawal (inter-city)

IBC Charge (for correspondent bank collections)

Issue of SBP/NBP cheque Rs. 500

Current A/c Saving A/ c

Rs. 5 per leafRs. 2.5 per leaf

USD clearing through NIFT

Same day clearing of high value instruments via

NIFT

Foreign bills sent for collection (FOBC)

OBC Charge / Intercity Collection Charges

OBC Clearing (where NIFTis

not available) Rs. 500/-

Rs.500

Cheque returned unpaid - Outward clearing Rs.50

Saving A/cCurrent A/c

Rs.100

Cheque returned unpaid - Inward c learing

0.1%, Min $ 5, Max $ 25 .

Cash Handling charges for FCYaccounts for money changers/FIs

0.25% of amount.(PKR equivalent will be charged)

Free

Current A/c Rs. 5 0 Saving A/c Rs. 50

14

TRADE SERVICES

I M P O R T S ( L C / A d v a n c e P a y m e n t / C o n t r a c t / C o l le c t io n / O p e n A c c o u n t )

LC opening commiss ion(Local as well as FCY)

(a) 0.50% for first quarter or part thereof; 0.25% for each

subsequent quarter or part thereof; Min. Rs. 2,500

LC amendments commission

(Local as well as FCY)

Rs. 1,000 per amendment for amendment other than

increase in amount or extension in period of shipment, ifamendment involves increase in amount or extension in

period of shipment then charges as per (a) as stated

above would app ly.

Commission on Retirementof Imports Bills Including LC(Local as well as FCY)

0.10% on Rupee value Min. Rs. 1,500

Items Charges

0.10% Min. Rs. 2,000

Actual cost plus Rs. 1,000 handling charges

Import docume nt handling

against FCYdemand draft / TT

without LC / Contract

Credit report

Imports on consignment basis

(Local as well as FCY)a) Contract Registration Commission Rs. 2,000 (flat)

b) Contract Amendment Commission - Rs. 1,000 pe r

amendment

c) Document received against contract - Rs. 1000

per document

d) Retirement Commission @ 0.10% on Rupee value Min.Rs. 1,500

LC Cancellation(Local as well as FCY) Rs. 1,500/- Flat plus actual communication charges


Note: The Manage ment at its disc retion may offerreduced rates to the c ustomer.

Usance bills drawns underimport Bill(Local as well as FCY)

In the case of Usance bills the bank may also chargecommission upto the rate of 0.20% per month for theperiod beyond the validity of the letter of credit. If theusance is covered by a letter of credit period for whichcommission as per above has already been recovered noextra commission upto the rate of 0.20% will be charged.

Note: The Manage ment at its disc retion may offerreduced rates to the c ustomer.


6/10


CONSUMER FINANCE

Items Charges

AUTO FINANCE

Upto 10% of the Value o f finance d vehicle

Upto Rs. 1,000/-

Upto Rs. 10,000/-

Rs. 20,00 0 per Year

Rs. 2,000 per month

Upto Rs. 1,000/-

Upto Rs. 1,000

Upto 20% of monthly rent overdue

As per the rate quoted by

the Insurance/Takaful Company

* Late Payment Charges will be transferred to the Charity Fund.

+ Over and above the charges impos ed by Excise & Taxation dept. for the registration of vehicles

Processing Charges

Application Login Charges

Vehicle Valuation Charges

Upfront Tracker Manage ment Fee

Monthly Tracker Management Fee

Cheque Return Charges

Cheque / Cash Pick-up Charges

Late Payment Charge*

Insurance/Takaful Charges

In cas e of Early settlement

Upto Rs. 50,000/-

Upto Rs. 20,000/-

Rs. 1,000/ -

Upto Rs. 10,000/-

Vehicle Reposs ess ion Charges

Registration Service Fee+

Tax Certificate Issuance Charges

Income Estimation Charges

Outstanding Fixed Rental + accrued

and unpaid Variable Rental + accrued

and unpaid Supplementary Rental

(if any) + a sum equal to a maximum

of 20% of the Outstanding Fixed Rental

13


GENERAL BANKING

Items Charges

Account Closure** Rs. 500 or available balancewhichever is lower

1. Savings Plus Transaction charges on averagebalance < Rs. 500,000

2. Special Savings Transaction charges onaverage balance < Rs. 1 Mln.

Rs. 50 (2 free transactions per month)

Rs. 50 (2 free transactions per month)

Hold mail service

Service Charges for Reminder Letters

Salary Transfer

Statement of Account on ad hoc bas is

Change address/Telephone number

Rs. 2,500 per year

Rs. 100

Rs. 100 per employee per month

Rs. 35 per statement

Free

Minimum Balance Requirement

Accountmaintenance/Service chargewhere the average balance arebelow the required balance

Rs. 5

Junior Saving

4

Saving Plus Special Savings

Rs. 0.5 mln Rs. 0.5 mln

None Rs. 50 Rs. 50

3. Hiba Based saving account transaction charges Rs. 100. (5 free per month)

** Available balance to be charged only in case of forced closure.(Does not apply on regular saving account)

Rs. 100

Rs. 100

Standing Instruction Charges per transa ction (LCY)

Standing Instruction Charges per transa ction (FCY)

Amendment

One time security deposit

Small

Medium

Large

Lockers-Late Payment Charge*

Breakage Charges

Rs. 2,000

Rs. 2,500 per year

Rs. 3,500 per year

Rs. 5,000 per year

Rs. 1 00/- per month

Upto Rs. 5,000/- per locker

STANDING INSTRUCTIONS

LOCKER FACILITY

US$ 5 per transaction

* To be deposited in the Charity Fund.

Note: charges also to apply on customers availing cash manager account but notmaintaining minimum requirements

Cash Pick Up &Deposit

Vault charges if availed -Rs. 600 per nightSeal charges - Rs. 25per seal (if applicable)

Up to Rs. 3,000 within 20 km per trip;beyond will be as agreed with client


7/10


CONSUMER FINANCE

Items Charges

Upto Rs. 25,000/-Application Processing Charges

BUSINESS FINANCE


In case of Partial Settlement

Partial settlement Portion of theoutstanding fixed rental + accrued

and unpaid Variable Rental + accruedand unpaid Supplementary Rental(if any) + a sum equal to a maximum


Upto Rs. 5,000/ -

Upto Rs. 10,000/-

Upto Rs. 5,000/ -

Upto Rs. 10,000/-

Property Appraisal Charges

Legal Charges


Title Documents Verification Charges

As per the rate quoted by the

Takaful Company

Property Takaful Charges

Cheque Return Charges Upto Rs. 1,000/-

Upto 20% of the m onthly rent overdueLate Payment Charges*

Outstanding Fixed Rental + accruedand unpaid Variable Rental + accrued

and unpaid Supplementary Rental(if any) + a sum equal to a maximum


In case of Early Settlement

Partial Settlement Proces sing Charges

Finance Enhancement Processing Charges

Asset Repossession Charges

Upto Rs. 10,000/-

Upto Rs. 10,000/-

at Actual

Cash Pick-up: Rs. 2,000/- &

Cheque Pick-up: Rs. 1,000/-

Duplicate Payment Schedule Issuance Charge

Document Retrieval Charges


Request for change in Financing Tenor

Rs. 1,000/-

Rs. 1,000/-

Rs. 1,000/-

Upto Rs. 10,000/-

Upto Rs. 40,000/-Product Switching Charges to Relevant KIBOR

Cash / Cheque Pick-up Charges

12


5

GENERAL BANKING

Items Charges

1 Link: Free, MNET: Rs. 5

Rs. 15

Free

Free

1% of transactional amount

ATM Balance Inquiry

ATM cash withdrawal

POS transaction fee - Local

POS transaction fee - International

Cash withdrawal - International ATM

Balance inquiry - International ATM

Replacement of lost or damaged card

PIN replacement

Free

Rs. 200

Free

Rs. 200 per certificateConfirmation of Balance to auditors

Obtaining credit reports on behalf of customer

Certificate regarding profit paid and tax deductedduring the year

Financial/Credit worthiness certificates

Proceeds Realization Certificate and EncashmentCertificates

Balance Confirmation certificate

WHT Certificates

Zakat Certificates

Rs. 200 per certificate







On Local Shared Network ATMs

POS and International Transactions

ATM/Debit Card Miscellaneous

REPORTS & CERTIFICATES

Primary Card Annual Fee

Supplementary Card Annual Fee Rs. 300

ATM Balance inquiry

ATM Mini-statement

ATM cash withdrawal

Statement of Account Request through ATM

Bill Payment through ATM

Free

Free

Free

Free

Rs. 20 per bill

ATM/DEBIT CARD

On DIBPL ATMs

Silver Gold

Rs. 500 Rs. 1,000

Rs. 500

Rs.50/- p er transactionInter Bank Funds Transfer Facility (through 1 Link)

- as when the service is offered


8/10

11


CONSUMER FINANCE

Items Charges

Application Processing Charges

HOME FINANCE


Partial Settlement Proces sing Charges

Finance Enhancement Processing Charges

Upto Rs. 10,000/-

Upto Rs. 10,000/-

In case of Partial Settlement Partial settlement Portion of theoutstanding fixed rental + accruedand unpaid Variable Rental +accrued and unpaid SupplementaryRental (if any) + a sum equal to amaximum of 5% of the OutstandingFixed Rental

Upto Rs. 50,000/-

Upto Rs. 5,000/-

Upto Rs. 10,000/-

Upto Rs. 5,000/-

Overseas Pakistani - Application Processing Charges

Property Appraisal Charges

Legal Charges


Cheque Return Charges

Late Payment Charges*

In case of Early Settlement

Title Documents Verification Charges

As per the rate quoted by theTakaful Company

Upto Rs. 1,000/ -

Upto 20% of the monthly rent overdue

Property Takaful Charges

Upto Rs. 10,000/-

Upto Rs. 40,000/-

Cash Pick-up: Rs. 2,000/- and

Cheque Pick-up: Rs. 1,000/-

Upto Rs. 25,000/-

Outstanding Fixed Rental + accruedand unpaid Variable Rental +accrued and unpaid SupplementaryRental (if any) + a sum equal to amaximum of 20% of the OutstandingFixed Rental

Asset Repossession Charges

Duplicate Payment Schedule Issuance Charges

Document Retrieval Charges


Request for change In Financing Tenor

Product Switching Charges to Relevant KIBOR

at Actual

Rs. 1,000/-

Rs. 1,000/-

Rs. 1,000/-

Upto Rs. 10,000/-

Cash / Cheque Pick-up charges


6

GENERAL BANKING

Items Charges


Rs. 1,200 per permit

Rs. 500 pe r permit

Initial Remittance

Subsequent Remittances

At actual

Rs. 100

Rs. 1,000

Rs. 200

Rs. 200

Telegram Charges

Courier Inland

Courier Foreign

Telephone Charges

Fax Charges

FOREIGN EXCHANGE PERMITS

COURIER & OTHER MISCELLANEOUS

Other certificates

As per SOC

As per SOC

As per SOCAs per SOC

Rs. 25 per bill

Free

Free

Free

Free

Free

Free

Free

Free

Free

Free

Free

Free

Free

Statement Regeneration

Pay Order Issuance

Demand Draft IssuanceATM Card Replacement

Utility Bill Payments

Account Balance Inquiry

Transactions Inquiry

Address / Telephone number change

Cheque Book Issuance Request

FOREXRates

ATM Transactions Inquiry

ATM Card Activation

ATM Card Blocking

ATM Pin Re-generation

Account Linking Request

Account De-linking Request

Personal Data Correction

Fixed Deposit Placement Request

Stamp paper

Brinks charges where applicable

Return Mail charges

At actual

At actual

Rs. 50

PHONE BANKING


9/10

Rs. 100/- per month

Upto Rs. 5,000/- per locker


DUBAI LOUNGE PRIORITY BANKING AND NRP ACCOUNTS

Items NRPCurrent Saving

One time -Security Deposit

Small

Medium

Large

Lockers-Late Payment Charge

Breakage Charges

None

Rs. 2,500 per year

Rs. 3,500 per year

Rs. 5,000 per year

LOCKER FACILITY

None

Rs. 2,500 per year

Rs. 3,500 per year

Rs. 5,000 per year

None

Rs. 2,500 per year

Rs. 3,500 per year

Rs. 5,000 per year

10

Late payment charges will be transferred to the Charity Fund

D LU BAI O U N G EPRIORITY BANKING

7


GENERAL BANKING

Items Charges

Upto Rs. 100/- per month

Upto Rs. 100/- per month

Upto Rs. 500/-per month

Consumer Asset Accounts (Auto/Morgage)

Consumer Retail Accounts (Individual Accounts)

Company Accounts

Rs. 50

Rs. 2.5 per leaf

Rs. 20

Rs. 10

Rs. 10

Rs. 50

Free

Free

Free

Rs. 10 per Certificate

Rs. 10

Outward Same day (Standard) Cheque

Cheque Book Issuance Charges

Cheque book courier cost

Pay Order Issuance (LCY)

Demand Draft Issuance (LCY)

Intercity Clearing (NIFT)

Online Funds Transfers

Stop Payment Instruction

Cancellation of Pay Order and Demand Draft

Certificates and Reports


Items Charges

CURRENT ACCOUNT WAIVER GRID

MONTHLY AVERAGE BALANCE REQUIREMENT OF RS. 250,000 AND ABOVE

SMS BANKING


10/10


ATM Balance inquiry

ATM Mini-s tatement

ATM cash withdrawal

Statement of Account Request

through ATM

Balance inquiry - International ATM

Replacement of lost or damaged card

PIN replacement

Confirmation of Balance to auditors

Profit & Tax Certificate

Certificate

Balance Confirmation Certificate

WHT Certificates

Zakat Certificates

Courier Inland

Courier Foreign

Return Mail charges

Standing Instruction Charges per

transaction

Charges of cheque returned unpaid

Account Reactivation Charges


Change of address / Telephone number

Priority Banking se rvice charge


STANDING INSTRUCTIONS

On DIBPL ATMs

POS and International Transactions

ATM/Debit Card Miscellaneous

REPORTS & CERTIFICATES

MISCELLANEOUS


9

Free Free Same as priority banking














Rs.150 Free Same as priority banking







Primary Card

Supplementary

Same as priority banking


Free Free

Free Free

Annual Fee

DUBAI LOUNGE PRIORITY BANKING ATM/DEBIT CARD

Rs. 500/- per month


8

Inward



Minimum Balance Requirement

Priority

NRP

Rs . 2 .5 mln Rs . 3 mln

Current Saving

Rs. 500,000

Telex/SWIFT Charges - Domestic

Pay Order Issuance from account

Stop Payment/Caution Markingof DD, PO

Free Same as priority banking





Cheque Book issuance (charges the

same for all eventualities including

loss of Cheque Book)

Starter Cheque Book

Stop payment of cheque

Inter-city account to acc ount transfer

Online cash deposit

Online cash withdrawal

Note: Correspondent charges where applicable are at actual

USD clearing through NIFT

Same day clearing of high value

instruments via NIFT

Rs. 100/- Rs.250 Same as priority banking

Rs. 100/- Rs.250 Same as priority banking





Rs. 100 per leaf Free Same as priority banking



Issuance of foreign currency

duplicate demand draft (FDD)

Cancellation of FDD


Free

Free

Rs. 250

Free

Free

DDs, MTs and TTs against Cash

for Account Holders

DDs, MTs and TTs (within network)


REMITTANCES (FCY)



If own Bank

If other Bank

Home Remittances where

beneficiary has an account with us

Free

Free

Free

Free

Free


Outward

REMITTANCES (LCY)

INTER-BRANCH ONLINE TRANSACTIONS

INTER-CITY TRANSACTIONS, CLEARING & COLLECTION

BANKING TRANSACTIONS

Rs. 5 mln


Fixed Deposit

Free (By Invitation only)Platinium Card

DLPB waiver grid will apply

Rs.100