1 dummy tables

8/11/2019 1 Dummy Tables

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Budgeting, Spending, Saving and Investing Practices of Public School Teachers inKoronadal City

Table __Distribution of Respondents by School

School Frequency Percenta. Elementary

b. High School

Total

SOP1: Describe the Socio-Economic profile of teacher-respondents

I. Socio-Economic

Table __Profile of teacher-respondents

Profile Frequency Percent

a. Civil Status

Single

Married

Separated

Widowed/Widower

b. Educational Attainment

Bachelors degree

w/ Masters Degree

w/ Doctorate Degree

c. No. of Dependents

None

1-2

3-4

5 or more

d. Monthly Income

(n) 242 100.0


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SOP2: Determine the practices on budgeting, spending, saving and investing amongpublic school teachers

II. Practices on Budgeting, Spending, Saving, and Investing

II.a Bu dgetin g Practices

Table __Allocation of Budget

Particulars Frequency Percent

a. Basic Commodities

Food

Groceries (other than food)

Monthly bills for electricity, water, etc.

Medicine

b. Personal y luxury purchases

c. Plans

Life Insurance

Pre-need plans

Future of children (Educational Plan)

d. Long-term investment

Start-up business

Retirement

e. Real Property

First time houseMonthly Amortization for a housing unit/lot purchase

Upgrade property

f. Recreation

g. Donations (church donations, charity)

h. Others

(n)


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Allocation of budget ______. The monthly budget is

Table__Monthly Budget

Particulars Frequency Percent

Food

Childrens Education

Utilities

Loans

II.b Spending Practi ces

Table __Practices of teacher-respondents on Spending

StatementAlways Often Sometimes Never Total

f % f % f % f % f %

II.c Saving Practi ces

Table__Type of Saving Habit

Type Frequency Percent

Spend first then save the remaining

Save first then spend the remaining

Spend even before salary is received

Spend and nothing is left


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Of the respondents who make a habit of saving, most (89%) of them save foreducational plan

Table__Current Allocation of Savings

Type Frequency Percent

Educational Plan

Retirement

New Car

House and Lot

Own business

House Improvement

Travel

Gadget

Emergency Fund

Others

II.d Invest ing Practi ces

Table__Current Allocation of Investment

Items Frequency Percent

a. Long term investment

Real Estate

Own Business

Bonds

b. Short term investment

Mutual Fund

Stocks


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SOP3Determine the attitude towards budgeting, spending, saving, and investing amongteacher-respondents

Search for a related literaturelink of attitude to practices

Table __Attitude towards Budgeting

Statement (n) Mean SD Interpretation

Weighted Mean 3.28 0.58

Strongly Agree(very favorable

attitude towardsbudgeting)

Mean Range Rating Description Qualitative Interpretation1.00-1.75 Strongly disagree Very unfavorable attitude1.76-2.50 Disagree Unfavorable attitude2.51-3.25 Agree Favorable attitude3.26-4.00 Strongly Agree Very favorable attitude


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IV. Need to Enhance Financial Knowledge

Table __Satisfaction on Current Financial Status

StatementVery

satisfiedSatisfied Dissatisfied Very

DissatisfiedTotal

f % f % f % f % F %

Table __Awareness on Financial Literacy

Items Frequency Percent

YES

Source of information:

Books

Magazines

Radio/television

Seminars

Internet

NO

(n)


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Table __Current Financial Literacy Profile of Teacher-Respondents

Category Frequency Percent

a. Self-assessment on financial literacy

Not at all literate

Somewhat literateLiterate

Very literate

b. Interest on Financial Literacy

Yes

No

c. Willingness to attend seminar on financialliteracy

Yes

No

(n)

CROSSTABULATION

Willingness to attend seminar onFINANCIAL LITERACY

YES NO

a. Self-assessment on financialliteracy

Not at all literate

Somewhat literate

LiterateVery literate

Willingness to attend seminar onFINANCIAL LITERACY

YES NO

a. Attitude on BudgetingVery unfavorable attitude

Unfavorable attitude

Favorable attitude

Very favorable attitude

b. Attitude on SpendingVery unfavorable attitude

Unfavorable attitude

Favorable attitude

Very favorable attitude


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Crosstabulation between Profile and Willingness to attend Seminar on Financial Literacy

Profile Willingness to attend seminar onFINANCIAL LITERACY

YES NO

a. Civil Status

Single

Married

Separated

Widowed/Widower

b. Educational Attainment

Bachelors degree

w/ Masters Degree

w/ Doctorate Degree

c. No. of Dependents

None1-2

3-4

5 or more

d. Monthly Income

(n)

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