11

ALL INDIA GENERAL ALL INDIA GENERAL INSURANCE FIELD INSURANCE FIELD

WORKERS’ ASSOCIATION WORKERS’ ASSOCIATION (Regd)(Regd)

DEVELOPMENT OFFICER’SDEVELOPMENT OFFICER’SSCHEMESCHEME

Prepared By JKP

22

DEVELOPMENT DEVELOPMENT OFFICER’S SCHEME & OFFICER’S SCHEME & AMENDMENTSAMENDMENTS

GENERAL INSURANCE (RATIONALISATION OF PAY GENERAL INSURANCE (RATIONALISATION OF PAY SCALES AND OTHER CONDITIONS OF SERVICE SCALES AND OTHER CONDITIONS OF SERVICE OF DEVELOPMENT STAFF)OF DEVELOPMENT STAFF) SCHEME 1976:- SCHEME 1976:-

SCHEME 1976SCHEME 1976 SCHEME 1987 - AmendmentSCHEME 1987 - Amendment SCHEME 1990 - “SCHEME 1990 - “ SCHEME 1994 - “SCHEME 1994 - “ SCHEME 1997 - “SCHEME 1997 - “ SCHEME 2000 - “SCHEME 2000 - “ SCHEME 2003 - “SCHEME 2003 - “ SCHEME 2008 - “SCHEME 2008 - “

33

RATIONALISATION SCHEME 1976RATIONALISATION SCHEME 1976

EFFECTIVE FROM 1EFFECTIVE FROM 1STST MAY 1976 MAY 1976

NEW DESIGNATION- Field Workers to NEW DESIGNATION- Field Workers to INSPECTORSINSPECTORS

COST: COST: Gross Emoluments + all Gross Emoluments + all allowances (incl. Conveyance allowances (incl. Conveyance allowance, Entertainment allowance, allowance, Entertainment allowance, Bonus/ex-gratia) +TE +Employers Bonus/ex-gratia) +TE +Employers contribution to PF contribution to PF

Cost Control:Cost Control: Termination for 3 years Termination for 3 years consecutive excess costconsecutive excess cost

4

SCHEME AMENDMENT SCHEME AMENDMENT 19871987

Inspectors designated as Inspectors designated as Development OfficersDevelopment Officers

Termination clause withdrawn Termination clause withdrawn Decrement formula introducedDecrement formula introducedMinimum growth for increment Minimum growth for increment withdrawnwithdrawn

Growth,Growth, Profit Incentives & Profit Incentives & CSPI introducedCSPI introduced

Introduced a modified Cost Introduced a modified Cost control systemcontrol system

55

1990 AMENDMENT 1990 AMENDMENT SCHEME .SCHEME .

•SCHEME EFFECTIVE FROM 1.4.1990

•PERFORMANCE YEAR CHANGED FROM

CALENDAR YEAR TO FINANCIAL YEAR

•INTRODUCTION OF AUTOMATIC

INCREMENT PROVIDED HE IS NOT LIABLE

FOR DECREMENT.

6

SCHEME 1990 -COST CONTROL

• COST REMAINS THE SAME FOR OTHER PURPOSES LIKE NON CORE, FOR PARA 11, 11A & 13 DEALING WITH COST CONTROL, COST SHALL MEAN GROSS EMOLUMENTS ONLY.

• INTRODUCTION OF PROSPECTIVE RESTORATION OF BASIC PAY REDUCED DUE TO DECREMENTS

77

AMENDMENT SCHEME 1997AMENDMENT SCHEME 1997

Scheme came in to force from Scheme came in to force from 1.4.19971.4.1997

COST RELAXATION:COST RELAXATION:

One percent cost relaxation for One percent cost relaxation for those who have attained 55 years of those who have attained 55 years of age and completed 15 years of age and completed 15 years of serviceservice

88

AMENDMENT SCHEME 2000AMENDMENT SCHEME 2000 EFFECTIVE FROM : 22.06.2000EFFECTIVE FROM : 22.06.2000

STAGNATION INCREMENT STAGNATION INCREMENT INTRODUCEDINTRODUCED

99

SCHEME 2003 – 3 OPTIONSSCHEME 2003 – 3 OPTIONS Scheme effective from 1.4.2003Scheme effective from 1.4.2003

THREE OPTIONSTHREE OPTIONS

1.1. Continue as Development OfficerContinue as Development Officer

Mktg.Mktg.

2.2. Development Officer (Admn)Development Officer (Admn)

3.3. Special Voluntary Retirement Special Voluntary Retirement

PackagePackage

1010

DEVELOPMENT OFFICER (ADMIN)DEVELOPMENT OFFICER (ADMIN)

Development Officer (Admin) Development Officer (Admin) --FunctionsFunctions::-1) In-house survey and risk -1) In-house survey and risk inspectioninspection

2) Assist in Motor T.P. Claims Management.2) Assist in Motor T.P. Claims Management. 3) Other areas of customer service.3) Other areas of customer service. 4)Market research and Product 4)Market research and Product

development. development. 5) Claims Investigation.5) Claims Investigation. 6) Any other duties as may be assigned to 6) Any other duties as may be assigned to

him from time to time him from time to time

1111

2003 scheme -Cost2003 scheme -CostCostCost:-:- Single cost- It includes gross Single cost- It includes gross

emoluments, and all non-core emoluments, and all non-core allowances, allowances,

Except PF,Qulification Pay, Mediacl, Except PF,Qulification Pay, Mediacl, LTS, Leave Encashment, and IncentivesLTS, Leave Encashment, and Incentives

Cost RatioCost Ratio will be 7%,8% and 10% will be 7%,8% and 10% for A,B and C class cities for A,B and C class cities applicable for all purposes on SPIapplicable for all purposes on SPI

Eligibility for Increment-12 Eligibility for Increment-12 months continuous Service and months continuous Service and he is not liable for decrementshe is not liable for decrements

1212

DECREMENT/TERMINATIONDECREMENT/TERMINATION

Every D.O shall work with cost as to Every D.O shall work with cost as to maintain his cost ratio within the maintain his cost ratio within the stipulated limit.stipulated limit.

COST CONTROL:-COST CONTROL:-

If the cost ratio exceeds the stipulated If the cost ratio exceeds the stipulated cost limits, the non-core allowances cost limits, the non-core allowances payable to him shall be reduced within payable to him shall be reduced within the stipulated limits. the stipulated limits.

1313

DECREMENT/DECREMENT/TERMINATIONTERMINATION

• During the second year if it may During the second year if it may continue, he may be issued a letter continue, he may be issued a letter of warning and third or of warning and third or subsequent years in succession, subsequent years in succession, his non-core allowances shall his non-core allowances shall continue to be reduced.continue to be reduced.

• If there are no non-core allowances If there are no non-core allowances to be reduced, he shall be liable to to be reduced, he shall be liable to decrements in basic pay as follows:decrements in basic pay as follows:

1414

DECREMENT/TERMINATIONDECREMENT/TERMINATIONCost limits 1st 2nd 3rd 4th 5th yearsCost limits 1st 2nd 3rd 4th 5th years>1% 1 1 1 1 1>1% 1 1 1 1 1>1%-3% 1 1 2 2 2>1%-3% 1 1 2 2 2>3%-5% 2 2 3 3 4>3%-5% 2 2 3 3 4>5% or more 2 3 3 4 4>5% or more 2 3 3 4 4If basic has been fixed at minimum of the scale If basic has been fixed at minimum of the scale Gr.II, shall be provided an opportunity of 1 year Gr.II, shall be provided an opportunity of 1 year to confirm to the stipulated cost limits and will to confirm to the stipulated cost limits and will be issued a warning letter for termination. be issued a warning letter for termination. If it continues during the next year his services If it continues during the next year his services shall be Terminated by an officer not below the shall be Terminated by an officer not below the rank of AGM after giving him a notice of 30 days.rank of AGM after giving him a notice of 30 days.

1515

DECREMENT/TERMINATIONDECREMENT/TERMINATION Reduction of non-core or decrement or Reduction of non-core or decrement or

termination shall not be deemed to be a termination shall not be deemed to be a penalty.penalty.

An appeal committee may consider An appeal committee may consider certain relevant factors such as factual certain relevant factors such as factual inaccuracies in computation of premium, inaccuracies in computation of premium, cost and cost ratio or sickness, accident cost and cost ratio or sickness, accident or such individual extenuating or such individual extenuating circumstances beyond the control of D.O circumstances beyond the control of D.O adversely affecting the business adversely affecting the business procurement will provide certain relief procurement will provide certain relief

On his specific request, be appointed as On his specific request, be appointed as clerical staff as may be decided by CMD clerical staff as may be decided by CMD subject certain condition.subject certain condition.

Restoration of basic is limited to 2 Restoration of basic is limited to 2 decrements at a time.decrements at a time.

1616

INCENTIVE – PROFIT INCENTIVEINCENTIVE – PROFIT INCENTIVE

INCENTIVEINCENTIVE:-:-A single incentive A single incentive scheme on the basis of operating scheme on the basis of operating surplus:-surplus:-

Eligibility:- 1) Should operates Eligibility:- 1) Should operates within stipulated cost ratio i.e within stipulated cost ratio i.e 7%,8%,10%7%,8%,10%

2) Generate a minimum 2) Generate a minimum operating surplus of 20% on SPI..operating surplus of 20% on SPI..

1717

PROFIT INCENTIVE-LIMITPROFIT INCENTIVE-LIMIT

3) Single claim limit of Rs.5 Lacs 3) Single claim limit of Rs.5 Lacs should be appliedshould be applied

4) Achieve a minimum growth of 4) Achieve a minimum growth of 7.5% or Rs.60000/-whichever is less.7.5% or Rs.60000/-whichever is less.

5) Incentive to be paid @5% of the 5) Incentive to be paid @5% of the operating surplus or 24 times of last operating surplus or 24 times of last drawn Basic salary whichever is less drawn Basic salary whichever is less

1818

WAGE REVISIONWAGE REVISION(Amendment Scheme 2008)(Amendment Scheme 2008)

GENERAL INSURANCE GENERAL INSURANCE (RATIONALISATION OF PAY SCALES (RATIONALISATION OF PAY SCALES AND OTHER CONDITIONS OF AND OTHER CONDITIONS OF SERVICE OF DEVELOPMENT STAFF) SERVICE OF DEVELOPMENT STAFF) (AMENDMENT) SCHEME, 2008:-(AMENDMENT) SCHEME, 2008:-

PAY SCALES AND ALLOWANCESPAY SCALES AND ALLOWANCES

19

Wage Revision Scheme Came into force from 01.04.2003• The pay scales and allowances such as

Basic, DA, HRA, CCA, Qualification allowances, PF, Gratuity, FPA w.e.f.01.04.2003

• Hill Station Allowance and Paradeep Port Allowance- 01.07.2008

• Equitable relief paid from 1.08.2002 to 31.03.2003

• Allowed one more stagnation increment. Totally three (earlier 2)

2020

SALARY BENEFITSSALARY BENEFITS

• REVISED SALARY BENEFITSREVISED SALARY BENEFITS

• GR-GR-II:Pay scale:-:Pay scale:- 7850-485(8)- 7850-485(8)-11730-500(9)-16230-525(2)-11730-500(9)-16230-525(2)-17280-540(4)-19440 :3 17280-540(4)-19440 :3 stag.Incrementstag.Increment

• Gr-IIGr-II :-5400-350(3)-6450-400(4)-8050 :-5400-350(3)-6450-400(4)-8050

• DADA @.18% @.18%

21

FIXATION CHART- Fixation of Basic Pay

Stage No.Development Officer Grade –I

Grade -IISl.No Basic Pay Sl.No Basic Pay Basic Pay

1 7850 13 13730 54002 8335 14 14230 57503 8820 15 14730 61004 9305 16 15230 64505 9790 17 15730 68506 10275 18 16230 72507 10760 19 16755 76508 11245 20 17280 80509 11730 21 17820

10 12230 22 18360

11 12730 23 18900

12 13230 24 19440

22

DEARNESS ALLOWANCE DEARNESS ALLOWANCE (DA@.18%)(DA@.18%)

Determined on All India Average Determined on All India Average Consumer Price Index for Consumer Price Index for Industrial Workers Industrial Workers

Base series 1960 = 100Base series 1960 = 100 Rate of dearness allowance: - For Rate of dearness allowance: - For

every four points in the quarterly every four points in the quarterly average over 2328 points, shall average over 2328 points, shall be calculated at the rate of 0.18% be calculated at the rate of 0.18% of Basic Pay.of Basic Pay.

2323

DA- CalculationDA- Calculation

Made on quarterly basis for every four Made on quarterly basis for every four points rise or fall.points rise or fall.

The final index figures as published in the The final index figures as published in the Indian Labour Journal or the Gazette of Indian Labour Journal or the Gazette of India, shall be taken for the purpose of India, shall be taken for the purpose of calculation of dearness allowance.calculation of dearness allowance.

2424

House Rent Allowance House Rent Allowance (HRA)(HRA)

• HRA HRA to Development Officers, except to Development Officers, except those who have been allotted those who have been allotted residential accommodation by the residential accommodation by the Company shall be paid at the specified Company shall be paid at the specified rates depending on the place of postingrates depending on the place of posting

• HRAHRA : A class City B class C : A class City B class C class class 10%-(1600) 8%-(1350) 10%-(1600) 8%-(1350) 7%-(1300) 7%-(1300)

2525

CCA Maximum LimitCCA Maximum Limit

• City : A class City B class C class City : A class City B class C class CCA:- 3%-(400) 2.5%-(360) 2%-(300)

• Cities shall include their Urban Cities shall include their Urban AgglomerationAgglomeration

• Population figures shall be as per the latest Population figures shall be as per the latest Census Report.Census Report.

• Pay includes Basic Pay and Stagnation Pay includes Basic Pay and Stagnation IncrementsIncrements

26

STAGNATION INCREMENTSSTAGNATION INCREMENTS

on completion of 3 years of service on completion of 3 years of service after reaching the maximum of scale after reaching the maximum of scale Subject to satisfied work record Subject to satisfied work record

Stagnation Increments are allowed to Stagnation Increments are allowed to Development officers Grade I Development officers Grade I

Subject to a maximum of 3 Subject to a maximum of 3 stagnation increments in the scale of stagnation increments in the scale of pay pay

27

STAGNATION INCREMENTSSTAGNATION INCREMENTS

Stagnation Increment Stagnation Increment Rs.540/- p.m Rs.540/- p.m Released on requestReleased on request

On completion of 3 years after reaching On completion of 3 years after reaching maximum of scale subject to work maximum of scale subject to work recordrecord

First stage Basic Rs.19980/-First stage Basic Rs.19980/- Second stage Basic Rs.20520/-Second stage Basic Rs.20520/- Third Stage Basic Rs.21060/-Third Stage Basic Rs.21060/-

2828

FIXED PERSONAL FIXED PERSONAL ALLOWANCE(FPA)ALLOWANCE(FPA)

Paid 1 Increment on Computerisation w.e.f. Paid 1 Increment on Computerisation w.e.f. 01.11.199301.11.1993

Those who reached maximum scale of pay, Those who reached maximum scale of pay, FPA is payable on account of computerisationFPA is payable on account of computerisation

FPA-Grade I Rs.540/-pm and Grade II Rs.400/-. FPA-Grade I Rs.540/-pm and Grade II Rs.400/-. Equal to 1 increment is Payable On requestEqual to 1 increment is Payable On request

FPA shall not qualify for any Allowance or for FPA shall not qualify for any Allowance or for any service/terminal benefits. any service/terminal benefits.

However, the increment portion of FPA Rs However, the increment portion of FPA Rs 230/- shall rank for PF and Pension, and the 230/- shall rank for PF and Pension, and the increment portion along with DA Rs.18.68increment portion along with DA Rs.18.68 ( (as as on the 1.11.1993) shall rank for Gratuity and on the 1.11.1993) shall rank for Gratuity and encashment of E/L.encashment of E/L.

2929

Transport Allowance For Transport Allowance For AdminAdmin

Transport Allowance For AdminTransport Allowance For Admin--Development Officers. Rs.250pm Development Officers. Rs.250pm

HILL STATION ALLOWANCE – as HILL STATION ALLOWANCE – as applicable range from Rs.270-210 (2.5% applicable range from Rs.270-210 (2.5% and 2%)and 2%)

3030

Qualification/Lump Sum Qualification/Lump Sum MedicalMedical• Qualification AllowanceQualification Allowance:-:-

• Licentiate Associate FellowshipLicentiate Associate Fellowship

• Rs.115/- Rs.325/- Rs.545/-Rs.115/- Rs.325/- Rs.545/-

• Lump-sum Medical BenefitLump-sum Medical Benefit(w.e.f 1.1.04)(w.e.f 1.1.04)

• Basic upto 16230 – Basic upto 16230 – Rs.2500/-Rs.2500/-

• Basic Rs.16230/- and above - Basic Rs.16230/- and above - Rs.4000/- Rs.4000/-

3131Long Live AIGIFWALong Live AIGIFWA

THANKSTHANKS

32

AIGIFWA PRESENTSAIGIFWA PRESENTS

Prepared By

JKP

DEVLOPMENT OFFICER’S NON CORE BENEFITS

33

NON CORE BENEFITS• REVISION IN NON CORE BENEFITS

TO DEVELOPMENT OFFICERS APPROVED BY THE GOVERNING BOARD OF GIPSA ON 21.10.2008

• 1.LOAN FOR PURCHASE OF CAR: - • The distinction on the basis of

Petrol and Diesel is replaced by a distinction on the basis of loan amount

• Two limits of loan amount- Rs.3.25 lacs & Rs. 3.75 lacs

3434

CAR LOAN -CAR LOAN -EligibilityEligibility Completed at least 5 years service Completed at least 5 years service

after placement as Grade I or after placement as Grade I or In the case of Development Officers In the case of Development Officers

from Class III employees, 5 years from from Class III employees, 5 years from the date of appointment as the date of appointment as Development Officer.Development Officer.

Must be drawing the basic pay of Rs. Must be drawing the basic pay of Rs. 10,275/- as on 1st April of the relevant 10,275/- as on 1st April of the relevant appraisal year.appraisal year.

3535

SPISPI

..

For Loan limit of For Loan limit of Rs.3.25 lacsRs.3.25 lacs: :

(Amount in Rs. Lacs)(Amount in Rs. Lacs)

Class of CityClass of City

AA BB CC

(i) SPI in the preceding year should (i) SPI in the preceding year should not be less thannot be less than 100 (30)100 (30) 80 (25)80 (25) 64 (20)64 (20)

(ii) Average S PI for 3 years should (ii) Average S PI for 3 years should not be less than not be less than 80 (25)80 (25) 64 (20)64 (20) 51 (15)51 (15)

For Loan limit of Rs. 3.75 lacs:For Loan limit of Rs. 3.75 lacs: (i) SPI in the preceding year should (i) SPI in the preceding year should not be less thannot be less than 150 (45)150 (45) 120 (38)120 (38) 96 (30)96 (30)

(ii) Average SPI for 3 years should (ii) Average SPI for 3 years should not be less than not be less than 120 (36)120 (36) 96 (30.5)96 (30.5) 72 (24)72 (24)

36

CAR LOAN- Transitional Arrangements

• For grant of car loans on the basis of immediately preceding performance year 2007-08 as also 2008-09, certain premium norms would apply as transitional arrangements.

• On the basis of performance year 2009-10 onwards, the revised premium norms shall apply.

37

HIGHER PRICED CARHIGHER PRICED CAR It shall not ordinarily be permissible It shall not ordinarily be permissible

to avail of the car loan for a model to avail of the car loan for a model priced higher than the loan amount. priced higher than the loan amount.

In case of a Development Officer In case of a Development Officer procuring a premium income of Rs. procuring a premium income of Rs. 2 crores or above in the preceding 2 crores or above in the preceding year and an average SPI of Rs. 1.5 year and an average SPI of Rs. 1.5 crore in the preceding 3 years, CMD crore in the preceding 3 years, CMD may relax the norms and permit to may relax the norms and permit to purchase Higher priced model.purchase Higher priced model.

38

TWO WHEELER LOAN

• LOAN FOR PURCHASE OF TWO-WHEELER : -

• A limit of Rs. 60,000/- as the maximum loan for two wheelers in any model shall be applicable for Development Officers Mktg..

3939

TWO WHEELER LOAN FOR TWO WHEELER LOAN FOR DEVELOPMENT OFFICER ADMINDEVELOPMENT OFFICER ADMIN

For Development Officers (Administration), For Development Officers (Administration), shall be allowed the Two Wheeler loan shall be allowed the Two Wheeler loan facility with a loan limit - 80% of invoice facility with a loan limit - 80% of invoice value subject to maximum Rs 25,000/-value subject to maximum Rs 25,000/-

Repayment term five years or 60 Repayment term five years or 60 instalments and Interest rate is @ 5% p.a on instalments and Interest rate is @ 5% p.a on reducing balance reducing balance

40

INTEREST FREE LOAN FOR REPAIRS

• Interest free loans for major repairs to vehicles.

• Not more than 1 loan is permitted for a two-wheeler and not more than 3 for a car.

• The loan limits for major repairs are:-• Old Limit New Limit• Four Wheeler Rs. 6000/ Rs. 10000/-• Two Wheeler Rs. 2500/- Rs. 4000/-

4141

REGISTRATION,ROAD TAX AND REGISTRATION,ROAD TAX AND INSURANCEINSURANCE

Where the Dev.Officer owns a vehicle Where the Dev.Officer owns a vehicle whether on his own or purchased with whether on his own or purchased with the loan facilities, the following the loan facilities, the following expenses will be reimbursed.expenses will be reimbursed.

Premium for insuring the car under Premium for insuring the car under package cover as well as the package cover as well as the registration charges and road and other registration charges and road and other taxes payable, shall be borne by the taxes payable, shall be borne by the company.company.

4242

REPLACEMENT OF TYRES, REPLACEMENT OF TYRES, TUBES AND BATTERIESTUBES AND BATTERIES 80% of cost of replacement of tyres, tubes, 80% of cost of replacement of tyres, tubes,

batteries appropriate to the vehicle will be batteries appropriate to the vehicle will be reimbursed.reimbursed. Tyres, tubes of Car can be replaced after 32000 kms Tyres, tubes of Car can be replaced after 32000 kms 20000 kms in the case of M/C and 15000 kms in the 20000 kms in the case of M/C and 15000 kms in the

case of scooter.case of scooter. battery can be replaced after 18 months battery can be replaced after 18 months An amount of Rs.300/- for a set of tyre/tubes and An amount of Rs.300/- for a set of tyre/tubes and

Rs.150/-for battery in the case of Car and Rs.25/- in Rs.150/-for battery in the case of Car and Rs.25/- in the case of two-wheeler will be deducted.the case of two-wheeler will be deducted.

43

Replacement of Car after 5 years

• Development Officer may be allowed change of car after a minimum period of 5 years.

• Change in the vehicle under the existing loan and No fresh loan will be allowed.

• The balance outstanding loan would be transferred to the new vehicle.

• Purchase new vehicle from own resources and the new vehicle should be hypothecated in favour of the company.

44

3 CAR LOAN IN THE 3 CAR LOAN IN THE ENTIRE SERVICEENTIRE SERVICE

The limit of maximum loans in the The limit of maximum loans in the entire service period will be 3 as entire service period will be 3 as per the provisions.per the provisions.

3rd car Eligibility3rd car Eligibility:- :- Applicable Premium and Applicable Premium and

eligibility norms +eligibility norms + One lac km in 2nd car + One lac km in 2nd car + 8 years after 2nd car 8 years after 2nd car

45

CONVEYANCE ALLOWANCE

• Conveyance Allowance Revised w.e.f. 01.04.2008.

• Premium from 5 lacs to 15 lacs- conveyance allowance will be from 960 to Rs.2110/- range.

• Conveyance allowance for Development Officer Grade-II (other than on Admin) is revised from Rs.150/- to Rs.400/-

• DEVELOPMENT OFFICERS GRADE-I WITH PREMIUM INCOME OF RS. 15 LACS AND ABOVE will be:-

46

PREMIUM RS.15 LACS AND ABOVE SPI WITH CAR WITHOUT CAR

Premium Old Conveyance

New Conveyance

Increase Old Conveyance

New Conveyanc

Increase

15 – less than 25 2200- 2520 2750 230 1460-1575 1675 100-215

25 – less than 35 2520-2680 3000 320 1575 1875 300

35 – less than 50 2680 3500 820 1575 2325 750

50 – less than 60 2680 4000 1320 1575 2800 1225

60 – less than 65 2680 4250 1570 1575 2975 1400

65 – less than 70 2680 4500 1820 1575 3150 1575

70 – less than 75 2680 4750 2070 1575 3325 1750

75 – less than 80 2680 5000 2320 1575 3500 1925

80 – less than 85 2680 5250 2570 1575 3675 2100

85 – less than 90 2680 5500 2820 1575 3850 2275

90 – less than 95 2680 6000 3320 1575 4050 2475

95 – less than 100 2680 6500 3820 1575 4250 2675

100 and above 2680 7500 4820 1575 4500 2925

4747

TELECOMMUNICATION EXPS.TELECOMMUNICATION EXPS.

REIMBURSEMENT OF TELEPHONE REIMBURSEMENT OF TELEPHONE EXPENSES RENAMED AS EXPENSES RENAMED AS TELECOMMUNICATION EXPENSES- TELECOMMUNICATION EXPENSES-

Introduced the system of reimbursement Introduced the system of reimbursement which is linked to monetary limits. which is linked to monetary limits.

48

Telecommunication Telecommunication Exps.Exps.

These monetary limits shall be These monetary limits shall be inclusive of expenses on both inclusive of expenses on both landline connection as also the landline connection as also the mobile connection (including mobile connection (including Internet). Internet).

Revision in the monetary Revision in the monetary reimbursement of reimbursement of telecommunication expenses - telecommunication expenses - w.e.f. 1st April, 2008 w.e.f. 1st April, 2008

49

.

• .

Premium Income for the preceding year

Maximum limit of reimbursement towards rental and call charges taken together

permissible p.a (Exclusive of service tax) (Rs)

Previous Revised

Not exceeding Rs. 15 lakhs 5200-6600 660015 lacs or above but not exceeding Rs. 25 6600-6800 750025 lacs or above but not exceeding Rs. 35 6800-7000 800035 lacs or above but not exceeding Rs. 50 lacs

7000 10000

50 lacs or above but not exceeding Rs. 75 lacs

7000 12500

75 lacs or above but not exceeding Rs.100 lacs

7000 15000

Exceeding Rs.100 lacs 7000 18000

5050

INTERNET CONNECTIONINTERNET CONNECTION In addition, the Development Officer In addition, the Development Officer

procuring a minimum premium income of Rs. procuring a minimum premium income of Rs. 60 lacs in ‘C’ Class, Rs.75 lacs in ‘B’ Class & 60 lacs in ‘C’ Class, Rs.75 lacs in ‘B’ Class & Rs.100 lacs in “A” Class cities shall be Rs.100 lacs in “A” Class cities shall be allowed reimbursement of expenses on allowed reimbursement of expenses on Internet connection (landline or data card, or Internet connection (landline or data card, or both) at the rate of Rs.3000/- per annum both) at the rate of Rs.3000/- per annum (plus service tax).(plus service tax).

5151

Internet ConnectionInternet Connection

For Development Officer not qualifying For Development Officer not qualifying for Internet connection, the for Internet connection, the reimbursement of expenses on Internet reimbursement of expenses on Internet connection could be made within the connection could be made within the maximum limit of reimbursement maximum limit of reimbursement permissible for Telephone and Mobile permissible for Telephone and Mobile connection. connection.

52

REIMBURSEMENT–Annexure A

• Reimbursement - against submission of requisite declaration as per Annexure A.

• Reimbursement of telecom exps. within the stipulated limits shall be made on half-yearly basis

• on 1st May (for the period from 1st October to 31st March) and

• On 1st November (for the period from 1st April to 30th September)

5353

INTEREST FREE COMPUTER INTEREST FREE COMPUTER LOANLOAN LOAN FOR COMPUTER / LAPTOP :-LOAN FOR COMPUTER / LAPTOP :- Interest free loan for purchase of a Interest free loan for purchase of a

desk top / laptop (including desk top / laptop (including accessories) repayable in 50 EMIs for accessories) repayable in 50 EMIs for the specified amount, shall be the specified amount, shall be available to D.Os available to D.Os

Subject to maintaining the stipulated Subject to maintaining the stipulated cost ratios in the preceding 3 years:-cost ratios in the preceding 3 years:-

54

COMPUTER LOAN AMOUNT LIMIT

• For Development Officers procuring SPI of Rs. 50 lacs or above loan will be Rs. 25,000/-

• For Development Officers procuring SPI of Rs. 100 lacs or above loan amount will be Rs. 50,000/-

55

NEWS PAPERNEWS PAPER REIMBURSEMENT OF NEWSPAPER REIMBURSEMENT OF NEWSPAPER

EXPENSES – w.e.f 01/04/2008EXPENSES – w.e.f 01/04/2008 Reimbursement of 70% cost of one Reimbursement of 70% cost of one

financial daily, not exceeding Rs. 100/- financial daily, not exceeding Rs. 100/- per month. per month.

Reimbursement shall be done on Reimbursement shall be done on annual basis on the first working day annual basis on the first working day of April every year against submission of April every year against submission of requisite declaration as per of requisite declaration as per Annexure B. Annexure B.

No Cash Memo is neededNo Cash Memo is needed

5656

ENTERTAINMENT ALLOWANCEENTERTAINMENT ALLOWANCE

Entertainment Allowance revised w.e.f. 1st Entertainment Allowance revised w.e.f. 1st April, 2008 depending upon the premium.April, 2008 depending upon the premium.

SPI for the preceding year, Allowance per SPI for the preceding year, Allowance per month shall be:-month shall be:-

Above Rs.50 lacs but not exceeding Rs.75 Above Rs.50 lacs but not exceeding Rs.75 lacs lacs Rs.350/-Rs.350/-

Above 75 lacs but not exceeding 1 crore Above 75 lacs but not exceeding 1 crore

Rs.400/-Rs.400/-

Exceeding Rs.100 lacs Exceeding Rs.100 lacs Rs.450/-Rs.450/-

57

Halting Allowance & Lodging • A B C

• Halting Allowance: 400 300 250 • Halting Less than 6 hrs – 30% of halting

allowance • Exceeding 6 hrs,but less than 12 hrs -

50% rate • Exceeding 12 hrs - Full daily rate• Lodging Charges:- 900 675 450

5858

Travelling Exps.Travelling Exps.

Mileage allowanceMileage allowance:- :-

Motor cycle- 5%of 1 liter petrol costMotor cycle- 5%of 1 liter petrol cost

Car (Petrol)- 12%of 1 liter petrol cost Car (Petrol)- 12%of 1 liter petrol cost

Car (Diesel)- 15%of 1 liter diesel cost Car (Diesel)- 15%of 1 liter diesel cost

5959

TransferTransferOn TransferOn Transfer- Eligible class of travel for - Eligible class of travel for family and halting allowance is applicable. family and halting allowance is applicable. Plus eligible transfer grant, Transportation Plus eligible transfer grant, Transportation of luggage and packing charges are of luggage and packing charges are applicable.applicable.Joining time-If no change of residence-1 Joining time-If no change of residence-1 day is allowed and if change of station from day is allowed and if change of station from one station to another station is involved 6 one station to another station is involved 6 days are allowed for preparation plus days are allowed for preparation plus journey time journey time

6060

Leave Encashment/Brief caseLeave Encashment/Brief case

Leave EncashmentLeave Encashment:-Once in 2 :-Once in 2 years. years.

15 days salary (Basic+DA+HRA)15 days salary (Basic+DA+HRA)

Brief caseBrief case – Rs.1500/- for Purchasing – Rs.1500/- for Purchasing Brief Case- Once in 3 yearsBrief Case- Once in 3 years

6161

LEAVE FACILITYLEAVE FACILITY Types of leave Eligible:Types of leave Eligible: Casual Leave- Casual Leave- CL upto 12 days granted CL upto 12 days granted

during a calander year. during a calander year. Not more than SIX days of CL can be availed Not more than SIX days of CL can be availed

at a time. at a time. Earned Leave / Privilege (EL / PL)-Earned Leave / Privilege (EL / PL)-At the At the

rate of one day for every 11 days of duty can rate of one day for every 11 days of duty can be availed with minimum of seven days at a be availed with minimum of seven days at a time and maximum of 120 days.time and maximum of 120 days.

Advance notice of 15 days necessary. Leave Advance notice of 15 days necessary. Leave may be granted for shorter duration on may be granted for shorter duration on maximum two occasions in a year, if CL not maximum two occasions in a year, if CL not available. available.

E/L Can be accumulated upto 240 days.E/L Can be accumulated upto 240 days.

62

Sick Leave• Sick Leave (SL)-At the rate of 30 days

on half pay basis for each calendar year of service (can be availed on full pay by debiting double of the leave)

• Maximum accumulation can be upto 240 days.

• Medical Certificate has to be submitted.

63

Special Sick Leave (SSL)Special Sick Leave (SSL)

• Maximum 6 months on half pay Maximum 6 months on half pay basis is allowed when a basis is allowed when a Development Officer has no SL to Development Officer has no SL to his credit. his credit.

• It is provided only for 8 major It is provided only for 8 major diseases such as Cancer, Leprosy, diseases such as Cancer, Leprosy, Tuberculosis Paralysis, Brain Tuberculosis Paralysis, Brain Tumour, Cardiac Ailment, Kidney Tumour, Cardiac Ailment, Kidney disease and Mental diseases.disease and Mental diseases.

64

Maternity Leave (ML)

• Female Development Officer having less than 3 living children is allowed ML for 90 days.

• Six weeks leave is allowed in case of miscarriage / abortion / medical termination of pregnancy

• Encashment of Earned Leave

6565

Encashment of Earned LeaveEncashment of Earned Leave

Earned Leave may be encashed Earned Leave may be encashed upto a maximum of 15 days in a upto a maximum of 15 days in a block of 2 years starting from block of 2 years starting from even number i.e. 08-09, 10-11, even number i.e. 08-09, 10-11, etc. etc.

Must be availed minimum 15 days Must be availed minimum 15 days earned leave.earned leave.

66

LEAVE TRAVEL SUBSIDY (LTS)

• Eligibility for Employee and his family members • Should goes on any sanctioned leave

including the CL .• ‘Family’ include spouse, dependent

children and dependent parents residing with the employee.

• ‘Children’ shall mean legitimate, legally adopted or step children.

• ‘Dependent’ means a person not having income exceeding Rs. 1500/-pm.

6767

LTS Block YearsLTS Block Years The subsidy shall be available once in the block The subsidy shall be available once in the block

of two yearsof two years Limited to the cost of travel upto 2000 kms each Limited to the cost of travel upto 2000 kms each

way.way. The block applicable to Development Officers is The block applicable to Development Officers is

Even years( 2008-09, 2010-11& so on)Even years( 2008-09, 2010-11& so on) Surface distance between two points by Surface distance between two points by

shortest route by rail will be the basis.shortest route by rail will be the basis. Scheme is formulated on the basis of rail Scheme is formulated on the basis of rail

distance. distance.

68

LTS 2 BLOCKS

•When two points are not connected by rail, reference may be made to the road map for mileage by direct route.

• Carry forward of subsidy

•This is restricted to the next block only. No further carry forward

allowed.

6969

LTS AdvanceLTS Advance LTS AdvanceLTS Advance 90% of the total subsidy may be allowed 90% of the total subsidy may be allowed

60 days prior to commencement date of 60 days prior to commencement date of outward journey.outward journey.

The advance so drawn shallThe advance so drawn shall be refunded be refunded forthwith if the outward journey is not forthwith if the outward journey is not commenced within two months from the commenced within two months from the drawn of advance. drawn of advance.

Employees violating the rules are to be Employees violating the rules are to be charge-sheeted & punished forthwith & charge-sheeted & punished forthwith & show cause notice be issued to the officer show cause notice be issued to the officer In charge who has failed to monitor and In charge who has failed to monitor and recover the amounts from the employees recover the amounts from the employees in time.in time.

7070

Submission of LTS BillSubmission of LTS Bill

Submission of LTS Bill Submission of LTS Bill LTS Bill is to be submitted in duplicate within LTS Bill is to be submitted in duplicate within

fifteen days from the date of completion of fifteen days from the date of completion of return journeyreturn journey

The competent authority may condone the The competent authority may condone the delay in submission of the claim if he is delay in submission of the claim if he is satisfied with the reasons. satisfied with the reasons.

It is necessary to submit either the original or a It is necessary to submit either the original or a photocopy of the train ticket along with TE/LTS photocopy of the train ticket along with TE/LTS claim forms. claim forms.

71

SERVICE CHARGES• Service charges - Service charges

for booking tickets may be allowed • Taxi driver charges, night halt charges,

passenger tax and toll at the check post can be reimbursed if included in the Tourist Agency Bill.

• Travel by steamer/ferry etc • When part of the journey is undertaken by

steamer/ferry/motor launch the shortest route of surface distance shall be taken.

7272

PARTLY BY AIR/OTHER MODEPARTLY BY AIR/OTHER MODE

PARTLY BY AIR/OTHER MODEPARTLY BY AIR/OTHER MODE If we travelled by air/other mode, If we travelled by air/other mode,

the reimbursement will be the reimbursement will be aggregate of actual fare by air aggregate of actual fare by air incurred or aggregate of ‘entitled incurred or aggregate of ‘entitled railway fare’ whichever is less railway fare’ whichever is less

73

TRAVEL WITH FAMILY TRAVEL WITH FAMILY MEMBERSMEMBERS

• The employee and the members of The employee and the members of his family may travel together or his family may travel together or separately in not more than two separately in not more than two groups and claim reimbursement groups and claim reimbursement accordingly. accordingly.

• Claims for not more than two such Claims for not more than two such groups shall be allowed in respect groups shall be allowed in respect of any block or for combination of of any block or for combination of two consecutive blockstwo consecutive blocks

74

TERMINAL BENEFITS-PENSION

• Pension Scheme – 1995 came into force on1.11.93.

• Employees who have joined the service of the Company after 28.06.95, compulsorily to be governed by Pension Scheme - 1995.

75

QUALIFYING SERVICE

• To become eligible for pension an employee must have rendered at least 10 years of service in the Corporation or a Company on the date of retirement

7676

SUPERANNUATION SUPERANNUATION PENSIONPENSION

Superannuation Pension shall be Superannuation Pension shall be granted to an employee who has granted to an employee who has retired from the service on his attaining retired from the service on his attaining the age of superannuation as specified the age of superannuation as specified in the service condition.in the service condition.

PENSION ON VOLUNTARY RETIREMENTPENSION ON VOLUNTARY RETIREMENT An employee can seek voluntary An employee can seek voluntary

retirement by giving 90 days notice to retirement by giving 90 days notice to the appointing authority after the appointing authority after completing 20 years of Qualifying completing 20 years of Qualifying Service.Service.

7777

PENSION ON RETIREMENTPENSION ON RETIREMENT

BASIC PENSION - After completing the BASIC PENSION - After completing the qualifying service of not less than 33 qualifying service of not less than 33 years the amount of Basic Pension years the amount of Basic Pension shall be 50% of the Average Monthly shall be 50% of the Average Monthly Emoluments (Basic + Pre-revised FPA) Emoluments (Basic + Pre-revised FPA) for the last 10 months in service prior for the last 10 months in service prior to retirement.to retirement.

7878

Pension less than Qualifying Pension less than Qualifying ServiceService

In the case of an employee retiring before In the case of an employee retiring before completing a qualifying service of 33 completing a qualifying service of 33 years, but after completing qualifying years, but after completing qualifying service of 10 years, the amount of service of 10 years, the amount of pension shall be proportionate to the pension shall be proportionate to the amount of pension admissible ..amount of pension admissible ..

7979

BASIC/MINIMUM PENSIONBASIC/MINIMUM PENSION

Basic Pension = Basic Pension = 50% of Average monthly 50% of Average monthly

Emoluments for the last Emoluments for the last

10 Months preceeding retirement10 Months preceeding retirement

X X No.of yrs.of Qualifying ServiceNo.of yrs.of Qualifying Service

3333 Subject to minimum Rs. 1480/-.Subject to minimum Rs. 1480/-.

8080

TERMINAL BENEFITSTERMINAL BENEFITS - -FAMILY FAMILY PENSIONPENSION

The family pension shall be paid to the The family pension shall be paid to the family of the deceased employee in the family of the deceased employee in the event of his death-event of his death-

Whilst in the service at any time. Whilst in the service at any time. After retirement and was in receipt of After retirement and was in receipt of

pension from the Company. pension from the Company. BASIC FAMILY PENSIONBASIC FAMILY PENSION The Family Pension is payable from the The Family Pension is payable from the

date following the date of death at the date following the date of death at the rate of 30%,20% and 15% of the basic rate of 30%,20% and 15% of the basic as per scheme.as per scheme.

81

BASIC FAMILY PENSION ENHANCED RATE IN CERTAIN CASES• When an employee dies whilst in service

remain not less than 7 years of service or • when an employee dies after retirement, the

Basic Family Pension payable to the family shall be equal to 50% of last drawn basic pay ( Basic + pre revised FPA) or twice the Basic Family Pension rate admissible whichever is less.

• The enhanced rate of Family Pension is payable for a period of 7 years or until the deceased employee would have attained the age of 65 years had he survived, whichever is less.

8282

COMPASSIONATE COMPASSIONATE ALLOWANCEALLOWANCE

An employee who is dismissed or An employee who is dismissed or removed or compulsorily retired or removed or compulsorily retired or terminated from service shall forfeit his terminated from service shall forfeit his pension. pension.

However, Competent Authority may However, Competent Authority may sanction Compassionate Allowance as sanction Compassionate Allowance as a special consideration, which shall not a special consideration, which shall not exceed 2/3rd of the admissible pension exceed 2/3rd of the admissible pension

But it shall not be less than the But it shall not be less than the minimum pension payable under the minimum pension payable under the Scheme.Scheme.

83

CALCULATION OF COMMUTATION VALUE OF PENSION

• An employee who is eligible for any pension is entitled to commute for a lump sum payment a fraction of his pension not exceeding 1/3rd portion of pension

• It shall be restored after 15 years from the date of commutation.

• The lump sum payable shall be calculated in accordance with the specified commuted value of pension expressed in number of years in relation with the age of the pensioner as on his next birthday.

8484

DEARNESS RELIEFDEARNESS RELIEF

Dearness relief is payable to the Dearness relief is payable to the Pensioner / Family Pensioner on the Pensioner / Family Pensioner on the Basic Pension / Basic Family Basic Pension / Basic Family Pension shall be at the rate of Pension shall be at the rate of 0.18% of Basic Pension.0.18% of Basic Pension.

Dearness relief will be allowed on Dearness relief will be allowed on full Basic Pension even after full Basic Pension even after commutationcommutation

8585

TERMINAL BENEFITSTERMINAL BENEFITS - -GRATUITYGRATUITY

Gratuity shall be payable on Gratuity shall be payable on termination of his employment after termination of his employment after the continuous service for not less than the continuous service for not less than five years -five years -

On superannuation or On voluntary On superannuation or On voluntary retirement/ resignation or On death or retirement/ resignation or On death or disablement due to accident or disablement due to accident or diseases or diseases or

On service being dispensed with owing On service being dispensed with owing to reduction of staff or reorganization to reduction of staff or reorganization of establishment of establishment

86

TERMINAL BENEFITS -GRATUITY

• Provided that the completion of continuous service of five years shall not be necessary where the termination of the employment of any officer is due to death or disablement.

• ‘Wages’ means Basic +D.A. + pre revised FPA + DA thereon

87

GRATUITY AMOUNT CALCULATION

• one month’s basic pay ( Basic + pre-revised FPA) for each completed years of service. For service upto 30 years maximum 15 month’s basic pay is payable.

• Additional gratuity @ ½ month’s Basic Pay for each completed year of service beyond 30 years.

88

GRATUITY CALCULATIONGRATUITY CALCULATION

• a)SERVICE UPTO 30 YEARSa)SERVICE UPTO 30 YEARS

• Basic pay ( last drawn basic + pre Basic pay ( last drawn basic + pre revised FPA) x No. of yrsrevised FPA) x No. of yrs x R* x R*

• ( max. 15 years)( max. 15 years)• (b) (b) SERVICE OVER 30 YEARSSERVICE OVER 30 YEARS

• Basic pay ( last drawn) (basic + Basic pay ( last drawn) (basic + pre revised FPA) pre revised FPA) x Years in excess x Years in excess of 30 years divided by 2of 30 years divided by 2

• Total Payable : a + bTotal Payable : a + b

89

Rate of Gratuity• For service more than 15 years, limit the

number of years to 15• Rate of gratuity for each year of service

(R)• Upto11 years-50% of Basic Pay last drawn• 12 years of service -60 %- • 13 years -70%- • 14 years -80%- • 15 years or more 100%-• Maximum Amount limited to Rs.3.5 lacs

90

ENCASHMENT OF EARNED LEAVE ON RETIREMENT

Terminal Benefits: MAX.NO.OF DAYS LEAVE CAN BE

ENCASHED -240 DAYS On Retirement-Basic + D.A. + pre revised

FPA + D.A. thereon retirement) On DEATH-240 DAYS Basic+DA +HRA +

CCA+ FPA (pre-revised) + DA Thereon

9191

TERMINAL BENEFITS-TERMINAL BENEFITS-MEDICLAIMMEDICLAIM

Group Mediclaim cover for Retiring/ Voluntarily Group Mediclaim cover for Retiring/ Voluntarily retiring employees and their spouse.retiring employees and their spouse.

They were members of Group Mediclaim Policy They were members of Group Mediclaim Policy before retirement. before retirement.

Cover is optional. However, such option by the Cover is optional. However, such option by the employees has to be exercised before employees has to be exercised before retirement. retirement.

The entire premium, less group discount shall be The entire premium, less group discount shall be borne by the retired employee borne by the retired employee

Cover shall be under the category opted for, the Cover shall be under the category opted for, the concerned retired employee before the concerned retired employee before the commencement of every policy year. commencement of every policy year.

92

OTHER TERMINAL BENEFITS

PROVIDENT FUND/ PF Contribution, if opted FECILITATION OF EMPLOYEES ON

RETIREMENT Life Insurance/Society Benefits

93

AIGIFWA STANDS FOR THE BENEFIT OF ITS MEMBERS

THANKS