-- we never stop serving -- -- we are one powerful voice ... a popular musical production:...
TRANSCRIPT
Military Officers Association
of America -- We Never Stop Serving --
-- We Are One Powerful Voice --
For every officer at every stage of life and career
************
Heartland of America Chapter ***** May-June 2016 *****
June 14th is Flag Day Fly Our Flag!
*****************************************************************************
-- Omaha Community Playhouse, June 15th --
(see inside back cover for details)
Check out our website at
www.heartlandMOAA.us or call (402)339-7888
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The Bulletin Board Is the Newsletter of the Heartland of America Chapter
of the Military Officers Association of America. Content is from members, MOAA's Take Action, Legislative Action Center, and other military-oriented sources. Material used is public domain or attributed as to source and copyright. Our editorial policy is the same non-partisan policy as MOAA.
**********************
Lt Colonel Patrick L. Jones, USAF(Ret) Editor & Webmaster - (402)650-4457
Volume XXX Number 4&5 May-June 2016
PRESIDENT’S REPORT
Governor Pete Ricketts was our May speaker. He brought
out the largest crowd, over 70 attendees, in recent memory.
After being presented his certificate
designating him as an honorary
chapter member, Governor Ricketts
presented Lt Col Pat Jones, USAF
(Ret), with the certificate
recognizing him as a 5-Star Harris
Communications Award signed by
our new CEO, Lt Gen Dana Adkins.
Governor Ricketts began his presentation by discussing the highlights of his first
16 months in office. This included state-wide property tax reform, creating job
descriptions for members of his administration, and redirecting the Department of
Roads to consider the drivers who use the roads as their “customers” rather than
quality of the highway. The Governor also played a key
role in supporting the new runway for Offutt AFB and
travelled to Washington with two prominent members of
the STRATCOM Consultation Committee to meet with
the Nebraska congressional delegation and key
members of the Department of Defense. He notes that
he continues to have a monthly meeting with the
Nebraska delegation to monitor progress on the runway.
From his days of managing in the private sector,
Governor Ricketts has instilled a “process improvement”
mentality throughout his administration that is resulting in reduced costs. Last
year, State spending had increased by 3.6%; this year the increases are running
about ½ of the previous year. The Governor took several questions including one
on our quest for a tax exemption on military retired pay. A supporter of such an
exemption, he noted that it is very important to have the support of the Revenue
Committee to make this a reality. The Governor also noted it took 33 votes in the
Unicameral to stop a filibuster but only 30 votes to override a governor’s veto.
Col. Dan Donovan presenting
Gov. Ricketts his Certificate of
Honorary Membership
Gov. Ricketts presenting
MOAA’s 5-Star Award
Certificate for Newsletter
Excellence to Pat Jones
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Asked what was the best part of his job, he replied that talking to
the different groups of 4th
graders who visit the Unicameral.
Governor Ricketts was very impressive as he demonstrated a
thorough knowledge of the issues facing the State and a very
effective speaking style. Many attendees commented to me that
this was a wonderful meeting and we are lucky to have such a
remarkable governor.
Our April speaker was Colonel Mathew Joganich, Commander of
the 55th
Wing Mission Support Group. Col Joganich is a career
civil engineering officer and has had multiple and varied
assignments, including a Pentagon tour, in his 22 years of service. His last
assignment was Air Force Central’s Director of Installations at Al Udeid Air Base,
Qatar. He assumed command of the MSG in July 2014.
After giving his prepared remarks on the missions and
challenges he faces, Col Joganich responded to several
questions. Some concerned the projected runway repair
project. The decision to decide the scope of the project
will determine how long the repairs will take. The
decision to not repair the Capehart pool was a difficult
one but the cost to repair it was prohibitive. Asked about
the future of Building 500 after the new STRATCOM
building is complete, Col Jagonich noted that is some
uncertainty as that facility is some 50 years old and much of the cooling and
electrical systems would need updating. Col Joganich’s pleasant demeanor and
knowledge of Offutt AFB made this an informative and well-received presentation.
I left for Washington and the annual MOAA Storming the Hill on April 10th
. The
highlight of my trip took place on Thursday, August 14th
, with the announcement
that our newsletter was a recipient of the 5-Star Harris Communications Award.
Many of us have long known we have a superior publication because of the
continued excellent work of our newsletter editor, Lt Colonel Patrick L. Jones,
USAF (Ret). Congratulations Pat!
I am happy to announce that Colonel Lou Zuccarello, USAF (Ret) has volunteered
to become our new Membership Chair. I also want to thank Marty Didamo, our
Chapter Secretary, for her wonderful assistance in performing membership
functions.
Col Dan Donovan [email protected] 402-339-7888
Gov. Ricketts
openly addressed
pertinent subjects
of interest to the
audience
Gov. Ricketts with MOAA
Spouse Auxilary members,
Cindy Keyes, Carol Maasdam,
Martha Didamo, and Bonnie Comstock
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Legislative Report
(by Col Dan Donovan USAF(Ret), Chapter President)
I participated in National MOAA’s “Storming the Hill” on April 13th
. I flew into
Reagan Airport on the non-stop Southwestern flight Sunday, April 10th
, to spend
time with my daughter Kelly and family who now live in Arlington. On Monday,
Kelly dropped me off at the Alexandria hotel and the welcoming dinner. The next
day, Tuesday, included MOAA Partners’
presentations, including the DoD State Liaison
Office, PenFed, and USAA. After lunch, we were
joined by our storming partners and received
“Storming” preparation briefings. Once again, I
was partnered with Charlene French, MOAA’s
Deputy Director of Finance. The two issues we
were to discuss were the “Widow’s Tax” and the
proposed changes to Tricare. The “Widow’s Tax”
is the VA Dependent Indemnity Compensation
(DIC) which goes to spouses of deceased active
duty members and those who die of service-
connected injuries in retirement and amounts to about $15,000 per year to a
surviving spouse. This amount offsets the Survivors Benefit Plan (SBP),
essentially an insurance, which results in a much smaller monthly payment to a
surviving spouse. The cost of fixing this would be $7 Billion. In 2008, lawmakers
recognized this inequity and authorized a Special Survivor Indemnity Allowance
(SSIA), an additional monthly payment that is currently $275 per month and will
rise to $310 in FY 2017. However, the authority to pay SSIA will expire on
October 1, 2017. Legislation has been introduced to repeal the offset and to at
least continue SSIA. The other issue, Disproportional
TRICARE Fee Hikes, is proposed in the 2017 Defense
Budget. It would significantly change TRICARE as
we know it and include means-tested and increasing
enrollment fees. Additionally, the proposed fees
would increase based on the quickly rising Health
Index (currently 5.2%) annually rather than the much
smaller COLAs. Following this preparation meeting,
members were bussed to the Capitol for the Marix
Awards.
The next morning, Charlene and I took a cab to the Dirksen Senate Building for
the 8:00 am Nebraska Breakfast where the entire delegation would be present.
Cong. Ashford arrived early and introduced me to his Chief of Staff, former State
Senator Jeremy Nordquist. Other Nebraskans there included Lt Gen Kadavy,
Director of the Army National Guard and Father Steve Tomlinson, a former staffer
Lorraine Purdum, Col David Wolfe,
and Suzanne Stevens
Rick Waxman, Jeff Mikesell, Don
Bacon, and Ron Russell having a
good discussion.
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in Congress and now a priest and a member of the Nebraska National Guard who
would be the House Chaplain that day.
Following the breakfast, Senator Ben Sasse sat
down with us and we went over our two issues and
the excellent materials that MOAA had provided.
The senator was accompanied by his National
Security Adviser, Klon Kitchen, who remained with
us for an extended discussion. Prior to working for
Senator Sasse, Klon had been an instructor at the
National War College. Charlene and I then
proceeded to Senator Deb Fischer’s office where we met with the Senator and
her Military Legislative Assistant, Peter Schirtzinger. As a member of the Senate
Armed Service Committee, the Senator was interested in our views and in
reviewing the information we left with Peter.
Charlene and I then walked from the Senate side to the House side and the
Longworth Building to see Congressman Jeff Fortenberry. Since the
congressman was not available, we met with his Senior Advisor, Patty Sheetz.
We discussed the issues with her and went over the brochures we had on both
issues. We then proceeded to the Cannon Building and were able to meet
Congressman Brad Ashford, 30 minutes earlier than our scheduled time. A
member of the House Armed Services Committee,
Congressman Ashford seemed very supportive of our two
issues. As we finished discussing the second issue, he
was called to the floor of Congress for a vote. It was
then to the Rayburn Building and Congressman Adrian
Smith. In my previous five “storming’s,” I had met with
one of his staffers. This time, Congressman Smith gave
us 25 minutes of his time. He seemed supportive of both
issues, especially when told there are 363 surviving
spouses in Nebraska who are subject to the Widows’ Tax and that there are
problems with access to medical care for TRICARE beneficiaries in rural areas.
That evening we attended the Council President’s Dinner. The speaker was
Congressman Joe Wilson of South Carolina who has introduced legislation to
continue SSIA beyond FY 17.Col Dan Donovan --- [email protected] -- 402-339-7888
Veterans Freedom Music Festival (from Carol Maasdam)
A great musical festival will be in Lincoln June 18th and all are invited! Bring the
family! Look the info flyer over, not only good info available, but lots of fun too!
Olvia Ashford and Sonny Ashford
LtCol USAF(Ret)
Michelle Garris and her Dad, Col. Lew Weigand USAF(Ret)
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Programs for 2016
(from Ken McClure, Maj USA (Ret))
June 15th (Wednesday), we will enjoy an evening at the
Omaha Community Playhouse, 6915 Cass Street, to
enjoy a popular musical production: "Rave On: The Buddy
Holly Experience," written and performed by Billy
McGuigan of Bellevue East High School, who now is a
nationally acclaimed performer. It's a tribute to the late
Buddy Holly, a 22 year old musician who died, along with
Ritchie Valens, the Big Bopper and their plane's pilot, in
Due to increased a 1959 crash near Clear Lake, Iowa.
meal costs, we will not dine at the Playhouse this year.
Ticket price is $32 per person, and we need at least a
dozen people to sign up in order to qualify for this special rate. Make your
reservations before the first of June by mailing a check made out to the
Heartland Chapter MOAA and mail to Heartland of America Chapter, MOAA; PO
Box 1756; Bellevue, NE 68005. Since they need to know the number of attendees
by June 1st, your checks must arrive in our mailbox NLT May 31st.
20 JUL 2016 (Wednesday), our guest will be Nebraska Veterans Affairs Director
John Hilgert, who will talk about important functions of his office, including
responsibility for the State Military Commission added recently by LB 754.
31 AUG 2016 (Wednesday), The Omaha Storm Chasers host the Round Rock
Express of Austin, Texas, at Werner Park on the last day of August. Game time is
7:05pm. We'll have an "all-you-can-eat" buffet as we did last year and watch the
game from the third-base bleachers. More info will be in our next newsletter.
Your suggestions for future programs are needed. Please contact me, Ken
McClure, at (402) 215-3944 or email [email protected]
Don’t Forget Heartland Chapter Recruiting Contest
Win a free dinner at one of our Chapter meetings at
Anthony’s for you and your spouse!
We need to grow our membership and earn
incentives from MOAA national
More members means more impact on
Legislators when we testify
You know friends and neighbors qualified for
MOAA & Chapter membership
Use our membership forms in our newsletter &
send to our Chapter address.
The member recruiting the most new members in the quarter wins for the
period
Our Chief Recruiter, Dick Doolittle
Program Chair Ken McClure
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Funding Your Business (MOAA Spousal News-10 May 2016)
(About the Author - Hannah Becker is an author, entrepreneur, professor, and military spouse. She currently
provides millennial marketing and public relations consulting services through Becker Marketing & PR, and
owns the grass fed beef operation Willow Springs Farm. Hannah is passionate about military spouses achieving
their professional goals. Follow Hannah on Twitter at @MotivatedGenY and learn more about her professional
journey at: http://www.themotivatedmillennial.com/.)
Entrepreneurship is becoming quite the trend in today’s military community. With
the coined term “vetrepreneurs” trending on social media and self-employment
recognized as one of the most viable career options for today’s military spouse,
entrepreneurship is a military-community trend that is here to stay.
Launching a successful business requires a long list of resources — people,
money, time, and education. Good news: members of the military community have
access to a variety of specialized resources for their entrepreneurial enterprise.
If outside funding is necessary to get your entrepreneurial brainchild off the
ground, be sure to check out these military-friendly resources:
Crowdfunding - Crowdfunding platforms can provide an alternative to traditional
commercial financing, as its unique structure circumvents traditional financial
institutions and commercial investors in favor of the entrepreneur’s community.
Instead of requiring an Small Business Administration-consultant endorsed
business plan, successful crowdfunding strategy calls for a compelling three to
five minute pitch video and savvy social media skills to rally support for your
startup. While there are many crowdfunding platforms available, MilitaryStarter is
exclusively available to the military community (veterans and their families).
Peer-to-Peer Lending - Military-community specific peer-to-peer lending platforms
such as Street Shares provide alternative financing opportunities to veteran and
military spouse entrepreneurs. Unique ways of setting interest rates favorable to
start-up cash flow, translating military experience to trust in veteran capabilities,
and entrepreneur individuality that is presented to peer lenders can result in
startup financing options. The approval process for peer-to-peer lending options
is often much less cumbersome than traditional financing routes (Street Shares
touts a 10-minute application process) and often offers unsecured options (e.g.:
risking your family home as collateral is NOT a requirement).
Entrepreneurship Boot Camps - Syracuse University’s Institute for Veterans and
Military Families offers Entrepreneurship Boot Camp for Veterans’ Families (EBV-
F) at multiple locations across the country. Employing a hybrid structure —
online and on location-based information delivery — EBV-F focuses on providing
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today’s military community with the resources necessary to turn their business
dream into a successful reality. While EBV-F doesn’t directly provide business
funding to military entrepreneurs, its program assists entrepreneurs with
identifying available financing options and building strong networks. Another
entrepreneur education opportunity worth looking into is Techstars’ Patriot Boot Camp
— a free, three-day seminar available to veterans and spouses.
Startup Competitions - The once novel startup competitions are becoming more
and more the norm in today’s entrepreneurial circles. Colleges and universities,
publically traded companies, and national entrepreneur organizations are
organizing startup competitions featuring entrepreneurs within the military
community. Even ABC’s hit show Shark Tank offers veteran and military-spouse
owned businesses a chance to showcase their entrepreneurial expertise on
military-exclusive episodes. Recent veteran and military spouse entrepreneurs
competing on Shark Tank include: R.Riveter (owner Cameron Cruse was recently
featured in the Never Stop Serving section of Military Officer magazine), Major Mom,
Combat Flip Flops, and BearTek. Pitch competitions like Shark Tank can provide
startups with investor access and brand publicity not available through other
lending and networking opportunities.
Conclusion - Starting your own business can be a daunting endeavor. While many
resources are required to successfully launch a new business, start-up capital
and early stage cash flow often are considered the lifeblood of a young venture.
If entrepreneurship is on your horizon, check out these startup financing
resources available to entrepreneurial members of the military community.
- See more at: http://www.moaa.org/Content/Publications-and-Media/MOAA-Blog/Funding-Your-
Business.aspx?list=4294968702&cat=110#sthash.HwpPHEQ3.dpuf
Survivor Benefit Update (MOAA’s LtCol Shane Ostrom, May 2016)
Beneficiary Change Open Season Now Open to change a deceased Former
Spouse SBP beneficiary to a Current Spouse beneficiary.
DFAS has announced a window of opportunity to change your SBP beneficiary
from a deceased former spouse to a current spouse. Here are the specifics for
open season eligibility. All these points must apply to your situation.
Deceased former spouse passed away before 25 November 2015.
Remarried to current spouse on or before 25 November 2015.
Must be currently married.
Former spouse coverage must have been cancelled due to death. No other
reason for discontinued former spouse coverage is eligible.
DFAS has identified retirees and notified by mail those they believe meet these
eligibility standards. If you are eligible but did not get a DFAS letter, take action
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to notify DFAS yourself. Call, write, or fax DFAS to let them know you meet the
eligibility criteria.
Defense Finance and Accounting Service
U.S. Military Retired Pay
P.O. Box 7130
London, KY 40742-7130
Phone: (800) 321-1080 or (216) 522-5955
Fax: (800) 469-6559
Once DFAS receives your information, they will mail a package of information for
you to apply for the beneficiary change.
An audit will be completed and all costs to include possible retroactive premiums
will be calculated and explained in a follow on letter. A “final election form” will
be included with your letter explaining the costs. If you want to continue with
the beneficiary change and agree with the costs, mail the form back to DFAS
prior to 24 November 2016. All back premiums can be paid either in a lump-sum
or over a period of no more than 24 months. Your choice is irrevocable.
Coverage amount will be the same level as your former spouse—no other
coverage option. SBP coverage with the current spouse is effective:
The month after the first-year anniversary of the remarriage if the
remarriage occurred after the former spouse’s death OR
The month after the death of the former spouse if the remarriage was
already past the first-year anniversary at the time of death.
The open season closes 24 November 2016.
For more info: http://www.dfas.mil/retiredmilitary/provide/sbp/FS-SBP-open-season-
16.html - See more at: f http://www.moaa.org/SBPupdate/#sthash.yGF9eTZ3.dpu
MOAA’s and Heartland Chapter’s Missions are the Same
The Military Officers Association of America (MOAA) is a nonprofit, nonpartisan,
working to support military and their families at every stage of life. It actively
petitions Congress on behalf of the military community on issues affecting the
career force, the retired community, and veterans of the uniformed services.
MOAA offers a wide range of personal and financial services exclusive to MOAA
members. Whatever the stage of a career, MOAA membership delivers benefits
geared specifically to you – and your family. You become part of the strongest
advocate for our military and their families. Those with prior officer service in
any of the seven uniformed services can become members. Consider joining
today because every voice counts! You will be protecting not only your earned
benefits but all serving today. Our Heartland Chapter also focuses on similar
state and local issues. We provide an environment for camaraderie and mutual
support with our meetings, newsletters, website, and community involvement.
As MOAA, WE NEVER STOP SERVING…. We are One Powerful Voice –
For every officer at every stage of life and career… Join Us !!
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Local Membership Form
Contact Chapter Officers for more info: President Dan Donovan - 402-339-7888, Ask about
Membership: – 402-557-6780, Programs: Ken McClure – 402-215-3944, Surviving Spouse Affairs
- Paula Muth – 402-292-1663, Legislation: Paul Cohen – 402-491-3551, Treasurer: Rene Dreiling
402-702-3127, ROTC: Brooke Stafford – 402-916-9759, Personal Affairs: Paula Muth – 402-292-
1663, Hospitality & Reservations: Ron Russell,402-297-4244, Webmaster & Newsletter: Pat Jones –
402-650-4457
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In Memory of
Ben F. Comstock
POW WWII 8 Dec 1941 ( taken prisoner at Wake Island )
Past National Director
AMERICAN EX-PRISONERS OF WAR
2806 Nottingham Drive
Bellevue NE 68123
BEARDMORE
More and More…. It’s Beardmore
Brian Kucks Chevrolet Sales Manager Phone 402-734-2525 Toll Free 800-734-0271 Fax 402-738-7615 Email bkucks@beardmorechevy. com
418 Fort Crook Road North, Bellevue NE 68005 www. beardmorechevy. com
YOUR AD COULD BE HERE!!
Call Dick Doolittle at
(402)557-6780
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Peg Maloney
RE/MAX Real Estate Group (402) 598-3965 · [email protected]
Veterans Real Estate Benefits Network http://www.topoffuttagent.com/
Your Ad could be here!
Call Dick Doolittle at
(402)557-6780
Reserved Parking NOW Available !!
(no one thought it would ever happen…). Though many of us need to park closer to the door because
of medical limitations, handicapped parking is very limited at Anthony’s. (and there is no assurance
that those limited number of spaces are really being used by authorized drivers; This editor has
personally twice seen young apparently healthy drivers park in those slots with no handicap display)
BUT, our erstwhile dinner planners have done it!!! WE NOW HAVE TWO SPACES !!!
Read & heed the info below – pj
We have two "reserved parking" signs we'll be using at Anthony's from now on. The reserved parking
spaces are for our mobility- limited members, on a first come, first served basis. Use of these spaces will
be on the honor system to help our members who need to park as close to the entrance as possible due to
medically-related conditions. The MOAA reserved parking space locations will vary from month to
month due to the other events hosted by Anthony's. We will attempt to find spaces as close to the
Anthony's main entrance as possible but members will need to look for our reserved spaces. The signs
are mounted on orange cones and will be placed at the entrance of the parking space. The driver or
passenger must move the sign to the far end to allow the car entry. Please bring the reserved sign in
with you and give to Ron & Sharon. That reduces the risk of thievery and misuse by
“others” . – Three cheers for Ron & Sharon Russell
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2016 Donations for Scholarships Donald J. Bacon, Mary E. Bezy, Richard E. Bertrand, Wayne W. Brunz, Joel Buller, Edward L. Burchfield, Richard R. Carver, Gerald L. Chamberlain, Paul G. Cohen, Margaret Connell, Mike Cook, Charles W. Davis, Thomas E. deShazo, Jr., Martha M. Didamo, Daniel J. Donovan, Richard N. Doolittle, Noble Dorsee, Rene F. Dreiling, Norris N. Erickson, William H. Ernst, Richard Evans III, Helen L. Farmer, Douglas A Frost, John S. Graham, Doris M. Greendyke, Richard C. Hahn, Chester R. Harris, Jr., Gloria A. Harvey, James E. Holland, Shirley A Hoover, Terrance J. Hummel, Roy B. Johnston, Cynthia L. Keyes, Terri A. Lehigh, Warren D. Lynn, E. James Maloney, Max R. Moore, Paula R. Muth, E. Gordon Pahre, Dick L. Parcher, Sheree L. Patterson, Doran G. Post, Thomas J. Reynolds, Earl D. Rogers, James A. Ronni, Joan C. Rousseau, Sharon K. Russell, Ronald R. Russell, Betty A. Salistean, Owen L. Saunders, Henry G. Schuring, Frances Sewell, Mary M. Shaw, Mark A. Spadaro, Ann Carolyn Standerwick, Thomas J. Svoboda, Regis F. A. Urschler, Lewis M. Weigand, Robert A. Wicklund, Louis V. Zuccarello ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________
May They Not Be Forgotten:
I mean the men and women who have answered the call and paid the ultimate price so that we and future generations could have the freedoms so cherished by human beings. We must ever be vigilant and prepared to defend our way of life against those who would deny it. Callous politicians, power hungry egoists, corrupt individuals, adversarial religions, and even our latest self-oriented generations pose grave threat to the preservation of what many take for granted. Every citizen should take a few moments from time to time and reflect on the benefits we have in our country. They should give thanks to those who have served and preserved our way of life.
Hopefully, they will also pledge to do their part to keep it so. – pj ______________________________________________________________________________________________________________________________________________________________________________________________________________
Wandering Mind of An Old Retired Guy
So…. When is “Old enough to know better” supposed to happen?
I’m not lazy, I just REALLY enjoy doing nothing!
I speak my mind… because it hurts to bite my tongue all the time!
Don’t confuse my personality with my attitude... My personality is who I am…
My attitude depends entirely on how you treat me!
Sometimes I sit quietly and wonder why I’m not in a mental asylum…
Then I took a look around at what is going on today, and realize, Maybe I already Am!
My grandfather gave me good advice on how to handle stress…
Calm Down…. And take a deep breath…. And hold it for 20 minutes!!
It always worked…. Things soon looked better pretty quickly!
TODAY IS THE OLDEST YOU'VE EVER BEEN, YET THE YOUNGEST YOU'LL EVER BE, SO ENJOY THIS DAY WHILE IT LASTS.
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Heartland of America Chapter Military Officers Association of America, MOAA
"Rave On: The Buddy Holly Experience," at Omaha Community Playhouse
written and performed by Billy McGuigan of Bellevue East High School, who now
is a nationally acclaimed performer. It's a tribute to the late Buddy Holly, a 22
year old musician who died, along with Ritchie Valens, the Big Bopper and their
plane's pilot, in a 1959 crash near Clear Lake, Iowa. Due to increased meal
costs, we will not dine at the Playhouse this year.
Tickets are $32 per person. We need at least a dozen people to sign up in order
to qualify for this special rate. Make your reservation before the first of June by
mailing your check made out to the Heartland Chapter MOAA to Heartland of
America Chapter, MOAA; PO Box 1756; Bellevue, NE 68005. The Playhouse needs
to know the number of attendees by June 1st, thus your check must arrive in our
mailbox NLT May 31st. We will deposit the checks and send our check to the
Playhouse and tickets can be picked up at “Will Call”. Your check will be
returned to you if the minimum number fail to sign up.
Any questions - Phone: (402) 297-4244
Remember the expression, “The more the merrier?” We ask you to help make our monthly meetings even merrier throughout the year with your presence. We strive to provide three things, camaraderie, a good meal and a stimulating program. We’ll do our best to provide the last two, but only you can increase the camaraderie we share. Please attend… we need each other!