© general reinsurance ag ian cox cmo gen re cancer: early detection or ‘ big c to little c ’

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© General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘Big C to little c

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Page 1: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Ian Cox

CMO Gen Re

Cancer: early detection or ‘Big C to little c’

Page 2: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Brief

> Early Detection> Diagnostic techniques and prevention – less invasive ways of diagnosing

Screening programmes & impact on claimsGeographical factors & impact. Environmental factors

> Claims have requested:> Screening programmes: we are aware of breast, cervical, bowel, prostate, are there

others planned?> How effective are the programmes (bearing in mind recent publicity re false

positives, and number of people receiving possibly unnecessary treatment) Does more screening = more claims queries?

> What impact might the following factors have: age, family history, geography?

> UW have requested:> Prostate cancers - They are aware of recent developments in treatment; including

genetic testing and hormone treatments that aren't covered by the manuals. An update on these developments would be very useful as would help on establishing stagings

> Family history - A family history of 2 or more family members with cancer is an area not fully covered by the manuals. Instruction here would be useful as would details of any familial links that we should know about.

2Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 3: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Cancer risk Scotland

> More than 1 in 3 people in Scotland will develop some form of cancer during their lifetime

> Around 1 in 9 males and 1 in 7 females will develop some form of cancer before the age of 65

3Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 4: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Cancer survival

4Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Survival rates in UK are still lagging behind other countries

Page 5: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Age-standardised five-year relative survival trends, by cancer and by country

5Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 6: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Why is early diagnosis important?

Gen Re LifeHealth – Presentation for FOCUS 19 June 20126

> Principle that earlier diagnosis will mean:

• More diagnosed at earlier stage

• Easier to treat

• Surgery possible

• Less mortality

• Less morbidity

• Lower cost

• ‘Lives saved’

Cancer type

Stage %yrs Survival

Colorectal Stage A 93

Stage B 77

Stage C 47

Stage D 7

Breast Stage I 90

Stage II 70

Stage III 50

Stage IV 13

Lung Stage I 42

Stage II 23

Stage III 10

Stage IV 2

• 90% of cancers present with symptoms

• Many at an advanced stage

Page 7: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Stage at presentation/diagnosis 2009 East England

7Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Cancer site Stage 1 Stage 2 Stage 3 Stage 4 Stage not

known

Oesophagus 5.5 10.9 18.5 26.6 38.5

Colon 13.8 30.7 25.5 18.4 11.7

Lung 11.1 5.8 28.3 39 15.7

Melanoma 62.1 18.7 13.5 1.5 4.2

Breast 38.3 41.7 8.8 4.9 6.2

Cervix 68 9.9 9.5 7.4 5.3

Ovary 33.6 3.3 42.7 10.7 9.8

Prostate 1.1 68.3 11 14.3 5.4

Kidney 33.4 10.9 17.8 28.3 9.5

Page 8: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Delays to diagnosis

8Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 9: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Delay in referral with symptoms - Scotland

9Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Delayed diagnosis of cancer; Thematic review Data from the first Scottish Primary Care Group report showing the average number of days delay in cancer diagnosis in primary care.

Page 10: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Percentage saying that they would contact the doctor in <2 weeks for each warning sign by socio-economic group

Gen Re LifeHealth – Presentation for FOCUS 19 June 201210

Delay seeking help

British Journal of Cancer (2009) 101(S2), S18 – S23

Page 11: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Improving early detection

Gen Re LifeHealth – Presentation for FOCUS 19 June 201211

> Faster referral to hospital

> Faster appointment times– ‘2 week rule’ for suspected cancer

> Faster investigation

> 18 weeks treatment target

> Public education re symptoms

> Screening

Page 12: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Lead time or increase in life expectancy

Gen Re LifeHealth – Presentation for FOCUS 19 June 201212

Time

Symptoms DeathDetectable by screening

Cancer starts

Apparent increase in survival

Survival after diagnosis from symptoms

Survival after diagnosis from screening

Prolonged survival or Cure

Page 13: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Cancer Screening UK

Gen Re LifeHealth – Presentation for FOCUS 19 June 201213

> Breast 1988 - Mammography every 3 years from age 47 to 73

> Cervical 1989 - Smears from age 25 every 3 years, from age 50 every 5 years

> Colorectal 2006 - Faecal Occult blood test every 2 years 60-68

> Prostate No screening in place

> Lung cancer Watch this space!

Page 14: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Cervical Screening

> Established screening programme in1989

> Smears from age 25 every 3 years

> from age 50 every 5 years

> Changed to liquid based cytology

14Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 15: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Cervical Cancer screening

15Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Percentage with severe dyskaryosis or worse

Page 16: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Outcomes of referral for abnormal smear

17Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Persistent ‘non-negative’ test result

Single occurrence of potentially significantabnormality

Page 17: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Cervical screening turnaround times - Scotland

Gen Re LifeHealth – Presentation for FOCUS 19 June 201218

http://www.isdscotland.org/Health-Topics/Cancer/Cervical-Screening/

2007 - 2011

Page 18: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Time from screening to availability of report (%)

19Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Changes in time from screening to availability of smear report England

2006/7 2007/8 2008/9 2009/10 2010/11

Up to 2 weeks 11 21 45 82.8

Up to 4 weeks 48 60 65 72 97.4

4-6 weeks 26 23 21 14 1.8

6-8 weeks 14 9 8 7 0.5

8-10 weeks 7 4 4 5 0.1

10-12 weeks 4 2 1 2 0.1

>12 weeks 2 1 0 0.6 0.1

Page 19: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Breast Cancer screening

> Mammography every 3 years from age 47 to 73

> Attendance rate 74%

> 2,133,189 women screened

> 17,013 cancers detected

– 13,672 (80%) invasive

– 3,196 (19%) non-invasive

– 137 (1%) micro-invasive

Gen Re LifeHealth – Presentation for FOCUS 19 June 201220

http://news.bbcimg.co.uk/media/images/59720000/gif/_59720340_c0027305-mammography_examin.gif

Page 20: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Size screen detected Breast cancers

Gen Re LifeHealth – Presentation for FOCUS 19 June 201221

Cancer detection rate•Overall 8.0 per 1,000 women screened•Invasive 6.4 per 1,000 women screened•Non/micro-invasive 1.6 per 1,000 women

Page 21: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

15 year survival trend with screen detected breast cancer

22Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 22: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Overdiagnosis cancer and screening

> Diagnosis of a cancer that would not have been diagnosed without screening

> Previously thought that all cancers would progress inevitably

> Between 15 and 30% could be ‘overdiagnosed’

Gen Re LifeHealth – Presentation for FOCUS 19 June 201223

Page 23: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Diagnosis, symptoms, screening and overdiagnosis

Gen Re LifeHealth – Presentation for FOCUS 19 June 201224

Screening

Page 24: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Breast Cancer Overdiagnosis

Gen Re LifeHealth – Presentation for FOCUS 19 June 201225

http://www.bmj.com/highwire/filestream/423608/field_highwire_fragment_image_l/0.jpg

Page 25: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Incidence breast cancer Fife

27Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 26: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Nordic Cochrane report for patients

> If 2000 women are screened regularly for 10 years

> One will benefit from the screening, as she will avoid dying from breast cancer.

> At the same time, 10 healthy women will become ‘cancer patients’ and will be treated unnecessarily.

• These women will have either a part of their breast or the whole breast removed, and they will often receive radiotherapy, and sometimes chemotherapy.

> Furthermore, about 200 healthy women will experience a false alarm.

• The psychological strain until one knows whether or not it was cancer, and even afterwards, can be severe.

Gen Re LifeHealth – Presentation for FOCUS 19 June 201228

Page 27: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

British review

> The absolute benefits were estimated as 5.7 breast cancer deaths prevented per1000 women screened for 20 years starting at age 50

> The corresponding estimated numbers of cases overdiagnosed per 1000 women screened for 20 years were 2.3 per 1000.

Gen Re LifeHealth – Presentation for FOCUS 19 June 201229

Page 28: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Rates of new diagnosis and death for five types of cancer in the US, 1975-2005.

Moynihan R et al. BMJ 2012;344:bmj.e3502

©2012 by British Medical Journal Publishing Group

Page 29: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Breast Cancer Mortality Scotland

31Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 30: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Overdiagnosis and claims

How much overdiagnosis is present?

How much is carcinoma-in-situ?

How much is already in our claims portfolio?

May be more important for newer screening programmes

We cannot distinguish those cancers that are overdiagnosed from those that would have been diagnosed eventually

Gen Re LifeHealth – Presentation for FOCUS 19 June 201232

Page 31: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Bowel cancer & screening

> Faecal Occult blood testing offered to all aged 60-69 every 2 years

> Extending to all up to age 75 – depends on area but can request

> In Scotland age 50-75

Gen Re LifeHealth – Presentation for FOCUS 19 June 201233

Page 32: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Results Bowel cancer screening Scotland

Gen Re LifeHealth – Presentation for FOCUS 19 June 201234

Uptake Positive test

Adenoma rate

Cancer detection

rate

% Dukes A

% Dukes B

Males 50% 3.0 1.05 0.19 29 22.5

Females 57.2% 1.8 0.41 0.09 25.3 26.9

Overall 53.7% 2.3 0.71 0.14 27.7(8.7%)

24.1(24.2%)

Positive Predictive Value

Cancer Adenoma

Males 8.0 44.0

Females 6.3 29.6

Overall 7.3 36.1

http://www.isdscotland.org/Health-Topics/Cancer/Publications/2011-08-30/KPI_report.pdf

Page 33: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Duke’s stage of bowel cancers detected after first million people screened in England

35Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

http://gut.bmj.com/content/early/2011/11/22/gutjnl-2011-300843.full.pdf+html

Page 34: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Prostate cancer screening UK

Conclusions from NHS cancer screening committee:

• The harms from prostate cancer screening using PSA are currently likely to outweigh the benefits.

• In this circumstance screening for prostate cancer cannot be justified on the current evidence.

Gen Re LifeHealth – Presentation for FOCUS 19 June 201236

•PSA is a poor test for prostate cancer and a more specific and sensitive test is needed

•Currently unable to correctly identity those cancers which will progress and those which are indolent and may be safely watched

Page 35: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Prostate cancer screening - US latest

37Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 36: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Prostate Cancer staging

38Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 37: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Family History

Question: A Family History of 2 or more family members with cancer is an area not fully covered by the manuals

Life cover –

Interventions may reduce the risk considerably

Critical illness -

Need to understand the percentage of claims from that particular cancer

Overall need to use information carefully

39Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 38: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Risk Colon cancer by family history

40Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

http://delgadomd.com/colon-cancer-screening/

% risk of developing cancer by age 79 4 8 9 15 16

Page 39: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Breast cancer and family history

41Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Probability % women developing breast cancer by age 50

Number first degree relatives affected

Current age None One Two

20 1.7 3.7 8.0

30 1.7 3.5 7.4

40 1.3 2.5 5.2

Probability % women developing breast cancer by age 80

Number first degree relatives affected

Current age None One Two

20 7.8 13.3 21.1

30 7.7 13.0 20.7

40 7.3 12.0 18.9

50 6.1 9.8 14.7

60 4.5 7.1 10.4

70 2.5 4.2 5.7

Page 40: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Breast Cancer & FH by age

42Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 41: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Prostate cancer and family History

43Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

http://www.cancer.gov/cancertopics/pdq/genetics/prostate/HealthProfessional#Section_13

Family history Relative risks

Brother with Prostate cancer 3.4

Father with Prostate cancer 2.2

One First Degree Relative (FDR) at any age 2.6

One Second Degree Relative at any age 1.7

FDR diagnosed <65 yrs 3.3

FDR diagnosed >65 yrs 2.4

2 or more FDRs diagnosed at any age 5.1

Page 42: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Changes in Family History with time/age

44Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

JAMA, July 13, 2011—Vol 306, No. 2

Page 43: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Lung Cancer Screening

45Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 44: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Cumulative Numbers of Lung Cancers and of Deaths from Lung Cancer.

The National Lung Screening Trial Research Team . N Engl J Med 2011;365:395-409.

Lung Cancer screening with CT scans Vs CXR

> 53,000 current and former smokers ages 55 to 74

> Low dose spiral CT Vs CXR

> 20% relative reduction death from lung cancer

> 7% overall mortality fall

> 24% positive results

96% were false positive results

46Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 45: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG47

Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 46: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

EarlyCDT

48Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 47: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Lung Cancer screening Scotland 2012

49Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 48: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

EarlyCDT Lung cancer screening

> With a Pre-test likelihood of 4% risk for age and smoking history group a positive result indicates:

> 1 out of 14.3 people who test positive from a CT diagnostic imaging scan will truly have the presence of lung cancer

> 1 out of 7 people with positive results from the EarlyCDT™-Lung test will truly have the presence of lung cancer

> 1 out of 4.3 people who test positive from both the EarlyCDT™-Lung test and a CT scan will truly have the presence of lung cancer

50Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

Page 49: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Gen Re LifeHealth – Presentation for FOCUS 19 June 201251

Page 50: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Disclaimer

Gen Re LifeHealth – Presentation for FOCUS 19 June 2012

This presentation is protected by copyright. All the information contained in it has been very carefully researched and compiled to the best of our knowledge. Nevertheless, no responsibility is accepted for its accuracy, completeness or currency. In particular, this information does not constitute legal advice and cannot serve as a substitute for such advice. It may not be duplicated or forwarded without the prior consent of the Gen Re.

Diese Präsentation ist urheberrechtlich geschützt. Alle hierin enthaltenen Informationen sind sehr sorgfältig recherchiert und nach unserem besten Wissen zusammengestellt. Dennoch können wir keine Haftung hinsichtlich ihrer Genauigkeit, Vollständigkeit oder Aktualität übernehmen. Insbesondere stellen diese Informationen keine Rechtsberatung dar und können auch nicht als Ersatz für eine solche Beratung dienen. Eine Vervielfältigung oder Weiterleitung ist nur mit vorheriger Zustimmung der Gen Re gestattet.

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Page 51: © General Reinsurance AG Ian Cox CMO Gen Re Cancer: early detection or ‘ Big C to little c ’

© General Reinsurance AG

Gen Re LifeHealth – Presentation for FOCUS 19 June 201253