101 Money Saving Tips for College Students

$$$ Cushions aren’t the only place to find it $$$

#1

•Switch your bank accounts to a bank that respects you

$30.00 per year Total: $30.00

#2

•Turn off the Television

$100.00 per year Total: $130.00

#3

•Turn a critical eye to your “collections.”

$50.00 per year Total: $180.00

#4

•Sign up for every free customer rewards program you can

$20.00 per year Total: $200.00

#5

•Make your own gifts instead of buying stuff from the store.

$50.00 per year Total: $250.00

#6

•Master the thirty day rule

$100.00 per year Total: $350.00

#7

•Write a list before you go shopping – and stick to it.

$200.00 per year Total: $550.00

#8

•Invite friends over instead of going out

$200.00 per year Total: $750.00

#9

•Instead of throwing out some damaged clothing, repair it instead.

$200.00 per year Total: $950.00

#10

•Don’t spend big money entertaining your children

$200.00 per year Total: $1,150.00

#11

•Call your credit card company and ask for a rate reduction.

$150.00 per year Total: $1,300.00

#12

•Clean out your closet.

$50.00 per year Total: $1,350.00

#13

•Buy video games that have a lot of replay value – and don’t acquire new ones until you’ve mastered what you have

$100.00 per year Total: $1,450.00

#14

•Drink more water.

$100.00 per year Total: $1,550.00

#15

• Cut back on the convenience foods – fast foods, microwave meals, and so on.

$300.00 per year Total: $1,850.00

#16

• Give up expensive habits, like cigarettes, alcohol, and drugs.

$300.00 per year Total: $2,150.00

#17

• Make a quadruple batch of a casserole.

$100.00 per year Total: $2,250.00

#18

• Be diligent about turning off lights before you leave.

$50.00 per year Total: $2,300.00

#19

• Swap books, music, and DVDs cheaply on the internet via services like ‘PaperBackSwap’

$100.00 per year Total: $2,400.00

#20

• Maximize yard sale shopping

$200.00 per year Total: $2,600.00

#21

• Install CFL (or, even better, LED) bulbs wherever it makes sense.

$50.00 per year Total: $2,650.00

#22

• Install a programmable thermostat.

$50.00 per year Total: $2,700.00

#23

• Clean your car’s air filter

$100.00 per year Total: $2,800.00

#24

• Buy appliances based on reliability, not what’s cheapest at the store.

$100.00 per year Total: $2,900.00

#25

• Hide your credit cards.

$500.00 per year Total: $3,400.00

#26

• Plan your meals around your grocery store’s flyer.

$100.00 per year Total: $3,500.00

#27

• Do a price comparison – and find a cheaper grocery store.

$100.00 per year Total: $3,600.00

#28

• Challenge yourself to try making your own things. *bread*

$50.00 per year Total: $3,650.00

#29

• Don’t spend money just to de-stress.

$100.00 per year Total: $3,750.00

#30

• Talk to your loved ones about what your dreams are.

$50.00 per year Total: $3,800.00

#31

• Do a “maintenance run” on your appliances.

$25.00 per year Total: $3,825.00

#32

• Cancel unused club memberships *gym*

$200.00 per year Total: $4,025.00

#33

• Take advantage of online group deals. *groupon, citydeals*

$200.00 per year Total: $4,225.00

#34

• Keep your hands clean. Keeps you healthy and avoid medical costs

$200.00 per year Total: $4,425.00

#35

• Remove your credit card numbers from your online accounts.

$200.00 per year Total: $4,625.00

#36

• Give a gift of a service instead of an item. *Dog walking coupons*

$200.00 per year Total: $4,825.00

#37

• Do holiday shopping right after the holidays.

$200.00 per year Total: $5,025.00

#38

• Join up with a volunteer program.

$100.00 per year Total: $5,125.00

#39

• Try generic brands of items you buy regularly.

$100.00 per year Total: $5,225.00

#40

• Prepare some meals at home.

$200.00 per year Total: $5,425.00

#41

• Utilize easy home business opportunities such as KSL.com, Etsy, or ebay.

$200.00 per year Total: $5,625.00

#42

• Evaluate your current insurance policies. *auto, life

$100.00 per year Total: $5,725.00

#43

• Go for reliability and fuel efficiency when buying a car.

$800.00 per year Total: $6,525.00

#44

• Don’t go to stores or shopping centers for entertainment.

$200.00 per year Total: $6,725.00

#45

• Master the ten second rule.

$75.00 per year Total: $6,800.00

#46

• Use only a pea size of toothpaste when you brush

$25.00 per year Total: $6,825.00

#47

•Create a visual reminder of your debt.

$100.00 per year Total: $6,925.00

#48

•Eat breakfast.

$100.00 per year Total: $7,100.00

#49

•Swap babysitting with neighbors.

$350.00 per year Total: $7,450.00

#50

•Don’t fear leftovers – instead, jazz them up.

$200.00 per year Total: $7,650.00

#51

•Go through your clothes – all of them. Rotate the closet

$200.00 per year Total: $7,850.00

#52

•Brown bag your lunch.

$200.00 per year Total: $8,150.00

#53

•Learn how to dress minimally. Learn to mix and match sets.

$200.00 per year Total: $8,350.00

#54

•Ask for help and encouragement from your inner circle

$200.00 per year Total: $8,550.00

#55

• If something’s broken, give a fair shot at repairing it yourself before replacing it or calling a repairman.

$200.00 per year Total: $8,750.00

#56

•Keep an idea notebook in your pocket or a to do list.

$100.00 per year Total: $8,850.00

#57

• Invest in a deep freezer.

$100.00 per year Total: $8,950.00

#58

• Look for a cheaper place to live.

$600.00 per year Total: $9,550.00

#59

• Cable TV or Internet? Do you need both?

$1,200.00 per year Total: $10,750.00

#60

• Check out what your town’s parks and recreation board has to offer.

$100.00 per year Total: $10,850.00

#61

• Air up your tires.

$50.00 per year Total: $10,900.00

#62

• Start a garden.

$100.00 per year Total: $11,000.00

#63

• Dig into your community calendar… College activity calendar

$100.00 per year Total: $11,100.00

#64

• Take public transportation.

$1,200.00 per year Total: $12,300.00

#65

• Cut your own hair.

$100.00 per year Total: $12,400.00

#66

• Carpool.

$100.00 per year Total: $12,500.00

#67

• Free Stuff is always great

$100.00 per year Total: $12,600.00

#68

• Get a crock pot.

$200.00 per year Total: $12,800.00

#69

• Pack food before you go on a road trip.

$100.00 per year Total: $12,900.00

#70

• Go through your cell phone bill, look for services you don’t use, and ditch them.

$200.00 per year Total: $13,100.00

#71

• Consolidate your student loans.

$200.00 per year Total: $13,300.00

#72

• When buying a car, go for late model used.

$1,000.00 per year Total: $14,300.00

#73

• Hit the library – hard.

$100.00 per year Total: $14,400.00

#74

• Use a simple razor to shave.

$25.00 per year Total: $14,425.00

#75

• Find daily inspiration for making intelligent moves.

$75.00 per year Total: $14,500.00

#76

• Find out about all of the benefits of your job.

$200.00 per year Total: $14,700.00

#77

•Make your own items instead of buying them. *windex*

$100.00 per year Total: $14,800.00

#78

•Encourage your friends to do less expensive activities.

$200.00 per year Total: $15,000.00

#79

•Don’t speed.

$200.00 per year Total: $15,200.00

#80

•Drive a different route to work. Avoid those ‘coffee’ traps.

$100.00 per year Total: $15,300.00

#81

• Always ask for fees to be waived.

$50.00 per year Total: $15,350.00

#82

• Don’t overspend on hygiene products.

$50.00 per year Total: $15,400.00

#83

• Eat less meat.

$200.00 per year Total: $15,600.00

#84

• Air seal your home.

$50.00 per year Total: $15,650.00

#85

• Make sure all your electrical devices are on a surge protector.

$50.00 per year Total: $15,700.00

#86

• Get on an automatic debt repayment plan for any student loans you have.

$50.00 per year Total: $15,750.00

#87

• Cut down on your vacation spending. Look local.

$200.00 per year Total: $15,950.00

#88

• Exercise more.

$50.00 per year Total: $16,000.00

#89

• Utilize online bill pay with your bank.

$50.00 per year Total: $16,050.00

#90

• Buy staples in bulk. *toilet paper*

$100.00 per year Total: $16,150.00

#91

• Connect your entertainment center and/or computer setup to a true smart power strip.

$50.00 per year Total: $16,200.00

#92

• Don’t beat yourself up when you make a mistake.

$100.00 per year Total: $16,300.00

#93

• Make your own coffee

$100.00 per year Total: $16,400.00

#94

• Create your own art for your home decor

$200.00 per year Total: $16,600.00

#95

• Feed your pets well. Helps avoid high vet bills.

$200.00 per year Total: $16,800.00

#96

• Send away for and follow up on rebates.

$100.00 per year Total: $16,900.00

#97

• Pay your insurance premiums annually

$50.00 per year Total: $16,950.00

#98

• Take advantage of free tutoring

$300.00 per year Total: $17,250.00

#99

• Buy online when it saves you money.

$150.00 per year Total: $17,400.00

#100

• If you must use a credit cared Take Advantage of Gift Cards

$100.00 per year Total: $17,500.00

#101

• Accept the title ‘Tight wad’ and relish in the future benefits. Northern Ireland… Here I Come.

$500.00 per year Total: $18,000.00