Your Golden Ticket 46th Annual Convention

Wednesday - Friday September 25-27, 2019

Vail Marriott Mountain Resort

Your Golden Ticket! ndependent Bankers of Colorado celebrates its 46th year! You and your team

are invited to be part of our Golden Ticket celebration taking place Wednesday –

Friday, September 25-27, 2019 in Vail!

Anticipation of who will find the

golden tickets is mounting! Will

you be as lucky as Augustus

Gloop, Veruca Salt, Violet

Beaugarde, Mike TeeVee, or

Charlie Bucket?

Imagine chocolate fountains, Ever-Lasting-Gostoppers, magic chewing gum,

fizzy lifting drinks, and more!

Won’t you don your top hat and tails and join us for a delicious-filled informative

three days? There will be numerous education sessions, networking

opportunities, golf, memories made, and much, much more! Did we mention

chocolate?

Come with IBC

and you’ll be

in a world of pure imagination!

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Vail

ajestic mountains surround the quaint town

of Vail. Towering pines and quaking

aspens abound. Babbling Gore Creek

soothes the senses. Fresh air and starry nights feed

the soul.

Vail was incorporated in 1966, and is named

after Charles Vail, the highway engineer who routed

U.S. Highway 6 through the Eagle Valley in 1940,

which eventually became Interstate 70. Pete Seibert

and Earl Eaton were the masterminds behind the ski

area. (source Wikipedia) The area is rich in history and

celebrity sightings.

Vail is where you want to be September 25-27, 2019!

The Independent Bankers of Colorado (IBC) invites

you, your directors, and your entire team to

commemorate our 46th Annual Convention and Trade Show – Your Golden Ticket! Wednesday –

Friday, September 25 – 27, 2019, at the Vail Marriott

Mountain Resort.

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Schedule of Events Tuesday, September 24, 2019 2:00 p.m. IBC Board Meeting (invitation only) 5:00-9:00 p.m. Exhibit Set-up 6:00 p.m. IBC Past-President Dinner (invitation only) Wednesday, September 25, 2019 8:00 a.m.-3:00 p.m. Exhibit Set-up 9:30 a.m. Golf Tournament Eagle/Vail Golf Club (optional event / additional fee applies) 5:00-7:00 p.m. Registration, Opening Reception, Exhibit Center Open and Auction Bidding Begins Thursday, September 26, 2019 7:00-9:00 a.m. Breakfast 8:00-9:30 a.m. IBC Annual Meeting Rebeca Romero Rainey, ICBA President and CEO 9:30-9:45 a.m. Break 9:45-10:45 a.m. Keynote Presentation Perspectives on the Economy and Banking Esther George, president and CEO, Federal Reserve Bank of Kansas City 10:45-11:00 a.m. Break 11:00-11:45 a.m. Keynote Presentation Creating and Promoting an Environment where Community Banks Flourish Rebeca Romero Rainey, president and CEO, ICBA 11:45 a.m.-1:15 p.m.Luncheon

1:15-2:10 p.m. Breakout Sessions • The Ebb and Flow of Investment Portfolio

Liquidity Jim Reber, President and CEO, ICBA Securities powered by Vining Sparks

• Capital Planning for the Current Environment

Christian Otteson, Esq., Partner, Shapiro Bieging Barber Otteson

• Building a Modern Payment Strategy – what to Do Now and Why Jennifer Geis, Senior Strategic Initiatives Analyst, Jack Henry & Associates, Inc.

• Hold on to your breaches – let’s talk about Cybersecurity Anne Benigsen, CISSP, First Vice President-CI(S)O, Bankers’ Bank of the West

1:30-3:30 p.m. Spouse/Guest Program 2:10-2:20 p.m. Break 2:20-3:10 p.m. Breakout Sessions • Legislative Update: Cannabis and

Industrial Hemp F. John Podvin, Jr., Esq., Partner, Shapiro Bieging Barber Otteson

• Infamous GM Bankruptcy Case Perry Glantz, Partner, and Lucas Schneider, Of Counsel, Stinson LLP

• Data Analytics – what’s with all the Hype? Jennifer Geis, Senior Strategic Initiatives Analyst, Jack Henry & Associates, Inc.

• CIS Controls, the Building Blocks of Organizational Cybersecurity Rachael Schwartz, Business Development Director, Managed Services, CSI

3:10-3:20 p.m. Break

Thursday (Continued) 3:20-4:10 p.m. Breakout Sessions • Bank M&A: What can you negotiate other

than price to enhance value? Adam Fiedor, Managing Director and Michael Richter, Managing Director, GLC Advisors & Co., LLC

• Frantic about Fintechs no more! Anne Benigsen, CISSP, First Vice President-CI(S)O, Bankers’ Bank of the West

• Bank Executives – What’s Your Cyber Responsibility Nick Podhradsky, Senior Vice President, SBS CyberSecurity, LLC

• Getting your bankers to stop selling products and start building relationships Ted Rosen, Expert Business Development

5:00-7:15 p.m. Reception, Exhibit Center Open and Final Auction Bidding 7:15-10:00 p.m. Dinner and Dueling Pianos Friday, September 27, 2019 7:00-9:00 a.m. Breakfast 8:00-9:15 a.m. Innovation in Banking Panel – facilitated by Anne Benigsen, CISSP, First Vice President-CI(S)O, Bankers’ Bank of the West 9:15-9:30am Break 9:30-11:00 a.m. Keynote Presentation Celebrate! Lessons Learned from the World’s most Admired Organizations Scott Friedman, CSP

Agenda subject to change. Dress Dress for all convention events is business casual. Wear what you are comfortable in. Special Requests If you or someone in your party has a dietary restriction, please contact the IBC at least 14 days in advance so arrangements can be made. Persons with disabilities who plan to attend these meetings and who may need auxiliary aids or services are requested to contact IBC at least 14 days in advance of these meetings so appropriate arrangements can be made. Tax Deduction If the purpose of attending the IBC Annual Convention is to help you maintain or improve skills relating to employment or business, expenses relating to the convention may be tax deductible according to I.R.C. Reg 1.162-5. The IRS requires a notice on all registration forms which informs the attendee of the amount of the registration fee representing food and beverage. We estimate the food and beverage portion of your registration fee is $225. Please contact your accountant or tax advisor for any tax advice. Consent to Use of Photographic Images Registration and attendance at, or participation in, IBC meetings and other activities constitutes an agreement by the registrant to IBC’s use and distribution (both now and in the future) of the registrant’s or attendee’s image or voice in photographs, videotapes, electronic reproductions and audiotapes of such events and activities.

Vail Marriott et against the backdrop of Colorado's

breathtaking natural beauty, Vail Marriott

Mountain Resort welcomes you with

contemporary amenities and an impeccable location.

You'll find our environmentally friendly resort right at

the base of legendary Vail Mountain; Eagle Bahn

Gondola is a short stroll away, as are the boutiques

and hotspots of Lionshead Village. Settle in to your

room, suite, or condo and enjoy deluxe bedding,

marble bathrooms, high-speed internet access and

other thoughtful perks. Our condos offer fully

equipped kitchens, and some feature fireplaces and

balconies with incredible mountain views.

Elsewhere at the resort, you can treat yourself to a

massage at Golden Leaf Spa, dine at First Chair or

Avalanche Pub, take a dip in the indoor and

outdoor pools, or soak in the whirlpool after a long

day. An unforgettable experience awaits you at

Vail Marriott Mountain Resort.

Rooms are available starting at $179 plus

applicable taxes and fees. The block deadline is Monday, August 30, 2019. To make your

reservation call: 877.622.3140 or use this link:

https://book.passkey.com/go/IBC2019.

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Keynote Presenter Perspectives on the Economy and Banking

About the Presenter: Esther George Esther George is president and CEO of the

Federal Reserve Bank of Kansas City. As

president of the Kansas City Fed, she

leads a workforce of close to 2,000

employees at offices in Kansas City,

Omaha, Denver and Oklahoma City. The

Kansas City Fed is responsible for

conducting monetary policy, providing

financial services to depository institutions, and supervising nearly 1,000 banking

organizations within a seven-state region that includes western Missouri, Kansas,

Nebraska, Oklahoma, Colorado, Wyoming and northern New Mexico.

In 2019, President George serves as a voting member on the Federal Reserve’s

policymaking body, the Federal Open Market Committee. In this role, she

represents the Tenth Federal Reserve District in policy deliberations and

provides a perspective based on three decades of experience as a banking

supervisor. In addition, her views are informed by regular contacts with the

region’s businesses, workers, financial institutions and community organizations.

The Tenth Federal Reserve District has a diverse economic profile that includes

a mix of agriculture, energy, manufacturing, tourism, real estate and small

business.

Keynote Presenter

Creating and Promoting an Environment where Community Banks Flourish

About the Presenter: Rebeca Romero Rainey Rebeca Romero Rainey is president and CEO of the

Independent Community Bankers of America (ICBA),

the leading advocacy organization exclusively

representing community banks. She is one of the

nation’s foremost advocates of the community banking

industry, with a focus on regulatory reform for our

country’s nearly 5,700 community banks. She has met

with President Obama and President Trump to discuss

issues that are top of mind for community banks.

A third-generation community banker born and raised in Taos, N.M., Romero

Rainey is the former Chairman and CEO of Centinel Bank of Taos. Upon

graduating from Wellesley College, she returned home to Taos with the dream

of continuing her family’s business of running the town’s only local community

bank.

Her broader service to the community banking industry began when she joined

the board of the Independent Community Bankers of New Mexico, where she

served as president in 2007-08. She entered the national stage by becoming

active within ICBA and serving on several committees. Romero Rainey also

played a key role in the formation of ICBA’s Minority Bank Council and served

as its first chairman. Later she was nominated to become a member of ICBA’s

Executive Committee, and in 2016, became ICBA chairman.

Entertainment crowd pleasing dueling-piano show like

none other! Michael and Amy Pickering

are full of high-energy fun – a perfect mix

of clean comedy and your favorite singing-

along music. Michael and Amy, who also happen to

be husband and wife, are unique multi-talented

music and comedic artists. With backgrounds

including teaching at their local church, arts

ministries, professional musical theatre, film, television, and concert careers they

bring an original, entertaining, fun, and powerful offering to the setting. Michael

and Amy will amaze you with their extraordinary talents as comedians,

musicians, and motivators. They will engage you with their fast-paced

performances filled with comedy and the widest range of music you have ever

heard. Their musical diversity, heartfelt charisma, personal testimony, and

comedic exuberance, shared only as a husband and wife can, bring an eclectic

and electric energy to the stage distinctly their own.

Michael and Amy easily make an essential personal connection with each

member of the audience, leaving an unforgettable impression inspired through

music, laughter, and an extraordinary chemistry, creating not only a following of

fans but a family of friends.

One moment you will be singing at the top of your lungs, the next doubled over in

laughter, and then…breathless!

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Golf

ive, Play, Relax, Enjoy.

EagleVail Golf Club is nestled

only five minutes from each of

world class, internationally

known Vail and Beaver Creek

resorts. EagleVail offers 18

holes of pristine challenging golf for people of all ages. In early 2015, EagleVail

won national recognition as a Certified Audubon Cooperative Sanctuary from

Audubon International. This two-year intensive process required demonstration

of a high degree of environmental quality in seven specific areas including:

Environmental Planning, Wildlife and Habitat Management, Outreach and

Education, Chemical Use Reduction and Safety, Water Conservation, and Water

Quality Management. EagleVail's golf course was created in the 1970s by the

Devlin/Von Hagge design team to provide a true mountain golf experience. Both

the 18-hole and Par 3 courses are integrated with rivers, streams, ponds,

wetlands, forests, and gardens. EagleVail's stunning mountain setting with its

varying microclimates and multi-faceted terrain is one of the Colorado's most

unique golf courses.

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Auction

elp us help others by supporting IBC’s auction. Donate an item such

as sporting event tickets, theatre tickets, a weekend stay in your

vacation home or some good old cold hard cash. IBC uses the funds

raised to:

• Award at least two $1,000 scholarships to deserving high school seniors

• Support financial literacy coalitions and training

• Enhance IBC website and training opportunities, and

• Maintain education costs

To donate or learn more, please see the attached/enclosed auction information.

Spouse/Guest Program

upcakes! Need we say more? Join us for a fun-filled afternoon of

cupcake decorating! The best part – you get to enjoy the fruits of your

labor!

Discover different frostings – American, buttercream, Italian buttercream,

ganache, meringue, and more! Learn how to pipe frosting and piping techniques.

Explore cupcake and frosting pairings.

A little nervous? Don't worry! Chef Molly and pastry chef Max from Hovey &

Harrison will guide you step-by-step to create the perfect decorated cupcake. It's

easy, fun, and totally stress free. By the end of the session you will be amazed

at what you have created! Watch out Cupcake Wars!

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Exhibitors & Sponsors Visit our more than 30-booth Exhibit Center. It will be full of the latest products and services serving community banks. This enables you to:

• Stay abreast of new information, products, and services • Improve purchase management and business development • Compare prices and products more effectively, and • Save time by seeing all vendors in one location

Exhibitors (as of July 19) AccuSystems, LLC Bank Financial Services Group Bankers’ Bank of the West BKD CPAs & Advisors Colorado Housing and Finance Authority Crescent Mortgage CSI Deluxe Strategic Solutions Eide Bailly Expert Business Development Federal Protection Inc. FIS Gill Capital Partners Graduate School of Banking at Colorado Harland Clarke

IBT Apps ICBA iHELP Private Student Loans The James Paul Group Kasasa MG Architects Preferred Lending Partners Purview IQ S&P Global Market Intelligence SBS CyberSecurity Securities America Spry Travelers Valuetec Financial Equipment West Gate Bank Mortgage

Sponsors (as of July 19)

Willy Wonka ($10,000) Bankers’ Bank of the West IBC Legacy Partner

Charlie Bucket ($5,000) Alpine Bank Bell Bank FHLBank Topeka ICBA ICBA Network Services

Oompa Loompa ($3,750 & up) Deluxe Strategic Solutions Eide Bailly

Chocolate River ($2,500 & up) BFS Group BKD CPAs & Advisors Fortner Bayens Levkulich Garrison, P.C. Lewis Roca Rothgerber Christie LLP Shapiro Bieging Barber Otteson LLP

Everlasting Gobstopper ($1,000 & up) ICBA Securities IBT Apps OnCourse Learning PCBB RSLFC / iHELP Student Loan SBS CyberSecurity

Fizzy Lifting Drink ($250 & up) Crescent Mortgage Valuetec Financial Equipment, LLC