your easy salary loans 03.02.16 - ucpb.com · fully-accomplished ucpb y.e.s. loan application form...

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/UCPB.Connect @UCPB_Connect Get a UCPB Y.E.S. Loan now! Do I qualify for a UCPB Y.E.S. Loan? If you are a Filipino Citizen and permanent resident who is 23 years old and not more than 65 years old (70 years old if Self-Employed) upon loan maturity If you are a Checking Account Holder and a Major Credit Card Holder If you have been a Permanent Employee for at least 2 years with supervisory rank and with minimum gross monthly income of P30,000, or If you have been Self-Employed or running your own business for the last 3 years and it has been operating profitability for the last 2 years How much can I borrow and how much are my monthly payments? * These are indicative rates only. Actual figures may vary and are subject to change without prior notice. * Payments shall be covered by post-dated checks. Monthly Payment Loan Amount P50,000 60,000 70,000 80,000 90,000 100,000 150,000 200,000 250,000 300,000 12 Months P4,917 5,900 6,884 7,867 8,850 9,834 14,750 19,667 24,584 29,500 18 Months P3,528 4,234 4,939 5,645 6,350 7,056 10,584 14,112 17,639 21,167 24 Months P2,834 3,400 3,967 4,534 5,100 5,667 8,500 11,334 14,167 17,000 36 Months P2,139 2,567 2,995 3,423 3,850 4,278 6,417 8,556 10,695 12,834 “Make your dreams happen.” Your Easy Salary (Y.E.S.) Loan For more information, please inquire through: Consolidate payables Get cash for bigger purchases Fund home renovations, car repairs, family vacations and emergencies Enjoy friendly payment terms Take care of life’s milestones through a loan facility that’s fast, easy and convenient. For any concerns, you may contact us at (02) 811-9111 or email at [email protected]. UCPB is supervised by the Bangko Sentral ng Pilipinas with telephone number (02) 708-7087 and email address [email protected]. 1. Fully-accomplished UCPB Y.E.S. Loan Application Form - available in all UCPB Branches or via www.ucpb.com 2. Photocopy of 2 Government-issued IDs 3. Copy of Credit Card Billing Statement for the last 2 months 4. Additional requirements: For Employed applicants - Certificate of Employment - Latest Payslips for one month - Latest Income Tax Return (ITR) Form 2316 - Copy of Checking Account Statement for the last 3 months For Self-Employed applicants - Audited Financial Statements and ITR for the last 2 years - Business Registration documents and permits - Copy of Checking Account Statement for the last 6 months What documents do I need to prepare? Let UCPB do the rest! C M Y CM MY CY CMY K www.ucpb.com UCPB Hotline: (632) 811-9111 UCPB Toll-free: 1-800-1-888-9777 www.ucpb.com/ [email protected]

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Page 1: Your Easy Salary Loans 03.02.16 - UCPB.com · Fully-accomplished UCPB Y.E.S. Loan Application Form ... SSS/ GSIS Number ... Name of Bank/ Company Credit Card Number Credit Card Limit

/UCPB.Connect @UCPB_Connect

Get a UCPB Y.E.S. Loan now!

Do I qualify for a UCPB Y.E.S. Loan?• If you are a Filipino Citizen and permanent resident who is 23 years old and

not more than 65 years old (70 years old if Self-Employed) upon loan maturity • If you are a Checking Account Holder and a Major Credit Card Holder • If you have been a Permanent Employee for at least 2 years with supervisory rank and with minimum gross monthly income of P30,000, or • If you have been Self-Employed or running your own business for the last 3 years and it has been operating profitability for the last 2 years

How much can I borrow and how much are my monthly payments?

* These are indicative rates only. Actual figures may vary and are subject to change without prior notice. * Payments shall be covered by post-dated checks.

Monthly Payment

Loan Amount

P50,000

60,000

70,000

80,000

90,000

100,000

150,000

200,000

250,000

300,000

12 Months

P4,917

5,900

6,884

7,867

8,850

9,834

14,750

19,667

24,584

29,500

18 Months

P3,528

4,234

4,939

5,645

6,350

7,056

10,584

14,112

17,639

21,167

24 Months

P2,834

3,400

3,967

4,534

5,100

5,667

8,500

11,334

14,167

17,000

36 Months

P2,139

2,567

2,995

3,423

3,850

4,278

6,417

8,556

10,695

12,834

“Make your dreams happen.”

Your Easy Salary (Y.E.S.) Loan

For more information, please inquire through:

• Consolidate payables• Get cash for bigger purchases• Fund home renovations, car repairs, family vacations and emergencies• Enjoy friendly payment terms

Take care of life’s milestones through a loan facility that’s fast, easy and convenient.

For any concerns, you may contact us at (02) 811-9111 or email at [email protected]. UCPB is supervised by the Bangko Sentral ng Pilipinaswith telephone number (02) 708-7087 and email address [email protected].

1. Fully-accomplished UCPB Y.E.S. Loan Application Form - available in all UCPB Branches or via www.ucpb.com2. Photocopy of 2 Government-issued IDs3. Copy of Credit Card Billing Statement for the last 2 months4. Additional requirements:

• For Employed applicants - Certificate of Employment - Latest Payslips for one month - Latest Income Tax Return (ITR) Form 2316 - Copy of Checking Account Statement for the last 3 months

• For Self-Employed applicants - Audited Financial Statements and ITR for the last 2 years - Business Registration documents and permits - Copy of Checking Account Statement for the last 6 months

What documents do I need to prepare?

Let UCPB do the rest!

C

M

Y

CM

MY

CY

CMY

K

www.ucpb.comUCPB Hotline: (632) 811-9111 UCPB Toll-free: 1-800-1-888-9777 www.ucpb.com/ [email protected]

Page 2: Your Easy Salary Loans 03.02.16 - UCPB.com · Fully-accomplished UCPB Y.E.S. Loan Application Form ... SSS/ GSIS Number ... Name of Bank/ Company Credit Card Number Credit Card Limit

.E.S.

PERSONAL INFORMATION Name of Borrower (Last Name, First Name, Middle Name)

Age

Gender Male Female

Civil Status Single Married Widow/Widower Legally Separated

Birthday (mm-dd-yyyy)

Birthplace Nationality

Mother’s Maiden Name Telephone Number

Mobile Phone Number Facsimile Number

Educational Attainment High School College Post-Graduate

E-mail Address

TIN SSS/ GSIS Number

RESIDENCE INFORMATION Present Home Address (No., St., Subd./ Village, Brgy, District, Town/ Mun., City, Province, Country)

Zip Code Length of Stay ___ Years ___ Months

Home Ownership Owned (not mortgaged) Rented from ________________________

Owned (mortgaged)

Monthly Rental ________________

Owned by Parents Others (specify) _______________________________

Permanent/ Provincial Home Address (No., St., Subd./ Village, Brgy, Dist., Town/ Mun., City, Prov.)

Zip Code

Length of Stay ___ Years ___ Months

Home Ownership Owned (not mortgaged) Rented from ________________________

Owned (mortgaged)

Monthly Rental ________________

Owned by Parents Others (specify) _______________________________

EMPLOYMENT/ BUSINESS INFORMATION Employment Status (Check all that apply)

Permanent Probationary Contractual Unemployed/ Retired Self-Employed OFW Others (specify) ___________________

Name of Present Employer/ Business

Nature of Work/ Business Source of Funds Date of Employment/ Incorporation

Address of Employer/ Business (No., Street, Subd./ Village, Brgy, District, Town/ Municipality, City, Province, Country)

Telephone Number

Position Entry Level Supervisor Senior Management Director Sales Others (specify) ______________

Unit/ Department

DEPENDENTS Name School Grade/ Year Course

SPOUSE/ CO-BORROWER INFORMATION Name of Co-Borrower (Last Name, First Name, Middle Name)

Relationship to Applicant Age Gender Male Female

Civil Status Single Married Widow/Widower Legally Separated

Birthday (mm-dd-yyyy)

Birthplace Nationality

E-mail Address

Telephone Number Mobile Phone Number Facsimile Number

Educational Attainment High School College Post-Graduate

TIN

SSS/ GSIS Number

Present Home Address (if different from Applicant) (No., St., Village, Brgy, Dist., Town, City, Province)

Zip Code Length of Stay ___ Years ___ Months

Home Ownership Owned (not mortgaged) Rented from _______________________

Owned (mortgaged)

Monthly Rental ________________

Owned by Parents Others (specify) _______________________________

Permanent/ Provincial Home Address (No., St., Subd./Village, Brgy, Dist., Town/ Mun., City, Prov.)

Zip Code

Length of Stay ___ Years ___ Months

Home Ownership Owned (not mortgaged) Rented from _______________________

Owned (mortgaged)

Monthly Rental ________________

Owned by Parents Others (specify) _______________________________

Employment Status Permanent Probationary Contractual Unemployed/ Retired Self-Employed Others (specify) _________________________

Name of Present Employer/ Business

Nature of Work/ Business Source of Funds Date of Employment/ Incorporation

Address of Employer/ Business (No., Street, Subd./ Village, Brgy, District, Town/ Municipality, City, Province, Country)

Telephone Number

Position Entry Level Supervisor Senior Management Director Sales Others (specify) ______________

Unit/ Department

LOAN DETAILS Amount of Loan Applied for

Term of Loan (months) 6 12 18 24 36

Purpose of Loan Home improvement Tuition fee Credit card balance payoff Others (specify) ___________________

Mode of Release UCPB eMoney Card Branch: __________________ Account Number: ___________________ Card Number: _______________________ Credit to UCPB Account Number: _________________________ Manager’s Check

Mailing Instruction Deliver to office Others (specify) ________________________________

FINANCIAL INFORMATION Bank Accounts (Please use separate sheet if necessary)

Name of Bank Branch Account Number Account Type Credit Cards (Please use separate sheet if necessary)

Name of Bank/ Company Credit Card Number Credit Card Limit Expiry Date Member Since Loans with Other Banks/ Institutions (Please use separate sheet if necessary)

Name of Bank/ Company Branch/ Address Monthly Payment Outstanding Balance Remaining Term Income Computation (Annual) Applicant’s Income + Spouse’s/ Co-Borrower’s Income + Other Income

= Gross Income

PERSONAL REFERENCES Name/ Relationship Address (No., Street, Subdivision/ Village, Barangay, District, Town/

Municipality, City, Province, Country) Contact Numbers

DISCLOSURE AUTHORITY AND WAIVER OF CONFIDENTIALITY In connection with my/ our loan application, verification of information, evaluation and/ or processing of the loan (and other credit accommodations) with UCPB, I/ we hereby authorize(s) UCPB:

1. To verify with internal revenue authorities and other persons or entities the authenticity of any income or other tax returns, financial statements, and other credit and financial data and information which I/ we have submitted, or will submit, to UCPB.

2. To inquire into my/ our deposits, funds or assets in the custody of UCPB, or its parent company, financial subsidiaries or affiliates, or other persons for the limited purpose of verifying information on my/ our said deposits, funds and assets or implementing any collateral arrangement, assignment of funds, debit authorization or set-off provisions that may be under the loan and collateral documents.

3. To inquire into, transfer, disclose, submit, share and communicate any credit and financial data and information of whatever nature, including updates or corrections thereof, pertaining to me/ us, as applicant and/ or borrower, fully paid or otherwise, with: a. Any of UCPB’s offices and branches, b. UCPB’s parent company, financial subsidiaries and affiliates, c. UCPB’s agents, counsels, representatives, service providers and other third parties selected by any of them, d. Any credit information bureau, banking or credit industry association, or credit information service provider

and credit/ loan provider, including the Credit Information Corporation (CIC), and e. Other lenders as authorized by the CIC, and credit reporting agencies duly accredited by the CIC.

For purposes of Republic Act No. 9510 and its Implementing Rules and Regulations, I/ we hereby acknowledge that this Application, when signed by me/ us, serves as NOTICE duly received by me/ us from UCPB that my/ our basic credit data as defined under said law and regulations shall be disclosed as required therein.

To the extent reasonably necessary for UCPB and the data and information recipients to exercise the above rights and to discharge the functions and responsibilities of the inquiring or disclosing parties and for as long as I/ we have an outstanding loan or credit accommodation with UCPB (or its successors and assigns) and/ or as necessary and required under existing laws, rules and regulations, I/ we hereby waive my/ our rights under applicable laws on confidentiality of information or data (such as, but not limited to, Republic Act Nos. 1405, 6426, 8791, 9510 and their amendatory laws).

CERTIFICATION AND SIGNATURE I/ We certify and warrant that all data and information provided in this Application as well as in all supporting or related documents I/ we have submitted to UCPB are true and correct as of date hereof and any information given herein or obtained pursuant to this and under the authority granted in this Application shall be deemed property of UCPB. I/ We agree that in the event any information given herein or in the supporting or related documents is not true and correct, UCPB may reject this Application or cancel any approval if already made and UCPB is under no obligation to disclose the reason for such disapproval. I/ We hereby acknowledge that I/ we have read and understood the foregoing Disclosure Authority and Waiver of Confidentiality given in this Application and agree to be bound by its terms.

Signed this _______ day of ____________________ 20_______ at __________________________________.

Signature over Printed Name of Borrower Signature over Printed Name of Spouse/ Co-Borrower FOR BANK USE ONLY

Source (UCPB Branch/ Dealer)

Name of Account Officer/ Sales Agent

Date of Application

Politically Exposed Person Clearing Employee BSP Employee CIF No. Yes No Yes No Yes No

Applicant’s Background Verification by/ Date/ Result Signatures Verified by/ Date

Completeness Checked by/ Date

Approved by/ Date

Activated by PASS Officer/ Date

UCPB Form No. 7-8002 Revised 4/2016

YOUR EASY SALARY (Y.E.S.) LOAN APPLICATION

YOUR EASY SALARY (Y.E.S.) LOAN APPLICATION