your easy salary loans 03.02.16 - ucpb.com · fully-accomplished ucpb y.e.s. loan application form...
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/UCPB.Connect @UCPB_Connect
Get a UCPB Y.E.S. Loan now!
Do I qualify for a UCPB Y.E.S. Loan?• If you are a Filipino Citizen and permanent resident who is 23 years old and
not more than 65 years old (70 years old if Self-Employed) upon loan maturity • If you are a Checking Account Holder and a Major Credit Card Holder • If you have been a Permanent Employee for at least 2 years with supervisory rank and with minimum gross monthly income of P30,000, or • If you have been Self-Employed or running your own business for the last 3 years and it has been operating profitability for the last 2 years
How much can I borrow and how much are my monthly payments?
* These are indicative rates only. Actual figures may vary and are subject to change without prior notice. * Payments shall be covered by post-dated checks.
Monthly Payment
Loan Amount
P50,000
60,000
70,000
80,000
90,000
100,000
150,000
200,000
250,000
300,000
12 Months
P4,917
5,900
6,884
7,867
8,850
9,834
14,750
19,667
24,584
29,500
18 Months
P3,528
4,234
4,939
5,645
6,350
7,056
10,584
14,112
17,639
21,167
24 Months
P2,834
3,400
3,967
4,534
5,100
5,667
8,500
11,334
14,167
17,000
36 Months
P2,139
2,567
2,995
3,423
3,850
4,278
6,417
8,556
10,695
12,834
“Make your dreams happen.”
Your Easy Salary (Y.E.S.) Loan
For more information, please inquire through:
• Consolidate payables• Get cash for bigger purchases• Fund home renovations, car repairs, family vacations and emergencies• Enjoy friendly payment terms
Take care of life’s milestones through a loan facility that’s fast, easy and convenient.
For any concerns, you may contact us at (02) 811-9111 or email at [email protected]. UCPB is supervised by the Bangko Sentral ng Pilipinaswith telephone number (02) 708-7087 and email address [email protected].
1. Fully-accomplished UCPB Y.E.S. Loan Application Form - available in all UCPB Branches or via www.ucpb.com2. Photocopy of 2 Government-issued IDs3. Copy of Credit Card Billing Statement for the last 2 months4. Additional requirements:
• For Employed applicants - Certificate of Employment - Latest Payslips for one month - Latest Income Tax Return (ITR) Form 2316 - Copy of Checking Account Statement for the last 3 months
• For Self-Employed applicants - Audited Financial Statements and ITR for the last 2 years - Business Registration documents and permits - Copy of Checking Account Statement for the last 6 months
What documents do I need to prepare?
Let UCPB do the rest!
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www.ucpb.comUCPB Hotline: (632) 811-9111 UCPB Toll-free: 1-800-1-888-9777 www.ucpb.com/ [email protected]
.E.S.
PERSONAL INFORMATION Name of Borrower (Last Name, First Name, Middle Name)
Age
Gender Male Female
Civil Status Single Married Widow/Widower Legally Separated
Birthday (mm-dd-yyyy)
Birthplace Nationality
Mother’s Maiden Name Telephone Number
Mobile Phone Number Facsimile Number
Educational Attainment High School College Post-Graduate
E-mail Address
TIN SSS/ GSIS Number
RESIDENCE INFORMATION Present Home Address (No., St., Subd./ Village, Brgy, District, Town/ Mun., City, Province, Country)
Zip Code Length of Stay ___ Years ___ Months
Home Ownership Owned (not mortgaged) Rented from ________________________
Owned (mortgaged)
Monthly Rental ________________
Owned by Parents Others (specify) _______________________________
Permanent/ Provincial Home Address (No., St., Subd./ Village, Brgy, Dist., Town/ Mun., City, Prov.)
Zip Code
Length of Stay ___ Years ___ Months
Home Ownership Owned (not mortgaged) Rented from ________________________
Owned (mortgaged)
Monthly Rental ________________
Owned by Parents Others (specify) _______________________________
EMPLOYMENT/ BUSINESS INFORMATION Employment Status (Check all that apply)
Permanent Probationary Contractual Unemployed/ Retired Self-Employed OFW Others (specify) ___________________
Name of Present Employer/ Business
Nature of Work/ Business Source of Funds Date of Employment/ Incorporation
Address of Employer/ Business (No., Street, Subd./ Village, Brgy, District, Town/ Municipality, City, Province, Country)
Telephone Number
Position Entry Level Supervisor Senior Management Director Sales Others (specify) ______________
Unit/ Department
DEPENDENTS Name School Grade/ Year Course
SPOUSE/ CO-BORROWER INFORMATION Name of Co-Borrower (Last Name, First Name, Middle Name)
Relationship to Applicant Age Gender Male Female
Civil Status Single Married Widow/Widower Legally Separated
Birthday (mm-dd-yyyy)
Birthplace Nationality
E-mail Address
Telephone Number Mobile Phone Number Facsimile Number
Educational Attainment High School College Post-Graduate
TIN
SSS/ GSIS Number
Present Home Address (if different from Applicant) (No., St., Village, Brgy, Dist., Town, City, Province)
Zip Code Length of Stay ___ Years ___ Months
Home Ownership Owned (not mortgaged) Rented from _______________________
Owned (mortgaged)
Monthly Rental ________________
Owned by Parents Others (specify) _______________________________
Permanent/ Provincial Home Address (No., St., Subd./Village, Brgy, Dist., Town/ Mun., City, Prov.)
Zip Code
Length of Stay ___ Years ___ Months
Home Ownership Owned (not mortgaged) Rented from _______________________
Owned (mortgaged)
Monthly Rental ________________
Owned by Parents Others (specify) _______________________________
Employment Status Permanent Probationary Contractual Unemployed/ Retired Self-Employed Others (specify) _________________________
Name of Present Employer/ Business
Nature of Work/ Business Source of Funds Date of Employment/ Incorporation
Address of Employer/ Business (No., Street, Subd./ Village, Brgy, District, Town/ Municipality, City, Province, Country)
Telephone Number
Position Entry Level Supervisor Senior Management Director Sales Others (specify) ______________
Unit/ Department
LOAN DETAILS Amount of Loan Applied for
Term of Loan (months) 6 12 18 24 36
Purpose of Loan Home improvement Tuition fee Credit card balance payoff Others (specify) ___________________
Mode of Release UCPB eMoney Card Branch: __________________ Account Number: ___________________ Card Number: _______________________ Credit to UCPB Account Number: _________________________ Manager’s Check
Mailing Instruction Deliver to office Others (specify) ________________________________
FINANCIAL INFORMATION Bank Accounts (Please use separate sheet if necessary)
Name of Bank Branch Account Number Account Type Credit Cards (Please use separate sheet if necessary)
Name of Bank/ Company Credit Card Number Credit Card Limit Expiry Date Member Since Loans with Other Banks/ Institutions (Please use separate sheet if necessary)
Name of Bank/ Company Branch/ Address Monthly Payment Outstanding Balance Remaining Term Income Computation (Annual) Applicant’s Income + Spouse’s/ Co-Borrower’s Income + Other Income
= Gross Income
PERSONAL REFERENCES Name/ Relationship Address (No., Street, Subdivision/ Village, Barangay, District, Town/
Municipality, City, Province, Country) Contact Numbers
DISCLOSURE AUTHORITY AND WAIVER OF CONFIDENTIALITY In connection with my/ our loan application, verification of information, evaluation and/ or processing of the loan (and other credit accommodations) with UCPB, I/ we hereby authorize(s) UCPB:
1. To verify with internal revenue authorities and other persons or entities the authenticity of any income or other tax returns, financial statements, and other credit and financial data and information which I/ we have submitted, or will submit, to UCPB.
2. To inquire into my/ our deposits, funds or assets in the custody of UCPB, or its parent company, financial subsidiaries or affiliates, or other persons for the limited purpose of verifying information on my/ our said deposits, funds and assets or implementing any collateral arrangement, assignment of funds, debit authorization or set-off provisions that may be under the loan and collateral documents.
3. To inquire into, transfer, disclose, submit, share and communicate any credit and financial data and information of whatever nature, including updates or corrections thereof, pertaining to me/ us, as applicant and/ or borrower, fully paid or otherwise, with: a. Any of UCPB’s offices and branches, b. UCPB’s parent company, financial subsidiaries and affiliates, c. UCPB’s agents, counsels, representatives, service providers and other third parties selected by any of them, d. Any credit information bureau, banking or credit industry association, or credit information service provider
and credit/ loan provider, including the Credit Information Corporation (CIC), and e. Other lenders as authorized by the CIC, and credit reporting agencies duly accredited by the CIC.
For purposes of Republic Act No. 9510 and its Implementing Rules and Regulations, I/ we hereby acknowledge that this Application, when signed by me/ us, serves as NOTICE duly received by me/ us from UCPB that my/ our basic credit data as defined under said law and regulations shall be disclosed as required therein.
To the extent reasonably necessary for UCPB and the data and information recipients to exercise the above rights and to discharge the functions and responsibilities of the inquiring or disclosing parties and for as long as I/ we have an outstanding loan or credit accommodation with UCPB (or its successors and assigns) and/ or as necessary and required under existing laws, rules and regulations, I/ we hereby waive my/ our rights under applicable laws on confidentiality of information or data (such as, but not limited to, Republic Act Nos. 1405, 6426, 8791, 9510 and their amendatory laws).
CERTIFICATION AND SIGNATURE I/ We certify and warrant that all data and information provided in this Application as well as in all supporting or related documents I/ we have submitted to UCPB are true and correct as of date hereof and any information given herein or obtained pursuant to this and under the authority granted in this Application shall be deemed property of UCPB. I/ We agree that in the event any information given herein or in the supporting or related documents is not true and correct, UCPB may reject this Application or cancel any approval if already made and UCPB is under no obligation to disclose the reason for such disapproval. I/ We hereby acknowledge that I/ we have read and understood the foregoing Disclosure Authority and Waiver of Confidentiality given in this Application and agree to be bound by its terms.
Signed this _______ day of ____________________ 20_______ at __________________________________.
Signature over Printed Name of Borrower Signature over Printed Name of Spouse/ Co-Borrower FOR BANK USE ONLY
Source (UCPB Branch/ Dealer)
Name of Account Officer/ Sales Agent
Date of Application
Politically Exposed Person Clearing Employee BSP Employee CIF No. Yes No Yes No Yes No
Applicant’s Background Verification by/ Date/ Result Signatures Verified by/ Date
Completeness Checked by/ Date
Approved by/ Date
Activated by PASS Officer/ Date
UCPB Form No. 7-8002 Revised 4/2016
YOUR EASY SALARY (Y.E.S.) LOAN APPLICATION
YOUR EASY SALARY (Y.E.S.) LOAN APPLICATION