you, money and university kelly parkins [email protected]
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You, Money And University Kelly Parkins [email protected]. YOU CAN AFFORD TO GO TO UNIVERSITY . Tuition Fee LOANS. £9,000 Full Time Degree £7,500 Foundation Degree £6,000 Foundation Year £9,000 Clinical Sciences (Foundation Year) YOU CAN APPLY FOR A LOAN FOR YOUR FEES - PowerPoint PPT PresentationTRANSCRIPT
YOU CAN AFFORD TO GO TO
UNIVERSITY
• £9,000 Full Time Degree
• £7,500 Foundation Degree
• £6,000 Foundation Year
• £9,000 Clinical Sciences (Foundation Year)
YOU CAN APPLY FOR A LOAN FOR YOUR FEES* THESE DO NOT HAVE TO BE PAID UP FRONT *
Tuition Fee LOANS
• To Help With Your Living And Learning Costs
• Paid Directly To You In Three Instalments
• Amount Will Depend On Your Family’s Income
* THIS LOAN IS REPAYABLE *
Maintenance LOANS
• Up To £3,354 For Family Incomes Up To
£25,000
• Partial Grant For Incomes £25,000 - £42,611
• Paid Directly To You In Three Instalments
* MEANS TESTED AND NON-REPAYABLE *
Maintenance GRANT
Living Away From Home 2013/14*Household income
Maintenance Grant
Maintenance Loan
Total
£25,000 & under
£3,354 £3,823 £7,177
£30,000 £2,416 £4,292 £6,708
£35,000 £1,478 £4,761 £6,239
£40,000 £540 £5,230 £5,770
£42,611 £50 £5,475 £5,525
£42,875 £0 £5,500 £5,500
£50,000 £0 £4,788 £4,788
£60,000 £0 £3,788 £3,788
£62,125 & over £0 £3,575 £3,575* Living Away From Home But Not Living in
London
The Total Amount You Are Entitled To
Receive Will Vary Between:
£3,575 - £7,177*(Meaning........You Will Get Somewhere Between £1,192 And £2,392
In September, January And April)
*You Need To Apply Each Year For Student Finance
• Create A Student Finance Account At:
www.studentfinance.direct.gov.uk
• Have Your UCAS Login Details Ready
• You Will Need Household Income From Your
Parents
• Send Proof Of Identity To Student Finance
• Give Permission For Your Information To Be
Shared With The University
How Do I Apply For Student
Finance?
You
Parents
• Your Student Loan May Be More Money Than
You Have Ever Had In Your Account Before
And The Temptation May Be To Spend,
Spend, Spend
HOWEVER.............
When Your Student Finance Arrives
What Does Your Student Finance Cover?
OUTGOING
INCOMING
Estimated Living Costs in Bradford42 weeks 51 weeks
Accommodation Depending On Type
£2,100 to £4314 £2,550 to £5,239
Food, Toiletries And Laundry (Based On £35 Per Week)
£1,680 £2,040
Books, Stationary, Photocopying And Printing
£420 £510
Insurance For Personal Possessions
£70 £70
Local Travel - If Required (Based On £10 Per Week)
£420 £510
Set Up Costs £300 £300
Estimated Total £4,990 to £7,204 £5,980 to £8,669
What Do You Spend Your Money On?Example:
£3.00 Meal Deal week days £750 per year
70p Chocolate Bar Daily £255 per year
£1.15 Bottle of Coke Daily £419.50 per year
£25 Monthly Mobile Contract £300 per year
£10 ITunes Monthly £120 per year
£50 Clothes Monthly £600 per year
£10 Weekly Travel £520 per year
20 Cigarettes a day £2,588 per year!
£20 Misc Expenses Monthly £1,040 per year
HOW MUCH IS THIS A YEAR: ????
£6,592!
HOW CAN I PREPARE MYSELF NOW?
Useful Websiteswww.ucas.com - University application form & bursary informationwww.bursarymap.direct.gov.uk - Information about bursaries www.direct.gov.uk/studentfinance - Information about finance, application form student & finance calculatorwww.aimhigher.ac.uk - Information about going to university, finance etcwww.studentsurvivor.org.uk - Test your budgeting skills and keep a student alive for a week!www.moneysavingexpert.com/shopping/demotivator/ - Look at what you spend your money on