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YotoCoinAssetBackedCryptocurrency

WhitePaper

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Contents

Introduction................................................................................................................................................................3

OurMissionStatement...............................................................................................................................................4

Aimsandobjectives....................................................................................................................................................4

InvestmentAreas........................................................................................................................................................5

DiverseInvestmentsStrategy......................................................................................................................................6

INITIALCOINOFFERING(ICO)......................................................................................................................................8

WhatisanInitialcoinoffering(ICO)?.....................................................................................................................8

Fiatcurrency–unpredictableandvolatile..............................................................................................................8

WhatistheBlockchain?..........................................................................................................................................9

Blockchaintechnology............................................................................................................................................9

Cryptocurrencies...................................................................................................................................................10

ICOInformation.........................................................................................................................................................11

OurICO-OurYOTOCoinEvent.............................................................................................................................11

CoinSale................................................................................................................................................................13

ICOStages.............................................................................................................................................................13

*SeedInvestmentConditions...............................................................................................................................14

ICOCoinReleaseTimetable..................................................................................................................................15

ICOBonusCoins....................................................................................................................................................15

CoinAllocation......................................................................................................................................................16

UseofProceeds.....................................................................................................................................................17

Risk........................................................................................................................................................................17

DISCLAIMER...........................................................................................................................................................18

YotoCoinRoadMap..................................................................................................................................................20

2018.......................................................................................................................................................................20

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IntroductionYotocoinisadecentralisedcryptocurrencywithitsownblockchainanddownloadablewallet.Itisbuiltusingscriptinitsproof-of-workalgorithm,asequentialmemory-hardfunctionrequiringasymptoticallymorememorythananalgorithmwhichisnotmemory-hard.YotoCoinaimstoprocessablockevery2.5minutes.

Yotocoinisauniqueassetbackedcryptocurrencywhichchoosesspecificallytargetedmarketsthateithercomplementthecoinorprovideanavenuetopromoteitsuseintraditionalcommerce.

Yotowillnotonlygivegrowthtomemberscryptocoinsbutwillalsohelpsecuretheirinvestmentwithphysicalassetswhichprovideongoingincomestreams.

Website:www.yotocoin.netYotoCoinWallet:http://wallet.yotocoin.net/yotocoin-qt.exeBlockchainExplorer:http://77.68.75.85

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OurMissionStatementToestablishYotocoinasthepreferreddigitalcurrencyforbothconsumptionandcommercebyintegratingestablishedsupplychainsintoourdiverseassetbank.ThiswillleadtotheexpansionofinternationaltradingusingYotocoinwithoutthenormalcomplexitiesofmulti-currencycommerce.Wediversifyourinvestmentsthroughstrategickeyareastolimitourexposurerisk.Ourecosystemisfoundeduponthefollowing:-

• Diverseassettypes• AddedpremiumtotheYotovaluebecauseofitsusageandon-goingmarket

demand• TheintrinsicvalueofYotowillstandthetestoftimeasitwillalwaysremain

anassetbackeddigitalcurrency

AimsandobjectivesTocreateadecentralisedcryptocurrencywithitsownblockchainanddownloadablewallet.YotoCoinhasbeencreatedusingscriptinitsproof-of-workalgorithmandweareworkingontheYotoExchange.

ThecoreobjectiveofYotoCoinistoincreasetheusabilityofcryptocurrencyratherthanusingitfortradingonly.YotoCoinisbackedupbyassets.YotoCoinwillbethefoundationoftheYOTOecosystemwhichhasbeendetailedintheInvestmentAreabelow.

TheYotoEcosystemwillsupportallaspectsoftheInvestmentAreaslistedwhilstalsobeingselfsufficientandallowingdisadvantagedcommunitiestogrowfromprofitsoninvestmentsaswellassocialwelfare.

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InvestmentAreasOurmainareasofinvestmentintheYOTOecosystemare:-

• Education• Technology• Business• RealEstate• OnlineShopping• Travel&Tours• CryptocurrencyTrading• CryptocurrencyMining• Banking• SocialEnterpriseProjects

o Educationo Housingo Elderlyo CleanWatero Healtho Employment

• Hospitality• Catering• Printing&Publication• WebDesign&Development

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DiverseInvestmentsStrategyThedemandofcryptocurrencieshasincreasedsincethecreationofBitcoinwiththeacceptanceofcryptocurrencyspreadingthroughouttheworld.Wehavebeenlookingtoexploredifferentoptionswherecryptocurrencycanbeusedasameansofexchange.Wewillbringtogetherateamofindustryexpertsineachareatoensureyourinvestmentremainsinsafehands.Byinvesting85%ofourICOfundsbackintofundgeneratingassetswe not only retain an intrinsic value for our coins, we also provide potential incomestreamsfromeachareaforourcoinholders.Aseach incomestreamrunsasanautonomoussubsidiary,therisksofone investmentareaaffectingtheothersarevirtuallyremoved.

Aswedevelopeachareaofthebusinessourfocuswillbetoworkwithsupplierswillingtoendorseandpromotetheuseofourcoinandeventuallyacceptourcoinforfullpaymentoftheirservices.ThenextpageshowsadiagramexplaininghowthisallworksandgivesasummaryofourplanstobuildeachinvestmentareaofthebusinessandsogrowtheassetbaseofYotocoin.

Ourplanistobuildtherevenuestreamfromeachinvestmentareawhichwillfeedbacktoourcoinholdersandenableustoalsoretainprofitstobuildeachassetfurther.

Visit:

http://yotocoin.net/whitepaper/detailedwhitepaper.pdf

fordetailsoneachinvestmentarea.

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INITIALCOINOFFERING(ICO)WhatisanInitialcoinoffering(ICO)?Theconceptofcrowdfundingorcollectivefundraisinghasbeendoneforalongtime.Forexample,in1885intheUnitedStatesfundswereraisedinthismannertoerecttheStatueofLibertyinNewYorkCity.

ICOisameansofcrowdfundingviatheuseofcryptocurrencyasanalternativetothehighlyregulatedcapital-raisingprocessrequiredbyventurecapitalists,banksorstockexchanges.Whilecryptocurrencieshavebeenbooming,sohaveICOs,possiblyonanevenbiggerscale.Fromaninvestmentpointofview,ICOsarethefutureofinvestment.ICOsareanalternativetocrowdfundingandhavethepotentialtotransformthewaycompaniescapitalisethemselves.

ThereareafewreasonsfortheincreasinginterestinICOsnamely:

• Itsaccessibilitytothepublic

• providinganopportunitytobuycheapcoinsandwatchthemappreciateovertime

• Theattractionofmoreinvestorsfromallovertheworldresultinginlesscentralisationwhichiswhatcryptocurrencyisallabout

• StimulatingcreativitysinceeveryICOprojectaimstobringsomethingnewtothetable

Inthepast,investorsparticipatinginthepre-ICOhavebeenrewardedgenerouslybythecompanyinquestion.Apre-ICOallowsinvestorstobuycoinsbeforetheofficialcrowdfundingbegins.

IntheyeartocomemoreandmoreICOofferingsareexpectedmonthlyasthistechnologybecomesmoremainstream.Consequently,itwillbecomemuchmorechallengingmakingtherightchoicewhenyouwanttoinvestinasolidandpromisingcryptocurrencyICOinfuture.

Fiatcurrency–unpredictableandvolatileThehistoryoffiatcurrency,alsocalledtraditionalmoney,ischaracterisedbyuncertainty,unpredictabilityandvolatility.Theaveragelifespanoffiatcurrencyisasshortas27years.Inflationposesaseriousthreattofiatmoneyasitcausesageneralincreaseinpricesand

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afallinthepurchasingpowerofmoney.Centralbankshavethepowertoprintasmuchmoneyastheyfeelfit.Thisphenomenontogetherwiththedestructiveeffectsofinflationcausesthepurchasingpoweroffiatmoneytoexperienceasteadydecline.TheBritishpound,theworld'soldestfiatcurrencyisanexcellentexampleofthis.

WhatistheBlockchain?TimBerners-Lee,theinventoroftheworldwidewebstated:“Weneeddiversityofthoughtintheworldtofacethenewchallenges”.

Intoday'smodernworldpeoplestillmustdealwiththreemainfactorsimpactingnegativelyoninternationalpaymentsandaccesstocredit.Transactionsacrossinternationalbordersusingtraditionalmoney,referredtoasfiatmoneyarenormallycomplicated,timeconsumingandexpensive.

In2009SatoshiNakamotointroducedBitcoinasadigitalanalogytogold,thatwaslimitedinsupplybutsecuredbymoderncryptography.Digitalmoney,referredtoascryptocurrencyisanelectronicpaymentmethodwhichcanbetransferredbetweenuserswiththehelpofcomputers,smartphonesandtheinternet.

BlockchaintechnologyThemaininnovationbehindcryptocurrenciesisthat,insteadofrelyingontrustedthirdpartiessuchascentralandcommercialbanks,transactionsarerecordedandpropagatedinadistributedledgerknownasablockchain.

In2016,theFinnishCentralBankorganisedaseminaraboutblockchaininitsbidtosupportlocalresearchprojectsonthistechnology.Theseminarattractedparticipantssuchaslocalacademics,regulators,andcompanies.

Thetechnologybehindblockchainisbusychangingmoney,businessandtheworld.Thepromiseofblockchaintechnologyissimple:

• cutoutthemiddleman• andhelpsecurefinancialtransactionsthroughadistributedledgersystem.

Thisresultsinfullydecentralisedtransactionstogetherwithrelativelylowtransactionfees.

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CryptocurrenciesBitcoinandalternativecryptocurrenciesareprogressivelyenjoyingwidespreadadoptionandhavebeentheinvestmentbuzzwordsinceitscreation.Expertsinthefieldofcryptocurrenciesbelievethatthisupwardtrendwillcontinueandevenescalateintheyearstocome.Cryptocurrencieshavetheuniquepotentialtochallengeexistingsystemsofcurrency(fiatcurrency/traditionalmoney)andpayments.

Cryptocurrencytransactionsaredependable,restriction-resistant,permission-lessandprivate.Onceatransactionisconfirmedbytheblockchainnetwork,itbecomespermanentandfinal.Therefore,adisputeprocessdoesnothavetheauthorityorpowertochargeitbacklikewithotherformsofmoneytransfer.

ManyotheralternativecryptocurrencieshavebeendevelopedandintroducedtoimproveonSatoshi'soriginalvision.Despitesignificantrecentdevelopmentsandinnovation,themarketforcryptocurrenciesremainsverysmallandspecialised.

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ICOInformationMoneyraisedfromtheICOwillbeusedtofundResearch&Development,Yotobusinessventuresandallfutureprojects.Investorswillberewardedforthecoinstheypurchase.Thecoinswillbereleasedoncethecoinsgotothepublicexchangeandcustomerscansellthecoinswhenthevaluegoesup.

InitialCoinOffering(ICO):$0.50percoin

Timeframe:28May2018to29July2018.

Forecasting:YotoCoinispredictedtoincreaserapidlybetweenICOandDecember2019.

AmountofCoinsWeOffer:Wearereleasing45,000,000YotoCoinsforthisICO.AllpackagescanbepurchaseinEthereumorBitcoinequivalent.

TotalSupply110,000,000YotoCoins

OurICO-OurYOTOCoinEventYoucannowjointheblockchainrevolutionbygettingyourownYOTOcoinsduringtheYotoICObyregisteringyourinterestonwww.yotocoin.com

DuringthesaleweofferourbackersthepossibilitytoparticipateinsupportingtheprojectinthecryptocurrenciesETHorBTC.AnyparticipantswillreceiveYOTOcoinsinexchangeattherelevantrateandstageoftheICO.

TheYOTOcoin:

• CanbeusedontheYotoplatform

• Willbeavailabletobetradedonanexchange

• Isfractionallydivisible

• Hasfixedsupply

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Thesalewithcommenceon28thMayandrunfor9weeks.Forabreakdownofthestagesandthenumberofcoinsavailableseethetableinthenextsection.Shouldwenotreachoursoftcapof8,000,000YOTOcoinssoldthefundsraisedwillberepaidtoinvestors.

AllprofitsharinganddividendpaymentsaresubjecttoparticipantsholdingtheirYotocoinsintheirYotoCoinWallet.PleasedownloadyourYotoWalletatwww.yotocoin.comandincludeyourYotowalletaddresswhenapplyingforanyYotoCoinsduringtheICO.

BonusCoinsWewillalsoawardbonuscoinsforthenumberofcoinspurchasedatanyonetime.Thesebonusesarelistedinthefollowingsections.

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CoinSaleListedbelowarethetechnicalaspectsoftheYOTOcoin.

SoftCap 8,000,000YOTO

HardCap 45,000,000YOTO

TotalCoinSupply 110,000,000YOTO

CoinMainSalePrice From$0.50to$4.00(Seechart)

Pre-SaleAvailable Yes

CoinDistribution Upto150daysaftercoinsaleends(SeeICOCoinReleaseTimetablebelow)

*Underconditionswherefewercoinsaresoldunderthestipulatedcap,coinswillbedistributedproratatoremainingcategories

ICOStagesListedbelowarethedifferentstagesofthe2018ICOcoinsaleandthenumberofcoinsdistributedduringeachperiod.ICOStage Dates CoinPrice %ofCoins CoinsAvailable

SeedInvestment*

28May-03Jun SeeTablebelow 10.00% 4,500,000

PreICOOffer 04Jun-17Jun $1.00 25.00% 11,250,000

ICO-Stage1 18Jun-01Jul $2.00 25.00% 11,250,000

ICO-Stage2 02Jul-15Jul $3.00 25.00% 11,250,000

ICO-Stage3 16Jul-29Jul $4.00 15.00% 6,750,000

Total 100.00% 45,000,000

Note:Anycoinsnotsoldinastagewillberolledforwardintothenextstage.

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*SeedInvestmentConditionsAnyoneparticipatingintheSeedInvestmentstagemustpurchaseoneofthefollowing5packagesasindividualcoinpurchasewillnotbeavailableatthisstage:Package Price* Numberofcoins Bonus1

1Ethereum

1,400

5%

2 2Ethereum 2,800

7.5%

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5Ethereum

7,000 10%

4 10Ethereum 14,000 15%

5 1Bitcoin 18,000 15%

MAXIMUMBONUS15%Thereareonly4,500,000YotocoinsavailableintheSeedInvestmentstageandsoitisadvisabletopurchaseearlytoavoiddisappointment.*Note:Pricesisbasedonwww.coinmarketcap.comasat21stMay2018

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ICOCoinReleaseTimetable

ICOStage Dates CoinPrice PostICOtimescale ReleaseDate

SeedInvestment*

28May-03Jun SeeTableabove 150Days 26December2018

PreICOOffer 04Jun-17Jun $1.00 120Days 26November2018

ICO-Stage1 18Jun-01Jul $2.00 90Days 27October2018

ICO-Stage2 02Jul-15Jul $3.00 60Days 27Sept2018

ICO-Stage3 16Jul-29Jul $4.00 30Days 28August2018

AttheendoftheICO,YotoCoinswillbereleasedintoindividualYotoCoinwalletsontheReleaseDatesintheabovetable.

PleasedownloadyourYotoWalletatwww.yotocoin.comandincludeyourYotowalletaddresswhenapplyingforanyYotoCoinsduringtheICO.

ICOBonusCoinsDuringallICOstagesbonuspercentageofcoinswillbeawardeddependingonthetotalnumberofcoinstakeninonepurchase.ICOStage Dates Upto500

Coins501-1,000Coins

1,001-2,000Coins

2,001-5,000Coins

Above5,001-Coins

SeedInvestment 28May-03Jun

SeeAbove

SeeAbove

SeeAbove

SeeAbove

SeeAbove

PreICOOffer 04Jun-17Jun

0% 5% 7% 10% 15%

ICO-Stage1 18Jun-01Jul

0% 5% 7% 10% 15%

ICO-Stage2 02Jul-15Jul

0% 5% 7% 10% 15%

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ICO-Stage3 16Jul-29Jul

0% 5% 7% 10% 15%

Note:Thisbonusispertransactionandisnotcumulative.

CoinAllocation ThediagrambelowshowshowwewillallocatetheTotalYotocoinsupply.

41%

9%

25%

25%CoinsforSale

BonusReserve

CompanyReserve

YotoCharity

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UseofProceeds ThediagrambelowshowshowwewillallocatetheproceedsoftheICOcoins

RiskAcquisitionofcoinsisassociatedwithahighdegreeofrisk,including,butnotlimitedto,theriskslistedbelow.Beforeacquiringcoins,eachrecipientofthisoffershouldcarefullyweighalltheinformationandrisksoutlinedinthisWhitepaper,inparticular,thefollowingriskfactors:

1 Limitationsofthesmartcontract

Thesmartcontracttechnologyisstillatitsnascentstageofdevelopmentandexperimentationinitsnature.Hence,significantoperational,technological,legal,reputationalandfinancialrisksmayariselateronatanystage.

2 LegalRisks

Blockchaintechnologies,includingbutnotlimitedto,theissueofcoins,maybeanewconceptinsomejurisdictionsthatcanapplyexistinglawsandregulationstoit,orenactnewlawsandregulationsgoverningblockchain-basedapplications.SuchlawsandregulationsmayconflictwiththecurrentorganizationofasmartcontractthatensurestheoperationofYOTOcoins.

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3 Forcemajeure

TheactivitiesoftheYotoprojectmaybeinterrupted,suspendedordelayedduetoforcemajeurecircumstances.ForthepurposesofthisWhitepaper,theforcemajeuremeanseventsandcircumstancesofanextraordinarynaturethatcouldnothavebeenforeseenbytheYototeam,andincludenaturaldisasters,wars,armedconflicts,riots,industrialconflicts,epidemics,masslayoffs,strikeswithproductivitydecline,long-termshortagesordisruptionsinelectricitysupplyortelecommunicationsservices,actionsofthemunicipalgovernment,thegovernmentoftheregion/stateandfederalgovernment,andothercircumstancesthatarebeyondthereasonable/practicalcontroloftheYototeam.

4 PriceofYotocoins

ThepriceofpurchasedYOTOcoinscanvarysignificantlydependingonvariousmarketorotherfactors.AtnostageortimetheYototeamdoesnotguaranteeanyriseordipinspecificpriceofYOTOcoinsforagiventimeperiod.TheYototeamshallnotbeheldresponsibleforanychangesinthepriceofYOTOcoins.Further,theprojectteamofYotoinnowaycanguaranteethepreliminaryforward-lookingstatementsgiveninthisWhitepaperwillbeaccurate.Please,notethattheYotocoinprojectmaybesubjecttomarketorotherrisksthattheprojectmanagementcannotanticipatecurrently.

DISCLAIMERAlltheinformationenclosedinthisWhitePaperisprojectedpurelytosharetheknowledgeaboutYOTOCoin.BasedontheunderstandingofthetopicthisWhitePaperisconceptualizedexclusivelyforinformationaluseonly.Asitisnotalegaladvicethereforedonotcompletelyrelyonthisinformation.YOTOCoinmakesnorepresentationsorwarrantiesformakinganysortofinvestments.AsinvestmentsarealwayspronetomarketsrisksthereforeYOTOCoindoesnotacceptanyliabilityforevenminorlossarisingfromrelianceinformationcontainedinthisWhitePaper.Pleasereadallthedocumentscarefully.Readersareparticularlyadvisedtousetheirjudgmentpriortomakinginvestmentsortakinganysortofinvestmentdecisions.

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YotoCoinRoadMap

2018

28May2018

ICOCoinSaleBegins

YOTOExchangeOpensQuarter2

Quarter329July2018

ICOCoinSaleCompletes

CryptoTradingBegins

CharityFormation

Quarter4 CryptoMiningbegins

YOTOPropertyFundBeginsTrading

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Lookingforwardtodoingbusinesstogether........