…xsk|b z]o/ lgisfzg ;dagwl joj:yf tyf...

kf]=a=g+= !@)%%, sdnkf]v/L, sf7df8f}+ .kmf]g g+= )!–$$@*^^) km\ofS;M )!–$$@*^**Email: [email protected]: www.sunrisecapital.com.np

lwtf]kq lgisfzg tyf laqmL k|jGwsM

g]kfn lwtf]kq af]8{af6 :jLs[t ePsf] ldlt @)&^÷)$÷@)

@)&^÷)^÷!&

@)&^÷)&÷@! -a}+lsË ;do kZrft_

xsk|b z]o/ lgisfzg v'Nnf x'g] ldlt

xsk|b z]o/ lgisfzg aGb x'g] ldlt

…xsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Ú

r'Qmf k"“hL ?=$^,)&,*@,)))÷– sf] bz z]o/ a/fa/ 5 z]o/ -!) M ^_ sf] cg'kftdf ?=@&,^$,^(,@))÷– a/fa/ k|lt z]o/ ?=!))÷– c+lst b/sf @&,^$,^(@ lsQf z]o/ ;fljs z]o/wgLx?sf] nflu xsk|b ;fwf/0f z]o/sf] lgisfzg ug{sf nflu k|sflzt .

b/vf:t ;fy k|lt ;fwf/0f z]o/ ?=!))÷—sf b/n] ztk|ltzt e'QmfgL dfu ul/Psf] .

qm]l86 /]l6· ;DaGwL ljj/0f Mo; ljj/0f kq dfkm{t lgisfzg ul/g] ;fwf/0f z]o/sf] ;fj{hlgs lgisfzg ug{sf nflu O{qmf g]kfnn]] ldlt @)&^ efb| @$ ut] -Sep 10, 2019) df "[CRAN] IPOGrade 4+" k|df0fkq k|bfg u/]sf] 5 . "[CRAN] IPOGrade 4+" n] cf}ift eGbf tn cfwf/x? (BelowAverage Fundamentals) hgfp“5 . ;f] ;DaGwL ljj/0f o; ljj/0f kqsf] bkmf j df pNn]v ul/Psf] 5 . o; /]l6·;sf] ;dofjlw ldlt @)&^ efb| @$ ut] -Sep 10, 2019) ;Dd sfod /xg] 5 .

xfdLnfO{ lgisfzgstf{ ;+ul7t ;+:yf tyf o;sf ;+:yfks÷;+rfnsx?n] pknAw u/fPsf] ljj/0f tyf hfgsf/Lsf] cfwf/df o; ;+:yfsf] Joj:yfksLo, k|fljlws / cfly{s kIfsf] ljZn]if0ffTds cWoogaf6 xfdL ;Gt'i6 x'g'sf] ;fy} …xsk|b z]o/ lgisfzg ;DaGwL Aoa:yf tyf ljj/0fx?Ú df n]lvPsf cfly{s ljj/0fx? / cGo hfgsf/L tYout, k"0f{ / ;lx b]lvPsf]n] nufgLstf{x?nfO{ nufgL ;DaGwL lg0f{o lng d2t k'Ug] s'/fk|lt ljZj:t eO{ xfdLn] of] æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ :jLs[lt sf nflu g]kfn lwtf]kq af]8{df lwtf]kq ;DaGwL P]g, @)^# / lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&# cg'?ksf] of]Uotf k'u]sf] k|lta4tfkq (Due Diligence Certificate) k|:t't u/]sf 5f}+ .lwtf]kqsf] nufgLdf x'g ;Sg] hf]lvd af/] nufgLstf{ :jo+n] ljrf/ ug'{ kg]{5 . o; sDkgLn] ug]{ ePsf] sfddf lglxt ;Defljt hf]lvdx?af/] o; ljj/0fsf] bkmf -y_ df pNn]v ul/Psf] 5 .

lgisfzg tyf laqmL k|aGwssf] pb\3f]if0fM

sDkgL P]g, @)^# cGtu{t :yflkt a}+s tyf ljQLo ;+:yf ;DaGWfL P]g, @)&# adf]lhd sfdsf/f]jf/ ug{]

sf]

sn]h /f]8, j8f g+= (, la/f6gu/, g]kfn .kmf]g g+= )@!–%@&%!)÷%@%(%#km\ofS; g+= )@!–%@&%$@j]e;fO6M www.srijanafinance.comOd]n: [email protected]]kfn /fi6« a}+saf6 æuÆ ju{sf] Ohfhtkq k|fKt ljQLo ;+:yf

www.srijanafinance.com

s_ sDkgLsf] gfd M l;h{gf kmfOgfG; lnld6]8 (SRIJANA FINANCE LIMITED) v_ sDkgLsf] /lhi68{ sfof{no M df]/Ë lhNnf la/f6gu/ dxfgu/kflnsf jf8{ g+= (, g]kfn .u_ sf/f]jf/ :yfg M o; ljQLo ;+:yfsf] /lhi68{ -s]Gb|Lo_ sfof{no df]/Ë lhNnf la/f6gu/ dxfgu/kflnsf jf8{ g+=( df /x]sf] 5 .

g]kfn /fi6« a}+ssf] :jLs[tL lnO{ cfjZoQmf cg';f/ zfvf, pkzfvf jf cGo sfof{no vf]nL sf/f]af/ ug{ ;lsg] 5 . s]Gb|Lo tyf zfvf sfof{nox?sf] gfd M

l;=g+= 7]ufgf l;=g+= 7]ufgf l;=g+= 7]ufgf

! s]Gb|Lo sfof{no, lj/f6gu/ @ lj/f6gu/, df]/Ë # s~rgaf/L, df]/Ë

$ Aflgufdf, df]/Ë % s6x/L, df]/Ë ^ /+u]nL, df]/Ë

& Zff]/fefu sl;{of, df]/Ë * 8f+luxf6, df]/Ë (= ky/L, df]/Ë .

!) ;nsk'/, df]/Ë !!= Og?jf, ;'g;/L !@ b'xjL en'jf,;'g;/L

!# xl/gu/f, ;'g;/L !$ nf}sxL, ;'g;/L !% rqm36L, ;'g;/L

!^ /fhlj/fh, ;Kt/L !& s~rgk'/, ;Kt/L !* kmQ]]k'/, ;Kt/L

!( Eff/bx, ;Kt/L @) sNof0fk'/, ;Kt/L @! Kfftf], ;Kt/L

@@ Aff]b]a;f{Og, ;Kt/L 3_ sDkgLsf] ;+lIfKt kl/ro / p2]Zo M

l;h{gf kmfOgfG; lnld6]8 tTsflng sDkgL P]g @)%# adf]lhd ldlt @)%%÷)@÷@% ut] sDkgL /lhi6«f/sf] sfof{nodf btf{ ePsf] xf] . ljQLo ;+:yfn] g]kfn /fi6« a}+saf6 ldlt @)%^÷)*÷)( df ljQLo sf/f]jf/ ug]{ Ohfht kq k|fKt u/L ldlt @)%^÷)*÷@& b]lv cfkm\gf] ljQLo sf/f]jf/ ;+rfng ul//x]sf] 5 . of] sDkgL g]kfnsf] cf}Bf]lus Pj+ Aofkfl/s If]qdf cjl:yt /x]sf] x'Fbf pQm If]qdf 5l/P/ lgis[o /x]sf] k"FhLnfO{ lgIf]ksf] ?kdf ;+sng u/L b]zsf] pBf]u, Jofkf/ tyf ;]jfd'ns Pj+ cGo If]qx?df nufgL u/L b]zsf] cfly{s ljsf;df of]ubfg k'¥ofpg] p2]Zon] of] sDkgL :yfkgf ePsf] xf] . o; ljQLo ;+:yfsf] ;+:yfks Pj+ ;~rfnsdf nfdf] ;do ljQLo ;+:yfsf] cg'ejL tyf k|ltli7t pBf]uklt Pj+ Aofj;flos JolQmx? x'g'x'G5 .

g]kfn /fi6« a}+s P]g, @)%*, a}+s tyf ljQLo ;+:yf ;DaGwL P]g, @)^#, sDkgL P]g, @)^# tyf cGo k|rlnt sfg'gsf] cwLgdf /xL ljQLo sf/f]af/ ug]{ o; ;+:yfsf] d'Vo p2]Zox? b]xfo adf]lhd x'g]5 .

s_ ljQLo ;+:yfsf] lgIf]kstf{sf] xs lxtsf] ;+/If0f / ;Da¢{g ub}{ :j:y k|lt:kwf{af6 ;j{;fwf/0fnfO{ u'0f:t/Lo tyf e/kbf]{ ljQLo dWo:ytf ;]jf pknAw u/fpg],

v_ s[lif pBf]u, ;]jf Aofkf/ tyf cGo Aoj;flos ?kn] ;DefJo b]lvPsf pTkfbglzn Aoj;fosf] :yfkgf, ljsf;, lj:tf/ / Ifdtf Pjd pTkfbsTj a[l¢sf nflu cfjZos ljQLo ;fwg cfGtl/s tyf afXo ;|f]taf6 h'6fO{ b]zsf] cf}Bf]lus, Aofkfl/s Pj+ s[lif If]qsf] ljsf;df ultlzntf Nofpg ;xof]u k'¥ofpg],

u_ pknAw zLk, >d tyf kF"hLnfO{ prLt ?kdf kl/rfng u/L u|fdL0f tyf zx/L If]qdf pTkfbg Pjd\ /f]huf/Ld"ns Aoj;fosf] :yfkgf, ;+rfng, ljsf;, lj:tf/ Pjd\ k|aw{g ug]{ / ;f] sfo{sf] nflu cfjZos ljQLo ;fwg, k|fljlws tyf Aoj:yfksLo k/fdz{ ;]jf, tflnd tyf k|ljlw pknAw u/fO{ ul/aL lgjf/0fsf nflu ;lqmo ?kdf ;+nUg eO{ ;xof]u k'¥ofpg],

3_ ljQLo ;]jfdf hf]lvd sd ub}{ ljQLo If]qsf] pbf/Ls/0fdf d4t k'¥ofpg] / b]zsf] cy{tGqnfO{ ;an tyf ;'b[9 agfpg ;xof]u k'¥ofpg], /

ª_ b]zsf] ;du| ljQLo k|0ffnL k|lt ;j{;fwf/0fsf] ljZjf;gLotf clea[l4 ug{ ;xof]u k'¥ofpg] .ª_ sDkgLsf] kF"hL ;+/rgf ;DaGwL ljj/0f Mclws[t k"FhL M ljQLo ;+:yfsf] clws[t k"FhL ?=!,)),)),)),)))÷— x'g]5 . h;nfO{ k|lt z]o/ ?=!))÷— sf b/n]

!,)),)),))) yfg ;fwf/0f z]o/df ljefhg ul/Psf] 5 .hf/L k"FhL M ljQLo ;+:yfsf] hf/L k"FhL ?=&#,&@,%!,@))÷— x'g]5 . h;nfO{ k|lt z]o/ ?=!))÷— sf b/n]

&#,&@,%!@ yfg ;fwf/0f z]o/df ljefhg ul/Psf] 5 .


r'Qmf k"FhL M xfn ljQLo ;+:yfsf]] r'Qmf k"FhL ?= $^,)&,*@,)))÷— /x]sf]5 . h;nfO{ k|lt z]o/ ?=!))÷— sf b/n] $^,)&,*@) lsQf ;fwf/0f z]o/df ljefhg ul/Psf]5 . o; ljj/0f dfkm{t ul/g] z]o/sf] xsk|b lgisfzg kZrft ljQLo ;+:yfsf] r'Qmf k"FhL ?=&#,&@,%!,@))÷— -cIf]?kL lqxQ/ s/f]8 axQ/ nfv PsfpGg xhf/ b'O{;o x'g]5 .

r_ xsk|b z]o/ lgisfzg ug{'k"j{ / lgisfzg u/L af+8km+f8 u/] kZrft\ x'g] sDkgLsf] r'Qmf k"+hLsf] ;+/rgf Mxsk|b z]o/ lgisfzg k"j{ /x]sf] laQLo ;+:yfsf] r'Qmf k"FhLsf] ;+/rgf M

;d"x z]o/wgL z]o/ lsQf k"FhL ;+/rgf r'Qmf /sd ?= e"QmfgL k|ltzt

-s_ ;+:yfks @&,^$,^(@ ^)Ü @&,^$,^(,@))÷— !))

-v_ ;j{;fwf/0f -sd{rf/L ;d]t_ !*,$#,!@* $)Ü !*,$#,!@,*))÷— !))

hDdf $^,)&,*@) !))Ü $^,)&,*@,)))÷–

xsk|b z]o/ lgisfzg u/L afF8kmfF8 u/] kZrft x'g] laQLo ;+:yfsf] r'Qmf k"FhLsf] ;+/rgf M

;d"x z]o/wgL z]o/ lsQf k"FhL ;+/rgf r'Qmf /sd ?= e"QmfgL k|ltzt

-s_ ;+:yfks $$,@#,%)& ^)Ü $$,@#,%),&))÷— !))

-v_ ;j{;fwf/0f -sd{rf/L ;d]t_ @(,$(,))% $)Ü @(,$(,)),%)) !))

hDdf &#,&@,%!@ !))Ü &#,&@,%!,@))

5_ xfnsf z]o/wgLx?sf] ;d'x v'Ng] u/L ;+:yfksx?sf] xsdf lghx?sf] gfd, 7]ufgf tyf pgLx?n] lnPsf] z]o/ ;+Vof tyf ;+:yfut ;+:yfksx?sf] xsdf pQm ;+:yfsf] ;+rfnsx?sf] gfd tyf 7]ufgf -k|fs[lts JolQm gv'n];Dd_ M

sDkgLsf]] ;+:yfksx?sf] xsdf lghx?sf] gfd, 7]ufgf, tyf lghx?n] lnPsf] z]o/ ;V+of lgDg adf]lhd /x]sf]5 .

l;=g+= ;+:yfksx?sf] gfd 7]Uffgf z]]o/ lsQf

1 Pd=Pd=Knfi6Ls pBf]u k|f=ln= lj/f6gu/ !# 285,246

2 ;'dg /fh Kofs'/]n /fhla/fh g=kf= $ 246,683

3 ch'[{g s'df/ uf}td rf}/L–&, sfe|] 104,664

4 k|efs/ s'df/ b]jsf]6f lj/f6gu/ jf8{ g+ –)%, cRo't ldn 95,229

5 lai0f' k|;fb kf]v/]n dw'df/f –%)÷!!, la/f6gu/ 86,397

6 ;'jf; cfrfo{ gjo'jf dfu{–)^, df]/Ë 86,397

7 nLnf s'df/ 9'+u]n ltg6f]lnof–!#, la/f6gu/ 82,283

8 lzl/; g]kfn skg–)^ 59,153

9 cljgfz af]x/f df]/Ë, la/f6gu/ !) 54,855

10 af;'b]j hf]zL df]/Ë, la/f6gu/ !# 54,855

11 ladn s'df/ a]ujfgL df]/Ë, la/f6gu/ )* 54,855

12 /fhs'df/ uf]N5f df]/Ë, la/f6gu/ !$ 54,855

13 ;Gtf]if s'df/L cu|jfn df]/Ë, la/f6gu/ * 54,855

14 ;/f]h lg/f}nf kf]vl/of, lj/f6gu/ ! 54,855

15 ;'hg yfkf df]/Ë, la/f6gu/ !& 54,855

16 ;'lgtf s'df/L v]tfg df]/Ë, la/f6gu/ * 54,855

17 t'n;L k|;fb kf]v/]n la/f6gu/–)! 54,855


18 z'/]z nf]xgL la/f6gu/–!#, df]/Ë 54,855

19 d+h' e§/fO{ /fhla/fh g=kf= ^ 48,760

20 e'k]Gb| e08f/L bfª, wgf}/L )( 46,607

21 uf]kfn s'df/ cu|jfn df]/Ë, la/f6gu/ !# 43,884

22 sdn /fh bfxfn d'gfn ky, lj/f6gu/ # 36,570

23 ;+ho s'df/ cu|jfn w/fg /f]8, lj/f6gu/ & 36,570

24 z'lzn s'df/ cu|jfn df]/Ë, la/f6gu/ !) 36,570

25 ;'/]z s'df/ /f7L 7fs'/ af8L /f]8, lj/f6gu/ !@ 36,570

26 afa'/fd af:tf]nf emfkf, sGsfO{ )@ 34,285

27 ;ljtf cu|jfn sf7df8f}+ 33,873

28 k|]Iff cf]emf sf7df08f}, sn+sL 32,913

29 ;'/]Gb| s'df/ yfkf sf7df08f}–$ 32,913

30 t'nflagf]b cof{n cfb{z 6f]n–)%, df]/Ë 30,446

31 /fhs'df/ zdf{ l;4fy{ rf]s–!@, df]/Ë 27,463

32 laZjsfGt bfxfn df]/Ë, la/f6gu/ )% 27,428

33 3gZofd kf]v/]n kLkn rf}s, lj/f6gu/ % 27,428

34 OZj/ kf]v/]n hfgsL rf}s, lj/f6gu/ ^ 27,428

35 sf]dn k|;fb sfkm\n] sf7df8f}+, afg]Zj/ #@ 27,428

36 s'df/ vltj8f df]/Ë, la/f6gu/ )$ 27,428

37 d's]z s'df/ e§/fO{ la/f6gu/ kml0fGb| dfu{ – @& 27,428

38 k|bLk cu|jfn df]/Ë, la/f6gu/ )^ 27,428

39 k|sfz sk'/L emfkf, eb|k'/ ( 27,428

40 k|sfzafa' kGt df]/Ë, la/f6gu/ !) 27,428

41 k|df]b s'df/ cu|jfn df]/Ë, la/f6gu/ )% 27,428

42 /fhg >]i7 la/f6gu/–!#, ltg6f]lnof 27,428

43 /fh' k|;fb e§/fO{ df]/Ë, kfvl/of–)$ 27,428

44 ;'/]Gb| s'df/ kf]v|]n uf]s0f]{Zj/–!@ 27,428

45 tf/fgfy lg/f}nf b]jLdfu{, la/f6gu/ $ 27,428

46 o1 k|;fb zdf{ hgky–!!, la/f6gu/ 27,428

47 d0fL s'df/ cHof{n df]/Ë, la/f6gu/ !$ 27,428

48 v]d/fh g]kfn df]/Ë, la/f6gu/ )! 25,142

49 dGh' e§/fO{ df]/Ë, la/f6gu/ )$ 23,771

50 zGtf]if s'df/ eut df]/Ë, la/f6gu/ !! 18,285

51 >jg s'df/ cu|jfn df]/Ë, la/f6gu/ )@ 15,238

52 /fh s'df/ ofbj hd'gL dw]k'/f ufla; ( 14,628

53 t]h axfb'/ lg/f}+nf df]/Ë, la/f6gu/ )% 14,628

54 ljdnf k/fh'nL df]/Ë, la/f6gu/ !& 10,971


55 k'0o k|;fb kf}8]n ;'g;/L, O6x/L, $ 10,971

56 ls/g 9'+u]n df]/Ë, la/f6gu/ )$ 10,778

57 dGh' b]jL /fhla/fh–)# 10,240

58 ljgf]b s'df/ ;fkmL ;Kt/L, l5Ggd:tf 8,082

59 laho s'df/ bf; /fhla/fh gu/kflnsf $ 7,680

60 /fh s'df/ cu|jfn df]/Ë, lj/f6gu/ ^ 7,314

61 zDe' k|;fb pkfWofo a'9flgns07 !@, skg 6,362

62 u+uf k|;fb af:tf]nf df]/Ë, pnf{jf/L 5,750

63 h'lgtf ;'j]bL df]/Ë, la/f6gu/ !$ 5,750

64 ab|L k|;fb e§/fO{ df]/Ë, la/f6gu/ )* 5,486

65 ;Demgf kf]v/]n df]/Ë, la/f6gu/ $ 5,486

66 df]=;}km'//xdfg O{/fsL km;]{7 ;Kt/L uflj; & 5,120

67 ef]h k|;fb e§/fO{ /fhla/fh–)^ 3,840

68 en axfb'/ s]=;L= pbo dfu{, lj/f6gu/ $ 3,657

69 /3'a]Gb| cu|jfn df]/Ë, la/f6gu/ ^ 3,657

70 clgn s'df/ emf ;Kt/L, /fhla/fh gkf @ 3,073

71 lago /]UdL e/tk'/–!#, lrtjg 1,944

72 /fd uf]ljGb ;fx ;Kt/L, 8f9f ufla; ^ 565

73 s[kfgGb bf; ;Kt/L, sf]rfavf/L ufla; # 513

74 gGb lszf]/ /f7L df]/Ë, la/f6gu/ )@ 351

75 ;+ho s'df/ rf}w/L nfxfg g=kf # 154

76 led k|;fb u'/fufO{ kf]vl/of cg's/g dfu{–)!, la/f6gu/ 123

77 lagf]b s'df/ nf]lxof cu|jfn zlg dlGb/ /f]8 la/f6gu/–* 123

78 rGb| s'df/L ;/sf/ df]/Ë, la/f6gu/ )& 123

79 b]jsL gGbg cu|jfn df]/Ë, la/f6gu/ )! kf]v/Lof 123

80 lbg]z 9sfn la/f6gu/–!!, df]/Ë 123

81 u0f]z lu/L df]/Ë, la/f6gu/ )! 123

82 x/L k|;fb kf]v/]n df]/Ë, la/f6gu/ )$ 123

83 hulbz k|;fb cu|jfn la/f6gu/–)( 123

84 df]xdb df]hDdLn x';]]g df]/Ë, la/f6gu/ )& 123

85 gOd'lbg c+;f/L ;'g;/L, g/l;+x )& 123

86 gf/fo0f kf}8]n la/f6gu/–!!, df]/Ë 123

87 gf/fo0f k|;fb tf]bL df]/Ë, la/f6gu/ )* 123

88 ;+ho s'df/ c6n df]/Ë, la/f6gu/ & 123

89 cldt l;+3n df]/Ë, la/f6gu/ )( 123

90 uf}td axfb'/ sfsL{ If]qL df]/Ë, la/f6gu/ )^ 123

91 uf]kfn k|;fb kf08] df]/Ë, la/f6gu/ !# 123


92 x+; /fh cu|jfn df]/Ë, la/f6gu/ !@ 123

93 ;'g]gf cfrfo{ df]/Ë, la/f6gu/ % 123

94 6]s gf/fo0f ;fx ;Kt/L, t/fxL–)* 123

95 cleif]s cu|jfn df]/Ë, la/f6gu/ )* 122

96 cleif]s s]8Lof df]/Ë, la/f6gu/ )@ 122

97 cfnf]s ld> ;Kt/L, d}gfs/]8L ! 122

98 cldt s''df/ h}g df]/Ë, la/f6gu/ )& 122

99 cfgGb cfrfo{ df]/Ë, la/f6gu/ !# 122

100 cfgGb em'j+/ df]/Ë, la/f6gu/ )* 122

101 cgGt s'df/ rfkfufO{ df]/Ë, la/f6gu/ )$ 122

102 clgn cu|jfn df]/Ë, la/f6gu/ )^ 122

103 clgn s'df/ kf]v/]n df]/Ë, la/f6gu/ !! 122

104 clgtf s'df/L a+zn emfkf, bds !! 122

105 cls+t kf08] df]/Ë, la/f6gu/ !# 122

106 clGtd s'df/ cfrfo{ df]/Ë, la/f6gu/ !! 122

107 cg'k e08f/L pbok'/, lqo'uf !& 122

108 cfz gf/fo0f rf}w/L cf}/fagL #, ;'g;/L 122

109 czf]s s'df/ s] ;L ;Kt/L, s~rgk'/ * 122

110 afa'/fhf cf]emf df]/Ë, la/f6gu/ )$ 122

111 afns[i0f cfrfo{ df]/Ë, sf]zL x/}rf )$ 122

112 a;Gt l3ld/] vf]6fª, a'O{kf )* 122

113 af;' axfb'/ a:g]t df]/Ë, la/f6gu/ )$ 122

114 eut nfn >]i7 t]xy'd, Dofªn'ª ! 122

115 eujtL rf}w/L ;'g;/L, cf}/fagL # 122

116 e/t ;fx ;'8L wg'iff, sgsk§L ^ 122

117 e/t axfb'/ yfkf df]/Ë, la/f6gu/ !) 122

118 led k|;fb g]kfn sf7df8f}+, afg]Zj/ !) 122

119 lawf vgfn cfrfo{ df]/Ë, la/f6gu/ !# 122

120 la1fg k|wfg df]/Ë, la/f6gu/ )% 122

121 lah]Gb| k/fz/ df]/Ë, la/f6gu/ )% 122

122 ladn s'df/ hf]zL sf7df8f}+}, z+vd'n #$ gof afg]Zj/ 122

123 lalgtf s'df/L ofbj df]/Ë, la/f6gu/ )* 122

124 lagf]b s'df/ l;x+ df]/Ë, la/f6gu/ )* 122

125 lagf]b s'df/ l;x+ df]/Ë, la/f6gu/ )* 122

126 lagf]b k|;fb 9sfn df]/Ë, la/f6gu/ )^ 122

127 aL/]Gb| ofbj df]/Ë, la/f6gu/ !* 122

128 laZj /fd e§/fO{ df]/Ë, la/f6gu/ )% 122


129 rGb| sfGt 7fs'/ la/f6gu/–!!, df]/Ë 122

130 blw/fh ;'a]bL df]/Ë, la/f6gu/ )$ 122

131 8u]Gb| k|;fb k/fh'nL wg\s'6f 122

132 bfdf]b/ kf]v/]n df]/Ë, la/f6gu/ )& 122

133 l8NNfL /fh >]i7 df]/Ë, s;]gL )^ 122

134 b]jd0fL g]kfn df]/Ë, la/f6gu/ )^ 122

135 w/0fLw/ lwdfn df]/Ë, alaoflatf{ # 122

136 lbAo /fh l3ld/] df]/Ë, la/f6gu/ )^ 122

137 lbgf k|;fb d08n df]/Ë, /+u]nL ^ 122

138 lbks uf}td df]/Ë, la/f6gu/ !) 122

139 lbks sfsL{ ;'g;/L, dx]Gb|gu/ )* 122

140 lbks vjf; df]/Ë, a}hgfyk'/ @ 122

141 lbks k|wfg df]/Ë, la/f6gu/ )% 122

142 8f /fh' /fd yfkf df]/Ë, la/f6gu/ )@ 122

143 8f ;gt s'df/ a/fn df]/Ë, la/f6gu/ )! 122

144 b'uf{ k|;fb l3ld/] df]/Ë, la/f6gu/ !! 122

145 u0f]z k|;fb kf]v|]n df]/Ë, la/f6gu/ )$ 122

146 u+uf ;'a]bL df]/Ë, la/f6gu/ )% 122

147 uf]laGb k|;fb bfxfn df]/Ë, la/f6gu/ )$ 122

148 u'0f/fh bfxfn df]/Ë, la/f6gu/ !$ 122

149 u'? k|;fb bfxfn la/f6gu/–!!, dw'df/f 122

150 1fg]Gb| clwsf/L df]/Ë, la/f6gu/ )$ 122

151 1fg]]Gb| vgfn emfkf, afx'g8fuL )& 122

152 1fg]Gb| k|;fb e§/fO{ df]/Ë, la/f6gu/ )% 122

153 x/L axfb'/ vqL ;+v'jf;ef, vfbaf/L ! 122

154 x]dGt s'df/ uf}td df]/Ë, O{6x/f % 122

155 lx/f k|;fb kf}8\ofn df]/Ë, la/f6gu/ !! 122

156 xf]d k|;fb kf}8]n df]/Ë, la/f6gu/ )$ 122

157 O{gf g]kfn la/f6gu/–!^, df]/Ë 122

158 OlGb/f s'df/L vltj8f Kofs'/]n df]/Ë, la/f6gu/ )! 122

159 OGb' s'df/L l/hfn e§/fO{ df]/Ë, la/f6gu/ !! 122

160 OZj/ e§/fO{ ;'g;/L, O{6x/L pkdxfgu/kflnsf % 122

161 hug k|;fb km'ofn df]/Ë, la/f6gu/ )@ 122

162 huGgfy 9'+u]n dWok'/ l7ld–!^ 122

163 hut axfb'/ yfkf la/f6gu/–!# 122

164 hgs dl0f ltlD;gf df]/Ë, la/f6gu/ )$ 122

165 s}nf; s'df/ >]i7 df]/Ë, la/f6gu/ )% 122


166 sNkgf lg/f}nf df]/Ë, la/f6gu/ !% 122

167 sNof0f s] ;L df]/Ë, la/f6gu/ )! 122

168 sdn s'df/ kf]v/]n jf8{ g+ –)%, Po/kf]6{ /f]8, lj/f6gu/ 122

169 sf}zn s'df/ kf]v/]n df]/Ë, la/f6gu/ )$ 122

170 s]bf/ axfb'/ sfsL{ df]/Ë, la/f6gu/ !! 122

171 s]bf/ k|;fb af:tf]nf df]/Ë, la/f6gu/ )^ 122

172 s]zj k|;fb pkfWofo kf]v/]n df]/Ë, la/f6gu/ !! 122

173 ls/0f e§/fO{ df]/Ë, la/f6gu/ )% 122

174 s[i0f uf]kfn bxfn ltg6f]lnof–!#, la/f6gu/ 122

175 s[i0f s'df/ c6n ;'g;/L, w/fg )@ k'/fgf] ahf/ 122

176 s[i0f k|;fb kf}8]n df]/Ë, la/f6gu/ )$ 122

177 dbg s'df/ bfxfn df]/Ë, alaof latf{ #, d+unaf/] 122

178 dfwa k|;fb cqL df]/Ë, la/f6gu/ )# 122

179 dfwa k|;fb sf]O/fnf df]/Ë, la/f6gu/ )$ 122

180 dx]z k|;fb e§/fO{ df]/Ë, la/f6gu/ )$ 122

181 dx]Zj/ bfxfn df]/Ë, la/f6gu/ !! 122

182 dl0f/fh bfxfn df]/Ë, la/f6gu/ )$ 122

183 dlgif kf]v|]n dWok'/ l7ld–!^ 122

184 dGh' k/fh'nL df]/Ë, la/f6gu/ )# 122

185 dgf]h s''df/ tf]bL df]/Ë, la/f6gu/ )( 122

186 dflqsf k|;fb pk|]tL df]/Ë, alaof latf{ % 122

187 d]3/fh l;Ub]n df]/Ë, la/f6gu/ )% 122

188 df]xg s'df/ ;'a]bL df]/Ë, la/f6gu/ !^ 122

189 df]xg k|;fb clwsf/L s[lif dfu{–)^, w/fg /f]8 122

190 gGb lszf]/ /f7L df]/Ë, la/f6gu/ )@ 122

191 g/ axfb'/ sfsL{ df]/Ë, la/f6gu/ )$ 122

192 gf/fo0f j:tL df]/Ë, la/f6gu/ )% 122

193 g/]Gb| axfb'/ a:g]t emfkf, dxf/fgL emf]8f )# 122

194 lgnd lg/f}nf df]/Ë, la/f6gu/ !) 122

195 lg>Ltf /]UdL df]/Ë, la/f6gu/ !@ 122

196 cf]d k|sfz cu|jfn df]/Ë, la/f6gu/ !# 122

197 kB k|;fb uf}Qd df]/Ë, la/f6gu/ )! 122

198 kz'/fd If]qL df]/Ë, la/f6gu/ )$ 122

199 kz'/fd lg/f}nf df]/Ë, la/f6gu/ !) 122

200 lko'if n'lgof df]/Ë, la/f6gu/ )( 122

201 k|bLk sf]O{/fnf df]/Ë, la/f6gu/ !% 122

202 k|lbk sf]O/fnf df]/Ë, la/f6gu/ )@ 122


203 k|lbk s'df/ cu|jfn df]/Ë, la/f6gu/ )^ 122

204 k|lbk s'df/ /]UdL df]/Ë, emf]/fxf6 )@ 122

205 k|sfz nsfGbL t]x|y'd, ;'gfd # 122

206 k|sfz bQ e§/fO{ df]/Ë, la/f6gu/ )$ 122

207 k|df]b s'df/ bxfn ;Kt/L, ?kgu/ )^ 122

208 k|df]b s'df/ bQ df]/Ë, la/f6gu/ !^ 122

209 k'gd s'df/ u'Ktf df]/Ë, la/f6gu/ )# 122

210 k'0o k|;fb l3ld/] ltg6f]lnof–!#, la/f6gu/ 122

211 k'is/ gfy 9sfn dw'df/f–!!, la/f6gu/ 122

212 /fh s'df/ bfxfn df]/Ë, la/f6gu/ ^ 122

213 /fh s'df/L tabf/ df]/Ë, la/f6gu/ % 122

214 /fh]Gb| rf}w/L df]/Ë, ;'Gb/b'nf/L $ 122

215 /fs]z dl0f pkfWofo ;Kt/L, s~rgk'/ % 122

216 /fd rGb| k|;fb uf}td df]/Ë, la/f6gu/–)$ 122

217 /fd s[i0f >]i7 df]/Ë, la/f6gu/ & 122

218 /fd s'df/ >]i7 df]/Ë, la/f6gu/ )# 122

219 /d]z sfO{/fnf df]/Ë, la/f6gu/ % 122

220 /d]z s'df/ c6n ;'g;/L, w/fg * 122

221 /fg' uf]on cu|jfn df]/Ë, la/f6gu/ !# 122

222 /]jt axfb'/ sfsL{ df]/Ë, la/f6gu/ $ 122

223 /f]zg s'df/ l3ld/] df]/Ë, la/f6gu/ ^ 122

224 ?kf s'df/L >]i7 df]/Ë, la/f6gu/ !^ 122

225 ;bfgGb b]j ;Kt/L, jf]/Lof $ 122

226 ;+lrtf cfrfo{ df]/Ë, la/f6gu/–!^ 122

227 ;+ho s'df/ d08n df]/Ë, s6x/L ufla; cfbz{ 6f]n 122

228 ;+lha s'df/ kf]v/]n df]/Ë, la/f6gu/ !! 122

229 ;Gtf]if s'df/ cu|jfn df]/Ë, la/f6gu/ % 122

230 ;Gtf]if n'gfjt h}g df]/Ë, la/f6gu/ ( 122

231 ;Gtf]if k|;fb l/hfn df]/Ë, la/f6gu/ @ 122

232 ;Gtf]if ltlD;gf df]/Ë, la/f6gu/ $ 122

233 ;l/tf sf]O/fnf df]/Ë, la/f6gu/ )& 122

234 ;To gf/fo0f k/tfgL df]/Ë, l;h'jf )% 122

235 ;s'Gtnf l;6f}nf df]/Ë, la/f6gu/ !^ 122

236 z+s/ axfb'/ sfsL{ df]/Ë, la/f6gu/ )$ 122

237 z+s/ nfn cu|jfn ;lxb dfu{, lj/f6gu/ @ 122

238 zf/bf sfsL{ df]/Ë, la/f6gu/ )# 122

239 zdf{gGb l3ld/] df]/Ë, la/f6gu/ !! 122


240 lzj k|;fb l/hfn df]/Ë, la/f6gu/ !# 122

241 lzj z+s/ cu|jfn df]/Ë, la/f6gu/ )* 122

242 >j0f s'df/ cu|jfn df]/Ë, la/f6gu/ )@ 122

243 ;'efªL h};jfn df]/Ë, la/f6gu/ @ 122

244 l;tf /fd /fO{ df]/Ë, la/f6gu/ !) 122

245 ;f]d k|;fb kf}8ofn df]/Ë, la/f6gu/ !! 122

246 ;f]d /fh yfkf df]/Ë, la/f6gu/ % 122

247 ;f]dgfy ltlD;gf sGrgaf/L–)$, la/f6gu/ 122

248 ;'lr rf}w/L df]/Ë, la/f6gu/ $ 122

249 ;'lgtf cu|jfn df]/Ë, la/f6gu/–)( 122

250 ;'/]z s'df/ kf]v/]n df]/Ë, la/f6gu/ !! 122

251 ;'o{ axfb'/ a:g]t df]/Ë, la/f6gu/ !! 122

252 ;'o{ s'df/L rf}xfg df]/Ë, l;h'jf )& 122

253 ;'o{ k|sfz df? df]/Ë, la/f6gu/ !# 122

254 ;'lzn s'df/ cu|jfn df]/Ë, la/f6gu/ !) 122

255 ;'lzn l/hfn df]/Ë, la/f6gu/ @ 122

256 ;'idf yfkf df]/Ë, la/f6gu/ !) 122

257 tf/f rGb| v]tfg df]/Ë, la/f6gu/ )( 122

258 l6sfnfn ;'ltxf/ df]/Ë, la/f6gu/ )^ 122

259 l6sf/fd k'/L df]/Ë, la/f6gu/ )^ 122

260 tf]ofgfy vgfn df]/Ë, la/f6gu/ )@ 122

261 tf]of k|;fb vltj8f df]/Ë, /fh3f6 # 122

262 pdf kf]v/]n df]/Ë, la/f6gu/ !! 122

263 pd+u s'df/ kf08] df]/Ë, la/f6gu/ !! 122

264 pk]Gb| dl0f kf]v/]n df]/Ë, la/f6gu/ !! 122

265 laho x/L zdf{ df]/Ë, la/f6gu/ )% 122

266 o1 k|;fb lzjfsf]6L df]/Ë, la/f6gu/ !! 122

267 olt/fh kf]v/]n df]/Ë, la/f6gu/ )& 122

268 of]u]Gb| d08n df]/Ë, s6x/L ufla; )! 122

269 o'j /fh a/fn df]/Ë, la/f6gu/ )! 122

270 o'j/fh e§/fO{ df]/Ë, la/f6gu/ !% 122

271 t]h]Gb sfsL{ df]/Ë, la/f6gu/ )$ 105

272 rGb| gf/fo0f ;fx ;Kt/L, l8dg ufla; 102

273 cfzf b]jL bf; ;Kt/L, sf]rfavf/L ufla; $ 53

274 ef]ufgGb emf /fhla/fh gkf @ 53

275 la;'g b]j bf; ;Kt/L, sf]rfavf/L ufla; $ 53

276 dgf]h s'df/ rf}w/L l;/xf, nfxfg gkf # 53


277 Plngf >]i7 df]/Ë, la/f6gu/ )& 36

278 afa' /fd af:tf]nf emfkf, sGsfO{ )@ 36

279 lIflth l3ld/] df]/Ë, la/f6gu/ !! 36

280 Plngf e§/fO{ 9'+u]n df]/Ë, la/f6gu/ )$ 36

281 O{nf uf}td df]/Ë, la/f6gu/ !! 36

282 sf}zn]Gb| s'df/ s0f{ df]/Ë, ;f]/fefu s;L{of # 36

283 sf]dn sf]r/ df]/Ë, la/f6gu/ )% 36

284 dlGhn e§ df]/Ë, la/f6gu/ !! 36

285 k|lag cfrfo{ ;fxL dfu{–!#, la/f6gu/ 36

286 ;kgf kf08] df]/Ë, la/f6gu/ !% 36

287 pd]z sf]O{/fnf df]/Ë, la/f6gu/ )% 36hDdf 2,764,934

gf]6 M xsk|b z]o/ lgisfzgsf] qmddf bzdnadf z]o/ ljt/0f u/]sf] sf/0f bkmf -r_ / -%_ sf] z]o/ lsQf km/s k/]sf] xf] .

h_ lgisfzg ul/g] xsk|b z]o/ ;+Vof / To;sf] cg'kft M o; ljj/0f dfkm{t xfn sfod r'Qmf k"FhL ?=$^,)&,*@,)))÷— sf] bz z]o/ a/fa/ 5 z]o/ -!) M ^_ -cyf{t\

ljBdfg !) lsQf ;fwf/0f z]o/ a/fa/ gofF ^ lsQf ;fwf/0f z]o/_ sf] cg'kftdf ;fljssf z]o/wgLx?sf] nflu ?=@&,^$,^(,@))÷— a/fa/sf] k|lt z]o/ ?=!))÷— c+lst b/sf @&,^$,^(@ lsQf xsk|b ;fwf/0f z]o/ lgisfzg ul/g]5 .

em_ xsk|b z]o/ lgisfzg ug]{ ;DaGwdf ;fwf/0f ;efn] u/]sf] lg0f{o tyf ;fwf/0f ;ef ;DkGg ePsf] ldlt M sDkgLsf] ldlt @)&% kf}if @* ut] a;]sf] c7f/f}+ aflif{s ;fwf/0f ;efaf6 sDkgLsf] jt{dfg r'Qmf k"FhL

?=$^,)&,*@,)))÷— df !) M ^ cyf{t bz z]o/ a/fa/ 5 z]o/sf b/n] xsk|b z]o/ hf/L ug]{ ;j{;DdtLaf6 :jLs[t ul/of] .

xsk|b z]o/ lgisfzg ug]{ ;DaGwdf c7f/f} aflif{s ;wf/0f ;ef ;DkGg ePsf] ldlt M @)&% kf}if @*

;+:yfksx< s'g} sDkgL÷;+:yf ePdf To:tf] sDkgL÷;+:yfsf ;+:yfksx? s'g} sDkgL÷;+:yf ePdf To:tf] sDkgL÷;+:yfsf] gfd tyf 7]ufgf ;lxtsf] ;+lIfKt ljj/0f / pQm sDkgL÷;+:yfsf ;+rfnsx?sf] gfd, 7]ufgf -k|fs[lts JolQm gv'n] ;Dd_M

Pd Pd Knfli6s pBf]u k|f=ln

sDklg jf ;+:yfsf] ljj/0fo; Pd Pd Knfli6s pBf]u k|f=ln kfg g+= #)))#^#!* btf{ g+ !)$$^) ldlt @)^(.)&.@^ df btf{ eO{ xfn la/f6gu/ !$ dnfof /f]8df ;+rfngdf /x]sf] o; pBf]un] cf}Bf]lus k|of]hgsf nflu k|of]u x'g] Knfli6ssf hf/, h]l/s]g, af]tn ;fy} Pr=l8=lk=O{ kfO{kx? pTkfbg u/L :yfgLo ahf/df laqmL ljt/0f ub}{ cfPsf] 5 .

Pd Pd Knfli6s pBf]u k|f=ln sf ;+rfnsx?M

;+rfnsx?sf] gfd kb

Hof]tL Kofs'/]n cWoIf

;'o; Kofs'/]n k|aGw ;+rfns

Nftf Kofs'/]n ;+rfns


sDkgLsf] k|d'v sfo{sf/L clws[tsf] ljj/0f M

gfd kb 7]ufgf of]Uotf cg'ej

>L ejfgL z+s/ rfkfuf`L k|d'v sfo{sf/L clws[t

la/f6gu/ — !%

:gfts@% jif{ eGbf a9L s[lif

ljsf; a}+ssf] sfo{ cg'ej .

6_ ;+rfns ;ldltsf] agf}6 M sDkgLsf] lgodfjnLdf ePsf] Joj:yf cg';f/ % -kfFr_ hgf ;+rfns ;b:o /x]sf] ;+rfns ;ldlt b]xfo

adf]lhd /x]sf] 5 .

æsÆ ;d"xsf ;+:yfks z]o/wgLx?sf] k|ltlglwTj ug]{ u/L lgjf{lrt / dgf]gLt ;+rfnsx? @ hgf

ævÆ ;d"xsf ;j{;fwf/0f z]o/wgLx?sf] k|ltlglwTj ug]{ u/L lgjf{lrt ;+rfnsx? @ hgf

g]kfn /fi6« a}+sn] sfod u/]sf] Jofj;flos ljz]if1af6 dgf]gLt ;+rfns ! hgf

hDdf % hgf

o; sDkgLsf] lgodfjnLsf] bkmf @* df Joj:yf eP cg';f/ sDkgLsf] ;+rfnssf] kbdf lgo'Qm x'gsf] nflu s'g} klg z]o/wgLn] cfkm\gf] gfddf Go"gtd !)) lsQf ;fwf/0f z]o/ lnPsf] x'g'kg]{5 . t/ :jtGq÷Aoj;flos ljz]if1 ;+rfns / ;+ul7t ;+:yfsf] k|ltlglwTj ug]{ ;+rfnssf] xsdf of] Aoj:yf nfu' x'g] 5}g .

7_ lng'kg]{ Go"gtd z]o/ ;+Vof / b/vf:t ;fy k7fpg' kg]{ k]ZsL /sd M xsk|b z]o/ lgisfzg k|of]hgsf] nflu ljQLo ;:yfn] xsk|b z]o/ lgisfzg k"j{ ;fj{hlgs ;"rgf dfkm{t

hfgsf/L u/fPsf] ldlt cyf{t xfn sfod ePsf ;fljs z]o/wgLx?n] cfkm\gf] gfddf sfod /x]sf] ;fwf/0f z]o/sf]] bz z]o/ a/fa/ 5 z]o/ -!) M ^_ sf] cg'kftdf k|lt z]o/ ?=!))÷— sf b/n] x'g cfpg] Psd'i6 /sd b/vf:t ;fy k]z ug{'kg{]5 .

olb s'g} ;fljs z]o/wgLn] cfkm\gf] sfod xs eGbf a9L z]o/ vl/b ug{sf] nflu cfj]bg lbPdf ;f] a9L dfu u/]sf] z]o/nfO{ afF8kmfF8df ;dfj]z ul/g] 5}g . t/ ;fljs z]o/wgLn] cfkm\gf] sfod xs eGbf sd z]o/ vl/b ug{sf] nflu cfj]bg lbg ;Sg]5 / o;/L cfkm\gf] xs eGbf sd xsk|b z]o/ vl/bsf nflu cfj]bg lbg] z]o/wgLx/sf] xsdf b/vf:tdf dfu ul/P adf]lhd g} xsk|b z]o/ afF8kmfF8 ul/g]5 .

`_ ;+rfnsx?sf] kl/ro M

l;=g+ Gffd kb of]Uotf cg'ej 7]ufgf

!= >L ;'oz Kofs'/]n cWoIf :gftsf]Q/ Afl/i7 pkfWoIf, pBf]u ;+u7g df]/+u, Ps gDj/ k|b]z ;/sf/sf lj1 ;Nnfxsf/, PdPd Knfi6Ls pBf]udf Ps bzs eGbf al9sf] cg'ea .

lj/f6gu/ —!%

@= >L ;'jf; cfrfo{ ;+rfns :gftsf]Q/ ;b:o pBf]u jfl0fHo ;+3, k|b]z g+=!, df]/+u c6f]df]jfO{n Pzf]l;Pzgdf cWoIf, la/f6gu/sf k|ltli7t Joa;foL

lj/f6gu/ —^

#= >L d's]zs'df/ /f7L ;+rfns :gfts ;b:o, df]/+u Jofkf/ ;+3, O{n]S6«Lsn ;dfg / tf/ pTkfbg / 6«fG;kf]6{ Joa:yfkg

la/f6gu/ — #

$= >L /flhj s'df/ ld> ;+rfns :gftsf]Q/ d=lj=j SofDk;, /fhlj/fh k|fWofks / ;dfh;]aL

/fhlj/fh —(

% 8f= k|df]b s'df/ emf ;+rfns ljBfafl/wL d]l/Nof08 sn]h lj/f6gu/sf ;+:yfks, k|fWofks / Ps gDj/ k|b]z ;/sf/sf cfly{s ;Nnfxsf/ .

la/f6gu/ — !#


k"FhL tyf bfloTj cg'';"rLjf:tljs -?= xhf/df_ )&%÷&^

cfiff9ckl/is[t

k|If]lkt -?= xhf/df_*072÷73 073÷74 074÷75 076÷77 077÷78 078÷79

!= z]o/ k"FhL ! 302,400 400,680 460,782 460,816 7,37,285 8,47,878 9,75,059

@= hu]8f tyf sf]ifx? @ 50,730 79,965 102,897 2,59,845 4,64,232 6,04,580 7,96,039

#= C0fkq tyf a08

$= ltg{ afFsL shf{ ;fk6 #

%= lgIf]k bfloTj $ 2,169,935 3,368,244 5,409,337 71,52,635 96,78,630 1,10,02,901 1,25,19,437

^= e'QmfgL lbg' kg]{ lanx?

&= k|:tfljt÷e'QmfgL lbg afFsL nfef+z

5,305 5,173 38,065 5,821 6,694

*= cfos/ bfloTj

(= cGo bfloTj 85,184 29,154 53,902 59,225 1,00,921 1,15,110 1,32,808

s'n bfloTj 2,613,554 3,883,216 6,064,982 7,93,2510 1,09,81,067 1,25,76,289 1,44,30,037

;DklQ cg'';"rLjf:tljs -?= xhf/df_ )&%÷&^

cfiff9ckl/is[t

k|If]lkt -?= xhf/df_*072÷73 073÷74 074÷75 076÷77 077÷78 078÷79

!= gub df}Hbft 59,739 133,094 192,611 2,21,692 1,93,573 2,20,058 2,50,389

@= g]kfn /fi6« a}+sdf /x]sf] df}Hbft

55,875 174,794 282,610 3,66,359 3,87,145 4,40,116 5,00,777

#= a}s ÷laQLo ;+:yfdf /x]sf] df}Hbft

693 189 2,535 1,193 7,579 7,050 13,944

$= dfu÷cNk ;'rgfdf k|fKt x'g] /sd

506,639 633,555 1,467,666 22,24,007 18,87,333 21,12,557 25,91,523

%= nufgL % 41,196 83,015 114,530 1,15,732 1,24,216 1,55,270 1,94,088

^= shf{ ;fk6 tyf lan vl/b

^ 1,883,729 2,717,745 3,801,713 47,67,821 81,10,441 92,91,738 1,04,06,746

&= l:y/ ;DklQ 32,826 79,005 125,187 1,20,879 1,32,967 1,46,264 1,53,577

*= u}/ a}+ls+Í ;DklQ

(= cGo ;DklQ 32,858 61,818 78,131 1,14,828 1,37,813 2,03,236 3,18,993

s'n ;DklQ 2,613,554 3,883,216 6,064,982 79,32,510 1,09,81,067 1,25,76,289 1,44,30,037

jf;nft -?= xhf/df_

* n]vfkl/If0f gePsf] t/ sDkgLsf] Joj:yfkgaf6 k|dfl0ft .

8_ ;fljssf z]o/wgLx?n] xsk|b z]o/ vl/bsf nflu b/vf:t glbO{ afFsL /xg uPsf z]o/x?sf] ljs|L ug]{ ;DaGwL Joj:yf M

;fljssf z]o/wgLx?n] xsk|b z]o/ vl/bsf nflu b/vf:t glbO{ jf cfkm\gf] xs cg';f/sf] z]o/eGbf sd z]o/sf] nflu cfj]bg lbO{ z]o/x? afFsL /xg uPsf] v08df o;/L afFsL /xg uPsf z]o/x?sf] ;DaGwdf lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&# sf] lgod @) adf]lhd ;DalGwt ;+ul7t ;+:yfn] ;fj{hlgs ?kdf ;"rgf k|sfzg u/L lnnfd a9fa9 k|s[of cjnDag u/L laqmL ul/g] 5 .

9_ xsk|b z]o/sf] cg'kft eGbf al9 z]o/ vl/b ug{ kfpg]÷gkfpg] Joj:yf M s'g} klg z]o/wgLx?n] cfkm\gf] sfod /x]sf] z]o/ eGbf a9L z]o/sf nflu b/vf:t lbg kfpg] 5}g . olb s'g} z]o/wgLn] cfkm\gf] sfod xssf] cfwf/df xsk|b z]o/ vl/bsf nflu cfj]bg lb+bf vl08t z]o/

(Fraction Share) df z]o/ ;+Vof kg{ cfPdf dflyNnf] k"0f{ z]o/ lsQfsf nflu cfj]bg lbg ;Sg]5 .


ljj/0f cg'';"rLjf:tljs -?= xhf/df_ )&%÷&^

cfiff9ckl/is[t

k|If]lkt -?= xhf/df_*

072÷73 073÷74 074÷75 076÷77 077÷78 078÷79

!= Jofh cfDbfgL & 242,398 460,838 638,703 8,59,117 11,10,543 13,54,794 15,41,325

@= Jofh vr{ * 89,150 206,418 382,549 5,61,208 7,57,406 9,30,669 10,58,505

v'b Aofh cfDbfgL 153,248 254,421 256,153 2,97,908 3,53,137 4,24,125 4,82,819

#= sldzg tyf l8:sfp06 2,112 4,784 6,349 14,993 19,491 25,338

$= cGo ;+rfng cfDbfgL ( 18,870 28,406 64,388 80,518 1,39,126 1,66,951 2,00,341

%= ;6xL 36a9 cfDbfgL - - - - - - -

s'n ;+rfng cfDbfgL 174,230 287,612 326,891 3,85,923 5,07,256 6,10,566 7,08,499

^= sd{rf/L vr{ !! 17,490 32,180 51,018 67,731 74,504 85,679 98,531

&= cGo ;+rfng vr{ !) 22,742 36,928 56,975 70,662 75,816 81,154 92,015

*= ;6xL 36a9 gf]]S;fg - - - - - - -

;Defljt gf]S;gL Aoa:yf cl3sf] ;+rfng d'gfkmf

133,998 218,504 218,898 2,47,530 3,56,936 4,43,733 5,17,952

(=;Defljt gf]S;fgL Joj:yfx?

^ - 11,093 28,746 339 35,757 49,398 17,230

;+rfng d'gfkmf÷-gf]S;fg_ 133,998 207,411 190,151 2,47,191 3,21,179 3,94,336 5,00,722

!)=u}/ ;+rfng cfDbfgL ÷-gf]S;fg_

- 4 185 - - - -

!!=;Defljt gf]S;fgL Aoa:yfaf6 lkmtf{

248 1,096 - - - - -

lgoldt sf/f]jf/af6 ePsf] d'gfkmf

134,246 208,511 190,336 2,47,191 3,21,179 3,94,336 5,00,722

!@=c;fdfGo sf/f]jf/af6 ePsf] d'gfkmf÷-vr{_

- - - - - - -

;Dk"0f{ sf/f]jf/ ;dfj]z kl5sf] v'b gfkmf

134,246 208,511 190,336 2,47,191 3,21,179 3,94,336 5,00,722

!#= sd{rf/L af]g; Joj:yf 12,204 18,956 17,303 22,472 29,198 35,849 45,520

!$=cfos/ Aoa:yf 36,539 56,868 51,861 67,416 87,594 1,07,546 1,36,560

o; jif{sf] 36,807 57,044 54,543 67,416 87,594 1,07,546 1,36,560

ut jif{sf] - -

k/ ;fl/Psf] cfos/ bfloTj (268) -177) -2,681) -

v'b d'gfkmf÷-gf]]S;fg_ 85,503 132,688 121,172 1,57,303 2,04,387 2,50,941 3,18,641

z]o/ ;+Vof -xhf/df_ 3,024 4,007 4,608 4,608 7,373 8,479 9,751

k|lt z]o/ cfDbfgL -?=_ 28.27 33.12 26.30 34.14 27.27 29.60 32.68

gfkmf gf]S;fg lx;fa

* n]vfkl/If0f gePsf] t/ sDkgLsf] Joj:yfkgaf6 k|dfl0ft .

-?= xhf/df_


sDkgLsf] ljQLo Joj:yf / ;a} bfloTj ;f/L ;s]kl5 v'b afFsL ;DklQ -g]6jy{_

ljj/0fcf=j= )&%÷)&^

cfiff9ckl/is[t *

k|If]lkt -?= xhf/df_

cf=j= 072÷073

cf=j= 073÷07+4

cf=j= 074÷075

cf=j= 076÷077

cf=j= 077÷078

cf=j= 078÷079

r'Qmf kF"hL 302,400 400,680 460,782 460,816 7,37,285 8,47,878 1,174,441

hu]8f tyf sf]ifx? 50,730 79,965 102,897 2,59,845 4,64,232 6,04,580 280,539

s'n 353,130 480,645 563,679 7,20,661 12,01,517 14,52,458 1,454,980

36fpg] M ckn]vg ug{ afFsL vr{ (Fictitious Assets)

(810) (987) (3,668) (3,668) (3,852) (4,237) -

s'n g]6jy{ ® 352,320 479,659 560,011 7,16,993 11,97,665 14,48,221 1,454,980

z]o/ ;+Vof -xhf/df_ 3,024 4,007 4,608 4,608 7,373 8,479 11,744

k|lt z]o/ g]6jy{ -?=_ 117 120 122 156 162 171 124

g]6jy{df cf}ift k|ltkmn 24.27 27.66 21.64 21.94 17.07 17.33 18.94

k|lt z]o/ r'Qmf k'+hL 100 100 100 100 100 100 100

-?= xhf/df_

* n]vfkl/If0f gePsf] t/ sDkgLsf] Joj:yfkgaf6 k|dfl0ft k|sflzt ljQLo ljj/0fdf k|:t't ul/Psf] s'n g]6jy{ u0fgf ubf{ ckn]vg ug{ af+sL vr{nfO{ g36fOPsf] x'+bf dfyL k|:t't ul/Psf] s'n g]6jy{ ;+u km/s kg{ uPsf] .sDkgLsf] ljQLo ljj/0f k|If]k0f ljut aif{sf] sf/f]jf/sf] cfwf/df lgisfzg sDkgL cfkm}n] tof/ u/]sf] xf] . pQm k|If]lkt ljQLo ljj/0fx? oyfy{ k/s ePsf] Joxf]/f P= a+zn P08 P;f]lP6\;sf rf6{8{ Psfp06]06 >L clZjgL a+znn]] k|dfl0ft ug'{ ePsf] 5 .

dfly pNn]lvt ljQLo k|If]k0fsf cfwf/sf] cf}lrTo k'li6 x'g] ljj/0fx? M != shf{ tyf ;fk6M ;+:yfsf] cf=a= @)&#.&$ sf] cfiff9 d;fGtaf6 cf=a= @)&$.&% sf] cfiff9 d;fGt ;Dddf s'n shf{df

sl/a #(=** k|ltztsf] a[l4 ePsf] tyf ;+:yfsf] Joj:yfkgn] ug]{ of]hgf cg';f/ @)&%.)&^, @)&^.)&& / @)&&.)&* df qmdzM $)=)*, !(=(( / @)=)) k|ltztn] s'n shf{ a[l4 x'g] k|If]k0f ul/Psf] 5 .

shf{ tyf ;fk6df k|fKt x'g] cf};t Aofh b/ cf=a= @)&%.&^, @)&^.&&, @)&&.&* / @)&*.&(sf] nflu qmdzM !^=%@, !%=%), !$=)) / !$=)) k|ltzt x'g] cg'dfg ul/Psf] 5 .

ljQLo k|If]k0fsf cfwf/ tyf tl/sf M

ljj/0f cf=j= )&%÷)&^

cf=j= )&^÷)&&

cf=j= )&&÷)&*

cf=j= )&*÷)&(

!= s'n lgIf]kdf cf}ift a[l4b/ -k|ltztdf_ 32.23% 35.32% 13.68% 13.78%@= s'n shf{ tyf ;fk6df cf}ift a[l4b/ -k|ltztdf_ 25.41% 70.11% 14.57% 12.00%#= s'n shf{ tyf lgIf]k±k"Flhsf]if cg'kft -k|ltztdf_ 60.56% 74.54% 74.60% 72.82%$= s'n cfodf cf}ift a[l4b/ 43.60% 78.26% 21.87% 14.65%%= s'n vr{df cf}ift a[l4b/ 34.79% 34.79% 21.56% 10.41%^= ;+rfng vr{ tyf s'n cfDbfgL cg'kft 15.22% 11.89% 10.82% 10.78%&= v'b d'gfkmfdf cf}ift a[l4b/ 29.82% 29.93% 22.78% 26.98%*= lgIf]ksf] cf}ift Aofhb/ -k|ltztdf_ 8.85 9.00 9.00 9.00(= shf{ tyf ;fk6sf] cf}ift Aofhb/-k|ltztdf_ 16.52 15.50 14.00 14.00!)=cfos/ Aoj:yf -k|ltztdf_ 30% 30% 30% 30%!!= nufgLdf k|ltkmn jf k||ltz]o/ cfDbfgL 34.14 27.72 29.60 32.68!@= cGo ;+rfng vr{sf j[l4b/ 54.29% 33.07% 7.04% 13.38%!#= sd{rf/L vr{df a[l4b/ 58.54% 46.03% 15.00% 15.00%


shf{ tyf ;fk6sf], lgIf]k / k|fylds k"FhLsf] cg'kft (CCD Ratio) g]kfn /fi6« a}+sn] tf]s]sf] cg'kft cg'?k /xg] u/L shf{ tyf ;fk6 k|If]k0f ul/Psf] 5 . h; cg"?k cf=a= @)&%.)&^, @)&^.)&&, @)&&.)&* / @)&*.)&( sf] nflu qmdzM ^)=%^, &$=%$, &$=^) / &@=*@ k|ltzt x'g] k|If]k0f ul/Psf] 5 .

@= lgIf]kM ;+:yfsf] cf=a= @)&#.)&$ sf] cfiff9 d;fGtaf6 cf=a= @)&$.)&% sf] cfiff9 d;fGt;Dddf hDdf lgIf]kdf

nueu %%=@@ k|ltZftsf] a[l4 ePsf] tyf ;+:yfsf] cf=a=@)&$.)&% sf] cfiff9 ;Dddf ^)=^) k|ltztn] a[l4 ePsf] t/ ;+:yfsf] Joj:yfkgn]] ug]{ of]hgf cg';f/ cf=j= @)&%.)&^, @)&^.)&& / @)&&.)&* df qmdzM @#=**, !% / !% k|ltztn] s'n lgIf]k a[l4 x'g] k|If]k0f ul/Psf] 5 .

lgIf]k bfloTjdf ltg'{kg]{ cf};t Jofhb/ cf=a= @)&$.)&%, @)&%.)&^, @)&^.)&& / @)&&.)&* sf] nflu qmdzM (=#%, (=@%, (=@% / (=@% k|ltzt sfod /xg] cg'dfg ul/Psf] 5 .

#= t/ntfM g]kfn /fi6« a}+sn] Joj:yf u/]sf] j}wflgs t/ntf cg'kft (Statutory Liquidity Ratio) cf=a= @)&$.)&%,

@)&%.)&^, @)&^.)&& / @)&&.)&* sf] nflu qmdzM !&=)(, !&=%! / !*=%$ sfod x'g] u/L nufgL k|If]k0f ul/Psf] 5 .

g]kfn /fi6« a}+sn] Joj:yf u/]sf] clgjfo{ df}Hbft (Cash Reserve Requirement) cf=a= @)&$.)&%, @)&%.)&^, @)&^.)&& / @)&&.)&* sf] nflu qmdzM %=@@, $, $ / $ sfod x'g] u/L nufgL k|If]k0f ul/Psf] 5 .

$= ;+rfng gfkmfsf] !) k|ltzt /sd sd{rf/L af]g; Joj:yfsf] nflu 5'6\\ofOPsf] 5 . %= cfpFbf] jif{x?sf] nflu ;+:yfn] cfh{g ug]{ gfkmfdf #) k|ltztsf] b/n] cfos/sf] nflu Joj:yf ul/Psf] 5 . ^= ut jif{x?sf] jf:tljs cf+s8f tyf cfpFbf] jif{sf] ;+rfng of]hgfsf] cfwf/df ;+:yfsf] Joj:yfkgåf/f ljQLo

ljj/0f k|If]k0f ul/Psf] xf] . &= k"FhL kof{Kttf (Capital Adequacy) sf] dfqf g]kfn /fi6« a}+sn] tf]s]sf] cg'kft cg'?k /xg] u/L k|If]k0f

ul/Psf] 5 . h; cg"?k s'n k"FhL sf]ifsf] cg'kft cf=a= @)&$.)&%, @)&%.)&^, @)&^.)&& / @)&&.)&* sf] nflu qmdzM !@=^), !^=$*, !%=)* / @$=&# k|ltzt / k|fylds k"FhLsf] cg'kft cf=a= @)&$.)&%, @)&%.)&^, @)&^.)&& / @)&&.)&* sf] nflu qmdzM !!=&^, !%=^@, !$=#) / @#=$( k|ltzt x'g]ul/ k|If]k0f ul/Psf] 5 .

t_ sDkgLsf] kl5Nnf] aif{sf] n]vfk/LIf0f ePsf] jf;nft / gfkmf gf]S;fg lx;fasf] ljj/0f M @)&% ;fn ciff9 d;fGtsf] n]vfkl/If0f ePsf] jf;nft lgDgfg';f/ /x]sf] 5 . -?=xhf/df_

ljj/0f /sd

k'ÒhL tyf bfloTj

1= z]o/ k'ÒhL 4,60,816

2= hu]*f tyf sf]ifx? 2,59,845

3= C)fkq tyf a)* 0

4= ltg{ af+sL shf{ ;fk^ 0

5= lgIf]k bfloTj 71,52,625

6= e"\QmfgL lbg' kg]{ ljnx? 0

7= k|:tfljt nfef+z 38,0648= cfos/ bfloTj 09= cGo bfloTj 59,225s"n bfloTj 79,32,510;DklQ 1= gub df}Hbft 2,21,6922= g]kfn /fi^« a}+sdf /x]sf] df}Hbft 3,66,359


ljj/)f /sd1= Jofh cfDbfgL 8,59,117 2= Jofh vr{ 5,61,208 v"b Jofh cfDbfgL 2,97,908 3= sldzg tyf l*:sfp)^ 7,496 4= cGo ;~rfng cfDbfgL 80,518 5= ;^xL #^a( cfDbfgL –s'n ;~rfng cfDbfgL 3,85,923 6= sd{rf/L vr{ 67,731 7= cGo ;~rfng vr{ 70,662 8= ;^xL #^a( gf]S;fg –;Defljt gf]S;fgL Joj:yf cl#sf] ;~rfng d"gfkmf 2,47,530 9= ;Defljt gf]S;fgL Joj:yfx? 339 ;~rfng d"gfkmf 2,47,191 10= u}/ ;+rfng cfDbfgL÷gf]S;fg 11= ;Defljt gf]S;fgL Joj:yf af^ lkmtf{ lgoldt sf/]fjf/af^ ePsf] d"gfkmf 2,47,191 12= c;fdfGo sf/f]jf/jf^ ePsf] d"gfkmf÷vr{ – ;Dk')f{ sf/f]jf/ ;dfj]z kl%sf] v"b d"gfkmf 2,47,19113= sd{rf/L jf]g; Joj:yf 22,472 14= cfos/ Joj:yf 67,416 o; jif{sf] cfos/ Joj:yf 67,416 ljut jif{ ;Ddsf] s/ Joj:yf vr{ – o; jif{sf] :yug s/ -cfDbfgL_÷vr{ –v"b gfkmf÷gf]S;fg 1,57,303

gfkmf gf]S;fg afF8kmfF8 lx;fa -@)&% >fj0f ! b]lv @)&^ cfiff9 d;fGt;Ddsf] -?=xhf/df_

ljj/)f /sdcfDbfgL 1= ut jif{;Ddsf] ;l~rt d"gfkmf 2,771 2= o; jif{sf] v"b d"gfkmf 1,57,303 3= k'hLut hu]*f -z]o/ lk|ldod_ ;f/]sf] -

3= a}sá ljQLo ;+:yfdf /x]sf] df}Hbft 1,1934= dfu tyf cNk ;"rgfdf k|fKt x"g] /sd 22,24,0075= nufgL 1,15,7326= shf{ ;fk^ tyf ljn v/Lb 47,67,8217= l:y/ ;DklQ 1,20,8798= u}/ a}lsá ;DklQ 09= cGo ;DklQ 1,14,828s"n ;DklQ 79,32,510

gfkmf gf]S;fg lx;fa -@)&% >fj0f ! ut] b]lv @)&^ cfiff9 d;fGt;Dd_-?=xhf/df_


gub k|jfx ljj/0f -@)&% >fj0f ! b]lv @)&^ cfiff9 d;fGt;Ddsf] -?=xhf/df_

ljj/0f o; jif{ ?=-s_ sf/f]jf/ ;~rfngaf6 gub k|jfx 1,65,8831= gub k|flKt 9,47,131 1=1 Aofh cfDbfgL 8,59,117 1=2 sldzg tyf l8isfpG6 cfDbfgL 7,496 1=3 ljb]zL ljlgdo sf/f]af/af6 cfDbfgL - 1=4 ckn]lvt shf{sf] c;'nL - 1=5 cGo cfDbfgL 80,518 2= gub e'QmfgL (7,70,373)2=1 Jofh vr{ (5,61,208)2=2 sd{rf/L vr{ (90,202)2=3 sfof{no ;+rfng vr{ (51,546)2=4 cfos/ e'QmfgL (67,416)2=5 cGo vr{ - sfo{ut k"FhL (Working Capital) ultljlw cl#sf] gub k|jfx 1,76,758

4= cGo hu]*f sf]ifx? ;f/]sf] - hDdf 1,60,075 vr{ - 1= ut jif{ ;Ddsf] ;+lrt gf]S;fg - 2= o; jif{sf] gf]S;fg - 3= ;fwf/)f hu]*fsf]if 31,416 4= e}k/L cfpg] hu]*f - 5= ;+:yf ljsf; sf]if - 6= nfef+z ;dLs/)f sf]if - 7= sd{rf/L ;DaGwL hu]*fx? - 8= k|:tfljt nfef+z - 9= k|:tfljt af]g; z]o/ - 10= ljz]if hu]*f sf]if - 11= ;^xL #^j( sf]if - 12= k'hL lkmtf{ hu]*f sf]if - 13= k'hL ;dfof]hg sf]if - 14= :yug s/ hu]*f sf]if - 15= sd{rf/L bIftf clej[l$sf]ifdf ;f/]sf] - 15= nufgL ;dfof]hg sf]if - 16= ;:yfut ;fdflhs pQ/bfloTj sf]ifdf ;f/]sf] - hDdf 31,461 ;l~rt d"gfkmf -gf]S;fg_ 1,28,614


y_ sDkgLn] ug]{ ePsf] sfddf gLlxt ;+efljt cfly{{s hf]lvdx? M -!_ gofF a}+s tyf ljQLo ;+:yfx?sf] k|j]zaf6 pTkGg x'g] k|lt:kwf{af6 x'g ;Sg] hf]lvdx? . -@_ sDkgLn] k|bfg u/]sf] shf{ tyf ;fk6 v/fa shf{df kl/0ft x'g uPdf x'g] hf]lvd . -#_ b]zsf] /fhg}lts cl:y/tfaf6 cfpg ;Sg] hf]lvdx? . -$_ b]zsf] cfly{s cj:yfdf cfpg] ptf/ r9fjaf6 x'g ;Sg] hf]lvdx? . -%_ g]kfn ;/sf/ tyf g]kfn /fi6« a}+ssf] cfly{s tyf ljQLo gLlt lgoddf x'g] kl/jt{gaf6 >[lht x'g ;Sg] hf]lvdx? . -^_ lgIf]k tyf shf{sf] Aofhb/df cfpg] kl/jt{gaf6 x'g ;Sg] hf]lvdx? . -&_ k"FhL ahf/sf] cj:yfdf cfpg] ptf/ r9fjaf6 kg{ ;Sg] hf]lvdx? . sDkgLsf] shf{ tyf nufgL v/fa eO{ x'g ;Sg] hf]lvdx?sf] nflu sDkgLn]]] shf{ tyf nufgL hf]lvd sf]ifsf]

Joj:yf u/]sf] 5 . sDkgLn] ljQ ahf/df x'g] k|lt:kwf{sf] nflu hgzlQm 8]enkd]G6df cfjZos Wofg k'¥ofpg'sf] ;fy} cGo Jofj;flos hf]lvdx?af6 l;h{gf x'g ;Sg] xfgL gf]S;fgLsf] nflu Joj:yfkg rgfvf] eO{ ;Defljt xfgL gf]S;fgL sd ug{ ;Ifd tyf k|lta4 5 .

;~rfng ;DjGwL rfn" ;DklQdf sdL÷-j[l¢_ (17,59,486)1= dfu tyf cNk ;'rgfdf k|fKt x"g] /sddf sdL÷-j[l¢_ (7,56,341)2= cGo cNksflng nufgLdf sdL÷-j[l¢_ - 3= shf{ tyf ljN; vl/bdf sdL÷-j[l¢_ (9,66,447)4= cGo ;Dkltdf sdL÷-j[l¢_ (36,698) ;~rfng ;DjlGw rfn" bfloTjdf -sdL_÷j[l¢ 17,48,611 1= lgIf]k bfloTjdf -sdL_÷j[l¢ 17,43,288 2= ;l6{lkms]6 ckm l8kf]lh6df -sdL_÷j[l¢ - 3= cNksflng ;fk6Ldf -sdL_÷j[l¢ - 4= u}/ a}lsª ;DklQ ljqmL - 5= cGo bfloTjdf -sdL_÷j[l¢ 5,323-v_ nufgL sf/f]jf/df gub k|jfx (16,009)1= bL3{sflng nufgLdf sdL÷-j[l¢_ (1,202)2= :yL/ ;Dkltdf sld÷-j[l¢_ (14,808)3= bL3{sflng nufgLdf Jofh cfDbfgL - 4= nfef+z cfDbfgL - 5= cGo - -u_ ljQLo >f]t sf/f]jf/df gub k|jfx (38,386)1= bL3{sflng C0f -j08, l8j]Gr/ cfbL_ df j[l¢÷-sdL_ - 2= z]o/ k"FhLdf j[l¢÷-sdL_ 34 3= cGo bfloTjdf j[l¢÷-sdL_ (355)4= nfef+z e'QmfgL (38,065)5= g]kfn /fi6« a}+saf6 k||fKt ;x"lnot÷k"g/shf{df j[l¢÷-sdL_ - -3_ gub tyf a}+s df}Hbftsf] ljlgdo b/df ePsf] km/sjf^ cfDbfgL÷vr{ - -ª_ o; jif{sf] ;Dk"0f{ ultljlwaf6 gub k|jfx 1,11,487 -r_ gub tyf a}+sdf /x]sf] z"? df}Hbft 4,77,756 -5_ gub tyf a}+sdf /x]sf] clGtd df}Hbft 5,89,242


lwtf]kqsf] d"No kl/jt{g ;DjGwL hf]lvd ?=!))÷– k|lt z]o/sf b/n] lgisfzg ul/Psf] z]o/ d"Non] ;"rLs/0f kZrft g]kfn :6s PS;r]Gh lnld6]8df

x'g] sf/f]jf/ d"No ghgfpg] ePsf]n] z]o/ d"Nodf x'g ;Sg] kl/jt{gsf] hf]lvd /x]sf] 5 .b_ z]o/ afF8kmfF8 ;DaGwL Joj:yfM lgisfzg ul/Psf] xsk|b ;fwf/0f z]o/ ljqmL aGb ePsf] ldltn] a9Ldf tL; lbg leq h'g ;d"xsf] z]o/wgL

xf] ;f] z]o/wgLnfo{ ;f]xL ;d"xsf] z]o/sf] cg'kftdf afF8kmFf8 u/L xsk|b z]o/ lxtu|fxL vftf pNn]v ug]{ z]o/wgLx?sf] xsdf vftfdf hDdf ul/g]5 .

w_ sDkgLsf] k|aGwkq lgodfjnL, kl5Nnf] jif{sf] n]vf k/LIf0f ePsf] jf;nft, gfkmf gf]S;fg lx;fa, n]vf k/LIf0f k|ltj]bg lg/LIf0f ug{ kfOg] ;do / :yfgM

sDkgLsf] /lhi68{ sfof{no la/f6gu/ dxfgu/kflnsf jf8{ g+=( tyf z]o/ lgisfzg / las|L k|aGws ;g\/fOh Soflk6n lnld6]8, sdnkf]v/L, sf7df08f}+df sfof{no ;do leq ;Dks{ /flv lg/LIf0f ug{ kfO{g]5 .

g_ xsk|b z]o/ k|Tofe'lt u/]sf]÷gu/]sf] M gu/]sf] .k_ z]o/ ;"rLs/0f u/fpg] ;DaGwL Joj:yf M lgisfzg ul/g] xsk|b ;fwf/0f z]o/x? ;fljs z]o/wgLx?nfO{ afF8kmfF8 u/] kZrft\ g]kfn lwtf]kq af]8{sf]

k|rlnt lwtf]kq btf{ tyf lgisfzg lgodfjnL @)&# df ePsf] Joj:yf cg';f/ xsk|b z]o/ z]o/wgLx?sf] l8Dof6 vftfdf hDdf u/L g]kfn :6s PS;r]Gh lnld6]8df k|rlnt ;"rLs/0f ;DaGwL Joj:yfdf ePsf] k|fJfwfg cg';f/ ;"lrs/0f tyf l;l8P; P08 lSnol/Ë lnld6]8df btf{ u/fO{ xsk|b z]o/sf] vl/b laqmLsf] Joj:yf ldnfOg] 5 .

km_ sDkgLsf] sf/f]jf/df c;/ kg]{ s'g} ljjfb÷d'2f dfldnf eP ;f] sf] ljj/0fM sDkgLsf]] sf/f]jf/df c;/ kg]{ s'g} ljjfb d'2f dfldnf 5}g .a_ xsk|b ;fwf/0f z]o/ vl/b ug{ rfxg] ;fljs z]o/wglx?n] kfngf ug'{kg]{ s]xL d'Vo s'/fx?M-s_ xsk|b z]o/sf] nflu b/vf:t lb+bf cfˆgf] gfddf btf{ /x]sf] z]o/ ;+Vof, z]o/ k|df0fkq gDa/, z]o/wgL gDa/

tyf cfk"mn] lng rfx]sf] xsk|b z]o/ ;+Vof ;d]t vf]nL a}+sn] tf]lsPsf] b/vf:t kmf/fd e/L b/vf:t lbg' kg{]5 .-v_ olb sfod z]o/wgLsf] ef}lts tyf cef}lts -l8Dof6_ ?kdf z]o/ /x]df Pp6} cfj]bg kmf/fd e/L b/vf:t lbg

;Sg]5 .-u_ xsk|b z]o/ vl/b ug{sf nflu tTsfn sfod z]o/wgLx?n] dfq z]o/ vl/b ug{ b/vf:t lbg ;lsg]5 .-3_ b/vf:t kmf/fddf cfj]bssf] k"/f gfd -g]kfnL tyf c+u|]hL b'j}df_ k"0f{ ?kn] eg'[{ kg]{5 .-ª_ xsk|b z]o/sf nflu b/vf:t lb+bf cfk"mn] lng rfx]sf] z]o/ ;+Vof jfkt k|lt z]o/ ?= !))÷- sf b/n] x'g]

Psd'i6 /sd b/vf:t kmf/ddf tf]lsPsf] ;+sng s]Gb|x? jf lgisfzg a}+ssf] vftfdf hDdf u/L ;f] sf] ;Ssn ef}r/ ;fy} /fvL b/vf:t lbg' kg{]5 .

-r_ ;+o'Qm gfddf /x]sf tTsfn sfod z]o/wgLx?n] b/vf:t lb+bf ;+o'Qm ?kdf g} xsk|b z]o/ vl/bsf nflu b/vf:t lbg' kg{]5 .

-5_ xsk|b z]o/ afF8kmFf8 ubf{ h'g ;d'xsf] z]o/wgL xf] ;f] z]o/wgLnfO{ ;f]xL ;d'xsf] z]o/sf] cg'kftdf afF8kmFf8 u/L ljt/0f ul/g]5 .

-h_ tf]lsPsf] ;doleq xsk|b z]o/ vl/bsf nflu b/vf:t k]z gug{] tyf b/vf:t ;fy z]o/ afktsf] /sd bflvnf gug{] tTsfn sfod z]o/wgLx?n] kl5 xsk|b z]o/sf] nflu s'g} lsl;dsf] bfjL ug{ kfpg] 5}g .

-em_ l8Dof6 vftf ePsf z]o/wgLn] cfˆgf] l8Dof6 vftf gDa/ -!^ c+ssf] Beneficiary Owner ID gDa/_ / l8Dof6 vftf /x]sf] a}+s÷;+:yfsf] gfd :ki6 ?kdf xsk|b z]o/sf] b/vf:t kmf/fddf pNn]v ug'{ kg]{5 . xsk|b z]o/ afF8kmfF8 kZrft\ afF8kmfF8df k/]sf] z]o/ lgj]bs z]o/wgLn] pNn]v u/]sf] l8Dof6 vftfdf hDdf ul/lbO{g]5 .

-`_ gub nfefFz ljt/0f ubf{ g]kfn lwtf]kq af]8{sf] lgb]{zg adf]lhd z]o/wgLsf] vftfdf g} nfefFz /sd hDdf ul/lbg] k|of]hgsf] nflu z]o/wgLn] cfˆgf] a}+s vftf gDa/ / vftf /x]sf] a}+s÷ljQLo ;+:yfsf] gfd :ki6 ?kdf xsk|b z]o/sf] b/vf:t kmf/fddf pNn]v ug'{ kg]{5 . eljiodf a}+sn] gub nfefFz lbbf z]o/wgLn] pNn]v u/]sf] a}+s÷ljQLo ;+:yfdf /x]sf] pNn]lvt vftfdf hDdf ug]{ Joj:yf ul/g]5 .

-6_ xsk|b z]o/ ;DaGwL s'g} ljjfb ePdf jf k/]df o; a}+ssf] ;~rfns ;ldltn] u/]sf] lg0f{o clGtd x'g]5 .-7_ cfZjf k|0ffnL cGtu{tsf] cfj]bg lb+bf eg'{kg]{ ;Dk"0f{ ljj/0fx? :ki6 ?kdf v'nfpg' kg]{5 . • lwtf]kq lgisfgstf{ sDkgLsf] gfd . • cfj]bssf] gfd, y/, 7]ufgf, gful/stf g+=, ;Dks{ kmf]g g+=, Od]n 7]ufgf .


• gfafns / ljlIfKt JolQmsf] xsdf ;+/Ifssf] gfd, y/ / gftf . • vl/b ug{ rfx]sf] lwtf]kq ;+Vof -c+s / cIf/df_ • cfj]bssf] vftf /x]sf] a}+ssf] gfd, 7]ufgf, vftf g+= / vftfsf] lsl;d . • cfj]bsx?n] cfj]bg lb+bf cf:jf ;b:o a}+sx?df /x]sf] cfj]bg jfktsf] /sd /f]Ssf /flvg] vftf cGo s'g} k|sf/n] /f]Ssf /x]sf] jf lgliqmo (Dormant) /x]sf] x'g'x'Fb}g .e_ cfkmgf] xs cGo JolQmnfO{ x:tfGt/0f ug]{ u/L dgf]gog u/]sf] cj:yfdf kfngf ug'{kg]{ s'/fx? M xsk|b z]o/sf] nflu sDkgLsf] k|aGwkq tyf lgodfjnLx?df xs x:tfGt/0f ;DaGwL Joj:Yff yk u/L ;+zf]wg

ul/Psf] 5 . xfn sfod z]o/wgLn] ælwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&#Æ sf] lgod !( sf] ! adf]lhd xsk|b z]o/ vl/b ug{ g;s]df jf cfkm\gf] xs nfUg] z]o/ c?nfO{ ljqmL ljt/0f jf xs x:tfGt/0f u/]sf] cj:yfdf lghsf] xs nfUg] ;Ddsf] xsk|b z]o/ vl/b ug{ kfpg] 5g\ . pQm xsk|b z]o/sf] xs x:tfGt/0f ug{ ;+ul7t ;+:yfn] b]xfo cg';f/sf] Joj:Yff k"/f u/L z]o/wgLx?n] pQm lgodfjnLdf tf]lsPsf] 9fFrf adf]lhdsf] lgj]bg ;DalGwt ;+ul7t ;+:yf ;dIf lbg] Joj:yf ug'{kg]{5 .

-s_ ;fljssf z]o/wgLx?n] xsk|b z]o/ vl/b ug]{ xs cGo s'g} JolQmnfO{ x:tfGt/0f ug]{ ;DaGwL Joj:yf k|aGwkq, lgodfjnLdf ePsf] ,

-v_ dgf]gog e} z]o/sf] nflu cfj]bg ubf{ lwtf]kq ahf/sf] sf/f]af/ OsfO{ cg';f/ x'[g] Joj:yf ul/Psf],-u_ sDkgLsf] k|aGwkq, lgodfjnLdf ePsf] Joj:yf tyf ;DalGwt lgodgstf{n] :jfldTj ;Ldf tf]s]sf] cj:yfdf

klxn] lnPsf] jf kl5 u|x0f ul/g] z]o/ ;d]t s"n z]o/ ;+Vof ;f] ;Ldf ggf3\g] u/L dfq dgf]gLt x'g]n] z]o/sf nflu cfj]bg ug{ ;Sg] Joj:yf ul/Psf],

-3_ ;+ul7t ;+:yfsf] k|aGwkq / lgodfjnLsf] Joj:Yff cg';f/ :JffldTj tyf ;+rfns ;ldlt ;d"xs[t ul/Psf] ePdf ;f]xL ;d"xleq /xg] u/L dfq dgf]gog ug{ ;lsg] / dgf]gog u/]kl5 sDkgLsf] z]o/ :JfldTjsf] ;+/rgf / ;+rfns ;ldltsf] agf}6df kl/jt{g x'g] ePdf ;DalGwt P]g, lgodn] tf]s]sf] :JffldTj ;Ldfleq /xg] u/L kl/jt{g x'g] Joj:yf tyf dtflwsf/ ;DaGwL :ki6 Joj:yf ePsf],

-ª_ k|rlnt sfg'g cg'?k dgf]gLt x'g] JolQm jf ;+:yf sfnf] ;"rLdf g/x]sf]],-r_ k|rlnt sfg'g adf]lhd dgf]gLt x'g] JolQm jf ;+:yf cof]Uo gePsf],-5_ dgf]gLt btf{ Ps JolQmnfO{ dfq dgf]gLt ug'{ kg]{5 . ;fy} ælwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&#Æ sf] lgod !( sf] # adf]lhd dgf]gogsf nflu lgj]bg

lbFbf lgj]bgsf ;fy x:tfGt/0f u/L lnOg] lwtf]kqsf] r'Qmf /sdsf] Ps k|ltzt /sdn] x'g cfpg] /sd dgf]gog ul/lbg] z]o/wgLn] a'emfPsf] z'Ns ;d]t ;dfj]z ul/Psf] x'g'kg]{ 5 .

d_ ;+ul7t ;+:yfsf] n]vf kl/Ifs, sDkgL ;lrj, ljQLo ljj/0f k|If]k0f ug]{ ljz]if1, k|If]lkt ljj/0fsf] k|If]k0f÷cg'dfgsf] cfwf/ tyf tl/sf af/] k'g/fjnf]sg u/L ;Gt'i6 ePsf] /fo JoQm ug]{ ljz]if1 xsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx? tof/ ug]{ ljz]if1 tyf lgisfzg tyf ljls| k|aGwssf] gfd / 7]ufgf M

s_ sDkgLsf] cf=j= )&%÷&^ sf] n]vfkl/Ifsdf rf6{8{ Psfp06]06 >L ls~hn kf]v/]n x'g'x'G5 . v_ sDkgLsf] sDkgL ;lrjdf xfn >L k|efs/ s'df/ b]jsf]6f x'g'x'G5 .u_ sDkgLsf] ljQLo ljj/0f k|If]k0f ljut aif{sf] sf/f]jf/sf] cfwf/df lgisfzg sDkgL cfkm}n] tof/ u/]sf] xf] .

pQm k|If]lkt ljQLo ljj/0fx? oyfy{ k/s ePsf] Joxf]/f P= a+zn P08 Pzf]l;o6\;sf rf6{8{ Psfp06]06 >L clZjgL a+znn]] k|dfl0ft ug'{ ePsf] 5 .

3_ xsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx? Joj;flos ;+:yf ;g\/fOh Soflk6n ln= sdnkf]v/L, sf7df08f}+n] tof/ u/]sf] xf] .

ª_ o; xsk|b z]o/ lgisfzgsf nflu lgisfzg tyf ljlqm k|aGwsdf ;g\/fOh Soflk6n ln= sdnkf]v/L, sf7df08f}+nfO{ lgo'Qm ul/Psf] 5 .

o_ xsk|b z]o/ hf/L ug'{sf] p2]Zo M df]/Ë, ;'g;/L / ;Kt/L -Ps / b'O{ gDa/ k|b]z_ sf] ltg lhNnfdf sfo{If]q /x]sf] o; ljQLo

;+:yfnfO{ g]kfn /fi6« a}+s, a}+s tyf ljQLo ;+:yf lgodg ljefu afn'jf6f/, sf7df8f}+sf] kq;+Vof a}+=lj=gL=lj=÷gLlt÷kl/kq÷svu÷!@÷)&%÷&^ ldlt @)&%÷)(÷@% sf] kqaf6 Pp6f k|b]z leq ;Lldt x'g jf r'Qmf k"FhL c:;L s/f]8 k'/f u/L /fli6«o :t/sf] ljQ sDkgL x'g lgb]{lzt u/]sfn] lwtf]kq lgisfzg tyf afF8kmfF8 lgb]{lzsf, @)&$ sf] bkmf !@ sf] pkbkmf -^_ adf]lhd Joj;fo l;t ;DalGwt lgodg Joj:yfsf


sf/0fn] @)&% kf}if @* ut] ;DkGg jflif{s ;fwf/0f ;efn] r'Qmf k"+hLsf] ;f7L k|ltzt xsk|b z]o/ lgisfzg ug]{ lg0f{o u/LPsf] Joxf]/f g]kfn lwtf]kq af]8{df hfgsf/Lsfnflu cg'/f]w ug]{ lg0f{o u/Lof] .

xsk|b z]o/af6 k|fKt x'g] k"+hL ?=@&,^$,^(,@))÷— lgDg adf]lhd pkof]u ul/g] 5 M—

ljj/0f /sd ?=t/ntf sfod ug{ g]kfn /fi6« a}+sdf sfod ul/g] df}Hbft %,*),*!,^))÷—nufgL !@,)@,)$,)))÷—shf{ k|jfx (,*!,*#,^))÷—hDdf @&,^$,^(,@))÷—

/_ xsk|b z]o/ las|L v'Nnf cjklw M o; æxsk|b z]o/ lgisfzg ;DaGwL Aoa:yf tyf ljj/0fÆ dfkm{t lgisfzg ul/g] xsk|b z]o/sf] nflu b/vf:t

lbg] Dofb z]o/ lgisfzg v'Nnf ePsf] ldltn] slDtdf #% -k}+lt;_ lbg ;Dd x'g]5 . #% lbgleq ;Dk"0f{ xsk|b z]o/ laqmL gePdf Ælwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&#æ sf] lgod !* adf]lhd ;+ul7t ;+:yfn] ;"rgf k|sfzg u/L a9Ldf yk kGw| lbgsf nflu lgisfzg v'Nnf ul/g]5 .

n_ xsk|b z]o/ vl/bsf nflu b/vf:t kfO{g], /sd hDdf ug]{ / cfj]bg a'emfpg] :yfgx?sf ;fy} xsk|b z]o/ vl/bsf nflu tof/ ul/Psf] xsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx? k|fKt jf x]g{ ;lsg] :yfgx? M

!= ;g\/fOh Soflk6n lnld6]8,sdnkf]v/L, sf7df08f}+ . @= l;h{gf kmfO{gfG; lnld6]8, lj/f6gu/sf] s]Gb|Lo sfof{no tyf ;Dk"0f{ zfvf sfof{nox? . #= ;g\/fOh a}+s lnld6]8sf zfvf sfof{nox? la/f6gu/, kf]v/f, la/u+h, a'6jn, gf/fo0fu9 . $= ;L cf:jf (C-ASBA) ;b:o a}+s tyf ljQLo ;+:yfx? / ltgsf zfvf sfof{nox? . %= xsk|b z]o/ vl/bsf nflu eg'{kg]{ b/vf:t kmf/fd tyf z]o/wgLx?n] cfkm\gf] xs ;DaGwL ljj/0f lgisfzg

sDkgL l;h{gf kmfO{gfG; ln=sf] j]ej;fO6: www.srijanafinance.com / lgisfzg tyf laqmL k|aGws >L ;g\/fOh Soflk6n lnld6]8 sf] j]e;fO6: www.sunrisecapital.com.np af6 klg Download ug{ ;lsg]5 .

pk/]fQm :yfgx? afx]s cGo dfWod dfkm{t b/vf:t lbg rfxg] ;fljs z]o/wgLx?n] z]o/ lgisfzg aGb x'g' eGbf cl3sf] ldltdf ;g\/fOh Soflk6n lnld6]8sf] gfddf lvlrPsf] Psfp06k]oL 8«fk\m6 ;fy xsk|b z]o/ vl/bsf nflu b/vf:t l;w} x"nfs jf s"l/o/åf/f ;g\/fOh Soflk6n lnld6]8, sdnkf]v/L, sf7df8f}+df k7fpg ;lsg]5 . z]o/ laqmL aGb ePsf] & -;ft_ lbg kl5 k|fKt 8«fkm\6 / b/vf:t kmf/dnfO{ z]o/ afF8kmfF8df ;dfj]z ul/g] 5}g .

lgisfzg a}+s (Banker to the Issue) ;DaGwL ljj/0f M o; xsk|b z]o/ lgisfzgsf] nflu ;g\/fOh a}+s lnld6]8, sdnkf]v/L sf7df8f}+nfO{ lgisfzg a}+ssf] ?kdf

lgo'Qm ul/Psf] 5 . j_ ;+ul7t ;+:yfn] cfkm\gf] Joj;fo;+u ;DalGwt P]g, lgod, sDkgL P]g tyf cGo lgodg lgsfon] lbPsf] lgb]{zgx?sf]

k"0f{ kfngf u/]sf] ;DaGwdf pb\3f]if0f M sDkgLn]] cfkm"n] ug]{ Joj;fo;+u ;DjlGwt P]g, lgod, sDkgL P]g @)&#, tyf cGo lgodg lgsfon] lbPsf]

lgb]{zgx?sf] k"0f{ ?kdf kfngf ul/Psf] 5 / ;f]xL bfo/f leq /lx cfˆgf] sf/f]jf/ ub}{ cfO/x]sf] 5 . ;fy} o; sDkgLsf] ;~rfns tyf ;+:yfksx? sfnf] ;"rLdf g/x]sf] tyf ;~rfns tyf ;+:yfksx? cof]Uo g/x]sf] pb\3f]if0f ub{5 . xsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx? ;d]t ;f]xL cg'?k tof/ ul/Psf] xf] . o; sDkgLn] sDkgL P]g adf]hLd sDkgL /lhi6«f/ sfof{nodf xfn;Dd a'emfpg'kg]{ ;Dk"0f{ ljj/0f a'emfPsf]n] cf=j=)&$÷)&% ;Dd sDkgL cBfjlws /x]sf] 5 .

qm]l86 /]l6Ë ;DaGwL ljj/0f M g]kfn lwtf]kq af]8{af6 qm]l86 /]l6Ë ;DalGw sfo{ ug]{ cg'dltkq k|fKt ;+:yf O{qmf g]kfn (ICRA NEPAL)

n] o; sDkgLaf6 hf/L ug{ nfu]sf ljj/0f kq dfkm{t lgisfzg ul/g] xsk|b z]o/sf] lgisfzg ug{sf nflu O{qmf g]kfn lnld6]8n] "[ICRANP] IPO Grade 4+" k|df0fkq ldlt @)&^ ef› @$ ut] (Sep 10, 2019) ut] k|bfg u/]sf] 5 . "[ICRANP] IPO Grade4+" n] cf}ift eGbf tn cfwf/x? (Below-Average Fundamentals) hgfF+b5 . o; /]l6Ë;sf] ;dofjlw ldlt @)&^ ef› @$ ut] (Sep 10, 2019) ;Dd sfod /xg] 5 .


z_ ;+ul7t ;+:yfsf] kl5Nnf] tLg jif{sf] jflif{s tyf tLg dlxgfsf] dfl;s sf/f]jf/sf] clwsQd, Go"gtd, clGtd ahf/ d"Nosf; ;fy} sf/f]af/ ePsf] ;+Vof ;DaGwL ljj/0f M

sDkgLsf] jflifs z]o/ sf/f]jf/sf] ljj/0f M

cfly{s aif{clwstd z]o/

d'No -?_Go'gtd z]o/ d'No -?_ clGtd ahf/ d'No -?_

Zf]o/ sf/f]af/ ;+Vof -xhf/df_

)&#÷&$ *#@ #%) $#% &^=!()&$÷&% %&* @@@ @#$ (!=(*)&%÷&^ @(* @)! @)% !))=$%

sDkgLsf] ljut tLg dlxgfsf] z]o/ sf/f]jf/sf] ljj/0f M

dlxgfclwstd z]o/

d'No -?_Go'gtd z]o/ d'No -?_ clGtd ahf/ d'No -?_

z]o/ sf/f]af/ ;+Vof -xhf/df_

@)&^ h]7 @#$ @)^ @!) ($@=@&@)&^ cffiff9 @!* @)! @)% $*$=%!@)&^ >fj0f @&% @)& @&) #@=((

Gff]6 M sDkgLsf] cBfjlws ahf/ d'No g]kfn :6s PS;r]Gh lnld6]8n] k|sflzt ug]{ ahf/ d'No;"rL dfkm{t k|fKt ug{ ;lsg]5 .if_ o; æxsk|b z]o/ lgisfzg ;DaGwL Joa:yf tyf ljj/0fx?Æ df pNn]v ePsf] ljj/0fx? tYo, k"0f{ 5g\, ;f] df

s'g} km/s k/]df xfdL ;~rfnsx? k"0f{ ?kdf lhDd]jf/ x'g]5f}}+ egL ;lx 5fk ug]{ ;~rfnsx?sf] gfd tyf b:tvt .

l;=g+= Gffd kb b:tvt

!= >L ;'oz Kofs'/]n cWoIf

@= >L ;'jf; cfrfo{ ;+rfns

#= >L d's]zs'df/ /f7L ;+rfns

$= >L /flhj s'df/ ld> ;+rfns

% 8f= k|df]b sdf/ emf ;+rfns

;_ lgisfzg tyf laqmL k|aGwssf] pb\3f]if0f M xfdLnfO{ lgisfzgstf{ ;+ul7t ;+:yf tyf o;sf ;+:yfks÷;+rfnsx?n] pknAw u/fPsf] ljj/0f tyf

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…xsk|b z]o/ lgisfzg ;dagwl joj:yf tyf...

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