Wright Flood™ is a member of The Wright Insurance Group™ © Copyright 2013 The Wright Insurance Group, LLC. All Rights Reserved.

1.866.373.5663 | www.wrightflood.com

Enhanced E&O Protection with the Wright Flood Endorsement!The Wright Flood – Rockwood Insurance Agents and Brokers E&O Program: • No deductible for smaller agencies and a reduced deductible for larger ones for any loss resulting

from a claim arising from a Flood Insurance placement with Wright Flood

• Amended Insolvency exclusion with a “carve-back” for placements with insurers backed by state guarantee associations – Including admitted Demotech-rated insurers

• Additional Defense limit outside of the limits for indemnity

Whether Small or Large, Wright Flood - Rockwood Can Help Your Agency:For smaller agencies, we have partnered with Beazley Syndicate at Lloyds to offer these agencies an E&O policy with no deductible for claims arising from flood insurance placements with Wright Flood. For agencies with more than $250,000 in annual revenues, Rockwood has created an exclusive agreement with Protective Specialty, an “A+” (Superior) rated carrier, providing a specifically reduced deductible, as low as $2,500, on claims arising from Flood Insurance placements with Wright Flood. Rockwood provides Wright Flood agents with access to the following features:

• Deductible options starting as low as $1,000

• Minimum premiums starting at under $2,000

• Defense Outside the Limit and First Dollar Defense coverage options available

Why should Wright Flood’s network of Agents and Brokers secure E&O insurance through Rockwood Programs? Because Wright Flood and Rockwood Programs have partnered in order to provide them with a unique Errors & Omissions insurance program that recognizes the superior underwriting of Wright Flood as well as the expertise of our agents and brokers. As a Wright Flood Agent, you will have access to multiple benefits when securing E&O with Rockwood’s help, including (but not limited to):

• Multiple highly rated Agent E&O Market options when completing our Quick Quote (2-page) application

• Quick Quote Turnaround

• An Online Risk Management Toolkit

Want More Information?We are dedicated to providing some of the most competitively priced and comprehensive insurance coverage options available in the insurance industry today. Please visit our partnership page for more information: www.wrightflood.com/agentEO/ or call us toll-free to speak with a knowledgeable underwriter today: 800-558-8808.

™

™

May 2013

The Wright Flood & Rockwood Partnership

Wright Flood™ is a member of The Wright Insurance Group™ © Copyright 2013 The Wright Insurance Group, LLC. All Rights Reserved.

1.866.373.5663 | www.wrightflood.com

Frequently Asked Questions About the Wright Flood and Rockwood Programs Partnership Q: Will the E&O policy have no deductible at all?

A: The level of deductible waiver offered depends on the individual risk characteristics of the agency. Accounts eligible for placement within Rockwood’s in-house Beazley facility will not pay any deductible on losses arising from business written through Wright Flood. Rockwood has also negotiated special terms with other select markets to provide a deductible step-down for Wright Flood-placed losses. This reduction could be as much as 80%. Certain restrictions apply. Please speak with your underwriter for more details.

Q: Is the agency subject to a maximum percentage of business placed with Demotech-rated carriers for the insolvency carve back to apply?

A: No.

Q: What is the turn-around time for quotes?

A: We will strive to have quotes returned within 72 business hours from receipt of a completed application.

Q: Can a start-up agency be eligible for coverage?

A: Yes, however, the agency may be required to demonstrate sufficient expertise in Flood insurance.

Q: When are Rockwood’s Office Hours?

A: Please contact our underwriters on Monday through Friday from 7:30 a.m. – 4:30 p.m. EST.

™

™

May 2013

The Wright Flood & Rockwood Partnership