wisconsin commissioner of insurance annual report, business … · 2016. 5. 23. · wisconsin...

Jim DoyleGovernor

Jorge GomezCommissioner of Insurance

Business of

2004

Insurance Report

Wisconsin

Jim DoyleGovernor

Jorge GomezCommissioner of Insurance

Business of

2004

Insurance ReportWisconsin

Our Mission. . .

Leading the way in informing and

protecting the public

and

responding to their insurance needs

Wisconsin Insurance Report Business of 2004Mission Statement

Secretaries of State*

Ex Officio Commissioners of Insurance

TermName Residence From To

Llewelyn Breese Prairie du Chien January 3, 1870 January 5, 1874Peter Doyle Prairie du Chien January 5, 1874 January 7, 1878Hans B. Warner Ellsworth January 7, 1878 April 1, 1878

Commissioners of Insurance

Philip L. Spooner Madison April 1, 1878 January 3, 1887Philip Cheek, Jr. Baraboo January 3, 1887 January 5, 1891Wilbur M. Root Sheboygan January 5, 1891 January 7, 1895William A. Fricke Milwaukee January 7, 1895 October 15, 1898Emil Giljohann Milwaukee October 15, 1898 January 5, 1903Zeno M. Host Milwaukee January 5, 1903 January 1, 1907George E. Beedle Embarrass January 7, 1907 January 2, 1911Herman L. Ekern Whitehall January 2, 1911 July 1, 1915M. J. Cleary Blanchardville July 1, 1915 April 10, 1919Plat Whitman Highland April 10, 1919 July 17, 1923W. Stanley Smith Ashland July 17, 1923 June 2, 1926Olaf H. Johnson Gratiot June 2, 1926 January 10, 1927M.A. Freedy Wauwatosa January 10, 1927 July 1, 1931H. J. Mortensen New Lisbon July 1, 1931 October 1, 1939Morvin Duel Fond du Lac October 1, 1939 August 8, 1948J. L. Sonderegger Madison October 1, 1948 December 1, 1948John R. Lange Madison December 1, 1948 July 15, 1955Alfred Van DeZande Campbellsport July 15, 1955 November 1, 1955Paul J. Rogan Ladysmith November 1, 1955 July 2, 1959Charles Manson Wausau July 2, 1959 September 15, 1965Robert D. Haase Marinette September 15, 1965 September 7, 1969S. C. DuRose Madison October 1, 1969 April 8, 1975Harold R. Wilde Madison April 8, 1975 March 18, 1979Susan M. Mitchell Madison March 19, 1979 July 31, 1982Ann J. Haney Madison August 1, 1982 February 28, 1983Thomas P. Fox Madison March 1, 1983 April 27, 1987Robert D. Haase Marinette April 28, 1987 December 31, 1992Josephine W. Musser Madison March 8, 1993 January 2, 1998Randy Blumer Madison January 6, 1998 January 2, 1999Connie L. O'Connell Sun Prairie January 4, 1999 January 6, 2003Jorge Gomez Milwaukee February 17, 2003

*By chapter 56, section 32, General Laws of 1870, the Secretary of State was Commissioner of Insurance ex officiountil 1878. The Office of the Commissioner of Insurance was made elective in 1881. In 1911 the office was madeappointive instead of elective.

Wisconsin Insurance Report Business of 2004Wisconsin Insurance Commissioners

Introduction

Every individual and business in Wisconsin dependsupon insurance. Whether it is auto, home, life, or health,insurance plays an important role in people’s lives. TheOffice of the Commissioner of Insurance (OCI) wascreated by the legislature in 1870 and vested with broadpowers to ensure that the insurance industry meets theinsurance needs of Wisconsin citizens responsibly andadequately.

The importance of fair, effective, and timelyregulation of the insurance industry, as well as continuingefforts toward health care reforms offer OCI a specialchallenge in meeting its public mission of leading the wayin informing and protecting the public and responding totheir insurance needs.

The major functions of the office include:

• Reviewing insurance policies that are sold inWisconsin to determine if they meet therequirements of Wisconsin’s laws.

• Conducting financial examinations of domesticand foreign insurers to assure compliance withWisconsin regulations and rules.

• Monitoring the financial status of licensedcompanies and applicant companies to provideearly warning of financial difficulty.

• Issuing licenses to companies, agents, brokers,surplus lines brokers, managing general agents,reinsurance brokers and managers, andorganizations including employee benefit planadministrators.

• Examining and analyzing rates filed by insurancecompanies to determine if they are excessive,inadequate, or unfairly discriminatory.

• Investigating and processing consumer com-plaints against agents and insurance companiesand attempting to bring the matter to a fair andreasonable conclusion.

• Researching special insurance problems throughdata collection and analysis and publishingconclusions and recommendations in specialreports.

• Developing legislation and promulgating ad-ministrative rules that ensure a strong insurancemarket through proactive policy and skillful en-forcement.

• Investigating and pursuing administrativeactions against agents and insurers who violateWisconsin insurance laws and regulations.Penalties include suspension or revocation oflicenses and fines.

• Conducting a comprehensive program of con-sumer education and public information toeducate consumers about insurance throughpublic speaking and distribution of informationbooklets and comparison guides.

• Operating a state life insurance fund, a propertyfund for the property owned by local units ofgovernment, and a patients compensation fundinsuring health care providers for medicalmalpractice.

Wisconsin Insurance Report Business of 2004Introduction

Table of Contents

Page

I. Administration of the Office ........................................................................................ 9

Organizational Chart ....................................................................................................... 11Organizational Structure ................................................................................................. 12Management Staff ........................................................................................................... 13Office Personnel .............................................................................................................. 16Office Finances ............................................................................................................... 19

II. Executive Initiatives ...................................................................................................... 21

Regulatory Developments and Trends .......................................................................... 23Legislation ...................................................................................................................... 25Administrative Rules ...................................................................................................... 27National Association of Insurance Commissioners' (NAIC) Activities ........................ 30Advisory Boards and Councils ...................................................................................... 31Bulletins to Insurers ....................................................................................................... 33Administrative Actions ................................................................................................... 34

III. Segregated Funds ........................................................................................................... 55

Injured Patients and Families Compensation Fund ...................................................... 57Local Government Property Insurance Fund ................................................................. 61State Life Insurance Fund .............................................................................................. 64

IV. Division of Administrative Services .............................................................................. 65

Information Services Section ......................................................................................... 67Services Section .............................................................................................................. 68Business Services Section .............................................................................................. 70Human Resources Section .............................................................................................. 71Alternative Work Patterns .............................................................................................. 72

V. Division of Regulation and Enforcement ....................................................................... 73

Bureau of Financial Analysis and Examinations .......................................................... 75Companies Examined ............................................................................................... 76Changes in Corporate Licenses ................................................................................ 77Companies in Liquidation ........................................................................................ 81

Bureau of Market Regulation ........................................................................................ 83Agent Licensing Section .......................................................................................... 93Commercial Liability Insurance Reports ................................................................. 94Medical Malpractice Insurance Reports .................................................................. 98Product Liability Insurance Reports ........................................................................ 100Independent Revieiw Process ................................................................................... 102

Consumer Publications ................................................................................................... 103

Wisconsin Insurance Report Business of 2004Table of Contents

VI. Financial and Statistical Data ........................................................................................ 105

Notes to Tables ............................................................................................................... 107Explanation of Terms Used in Tables ........................................................................... 108Table A Insurers Authorized to Write Insurance in Wisconsin ................................. 109Table B Wisconsin Operations of All Insurers by Type of Company ...................... 109Table C Nationwide Financial Operations of Wisconsin Insurers ............................. 110Table D Wisconsin Operations of All Insurers by Line of Insurance ........................ 111Table E Wisconsin Market Shares .............................................................................. 113Table F Property and Casualty Insurers ..................................................................... 127Table G Life Insurers ................................................................................................... 153Table H Other Health Insurers ..................................................................................... 169Table I Town Mutual Insurers ................................................................................... 173

VII. Directory of Licensed Insurers ..................................................................................... 177

VIII. Directory of Insurance Commissioners ........................................................................ 275

Wisconsin Insurance Report Business of 2004Table of Contents

9

Our Vision. . .

♦ Ensure a strong insurance market

through proactive policy and skillful

enforcement.

♦ Enjoy a positive public image and a

position of national leadership.

Administration of the Office

Wisconsin Insurance Report Business of 2004Administration of the Office

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Wisconsin Insurance Report Business of 2004Administration of the Office, Organizational Chart

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The office is divided into the InsuranceAdministrator area, the Legal Unit and two divisions,the Division of Regulation and Enforcement and theDivision of Administrative Services.

Insurance Administrator

This unit provides advice on executive mattersaffecting the office's goals and initiatives, directs theoffice's legislative initiatives, communications activities,and provides advice on technical insurance-related issues.

The OCI managed care specialist, who serves as anombudsman for consumers who have questions orproblems with their managed care plans, is assigned tothis unit. The managed care specialist investigatescomplex managed care complaints received by OCI andeducates consumers on their rights under managed careplans. Implementing and administering the state’sindependent review program is the responsibility of themanaged care specialist.

This unit also has administrative responsibilitiesfor three segregated funds: the Injured Patients and Fami-lies Compensation Fund (formerly the PatientsCompensation Fund), the Local Government PropertyInsurance Fund, and the State Life Insurance Fund.

The Injured Patients and Families CompensationFund provides medical malpractice protection to healthcare providers for claims in excess of $1,000,000 perclaim or $3,000,000 annual aggregate for each policyyear.

The Local Government Property Insurance Fundoffers property insurance protection to qualified localgovernment units.

The State Life Insurance Fund offers life insuranceto Wisconsin residents in amounts not exceeding$10,000 per person.

Legal Unit

The Legal Unit represents the office inadministrative proceedings, provides legal advice to staff,represents or supervises representation of the office inlitigation and insurance company receiverships, provideslegal services for the Patients Compensation Fund,Wisconsin Health Care Liability Insurance Plan, Local

Organizational Structure

Government Property Insurance Fund and State LifeInsurance Fund, and develops legislative proposals andadministrative rules.

Division of Regulation and Enforcement

The division is responsible for carrying out all ofthe office’s insurance regulatory and enforcementresponsibilities, along with the office’s consumereducation program through the development andpublication of the office’s insurance consumer educationpublications. In addition, the division is responsible forthe development and promulgation of administrativerules interpreting insurance statutes, as required. Finally,the division has a major role in the office’s participationin the National Association of Insurance Commissioners,a trade association made up of the country’s chiefinsurance regulators.

The division fulfills its regulatory responsibilitiesprimarily through its two bureaus, described below.

Bureau of Financial Analysis and Examinations.This bureau monitors the financial solvency of insurerslicensed to do business in Wisconsin. It conducts fieldfinancial examinations of domestic insurer operations,administers insurer rehabilitations and liquidations, au-dits and collects insurer taxes and fees, licenses insurancecompanies, and administers the fire department duesprogram.

Bureau of Market Regulation. This bureau reviewsthe rates, forms, and contracts filed with the agency byinsurers; determines compliance with applicable lawsand rules; initiates appropriate administrative actions;examines insurer underwriting and rating procedures,advertising files, claims processes and policyholderservices; staffs several risk-sharing plans; providesassistance to consumers in resolving problems withinsurers and agents; disseminates information to thepublic; investigates agent activities; conducts fieldreviews of insurer operations; and administers theinsurance intermediaries testing and licensing program.

Division of Administrative Services

This division is responsible for all general admin-istrative functions of the agency including informationtechnology, budget, accounting, contracting, purchas-ing, human resources, facilities management, recordsmanagement, mail, publications, and support services.

Wisconsin Insurance Report Business of 2004Administration of the Office, Organizational Structure

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Wisconsin Insurance Report Business of 2004Administration of the Office, Management Staff

Jorge Gomez—Governor Jim Doyle appointed JorgeGomez Commissioner of Insurance for the State ofWisconsin on February 17, 2003. The Office of theCommissioner of Insurance has a staff of 135.

Commissioner Gomez practiced law for 17 years priorto this appointment. He served as Vice President andGeneral Counsel of United Government Services LLC, aMedicare Part A fiscal intermediary, located in Milwaukee,Wisconsin. In this position he managed corporate legalissues and oversaw compliance for the company’soperations in Wisconsin, California, New York, Michigan,and Illinois. He is a former litigation partner at theMichael, Best and Friedrich law firm in Milwaukee, wherehe managed commercial disputes and white collar criminalcases. Earlier in his career, he worked as a felonyprosecutor in Milwaukee and as an employment lawyerfor Legal Action of Wisconsin in Madison.

Commissioner Gomez chairs the Injured Patients andFamilies Compensation Fund Board of Governors and isa member of the Wisconsin Insurance Security FundBoard.

Commissioner Gomez is involved in national issueswith the National Association of Insurance Commissioners(NAIC) where he serves as Chair of the Senior Issues Task

Force focusing on issues pertaining to long-term careand Medicare reform. He is a member of the GovernmentAffairs Task Force, Reinsurance Task Force, Valuation ofSecurities Task Force, International Insurance RelationsCommittee, NAIC/Consumer Liaison Committee, and theNAIC/Industry Liaison Committee.

Commissioner Gomez is a 1979 graduate of PitzerCollege and received a law degree from the University ofWisconsin-Madison Law School in 1986.

Clare Stapleton Concord—The Office of theCommissioner of Insurance (OCI) for the State ofWisconsin appointed Clare Stapleton Concord as DeputyCommissioner of Insurance on May 15, 2005. For thelast ten years, Deputy Commissioner Stapleton Concordserved as Division Administrator for the Division ofAdministrative Services at OCI. In this position, herresponsibilities included strategic and contingencyplanning, information technology, budget, humanresources, accounting, contracting and procurement, andother support services for the agency. DeputyCommissioner Stapleton Concord received an M.S. andPh.D. from Northwestern University, Evanston, Illinois.A native of Sydney, Australia, she completed herundergraduate work at the University of New SouthWales.

Front Row: Susan Ezalarab, Eileen Mallow, Fred Nepple, Clare Stapleton ConcordBack Row: Roger Peterson, Jorge Gomez, Randy Blumer, John Montgomery

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In addition to her duties at OCI, DeputyCommissioner Stapleton Concord has served as a budgetand planning consultant to the NAIC. She has taughtstrategic planning, performance measurement andbudgeting for the Wisconsin Certified Public ManagerProgram, University of Wisconsin-Madison, Division ofContinuing Studies, and currently serves on the CPABoard. Deputy Commissioner Stapleton Concord haschaired the State of Wisconsin Administrative OfficersAssociation and chaired the Community DevelopmentBlock Grant Commission of the City of Madison.

Prior to working at OCI, Deputy CommissionerConcord was a senior policy analyst in the Office ofAnalysis and Information Systems, University ofWisconsin System Administration and was a facultymember at the University of Wisconsin-Madison.

Eileen Mallow—Ms. Mallow was appointed AssistantDeputy Commissioner of Insurance in November 1999.Her duties at the agency include executive assistance onpublic policy issues affecting insurance regulation at thestate and national level, managing the agency’s publicinformation activities, and supervision of the State LifeInsurance Fund, the Local Government PropertyInsurance Fund and the Injured Patients and FamiliesCompensation Fund. She also sits on the Health InsuranceRisk-Sharing Plan (HIRSP) Board of Governors, theIndependent Review Board and the State Council onAlcohol and Other Drug Abuse.

Ms. Mallow has worked in the OCI since 1995. Priorto her current assignment, she was responsible foranalyzing public policy and legislative issues for theCommissioner. From 1995 to 1996, she was the directorof HIRSP.

Prior to OCI, Ms. Mallow worked as an analyst at theCost Containment Commission reviewing applicationsby hospitals, ambulatory surgery centers and home healthagencies to expand. Ms. Mallow has also been an analystfor nursing home reimbursement policy for the WisconsinMedical Assistance program and as a Budget Analyst inthe state Department of Health and Family Services.

Ms. Mallow has a B.S. degree from the University ofWisconsin-Madison.

Fred Nepple—Mr. Nepple has served as OCI GeneralCounsel since 1984. Mr. Nepple received his B.A. (1971),law (1974) and masters in accounting (1986) degrees fromthe University of Wisconsin. After a period in privatepractice he became a staff attorney for the WisconsinCouncil on Criminal Justice and then for the Wisconsinstate legislature. He served as General Counsel for theCommissioner of Savings and Loan from 1980 to 1984before joining OCI. Mr. Nepple chairs the NAIC ERISAWorkgroup and NAIC Regulatory Framework Task Forceand received the NAIC Robert Dineen Award in 2003.

Randy Blumer—Mr. Blumer began serving asAdministrator of the Division of Regulation andEnforcement in May of 2005. Prior to this appointment,he served as Commissioner of Insurance in 1998 and asDeputy Commissioner of Insurance from 1986 to 1987,1993 to 1997, and 1999 to 2005.

Mr. Blumer has been with the OCI for over 25 yearsserving the office covering a wide variety ofresponsibilities. His previous positions include servingas the Assistant Deputy Commissioner, financial examinerand market conduct examiner. Mr. Blumer is a student ofWisconsin’s regulatory philosophy of focusedintervention, which strives to meet consumer needs andpromote strong competition in the insurance marketplace.

Mr. Blumer has served as Vice Chair of the GroupInsurance Board since 1989, and is a member of the Birthto 3 Interagency Coordinating Council. He has had aleadership role nationally serving on numerouscommittees and task forces of the NAIC including chairingthe Examination Oversight Task Force and the FinancialAnalysis Working Group which performs in-depthanalysis on nationally significant insurers.

Mr. Blumer has a BS degree from the University ofWisconsin-Madison and has done post graduate work inaccounting. He was the 2002 recipient of the NAIC’s


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Robert Dineen Award for outstanding service andcontribution to the state regulation of insurance.

Susan Ezalarab—Ms. Ezalarab has been the Directorof the Bureau of Market Regulation for the OCI since1994. Her current responsibilities include managing themarket analysis and market conduct examination; policyform and rate filing; complaints and enforcement;producer licensing and continuing education functions.

Ms. Ezalarab received a B.S. in Education and a M.A.in Public Policy and Administration from the Universityof Wisconsin-Madison. She holds the followingdesignations: Certified Insurance Examiner (CIE) , Fellow,Life Management Institute (FLMI), and CharteredProperty Casualty Underwriter (CPCU).

Ms. Ezalarab is a member of the Insurance RegulatoryExaminers Society and serves on the Accreditation andEthics Committee. She is also a regulator member of theAssociation of Insurance Compliance Professionals(AICP) and co-chairs the Government and IndustryRelations Committee for AICP.

John Montgomery—A state employee since 1977,Mr. Montgomery has worked at OCI since 2001. He iscurrently serving as Acting Administrator for the Divisionof Administrative Services. Prior to coming to OCI, heworked 14 years as Deputy State Budget Director in theState Budget Office and also served as Chief of BudgetOperations where he was responsible for budget,accounting, personnel and information technology. Anative of Chicago, he has Masters’ Degrees in both publicadministration and in planning from the University ofWisconsin-Madison.

Roger Peterson—Mr. Peterson became Director ofthe Bureau of Financial Analysis and Examinations inJune 2004. Mr. Peterson’s current responsibilities focuson monitoring the solvency of insurers operating in thestate and enforcement of the related Wisconsin insurancelaws. Mr. Peterson has been involved in the regulation ofinsurance since 1988. His previous positions includeInsurance Financial Examiner Chief, Policy and ClaimReserve Specialist and financial examiner.

Mr. Peterson is active in the NAIC including chairingthe Financial Analysis Handbook and Financial AnalysisResearch and Development working groups. Mr. Petersonreceived a B.S. in Business and Economics from theUniversity of Wisconsin-Platteville and a M.B.A. inFinance from the University of Wisconsin-Whitewater.

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Office Personnel(as of July 2005)

Jorge Gomez, CommissionerClare Stapleton Concord, Deputy Commissioner

Judy Arawinko Executive Staff AssistantAnne Debevoise Ostby AttorneyJames Guidry Legislative LiaisonDeborah Hamele Executive Staff SecretaryAlice Shuman-Johnson Attorney

Insurance AdministratorEileen Mallow Insurance AdministratorBarbara Belling Managed Care Specialist

Injured Patients and Families Compensation FundTheresa Wedekind ChiefAudrey Hawk Program AssistantJeffrey Kohlmann Insurance Program SpecialistMary Moore Financial SpecialistRodney Orr Regulatory SpecialistInez Paynter Insurance Program SpecialistThomas Raymakers Accountant

Local Government Property Insurance FundDanford Bubolz Insurance Program Officer

State Life Insurance FundMary Sprague ChiefGreg Luft AccountantAlice Sundt Program AssistantJean Wendlick Program Assistant

Legal UnitFred Nepple General CounselSheila Becker Legal SecretaryJames Harris AttorneyRobert Luck AttorneyJulie Walsh Attorney

Division of Regulation and EnforcementRandy Blumer AdministratorMary Sue Gilardi Executive Staff AssistantBetsey Rewey Program AssistantJean Terry Program and Planning Analyst

Bureau of Financial Analysis and ExaminationsRoger Peterson DirectorKarl Albert Insurance Financial ExaminerRichard Anderson Insurance Financial ExaminerStephen Caughill Insurance Financial Examiner ChiefJerry DeArmond Insurance Financial ExaminerRebecca Easland Insurance Financial ExaminerStephen Elmer Insurance Financial ExaminerAndrew Fell Insurance Financial ExaminerWilliam Genne Insurance Financial ExaminerAngie Graff Insurance Financial ExaminerDavid Grinnell Insurance Financial Examiner

Wisconsin Insurance Report Business of 2004Administration of the Office, Office Personnel

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Sarah Haeft Insurance Financial ExaminerRichard Hinkel Insurance Financial ExaminerThomas Janke Insurance Financial ExaminerSteven Junior Insurance Financial ExaminerJackie Karls Program AssistantDuWayne Kottwitz Insurance Financial ExaminerRussell Lamb Insurance Financial ExaminerCindy Lawton Program AssistantJohn Litweiler Insurance Financial ExaminerPenny Marten Program AssistantPeter Medley Insurance Financial Examiner ChiefKerri Miller Insurance Financial ExaminerRandal Milquet Insurance Financial ExaminerGlen Navis Insurance Financial ExaminerEleanor Oppriecht Insurance Financial ExaminerAngela Romaker Insurance Financial ExaminerThomas Rust Insurance Financial ExaminerYvonne Sherry Records Management SupervisorJean Suchomel Insurance Financial ExaminerThomas Thomas Insurance Financial ExaminerFrederick Thornton Insurance Financial ExaminerCarina Toselli Insurance Financial ExaminerTimothy VandeHey Insurance Financial ExaminerElena Vetrina Insurance Financial ExaminerJulie Wipperfurth Program AssistantAmy Wolff Insurance Financial ExaminerSheur Yang Insurance Financial Examiner

Bureau of Market RegulationSusan Ezalarab DirectorFlorence DeLuca Program AssistantJamie Key Insurance ExaminerJo LeDuc Insurance ExaminerAshley Natysin Insurance Examiner

Complaints UnitAnnette Byrnes Insurance SupervisorKaren Becker Program AssistantMonica Hale Program AssistantJennifer Harris Program AssistantGerilyn Schneider Program AssistantYamiris Torres Program Assistant

Property and Casualty UnitPhilip Kress Insurance Examiner ChiefLaura Andreasson Insurance ExaminerDavid Champeau Insurance ExaminerPenny Fitzgerald Insurance ExaminerDrew Hunkins Insurance ExaminerGary Morris Insurance ExaminerKatherine Otis Insurance ExaminerRhonda Peterson Insurance ExaminerRebecca Rebholz Insurance Examiner

Life and Health UnitMichael Honeck Insurance Examiner ChiefBob DeZonia Insurance ExaminerTamra Ehrfurth Insurance ExaminerRenee Fabry Insurance Examiner


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Kenneth Hendree Insurance ExaminerKristy Jacobson Insurance ExaminerJohn Kitslaar Insurance ExaminerMatthew Syens Insurance Examiner

Accident and Health UnitDiane Dambach Insurance Examiner ChiefStephanie Cook Insurance ExaminerPamela Ellefson Insurance ExaminerLinda Low Insurance ExaminerGerald Zimmer Insurance ExaminerMarcia Zimmer Insurance ExaminerKevin Zwart Insurance Examiner

Agent Licensing SectionLaurna Landphier ChiefLaura Adkins Program AssistantLinda Goad Program AssistantDonald Peckham Program AssistantPhyllis Scott Program Assistant

Division of Administrative ServicesVacant AdministratorJohn Montgomery Acting AdministratorPatrick Bass Executive Staff Assistant

Bureau of Staff Services

Business Services SectionJacquelynn Gernetzke Purchasing AgentTimothy Mero Budget and Policy AnalystAndrea Nelson Contract SpecialistDanielle Rogacki Accountant

Human Resources SectionCandace Buckles Human Resources Program OfficerLouise Karpinski Human Resources SpecialistKathleen Keleher Training OfficerJudith Wagaman Payroll and Benefits Specialist

Information Services SectionVacant ChiefJames Angus IS Network Services SpecialistScott Bradach IS Network Services SeniorTheresa Daggett IS Systems Development Services SeniorJackson Ellis IS Data Services SpecialistSteve Nickell IS Systems Development Services Consultant/AdministratorBenjamin Schilling IS Comprehensive Services SeniorShawn Vang IS Systems Development Services SpecialistKaz Wojtkow IS Systems Development Services Senior

Services SectionMatthew Berigan Records Management Program SupervisorMarcia Elliott IS (C) Comprehensive ProfessionalInger Williams Program Assistant


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Office of the Commissioner of Insurance—Office FinancesGeneral Fund—Supervision of the Insurance Industry

Fiscal Year 2004 (Amounts in $000s)

Retained by Transferred toOffice of the State’s General

Total Commissioner Purpose & OtherRevenue of Insurance Revenue Funds 1

Premium Taxes $123,620 $ $123,620Fire Department Dues 14,768 14,768Liquidation Account Interest 373 373Forfeitures 291 291Insurance Company Examination Charges 5,181 4,663 518Agent Initial Appointment Billing 1,913 1,722 191Agent Appointment Renewal 7,423 6,681 742Agent Continuing Education Fees 588 529 59Producer License Issuance 702 632 70Producer License Renewal 2,869 2,582 287Company Licenses, Admissions, and Renewals 447 402 45Certifications/Clearances 111 100 11Miscellaneous2 52 47 5 Total Revenue $158,338 17,358 $140,980Insurance Company Conversion Reimbursements __ __2Total Revenue and Conversion Reimbursements 17,360Less Total Operating Expenditures 12,279 Net Operating Revenue/(Loss) $ 5,081

1 The Office of the Commissioner of Insurance retains 90% of licenses, services, and various other revenues. Taxesplus 10% of licenses, services, and various other revenues are remitted to the State of Wisconsin General PurposeRevenue Fund. Fire Department Dues are remitted to Wisconsin Fire Departments. Liquidation Account Interestaccrues to liquidation account bank balances. Forfeitures are remitted to the Common School Fund.

2 Miscellaneous collections include: 1) photocopying, 2) service of process, and 3) publications.

Office of the Commissioner of Insurance—Office FinancesSegregated Funds

Fiscal Year 2004 (Amounts in $000s)Net

Total Admin. Operating OperatingRevenue Expenses Expenses Revenue*

Injured Patients and Families Compensation Fund $52,794 $ 884 $35,212 $16,698Local Government Property Insurance Fund 21,200 1,363 10,599 9,238State Life Insurance Fund (21) 496 7,407 (7,924)

* The State Life Insurance Fund experienced a loss in its investment income in 2004. The fund along with theother segregated funds continues to operate with adequate cash and fund reserves.

Wisconsin Insurance Report Business of 2004Administration of the Office, Office Finances

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Executive Initiatives

Wisconsin Insurance Report Business of 2004Executive Initiatives

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Regulatory Developments and Trends

Wisconsin Insurance Report Business of 2004Executive Initiatives, Regulatory Developments and Trends

The Wisconsin insurance marketplace has beenhealthy and successful for a long time. The insuranceindustry is financially strong and growing and is asignificant part of the state’s economy. Wisconsin is thehome for many large insurance companies that arenational industry leaders in their product markets andare expanding their nationwide operations. More than87,000 agents are licensed to do business in Wisconsin.

Wisconsin continues to lead the way for savings inworker’s compensation insurance premiums. In 2004,Governor Jim Doyle announced a 4.15 % decrease in theoverall worker’s compensation rate. The rate change isthe fifth worker’s compensation rate decrease sinceJuly 1, 1997. The first state to protect workers withcompensation insurance in 1911, Wisconsin combinesdecades of experience with an advisory process thatincorporates voices from business, labor and insuranceto respond to marketplace needs. The state’s mix ofexperience and planning produces incremental ratherthan dramatic changes in the overall rate level that allowsemployers to better plan and manage their expenses fromyear-to-year.

The success of Wisconsin’s insurance marketplacecan be attributed to effective enforcement tools, effi-cient regulation, and an effective solvency regulationprogram. Activities during the past year reflect OCI’scommitment to ensuring that the insurance industry re-sponsibly and adequately meets the insurance needs ofWisconsin citizens.

Effective Enforcement Tools

As regulators, one of our missions is to protectconsumers from insurance transactions where thepotential of abuse and harm to the consumer is great.During the past year a major focus of OCI has been todevelop new and strengthen existing measures to protectinsurance consumers. The emphasis of many of theseprograms has been products marketed to the elderly. Thisis because of the explosion of novel products in thisarea, the complexity of the insurance issues involved,and the evidence of abuse of consumers in these areas.

In 2004 Governor Jim Doyle signed new legislationthat will assist OCI in protecting senior citizens fromquestionable or unsuitable sales of annuity and lifeinsurance products by unscrupulous agents and insurers.Wisconsin is the first state in the country to provide thesesignificant protections for senior citizens.

The pilot program initiated in 2003 to investigateand prevent marketing abuses relating to insuranceproducts sold to the elderly has increased the number ofadministrative actions against agents. In many cases theseenforcement actions are able to bring about a correctionto the consumer’s problem.

One of the most important roles OCI provides toWisconsin citizens is the handling of their insurancecomplaints. In 2004, OCI fielded approximately 35,000general inquiries from the public regarding insuranceand insurance-related questions. We also investigatedover 8,000 formal written complaints filed by Wisconsinconsumers. These efforts helped recover almost$4 million for insurance policyholders.

Health care costs continued to rise dramatically,often at double-digit growth rates. As a result, the numberand scope of unauthorized health plans in the state wereon the rise in every line of insurance with Wisconsinconsumers footing the bills in unpaid claims. Our statebecame a national leader in identifying and taking actionagainst these illegal plans.

Efficient Regulation

An important regulatory tool available to OCI is themarket conduct examination. Market conductexaminations focus on the business practices of insurersand producers and are designed to monitor marketing,advertising, policyholder services, underwriting, rating,and claims practices. In response to the efforts tomodernize state regulation and to achieve an efficientregulatory system, OCI has continued to work with otherstates to achieve more uniformity in the market conductexamination process across states. Efforts undertaken toensure reasonable, efficient and effective marketregulation include:

• Participated in the first national market analysisprogram that resulted in reviews of companiesrepresenting 85% of the market for five key lines ofbusiness and coordinated with other states to identifycompanies for further action. The increased focus onmarket analysis resulted in a nationwide reductionof 16% in the number of market conductexaminations in 2004.

• Continued to improve the market conductexamination program by working with other statesthrough the NAIC Market Analysis Working Groupto coordinate examinations, improve uniformity in

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Wisconsin Insurance Report Business of 2004Executive Initiatives, Regulatory Developments and Trends

the process and shorten the timelines to completeand adopt examination reports.

• Participated in the Market Conduct Annual Statement(MCAS) project. The MCAS is an analysis tool thatstates can use to review market activity of the entireinsurance marketplace in a consistent manner and toidentify companies whose practices are outsidenormal ranges.

Financial Solvency Regulation

In 2003 OCI successfully completed the accredita-tion requirements in accordance with the financialstandards of the NAIC. Accreditation by the NAIC tellsother states they can rely on Wisconsin’s financial moni-toring and examinations of insurers based in Wisconsinthat do business in their state.

By maintaining an effective solvency regulationprogram, OCI is adding another layer of protection forconsumers. OCI has been involved in a number of effortsto ensure the reliability, solvency and financial solidityof the insurance industry. Major accomplishments in2004 include:

• Examined 48 domestic insurers and analyzed thefinancial statements of over 1,850 insurers.

• Licensed 5 domestic insurers, 9 nondomestic insurers,22 gift annuities, and 8 warranty plans.

• Reviewed changes of control of 12 domestic insurers,pursuant to holding company regulations.

• Reviewed and approved 2 mergers involvingdomestic insurers.

Using Technology for Insurance Regulation

OCI’s Web site continued to play a vital role inproviding services and information to our constituents.During 2004, there were over 173,000 visits to OCI’sWeb site, a 17 % increase over the previous year. Othertechnology accomplishments include:

• Completed programming work for the companytransaction register. The company transaction registeris information regarding transactions that affect thedemographics and details of insurance companies andother entities regulated through the OCI. Thisinformation also includes newly licensed companiesto Wisconsin.

• Doubled the number of rate and form filings submittedelectronically resulting in faster processing andreduced errors in filings. By the end of 2004, 40 % ofthe filings each month were submitted electronicallyas compared to 20% at the end of 2003.

• Completed work to fully automate the companyexaminations assessment application.

• Completed work to view and download the companybilling details on OCI’s Web site.

Emerging Trends

Over the next year Wisconsin seniors will have tomake important choices about the changes resulting fromthe Medicare Modernization Act and the implementationof the Medicare prescription drug plan. Increases in thedemand for insurance coverage for long-term care needsthrough home health care, assisted living arrangementsand nursing homes is expected to increase marketingpressure for the sale of these products. OCI will continueto make senior issues a top priority—to provideinformation and educational opportunities to the seniorpopulation and their families so that they can be betterinformed with determining their insurance needs.

The state of insurance regulation is at a criticaljuncture. While recognizing that state regulation is bestfor insurance consumers, we also recognize that stateregulation must evolve as insurance markets change. Thestate regulatory system is inherently strong when it comesto protecting consumers because we understand localneeds and market conditions. OCI takes great pride inthe fact that many of the regulatory approaches long inexistence in Wisconsin are now recognized as modelsfor regulatory improvement and evolution in other states.

By continuing to work cooperatively with all ourpartners (the governor, our state legislators, federalofficials, consumers, insurance companies and agentsand other interested parties), consumers and industry willbenefit that much more. OCI will continue to workdiligently to keep state regulation functioning andflourishing by increasing Internet and technologyinitiatives, improving our accountability to ourconstituents and encouraging innovative approaches toregulation to meet the demands of a modern insurancemarketplace.

The vision of OCI is clear—we will continue to be anational leader in insurance regulation while remainingvigilante in our mission of leading the way in informingand protecting the public and responding to theirinsurance needs so Wisconsin consumers do not becomevictimized. OCI has a tradition of sound regulationcombined with strong consumer protections. OCI is wellpositioned to continue its long record of service and iscommitted to ensuring that this tradition continues.

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Legislation

During 2004, Governor Doyle signed legislation thataffects the business of insurance in Wisconsin.Legislative materials may be obtained from the Revisorof Statutes, 131 West Wilson Street, Suite 800, Madison,WI 53703-3233, or by calling (608) 266-2011.

Legislative material also can be found on the Internetat http://www.legis.state.wi.us

The list of Wisconsin laws follows:

2003 Wisconsin Act 144—Changes to the Worker’sCompensation LawGenerally Chapter 102, Wis. Stat.(See http://www.legis.state.wi.us/2003/data/acts/03Act144.pdf)

Adds physician assistants and advanced practicenurses to the list of medical professionals authorized toconduct worker’s compensation (WC) examinations ofemployees; changes to the law and procedures governingdisputes between worker’s compensation insurers andhealth care providers relating to fees charged for and thenecessity of treatment provided to an employee for aworkplace injury; specifies that in cases in which aportion of an award is appealed, the WC insurer mustpay the uncontested amount within 21 days; allows WCinsurance carriers to give notice of the cancellation ortermination of a policy to Department of WorkforceDevelopment (DWD) or the Wisconsin CompensationRating Bureau (WCRB) by certified mail, fax, e-mail, orother medium approved by DWD; requires DWD topromulgate rules for determining when compensationfor permanent disability must begin in cases in whichthe WC insurer concedes liability but disputes the extentof the permanent disability; allows DWD to waive orreduce a forfeiture imposed on an employer or WC insurerfor failing to keep required or for falsifying records if theviolator requests a waiver of reduction; increases themaximum supplemental benefit rate paid for injuriesoccurring before May 13, 1980; increases the assessmentemployers and worker’s compensation insurancecompanies are required to pay into the Work InjuriesSupplemental Benefit Fund for injuries resulting indeath; and authorizes DWD to claim reimbursement fromuninsured employers for expenses paid by DWD inadministering the claim of an employee.

Effective March 30, 2004

Wisconsin Insurance Report Business of 2004Executive Initiatives, Legislation

2003 Wisconsin Act 167—Burial agreements fundedwith trust funds or life insurance proceedsSections 69.02 (1) (c), 445.125 (1) (b), 445.125 (1) (b)4. a. and b., and 632.415 (4m), Wis. Stat.(See http://www.legis.state.wi.us/2003/data/acts/03Act167.pdf)

Requires the Department of Health and FamilyServices to prescribe an “affidavit of death” form for thepurpose of releasing burial agreement trust funds to abeneficiary or establishing proof of death for paymentof benefits of a life insurance policy.

Effective April 20, 2004

2003 Wisconsin Act 261—Various changes in insurancelawGenerally Chapters 600, 601, 609, 611, 612, 617, 628,632, 641, 645, and 646, Wis. Stat.(See http://www.legis.state.wi.us/2003/data/acts/03Act261.pdf)

Imposes duties on an insurer, general agent orindependent agency relating to suitability of annuitysales to senior consumers; repeals minimum nonforfeitureprovisions and creates new provisions regardingminimum nonforfeiture amounts for individual deferredannuities; provisions relating to membership ofemployees and representatives of a town mutual insurer’sboard of directors; provisions relating to mergers ofassessable town mutuals with domestic mutual insurers;technical changes to the Insurance Security Fund;amends the definition of a “form” to include a groupcertificate; repeals Chapter 641; creates a $500 listingfee for surplus lines insurers; provisions relating tomembers of committees appointed by a board of directorsof a domestic stock or mutual insurance corporation mayinclude nonvoting members who are not directors;provisions relating to orders of the Commissioner thatrequire remedial measures; provisions relating to itemsthat the Commissioner may refuse to disclose undercertain circumstances; limiting investment in certainsubsidiaries; and restricting extraordinary dividends paidto a domestic insurer or paid by a domestic insurer that isa wholly owned subsidiary of a domestic mutual insurer.

Effective April 30, 2004. Senior consumer provisionseffective November 1, 2004. Minimum nonforfeitureamounts apply to annuity contracts issued on or afterApril 30, 2006. Provisions relating to membership intown mutual board of directors apply beginning April 30,2006, but may be extended by the Commissioner.

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Wisconsin Insurance Report Business of 2004Executive Initiatives, Legislation

2003 Wisconsin Act 302—Vehicle Protection ProductWarrantiesSections 100.230, 600.04 (1) (b) 11, 601.31 (1) (km),601.41 (1) (intro.), 61.37 (4) (g) and 632.185, Wis. Stat.(See http://www.legis.state.wi.us/2003/data/acts/03Act302.pdf)

Provides that insurance provisions of the statutesdo not apply to a vehicle protection product warranty(VPPW). Sets up a system for the Commissioner toregulate VPPWs including registration with theCommissioner, financial responsibility provisions,disclosure requirements, recordkeeping, cancellationprovisions, and enforcement provisions.

Effective December 1, 2004

2003 Wisconsin Act 304—Life insurance and annuitycontract exemptions from creditor claimsSection 815.18, Wis. Stat.(See http://www.legis.state.wi.us/2003/data/acts/03Act304.pdf)

Amends the exemption from creditor claims forunmatured life insurance contracts, including any

interest dividends, interest or loan value, and for certainannuities. Provides an exemption for the entire value ofan unmatured life insurance policy and up to $150,000of aggregate interest if the policy was issued at least24 months before the exemption is claimed or before thecause of action was filed, referred to as the applicabilitydate. Reduces the exempted amount to $4,000 forpolicies or annuities issued or funded less than 24 monthsbefore the applicability date. Applies similar provisionsto applicable annuity contracts.

Effective May 5, 2004

2003 Wisconsin Act 315—Making private insuranceavailable to facilitate environmental cleanupsSection 292.53, Wis. Stat.(See http://www.legis.state.wi.us/2003/data/acts/03Act315.pdf)

Authorizes the Department of Natural Resources toundertake activities to make private environmentalinsurance products available to encourage and facilitatethe cleanup and redevelopment of contaminatedproperty.


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Administrative Rules

In 2004, OCI promulgated the following changesin the Wisconsin Administrative Code:

Ins 2.80, 2.81 and ch. Ins 50, Wis. Adm. Code—Relat-ing to Mortality Tables and Actuarial Analysis, AssetAdequacy Testing, Reports and Opinions

The rule incorporates the NAIC 2001 CSO Tableinto the current reserve and nonforfeiture valuation lawsand rules. The rule would establish the new table as theminimum valuation standard for calculating reservesand nonforfeiture benefits for individual life insurancepolicies and extended term benefits issued after theeffective date. The new table would be optional fornewly issued policies until January 1, 2009, and man-datory after that date. The rule also corrects referencesin the current rule establishing valuation standards(s. Ins 2.80, Wis. Adm. Code). The primary statutes in-terpreted by the rule are the Standard Valuation Law(s. 623.06, Wis. Stat.) and the Standard NonforfeitureLaw (s. 632.43, Wis. Stat).

The rule is based on the NAIC model recognitionof the 2001 CSO mortality table for use in determiningminimum reserve liabilities and nonforfeiture benefitsregulation and the NAIC revised model actuarial opin-ion and memorandum regulation. The CSO mortalitytable is not included in the NAIC model but is pub-lished separately by the NAIC. Accordingly it isadopted by reference under s. 601.41 (3) (b), Wis. Stat.

The rule also revises the requirements for life in-surers (including fraternals) as regards required actuarialopinions and memoranda. The rule requires all life in-surers to perform asset adequacy testing every year. Thecurrent rule provides an exemption, or limited scope ofcompliance, from asset adequacy analysis for smallercompanies meeting certain conditions. The rule alsoprescribes standards for the Commissioner’s acceptanceof actuarial opinions and reporting from companiesbased on the standards of their state of domicile. Inaddition, the rule revises the required wording of theactuarial opinion, adds some additional requirementsconcerning the actuarial opinion and actuarial memo-randum, and creates a new requirement for thepreparation of a summary of the actuarial memorandumcalled the “regulatory asset adequacy issues summary.”

NAIC Financial Regulation Standards and Accredi-tation Committee voted to expose the revised NAICActuarial Opinion and Memorandum Regulation forcomment for a two-year period, beginning January 1,

Wisconsin Insurance Report Business of 2004Executive Initiatives, Administrative Rules

2003. The NAIC is seeking comment on whether therevised model should be adopted as a mandatory re-quirement for accreditation of a state and mayrecommend that it be required as an accreditation stan-dard effective in calendar year 2007.

The 2001 CSO mortality table changes are effec-tive for policies issued on or after January 1, 2005. Therevised actuarial opinion and memorandum require-ments are effective for reporting requirements forcalendar year 2005 and subsequent calendar years.


Ins 8.49, Wis. Adm. Code—Relating to Small EmployerUniform Employee Application for Group Health Insur-ance

In accordance with s. 601.41 (8) and s. 635.10, Wis.Stat., the office is statutorily required to develop a ruleand the uniform employee application form for grouphealth insurance that is to be used by small employerinsurers for small employer applicants. In compliancewith s. 601.41 (8), Wis. Stat., the office, with consulta-tion of the life and disability advisory council,convened a task force with representatives of small em-ployers, licensed intermediaries and small employerinsurers to obtain information relating to a proposeduniform employee application form. The task forcemade recommendations to the office for its consider-ation in the development of the small employer uniformemployee application.

The intent of the legislation was twofold: to reducethe number of forms employees were required to com-plete when a small employer applied for group healthinsurance and to permit small employers to seek mul-tiple statements of premium from different smallemployer insurers with one form. Having a uniformemployee application that could be used to obtainmultiple statements of premium also has the benefit ofdecreasing the amount of time spent by the small em-ployer in obtaining the application information sincethe form may be copied and submitted simultaneouslyto several insurers.

To address the concerns of the small employers,licensed intermediaries and small employer insurers, theoffice, in addition to drafting the uniform employeeapplication, also drafted the rule governing the use andmanagement of the application process. The proposedregulations establish the following: copies of the formshall be accepted as though it were an original; duration

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for use of the information contained within theapplication form; and small employer insurers arerequired to share copied forms, in accordance with theapplicant’s authorization, with other named insurerswithin five business days as requested in writing by thesmall employer. The intent is to facilitate a timelyexchange of the applications so that the small employeris able to receive the statement of premium necessaryto make an informed decision regarding the purchaseof group health insurance.


Ins 17.01 (3) and 17.28 (6), Wis. Adm. Code—Relatingto Patients Compensation Fund and Mediation FundFees for the Fiscal Year Beginning July 1, 2004

The Commissioner of Insurance, with the approvalof the Board of Governors (Board) of the PatientsCompensation Fund (Fund), is required to establish byadministrative rule the annual fees which participatinghealth care providers must pay to the Fund. This ruleestablishes those fees for the fiscal year beginningJuly 1, 2004. These fees represent a 20% decreasecompared with fees paid for the 2003-04 fiscal year. TheBoard approved these fees at its meetings onDecember 17, 2003, and on February 25, 2004, basedon the recommendation of the Board’s actuarial andunderwriting committee and reports of the Fund’sactuaries.

The Board is also required to promulgate by rulethe annual fees for the operation of the PatientsCompensation Mediation System, based on therecommendation of the director of state courts. Thisrule implements the funding level recommendation ofthe Board’s actuarial and underwriting committee byestablishing mediation panel fees for the next fiscal yearat $46.00 for physicians and $3.00 per occupied bedfor hospitals, representing an increase from 2003-04fiscal year mediation panel fees.

Effective July 1, 2004

Ins 18.10 (2) (d), Wis. Adm. Code—Relating to AnnualAdjustment to the Minimum Necessary Cost or Paymentto Access Independent Review

The rule implements s. 632.835 (5) (c), Wis. Stat.,requirement that the Commissioner promulgate a ruleadjusting the minimum requirements as found ins. 632.835 (1) (a) 4 and (b) 4, Wis. Stat., at least annu-ally. The rule proposes that the Commissioner post tothe OCI Web site the CPI to be used on January 1 ofthe following year. The Commissioner shall post to theoffice Web site the information on or before December 1

of each year. In addition, the proposed rule clarifies anindependent review organization must have a proce-dure that includes notice or correspondence with aninsured’s authorized representative not just the insuredand corrects the office’s Web address.

Effective January 1, 2005

Ins 25.13 and 25.50, Wis. Adm. Code—Relating toExceptions to the Annual Notice and Limits onDisclosure of Nonpublic Personal FinancialInformation

Under ch. Ins 25, Wis. Adm. Code, a licensee of theOCI, including a warranty plan, may not disclosenonpublic personal financial information to an unaffili-ated third party unless the customer is given theopportunity to object to the disclosure (referred to as“opt-out notice”). Nothing in this section is intendedto permit telephone solicitation which would otherwisebe prohibited under s. 100.52, Wis. Stat., or subch. V ofch. ATCP 127.

The current rule allows licensees to disclosenonpublic personal financial information to affiliateswithout an opt-out notice. This rule will also allow awarranty plan licensee or an affiliate to disclosenonpublic personal financial information without anopt-out notice to a nonaffiliate selling products or ser-vices under the licensee’s brand name or the brand nameof an affiliate of the licensee. The warranty plan lic-ensee or affiliate may disclose only if the recipientagrees to use the information solely for sale of thebranded product or service, to keep the informationconfidential, and to adhere to the licensee’s or affiliate’squality standards for the branded products or services.

Finally, the rule creates an exception to the annualnotice provisions in s. Ins 25.13, Wis. Adm. Code, forlicensees that meet the requirements of s. Ins 25.50 (1)(a), Wis. Adm. Code.

Effective March 1, 2004

In 2004, OCI had the following emergency rulesin effect:

Ins 8.49, Wis. Adm. Code—Relating to Small EmployerGroup Health Insurance

In accordance with s. 601.41 (8) and s. 635.10, Wis.Stat., the office is statutorily required to develop a ruleand the uniform employee application form for grouphealth insurance that is to be used by small employerinsurers for small employer applicants. In compliancewith s. 601.41(8), Wis. Stat., the office, with consultation

29


of the life and disability advisory council, convened atask force with representatives of small employers,licensed intermediaries and small employer insurers toobtain information relating to a proposed uniformemployee application form. The task force maderecommendations to the office for its consideration inthe development of the small employer uniformemployee application.

The intent of the legislation was twofold: to reducethe number of forms employees were required to com-plete when a small employer applied for group healthinsurance and to permit small employers to seek mul-tiple statements of premium from different smallemployer insurers with one form. Having a uniformemployee application that could be used to obtainmultiple statements of premium also has the benefit ofdecreasing the amount of time spent by the small em-ployer in obtaining the application information sincethe form may be copied and submitted simultaneouslyto several insurers.

To address the concerns of the small employers,licensed intermediaries and small employer insurers, theoffice, in addition to drafting the uniform employeeapplication, also drafted the rule governing the use andmanagement of the application process. The proposedregulations establish the following: copies of the formshall be accepted as though it were an original; dura-tion for use of the information contained within theapplication form; and small employer insurers are re-quired to share copied forms, in accordance with theapplicant’s authorization, with other named insurerswithin five business days as requested in writing by thesmall employer. The intent is to facilitate a timely ex-change of the applications so that the small employeris able to receive the statement of premium necessaryto make an informed decision regarding the purchaseof group health insurance.

Effective January 7, 2004

Ins 14, Wis. Adm. Code—Relating to Vehicle ProtectionPlans

This rule implements new statutes regulatingvehicle protection product warranties by setting the feeswhich the statutes required be set by rule by theCommissioner. The fees are set at a level to attempt tocover the agency’s costs incurred in relation to thereview, data storage, monitoring and regulation of thesevehicle protection product warranties.


Ins 17.01 (3) and 17.28 (6), Wis. Adm. Code—Relatingto Annual Patients Compensation Fund Fees andMediation Fund Fees for the Fiscal Year BeginningJuly 1, 2004

The Commissioner of Insurance, with the approvalof the Board of Governors (Board) of the PatientsCompensation Fund (Fund), is required to establish byadministrative rule the annual fees which participatinghealth care providers must pay to the Fund. This ruleestablishes those fees for the fiscal year beginningJuly 1, 2004. These fees represent a 20% decreasecompared with fees paid for the 2003-04 fiscal year. TheBoard approved these fees at its meetings onDecember 17, 2003, and on February 25, 2004, basedon the recommendation of the Board’s actuarial andunderwriting committee and reports of the Fund’sactuaries.

The Board is also required to promulgate by rulethe annual fees for the operation of the PatientsCompensation Mediation System, based on therecommendation of the director of state courts. Thisrule implements the funding level recommendation ofthe Board’s actuarial and underwriting committee byestablishing mediation panel fees for the next fiscal yearat $46.00 for physicians and $3.00 per occupied bedfor hospitals, representing an increase from 2003-04fiscal year mediation panel fees.

Effective June 22, 2004

The Wisconsin Administrative Code, Rules of the Officeof the Commissioner of Insurance, and the WisconsinAdministrative Register are available from the Wiscon-sin Department of Administration, Document Sales, at(608) 266-3358 and available on the Internet at: http://www.legis.state.wi.us/rsb/code/ins/ins.html. Informationregarding the status and text of OCI rules pending orpromulgated is available on the Internet at: http://oci.wi.gov/ocirules.htm and http://adminrules.wisconsin.gov.

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National Association ofInsurance Commissioners’ (NAIC) Activities

OCI actively participates in the NAIC. During 2004 Commissioner Gomez and his representatives were membersof the following committees, task forces, and working groups of the NAIC.

Committees

Executive (EX) CommitteeHealth Insurance and Managed Care (B) CommitteeInternational Insurance Relations (G) CommitteeNAIC/Consumer Liaison CommitteeNAIC/Industry Liaison Committee

Task Forces

Accounting Practices & Procedures (E) Task ForceCapital Adequacy (E) Task ForceExamination Oversight (E) Task Force (Vice Chair)Government Affairs Task ForceInternational Holocaust Commission (H) Task ForceRegulatory Framework (B) Task Force (Chair)Reinsurance (E) Task ForceSenior Issues (B) Task Force (Chair)Speed to Market (EX) Task ForceValuation of Securities (E) Task Force

NAIC Working/Study Groups/Subgroups

Accounting Practices & Procedures (E) Task ForceEmerging Accounting Issues Working GroupInternational Accounting Standards Working

GroupInternational Statutory Accounting Principles

SubgroupProperty and Casualty Reinsurance Study GroupStatutory Accounting Principles Working Group

Capital Adequacy (E) Task ForceProperty and Casualty Risk Based Capital

Subgroup

Examination Oversight (E) Task Force (Vice Chair)Analyst Team System Oversight Working GroupAudit Software SubgroupAudit Software Working GroupFinancial Analysis Working Group (Chair)Financial Analysis Handbook Working Group

(Chair)Financial Analysis Research & Development

Working Group (Chair)Financial Data Repository Working GroupFinancial Examiners Handbook Technical Group

Wisconsin Insurance Report Business of 2004Executive Initiatives, NAIC Activities

Executive (EX) CommitteeInformation Sharing Working GroupInterstate Compact Implementation Working

GroupNational Treatment of Companies Working GroupOperational Efficiencies Working GroupPrivacy Issues Working Group

Financial Condition (E) CommitteeInsurance Holding Company Working GroupRisk Assessment Working Group

Health Insurance & Managed Care (B) CommitteeERISA Working Group (Chair)

Internal Administration (EX1) Subcommittee

International Holocaust Commission (G) Task ForceXML-Based Open Standards Working Group

International Insurance Relations (G) CommitteeNAFTA Subgroup

Market Regulation & Consumer Affairs (D) CommitteeCollaborative Actions SubgroupCredit Scoring Working GroupExaminations Standards Working GroupInvestigations Standards SubgroupMarket Analysis Handbook SubgroupMarket Analysis Working GroupMarket Conduct Annual Statement SubgroupProducer Licensing Working GroupReciprocity Agreement SubgroupUniformity Working Group

Senior Issues (B) Task Force (Chair)Long-Term Care Working Group (Chair)

Workers’ Compensation (C) Task ForceEmployee Leasing Model Law Working Group

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Advisory Boards and Councils

Wisconsin law, s. 15.04, Wis. Stat., provides thatheads of independent agencies may create and appointsuch councils and committees as the operation of theagency requires. The insurance law, s. 601.20, Wis. Stat.,authorizes the Commissioner to create advisory councilsand committees to assist in dealing with regulatory prob-lems. The Commissioner is to provide by rule for thecreation, governance, duties, and termination of any councilor committee that is established. The expert adviceprovided the Commissioner through these councils re-sults in more efficient regulation of the insurance industryto the benefit of insurance consumers and insurers.

The Commissioner and staff members also serve onvarious councils and boards and thus aid Wisconsinresidents by providing advice and suggestions on mattersrelated to insurance regulation.

A description of the various councils and boards withwhich OCI is involved follows:

Group Insurance Board (Board)

Section 15.165 (2), Wis. Stat., created a GroupInsurance Board in the Department of Employee TrustFunds. The Commissioner or designee is a member of theBoard. The Group Insurance Board is authorized to enterinto contracts with insurers to provide group insuranceplans or to provide the benefits on a self-insured basis. Italso provides general administrative policy for the groupinsurance programs for health care, income disabilitybenefits, and life insurance authorized for state and otherpublic employees under ch. 40, Wis. Stat. The specificpowers of the Board are enumerated under s. 40.03 (6),Wis. Stat.

Insurance Security Fund Board (Board)

This Board administers the Insurance Security Fundestablished by ch. 646, Wis. Stat., to provide a mechanismfor protecting insureds in the event of liquidation ofinsurers and to assess the cost of such protection amonginsurers. The Commissioner, along with the AttorneyGeneral, and the State Treasurer, are members of thisBoard and serve with ten representatives of insurersappointed by the Commissioner upon consideration of therecommendation of insurance organizations.

Injured Patients and Families Compensation Fund Board(Board)

The Board was created by s. 619.04 (3), Wis. Stat. Itis a 13-member Board that consists of 3 insurance industryrepresentatives, a member named by the WisconsinAcademy of Trial Lawyers, a member named by the StateBar Association, 2 members named by the State MedicalSociety of Wisconsin, a member named by the WisconsinHospital Association, 4 public members appointed by theGovernor, and the Commissioner who serves as the chair.The members as of December 31, 2004, were:

Mark Adams, State Medical SocietyMark Femal, Public MemberJames Jansen, Wisconsin Academy of Trial LawyersBarbara Kuhl, Public MemberDavid Maurer, Industry RepresentativePaul Mestelle, Industry RepresentativeWalter Moritz, M.D., State Medical SocietyKermit Newcomer, M.D., Public MemberGeorge Quinn, Wisconsin Hospital AssociationJoan Schmit, Public MemberChristopher Spencer, Industry RepresentativeDonald Taitelman, State Bar Association

Wisconsin Retirement Board

The Wisconsin Retirement Board is created in theDepartment of Employee Trust Funds by s. 15.165 (3) (b),Wis. Stat. It is a nine-member Board. Six membersrepresent employers or employees who participate in theWisconsin retirement system, one is a participating stateemployee, one is a public member, and one is theCommissioner or an experienced actuary in OCI. TheBoard studies and recommends alternative administrativepolicies, authorizes and terminates disability annuitypayments, and considers administrative rules that relate toparticipants in the retirement system other than teachers.

Wisconsin Insurance Report Business of 2004Executive Initiatives, Advisory Boards and Councils

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Council on Fire Service Training Programs

This body, authorized by s. 15.947, Wis. Stat., functionsunder the State Board of Vocational, Technical and AdultEducation, and furnishes advice and guidance to theBoard in the establishment and maintenance of trainingprograms in fire prevention and protection. The councilis comprised of representatives from the Division ofEmergency Government (Bureau of Civil Defense andDisaster Control), the Department of WorkforceDevelopment, and OCI, together with six members of firedepartments appointed by the Governor for staggered six-year terms.

Joint Survey Committee on Retirement Systems

This committee performs duties mandated unders. 13.50, Wis. Stat. The committee is comprised of twomajority party senators, one minority party senator, twomajority party representatives to the assembly, one minorityparty representative to the assembly, an assistant attorneygeneral, a member of the public selected by the Governor,the Commissioner or a designated experienced actuary inOCI, and the Secretary of the Department of EmployeeTrust Funds.

This committee evaluates all legislative proposalsthat would create or modify any system of retirement forpublic officers or employees. No such bill may be actedupon by the legislature until it has been referred to thiscommittee for preparation of a written report. The reportmust indicate the probable cost involved, the effect of theproposal upon the actuarial soundness of existingretirement systems, and the desirability of the proposal asa matter of public policy.

Retirement Research Committee

This committee performs duties mandated unders. 13.51, Wis. Stat. Its membership represents employeeand employer groups having vested interests in variousstate retirement programs. The committee has investigatorypowers over all state retirement systems for publicemployees. In addition, it may require any public pensionor retirement system to furnish it with periodic financialreports and records. The committee conducts a continuousreview of retirement benefits afforded to public employeesunder the existing state system. It maintains a currentreference library of all public employee pension andretirement plans throughout the United States and makesits findings and recommendations available to the Governorand the legislature.

Life and Disability Advisory Council

This council, created by s. Ins 6.79, Wis. Adm. Code,advises the Commissioner on regulatory matters in theareas of life and disability insurance. The council has fourinsurance company members, two agent members, andthree public members. The members during 2004 were:

Russ Cain, MadisonSteve Frankel, Northwestern Mutual Life Ins. Co.,

MilwaukeeMartha E. Gaines, University of Wisconsin Law

School, MadisonKaren E. Geiger, Cobalt Corp., OnalaskaRobert Palmer, Dean Health Plan, MadisonRoberta Riportella-Muller, UW Dept. of Consumer

Sciences, MadisonJohn Sheski, Wisconsin Physicians

Service Insurance Corporation, MadisonArvid Tillmar, T. E. Brennan, MadisonRobert Walker, Madison

Property and Casualty Advisory Council

This council, created by s. Ins 6.79, Wis. Adm. Code,advises the Commissioner on regulatory matters in theareas of property and casualty insurance. The council hasfour insurance company members, two agent members,and three public members. The members during 2004were:

James Thomas, Society Insurance a MutualCompany, Fond du Lac, Chair

John Duwell, West Bend Mutual Insurance Company,West Bend

Lemuel Eaton, Neighborhood Housing Services,Milwaukee

Maryelyn Geisler, American Family Mutual InsuranceCompany, Madison

Mary Kaiser, RJF Agencies Inc., Eau ClaireBrian Peacy, Employers Insurance Company of

WausauBill Smith, National Federation of Independent

Business, MadisonSteve Tauke, Marshall & Ilsey Corporation,

MilwaukeeCharles Vang, Charles V. Vang Insurance Agency,

Milwaukee

Wisconsin Insurance Report Business of 2004Executive Initiatives, Advisory Boards and Councils

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Bulletins to Insurers

March 31, 2004: To SILA members and interestedparties regarding letters of certification. This bulletininforms SILA members and interested parties thateffective March 31, 2004, OCI no longer requires aletter of certification to obtain a nonresident license inWisconsin. Copies of current licenses, PDB print screensand CRD reports are also not required. The only paperattachments necessary relate to affirmative answers tothe legal questions. Wisconsin is the first state toimplement this new process.

June 23, 2004: To all insurers authorized to do busi-ness in Wisconsin regarding newly enactedlegislation—2003 Wisconsin Acts 261, 302, 178, and294. This bulletin contains a summary of the provisionsof 2003 Wisconsin Acts 261, 302, 178, and 294. Insur-ers are advised to review the bulletin and determinewhich laws apply to their company. This bulletin is forinformational purposes and is not to be considered theoffice’s interpretation of these laws.

August 11, 2004: To all property and casualty insurersregarding automobile insurance coverage for returningArmed Forces members. OCI has received informationindicating that some automobile insurers are denyingreinstatement, refusing to issue coverage or raising pre-mium rates for members of the Armed Forces who arereturning from active military service overseas. Thisbulletin is issued as a request to ask that all insurerswaive underwriting or rating requirements for returningmembers of the Armed Forces. If a member of the ArmedForces was a policyholder in good standing at the timeof leaving for active duty, and can show proof that suchactive service was the reason for the loss in the conti-nuity of insurance coverage, the Commissioner requeststhat insurers reinstate the policies and treat the appli-cant as if there was continuous coverage forunderwriting and rating purposes.

Wisconsin Insurance Report Business of 2004Executive Initiatives, Bulletins to Insurers

August 12, 2004: To all property and casualty insurersregarding the Terrorism Risk Insurance Act of 2002 andexclusions related to acts of terrorism and the terrorism.This bulletin applies to commercial (non-worker’scompensation) insurance coverages provided bycommercial policies and endorsements includingendorsements for business coverage added to personallines policies and the business portions of a farmowner’spolicy. The intent of this bulletin is to informcommercial lines insurers of the decision in Wisconsinto approve certain conditional coverage limitations foracts of terrorism, to put insurers on notice thatdetermination of certain contractual thresholds issubject to disclosure and review by this office and toprovide a voluntary procedure for insurers to use toexpedite the filing and timely review of these limitedexclusions. Instead of approving the very broad totalexclusions of coverage for acts of terrorism, Wisconsinwill approve conditional coverage limitations that aresubstantially similar to those described in the bulletinand which are within the scope of this bulletin.

Copies of the bulletins are available on OCI’s Web siteat http://oci.wi.gov/bulletin.htm.

Wisconsin Insurance Report Business of 2004Executive Initiatives, Administrative Actions

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Administrative Actions(As Reported by the Legal Unit)

In many of the proceedings listed below, the Respondentdenied the allegations but consented to the action taken.Copies of administrative actions taken by the OCI oninsurance companies and agents completed sinceJanuary 1, 2002, can be viewed and printed from OCI’sWeb site at http://oci.wi.gov/admact/admact.htm. Forolder actions, contact [email protected].

Allegations and Actions Against Agents:

Mark A. Aicher2425 Skylark Dr., Appleton, WI 54914Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of Wisconsin on an insurancelicense application. August 2004

Robin V. Allen4521 W. Chestnut St., Tampa, FL 33607Has had her license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeactions taken by the state of South Carolina on aninsurance license application. September 2004

Patrick A. Allman408 Ann St., Adams, WI 53910Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct. Allman did not appear at the hearing.March 2004

Angeline E. Anderson820 Macomber # 7, Chippewa Falls, WI 54729Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004

Gregg Richard Anderson3739 Dakota Ave. S., St. Louis Park, MN 55416Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding administrativeactions taken by the state of Minnesota. August 2004

John P. Archer330 Hill St., Rhinelander, WI 54501Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2004

Daniel R. Armstrong801-1/2 Milwaukee Ave., South Milwaukee, WI 53172Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding lawsuits.November 2004

Jerry W. Asselin3260 Briar Crest Dr., Janesville, WI 53546Paid a forfeiture of $1,000.00 and was ordered to ceaseand desist from violating ss. Ins 2.15 (9), 2.16 (6), and20.01 (4), Wis. Adm. Code. This action was based onallegations of failing to properly inform a purchaserprior to commencing a sales presentation of the fullidentity of the agent, insurer and product, and failing todetermine the suitability of the sale. November 2004

Mike E. Aubart1205 St. Croix St., Hudson, WI 54016Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of Wisconsin on an insurancelicense application. August 2004

Donald William Barden1430 Hampton Hill Dr., Alpharetta, GA 30022Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of Alabama. October 2004

Jason A. Bare1647 N. East Rd., North East, MD 21901Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of Maryland on an insurancelicense application. August 2004

John J. Barry115 E. Court St. #250, Janesville, WI 53545Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004

Tina K. Baughman16769 Charmel Ln., Pacific Palisades, CA 90272Was ordered to pay a forfeiture of $500.00 and has hadher insurance license revoked. This action was basedon allegations of violating the terms of an order issuedby the Commissioner dated September 4, 2003.Baughman did not appear at the hearing or prehearing.September 2004


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Margaret L. BaumannN2388 County Rd. K, Merrill, WI 54452Was ordered to pay a forfeiture of $2,000.00 and wasordered to have her license revoked if the forfeiture isnot paid within 29 days of when it’s due and has hadher license suspended for 270 days. This action wasbased on allegations of failing to respond promptly toinquiries from OCI and misrepresenting that policieswere in force when they were not, failing to promptlysubmit applications to the insurer, and failing topromptly issue refunds. January 2004

Robert G. Benedict2600 Leahy #9, Stevens Point, WI 54481Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004

James Bertler4750 Pine Ln., Green Bay, WI 54313Paid a forfeiture of $1,000.00 and was ordered to payrestitution totaling $10,050.00 plus interest at the rateof 5.5%, together with contract costs totaling $517.50by February 1, 2005, and to cease and desist fromviolations of s. Ins 6.60 (2), Wis. Adm. Code. This actionwas based on allegations of entering into a personalfinancial transaction with two insurance customers inviolation of s. Ins 6.60 (2), Wis. Adm. Code. December2004

James E. Bey19 S. Huffman St., Naperville, IL 60540Paid a forfeiture of $1,000.00. This action was based onallegations of failing to report an administrative actiontaken by Illinois. July 2004

Jennifer K. Bogie208 N. Third St., Oregon, IL 61061Agreed to the denial of her license for 31 days. Thisaction was based on allegations of failing to pay pastdue child support and failing to respond promptly toinquiries from OCI. September 2004

Alan P. Bower2401 N. Mayfair Ste. 302, Milwaukee, WI 53226Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2004

Warren L. Brandt122 Orange St., Prescott, WI 54021Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004

Peter W. Brey4018 Mandan Cir., Madison, WI 53711Paid a forfeiture of $100.00 and was ordered to ceaseand desist from violating s. Ins 6.61, Wis. Adm. Code.This action was based on allegations of failing to reportan administrative action taken by another state agency.January 2004

Mark A. Brielmaier2182 S. 98th St., Milwaukee, WI 53227Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2004

Daniel A. Broughton2080 Shoreline Loop #175, San Ramon, CA 94583Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI and failing to discloseadministrative action taken by the state of Californiaon an insurance license application. October 2004

Barry M. Brown129 Park Ave., Vestal, NY 13850Has had his application for an insurance license denied.This action was based on allegations of failing todisclose administrative actions taken by the states ofCalifornia and Kentucky on an insurance licenseapplication and failing to respond promptly to inquiriesfrom OCI. August 2004

Dale R. Brown1630 50th St., Apt. 3, Kenosha, WI 53140Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI and a criminalconviction substantially related to insurance marketingtype conduct. November 2004

Paul L. Campbell4033 N. 24th St., Milwaukee, WI 53209Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding child supportobligation in arrearage. August 2004

Mary Capri253 Center, Apt. 142, Lake Geneva, WI 53147Paid a forfeiture of $250.00 and has had her insurancelicense revoked. This action was based on allegationsof a criminal conviction substantially related toinsurance marketing type conduct and failure to reportcriminal conviction. June 2004


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James K. Champeau724 Adams St., Little Chute, WI 54140Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct. February 2004

Ricky D. Chandler4455 Soda Creek Rd., Apt. 3, Oshkosh, WI 54901Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalconvictions. August 2004

Jody Childers4314 SW Anthony Wayne Dr., Fort Wayne, IN 46806Has had her application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI relating to overduemonies or bankruptcy. August 2004

Francis B. Colavita1118 Winesap Ct., Mequon, WI 53092Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Michael E. Coleman1338 E. Brady St., Milwaukee, WI 53202Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004

Aretha D. Collins5726 Russet Rd., Apt. D, Madison, WI 53711Has had her license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeactions taken by the states of Kentucky and Washingtonon an insurance license enlargement application. August2004

William Corallini, Jr.P.O. Box 13246, Milwaukee, WI 53213Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Marshall C. Crawford3296 N. 11th St., Milwaukee, WI 53206Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2004

Kevin J. Cunningham8713 W. 124th St., Palos Park, IL 60464Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding administrativeaction taken by the state of Maine. June 2004

Kevin J. Cunningham8713 W. 124th St., Palos Park, IL 60464Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI and failing to discloseprevious Wisconsin administrative action on aninsurance license application. September 2004

Carol A. Damato5204 S. Fromming Dr., Hales Corners, WI 53130Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004

Walter C. DaSilva6400 NW Expressway, Apt. 838Oklahoma City, OK 73132Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct. January 2004

Kelly L. Davis602 Kaphaem Rd., Tomahawk, WI 54487Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2004

Richard D. Dean6710 S. 128th W. Ave., Sapulpa, OK 74066Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of Oklahoma on an insurancelicense application. August 2004

Daniel D. Decker5417 Femrite Dr., Madison, WI 53718Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Kaylene J. DeLonge702 Forest Heights Rd., Knoxville TN 37919Agreed to pay a forfeiture of $1,500.00 and agreed tocease and desist from falsifying applications and other


37

insurance documents and not apply for a Wisconsinintermediary license until after January 1, 2006. Thisaction was based on allegations of signing a signatureon document without proper authority. July 2004

Todd M. Deruyter649 Beetown Rd., Lancaster, WI 53813Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI and a criminalconviction substantially related to insurance marketingtype conduct. April 2004

Jean Ann Dorrell1120 Riveredge Dr., Tarpon Springs, FL 34689Has had her application for an insurance license denied.This action was based on allegations of administrativeaction taken by the state of Florida. October 2004

James Fred Douglas617 N. 67th St., Milwaukee, WI 53213Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

David Allen Doyle4445 Breton Rd. SE #208, Grand Rapids, MI 49508Has had his insurance license revoked. This action wasbased on allegations of failing to disclose on aninsurance intermediary license application a criminalconviction and failure to report an administrative actiontaken by the state of Florida. Doyle did not appear atthe hearing or prehearing. February 2004

Theodore E. Duggan1690 N. Marshall St., Apt. D, Milwaukee, WI 53202Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

John F. Dwinell112 Spring Dr., Delavan, WI 53115Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Robert A. Eisele1110 W. Maple St., Lancaster, WI 53813Was ordered to pay a forfeiture of $100.00 and has hadhis insurance license revoked. This action was based onallegations of tendering an application for an accidentinsurance policy with a forged signature after a loss hadoccurred. September 2004

John W. Ferigan1813 14th St., Eau Claire, WI 54703Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2004

Mary E. Ferigan1813 14th St., Eau Claire, WI 54703Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2004

Steven Franklin2442 Soundview Ct., Florissant, MO 63031Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding child supportarrearage and bankruptcy. August 2004

Cleophis J. Frazier3274 N. 34th St., Milwaukee, WI 53206Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminal arrestsor convictions. August 2004

Douglas Andrew Giguere14502 Edna St., Omaha, NE 68138Has had his application for an insurance license denied.This action was based on allegations of failing todisclose administrative actions taken by the states ofNebraska and Iowa on an insurance license applicationand failing to respond promptly to inquiries from OCI.November 2004

Brian Lane Gilmore1627 Valley View Dr., Winona, MN 55987Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of Minnesota on an insurancelicense application. September 2004

Mark A. Gomilla728 N. Mayflower Dr., Apt. 12, Appleton, WI 54913Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Erik Graupner277 Wheeler St. N. #277, St. Paul, MN 55104Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI relating to criminalarrests or convictions. April 2004


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Craig M. Grebe874 W. 20th Ave., Oshkosh, WI 54902Has had his application for an insurance license denied.This action was based on allegations of criminalconvictions substantially related to insurance marketingtype conduct. August 2004

Richard G. Haffele8809 Nelson Crossing, Verona, WI 53593Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. December 2004

Shelly K. Haines1426 Denton, La Crosse, WI 54601Agreed to pay a forfeiture of $1,000.00 and agreed tonot use unauthorized insurance forms or marketing meth-ods that are contrary to Wisconsin Insurance law. Thisaction was based on allegations of misrepresentationthrough misleading marketing methods tending to in-duce fear and using long-term care insurance releaseform not in compliance with the law. October 2004

Robert A. Halstead4594 Rome Corners Rd., Brooklyn, WI 53521Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2004

Mari Beth Hamdi109 E. 26th St. #1, Minneapolis, MN 55404Has had her application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalconvictions and judgment rendered or bankruptcy.April 2004

Tamira S. Hamilton9575 W. Fond du Lac Ave. #23, Milwaukee, WI 53225Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004

Christopher Lee Hansen420 S. 70th St., Milwaukee, WI 53214Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose previouscriminal convictions on an insurance license application.September 2004

Jeffrey D. Hill1332 Dover Pl., Brookfield, WI 53005Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. September 2004

Thomas A. Hinneberg1508 Meadow Ct., Port Washington, WI 53074Paid a forfeiture of $12,000.00 and has had his licensesuspended for 180 days. This action was based onallegations of unsuitable sales of annuities in violationof s. Ins 2.16 (6), Wis. Adm. Code, and failing to properlyconsider suitability in selling life insurance. October2004

Joseph G. Hitt300 Meadow Ct., Fort Atkinson, WI 53538Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. August 2004

Thomas S. Hoag206 W. Washington St., P.O. Box 15, Slinger, WI 53086Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004

Merritt Emory Hougard8458 Ester Ln. NE, Bemidji, MN 56601Has had his application for an insurance license denied.This action was based on allegations of failing todisclose administrative action taken by the state ofMinnesota on an insurance license application andnonresponse to OCI’s request for information. January2004

Lagail Lanora Hurt2228 N. 49th St., Milwaukee, WI 53208Has had her application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalconvictions. April 2004

Jonathon R. Hyke608 Saxonwood Rd., Altoona, WI 54720Has had his application for an insurance license denied.This action was based on allegations of multiple criminalconvictions substantially related to insurance marketingtype conduct. Hyke did not appear at the hearing orprehearing. January 2004


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Thomas N. Inks1127 Adelia St., Downers Grove, IL 60516Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI relating to criminalconvictions. April 2004

Dawn D. Jackson3828 N. 36th St., Milwaukee, WI 53216Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Jason M. Jacobs225D Linden Ct., Lomira, WI 53048Was ordered to never reapply for licensure andsurrendered his insurance agent’s license. This actionwas based on allegations of misrepresenting that thesale of insurance was the purpose of the call or visit andfailing to identify himself as an insurance agent. October2004

Lavonda Renea Jeffries3190 Santiago Dr., Apt. P, Florissant, MO 63033Has had her application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding overduemonies or bankruptcy. Jeffries did not appear at thehearing or prehearing. April 2004

Jeffrey Johnson302 11th St. S., Moorhead, MN 56560Agreed to pay a forfeiture of $250.00 and agreed torespond promptly in writing to all inquiries from OCI.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminal arrestor conviction. April 2004

Howard Douglas Jones326 N. County Rd. 450 E., Avon, IN 46123Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeactions taken by the state of Indiana on an insurancelicense application. April 2004

Randy L. Kapellusch1000 Harmony Dr., Racine, WI 53402Has had his insurance license revoked. This action wasbased on allegations of failing to forward premiums tothe insurer and not submitting applications to the insurer.February 2004

Norton Edward Kaplan1709 E. Beaubien Dr., Phoenix, AZ 85034Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose twoadministrative actions taken by the state of Arizona onan insurance license application. October 2004

Thomas J. Kellogg1201 South St., Racine, WI 53402Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Charles D. Key700 Manchester Dr., Oklahoma City, OK 73127Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of Oklahoma on an insurancelicense application. August 2004

Richard P. Kipp1250 Melissa Blvd., Little Suamico, WI 54141Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004

Tammy J. Klein3140 Sheridan Rd., Dubuque, IA 52001Was ordered to cease and desist from doing an insurancebusiness with a Wisconsin resident unless properlylicensed in Wisconsin and listed with the insurancecompany. This action was based on allegations of doingan insurance business without proper authority. April2004

Greg K. Knafelc1750 Cabinet Maker Ct., Green Bay, WI 54303Paid a forfeiture of $250.00 and was ordered to ceaseand desist from violating s. Ins 6.61 (16), Wis. Adm.Code. This action was based on allegations of failure tonotify OCI of administrative action by the WisconsinDepartment of Financial Institutions in violation ofs. Ins 6.61 (16), Wis. Adm. Code. February 2004

Sean Michael Koehler6501 Yale, Apt. 920, Westland, MI 48185Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI and failing to disclosetwo administrative actions taken by the state ofWisconsin on an insurance license application. April2004


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Edward J. Korba24810 Dodd Blvd., Lakeville, MN 55044Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct and intentionally failing to discloseadministrative action taken by the state of Minnesotaon an insurance license application. August 2004

Joseph A. Kosner149 S. Lincolnway, North Aurora, IL 60506Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI relating to child supportarrearages. April 2004

Kent J. KosobuckiS71 W19092 Hillview Dr., Muskego, WI 53150Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Joann Annette Kowal34501 Calle Las Palmas, Cathedral City, CA 92234Has had her application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI relating to judgmentrendered or bankruptcy. April 2004

Charles K. Krombach17160 Oak Park Row, P.O. Box 364Brookfield, WI 53005Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. April 2004

Charlene A. KruegerP.O. Box 1813, Eagle River, WI 54521Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2004

Loretta L. Langlois517 Northport Dr., Madison, WI 53704Has had her application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI relating to criminalconvictions and employment history. August 2004

Dale G. Latus5339 W. Cold Spring Rd., Milwaukee, WI 53220Agreed to pay a forfeiture of $750.00, agreed to provide

proper written notice of the amount of any permissiblefee to be charged, agreed to promptly prepare anddistribute revised Certificates of Insurance when theoriginal certificate does not correctly identify the insurerwith whom coverage was placed, and agreed to asuspension of his license for 3 days. This action wasbased on allegations of failing to provide proper writtennotice of the amount of an application fee charged andsigning a Certificate of Insurance indicating that it wasplaced with one insurer when coverage ended up beingplaced with a different insurer. August 2004

Tony O. Lavine12616 Searcy Rd., Kearney, MO 64060Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004

Robert Morgan Lay6009 Cholla Dr., Ft. Worth, TX 76112Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding nondisclosureof Texas administrative action. August 2004

Rhonda L. LeannaN1209 Lucerne Lakewood Rd., Neshkoro, WI 54960Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

John J. Lebreck4741 W. Whitetail Ct., Manitowoc, WI 54221Agreed to pay a forfeiture of $1,000.00 and agreed toreport all criminal charges as required by s. Ins 6.61,Wis. Adm. Code, and promptly forward all premiumsreceived from insureds to the appropriate entity orinsurer and agreed to a suspension of his license for14 days. This action was based on allegations of failingto promptly submit premiums to his employing agencyor the insurer and failing to report a criminal charge toOCI. January 2004

Daniel J. LenhartP.O. Box 802, Brookfield, WI 53008Was ordered to pay a forfeiture of $100.00 and has hadhis insurance license revoked. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI and a criminal conviction substantially relatedto insurance marketing type conduct. Lenhart did notappear at the hearing or prehearing. March 2004


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Daniel M. Lindow212 Garfield Cir., Waukesha, WI 53186Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. September 2004

Todd R. Link1231 N. First St., Wausau, WI 54401Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. April 2004

James P. Ludwig723 Bertha St., Wausau, WI 54403Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. September 2004

James Luster III4401 W. Spencer Pl., Milwaukee, WI 53216Agreed to pay a forfeiture of $250.00 and agreed tocease and desist from submitting insurance applicationswith false or misleading information. This action wasbased on allegations of submitting applications withfalse or misleading information. January 2004

Lloyd J. Luttrell5131 W. North Ave., Apt. 1, Milwaukee, WI 53208Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalconvictions and child support arrearages. April 2004

Donald J. Maceau6544 N. 67th St., Milwaukee, WI 53223Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. September 2004

Terry Lynn Maides1304 S. 93rd Ave., Omaha, NE 68124Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeactions taken by the states of Kentucky, Georgia,Colorado, and West Virginia on an insurance licenseapplication. October 2004

Michele Lynn Mankamyer9386 Breakers West Ter., West Palm Beach, FL 33411Has had her license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of Hawaii on an insurancelicense application. January 2004

Bonnie J. Marchant7707 W. Hadley, Milwaukee, WI 53222Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004

Peggy R. Martin6 Merrill Crest Dr., Madison, WI 53705Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. September 2004

Ronald E. MaxonW7333 CTH Z, Onalaska, WI 54650Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. September 2004

Brent K. McFarland1209 Washington Ave., Oshkosh, WI 54901Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Luke McGowanP.O. Box 6312, Macon, GA 31208Has had his insurance license revoked. This action wasbased on allegations of a criminal convictionsubstantially related to insurance marketing typeconduct and failing to disclose previous criminalconvictions on an insurance license application. June2004

Kevin Matthew McKenna6131 Carversville Rd., P.O. Box 223Carversville, PA 18913Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose a previousadministrative action taken by the state of Wisconsinon an insurance license application. August 2004

Ronnie McKenzie1067 Park Hill Cir., Aurora, IL 60504Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding child supportarrearages. April 2004

James Douglas McKinney3670 Riverbed Ln. #4, Caledonia, MI 49316Has had his license denied for 31 days. This action wasbased on allegations of failing to report a previousadministrative action taken by the state of Wisconsinon an insurance license application. August 2004


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Vairin Meesouk2021 Danberry St., Madison, WI 53711Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalconvictions. January 2004

Bill M. Meharg3812 Kingbird Way, Wausau, WI 54401Was ordered to cease signing the names of applicantson insurance forms and has had his license suspendedfor 60 days. This action was based on allegations ofsigning a signature on document without properauthority on at least two occasions. September 2004

Kurt L. Meister1275 11th Ct. SW, North Bend, WA 98045Agreed to pay a forfeiture of $250.00 and agreed torespond promptly to inquiries from OCI. This actionwas based on allegations of failing to respond promptlyto inquiries from OCI. February 2004

Jeff Glen Miller739 Northshore Dr., Detroit Lakes, MN 56501Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding judgment orbankruptcy. April 2004

Joseph Paul Miller315 Apache Ct., Galena, IL 61036Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of Illinois on an insurancelicense application. October 2004

Michael D. Mirsky150 Prospect Ave., San Anselmo, CA 94960Has had his license denied for 31 days. This action wasbased on allegations of failing to report an administra-tive action taken by the state of Colorado on an insurancelicense application. August 2004

Anello J. Mollica5122 N. 50th St., Milwaukee, WI 53218Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. September 2004

Kevin J. Molstad720 S. 8th St., La Crosse, WI 54601Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. April 2004

Vincent Monaco165 Portland St. #121B, Phoenix, AZ 85003Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding judgment orbankruptcy. June 2004

Charles Lee Myrick2900 Camp Creek Pky. #D13, College Park, GA 30337Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeactions taken by the states of Kansas, Connecticut,Delaware, and Oregon on an insurance licenseapplication. October 2004

Richard E. Neely3398 Wiggins Way, Green Bay, WI 54311Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2004

Andrew M. Nelson729 High St., Union Grove, WI 53182Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI and a criminalconviction substantially related to insurance marketingtype conduct. October 2004

Larry W. Oberheu8741 W. 141st St., Orland Park, IL 60462Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of Illinois on an insurancelicense application. August 2004

Joseph R. Odice15 Willet Way, Cary, IL 60013Agreed to pay a forfeiture of $250.00 and agreed to adenial of his license for 31 days. This action was basedon allegations of failing to report an administrativeaction taken by the state of Pennsylvania on his currentproperty and casualty insurance license, nondisclosureof administrative action taken by the states of Iowa andIndiana on surplus lines application, and acting as asurplus lines agent without a license. June 2004

John Brock O’Leary3725 Solarium Pl., Plano, TX 75075Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of Alabama on an insurancelicense application. August 2004


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Tasha OliverP.O. Box 240861, Milwaukee, WI 53224Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Philip Barry Ortez, Jr.6520 E. Bronco Dr., Paradise Valley, AZ 85253Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeactions taken by the states of Arizona and Nevada onan insurance license application. August 2004

Carlos Manuel Palma17166 SW 145th Ave., Miami, FL 33177Has had his application for an insurance license denied.This action was based on allegations of failing todisclose administrative action taken by the state ofFlorida on an insurance license application. August 2004

Conrad L. Parde2801 Manse Ave., Lincoln, NE 68502Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of Wisconsin on an insurancelicense application. April 2004

Robert L. Pearson4316 N. Windingbrook Dr., Appleton, WI 54913Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Sheila M. Penoske610 Trenton St., Fox Lake, WI 53933Agreed to not reapply for an insurance license in thefuture and agreed to surrender her insurance agent’slicense. This action was based on allegations of makingfalse or misleading statements on insurance applications.February 2004

Arianne Marie Petersen120 N. Cedar, Traverse, MI 49684Has had her application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalconvictions and a criminal conviction substantiallyrelated to insurance marketing type conduct. August2004

Randall Petersen3991 Stefani Rd., Cantonment, FL 32533Has had his license denied for 31 days. This action wasbased on allegations of failing to report an administra-tive action taken by the state of Florida on insurancelicense application. August 2004

Connie Marie Pierson605 Spring Line Dr., West Chester, PA 19382Has had her application for an insurance license denied.This action was based on allegations of failing todisclose administrative action taken by the states ofWisconsin and Maine on an insurance licenseapplication and failing to respond promptly to inquiriesfrom OCI. October 2004

Erin M. Poehlman622 N. Oakfield St., Apt. 7, West Bend, WI 53090Paid a forfeiture of $500.00 and was ordered to ceaseand desist from utilizing unauthorized advertisementsand making misleading statements during sales ofinsurance. This action was based on allegations ofmisrepresenting terms of a health insurance policy andusing health insurance advertising not in compliancewith the law. July 2004

Shirley Babb Porter-Hart323 Longview Dr., Piedmont, OK 73078Has had her insurance license revoked. This action wasbased on allegations of administrative action taken bythe state of Oklahoma to revoke license in home state.October 2004

Brian J. Preiss160 N. 68th St., Milwaukee, WI 53213Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Desmond F. Primus13005 Silver Maple Ct., Bowie, MD 20715Has had his application for an insurance license denied.This action was based on allegations of failing todisclose administrative action taken by the state ofMaine on an insurance license application and failingto respond promptly to inquiries from OCI. August 2004

Roy Ramos1228 N. 13th St., Sheboygan, WI 53081Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004


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Daniel J. Raymonds2880 N. 105th St., Ste. 136, Wauwatosa, WI 53226Was ordered to cease and desist from violating s. 601.42,Wis. Stat., and s. Ins 6.61 (16), Wis. Adm. Code. Thisaction was based on allegations of failing to report anadministrative action taken by another state agencywhich licenses the respondent for an occupationalactivity. March 2004

Patrick S. Reed3045 Jupiter Ave., Eau Claire, WI 54703Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004

Timothy J. Regan2107 Riverside Dr., Kaukauna, WI 54130Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. April 2004

Michael Ribich1359 N. Lincoln Ave., Apt. 3073, Urbana, IL 61801Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct and failing to respond promptly to inquiriesfrom OCI. September 2004

Kelly D. Richardson3040 W. Spencer St., Apt. J132, Appleton, WI 54914Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI relating to criminalconvictions. April 2004

Suzanne L. Riederer41-1/2 Sixth St., Fond du Lac, WI 54935Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004

Kathleen Kay Ritter411 Audubon Rd., Kohler, WI 53044Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. September 2004

Philip D. RoadesP.O. Box 84, Butler, WI 53007Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Christina Marie Roder203 S. Fifth St. #407, Ames, IA 50010Has had her application for an insurance license denied.This action was based on allegations of criminalconvictions substantially related to insurance marketingtype conduct. September 2004

Christopher Lee Roggen03005 S. Wilson Rd., P.O. Box 192East Jordan, MI 49727Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct. August 2004

Patricia L. Rollins4501 Hosie Ln., Little Rock, AR 72206Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. September 2004

Thomas Martin Roufus1330 Villa Ter., Brookfield, WI 53186Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct. January 2004

Barry Leonard Rusche5126 W. San Jose St., Tampa, FL 33629Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding nondisclosureof two administrative actions taken by the state ofFlorida. August 2004

Carl L. Rykard923 E. Mt. Pleasant Ave., Philadelphia, PA 19150Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding child supportarrearage. April 2004

Timothy John Saffell5033 Los Morros Way, Apt. 38, Oceanside, CA 92057Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeactions taken by the state of Washington on aninsurance license application. April 2004


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Anthony H. Sanders7528 Pershing Blvd., Apt B-106, Kenosha, WI 53142Was ordered to cease and desist from violations ofs. 601.42, Wis. Stat. This action was based on allegationsof failing to respond promptly to inquiries from OCI.May 2004

Christopher J. Schaub654 Westridge Dr., West Bend, WI 53095Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Elizabeth Claire Schroer306 New Echota Way, Woodstock, GA 30188Has had her application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI and failing to discloseadministrative action taken by the state of Georgia onan insurance license application. December 2004

Marvin M. Sedlet2406 N. 56th St, Milwaukee, WI 53402Was ordered to pay a forfeiture of $2,000.00, was orderedto make restitution in the sum of $25,224.94 withinone year of the date of the order, and has had hisinsurance license revoked. This action was based onallegations of making unsuitable sales of life insuranceand annuities and entering into prohibited personalfinancial transactions with an insurance customer. June2004

Michael Segal1040 N. Lake Shore Dr., Apt. 32A, Chicago, IL 60611Agreed to surrender his insurance agent’s license. Thisaction was based on allegations of failure to report acriminal indictment and regulatory enforcement actions.January 2004

John T. Selzer1600 W. Vogel Ave., Milwaukee, WI 53221Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. April 2004

Henry E. Simmons1108 Gaymont Ct., Virginia Beach, VA 23454Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct and failing to respond promptly to inquiriesfrom OCI. August 2004

George J. SingletonP.O. Box 71126, Milwaukee, WI 53211Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Scott W. Skaleski2861 Berken Ct., Green Bay, WI 54304Paid a forfeiture of $250.00 and was ordered to ceaseand desist from violating s. 628.34 (1), Wis. Stat. Thisaction was based on allegations of not forwarding areturn of premium due to a policyholder in a reasonablytimely manner. Skaleski agreed to the terms of the orderwithout admission of wrongdoing and denial of anyclaims of wrongdoing. March 2004

Cory A. Smith8540 Greenway Blvd. Apt. 115, Middleton, WI 53562Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

John W. Snyder5375 Mariner’s Cove #105, Madison, WI 53704Was ordered to pay a forfeiture of $10,000.00, wasordered to make restitution for all monies and amountsowed to certain individuals, and has had his insurancelicense revoked. This action was based on allegationsof utilizing premiums and refunds for own use, failingto pay judgments due, and not responding to inquiriesfrom OCI. Snyder did not appear at the hearing. April2004

Robert F. Spoerl1140 Fond du Lac Ave., Kewaskum, WI 53040Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2004

Gary E. Stanis23 Elizabeth St., Freeport, IL 61032Agreed to pay a forfeiture of $750.00 and agreed torespond promptly to all inquiries from OCI. This actionwas based on allegations of failing to discloseadministrative action taken by the state of Illinois onan insurance license application and no response toOCI’s request for information. March 2004

Gerald Joseph Stock1010 Dewey St., Manitowoc, WI 54220Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalcharges and for administrative action taken by theSecurities and Exchange Commission. April 2004


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Nathanial Richard Streich1227 S. 8th Ave., Wausau, WI 54401Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct and pending criminal charges. August2004

Harry I. Taylor2265 Glenview Dr., Lansdale, PA 19446Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of New Jersey on an insurancelicense application. April 2004

Bobby R. Terry3756 N. 39th St., Milwaukee, WI 53216Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004

Timothee N. Thieme9700 Swamp Lake Rd., Tomahawk, WI 54487Was ordered to cease and desist from using forms intransactions with insurance customers that are not currentand approved by the insurer and to cease and desistfrom failing to document and retain information receivedfrom insurance customers relating to insurancetransactions. This action was based on allegations ofusing unapproved or non-current forms and failing todocument and retain information received from aninsurance customer relating to an insurance transaction.September 2004

Robert C. Thompson2364 Hidden Meadows Dr., Sun Prairie, WI 53590Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. November 2004

Laurence Buell Tipton620 Glen National Dr., Alpharetta, GA 30004Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeactions taken by the state of Georgia on an insurancelicense application. October 2004

Daryl Creigh Trawick2370G Hillcrest Rd. #237, Mobile, AL 36695Paid a forfeiture of $250.00 and was ordered to ceaseand desist from violating s. Ins 6.61 (16), Wis. Adm.Code. This action was based on allegations of failing toreport an administrative action taken by another state.January 2004

Steven W. Trott6904 NE 161st St., Kenmore, WA 98028Has had his license denied for 31 days. This action wasbased on allegations of failing to report an administra-tive action taken by the state of Alaska on an insurancelicense application. August 2004

Donald Val2927 N. Capitol Ave., Indianapolis, IN 46208Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI and failing to discloseadministrative action taken by the state of Maryland onan insurance license application. December 2004

David Hays Venable4021 Hecktown Rd., Bethlehem, PA 18020Agreed to pay a forfeiture of $250.00 and agreed torespond promptly in writing to requests from OCI. Thisaction was based on allegations of failing to respondpromptly to inquiries from OCI regarding child supportarrearages. April 2004

Joseph Anthony Vendemia107 Wenatchee Way, Poplar Grove, IL 61066Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeactions taken by the states of Illinois and Florida on aninsurance license application. April 2004

Bobby J. Vinson2034 Orchard, Racine, WI 53405Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalconvictions and child support arrearages. August 2004

John R. VolgrenP.O. Box 188, Balsam Lake, WI 54810Paid a forfeiture of $500.00 and was ordered to ceaseand desist from misrepresenting that dividends areguaranteed and to comply with s. 631.51, Wis. Stat.This action was based on allegations of misrepresentingthat dividends are guaranteed. March 2004

Mai Chao Vue207 N. Irwin Ave., Green Bay, WI 54301Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. March 2004


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Eunice R. Wadsworth706 Creek Valley Rd, Louisville, KY 40243Has had her insurance license revoked. This action wasbased on allegations of administrative action taken bythe state of Kentucky to revoke license in home state.October 2004

Michael James Wage1243 Campville Rd., Apt. 51, Endicott, NY 13760Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of North Carolina on aninsurance license application. October 2004

Sheltrina V. Washington5036 N. 38th St., Milwaukee, WI 53209Has had her insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. September 2004

Steven V. WershayW278 N5365 Hanover Hill Rd., Sussex, WI 53089Was ordered to cease and desist from all activities of aninsurance intermediary and has had his licensesummarily suspended. This action was based onallegations of violating Wisconsin insurance laws.September 2004

Rick R. Wilbur1443 S. 56th St., Milwaukee, WI 53214Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI relating to criminalconvictions. April 2004

Marquis M. Wilburn6209 W. Stark #5, Milwaukee, WI 53218Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct. May 2004

James E. Williams1522 W. Concordia, Milwaukee, WI 53206Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. April 2004

Karel Anne Williamson1291 Bradford Dr., Coppell, TX 75019Has had her license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of Texas on an insurance licenseapplication. April 2004

Lance J. Wolf609 First St., Menasha, WI 54952Has had his application for an insurance license denied.This action was based on allegations of a criminalconviction substantially related to insurance marketingtype conduct. October 2004

Charlene A. Wolstenholme1104 St. Clara Rd., Oreland, PA 19075Has had her license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of Washington on an insurancelicense application. November 2004

Kennard D. Wragg4140 N. 15th St., Milwaukee, WI 53209Has had his application for an insurance license denied.This action was based on allegations of failing to respondpromptly to inquiries from OCI regarding criminalconvictions. March 2004

Ryan Scott Wunderlich1260 Club Cir., Apt. 6, Brookfield, WI 53005Has had his application for an insurance license denied.This action was based on allegations of criminalconviction substantially related to insurance marketingtype conduct. September 2004

David R. Yonke1512 Clermont, Antigo, WI 54409Has had his insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. April 2004

James Albert Young17 Duke Ct., Pittstown, NJ 08867Has had his license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeactions taken by the states of Wisconsin and Virginiaon a surplus lines license application. August 2004

Jennifer M. Zickau1908 Woodburn Rd., Waukesha, WI 53188Paid a forfeiture of $250.00 and was ordered to respondpromptly in writing to all inquiries from OCI. This actionwas based on allegations of failing to respond promptlyto inquiries from OCI regarding a criminal conviction.April 2004


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Allegations and Actions Against Companies:

Aetna Life Insurance Company151 Farmington Ave. MC64, Hartford, CT 06156Paid a forfeiture of $500.00 and was ordered to respondpromptly in writing to all inquiries from OCI. This actionwas based on allegations of failing to respond promptlyto inquiries from OCI. March 2004

American Family Mutual Insurance Company6000 American Pky., Madison, WI 53783Paid a forfeiture of $500.00 and was ordered to ceaseand desist from improperly canceling policies midtermfor underwriting reasons it knew or should have knownat the time of issuing the policy. This action was basedon allegations of issuing an improper midtermcancellation or nonrenewal of an insurance policy.January 2004

American Home Shield of Maine, Inc860 Ridge Lake Blvd., Memphis, TN 38120Paid a forfeiture of $500.00 and was ordered to providethe information requested and promptly reply in writingto all future requests. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. June 2004

American National Insurance Company1 Moody Plaza, Galveston, TX 77550Paid a forfeiture of $1,000.00. This action was based onallegations of administrative action taken by anotherstate. September 2004

Americus Liability Foundation1835 Hwy. 45 North #112, Columbus, MS 39705Was ordered to pay a forfeiture of $500.00 and wasordered to provide the information requested within tendays and to provide all information requested inresponse to all inquiries from the Commissionerrequesting a reply. This action was based on allegationsof failing to respond promptly to inquiries from OCI.December 2004

Auto-Owners Insurance CompanyP.O. Box 30660, Lansing, MI 48909Paid a forfeiture of $5,000.00 and was ordered to ceaseand desist from violating ss. 631.36 (4) (m) and 631.36(7), Wis. Stat., by sending improper nonrenewal noticesfor worker’s compensation policies. This action wasbased on allegations of issuing an improper nonrenewalof an insurance policy. April 2004

Auto Repair Warranty, Inc.21300 Lorain Rd., Cleveland, OH 44126Paid a forfeiture of $1,000.00 and was ordered to respondto the Commissioner’s request for information, provideproof of financial security for any in-force contracts,and cease and desist doing business in Wisconsin. Thisaction was based on allegations of failing to respondpromptly to inquiries from OCI. October 2004

Automobile Protection Corporation-APCO6010 Atlantic Blvd., Norcross, GA 30071Paid a forfeiture of $20,000.00 and was ordered to ceaseand desist accepting new warranty business until itcomplies with the requirements. This action was basedon allegations of doing a warranty insurance businesswithout proper authority. April 2004

Benchmark Insurance Company6701 W. 64th St., Ste. 125 Bldg. 5Shawnee Mission, KS 66202Paid a forfeiture of $500.00 and was ordered to ceaseand desist from accepting business from unlistedintermediaries. This action was based on allegations ofallowing an agent to submit applications prior toappointing the agent. August 2004

Bonded Builders Service Corp.2201 Corporate Blvd. NW, Ste. 100Boca Raton, FL 33431Agreed to pay a forfeiture of $500.00 and agreed to fileall required financial statements by the due date. Thisaction was based on allegations of failing to file arequired financial statement by the due date. December2004

Care-Plus Dental Plans, Inc.11711 W. Burleigh St., Wauwatosa, WI 53222Paid a forfeiture of $500.00 and was ordered to providethe information requested and promptly respond to allinquiries. This action was based on allegations of failingto respond promptly to inquiries from OCI. February2004

Care-Plus Dental Plans, Inc.11711 W. Burleigh St., Wauwatosa, WI 53222Paid a forfeiture of $1,000.00 and was ordered to re-spond promptly to all inquiries from OCI. This actionwas based on allegations of failing to respond promptlyto inquiries from OCI. February 2004


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Care-Plus Dental Plans, Inc.11711 W. Burleigh St., Wauwatosa, WI 53222Paid a forfeiture of $500.00. This action was based onallegations of failing to comply with a previousexamination order. February 2004

Catholic Family Life Insurance1572 E. Capitol Dr., Shorewood, WI 53211Paid a forfeiture of $500.00 and was ordered to complywith Wisconsin insurance law s. Ins 6.57 (2), Wis. Adm.Code. This action was based on allegations of failure tonotify terminated agents in writing to return all indiciato the agency as required by law. January 2004

Chesterfield Resources, Inc.3520 Forest Lake Dr., Uniontown, OH 44685Was ordered to pay a forfeiture of $500.00 and wasordered to provide the information requested and replypromptly in writing to all future requests from theCommissioner. This action was based on allegations offailing to respond promptly to inquiries from OCI.December 2004

Cincinnati Life Insurance CompanyP.O. Box 145496, Cincinnati, OH 45250Paid a forfeiture of $1,000.00. This action was based onallegations of using discriminatory procedures in theissuance of certain life insurance products. September2004

Clarendon National Insurance Company1177 Avenue of the Americas, 44th and 45th Fl.New York, NY 10036Was ordered to pay a forfeiture of $500.00 and wasordered to provide the information requested. This actionwas based on allegations of failing to respond promptlyto inquiries from OCI. December 2004

CNA Group Life Assurance CompanyCNA Plaza 36S, Chicago, IL 60685Paid a forfeiture of $500.00 and was ordered to replypromptly to all OCI inquiries. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. February 2004

Connecticut General Life Insurance Company900 Cottage Grove Rd., Bloomfield, CT 06002Paid a forfeiture of $500.00 and was ordered to providethe requested information and promptly respond to allfuture inquiries. This action was based on allegationsof failing to respond promptly to inquiries from OCI.July 2004

Conseco Health Insurance Company11815 N. Pennsylvania St., Carmel, IN 46032Was ordered to pay a forfeiture of $11,000.00 and wasordered to comply with s. Ins 3.39 (4) (a) 15, Wis. Adm.Code. This action was based on allegations of failing toproperly provide for midterm cancellation of Medicaresupplement policies and failure to issue immediatepro rata refunds of premiums. The Respondent did notadmit the allegations but consented to the order.February 2004

Dean Health Plan, Inc.1277 Deming Way, Madison, WI 53717Agreed to pay a forfeiture of $1,000.00 and agreed tocomply with all recommendations contained in the 1998and 2003 market conduct examination reports asrequired by the consent order issued January 28, 2004.This action was based on allegations of failing to complywith a previous market conduct examination order. July2004

Doral Dental Plan of Wisconsin, Inc.12121 N. Corporate Pky., Mequon, WI 53092Paid a forfeiture of $10,000.00. This action was basedon allegations of violation of an examination compli-ance order. December 2004

Electric Insurance Company75 Sam Fonzo Dr., Beverly, MA 01915Paid a forfeiture of $1,000.00 and was ordered to ceaseand desist from not including a statement of thepolicyholder’s right to cancel on nonrenewal notices incases where the renewal premium increases 25% or moreand the notice is mailed to the policyholder less than60 days prior to the renewal date. This action was basedon allegations of violation of s. 631.36 (5) (a), Wis.Stat. April 2004

Falcon Insurance Agency Midwest, Inc.18401 Edison Ave., Chesterfield, MO 63005Has had its license denied for 31 days. This action wasbased on allegations of failing to disclose administra-tive actions taken against John Allen on an insurancelicense application. August 2004

Federated Mutual Insurance Company121 E. Park Square, Owatonna, MN 55060Was ordered to cease and desist from using form 4420Ed 7-97 during the solicitation and enrollment of a smallgroup employer and to utilize the small employeruniform employee application for group healthinsurance. This action was based on allegations of failing


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to comply with the requirement to utilize the smallemployer uniform employee application for group healthinsurance form in violation of Wisconsin insurance law.September 2004

General Casualty Company of WisconsinOne General Dr., Sun Prairie, WI 53596Paid a forfeiture of $1,000.00 and was ordered to providethe requested information and promptly reply in writingto all future requests. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. April 2004

Great American Insurance Company580 Walnut St., Cincinnati, OH 45202Paid a forfeiture of $5,000.00 and was ordered to ceaseand desist from using forms unless and until they havebeen filed with and approved by the Commissioner. Thisaction was based on allegations of using an unapprovedautomobile policy form in violation of s. 631.20 (1),Wis. Stat. The company had previously been ordered tocease and desist from using policy forms in Wisconsinprior to obtaining approval. March 2004

Group Health Coop. of South Central Wisconsin8202 Excelsior Dr., Madison, WI 53717Paid a forfeiture of $2,000.00. This action was based onallegations of failing to comply with a previous exami-nation order. June 2004

Hamburg-Stark Mutual Insurance Company611 Central Ave., Coon Valley, WI 54623Paid a forfeiture of $1,000.00. This action was based onallegations of failing to comply with a previous exami-nation order. December 2004

Hartford Underwriters Insurance CompanyHartford Plaza, Hartford, CT 06115Paid a forfeiture of $1,000.00 and was ordered to providethe information requested and promptly reply in writingto all future requests for information. This action wasbased on allegations of failing to respond promptly toinquiries from OCI. February 2004

Hartford Underwriters Insurance CompanyHartford Plaza, Hartford, CT 06115Paid a forfeiture of $500.00 and was ordered to ceaseand desist from applying insurance premiums paid on aspecific policy to a different policy without the expressconsent of the insured regarding the specific transaction.This action was based on allegations of unfair marketingpractices due to incomplete and inadequate notice topolicyholder of insurer’s practices. August 2004

Health Tradition Health Plan1808 E. Main St., Onalaska, WI 54650Paid a forfeiture of $3,000.00. This action was based onallegations of failing to comply with a previous exami-nation order. May 2004

Heritage Insurance Managers, Inc.919 Isom Rd., Ste. A, San Antonio, TX 78216Agreed to pay a forfeiture of $500.00 and agreed tomaintain a performance bond required by s. 633.14, Wis.Stat. This action was based on allegations of failing torespond promptly to inquiries from OCI regardingperformance bond. May 2004

Hilb, Rogal & Hamilton Company of Metropolitan Washington8800 King Farm Blvd. #200, Rockville, MD 20880Has had its license denied for 31 days. This action wasbased on allegations of failing to disclose anadministrative action taken by the states of Iowa andNew Jersey against John H. Wilson and an administrativeaction taken by the state of Maryland against RichardM. Young on a Business Entity insurance licenseapplication. October 2004

Homeward Bound Services, Inc.P.O. Box 1022, Drexel, PA 19029Paid a forfeiture of $161,500 and was ordered to ceaseand desist from all activities related to the sale ofinsurance to Wisconsin residents and promptly refundall premium paid by Wisconsin residents. This actionwas based on allegations of doing an insurance businesswithout proper authority. December 2004

IDS Property Casualty Insurance Company3500 Packerland Dr., DePere, WI 54115Paid a forfeiture of $2,500.00 and was ordered to ceaseand desist from altering the terms of a policy orincreasing the premium 25% or more without givingproper notice prior to the renewal date. This action wasbased on allegations of issuing an improper notice ofaltered policy terms and premium increase of aninsurance policy. April 2004

IGF Insurance Company4720 Kingsway Dr., Indianapolis, IN 46205Was ordered to pay a forfeiture of $500.00 and wasordered to immediately pay the Wisconsin InsurancePlan assessment of $1,108.00 and to cease and desistfrom doing any insurance business in the state ofWisconsin. This action was based on allegations offailing to pay the Wisconsin Insurance Plan assessmentand failing to comply with an order. May 2004


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Integrity Life Insurance Company515 W. Market St., 8th Fl., Louisville, KY 40202Paid a forfeiture of $500.00 and was ordered to respondpromptly to inquiries from OCI. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI. February 2004

LaPrairie Mutual Insurance Company460 S. Randall Ave., Janesville, WI 53545Paid a forfeiture of $500.00 and was ordered to ceaseand desist from issuing cancellation notices which donot meet the required minimum of 10-day notice. Thisaction was based on allegations of issuing an impropermidterm cancellation of an insurance policy. August2004

M S Lee International LLC1701 Barrett Lakes Blvd., Ste. 500, Kennesaw, GA 30144Paid a forfeiture of $500.00 and was ordered to respondpromptly to all inquiries from OCI and has had its licensedenied for 31 days. This action was based on allegationsof failing to disclose administrative action taken againstWayne Gutridge by the state of Maryland on aninsurance license application and failing to respondpromptly to inquiries from OCI. October 2004

Madison National Life Insurance Company, Inc.P.O. Box 5008, Madison, WI 53705Paid a forfeiture of $1,000.00. This action was based onallegations of failing to comply with a previous exami-nation order. December 2004

Medical Assoc Clinic Health Plan, Inc.1605 Associates Dr., Ste. 101, Dubuque, IA 52002Paid a forfeiture of $1,000.00. This action was based onallegations of failing to comply with a previous marketconduct examination order. May 2004

National Administrative Service Company, Ltd.5747 Perimeter St. #200, Dublin, OH 43017Paid a forfeiture of $500.00 and was ordered to providethe requested information and promptly reply in writingto all future requests. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. September 2004

National Guardian Life Insurance CompanyTwo E. Gilman St., Madison, WI 53701Paid a forfeiture of $16,000.00 and was ordered tocomply with s. Ins 6.57 (5), Wis. Adm. Code. This actionwas based on allegations of accepting insuranceapplications from three producers not listed with thecompany in violation of s. Ins 6.57 (5), Wis. Adm. Code,thereby failing to comply with a previous examinationorder. August 2004

Nationwide Mutual Insurance CompanyOne Nationwide Plaza, Columbus, OH 43215Was ordered to cease and desist from acceptingWisconsin insurance business from an unauthorized andunlisted agent. This action was based on allegations ofallowing an agent to submit applications prior toappointing the agent. April 2004

North American Insurance Company2721 N. Central Ave., Phoenix, AZ 85004Paid a forfeiture of $7,000.00. This action was based onallegations of failing to comply with a previous exami-nation order. December 2004

Northland Insurance CompanyP.O. Box 64816, St. Paul, MN 55164Paid a forfeiture of $1,000.00 and was ordered to ceaseand desist from canceling policies midterm unless thereason complies with s. 631.36 (2), Wis. Stat. This actionwas based on allegations of issuing an improper midtermcancellation of an insurance policy. July 2004

Northwestern Mutual Life Insurance Company720 E. Wisconsin Ave., Milwaukee, WI 53202Paid a forfeiture of $3,000.00. This action was based onallegations of failing to comply with a previous exami-nation order. January 2004

Omni Insurance CompanyP.O. Box 105440, Atlanta, GA 30348Paid a forfeiture of $500.00 and was ordered to ceaseand desist from violating s. Ins 6.10 (4), Wis. Adm. Code.This action was based on allegations that the companyfailed to properly notify policyholders of the effect uponreturn of unearned premium due to a cancellation of thepolicy by the policyholder prior to the policy expirationdate. March 2004

One Vision Financial, Inc.2850 Midwest Dr. #103, Onalaska, WI 54650Has had its insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2004

Phoenix Group, TheP.O. Box 206, 201 E. Fond du Lac St., Ripon, WI 54971Was ordered to cease and desist from inducingconsumers to enter into an insurance agreement byoffering benefits not specified in the insurance policy.This action was based on allegations of using an unfairinducement. May 2004


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Platinum Warranty Corporation12600 Rockside Rd. PMB 230, Cleveland, OH 44125Paid a forfeiture of $500.00 and was ordered to respondto the request for information. This action was based onallegations of failing to respond promptly to inquiriesfrom OCI. September 2004

Pro Access LLC100 Executive Dr., West Orange, NJ 07052Has had its license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeactions taken against James Young by the states ofWisconsin and Virginia on a business entity insurancelicense application. August 2004

Progressive Northern Insurance Company6300 Wilson Mills Rd., Mayfield Village, OH 44143Paid a forfeiture of $500.00 and was ordered to promptlyreply to future requests from OCI. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI. February 2004

Rockford Mutual Insurance Company527 Colman Center Dr., Rockford, IL 61125Paid a forfeiture of $500.00 and was ordered to ceaseand desist from issuing cancellation notices which donot provide the 10-day notice required by s. 631.36 (2)(b), Wis. Stat. This action was based on allegations ofissuing an improper midterm cancellation of aninsurance policy. June 2004

Sentry Insurance a Mutual Company1800 N. Point Dr., Stevens Point, WI 54481Paid a forfeiture of $2,500.00 and was ordered to ceaseand desist from canceling insurance policies midtermfor underwriting reasons and to cease and desist frommisrepresenting termination reasons to the WisconsinCompensation Rating Bureau. This action was basedon allegations of issuing an improper midtermcancellation of an insurance policy. February 2004

Sentry Insurance a Mutual Company1800 N. Point Dr., Stevens Point, WI 54481Paid a forfeiture of $500.00 and was ordered to ceaseand desist from misrepresenting policy provisions andviolating s. 628.34 (1), Wis. Stat., by failing to adhereto policy language. This action was based on allegationsof issuing an improper midterm cancellation ornonrenewal of an insurance policy. March 2004

Southern Life and Health Insurance CompanyP.O. Box 55975, Birmingham, AL 35209Paid a forfeiture of $1,000.00. This action was based onallegations of failing to comply with a previous exami-nation order. December 2004

Stewart Title Guaranty Company5150 N. Port Washington Rd., Milwaukee, WI 53217Was ordered to comply with s. Ins 3.32, Wis. Adm. Code,and all conditions in the stipulation, which includeadditional training for new agents, limitations oncommissions, and requiring agents to perform certainfunctions. This action was based on allegations of theStewart Express program violating title insurance laws.October 2004

Structured Financial Associates, Inc.330 N. Charles St., Baltimore, MD 21201Has had its license denied for 31 days. This action wasbased on allegations of failing to disclose administrativeaction taken by the state of California against DennisC. Sarni on a business entity insurance licenseapplication. April 2004

Telespectrum Worldwide, Inc.1209 Orange St., Wilmington, DE 19801Has had its insurance license revoked. This action wasbased on allegations of failing to pay Wisconsindelinquent taxes due. January 2004

Tire Guard, Inc.100 E. Broad St. #B, Falls Church, VA 22046Paid a forfeiture of $500.00 and was ordered to providethe information requested and to promptly reply to allfuture requests for information. This action was basedon allegations of failing to respond promptly to inquiriesfrom OCI. October 2004

Touchpoint Health Plan, Inc.5 Innovation Ct., Appleton, WI 54912Agreed to pay a forfeiture of $10,000.00. This actionwas based on allegations of using an unfair claimssettlement practice, allowing agents to sell and marketinsurance prior to proper appointment, and improperlycompensating agents in the small employer insurancemarket. March 2004

United HealthCare Insurance Company450 Columbus Blvd., Hartford, CT 06103Paid a forfeiture of $500.00 and was ordered to respondpromptly in writing to all future inquiries from OCI.This action was based on allegations of failing to respondpromptly to inquiries from OCI. November 2004


53

Universal Administrative Services9000 Wessex Pl., Ste. 302, Louisville, KY 40222Was ordered to pay a forfeiture of $1,200.00 and wasordered to cease and desist from soliciting warrantybusiness until it obtains the proper authority. This actionwas based on allegations of doing a warranty insurancebusiness without proper authority. September 2004

Viking Insurance Company of WisconsinP.O. Box 1000, Charlotte, NC 28201Paid a forfeiture of $1,500.00. This action was based onallegations of issuing improper midterm cancellationnotices and failing to respond to an order issued byOCI. February 2004

Warranty Acceptance Corporation4400 Government Blvd., Mobile, AL 36693Paid a forfeiture of $500.00 and was ordered to providethe information requested in the order and promptlyreply in writing to all future requests. This action wasbased on allegations of failing to respond promptly toinquiries from OCI. May 2004

Wilshire Insurance Company702 Oberlin Rd., Raleigh, NC 27605Paid a forfeiture of $3,500.00 and was ordered to ceaseand desist from canceling policies midterm forunderwriting reasons it knew or should have knownwhen issuing the policy, to cease and desist from usingand issuing driver exclusion endorsements; and to ceaseand desist from issuing cancellation notices that areinadequate due to incompleteness as stated in the Order.This action was based on allegations of issuing impropermidterm cancellation notices of an insurance policy,enforcing driver exclusion endorsements, and issuinginadequate cancellation notices due to incompleteness.August 2004

55

Segregated Funds

Wisconsin Insurance Report Business of 2004Segregated Funds

57

Injured Patients and Families Compensation Fund (Fund)

The Fund was created in 1975 to provide excessmedical malpractice insurance for Wisconsin health careproviders. The Fund is governed by a 13-member Boardof Governors (Board) that consists of 3 insuranceindustry representatives, a member named by theWisconsin Academy of Trial Lawyers, a member namedby the State Bar Association, 2 members named by theState Medical Society of Wisconsin, a member namedby the Wisconsin Hospital Association, 4 publicmembers appointed by the Governor, and theCommissioner of Insurance who serves as the chair. TheFund’s administrative staff is provided by OCI.

Wisconsin Insurance Report Business of 2004Segregated Funds, Injured Patients and Families Compensation Fund

The Board is assisted by an Underwriting andActuarial Committee, a Legal Committee, a ClaimsCommittee, an Investment/Finance and AuditCommittee, a Risk Management Steering Committee,and a Peer Review Council. The Board and itscommittees meet quarterly.

The Fund operates on a fiscal year basis—July 1through June 30. Administrative costs, operating costs,and claim payments are funded through assessments onparticipating health care providers.

9,114

9,6599,822 9,816

10,201 10,08810,418

10,76711,145

11,603

7,000

8,000

9,000

10,000

11,000

12,000

12/31/1995 12/31/1997 12/31/1999 12/31/2001 12/31/2003

Physicians in Injured Patients and Families Compensation Fund1995-2004

1,3071,253

1,2041,241 1,207

1,267 1,267 1,292 1,323

1,370

1,000

1,100

1,200

1,300

1,400

1,500

1,600

12/31/1995 12/31/1997 12/31/1999 12/31/2001 12/31/2003

Corporations in Injured Patients and Families Compensation Fund1995-2004

58


Injured Patients and Families Compensation Fund CompositionDecember 31, 2004

Corporations10%

All Other Partcipants

5%

Physicians85%

490127

53

30

23

17

1

0 50 100 150 200 250 300 350 400 450 500

Nurse Anesthetists

Hospitals

Partnerships

Affiliated Nursing Homes

Hosptial-Owned or Controlled Entities

Ambulatory Surgery Centers

Cooperatives

*All Other Participants in Injured Patients and Families Compensation FundDecember 31, 2004

11,009

11,485 11,626 11,71112,059 12,006

12,34412,750

13,191

13,714

9,000

10,000

11,000

12,000

13,000

14,000

12/31/1995 12/31/1997 12/31/1999 12/31/2001 12/31/2003

Injured Patients and Families Compensation Fund Participants1995-2004

59

As of December 31, 2004, the vast majority of Fundparticipants were physicians at 85% with corporationscomprising another 10% and the remaining 5%comprised of various other participant types, asillustrated in the charts above. At year-end 2004, Fundparticipants totaled 13,714 comprised of 11,603physicians, 1,370 corporations, 490 nurse anesthetists,127 hospitals with 30 affiliated nursing homes, 53partnerships, 23 hospital-owned or controlled entities,17 ambulatory surgery centers, and 1 cooperative.

From July 1, 1975, through December 31, 2004,5,080 claims had been filed in which the Fund wasnamed. During this period, the Fund’s total number ofpaid claims increased to 618, totaling $570,279,507.Of the total number of claims in which the Fund hasbeen named, 4,252 claims have been closed with noindemnity payment. Of the remaining open claimsreported as of December 31, 2004, 22 cases carriedaggregate case reserves of $17,710,410, while 188cases had no reserves established.

2004 Major Activities

• Fund administration, in conjunction with legalcounsel, closely monitored claims filed whichchallenge the constitutionality of the noneconomicand wrongful death caps. This is an ongoing issueand will be closely monitored.

• Fund administration closely monitored the use ofoutside counsel. Pursuant to a court decision in2000, the Fund hires separate defense counsel oneach claim. Fund staff monitors the claims and theuse of these outside counsel to ensure that, whilethe Fund receives the necessary representation, legalfees are controlled.

• Extensive work continued during 2004 to verify andprocess up-to-date exemption status for providersthat held a license to practice in Wisconsin but forwhich a current exemption or certificate was not onfile with the Fund. Providers that remain innoncompliance are referred to their respectivelicensing boards for enforcement action by thatboard. As of December 31, 2004, 10,157 providersclaimed an exemption from the Fund. The variousbasis for the exemptions are illustrated in the chartbelow:


Injured Patients and Families Compensation Fund Exemptions

December 31, 2004

Temporarily Ceasing Practice

1.6%

Less Than 240 Hours25.4%

Not Yet Practicing

15.9%

Retired14.4%

Federal Employee

4.5%

Practice Out of the State24.6%

State, County, or Municipal Employee

12.9%

60

Following are financial statements—statement of net assets and statement of revenues, expenses and changes inFund equity—for the Fund for the fiscal year ending June 30, 2004. The figures reported are on an unaudited basis.

Injured Patients and Families Compensation FundStatement of Net Assets

June 30, 2004, Unaudited

AssetsCurrent AssetsCash $ 388,781State Investment Fund Shares (market value) 24,099,928Short-term Investments 25,693,330

Bond Investment Income Receivable 8,549,901State Shares Interest Receivable 22,051

Assessments Receivable 127,981 Less: Allowance for Uncollectible Accounts (274) Prepaid Items 7,301 Office Supplies 2,054

Other Receivables 35,016,166 Total Current Assets 93,907,219

Noncurrent AssetsLong-term Investments (market value) 647,372,638Furniture & Equipment (net of depreciation) 3,021

Total Noncurrent Assets 647,375,659

Total Assets $741,282,878

LiabilitiesCurrent LiabilitiesFuture Benefits and Loss Liabilities - Short-term $ 54,716,000Unearned Assessments Levied 2,706,535Provider Refunds Payable 210,493Medical Mediation Panels Payable 73,232General & Administrative Expense Payable 55,519Vouchers Payable 45,104,664Compensated Absences 8,809 Total Current Liabilities 102,875,251

Noncurrent LiabilitiesLiability for IBNR 801,973,135Liability for Reported Losses 33,070,728Liability for LAE 45,400,647Estimated Unpaid Loss Liabilities 880,444,510Less: Amount Representing Interest 213,948,016Discounted Loss Liabilities 666,496,494Liabilities for Future Medical Expenses 1,588,872Total Loss Liabilities 668,085,366Contributions Being Held 400,000Loss Liabilities and Contributions 668,485,366Less: Short-term Future Benefits & Loss Liabilities 54,716,000Long-term Future Benefits & Loss Liabilities 613,769,366Compensated Absences - Long-term 21,937 Total Noncurrent Liabilities 613,791,303

Total Liabilities 716,666,554

Net AssetsRestricted for Injured Patients and Families 24,616,324Net Assets 24,616,324

Total Liabilities and Net Assets $741,282,878

Injured Patients and Families Compensation FundStatement of Revenues, Expenses

and Changes in Fund EquityJune 30, 2004, Unaudited

Operating Revenues:Assessments Levied (net of unearned) $32,067,360Investment Income 33,480,810Unrealized gain (adjustment to market value) (8,683,852)Change in Bond Premium (Discount) (4,238,109)Assessment Interest Income 82,647

Total Operating Revenues 52,708,855

Operating Expenses:Underwriting Expenses: Net Losses Paid 18,460,087 Interest on Loss Payments 420,895 LAE Paid 4,015,949 Risk Management Expense 42,121 Medical Expense Paid 898,209 Change in Liability for IBNR 1,946,302 Change in Liability for Reported Losses 1,104,350 Change in Liability for LAE 4,254,706 Change in Amount Representing Interest 4,336,772 Change in Liability for Future Med Expenses (268,563) Total Underwriting Expenses 35,210,829General and Administrative Expenses 904,732Depreciation Expense 3,020 Total Operating Expenses 36,118,581

Net Operating Income (Loss) 16,590,274

Non-Operating Revenues and Expenses:Administrtive Fee Income 44,724Miscellaneous Revenue 48,976Loss on Disposal of Fixed Assets 0Total Non-Operating Revenues (Expenses) 93,700

Change in Net Assets 16,683,975

Net AssetsNet Assets - Beginning of Period 7,932,349

Net Assets - End of Period $24,616,324


61

The purpose of the Fund is to make reasonably pricedproperty insurance available for tax-supported local gov-ernment property such as government buildings, schools,libraries, and motor vehicles. The Fund provides policyand claim service to the policyholders. As of January 1,2002, the Fund changed the contract administrator toThe ASU Group. As a result of this change, the policy andclaims administration services office has been relocatedto Madison, Wisconsin.

During fiscal year 2004 the Fund continued toenhance program and administrative operations relatingto its computer system, the role of its advisory committeeand claims and underwriting services. Specifically, amajor computer system conversion to Windows-basedsoftware was commenced in 2004 with a completion dateexpected in 2005. System changes, to date, haveimproved the collection, analysis and reporting ofpremium and loss financial data which is now beingposted on the Fund’s enhanced Web page. The Fund’sadvisory committee, comprised of Fund policyholders,also conducted a mission statement and bylaws reviewprocess which has produced more focused and activesubcommittees. The advisory committee provided inputon policyholder matters; including ongoing projectsrelating to a policy rewrite project, an electronicstatement of values form, an electronic survey form, aprobable maximum loss study and developing apolicyholder loss control program.

As of June 30, 2004, the Fund insured 1,203 policy-holders: 65 counties, 333 schools, 170 cities, 224 towns,283 villages, and 128 miscellaneous (libraries, etc.). Withnew business and terminations, the overall number ofpolicyholders decreased by 3 (-0.2%) since the previousfiscal year-end. Two graphs are included that reflectchanges in the Fund’s policyholder base and growth inits insurance coverage in force.

The Fund’s insurance in force represents propertythat is insured against loss. The more property insured,the greater the potential for a loss. The total amount ofinsurance in force as of June 30, 2004, was $35.9 billion,up from $32.7 billion as of the previous fiscal year-end.The Fund’s total insurance in force increased $3.2 billionover the prior year while its surplus (total assets minustotal liabilities) increased approximately $9.8 millionover the same time period.

Two pie charts reflecting premium earned distribu-tion by type of policyholder and the breakdown by typeof policy purchased are also attached. The majority ofthe Fund’s insureds are using the valuation project ser-vice that began in 1988. This method of valuingbuildings, contents, property in the open and contractor’sequipment was developed to promote equity in premi-ums and the proper reporting of values. Participants notonly have broader coverage, but also enjoy the benefitsof automatic computer-generated statements of values.

The Fund’s balance sheet and income statement forthe fiscal year ending June 30, 2004, are included withthis report. As a result of the rate increases the Fundimplemented in 2002 and 2003 and changes in the ratingformula, the Fund experienced an underwriting gain ofapproximately $8.9 million and a net income of almost$9.8 million after investment income was taken intoconsideration.

Fund management will continue to monitor insurancein force, claims trends and Fund surplus when evaluatingthe Fund’s rating structure. Claims costs coupled withhigher self-insured Fund reinsurance retention levels andreinsurance premium will continue to be factors in therate-setting analysis.

Local Government Property Insurance Fund (Fund)

Wisconsin Insurance Report Business of 2004Segregated Funds, Local Government Property Insurance Fund

Number of PolicyholdersFiscal Years 1994 - 2004

-

300

600

900

1,200

1,500

Policyholders 866 960 1,046 1,099 1,138 1,128 1,113 1,133 1,183 1,206 1,203

1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004

62


Local Government Property Insurance FundGrowth of Coverage In-Force

0

5

10

15

20

25

30

35

40

In-F

orce

(In

Billi

ons)

In-Force $16.400 $17.800 $18.824 $19.400 $21.480 $22.767 $25.080 $27.563 $29.682 $32.700 $35.900

1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004

Percent of Policies by Entity TypeFiscal Year Ending June 30, 2004

Towns19%

Other11%

Counties5%

Schools27%

Cities14%

Villages24%

Percent of Policies by Policy TypeFiscal Year Ending June 30, 2004

Valuation Policy91%

First YearPolicy1%

Policy w /Coinsurance

8%

Direct Premium Earned by Entity TypeFiscal Year Ending June 30, 2004

Cities25%

Towns3%

Villages9%

Other5%

Schools36%

Counties22%

63

Following are financial statements—balance sheet and income statements—for the Fund for the fiscal year endingJune 30, 2004.

Local GovernmentProperty Insurance Fund

Balance Sheet—Statutory BasisJune 30, 2004

AssetsBonds - Amortized Cost $ 7,830,497Investment Fund 24,102,000Cash at Treasury 16,732Premiums Receivable 1,062,674Reinsurance Recoverable 2,902,421Interest Receivable 207,131


Liabilities and Surplus

LiabilitiesNet Loss Reserves $ 4,256,773Loss Adjustment

Expenses Payable 97,719Net Unearned Premiums 6,702,224Other Expenses Payable 796,411

Total Liabilities $11,853,127

SurplusSurplus - Beginning of Year 14,475,165Net Income (Loss) 9,793,163

Surplus - End of Year 24,268,328

Total Liabilities and Surplus $36,121,455

Local GovernmentProperty Insurance Fund

Income Statement—Statutory BasisJune 30, 2004

Premiums EarnedDirect Premium Earned $26,664,385Reinsurance Ceded (5,710,491)

Net Premium Earned $20,953,894

Losses IncurredDirect Losses Incurred 9,927,473Reinsurance Loss Recoveries (86,557)

Net Losses Incurred 9,840,916

Loss Adjustment Expenses 682,430

Other Underwriting Expenses 1,447,306

Total Net Lossesand Expenses 11,970,652

Underwriting Income 8,983,242

Investment & Other IncomeInterest on Bonds 622,321Investment Fund Earnings 211,520Other Income 0Investment Expenses (23,920)

Net Investment Income 809,921

Net IncomeBefore Dividends 9,793,163

Dividends to Policyholders (0)

Net Income $ 9,793,163


64

State Life Insurance Fund (Fund)

The Fund is a segregated fund located within OCI.The Fund offers a maximum of $10,000 of life insuranceto state residents. Operating as a mutual insurancecompany, the Fund is supervised by the Commissioner.

Section 607.15, Wis. Stat., requires the Fund todistribute annually among the policyholders its net profitsand to the extent practicably possible, maintain a ratio ofsurplus to assets between 7% and 10%. In 2004, a

distribution of $4.1 million was paid to policyholders inthe form of dividends.

Wisconsin is the only state in the nation that offers alife insurance program to residents. All policies issued areparticipating and there is no marketing of the Fund. Thelapse rate on Fund policies is a low .7%. As of December 31,2004, there were 29,713 policies in force.

State Life Insurance FundBalance Sheet

December 31, 2004

AssetsBonds $71,881,259Policy Loans 3,703,089Cash and Bank Deposits 2,413,222State Investment Fund 1,997,000Premiums Deferred &

Uncollected 120,914Investment Income Due

& Accrued 1,274,997


Liabilities and SurplusReserves for Life Policies

& Contracts $56,620,280Interest Maintenance

Reserve 274,318Policy Claims 151,420Dividends Due and

Unpaid (2004) 15,468Dividends - Provision

for 2005 4,156,449Deposit Type Contracts 15,937,610Unclaimed Property 58,587Taxes, Licenses, Fees

Accrued 596Suspense and CANC Drafts 105,920Expenses Due & Accrued 54,796Back Up Withholding 2Premiums Received in

Advance 41,420Asset Valuation Reserve 208,662

Total Liabilities $77,625,528

Surplus 3,764,953

Total Liabilities and Surplus $81,390,481

State Life Insurance FundIncome StatementDecember 31, 2004

IncomePremiums $2,802,918Investment Income 4,496,989Miscellaneous Income 1,000Amortization of Interest

Maintenance Reserve 166,180

Total Income $ 7,467,087

ExpensesDeath Benefits 825,450Matured Endowments 272,500Other Policy Benefits 1,025,801Increase in Reserve 1,547,250General Operating Expense 525,168

Expenses before Dividends 4,196,169

Net Gain before Dividends 3,270,918

Dividends to Policyholders 4,123,484

Net Gain (Loss) from Operations $ (852,566)

Wisconsin Insurance Report Business of 2004Segregated Funds, State Life Insurance Fund

65

Division of Administrative Services

Wisconsin Insurance Report Business of 2004Division of Administrative Services

67

The Information Services Section provides newapplications project management, architecture, designwork and programming; network and database operationsand security; maintenance support for all in-housecomputer applications and interfaces for all externalapplications; hardware and software testing andacquisitions; e-mail account administration and security;and help desk support for desktop and laptop PCs,printers, faxes, scanners and copiers. The section strivesfor 99.9% uptime of the database and network. Agencytelecommunications services are also provided orcoordinated through this section.

Applications

On the applications side of the Information ServicesSection, the following work was accomplished toimprove user applications:

• Completed work to fully automate the companyexamination assessment application.

• Completed work to view and download the companyappointment billing details on the Web.

• Began work to review IT needs for the conversion ofthe COSMOS insurance regulatory system to theWeb-based SIRCON-gov system.

• Completed programming work for the CompanyTransaction Register.

• Completed programming to convert the LegalSystem from Access to Oracle.

• Started programming to convert the Service ofProcess application from dBase to an Oracle basedapplication.

• Put out several new builds of the OCI Enterprisesystem to incorporate periodic improvements inapplications such as Complaints and Rates andForms.

• Performed system improvements or providedmaintenance work for the Injured Patients andFamilies Compensation Fund system including:quarterly billing, programs/scripts maintenance; on-going PCF documentation; rebuilding the Linuxtest server; rebuilding test databases; updatingvarious reports; re-installing applications on the newoperating system; running the certificate andfinancial gap script; automating SQL scripts;

Information Services Section

contributing diagnostic data to the Wausau lineconnection speed problem; and completing severaltraining courses.

• Completed work to collect Market Conduct contactinformation on the Web.

Technical

On the technical side of the Information ServicesSection, the following list was accomplished to improveusers’ computing environment:

• Completed the conversion from Novell to Windowsoperating system software.

• Upgraded certain WORD templates used by variousbusiness units to MS XP.

• Completed the rollout of new PCs to all staff.• Upgraded certain monitors to flat screen monitors.• Revised procedures to improve disaster recovery

ability.• Conducted a series of brown bags for staff on com-

puter security.• Implemented Active Directory to better organize

access to and security for staff shared computer files.• Upgraded our Integrated Development Environ-

ments (IDEs).• Completed Upgrading MS Access 97 databases to

MS Access XP.

Management

On the management side of the Information ServicesSection, the following list was accomplished to improveprogram management:

• Completed a NAIC survey of OCI’s IT environment.• Completed DOA/DET surveys on the OCI server

environment, e-mail set-up and IT asset management.• Worked to update OCI’s continuity of operations/

continuation of government disaster recovery plan.• Prepared a checklist of disaster readiness for vendors

who provide processing services on behalf of OCI.• Completed OCI’s 2005-07 IT Strategic Plan.• Implemented a system for developer time reporting

as a project planning and budgeting tool.• Began utilizing a project planning schedule to

schedule assignments on current and future projects.

The administrator of the Division of Administrative Services supervises the division and is responsible for thesupervision and monitoring of the agency budget, personnel activities, data processing, and general administrativeservices.

Wisconsin Insurance Report Business of 2004Division of Administrative Services, Information Services Section

68

Services Section

Wisconsin Insurance Report Business of 2004Division of Administrative Services, Services Section

The Staff Services Section provides basic and es-sential office services that not only facilitate the workof OCI staff, but assist the insurance industry and thegeneral public as well. Service areas include recordsmanagement, forms management, mail services, walk-in and telephone reception, Web site maintenance andmanagement, service of process, and general officesupport.

Records Management

By providing records management for the entireagency, the records manager maintains agency-widerecords and makes available public records.

The records manager is a liaison to agency businessareas for issues involving records in all media, and theposition is a liaison to outside agencies including theState Historical Society, the Department ofAdministration’s Records Management Section, the Di-vision of Enterprise Technology, and on cross-agencyteams resolving records issues. The records manager at-tends meetings of the State Web Administrator’s Group,the E-Records Committee and becomes involved in spe-cial tasks, especially inter-agency, when appropriate. Therecords manager is also part of agency committees andworkgroups, including the Information Technology (IT)Strategic Planning Committee.

Responses to open records requests for informationare tracked closely by central files. The office expendsgreat effort to respond quickly and efficiently to the manypublic requests we receive, and retaining statistics helpstrack our effectiveness. Records are provided to requestersvia numerous formats: paper, microfilm, and electronic.Conversion of records to electronic format brings differentchallenges in fulfilling open records requests. More ofour records material is becoming available for directviewing via the Internet. This improves access torequestors and, while a data expert (the agency recordscoordinator) is still necessary in assisting requestors, thosefamiliar with electronic record access have less need fordirect assistance.

The records manager also works with the databaseadministrator and other IT staff, which allows input froma records viewpoint relating to the impact that the processof changing how our electronic data and records are storedhas on records management issues. In this process, notonly the content of the data is examined, but discussionalso takes place regarding the migration of data betweenmedia and how the potential purchase of software/hardware might impact records.

Effective records management practices allow us tobetter serve the insurance industry and the general public,as well as our staff. Through operation of our CentralFiles Section, the records coordinator makes publicrecords available. Examples of these records include:

• Insurance company rates, approved policy forms,articles and bylaws, biographical sketches ofofficers and directors, financial examinationreports, holding company registrations, contracts,correspondence, and financial statements.

• Consumer complaint information (closed filesonly).

Forms Management

The office is required by statute to administer andmaintain a Forms Management program. All office formsand brochures are reviewed for statutory requirementsand standards (i.e., need, cost, plain English). An inven-tory and history file is kept for each form, brochure, andspecial report. Forms, brochures, and special reports arecomposed in-house using PageMaker or Microsoft Word.Several forms, including financial annual statement pack-ets, have been converted to PDF format for inclusion onthe OCI Web site. Additional Web-based forms are stillthe responsibility of the forms manager. These forms areavailable in hard copy format as well from OCI. The FormsManager is a liaison with office staff, the agency PrintingCoordinator, and other state agencies.

Publications Distribution

Also available through Staff Services are publica-tions with helpful information for people shopping forinsurance. Titles in greatest demand include:

Via the Web:• Medicare Supplement Insurance Approved Policies• Consumer’s Guide to Insurance for Small Business

Owners• ANSI Codes• Insurance Complaints and Administrative Actions• Consumer’s Guide to Auto Insurance

Via print:• Wisconsin Guide to Health Insurance for People

with Medicare• Medicare Supplement Insurance Approved Policies• Guide to Long-Term Care• Long-Term Care Insurance Policies Approved in

Wisconsin• Medicare Advantage Questions and Answers

While publications access is increasingly morepopular via direct access on our Web site (oci.wi.gov),many constituents still require or desire hard copy

69

Wisconsin Insurance Report Business of 2004Division of Administrative Services, Services Section

publications. Hard copies are requested in person, overthe telephone, via e-mail to [email protected], and via an on-line publications order form. Webdelivery is rapidly growing as constituents find thatthe most current information that they seek is readilyavailable.

The volume of hard copy distribution varies greatlybased upon industry or regulatory changes. On-line ac-cess to publications is rapidly becoming the preferredway to access agency publications.

Mail Service

By offering centralized mail service to the agency,staff provides an essential office function. Mail centerstaff handles all incoming mail for the entire agency.The process involves receiving, opening, determiningappropriate business area for response, date stamping,and sorting to mailboxes. The mail center is also acentral area where package deliveries are accepted andannounced, and agency storage for publications and otherprogram area supplies are handled. Mail center staffaccumulates agency-wide outgoing mail in this area andprepares it for pick-up as well.

Reception Service

Our receptionists are the first people visitors tothe agency meet. These individuals greet all comersto our office and assist them in their business needs.The receptionists also take incoming telephone callsto the central switchboard, determine the needs of thecallers, and transfer calls appropriately. When callersencounter problems or have special needs they easilyreturn to our main reception area where they are treatedto personalized assistance. Our goal is always to findthe most appropriate agency staff person to providedirect assistance. The reception staff also has otherresponsibilities that complement their reception duties.Scheduling, editing, fleet reservations, and outgoing

certified mail preparation are among the many othertasks handled here.

Web Service

The OCI internal and external Web sites aremanaged within Staff Services. In coordination withother agency staff, via the OCI Web Committee, andwith significant involvement with other state agencyWeb efforts (participation on various inter-agency Websubcommittees), we focus on providing informationuseful to our audiences 24 hours a day and findingnew methods to provide greater content. We frequentlyreassess the value of the information provided on oursites and strive to assure fresh content consistent withcurrent issues. There were 140 new Web pages addedin 2004. Another 893 existing pages were updated.

We take great care with how we utilize the Web toprovide information to our constituents. A Web service isnot unlike direct telephone, postal mail, or even face-to-face contact. Management of that interface requires con-stant attention to assure our Web visitors can readily findwhat they need.

2004 Statistics

Statistics for 2004 show an overall increase in theprovision of service or information with a larger part ofthat being fulfilled by Web services. The changing mixallows Staff Services to continue to produce high-qualityresults for internal and external customers with increasingstaff limitations. There is a continued steady upward trendin access to our information via our Web services. OurWeb’s “distinct hosts served,” an approximate measure ofthe number of distinct visitors to our Web site, totaled148,000 in 2003 and 173,458 in 2004, a 17% increase.Our publications viewed via the Web continues to riseexponentially in addition to our traditional approach toassisting our constituents with paper-based publicationfulfillment.

Services Section Production Statistics (Monthly Averages)

2001 2002 2003 2004Telephone inquiries for Central Files 241 183 189 183Walk-in inquiries for Central Files 64 51 57 31Requests for files (annual statements, rates, etc.) 1,279 301 42 78Incoming calls to agency switchboard 4,344 4,711 3,810 2,826Processed mail (inbound and outbound) 55,404 52,855 49,544 40,358Reception publications sent to requesters 3,187 1,960 1,003 2,109Web—unique visitors 12,768 11,250 12,250 14,455Web—publications 10,330 17,388 18,441 35,221Web—registered agent lookup 8,176 2,296 2,345 1,896Web—agent/agency lookup 15,786 20,148

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Business Services Section

Business Services staff process all agency requestsfor printing, furniture, office supplies, and contracts forservices according to state procurement requirementswith the intent of providing a most effective workingenvironment for all agency staff. Business Services staffalso provide accounts receivables, cashiering service,processing of vouchers for accounts payable, biennialand operating budget preparation, including monitoring,analysis and projections, and recording, analysis andreporting of all agency revenues and expenditures.Additionally, the Business Services Section, with thecooperation of building management, strives to achievephysical accommodations for maximum comfort,security, and safety, for staff and visitors alike.

2004 Major Accomplishments

• Installed automatic external defibrillators (AEDs)on each floor the agency occupies and implementeda program for emergency medical response,including employee training in CPR/AED use.

• Created Office of the Commissioner of InsuranceEMERGENCY Procedures, a quick desktopreference guide for management, employees, andguests. This resource includes step-by-stepinstructions for responding to emergencies such assystem/power failures, security breach, bomb threat,medical emergency, fire/chemical spills, tornado,and natural gas fumes.

• Provided floor captains with emergency evacuationkits, including weather-alert radios and flashlights.

• Purchased ergonomically correct, adjustable taskchairs for each workstation in need of updating.

• Provided personalized ergonomic assessments toemployees responding to an offer to conduct suchassessments. Followed up by purchasing ergonomicequipment and arranging for other adaptations tomaximize operational comfort of employees.

• Developed and executed contracts for services worth$8,000,000 to meet specific agency program needs.

• Administered a new state credit card issuance undera whole new state program. Under a new statecontract, cards were issued and the programadministrator attended classes and meetings to begincard management on line. Future plans are to trainall cardholders to work with their statements on lineto perform most activities electronically.

Wisconsin Insurance Report Business of 2004Division of Administrative Services, Business Services Section

• Continued to fine tune the credit card travel expenseinformation for the new travel card program. Reportsare now available and the agency can submitapplications on line.

• Processed 153 purchase orders, including 59contract print purchase orders.

• Processed and deposited approximately $17 millionin checks.

• Performed pre-audits and approved approximately8,000 agency vendor payment vouchers.

• Reviewed and processed 374 travel reimbursements.

• Calculated and issued 174 company examassessment bills.

• Generated and mailed monthly late invoice paymentnotices to ensure timely collection of receivables.

• Prepared monthly reports on cash receipts, state andcounty sales tax filings, premium tax collections,and overdue accounts receivables.

• Completed GAAP financial statements for theGeneral Fund and for Liquidation Accounts.

• Implemented the updated Department ofAdministration Fleet Driver Policies and FleetManagement Policies.

• Implemented a series of budget and positiontransactions needed to reflect administrativerequirements in 2003 Wisconsin Act 33 (the biennialbudget bill).

• In conjunction with the Department of Health andFamily Services, continued enhancing an enterpriseAdministrative Rules Web site that has been called“one of the nation’s most advanced Internetapplications for public policy-making.” This Website has been nominated for a Council of StateGovernments Innovation Award.

• Updated the Business Services Section resource andreference page on the agency’s Intranet.

• Developed the agency’s 2005-2007 BiennialBudget, including statutory language.

• Provided technical budget assistance and guidanceto OCI managers and staff.

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Human Resources Section

The Human Resources Section is responsible forproviding leadership and services to achieve a qualityworkforce to support the mission of the agency. TheHuman Resources Section provides support in therecruitment, hiring and retention of a skilled, committedand diverse workforce needed to provide high-qualityservices to Wisconsin citizens. The function of the HumanResources Section encompasses personnel, payroll,benefits, employee education and training.


• During this time period, 15 permanent hiringtransactions were made and 9 reclassifications wereconsidered.

• Coordinated efforts to address recruitment issuesrelating to bilingual needs within the agency.

• Participated on statewide Workforce Planning taskforce efforts.

Wisconsin Insurance Report Business of 2004Division of Administrative Services, Human Resources Section

• Chaired State Human Resource ManagementCouncil.

• Served on the board of the International PersonnelManagement Council (IPMA-HR) of Wisconsin.

• Continued the agency’s ongoing supported workefforts by renewing the employment of disabledindividuals through the organization CommunityWork Services, Inc.

• Conducted/coordinated a number of training andinformation sessions including:

Retirement PlanningSystem for Electronic Rate and Form Filing

(SERFF)Audit Command Language (ACL)Respect in the Workplace (Affirmative Action)Personal Security: Computers, Computer

Security, and Identity TheftAdult CPR/First Aid Classes

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OCI is cognizant of the need to offer a flexible workenvironment in order to maximize the employmentoptions available to existing and potential state employeesand to meet the needs of our constituents. OCI encouragesthe utilization of alternative work patterns such as flextime, part-time, and shared-time schedules to increaseproductivity, extend services, reduce absenteeism,improve employee morale, allow for employeedevelopment, and maximize energy conservation throughridesharing and use of mass transit systems. Currentlyour staff includes two job-share arrangements and four

Alternative Work Patterns

part-time permanent employees. Ninety-one percent ofthe agency’s staff has some form of nonstandard workschedule. The agency also reviews requests, on a case-by-case basis, from staff who wish to temporarily workfrom their home. The agency recognizes that alternativework pattern schedules may provide opportunities forindividuals to productively utilize their skills, talents,and abilities. It recognizes that a traditional, full-time,work schedule may not meet the needs of individualswhom, due to age, health, or family circumstances, findsuch a schedule in conflict with responsibilities outsideof work.

Wisconsin Insurance Report Business of 2004Division of Administrative Services, Alternative Work Patterns

Division of Regulation and Enforcement

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Wisconsin Insurance Report Business of 2004Division of Regulation and Enforcement

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Wisconsin Insurance Report Business of 2004Division of Regulation and Enforcement, Bureau of Financial Analysis and Examinations

The Division of Regulation and Enforcement, through its Bureau of Financial Analysis and Examinations andBureau of Market Regulation, and in conjunction with the office’s Legal Unit, is responsible for enforcing the state’sinsurance laws. In addition, the Division has primary responsibility in developing and maintaining the office’s consumerpublications and providing information and material to the office’s Web site. In compliance with s. 601.01(5), Wis. Stat.,the Division works with other state and federal regulatory agencies in carrying out the purposes of the Wisconsininsurance laws and the mission of the office.

Bureau of Financial Analysis and Examinations (Bureau)

The principal function of the Bureau of FinancialAnalysis and Examinations is to monitor the financialcondition of all insurers licensed to do business inWisconsin and determine whether their financialcondition meets the minimum requirements for continuedoperation in Wisconsin. Monitoring includes theexamination of the accounts and records of insurancecompanies organized under Wisconsin law and theanalysis of financial statements of all insurers licensed todo business in the State of Wisconsin, the review of CPAaudit reports, and updates to the company profiledatabase.

The Bureau maintains and reviews holding companyfilings required by ch. Ins 40, Wis. Adm. Code, reviewsfinancial reports for surplus lines insurers, administersinsurer applications for admission to Wisconsin, andprocesses merger and acquisition plans. The Bureau alsocollects and processes all premium taxes submitted byinsurers.


• Received Accreditation from the NAIC in December2003 for a five-year period.

• Examined 48 domestic insurers.• Analyzed the financial statements of over 1,850

insurers.• Licensed 5 domestic insurers, 9 nondomestic insur-

ers, 22 gift annuities, and 8 warranty plans; dissolved1 nondomestic insurer, permitted 7 licensed entitiesto withdraw from Wisconsin.

• Reviewed and amended the Wisconsin certificate ofauthority for 2 nondomestic insurers that convertedfrom mutual to stock form.

• Reviewed changes of control of 12 domestic insurers,pursuant to holding company regulations.

• Reviewed and approved 2 mergers involvingdomestic insurers.

• Approved 3 changes of domicile into Wisconsin andno changes of domicile out of Wisconsin.

• Completed the review of the acquisition of BlueCross & Blue Shield United of Wisconsin and its5 insurance company affiliates by Anthem, Inc. (nowknown as Wellpoint, Inc.).

• Completed review of the formation of a segregatedaccount by Northwestern National InsuranceCompany of Milwaukee, Wisconsin.

• Reviewed and enhanced the procedures for financialanalysis and monitoring of licensed insurers.

• Continued the development of a process for insurancecompanies to file Wisconsin-specific formselectronically with OCI.

• Continued the development of automated applica-tions used in financial analysis and examinations.

• Developed insurer financial and demographic dataon the OCI Internet Web site.

• Continued participation in OCI InformationTechnology Planning and Standards Committeecharged with the development of comprehensiveplans and standards for the agency and bureau.

• Continued the reengineering of OCI’s financialdatabase and applications (with IT bureau).

• Participated in the office’s Web Committee in orderto continually update the office’s Web site pertainingto bureau processes and procedures.

• Participated in NAIC task forces and working groups,including: Financial Condition (E) Committee,Accounting Practices and Procedures Task Force,Examination Oversight Task Force, CapitalAdequacy Task Force, Analyst Team SystemOversight, Audit Software, Emerging AccountingIssues, Financial Analysis Handbook (Chair),Financial Analysis Working Group, FinancialAnalysis Research and Development (Chair),Financial Examiners Handbook, Insurance HoldingCompany, International Accounting Standards,National Treatment, Property and CasualtyReinsurance, Rating Agency, Risk Based Capital AdHoc, Statutory Accounting Principles, RiskAssessment.

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Companies Examined

All-Star Mutual Ins. Co.Arch Specialty Ins. Co.Badger Mutual Ins. Co.Bristol Town Ins. Co.Church Mutual Ins. Co.Cities & Villages Mutual Ins. Co.Community Ins. Corp.Courtland-Springvale Town Ins. Co.Dairyland Ins. Co.Employes Mutual Benefit Assoc.Firemans Fund Ins. Co. of WIFortis Ins. Co.Gundersen Lutheran Health Plan, Inc.Homestead Mutual Ins. Co.IDS Property Casualty Ins. Co.Integrity Mutual Ins. Co.Jewelers Mutual Ins. Co.John Alden Life Ins. Co.Kenosha County Mutual Ins. Co.Little Black Mutual Ins. Co.Lodi Mutual Ins. Co.Marcellon Town Mutual Fire Ins. Co.Medica Health Plans of WIMiddlesex Ins. Co.

Mt. Calvary Mutual Ins. Co.Mt. Pleasant-Perry Mutual Ins. Co.Omaha Indemnity Co.Parker Centennial Assurance Co.Patriot General Ins. Co.Reedsburg-Westfield Mutual Ins. Co.SECURA Ins., A Mutual Co.SECURA Supreme Ins. Co.Sentry Casualty Co.Sentry Ins. a Mutual Co.Sentry Life Ins. Co.Sentry Select Ins. Co.Shelby Farmers Mutual Ins. Co.South Central Mutual Ins. Co.State Auto Ins. Co. of WISugar Creek Mutual Ins. Co.Theresa Mutual Ins. Co.UnitedHealthcare of Wisconsin, Inc.Unity Health Plans Ins. Corp.Western Diversified Casualty Ins. Co.Wilson Mutual Ins. Co.Wisconsin County Mutual Ins. Corp.Wisconsin Municipal Mutual Ins. Co.Wisconsin Mutual Ins. Co.

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Insurance Corporations of Other States AdmittedJanuary 1, 2004 - December 31, 2004

ACIG Ins. Co. Dallas, TXCDC IXIS Financial Guaranty North America, Inc. New York, NYDarwin National Assurance Co. Farmington, CTHealth Net Life Ins. Co. Woodland Hills, CAInsureMax Ins. Co. Newburgh, INProducers Agriculture Ins. Co. Amarillo, TXProgressive Universal Ins. Co. of Illinois Mayfield Village, OHUnderwriter for the Professions Ins. Co. Napa, CAVantis Life Ins. Co. East Harford, CTWolverine Mutual Ins. Co. Dowagiac, MI

Wisconsin Insurance Corporations Organized and LicensedJanuary 1, 2004 - December 31, 2004

Abri Health Plan, Inc. Thiensville, WIDistricts Mutual Ins. Port Washington, WIElder Care Health Plan, Inc. Madison, WIMercyCare HMO, Inc. Janesville, WI

Organizations Licensed to Issue Gift AnnuitiesJanuary 1, 2004 - December 31, 2004

Barnabas Foundation Tinley Park, ILCancer Research Institute New York, NYCatholic Foreign Missions Society of America, Inc. Maryknoll, NYDePauw University Greencastle, INGreat Commission Foundation of Campus Crusade

for Christ, Inc., The Orlando, FLHeifer International Foundation Little Rock, ARInternational Lutheran Laymen’s League St. Louis, MOLiberty University, Inc. Lynchburg, VALongyear Foundation Chestnut Hill, MAMichigan Tech Fund Houghton, MIMilwaukee Rescue Mission Milwaukee, WINational Christian Charitable Foundation, Inc. Atlanta, GANational Resources Foundation of Wisconsin, Inc. Madison, WINational Spiritual Assembly of the Baha’is of

the United States Evanston, ILNew England Historic Genealogical Society Boston, MDOshkosh Area Community Foundation, The Oshkosh, WISamaritan’s Purse Boone, NCSSM Health Care of Wisconsin Madison, WITrans World Radio Cary, NCUniversity School of Milwaukee Corp., The Milwaukee, WIVoice of Prophecy, The Simi Valley CAWheaton College Wheaton, IL

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Insurance Corporation Mergers, Consolidations, Dissolutions,Withdrawals, Rehabilitations, Liquidations, or Redomestications

January 1, 2004 - December 31, 2004

Conversions from Mutual to Stock

Garrison Property and Casualty Ins. Co. 04/07/2004World Ins. Co. 04/05/2004

Dissolutions

Catholic Workman 12/31/2004

Withdrawals

Dakota Wesleyan University 06/21/2004Grain Dealers Mutual Ins. Co. 04/20/2004Nissan Motor Ins. Services 01/28/2004Old Republic Insured Automotive Services, Inc. 02/23/2004Pennsylvania Casualty Co. 03/22/2004Sheboygan County Young Men’s Christian

Association, Inc. 03/19/2004Zurich Warranty Solutions, Inc. 10/29/2004

Liquidations

Casualty Reciprocal Exchange 08/18/2004London Pacific Life & Annuity Co. 09/30/2004Statewide Ins. Co. 01/06/2004

Organizations Licensed to Issue Warranty PlansJanuary 1, 2004 - December 31, 2004

American Standard Warranty Corp. Tyler, TXBrunswick Product Protection Corp. Lake Forest, ILCentury Warranty Services, Inc. Jacksonville, FLContinental Service Provider, Inc. Scottsdale, AZCPP Warranties, LLC Minnetonka, MNSears Protection Co. Hoffman Estates, ILSears, Roebuck and Co. Hoffman Estates, ILWarranty Support Services, LLC Norcross, GA

Organizations Licensed to do Business as Motor ClubsJanuary 1, 2004 - December 31, 2004

1-800-PIT-CREW Sarasota, FLNation Motor Club, Inc. Deerfield Beach, FLPinnacle Motor Club, Inc. Irving, TX

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Mergers

Company Name Merged Into Date

Bankers National Life Ins. Co. Washington National Ins. Co. 10/01/2004Equitable Life Ins. Co. of Iowa ING USA Annuity & Life Ins. Co. 01/01/2004First Variable Life Ins. Co. Protective Life Ins. Co. 01/01/2004Metropolitan Ins. and Annuity Co. Metropolitan Tower Life Ins. Co. 10/08/2004New England Pension and Annuity Co. Metropolitan Tower Life Ins. Co. 10/08/2004Omaha Life Ins. Co. Fort Dearborn Life Ins. Co. 05/31/2004Radian Reinsurance, Inc. Radian Asset Assurance, Inc. 06/01/2004Southland Life Ins. Co. Security Life of Denver Ins. Co. 10/01/2004Transamerica Assurance Co. Transamerica Life Ins. Co. 10/01/2004United Life & Annuity Ins. Co. ING USA Annuity & Life Ins. Co. 01/01/2004USG Annuity & Life Co. ING USA Annuity & Life Ins. Co. 01/01/2004

Redomestications

EffectiveCompany Name From To Date

Continental Ins. Co., The NH SC 01/01/2004Direct General Life Ins. Co. DE SC 04/23/2004Family Life Ins. Co. WA TX 03/18/2004Fidelity and Casualty Co. of New York NH SC 01/01/2004Financial American Life Ins. Co. IL KS 03/29/2004Fortis Benefits Ins. Co. MN IA 10/01/2004Great American Spirit Ins. Co. IN OH 09/02/2004ING USA Annuity and Life Ins. Co. DE IA 01/01/2004Investors Life Ins. Co. of North America WA TX 03/18/2004Mayflower Ins. Co., Ltd. The IN SC 07/01/2004Parker Centennial Assurance Co. OH WI 08/11/2004Progressive Universal Ins. Co. of Illinois OH WI 12/21/2004Seaton Ins. Co. WA RI 01/01/2004Stonewall Ins. Co. OH RI 01/01/2004Travelers Casualty Ins. Co. of America IL CT 01/01/2004Travelers Property Casualty Co. of America IL CT 01/01/2004

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Insurance Corporations Which Changed Their NamesJanuary 1, 2004 - December 31, 2004

Previous Name New NameAFI Management Co., Inc. Mercury Select Management Co., Inc.Acceleration Life Ins. Co. Parker Centennial Assurance Co.Anthem Alliance Health Ins. Co. OneNation Ins. Co.Arkwright Ins. Co. Coface North America Ins. Co.Associates Ins. Co. Commercial Guaranty Casualty Ins. Co.CIGNA Life Ins. Co. Prudential Retirement Ins. and Annuity Co.C N A Group Life Assurance Co. Hartford Life Group Ins. Co.Centris Ins. Co. HCC Ins. Co.Conseco Annuity Assurance Co. Conseco Ins. Co.Continental Western Casualty Co. Clermont Ins. Co.Equitable Life Assurance Society of the United States, The AXA Equitable Life Ins. Co.Federal Kemper Life Assurance Co. Chase Insurance Life and Annuity Co.Fidelity National Property and Casualty Ins., Inc. Fidelity National Property and Casualty Ins. Co.GE Casualty Ins. Co. AIG Premier Ins. Co.GE Indemnity Ins. Co. AIG Indemnity Ins. Co.GE Property & Casualty Ins. Co. AIG Centennial Ins. Co.General & Cologne Life Re of America General Re Life Corp.Gerling Global Life Ins. Co., US Branch Revios Reinsurance Canada, Ltd.Gerling Global Life Reinsurance Co. Revios Reinsurance U.S., Inc.Gerling NCM Credit Ins., Inc. Atradius Trade Credit Ins., Inc.Golden American Life Ins. Co. ING USA Annuity and Life Ins. Co.Investors Partner Life Ins. Co. Manulife Ins. Co.Le Mars Mutual Ins. Co. of Iowa Le Mars Ins. Co.Manufacturers Life Ins. Co. (USA), The John Hancock Life Ins. Co. (USA)Meridian Citizens Security Ins. Co. Great Northwest Ins. Co.Mid-States Surety Corp. Guarantee Company of North America USAMontgomery Ward Ins. Co. Heritage Casualty Ins. Co.National Farmers Union Standard Ins. Co. Quanta Indemnity Co.New York Life and Health Ins. Co. Direct General Life Ins. Co.Nichido Fire & Marine Ins. Co., Ltd. (U.S. Branch) TNUS Ins. Co.Nonprofits Ins. Co. Riverport Ins. Co.Odyssey Reinsurance Corp. Clearwater Ins. Co.Overseas Partners US Reinsurance Co. Clearwater Select Ins. Co.Podiatry Ins. Co. of America (Risk Retention Group), Podiatry Ins. Co. of America A Mutual Co.

A Mutual Co.Potomac Ins. Co. of Illinois SUA Ins. Co.Progressive American Life Ins. Co. Principal Health Ins. Co.Progressive Universal Ins. Co. of Illinois Progressive Universal Ins. Co.Provantis Ins. Co. Dentegra Ins. Co.Prudential Commercial Ins. Co. LM Personal Ins. Co.Prudential General Ins. Co. LM General Ins. Co.Prudential Property and Casualty Ins. Co. LM Property and Casualty Ins. Co.Ranger Ins. Co. Fairmont Specialty Ins. Co.SAFECO Life Ins. Co. Symetra Life Ins. Co.SAFECO National Life Ins. Co. Symetra National Life Ins. Co.State National Specialty Ins. Co. National Specialty Ins. Co.Tokio Marine and Fire Ins. Co., Limited (U.S. Branch), The Tokio Marine & Nichido Fire Ins. Co., Ltd.Travelers Casualty and Surety Co. of IL Travelers Casualty Ins. Co. of AmericaTravelers Indemnity Co. of IL, The Travelers Property Casualty Co. of AmericaUnited Wisconsin Life Ins. Co. American Medical Security Life Ins. Co.Zurich Life Ins. Co. of America Chase Ins. Life Co.

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Companies in Liquidation

American Star Insurance Company, In Liquidation

American Star Insurance Company was placed intoliquidation on November 16, 1992. Matthew C. Mandtis appointed as Special Deputy Liquidator.

American Star is headquartered in Lafayette,California, and had business in force mainly in Arizona,California, Idaho, Nevada, Oregon, and Washington state.There was no business in force in Wisconsin. AmericanStar wrote commercial multi-peril, property, auto, liability,and surety business.

American Star filed a September 30, 1992, quarterlyfinancial statement indicating capital and surplus ofapproximately $5.5 million. A preliminary review ofAmerican Star’s reserves for losses and loss adjustmentexpenses showed them to be deficient by about $15.9million, implying a negative net worth of about $10.4million. Furthermore, American Star had not obtainedreinsurance coverage for policies it had written or renewedfor December 1, 1992. Due to the foregoing factors,further transaction of business was hazardous to itspolicyholders and the general public, and American Star’sowners consented to the liquidation.

Under the liquidation order, policies in force wereterminated the earliest of: December 1, 1992, the datethe policy expired, or the date new coverage was obtainedby the agent. Certain guaranty funds extended the periodof coverage for residents of their respective states, if suchextension was required by law or administrative action.Ancillary liquidation proceedings were established inCalifornia, Idaho, Oregon, and New Mexico, but have allnow been closed. The California ancillary liquidationproceeding was reopened on March 30, 2001, to allow adistribution of Proposition 103 rebates to Californiapolicyholders in the amount of $1,750,000. TheProposition 103 settlement was substantially below the$10,362,838 reserved as of December 31, 1999.

At least 64,511 notices were mailed to agents,policyholders, state insurance commissioners, guaranty

funds, claimants, former policyholders, and other partieswhose interests may in some way be affected by theliquidation. The deadline for filing claims with theliquidator was November 16, 1993. Unexcused late filingswill not be considered for payment.

On January 28, 1994, the liquidation court approveda plan to provide state guaranty funds with $20,000,000in early access payments to be used for the return ofunexpired premiums to policyholders and payment ofclaims. Early access payments were made during 1994after each participating guaranty fund gave its writtenassent to the terms of the plan. Altogether, the estate hasadvanced $34,256,799.62 to participating guarantyfunds under four early access agreements, of which$29,403,159.43 has been converted into nonrefundabledividends.

The liquidation court has approved additionaldividends, over and above the foregoing $29,403,159.43,for full or partial payment of various class 1, 3, 4, 5, 7, and8 claims filed with state guaranty funds and directly withthe estate, as recommended by the liquidator. Suchadditional dividends aggregated to $13,480,227.09 asof December 31, 2004.

In 2002, the estate initiated a claim reserve study inorder to assist the liquidator in a determination regardinga Class 10 distribution and to plan a course of action forclosure of the estate. The claim reserve study and aproposed schedule of projects necessary for closure ofthe estate were completed in October 2003. In earlyDecember 2003, the estate made a distribution of$11,606,892.07 as payment in full on the Class 10 surplusnote claim.

As of December 31, 2004, the estate reported assetsof $30,690,875. Claims in classes 1 through 10 wereestimated at $19,648,407, resulting in an estimatedsurplus of $11,042,468.

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Master Plumbers' Limited Mutual Liability Company, In Rehabilitation

Master Plumbers’ Limited Mutual LiabilityCompany was placed in rehabilitation on March 29,1994, by the Circuit Court for Dane County, Wisconsin.In 2004, Roger A. Peterson replaced Matthew C. Mandtas Special Deputy Rehabilitator. Society Insurance, aMutual Company performs claim adjustment andadministrative services for the rehabilitator pursuant toa contract approved by the court.

Master Plumbers’ issued assessable policies and waslicensed only in Wisconsin. The company wrote worker’scompensation, other liability, and auto liability coverage

for plumbers. All policies were written on an annual basiswith January 1 effective dates.

In December 1993, pursuant to an order issued bythe Commissioner, the company levied an assessmentupon its policyholders equal to one additional annualpremium. Collection of this assessment has been deferreduntil such future time as funds may be needed. To date, ithas not been necessary to collect this assessment.

As of December 31, 2004, Master Plumbers’ reportedassets of $1,248,742, liabilities of $809,131, and totalsurplus of $439,611.

Family Health Plan Cooperative, In Liquidation

Family Health Plan Cooperative was placed intoliquidation on October 16, 2000. Matthew C. Mandtwas appointed as special deputy liquidator.

Family Health Plan was headquartered in Brook-field, Wisconsin, and had business in force only inWisconsin. Family Health Plan wrote health mainte-nance organization business and had just over 72,000enrollees.

Under the liquidation order, policies in force wereterminated the earliest of November 1, 2000, the datethe policy expired, or the date new coverage wasobtained by the enrollee. The liquidator assumed anOmnibus Agreement by and among Family HealthPlan, Aurora Health Care (Aurora), United WisconsinServices, Inc. (UWS), and Family Health Systems,Inc. The provisions of the Omnibus Agreement wereapproved by the court and the liquidator proceeded to:

• Convey the assets of Family Health Plan to Auroraand UWS as set forth in the agreement;

• Assign certain liabilities to Aurora and UWS as setforth in the agreement;

• Retain certain designated excluded liabilities ofthe estate of Family Health Plan; and

• Establish claims procedures and other liquidationprocesses.

On October 31, 2000, 6,958 notices were mailed tocreditors and other parties whose interests may in someway be affected by the liquidation. The deadline forfiling claims with the liquidator was May 1, 2001.

Pre-liquidation claims for benefits under FamilyHealth Plan policies, with the exception of Medicareselect policies, were assumed by Compcare HealthServices Insurance Corporation. Medicare selectpolicies were assumed by Blue Cross Blue Shield ofWisconsin. Virtually all these claims have been settled.

Fifty-two claims were filed relating to potentialliabilities not related to insurance policy benefits.Twenty-two claims were approved by the Court forpayment, three claims were approved in part and theremaining claims were denied. Seven claimants filedobjections to the Court’s denial. One of the deniedclaims has been settled and the Court has dismissedfour other denied claims. Three other actions arecurrently proceeding outside of the Liquidation Courtrelating to medical malpractice claims. Hearings willbe held to resolve the remaining claims to whichobjections have been received.

Other potential exposures are being investigatedbefore a final distribution of assets can be made.

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Bureau of Market Regulation (Bureau)

The Bureau of Market Regulation consists of fivesections: Complaints and Central Services, Accident andHealth Insurance, Health and Life Insurance, Propertyand Casualty Insurance, and Agent Licensing. Agentlicensing activities are described in a separate section.

The Bureau of Market Regulation is responsible forthe administration and enforcement of laws and rulesrelating to all market conduct activities of insurers andagents. In order to complete its duties, the Bureauconducts market analysis and targeted market conductexaminations of insurers in the areas of underwriting andrating; marketing, advertising and sales; claims; andpolicyholder services and grievances. The Bureauinvestigated and resolved approximately 8,000 writtenconsumer complaints and inquiries and answered 35,000telephone inquiries during 2004. The Bureau alsoprocessed 3,500 rate and rule filings and approved 6,100policy form filings during 2004.

During 2004, the Bureau of Market Regulationfocused on developing and enhancing the marketanalysis process, participating in the market conductannual statement project, completing a detailed analysisof the senior citizen annuity insurance market andpreparing for the changes in Medicare required by theMedicare Modernization Act. Bureau staff providedassistance to the legal staff in investigating complaintsinvolving unsuitable sales of annuities to senior citizens.

Market Conduct Annual Statement

The Market Conduct Annual Statement (MCAS) wasdeveloped through the NAIC with the input of stateregulators and representatives from the industry. It is apermanent project in which 19 states, includingWisconsin, are currently participating. The MCAS is ananalysis tool that states can use to review market activityof the entire insurance marketplace in a consistentmanner and to identify companies whose practices areoutside normal ranges. The project collects data on anindustry-wide basis and is comprised of two majorcomponents, a Life & Annuity statement and a Property& Casualty statement. The Property & Casualty statementis further divided into two subsections, a PrivatePassenger Automobile section and a Homeowner’ssection.

For the 2003 Life MCAS, licensed companies withpositive subject life premium and/or annuityconsiderations in 2003 were required to participate inthe project. In Wisconsin, 397 companies participated

Wisconsin Insurance Report Business of 2004Division of Regulation and Enforcement, Bureau of Market Regulation

in the project. For the 2003, Property & Casualty MCAS,licensed companies with positive homeowner’s and/orprivate passenger automobile premium were required toparticipate. In Wisconsin, 261 companies participatedin the project and OCI received 241 private passengerautomobile statements and 196 homeowner’s statements.

Level 1 Market Analysis

In 2004, Wisconsin conducted analysis on 80companies for five lines of business: homeowner’s,personal auto, group health, individual health, and life.The analysis followed a uniform process that includedreviews of complaints and information collected in thefinancial statements and other NAIC databases. Analystsin each state identified companies for further action andforwarded the information to NAIC staff to compileresults. The results were reviewed by the Market AnalysisWorking Group. The group coordinated efforts to addresscommon issues with many of the companies. Theincreased focus on market analysis resulted in anationwide reduction of 16% in the number of marketconduct examinations in 2004.


• Participated in the first national market analysisprogram that resulted in reviews of companiesrepresenting 85% of the market for five key lines ofbusiness and coordinated with other states to identifycompanies for further action.

• Continued to improve the market conductexamination program by working with other statesthrough the NAIC Market Analysis Working Groupto coordinate examinations, improve uniformity inthe process and shorten the timelines to completeand adopt examination reports.

• Participated in the Market Conduct AnnualStatement project, collecting and analyzing data onclaims and underwriting in life, homeowner’s andauto insurance and working with the other states touse the data as part of the market analysis program.

• Staffed the senior citizen investigator pilot includingidentifying incoming calls and complaints andreferring them to assigned investigators to contactconsumers, weekly meeting with attorneys,investigators and market regulation bureausupervisors to discuss pending investigations anddevelop procedures for file and providing assistanceto the legal unit in investigating and preparingactions against insurance agents who were targetingelderly consumers.

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• Worked with a coalition of interested groups to pro-vide technical assistance and resources on theinsurance aspects of the changes resulting from theMedicare Modernization Act and the implementa-tion of the Medicare prescription drug plans.

• Conducted a market analysis project of annuitywriters to determine whether companies havepractices and procedures in place to ensure thatannuity sales are suitable and appropriate for seniorcitizens.

• Improved the rate and form filing process by updatingthe property and casualty and health insurancechecklists, publishing review standards checklistsfor life and annuity lines and providing forms andinstructions for rate and form filings on the OCIWeb site.

• Doubled the number of rate and form filingssubmitted electronically resulting in fasterprocessing and reduced errors in filing. By the endof 2004, 40% of the filings each month weresubmitted electronically as compared to 20% at theend of 2003.

• Participated in developing administrative rulesinvolving defined network and preferred providerhealth insurance plans and grievances; Medicaresupplement insurance; vehicle protection plans; andthe small employer uniform application.

• Continued the urban outreach project byparticipating as liaison to the Insurance ServicesCommittee of the Neighborhood Housing Services,providing staff to conduct training sessions forconsumer groups in cooperation with theCommunity Insurance Information Center inMilwaukee and facilitated meetings betweeninsurers and consumer groups.

• Participated in the Wisconsin Insurance Plan, theWisconsin Automobile Insurance Plan meetings;quarterly meetings with the Worker’s CompensationRating Bureau and the Department of WorkforceDevelopment; and provided technical assistance toWisconsin Emergency Management and the HealthInsurance Risk-Sharing Plan.

• Served on the following NAIC committees, taskforces and working groups: Senior Issues Task Force,Speed to Market Task Force, Operational EfficienciesWorking Group, the Interstate Compact NationalStandards Working Group, the Market ConductAnnual Statement Subgroup, Market AnalysisWorking Group, Market Conduct UniformityWorking Group, Collaborative Actions Subgroup,the Market Information System Subgroup, and theProducer Licensing Working Group.

85

Table INumber of Policy Submissions Received

By Line of Business in 2003 and 2004

Total Totalfor for

Product Category 2003 2004

Health and LifeContinuing Care Retirement Community 1 1Credit Accident & Health 18 14Credit Life 21 16Group Accident & Health 438 417Group Annuity 116 100Group Life 149 120Health & Life Miscellaneous 26 27Health Maintenance Organization 187 167Individual Accident & Health 327 509Individual Annuity 558 463Individual Life 728 720Limited Service Health Organization 3 7Preferred Provider Plan 72 64Variable 337 246Viatical 3 0Total Health and Life 2,984 2,871

Property and CasualtyAviation 20 20Bonds 46 58Commercial Property & Multiperil 920 756Commercial Motor Vehicle 234 227Credit Property 3 8Credit Unemployment 9 2Excess Managed Care 1 1Legal Expense 6 7Liability 1,204 954Mechanical Breakdown 2 4Mortgage Guaranty 10 13Motor Clubs 10 10Personal Property, Multiperil, Farm 467 450Personal Motor Vehicle 163 138Title 3 12Travel Accident 6 5Warranty and Vehicle Service 155 173Worker’s Compensation 26 2Total Property and Casualty 3,285 2,840

Grand Total 6,269 5,711

The following tables summarize the policy submission data for 2003 and 2004. Table I shows the number of policysubmissions received in 2003 and 2004 by line of business for each type of insurance. Table II shows the number ofpolicy submissions approved in 2003 and 2004 by line of business for each type of insurance. Table III shows the numberof rate filings received for each type of insurance.

Policy Submissions and Rate Filings


86

Table IIPolicy Submissions Approved By Line of Business

For 2003 and 2004

Total Totalfor for

Product Category 2003 2004

Health and LifeContinuing Care Retirement Community 1 1Credit Accident & Health 30 11Credit Life 26 13Group Accident & Health 438 350Group Annuity 116 96Group Life 149 112Health & Life Miscellaneous 26 16Health Maintenance Organization 187 146Individual Accident & Health 327 305Individual Annuity 558 434Individual Life 728 687Limited Service Health Organization 3 6Preferred Provider Plan 72 62Variable 337 243Viatical 3 0Total Health and Life 3,001 2,482

Property and CasualtyAviation 20 19Bonds 46 57Commercial Property & Multiperil 920 748Commercial Motor Vehicle 234 225Credit Property 3 5Credit Unemployment 9 2Excess Managed Care 1 1Legal Expense 6 6Liability 1,204 930Mechanical Breakdown 2 3Mortgage Guaranty 10 12Motor Clubs 10 9Other Personal Property 0 0Personal Property, Multiperil, Farm 467 429Personal Motor Vehicle 163 125Title 3 10Travel Accident 6 5Warranty and Vehicle Service 155 146Worker’s Compensation 65 0Total Property and Casualty 3,324 2,732



87

Table IIIRate Filings Received

By Product Category for 2004

Accident and Health SectionCredit Accident & Health 5Credit Life 3Group Accident & Health 19Health & Life Miscellaneous 1Health Maintenance Organization 15Individual Accident & Health 276Individual Life 1Preferred Provider Plan 17Total Accident and Health Section 337

Property and Casualty SectionAviation 11Bonds 88Commercial Property & Multiperil 836Commercial Motor Vehicle 326Credit Property 7Credit Unemployment 1Legal Expense 6Liability 754Mechanical Breakdown 1Mortgage Guaranty 48Motor Clubs 3Other Personal Property 2Personal Property, Multiperil, Farm 610Personal Motor Vehicle 401Title 11Warranty and Vehicle Service 1Worker’s Compensation 12Total Property and Casualty Section 3,118

Grand Total 3,455


88

Trends in Complaints

OCI continued to receive a significant number ofcomplaints from consumers concerned about the highcost of health insurance. Consumers complained aboutthe difficulty of finding affordable health insurance thatprovided the level of coverage they desired. There werecomplaints and inquiries about alternatives to healthinsurance, primarily discount plans that provided littlecoverage for the consumers who purchased the plans.There was an increase in inquiries about high deductibleplans including medical savings accounts and healthsavings accounts. There were also complaints about theincrease in the rates for long-term care insurance.

OCI noted significant complaints about thesuitability of the sale of life insurance and annuities tosenior citizens. Many of these complaints resulted inenforcement actions. There were also complaints aboutthe difficulty in finding some types of property andcasualty insurance and improper notices of nonrenewal.In the personal lines areas there were complaints aboutclaims settlement practices and underwriting. Consumersexpressed concern about the use of credit informationand external sources of information in determiningeligibility for insurance.

The following tables summarize the Bureau’scomplaint data. Table I shows a comparison of complaintactivity over the last six years. A complaint is defined asa written expression of dissatisfaction with an insurancecompany or agent. Complaints may initially be receivedeither in person, by telephone, by e-mail, or in writing.To be considered a formal complaint that initiates aninquiry or investigation, a complaint should be in writing.The data presented is based upon formal complaints.

In addition to the formal complaints, the Bureau alsohandled over 35,000 general inquiries or requests forinformation in 2004. Most such inquiries were bytelephone, with the remainder being writtencommunications, including e-mail, and “walk-ins.”

Table II shows 2003 and 2004 complaints by type ofinsurance. When reviewing this information, it is importantto note that a complaint may involve more than one typeof insurance. Table III shows the area of insuranceoperations that generated the complaint. As with Table II,a complaint may involve more than one area of insuranceoperations.

Table III shows the basis for complaints. Over halfthe complaints involve claim problems. Policyholderservice is the second most common reason for filing acomplaint.

Table ITotal Complaint Files

Year Received Closed

1999 9,559 9,5062000 9,295 9,0052001 9,265 8,8742002 9,165 10,5852003 7,961 8,8792004 7,938 8,678

1999 2000 2001 2002 2003 2004Health 5,495 5,118 5,182 5,220 4,508 3,861

P&C 3,350 3,482 3,448 3,585 3,082 2,693

Life 896 838 840 801 795 799


89

Table IIIReasons for Complaints*

Through Through4th Quarter Percent 4th Quarter Percent

Basis for Complaint 2003 of Total 2004 of Total

Claim Handling 7,019 57% 6,070 57%Policyholder Service 2,057 17 1,876 17Marketing and Sales 1,438 12 1,368 13Underwriting 1,654 13 1,212 11Other 156 1 169 2

*A complaint may have more than one basis.

Table IIComplaints Filed By Type of Insurance*

2003 2004Accident and Health

Group Accident and Health 396 696Individual Accident and Health 509 463Medicare Supplement 229 211Long-Term Care 89 86HMO 788 666PPO 1,194 671LSHO 16 9Credit 82 95Self-Funded Health Plans 1,205 964Total Accident and Health 4,508 3,861

Property and CasualtyAutomobile 1,252 1,049Homeowner’s, Tenant’s, Farmowner’s 785 613Fire, Allied Lines, Other Property 229 207General Liability 121 87Worker's Compensation 347 279All Other Lines 348 458Total Property and Casualty 3,082 2,693

Life, Including Credit and Annuities 795 799


*A complaint may involve more than one type of insurance.


90

The Bureau keeps track of the amount of money recovered by complainants who filed a complaint with ouroffice. From January 1 through the 4th quarter of 2004, the office assisted complainants in recovering $3,522,606from insurers as follows:

Table IVAmounts Recovered for Complainants by Types of Coverage and Complaint Reason

Coverage Claim Policyholder MarketingType Handling Service and Sales Underwriting Other Total

Group Health $ 142,347 $ 8,128 $ 4,530 $ 1,689 $ 0 $ 156,694Ind. Accident and Health 131,866 13,532 17,572 3,033 0 166,003Ind. Medicare Supplement 15,917 3,846 906 1,048 0 21,717Long-Term Care 72,958 0 2,576 501 0 76,035HMO/PPO/LSHO 841,430 4,325 1,287 6,421 0 853,463Credit Health 81,621 3,573 800 8,824 0 94,818Automobile 189,366 9,639 8,246 5,583 0 212,834Life, Including Credit and Annuities 384,465 81,373 716,328 78,689 0 1,260,855Homeowner’s, Tenant’s, Farmowner’s 124,672 42,214 4,232 302,573 0 473,691Fire, Allied Lines, Other Property 9,095 2,304 98 3,445 0 14,942General Liability 32,859 7,362 0 162 0 40,383Worker’s Compensation 20,787 600 7,175 12,813 0 41,375All Other Lines 472,181 8,530 26,788 12,478 425 520,402

Total $2,519,564 $185,426 $790,538 $437,259 $425 $3,933,212

Complainants may appeal the results of the Bureau’s determination on their complaints when the complaints werenot resolved as originally requested. The appeal gives the complainants an opportunity to have their complaints reviewedby the office’s management staff or to provide additional information on their complaint to office management. Table Vreflects the complaint appeal activity.

Table V2004 Complaint Appeals Filed by Section

Property & Life & Casualty Health Complaints Total

Number of Complaint FilesAppealed in 2004* 88 69 6 163

*An appeal may be on a file closed prior to the period under review.


91

Table VIComplainant Survey

2004

Survey Cards Sent 1,054Survey Cards Returned 547Response Rate 52%

Results

Yes % No %2. Did we respond to your

complaint promptly? 502 95% 28 5%

3. Do you feel your complaintwas handled fairly by our office? 408 80% 101 20%

4. Do you feel you were givenan adequate explanation onyour complaint? 396 78% 112 22%

5. If you called our office, do youfeel we treated you courteously? 312 96% 12 4%

6. If you have another insuranceproblem, would you contactour office again? 454 94% 31 6%

1. How did you hear about the Office of the Commissioner of Insurance?

Word of Mouth 160Insurance Agent 91Insurance Company 39Phone Book 20Lawyer 31Health Care Provider 54Other 172No Answer 88


92

Companies Examined in 2004

Fortis Ins. Co.Humana Wisconsin Health Organization Ins. Corp.Midwest Security Life Ins. Co.SECURA Ins., A Mutual Co.Wisconsin Ins. PlanWisconsin Physicians Service Ins. Corp.


93

Agent Licensing Section

The Agent Licensing Section conducts licensingexaminations for insurance agents; licenses agents,reinsurance intermediaries, managing general agents,certain corporations and firms, employee benefit planadministrators, viatical settlement brokers; and reviewsand approves prelicensing and continuing educationproviders and courses.

During 2004, there were 15,071 tests administeredin all lines of insurance to candidates seeking a residentagent license. In all, a total of 17,297 new licenses wereissued to resident and nonresident agent candidates.

As of December 31, 2004, there were 88,204 licensedinsurance agents and 589,209 active appointments byinsurance companies authorizing the licensed agents tomarket their products.

2004 Projects

• Continued programming effort with theWisconsin Department of Justice to create anelectronic interface to automatically receivebackground information checks on all residentapplicants. Once completed, this enterpriseinitiative will be available for use by all stateagencies.

• The fifth continuing education biennialreporting period for agents began January 1,2003. Promissor, Inc., continues to administerthe entire program, which includes provider,instructor, and course approval, as well as coursetracking. To satisfy the biennial requirements,agents affected needed to earn 24 credit hoursby February 15, 2005.

• Completed the biennial renewal process for over90,000 agents and firms.

• Continued involvement with the NAIC in theenhancement of the National Insurance ProducerRegistry (NIPR). The database is speeding upand simplifying the licensing process andprovides benefits to both regulators and industry.Wisconsin participated as a pilot state for theproject, and provides daily updates to thedatabase along with all other states.

• Continued participation in the NAIC’s ProducerWorking Group. The goal of this committee,comprised of state regulators and industryrepresentatives, is to improve the effectivenessand efficiency of the state licensing process andresulting uniformity through increasedcoordination, automation, standardization, andreciprocity.

Wisconsin Insurance Report Business of 2004Division of Regulation and Enforcement, Agent Licensing Section

94

Commercial Liability Insurance ReportsSection 601.422, Wis. Stat.

The following tables summarize the reports on commercial liability insurance required by s. 601.422, Wis. Stat.,that were received in 2004. All of the information is for commercial liability insurance written in Wisconsin by authorizedinsurers. The data required by this statute were collected from the following three sources:

1. the insurers themselves,2. statistical agents utilized by the insurers, and3. the NAIC database.

Reporting threshholds were established by this office in conjunction with the statistical agents to eliminate insurers whowrite marginal amounts of insurance.

Tables IA and IB include information required for policy years 2001 and 2002, respectively. Lines one and twowere calculated by applying the ratios of investment gain and other expenses to net premium earned for other liabilityas reported in the Insurance Expense Exhibit to direct premiums earned. The Insurance Expense Exhibit informationis on a calendar year basis, therefore the ratios applied represent the average of the two calendar years included in theapplicable policy year. The number of policies written, the number of claims closed without payment, and the numberof legal actions filed were provided by the insurers. The remaining policy year information was provided by statisticalagents.

It should be noted that the liability for claims incurred but not reported (IBNR) is calculated differently dependingon the market. In particular, approximations for the IBNR liability for excess and umbrella insurance are based on thegeneral liability expected loss ratio. The long-tailed nature of these two lines can create difficulty when attempting toestablish an accurate liability for claims IBNR even after three or four years of development.

As noted previously, much of the data is from individual insurers and the statistical agents they utilize. These reportshave been accepted by this office without audit.

Table II summarizes key ratios and averages for supplemental commercial liability data for the most recentfive policy years. Several cells in this table are incomplete due to lack of activity for selected categories in certain policyyears. Incomplete cells are indicated by an asterisk.

Wisconsin Insurance Report Business of 2004Division of Regulation and Enforcement, Commercial Liability Insurance Reports

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95

2.4

54

.58

8.0

97

.05

5.5

42

.06

6.8

65

.07

6.0

66

.09

.81

99

84

3.8

76

.51

05

.05

8.3

82

.16

7.0

55

.45

2.4

25

.57

7.7

26

.4Fi

ve-y

ear

aver

agee

65

.68

0.7

85

.67

1.6

71

.25

1.1

65

.16

2.0

64

.17

2.0

29

.1

Ave

rage

Inc

urre

d L

oss

Per

Cla

im2

00

26

,48

49

,36

03

,11

91

56

,09

32

7,6

87

15

,74

28

,31

91

0,0

09

4,0

24

14

,98

11

,71

02

00

16

,59

71

0,0

41

9,8

19

15

9,9

70

50

,44

82

5,8

01

1,9

87

5,0

20

2,2

33

4,4

57

52

62

00

04

,38

91

1,5

98

45

,69

06

1,7

54

33

5,2

31

30

,27

51

0,0

00

75

,00

01

50

,26

31

0,5

89

50

01

99

94

,20

61

2,5

60

35

0,9

65

13

5,6

98

49

,35

65

3,6

85

6,9

52

45

,15

71

0,0

00

51

0,3

50

19

98

60

51

0,5

59

24

1,0

02

53

5,6

04

70

,98

51

55

,37

95

5,6

32

15

,34

26

,32

52

0,0

00

15

,55

0Fi

ve-y

ear

aver

agee

4,4

56

10

,82

41

30

,11

92

09

,82

41

06

,74

15

6,1

76

16

,57

83

0,1

06

34

,56

91

0,0

06

5,7

27

Ave

rage

Cas

e R

eser

ve P

er C

laim

20

02

23

,09

32

3,7

34

3,7

87

12

4,8

90

22

,14

62

3,1

84

26

,08

13

4,7

67

5,4

65

3,3

48

2,1

00

20

01

43

,44

04

2,9

86

26

,95

01

09

,80

93

6,6

54

65

,19

18

,65

34

0,3

89

3,6

44

10

,50

1

*2

00

03

8,5

45

41

,50

01

12

,45

01

50

,32

54

89

,25

67

5,9

68

5,0

00

33

,91

51

55

,42

16

56

*

19

99

52

,65

53

3,5

78

4,6

58

11

5,8

82

46

,23

13

0,2

56

7,0

00

55

,74

11

0,5

21

52

,36

1

*1

99

84

5,9

00

65

,45

45

00

,60

02

65

,95

63

5,2

63

55

,64

54

5,6

98

36

,54

63

65

,18

95

5

*Fi

ve-y

ear

aver

agee

40

,72

74

1,4

50

12

9,6

89

15

3,3

72

12

5,9

10

50

,04

91

8,4

86

40

,27

21

08

,04

81

3,3

84

2,1

00

All

ocat

ed L

AE

: P

rem

ium

Ear

ned

20

02

4.0%

3.6%

0.0%

0.7%

12.9

%4.

4%5.

8%8.

5%26

.7%

2.3%

0.9%

20

01

7.4

7.7

0.1

1.3

13

.81

0.3

0.8

3.5

12

.30

.70

.42

00

01

2.0

10

.64

0.2

1.3

10

.61

0.5

4.2

9.6

20

.47

.30

.01

99

95

.51

1.5

0.5

6.3

12

.56

.23

.53

.61

5.6

4.5

2.4

19

98

7.2

11

.81

.52

.51

0.6

5.5

2.7

4.2

6.8

3.2

3.3

Five

-yea

r av

erag

ee7

.29

.08

.52

.41

2.1

7.4

3.4

5.9

16

.33

.61

.4

IBN

R:

Pre

miu

m E

arne

d2

00

26

7.4

%1

05

.5%

70

.2%

67

.6%

62

.7%

56

.8%

99

.4%

88

.7%

92

.9%

91

.8%

36

.7%

20

01

66

.45

1.4

69

.87

0.3

66

.35

2.3

48

.15

4.5

61

.77

2.4

24

.42

00

03

.27

8.2

35

.65

4.5

98

.76

2.5

75

.27

1.8

55

.27

3.2

33

.71

99

95

.55

3.2

40

.28

.24

5.2

49

.86

6.7

66

.29

8.7

65

.44

1.5

19

98

9.9

66

.51

7.8

54

.33

7.8

55

.26

9.8

2.3

64

.37

5.2

36

.8Fi

ve-y

ear

aver

agee

30

.57

1.0

46

.75

1.0

62

.15

5.3

71

.85

6.7

74

.67

5.6

34

.6

Per

cent

age

Cha

nge

In P

rem

ium

Ear

ned

2001

to

2002

6.6%

15.2

%1

04

.0%

23

.3%

15

.9%

26

.5%

5.5

%1

4.4

%-3

8.0

%3

2.8%

2.2%

2000

to

2001

-5.0

7.4

55

.62

.02

4.6

15

.01

0.2

14

.3-2

0.8

5.0

1.8

1999

to

2000

-3.5

3.2

24

.7-1

.52

.61

2.4

55

.41

0.5

10

.01

4.2

-2.0

1998

to

1999

-9.8

5.4

1.2

5.9

6.8

24

.78

.01

3.2

5.2

25

.45

.0

*Inf

orm

atio

n in

com

plet

e.

See

nar

rati

ve.


98

Medical Malpractice Insurance ReportsSection 601.427, Wis. Stat.

The following table summarizes the reports on medical malpractice insurance required by s. 601.427, Wis. Stat.,that were received in 2005. All of the information is for medical malpractice insurance written in Wisconsin by authorizedinsurers. Insurers that wrote less than $300,000 annually in medical malpractice insurance premiums in Wisconsin werenot required to report.

The first three lines are for the calendar years indicated by the column headings. The Average Written Premiumper Policy is calculated from the entries in the previous two lines. The next fifteen lines are for the policy years shownby the column headings.

This report includes the experience of the Wisconsin Health Care Liability Insurance Plan. It does not include theexperience of the Injured Patients and Families Compensation Fund.

It should be noted that the data are from individual insurer reports and have been accepted by this office withoutaudit. In addition, the data do not separate occurrence policy experience from claims-made policy experience. Thesetwo types of policies have different claims payment experience patterns.

This report combines the experience for all physician and surgeon classifications, other health care professionals,hospital, and other health care facilities. The individual classification reports by company, from which the summarytable was derived, have been maintained in this office.

Wisconsin Insurance Report Business of 2004Division of Regulation and Enforcement, Medical Malpractice Insurance Reports

99

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

1.

Inve

stm

ent

and

othe

r in

com

e**

$2

1,3

16

$2

6,2

13

$2

5,9

61

$2

3,8

61

$2

1,2

60

$2

2,4

30

$1

7,3

66

$1

5,3

58

$ 9

,829

$ 1

4,18

5$

13

,90

4

2.

Incu

rred

los

s ad

just

men

t ex

pens

e**

23

,98

61

8,0

26

17

,89

11

3,9

43

8,5

96

11

,50

21

5,3

72

7,2

35

9,6

40

21

,98

92

1,8

21

3.

All

oth

er i

ncur

red

expe

nses

**1

4,4

10

13

,86

11

7,2

84

16

,38

31

6,9

19

15

,95

71

3,9

18

12

,09

81

1,0

71

11

,18

51

5,4

66

4.

Pol

icie

s w

ritt

en3

2,0

96

32

,15

32

9,8

90

18

,12

13

1,9

59

43

,16

84

4,6

49

46

,65

94

6,5

77

47

,22

2

5.

Dir

ect

prem

ium

s w

ritt

en7

7,9

26

75

,04

67

3,4

71

72

,81

07

1,7

36

71

,00

47

0,9

04

60

,29

59

1,3

21

11

1,0

51

6.

Ave

rage

wri

tten

pre

miu

m p

er p

olic

y2

,42

82

,33

42

,45

84

,01

82

,24

51

,64

51

,58

81

,29

21

,96

12

,35

2

7.

Num

ber

of o

pen

clai

ms

39

82

53

59

21

38

17

62

49

40

4

8.

Dir

ect

case

res

erve

s fo

r op

en c

laim

s3

45

55

65

,03

78

67

4,3

99

6,9

82

11

,69

71

1,2

72

12

,61

51

4,0

48

9.

Pai

d cl

aim

s3

3,6

29

29

,25

53

8,2

66

41

,16

14

2,5

12

31

,35

51

8,9

93

18

,81

55

,60

12

,12

6

10

.IB

NR

res

erve

s1

,87

82

,43

02

,49

22

,79

43

,23

32

,51

95

,05

07

,86

31

2,4

89

25

,80

8

11

.P

ure

loss

rat

io4

6.0

%4

3.0

%6

2.3

%6

1.6

%6

9.9

%5

7.5

%5

0.4

%6

2.9

%3

3.6

%3

7.8

%

12

.C

laim

s re

port

ed2

,00

51

,97

54

5,5

04

77

,09

13

01

,23

51

,62

71

,15

31

,38

86

76

51

9

13

.C

laim

s cl

osed

wit

hout

pay

men

t1

,54

81

,37

71

,56

31

,28

01

,00

61

,09

78

48

75

36

74

42

5

14

.C

laim

s cl

osed

wit

h pa

ymen

t5

02

57

76

42

75

05

44

43

13

70

28

81

54

83

15

.L

egal

act

ions

fil

ed5

52

57

96

89

67

74

56

53

44

01

34

81

86

13

5

16

.V

erdi

cts/

judg

emen

ts f

or d

efen

dant

s1

64

13

01

26

10

27

57

97

16

95

14

2

17

.V

erdi

cts/

judg

emen

ts f

or p

lain

tiff

s1

14

11

51

07

13

18

67

03

63

11

65

18

.A

mou

nt a

war

ded

to p

lain

tiff

s9

,41

51

1,4

09

16

,91

81

4,0

31

18

,08

71

3,0

57

4,7

53

4,5

16

3,5

78

69

2

*00

0's

omitt

ed i

n ite

ms

1, 2

, 3,

5,

8, 9

, 10

, an

d 18

.*

*T

hese

ele

men

ts a

re r

epor

ted

on a

cal

enda

r ye

ar b

asis

; al

l ot

her

row

s ar

e on

a p

olic

y ye

ar b

asis

.

ME

DIC

AL

MA

LPR

AC

TIC

E IN

SUR

AN

CE

RE

POR

T, S

. 601

.427

, WIS

. ST

AT

.EN

TRIE

S AR

E F

OR

INSU

RER

S REP

OR

TIN

G M

EDIC

AL

MA

LPR

AC

TIC

E IN

SUR

AN

CE

IN W

ISC

ON

SIN

*

Wisconsin Insurance Report Business of 2004Division of Regulation and Enforcement, Medical Malpractice Insurance Reports

100

Product Liability Insurance ReportsSection 601.425, Wis. Stat.

The following table summarizes the reports on product liability insurance required by s. 601.425, Wis. Stat., thatwere received in 2005. All of the information is for product liability insurance written in Wisconsin by authorizedinsurers. Insurers that wrote less than $50,000 annually in product liability insurance premiums in Wisconsin were notrequired to report.

The first three lines are for the calendar years indicated by the column headings. The Average Written Premiumper Policy is calculated from the entries in the previous two lines. The next fifteen lines are for the policy years shownby the column headings.

It should be noted that the data are from reports provided by individual insurers. These reports have been acceptedby this office without audit. In addition, the data do not separate occurrence policy experience from claims-made policyexperience. These two types of policies have different claims payment experience patterns.

Wisconsin Insurance Report Business of 2004Division of Regulation and Enforcement, Product Liability Insurance Reports

101

PRO

DU

CT

LIA

BIL

ITY

INSU

RA

NC

E R

EPO

RT

, S. 6

01.4

25, W

IS. S

TA

T.

EN

TR

IES

AR

E F

OR

INSU

RE

RS

RE

POR

TIN

G P

RO

DU

CT

LIA

BIL

ITY

INSU

RA

NC

E IN

WIS

CO

NSI

N*

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

1.

Inve

stm

ent

and

othe

r in

com

e ne

t ga

in o

r lo

ss**

$1

2,1

85

$1

2,1

97

$1

9,7

66

$2

0,1

62

$1

8,5

23

$1

5,4

00

$1

4,3

99

$1

8,1

06

$1

3,3

66

$1

5,2

83

$2

4,8

18

2.

Incu

rred

los

s ad

just

men

t ex

pens

es**

16

,24

41

6,4

91

15

,69

16

,94

89

,36

75

,04

72

4,4

02

51

,63

81

1,0

48

39

,73

01

05

,06

2

3.

All

oth

er i

ncur

red

expe

nses

**1

6,8

46

14

,82

51

9,0

94

8,8

77

12

,59

61

2,5

66

12

,84

31

2,7

11

19

,24

51

8,1

59

20

,76

0

4.

Pol

icie

s w

ritt

en3

9,9

48

85

,76

41

21

,22

87

5,1

36

66

,67

76

5,1

50

68

,64

71

61

,55

56

6,0

69

34

9,7

11

5.

Dir

ect

wri

tten

pre

miu

ms

48

,16

45

3,9

24

50

,93

24

5,2

81

36

,05

73

6,1

95

36

,80

74

6,5

17

60

,72

07

0,5

53

6.

Ave

rage

wri

tten

pre

miu

m p

er p

olic

y1

,20

66

29

42

06

03

54

15

56

53

62

88

91

92

02

7.

Num

ber

of o

pen

clai

ms

32

32

29

89

59

11

11

13

17

71

95

33

0

8.

Dir

ect

case

res

erve

s fo

r op

en c

laim

s9

29

80

61

,28

16

70

2,0

77

7,4

62

8,6

72

12

,12

67

,50

71

1,2

26

9.

Am

ount

pai

d on

pro

duct

lia

bili

ty c

laim

s2

,41

93

,48

21

,38

22

,54

12

,06

16

,18

29

,20

55

,99

11

0,0

35

3,8

47

10

.R

eser

ves

for

IBN

R C

laim

s3

,69

61

,69

51

,53

91

,79

12

,75

93

,10

85

,09

84

,99

99

,03

62

0,9

94

11

.P

ure

loss

rat

io1

4.6

%1

1.1

%8

.3%

11

.0%

19

.1%

46

.3%

62

.4%

49

.7%

43

.8%

51

.1%

12

.C

laim

s re

port

ed6

67

79

84

34

98

72

98

48

31

,16

42

,70

41

,75

2

13

.C

laim

s cl

osed

wit

hout

pay

men

t2

12

32

71

01

80

13

41

67

40

41

,09

07

17

14

.C

laim

s cl

osed

wit

h pa

ymen

t2

11

91

71

93

87

79

21

81

28

21

,17

28

94

15

.L

egal

act

ions

fil

ed8

25

86

26

15

56

71

28

13

41

09

55

16

.V

erdi

cts/

judg

emen

ts f

or d

efen

dant

s0

30

14

77

82

0

17

.V

erdi

cts/

judg

emen

ts f

or p

lain

tiff

s1

41

13

04

68

75

18

.A

mou

nt a

war

ded

to p

lain

tiff

s1

14

30

01

20

25

51

53

76

77

86

52

00

43

6

*00

0's

omitt

ed in

item

s 1,

2, 3

, 5, 8

, 9, 1

0, a

nd 1

8.**

The

se e

lem

ents

are

repo

rted

on

a ca

lend

ar y

ear b

asis

; all

othe

r row

s ar

e on

a p

olic

y ye

ar b

asis

.

Wisconsin Insurance Report Business of 2004Division of Regulation and Enforcement, Product Liability Insurance Reports

102

Independent Review Process

Wisconsin Insurance Report Business of 2004Division of Regulation and Enforcement, Independent Review Process

According to state insurance law, health insuranceclaimants have a right to an independent review of anadverse determination or an experimental treatmentdetermination by an insurer. These reviews are carriedout by Independent Review Organizations (IROs)registered with OCI. Every year, IROs certified to doreviews in Wisconsin are required to submit to OCI areport for the prior calendar year’s experience. Theindependent review process allows a consumer to appeal

some health insurance claims denials to an independentthird party. The results from the reports for calendar year2004 are summarized below.

For more information on the independent reviewprocess, see the consumer brochure “Fact Sheet on theIndependent Review Process in Wisconsin” availableon OCI’s web site at http://oci.wi.gov/pub_list/pi-203.htm.

NumberNumber Both Number

Number Experimental Adverse Number (%) NumberTotal Total Adverse Treatment Experimental (%) Partially (%)

IRO Received Declined* Determinations Determinations Treatment Reversed Reversed UpheldIPRO 25 2 17 6 0 8 4 11

(34.8%) (17.4%) (47.8%)

MAXIMUS** 30 0 21 7 0 10 2 16(35.7%) (7.1%) (57.2%)

Medical Review 31 2 22 7 0 8 2 19Institute of Am. (27.5%) (6.9%) (65.6%)

Permedion 56 5 34 10 7 12 5 34(23.5%) (9.8%) (66.7%)

Prest & 6 2 3 1 0 1 0 3Associates (25.0%) (75.0%)

Totals 148 11 97 31 7 39 13 83(28.9%) (9.6%) (61.5%)

* An IRO may decline a case if it determines that the dispute is not eligible for an independent review, therequest was received directly from the consumer, or the IRO has a potential conflict of interest.

** In 2 cases, the insurer voluntarily reversed its denial before MAXIMUS completed its review.

The independent review program began in 2002. The chart below summarizes the total percent of insurers’decisions that were upheld and the total reversed in whole or in part by the IROs.

Upheld Reversed2002 57.8% 42.2%2003 65.3 34.72004 61.5 38.5

103

The following consumer publications are availablefrom OCI. Copies of all brochures are available on-lineon OCI's Web site: http://oci.wi.gov/pub_list.htm.

Auto• Consumer’s Guide to Auto Insurance (PI-057)—

Explains the types of coverage provided in an autoinsurance policy, how to shop for insurance, collisiondamage waiver coverage for rental cars, and containspremiums for five hypothetical examples.

• Guia del Consumidor para Seguros de Automóvil (PI-157)—Explica los tipos de cobertura que se brindanen las pólizas de seguro de automóvil, cómo contratarun seguro, la cobertura por daños en caso de choquepara automóviles de alquiler, e incluye las primaspara cinco casos hipotéticos.

• Teenagers and Auto Insurance (PI-200)—Providesinformation on buying car insurance, saving money,and how underage drinking affects your insurancepremium.

HealthLong-Term Care• Guide to Long-Term Care (PI-047)—Explains

different types of long-term care insurance and thetypes of policies sold in Wisconsin to cover long-term care expenses.

• Long-Term Care Insurance Policies Approved inWisconsin (PI-046)—Lists individual, group andtax-qualified long-term care insurance policies,nursing home policies, and home health care policiesincluding information regarding benefits and samplepremiums.

Medicare Supplement• Medicare Advantage - Questions and Answers

(PI-099)—Explains new options available toMedicare-eligible persons age 65 and over, and someMedicare-eligible disabled individuals under age 65,who are looking for information about the MedicareAdvantage program.

• Medicare Supplement Insurance Approved Policies(PI-010)—Lists policies available in Wisconsinincluding benefits and current premiums.

• Wisconsin Guide to Health Insurance for People withMedicare (PI-002)—Explains Medicare andsupplemental insurance to cover those expenses notpaid by Medicare.

General• ANSI Codes (OCI 17-007)—American National

Standards Institute (ANSI) claim disposition codesthat must be used by providers and their narrativeexplanation.

• A Guide to Health Insurance and Worker’sCompensation Insurance for Farm Families(PI-072)—Provides information about healthinsurance and limitations for work-related injuries.

Consumer Publications

Wisconsin Insurance Report Business of 2004Division of Regulation and Enforcement, Consumer Publications

• A Shopper’s Guide to Cancer Insurance (PI-001)—Describes cancer insurance policies and thelimitations many of these policies have.

• Consumer’s Guide to Managed Care Health Plansin Wisconsin (PI-044)—Provides information onall HMO and Limited Service Health OrganizationPlans in Wisconsin.

• Fact Sheet on Continuation and Conversion in HealthInsurance Policies (PI-023)—Describes aconsumer’s rights under Wisconsin law and the federalCOBRA law to continue or convert group healthinsurance coverage after losing previous eligibilityfor health insurance coverage.

• Fact Sheet on the Independent Review Process inWisconsin (PI-203)—Describes a consumer's rightto appeal a health plan's decision to an independentmedical expert.

• Fact Sheet on Managed Care Consumer Protectionsin Wisconsin (PI-102)—Describes consumerprotections available to Wisconsin residents enrolledin managed care plans.

• Fact Sheet on Mandated Benefits in Health InsurancePolicies (PI-019)—Gives a brief description ofcurrent mandated benefits.

• Fact Sheet on Mandated Benefits for the Treatmentof Nervous and Mental Disorders, Alcoholism andOther Drug Abuse (PI-008)— Summarizes requiredcoverages in group health insurance policies.

• Group Health Insurance Index (July PI-081 andJanuary PI-080)—Survey results listing the monthlypremiums for group health insurance policies for fourhypothetical groups.

• Guide for Insurance Consumers Regarding theHealth Insurance Portability and Accountability Actof 1996 (HIPAA) and Wisconsin Insurance Laws –(PI-096)—Provides a general overview of the newfederal law as well as the changes made to state healthinsurance laws.

• Health Insurance Coverage in Wisconsin (PI-094)—Survey results listing the number of people coveredby an HMO, Preferred Provider Organization, Point-of-Service Plan and traditional health insurance inWisconsin.

• Health Insurance for Small Employers and TheirEmployees (PI-206)—Discusses the Small EmployerHealth Insurance Law and contains monthlypremiums for three hypothetical groups.

• Insurance Coverage and AIDS PI-064—Summarizesrules regarding health and life insurance underwrit-ing and coverage for AIDS and includes Resourcesfor Persons with a Positive HIV Test/The Implica-tions of Testing Positive for HIV (OCI 17-001).

• Mammograms: Mandated Insurance Coverage (PI-056)—Summarizes required coverage formammograms under health insurance policies.

104

Wisconsin Insurance Report Business of 2004Division of Regulation and Enforcement, Consumer Publications

Homeowner's• Buying a Home and Your Insurance Needs (PI-100)—

Provides information on title, homeowner’s, floodand private mortgage insurance and discusses otherinsurance options to consider when buying a home.

• Consumer’s Guide to Homeowner’s Insurance (PI-015)—Explains the basic coverages included inhomeowner's and tenant's insurance policies, thetypes of policies, what you should do if you have aloss, the Wisconsin Insurance Plan, and containspremium tables for four hypothetical examples.

• Guía del Consumidor para Seguros de Vivienda (PI-115)—Explica las coberturas básicas incluidas enlas pólizas de seguros de propietarios de viviendas einquilinos, los tipos de pólizas, qué debe hacer encaso de pérdida, el plan de seguros de Wisconsin ycontiene tablas de tarifas para cuatro ejemploshipotéticos.

• Settling Property Insurance Claims (PI-084)—Provides information on what to do after a loss, howto settle an insurance claim, flood insurance, andtips on what to do before a loss.

Liability• Consumer’s Guide to Commercial Liability

Insurance (PI-045)—Contains basic information oncommercial liability insurance, risk management,legal protections, required coverages, and optionalcoverages.

• Consumer’s Guide to Day Care Liability Insurance(PI-054)—Answers questions about liabilityinsurance coverage for day care facilities.

• Consumer’s Guide to Insurance for Small BusinessOwners (PI-085)—Provides information aboutbusiness, worker’s compensation, health, and autoinsurance.

• Consumer’s Guide to Worker’s CompensationInsurance for Employers (PI-065)—Providesinformation on worker’s compensation insurancerequirements and answers frequently asked questions.

• Fact Sheet on Foster Parent Liability Insurance (PI-048)—Answers questions about liability insurancecoverage for foster children.

• Information Sheet on Surplus Lines Insurers andAgents (PI-026) — Answers questions about surpluslines insurance and procedures for placing surpluslines insurance.

• Warranties (PI-069)—Discusses the Magnuson-Moss Warranty Act, the federal law that coverswarranties, and answers questions about extendedwarranties.

Life Insurance and Annuities• NAIC Life Insurance Buyer’s Guide— A copy of

The NAIC Life Insurance Buyer's Guide is availableby calling (608) 267-4397 (bulk copies may beobtained by calling the NAIC Office at 816-783-8301).

• State Life Insurance Fund—Information about theState Life Insurance Fund that offers life insuranceto Wisconsin residents. This also includes a ratetable and an application. For more information, call1-800-562-5558 (Wisconsin residents only).

• Wisconsin Buyer’s Guide to Annuities (PI-016)—Describes annuities and provides consumerinformation.

Other• Consumer’s Guide to Insurance (PI-051)—Provides

general information about health, life, auto,homeowner's, and worker's compensation insurance.

• Guia del Consumidor Seguros (PI-151) — Brindainformación general sobre los seguros de salud, devida, del automóvil, de propietarios de vividenda yde indemnización laboral.

• Fact Sheet on Credit Insurance (PI-205)—Providesinformation on credit insurance.

• Fact Sheet on Insurance Terminations, Denials, andCancellations (PI-024)—Summarizes the lawsdealing with notice requirements when insurancecoverage is terminated.

• Fact Sheet on Standard Health Insurance Forms(PI-083)—Describes the requirements for billingformats to be used by providers and explanation ofbenefits and remittance advice forms used by insurersto explain claim payments.

• Frequently Asked Questions About C.L.U.E.(PI-207)—Tips to help you understand how claimsinformation obtained from a C.L.U.E. report mayaffect your insurance premiums.

• Insurance Complaints and Administrative Actions(PI-030)—An annual report listing companies withan above-average number of complaints inautomobile, homeowner’s and tenant’s, individualaccident and health, group accident and health, andlife and annuities insurance.

• Learning about the Office of the Commissioner ofInsurance on the World Wide Web (PI-095)—Provides information about OCI's home site on theInternet.

• Other Sources of Help (OCI 51-051)—Providesinformation on Small Claims Court.

• Understanding How Insurance Companies Use CreditInformation (PI-204)—Tips to help you understandhow your credit information may be used and how itmay affect your insurance premiums.

• The Wisconsin Office of the Commissioner ofInsurance (PI-059)—Summarizes OCI's mainfunctions, discusses employment opportunities, thecivil service system, and pay and employee benefits.

105

Financial and Statistical Data

Wisconsin Insurance Report Business of 2004Financial and Statistical Data

107

Notes to Tables

Wisconsin Insurance Report Business of 2004Financial and Statistical Data, Notes to Tables

The financial information was obtained from theNAIC database downloaded on May 5, 2005, for thosecompanies filing electronically with the NAIC andannual statements filed with OCI for those companiesnot filing electronically with the NAIC. The tablesreport the financial position of companies licensed todo business in Wisconsin as of December 31, 2004,and the results of their 2004 operations. Companies inrehabilitation and liquidation may not be included inthe financial data.

Table A includes Risk Retention Groups asauthorized insurers. They are not technically authorizedas they are not issued a certificate of authority to writebusiness. Risk Retention Groups are required to registerwith this office pursuant to the Federal Liability RiskRetention Act of 1986.

Tables B-I do not contain financial data for the OtherEntities Subject to Limited Regulation.

Direct premiums and deposits for life business re-ported in Tables B and D includes direct premiumswritten, annuity, deposit, and other considerations andpolicyholder dividends used for renewals and paid-upadditions. Direct premiums written reported in Table Eexcludes dividends, and deposit and other considerations.Direct benefits and dividends paid includes both ben-efits paid and dividends paid or applied during the year.

Direct premiums written in Table E includes insurerswith negative premiums written. This results in premi-ums written for the 20 ranked insurers in certain lines ofbusiness to be greater than all insurers writing that line ofbusiness.

All of the amounts in Tables F-I, except ratio amounts,have been rounded to thousands. Ratios in excess of“999” were reported as “999” and ratios less than “0”were reported as “0”. Ratio results outside these thresh-olds are meaningless.

108

Explanation of Terms Used in Tables

The “Wisconsin Operations” columns report thedirect premiums and losses for Wisconsin only businessfor 2004. The “Nationwide Operations” columns reportthe net premiums and losses for all operations for 2004.

“Direct” business refers to business for which theinsurer issued an insurance policy and accepted thepremium. “Net” business is direct business plusreinsurance assumed and less reinsurance ceded.

“Reinsurance” is the transfer of risk betweeninsurance companies. Almost all direct writing companiesuse reinsurance to transfer risk. Reinsurance assumed isaccepting the risk of other insurers, while reinsuranceceded is transferring the risk to other insurers. Somecompanies specialize in providing reinsurance to othercompanies versus writing business directly.

“Premium Written” is usually defined as premiumbilled by fire and casualty companies. Rules of lifeinsurance accounting require reporting premiumsactually collected. Premium written is a measure of salesactivity in the state for the year.

“Premium Earned” is the result of premiums writtenin the current and previous years, and in some instances,premiums to be written in the future for current coverages.It is approximately the pro-rata portion of the premiumcharged for each policy for the portion of coverageprovided within the calendar year.

“Losses Incurred” equals losses paid, plus anestimate at the close of the current year of the amounts tobe paid in the future for all unsettled claims as of thefinancial statement date, less the corresponding estimatemade at the end of the prior year. If the estimates wereexactly correct, then the incurred losses would be theactual cost of all claims arising from coverage providedduring the current year. The estimates would also includeamounts for IBNR claims (incurred but not reported). Loss

Wisconsin Insurance Report Business of 2004Financial and Statistical Data, Explanation of Terms Used in Tables

adjustment expenses are also included in the lossesincurred for nationwide operations of Title Companies.

“Annuity Considerations” is revenue received forannuity contracts during the year. The amount correspondsto premiums written on insurance contracts.

“Deposits” are amounts placed with the insurer thatdo not incorporate risk from the death or disability of thepolicyholder and are more comparable to financial orinvestment instruments than insurance contracts.

“Other Considerations” are annuity considerationsor other deposits, which are not allocated to a specificpolicy, but include an insurable risk.

The “Net Loss Ratio” is equal to net losses incurredplus net loss adjustment expenses incurred, divided bynet premiums earned. The “Expense Ratio” is equal tounderwriting expenses divided by net premiums written.The loss ratio is determined based on net premiums earnedas losses occur randomly throughout the policy termwhich matches the period the premiums are earned. Theexpense ratio is determined using net premiums written,because most underwriting expenses (commissions, homeoffice underwriting, and clerical expenses) are incurredat the time the policy is written, not evenly throughoutthe policy term.

The “Wisconsin Direct Loss Ratio” is a pure lossratio equal to the direct losses incurred divided by thedirect premiums earned for Wisconsin business. This ratiodoes not include Loss Adjustment Expenses. For insurerswith small direct premiums earned, this ratio may not bea meaningful representation of their overall operations.Negative losses incurred would result from the companyoverestimating the cost to settle open claims as of theend of the prior year or the receipt of salvage or otherrecoveries from claims paid in prior years which were inexcess of amounts incurred for the current year claims.

109

Wisconsin Insurance Report Business of 2004Financial and Statistical Data, Tables A and B

TABLE ASummary of Insurers Authorized to Write Insurance in Wisconsin

as of December 31, 2004Counts by Type and Domicile

TABLE B2004 Summary of Wisconsin Operations of All Insurers by Type of Company

DOMESTIC NONDOMESTICTYPE OF COMPANY COMPANIES COMPANIES TOTAL

REGULATED ENTITIESSTOCK LIFE AND HEALTH 25 416 441MUTUAL LIFE AND HEALTH 4 32 36FRATERNALS 9 42 51HEALTH MAINTENANCE ORGANIZATIONS 24 0 24OTHER HEALTH INSURERS 15 0 15STOCK PROPERTY AND CASUALTY 73 733 806MUTUAL PROPERTY AND CASUALTY 35 66 101RECIPROCAL EXCHANGES 0 17 17TOWN MUTUALS 73 0 73

SUBTOTAL 258 1,306 1,564

OTHER ENTITIES SUBJECT TOLIMITED REGULATION *

CONTINUING CARE ORGANIZATIONS 23 0 23GIFT ANNUITIES 82 110 192MOTOR CLUBS 0 25 25RISK RETENTION GROUPS * 0 41 41VIATICALS 0 5 5WARRANTY PLANS 12 108 120

SUBTOTAL 117 248 365

GRAND TOTAL 375 1,595 1,970

* See Notes to Tables.

DIRECT DIRECTPREMIUMS LOSSES LOSS

TYPE OF COMPANY EARNED INCURRED RATIOHEALTH MAINTENANCE ORGANIZATIONS $ 4,303,062,351 $3,818,801,717 89OTHER HEALTH INSURERS 512,772,798 417,847,484 81STOCK PROPERTY AND CASUALTY 4,401,416,097 2,573,717,960 58MUTUAL PROPERTY AND CASUALTY 3,045,808,730 1,612,885,299 53RECIPROCAL EXCHANGES 204,590,452 112,946,700 55TOWN MUTUALS 67,166,831 32,612,295 49

TOTALS $12,534,817,259 $8,568,811,455 68

DIRECT BENEFITSDIRECT PREMIUMS AND DIVIDENDS

TYPE OF COMPANY AND DEPOSITS * PAID *

STOCK LIFE AND HEALTH $11,168,595,097 $8,130,886,311MUTUAL LIFE AND HEALTH 1,419,043,993 1,132,111,458FRATERNALS 655,865,977 519,982,410

TOTALS $13,243,505,067 $9,782,980,179

110

Wisconsin Insurance Report Business of 2004Financial and Statistical Data, Table C

TABLE C2004 Summary of Nationwide

Financial Operations of Wisconsin Insurers

LIFE AND HEALTH INSURERS

ASSETS $190,829,050,083CAPITAL AND SURPLUS 15,466,403,626NET PREMIUMS AND ANNUITY CONSIDERATIONS 25,125,084,591NET BENEFITS INCURRED 23,091,593,033NET INCOME 1,639,605,010

DIRECT PREMIUMS, ANNUITY CONSIDERATIONS, AND DEPOSITS 26,411,558,787

PROPERTY AND CASUALTY INSURERS

ASSETS $ 56,735,875,676CAPITAL AND SURPLUS 19,751,647,966NET EARNED PREMIUMS 19,175,852,424NET LOSSES INCURRED 10,569,048,468NET INCOME 2,773,710,919

DIRECT PREMIUMS WRITTEN 21,257,325,792

HEALTH MAINTENANCE ORGANIZATIONS AND OTHER HEALTH INSURERS

ASSETS $ 1,462,981,512CAPITAL AND SURPLUS 755,809,202NET EARNED PREMIUMS 4,795,890,083NET LOSSES INCURRED 4,154,000,137NET INCOME 195,389,786

DIRECT PREMIUMS WRITTEN 4,823,112,037

ALL INSURERS COMBINED

ASSETS $249,027,907,271CAPITAL AND SURPLUS 35,973,860,794NET PREMIUMS AND ANNUITY CONSIDERATIONS 25,125,084,591NET BENEFITS INCURRED 23,091,593,033NET EARNED PREMIUMS 23,971,742,507NET LOSSES INCURRED 14,723,048,605NET INCOME 4,608,705,715

DIRECT PREMIUMS, ANNUITY CONSIDERATIONS, AND DEPOSITS 52,491,996,616

111

Wisconsin Insurance Report Business of 2004Financial and Statistical Data, Table D

TABLE D2004 Summary of Wisconsin Operations

of All Insurers by Line of Insurance

DIRECT PREMIUMSLINE OF INSURANCE AND DEPOSITS*

LIFE INSURANCEORDINARY $2,251,400,699CREDIT 24,405,558GROUP 414,030,616INDUSTRIAL 4,460,845

TOTAL $2,694,297,718

ANNUITIES $4,419,177,437DEPOSITS 824,840,122OTHER 1,572,499,945

DIRECT BENEFITSBENEFIT TYPE AND DIVIDENDS PAID*

DIVIDENDS $ 557,851,416DEATH BENEFITS 1,021,876,714ANNUITY BENEFITS 1,536,085,590ALL OTHER BENEFITS 3,870,857,674


LINE OF INSURANCE EARNED INCURRED RATIO

ACCIDENT AND HEALTHGROUP $7,435,550,561 $6,370,270,340 86CREDIT 58,489,763 29,788,913 51INDIVIDUAL 1,317,242,227 923,815,399 70

TOTAL $8,811,282,551 $7,323,874,652 83

MULTIPLE PERILFARMOWNERS $ 103,493,733 $ 41,049,438 40HOMEOWNERS 762,472,804 362,645,063 48COMMERCIAL 566,136,538 262,068,776 46

TOTAL $1,432,103,075 $ 665,763,277 46

AUTOMOBILEPRIVATE PASSENGER CARS $2,308,234,078 $1,344,294,939 58COMMERCIAL VEHICLES 573,876,074 285,306,716 50

TOTAL $2,882,110,152 $1,629,601,655 57

* See Notes to Tables.

112

TABLE D (continued)


LINE OF INSURANCE EARNED INCURRED RATIO

ALL OTHER LINESFIRE $ 130,932,407 $ 44,181,040 34MEDICAL MALPRACTICE 97,786,983 38,633,837 40WORKERS COMPENSATION 1,526,496,512 1,008,472,113 66OTHER LIABILITY 449,735,699 315,773,505 70FIDELITY 21,533,314 5,404,601 25SURETY 39,212,133 7,116,245 18CREDIT 24,206,334 17,966,019 74TITLE 168,326,161 3,699,443 2MORTGAGE GUARANTY 79,061,143 42,360,694 54ALL OTHER 624,670,149 365,120,683 58

TOTAL $3,161,960,835 $1,848,728,180 58

Wisconsin Insurance Report Business of 2004Financial and Statistical Data, Table D

Wisconsin Insurance Report Business of 2004Financial and Statistical Data, Table E

113

Table E

Wisconsin Market Shares(Business of 2004)


115

O R D I N A R Y L I F E

% OF PREMIUMSRANK INSURER MARKET WRITTEN

1 NORTHWESTERN MUTUAL LIFE INS CO THE 18.2 $ 329,913,5492 THRIVENT FINANCIAL FOR LUTHERANS 6.0 109,402,7413 AMERICAN FAMILY LIFE INS CO 3.4 61,098,1014 PRUDENTIAL INS CO OF AMERICA THE 2.8 50,242,3995 METROPOLITAN LIFE INS CO 2.4 43,163,5206 AXA EQUITABLE LIFE INS CO 2.2 39,334,5247 PACIFIC LIFE INS CO 2.0 37,117,1888 STATE FARM LIFE & ACCIDENT ASSURANCE CO 1.9 35,111,3759 PRINCIPAL LIFE INS CO 1.9 34,149,131

10 AMERICAN GENERAL LIFE INS CO 1.8 32,842,35511 NEW YORK LIFE INS CO 1.8 32,341,65512 MASSACHUSETTS MUTUAL LIFE INS CO 1.6 28,842,10313 NEW YORK LIFE INS & ANNUITY CORP 1.5 27,926,59514 MANUFACTURERS LIFE INS CO U S A 1.5 27,044,80615 IDS LIFE INS CO 1.2 21,521,38116 PRIMERICA LIFE INS CO 1.2 21,444,56617 PRUCO LIFE INS CO 1.2 20,961,47918 CATHOLIC KNIGHTS 1.1 20,433,05819 TRAVELERS LIFE & ANNUITY CO THE 1.1 20,379,33020 HARTFORD LIFE AND ANNUITY INS CO 1.1 20,363,863

TOTALS FOR 20 RANKED INSURERS 55.9 $1,013,633,719TOTALS FOR 403 RANKED INSURERS WRITING THIS LINE 100.0 $1,812,728,683

C R E D I T L I F E


1 AMERICAN GENERAL ASSUR CO 19.9 $ 4,859,7472 CUNA MUTUAL INS SOCIETY 17.1 4,172,8803 CENTRAL STATES HEALTH & LIFE CO OF OMAHA 9.1 2,208,9744 MINNESOTA LIFE INS CO 8.5 2,065,6755 PEKIN LIFE INS CO 7.0 1,715,7576 UNIVERSAL UNDERWRITERS LIFE INS CO 6.1 1,497,2927 JMIC LIFE INS CO 5.2 1,266,5298 RESOURCE LIFE INS CO 5.0 1,228,1989 HOUSEHOLD LIFE INS CO 3.9 962,349

10 AMERICAN MODERN LIFE INS CO 3.9 943,17411 MADISON NATIONAL LIFE INS CO INC 3.0 731,24212 PROTECTIVE LIFE INS CO 3.0 727,07413 UNION SECURITY LIFE INS CO 2.9 713,38614 MERIT LIFE INS CO 2.5 613,96215 LIFE INVESTORS INS CO OF AMERICA 2.5 611,97316 CENTURION LIFE INS CO 1.3 316,70117 NORTH AMERICAN INS CO 0.8 197,87218 GUARANTEE TRUST LIFE INS CO 0.6 155,65419 AMERICAN BANKERS LIFE ASSUR CO OF FLA 0.6 135,12520 INDIVIDUAL ASSURANCE CO LIFE HEALTH & ACCIDENT 0.5 122,611

TOTALS FOR 20 RANKED INSURERS 103.4 $ 25,246,175TOTALS FOR 39 RANKED INSURERS WRITING THIS LINE 100.0 $ 24,405,558


116

G R O U P L I F E


1 MINNESOTA LIFE INS CO 14.4 $ 58,996,8692 METROPOLITAN LIFE INS CO 12.6 51,552,5273 UNUM LIFE INS CO OF AMERICA 7.6 31,370,9604 HARTFORD LIFE & ACCIDENT INS CO 4.8 19,631,7065 AETNA LIFE INS CO 4.3 17,459,6846 MASSACHUSETTS MUTUAL LIFE INS CO 3.8 15,540,6367 FORTIS BENEFITS INS CO 3.7 15,148,7458 PRUDENTIAL INS CO OF AMERICA THE 2.8 11,380,1939 NEW YORK LIFE INS CO 2.5 10,341,319

10 RELIASTAR LIFE INS CO 2.4 10,023,08411 JEFFERSON PILOT FINANCIAL INS CO 2.4 10,017,96912 SUN LIFE ASSURANCE CO OF CANADA U S 2.3 9,346,55413 SUN LIFE ASSURANCE CO OF CANADA 2.1 8,498,77414 HOMESTEADERS LIFE CO 2.1 8,439,82315 AMERICAN MEDICAL SECURITY LIFE INS CO 2.0 8,410,76516 UNITED OF OMAHA LIFE INS CO 1.9 7,869,65717 CUNA MUTUAL INS SOCIETY 1.8 7,594,97618 PRINCIPAL LIFE INS CO 1.8 7,313,42819 LIFE INS CO OF NORTH AMERICA 1.7 6,806,58520 NATIONAL GUARDIAN LIFE INS CO 1.4 5,821,714


A N N U I T I E S


1 AXA EQUITABLE LIFE INS CO 7.9 $ 346,499,3072 ALLIANZ LIFE INS CO OF NORTH AMERICA 7.6 334,788,5013 LINCOLN NATIONAL LIFE INS CO THE 5.9 260,733,2284 THRIVENT FINANCIAL FOR LUTHERANS 5.9 257,918,7625 ING USA ANNUITY & LIFE INS CO 5.3 231,717,4736 IDS LIFE INS CO 3.3 144,016,8147 ING LIFE INSURANCE AND ANNUITY COMPANY 3.0 129,716,3408 METLIFE INVESTORS USA INS CO 2.7 120,815,7559 JACKSON NATIONAL LIFE INS CO 2.7 119,567,008

10 CUNA MUTUAL INS SOCIETY 2.6 115,823,81911 METROPOLITAN LIFE INS CO 2.5 110,273,33612 AIG ANNUITY INS CO 2.3 102,132,61313 LINCOLN BENEFIT LIFE CO 2.3 99,748,80314 AMERICAN SKANDIA LIFE ASSURANCE CORP 2.2 95,286,97215 TEACHERS INS & ANNUITY ASSN OF AMER 1.9 83,320,42616 AIG SUNAMERICA LIFE ASSUR CO 1.7 76,921,80317 CUNA MUTUAL LIFE INS CO 1.7 76,269,89018 NORTHWESTERN MUTUAL LIFE INS CO THE 1.5 66,961,76719 NEW YORK LIFE INS & ANNUITY CORP 1.5 64,286,44020 GLENBROOK LIFE & ANNUITY CO 1.4 61,170,694



117

F I R E


1 WEST BEND MUTUAL INS CO 7.6 $ 10,343,9242 ACUITY A MUTUAL INS CO 5.8 7,953,6403 LOCAL GOVERNMENT PROPERTY INS FUND 5.6 7,624,9204 FACTORY MUTUAL INS CO 5.1 7,044,7095 AUTO OWNERS INS CO 4.5 6,130,8096 EMPLOYERS INS CO OF WAUSAU 4.4 5,979,3597 ALLIANZ GLOBAL RISKS US INS CO 3.5 4,835,4518 LIBERTY MUTUAL FIRE INS CO 2.6 3,604,9869 TRAVELERS INDEMNITY CO THE 2.4 3,233,161

10 RSUI INDEMNITY CO 2.1 2,904,88611 AMERICAN SECURITY INS CO 2.1 2,809,18712 AMERICAN GUARANTEE & LIABILITY INS CO 1.9 2,546,67113 XL INS AM INC 1.7 2,344,11814 ST PAUL FIRE & MARINE INS CO 1.6 2,212,55615 AFFILIATED FM INS CO 1.5 2,095,45216 GERMANTOWN MUTUAL INS CO 1.5 2,046,75217 UNIVERSAL UNDERWRITERS INS CO 1.5 2,027,07118 CINCINNATI INS CO THE 1.3 1,844,67219 SENTRY INS A MUTUAL CO 1.2 1,683,78920 TRAVELERS PROPERTY CAS CO OF AM 1.2 1,679,389


F A R M O W N E R S M U L T I P L E P E R I L


1 RURAL MUTUAL INS CO 30.1 $ 31,586,5142 AMERICAN FAMILY MUTUAL INS CO 15.3 16,089,3713 SECURA INS A MUTUAL CO 9.3 9,768,4824 WILSON MUTUAL INS CO 6.2 6,532,1625 HASTINGS MUTUAL INS CO 5.9 6,221,2666 AUTO OWNERS INS CO 4.6 4,780,6027 MT MORRIS MUTUAL INS CO 4.0 4,195,9578 STATE FARM FIRE & CASUALTY CO 4.0 4,178,2599 MCMILLAN-WARNER MUTUAL INS CO 3.9 4,135,730

10 NATIONWIDE MUTUAL INS CO 2.4 2,559,98511 MAPLE VALLEY MUTUAL INS CO 2.1 2,170,10612 GERMANTOWN MUTUAL INS CO 2.0 2,141,35813 MANITOWOC MUTUAL INS CO 1.7 1,774,26214 FARMINGTON MUTUAL INS CO 1.1 1,193,64215 WISCONSIN MUTUAL INS CO 1.1 1,185,72016 AMERICAN RELIABLE INS CO 1.0 1,057,60117 LITTLE BLACK MUTUAL INS CO 0.9 940,72618 INDEMNITY INS CO OF NORTH AMERICA 0.9 917,47519 ELLINGTON MUTUAL INS CO 0.7 746,69920 WISCONSIN AMERICAN MUTUAL INS CO 0.6 666,249



118

H O M E O W N E R S M U L T I P L E P E R I L


1 AMERICAN FAMILY MUTUAL INS CO 26.5 $ 211,261,4732 STATE FARM FIRE & CASUALTY CO 15.1 120,688,7673 ACUITY A MUTUAL INS CO 3.8 29,906,0604 GENERAL CASUALTY CO OF WI 3.1 24,621,5365 WEST BEND MUTUAL INS CO 2.6 20,957,5236 ALLSTATE INS CO 2.6 20,737,0617 AUTO OWNERS INS CO 2.3 18,257,0568 FIRE INS EXCHANGE 2.2 17,602,4309 BADGER MUTUAL INS CO 1.8 14,164,347

10 RURAL MUTUAL INS CO 1.6 13,123,07511 SENTRY INS A MUTUAL CO 1.6 13,079,18012 WILSON MUTUAL INS CO 1.6 12,457,45613 WISCONSIN MUTUAL INS CO 1.5 12,140,81014 GERMANTOWN MUTUAL INS CO 1.5 11,932,29015 STANDARD FIRE INS CO THE 1.4 11,201,09616 ALLSTATE INDEMNITY CO 1.4 11,079,82117 LIBERTY MUTUAL FIRE INS CO 1.2 9,775,75218 AUTO CLUB INS ASSOC 1.2 9,440,44319 REGENT INS CO 1.2 9,322,56220 FOREMOST INS CO 1.2 9,221,044


C O M M E R C I A L M U L T I P L E P E R I L


1 AMERICAN FAMILY MUTUAL INS CO 8.4 $ 48,678,9212 SOCIETY INS A MUTUAL CO 6.3 36,794,3043 GENERAL CASUALTY CO OF WI 4.8 28,102,9954 CINCINNATI INS CO THE 4.8 27,789,3675 ACUITY A MUTUAL INS CO 3.7 21,382,4556 REGENT INS CO 3.7 21,369,6637 TRAVELERS PROPERTY CAS CO OF AM 3.6 20,774,7818 RURAL MUTUAL INS CO 3.1 17,685,9269 CAPITOL INDEMNITY CORP 3.0 17,132,384

10 FEDERAL INS CO 2.9 16,833,53211 STATE FARM FIRE & CASUALTY CO 2.6 14,964,02312 SECURA SUPREME INS CO 2.4 14,028,16713 WEST BEND MUTUAL INS CO 2.1 11,915,06714 CHURCH MUTUAL INS CO 1.8 10,203,66515 OWNERS INS CO 1.7 9,764,39516 INTEGRITY MUTUAL INS CO 1.5 8,885,56617 WILSON MUTUAL INS CO 1.5 8,618,36618 CONTINENTAL WESTERN INS CO 1.4 8,251,87319 ST PAUL FIRE & MARINE INS CO 1.4 7,978,91520 PHILADELPHIA INDEMNITY INS CO 1.3 7,569,289



119

M E D I C A L M A L P R A C T I C E


1 PHYSICIANS INS CO OF WI INC 35.9 $ 36,997,6712 MEDICAL PROTECTIVE CO THE 18.7 19,244,0463 CONTINENTAL CASUALTY CO 11.1 11,457,8524 PREFERRED PROFESSIONAL INS CO 10.4 10,762,5455 MIDWEST MEDICAL INS CO 6.3 6,540,6276 WISCONSIN HEALTH CARE LIABILITY INS PLAN 3.5 3,650,0447 ZURICH AMERICAN INS CO 2.0 2,083,1888 CINCINNATI INS CO THE 1.8 1,846,7429 OHIC INS CO 1.7 1,787,992

10 NCMIC INS CO 1.6 1,672,00811 AMERICAN CASUALTY CO OF READING PA 1.6 1,624,80212 PODIATRY INS CO OF AM A MUT CO 1.0 1,044,95613 CHICAGO INS CO 0.9 963,40414 EVEREST NATIONAL INS CO 0.7 698,82015 NATIONAL UNION FIRE INS CO OF PITTSBURGH 0.6 574,22616 GULF INS CO 0.5 470,45017 AMERICAN PHYSICIANS ASSURANCE CORP 0.4 394,83618 PHARMACISTS MUTUAL INS CO 0.3 298,33019 ACE AMERICAN INS CO 0.2 249,53320 DOCTORS CO AN INTERINSURANCE EXCHANGE THE 0.2 248,952


G R O U P A C C I D E N T & H E A L T H


1 WEA INS CORP 10.9 $ 813,700,6702 DEAN HEALTH PLAN INC 7.3 539,179,6573 UNITEDHEALTHCARE OF WISCONSIN INC 7.2 536,315,0324 BLUE CROSS BLUE SHIELD OF WI 6.3 466,848,0585 COMPCARE HEALTH SERVICES INS CORP 4.5 333,735,4166 SECURITY HEALTH PLAN OF WI INC 4.3 321,571,5917 TOUCHPOINT HEALTH PLAN INC 4.3 320,502,5948 NETWORK HEALTH PLAN 4.0 300,017,6319 WISCONSIN PHYSICIANS SERVICE INS CORP 4.0 294,565,028

10 HUMANA WISCONSIN HEALTH ORGANIZATION INS CORP 3.9 288,094,26911 UNITED HEALTHCARE INS CO 3.5 261,259,41012 PHYSICIANS PLUS INS CORP 3.3 244,837,96613 MANAGED HEALTH SERVICES INS CORP 2.9 215,569,03814 UNITY HEALTH PLANS INS CORP 2.8 205,294,49715 HUMANA INS CO 2.5 183,517,83916 GROUP HEALTH COOP OF SOUTH CENTRAL WI 1.9 139,382,94917 ATRIUM HEALTH PLAN INC 1.5 114,130,90018 PRINCIPAL LIFE INS CO 1.4 104,580,37319 PHP INSURANCE PLAN INC 1.3 95,906,95220 MIDWEST SECURITY LIFE INS CO 1.3 95,250,694



120

C R E D I T A C C I D E N T & H E A L T H


1 CUNA MUTUAL INS SOCIETY 20.5 $ 9,917,5582 AMERICAN SECURITY INS CO 12.0 5,817,8043 AMERICAN GENERAL ASSUR CO 10.7 5,175,3684 RESOURCE LIFE INS CO 5.9 2,844,3125 MINNESOTA LIFE INS CO 5.2 2,521,7396 AMERICAN BANKERS INS CO OF FLA 5.1 2,446,2487 PEKIN LIFE INS CO 4.9 2,359,0048 CENTRAL STATES HEALTH & LIFE CO OF OMAHA 3.9 1,887,2319 UNIVERSAL UNDERWRITERS LIFE INS CO 3.9 1,865,206

10 PROTECTIVE LIFE INS CO 3.6 1,743,08311 AMERICAN HEALTH & LIFE INS CO 3.6 1,742,44712 JMIC LIFE INS CO 3.5 1,713,28413 MADISON NATIONAL LIFE INS CO INC 2.9 1,383,12714 UNION SECURITY LIFE INS CO 2.3 1,110,48815 LIFE INVESTORS INS CO OF AMERICA 2.0 976,58316 HOUSEHOLD LIFE INS CO 1.9 913,67317 CENTRAL STATES INDEMNITY CO OF OMAHA 1.8 875,26418 MERIT LIFE INS CO 1.8 875,20019 AMERICAN MODERN LIFE INS CO 1.6 789,69920 AMERICAN NATIONAL INS CO 1.3 609,851


I N D I V I D U A L A C C I D E N T & H E A L T H


1 BLUE CROSS BLUE SHIELD OF WI 13.6 $ 179,487,8192 WISCONSIN PHYSICIANS SERVICE INS CORP 6.2 81,455,7793 GUNDERSEN LUTHERAN HEALTH PLAN INC 4.8 63,335,0444 DEAN HEALTH PLAN INC 4.5 59,772,5995 INDEPENDENT CARE HEALTH PLAN 4.3 56,227,0576 HUMANA INS CO 4.2 56,042,2397 AMERICAN FAMILY MUTUAL INS CO 3.9 51,549,0148 SECURITY HEALTH PLAN OF WI INC 3.7 49,423,5019 UNITEDHEALTHCARE OF WISCONSIN INC 3.6 48,235,445

10 BANKERS LIFE & CASUALTY CO 3.6 48,099,00211 AMERICAN FAMILY LIFE ASSURNC CO OF COLUMBUS 3.4 44,490,20012 PHYSICIANS MUTUAL INS CO 3.2 42,659,29313 THRIVENT FINANCIAL FOR LUTHERANS 2.9 38,732,41814 AMERICAN REPUBLIC INS CO 2.7 36,082,69115 MUTUAL OF OMAHA INS CO 2.1 27,155,67816 STATE FARM MUTUAL AUTOMOBILE INS CO 1.8 23,919,31117 GENERAL ELECTRIC CAPITAL ASSURANCE CO 1.6 21,659,95718 NORTHWESTERN MUTUAL LIFE INS CO THE 1.6 21,011,70219 CONSECO HEALTH INS CO 1.6 20,776,77620 CONSTITUTION LIFE INS CO 1.6 20,678,564

TOTALS FOR 20 RANKED INSURERS 74.9 $ 990,794,089TOTALS FOR 308 RANKED INSURERS WRITING THIS LINE 100.0 $1,322,902,093


121

W O R K E R S C O M P E N S A T I O N


1 WEST BEND MUTUAL INS CO 6.2 $ 96,217,4912 ACUITY A MUTUAL INS CO 5.7 88,720,7823 ZURICH AMERICAN INS CO 4.9 76,151,0114 SENTRY INS A MUTUAL CO 4.6 70,380,2605 SOCIETY INS A MUTUAL CO 3.7 57,820,0376 EMPLOYERS INS CO OF WAUSAU 3.7 57,482,3907 ACE AMERICAN INS CO 3.2 48,781,8638 UNITED WISCONSIN INS CO 3.1 47,995,5529 REGENT INS CO 3.0 46,100,571

10 LIBERTY MUTUAL FIRE INS CO 2.8 42,944,54711 TRAVELERS PROPERTY CAS CO OF AM 2.7 41,524,98012 LIBERTY INS CORP 2.5 39,087,27813 AMCOMP ASSURANCE CORP 1.8 27,980,02114 TRANSPORTATION INS CO 1.7 26,554,45815 LIBERTY MUTUAL INS CO 1.7 25,787,62716 EMPLOYERS MUTUAL CASUALTY CO 1.6 24,094,44317 FIDELITY & GUARANTY INS CO 1.5 23,687,28418 WAUSAU UNDERWRITERS INS CO 1.5 23,546,99419 OLD REPUBLIC INS CO 1.5 23,252,50220 WAUSAU BUSINESS INS CO 1.4 22,385,397

TOTALS FOR 20 RANKED INSURERS 58.9 $ 910,495,488TOTALS FOR 281 RANKED INSURERS WRITING THIS LINE 100.0 $1,546,597,640

O T H E R L I A B I L I T Y


1 WEST BEND MUTUAL INS CO 8.8 $ 42,719,7222 FEDERAL INS CO 7.2 34,913,6673 ACUITY A MUTUAL INS CO 5.1 24,839,0834 CONTINENTAL CASUALTY CO 4.8 23,244,7555 AMERICAN FAMILY MUTUAL INS CO 4.3 20,724,9246 ST PAUL FIRE & MARINE INS CO 3.9 18,977,5977 ZURICH AMERICAN INS CO 3.8 18,539,5328 AMERICAN GUARANTEE & LIABILITY INS CO 3.6 17,747,6849 CINCINNATI INS CO THE 3.5 17,107,638

10 ST PAUL MERCURY INS CO 2.7 13,025,22711 GENERAL CASUALTY CO OF WI 2.5 12,247,82812 AMERICAN HOME ASSURANCE CO 2.3 11,154,72213 ACE AMERICAN INS CO 2.3 10,991,12214 STATE FARM FIRE & CASUALTY CO 2.1 10,297,14015 VIGILANT INS CO 1.9 9,092,05616 WESTPORT INS CORP 1.8 8,548,56717 EMPLOYERS INS CO OF WAUSAU 1.7 8,376,42718 TRAVELERS PROPERTY CAS CO OF AM 1.6 7,738,60919 EXECUTIVE RISK INDEMNITY INC 1.6 7,665,94820 GREAT AMERICAN INS CO 1.6 7,619,216



122

P R I V A T E P A S S E N G E R C A R S


1 AMERICAN FAMILY MUTUAL INS CO 22.3 $ 518,029,4492 STATE FARM MUTUAL AUTOMOBILE INS CO 12.1 281,240,0003 PROGRESSIVE NORTHERN INS CO 5.2 120,639,7184 AMERICAN STANDARD INS CO OF WI 4.8 111,037,5415 ACUITY A MUTUAL INS CO 3.6 82,408,1516 ALLSTATE INS CO 2.3 54,010,6587 REGENT INS CO 2.2 51,699,2418 GENERAL CASUALTY CO OF WI 2.2 50,809,6069 WEST BEND MUTUAL INS CO 2.0 46,279,958

10 PROGRESSIVE HALCYON INS CO 2.0 45,343,21511 RURAL MUTUAL INS CO 1.8 41,627,83212 FARMERS INS EXCHANGE 1.8 41,112,66413 AUTO CLUB INS ASSOC 1.7 38,556,60314 WISCONSIN MUTUAL INS CO 1.6 37,915,00415 SENTRY INS A MUTUAL CO 1.3 30,655,23316 BADGER MUTUAL INS CO 1.3 29,797,81817 STATE FARM FIRE & CASUALTY CO 1.0 24,016,97518 LIBERTY MUTUAL FIRE INS CO 1.0 23,823,78919 STATE AUTO INS CO OF WISCONSIN 1.0 23,513,29220 PROGRESSIVE CLASSIC INS CO 1.0 22,518,531


C O M M E R C I A L V E H I C L E S


1 ACUITY A MUTUAL INS CO 8.2 $ 47,646,5842 WEST BEND MUTUAL INS CO 6.1 35,250,4353 GREAT WEST CASUALTY CO 5.4 31,361,5164 GENERAL CASUALTY CO OF WI 5.4 31,295,1645 PROGRESSIVE NORTHERN INS CO 3.0 17,222,1146 CINCINNATI INS CO THE 2.6 15,367,7987 NORTHLAND INS CO 2.6 14,900,0488 ZURICH AMERICAN INS CO 2.3 13,440,9759 REGENT INS CO 2.2 12,932,662

10 STATE FARM MUTUAL AUTOMOBILE INS CO 2.2 12,825,47711 ST PAUL FIRE & MARINE INS CO 2.2 12,767,33812 DISCOVER PROPERTY & CASUALTY INS CO 2.0 11,461,55713 LINCOLN GENERAL INS CO 2.0 11,350,77114 LIBERTY MUTUAL FIRE INS CO 1.9 11,255,69615 RURAL MUTUAL INS CO 1.7 9,775,79416 AUTO OWNERS INS CO 1.7 9,693,39817 UNIVERSAL UNDERWRITERS INS CO 1.6 9,139,76818 SECURA SUPREME INS CO 1.4 8,412,25819 EMPLOYERS MUTUAL CASUALTY CO 1.4 8,036,35320 SENTRY INS A MUTUAL CO 1.4 7,856,296



123

F I D E L I T Y


1 FEDERAL INS CO 21.2 $ 4,671,0522 CUMIS INSURANCE SOCIETY INC 10.5 2,320,4223 NATIONAL UNION FIRE INS CO OF PITTSBURGH 10.4 2,287,7854 TRAVELERS CASUALTY & SURETY CO OF AMERICA 7.7 1,702,2885 FIDELITY & DEPOSIT CO OF MD 5.6 1,237,2476 ST PAUL MERCURY INS CO 4.9 1,076,6677 ST PAUL FIRE & MARINE INS CO 3.9 851,0698 GREAT AMERICAN INS CO 2.3 507,1799 KANSAS BANKERS SURETY CO THE 2.0 444,154

10 CAPITOL INDEMNITY CORP 2.0 441,98911 WEST BEND MUTUAL INS CO 2.0 429,59112 CONTINENTAL CASUALTY CO 1.9 412,25613 WESTERN SURETY CO 1.6 360,81214 ACUITY A MUTUAL INS CO 1.5 340,74615 HARTFORD FIRE INS CO 1.5 326,83016 BANC INSURE INC 1.5 320,20817 UNIVERSAL UNDERWRITERS INS CO 1.4 313,80718 QUANTA INDEMNITY CO 1.4 301,49119 CINCINNATI INS CO THE 1.2 271,33720 HANOVER INS CO THE 1.2 257,379


S U R E T Y


1 ST PAUL FIRE & MARINE INS CO 9.7 $ 4,008,6702 FIDELITY & DEPOSIT CO OF MD 9.2 3,814,4463 TRAVELERS CASUALTY & SURETY CO OF AMERICA 8.7 3,570,9034 LIBERTY MUTUAL INS CO 7.3 3,008,2085 AMERICAN HOME ASSURANCE CO 7.3 3,000,0006 CAPITOL INDEMNITY CORP 6.3 2,598,1877 WESTERN SURETY CO 5.8 2,409,2818 EVERGREEN NATIONAL INDEMNITY CO 5.7 2,363,1689 OHIO CASUALTY INS CO THE 3.2 1,303,933

10 GRANITE RE INC 3.1 1,281,56311 FEDERAL INS CO 2.7 1,121,59412 CONTINENTAL CASUALTY CO 2.5 1,033,97613 SAFECO INS CO OF AMERICA 2.2 892,13014 HARTFORD FIRE INS CO 1.7 694,17115 KANSAS BANKERS SURETY CO THE 1.6 670,40916 WEST BEND MUTUAL INS CO 1.5 609,64417 LEXON INS CO 1.4 574,53318 NORTH AMERICAN SPECIALTY INS CO 1.2 514,89019 UNITED FIRE & CASUALTY CO 1.2 499,42620 INTERNATIONAL FIDELITY INS CO 1.2 495,467



124

C R E D I T


1 OLD REPUBLIC INS CO 70.8 $ 17,941,5722 EULER AMERICAN CREDIT INDEMNITY CO 9.7 2,462,2233 GREAT AMERICAN INS CO 4.5 1,133,3204 CONTINENTAL CASUALTY CO 3.1 789,8675 AMERICAN NATIONAL PROPERTY & CASUALTY CO 3 771,1056 NORTHBROOK INDEMNITY CO 2.4 620,8937 VIRGINIA SURETY CO INC 1.9 485,3398 WESCO INSURANCE CO 1 266,0449 ACE AMERICAN INS CO 0.9 239,456

10 GUARANTY NATIONAL INS CO 0.8 199,07711 BANC INSURE INC 0.7 169,39912 ARCH INS CO 0.5 119,48313 EMPLOYERS FIRE INS CO THE 0.4 96,37814 ATRADIUS TRADE CREDIT INS INC 0.3 76,88715 STONEBRIDGE CASUALTY INS CO 0.2 39,40116 INSURANCE CO OF NORTH AMERICA 0 3,16217 COMMERCIAL GUARANTY CAS INS CO 0 1418 LYNDON PROPERTY INS CO -0.2 -55,612


T I T L E


1 FIRST AMERICAN TITLE INS CO 25.4 $ 44,594,2552 CHICAGO TITLE INS CO 21.3 37,514,6963 STEWART TITLE GUARANTY CO 10.3 18,156,8204 OLD REPUBLIC NATL TITLE INS CO 9.8 17,166,7285 TICOR TITLE INS CO 9.6 16,880,1276 COMMONWEALTH LAND TITLE INS CO 6.1 10,760,8667 LAWYERS TITLE INS CORP 5.2 9,050,3358 SECURITY UNION TITLE INS CO 2.9 5,126,9819 AMERICAN PIONEER TITLE INS CO 2.3 4,115,691

10 FIDELITY NATIONAL TITLE INS CO 2.1 3,692,79611 TITLE INS CO OF OREGON 2.0 3,598,57212 TRANSNATION TITLE INS CO 1.7 2,990,81113 UNITED GENERAL TITLE INS CO 0.9 1,649,63014 ATTORNEYS TITLE GUARANTY FUND INC 0.2 426,30415 FIRST AMERICAN TITLE INS CO OF TX 0.0 9,872



125

M O R T G A G E G U A R A N T Y


1 MORTGAGE GUARANTY INS CORP 38.0 $ 30,660,7432 GENERAL ELECTRIC MORTGAGE INS CORP 14.2 11,443,0223 PMI MORTGAGE INS CO 12.4 9,953,2354 UNITED GUARANTY RESIDENTIAL INS CO 11.9 9,613,1205 RADIAN GUARANTY INC 9.2 7,436,9206 REPUBLIC MORTGAGE INS CO 6.7 5,399,2007 CMG MORTGAGE INS CO 4.0 3,197,5178 MGIC CREDIT ASSURANCE CORP 2.8 2,289,3399 CMG MORTGAGE ASSURANCE CO 0.3 265,125

10 UNITED GUARANTY MORTGAGE INDEMNITY CO 0.2 158,54211 UNITED GUARANTY RESIDENTIAL INS CO OF NC 0.1 74,16212 TRIAD GUARANTY INS CORP 0.1 43,76313 UNITED GUARANTY CREDIT INS CO 0.0 35,50114 MGIC INDEMNITY CORP 0.0 7,09115 VEREX ASSURANCE INC 0.0 5,03716 GE RESIDENTIAL MORTGAGE INS CORP OF NC 0.0 4,04717 MGIC ASSURANCE CORP 0.0 754


Table F

2004 Financial Dataof

Property and Casualty Insurers

Includes: Fire and Casualty InsurersReciprocal ExchangesTitle Insurers

Wisconsin Insurance Report Business of 2004Financial and Statistical Data, Table F

127

FIN

AN

CIA

L

DA

TA

NA

TIO

NW

IDE

O

PER

AT

ION

SW

ISC

ON

SIN

O

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SC

API

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LN

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NE

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DIR

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TPU

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AD

MIT

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DA

ND

NE

TPR

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INC

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DR

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NE

DIN

CU

RR

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129

AC

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NC

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GU

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54

0,4

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5,8

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71

7,4

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83

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11

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CC

EP

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CA

SU

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38

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51

9,5

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15

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04

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52

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8M

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PR

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50

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02

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UT

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EN

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KL

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NS

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36

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50

00

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AL

CA

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06

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L F

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& C

AS

UA

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12

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67

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1,3

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MU

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ST

AM

ER

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N I

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1,8

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33

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33

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ILL

IAM

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AT

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AL

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S C

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83

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81

10

00

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SH

IRE

IN

S C

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56

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76

4,3

23

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32

63

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6,9

55

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42

49

WIL

SO

N M

UT

UA

L I

NS

CO

51

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47

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R I

NS

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39

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83

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UT

UA

L I

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50

WIS

CO

NS

IN C

OU

NT

Y M

UT

UA

L I

NS

CO

RP

48

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12

3,0

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62

51

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51

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64

60

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13

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93

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62

8

FIN

AN

CIA

L

DA

TA

NA

TIO

NW

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SW

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151

WIS

CO

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EA

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LIA

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3,4

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ON

SIN

LA

WY

ER

S M

UT

UA

L I

NS

CO

25

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41

4,6

06

63

63

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97

95

62

27

4,0

48

83

32

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ISC

ON

SIN

MU

NIC

IPA

L M

UT

UA

L I

NS

CO

41

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12

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88

2,9

35

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93

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93

,27

49

4W

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ON

SIN

MU

TU

AL

IN

S C

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7,5

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16

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30

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25

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SIN

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INS

UR

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CO

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59

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35

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66

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54

61

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66

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82

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51

65

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4,8

93

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32

46

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RK

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84

4,1

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91

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17

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NS

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40

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ITE

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S C

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45

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48

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53

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34

24

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91

9Z

EN

ITH

IN

S C

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1,2

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57

3,2

70

11

1,5

02

92

0,8

13

44

7,1

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67

22

85

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40

ZU

RIC

H A

ME

RIC

AN

IN

S C

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5,0

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4,6

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27

5,5

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14

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11

69

ZU

RIC

H A

ME

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AN

IN

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F I

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5,4

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44

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81

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30

00

07

00

76

21

09

Wisconsin Insurance Report Business of 2004Financial and Statistical Data, Table G

Table G


Life Insurers

Includes: Fraternal InsurersLife Insurers

153


FIN

AN

CIA

L D

ATA

NA

TIO

NW

IDE

OPE

RA

TIO

NS

WIS

CO

NSI

N O

PER

ATI

ON

SC

API

TAL

PREM

IUM

&D

IREC

TD

IREC

TA

DM

ITTE

DAN

DNE

TAN

NUIT

YIN

CURR

EDPR

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97

UN

ITE

D I

NV

ES

TO

RS

LIF

E I

NS

CO

2,9

66

,32

31

94

,50

55

4,3

62

17

6,2

68

21

8,1

13

1,7

42

1,0

90

UN

ITE

D L

IFE

IN

S C

O1

,39

5,9

65

12

4,4

63

16

,93

28

1,9

88

12

6,5

90

7,7

55

6,7

71

UN

ITE

D O

F O

MA

HA

LIF

E I

NS

CO

12

,93

7,1

55

1,2

26

,27

5-5

0,6

67

1,2

94

,38

71

,48

8,1

19

31

,03

42

5,8

60

UN

ITE

D S

TAT

ES

LE

TT

ER

CA

RR

IER

S M

UT

BE

NE

FIT

AS

SN

15

6,8

07

23

,50

89

24

17

,57

92

0,8

47

22

71

57

UN

ITE

D S

TAT

ES

LIF

E I

NS

CO

IN

TH

E C

ITY

O

F N

EW

YO

RK

TH

E3

,77

5,2

18

40

1,3

57

-14

7,0

68

31

3,3

41

58

1,5

08

4,4

47

6,4

68


FIN

AN

CIA

L D

ATA

NA

TIO

NW

IDE

OPE

RA

TIO

NS

WIS

CO

NSI

N O

PER

ATI

ON

SC

API

TAL

PREM

IUM

&D

IREC

TD

IREC

TA

DM

ITTE

DAN

DNE

TAN

NUIT

YIN

CURR

EDPR

EMIU

MS

BEN

EFIT

SLI

FE/H

EALT

H I

NSU

RER

(000

s OM

ITTE

D)

ASS

ETS

SURP

LUS

INC

OM

EC

ON

SID

ERA

TIO

NS

BEN

EFIT

SW

RIT

TEN

PAID

167

UN

ITE

D T

EA

CH

ER

AS

SO

CIA

TE

S I

NS

CO

38

7,0

00

60

,58

27

,16

42

27

,54

51

77

,75

06

,24

54

,77

4U

NIT

ED

WO

RL

D L

IFE

IN

S C

O6

4,1

84

17

,48

02

,23

73

,15

43

,72

99

37

2U

NIT

Y F

INA

NC

IAL

LIF

E I

NS

CO

28

,54

65

,70

8-1

91

1,5

59

9,3

23

48

0U

NIT

Y M

UT

UA

L L

IFE

IN

S C

O3

79

,87

12

1,9

08

7,0

44

22

,84

02

3,5

31

16

80

UN

IVE

RS

AL

GU

AR

AN

TY

LIF

E I

NS

CO

25

8,9

09

21

,86

0-7

62

14

,07

11

8,0

84

42

65

UN

IVE

RS

AL

UN

DE

RW

RIT

ER

S L

IFE

IN

S C

O3

44

,80

61

01

,63

54

,42

45

5,3

52

25

,12

13

,95

21

,26

8U

NU

M L

IFE

IN

S C

O O

F A

ME

RIC

A1

2,6

80

,88

81

,20

1,4

49

63

,09

52

,81

8,9

54

2,4

23

,72

28

9,7

63

49

,84

3U

S F

INA

NC

IAL

LIF

E I

NS

CO

30

3,5

37

36

,07

8-4

4,8

66

52

,14

8-4

8,5

71

4,6

91

1,7

65

US

AA

LIF

E I

NS

CO

10

,11

7,2

98

78

7,1

52

12

9,7

06

97

3,0

37

1,0

81

,64

66

,38

03

,15

0U

SA

BL

E L

IFE

14

8,8

65

72

,12

45

,37

98

2,0

40

55

,32

60

0V

AL

LE

Y F

OR

GE

LIF

E I

NS

CO

3,1

85

,96

65

53

,45

1-1

66

,56

02

75

,36

89

97

,45

81

6,0

09

13

,77

8V

AN

TIS

LIF

E I

NS

CO

69

1,3

74

63

,46

91

,21

47

0,3

07

81

,41

70

0V

AR

IAB

LE

AN

NU

ITY

LIF

E I

NS

CO

TH

E5

5,7

65

,85

32

,67

7,2

57

64

4,7

44

5,5

68

,73

56

,22

3,9

97

13

,81

65

0,4

73

VE

TE

RA

NS

LIF

E I

NS

CO

30

9,3

65

66

,18

73

2,4

21

5,6

05

2,2

55

1,5

91

80

5V

ISTA

LIF

E I

NS

CO

27

,26

01

6,5

14

2,0

19

-89

8-2

,64

00

0W

AS

HIN

GT

ON

NA

TIO

NA

L I

NS

CO

2,7

68

,85

27

75

,99

01

01

,93

12

77

,87

13

46

,46

03

,34

66

,73

6W

EA

IN

S C

OR

P4

61

,54

51

94

,01

12

2,3

75

82

5,8

51

75

9,6

51

81

3,7

01

73

1,4

93

WE

LL

ING

TO

N L

IFE

IN

S C

O7

,40

94

,54

4-7

35

10

,10

58

,51

30

0W

EL

LM

AR

K C

OM

MU

NIT

Y I

NS

IN

C1

9,2

01

14

,89

75

15

31

60

-4W

ES

T C

OA

ST

LIF

E I

NS

CO

2,4

97

,35

51

85

,93

7-2

2,3

45

19

8,6

35

22

8,6

65

13

,38

61

,03

2W

ES

TE

RN

& S

OU

TH

ER

N L

IFE

IN

S C

O T

HE

8,0

55

,20

32

,92

4,5

03

18

2,2

32

38

5,4

36

50

8,0

82

1,8

69

1,7

87

WE

ST

ER

N C

AT

HO

LIC

UN

ION

92

,17

62

,05

4-5

76

22

,20

32

3,8

20

2,9

24

32

6W

ES

TE

RN

FR

AT

ER

NA

L L

IFE

AS

SN

19

1,3

58

14

,15

05

33

14

,79

11

8,6

93

3,3

70

2,2

33

WE

ST

ER

N R

ES

ER

VE

LIF

E A

SS

UR

AN

CE

CO

OF

OH

10

,09

9,0

03

27

7,9

21

12

1,4

42

1,1

48

,81

29

79

,81

72

0,2

42

21

,78

0W

ES

TE

RN

SO

UT

HE

RN

LIF

E A

SS

UR

AN

CE

CO

8,8

98

,57

44

92

,90

41

14

,00

21

,00

9,6

60

1,2

45

,05

62

,75

51

4,7

73

WE

ST

WA

RD

LIF

E I

NS

CO

49

,81

24

2,3

95

1,6

26

78

0-6

55

0W

ILL

IAM

PE

NN

AS

SN

18

1,1

86

24

,69

17

32

4,4

71

29

,23

55

76

7W

ISC

ON

SIN

AU

TO

AN

D T

RU

CK

DE

AL

ER

S I

NS

CO

RP

11

,74

95

,23

4-1

,05

72

4,6

66

23

,77

02

5,5

37

24

,08

7W

OM

AN

S L

IFE

IN

S S

OC

IET

Y1

75

,07

53

0,1

87

75

51

1,8

08

14

,33

71

12

14

0W

OO

DM

EN

OF

TH

E W

OR

LD

LIF

E I

NS

SO

CIE

TY

6,8

73

,26

46

89

,99

87

7,1

08

65

2,6

46

67

9,9

10

82

36

00

WO

RK

ME

NS

BE

NE

FIT

FU

ND

OF

TH

E U

SA

40

,18

31

,74

51

54

1,8

55

1,9

71

11

8W

OR

LD

IN

S C

O2

11

,63

87

7,3

67

2,9

62

15

4,4

05

99

,99

73

,96

53

,12

2X

L L

IFE

IN

S &

AN

NU

ITY

CO

70

5,5

39

86

,52

1-6

70

0-8

28

-38

64

Wisconsin Insurance Report Business of 2004Financial and Statistical Data, Table H

Table H


Other Health Insurers

Includes: Health Maintenance OrganizationsLimited Service Health OrganizationsHospital Medical Dental Indemnity Plans

169


FIN

AN

CIA

L D

AT

AW

ISC

ON

SIN

O

PER

AT

ION

SC

API

TA

LN

ET

NE

TD

IRE

CT

DIR

EC

TPU

RE

AD

MIT

TE

DA

ND

NE

TPR

EM

IUM

SLO

SSES

LOSS

EX

PPR

EM

IUM

SL

OSS

ES

LO

SS O

TH

ER

HE

AL

TH

IN

SUR

ER

(00

0s O

MIT

TE

D)

ASS

ETS

SUR

PLU

SIN

CO

ME

EA

RN

ED

INC

UR

RE

DR

AT

IOR

AT

IOE

AR

NE

DIN

CU

RR

ED

RA

TIO

171

AB

RI

HE

ALT

H P

LA

N I

NC

1,1

14

76

4-2

94

59

23

67

90

66

68

13

67

54

AM

ER

ICA

N D

EN

TAL

PL

AN

OF

WIS

CO

NS

IN I

NC

24

31

09

43

,39

32

,91

18

61

43

,39

32

,91

18

6

AT

RIU

M H

EA

LTH

PL

AN

IN

C2

5,1

90

13

,07

82

,36

21

16

,00

51

03

,92

79

27

11

8,0

79

10

6,3

74

90

CA

RE

PL

US

DE

NTA

L P

LA

NS

IN

C1

,31

00

01

6,3

87

16

,28

09

91

16

,38

71

6,2

80

99

CH

IRO

PR

AC

TIC

SE

RV

ICE

S N

ET

WO

RK

IN

C1

24

65

38

18

1,6

72

99

93

11

81

48

0

CO

MP

CA

RE

HE

ALT

H S

ER

VIC

ES

IN

S C

OR

P1

60

,86

49

9,7

67

13

,81

43

34

,19

22

92

,68

19

19

33

4,7

49

29

2,6

32

87

DE

AN

HE

ALT

H P

LA

N I

NC

84

,92

84

1,2

52

19

75

98

,95

25

61

,57

09

46

59

8,9

52

56

1,5

70

94

DE

LTA

DE

NTA

L P

LA

N O

F W

I IN

C7

7,6

39

68

,24

91

2,2

43

86

,67

77

0,4

64

82

78

6,6

77

70

,46

48

1

DE

NTA

L C

OM

IN

S P

LA

N1

66

00

46

54

18

90

04

65

41

89

0D

EN

TAL

PR

OT

EC

TIO

N P

LA

N I

NC

22

-71

56

70

00

69

00

DIR

EC

T D

EN

TAL

SE

RV

ICE

PL

AN

IN

C2

20

2,8

28

2,4

89

88

02

,82

82

,48

98

8

DO

RA

L D

EN

TAL

PL

AN

OF

WI

INC

59

71

50

86

59

22

10

70

83

04

93

59

EY

E C

AR

E O

F W

I IN

C2

71

11

48

18

59

50

51

30

09

50

FIR

ST

CO

MM

ON

WE

ALT

H L

IMIT

ED

HE

ALT

H

S

ER

VIC

E C

OR

P4

,97

83

,57

91

,18

11

0,8

23

7,5

51

70

17

10

,82

37

,55

17

0F

OR

TIS

BE

NE

FIT

S D

EN

TAL

CA

RE

OF

WIS

C I

NC

57

45

42

20

25

41

27

51

39

25

41

27

50

GR

OU

P H

EA

LTH

CO

OP

OF

EA

U C

LA

IRE

25

,45

18

,81

7-1

44

55

,10

55

2,6

90

98

10

55

,31

35

3,0

00

96

GR

OU

P H

EA

LTH

CO

OP

OF

SO

UT

H C

EN

TR

AL

WI

70

,06

15

1,0

01

10

,84

71

43

,57

81

19

,86

78

68

14

3,8

96

12

0,4

68

84

GU

ND

ER

SE

N L

UT

HE

RA

N H

EA

LTH

PL

AN

IN

C1

2,7

87

8,8

25

45

51

17

,40

81

08

,85

69

54

11

7,4

08

10

8,8

56

93

HE

ALT

H T

RA

DIT

ION

HE

ALT

H P

LA

N1

1,7

42

5,6

46

17

48

1,1

21

72

,95

09

46

82

,32

27

2,9

00

89

HU

MA

NA

WIS

C H

EA

LT

H O

RG

AN

IZA

TIO

N

INS

CO

RP

75

,47

23

2,6

85

3,5

55

28

8,0

67

26

8,0

94

96

52

88

,17

92

68

,09

49

3

IND

EP

EN

DE

NT

CA

RE

HE

ALT

H P

LA

N1

4,3

04

6,3

61

2,9

74

56

,15

44

6,1

43

83

10

55

,22

74

6,1

43

84

MA

NA

GE

D H

EA

LTH

SE

RV

ICE

S I

NS

CO

RP

60

,86

52

4,9

73

2,8

82

20

4,5

21

17

6,8

87

91

10

21

5,5

69

25

0,4

25

11

6M

ED

ICA

HE

ALT

H P

LA

NS

OF

WI

3,8

22

2,4

87

-27

27

,58

37

,16

79

68

7,5

83

7,1

67

95

ME

DIC

AL

AS

SO

C C

LIN

IC H

EA

LTH

PL

AN

OF

W

I T

HE

2,6

26

1,8

31

32

82

1,1

84

19

,04

89

18

21

,18

41

9,0

58

90

ME

RC

YC

AR

E H

MO

IN

C1

0,1

54

3,2

48

-80

19

,50

41

8,2

19

93

71

9,7

34

18

,90

09

6

ME

RC

YC

AR

E I

NS

CO

13

,53

16

,43

43

67

64

,40

95

9,8

27

93

76

5,2

31

60

,21

19

2

NE

TW

OR

K H

EA

LTH

PL

AN

55

,42

82

9,4

29

2,5

16

29

8,4

86

26

6,1

37

94

62

98

,48

62

67

,29

69

0P

HP

IN

S P

LA

N I

NC

15

,48

23

,15

8-8

66

95

,21

98

5,9

92

91

11

95

,74

78

6,4

01

90

PH

YS

ICIA

NS

PL

US

IN

S C

OR

P6

1,7

86

36

,87

06

,41

82

53

,15

02

19

,94

78

81

02

53

,15

02

20

,34

38

7

SE

CU

RIT

Y H

EA

LTH

PL

AN

OF

WI

INC

99

,81

24

0,1

51

18

,58

63

69

,83

43

28

,72

69

15

36

9,8

34

33

0,1

91

89

TO

UC

HP

OIN

T H

EA

LT

H P

LA

N I

NC

44

,77

12

0,7

41

24

,31

27

8,8

49

63

,74

78

41

33

20

,83

52

74

,27

48

5

UN

ITE

DH

EA

LTH

CA

RE

OF

WIS

CO

NS

IN I

NC

23

0,0

94

10

3,3

59

60

,56

58

23

,08

36

45

,28

18

01

05

84

,57

24

38

,84

67

5

UN

ITY

HE

ALT

H P

LA

NS

IN

S C

OR

P5

9,2

04

32

,78

26

,52

92

08

,46

61

77

,82

68

97

20

9,1

46

17

7,8

31

85

VA

LL

EY

HE

ALT

H P

LA

N I

NC

20

,61

21

2,4

92

3,2

62

46

,98

33

7,1

97

84

84

7,1

83

37

,45

57

9

VIS

ION

CA

RE

NE

TW

OR

K I

NS

CO

RP

32

32

15

66

30

45

06

60

0


FIN

AN

CIA

L D

AT

AW

ISC

ON

SIN

O

PER

AT

ION

SC

API

TA

LN

ET

NE

TD

IRE

CT

DIR

EC

TPU

RE

AD

MIT

TE

DA

ND

NE

TPR

EM

IUM

SLO

SSES

LOSS

EX

PPR

EM

IUM

SL

OSS

ES

LO

SS O

TH

ER

HE

AL

TH

IN

SUR

ER

(00

0s O

MIT

TE

D)

ASS

ETS

SUR

PLU

SIN

CO

ME

EA

RN

ED

INC

UR

RE

DR

AT

IOR

AT

IOE

AR

NE

DIN

CU

RR

ED

RA

TIO

172

VIS

ION

IN

S P

LA

N O

F A

ME

R I

NC

1,4

87

62

06

63

5,2

11

2,6

77

51

32

5,2

11

2,6

77

51

WIS

CO

NS

IN P

HY

SIC

IAN

S S

ER

VIC

E I

NS

CO

RP

20

9,9

51

91

,93

52

1,1

01

37

4,9

64

30

5,1

91

87

10

37

4,5

11

30

5,1

56

81

WIS

CO

NS

IN V

ISIO

N S

ER

VIC

E P

LA

N I

NC

5,4

84

4,4

06

1,6

16

11

,23

99

,17

18

32

11

,23

99

,17

18

2

Wisconsin Insurance Report Business of 2004Financial and Statistical Data, Table I

Table I


Town Mutual Insurers

Includes: Town Mutual Insurers

173


FIN

AN

CIA

L D

AT

AW

ISC

ON

SIN

O

PER

AT

ION

SC

API

TA

LN

ET

NE

TD

IRE

CT

DIR

EC

TPU

RE

AD

MIT

TE

DA

ND

NE

TPR

EM

IUM

SLO

SSES

LOSS

EX

PPR

EM

IUM

SL

OSS

ES

LO

SS T

OW

N M

UT

UA

L I

NSU

RE

R (

000s

OM

ITT

ED

)A

SSE

TS

SUR

PLU

SIN

CO

ME

EA

RN

ED

INC

UR

RE

DR

AT

IOR

AT

IOE

AR

NE

DIN

CU

RR

ED

RA

TIO

175

AL

L-S

TAR

MU

TU

AL

IN

S C

O2

,17

49

38

18

01

,08

23

79

40

41

1,6

68

40

22

4A

RL

ING

TO

N M

UT

UA

L F

IRE

IN

S C

O4

,33

13

,20

8-5

97

66

37

70

38

1,5

38

86

95

7A

SH

LA

ND

CO

UN

TY

TO

WN

IN

S C

O6

19

32

55

42

26

95

46

44

57

52

37

41

BA

RA

BO

O F

AR

ME

RS

MU

TU

AL

IN

S C

O1

,41

01

,16

41

34

27

77

73

13

44

94

11

42

3B

AR

RO

N M

UT

UA

L I

NS

CO

2,1

46

1,4

46

29

61

,23

73

65

35

34

1,7

95

49

82

8B

ER

RY

& R

OX

BU

RY

MU

TU

AL

IN

S C

O2

,01

51

,81

01

07

19

46

03

54

43

99

14

53

6B

LO

OM

ING

TO

N F

AR

ME

RS

MU

TU

AL

IN

S C

O1

,83

88

52

13

81

,01

65

67

59

35

1,5

23

1,0

16

67

BR

IST

OL

TO

WN

IN

S C

O9

02

85

1-3

06

84

87

91

04

17

85

12

9C

AL

ED

ON

IA M

UT

UA

L F

IRE

IN

S C

O5

47

53

4-6

19

22

12

37

06

31

99

31

7C

AL

UM

ET

EQ

UIT

Y M

UT

UA

L I

NS

CO

1,8

22

93

41

25

90

74

24

57

47

1,3

73

87

36

4C

LA

RN

O M

UT

UA

L I

NS

CO

2,1

14

1,7

32

66

33

91

80

56

36

62

33

97

64

CO

LU

MB

US

MU

TU

AL

TO

WN

IN

S C

O2

,06

81

,67

3-1

27

32

53

52

11

23

95

14

52

41

02

CO

NC

OR

D M

UT

UA

L F

IRE

IN

S C

O2

98

24

6-3

36

55

09

07

11

59

78

49

CO

UR

TL

AN

D-S

PR

ING

VA

LE

TO

WN

IN

S C

O3

32

29

7-3

03

74

21

25

80

85

91

10

6D

AR

LIN

GT

ON

MU

TU

AL

IN

S C

O1

,82

81

,02

02

82

92

32

84

34

45

1,4

88

49

83

4D

UP

ON

T M

UT

UA

L I

NS

CO

2,1

13

1,2

07

62

87

44

79

65

36

1,7

10

1,6

80

98

EA

GL

E P

OIN

T M

UT

UA

L I

NS

CO

2,7

79

2,1

71

86

59

22

51

56

34

1,1

47

59

75

2E

TT

RIC

K M

UT

UA

L I

NS

CO

98

37

32

76

48

42

21

49

41

80

72

24

28

FAL

L C

RE

EK

MU

TU

AL

IN

S C

O2

,25

41

,71

5-2

64

60

27

66

95

19

40

64

56

9FA

RM

ER

S T

OW

N M

UT

UA

L I

NS

CO

1,8

83

1,6

50

31

89

13

88

24

84

86

20

54

2F

LYW

AY

MU

TU

AL

IN

S C

O2

,82

22

,38

9-2

51

40

73

98

10

47

49

07

1,8

90

20

8F

OU

NTA

IN C

ITY

MU

TU

AL

IN

S C

O1

,46

77

86

15

96

93

26

64

34

41

,17

74

55

39

FR

AN

KL

IN F

AR

ME

RS

MU

TU

AL

IN

S C

O1

,93

21

,04

71

99

83

52

70

35

33

1,2

41

45

43

7G

RE

EN

CO

UN

TY

MU

TU

AL

IN

S C

O2

,08

41

,21

89

75

35

26

73

32

1,3

42

87

96

5H

AM

BU

RG

STA

RK

MU

TU

AL

IN

S. C

O.

3,0

46

1,2

37

13

01

,89

31

,00

55

83

62

,79

21

,42

85

1H

EL

EN

VIL

LE

MU

TU

AL

IN

S C

O2

,39

91

,27

21

28

1,2

38

53

05

33

81

,68

88

13

48

HE

NR

IET

TA G

RE

EN

WO

OD

& U

NIO

N M

UT

F

IRE

IN

S C

O5

44

48

51

02

41

36

85

11

25

70

56

HO

LL

AN

D M

UT

UA

L F

IRE

IN

S C

O5

16

30

43

72

02

67

37

53

37

31

16

31

HO

ME

ST

EA

D M

UT

UA

L I

NS

CO

4,6

82

3,4

62

-11

98

71

61

77

65

61

,57

41

,22

07

8IX

ON

IA M

UT

UA

L I

NS

CO

2,9

79

2,4

86

-45

67

37

88

13

28

75

44

15

0JA

ME

ST

OW

N M

UT

UA

L I

NS

CO

2,1

95

1,4

44

28

28

72

20

02

62

91

,31

62

71

21

KE

NO

SH

A C

OU

NT

Y M

UT

UA

L I

NS

CO

3,3

89

3,2

16

-81

26

98

93

85

26

18

13

1L

AP

RA

IRIE

MU

TU

AL

IN

S C

O1

,86

31

,54

78

43

55

59

22

58

55

81

32

24

LE

BA

NO

N C

LYM

AN

MU

TU

AL

IN

S C

O1

,29

79

70

53

43

71

55

42

50

72

0-9

60

LIB

ER

TY

MU

TU

AL

FIR

E I

NS

CO

2,0

86

1,5

06

31

86

12

78

16

52

1,0

17

38

4L

IND

INA

TO

WN

MU

TU

AL

IN

S C

O1

,02

18

99

-59

54

15

41

11

08

31

61

9L

OD

I M

UT

UA

L I

NS

CO

68

35

77

65

13

51

01

36

12

98

15

5L

UC

K M

UT

UA

L I

NS

CO

1,4

97

1,0

63

10

76

25

27

34

93

69

11

33

93

7M

AR

CE

LL

ON

TO

WN

MU

TU

AL

FIR

E I

NS

CO

1,3

06

1,3

04

01

07

10

51

02

35

16

91

25

74

ME

DIN

A M

UT

UA

L I

NS

CO

2,6

26

1,3

48

19

71

,10

53

62

35

34

1,6

64

43

02

6


FIN

AN

CIA

L D

AT

AW

ISC

ON

SIN

O

PER

AT

ION

SC

API

TA

LN

ET

NE

TD

IRE

CT

DIR

EC

TPU

RE

AD

MIT

TE

DA

ND

NE

TPR

EM

IUM

SLO

SSES

LOSS

EX

PPR

EM

IUM

SL

OSS

ES

LO

SS T

OW

N M

UT

UA

L I

NSU

RE

R (

000s

OM

ITT

ED

)A

SSE

TS

SUR

PLU

SIN

CO

ME

EA

RN

ED

INC

UR

RE

DR

AT

IOR

AT

IOE

AR

NE

DIN

CU

RR

ED

RA

TIO

176

ME

RR

IMA

C M

UT

UA

L I

NS

CO

3,0

64

2,7

14

14

35

42

18

71

44

66

18

88

13

4M

IDD

LE

TO

N I

NS

CO

1,6

47

93

91

53

70

13

02

47

43

1,0

89

41

63

8M

OR

AIN

E M

UT

UA

L I

NS

CO

2,5

91

1,7

75

37

84

44

09

55

47

1,4

27

92

06

4M

T C

ALV

AR

Y M

UT

UA

L I

NS

CO

2,2

86

2,0

25

24

19

21

16

65

59

42

93

12

73

MT

PL

EA

SA

NT-

PE

RR

Y M

UT

IN

S C

O2

,77

41

,81

71

12

83

23

78

51

37

1,4

75

80

95

5N

EW

HO

PE

MU

TU

AL

IN

S C

O6

40

38

2-8

27

51

63

64

51

53

02

75

52

NE

WA

RK

MU

TU

AL

IN

S C

O6

39

36

31

93

19

14

55

35

36

47

40

36

2N

OR

TH

EA

ST

ER

N M

UT

UA

L I

NS

CO

1,9

31

1,4

95

11

44

62

15

33

84

28

57

34

04

0N

OR

TH

ER

N F

INN

ISH

MU

TU

AL

IN

S C

O8

78

58

01

12

53

99

72

35

88

24

16

72

0PA

RIS

MU

TU

AL

FIR

E I

NS

CO

51

74

89

-73

61

03

16

96

21

01

6P

EL

LA

MU

TU

AL

IN

S C

O2

,77

81

,34

64

66

1,5

92

66

74

93

02

,69

01

,31

14

9P

RIC

E C

OU

NT

Y T

OW

N M

UT

UA

L I

NS

CO

1,2

87

88

01

28

44

81

66

41

33

80

02

85

36

RA

CIN

E C

OU

NT

Y M

UT

UA

L I

NS

CO

2,0

93

1,7

42

-34

38

62

12

71

52

58

72

53

43

RE

ED

SB

UR

G W

ES

TF

IEL

D M

UT

UA

L I

NS

CO

1,9

77

1,6

32

14

73

55

10

03

23

86

43

19

02

9R

IVE

R F

AL

LS

MU

TU

AL

IN

S C

O1

,98

01

,42

21

84

53

21

93

44

29

1,1

20

49

94

5R

OS

EN

DA

LE

MU

TU

AL

IN

S C

O8

99

65

7-1

15

13

91

70

13

67

84

04

60

51

50

SE

NE

CA

SIG

EL

MU

TU

AL

IN

S C

O1

,83

41

,20

41

21

80

02

99

47

47

1,3

33

52

74

0S

HE

LB

Y F

AR

ME

RS

MU

TU

AL

IN

S C

O8

93

60

58

83

10

79

35

41

53

11

64

31

SO

UT

H C

EN

TR

AL

MU

TU

AL

IN

S C

O1

,90

81

,49

12

38

11

64

51

44

73

02

75

38

SO

UT

HE

AS

T M

UT

UA

L I

NS

CO

1,6

07

1,3

67

87

16

93

82

85

33

58

10

22

9S

PR

ING

GR

OV

E M

UT

UA

L I

NS

CO

1,4

49

1,3

20

34

92

11

23

98

28

33

11

1S

TO

CK

HO

LM

TO

WN

MU

TU

AL

IN

S C

O1

,90

01

,67

38

62

02

10

35

42

64

54

16

93

7S

UG

AR

CR

EE

K M

UT

UA

L I

NS

CO

4,7

26

3,9

98

31

27

76

15

92

54

81

,22

91

68

14

TH

ER

ES

A M

UT

UA

L I

NS

CO

3,4

30

2,8

96

-12

84

62

42

19

85

08

62

1,4

36

16

7T

RA

DE

LA

KE

MU

TU

AL

IN

S C

O1

,12

95

32

-80

79

14

75

69

42

1,1

87

78

86

6T

RI

CO

UN

TY

MU

TU

AL

TO

WN

IN

S C

O4

92

36

56

91

83

21

19

56

33

73

61

1U

NIO

N M

UT

UA

L F

IRE

IN

S C

O7

83

67

96

51

90

34

30

53

40

84

81

2W

AS

HIN

GT

ON

TO

WN

MU

TU

AL

IN

S C

O1

,69

31

,61

81

96

91

53

69

31

61

16

10

WA

TE

RT

OW

N M

UT

UA

L I

NS

CO

1,8

64

1,2

44

15

97

47

30

44

83

81

,04

33

15

30

WA

UK

ES

HA

CO

UN

TY

MU

TU

AL

IN

S C

O1

,30

71

,12

0-7

52

07

13

87

87

53

69

18

65

0W

AU

SA

U-S

TE

TT

IN M

UT

UA

L I

NS

CO

11

,05

06

,95

18

30

4,0

72

1,2

00

40

37

5,7

20

1,6

67

29

WE

ST

CE

NT

RA

L M

UT

UA

L I

NS

CO

1,5

86

1,1

25

92

60

82

41

51

42

99

92

34

23

YO

RK

VIL

LE

& M

T P

LE

AS

AN

T M

UT

UA

L I

NS

CO

1,4

04

1,3

10

-36

12

11

47

13

25

12

61

30

71

17

Directory of Licensed Insurers

Wisconsin Insurance Report Business of 2004Directory of Licensed Insurers

177

This directory includes all companies, fraternal benefitsocieties, associations, and town mutuals licensed orotherwise authorized to transact the business of insurancein this state as of December 31, 2004. (For current

Directory of Licensed Insurers

information, see OCI's Web site at http://ociaccess.oci.wi.gov/CmpInfo/CmpInfo.oci). The codes used todesignate the kind of company and a brief description ofeach follows.

BP—Blue Plan. A domestic insurance corporation incorporatedunder ch. 611 or ch. 613, Wis. Stat. Blue plans offer healthinsurance to individual or group subscribers on an indemnitybasis, or offer services through an embedded health maintenanceorganization using contracted service providers. Blue plans filethe NAIC Health annual statement blank.

CC—Continuing Care Organization. Organized under ch. 647,Wis. Stat. Continuing care organizations provide nursing, medical,or personal care services, and maintenance services, for a periodover one year or the duration of a person’s life, conditioned uponpayment of an entrance fee or a portion of the person’s estate.Continuing care organizations file a financial statement, on aGAAP basis, which is audited by an independent CPA.

DP—Dental Plan. Similar to a blue plan, except that indemnityor services are limited to dental services.

FC—Fire and Casualty Company. A domestic insurer organizedand operating under ch. 611, Wis. Stat., or a nondomestic insurerlicensed under ch. 618, Wis. Stat., and may be a mutual or stockcompany. Fire and casualty companies write a wide range ofproperty and liability coverages, and individual and grouphealth insurance. Fire and casualty companies file the NAIC Fireand Casualty annual statement blank.

FR—Fraternal Benefit Society (or Mutual Benefit Society). Maybe a domestic benefit society organized and operating under ch.614, Wis. Stat., or a nondomestic benefit society operating underch. 618, Wis. Stat. A fraternal benefit society is a nonstockcorporation which exists for social, educational, charitable, orreligious purposes, and also may sell individual life or healthinsurance to its members. A fraternal is governed through a lodgesystem and a representative form of government, and membersvoluntarily perform charitable, educational, etc. services forother members or the public. Fraternal benefit societies file theNAIC Fraternal Orders annual statement blank.

GA—Gift Annuity Corporation. Established by a domestic orforeign nonprofit corporation under ch. 615, Wis. Stat. Giftannuities receive gifts of money or property, in return foragreeing to pay an annuity to the donor. Remaining income maybe transferred to the nonprofit corporation for its charitable,religious, etc. purposes. Gift annuities file the NAIC CharitableAnnuity Corporations annual statement blank.

HM—Health Maintenance Organization (HMO). Establishedunder chs. 185, 611, 613, or 618, Wis. Stat., and operates underch. 609, Wis. Stat. HMOs may be for profit, nonprofit, or acooperative. An HMO makes available comprehensive healthcare services (performed by providers contracted by the HMO)to enrolled participants for predetermined fixed payments. AnHMO may hire medical service providers as employees, or maycontract with existing hospitals and clinics to provide services toparticipants. HMOs file the NAIC Health annual statement blank.

LC—Life and Accident and Health Company. May be adomestic insurer organized and operating under ch. 611, Wis.Stat., or a nondomestic insurer licensed under ch. 618, Wis. Stat.,and may be a mutual company or a stock company. Life and

accident and health companies write a wide range of life, annuity,individual, and group health insurance. Life and accident andhealth companies file either the NAIC Life and Accident andHealth annual statement blank or the NAIC Health annualstatement blank.

LH—Limited Service Health Organization (LSHO). Similar toan HMO, except that it provides a limited range of health careservices (such as vision or dental) to participants. LSHOs file theNAIC Health annual statement blank.

MC—Motor Club Plan. Established under ch. 616, Wis. Stat. Amotor club plan may provide emergency road service, towing,bail bonds, map and touring service, etc. to members. Motor clubplans file a financial statement which has been audited by anindependent CPA.

MX—Miscellaneous Other Insurer.

RE—Reciprocal Exchange. A nondomestic insurer licensedunder ch. 618, Wis. Stat. Reciprocals are unincorporatedassociations, operating through an attorney-in-fact, by whichsubscribers with similar interests (e.g., lumberyards, dry cleaners)provide fire and casualty insurance to each other through theexchange of insurance contracts. Reciprocals file the NAIC Fireand Casualty annual statement blank.

RS—Rate Service Organization. These entities are licensedunder s. 625.31, Wis. Stat., to file rates on behalf of designatedinsurers. These entities are not licensed insurers and are notauthorized to transact the business of insurance.

TC—Title Company. May be a domestic insurer organized andoperating under ch. 611, Wis. Stat., or a nondomestic insureroperating under ch. 618, Wis. Stat. Title companies notify aprospective purchaser of recorded liens or easements on a parcelof real estate, and provide insurance against loss due to otherdefects in title to property (e.g., due to forgery, fraud, errors inpublic records, wills not probated, etc.). Title companies file theNAIC Title Insurance annual statement blank.

TM—Town Mutual of Wisconsin. A domestic fire and casualtyinsurer subject to ch. 612, Wis. Stat., as an assessable mutual.Town mutuals are authorized to write a limited range of propertyand liability coverage, in a limited number of counties inWisconsin. Town mutuals may file either the NAIC Fire andCasualty annual statement blank or the Wisconsin Town Mutualannual statement blank.

VP—Vision Plan. Similar to a blue plan, except that indemnityor services provided are limited to eye care services.

WP—Warranty Plan. Established under ch. Ins 15, Wis. Adm.Code. A warranty plan is a third party which provides repair,replacement, or maintenance services in connection with the saleof goods from seller to buyer (e.g., automobiles, homes,appliances, etc.). (Warranties by the seller, manufacturer, orprovider of service directly to the buyer are exempted fromregulation by this office.) Warranty plans file audited GAAPbased financial statements with this office.


179

180


Incor- CommencedCom- porated Business

State of pany or inName of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

1-800-PIT-CREW INC DE MC P O BOX 1838 2003 2004SARASOTA FL 34230-9917(941) 952-5522

5 STAR LIFE INS CO LA LC 909 N WASHINGTON ST 1943 2003ALEXANDRIA VA 22314(800) 776-2322

AAA LIFE INS CO MI LC 17250 NEWBURGH RD STE 100 1969 1971LIVONIA MI 48152(734) 779-2600

AAA WISCONSIN INC MI MC 1 AUTO CLUB DR 1997 1997DEARBORN MI 48126-9982(800) 222-6424

AAGI INC IL WP P O BOX 925 1999 2000ARLINGTON HEIGHTS IL 60006(847) 506-9012

ABRI HEALTH PLAN INC WI HM P O BOX 9 2004 2004THIENSVILLE WI 53092-0009(262) 834-1139

ABT LLC WI WP 4100 S 27TH ST 1997 1997MILWAUKEE WI 53221(414) 281-5000

ACA FINANCIAL GUARANTY CORP MD FC 140 BROADWAY 47TH FL 1986 1989NEW YORK NY 10005(212) 375-2043

ACACIA LIFE INS CO DC LC 5900 O ST 1869 1923LINCOLN NE 68510(402) 467-1122

ACCEPTANCE CASUALTY INS CO NE FC P O BOX 10800 1920 1970RALEIGH NC 27605(919) 833-1600

ACCEPTANCE INS CO NE FC 300 W BROADWAY STE 1600 1979 1993COUNCIL BLUFFS IA 51503(712) 329-3600

ACCIDENT FUND INS CO OF AM MI FC P O BOX 40790 1994 2000LANSING MI 48901-7990(517) 342-4200

ACE AMERICAN INS CO PA FC 1601 CHESTNUT ST 1945 1971P O BOX 41484PHILADELPHIA PA 19101-1484(215) 640-1000

ACE AMERICAN REINSURANCE CO PA FC P O BOX 41484 1971 1972PHILADELPHIA PA 19101-1484(215) 640-1000

ACE FIRE UNDERWRITERS INS CO PA FC 1601 CHESTNUT ST 1941 1967P O BOX 41484PHILADELPHIA PA 19101-1484(215) 640-1000

ACE INDEMNITY INS CO PA FC 1601 CHESTNUT ST 1967 1989P O BOX 41484PHILADELPHIA PA 19101-1484(215) 640-1000

ACE PROPERTY AND CASUALTY INS CO PA FC 1601 CHESTNUT ST 1819 1851P O BOX 41484PHILADELPHIA PA 19101-1484(215) 640-1000

ACIG INS CO IL FC 12222 MERIT DR STE 1660 1985 2004DALLAS TX 75251(972) 702-9004 427

ACORD NY RS P O BOX 1529 1994 1994PEARL RIVER NY 10965-8529(914) 620-1700

ACSTAR INS CO IL FC P O BOX 2350 1970 1981NEW BRITAIN CT 06050-2350(860) 224-2000

181




ACUITY A MUTUAL INS CO WI FC P O BOX 58 1925 1925SHEBOYGAN WI 53082-0058(920) 458-9131

ADDISON INS CO IL FC P O BOX 73909 1855 1996CEDAR RAPIDS IA 52407-3909(319) 399-5700

ADMIRAL INDEMNITY CO DE FC 1255 CALDWELL RD 1992 2001CHERRY HILL NJ 08034(856) 429-9200

ADMIRAL LIFE INS CO OF AMERICA AZ LC P O BOX 30416 1958 1986LANSING MI 48909-7916(517) 349-6000

ADVANTA INS CO AZ FC P O BOX 429 1986 1990SPRING HOUSE PA 19477-0429(877) 250-6245

ADVANTA LIFE INS CO AZ LC P O BOX 429 1972 1990SPRING HOUSE PA 19477-0429(215) 385-3491

ADVANTAGE WARRANTY CORP THE FL WP 1 CHESTERFIELD PLACE 1985 199314755 N OUTER FORTY RD STE 400ST LOUIS MO 63017(636) 536-5600

ADVANTAGE WORKERS COMPENSATION INS CO IN FC P O BOX 571918 1981 1984SALT LAKE CITY UT 84157-1918(801) 288-8750

ADVENTIST FRONTIER MISSIONS INC MI GA P O BOX 346 1985 2003BERRIEN SPRINGS MI 49103(269) 473-4250

AEGIS SECURITY INS CO PA FC P O BOX 3153 1977 1990HARRISBURG PA 17105-3153(717) 657-9671

AETNA HEALTH & LIFE INS CO CT LC 151 FARMINGTON AVE RT21 1971 1972HARTFORD CT 06156(860) 273-7126

AETNA INS CO OF CT CT FC 151 FARMINGTON AVE RT21 1990 1990HARTFORD CT 06156-0417(860) 273-0123

AETNA LIFE INS CO CT LC 151 FARMINGTON AVE RT21 1853 1858HARTFORD CT 06156-0001(860) 273-0123

AFFILIATED FM INS CO RI FC P O BOX 7500 1949 1950JOHNSTON RI 02919-0500(401) 275-3000

AFFINITY ROAD & TRAVEL CLUB INC TX MC 64 INVERNESS DRIVE EAST 1978 1979ENGLEWOOD CO 80112(303) 790-2267

AFFIRMATIVE INS CO IL FC P O BOX 9030 1983 1988ADDISON TX 75001(972) 728-6300

AGL LIFE ASSURANCE CO PA LC 610 W GERMANTOWN PIKE 1960 1994 STE 460PLYMOUTH MEETING PA 19462(484) 530-4800

AGRI GENERAL INS CO IA FC 9200 NORTHPARK DR #350 1983 1991JOHNSTON IA 50131(515) 559-1000

AIG ANNUITY INS CO TX LC P O BOX 3206 L11-02 1944 1973HOUSTON TX 77253(806) 345-7400

AIG CENTENNIAL INS CO PA FC 508 VIRGINIA DR 1981 1982FORT WASHINGTON PA 19034(267) 468-2366

182




AIG INDEMNITY INS CO PA FC 500 VIRGINIA DR 1984 1984FORT WASHINGTON PA 19034(302) 252-2000

AIG LIFE INS CO DE LC P O BOX 1591 1962 1979HOUSTON TX 77251(713) 522-1111

AIG NATIONAL INS CO INC NY FC DEERFIELD CORPORATE CTR 2 1938 198513010 MORRIS RDALPHARETTA GA 30004(770) 753-8300

AIG PREMIER INS CO PA FC 508 VIRGINIA DR 1910 1911FORT WASHINGTON PA 19034(267) 468-2366

AIG SUNAMERICA LIFE ASSUR CO AZ LC 21650 OXNARD ST 1965 1969WOODLAND HILLS CA 91367-4901(310) 772-6000

AIG WARRANTY GUARD INC DE WP 175 WATER ST 20TH FL 1996 2000NEW YORK NY 10038(212) 458-3171

AIU INS CO NY FC 70 PINE ST 1851 1915NEW YORK NY 10270(212) 770-7000

ALAMANCE INS CO IL FC 238 INTERNATIONAL RD 1998 2000BURLINGTON NC 27215(336) 586-2500

ALEA NORTH AMERICAN INS CO NY FC 55 CAPITAL BLVD 1932 1982ROCKY HILL CT 06067(860) 513-4180

ALEXIAN VILLAGE OF MILWAUKEE WI CC 9301 N 76TH ST 1974 1974MILWAUKEE WI 53223(414) 355-9300

ALFA MUTUAL INS CO AL FC P O BOX 11000 1947 1999MONTGOMERY AL 36191-0001(334) 288-3900

ALL AMERICA INS CO OH FC 800 S WASHINGTON ST 1961 1974VAN WERT OH 45891(419) 238-5551

ALL NATION INS CO MN FC 29621 NORTHWESTERN HWY 1961 1979SOUTHFIELD MI 48034(248) 358-4010

ALL SAVERS INS CO IN LC 7440 WOODLAND DR 1986 1987INDIANAPOLIS IN 46278-1719(317) 290-8100

ALL-STAR MUTUAL INS CO WI TM 100 N BUSINESS PK CIRCLE 1882 1882 STE 102STOUGHTON WI 53589(608) 877-9750

ALLEGHENY CASUALTY CO PA FC 485 CHESTNUT ST 1936 1956MEADVILLE PA 16335-4407(814) 336-2521

ALLIANCE ASSURANCE CO OF AMERICA NY FC 325 DONALD J LYNCH BLVD 1991 1992MARLBOROUGH MA 01752-4729(508) 303-1000

ALLIANZ GLOBAL RISKS US INS CO CA FC P O BOX 7780 1977 1977BURBANK CA 91510-7780(818) 260-7500

ALLIANZ LIFE INS CO OF NORTH AMERICA MN LC P O BOX 1344 1896 1899MINNEAPOLIS MN 55440-1344(763) 765-6500

ALLIED PROPERTY AND CASUALTY INS CO IA FC 1100 LOCUST ST DEPT 207 1983 1999DES MOINES IA 50391-1100(515) 508-4211

183




ALLMERICA FINANCIAL ALLIANCE INS CO NH FC 440 LINCOLN ST 1995 1996WORCESTER MA 01605(508) 853-7200

ALLMERICA FINANCIAL BENEFIT INS CO MI FC 440 LINCOLN ST 1976 1993WORCESTER MA 01653(508) 853-7200

ALLMERICA FINANCIAL LIFE INS & ANNUITY CO MA LC 440 LINCOLN ST 1974 1975WORCESTER MA 06153(508) 855-1000

ALLSTATE ASSURANCE CO IL LC 3075 SANDERS RD STE H1A 1978 1978NORTHBROOK IL 60062-7127(847) 402-6018

ALLSTATE FIRE AND CASUALTY INS CO IL FC 2775 SANDERS RD 1972 1981NORTHBROOK IL 60062-7127(847) 402-5000

ALLSTATE INDEMNITY CO IL FC 3075 SANDERS RD STE H1A 1960 1964NORTHBROOK IL 60062-7127(847) 402-5000

ALLSTATE INS CO IL FC 3075 SANDERS RD STE H1A 1931 1936NORTHBROOK IL 60062-7127(847) 402-5000

ALLSTATE LIFE INS CO IL LC 3075 SANDERS RD STE H1A 1957 1958NORTHBROOK IL 60062-7127(847) 402-6018

ALLSTATE MOTOR CLUB INC DE MC 51 W HIGGINS RD RGA 1982 1983S BARRINGTON IL 60010(847) 551-2300

ALLSTATE PROPERTY & CASUALTY INS CO IL FC 3075 SANDERS RD STE H1A 1985 1987NORTHBROOK IL 60062-7127(847) 402-5000

ALPHA PROPERTY & CASUALTY INS CO WI FC P O BOX 223687 1979 1979DALLAS TX 75222(972) 690-5500

ALTA HEALTH & LIFE INS CO IN LC 8515 E ORCHARD RD 1963 1982GREENWOOD VILLAGE CO 80111(303) 737-3000

ALVERNO COLLEGE WI GA P O BOX 343922 1940 1993MILWAUKEE WI 53234-3922(414) 382-6000

ALZHEIMERS DISEASE AND RELATED DE GA 919 N MICHIGAN AVE STE 1100 1980 1997 DISORDERS INC CHICAGO IL 60611-1676

(312) 335-8700AMALGAMATED LIFE & HEALTH INS CO IL LC 333 S ASHLAND AVE 1939 1963

CHICAGO IL 60607(212) 539-5000

AMALGAMATED LIFE INS CO NY LC 730 BROADWAY 1943 1995NEW YORK NY 10003(212) 539-5000

AMBAC ASSURANCE CORP WI FC 1 STATE ST PLZ 15TH FL 1970 1970NEW YORK NY 10004(212) 668-0340

AMCO INS CO IA FC 1100 LOCUST ST DEPT 2007 1958 1974DES MOINES IA 50391-1100(515) 508-4211

AMCOMP ASSURANCE CORP FL FC P O BOX 88806 1979 1980NORTH PALM BEACH FL 33408-8806(561) 840-7171

AMERICAN AGRICULTURAL INS CO IN FC 1501 E WOODFIELD RD STE 300W 1948 1972SCHAUMBURG IL 60173(847) 969-2900

AMERICAN ALTERNATIVE INS CORP DE FC P O BOX 5241 1995 1997PRINCETON NJ 08543(609) 243-4200

184




AMERICAN AMBASSADOR CASUALTY CO IL FC 350 E 96TH ST 1963 1993INDIANAPOLIS IN 46240(617) 357-9500

AMERICAN AMICABLE LIFE INS CO OF TX TX LC P O BOX 2549 1981 1986WACO TX 76702-2549(254) 297-2777

AMERICAN ASSOC OF INS SERVICES IL RS 1745 S NAPERVILLE RD 1970 1970WHEATON IL 60187-8132(630) 681-8347

AMERICAN AUTOMOBILE INS CO MO FC 777 SAN MARIN DR 1911 1916NOVATO CA 94998(415) 899-2000

AMERICAN BANKERS INS CO OF FLA FL FC 11222 QUAIL ROOST DR 1947 1961MIAMI FL 33157(305) 253-2244

AMERICAN BANKERS LIFE ASSUR CO OF FLA FL LC 11222 QUAIL ROOST DR 1952 1959MIAMI FL 33157-6543(305) 253-2244

AMERICAN BAPTIST BD OF EDUCATION PA GA P O BOX 851 1964 1981 & PUBLICATION VALLEY FORGE PA 19482-0851

(610) 768-2344AMERICAN BAPTIST FOREIGN MISSION SOCIETY PA GA P O BOX 851 1821 1978

VALLEY FORGE PA 19482-0851(610) 768-2205

AMERICAN BAPTIST HOMES OF THE MIDWEST MN GA 11985 TECHNOLOGY DR 1930 1992EDEN PRAIRIE MN 55344-3622(952) 941-3175

AMERICAN BIBLE SOCIETY NY GA 1865 BROADWAY 1841 1978NEW YORK NY 10023(212) 408-1276

AMERICAN BUSINESS & PERSONAL INS MUTUAL INC DE FC 307 N MICHIGAN AVE 1981 1985CHICAGO IL 60601-3701(312) 346-8100

AMERICAN CANCER SOCIETY NY GA 1599 CLIFTON RD NE 1922 1997ATLANTA GA 30329(404) 329-7686

AMERICAN CASUALTY CO OF READING PA PA FC CNA PLZ 1902 1944CHICAGO IL 60685-0001(312) 822-5000

AMERICAN CENTENNIAL INS CO DE FC 3501 SILVERSIDE RD 1970 1979203 NAAMANS BLDGWILMINGTON DE 19810(302) 479-2100

AMERICAN CENTRAL INS CO MO FC 1 BEACON ST 1979 1983BOSTON MA 02108(508) 549-9577

AMERICAN COMMERCE INS CO OH FC 211 MAIN ST 1946 1960WEBSTER MA 01570(508) 922-8276

AMERICAN COMMUNITY MUTUAL INS CO MI LC 39201 W SEVEN MILE RD 1947 1995LIVONIA MI 48152-1094(734) 591-4671

AMERICAN COMPENSATION INS CO MN FC 8500 NORMANDALE LAKE BLVD 1991 1997STE 1400BLOOMINGTON MN 55437(952) 893-0403

AMERICAN CONTRACTORS INDEMNITY CO CA FC 9841 AIRPORT BLVD 9TH FL 1990 2003LOS ANGELES CA 90045(310) 649-0990

AMERICAN COUNTRY INS CO IL FC 150 NW POINT BLVD 3RD FL 1997 1997ELK GROVE VILLAGE IL 60007-1040(847) 700-8200

185




AMERICAN DENTAL PLAN OF WISCONSIN INC WI LH P O BOX 44966 1993 1994MADISON WI 53744-4966(608) 831-1047

AMERICAN ECONOMY INS CO IN FC SAFECO PLZ 1959 1962SEATTLE WA 98185(206) 545-5000

AMERICAN EMPIRE INS CO OH FC P O 5370 1979 1981CINCINNATI OH 45201(513) 369-3000

AMERICAN EMPLOYERS INS CO MA FC 1 BEACON ST 1923 1924BOSTON MA 02108-3100(617) 725-6000

AMERICAN ENTERPRISE LIFE INS CO IN LC 227 AXP FINANCIAL CTR 1981 1982MINNEAPOLIS MN 55474(612) 671-3131

AMERICAN EQUITY INVESTMENT LIFE INS CO IA LC P O BOX 71216 1980 1981DES MOINES IA 50325(515) 221-0002

AMERICAN EQUITY SPECIALTY INS CO CA FC P O BOX 64816 1997 1998ST PAUL MN 55164(651) 310-4100

AMERICAN FAMILY HOME INS CO FL FC P O BOX 5323 1965 1984CINCINNATI OH 45102-5323(800) 543-2644

AMERICAN FAMILY LIFE ASSURANCE CO NE LC 1932 WYNNTON RD 1955 1970 OF COLUMBUS COLUMBUS GA 31999-0001

(706) 323-3431AMERICAN FAMILY LIFE INS CO WI LC 6000 AMERICAN PKY 1957 1957

MADISON WI 53783-0001(608) 249-2111

AMERICAN FAMILY MUTUAL INS CO WI FC 6000 AMERICAN PKY 1927 1927MADISON WI 53783-0001(608) 249-2111

AMERICAN FEDERATION INS CO FL FC P O BOX 2450 1983 1998GRAND RAPIDS MI 49501-2450(616) 942-3000

AMERICAN FIDELITY ASSUR CO OK LC P O BOX 25523 1960 1980OKLAHOMA CITY OK 73125-0523(405) 523-2000

AMERICAN FIDELITY LIFE INS CO FL LC 4060 BARRANCAS AVE 1956 1965PENSACOLA FL 32507-3467(850) 456-7401

AMERICAN FINANCIAL SECURITY LIFE INS CO MO LC 10308 METCALF AVE PMB #275 1957 1981OVERLAND PARK KS 66212(913) 341-1190

AMERICAN FIRE & CASUALTY CO OH FC 9450 SEWARD RD 1906 1979FAIRFIELD OH 45014-5456(513) 603-2250

AMERICAN FOUNDERS LIFE INS CO TX LC P O BOX 52121 1977 1986PHOENIX AZ 85072-2121(480) 425-5100

AMERICAN FRATERNAL UNION MN FR P O BOX 59 1900 1964ELY MN 55731(218) 365-3143

AMERICAN FRIENDS SERVICE COMMITTEE INC DE GA 1501 CHERRY ST 1949 1978PHILADELPHIA PA 19102-1479(215) 241-7000

AMERICAN FUJI FIRE & MARINE INS CO IL FC 2 LOGAN SQ STE 600 1981 1990PHILADELPHIA PA 19103(877) 514-3542

AMERICAN GENERAL ASSUR CO IL LC 3600 ROUTE 66 1929 1964NEPTUNE NJ 07754-1580(732) 922-7000

186




AMERICAN GENERAL INDEMNITY CO IL FC 3600 RTE 66 1986 1993NEPTUNE NJ 07754-1580(847) 517-6000

AMERICAN GENERAL LIFE & ACCIDENT INS CO TN LC 458N AMERICAN GENERAL CTR 1900 1970NASHVILLE TN 37250(615) 749-1000

AMERICAN GENERAL LIFE INS CO TX LC P O BOX 1591 1917 1966HOUSTON TX 77251(713) 522-1111

AMERICAN GENERAL PROPERTY INS CO TN FC 458 N AMERICAN GENERAL CTR 1974 1975NASHVILLE TN 37250(615) 749-1000

AMERICAN GUARANTEE & LIABILITY INS CO NY FC 1400 AMERICAN LN TOWER 1 1939 1939 19 TH FLSCHAUMBERG IL 60196-1056(847) 605-6000

AMERICAN GUARDIAN WARRANTY SERVICES INC IL WP 800 ROOSEVELT RD STE C-1 1998 2000GLEN ELLYN IL 60137(630) 534-4125

AMERICAN HARDWARE MUTUAL INS CO OH FC 471 E BROAD ST 1899 1918COLUMBUS OH 43215(614) 225-8211

AMERICAN HEALTH & LIFE INS CO TX LC P O BOX 2548 1954 1959FORT WORTH TX 76113(817) 348-7500

AMERICAN HEALTH ASSISTANCE FOUNDATION DC GA 22512 GATEWAY CTR DR 1973 1996CLARKSBURG MD 20871(301) 948-3244

AMERICAN HEALTHCARE INDEMNITY CO DE FC 1888 CENTURY PARK E STE 800 1980 1986LOS ANGELES CA 90067-1708(310) 551-5900

AMERICAN HEART ASSOCIATION INC NY GA 7272 GREENVILLE AVE 1924 1993DALLAS TX 75231-4596(214) 706-1589

AMERICAN HERITAGE LIFE INS CO FL LC 1776 AMERICAN HERITAGE 1956 1962 LIFE DRJACKSONVILLE FL 32224(904) 992-1776

AMERICAN HOME ASSURANCE CO NY FC 70 PINE ST 1899 1930NEW YORK NY 10270(212) 770-7000

AMERICAN HOME LIFE INS CO THE KS LC P O BOX 1497 1909 1998TOPEKA KS 66601(785) 235-6276

AMERICAN HOME SHIELD OF MAINE INC ME WP 860 RIDGELAKE BLVD 1990 1993MEMPHIS TN 38120(901) 537-8030

AMERICAN INCOME LIFE INS CO IN LC P O BOX 2608 1954 1966WACO TX 76797(800) 433-3405

AMERICAN INDEMNITY CO TX FC P O BOX 73909 1913 1934CEDAR RAPIDS IA 52407-3909(319) 399-5700

AMERICAN INSTITUTE FOR CANCER RESEARCH THE DC GA 1759 R ST NW 1981 2000WASHINGTON DC 20009(202) 328-7744

AMERICAN INS CO THE NE FC 777 SAN MARIN DR 1846 1880NOVATO CA 94998-0001(415) 899-2000

AMERICAN INTERNATIONAL INS CO NY FC 1 AIG CTR 1824 1979WILMINGTON DE 19803-1115(302) 252-2000

187




AMERICAN INTERNATIONAL LIFE ASSURANCE NY LC P O BOX 727 1962 1964 CO OF NY WALL ST STATION

NEW YORK NY 10268(212) 770-7000

AMERICAN INTERNATIONAL SOUTH INS CO PA FC 70 PINE ST 1946 1986NEW YORK NY 10270(212) 770-7000

AMERICAN INTERSTATE INS CO LA FC 2301 HIGHWAY 190 W 1973 1995DERIDDER LA 70634-6005(800) 256-9052

AMERICAN INVESTORS LIFE INS CO KS LC P O BOX 1555 1965 1985DES MOINES IA 50309(785) 232-6945

AMERICAN LEBANESE SYRIAN ASSOC IL GA 501 ST JUDE PLACE 1957 1996 CHARITIES INC MEMPHIS TN 38105-1942

(901) 578-2010AMERICAN LIFE & HEALTH INS CO MO LC 3200 HIGHLAND AVE 1925 1969

DOWNERS GROVE IL 60515(630) 737-5750

AMERICAN LIFE INS CO OF NY THE NY LC 435 HUDSON ST 1955 1958NEW YORK NY 10014(212) 741-9311

AMERICAN LIVE STOCK INS CO IL FC P O BOX 520 1952 1962GENEVA IL 60134-0520(630) 232-2100

AMERICAN LUNG ASSOCIATION NY GA 61 BROADWAY 6TH FL 1918 2002NEW YORK NY 10006-4374(212) 315-8736

AMERICAN MANUFACTURERS MUTUAL INS CO IL FC 1 KEMPER DR 1974 1974LONG GROVE IL 60049-0001(847) 320-2000

AMERICAN MATURITY LIFE INS CO CT LC P O BOX 2999 1972 1987HARTFORD CT 06104-2999(860) 547-5000

AMERICAN MEDICAL SECURITY LIFE INS CO WI LC P O BOX 19032 1982 1982GREEN BAY WI 54307-9032(920) 661-6020

AMERICAN MEMORIAL LIFE INS CO SD LC P O BOX 2730 1959 1980RAPID CITY SD 57709-2730(605) 719-0999

AMERICAN MERCHANTS CAS CO OH FC 471 E BROAD ST 1986 1988COLUMBUS OH 43215(614) 225-8211

AMERICAN MERCURY INS CO OK FC P O BOX 728847 1962 1980OKLAHOMA CITY OK 73172-8847(405) 621-6590

AMERICAN MODERN HOME INS CO OH FC P O BOX 5323 1965 1981CINCINNATI OH 45201-5323(800) 543-2644

AMERICAN MODERN HOME SERVICE CO OH WP P O BOX 5323 1988 1998CINCINNATI OH 45201(513) 943-7200

AMERICAN MODERN LIFE INS CO OH LC P O BOX 5323 1956 1995CINCINNATI OH 45201-5323(513) 943-7200

AMERICAN MOTORISTS INS CO IL FC 1 KEMPER DR 1926 1927LONG GROVE IL 60049(847) 320-3247

AMERICAN MUTUAL REINSURANCE CO IL FC C/O OFC DEPUTY RECVR 1941 1964222 MERCHANDISE MART PLZ STE 1450CHICAGO IL 60654(312) 836-9500

188




AMERICAN NATIONAL GENERAL INS CO MO FC 1949 E SUNSHINE 1980 1984AMERICAN NATIONAL CORP CTRSPRINGFIELD MO 65899-0001(417) 887-4990

AMERICAN NATIONAL INS CO TX LC 1 MOODY PLZ 1905 1957GALVESTON TX 77550(409) 763-4661

AMERICAN NATIONAL LIFE INS CO OF TX TX LC 1 MOODY PLZ 1954 1992GALVESTON TX 77550(409) 763-4661

AMERICAN NATIONAL PROPERTY & CASUALTY CO MO FC AMERICAN NATIONAL CORP CTR 1973 19801949 E SUNSHINESPRINGFIELD MO 65899-0001(417) 887-4990

AMERICAN NUCLEAR INSURERS CT RS 95 GLASTONBURY BLVD 1973 1973GLASTONBURY CT 06033(860) 682-1301

AMERICAN PARTNERS LIFE INS CO AZ LC 227 AXP FINANCIAL CTR 1981 1982MINNEAPOLIS MN 55474(612) 671-3131

AMERICAN PHYSICIANS ASSURANCE CORP MI FC 1031 N HAGADORD RD 1975 1996E LANSING MI 48823(517) 324-6748

AMERICAN PREMIER INS CO IN FC P O BOX 105091 1989 1991ATLANTA GA 30348-5091(678) 627-6000

AMERICAN REINSURANCE CO DE FC P O BOX 5241 1917 1978PRINCETON NJ 08543(609) 243-4200

AMERICAN RELIABLE INS CO AZ FC 8655 E VIA DE VENTURA 1952 1987SCOTTSDALE AZ 85258(408) 483-8666

AMERICAN REPUBLIC INS CO IA LC P O BOX 1 1929 1958DES MOINES IA 50301-0001(515) 245-2132

AMERICAN ROAD INS CO THE MI FC THE AMERICAN ROAD 1959 1960DEARBORN MI 48121(313) 337-1102

AMERICAN SAFETY CASUALTY INS CO DE FC 1845 THE EXCHANGE STE 200 1981 1983ATLANTA GA 30339(770) 916-1908

AMERICAN SECURITY INS CO DE FC 260 INTERSTATE NORTH CIR NW 1983 1984ATLANTA GA 30339(770) 763-1000

AMERICAN SELECT INS CO OH FC P O BOX 5001 1959 1995WESTFIELD CTR OH 44251-5001(330) 887-0101

AMERICAN SKANDIA LIFE ASSURANCE CORP CT LC P O BOX 883 1969 1977SHELTON CT 06484-0883(732) 482-4666

AMERICAN SLOVENIAN CATHOLIC UNION (KSKJ) IL FR 2439 GLENWOOD AVE 1898 1917JOLIET IL 60435-5441(815) 741-2001

AMERICAN SOUTHERN INS CO KS FC P O BOX 723030 1936 1988ATLANTA GA 31139-0030(404) 266-9595

AMERICAN SPECIALTY HEALTH INS CO IL LC 777 FRONT ST 1972 1979SAN DIEGO CA 92101(619) 578-2000

AMERICAN STANDARD INS CO OF WI WI FC 6000 AMERICAN PKY 1961 1961MADISON WI 53783-0001(608) 249-2111

189




AMERICAN STANDARD WARRANTY CO TX WP P O BOX 9035 2000 2004TYLER TX 75711-9035(800) 554-8005

AMERICAN STATES INS CO IN FC SAFECO PLZ 1929 1961SEATTLE WA 98185(206) 545-5000

AMERICAN STATES LIFE INS CO IN LC P O BOX 34690 1957 1961SEATTLE WA 98124-1690(425) 867-8000

AMERICAN STATES PREFERRED INS CO IN FC SAFECO PLZ 1979 1980SEATTLE WA 98185(206) 545-5000

AMERICAN STERLING INS CO CA FC 27422 PORTOLA PKWY STE 110 1979 1995FOOTHILL RANCH CA 92610(949) 616-1000

AMERICAN SUMMIT INS CO TX FC 510 N VALLEY MILLS DR STE 202 1955 1996WACO TX 76710(254) 399-0626

AMERICAN TRAVELER MOTOR CLUB INC THE DE MC P O BOX 1838 1979 1981SARASOTA FL 34236(941) 952-5522

AMERICAN TV & APPLIANCE OF MADISON INC WI WP 2404 W BELTLINE HWY 1963 2003MADISON WI 53713(608) 271-1000

AMERICAN UNITED LIFE INS CO IN LC P O BOX 368 1877 1955INDIANAPOLIS IN 46206-0368(317) 285-1877

AMERICAN WEST INS CO ND FC P O BOX 2502 1990 1991FARGO ND 58108(701) 298-4200

AMERICAN ZURICH INS CO IL FC 1400 AMERICAN LN TOWER 1 1981 1983 19TH FLSCHAUMBURG IL 60196-1056(847) 605-6000

AMERICO FINANCIAL LIFE AND ANNUITY INS CO TX LC P O BOX 410288 1946 1957KANSAS CITY MO 64141(816) 391-2000

AMERICOM LIFE & ANNUITY INS CO TX LC 1001 FLEET ST FL 7 1985 1998BALTIMORE MD 21202-4357(410) 895-0100

AMERIFIRST FUNDING GROUP INC DE VI 1712 H OSBORNE RD 2002 2003ST MARYS GA 31558(904) 373-3034

AMERIN GUARANTY CORP IL FC 1601 MARKET ST 1974 1991PHILADELPHIA PA 19103(215) 564-6600

AMERISURE INS CO MI FC P O BOX 2060 1968 1981FARMINGTON HILLS MI 48333-2060(248) 615-9000

AMERISURE MUTUAL INS CO MI FC P O BOX 2060 1912 1937FARMINGTON HILLS MI 48333-2060(248) 615-9000

AMERITAS LIFE INS CORP NE LC P O BOX 81889 1887 1984LINCOLN NE 68501(402) 467-1122

AMERITAS VARIABLE LIFE INS CO NE LC P O BOX 82550 1983 1987LINCOLN NE 68501-2550(402) 467-1122

AMERUS LIFE INS CO IA LC P O BOX 1555 1896 1902MAILSTOP H73DES MOINES IA 50306-1555(515) 283-2371

190




AMEX ASSURANCE CO IL FC 3500 PACKERLAND DR 1973 1980DE PERE WI 54115(920) 330-5100

AMGUARD INS CO PA FC P O BOX A-H 1982 2001WILKES-BARRE PA 18703(570) 825-9900

AMICA LIFE INS CO RI LC P O BOX 6008 1968 1982PROVIDENCE RI 02940-6008(800) 652-6422

AMICA MUTUAL INS CO RI FC P O BOX 6008 1972 1972PROVIDENCE RI 02940-6008(800) 652-6422

AMNESTY INTERNATIONAL OF THE U S A INC NY GA 5 PENN PLZ 1996 1998NEW YORK NY 10001(212) 807-8400

ANNUITY & LIFE REASSURANCE AMERICA INC CT LC 280 TRUMBULL ST 21ST FL 1963 1971HARTFORD CT 06103(860) 256-2122

ANNUITY INVESTORS LIFE INS CO OH LC P O BOX 5423 1981 1984CINCINNATI OH 45201-5423(513) 357-3300

ANSUR AMERICA INS CO MI FC 1 MUTUAL AVE 1999 2003FRANKENMUTH MI 48787-0001(989) 652-6121

ANTHEM INS COS INC IN FC 120 MONUMENT CIR 1944 1991INDIANAPOLIS IN 46204-4903(317) 488-6000

ANTHEM LIFE INS CO IN LC P O BOX 182361 1953 1986COLUMBUS OH 43218(614) 436-0688

AON HOME WARRANTY SERVICES INC DE WP 1000 N MILWAUKEE AVE 5TH FL 1996 1996GLENVIEW IL 60025(847) 953-1000

AON INNOVATIVE SOLUTIONS MO WP 1000 MILWAUKEE AVE 1985 1992GLENVIEW IL 60025(847) 953-1000

ARAG INS CO IA FC 400 LOCUST ST STE 480 1989 2001DES MOINES IA 50309(515) 246-1200

ARCH INS CO MO FC 1 LIBERTY PLZ 53RD FL 1971 1987NEW YORK NY 10006(212) 651-6500

ARCH SPECIALTY INS CO WI FC 1 LIBERTY PLZ 53RD FL 1964 2000NEW YORK NY 10006(212) 651-6500

ARCHDIOCESE OF MILWAUKEE WI GA P O BOX 070912 1903 1994MILWAUKEE WI 53207-0912(414) 769-3319

ARGONAUT GREAT CENTRAL INS CO IL FC 3625 N SHERIDAN RD 1967 1969PEORIA IL 61633(309) 688-8571

ARGONAUT INS CO CA FC 10101 REUNION PL STE 500 1957 1959SAN ANTONIO TX 78216(210) 321-8400

ARGONAUT MIDWEST INS CO IL FC 10101 REUNION PL STE 500 1962 1972SAN ANTONIO TX 78216(650) 326-0900

ARLINGTON MUTUAL FIRE INS CO WI TM P O BOX 199 1873 1873ARLINGTON WI 53911-0199(608) 635-4754

ARMED FORCES INS EXCHANGE KS RE P O BOX G 1982 1988FT LEAVNWRTH KS 66027(913) 727-5500

191




ASBURY THEOLOGICAL SEMINARY KY GA 204 N LEXINGTON AVE 1931 1993WILMORE KY 40390(859) 858-2282

ASHLAND COUNTY TOWN INS CO WI TM P O BOX 147 1901 1901BUTTERNUT WI 54514(715) 769-3650

ASSEMBLIES OF GOD FOUNDATION MO GA 1661 BOONVILLE AVE STE G 1960 1981SPRINGFIELD MO 65803(417) 831-4776

ASSOCIATED INDEMNITY CORP CA FC 777 SAN MARIN DR 1922 1937NOVATO CA 94998(415) 899-2000

ASSOCIATED SERVICE CORP MO WP 655 CRAIG RD STE 100 1980 1999ST LOUIS MO 63141(314) 567-6162

ASSURANCE CO OF AMER NY FC 1400 AMERICAN LANE TOWER 1 1945 1948 19TH FLSCHAUMBURG IL 60196-1056(847) 605-6000

ASSURED LIFE ASSOCIATION CO FR 9777 S YOSEMITE ST STE 200 1891 1995LONE TREE CO 80124(303) 792-9777

ASSURITY LIFE INS CO NE LC 1526 K ST 1964 1969LINCOLN NE 68508(402) 476-6500

ASURION WARRANTY SERVICES INC TN WP 160 BOVET RD STE 402 1991 2003SAN MATEO CA 94402(650) 645-2116

ATHENA ASSURANCE CO MN FC 385 WASHINGTON ST 1982 1984ST PAUL MN 55102(651) 310-7911

ATLANTA CASUALTY CO OH FC P O BOX 105091 1972 1989ATLANTA GA 30348(678) 627-6000

ATLANTA INTERNATIONAL INS CO NY FC 7230 MCGINNIS FERRY RD 1929 1930 STE 300SUWANEE GA 30024(770) 813-6220

ATLANTA LIFE INS CO GA LC 100 AUBURN AVE N E 1916 1992ATLANTA GA 30303(404) 659-2100

ATLANTA SPECIALTY INS CO OH FC P O BOX 105091 1974 1974ATLANTA GA 30348-5091(678) 627-6000

ATLANTIC MUTUAL INS CO NY FC 7 GARALDA FARMS STE 120 1842 1949MADISON NJ 07940-1027(973) 408-6000

ATLANTIC SPECIALTY INS CO NY FC 140 BROADWAY 1986 2001NEW YORK NY 10005-1101(508) 549-9577

ATRADIUS TRADE CREDIT INS INC MD FC 5026 CAMPBELL BLVD STE C 1993 1998BALTIMORE MD 21236(410) 246-5510

ATRIUM HEALTH PLAN INC WI HM P O BOX 64179 1984 1984ST PAUL MN 55164-0179(715) 386-6886

ATTIC ANGEL NURSING HOME WI CC 8301 OLD SAUK RD 1926 1984MIDDLETON WI 53562(608) 662-8842

ATTORNEYS TITLE GUARANTY FUND INC IL TC 2408 WINDSOR PL 1964 1994CHAMPAIGN IL 61820(217) 359-2000

192




AURORA FOUNDATION INC WI GA 3031 W MONTANA ST 1987 2000MILWAUKEE WI 53215(414) 389-5881

AURORA NATIONAL LIFE ASSURNC CO CA LC 1290 SILAS DEANE HWY 1961 1984WETHERSFIELD CT 06109(860) 513-6090

AUSTIN MUTUAL INS CO MN FC P O BOX 401 1896 1934MINNEAPOLIS MN 55440-0401(612) 378-8600

AUTO CLUB GROUP INS CO MI FC 1 AUTO CLUB DR 1969 1996DEARBORN MI 48126(313) 336-1234

AUTO CLUB INS ASSOC MI RE 1 AUTO CLUB DR 1922 1996DEARBORN MI 48126(313) 336-1234

AUTO CLUB LIFE INS CO MI LC 17250 NEWBURGH RD STE 100 1974 1981LAVONIA MI 48152(734) 779-2600

AUTO CLUB OF AMERICA CORP OK MC P O BOX 21443 1986 1995OKLAHOMA CITY OK 73156(405) 751-4430

AUTO HELP LINE OF AMERICA INC NY MC 7007 13TH AVE 1976 1992BROOKLYN NY 11228(718) 331-1436

AUTO OWNERS INS CO MI FC P O BOX 30660 1916 1957LANSING MI 48909-8160(517) 323-1200

AUTO OWNERS LIFE INS CO MI LC P O BOX 30660 1965 1968LANSING MI 48901-8160(517) 323-1200

AUTO SERVICES CO OF WI INC AR WP 971 COLEY DR 2002 2003MOUNTAIN HOME AR 72653(870) 425-8330

AUTOMOBILE INS CO OF HARTFORD CT THE CT FC 1 TOWER SQ 1968 1970HARTFORD CT 06183-6014(860) 277-0111

AUTOMOBILE PROTECTION CORP-APCO GA WP 6010 ATLANTIC BLVD 1987 1995NORCROSS GA 30071-1303(770) 394-7070

AUTOMOTIVE PROFESSIONALS INC WI WP 1701 GOLF RD STE 1200 TOWER 2 1992 1996ROLLING MEADOWS IL 60008(847) 806-0002

AUTOMOTIVE WARRANTY SERVICES INC DE WP 1000 N MILWAUKEE AVE 5TH FL 1977 1992GLENVIEW IL 60025(847) 953-1000

AUTOMOTIVE WARRANTY SERVICES OF FL WP 1000 N MILWAUKEE AVE 5TH FL 1997 2001 FLORIDA INC GLENVIEW IL 60025

(847) 953-1000AVEMCO INS CO MD FC 411 AVIATION WAY 1960 1968

FREDERICK MD 21701(301) 694-5700

AVIVA LIFE INS CO DE LC 108 MYRTLE ST 1958 1958NEWPORT OFFICE PARKNORTH QUINCY MA 02171(800) 225-8073

AVOMARK INS CO IN FC 9450 SEWARD RD 1996 2001FAIRFIELD OH 45014(513) 603-2400

AXA ART INS CORP NY FC 4 W 58TH ST 8TH FL 1986 1989NEW YORK NY 10019-2515(212) 415-8421

AXA CORPORATE SOLUTIONS INS CO NY FC 17 STATE ST 1839 1979NEW YORK NY 10004(212) 493-9300

193




AXA CORPORATE SOLUTIONS LIFE REINS CO DE LC 1290 AVE OF THE AMERICAS 1981 1983 12TH FLNEW YORK NY 10104(212) 314-4161

AXA CORPORATE SOLUTIONS REINS CO DE FC 17 STATE ST 1978 1988NEW YORK NY 10004-1501(212) 493-9300

AXA EQUITABLE LIFE INS CO NY LC 1290 AVE OF THE AMERICAS 1859 1915NEW YORK NY 10104(212) 554-1234

AXA LIFE AND ANNUITY CO CO LC 1290 AVE OF THE AMERICAS 1984 1986NEW YORK NY 10104(212) 314-5648

AXA RE AMERICA INS CO DE FC 17 STATE ST 1919 1981NEW YORK NY 10004-1501(212) 493-9364

AXA RE PROPERTY AND CASUALTY INS CO DE FC 17 STATE ST 1971 1977NEW YORK NY 10004-1501(212) 493-9300

AXIS REINSURANCE CO NY FC 11680 GREAT OAKS WAY # 500 1991 1992ALPHARETTA GA 30022(678) 746-9400

BADGER MUTUAL INS CO WI FC 1635 W NATIONAL AVE 1887 1891MILWAUKEE WI 53204-1130(414) 383-1234

BALBOA INS CO CA FC P O BOX 19702 1948 1964IRVINE CA 92623-9702(949) 222-8000

BALBOA LIFE INS CO CA LC P O BOX 19702 1968 1973IRVINE CA 92623-9702(949) 222-8000

BALTIMORE LIFE INS CO THE MD LC 10075 RED RUN BLVD 1882 1990OWINGS MILLS MD 21117-6050(410) 581-6600

BANC INSURE INC OK FC P O BOX 26104 1985 1987OKLAHOMA CITY OK 73126(405) 290-5678

BANKERS FIDELITY LIFE INS CO GA LC P O BOX 105185 1955 1999ATLANTA GA 30348(404) 266-5500

BANKERS LIFE & CASUALTY CO IL LC 222 MERCHANDISE MART PLZ 1880 1960CHICAGO IL 60654(312) 396-6000

BANKERS MULTIPLE LINE INS CO IL FC P O BOX 749005 1883 1897DALLAS TX 75374(469) 499-1648

BANKERS RESERVE LIFE INS CO OF WI WI LC 7711 CARONDELET AVE STE 800 1961 1964SAINT LOUIS MO 63105(314) 725-4477 25579

BANKERS STANDARD INS CO PA FC 1601 CHESTNUT ST 1962 1979P O BOX 41484PHILADELPHIA PA 19101-1484(215) 640-1000

BANNER LIFE INS CO MD LC 1701 RESEARCH BLVD 1981 1982ROCKVILLE MD 20850-3171(301) 294-6905

BAPTIST GENERAL CONFERENCE IL GA 2002 S ARLINGTON HEIGHTS RD 1900 1998ARLINGTON HEIGHTS IL 60005(847) 879-3206

BAPTIST LIFE ASSN NY FR 8555 MAIN ST 1899 1924BUFFALO NY 14221(716) 633-4393

194




BAR PLAN MUT INS CO THE MO FC 1717 HIDDEN CREEK CT 1985 2003ST LOUIS MO 63131(314) 965-3333

BARABOO MUTUAL INS CO WI TM S5335 HWY 113 1876 1877BARABOO WI 53913(608) 356-5000

BARNABAS FOUNDATION IL GA 18601 N CREEK DR STE B 1976 2004TINLEY PARK IL 60477(708) 532-3444

BARRON MUTUAL INS CO WI TM P O BOX 205 1891 1891BARRON WI 54812-0205(715) 537-5141

BCS INS CO OH FC 676 N SAINT CLAIR ST 1950 1979CHICAGO IL 60611(312) 951-7700

BCS LIFE INS CO IL LC 676 N ST CLAIR ST 1949 1953CHICAGO IL 60611(312) 951-7710

BENCHMARK INS CO KS FC 6701 W 64TH ST STE 125 BLDG 5 1964 1974SHAWNEE MISSION KS 66202(800) 283-0622

BENEDICTINE MONKS INC WI GA 12605 224TH AVE 1946 1978BENET LAKE WI 53102(262) 396-4311

BENEFICIAL LIFE INS CO UT LC 36 S STATE ST 1905 1991SALT LAKE CITY UT 84136(801) 933-1100

BERKLEY INS CO DE FC 475 STEAMBOAT RD 1ST FL 1975 1996GREENWICH CT 06830(203) 542-3800

BERKLEY REGIONAL INS CO DE FC P O BOX 1594 1985 1988DES MOINES IA 50306(515) 278-3000

BERKSHIRE HATHAWAY LIFE INS CO OF NE NE LC 3024 HARNEY ST 1993 1995OMAHA NE 68131-3580(402) 536-3000

BERKSHIRE LIFE INS CO OF AMERICA MA LC 700 SOUTH ST 1968 1974PITTSFIELD MA 01201(413) 499-4321

BERRY & ROXBURY MUTUAL INS CO WI TM 4766 HIGHWAY KP 1876 1876CROSS PLAINS WI 53528(608) 798-4766

BETHANY LUTHERAN COLLEGE AND SEMINARY INC MN GA 700 LUTHERAN DR 1927 2002MANKATO MN 56001(507) 344-7000

BETHESDA LUTHERAN HOMES AND SERVICES INC WI GA 600 HOFFMANN DR 1903 1977WATERTOWN WI 53094-6204(920) 261-3050

BIBLE LITERATURE INTERNATL INC OH GA P O BOX 477 1941 1977COLUMBUS OH 43216-0477(614) 267-3116

BIG M AGENCY INC IA RS INTERSTATE 80 AT HWY 146 1991 1991GRINNELL IA 50112(800) 362-2041

BILLY GRAHAM EVANGELISTIC ASSN MN GA P O BOX 1270 1950 1977CHARLOTTE NC 28201-1270(704) 401-2741

BIRMINGHAM FIRE INS CO OF PA PA FC 70 PINE ST 1871 1929NEW YORK NY 10270(212) 770-7000

BITUMINOUS CASUALTY CORP IL FC 320 18TH ST 1928 1939ROCK ISLAND IL 61201-8716(309) 786-5401

195




BITUMINOUS FIRE & MARINE INS CO IL FC 320 18TH ST 1942 1950ROCK ISLAND IL 61201-8716(309) 786-5401

BLAU PLUMBING INC WI WP 12221 W FAIRVIEW AVE 1964 1997MILWAUKEE WI 53226(414) 258-4040

BLOOMINGTON FARMERS MUTUAL INS CO WI TM P O BOX 98 1874 1874BLOOMINGTON WI 53804-0098(608) 994-2683

BLUE RIDGE IND CO WI FC 1 GENERAL DR 1981 2003SUN PRAIRIE WI 53596(608) 837-4440

BLUE RIDGE INS CO WI FC 1 GENERAL DR 1928 1968SUN PRAIRIE WI 53596(608) 837-4440

BOARD OF TRUSTEES OF BELOIT COLLEGE WI GA 700 COLLEGE ST 1846 1997BELOIT WI 53511-5595(608) 363-2000

BONDED BUILDERS SERVICE CORP FL WP 2201 CORPORATE BLVD STE 100 1989 2003BOCA RATON FL 33431(800) 749-0381

BOSTON MUTUAL LIFE INS CO MA LC 120 ROYALL ST 1891 1980CANTON MA 02021-1098(781) 828-7000

BOSTON OLD COLONY INS CO IL FC CNA CTR 1906 1907333 S WABASH AVECHICAGO IL 60685(312) 822-5000

BOY SCOUTS OF AMERICA DC GA 1325 W WALNUT HILL LN 1916 1995IRVING TX 75015-2079(972) 580-2214

BRICKELL FINANCIAL SERVICES MOTOR CLUB INC FL MC P O BOX 528024 1978 1985MIAMI FL 33152-8024(305) 392-4300

BRISTOL TOWN INS CO WI TM 6338 HIGHWAY VV 1875 1875SUN PRAIRIE WI 53590(608) 837-5894

BRISTOL WEST INS CO PA FC 5701 STIRLING RD 1968 1968DAVIE FL 33314(800) 338-2560

BROTHERHOOD MUTUAL INS CO IN FC P O BOX 2227 1935 1999FORT WAYNE IN 46801(260) 482-8668

BRUNSWICK PRODUCT PROTECTION CORP DE WP 1 N FIELD COURT 2003 2004LAKE FOREST IL 60045(847) 735-4700

BUCKEYE STATE MUTUAL INS CO OH FC 1 HERITAGE PL 1897 1994PIQUA OH 45356(937) 778-5000

BUILDERS MUTUAL INS CO NC FC P O BOX 150005 1997 2001RALEIGH NC 27624(919) 845-1976

BUSINESS MENS ASSURNC CO OF AMER SC LC P O BOX 789 1909 1916GREENVILLE SC 29602-0789(864) 609-8178

CALEDONIA MUTUAL FIRE INS CO WI TM N5725 HWY 78 1873 1873PORTAGE WI 53901(608) 742-4885

CALIFORNIA CASUALTY & FIRE INS CO CA FC P O BOX M 1973 1995SAN MATEO CA 94402-0080(650) 574-4000

CALIFORNIA CASUALTY GENL INS CO OF OR OR FC P O BOX M 1977 1995SAN MATEO CA 94402-0800(650) 574-4000

196




CALIFORNIA CASUALTY INDEMNITY EXCHANGE CA RE P O BOX M 1914 1995SAN MATEO CA 94402-0080(650) 574-4000

CALIFORNIA CASUALTY INS CO CA FC P O BOX M 1967 1995SAN MATEO CA 94402-0080(650) 574-4000

CALIFORNIA INDEMNITY INS CO CA FC 1 LIBERTY PLZ 19TH FL 1987 1995NEW YORK NY 10006-1404(212) 312-2500

CALUMET EQUITY MUTUAL INS CO WI TM 1828 WISCONSIN AVE 1873 1873NEW HOLSTEIN WI 53061-1344(920) 898-4488

CAMDEN FIRE INS ASSOCIATION THE NJ FC 1 BEACON ST 1841 1901BOSTON MA 02108-3100(617) 725-6000

CAMICO MUTUAL INS CO CA FC 1235 RADIO RD 1986 1998REDWOOD CITY CA 94065-1217(650) 802-2507

CANADA LIFE ASSURNC CO THE MI LC 8515 E ORCHARD RD 1849 1986GREENWOOD VILLAGE CO 80111(303) 737-3000

CANADA LIFE INS CO OF AMER MI LC 8515 E ORCHARD RD 1988 1989GREENWOOD VILLAGE CO 80111(303) 737-3000

CANAL INS CO SC FC P O BOX 7 1939 1959GREENVILLE SC 29601(864) 242-5365

CANCER RESEARCH INSTITUTE NY GA 681 FIFTH AVE 1953 2004NEW YORK NY 10022-4209(212) 688-7515

CAPITAL MARKETS ASSURNC CORP NY FC 113 KING ST 1928 1928ARMONK NY 10504(914) 273-4545

CAPITAL WARRANTY SERVICES INC WI WP 22 NE 22ND AVE 2000 2001POMPANO BEACH FL 33062(954) 784-9400

CAPITOL INDEMNITY CORP WI FC P O BOX 5900 1959 1960MADISON WI 53705-0900(608) 231-4450

CAPITOL LIFE INS CO THE TX LC P O BOX 1200 1905 1959DENVER CO 80201-1200(303) 237-9303

CAPITOL SPECIALTY INS CORP WI FC P O BOX 5900 1961 1961MADISON WI 53705-0900(608) 231-4450

CARE PLUS DENTAL PLANS INC WI LH 11711 W BURLEIGH ST 1983 1983WAUWATOSA WI 53222-3108(414) 771-1711

CAREGARD WARRANTY SERVICES INC TX WP 1900 CHAMPAGNE BLVD 1999 2003GRAPEVINE TX 76051(817) 552-4100

CAROLINA CASUALTY INS CO FL FC P O BOX 2575 1951 1966JACKSONVILLE FL 32203(904) 363-0900

CARROLL COLLEGE INC WI GA 100 N EAST AVE 1846 1977WAUKESHA WI 53186(262) 524-7201

CARTHAGE COLLEGE IL GA 2001 ALFORD PARK DR 1870 1992KENOSHA WI 53140(262) 551-6200

CATERPILLAR INS CO MO FC P O BOX 340001 1963 1969NASHVILLE TN 37203-0001(615) 341-8147

197




CATHOLIC AID ASSOCIATION THE MN FR 3499 LEXINGTON AVE N 1892 1967SAINT PAUL MN 55126-8017(651) 490-0170

CATHOLIC CHURCH EXTENSION SOCIETY IL GA 150 S WACKER DR 20TH FL 1912 2001 OF THE UNITED STATES OF AMERICA THE CHICAGO IL 60606

(312) 795-6050CATHOLIC DIOCESE OF GREEN BAY WI GA P O BOX 23825 1907 1982

GREEN BAY WI 54305(920) 437-7531

CATHOLIC FAMILY LIFE INS WI FR P O BOX 11563 1869 1869SHOREWOOD WI 53211-0563(414) 961-0500

CATHOLIC FOREIGN MISSION SOC OF AM INC NY GA P O BOX 306 1912 2004MARYKNOLL NY 10545-0306(914) 941-7590

CATHOLIC KNIGHTS WI FR 1100 W WELLS ST 1885 1885MILWAUKEE WI 53233-2316(414) 273-6266

CATHOLIC MEDICAL MISSION BOARD INC NY GA 10 W 17TH ST 1928 2002NEW YORK NY 10011(212) 242-7757

CATHOLIC NEAR EAST WELFARE ASSOC NY GA 1011 FIRST AVE 1942 1999NEW YORK NY 10022-4195(212) 826-1480

CATHOLIC ORDER OF FORESTERS IL FR P O BOX 3012 1883 1895NAPERVILLE IL 60566-7012(630) 983-4900

CATHOLIC RELIEF SERVICES USCC INC DC GA 209 W FAYETTE ST 1943 1996BALTIMORE MD 21201(410) 951-7410

CEDAR COMMUNITY FOUNDATION INC WI GA 5595 COUNTY RD Z 1953 1977WEST BEND WI 53095(262) 306-2100

CELTIC INS CO IL LC 233 S WACKER DR STE 700 1949 1959CHICAGO IL 60606-6393(312) 332-5401

CENSTAR TITLE INS CO TX TC 7777 WASHINGTON AVE S 1928 2003EDINA MN 55439(281) 588-2200

CENTAUR INS CO IL FC C/O SPEC DEP RECEIVER 1973 1983222 MERCHANDISE MART PLZ STE 1450CHICAGO IL 60654(312) 836-9500

CENTENNIAL INS CO NY FC 140 BROADWAY 1941 1949NEW YORK NY 10005-1101(212) 943-1800

CENTRAL BENEFITS NATL LIFE INS CO OH LC P O BOX 16526 1956 1971COLUMBUS OH 43215(614) 797-5200

CENTRAL MUTUAL INS CO OH FC 800 S WASHINGTON ST 1876 1894VAN WERT OH 45891(419) 238-5551

CENTRAL NATIONAL INS CO OF OMAHA THE NE FC 11128 JOHN GALT BLVD STE 450 1946 1950OMAHA NE 68137(402) 970-8600

CENTRAL NATIONAL LIFE INS CO OF OMAHA THE DE LC 501 SILVERSIDE RD STE 3 1953 1957WILMINGTON DE 19809(609) 854-4769

CENTRAL RESERVE LIFE INS CO OH LC 17800 ROYALTON RD 1963 1988STRONGSVILLE OH 44136-5197(440) 572-8843

198




CENTRAL STATES HEALTH & LIFE CO OF OMAHA NE LC 1212 N 96TH ST 1932 1962OMAHA NE 68114-2274(402) 397-1111

CENTRAL STATES INDEMNITY CO OF OMAHA NE FC P O BOX 34888 1977 1984OMAHA NE 68134(402) 997-8000

CENTRAL UNITED LIFE INS CO TX LC 10700 NORTHWEST FREEWAY 1962 1985HOUSTON TX 77092(713) 529-0045

CENTRE INS CO DE FC 105 E 17TH ST 1969 1969NEW YORK NY 10003(212) 859-2687

CENTRE LIFE INS CO MA LC 105 E 17TH ST 1ST FL 1926 1959NEW YORK NY 10003-2105(212) 859-2600

CENTURION CASUALTY CO IA FC 800 WALNUT ST 1983 1990DES MOINES IA 50309(515) 557-8875

CENTURION LIFE INS CO MO LC 800 WALNUT ST 1956 1979DES MOINES IA 50309-3636(515) 557-2131

CENTURY INDEMNITY CO PA FC P O BOX 41484 1963 1969PHILADELPHIA PA 19101-1484(215) 640-1000

CENTURY NATIONAL INS CO CA FC P O BOX 3999 1955 1995NORTH HOLLYWOOD CA 91609(818) 760-0880

CENTURY SURETY CO OH FC P O BOX 163340 1978 1991COLUMBUS OH 43216-3340(614) 895-2000

CENTURY WARRANTY SERVICES INC DE WP P O BOX 3195 2002 2004JACKSONVILLE FL 32206(954) 429-2095

CHARTER NATIONAL LIFE INS CO IL LC 3075 SANDERS RD STE H1A 1955 1963NORTHBROOK IL 60062(847) 402-5000

CHARTER OAK FIRE INS CO THE CT FC 1 TOWER SQ 1931 1935HARTFORD CT 06183-6014(860) 277-0111

CHASE INS LIFE & ANNUITY CO IL LC 2500 WESTFIELD DR 1967 1968MAIL CODE IL 1-2831ELGIN IL 60123-7836(847) 930-8274

CHASE INS LIFE CO IL LC 2500 WESTFIELD DR 1960 1961MAIL CODE IL1-2831ELGIN IL 60196(847) 930-8274

CHASE LIFE & ANNUITY CO DE LC 2-OPS-1 500 STANTON 1925 1961 -CHRISTIANA RDNEWARK DE 19713-2107(302) 634-1453

CHEROKEE INS CO MI FC 34200 MOUND RD 1946 1980STERLING HEIGHTS MI 48310(800) 201-0450

CHESAPEAKE LIFE INS CO THE OK LC 9151 GRAPEVINE HWY 1956 1970NORTH RICHLAND HILLS TX 76180(817) 255-3100

CHEVRON TRAVEL CLUB INC CA MC 2001 DIAMOND BLVD RM 1170 1968 1988CONCORD CA 94520(925) 827-6851

CHICAGO INS CO IL FC 33 W MONROE ST 1956 1969CHICAGO IL 60603(312) 346-6400

199




CHICAGO MUTUAL INS CO IL FC 300 S WACKER DR STE 1250 1920 1921CHICAGO IL 60606(312) 347-1200

CHICAGO TITLE INS CO MO TC 171 N CLARK ST 8TH FL 1961 1961CHICAGO IL 60601(312) 223-2000

CHILDREN INTERNTL MO GA 2000 E RED BRIDGE RD 1951 1978KANSAS CITY MO 64131-3610(816) 942-2000

CHILDRENS HOSPITAL FOUNDATION INC WI GA 9000 W WISCONSIN AVE 1984 1998MILWAUKEE WI 53201-1997(414) 266-6225

CHIROPRACTIC SERVICES NETWORK INC WI LH P O BOX 2602 1994 1994APPLETON WI 54912-2602(920) 832-9950

CHRISTIAN AND MISSIONARY ALLIANCE THE CO GA P O BOX 35660 1992 2000COLORADO SPRINGS CO 80935-3566(719) 268-7218

CHRISTIAN APPALACHIAN PROJECT INC KY GA 322 CRAB ORCHARD RD 1964 1995LANCASTER KY 40444(859) 792-3051

CHRISTIAN BROADCASTING NETWORK INC THE VA GA 977 CENTERVILLE TURNPIKE 1960 1993C/O PLANNED GIVING DEPT - CSB 112VIRGINIA BEACH VA 23463(757) 226-3815

CHRISTIAN CHILDRENS FUND INC VA GA 2821 EMERYWOOD PKWY 1938 2002RICHMOND VA 23294(804) 756-2777

CHRISTIAN CHURCH FOUNDATION INC IN GA P O BOX 1986 1961 2003INDIANAPOLIS IN 46206(317) 713-2428

CHRISTIAN COMMUNITY FOUNDATION INC TX GA 2925 PROFESSIONAL PLACE 1980 2003 STE 201COLORADO SPRINGS CO 80904-8105(719) 447-4620

CHUBB INDEMNITY INS CO NY FC P O BOX 1615 1922 1925WARREN NJ 07061-1615(908) 903-2000

CHUBB NATIONAL INS CO IN FC 15 MOUNTAIN VIEW RD 1993 1997WARREN NJ 07061-1615(908) 903-2000

CHURCH INS CO THE NY FC 445 FIFTH AVE 1929 1954NEW YORK NY 10016(212) 592-1800

CHURCH MUTUAL INS CO WI FC P O BOX 357 1897 1897MERRILL WI 54452(715) 536-5577

CIFG ASSURANCE NORTH AM INC NY FC 825 THIRD AVE 6TH FL 2003 2004NEW YORK NY 10022(212) 909-3939

CIM INS CORP MI FC 300 GALLERIA OFFCENTRE 1998 1999 STE 200SOUTHFIELD MI 48034(248) 263-6900

CINCINNATI CASUALTY CO THE OH FC P O BOX 145496 1972 1979CINCINNATI OH 45250-5496(513) 870-2000

CINCINNATI INDEMNITY CO THE OH FC P O BOX 145496 1988 1990CINCINNATI OH 45250-5496(513) 870-2000

200




CINCINNATI INS CO THE OH FC P O BOX 145496 1950 1974CINCINNATI OH 45250-5496(513) 870-2604

CINCINNATI LIFE INS CO THE OH LC P O BOX 145496 1987 1988CINCINNATI OH 45250-5496(513) 870-2000

CIRCUIT CITY STORES INC VA WP P O BOX 42304-STORE #3175 1949 1995RICHMOND VA 23242-2304(804) 527-4000

CITICORP LIFE INS CO AZ LC P O BOX 990027 1971 1984HARTFORD CT 06199-0027(860) 308-1000

CITIES & VILLAGES MUTUAL INS CO WI FC 1250 S SUNNY SLOPE RD 1987 1987BROOKFIELD WI 53005-7025(262) 784-5666

CITIZENS INS CO OF AMER MI FC 645 W GRAND RIVER AVE 1974 1984HOWELL MI 48843-2151(517) 546-2160

CLARENDON NATIONAL INS CO NJ FC 7 TIMES SQ 1941 196036TH & 37TH FLORNEW YORK NY 10036(212) 805-9700

CLARNO MUTUAL INS CO WI TM 1922 10TH ST 1874 1874MONROE WI 53566-2042(608) 325-1303

CLEARWATER INS CO DE FC 300 FIRST STAMFORD PL 1974 1978STAMFORD CT 06902(203) 977-8000

CLEARWATER SELECT INS CO DE FC 300 FIRST STAMFORD PL 1993 1997STAMFORD CT 06902(203) 977-8024

CLEMENT MANOR INC WI CC 9339 W HOWARD AVE 1963 1985GREENFIELD WI 53228(414) 546-7374

CLERMONT INS CO IA FC 1255 CALDWELL RD 1977 1984CHERRY HILL NJ 08034-3220(856) 429-9200

CM ASSURANCE CO CT LC 1295 STATE ST 1986 1991SPRINGFIELD MA 01111(413) 788-8411

CM LIFE INS CO CT LC 1295 STATE ST 1981 1982SPRINGFIELD MA 01111(413) 788-8411

CMG MORTGAGE ASSURANCE CO WI FC 5910 MINERAL POINT RD 1969 2000MADISON WI 53705(608) 238-5851

CMG MORTGAGE INS CO WI FC 5910 MINERAL POINT RD 1968 1972MADISON WI 53705(608) 238-5851

CMG MORTGAGE REINSURANCE CO WI FC 5910 MINERAL POINT RD 1999 1999MADISON WI 53705(608) 238-5851

CNA NATIONAL WARRANTY CORP AZ WP 4150 N DRINKWATER BLVD 1995 1995 STE 400SCOTTSDALE AZ 85251(480) 941-1626

COFACE NORTH AMERICA INS CO MA FC 50 MILLSTONE RD 1974 1975BLDG 100 STE 360EAST WINDSOR NJ 08520(609) 469-0400

COLLEGE RETIREMENT EQUITIES FUND NY FC 730 3RD AVE 1972 1987NEW YORK NY 10017-3206(212) 490-9000

201




COLOGNE REINSURANCE CO OF AMER CT FC 695 E MAIN ST 1975 1979STAMFORD CT 06901-2141(203) 328-5000

COLONIAL AMERICAN CAS & SURETY CO MD FC 1400 AMERICAN LANE 1977 1996TOWER 1 - 19TH FLSCHAUMBURG IL 60196-1056(847) 605-6000

COLONIAL LIFE & ACCIDENT INS CO SC LC 1200 COLONIAL LIFE BLVD 1939 1963COLUMBIA SC 29210(803) 798-7000

COLONIAL PENN LIFE INS CO PA LC 399 MARKET ST 5TH FL 1957 1967PHILADELPHIA PA 19181-0001(215) 928-8000

COLORADO BANKERS LIFE INS CO CO LC 5990 GREENWOOD PLZ BLVD 1974 1985 #325GREENWOOD VILLAGE CO 80111(303) 220-8500

COLORADO CASUALTY INS CO CO FC P O BOX 173636 1980 1995DENVER CO 80217-3636(720) 873-9200

COLUMBIA FOUNDATION INC WI GA 4425 N PORT WASHINGTON RD 1909 1990GLENDALE WI 53212(414) 326-2243

COLUMBIA UNIVERSAL LIFE INS CO TX LC 4020 E INDIAN SCHOOL RD STE A 1954 1998PHOENIX AZ 85018(602) 778-5003

COLUMBIAN LIFE INS CO IL LC P O BOX 1381 1988 1990BINGHAMTON NY 13902-1381(607) 724-2472

COLUMBIAN MUTUAL LIFE INS CO NY LC P O BOX 1381 1882 1989BINGHAMTON NY 13902-1381(607) 724-2472

COLUMBUS LIFE INS CO OH LC 400 EAST 4TH ST 1986 1991CINCINNATI OH 45202-3302(513) 361-6700

COLUMBUS MUTUAL TOWN INS CO WI TM N7022 OWL RD 1873 1873BEAVER DAM WI 53916(920) 885-9409

COMBINED INS CO OF AMER IL LC 1000 N MILWAUKEE AVE 1919 1962GLENVIEW IL 60025(888) 971-5050

COMMERCE & INDUSTRY INS CO NY FC 70 PINE ST 1957 1966NEW YORK NY 10270(212) 770-7018

COMMERCIAL CASUALTY INS CO CA FC 1 LIBERTY PLZ 19TH FL 1986 1992NEW YORK NY 10006-1404(212) 312-2500

COMMERCIAL GUARANTY CAS INS CO IN FC 1 TOWER SQ 1919 1939HARTFORD CT 06183(860) 277-0111

COMMERCIAL INS CO OF NEWARK NJ NJ FC CNA CTR 1909 1921CHICAGO IL 60685(312) 822-5000

COMMERCIAL LOAN INS CORP WI FC 3003 OAK RD 1966 1966WALNUT CREEK CA 94597(925) 658-7878

COMMERCIAL TRAVELERS MUTUAL INS CO NY LC 70 GENESEE ST 1883 1967UTICA NY 13502-3502(800) 422-6200

COMMONWEALTH LAND TITLE INS CO PA TC 101 E GATEWAY CENTRE PKWY 1944 1962RICHMOND VA 23235(804) 267-8000

202




COMMUNITY FOUNDATION FOR THE WI GA 118 S STATE ST 2ND FL 1986 2003 FOX VALLEY REGION INC APPLETON WI 54912-0563

(920) 830-1290COMMUNITY INS CORP WI FC C/O WISC COUNTIES ASSOC 2002 2002

22 E MIFFLIN ST STE 900MADISON WI 53703(608) 224-5330

COMMUNITY MEMORIAL FOUNDATION WI GA P O BOX 408 1988 1999 OF MENOMONEE FALLS INC MENOMONEE FALLS WI 53052

(262) 532-3769COMPANION COMMERCIAL INS CO SC FC P O BOX 100165 1997 1999

COLUMBIA SC 29202(803) 735-0672

COMPANION LIFE INS CO SC LC P O BOX 100102 1970 1979COLUMBIA SC 29202(803) 735-1251

COMPANION PROPERTY & CASUALTY INS CO SC FC P O BOX 100165 1984 1999COLUMBIA SC 29202(803) 735-0672

COMPASS INS CO NY FC 709 CURTIS ST 1968 1972MIDDLETOWN OH 45044-3999(513) 425-5899

COMPASSION & CHOICES CO GA P O BOX 101810 1981 2000DENVER CO 80250-1810(303) 639-1202

COMPCARE HEALTH SERVICES INS CORP WI HM 401 W MICHIGAN ST 1984 1984MILWAUKEE WI 53203(414) 226-5845

COMPUTER INS CO RI FC 10 WEYBOSSET ST STE 502 1989 1992PROVIDENCE RI 02903-2818(401) 431-2920

CONCORD MUTUAL FIRE INS CO WI TM N6427 CTH E 1875 1875OCONOMOWOC WI 53066(262) 593-8910

CONGRESS LIFE INS CO AZ LC 111 E WISCONSIN AVE STE 1100 1965 1988MILWAUKEE WI 53202(414) 977-1570

CONNECTICUT GENERAL LIFE INS CO CT LC TWO LIBERTY PLACE TL18A 1865 19361601 CHESTNUT STPHILADELPHIA PA 19192-2362(215) 761-1000

CONNIE LEE INS CO WI FC 1 STATE ST PLZ 15TH FL 1968 1968NEW YORK NY 10004(212) 668-0340

CONSECO HEALTH INS CO AZ LC 11815 N PENNSYLVANIA ST 1970 1984CARMEL IN 46032(317) 817-4300

CONSECO INS CO IL LC 11815 N PENNSYLVANIA ST 1951 1974CARMEL IN 46032(317) 817-4000

CONSECO LIFE INS CO IN LC 11815 NORTH PENNSYLVANIA ST 1962 1965CARMEL IN 46032(317) 817-6400

CONSECO SENIOR HEALTH INS CO PA LC 11815 NORTH PENNSYLVANIA ST 1887 1992CARMEL IN 46032(317) 817-3700

CONSOLIDATED INS CO IN FC 175 BERKELEY ST 1955 1973BOSTON MA 02117(617) 357-9500

CONSTITUTION INS CO NY FC 1345 AVENUE OF THE AMERICAS 1992 2000NEW YORK NY 10105(212) 754-7575

203




CONSTITUTION LIFE INS CO TX LC P O BOX 958465 1929 1959LAKE MARY FL 32795(407) 628-1776

CONSUMER PROGRAM ADMINISTRATORS INC IL WP 1000 MILWAUKEE AVE 1994 1994GLENVIEW IL 60025(847) 953-1000

CONSUMERS UNION OF U S INC NY GA 101 TRUMAN AVE 1936 2003YONKERS NY 10703-1057(914) 378-2000

CONTINENTAL AMERICAN INS CO SC LC P O BOX 427 1968 2000COLUMBIA SC 29202(803) 256-6265

CONTINENTAL ASSURANCE CO IL LC CNA CTR 1911 1922CHICAGO IL 60685(312) 822-5000

CONTINENTAL CAR CLUB INC TN MC P O BOX 451 1983 1993DAYTON TN 37321(423) 775-9611

CONTINENTAL CASUALTY CO IL FC CNA CTR 1897 1898CHICAGO IL 60685-0001(312) 822-5000

CONTINENTAL DIVIDE INS CO CO FC P O BOX 3126 1978 1992ENGLEWOOD CO 80155-3126(303) 779-4770

CONTINENTAL GENERAL INS CO NE LC P O BOX 247007 1961 1980OMAHA NE 68114(402) 397-4700

CONTINENTAL INS CO THE SC FC CNA CTR 1977 1977CHICAGO IL 60685(312) 822-5000

CONTINENTAL LIFE INS CO OF BRENTWOOD TN TN LC P O BOX 1188 1983 2000BRENTWOOD TN 37024(615) 377-1300

CONTINENTAL NATIONAL INDEMNITY CO OH FC CNA CTR 1986 1990CHICAGO IL 60685(312) 822-5000

CONTINENTAL REINSURANCE CORP CA FC CNA CTR 1942 1990CHICAGO IL 60685(312) 822-5000

CONTINENTAL SERVICE PLAN INC NJ WP 4150 N DRINKWATER BLVD 1992 1992 STE 400SCOTTSDALE AZ 85251(480) 941-1626

CONTINENTAL SERVICE PROVIDER INC IL WP 4150 N DRINKWATER BLVD 2002 2004 STE 400SCOTTSDALE AZ 85251(480) 941-1626

CONTINENTAL WESTERN INS CO IA FC P O BOX 1594 1907 1959DES MOINES IA 50306(515) 278-3000

CONTRACTORS BONDING & INS CO WA FC P O BOX 9271 1979 1989SEATTLE WA 98109-0271(206) 628-7200

CONVERIUM INS (NORTH AMERICA) INC NJ FC 1 CHASE MANHATTAN PLZ 1986 1991NEW YORK NY 10005(800) 294-9242

CONVERIUM REINSURANCE (NORTH AMERICA) INC CT FC 1 CANTERBURY GREEN 1990 1996P O BOX 29STAMFORD CT 06904-0029(203) 965-8800

COOPERATIVE FOR ASSISTANCE & RELIEF GA GA 151 ELLIS ST 1945 2003 EVERYWHERE INC ATLANTA GA 30303

(404) 681-2552

204




COOPERATIVE MUTUAL INS CO NE FC 3905 S 148TH ST STE 100 1935 1985OMAHA NE 68144(402) 408-2177

CORE INS CO VT FC 5200 METCALF P O BOX 2991 1996 1997OVERLAND PARK KS 66201-1391(913) 676-5003

COREGIS INS CO IN FC 525 W VAN BUREN ST #400-500 1939 1962CHICAGO IL 60697-3823(913) 676-6723

CORNHUSKER CASUALTY CO NE FC 9290 W DODGE RD STE 300 1970 1992OMAHA NE 68114-3363(402) 393-7255

CORPORATE HEALTH INS CO PA LC 151 FARMINGTON AVE RT21 1956 1967HARTFORD CT 06156(800) 872-3862

CORPORATION FOR NATIONAL ASSOCIATION WI GA 8473 S HOWELL AVE 1961 1978 OF CONGREGATIONAL CHRISTIAN CHURCH P O BOX 288

OAK CREEK WI 53154(414) 764-1620

COUNTRY CASUALTY INS CO IL FC P O BOX 2100 1999 1999BLOOMINGTON IL 61702-2100(309) 821-3000

COUNTRY INVESTORS LIFE ASSURANCE CO IL LC P O BOX 2000 1981 1999BLOOMINGTON IL 61702-2000(309) 821-3000

COUNTRY LIFE INS CO IL LC P O BOX 2000 1928 1965BLOOMINGTON IL 61702-2000(309) 821-3000

COUNTRY MUTUAL INS CO IL FC P O BOX 2100 1925 1999BLOOMINGTON IL 61702(309) 821-3000

COUNTRY PREFERRED INS CO IL FC P O BOX 2100 1999 1999BLOOMINGTON IL 61702-2100(309) 821-3000

COURTESY INS CO FL FC 500 JIM MORAN BLVD 1987 1995DEERFIELD BEACH FL 33442(954) 429-2150

COURTLAND-SPRINGVALE TOWN INS CO WI TM N7112 FORDEG RD 1874 1874CAMBRIA WI 53923-9686(920) 326-3450

COVENTRY FIRST LLC DE VI 7111 VALLEY GREEN RD 1999 2001FT WASHINGTON PA 19034(877) 317-5100

COVENTRY HEALTH & LIFE INS CO DE LC 6705 ROCKLEDGE DR STE 900 1968 1990BETHESDA MD 20817(301) 581-5631

CPP WARRANTIES LLC DE WP 10900 WAYZATA BLVD 4TH FL 2003 2004MINNETONKA MN 55305(952) 417-5784

CROATIAN CATHOLIC UNION OF USA IN FR P O BOX 602 1922 1951HOBART IN 46342-0602(219) 942-1191

CROATIAN FRATERNAL UNION OF AMER PA FR 100 DELANEY DR 1897 1917PITTSBURGH PA 15235(412) 843-0380

CROSS COUNTRY MOTOR CLUB OF CALIFORNIA INC CA MC 275 E HILLCREST DR STE 165 1976 1981THOUSAND OAKS CA 91360(805) 523-2300

CROWN LIFE INS CO MI LC 1874 SCARTH ST STE 1900 1900 1964REGINA S4P 4-B3(306) 751-6770

CRUM & FORSTER INDEMNITY CO DE FC 305 MADISON AVE 2003 2003MORRISTOWN NJ 07962(973) 490-6600

205




CSA FRATERNAL LIFE IL FR P O BOX 3039 1854 1938OAK BROOK IL 60522-3039(630) 472-0500

CUMIS INS SOCIETY INC WI FC P O BOX 1084 1960 1960MADISON WI 53701-1084(608) 238-5851

CUNA MUTUAL INS SOCIETY WI LC P O BOX 391 1935 1935MADISON WI 53701-0391(608) 238-5851

CUNA MUTUAL LIFE INS CO IA LC 2000 HERITAGE WAY 1882 1898WAVERLY IA 50677(319) 352-4090

DAIMLERCHRYSLER CORP DE WP 26001 LAWRENCE AVE 1986 1991CENTER LINE MI 48015(810) 497-9960

DAIMLERCHRYSLER INS CO MI FC P O BOX 9217 CIMS:405-27-10 1964 1965FARMINGTON HILLS MI 48333(248) 948-3443

DAIRYLAND INS CO WI FC 1800 N POINT DR 1965 1965STEVENS POINT WI 54481(715) 346-6000

DARLINGTON MUTUAL INS CO WI TM P O BOX 165 1875 1875DARLINGTON WI 53530-0165(608) 776-2319

DARWIN NATIONAL ASSUR CO DE FC 9 FARM SPRINGS RD 1972 2004FARMINGTON CT 06032(860) 284-1300

DEALERS ALLIANCE CORP OH WP 3518 RIVERSIDE DR 1977 1998COLUMBUS OH 43221(800) 282-8913

DEALERS ASSURANCE CO OH FC 3518 RIVERSIDE DR 1935 1996UPPER ARLINGTON OH 43221(614) 459-0364

DEAN HEALTH PLAN INC WI HM 1277 DEMING WAY 1995 1995MADISON WI 53717(608) 836-1400

DEERBROOK INS CO IL FC 3075 SANDERS RD STE H1A 1979 1996NORTHBROOK IL 60062-7127(847) 551-2000

DEERFIELD INS CO IL FC TEN PARKWAY N 1911 1989DEERFIELD IL 60015(847) 572-6000

DEGREE OF HONOR PROTECTIVE ASSN MN FR 400 ROBERT ST N STE 1600 1971 1971SAINT PAUL MN 55101-2029(651) 228-7600

DELAWARE AMERICAN LIFE INS CO DE LC P O BOX 1591 1964 1979HOUSTON TX 77251(713) 522-1111

DELTA DENTAL PLAN OF WI INC WI DP P O BOX 828 1962 1965STEVENS POINT WI 54481-0841(715) 344-6087

DENTAL COM INS PLAN WI LH P O BOX 929 2003 2003MARSHFIELD WI 54449-0929(715) 387-1702

DENTAL PROTECTION PLAN INC WI LH 7130 W GREENFIELD AVE 1987 1987WEST ALLIS WI 53214-4708(414) 259-9522

DENTEGRA INS CO DE LC 100 FIRST ST M/S 12R 1966 1997SAN FRANCISCO CA 94105(415) 972-8353

DENTISTS INS CO THE CA FC P O BOX 1582 1979 1995SACRAMENTO CA 95812-1582(916) 443-4567

206




DEPAUW UNIVERSITY IN GA 313 LOCUST ST 1837 2004GREENCASTLE IN 46135(765) 658-4161

DEPOSITORS INS CO IA FC 1100 LOCUST ST DEPT 2007 1983 1986DES MOINES IA 50391-2007(515) 508-4211

DEVELOPERS SURETY & INDEMNITY CO IA FC P O BOX 19725 1956 1974IRVINE CA 92623(949) 263-3300

DIAMOND STATE INS CO IN FC THREE BALA PLZ E STE 300 1981 2000BALA CYNWYD PA 19004(610) 664-1500

DIMENSION HOLDINGS INC OH WP 400 METRO PL #300 1993 1994DUBLIN OH 43017(614) 895-1161

DIOCESE OF LA CROSSE WI GA 3710 EAST AVE S 1914 2002LA CROSSE WI 54601(608) 788-7700

DIRECT DENTAL SERVICE PLAN INC WI LH 1320 S GREEN BAY RD 1987 1987RACINE WI 53406(262) 637-9371

DIRECT GENERAL LIFE INS CO SC LC 1281 MURFREESBORO RD 1982 1984NASHVILLE TN 37217(615) 399-4700

DISABLED AMERICAN VETERANS CHARITABLE DC GA 3725 ALEXANDRIA PIKE 1986 2001 SERVICE TRUST COLD SPRINGS KY 41076

(859) 441-7300DISCOVER PROPERTY & CASUALTY INS CO IL FC 385 WASHINGTON ST 1978 1980

ST PAUL MN 55102(651) 310-7911

DISTRICTS MUTUAL INS WI FC 200 W GRAND AVE STE B 2004 2004PORT WASHINGTON WI 53074(262) 268-6954

DOCTORS CO AN INTERINSURANCE EXCHANGE THE CA RE 185 GREENWOOD RD 1975 1989NAPA CA 94558(707) 226-0100

DODGE HEALTH FOUNDATION INC WI GA 707 S UNIVERSITY AVE 1984 2002BEAVER DAM WI 53916(920) 887-4043

DORAL DENTAL PLAN OF WI INC WI LH 12121 N CORPORATE PKWY 1995 1995MEQUON WI 53092(262) 241-7140

DORINCO REINSURANCE CO MI FC 1320 WALDO AVE STE 200 1977 1989MIDLAND MI 48642(989) 636-0047

DUPONT MUTUAL INS CO WI TM P O BOX 175 1883 1883MARION WI 54950-0175(715) 754-2525

EAA AVIATION FOUNDATION INC WI GA P O BOX 3065 1962 1984OSHKOSH WI 54903-3065(920) 426-4850

EAGLE POINT MUTUAL INS CO WI TM P O BOX 456 1879 1879CHIPPEWA FALLS WI 54729-0456(715) 723-9333

EARTHJUSTICE LEGAL DEFENSE FUND CA GA 426 17TH ST 6TH FL 1971 2003OAKLAND CA 94612(510) 550-6700

EASTCASTLE PLACE INC WI CC 2449 N DOWNER AVE 1884 1985MILWAUKEE WI 53211(414) 332-8610

EASTGUARD INS CO PA FC P O BOX A-H 1827 2001WILKES-BARRE PA 18703(570) 825-9900

207




ECONOMY FIRE & CASUALTY CO IL FC 700 QUAKER LANE 1935 1954WARWICK RI 02886-6669(401) 827-2400

ECONOMY PREFERRED INS CO IL FC 700 QUAKER LANE 1979 1980WARWICK RI 02887(401) 827-2400

ECONOMY PREMIER ASSURANCE CO IL FC 700 QUAKER LANE 1980 1986WARWICK RI 02887-6669(800) 638-4208

ELDER CARE HEALTH PLAN INC WI HM 2802 INTERNATIONAL LANE 2003 2004MADISON WI 53704(608) 245-3061

ELECTRIC INS CO MA FC 75 SAM FONZO DR 1966 1972BEVERLY MA 01915(978) 524-5556

ELECTROLUX WARRANTY CORP NV WP 101 N MONROE ST STE 725 2001 2002TALLAHASSEE FL 32301(850) 841-7002

ELLINGTON MUTUAL INS CO WI FC P O BOX 356 1878 1878HORTONVILLE WI 54944-0356(920) 779-4515

EMC NATIONAL LIFE CO IA LC P O BOX 9202 1962 1967DES MOINES IA 50306(515) 645-4101

EMC PROPERTY & CASUALTY CO IA FC P O BOX 712 1953 2000DES MOINES IA 50303-0712(515) 280-2511

EMCASCO INS CO IA FC P O BOX 712 1958 1962DES MOINES IA 50303-0712(515) 280-2511

EMPHESYS INS CO TX LC 500 W MAIN ST 1978 1984LOUISVILLE KY 40202(502) 580-1000

EMPIRE FIRE & MARINE INS CO NE FC 1400 AMERICAN LANE 1954 1973SCHAUMBURG IL 60196(402) 963-5000

EMPIRE GENERAL LIFE ASSURANCE CORP TN LC P O BOX 2606 1981 1993BIRMINGHAM AL 35202(205) 268-1000

EMPLOYEES LIFE CO MUTUAL IL LC 916 SHERWOOD DR 1946 1946LAKE BLUFF IL 60044-2285(847) 295-6000

EMPLOYERS FIRE INS CO THE MA FC 1 BEACON ST 1921 1923BOSTON MA 02108-3100(617) 725-6000

EMPLOYERS INS CO OF WAUSAU WI FC P O BOX 8017 1911 1911WAUSAU WI 54402-8017(715) 845-5211

EMPLOYERS MUTUAL CASUALTY CO IA FC P O BOX 712 1911 1945DES MOINES IA 50309-3872(515) 280-2511

EMPLOYERS REASSURANCE CORP KS LC P O BOX 2991 1986 1986OVERLAND PARK KS 66201-1391(913) 676-5200

EMPLOYERS REINSURANCE CORP MO FC P O BOX 2991 1981 1981OVERLAND PARK KS 66202(913) 676-5200

EMPLOYES MUTUAL BENEFIT ASSN WI FR 231 W MICHIGAN ST 1912 1914MILWAUKEE WI 53203(414) 221-2701

ENCOMPASS INDEMNITY CO IL FC 3075 SANDERS RD STE H1A 1984 2003NORTHBROOK IL 60062-7127(847) 402-5000

208




ENCOMPASS INS CO OF AMERICA IL FC CNA CTR 1994 2003CHICAGO IL 60685(312) 822-5000

ENTERPRISE FINANCIAL GROUP INC TX WP 122 W JOHN CARPENTER FWY 1977 1992 6TH FLIRVING TX 75039(972) 445-8300

ENTERPRISE LIFE INS CO TX LC P O BOX 167667 1978 1992IRVING TX 75016-7667(972) 445-8300

EPIC LIFE INS CO THE WI LC P O BOX 14196 1984 1984MADISON WI 53714-0196(608) 221-6882

EPISCOPAL CHURCH FOUNDATION NY GA 815 SECOND AVE 3RD FLOOR 1949 1998NEW YORK NY 10017-4564(212) 697-2858

EQUIGUARD INC IL WP 800 JORIE BLVE 1991 1995OAK BROOK IL 60523(630) 986-9363

EQUITABLE RESERVE ASSN WI FR P O BOX 448 1897 1897NEENAH WI 54957-0448(920) 722-1574

EQUITRUST LIFE INS CO IA LC 5400 UNIVERSITY AVE 1966 1969WEST DES MOINES IA 50266-5997(515) 225-5400

ERIE FAMILY LIFE INS CO PA LC 100 ERIE INS PLACE 1967 2000ERIE PA 16530(814) 870-2000

ERIE INS CO PA FC 100 ERIE INS PLACE 1972 2000ERIE PA 16530(814) 870-2000

ERIE INS EXCHANGE PA RE 100 ERIE INS PLACE 1925 2000ERIE PA 16530(814) 870-2000

ERIE INS PROPERTY & CASUALTY CO PA FC 100 ERIE INS PLACE 1993 2000ERIE PA 16530(814) 870-2000

ETTRICK MUTUAL INS CO WI TM P O BOX 35 1877 1877ETTRICK WI 54627-0353(608) 525-3201

EULER AMERICAN CREDIT INDEMNITY CO NY FC 800 RED BROOK BLVD 1893 1899OWINGS MILLS MD 21117(410) 753-0753

EVANGELICAL COVENANT CHURCH THE IL GA 5101 N FRANCISCO AVE 1885 1998CHICAGO IL 60625-3611(773) 784-9911

EVANGELICAL FREE CHURCH OF AMERICA THE MN GA 901 E 78TH ST 1908 1987MINNEAPOLIS MN 55420(952) 853-8491

EVANGELICAL LUTHERAN CHURCH IN AMERICA MN GA 8765 W HIGGINS RD 1987 1988CHICAGO IL 60631-4101(773) 380-2901

EVANGELICAL LUTHERAN GOOD SAMARITAN ND GA P O BOX 5038 1922 2000 SOCIETY THE SIOUX FALLS SD 57117-5038

(605) 362-3100EVEREST NATIONAL INS CO AZ FC P O BOX 830 1985 1995

LIBERTY CORNER NJ 07938-0830(908) 604-3000

EVEREST REINSURANCE CO DE FC P O BOX 830 1973 1975LIBERTY CORNER NJ 07938-0830(908) 604-3000

EVERGREEN NATIONAL INDEMNITY CO OH FC P O BOX 163340 1939 1957COLUMBUS OH 43216-3340(614) 839-1800

209




EVERGREEN RETIREMENT COMMUNITY INC WI CC P O BOX 1720 1965 1984OSHKOSH WI 54902-1720(920) 233-2340

EXCESS REINSURANCE CO DE FC TWO LOGAN SQ 9TH FL 1934 1955PHILADELPHIA PA 19103-2772(215) 864-3600

EXECUTIVE RISK INDEMNITY INC DE FC P O BOX 1615 1977 1993WARREN NJ 07061-1615(908) 903-2000

EYE CARE OF WI INC WI LH 8633 N PORT WASHINGTON RD 1986 1986FOX POINT WI 53217(414) 351-3030

FABCO EQUIPMENT INC WI WP 11200 W SILVER SPRING RD 1982 2002MILWAUKEE WI 53225-3198(414) 461-9100

FACTORY MUTUAL INS CO RI FC P O BOX 7500 1968 1968JOHNSTON RI 02919-0500(401) 275-3000

FAIRFIELD INS CO CT FC 695 E MAIN ST 1991 1994STAMFORD CT 06901-2141(203) 328-5000

FAIRHAVEN CORP WI GA 435 W STARIN RD 1960 1977WHITEWATER WI 53190-1125(262) 473-2140

FAIRHAVEN CORP WI CC 435 W STARIN RD 1960 1977WHITEWATER WI 53190-1125(262) 473-2140

FAIRMONT INS CO CA FC 10777 WESTHEIMER RD STE 5S 1970 1984HOUSTON TX 77042(713) 954-8100

FAIRMONT PREMIER INS CO CA FC 10777 WESTHEIMER RD STE 5S 1941 1949HOUSTON TX 77042(713) 954-8100

FAIRMONT SPECIALTY INS CO DE FC P O BOX 2807 1923 1964HOUSTON TX 77042(713) 954-8100

FALL CREEK MUTUAL INS CO WI TM P O BOX 186 1875 1875FALL CREEK WI 54742(715) 877-2771

FAMILY LIFE INS CO TX LC 6500 RIVER PLACE BLVD BLDG 1 1949 1960AUSTIN TX 78730-1113(512) 404-5000

FAMILY SERVICE LIFE INS CO TX LC 7 HANOVER SQ 1955 1987NEW YORK NY 10004-2616(212) 598-8924

FARM BUREAU LIFE INS CO IA LC 5400 UNIVERSITY AVE 1944 1993WEST DES MOINES IA 50266-5977(515) 225-5400

FARMERS & TRADERS LIFE INS CO NY LC P O BOX 1056 1912 1963SYRACUSE NY 13201-1056(315) 471-5656

FARMERS ALLIANCE MUTUAL INS CO KS FC 1122 NORTH MAIN ST 1888 1986MCPHERSON KS 67460(620) 241-2200

FARMERS AUTOMOBILE INS ASSN THE IL RE 2505 COURT ST 1921 1964PEKIN IL 61558-0001(309) 346-1161

FARMERS INS EXCHANGE CA RE P O BOX 2478 1928 1954TERMINAL ANNEXLOS ANGELES CA 90051-0478(323) 932-3200

FARMERS MUTUAL HAIL INS CO OF IA IA FC 2323 GRAND AVE 1893 1932DES MOINES IA 50312-5307(515) 282-9104

210




FARMERS NEW WORLD LIFE INS CO WA LC 3003 77TH AVE SE 1910 1921MERCER ISLAND WA 98040-2890(206) 232-8400

FARMERS TOWN MUTUAL INS CO WI TM 104 S WATER ST 1876 1876WILTON WI 54670(608) 435-6901

FARMINGTON CASUALTY CO CT FC 1 TOWER SQ 1982 1985HARTFORD CT 06183-6014(860) 277-0111

FARMINGTON MUTUAL INS CO WI FC 264 STATE RD 35 1878 1878OSCEOLA WI 54020(715) 294-3186

FARMLAND MUTUAL INS CO IA FC 1100 LOCUST ST DEPT 2007 1909 1948DES MOINES IA 50391-2007(515) 228-6700

FATHER FLANAGANS BOYS HOME NE GA 14086 MOTHER TERSA LANE 1920 1978BOYS TOWN NE 68010(402) 498-3127

FEDERAL HOME LIFE INS CO VA LC 6604 W BROAD ST 1910 1958RICHMOND VA 23230(804) 662-2400

FEDERAL INS CO IN FC P O BOX 1615 1901 1903WARREN NJ 07061-1615(908) 903-2000

FEDERAL LIFE INS CO MUTUAL IL LC 3750 DEERFIELD RD 1899 1950RIVERWOODS IL 60015(847) 520-1900

FEDERAL WARRANTY SERVICE CORP CA WP 260 INTERSTATE NORTH CIR NW 1993 1995ATLANTA GA 30339(305) 253-2244

FEDERATED LIFE INS CO MN LC 121 E PARK SQ 1958 1966OWATONNA MN 55060(507) 455-5200

FEDERATED MUTUAL INS CO MN FC 121 E PARK SQ 1904 1914OWATONNA MN 55060(507) 455-5200

FEDERATED RURAL ELECTRIC INS EXCHANGE KS RE P O BOX 15147 1957 1959LENEXA KS 66285-5147(913) 541-0150

FEDERATED SERVICE INS CO MN FC 121 E PARK SQ 1972 1998OWATONNA MN 55060(507) 444-7133

FEDERATION LIFE INS OF AMER WI FR 6011 S 27TH ST 1913 1915GREENFIELD WI 53221-4804(414) 281-6281

FFG INS CO TX FC P O BOX 130745 1981 1993DALLAS TX 75313-0745(214) 965-9076

FIDELITY & CASUALTY CO OF NY THE SC FC CNA CTR 1977 1977CHICAGO IL 60685(312) 822-5000

FIDELITY & DEPOSIT CO OF MD MD FC 1400 AMERICAN LANE 1969 1982TOWER 1 - 19TH FLSCHAUMBURG IL 60196-1056(847) 605-6000

FIDELITY & GUARANTY INS CO IA FC 385 WASHINGTON ST MC 510T 1977 1979ST PAUL MN 55102(651) 310-7911

FIDELITY & GUARANTY INS UNDERWRITERS INC WI FC 385 WASHINGTON ST 1951 1959ST PAUL MN 55102(651) 310-7911

FIDELITY & GUARANTY LIFE INS CO MD LC P O BOX 1137 1959 1960BALTIMORE MD 21203-1137(410) 895-0100

211




FIDELITY INVESTMENTS LIFE INS CO UT LC 82 DEVONSHIRE ST V12A 1981 1984BOSTON MA 02109-3614(617) 563-4395

FIDELITY LIFE ASSN IL LC 2500 WESTFIELD DR 1896 1899ELGIN IL 60123(847) 930-7000

FIDELITY LIFE INS CO PA LC 250 KING OF PRUSSIA RD 1981 1982RADNOR PA 19087(610) 964-7000

FIDELITY MUTUAL LIFE INS CO THE PA LC 250 KING OF PRUSSIA RD 1878 1967RADNOR PA 19087-5220(610) 964-7000

FIDELITY NATIONAL PROP & CAS INS CO NY FC 10301 DEERWOOD PK BLVD 1971 1989 STE 100JACKSONVILLE FL 32256(904) 997-7310

FIDELITY NATIONAL TITLE INS CO CA TC 601 RIVERSIDE AVE 1981 2003JACKSONVILLE FL 32204(904) 854-8100

FIDELITY SECURITY LIFE INS CO MO LC 3130 BROADWAY ST 1969 1975KANSAS CITY MO 64111-2452(816) 756-1060

FIDELITY WARRANTY SERVICES INC FL WP 190 NW 12TH AVE 1978 1993DEERFIELD BEACH FL 33442(800) 327-5172

FINANCIAL AMERICAN LIFE INS CO KS LC 5900 MONONA DRIVE 1964 1970MADISON WI 53716(608) 222-9986

FINANCIAL BENEFIT LIFE INS CO KS LC P O BOX 1555 MAILSTOP H73 1983 1990DES MOINES IA 50306(785) 232-6945

FINANCIAL GUARANTY INS CO NY FC 125 PARK AVE 1972 1972NEW YORK NY 10017(212) 312-3000

FINANCIAL INDEMNITY CO CA FC P O BOX 223687 1945 1995DALLAS TX 75222(818) 313-8500

FINANCIAL PACIFIC INS CO CA FC P O BOX 292220 1986 1999SACRAMENTO CA 95829-2220(916) 630-5000

FINANCIAL SECURITY ASSURANCE INC NY FC 350 PARK AVE 1984 1988NEW YORK NY 10022-6022(212) 339-0897

FIRE INS EXCHANGE CA RE P O BOX 2478 1942 1954TERMINAL ANNEXLOS ANGELES CA 90051-2478(323) 932-3441

FIREMANS FUND INS CO CA FC 777 SAN MARIN DR 1958 1967NOVATO CA 94998(415) 899-2000

FIREMANS FUND INS CO OF NE NE FC 777 SAN MARIN DR 1979 1991NOVATO CA 94998(415) 899-3246

FIREMANS FUND INS CO OF WI WI FC 777 SAN MARIN DR 1979 1979NOVATO CA 94998(415) 899-2000

FIREMENS INS CO OF NEWARK NJ NJ FC CNA CTR 1855 1875CHICAGO IL 60685(312) 822-5000

FIRST ALLMERICA FINANCIAL LIFE INS CO MA LC 440 LINCOLN ST 1844 1947WORCESTER MA 01653(508) 855-1000

212




FIRST AMERICAN HOME BUYERS PROTECTION CORP CA WP P O BOX 10180 1984 2002VAN NUYS CA 91410-0180(818) 781-5050

FIRST AMERICAN PROPERTY & CASUALTY INS CO CA FC 114 E FIFTH ST 1977 1992SANTA ANA CA 92701(714) 560-7850

FIRST AMERICAN TITLE INS CO CA TC 1 FIRST AMERICAN WAY 1968 1990SANTA ANA CA 92707(714) 800-3000

FIRST ASSURED WARRANTY CORP CO WP 7935 E PRENTICE AVE STE 400 1996 2003GREENWOOD VILLAGE CO 80111(303) 741-1940

FIRST AUTO & CASUALTY INS CO WI FC P O BOX 7988 1991 1991MADISON WI 53707-7988(608) 242-4505

FIRST AUTOMOTIVE SERVICE CORP NM WP 2400 LOUISIANA BLVD NE 2000 2003 BLDG 4ALBUQUERQUE NM 87110(505) 881-2244

FIRST CATHOLIC SLOVAK LADIES ASSOCIATION OH FR 24950 CHAGRIN BLVD 1899 1941 OF THE UNITED STATES OF AMERICA BEACHWOOD OH 44122-5634

(216) 464-8015FIRST CATHOLIC SLOVAK UNION USA OH FR 6611 ROCKSIDE RD 1892 1940

INDEPENDENCE OH 44131(216) 642-9406

FIRST COLONIAL INS CO FL FC 1776 AMERICAN HERITAGE 1987 2001 LIFE DRJACKSONVILLE FL 32224-6688(904) 992-1776

FIRST COLONY LIFE INS CO VA LC 6604 W BROAD ST 1955 1972RICHMOND VA 23230(804) 662-2400

FIRST COMMONWEALTH LIMITED HEALTH WI LH 444 N WELLS ST STE 600 1996 1996 SERVICE CORP CHICAGO IL 60610-4522

(312) 644-1800FIRST CONTINENTAL LIFE & ACCIDENT INS CO TX LC 12946 DAIRY ASHFORD STE 360 1979 1979

SUGAR LAND TX 77478(281) 313-7150

FIRST EXTENDED SERVICE CORP TX WP P O BOX 130745 1976 1992DALLAS TX 75313-0745(800) 527-3448

FIRST EXTENDED SERVICE CORP OF FL FL WP 2001 BRYAN ST STE 200 1995 2002DALLAS TX 75201(800) 527-3448

FIRST FINANCIAL INS CO IL FC 238 INTERNATIONAL RD 1970 1983BURLINGTON NC 27215-5129(336) 586-2500

FIRST HEALTH LIFE & HEALTH INS CO TX LC 3200 HIGHLAND AVE 1978 1980DOWNERS GROVE IL 60515(630) 737-2075

FIRST INVESTORS LIFE INS CO NY LC 95 WALL ST 1962 1991NEW YORK NY 10005(212) 858-8200

FIRST LIBERTY INS CORP THE IA FC 175 BERKELEY ST 1989 1990BOSTON MA 02117(617) 357-9500

FIRST MARINE INS CO MO FC P O BOX 369 1982 1998OSAGE BEACH MO 65065-0369(573) 348-2743

FIRST NATIONAL INS CO OF AMERICA WA FC SAFECO PLZ 1928 1930SEATTLE WA 98185-0001(206) 545-5000

213




FIRST PENN PACIFIC LIFE INS CO IN LC 10 N MARTINGALE RD 1963 1981SCHAUMBURG IL 60173-2268(260) 455-2000

FIRST SEALORD SURETY INC PA FC 33 ROCK HILL RD 1991 2000BALA CYNWYD PA 19004(610) 664-2259

FLAGSHIP CITY INS CO PA FC 144 E SIXTH ST 1992 2000ERIE PA 16530(814) 428-7554

FLORISTS MUTUAL INS CO IL FC P O BOX 428 1887 1953EDWARDSVILLE IL 62025(618) 656-4240

FLYWAY MUTUAL INS CO WI TM 918 W MAIN ST 1874 1874WAUPUN WI 53963(920) 324-2571

FOCUS ON THE FAMILY CA GA 8605 EXPLORER DR 1977 1998COLORADO SPRINGS CO 80920(719) 531-3400

FOLKSAMERICA REINSURANCE CO NY FC 1 LIBERTY PLZ 19TH FL 1979 1983NEW YORK NY 10006-1404(212) 312-2500

FORD AUTO CLUB INC MI MC P O BOX 224688 1981 1987DALLAS TX 75222-4688(972) 657-9572

FORD MOTOR SERVICE CO MI WP THE AMERICAN RD 1997 1998DEARBORN MI 48121(312) 845-0676

FOREIGN CREDIT INS ASSOC NY RS 125 PARK AVE #14 1961 1991NEW YORK NY 10017(212) 306-5000

FOREMOST INS CO MI FC P O BOX 2450 1952 1955GRAND RAPIDS MI 49501-2450(616) 956-3515

FOREMOST PROPERTY & CASUALTY INS CO MI FC P O BOX 2450 1984 1990GRAND RAPIDS MI 49501-2450(616) 942-3000

FOREMOST SIGNATURE INS CO MI FC P O BOX 2450 1982 1984GRAND RAPIDS MI 49501-2450(616) 942-3000

FOREST PRODUCTS INS EXCHANGE MN RE P O BOX 9165 1917 1920FRAMINGHAM MA 01701(508) 620-9575

FORETHOUGHT LIFE ASSURANCE CO IN LC FORETHOUGHT CTR 1972 1974BATESVILLE IN 47006(812) 933-6600

FORETHOUGHT LIFE INS CO IN LC FORETHOUGHT CTR 1980 1982BATESVILLE IN 47006-1279(812) 933-6600

FORT DEARBORN LIFE INS CO IL LC 1020 31ST ST 1966 1979DOWNERS GROVE IL 60515-5591(630) 824-6094

FORT WAYNE HEALTH & CASUALTY INS CO IN FC P O BOX 7808 1980 1982FORT WAYNE IN 46801-7808(260) 455-2000

FORTIS BENEFITS DENTALCARE OF WISCONSIN INC WI LH P O BOX 419052 1987 1987KANSAS CITY MO 64141-6052(816) 474-2345

FORTIS BENEFITS INS CO IA LC P O BOX 419052 1962 1963KANSAS CITY MO 64141-6052(816) 474-2345

FORTIS INS CO WI LC P O BOX 3050 1910 1910MILWAUKEE WI 53201-3050(414) 271-3011

214




FORTRESS INS CO IL FC 6133 N RIVER RD STE 650 1997 2003ROSEMONT IL 60018-5173(847) 384-0041

FORTUITY INS CO MI FC 1 MUTUAL AVE 1999 2003FRANKENMUTH MI 48787-0001(989) 652-6121

FOUNDERS INS CO IL FC 1645 E BIRCHWOOD AVE 1972 1994DES PLAINES IL 60018(847) 768-0040

FOUNTAIN CITY MUTUAL INS CO WI TM 2 SOUTH SHORE DR 1874 1874FOUNTAIN CITY WI 54629-0116(608) 687-3221

FOX VALLEY TECHNICAL COLLEGE WI GA 1825 N BLUEMOUND DR 1976 2003 FOUNDATION INC P O BOX 2277

APPLETON WI 54912(920) 735-5603

FRANKENMUTH MUTUAL INS CO MI FC 1 MUTUAL AVE 1921 1972FRANKENMUTH MI 48787-0001(989) 652-6121

FRANKLIN FARMERS MUTUAL INS CO WI TM 146 WEST JEFFERSON ST 1877 1877SPRING GREEN WI 53588(608) 588-2081

FREE METHODIST FOUNDATION OK GA P O BOX 580 1987 1998SPRING ARBOR MI 49283(517) 750-2727

FREEDOM VILLAGE INC WI CC 8616 N 72ND ST 1988 1989MILWAUKEE WI 53223-0172(414) 357-8086

FRIENDS FIDUCIARY CORP PA GA 1515 CHERRY ST 1975 2003PHILADELPHIA PA 19102(215) 241-7272

FRIENDSHIP VILLAGE WI CC 7300 W DEAN RD APT 2100 1972 1984MILWAUKEE WI 53223-2637(414) 354-3700

FRONTIER INS CO NY FC 195 LAKE LOUISE MARIE RD 1962 1991ROCK HILL NY 12775-8000(845) 796-2100

FUNERAL DIRECTORS LIFE INS CO TX LC P O BOX 5649 1981 1998ABILENE TX 79606(325) 695-3412

GARDEN STATE LIFE INS CO TX LC 1 MOODY PLZ 1956 1964GALVESTON TX 77550(281) 538-1037

GARRISON PROPERTY AND CAS INS CO TX FC 9800 FREDERICKSBURG RD 1900 1913SAN ANTONIO TX 78288-0344(210) 498-2211

GATEWAY INS CO MO FC 1401 S BRENTWOOD BLVD 1986 1999 STE 1000ST LOUIS MO 63144(314) 373-3333

GE CAPITAL ADMINISTRATIVE SERVICES INC FL WP 7125 W JEFFERSON ST STE 200 1993 2001LAKEWOOD CO 80235(818) 706-6988

GE CAPITAL MANAGEMENT CORP CA WP P O DRAWER 3199 1980 1991WESTLAKE VILLAGE CA 91359(818) 597-5962

GE CAPITAL WARRANTY CORP CA WP P O BOX 3199 1992 1992WESTLAKE VILLAGE CA 91359(818) 597-5962

GE GROUP LIFE ASSURANCE CO CT LC 175 ADDISON RD 1973 1976WINDSOR CT 06095(860) 737-1000

215




GE LIFE AND ANNUITY ASSURANCE CO VA LC 6604 WEST BEND ST 1871 1981RICHMOND VA 23230(804) 662-2400

GE MOTOR CLUB INC DE MC 200 N MARTINGALE RD 1973 1974SCHAUMBURG IL 60173-2236(847) 605-3000

GE REINSURANCE CORP IL FC P O BOX 2991 1969 1969OVERLAND PARK KS 66201(847) 277-5300

GE RESIDENTIAL MORTGAGE INS CORP OF NC NC FC P O BOX 177800 1972 1973RALEIGH NC 27619-1800(919) 846-4100

GE SERVICE MANAGEMENT INC IL WP GENERAL ELECTRIC APPLIANCE 1996 1997 PK #API-148LOUISVILLE KY 40225(812) 981-2456

GE WARRANTY MANAGEMENT INC IL WP APPLIANCE PARK AP6-218 1998 1999LOUISVILLE KY 40225(502) 452-3014

GE-ZURICH WARRANTY MANAGEMENT INC IL WP 1400 AMERICAN LANE 2000 2001SCHAUMBURG IL 60196(847) 605-6000

GEICO CASUALTY CO MD FC 1 GEICO PLZ 1982 1996WASHINGTON DC 20076-0001(301) 986-3000

GEICO GENERAL INS CO MD FC 1 GEICO PLZ 1978 1978WASHINGTON DC 20076-0001(301) 986-3000

GEICO INDEMNITY CO MD FC 1 GEICO PLZ 1961 1963WASHINGTON DC 20076-0001(301) 986-3000

GENERAL AMERICAN LIFE INS CO MO LC 4100 BOY SCOUT BLVD 1933 1968TAMPA FL 33607(314) 843-8700

GENERAL BOARD OF THE CHURCH OF MO GA 6401 THE PASEO 1923 2002 THE NAZARENE KANSAS CITY MO 64131

(913) 397-7992GENERAL CASUALTY CO OF IL IL FC 1 GENERAL DR 1972 1991

SUN PRAIRIE WI 53596(608) 837-4440

GENERAL CASUALTY CO OF WI WI FC 1 GENERAL DR 1925 1925SUN PRAIRIE WI 53596-0001(608) 837-4440

GENERAL ELECTRIC CAPITAL ASSURANCE CO DE LC 6604 W BROAD ST 1956 1979RICHMOND VA 23230(804) 662-2400

GENERAL ELECTRIC CO NY WP APPLIANCE PARK -AP6-218 1965 1995LOUISVILLE KY 40225(502) 452-7765

GENERAL ELECTRIC HOME EQUITY INS CORP OF NC NC FC P O BOX 177800 1982 1984RALEIGH NC 27619-1800(919) 846-4100

GENERAL ELECTRIC MORTGAGE INS CORP NC FC P O BOX 177800 1980 1981RALEIGH NC 27615(919) 846-4100

GENERAL ELECTRIC MORTGAGE INS CORP OF NC NC FC P O BOX 177800 1961 1979RALEIGH NC 27619(919) 846-4100

GENERAL FIDELITY LIFE INS CO CA LC 201 N TYRON ST NC1-022-18-02 1980 1982CHARLOTTE NC 28255(336) 805-3470

GENERAL FIRE & CASUALTY CO ID FC 2710 SUNRISE RIM RD STE 100 1979 1991BOISE ID 83705(208) 345-6658

216




GENERAL INS CO OF AMERICA WA FC SAFECO PLZ 1923 1926SEATTLE WA 98185-0001(206) 545-5000

GENERAL RE LIFE CORP CT LC 695 E MAIN ST 1967 1987STAMFORD CT 06904-0300(203) 352-3000

GENERAL REINSURANCE CORP DE FC P O BOX 10350 1970 1971STAMFORD CT 06904-2350(203) 328-5000

GENERAL SECURITY NATIONAL INS CO NY FC 199 WATER ST 21ST FL 1980 1985NEW YORK NY 10038(212) 480-1900

GENERAL STAR NATL INS CO OH FC 695 E MAIN ST 1864 1922P O BOX 10360STAMFORD CT 06904-2360(203) 328-5700

GENERALI UNITED STATES BRANCH NY FC 1 LIBERTY PLZ 1831 1984NEW YORK NY 10006(212) 602-7600

GENERALI USA LIFE REASSURANCE CO MO LC P O BOX 419076 1982 1984KANSAS CITY MO 64114(816) 412-3600

GENESIS INS CO CT FC 695 E MAIN ST 1976 1984P O BOX 10354STAMFORD CT 06904-2354(203) 328-5000

GERBER LIFE INS CO NY LC 1311 MAMARONECK AVE 1967 1971WHITE PLAINS NY 10605(914) 272-4000

GERLING AMERICA INS CO NY FC 100 PARK AVE 1981 1984NEW YORK NY 10017(212) 756-2608

GERLING GLOBAL REINSURANCE CORP OF AMERICA NY FC 1345 AVENUE OF THE AMERICAS 1940 1971NEW YORK NY 10105(212) 754-7525

GERMANTOWN INS CO PA FC 212 S FOURTH ST 1843 1961PHILADELPHIA PA 19106-3704(215) 627-1752

GERMANTOWN MUTUAL INS CO WI FC P O BOX 1020 1854 1854GERMANTOWN WI 53022-8220(262) 251-6680

GLENS FALLS INS CO THE DE FC CNA CTR 1977 1977CHICAGO IL 60685(312) 822-5000

GLOBE AMERICAN CASUALTY CO OH FC 175 BERKELEY ST 1951 1984BOSTON MA 02117(617) 357-9500

GLOBE LIFE & ACCIDENT INS CO DE LC GLOBE LIFE CTR 1979 1979OKLAHOMA CITY OK 73184(405) 270-1400

GM MOTOR CLUB INC NC MC 500 W FIFTH ST 1995 1996M/C 1214WINSTON-SALEM NC 27152(336) 770-3067

GMAC DIRECT INS CO MO FC P O BOX 66937 2000 2003ST LOUIS MO 63166-6937(314) 493-8000

GMAC INS CO ONLINE INC MO FC P O BOX 66937 2000 2001ST LOUIS MO 63166-6937(314) 493-8000

GMAC SERVICE AGREEMENT CORP MI WP 300 GALLERIA OFFICENTRE 1998 2001 STE 200SOUTHFIELD MI 48034(248) 263-6900

217




GOLDEN RULE INS CO IL LC 712 11TH ST 1940 1983LAWRENCEVILLE IL 62439-2395(618) 943-8000

GOVERNMENT EMPLOYEES INS CO MD FC 1 GEICO PLZ 1937 1947WASHINGTON DC 20076-0001(301) 986-3000

GOVERNMENT PERSONNEL MUT LIFE INS CO TX LC GPM LIFE BLDG 1934 2003P O BOX 659567SAN ANTONIO TX 78265-9567(210) 357-2222

GOVERNMENTAL INTERINSURANCE EXCHANGE IL RE P O BOX 157 1977 1995BLOOMINGTON IL 61702-0157(309) 663-1393

GRACE LUTHERAN CHURCH WI GA 202 W GRAND AVE 1911 1991EAU CLAIRE WI 54703-5396(715) 832-9713

GRANGE INDEMNITY INS CO OH FC P O BOX 1218 1995 1996COLUMBUS OH 43216-1218(614) 445-2497

GRANGE LIFE INS CO OH LC P O BOX 1218 1968 1996COLUMBUS OH 43216-1212(614) 445-2900

GRANGE MUTUAL CASUALTY CO OH FC P O BOX 1218 1935 1996COLUMBUS OH 43216-1218(614) 445-2900

GRANITE RE INC OK FC 14001 QUAILBROOK DR 1986 2001OKLAHOMA CITY OK 73134(405) 752-2600

GRANITE STATE INS CO PA FC 70 PINE ST 1885 1908NEW YORK NY 10270(212) 770-7000

GRAY INS CO THE LA FC P O BOX 6202 1977 2000METAIRIE LA 70009-6202(504) 888-7790

GREAT AMERICAN ALLIANCE INS CO OH FC 580 WALNUT ST 1945 1979CINCINNATI OH 45202(513) 369-5000

GREAT AMERICAN ASSURANCE CO OH FC 580 WALNUT ST 1905 1905CINCINNATI OH 45202-3110(513) 369-5000

GREAT AMERICAN INS CO OH FC 580 WALNUT ST 1942 1947CINCINNATI OH 45202(513) 369-5000

GREAT AMERICAN INS CO OF NY NY FC 580 WALNUT ST 1947 1948CINCINNATI OH 45202(513) 369-5600

GREAT AMERICAN LIFE INS CO OH LC P O BOX 5420 1959 1961CINCINNATI OH 45201(513) 357-3300

GREAT AMERICAN SECURITY INS CO OH FC 580 WALNUT ST 1987 1991CINCINNATI OH 45202-3110(513) 369-5000

GREAT AMERICAN SPIRIT INS CO OH FC 580 WALNUT ST 1988 1989CINCINNATI OH 45202(513) 369-5000

GREAT COMMISSION FOUNDATION OF CA GA 100 LAKE HART DR #3600 1972 2004 CAMPUS CRUSADE FOR CHRIST INC ORLANDO FL 32832-0100

(407) 541-5102GREAT DIVIDE INS CO ND FC 7233 E BUTHERUS DR 1986 1986

SCOTTSDALE AZ 85260(480) 951-0905

GREAT MIDWEST INS CO MI FC 9821 KATY FREEWAY STE 850 1985 1991HOUSTON TX 77024-1206(713) 935-7400

218




GREAT NORTHERN INS CO MN FC P O BOX 1615 1952 1953WARREN NJ 07061-1615(908) 903-2000

GREAT NORTHWEST INS CO IN FC 300 N SIXTH ST STE 103 1986 1989BOISE ID 83702(208) 336-7851

GREAT SOUTHERN LIFE INS CO TX LC P O BOX 410288 1979 1982KANSAS CITY MO 64141(816) 391-2000

GREAT WEST CASUALTY CO NE FC P O BOX 277 1956 1972S SIOUX CITY NE 68776(402) 494-2411

GREAT WEST LIFE & ANNUITY INS CO CO LC 8515 E ORCHARD RD 1907 1964GREENWOOD VILLAGE CO 80111(303) 737-3000

GREAT WEST LIFE ASSURANCE CO THE MI LC 8515 E ORCHARD RD 1891 1967GREENWOOD VILLAGE CO 80111(303) 737-3000

GREAT WESTERN INS CO UT LC P O BOX 3428 1983 1999OGDEN UT 84409-1428(801) 621-5688

GREATER BENEFICIAL UNION OF PITTSBURGH PA FR 4254 CLAIRTON BLVD 1892 1935PITTSBURGH PA 15227-3394(412) 884-5100

GREATER MILWAUKEE FOUNDATION INC WI GA 1020 N BROADWAY 1989 1995MILWAUKEE WI 53202(414) 272-6235

GREATER NEW YORK MUTUAL INS CO NY FC 200 MADISON AVE 1927 1963NEW YORK NY 10016-6023(212) 683-9700

GREATWAY INS CO WI FC 2800 S TAYLOR DR 1987 1987SHEBOYGAN WI 53081(920) 458-9131

GREEK CATHOLIC UNION OF THE USA PA FR 5400 TUSCARAWAS RD 1893 1995BEAVER PA 15009-9513(724) 495-3400

GREEN COUNTY MUTUAL INS CO WI TM 1003 6TH AVENUE WEST 1873 1873MONROE WI 53566(608) 325-3416

GREENWICH INS CO DE FC SEAVIEW HOUSE 1946 197370 SEAVIEW AVESTAMFORD CT 06902-6040(203) 964-5200

GRINNELL MUTUAL REINS CO IA FC P O BOX 790 1909 1980GRINNELL IA 50112-0790(641) 269-8000

GRINNELL SELECT INS CO IA FC P O BOX 790 1984 1995GRINNELL IA 50112-0790(641) 269-8000

GROCERS INS CO OR FC 9300 ARROWPOINT BLVD 1981 1995P O BOX 1000CHARLOTTE NC 28201-1000(704) 522-2000

GROUP HEALTH COOP OF EAU CLAIRE WI HM P O BOX 3217 1972 1976EAU CLAIRE WI 54702-3217(715) 552-4300

GROUP HEALTH COOP OF SOUTH CENTRAL WI WI HM P O BOX 44971 1972 1975MADISON WI 53744(608) 251-4156

GUARANTEE CO OF NO AM USA THE MI FC 1000 TOWN CTR STE 1800 1990 1997SOUTHFIELD MI 48075(248) 281-0281

219




GUARANTEE INS CO SC FC 1061 521 CORPORATE CTR DR 1965 1979 STE 140FORT MILL SC 29715(803) 396-5200

GUARANTEE TRUST LIFE INS CO IL LC 1275 MILWAUKEE AVE 1936 1966GLENVIEW IL 60025-2425(847) 699-0600

GUARANTY NATIONAL INS CO CO FC 9300 ARROWPOINT BLVD 1973 1987P O BOX 1000CHARLOTTE NC 28201-1000(704) 522-2000

GUARDIAN INS & ANNUITY CO INC THE DE LC 7 HANOVER SQ 1970 1971NEW YORK NY 10004-2616(212) 598-8000

GUARDIAN LIFE INS CO OF AMER THE NY LC 7 HANOVER SQ 1860 1920NEW YORK NY 10004-2616(212) 598-8000

GUIDEONE AMERICA INS CO IA FC 1111 ASHWORTH RD 1983 1983WEST DES MOINES IA 50265-3538(515) 267-5000

GUIDEONE ELITE INS CO IA FC 1111 ASHWORTH RD 1983 1988WEST DES MOINES IA 50265-3536(515) 267-5000

GUIDEONE MUTUAL INS CO IA FC 1111 ASHWORTH RD 1946 1953WEST DES MOINES IA 50265-3538(515) 267-5000

GUIDEONE SPECIALTY MUTUAL INS CO IA FC 1111 ASHWORTH RD 1948 1958WEST DES MOINES IA 50265-3538(515) 267-5000

GUIDEPOSTS A CHURCH CORP NY GA 66 E MAIN ST 1974 1979PAWLING NY 12564-1409(845) 225-3681

GUILDERLAND REINSURANCE CO NY FC 2 LOGAN SQ 9TH FL 1969 1979PHILADELPHIA PA 19103-2772(215) 864-3635

GULF INS CO CT FC P O BOX 131771 1940 1949DALLAS TX 75313-1771(972) 650-2800

GUNDERSEN LUTHERAN HEALTH PLAN INC WI HM 1836 SOUTH AVE 1995 1995LA CROSSE WI 54601(608) 782-7300

GUNDERSEN LUTHERAN MEDICAL FOUNDATION INC WI GA 1836 SOUTH AVE 1976 1994LA CROSSE WI 54601(608) 775-6748

HABITAT FOR HUMANITY INTERNATIONAL INC GA GA 121 HABITAT ST 1977 2001AMERICUS GA 31709-3498(229) 924-6935

HAMBURG STARK MUTUAL INS CO WI TM P O BOX 369 1867 1867COON VALLEY WI 54623-0369(608) 452-3275

HANOVER INS CO THE NH FC 440 LINCOLN ST 1972 1973WORCESTER MA 01653(508) 853-7200

HARCO NATIONAL INS CO IL FC P O BOX 68309 1954 1959SCHAUMBURG IL 60168(847) 321-4800

HARLEYSVILLE INS CO MN FC P O BOX 1233 1930 1930MINNEAPOLIS MN 55440-1233(952) 829-1400

HARLEYSVILLE LAKE STATES INS CO MI FC 12935 S W BAY SHORE DR 1915 1994TRAVERSE CITY MI 49684(231) 946-6390

220




HARLEYSVILLE LIFE INS CO PA LC 1440 PENNBROOK PARKWAY 1960 2001LANSDALE PA 19446-3840(215) 393-6131

HARLEYSVILLE MUTUAL INS CO PA FC 355 MAPLE AVE 1917 1983HARLEYSVILLE PA 19438-2200(215) 256-5000

HART LIFE INS CO CT LC P O BOX 2999 1965 1966HARTFORD CT 06104-2999(860) 843-5867

HARTFORD ACCIDENT & INDEMNITY CO CT FC HARTFORD PLZ 1913 1913HARTFORD CT 06115(860) 547-5000

HARTFORD CASUALTY INS CO (NEW JERSEY) IN FC HARTFORD PLZ 1987 1987HARTFORD CT 06115(860) 547-5000

HARTFORD FIRE INS CO CT FC HARTFORD PLZ 1810 1851HARTFORD CT 06115(860) 547-5000

HARTFORD INS CO OF THE MIDWEST IN FC HARTFORD PLZ 1979 1984HARTFORD CT 06115(860) 547-5000

HARTFORD LIFE & ACCIDENT INS CO CT LC P O BOX 2999 1967 1969HARTFORD CT 06104-2999(860) 843-5867

HARTFORD LIFE AND ANNUITY INS CO CT LC P O BOX 2999 1955 1956HARTFORD CT 06104-2999(860) 843-5867

HARTFORD LIFE GROUP INS CO IL LC P O BOX 2999 1960 1990HARTFORD CT 06104-2999(860) 547-5000

HARTFORD LIFE INS CO CT LC P O BOX 2999 1978 1979HARTFORD CT 06104-2999(860) 843-5867

HARTFORD STEAM BOILER INSPECTION CT FC 1 STATE ST 1988 2002 & INS CO OF CT P O BOX 299

HARTFORD CT 06141-0299(860) 722-5057

HARTFORD STEAM BOILER INSPECTION CT FC P O BOX 5024 1866 1871 & INS CO THE HARTFORD CT 06102-5024

(860) 722-1866HARTFORD UNDERWRITERS INS CO CT FC HARTFORD PLZ 1987 1988

HARTFORD CT 06115(860) 547-5000

HASTINGS MUTUAL INS CO MI FC 404 E WOODLAWN AVE 1885 1984HASTINGS MI 49058-1091(800) 442-8277

HAWKEYE SECURITY INS CO WI FC 175 BERKELEY ST 1979 1979BOSTON MA 02117(617) 357-9500

HCC INS CO IN FC 13403 NORTHWEST FREEWAY 1979 1989HOUSTON TX 77040(713) 996-1146

HCC LIFE INS CO IN LC 13403 NORTHWEST FREEWAY 1981 1982HOUSTON TX 77040-6094(800) 582-9621 5555

HCSC INS SERVICES CO IL LC 300 E RANDOLPH 1958 1994CHICAGO IL 60601-5099(312) 653-6361

HEALTH NET LIFE INS CO CA LC 21281 BURBANK BLVD B3 1986 2004WOODLAND HILLS CA 91367-6607(818) 676-8256

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HEALTH TRADITION HEALTH PLAN WI HM 4001 41ST ST NW 1986 1986ROCHESTER MN 55901(877) 832-1823

HEALTHY ALLIANCE LIFE INS CO MO LC 1831 CHESTNUT ST 1971 1984ST LOUIS MO 63103-2275(314) 923-4689

HEIFER INTERNATIONAL FOUNDATION AR GA P O BOX 727 1990 2004LITTLE ROCK AR 72203-0727(501) 907-4900

HELENVILLE MUTUAL INS CO WI TM P O BOX 67 1876 1876HELENVILLE WI 53137-0067(920) 674-5188

HENRIETTA GREENWOOD & UNION WI TM E237 CTY HWY EE 1883 1883 MUTUAL FIRE INS CO WONEWOC WI 53968

(608) 464-7642HERITAGE CASUALTY INS CO IL FC 200 N MARTINGALE RD 1974 1982

SCHAUMBURG IL 60173-2096(847) 605-3000

HERITAGE FOUNDATION THE DC GA 214 MASSACHUSETTS AVE NE 1973 2000WASHINGTON DC 20002(202) 546-4400

HERITAGE INDEMNITY CO CA FC 7125 W JEFFERSON AVE #200 1979 1989LAKEWOOD CO 80235(303) 987-4104

HERITAGE LIFE INS CO AZ LC 500 VIRGINIA DR 1957 1967FORT WASHINGTON PA 19034(267) 468-2000

HIGHLANDS INS CO TX FC 10370 RICHMOND AVE 1957 1969HOUSTON TX 77042-4123(713) 952-9555

HIGHMARK LIFE INS CO PA LC P O BOX 535061 1981 1982PITTSBURGH PA 15222-3099(800) 328-5433

HIGHWAY LOSS DATA INSTITUTE DC RS 1005 N GLEBE RD STE 800 1973 1973ARLINGTON VA 22201-4751(703) 247-1600

HILLSBORO DEVELOPMENT CO LLC WI CC 8605 FAIRWAY PL STE 100 2000 2001MIDDLETON WI 53562(608) 256-9046

HOLLAND MUTUAL FIRE INS CO WI TM 265 S MAIN ST 1870 1870CEDAR GROVE WI 53013(920) 668-8948

HOLY FAMILY SOCIETY OF THE U S OF AMERICA IL FR P O BOX 2909 1915 1995JOLIET IL 60434(815) 725-5880

HOME BUYERS RESALE WARRANTY CORP MI WP 2675 S ABILENE ST 1981 2001AURORA CO 80014(303) 368-4805

HOME MISSIONERS OF AMERICA THE OH GA P O BOX 465618 1940 1979CINCINNATI OH 45246-5618(513) 874-8900

HOME OWNERS LIFE INS CO IL LC 307 N MICHIGAN AVE 1962 1984CHICAGO IL 60601(312) 346-8100

HOME SECURITY ASSOC INC WI WP 310 N MIDVALE BLVD 1993 1993MADISON WI 53705(608) 231-0010

HOME WARRANTY OF AMERICA LLC IL WP 1549 BARCLAY BLVD 1996 2000BUFFALO GROVE IL 60089(888) 492-7359

HOME-OWNERS INS CO MI FC P O BOX 30660 1863 2001LANSING MI 48909-8160(517) 323-1200

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HOMELAND CENTRAL INS CO IA FC 1 BEACON ST 1919 1958BOSTON MA 02108-3100(617) 725-6000

HOMESITE INS CO CT FC 99 BEDFORD ST 1985 1989BOSTON MA 02111-2217(617) 832-1300

HOMESTEAD MUTUAL INS CO WI TM 7093 COUNTY RD T 1873 1873OSHKOSH WI 54904-9610(920) 836-3577

HOMESTEADERS LIFE CO IA LC P O BOX 1756 1906 1999DES MOINES IA 50306(515) 288-7481

HOMESURE OF AMERICA INC FL WP P O BOX 551540 1978 1985FT LAUDERDALE FL 33325-1540(800) 327-9787

HORACE MANN INS CO IL FC 1 HORACE MANN PLZ 1963 1964SPRINGFIELD IL 62715-0001(217) 789-2500

HORACE MANN LIFE INS CO IL LC 1 HORACE MANN PLZ 1949 1968SPRINGFIELD IL 62715-0001(217) 789-2500

HORACE MANN PROPERTY & CASUALTY INS CO CA FC #1 HORACE MANN PLZ 1965 1974SPRINGFIELD IL 62715(217) 789-2500

HOUSEHOLD LIFE INS CO MI LC 200 SOMERSET CORP BLVD 1980 1988 STE 100BRIDGEWATER NJ 08807(908) 203-2115

HOUSTON GENERAL INS CO TX FC 1 BEACON ST B07-11 1980 1987BOSTON MA 02108-3100(617) 725-6522

HUDSON INS CO DE FC 17 STATE ST 29TH FL 1918 1999NEW YORK NY 10004(212) 978-2851

HUMANA INS CO WI LC P O BOX 740036 1968 1968LOUISVILLE KY 40201-7436(920) 336-1100

HUMANA WISC HEALTH ORGANIZATION INS CORP WI HM P O BOX 740036 1985 1985LOUISVILLE KY 40201-7436(502) 580-1000

HUMANADENTAL INS CO WI LC P O BOX 740036 1908 1908LOUISVILLE KY 40201-7436(920) 336-1100

ICM INS CO NY FC 100 COMMONS WAY STE 210 1981 1992HOLMDEL NJ 07733(732) 706-7888

IDEALIFE INS CO CT LC P O BOX 300 1981 1988STAMFORD CT 06904-0300(203) 352-3000

IDS LIFE INS CO MN LC 227 AXP FINANCIAL CTR 1957 1963MINNEAPOLIS MN 55474(612) 671-3131

IDS PROPERTY CASUALTY INS CO WI FC 3500 PACKERLAND DR 1972 1973DE PERE WI 54115(920) 330-5100

ILLINOIS FARMERS INS CO IL FC P O BOX 948 1968 1971AURORA IL 60507(630) 907-3205

ILLINOIS MUTUAL LIFE INS CO IL LC 300 SW ADAMS ST 1912 1926PEORIA IL 61634-0001(309) 674-8255

ILLINOIS NATIONAL INS CO IL FC 300 S RIVERSIDE PLZ STE 2100 1933 1979CHICAGO IL 60606-6613(312) 930-5417

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IMPERIAL CASUALTY & INDEMNITY CO OK FC 8000 WARREN PKWY 1954 1962BLDG 3 STE 300FRISCO TX 75034(214) 618-6900

IMT INS CO MUTUAL IA FC P O BOX 1336 1883 1997DES MOINES IA 50305-1336(515) 327-2755

INDEMNITY INS CO OF NORTH AMERICA PA FC P O BOX 41484 1977 1984PHILDADELPHIA PA 19101-1484(215) 640-4555

INDEPENDENCE LIFE & ANNUITY CO RI LC 1 SUN LIFE EXEC PK 1934 1951WELLESLEY HILLS MA 02481(781) 237-6030

INDEPENDENT CARE HEALTH PLAN WI HM 1555 N RIVERCTR DR 2003 2003 STE 202AMILWAUKEE WI 53212(414) 223-4847

INDEPENDENT ORDER OF FORESTERS THE NY FR 789 DON MILLS RD 1877 1967TORONTO M3C 1-T9(416) 429-3000

INDEPENDENT ORDER OF VIKINGS IL FR P O BOX 5147 1895 1972SPRINGFIELD IL 62705-5147(877) 881-1777

INDEPENDENT STATISTICAL SERVICE INC IL RS EXECUTIVE VICE-PRESIDENT 0 20042600 SOUTH RIVER ROADDES PLAINES IL 60018(847) 297-7800

INDIANA INS CO IN FC 175 BERKELEY ST 1960 1972BOSTON MA 02117(617) 357-9500

INDIANA LUMBERMENS MUTUAL INS CO IN FC 3600 WOODVIEW TRCE 1897 1978INDIANAPOLIS IN 46268-0600(800) 428-1441

INDIANAPOLIS LIFE INS CO IN LC P O BOX 1555 MAILSTOP H73 1905 1955DES MOINES IA 50309(515) 557-3935

INDIVIDUAL ASSURANCE CO LIFE HEALTH MO LC 2400 W 75TH ST 1973 1980 & ACCIDENT PRAIRIE VILLAGE KS 66208

(816) 842-8842INFINITY INS CO IN FC 3700 COLONNADE PKWY 1978 1981

BIRMINGHAM AL 35243(800) 782-2040

INFINITY NATIONAL INS CORP IN FC 3700 COLONNADE PKWY 1992 1999BIRMINGHAM AL 35243(205) 870-4000

INFINITY SELECT INS CO IN FC 3700 COLONNADE PKWY 1991 1995BIRMINGHAM AL 35243(205) 870-4000

ING INS CO OF AMERICA FL LC 5780 POWERS FERRY RD NW 1990 1990ATLANTA GA 30327-4390(770) 980-5100

ING LIFE INS AND ANNUITY CO CT LC 5780 POWERS FERRY RD NW 1976 1976ATLANTA GA 30327-4390(770) 980-5100

ING USA ANNUITY & LIFE INS CO IA LC 5780 POWERS FERRY RD NW 1973 1974ATLANTA GA 30327-4390(770) 980-5100

INSURA PROPERTY & CASUALTY INS CO IL FC P O BOX 9030 1980 1984ADDISON TX 75001(972) 728-6300

INSURANCE ADMINISTRATION SERVICES INC IL WP 1500 W SHURE DR 7TH FL 2000 2001ARLINGTON HEIGHTS IL 60004(800) 462-2452

224




INSURANCE CO OF IL IL FC SAFECO PLZ 1970 1989SEATTLE WA 98185(206) 545-5000

INSURANCE CO OF NORTH AMERICA PA FC 1601 CHESTNUT ST 1794 1864P O BOX 41484PHILADELPHIA PA 19101-1484(215) 640-1000

INSURANCE CO OF STATE OF PA THE PA FC 70 PINE ST 1794 1906NEW YORK NY 10270(212) 770-7000

INSURANCE CO OF THE AMERICAS FL FC P O BOX 855 1976 1980ORISKANY NY 13424(315) 768-2726

INSURANCE CO OF THE WEST CA FC P O BOX 85563 1972 1991SAN DIEGO CA 92186-5563(858) 350-2400

INSURANCE CORP OF NY THE NY FC 1 CANTERBURY GREEN 1968 1968 2ND FLSTAMFORD CT 06901-2033(203) 705-2500

INSURANCE CORP OF HANNOVER IL FC 7 TIMES SQ 36TH & 37TH FL 1979 1983NEW YORK NY 10036(212) 805-9700

INSURANCE SERVICES OFFICE INC NY RS 545 WASHINGTON BLVD 1971 1971JERSEY CITY NJ 07310(212) 898-6000

INSUREMAX INS CO IN FC P O BOX 607 1998 2004NEWBURGH IN 47629-0607(812) 858-4100

INTEGON GENERAL INS CORP NC FC P O BOX 3199 1960 1996WINSTON-SALEM NC 27102-3199(877) 468-3466

INTEGON INDEMNITY CORP NC FC P O BOX 3199 1946 1996WINSTON-SALEM NC 27102-3199(336) 770-2000

INTEGON NATIONAL INS CO NC FC P O BOX 3199 1988 1988WINSTON-SALEM NC 27102-3199(314) 770-2000

INTEGRITY LIFE INS CO OH LC 515 W MARKET ST 8TH FL 1966 1996LOUISVILLE KY 40202(502) 582-7900

INTEGRITY MUTUAL INS CO WI FC P O BOX 539 1933 1933APPLETON WI 54912-0539(920) 734-4511

INTERCONTINENTAL WARRANTY SERVICES INC FL WP 600 W HILLSBORO BLVD STE 200 1991 1999DEERFIELD BEACH FL 33441(954) 427-3111

INTERNATIONAL BIBLE SOCIETY FOUNDATION NY GA 1820 JET STREAM DR 1866 1987COLORADO SPGS CO 80921(719) 488-9200

INTERNATIONAL BUSINESS & MERCANTILE IL FC 307 N MICHIGAN AVE 1960 1984 REASSUR CO CHICAGO IL 60601

(312) 346-8100INTERNATIONAL CRANE FOUNDATION INC WI GA E11376 SHADY LANE RD 1973 2003

BARABOO WI 53913-0447(608) 356-9462

INTERNATIONAL FIDELITY INS CO NJ FC 1 NEWARK CTR 1904 1998NEWARK NJ 07102-5207(973) 624-7200

INTERNATIONAL LUTHERAN LAYMENS LEAGUE MO GA 660 MASON RIDGE CTR DR 1967 2004ST LOUIS MO 63141-8557(314) 317-4100

225




INTERSTATE INDEMNITY CO IL FC 55 E MONROE ST 1961 1982CHICAGO IL 60603(312) 346-6400

INTERSTATE NATIONAL DEALER SERVICES INC DE WP 333 EARLE OVINGTON BLVD 1991 1997 STE 700UNIONDALE NY 11553-9340(800) 942-0400

INTERVARSITY CHRISTIAN FELLOWSHIP/USA WI GA P O BOX 7895 1941 2003MADISON WI 53711(608) 274-9001

INVESTORS GUARANTY LIFE INS CO CA LC 48 MONROE TURNPIKE 1962 1966TRUMBULL CT 06611(203) 459-6000

INVESTORS LIFE INS CO OF NORTH AMERICA TX LC 6500 RIVER PLACE BLVD BLDG 1 1963 1969AUSTIN TX 78730(512) 404-5000

INVESTORS TITLE INS CO NC TC P O DRAWER 2687 1972 1997CHAPEL HILL NC 27514(919) 968-2200

IOWA MUTUAL INS CO IA FC P O BOX 290 1900 1962DEWITT IA 52742(563) 659-3231

ISLAND PEER REVIEW ORGANIZATION INC NY IRO 1979 MARCUS AVE 1999 2003LAKE SUCCESS NY 11042(516) 326-7767

ISMIE MUTUAL INS CO IL FC 20 N MICHIGAN AVE 1976 2003CHICAGO IL 60602-4811(312) 782-1654

ISO DATA INC NY RS 545 WASHINGTON BLVD 1988 1988JERSEY CITY NJ 07310(212) 898-6000

IXONIA MUTUAL INS CO WI TM P O BOX 326 1875 1876IXONIA WI 53036-0326(920) 261-6616

JACKSON NATIONAL LIFE INS CO MI LC 1 CORPORATE WAY 1961 1981LANSING MI 48951(517) 381-5500

JAMESTOWN MUTUAL INS CO WI TM P O BOX 188 1885 1885KIELER WI 53812(608) 568-3278

JEFFERSON INS CO NY FC 777 SAN MARIN DR 1950 1967NOVATO CA 94998(415) 899-2000

JEFFERSON NATIONAL LIFE INS CO TX LC 9920 CORPORATE CAMPUS DR 1937 1967 STE 1000LOUISVILLE KY 40223(502) 587-7626

JEFFERSON PILOT FINANCIAL INS CO NE LC 100 N GREENE ST 1903 1956GREENSBORO NC 27401(336) 691-3000

JEFFERSON PILOT LIFE INS CO NC LC P O BOX 21008 1890 1986GREENSBORO NC 27420-2507(336) 691-3000

JEFFERSON PILOT LIFEAMERICA INS CO NJ LC 100 N GREENE ST 1897 1959GREENSBORO NC 27401(603) 226-5000

JEWELERS MUTUAL INS CO WI FC P O BOX 468 1913 1914NEENAH WI 54957-0468(920) 725-4326

JMIC LIFE INS CO FL LC 500 JIM MORAN BLVD 1979 1991DEERFIELD BEACH FL 33442(954) 429-2333

226




JOHN ALDEN LIFE INS CO WI LC P O BOX 3050 1973 1973MILWAUKEE WI 53203(414) 271-3011

JOHN HANCOCK LIFE INS CO USA MI LC P O BOX 640 1955 1979BUFFALO NY 14201-0640(416) 926-0100

JOHN HANCOCK LIFE INS CO MA LC P O BOX 111 1862 1928BOSTON MA 02117-0111(617) 572-6000

JOHN HANCOCK VARIABLE LIFE INS CO MA LC P O BOX 717 1979 1981BOSTON MA 02117-0717(617) 572-6000

JUVENILE DIABETES FOUNDATION INTERNATIONAL PA GA 120 WALL ST 19TH FL 1970 2001NEW YORK NY 10005(212) 479-7551

JX ENTERPRISES INC WI WP 900 B SILVERNAIL RD 1984 2003PEWAUKEE WI 53072(262) 513-5077

KANAWHA INS CO SC LC P O BOX 610 1958 1990LANCASTER SC 29721-0610(803) 283-5300

KANSAS BANKERS SURETY CO THE KS FC P O BOX 1654 1909 1981TOPEKA KS 66601-1654(785) 228-0000

KANSAS CITY FIRE & MARINE INS CO SC FC CNA CTR 1929 1947CHICAGO IL 60685(312) 822-5000

KANSAS CITY LIFE INS CO MO LC P O BOX 219139 1895 1922KANSAS CITY MO 64121-9139(816) 753-7000

KEMPER CASUALTY INS CO IL FC 1 KEMPER DR 1970 1984LONG GROVE IL 60049-0001(847) 320-2000

KEMPER INDEPENDENCE INS CO IL FC 5200 BELFORT RD STE 120 1998 1999JACKSONVILLE FL 32256(904) 245-5600

KEMPER INVESTORS LIFE INS CO IL LC 3003 77TH AVE SE 1979 1981MERCER ISLAND WA 98040(206) 232-8400

KENOSHA COUNTY MUTUAL INS CO WI TM P O BOX 115 1860 1860BRISTOL WI 53104-0115(262) 857-2876

KEY LIFE INS CO IN LC P O BOX 1646 1976 1995INDIANAPOLIS IN 46206-1646(317) 231-2700

KNIGHTS OF COLUMBUS CT FR P O BOX 1670 1882 1900NEW HAVEN CT 06507-0901(203) 752-4000

LAFAYETTE COLLEGE PA GA 307 MARKLE HALL 1826 2001EASTON PA 18042-1779(610) 330-5037

LAFAYETTE LIFE INS CO THE IN LC P O BOX 7007 1905 1955LAFAYETTE IN 47903-7007(765) 477-7411

LAKELAND COLLEGE WI GA P O BOX 359 1868 1983SHEBOYGAN WI 53082-0359(920) 565-1336

LANCER INS CO IL FC 370 W PARK AVE 1945 1947LONG BEACH NY 11561-3245(516) 431-4441

LAPRAIRIE MUTUAL INS CO WI TM 460 S RANDALL AVE 1873 1873JANESVILLE WI 53545-4224(608) 752-2724

227




LAURIER INDEMNITY CO WI FC 111 W MICHIGAN ST 1988 1995MILWAUKEE WI 53203-2903(414) 908-8000

LAWRENCE UNIVERSITY OF WI WI GA 115 S DREW ST 1847 1977APPLETON WI 54911(920) 832-6543

LAWYERS TITLE INS CORP VA TC 101 GATEWAY CENTRE PKWY 1925 1948RICHMOND VA 23235(804) 267-8000

LE MARS INS CO IA FC P O BOX 1608 1901 1996LE MARS IA 51031-1608(712) 546-7847

LEADER INS CO OH FC 5205 N OCONNOR BLVD STE 700 1963 1979IRVING TX 75039(972) 501-8300

LEAGUE OF WISC MUNICIPALITIES MUTUAL INS WI FC 7633 GANSER WAY STE 200 2002 2002MADISON WI 53719(608) 833-9595

LEBANON CLYMAN MUTUAL INS CO WI TM P O BOX 86 1887 1887LEBANON WI 53047(920) 925-3755

LEGACY BENEFITS CORP NY VI EMPIRE STATE BLDG 1991 2002350 FIFTH AVE STE 4320NEW YORK NY 10118(212) 643-1190

LEUKEMIA & LYMPHOMA SOCIETY INC THE NY GA 1311 MAMARONECK AVE 1949 2001WHITE PLAINS NY 10605(914) 821-8822

LEXON INS CO TX FC 10002 SHELBYVILLE RD STE 100 1984 2000LOUISVILLE KY 40223(502) 253-6500

LIBERTY BANKERS LIFE INS CO IA LC P O BOX 5147 1957 1998SPRINGFIELD IL 62703(217) 241-6300

LIBERTY INS CORP IL FC 175 BERKELEY ST 1983 1984BOSTON MA 02117(617) 357-9500

LIBERTY INS UNDERWRITERS INC NY FC 55 WATER ST 18TH FL 1811 1922NEW YORK NY 10041(212) 208-4220

LIBERTY LIFE ASSURANCE CO OF BOSTON MA LC 100 LIBERTY WAY 1963 1966DOVER NH 03820(603) 749-2600

LIBERTY LIFE INS CO SC LC P O BOX 1389 1905 1973GREENVILLE SC 29602-0789(864) 609-8111

LIBERTY MUTUAL FIRE INS CO MA FC 175 BERKELEY ST 1908 1926BOSTON MA 02117(617) 357-9500

LIBERTY MUTUAL FIRE INS CO WI TM 11524 KLUCKHOHN ST 1872 1872STITZER WI 53825(608) 943-8333

LIBERTY MUTUAL INS CO MA FC 175 BERKELEY ST 1912 1919BOSTON MA 02117(617) 357-9500

LIBERTY NATIONAL LIFE INS CO AL LC P O BOX 2612 1929 1982BIRMINGHAM AL 35202(205) 325-4979

LIBERTY PERSONAL INS CO MI FC 175 BERKELEY ST 1960 1972BOSTON MA 02117(617) 357-9500

LIBERTY UNIVERSITY INC VA GA 1971 UNIVERSITY BLVD 1971 2004LYNCHBURG VA 24502(434) 582-2875

228




LIFE INS CO OF GEORGIA GA LC 5780 POWERS FERRY RD NW 1891 1994ATLANTA GA 30327(770) 980-5100

LIFE INS CO OF NORTH AMERICA PA LC TWO LIBERTY PLACE TL18A 1956 19581601 CHESTNUT STPHILADELPHIA PA 19192-2362(215) 761-3655

LIFE INS CO OF THE SOUTHWEST TX LC P O BOX 569080 1955 1981DALLAS TX 75356-9080(214) 638-7100

LIFE INVESTORS INS CO OF AMERICA IA LC 4333 EDGEWOOD RD NE 1930 1969CEDAR RAPIDS IA 52499-0001(319) 398-8511

LIFE SETTLEMENTS INTERNATIONAL LLC MI VI 419 ESSEX PLACE 1995 1998MEMPHIS TN 38120(800) 327-8222

LINCOLN BENEFIT LIFE CO NE LC 3075 SANDERS RD STE H1A 1938 1979NORTHBROOK IL 60062(847) 402-5000

LINCOLN GENERAL INS CO PA FC P O BOX 3709 1977 1992YORK PA 17402(717) 757-0000

LINCOLN HERITAGE LIFE INS CO IL LC 4343 E CAMELBACK RD 1963 1994PHOENIX AZ 85018(602) 957-1650

LINCOLN MEMORIAL LIFE INS CO TX LC P O BOX 160050 1936 1970AUSTIN TX 78716-0050(512) 328-0075

LINCOLN MUTUAL LIFE & CASUALTY INS CO ND LC P O BOX 1918 1935 1956FARGO ND 58107-1918(701) 282-1807

LINCOLN NATIONAL LIFE INS CO THE IN LC 1300 SOUTH CLINTON ST 1905 1921FORT WAYNE IN 46802(260) 455-2000

LIONS CLUBS INTL FOUNDATION IL GA 300 W 22ND ST 1968 2002OAK BROOK IL 46202(630) 571-5466

LITTLE BLACK MUTUAL INS CO WI FC P O BOX 129 1889 1889STETSONVILLE WI 54480-0129(715) 678-2682

LM GENERAL INS CO DE FC 175 BERKELEY ST 1978 1982BOSTON MA 02117(617) 357-9500

LM INS CORP IA FC 175 BERKELEY ST 1989 1990BOSTON MA 02117(617) 357-9500

LM PERSONAL INS CO DE FC 175 BERKELEY ST 1978 1982BOSTON MA 02117(617) 357-9500

LM PROPERTY & CAS INS CO IN FC 175 BERKELEY ST 1975 1975BOSTON MA 02117(617) 357-9500

LOCAL GOVERNMENT PROPERTY INS FUND WI FC 7633 GANSER WAY STE 206 1882 1903C/O ASU GROUPMADISON WI 53719-2092(608) 821-1189

LOCK/LINE WARRANTY SERVICES LLC KS WP P O BOX 411605 2001 2002KANSAS CITY MO 64141-1605(816) 237-3000

LODI MUTUAL INS CO WI TM 519 WOODLAWN AVE 1877 1877LODI WI 53555-1039(608) 592-2500

229




LONDON LIFE REINS CO PA LC P O BOX 1120 1969 1984BLUEBELL PA 19422-0319(215) 542-7200

LONGYEAR FOUNDATION MA GA 1125 BOYLSTON ST 1923 2004CHESTNUT HILL MA 02467(617) 278-9000

LOYAL AMERICAN LIFE INS CO OH LC P O BOX 26580 1955 1971AUSTIN TX 78755(512) 451-2224

LOYAL CHRISTIAN BENEFIT ASSN PA FR P O BOX 13005 1890 1906ERIE PA 16514-1305(814) 453-4331

LUCK MUTUAL INS CO WI TM P O BOX 437 1881 1881LUCK WI 54853(715) 472-2861

LUMBER MUTUAL INS CO MA FC P O BOX 9165 1895 1987FRAMINGHAM MA 01701-9165(508) 872-8111

LUMBERMENS MUTUAL CASUALTY CO IL FC 1 KEMPER DR 1912 1913LONG GROVE IL 60049-0001(847) 320-2000

LUMBERMENS UNDERWRITING ALLIANCE US MO RE 2501 N MILITARY TRAIL 1905 1913BOCA RATON FL 33431-6398(561) 994-1900

LUTHER MANOR TERRACE WI CC 4545 N 92ND ST 1957 1984MILWAUKEE WI 53225-4807(414) 464-3880

LUTHERAN CHURCH MISSOURI SYNOD FOUNDATION MO GA 1333 SOUTH KIRKWOOD RD 1958 1990SAINT LOUIS MO 63122(314) 641-5143

LUTHERAN SOCIAL SERVICES OF WI & UPPER MI INC WI GA 647 W VIRGINIA ST STE 300 1977 1993MILWAUKEE WI 53204-1535(414) 281-4400

LUTHERAN UNIVERSITY ASSOCIATION INC THE IN GA 1700 CHAPEL DR FINANCE OFC 1925 1998VALPARAISO IN 46383(219) 464-5215

LYNDON PROPERTY INS CO MO FC 14755 N OUTER FORTY DR 1978 1981 STE 400ST LOUIS MO 63017(636) 536-5600

MADISON COMMUNITY FOUNDATION WI GA P O BOX 5010 1942 2003MADISON WI 53705-0010(608) 232-1763

MADISON NATIONAL LIFE INS CO INC WI LC P O BOX 5008 1961 1962MADISON WI 53705-0008(608) 238-2691

MANAGED HEALTH SERVICES INS CORP WI HM 7711 CARONDELET AVE STE 800 1990 1990ST LOUIS MO 63105(314) 725-4477

MANHATTAN LIFE INS CO THE NY LC 2727 ALLEN PKWY STE 500 1850 1959WORTHAM TOWERHOUSTON TX 77019(713) 529-0045

MANHATTAN NATIONAL LIFE INS CO IL LC P O BOX 5420 1956 1956CINCINNATI OH 45201(513) 357-3300

MANITOWOC MUTUAL INS CO WI FC P O BOX 430 1874 1874REEDSVILLE WI 54230(920) 754-4440

MANOR PARK FOUNDATION INC WI GA 3023 S 84TH ST 1976 1993WEST ALLIS WI 53227(414) 607-4153

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MANUFACTURERS LIFE INS CO OF AMER THE MI LC P O BOX 633 1977 1984BUFFALO NY 14201-0633(416) 926-0100

MANULIFE INS CO DE LC P O BOX 717 1981 1982BOSTON MA 02117(617) 572-6000

MAPFRE REINSURANCE CORP NJ FC 100 CAMPUS DR 1985 1995FLORHAM PARK NJ 07932-1006(973) 443-0443

MAPLE VALLEY MUTUAL INS CO WI FC P O BOX 59 1891 1891LENA WI 54139(920) 829-5525

MARANATHA BAPTIST BIBLE COLLEGE WI GA 745 WEST MAIN ST 1968 1998WATERTOWN WI 53094(920) 206-2307

MARCELLON TOWN MUTUAL FIRE INS CO WI TM W3294 GROUSE RD 1889 1889PARDEEVILLE WI 53954-9801(608) 429-4164

MARINE INNOVATIONS WARRANTY CORP MN WP 5125 COUNTY RD 101 STE 200 1995 1995MINNETONKA MN 55345(612) 473-0255

MARKEL AMERICAN INS CO VA FC 4600 COX RD 1986 1995GLEN ALLEN VA 23060(804) 527-2700

MARKEL INS CO IL FC 4600 COX RD 1980 1984GLEN ALLEN VA 23060(847) 572-6000

MARQUETTE NATIONAL LIFE INS CO TX LC P O BOX 958465 1967 1982LAKE MARY FL 32795(407) 628-1776

MARQUETTE UNIVERSITY WI GA 915 W WISCONSIN AVE STE 215 1864 1978MILWAUKEE WI 53233(414) 288-3301

MARQUETTE UNIVERSITY HIGH SCHOOL WI GA 3401 W WISCONSIN AVE 1975 2002MILWAUKEE WI 53208(414) 933-7220

MARSHFIELD CLINIC WI GA 1000 N OAK AVE 1916 1994MARSHFIELD WI 54449-5790(715) 389-3868

MARYLAND CASUALTY CO MD FC 1400 AMERICAN LANE 1898 1898TOWER 1 19TH FLSCHAUMBURG IL 61906-1056(847) 605-6000

MARYLAND INS CO TX FC 1400 AMERICAN LANE TOWER 1 1961 1996 19TH FLSCHAUMBURG IL 60196-1056(847) 605-6000

MASONIC VILLAGE ON THE SQUARE INC WI CC 410 MAIN ST 1989 1990DOUSMAN WI 53118-9349(262) 965-2111

MASSACHUSETTS BAY INS CO NH FC 440 LINCOLN ST 1956 1958WORCESTER MA 01653(508) 853-7200

MASSACHUSETTS MUTUAL LIFE INS CO MA LC 1295 STATE ST 1851 1916SPRINGFIELD MA 01111-0001(413) 788-8411

MASSWEST INS CO INC WI FC 1 GENERAL DR 1989 2003SUN PRAIRIE WI 53596(608) 837-4440

MASTER PLUMBERS LTD MUTUAL LIABILITY CO WI FC P O BOX 585 1911 1912FOND DU LAC WI 54936(414) 922-3569

231




MAXIMUS INC VA IRO 50 SQUARE DR STE 210 1997 2002EASTGATE SQVICTOR NY 14564(585) 425-5280

MAYFLOWER INS CO LTD THE SC FC CNA CTR 1911 1984333 S WABASH AVECHICAGO IL 60604(312) 822-5000

MAYO FOUNDATION FOR MED EDU & RESEARCH MN GA 200 FIRST ST SW 1984 2000ROCHESTER MN 55905(507) 284-8540

MBIA INS CORP NY FC 113 KING ST 1967 1986ARMONK NY 10504-1610(914) 273-4545

MBIA INS CORP OF IL IL FC 113 KING ST 1959 1979ARMONK NY 10504-1610(914) 273-4545

MCMILLAN-WARNER MUTUAL INS CO WI FC P O BOX 429 1898 1898MARSHFIELD WI 54449(715) 387-8454

MECHANICAL BREAKDOWN PROTECTION INC MO WP 250 NE MULBERRY 1982 1992LEES SUMMIT MO 64086(816) 347-0900

MEDAMERICA INS CO PA LC P O BOX 41930 1966 1986ROCHESTER NY 14604(585) 238-4209

MEDCO CONTAINMENT LIFE INS CO PA LC 100 PARSONS POND DR 1954 1979FRANKLIN LAKES NJ 07417(201) 269-3400

MEDICA HEALTH PLANS OF WI WI HM P O BOX 9310 1996 1996MINNEAPOLIS MN 55440-9310(952) 992-2900

MEDICA INS CO MN FC P O BOX 9310 RT NO CP475 1984 1996MINNEAPOLIS MN 55440-1459(952) 992-2900

MEDICAL ASSOC CLINIC HEALTH PLAN OF WI THE WI HM 1605 ASSOCIATES DR STE 101 1984 1984DUBUQUE IA 52002(563) 556-8070

MEDICAL ASSURANCE CO INC THE AL FC P O BOX 590009 1976 1995BIRMINGHAM AL 35259-0009(205) 877-4400

MEDICAL COLLEGE OF WI INC THE WI GA 8701 WATERTOWN PLANK RD 1925 1995MILWAUKEE WI 53226(414) 456-4400

MEDICAL LIABILITY MUTUAL INS CO NY FC TWO PARK AVE RM 2500 1976 1997NEW YORK NY 10016(212) 576-9801

MEDICAL PROTECTIVE CO THE IN FC 5814 REED RD 1909 1915FORT WAYNE IN 46835(260) 485-9622

MEDICAL REVIEW INSTITUTE OF AMERICA INC UT IRO P O BOX 25547 0 2004SALT LAKE CITY UT 84125-0547(801) 261-3003

MEDICO LIFE INS CO NE LC P O BOX 3477 1967 1971OMAHA NE 68103(402) 391-6900

MEDINA MUTUAL INS CO WI TM 500 PLAZA DR 1875 1875MARSHALL WI 53559(608) 655-4161

MEDMARC CASUALTY INS CO VT FC P O BOX 10809 1950 1981CHANTILLY VT 20153-0809(703) 652-1300

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MEDMARC MUTUAL INS CO VT FC P O BOX 10809 1991 1995CHANTILLY VA 20153-0809(703) 652-1300

MEEMIC INS CO MI FC 691 N SQUIRREL RD STE 100 1949 2003AUBURN HILLS MI 48326(248) 373-5700

MEGA LIFE & HEALTH INS CO THE OK LC 9151 GRAPEVINE HWY 1981 1984NORTH RICHLAND HILLS TX 76180(817) 255-3100

MEMBERS LIFE INS CO WI LC P O BOX 391 1976 1976MADISON WI 53701-0391(608) 238-5851

MEMORIAL SLOAN KETTERING CANCER CTR NY GA 633 THIRD AVE 12TH FL 1960 1996NEW YORK NY 10017(646) 227-3519

MENDAKOTA INS CO MN FC P O BOX 64816 1985 1999ST PAUL MN 55164-0816(651) 310-4100

MENDOTA INS CO MN FC P O BOX 64816 1989 1992ST PAUL MN 55164-0816(651) 310-4100

MERASTAR INS CO TN FC P O BOX 181101 1974 1981CHATTANOOGA TN 37414-6101(423) 296-7400

MERCHANTS BONDING CO MUTUAL IA FC 2100 FLEUR DR 1933 1991DES MOINES IA 50321-1158(515) 243-8171

MERCURY SELECT MANAGEMENT CO INC TX WP P O BOX 268847 1983 1994OKLAHOMA CITY OK 73126-8847(405) 621-6585

MERCYCARE HMO INC WI HM P O BOX 2770 2004 2004JANESVILLE WI 53547-2770(608) 752-3431

MERCYCARE INS CO WI LC P O BOX 2770 1993 1993JANESVILLE WI 53547-2770(800) 752-3431

MERIDIAN CITIZENS MUTUAL INS CO IN FC P O BOX 1980 1914 1970INDIANAPOLIS IN 46206-1980(317) 931-7000

MERIDIAN SECURITY INS CO IN FC P O BOX 1980 1967 1993INDIANAPOLIS IN 46206(317) 931-7000

MERIT LIFE INS CO IN LC P O BOX 39 1957 1980EVANSVILLE IN 47701(812) 424-8031

MERITER FOUNDATION INC WI GA 309 W WASHINGTON AVE 1970 1978MADISON WI 53703-2701(608) 267-5811

MERITER RETIREMENT SERVICES INC WI CC 110 S HENRY ST 1966 1984MADISON WI 53703-3172(608) 283-2000

MERITPLAN INS CO CA FC P O BOX 19702 1952 1979IRVINE CA 92623-9702(949) 222-8000

MERRILL LYNCH LIFE INS CO AR LC 1300 MERRILL LYNCH DR 1986 1988PENNINGTON NJ 08534(609) 274-6900

MERRIMAC MUTUAL INS CO WI TM S8628 CTY HWY PF 1873 1874PLAIN WI 53577(608) 544-2691

METHODIST MANOR INC WI CC 3023 S 84TH ST 1956 1984MILWAUKEE WI 53227-3703(414) 541-2600

233




METLIFE INVESTORS INS CO MO LC 4100 BOY SCOUT BLVD 11TH FL 1981 1986TAMPA FL 33607(813) 801-2036

METLIFE INVESTORS USA INS CO DE LC 4100 BOY SCOUT BLVD 1960 1986TAMPA FL 33607(813) 801-2100

METROPOLITAN CASUALTY INS CO RI FC P O BOX 350 1981 1982WARWICK RI 02887-0350(401) 827-2400

METROPOLITAN DIRECT PROPERTY & RI FC P O BOX 350 1949 1961 CASUALTY INS CO WARWICK RI 02887-0350

(401) 827-2400METROPOLITAN GENERAL INS CO RI FC P O BOX 350 1980 1982

WARWICK RI 02887-0350(401) 827-2400

METROPOLITAN GROUP PROP & CASUALTY INS CO RI FC P O BOX 350 1976 1994WARWICK RI 02887-0350(401) 827-2400

METROPOLITAN LIFE INS CO NY LC 4100 BOY SCOUT BLVD 1866 1884TAMPA FL 10010(212) 578-2211

METROPOLITAN PROPERTY & CASUALTY INS CO RI FC P O BOX 350 1972 1973WARWICK RI 02886-0350(401) 827-2400

METROPOLITAN TOWER LIFE INS CO DE LC 4100 BOY SCOUT BLVD 11TH FL 1982 1983TAMPA FL 33607(813) 801-2100

MGA INS CO INC TX FC P O BOX 2933 1981 1989FORT WORTH TX 76113-2933(817) 336-2500

MGIC ASSURANCE CORP WI FC P O BOX 756 1937 1996MILWAUKEE WI 53201(800) 558-9900

MGIC CREDIT ASSURANCE CORP WI FC P O BOX 756 1997 1997MILWAUKEE WI 53201(800) 558-9900

MGIC INDEMNITY CORP WI FC P O BOX 756 1956 1961MILWAUKEE WI 53201(800) 558-9900

MGIC MORTGAGE INS CORP WI FC P O BOX 756 1987 1987MILWAUKEE WI 53201(800) 558-9900

MGIC MORTGAGE REINS CORP WI FC P O BOX 756 1996 1996MILWAUKEE WI 53201-0756(800) 558-9900

MGIC REINSURANCE CORP WI FC P O BOX 756 1985 1985MILWAUKEE WI 53201(800) 558-9900

MGIC REINSURANCE CORP OF WI WI FC P O BOX 756 1996 1996MILWAUKEE WI 53201(800) 558-9900

MGIC RESIDENTIAL REINSURANCE CORP WI FC P O BOX 756 1996 1996MILWAUKEE WI 53201(800) 558-9900

MHA INS CO MI FC 6215 W ST JOSEPH HWY 1976 1999LANSING MI 48917-4852(517) 323-3443

MIC GENERAL INS CORP MI FC P O BOX 66937 1980 1981ST LOUIS MO 63166-6937(314) 493-8000

MIC LIFE INS CORP DE LC 300 GALLERIA OFFICENTRE 1975 1978 STE 201SOUTHFIELD MI 48034(248) 263-6900

234




MIC PROPERTY & CASUALTY INS CORP MI FC 300 GALLERIA OFFICENTRE 1980 1981SOUTHFIELD MI 48034(248) 263-6900

MIC SERVICES CORP DE WP P O BOX 5074 1978 1992SOUTHFIELD MI 48086(888) 601-0110

MICHIGAN MILLERS MUTUAL INS CO MI FC P O BOX 30060 1881 1900LANSING MI 48909(517) 482-6211

MICHIGAN TECH FUND MI GA 1400 TOWNSEND DR 1965 2004HOUGHTON MI 49931-1294(906) 487-3325

MID AMERICAN FIRE & CASUALTY CO OH FC 6281 TRI-RIDGE BLVD 1980 1996LOVELAND OH 45140(513) 576-3200

MID CENTURY INS CO CA FC P O BOX 2478 1949 1956TERMINAL ANNEXLOS ANGELES CA 90051(323) 932-3200

MID-CONTINENT PREFERRED LIFE INS CO OK LC 1800 VALLEY VIEW LN STE 300 1909 1988DALLAS TX 75234(972) 484-6063

MIDDLESEX INS CO WI FC 1800 N POINT DR 1826 1994STEVENS POINT WI 54481-8020(715) 346-6000

MIDDLESEX MUTUAL ASSUR CO CT FC 213 COURT ST 1836 2003MIDDLETOWN CT 06457-0891(860) 347-4621

MIDDLETON GLEN INC WI CC C/O ESSEX CORP 1997 199811606 NICHOLAS ST STE 100OMAHA NE 68154(402) 431-0500

MIDDLETON INS CO WI TM 6924 UNIVERSITY AVE 1876 1877MIDDLETON WI 53562(608) 831-5642

MIDLAND NATIONAL LIFE INS CO IA LC 1 MIDLAND PLZ 1906 1959SIOUX FALLS SD 57193-0001(605) 335-5700

MIDSTATES REINSURANCE CORP IL FC 10560 SUCCESS LANE STE A 1941 1951WASHINGTON TOWNSHIP OH 45458(937) 428-6218

MIDWEST ASSURANCE CO MN FC 8100 34TH AVE S 1991 1997MINNEAPOLIS MN 55440-1309(952) 883-6000

MIDWEST EMPLOYERS CASUALTY CO DE FC 14755 N OUTER FORTY DR STE 300 1986 1989CHESTERFIELD MO 63017(636) 449-7000

MIDWEST FAMILY MUTUAL INS CO MN FC P O BOX 9425 1891 1922MINNEAPOLIS MN 55440-9425(952) 545-6000

MIDWEST MEDICAL INS CO MN FC 7650 EDINBOROUGH WAY STE 400 1980 1996MINNEAPOLIS MN 55435-5978(952) 838-6700

MIDWEST NATIONAL LIFE INS CO OF TN TN LC 9151 GRAPEVINE HWY 1965 1986NORTH RICHLAND HILLS TX 76180(817) 255-3100

MIDWEST SECURITY LIFE INS CO WI LC 2700 MIDWEST DR 1972 1986ONALASKA WI 54650-8764(608) 783-7130

235




MIDWESTERN INDEMNITY CO THE OH FC 175 BERKELEY ST 1947 1983BOSTON MA 02117(513) 576-3200

MIDWESTERN UNITED LIFE INS CO IN LC 5780 POWERS FERRY RD NW 1948 1962ATLANTA GA 30327(770) 980-5100

MII LIFE INC MN LC P O BOX 64560 1954 1989SAINT PAUL MN 55164(651) 662-8000

MILBANK INS CO SD FC 518 E BROAD ST 1982 1982COLUMBUS OH 43215(614) 464-5000

MILLERS CLASSIFIED INS CO WI FC P O BOX 9006 1981 1994ALTON IL 62002-9006(618) 463-3636

MILLERS FIRST INS CO IL FC 111 E FOURTH ST 1877 1900ALTON IL 62002-9006(618) 463-3636

MILWAUKEE ART MUSEUM WI GA 750 N LINCOLN MEMORIAL DR 1910 1996MILWAUKEE WI 53202-4018(414) 224-3200

MILWAUKEE CASUALTY INS CO WI FC P O BOX 1237 1973 1973BROOKFIELD WI 53008-1237(262) 207-8500

MILWAUKEE CATHOLIC HOME WI CC 2462 N PROSPECT AVE 1913 1984MILWAUKEE WI 53211-4462(414) 224-9700

MILWAUKEE INS CO WI FC P O BOX 1237 1916 1917BROOKFIELD WI 53008-1237(262) 207-8500

MILWAUKEE JEWISH FEDERATION INC WI GA 1360 N PROSPECT AVE 1938 2001MILWAUKEE WI 53202-3094(414) 390-5700

MILWAUKEE RESCUE MISSION WI GA 830 N 19TH ST 1893 2004MILWAUKEE WI 53233(414) 935-0264

MILWAUKEE SAFEGUARD INS CO WI FC P O BOX 1237 1982 1982BROOKFIELD WI 53008-1237(262) 207-8500

MILWAUKEE SERVICE CONTRACT CORP WI WP 1749 N PROSPECT AVE 1991 1992MILWAUKEE WI 53202(414) 447-5125

MINNEHOMA AUTOMOBILE ASSOCIATION INC FL WP 8282 S MEMORIAL DR STE 202 1980 2000TULSA OK 74133(918) 307-1000

MINNESOTA INS CO MN FC 1 AIG CTR 1987 1992WILMINGTON DE 19803(302) 252-2000

MINNESOTA LAWYERS MUTUAL INS CO MN FC 333 S 7TH ST STE 2200 1981 2001MINNEAPOLIS MN 55402(612) 341-4530

MINNESOTA LIFE INS CO MN LC 400 ROBERT ST N 1880 1946ST PAUL MN 55101-2098(651) 665-3500

MISSION AMERICAN INS CO CA FC P O BOX 5810 1949 1955LONG BEACH CA 90805-0750(310) 605-3300

MITSUI SUMITOMO INS CO OF AM NY FC P O BOX 4602 1893 1979WARREN NJ 07059-4602(908) 604-2900

MITSUI SUMITOMO INS USA INC NY FC P O BOX 4602 1988 1988WARREN NJ 07059-4602(908) 604-2900

236




MML BAY STATE LIFE INS CO CT LC 1295 STATE ST 1935 1982SPRINGFIELD MA 01111(413) 788-8411

MOBIL AUTO CLUB INC DE MC 200 N MARTINGALE RD 1981 1982SCHAUMBURG IL 60173-2236(847) 605-3000

MODERN SERVICE INS CO MN FC P O BOX 2100 1968 1968BLOOMINGTON IL 61702(309) 821-3000

MODERN WOODMEN OF AMERICA IL FR 1701 FIRST AVE 1884 1895ROCK ISLAND IL 61201-8779(309) 786-6481

MONARCH LIFE INS CO MA LC 1 MONARCH PL 1901 1949SPRINGFIELD MA 01133-0001(413) 784-2000

MONROE GUARANTY INS CO IN FC 6300 UNIVERSITY PARKWAY 1974 1999SARASOTA FL 34240(941) 907-7536

MONUMENTAL LIFE INS CO MD LC 2 E CHASE ST 1858 1979BALTIMORE MD 21202-2540(410) 685-2900

MONY LIFE INS CO OF AMERICA AZ LC 1290 AVENUE OF THE AMERICAS 1969 1982NEW YORK NY 10104(212) 314-5648

MONY LIFE INS CO NY LC 1290 AVENUE OF THE AMERICAS 1842 1915NEW YORK NY 10104(212) 314-5648

MORAINE MUTUAL INS CO WI TM P O BOX 43 1880 1880JACKSON WI 53037-0043(262) 677-9044

MORTGAGE GUARANTY INS CORP WI FC P O BOX 756 1979 1979MILWAUKEE WI 53201(800) 558-9900

MOTOR CLUB OF AMERICA ENTERPRISES INC DE MC 3200 W WILSHIRE BLVD 1968 1974OKLAHOMA CITY OK 73116(800) 227-6459

MOTORCYCLE MANAGEMENT CONSULTING CA WP P O BOX 546 1986 1992 SERVICES INC CORONA DEL MAR CA 92625

(800) 832-3237MOTORISTS LIFE IN CO OH LC 471 E BROAD ST 1965 1996

COLUMBUS OH 43215(614) 225-8211

MOTORS INS CORP MI FC 300 GALLERIA OFFICENTRE 1998 1999SOUTHFIELD MI 48034(248) 263-6900

MOUNT MARY COLLEGE WI GA 2900 N MENOMONEE 1928 1996 RIVER PKWYMILWAUKEE WI 53222-4545(414) 258-4810

MPP CO INC KS WP P O BOX 634 1978 1995SHAWNEE MISSION KS 66201(800) 747-4400

MRP SERVICE AGREEMENT CORP MI WP 300 GALLERIA OFFICENTRE 1998 2001 STE 200SOUTHFIELD MI 48034(248) 263-6900

MSI PREFERRED INS CO WI FC P O BOX 2100 1984 1984BLOOMINGTON IL 61702(309) 821-3000

MT CALVARY MUTUAL INS CO WI TM 923 FOND DU LAC ST 1874 1874MOUNT CALVARY WI 53057-9772(920) 753-3131

237




MT PLEASANT-PERRY MUT INS CO WI TM P O BOX 38 1876 1876MONTICELLO WI 53570-0038(608) 938-4008

MT MORRIS MUTUAL INS CO WI FC N1211 COUNTY RD B 1876 1876COLOMA WI 54930-9795(715) 228-5541

MTL INS CO IL LC 1200 JORIE BLVD 1904 1917OAK BROOK IL 60522-9060(630) 990-1000

MUNICH AMERICAN REASSURNC CO GA LC P O BOX 3210 1959 1982ATLANTA GA 30302-3210(770) 350-3200

MUNICIPAL BOND INS ASSOC NY RS 113 KING ST 1974 1974ARMONK NY 10504(914) 765-3912

MUSCO WARRANTY CO INC IA WP P O BOX 808 2001 2003OSKALOOSA IA 52577(641) 673-0411

MUTUAL OF AMERICA LIFE INS CO NY LC 320 PARK AVE 1945 1980NEW YORK NY 10022(212) 224-1600

MUTUAL OF OMAHA INS CO NE LC MUTUAL OF OMAHA PLZ 1909 1939OMAHA NE 68175(402) 342-7600

MUTUAL PROTECTIVE INS CO NE LC P O BOX 3477 1930 2003OMAHA NE 68103(402) 391-6900

MUTUAL SERVICE CASUALTY INS CO MN FC P O BOX 2100 1919 1947BLOOMINGTON IL 61702(309) 821-3000

MUTUAL SERVICE LIFE INS CO MN LC P O BOX 2000 1934 1947BLOOMINGTON IL 61702(309) 821-3000

NATION MOTOR CLUB INC FL MC 1108 E NEWPORT DR 1978 2004DEERFIELD BEACH FL 33442(954) 596-4880

NATIONAL ACADEMY OF SCIENCES DC GA 2101 CONSTITUTION AVE NW 1863 1995WASHINGTON DC 20418(202) 334-3003

NATIONAL ADMINISTRATIVE SERVICE CO LTD OH WP 5747 PERIMETER ST STE 200 2001 2003DUBLIN OH 43017(614) 358-1500

NATIONAL ALLIANCE INS CO MO FC P O BOX 66937 1972 1988ST LOUIS MO 63166-6937(314) 493-8000

NATIONAL AMERICAN INS CO OK FC 1010 MANVEL AVE 1919 1971CHANDLER OK 74834-0009(405) 258-0804

NATIONAL AMERICAN INS CO OF CA CA FC P O BOX 32039 1966 1989LONG BEACH CA 90832(562) 279-1300

NATIONAL AUTO CARE CORP OH WP 575 WESTAR CROSSING 1984 2001WESTERVILLE OH 43082(614) 438-7400

NATIONAL BEN FRANKLIN INS CO OF IL IL FC CNA CTR 1968 1971CHICAGO IL 60685(312) 822-5000

NATIONAL BENEFIT LIFE INS CO NY LC 333 W 34TH ST 1962 1968NEW YORK NY 10001(212) 615-7500

NATIONAL CASUALTY CO WI FC P O BOX 4110 1904 1905SCOTTSDALE AZ 85261-4110(480) 365-4000

238




NATIONAL CATHOLIC SOCIETY OF FORESTERS IL FR 320 S SCHOOL ST 1894 1896MT PROSPECT IL 60056(847) 342-4500

NATIONAL CHRISTIAN CHARITABLE GA GA 1100 JOHNSON FERRY RD STE 900 1982 2004 FOUNDATION INC ATLANTA GA 30342

(404) 252-0100NATIONAL CONTINENTAL INS CO NY FC 6300 WILSON MILLS RD W33 1897 1920

MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

NATIONAL COUNCIL OF COMPENSATION INS NY RS 750 PARK OF COMMERCE DR 1982 1982BOCA RATON FL 33487(407) 997-4399

NATIONAL CROP INS SERVICES INC KS RS 8900 INDIAN CREEK PKWY 1970 1970 STE 600OVERLAND PARK KS 66210(913) 685-2767

NATIONAL FARMERS UNION LIFE INS CO TX LC P O BOX 410288 1937 1953KANSAS CITY MO 64141(816) 391-2000

NATIONAL FARMERS UNION PROPERTY CO FC 11900 E CORNELL AVE 1984 1986 & CASUALTY CO AURORA CO 80014-3194

(303) 337-5500NATIONAL FIRE & CASUALTY CO IL FC P O BOX 157 1980 1994

BLOOMINGTON IL 61702-0157(309) 663-1393

NATIONAL FIRE AND INDEMNITY EXCHANGE MO RE P O BOX 39903 1915 1980 JOHN L CORLEY INC ATTORNEY-IN-FACT SAINT LOUIS MO 63139

(314) 832-1118NATIONAL FIRE INS CO OF HARTFORD CT FC CNA CTR 1869 1925

CHICAGO IL 60685(312) 822-5000

NATIONAL FOUNDATION INC MD GA 2925 PROFESSIONAL PL STE 201 1983 2002COLORADO SPRINGS CO 80904-8105(719) 447-4715

NATIONAL GENERAL ASSURANCE CO MO FC P O BOX 66937 1983 1995ST LOUIS MO 63166-6937(314) 493-8000

NATIONAL GENERAL INS CO MO FC P O BOX 66937 1966 1971ST LOUIS MO 63166-6937(314) 493-8000

NATIONAL GRANGE MUTUAL INS CO NH FC 55 WEST ST 1923 1937KEENE NH 03431(603) 352-4000

NATIONAL GUARDIAN LIFE INS CO WI LC P O BOX 1191 1909 1910MADISON WI 53701-1191(608) 257-5611

NATIONAL HEALTH INS CO TX LC P O BOX 619999 1965 1986DALLAS TX 75261-9999(817) 640-1900

NATIONAL INDEMNITY CO NE FC 3024 HARNEY ST 1940 1956OMAHA NE 68131-3580(402) 536-3000

NATIONAL INDEPENDENT STATISTICAL SERVICE IL RS 3601 VINCENNES RD 1970 1970P O BOX 68950INDIANAPOLIS IN 46268-0950(317) 876-6210

NATIONAL INS ASSN IN RE 175 BERKELEY 1972 1987BOSTON MA 02117(617) 357-9500

NATIONAL INS CO OF WI INC WI FC 250 S EXECUTIVE DR 1895 1895BROOKFIELD WI 53005-4272(262) 785-9995

239




NATIONAL INTERSTATE INS CO OH FC 3250 INTERSTATE DR 1989 1996RICHFIELD OH 44286(330) 659-8900

NATIONAL JEWISH MEDICAL AND CO GA 1400 JACKSON ST 1900 1999 RESEARCH CTR DENVER CO 80206

(303) 398-1532NATIONAL KIDNEY FOUNDATION INC NY GA 30 E 33RD ST 1950 1997

NEW YORK NY 10016(212) 889-2210

NATIONAL LIABILITY & FIRE INS CO CT FC 3024 HARNEY ST 1957 1979OMAHA NE 68131-3580(402) 536-3000

NATIONAL LIFE INS CO VT LC 1 NATIONAL LIFE DR 1848 1927MONTPELIER VT 05604(802) 229-3333

NATIONAL MOTOR CLUB OF AMERICA THE TX MC 6500 N BELTLINE RD STE 200 1956 1981IRVING TX 75063(972) 999-4400

NATIONAL MULTIPLE SCLEROSIS SOCIETY NY GA 700 BROADWAY STE 810 1946 2001DENVER CO 80203(303) 813-1052

NATIONAL MUTUAL BENEFIT WI FR 6522 GRAND TETON PLZ 1916 1916MADISON WI 53719(608) 833-1936

NATIONAL PRODUCT CARE CO IL WP 1000 MILWAUKEE AVE 1984 1995GLENVIEW IL 60025(847) 953-1000

NATIONAL PROTECTION PLAN INC WI WP 22 NORTHEAST 22ND AVE 2001 2003POMPANO BEACH FL 33062(800) 432-4566

NATIONAL REINSURANCE CORP DE FC 695 E MAIN ST 1806 1977STAMFORD CT 06901(203) 328-5000

NATIONAL SLOVAK SOCIETY OF THE USA PA FR 351 VALLEY BROOK RD 1894 1918MCMURRAY PA 15317(800) 488-1890

NATIONAL SPECIALTY INS CO TX FC 8200 ANDERSON BLVD 1960 1980FT WORTH TX 76120(817) 265-2000

NATIONAL SPIRITUAL ASSEMBLY OF THE IL GA 1233 CENTRAL ST 1994 2004 BAHAIS OF THE U S EVANSTON IL 60201-1611

(847) 733-3495NATIONAL STATES INS CO MO LC 1830 CRAIG PARK CT 1964 1969

ST LOUIS MO 63146-6925(314) 878-0101

NATIONAL SURETY CORP IL FC 777 SAN MARIN DR 1970 1972NOVATO CA 94998(312) 346-6400

NATIONAL TEACHERS ASSOCIATES LIFE INS CO TX LC 4949 KELLERE SPRINGS RD 1938 1999ADDISON TX 75001(972) 532-2100

NATIONAL TITLE INS OF NEW YORK INC NY TC 601 RIVERSIDE AVE 1929 1961JACKSONVILLE FL 32204(904) 854-8100

NATIONAL UNION FIRE INS CO OF PITTSBURGH PA FC 70 PINE ST 1901 1901NEW YORK NY 10270(212) 770-7000

NATIONAL WESTERN LIFE INS CO CO LC 850 E ANDERSON LN 1956 1966AUSTIN TX 78752-1638(512) 836-1010

NATIONAL WILDLIFE FEDERATION DC GA 11100 WILDLIFE CTR DR 1939 1990RESTON VA 20190(703) 438-6072

240




NATIONS TITLE INS OF NEW YORK INC NY TC 601 RIVERSIDE AVE 1927 1974JACKSONVILLE FL 32204(904) 854-8100

NATIONWIDE AFFINITY INS CO OF AMERICA KS FC 1 NATIONWIDE PLZ 1924 1926COLUMBUS OH 43215-2220(614) 249-7111

NATIONWIDE AGRIBUSINESS INS CO IA FC 1100 LOCUST ST DEPT 2007 1973 1989DES MOINES IA 50391-2007(515) 228-6700

NATIONWIDE ASSURANCE CO WI FC 1 NATIONWIDE PLZ 1942 1984COLUMBUS OH 43215(614) 249-1545

NATIONWIDE GENERAL INS CO OH FC 1 NATIONWIDE PLZ 1957 1998COLUMBUS OH 43216(614) 249-7111

NATIONWIDE INS CO OF AMER WI FC 1100 LOCUST ST 1960 1962DES MOINES IA 50391(515) 280-4211

NATIONWIDE LIFE & ANNUITY CO OF AM DE LC P O BOX 15750 1958 1980WILMINGTON DE 19850-5750(610) 407-1717

NATIONWIDE LIFE & ANNUITY INS CO OH LC 1 NATIONWIDE PLZ 1981 1983COLUMBUS OH 43215-2220(610) 407-1717

NATIONWIDE LIFE INS CO OH LC 1 NATIONWIDE PLZ 1929 1976COLUMBUS OH 43215-2220(800) 882-2822

NATIONWIDE LIFE INS CO OF AM PA LC P O BOX 1717 1865 1927VALLEY FORGE PA 19482-1717(610) 407-1717

NATIONWIDE MUTUAL FIRE INS CO OH FC 1 NATIONWIDE PLZ 1933 1966COLUMBUS OH 43215-2220(614) 249-7111

NATIONWIDE MUTUAL INS CO OH FC 1 NATIONWIDE PLZ 1925 1966COLUMBUS OH 43215-2220(614) 249-7111

NATIONWIDE PROPERTY & CASUALTY INS CO OH FC 1 NATIONWIDE PLZ 1979 1984COLUMBUS OH 43215-2220(614) 249-7111

NATURAL RESOURCES FOUNDATION OF WI INC WI GA P O BOX 2317 2004 2004MADISON WI 53701-2317(608) 266-3138

NATURE CONSERVANCY THE DC GA 4245 N FAIRFAX DR STE 100 1951 2001ARLINGTON VA 22203(703) 841-4539

NAU COUNTRY INS CO MN FC 7333 SUNWOOD DR 1985 1987RAMSEY MN 55303(763) 427-3770

NAVIGATORS INS CO NY FC 6 INTERNATIONAL DR 1981 1986RYE BROOK NY 10573(914) 934-8999

NCMIC INS CO IA FC P O BOX 9118 1946 1967DES MOINES IA 50306-9118(515) 313-4500

NETHERLANDS INS CO THE NH FC 175 BERKELEY ST 1979 1979BOSTON MA 02117(617) 357-9500

NETWORK HEALTH INS CORP WI LC P O BOX 120 2001 2001MENASHA WI 54952(920) 720-1200

NETWORK HEALTH PLAN WI HM P O BOX 120 1986 1986MENASHA WI 54952(920) 720-1200

241




NEUMA INC IL VI 7366 N LINCOLN AVE STE 202 1991 2002LINCOLNWOOD IL 60172(847) 674-1165

NEW ENGLAND HISTORIC GENEALOGICAL SOC MA GA 101 NEWBURY ST 1845 2004BOSTON MA 02116(617) 536-5740

NEW ENGLAND INS CO CT FC 150 FEDERAL ST 1954 1969BOSTON MA 02110-3213(617) 526-8500

NEW ENGLAND LIFE INS CO MA LC 4100 BOY SCOUT BLVD 11TH FL 1980 1981TAMPA FL 33607(617) 578-2000

NEW ERA LIFE INS CO OF THE MIDWEST TX LC P O BOX 4884 1960 1971HOUSTON TX 77210-4884(281) 368-7200

NEW HAMPSHIRE INDEMNITY CO INC PA FC 13010 MORRIS RD 1951 1979ALPHARETTA GA 30004(770) 753-8300

NEW HAMPSHIRE INS CO PA FC 70 PINE ST 1869 1877NEW YORK NY 10270(212) 770-7000

NEW HOPE MUTUAL INS CO WI TM N11311 CTY HWY P 1887 1887IOLA WI 54945(715) 677-3833

NEW SOUTH INS CO NC FC P O BOX 3199 1952 1997WINSTON SALEM NC 27102-3199(336) 770-2000

NEW WARRANTY SERVICES INC DE WP 22894 PACIFIC BLVD 2002 2003STERLING VA 20166(703) 318-7700

NEW YORK LIFE INS & ANNUITY CORP DE LC 51 MADISON AVE 1980 1981NEW YORK NY 10010-1603(212) 576-7000

NEW YORK LIFE INS CO NY LC 51 MADISON AVE 1841 1851NEW YORK NY 10010-1603(212) 576-7000

NEW YORK MARINE & GENERAL INS CO NY FC 919 THIRD AVE 10TH FL 1972 1986NEW YORK NY 10022(212) 551-0600

NEWARK INS CO NJ FC P O BOX 9020 1811 1878BETHPAGE NY 11714-9020(516) 576-3400

NEWARK MUTUAL INS CO WI TM 1205 MADISON RD 1874 1874BELOIT WI 53511-4132(608) 362-3173

NEWCASTLE PLACE INC WI CC 12600 N PORT WASHINGTON RD 2001 2001MEQUON WI 53092(262) 387-8800

NGL AMERICAN LIFE INS CO WI LC P O BOX 1031 1982 1997MADISON WI 53701-1031(608) 257-5611

NIAGARA FIRE INS CO DE FC CNA CTR 1977 1977CHICAGO IL 60685(312) 822-5000

NIPPON LIFE INS CO OF AMERICA IA LC 521 FIFTH AVE 5TH FL 1972 1980NEW YORK NY 10175(212) 909-0759

NIPPONKOA INS CO LIMITED (U S BRANCH) NY FC 14 WALL ST 8TH FL 1944 1984NEW YORK NY 10005(212) 405-1650

NISSAN NORTH AMERICA INC CA WP P O BOX 191 1960 2001GARDENA CA 90248(310) 532-3111

242




NLC MUTUAL INS CO VT FC 1301 PENNSYLVANIA AVE NW 1986 2001 STE 550WASHINGTON DC 20004(202) 626-3110

NORBERTINE FATHERS WI GA 1016 N BROADWAY 1932 1994DE PERE WI 54115-2697(920) 337-4300

NORGUARD INS CO PA FC P O BOX A-H 1987 2001WILKES-BARRE PA 18703(570) 825-9900

NORTH AMERICAN BAPTISTS INC IL GA 1 SO 210 SUMMIT AVE 1947 1998OAK TERRACE IL 60181-3994(630) 495-2000

NORTH AMERICAN CO FOR LIFE & HEALTH INS IL LC 1 MIDLAND PLZ 1886 1892SIOUX FALLS SD 57193-0001(312) 648-7600

NORTH AMERICAN ELITE INS CO NH FC 650 ELM ST 6TH FL 1987 1991MANCHESTER NH 03101-2524(603) 644-6600

NORTH AMERICAN INS CO WI LC P O BOX 44160 1962 1965MADISON WI 53744(602) 263-6666

NORTH AMERICAN LUMBER INS CO MA FC P O BOX 9165 1983 1987FRAMINGHAM MA 01701-9165(508) 872-8111

NORTH AMERICAN SPECIALTY INS CO NH FC 650 ELM ST 1973 1974MANCHESTER NH 03101(603) 644-6600

NORTH AMERICAN WARRANTY SERVICES INC IL WP 1005 W BUSCH BLVD STE 204 1984 1992TAMPA FL 33612(813) 931-2258

NORTH POINTE INS CO MI FC P O BOX 2223 1986 1996SOUTHFIELD MI 48037-2223(248) 358-1171

NORTH RIVER INS CO THE NJ FC 305 MADISON AVE 1972 1972MORRISTOWN NJ 07962(973) 490-6600

NORTH STAR REINS CORP DE FC 695 E MAIN ST 1956 1981STAMFORD CT 06901-2141(203) 328-5000

NORTHBROOK INDEMNITY CO IL FC 2775 SANDERS RD STE H1A 1978 1980NORTHBROOK IL 60062-7127(847) 402-5000

NORTHEASTERN MUTUAL INS CO WI TM P O BOX 96 1874 1875ALGOMA WI 54201-0096(920) 487-5954

NORTHERN ASSURANCE CO OF AMER THE MA FC 1 BEACON ST 1954 1955BOSTON MA 02108-3106(617) 725-6000

NORTHERN FINNISH MUTUAL INS CO WI TM P O BOX 67 1914 1915MARENGO WI 54855(715) 278-3944

NORTHERN INS CO OF NY NY FC 1400 AMERICAN LANE TOWER 1 1897 1906 19TH FLSCHAUMBURG IL 60196-1056(847) 605-6000

NORTHLAND CASUALTY CO MN FC 385 WASHINGTON ST 1959 1959SAINT PAUL MN 55120(651) 688-4100

NORTHLAND INS CO MN FC 385 WASHINGTON ST 1948 1950SAINT PAUL MN 55102(651) 310-4100

243




NORTHWESTERN LONG TERM CARE INS CO WI LC 720 E WISCONSIN AVE 1953 1966MILWAUKEE WI 53202(414) 665-2510

NORTHWESTERN MUTUAL LIFE INS CO THE WI LC 720 E WISCONSIN AVE 1857 1858MILWAUKEE WI 53202-4703(414) 271-1444

NORTHWESTERN NATIONAL INS CO OF WI FC 709 CURTIS ST 1869 1869 MILWAUKEE WI MIDDLETOWN OH 45044-3999

(513) 425-5899NUTMEG LIFE INS CO IA LC 200 HOPMEADOW ST 1955 1970

SIMSBURY CT 06089(860) 547-4707

NYLIFE INS CO OF AZ AZ LC 51 MADISON AVE 1987 1989NEW YORK NY 10010-1603(212) 576-7000

OAKWOOD FOUNDATION INC WI GA 6201 MINERAL POINT RD 1982 1994MADISON WI 53705(608) 231-3456

OAKWOOD VILLAGE APARTMENTS INC WI CC 6165 MINERAL POINT RD 1974 1998MADISON WI 53705(608) 230-4699

OAKWOOD VILLAGE EAST APARTMENT HOMES INC WI CC 6165 MINERAL POINT RD 1999 1999MADISON WI 53705(608) 230-4000

OCCIDENTAL FIRE & CASUALTY CO OF NC NC FC P O BOX 10800 1961 1964702 OBERLIN RDRALEIGH NC 27605-0800(919) 833-1600

OCCIDENTAL LIFE INS CO OF NC TX LC P O BOX 2595 1906 1966WACO TX 76702-2595(254) 297-2775

OCOMA INDUSTRIES INC DE MC 200 N MARTINGALE RD 1965 1967SCHAUMBURG IL 60173-2096(847) 605-3000

ODYSSEY AMERICA REINSURANCE CORP CT FC 300 FIRST STAMFORD PL 1986 1987STAMFORD CT 06902(203) 977-8019

OHIC INS CO OH FC 155 E BROAD ST 1978 1991COLUMBUS OH 43215(614) 221-7777

OHIO CASUALTY INS CO THE OH FC 9450 SEWARD RD 1919 1929FAIRFIELD OH 45014-5456(513) 603-2400

OHIO FARMERS INS CO OH FC P O BOX 5001 1848 1913WESTFIELD CTR OH 44251-5001(330) 887-0101

OHIO INDEMNITY CO OH FC 250 E BROAD ST 10TH FL 1956 1989COLUMBUS OH 43215(614) 228-2800

OHIO NATIONAL LIFE ASSURANCE CORP OH LC P O BOX 237 1979 1985CINCINNATI OH 45201-0237(513) 794-6100

OHIO NATIONAL LIFE INS CO OH LC P O BOX 237 1909 1985CINCINNATI OH 45201-0237(513) 794-6100

OHIO SECURITY INS CO OH FC 9450 SEWARD RD 1950 1964FAIRFIELD OH 45014-5456(513) 603-2400

OHIO STATE LIFE INS CO TX LC P O BOX 410288 1906 1982KANSAS CITY MO 64141(816) 391-2000

OLD AMERICAN INS CO MO LC P O BOX 218573 1939 1968KANSAS CITY MO 64141-8573(816) 753-7000

244




OLD REPUBLIC HOME PROTECTION CO INC CA WP 2 ANNABEL LANE #112 1982 2002SAN RAMON CA 94583(925) 866-1500

OLD REPUBLIC INS CO PA FC P O BOX 789 1935 1956GREENSBURG PA 15601-0789(724) 834-5000

OLD REPUBLIC LIFE INS CO IL LC 307 N MICHIGAN AVE 1931 1939CHICAGO IL 60601(312) 346-8100

OLD REPUBLIC MERCANTILE INS CO WI FC 445 S MOORLAND RD STE 300 1985 1995BROOKFIELD WI 53005-4253(262) 797-3455

OLD REPUBLIC NATL TITLE INS CO MN TC 400 2ND AVE S 1907 1956MINNEAPOLIS MN 55401(612) 371-1111

OLD REPUBLIC SECURITY ASSUR CO AZ FC P O BOX 35008 1977 1977TULSA OK 74153-0008(918) 307-1000

OLD REPUBLIC SURETY CO WI FC P O BOX 1635 1981 1981MILWAUKEE WI 53201(262) 797-2640

OLD UNITED CASUALTY CO KS FC P O BOX 795 1988 1995SHAWNEE MISSION KS 66201(913) 895-0200

OLD UNITED LIFE INS CO AZ LC P O BOX 795 1963 1995SHAWNEE MISSION KS 66201(913) 895-0200

OMAHA ADMINISTRATION SERVICES INC NE WP 12809 W DODGE RD 1982 1995OMAHA NE 68154(402) 333-9000

OMAHA INDEMNITY CO THE WI FC 3102 FARNAM ST 1956 1967OMAHA NE 68131-3491(402) 342-3326

OMAHA PROPERTY & CASUALTY INS CO NE FC 3102 FARNAM ST 1978 1980OMAHA NE 68131-3504(402) 351-5468

OMNI INS CO IL FC P O BOX 105440 1980 1995ATLANTA GA 30348(770) 952-4500

ONEBEACON AMERICA INS CO MA FC 1 BEACON ST 1971 1971BOSTON MA 02108-3100(617) 725-6000

ONEBEACON INS CO PA FC 1 BEACON ST 1956 1956BOSTON MA 02108-3100(617) 725-6000

ONEBEACON MIDWEST INS CO WI FC 1 BEACON ST 1991 1991BOSTON MA 02108(617) 725-6000

ONENATION INS CO IN LC 120 MONUMENT CIR 1974 1982INDIANAPOLIS IN 46204(317) 488-6000

OPTIMUM RE INS CO TX LC P O BOX 660010 1978 1991DALLAS TX 75266-0010(214) 528-2020

ORAL ROBERTS UNIV OK GA 7777 S LEWIS AVE 1963 1978TULSA OK 74171-0001(918) 495-7549

ORDER OF UNITED COMMERCIAL TRAVELERS OH FR 632 N PARK ST 1890 1904 OF AMER COLUMBUS OH 43215

(800) 848-0123OSHKOSH AREA COMMUNITY FOUNDATION THE WI GA 404 N MAIN ST STE 205 1928 2004

OSHKOSH WI 54901(920) 426-3993

245




OWNERS INS CO OH FC P O BOX 30660 1975 1984LANSING MI 48909-8160(517) 323-1200

OXFORD LIFE INS CO AZ LC 2721 N CENTRAL AVE 1965 1995PHOENIX AZ 85004-1120(602) 263-6666

OZARK NATIONAL LIFE INS CO MO LC P O BOX 15688 1964 1992KANSAS CITY MO 64106-0688(816) 842-6300

PACIFIC EMPLOYERS INS CO PA FC 1601 CHESTNUT ST 1923 1951P O BOX 41484PHILADELPHIA PA 19101-1484(215) 640-1000

PACIFIC INDEMNITY CO WI FC P O BOX 1615 1926 1950WARREN NJ 07061-1615(908) 903-2000

PACIFIC LIFE & ANNUITY CO AZ LC 700 NEWPORT CTR DR 1982 1990NEWPORT BEACH CA 92660(949) 219-3011

PACIFIC LIFE INS CO CA LC 700 NEWPORT CTR DR 1868 1936NEWPORT BEACH CA 92660(949) 219-3011

PACIFIC SPECIALTY INS CO CA FC 3601 HAVEN AVE 1988 1997MENLO PARK CA 94025(650) 780-4800

PALLOTTINE FATHERS & BROTHERS INC WI GA 5424 W BLUEMOUND RD 1978 1988MILWAUKEE WI 53208-3011(414) 259-0688

PAN AMERICAN ASSURANCE CO LA LC P O BOX 53372 1981 1994NEW ORLEANS LA 70153(504) 566-3161

PAN AMERICAN LIFE INS CO LA LC P O BOX 60219 1911 1992NEW ORLEANS LA 70160(504) 566-3161

PARAGON LIFE INS CO MO LC 190 CARONDELET PLZ 1981 1983ST LOUIS MO 63105(314) 862-2211

PARIS MUTUAL FIRE INS CO WI TM 20604 9TH ST 1873 1873KANSASVILLE WI 53139(262) 878-1782

PARK AVENUE LIFE INS CO DE LC 7 HANOVER SQ 1964 1966NEW YORK NY 10004-2616(212) 598-8924

PARKER CENTENNIAL ASSUR CO WI LC 1800 N POINT DR 1973 1988STEVENS POINT WI 54481(715) 346-6000

PARTNERRE INS CO OF NY NY FC 1 GREENWICH PLZ 1875 1986GREENWICH CT 06830-6352(203) 485-4200

PARTNERS MUTUAL INS CO WI FC P O BOX 2003 1931 1932MILWAUKEE WI 53201-2003(262) 798-5050

PATHFINDER INS CO CO FC 76 SAINT PAUL ST STE 500 1986 1986BURLINGTON VT 05401-4477(802) 652-1556

PATRIOT GENERAL INS CO WI FC 1800 N POINT RD 1968 1994STEVENS POINT WI 54481(715) 346-6000

PAUL REVERE LIFE INS CO THE MA LC 1 FOUNTAIN SQ 1930 1930CHATTANOOGA TN 37402-1330(423) 294-1011

PAUL REVERE VARIABLE ANNUITY INS CO MA LC 1 FOUNTAIN SQ 1965 1966CHATTANOOGA TN 37402-1330(423) 294-1011

246




PEAK PROPERTY & CASUALTY INS CORP CO FC P O BOX 1000 1985 1987CHARLOTTE NC 28201-1000(704) 522-2000

PEER REVIEW SYSTEMS INC OH IRO 350 WORTHINGTON RD STE H 2000 2004WESTERVILLE OH 43082(614) 895-9900

PEERLESS INDEMNITY INS CO IL FC 175 BERKELEY ST 2002 2002BOSTON MA 02117(603) 505-1442

PEERLESS INS CO NH FC 175 BERKELEY ST 1901 1946BOSTON MA 02117(603) 352-3221

PEKIN INS CO IL FC 2505 COURT ST 1961 1983PEKIN IL 61558-0001(309) 346-1161

PEKIN LIFE INS CO IL LC 2505 COURT ST 1965 1983PEKIN IL 61558-0001(309) 346-1161

PELLA MUTUAL INS CO WI TM W11261 HWY D 1876 1877MARION WI 54950(715) 754-5039

PENINSULAR LIFE INS CO FL LC P O BOX 958465 1901 1973LAKE MARY FL 32795(407) 628-1776

PENN AMERICA INS CO PA FC 420 S YORK RD 1975 1996HATBORO PA 19040(215) 443-3600

PENN INS & ANNUITY CO DE LC 600 DRESHER RD 1980 1981HORSHAM PA 19044(215) 956-9177

PENN MILLERS INS CO PA FC P O BOX P 1887 1911WILKES-BARRE PA 18777-0016(570) 822-8111

PENN MUTUAL LIFE INS CO THE PA LC 600 DRESHER RD 1847 1915HORSHAM PA 19044(215) 956-8000

PENN TREATY NETWORK AMERICA INS CO PA LC 3440 LEHIGH ST 1954 1971ALLENTOWN PA 18103-7001(610) 965-2222

PENNSYLVANIA GENERAL INS CO PA FC 1 BEACON ST 1955 1957BOSTON MA 02108(617) 725-6000

PENNSYLVANIA LIFE INS CO PA LC P O BOX 958465 1948 1960LAKE MARY FL 32746(800) 275-7366

PENNSYLVANIA LUMBERMENS MUTUAL INS CO PA FC 170 S INDEPENDENCE SQ W 1895 1981 STE 200 EPHILADELPHIA PA 19106(215) 625-9233

PENNSYLVANIA MANUFACTURERS ASSN INS CO PA FC P O BOX 3031 1964 1979BLUE BELL PA 19422-0754(610) 397-5000

PENNSYLVANIA NATIONAL MUTUAL PA FC P O BOX 2361 1919 1962 CASUALTY INS CO HARRISBURG PA 17105

(717) 234-4941PEOPLE FOR THE ETHICAL TREATMENT VA GA 501 FRONT ST 1998 2001 OF ANIMALS INC NORFOLK VA 23510

(757) 622-7382PEOPLES BENEFIT LIFE INS CO IA LC 4333 EDGEWOOD RD NE 1920 1956

CEDAR RAPIDS IA 52499(319) 398-8511

PERMANENT GENERAL ASSURANCE CORP TN FC P O BOX 305054 1978 1982NASHVILLE TN 37230-5054(615) 744-1221

247




PETROLEUM CASUALTY CO TX FC P O BOX 3342 1925 1970HOUSTON TX 77253(713) 680-7148

PHARMACISTS LIFE INS CO THE IA LC P O BOX 370 1979 1997ALGONA IA 50511(515) 295-2461

PHARMACISTS MUTUAL INS CO IA FC P O BOX 370 1909 1919ALGONA IA 50511(515) 295-2461

PHILADELPHIA AMERICAN LIFE INS CO TX LC 200 WESTLAKE PARK BLVD 1978 1978 STE 1200HOUSTON TX 77079-2663(281) 368-7200

PHILADELPHIA INDEMNITY INS CO PA FC 1 BALA PLZ STE 100 1980 1986BALA CYNWYD PA 19004(610) 617-7900

PHILADELPHIA REINSURANCE CORP PA FC 1234 MARKET ST STE 1815 1952 1972PHILADELPHIA PA 19107(215) 832-3900

PHILIPS CONSUMER ELECTRONICS CO DE WP 1 PHILLIPS DR 1899 1996KNOXVILLE TN 37914(615) 474-0488

PHL VARIABLE INS CO CT LC 1 AMERICAN ROW 1981 1982HARTFORD CT 06115(860) 403-3679

PHOENIX AMERICAN WARRANTY CO INC FL WP 6303 BLUE LAGOON DR STE 225 1985 1992MIAMI FL 33126(305) 266-5665

PHOENIX INS CO THE CT FC 1 TOWER SQ 1850 1872HARTFORD CT 06183-6014(860) 277-0111

PHOENIX LIFE & ANNUITY CO CT LC 1 AMERICAN ROW 1981 1990HARTFORD CT 06115(860) 403-3679

PHOENIX LIFE INS CO NY LC 1 AMERICAN ROW 1851 1928HARTFORD CT 06115(860) 403-3679

PHOENIX NATIONAL INS CO OH LC 1 AMERICAN ROW 1948 1990HARTFORD CT 06115(860) 403-3679

PHP INS PLAN INC WI HM P O BOX 11625 1996 1996GREEN BAY WI 54307-1625(920) 490-6900

PHYSICIANS BENEFITS TRUST LIFE INS CO IL LC 20 N MICHIGAN AVE STE 700 1909 1959CHICAGO IL 60602-4811(312) 782-1654

PHYSICIANS INS CO OF WI INC WI FC P O BOX 45650 1986 1986MADISON WI 53717-5650(608) 831-8331

PHYSICIANS LIFE INS CO NE LC 2600 DODGE ST 1970 1971OMAHA NE 68131-2715(402) 633-1000

PHYSICIANS MUTUAL INS CO NE LC 2600 DODGE ST 1902 1963OMAHA NE 68131-2715(402) 633-1000

PHYSICIANS PLUS INS CORP WI HM 22 E MIFFLIN ST STE 200 1986 1986MADISON WI 53703(608) 282-8900

PINNACLE MOTOR CLUB INC NV MC 6500 BELT LINE RD STE 170 2002 2004IRVING TX 75063(972) 999-4563

PIONEER MUTUAL LIFE INS CO ND LC P O BOX 368 1947 1995FARGO ND 58108(701) 297-5700

248




PIONEER SECURITY LIFE INS CO TX LC P O BOX 2550 1955 1981WACO TX 76702-2550(254) 297-2778

PLATTE RIVER INS CO NE FC P O BOX 5900 1972 1996MADISON WI 53705(608) 232-5662

PMA CAPITAL INS CO PA FC 1735 MARKET ST 1980 1991PHILADELPHIA PA 19103(215) 665-5000

PMI MORTGAGE INS CO AZ FC 3003 OAK RD 1972 1975WALNUT CREEK CA 94597-2098(925) 658-7878

PODIATRY INS CO OF AM A MUT CO IL FC 110 WESTWOOD PL STE 100 1980 1986BRENTWOOD TN 37027-5015(800) 251-5727

POLICYHOLDERS MUTUAL INS CO WI FC 2810 CITY VIEW DR 1988 1989MADISON WI 53708(608) 246-2552

POLISH FALCONS OF AMERICA PA FR 615 IRON CITY DR 1928 1964PITTSBURGH PA 15205-4348(412) 922-2244

POLISH NATIONAL ALLIANCE OF THE U S OF N A IL FR 6100 N CICERO AVE 1896 1917CHICAGO IL 60646-4385(773) 286-0500

POLISH ROMAN CATHOLIC UNION OF AMER IL FR 984 N MILWAUKEE AVE 1887 1927CHICAGO IL 60622-4101(773) 782-2600

POLISH WOMENS ALLIANCE OF AMER IL FR 205 S NORTHWEST HWY 1902 1932PARK RIDGE IL 60068-5876(847) 384-1200

PRE PAID LEGAL CASUALTY INC OK FC P O BOX 145 1979 1988ADA OK 74821-0145(580) 436-1234

PREFERRED PROFESSIONAL INS CO NE FC P O BOX 540658 1976 1990OMAHA NE 68154-0658(402) 392-1566

PREMIER MEDICAL INS GROUP INC WI LC 1277 DEMING WAY 1995 1995MADISON WI 53717(608) 836-1400

PRESBYTERIAN CHURCH USA FOUNDATION PA GA 200 E 12TH ST 1799 1977JEFFERSONVILLE IN 47130-3854(502) 569-5911

PRESIDENTIAL LIFE INS CO NY LC 69 LYDECKER ST 1965 1985NYACK NY 10960-2103(845) 358-2300

PREST & ASSOCIATES INC NV IRO 2712 MARSHALL CT STE 1 1992 2003MADISON WI 53705(608) 232-9919

PRICE COUNTY TOWN MUTUAL INS CO WI TM P O BOX 69 1901 1901PHILLIPS WI 54555-0069(715) 339-2833

PRIESTS OF THE SACRED HEART WI GA P O BOX 289 1956 1977HALES CORNERS WI 53130-0289(414) 427-4268

PRIMERICA LIFE INS CO MA LC 3120 BRECKINRIDGE BLVD 1927 1948DULUTH GA 30199-0001(770) 564-5172

PRINCIPAL HEALTH INS CO IA LC 711 HIGH ST 1967 1979DES MOINES IA 50392(515) 247-5111

PRINCIPAL LIFE INS CO IA LC 711 HIGH ST 1879 1895DES MOINES IA 50392-0001(515) 247-5111

249




PRIVATE RESIDENTIAL MORTGAGE INS CORP NC FC P O BOX 177800 1992 1992RALEIGH NC 27619(919) 846-4100

PRIZM ADMINISTRATIVE SOLUTIONS INC CO WP 1099 18TH ST STE 570 2000 2002DENVER CO 80202(303) 422-7108

PRO-GUARD INTERNATIONAL INC DE WP P O BOX 3615 1992 1996LAGUNA HILLS CA 92654-3615(800) 825-4826

PRODUCERS AGRICULTURE INS CO TX FC P O BOX 229 1977 2004AMARILLO TX 79105-0229(806) 372-6785

PROFESSIONAL INS CO TX LC 6604 W BROAD ST 1936 1995RICHMOND VA 23230(804) 662-2400

PROFESSIONAL LIABILITY INS CO OF AMERICA NY FC 10 SOUTH BRENTWOOD STE 518 1958 1958ST LOUIS MO 63105(212) 576-9801

PROFESSIONALS ADVOCATE INS CO MD FC 225 INTERNATIONAL CR 1985 1998HUNT VALLEY MD 21030(410) 785-0050

PROFESSIONALS DIRECT INS CO MI FC 161 OTTAWA AVE NW STE 607 1987 2003GRAND RAPIDS MI 49503-2720(616) 456-8899

PROGRESSIVE CASUALTY INS CO OH FC 6300 WILSON MILLS RD W33 1956 1973MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

PROGRESSIVE CLASSIC INS CO WI FC 6300 WILSON MILLS RD W33 1983 1983MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

PROGRESSIVE HALCYON INS CO OH FC 6300 WILSON MILLS RD W33 1986 1999MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

PROGRESSIVE MAX INS CO OH FC 6300 WILSON MILLS RD W33 1937 1999MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

PROGRESSIVE NORTHERN INS CO WI FC 6300 WILSON MILLS RD W33 1980 1980MAYFIELD VILLAGE OH 44143(440) 461-5000

PROGRESSIVE NORTHWESTERN INS CO OH FC 6300 WILSON MILLS RD W33 1982 1999MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

PROGRESSIVE SPECIALTY INS CO OH FC 6300 WILSON MILLS RD W33 1975 1979MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

PROGRESSIVE UNIVERSAL INS CO WI FC 6300 WILSON MILLS RD W33 1992 2004MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

PRONATIONAL INS CO MI FC 100 BROOKWOOD PL 1980 1998BIRMINGHAM AL 35209(205) 877-4400

PROPERTY & CASUALTY INS CO OF HARTFORD IN FC HARTFORD PLZ 1989 1996HARTFORD CT 06115(860) 547-5000

PROPERTY-OWNERS INS CO IN FC P O BOX 30660 1976 2001LANSING MI 48909-8160(517) 323-1200

250




PROTECTIVE ADMINISTRATIVE SERVICES INC MO WP 1 CHESTERFIELD PLACE 1995 199614755 N OUTER FORTY RD STE 400ST LOUIS MO 63017(636) 536-5600

PROTECTIVE INS CO IN FC 1099 N MERIDIAN ST 1954 1958INDIANAPOLIS IN 46204(317) 636-9800

PROTECTIVE LIFE INS CO TN LC P O BOX 2606 1907 1981BIRMINGHAM AL 35202(205) 268-1000

PROVIDENCE WASHINGTON INS CO RI FC 88 BOYD AVE 1799 1873EAST PROVIDENCE RI 02914(401) 453-7000

PROVIDENT AMERICAN LIFE & HEALTH INS CO OH LC 17800 ROYALTON RD 1949 1986STRONGSVILLE OH 44136(440) 572-2400

PROVIDENT LIFE & ACCIDENT INS CO TN LC 1 FOUNTAIN SQ 1887 1926CHATTANOOGA TN 37402(423) 294-4947

PROVINCE OF ST JOSEPH OF THE WI GA 301 CHURCH ST 1882 1978 CAPUCHIN ORDER THE MOUNT CALVARY WI 53057

(920) 753-7500PRUCO LIFE INS CO AZ LC 213 WASHINGTON ST 9TH FL 1971 1982

NEWARK NJ 07102(877) 301-1212

PRUDENTIAL INS CO OF AMERICA THE NJ LC 213 WASHINGTON ST 9TH FL 1873 1887NEWARK NJ 07102-2992(973) 802-6000

PRUDENTIAL RETIREMENT INS & ANNUITY CT LC 213 WASHINGTON ST 9TH FL 1981 1989NEWARK NJ 06103(860) 534-4459

PUBLIC SERVICE MUTUAL INS CO NY FC 1 PARK AVE 1925 1964NEW YORK NY 10016(212) 591-9438

PUTNAM REINSURANCE CO NY FC 80 PINE ST 1977 1980NEW YORK NY 10005(212) 770-2000

PXRE REINSURANCE CO CT FC 399 THORNALL ST 14TH FL 1987 1987EDISON NJ 08837(732) 906-8100

PYRAMID LIFE INS CO THE KS LC P O BOX 958465 1913 1970LAKE MARY FL 32795(407) 628-1776

QBE INS CORP PA FC WALL ST PLZ 1980 198488 PINE ST 16TH FLNEW YORK NY 10005(212) 422-9888

QBE REINSURANCE CORP PA FC WALL ST PLZ 1964 197988 PINE ST 16TH FLNEW YORK NY 10005(212) 422-1212

QUADRANT INDEMNITY CO CT FC P O BOX 1615 1997 1998WARREN NJ 07061-1615(908) 903-2000

QUANTA INDEMNITY CO CO FC 10 ROCKEFELLER PLZ 3RD FL 1968 1968NEW YORK NY 10020(212) 698-4633

RACINE COUNTY MUTUAL INS CO WI TM P O BOX 201 1873 1873FRANKSVILLE WI 53126-0201(262) 886-3617

RADIAN ASSET ASSURANCE INC NY FC 335 MADISON AVE 1985 1995NEW YORK NY 10017-4605(212) 983-5859

251




RADIAN GUARANTY INC PA FC 1601 MARKET ST 1976 1979PHILADELPHIA PA 19103(215) 231-1403

RAMPART INS CO NY FC 90 BROAD ST #25 1979 1994NEW YORK NY 10004-2205(212) 480-0570

RAWHIDE INC WI GA E7475 RAWHIDE RD 1965 2001NEW LONDON WI 54961(920) 982-6100

REASSURE AMERICA LIFE INS CO IL LC 175 KING ST 1885 1895ARMONK NY 10504(972) 364-4003

REDLAND INS CO NJ FC 7 TIMES SQ 36TH & 37TH FL 1978 1988NEW YORK NY 10036(212) 790-9700

REEDSBURG WESTFIELD MUTUAL INS CO WI TM 1417 RIDGEVIEW DR 1876 1876REEDSBURG WI 53959(608) 524-3405

REGAL INS CO IN FC P O BOX 105091 1980 1993ATLANTA GA 30348-5091(678) 627-6000

REGENT INS CO WI FC 1 GENERAL DR 1963 1963SUN PRAIRIE WI 53596-0001(608) 837-4440

REINSURANCE CO OF AMERICA INC IL FC 140 S DEARBORN ST 1972 1981CHICAGO IL 60603-5202(312) 782-9453

RELIABLE LIFE INS CO THE MO LC 12115 LACKLAND RD 1911 1969ST LOUIS MO 63146(314) 819-4497

RELIANCE LIFE INS CO DE LC THREE PARKWAY 1969 1980PHILADELPHIA PA 19102(215) 864-4000

RELIANCE STANDARD LIFE INS CO IL LC 2001 MARKET ST STE 1500 1907 1952PHILADELPHIA PA 19103(267) 256-3500

RELIASTAR LIFE INS CO MN LC 5780 POWERS FERRY RD NW 1885 1954ATLANTA GA 30327-4390(612) 372-5432

RELIASTAR LIFE INS CO OF NY NY LC 5780 POWERS FERRY RD NW 1917 1967ATLANTA GA 30327(516) 682-8700

REPUBLIC FRANKLIN INS CO OH FC P O BOX 530 1949 1997UTICA NY 13503-0530(315) 734-2000

REPUBLIC INDEMNITY CO OF AMERICA CA FC 15821 VENTURA BLVD STE 370 1972 1995ENCINO CA 91436(818) 990-9860

REPUBLIC INDEMNITY CO OF CA CA FC 15821 VENTURA BLVD STE 370 1982 1995ENCINO CA 91436(818) 990-9860

REPUBLIC INS CO TX FC P O BOX 192509 1979 1980DALLAS TX 75219(214) 559-1222

REPUBLIC MORTGAGE INS CO NC FC P O BOX 2514 1972 1991WINSTON-SALEM NC 21702(336) 661-0015

REPUBLIC MORTGAGE INS CO OF FL FL FC P O BOX 2514 1974 2003WINSTON-SALEM NC 27102(336) 661-0015

REPUBLIC MORTGAGE INS CO OF NC NC FC P O BOX 2514 1973 2003WINSTON-SALEM NC 27102(336) 661-0015

252




REPUBLIC WESTERN INS CO AZ FC 2721 N CENTRAL AVE 1973 1980PHOENIX AZ 85004-1163(602) 263-6755

RESIDENTIAL GUARANTY CO AZ FC 3003 OAK RD 1994 1996WALNUT CREEK CA 94597(925) 658-7878

RESOURCE LIFE INS CO IL LC 1000 MILWAUKEE AVE 1963 1975GLENVIEW IL 60025(847) 953-5500

RESPONSE INS CO DE FC 500 S BROAD ST 1983 1984MERIDEN CT 064-50(203) 634-7200

RESPONSE WORLDWIDE DIRECT AUTO INS CO CT FC 500 S BROAD ST 1961 1986MERIDEN CT 06450(203) 634-7200

RESPONSE WORLDWIDE INS CO CT FC 500 S BROAD ST 1979 1979MERIDEN CT 06450(203) 634-7200

REVIOS REINSURANCE CANADA LTD CA LC 480 UNIVERSITY AVE 1956 1984TORONTO M5G 1-V6(416) 598-4677

REVIOS REINSURANCE US INC CA LC 480 UNIVERSITY AVE 1977 1985TORONTO CANADA M5G 1-V6(416) 598-4677

RGA REINSURANCE CO MO LC 1370 TIMBERLAKE MANOR PKWY 1981 1983CHESTERFIELD MO 63017-6039(636) 736-7300

RIDGEVIEW HEIGHTS INDEPENDENT LIVING CORP WI CC 2090 RIDGEWAY DR 1988 1996REEDSBURG WI 53959(608) 524-9088

RIPON COLLEGE WI GA P O BOX 248 1855 1977RIPON WI 54971-0248(920) 748-8106

RISCORP NATIONAL INS CO MO FC P O BOX 1329 1935 1980SARASOTA FL 34230-1329(941) 316-6820

RIVER FALLS MUTUAL INS CO WI TM 218 N MAIN ST 1876 1876RIVER FALLS WI 54022-2318(715) 425-5292

RIVERPORT INS CO MN RE 222 S NINTH ST STE 1300 1989 1995MINNEAPOLIS MN 55402-3332(612) 766-3000

RLI INDEMNITY CO IL FC 9025 N LINDBERGH DR 1987 2001PEORIA IL 61615(309) 692-1000

RLI INS CO IL FC 9025 N LINDBERG DR 1959 1972PEORIA IL 61615-1431(309) 692-1000

ROADGARD MOTOR CLUB INC FL MC 11222 QUAIL ROOST DR 1982 1984 TAX DEPTMIAMI FL 33157-6543(305) 253-2244

ROCHDALE INS CO NY FC 59 MAIDEN LANE 1955 1982NEW YORK NY 10038(212) 220-7120

ROCKFORD MUTUAL INS CO IL FC 527 COLMAN CTR DR 1896 1974P O BOX 5626ROCKFORD IL 61125-0626(815) 229-1500

ROMAN CATHOLIC DIOCESE OF MADISON WI GA P O BOX 44983 1946 2001MADISON WI 53744-4983(608) 821-3021

253




ROSENDALE MUTUAL INS CO WI TM P O BOX 3 1874 1874ROSENDALE WI 54974-0003(920) 872-2016

ROYAL ADMINISTRATION SERVICES INC FL WP 51 MILL ST BLDG F 2000 2002HANOVER MA 02339(781) 659-4165

ROYAL INDEMNITY CO DE FC 9300 ARROWPOINT BLVD 1979 1980P O BOX 1000CHARLOTTE NC 28201-1000(704) 522-2000

ROYAL NEIGHBORS OF AMERICA IL FR 230 16TH ST 1895 1898ROCK ISLAND IL 61201-8608(309) 788-4561

ROYAL WARRANTY SERVICES INC FL WP 9300 ARROWPOINT BLVD 1998 1998CHARLOTTE NC 28273(704) 543-3332

RSUI INDEMNITY CO NH FC 945 E PACES FERRY RD STE 1800 1977 1992ATLANTA GA 30326-1125(404) 231-2366

RURAL COMMUNITY INS CO MN FC 3501 THURSTON AVE 1980 1995ANOKA MN 55303(763) 323-2299

RURAL MUTUAL INS CO WI FC P O BOX 5555 1934 1935MADISON WI 53705-0555(608) 836-5525

S USA LIFE INS CO INC AZ LC P O BOX 1050 1995 1997NEWARK NJ 07101(877) 725-4375

SAFE DRIVER MOTOR CLUB INC DE MC 1 GEICO PLZ 1966 1980WASHINGTON DC 20076-0001(301) 986-2014

SAFECO INS CO OF AMERICA WA FC SAFECO PLZ 1953 1955SEATTLE WA 98185(206) 545-5000

SAFECO INS CO OF IL IL FC SAFECO PLZ 1980 1984SEATTLE WA 98185(206) 545-5000

SAFECO INS CO OF INDIANA IN FC SAFECO PLZ 1976 1979SEATTLE WA 98185(206) 545-5000

SAFECO NATIONAL INS CO MO FC SAFECO PLZ 1972 1991SEATTLE WA 98185(206) 545-5000

SAFEHEALTH LIFE INS CO CA LC P O BOX 30930 1970 1995LAGUNA HILLS CA 92654-0930(949) 425-4300

SAFETY NATIONAL CASUALTY CORP MO FC 2043 WOODLAND PKWY 1942 1989ST LOUIS MO 63146(314) 995-5300

SAFEWAY INS CO IL FC 790 PASQUINELLI DR 1962 1992WESTMONT IL 60559(630) 887-8300

SAGAMORE INS CO IN FC 1099 N MERIDIAN ST 1981 1989INDIANAPOLIS IN 46204(317) 636-9800

SAGE LIFE ASSURANCE OF AMERICA INC DE LC 175 KING ST 1981 1981ARMONK NY 10504(877) 794-7773

SAMARITANS PURSE NC GA 801 BAMBOO RD 1980 2004BOONE NC 28607(828) 266-1040

SAN CAMILLO INC WI CC 10200 W BLUEMOUND RD 1983 1984WAUWATOSA WI 53226(414) 259-6333

254




SAN FRANCISCO REINS CO CA FC 777 SAN MARIN DR 1956 1981NOVATO CA 94998(415) 899-2000

SAVE THE CHILDREN FEDERATION INC CT GA 54 WILTON RD 1962 1998WESTPORT CT 06880(203) 221-4020

SC & E ADMINISTRATIVE SERVICES INC TX WP 600 E LAS COLINAS BLVD 1999 2000 STE 900IRVING TX 75039(800) 272-7738

SCHOOL SISTERS OF NOTRE DAME MILW PROV INC WI GA 13105 WATERTOWN PLANK RD 1869 1993ELM GROVE WI 53122-2291(262) 782-9850

SCHOOL SISTERS OF ST FRANCIS INC WI GA 1501 S LAYTON BLVD 1980 1993MILWAUKEE WI 53215-1924(414) 384-4105

SCOR LIFE INS CO TX LC 15305 DALLAS PKWY STE 700 1965 1967ADDISON TX 75001(972) 560-9500

SCOR LIFE U S RE INS CO TX LC 15305 DALLAS PKWY STE 700 1945 1963ADDISON TX 75001(972) 560-9500

SCOR REINSURANCE CO NY FC 199 WATER ST 1984 1998NEW YORK NY 10038-3526(212) 480-1900

SCOTTSDALE INDEMNITY CO OH FC P O BOX 4110 1984 1994SCOTTSDALE AZ 85261-4110(480) 365-4000

SEA INS CO OF AMERICA THE NY FC 9300 ARROWPOINT BLVD 1991 1992P O BOX 1000CHARLOTTE NC 28201-1000(704) 522-2000

SEABOARD SURETY CO NY FC 111 SCHILLING RD 1927 1930HUNT VALLEY MD 21031(651) 310-7911

SEABRIGHT INS CO IL FC P O BOX 91100 1962 1989SEATTLE WA 98121(206) 269-8500

SEARS LIFE INS CO TX LC P O BOX 2548 1956 1992FORT WORTH TX 76137(800) 316-5607

SEARS PROTECTION CO IL WP 3333 BEVERLY RD B5-207A 2001 2004HOFFMAN ESTATES IL 60179(847) 286-6151

SEARS ROEBUCK AND CO NY WP 3333 BEVERLY RD B5-207A 1906 2004HOFFMAN ESTATES IL 60179(847) 286-6151

SEATON INS CO RI FC 2 CENTRAL SQ 2ND FL 1901 1913CAMBRIDGE MA 02139(617) 234-3801

SECURA INS A MUTUAL CO WI FC P O BOX 819 1900 1900APPLETON WI 54912-0819(920) 739-3161

SECURA SUPREME INS CO WI FC P O BOX 819 1995 1995APPLETON WI 54912-0819(920) 739-3161

SECURIAN CASUALTY CO MN FC 400 ROBERT ST N 1994 1996ST PAUL MN 55101-2098(651) 665-3500

SECURIAN LIFE INS CO MN LC 400 ROBERT ST 1981 1993ST PAUL MN 55101-2098(651) 665-3500

255




SECURITY BENEFIT LIFE INS CO KS LC 1 SECURITY BENEFIT PLACE 1892 1963TOPEKA KS 66636-0001(785) 438-3000

SECURITY FINANCIAL LIFE INS CO NE LC P O BOX 82248 1895 1998LINCOLN NE 68501-2248(402) 434-9500

SECURITY HEALTH PLAN OF WI INC WI HM P O BOX 8000 1986 1986MARSHFIELD WI 54449-8000(715) 221-9555

SECURITY INS CO OF HARTFORD CT FC 9300 ARROWPOINT BLVD 1841 1876P O BOX 1000CHARLOTTE NC 28201-1000(704) 522-2000 6700

SECURITY LIFE INS CO OF AMER MN LC 10901 RED CIRCLE DR 1956 1961MINNETONKA MN 55343-9137(952) 544-2121

SECURITY LIFE OF DENVER INS CO CO LC 5780 POWERS FERRY RD NW 1949 1969ATLANTA GA 30327(303) 860-1290

SECURITY MUTUAL LIFE INS CO OF NY NY LC P O BOX 1625 1886 1895BINGHAMTON NY 13902(607) 723-3551

SECURITY NATIONAL INS CO TX FC P O BOX 655028 1924 1993DALLAS TX 75265-5028(214) 360-8000

SECURITY NATIONAL LIFE INS CO UT LC P O BOX 57220 1967 1967SALT LAKE CITY UT 84157-0220(801) 264-1060

SECURITY UNION TITLE INS CO CA TC 171 N CLARK ST 8TH FL 1962 1979CHICAGO IL 60601(312) 223-2000

SELECT INS CO TX FC P O BOX 131771 1955 1970DALLAS TX 75313-1771(972) 650-2800

SELECTIVE INS CO OF AMERICA NJ FC 40 WANTAGE AVE 1925 1997BRANCHVILLE NJ 07890(973) 948-3000

SELECTIVE INS CO OF SC SC FC 40 WANTAGE AVE 1951 1995BRANCHVILLE NJ 07890(973) 948-3000

SELECTIVE INS CO OF THE SOUTHEAST NC FC 40 WANTAGE AVE 1980 1995BRANCHVILLE NJ 07890(973) 948-3000

SENECA INS CO INC NY FC 160 WATER ST 1978 1978NEW YORK NY 10038-4922(212) 344-3000

SENECA SIGEL MUTUAL INS CO WI TM P O BOX 27 1891 1891VESPER WI 54489-0027(715) 569-4775

SENIOR HOUSING OF MIDDLETON WI CC 6720 CENTURY AVE 1999 2000MIDDLETON WI 53562(608) 836-8900

SENTINEL INS CO LTD CT FC HARTFORD PLZ 1999 2001HARTFORD CT 06115(860) 547-5000

SENTRY CASUALTY CO WI FC 1800 N POINT RD 1973 1999STEVENS POINT WI 54481(715) 346-6000

SENTRY INS A MUTUAL CO WI FC 1800 N POINT DR 1913 1914STEVENS POINT WI 54481(715) 346-6000

SENTRY LIFE INS CO WI LC 1800 N POINT DR 1958 1958STEVENS POINT WI 54481(715) 346-6000

256




SENTRY SELECT INS CO WI FC 1800 N POINT DR 1981 1982STEVENS POINT WI 54481(715) 346-6000

SERVICE NET SOLUTIONS LLC DE WP 650 MISSOURI AVE 2001 2002JEFFERSONVILLE IN 47130(812) 258-4567

SERVICE SAVER INCORPORATED FL WP 123 N WACKER DR 1987 2002CHICAGO IL 60606(800) 209-6206

SERVICEPLAN INC IL WP 1000 MILWAUKEE AVE 1933 1995GLENVIEW IL 60025(847) 953-1000

SERVICEPLAN OF FLORIDA INC FL WP 123 N WACKER DR 1989 2002CHICAGO IL 60606(800) 209-6206

SERVUS LIFE INS CO CT LC P O BOX 2999 1957 1974HARTFORD CT 06104-2999(860) 547-4707

SEVENTH DAY BAPTIST MEMORIAL FUND INC WI GA 3120 KENNEDY RD 1985 1996JANESVILLE WI 53547-1678(608) 752-5055

SHEBOYGAN FALLS MUTUAL INS CO WI FC P O BOX 159 1899 1899SHEBOYGAN FALLS WI 53085-0159(920) 467-4613

SHELBY CASUALTY INS CO IL FC P O BOX 43360 1973 1974BIRMINGHAM AL 35243(205) 970-7051

SHELBY FARMERS MUTUAL INS CO WI TM P O BOX 863 1874 1874WEST SALEM WI 54669-0863(608) 786-3111

SHELBY INS CO THE IL FC P O BOX 43360 1986 1986BIRMINGHAM AL 35243(800) 444-2955

SHENANDOAH LIFE INS CO VA LC P O BOX 12847 1914 2001ROANOKE VA 24029(540) 985-4400

SHEPHERDS BAPTIST MINISTRIES INC WI GA 1805 15TH AVE 1958 1984UNION GROVE WI 53182-1597(262) 878-5620

SHRINERS HOSP FOR CRIPPLED CHILDREN CO GA P O BOX 31356 1925 1991TAMPA FL 33631-3356(813) 281-0300

SIGNATURES NATIONWIDE AUTO CLUB INC DE MC 200 N MARTINGALE RD 1984 1984SCHAUMBURG IL 60173-2096(847) 605-3000

SINSINAWA DOMINICANS INC WI GA 585 COUNTY RD Z 1868 1992SINSINAWA WI 53824-9700(608) 748-4411

SIRIUS AMERICA INS CO DE FC 120 W 45TH ST 36TH FL 1977 1981NEW YORK NY 10036(212) 702-3700

SISTERS OF ST FRANCIS OF ASSISI THE WI GA 3221 S LAKE DR 1898 1990ST FRANCIS WI 53235(414) 744-1160

SISTERS OF ST BENEDICT OF MADISON WI GA P O BOX 5070 1953 2000 WISCONSIN INC MADISON WI 53705-0070

(608) 836-1631SLOVAK CATHOLIC SOKOL NJ FR P O BOX 899 1898 1947

PASSAIC NJ 07055-5224(973) 777-2605

SLOVAK GYMNASTIC UNION SOKOL OF THE USA NJ FR P O BOX 189 1912 1939EAST ORANGE NJ 07019-2889(973) 676-0280

257




SLOVENE NATIONAL BENEFIT SOCIETY PA FR 247 W ALLEGHENY RD 1907 1917IMPERIAL PA 15126(724) 695-1100

SOCIETY INS A MUTUAL CO WI FC P O BOX 1029 1915 1915FOND DU LAC WI 54936-1029(920) 922-1220

SOMP O JAPAN INS CO OF AMERICA NY FC 2 WORLD FINANCIAL CTR 1962 1981225 LIBERTY ST FL 43NEW YORK NY 10281-1008(212) 416-1200

SONS OF NORWAY MN FR 1455 W LAKE ST 1898 1903MINNEAPOLIS MN 55408(612) 827-3611

SOUTH CENTRAL MUTUAL INS CO WI TM P O BOX 176 1874 1874FRIESLAND WI 53935(920) 348-5163

SOUTHEAST MUTUAL INS CO WI TM 26530 WASHINGTON AVE 1968 1968WATERFORD WI 53185(262) 534-4300

SOUTHERN GENERAL INS CO GA FC P O BOX 28155 1979 1988ATLANTA GA 30358-0155(770) 952-0080

SOUTHERN LIFE & HEALTH INS CO WI LC P O BOX 55975 1890 1995BIRMINGHAM AL 35209(205) 414-3000

SOUTHERN POVERTY LAW CENTER INC THE AL GA 400 WASHINGTON AVE 1971 1995MONTGOMERY AL 36104-0548(334) 956-8200

SOUTHERN WISCONSIN AND NORTHERN IL WI FR P O BOX 2652 1962 1978 FIREMENS ASSOCIATION DEATH BENEFIT PLAN ROCKFORD IL 61132-2652

(815) 654-2904SOUTHERN-OWNERS INS CO FL FC P O BOX 30660 1994 2001

LANSING MI 48909-8160(517) 323-1200

SPRING GROVE MUTUAL INS CO WI TM 1105 W SECOND AVE 1875 1875BRODHEAD WI 53520(608) 897-2148

SSM HEALTH CARE MO GA ST MARYS HOSP MED CTR 1874 1990707 S MILLS STMADISON WI 53715(608) 258-5601

SSM HEALTH CARE OF WI INC MO GA 2901 LANDMARK PLACE STE 300 1956 2004MADISON WI 53713(608) 258-6120

ST ANN CTR FOR INTERGENERATIONAL CARE INC WI GA 2801 E MORGAN AVE 1994 2003MILWAUKEE WI 53207-3771(414) 977-5000

ST COLUMBANS FOREIGN MISSION SOCIETY NE GA P O BOX 10 1929 1996ST COLUMBANS NE 68056(402) 291-1920

ST JOHNS HOME OF MILWAUKEE WI CC 1840 N PROSPECT AVE 1869 1984MILWAUKEE WI 53202-1960(414) 272-2022

ST JOHNS MILITARY ACADEMY FOUNDATION INC WI GA 1101 N GENESEE ST 1984 1998DELAFIELD WI 53018-1498(262) 646-3311

ST JOHNS NORTHWESTERN MILITARY ACADEMY INC WI GA 1101 N GENESEE ST 1938 1998DELAFIELD WI 53018-1498(414) 646-3311

ST JOSEPHS BENEVOLENT SOCIETY OF MILWAUKEE WI FR P O BOX 18017 1863 1978MILWAUKEE WI 53218-0017(414) 251-2833

258




ST LUKES MEDICAL CTR INC WI GA 3031 W MONTANA ST 1935 1993MILWAUKEE WI 53215(414) 389-5881

ST MICHAELS PRIEST FUND OF THE ARCHD OF MILW WI GA P O BOX 070912 1987 1987MILWAUKEE WI 53207-0912(414) 769-3319

ST NORBERT COLLEGE INC WI GA 100 GRANT ST 1981 1989DE PERE WI 54115(920) 403-3152

ST PAUL FIRE & CASUALTY INS CO WI FC 385 WASHINGTON ST 1982 1982ST PAUL MN 55102(651) 310-7911

ST PAUL FIRE & MARINE INS CO MN FC 385 WASHINGTON ST 1925 1925ST PAUL MN 55102(651) 310-7911

ST PAUL GUARDIAN INS CO MN FC 385 WASHINGTON ST 1970 1971ST PAUL MN 55102(651) 310-7911

ST PAUL MEDICAL LIABILITY INS CO MN FC 385 WASHINGTON ST 1982 1984ST PAUL MN 55102(651) 310-7911

ST PAUL MERCURY INS CO MN FC 385 WASHINGTON ST 1964 1967ST PAUL MN 55102(651) 310-7911

ST PAUL PROTECTIVE INS CO IL FC 385 WASHINGTON ST MC 510T 1931 1936ST PAUL MN 55102(651) 310-7911

STANDARD FIRE INS CO THE CT FC 1 TOWER SQ 1905 1910HARTFORD CT 06183-6014(860) 277-0111

STANDARD GUARANTY INS CO DE FC 260 INTERSTATE N CIR NW 1983 1987ATLANTA GA 30339(770) 763-1000

STANDARD INS CO OR LC P O BOX 711 1906 1987PORTLAND OR 97207-0711(503) 321-7000

STANDARD LIFE INS CO OF IN IN LC P O BOX 80609 1934 1963INDIANAPOLIS IN 46280-0609(317) 574-6200

STANDARD SECURITY LIFE INS CO OF NY NY LC 485 MADISON AVE 14TH FL 1957 1980NEW YORK NY 10022-5872(212) 355-4141

STAR INS CO MI FC 26255 AMERICAN DR 1985 1987SOUTHFIELD MI 48034-6112(248) 358-1100

STARMOUNT LIFE INS CO LA LC P O BOX 98100 1983 2003BATON ROUGE LA 70898-4389(225) 926-2888

STARNET INS CO DE FC 475 STEAMBOAT RD 1998 2000GREENWICH CT 06830(203) 542-3800

STATE AUTO INS CO OF WISCONSIN WI FC 518 E BROAD ST 1974 1974COLUMBUS OH 43215-3976(614) 464-5000

STATE AUTO NATIONAL INS CO OH FC 518 E BROAD ST 1991 1995COLUMBUS OH 43215-3976(614) 464-5000

STATE AUTO PROPERTY & CASUALTY INS CO SC FC 518 E BROAD ST 1950 1988COLUMBUS OH 43215(614) 464-5000

STATE AUTOMOBILE MUTUAL INS CO OH FC 518 E BROAD ST 1921 1988COLUMBUS OH 43215-3976(614) 464-5000

259




STATE FARM FIRE & CASUALTY CO IL FC 1 STATE FARM PLZ 1935 1950BLOOMINGTON IL 61710-0001(309) 766-2311

STATE FARM GENERAL INS CO IL FC 1 STATE FARM PLZ 1962 1962BLOOMINGTON IL 61710-0001(309) 766-2311

STATE FARM LIFE & ACCIDENT ASSURANCE CO IL LC 1 STATE FARM PLZ 1960 1961BLOOMINGTON IL 61710-0001(309) 766-2311

STATE FARM MUTUAL AUTOMOBILE INS CO IL FC 1 STATE FARM PLZ 1922 1939BLOOMINGTON IL 61710-0001(309) 766-2311

STATE FUND MUTUAL INS CO MN FC P O BOX 583178 1983 1998MINNEAPOLIS MN 55458-3178(952) 838-4200

STATE LIFE INS CO THE IN LC P O BOX 406 1894 1981INDIANAPOLIS IN 46206(317) 285-2300

STATE LIFE INS FUND WI LC P O BOX 7873 1911 1913MADISON WI 53707-7873(608) 266-0107

STATE MUTUAL INS CO GA LC P O BOX 153 1894 1992ROME GA 30162-0153(800) 241-7598

STATE NATIONAL INS CO INC TX FC 8200 ANDERSON BLVD 1984 1991FORT WORTH TX 76120(817) 265-2000

STATESMAN INS CO IN FC 275 PHILLIPS BLVD 1956 1992TRENTON NJ 08618-1426(609) 896-1921

STEWART TITLE GUARANTY CO TX TC P O BOX 2029 1908 1970HOUSTON TX 77252(713) 625-8100

STOCKHOLM TOWN MUTUAL INS CO WI TM P O BOX 632 1872 1872STOCKHOLM WI 54769-0632(715) 442-4364

STONEBRIDGE CASUALTY INS CO OH FC 520 PARK AVE 1961 1973BALTIMORE MD 21201(410) 685-5500

STONEBRIDGE LIFE INS CO VT LC 520 PARK AVE 1900 1965BALTIMORE MD 21201(410) 685-5500

STONEWALL INS CO RI FC 2 CENTRAL SQ 2ND FL 1866 1970CAMBRIDGE MA 02139(617) 234-3801

STONINGTON INS CO TX FC 5080 SPECTRUM DR STE 900E 1938 1989ADDISON TX 75001(972) 664-7000

STOUT UNIVERSITY FOUNDATION INC WI GA 320 S BROADWAY 1962 1996MENOMONIE WI 54751(715) 232-1151

STRATFORD INS CO NH FC 400 PARSONS POND DR 1981 1991FRANKLIN LAKES NJ 07417-2600(201) 847-8600

STUDENT CONSERVATION ASSN INC THE NY GA P O BOX 550 1964 2003CHARLESTOWN NH 03603-0550(603) 543-1700

SUA INS CO IL FC 222 S RIVERSIDE DR 1981 1984CHICAGO IL 60606(312) 277-1600

SUBARU OF AMERICA INC NJ WP P O BOX 6000 1977 2001CHERRY HILL NJ 08034-6000(856) 488-8500

260




SUDAN INTERIOR MISSION INC NJ GA P O BOX 7900 1926 1979CHARLOTTE NC 28241-7900(704) 587-1470

SUGAR CREEK MUTUAL INS CO WI TM P O BOX 863 1873 1873ELKHORN WI 53121-0863(262) 723-3244

SUN LIFE ASSURANCE CO OF CANADA MI LC 1 SUN LIFE EXECUTIVE PARK 1865 1962WELLESLEY HILLS MA 02481(781) 237-6030

SUN LIFE ASSURANCE CO OF CANADA U S DE LC 1 SUN LIFE EXECUTIVE PARK 1970 1973WELLESLEY HILLS MA 02481(781) 237-6030

SUNAMERICA LIFE INS CO AZ LC 21650 OXNARD ST 1897 1962WOODLAND HILLS CA 91367(800) 871-2000

SUPERIOR INS CO FL FC P O BOX 530009 1952 1992ATLANTA GA 30339(800) 342-5243

SUPREME COUNCIL OF THE ROYAL ARCANUM MA FR 61 BATTERYMARCH ST 1877 1895BOSTON MA 02110(617) 426-4135

SURETY ASSOC OF AMERICA THE NJ RS 1101 CONNECTICUT AVE NW 1970 1970 STE 800WASHINGTON DC 20036(202) 463-0600

SURETY LIFE INS CO NE LC 3075 SANDERS RD STE H1A 1936 1963NORTHBROOK IL 60062-7127(800) 525-9287

SVD FUNDS INC IL GA P O BOX 6067 1983 1994TECHNY IL 60082-6067(847) 272-2700

SWISS RE LIFE & HEALTH AMERICA INC CT LC 175 KING ST 1967 1979ARMONK NY 10504(877) 794-7773

SWISS REINSURANCE AMERICA CORP NY FC 175 KING ST 1940 1959ARMONK NY 10504(914) 828-8000

SYMETRA LIFE INS CO WA LC P O BOX 34690 1957 1959SEATTLE WA 98124-1690(425) 376-8000

SYMETRA NATIONAL LIFE INS CO WA LC P O BOX 34690 1979 1980SEATTLE WA 98124-1690(425) 376-8000

TEACHERS INS & ANNUITY ASSN OF AMER NY LC 730 3RD AVE 1918 1972NEW YORK NY 10017-3206(212) 490-9000

TEACHERS INS CO IL FC 1 HORACE MANN PLZ 1971 1973SPRINGFIELD IL 62715-0001(217) 789-2500

TEMPLETON FUNDS ANNUITY CO FL LC P O BOX 33030 1984 1991ST PETERSBURG FL 33733-8030(800) 237-0738

TEXAS LIFE INS CO TX LC P O BOX 830 1901 1996WACO TX 76703-0830(254) 752-6521

THE INS CO LA FC P O BOX 67008 1969 1993TREASURE ISLAND FL 33736(727) 367-6900

THERESA MUTUAL INS CO WI TM P O BOX 233 1879 1879THERESA WI 53091-0233(920) 488-4401

THRIVENT FINANCIAL FOR LUTHERANS WI FR 625 FOURTH AVE S 1902 1902MINNEAPOLIS MN 55415(612) 340-7000

261




THRIVENT LIFE INS CO MN LC 625 4TH AVE S 1982 1984MINNEAPOLIS MN 55415-1624(612) 340-7000

TIAA-CREF LIFE INS CO NY LC 730 THIRD AVE 1996 1997NEW YORK NY 10017(212) 490-9000

TICO INS CO OH FC 5205 N OCONNOR BLVD STE 700 1980 1992IRVING TX 75039(214) 526-3876

TICOR TITLE INS CO CA TC 171 N CLARK ST 1965 1966CHICAGO IL 60601(312) 223-2000

TICOR TITLE INS CO OF FL FL TC 601 RIVERSIDE AVE 1980 1995JACKSONVILLE FL 32204(407) 260-8050

TIG INDEMNITY CO CA FC P O BOX 152870 1944 1954IRVING TX 75015(972) 831-5000

TIG INS CO CA FC P O BOX 152870 1911 1934IRVING TX 75015-8830(972) 831-5000

TITAN INDEMNITY CO TX FC P O BOX 659792 1984 1989SAN ANTONIO TX 78265(210) 527-2759

TITLE INS CO OF OREGON OR TC 200 S W MARKET ST STE 250 1937 1997PORTLAND OR 97201(503) 222-3651

TNUS INS CO NY FC 230 PARK AVE 1914 1979NEW YORK NY 10169(212) 297-6600

TOA REINSURANCE CO OF AMERICA THE DE FC P O BOX 1930 1971 1984MORRISTOWN NJ 07962-1930(973) 898-9480

TOKIO MARINE & NICHIDO FIRE INS CO LTD NY FC 230 PARK AVE 1879 1974NEW YORK NY 10169(212) 297-6600

TOUCHPOINT HEALTH PLAN INC WI HM P O BOX 507 1988 1988APPLETON WI 54912-0507(920) 735-6300

TOUCHPOINT INS CO INC WI LC P O BOX 507 1998 1998APPLETON WI 54912-0507(920) 735-6300

TOYOTA MOTOR INS CO IA FC 19001 S WESTERN AVE 1909 1935TORRANCE CA 90509(310) 468-4691

TOYOTA MOTOR INS SERVICES INC CA WP P O BOX 2916 1986 1993TORRANCE CA 90509-2916(310) 787-3774

TRADE LAKE MUTUAL INS CO WI TM 11733 HIGHWAY 48 1874 1874FREDERIC WI 54837-9638(715) 327-4800

TRADERS & GENERAL INS CO TX FC 1 BEACON ST B07-11 1980 1996BOSTON MA 02108-3100(617) 725-6000

TRANS PACIFIC INS CO NY FC 230 PARK AVE 1982 1984NEW YORK NY 10169(212) 297-6600

TRANS WORLD ASSURANCE CO CA LC 885 S EL CAMINO REAL 1962 1979SAN MATEO CA 94402-2310(650) 348-2300

TRANS WORLD RADIO NJ GA P O BOX 8700 1960 2004CARY NC 27512-8700(919) 460-3700

262




TRANSAMERICA FINANCIAL LIFE INS CO NY LC 4 MANHATTANVILLE RD 1947 1949PURCHASE NY 10577(914) 697-8000

TRANSAMERICA LIFE INS & ANNUITY CO NC LC 1150 S OLIVE ST 1966 1968LOS ANGELES CA 90015-0101(213) 742-3111

TRANSAMERICA LIFE INS CO IA LC 4333 EDGEWOOD RD NE 1961 1979CEDAR RAPIDS IA 52499(319) 398-8511

TRANSAMERICA OCCIDENTAL LIFE INS CO IA LC 4333 EDGEWOOD RD NE 1906 1952CEDAR RAPIDS IA 52499(319) 398-8511

TRANSATLANTIC REINSURANCE CO NY FC 80 PINE ST 1952 1980NEW YORK NY 10005-1702(212) 770-2000

TRANSCONTINENTAL INS CO NY FC CNA CTR 1925 1925CHICAGO IL 60685(312) 822-5000

TRANSGUARD INS CO OF AMERICA INC IL FC 700 OAKMONT LANE 1987 1993WESTMONT IL 60559-5546(630) 570-3565

TRANSIT MUTUAL INS CORP OF WI WI FC 2575 S MEMORIAL DR STE 105 1985 1985APPLETON WI 54915-1427(920) 832-3970

TRANSNATION TITLE INS CO AZ TC 101 GATEWAY CENTRE PKWY 1910 1985RICHMOND VA 23235(804) 267-8000

TRANSPORT INS CO OH FC 2 CENTRAL SQ 2ND FL 1976 1977CAMBRIDGE MA 02139(617) 234-3871

TRANSPORTATION INS CO IL FC CNA CTR 1938 1938CHICAGO IL 60685(312) 822-5000

TRAVCO INS CO CT FC 1 TOWER SQ 1991 1996HARTFORD CT 06183-6014(860) 277-0111

TRAVELERS CASUALTY & SURETY CO CT FC 1 TOWER SQ 1964 1964HARTFORD CT 06183(860) 277-0111

TRAVELERS CASUALTY & SURETY CO OF AMERICA CT FC 1 TOWER SQ 1974 1975HARTFORD CT 06183-6014(860) 277-0111

TRAVELERS CASUALTY CO OF CT CT FC 1 TOWER SQ 1990 1990HARTFORD CT 06183-0001(860) 277-0111

TRAVELERS CASUALTY INS CO OF AM CT FC 1 TOWER SQ 1971 1974HARTFORD CT 06183(860) 277-0111

TRAVELERS COMMERCIAL CASUALTY CO CT FC 1 TOWER SQ 1981 1988HARTFORD CT 06183-6014(860) 277-0111

TRAVELERS COMMERCIAL INS CO CT FC 1 TOWER SQ 1990 1990HARTFORD CT 06183-6014(860) 277-0111

TRAVELERS HOME AND MARINE INS CO THE CT FC 1 TOWER SQ 1991 1996HARTFORD CT 06183(860) 277-0111

TRAVELERS INDEMNITY CO OF AMERICA THE CT FC 1 TOWER SQ 1946 1968HARTFORD CT 06183-0001(860) 277-0111

TRAVELERS INDEMNITY CO OF CT THE CT FC 1 TOWER SQ 1859 1875HARTFORD CT 06183-1050(860) 277-0111

263




TRAVELERS INDEMNITY CO THE CT FC 1 TOWER SQ 1903 1907HARTFORD CT 06183-6014(860) 277-0111

TRAVELERS INS CO THE CT FC P O BOX 990027 1863 1865HARTFORD CT 06199-0027(860) 308-1000

TRAVELERS INS CO THE CT LC P O BOX 990027 1863 1965HARTFORD CT 06199-0027(860) 308-1000

TRAVELERS LIFE & ANNUITY CO THE CT LC P O BOX 990027 1973 1981HARTFORD CT 06199-0027(860) 308-1000

TRAVELERS MOTOR CLUB INC OK MC P O BOX 54799 1965 1982OKLAHOMA CITY OK 73154-1799(405) 848-1711

TRAVELERS PROPERTY CAS CO OF AM CT FC 1 TOWER SQ 1972 1972HARTFORD CT 06183(860) 277-0111

TRAVELERS PROPERTY CASUALTY INS CO CT FC 1 TOWER SQ 1990 1990HARTFORD CT 06183(860) 277-0111

TRAVELERS PROTECTIVE ASSN OF AMERICA MO FR 3755 LINDELL BLVD 1890 1896SAINT LOUIS MO 63108-3476(314) 371-0533

TRENWICK AMERICA REINS CORP CT FC 1 CANTERBURY GREEN 1984 1985STAMFORD CT 06901(203) 353-5500

TRI COUNTY MUTUAL TOWN INS CO WI TM P O BOX 157 1909 1909IRON RIVER WI 54847-0157(715) 372-8577

TRI STATE INS CO OF MN MN FC P O BOX 1594 1974 1974DES MOINES IA 50306(515) 278-3000

TRIAD GUARANTY INS CORP IL FC P O BOX 2300 1987 1991WINSTON SALEM NC 27102(336) 723-1282

TRIGON HEALTH AND LIFE INS CO VA LC P O BOX 27401 1954 1955MAIL POINT VA21N350RICHMOND VA 23279(804) 354-7283

TRINITY INTERNATIONAL UNIVERSITY IL GA 2065 HALF DAY RD 1965 2003DEERFIELD IL 60015(847) 317-7003

TRINITY UNIVERSAL INS CO TX FC P O BOX 655028 1926 1993DALLAS TX 75265-5028(214) 360-8000

TRINITY UNIVERSAL INS CO OF KS INC KS FC P O BOX 655028 1972 1993DALLAS TX 75265-5028(214) 360-8000

TRITON INS CO MO FC 3001 MEACHAM BLVD STE 200 1982 1995FORT WORTH TX 76113(817) 348-7500

TRUCK INS EXCHANGE CA RE P O BOX 2478 TERMINAL ANNEX 1935 1951LOS ANGELES CA 90051-2478(323) 932-3441

TRUMBULL INS CO CT FC HARTFORD PLZ 1986 1996HARTFORD CT 06115(860) 547-5000

TRUSTEES OF PRINCETON UNIVERSITY NJ GA P O BOX 35 1889 1998PRINCETON NJ 08544-0035(609) 258-5051

TRUSTGARD INS CO OH FC P O BOX 1218 1981 1984COLUMBUS OH 43216-1218(614) 445-2900

264




TRUSTMARK INS CO IL LC 400 N FIELD DR 1913 1913LAKE FOREST IL 60045-2581(847) 615-1500

TRUSTMARK LIFE INS CO IL LC 400 FIELD DR 1925 1985LAKE FOREST IL 60045-2581(847) 615-1500

TUDOR OAKS RETIREMENT CENTER WI CC S77 W12929 MCSHANE RD 1930 1984HALES CORNERS WI 53130-0901(414) 529-0100

TWIN CITY FIRE INS CO IN FC HARTFORD PLZ 1987 1987HARTFORD CT 06115(860) 547-5000

UBS LIFE INS CO USA CA LC P O BOX 10 1956 1961DES MOINES IA 50334(515) 245-2000

ULICO CASUALTY CO DE FC 1625 EYE ST NW 1979 1987WASHINGTON DC 20006(202) 682-0900

ULLICO LIFE INS CO TX LC 1625 EYE ST NW 1976 1976WASHINGTON DC 20006(202) 682-6649

ULTIMATE WARRANTY OF WI INC WI WP 21360 CENTER RIDGE RD 2003 2003ROCKY RIVER OH 44116(440) 333-5113

UNDERWRITER FOR THE PROFESSIONS INS CO CO FC 185 GREENWOOD RD 1989 2004NAPA CA 94558(707) 226-0100

UNICARE LIFE & HEALTH INS CO DE LC 4553 LA TIENDA DR 1971 1981THOUSAND OAKS CA 91362(877) 864-2273

UNIGARD INDEMNITY CO WA FC 15805 NE 24TH ST 1972 1991BELLEVUE WA 98008-2409(425) 644-5236

UNIGARD INS CO WA FC 15805 NE 24TH ST 1960 1961BELLEVUE WA 98009-2409(425) 644-5236

UNIMERICA INS CO WI LC 6300 OLSON MEMORIAL HWY 1990 2002 MN010-E151GOLDEN VALLEY MN 55427(952) 936-1300

UNION BANKERS INS CO TX LC P O BOX 958465 1953 1974LAKE MARY FL 32795(407) 628-1776

UNION CENTRAL LIFE INS CO THE OH LC P O BOX 40888 1867 1956CINCINNATI OH 45240(513) 595-2200

UNION FIDELITY LIFE INS CO IL LC 500 VIRGINIA DR 1925 1951FORT WASHINGTON PA 19034(800) 272-1872

UNION LABOR LIFE INS CO THE MD LC 1625 EYE ST NW 1925 1932WASHINGTON DC 20006(202) 682-0900

UNION SECURITY LIFE INS CO DE LC 260 INTERSTATE NORTH CR NW 1963 1984ATLANTA GA 30339(770) 763-1000

UNIONE ITALIANA REINS CO OF AMER INC NY FC 3024 HARNEY ST 1978 1984OMAHA NE 68131(402) 536-3000

UNITED AMERICAN INS CO DE LC P O BOX 8080 1947 1965MCKINNEY TX 75070(972) 529-5085

UNITED AMERICAS INS CO NY FC 805 THIRD AVE 1978 1983NEW YORK NY 10022(212) 486-0700

265




UNITED CAR CARE INC CO WP P O BOX 3988 1995 2000GREENWOOD VILLAGE CO 80155(303) 306-0502

UNITED CONCORDIA INS CO AZ LC 4401 DEER PATH RD 1975 2003HARRISBURG PA 17110(717) 260-7081

UNITED EQUITABLE INS CO IL FC 9833 WOODS DR 1959 1960SKOKIE IL 60077(847) 583-4600

UNITED FAMILY LIFE INS CO GA LC 10 GLENLAKE PKWY NE STE 500 1980 1988ATLANTA GA 30328-3473(800) 801-0800

UNITED FIDELITY LIFE INS CO TX LC P O BOX 410288 1977 1979KANSAS CITY MO 64141(816) 391-2000

UNITED FINANCIAL CASUALTY CO OH FC 6300 WILSON MILLS RD W33 1984 1986MAYFIELD VILLAGE OH 44143-2182(440) 461-5000

UNITED FIRE & CASUALTY CO IA FC P O BOX 73909 1946 1956CEDAR RAPIDS IA 52407-3909(319) 399-5700

UNITED FIRE & INDEMNITY CO TX FC P O BOX 73909 1936 1963CEDAR RAPIDS IA 52407-3909(319) 399-5700

UNITED GENERAL TITLE INS CO CO TC 999 EIGHTEENTH ST STE 3400 1983 2000DENVER CO 80202(303) 292-4848

UNITED GUARANTY CREDIT INS CO NC FC P O BOX 20597 1981 1991GREENSBORO NC 27420(336) 373-0232

UNITED GUARANTY MORTGAGE INDEMNITY CO NC FC P O BOX 20597 1972 1980GREENSBORO NC 27420(336) 373-0232

UNITED GUARANTY RESIDENTIAL INS CO NC FC P O BOX 20597 1963 1968GREENSBORO NC 27420(336) 373-0232

UNITED GUARANTY RESIDENTIAL INS CO OF NC NC FC P O BOX 20597 1963 1973GREENSBORO NC 27420(336) 373-0232

UNITED HEALTHCARE INS CO CT LC 450 COLUMBUS BLVD 4NB 1972 1972HARTFORD CT 06103(877) 832-7734

UNITED HEARTLAND LIFE INS CO WI LC P O BOX 2013 1990 1997MILWAUKEE WI 53201-2013(262) 787-7400

UNITED INS CO OF AMER IL LC 12115 LACKLAND RD 1927 1957ST LOUIS MO 63146(314) 819-4300

UNITED INVESTORS LIFE INS CO MO LC P O BOX 10207 1981 1982BIRMINGHAM AL 35202-0207(205) 325-4300

UNITED LIFE INS CO IA LC P O BOX 73909 1962 1964CEDAR RAPIDS IA 52407-3909(319) 399-5700

UNITED NATIONAL CAS INS CO IN FC 3 BALA PLZ E STE 300 2001 2003BALA CYNWYD PA 19004(610) 664-1500

UNITED NATIONAL SPECIALTY INS CO WI FC 3 BALA PLZ E STE 300 1982 1982BALA CYNWYD PA 19004(610) 664-1500

UNITED OF OMAHA LIFE INS CO NE LC MUTUAL OF OMAHA PLZ 1926 1932OMAHA NE 68175-0001(402) 342-7600

266




UNITED SECURITY INS CO IA FC 11900 E CORNELL AVE 1946 1949AURORA CO 80014-3194(303) 337-5500

UNITED SERVICE PROTECTION CORP DE WP P O BOX 21647 1999 2000ST PETERSBURG FL 33742(800) 283-0785

UNITED SERVICES AUTOMOBILE ASSN TX RE 9800 FREDERICKSBURG RD 1922 1960SAN ANTONIO TX 78288-0001(210) 498-2211

UNITED STATES AUTO CLUB MOTORING DIV INC IN MC P O BOX 660460 1968 1970DALLAS TX 75266-0460(972) 657-9572

UNITED STATES AVIATION UNDERWRITERS IL RS 1 SEAPORT PLZ 1988 1988199 WATER STNEW YORK NY 10038(212) 952-0100

UNITED STATES FIDELITY & GUARANTY CO MD FC 385 WASHINGTON ST 1896 1896ST PAUL MN 55102(651) 310-7911

UNITED STATES FIRE INS CO DE FC 305 MADISON AVE 2003 2003MORRISTOWN NJ 07962(973) 490-6600

UNITED STATES LETTER CARRIERS MUT TN FR 100 INDIANA AVE NW 1892 1968 BENEFIT ASSN WASHINGTON DC 20001

(202) 638-4318UNITED STATES LIABILITY INS CO PA FC P O BOX 6700 1867 1980

WAYNE PA 19087-2191(610) 688-2535

UNITED STATES LIFE INS CO IN THE CITY OF NY LC P O BOX 1580 1850 1953 NEW YORK THE NEPTUNE NJ 07754

(212) 709-6000UNITED STATES WARRANTY CORP FL WP 22 NE 22ND AVE 1970 2001

POMPANO BEACH FL 33062(800) 432-4566

UNITED TEACHER ASSOCIATES INS CO TX LC P O BOX 26580 1958 1996AUSTIN TX 78755(512) 451-2224

UNITED WAY OF AMERICA NY GA 701 N FAIRFAX ST 1932 2002ALEXANDRIA VA 22314(703) 836-7112

UNITED WISCONSIN INS CO WI FC P O BOX 2013 1957 1957MILWAUKEE WI 53201-2013(262) 787-7400

UNITED WORLD LIFE INS CO NE LC MUTUAL OF OMAHA PLZ 1970 1970OMAHA NE 68175(402) 342-7600

UNITEDHEALTHCARE OF WISCONSIN INC WI HM 10701 W RESEARCH DR 1986 1986WAUWATOSA WI 53226-0649(414) 443-4000

UNITRIN AUTO & HOME INS CO NY FC 5200 BELFORT RD STE 400 1996 1998JACKSONVILLE FL 32256(904) 245-5600

UNITRIN DIRECT PROP & CAS CO IL FC 2790 BUSINESS PARK DR 1998 1999VISTA CA 92081(760) 599-4700

UNITRIN PREFERRED INS CO NY FC 5220 BELFORT RD STE 400 1942 1983JACKSONVILLE FL 32256(904) 245-5600

UNITY FINANCIAL LIFE INS CO PA LC 11311 CORNELL PARK DR STE 200 1964 2000CINCINNATI OH 45242(513) 247-0711

UNITY HEALTH PLANS INS CORP WI HM 840 CAROLINA ST 1983 1983SAUK CITY WI 53583(608) 643-2491

267




UNITY MUTUAL LIFE INS CO NY LC P O BOX 5000 1903 1990SYRACUSE NY 13250-5000(315) 448-7000

UNIVERSAL GUARANTY LIFE INS CO OH LC P O BOX 5147 1966 1987SPRINGFIELD IL 62705-5147(877) 881-1777

UNIVERSAL HOME PROTECTION LLC WI WP 1289 DEMING WAY 1999 2003MADISON WI 53717(608) 831-0285

UNIVERSAL SURETY CO NE FC P O BOX 80468 1947 1971LINCOLN NE 68501(402) 435-4302

UNIVERSAL SURETY OF AMERICA TX FC P O BOX 5077 1984 1996SIOUX FALLS SD 57117(605) 336-0850

UNIVERSAL UNDERWRITERS INS CO KS FC 7045 COLLEGE BLVD 1982 1983OVERLAND PARK KS 66211(913) 339-1000

UNIVERSAL UNDERWRITERS LIFE INS CO KS LC 7045 COLLEGE BLVD 1964 1973OVERLAND PARK KS 66211-1551(913) 339-1000

UNIVERSAL UNDERWRITERS SERVICE CORP MO WP 7045 COLLEGE BLVD 1984 1992OVERLAND PARK KS 66211(800) 821-7803

UNIVERSAL WARRANTY CORP MI WP 12809 W DODGE RD 2000 2000OMHA NE 68154(402) 691-5428

UNIVERSITY LAKE SCHOOL WI GA P O BOX 290 1956 2001HARTLAND WI 53029(262) 367-6502

UNIVERSITY OF CT FOUNDATION INC THE CT GA 2390 ALUMNI DR UNIT 3206 1964 2002STORRS CT 06269(860) 486-5000

UNIVERSITY OF MN FOUNDATION MN GA 200 OAK ST SE STE 500 1962 1982MINNEAPOLIS MN 55455-2010(612) 624-3333

UNIVERSITY OF NE FOUNDATION NE GA 1010 LINCOLN MALL STE 300 1963 2003LINCOLN NE 68508(402) 472-2151

UNIVERSITY OF ST THOMAS MN GA 2115 SUMMIT AVE - DEV 1894 2000ST PAUL MN 55105-1096(651) 962-6950

UNIVERSITY OF WI FOUNDATION WI GA P O BOX 8860 1945 1990MADISON WI 53708-8860(608) 263-0371

UNIVERSITY OF WI RIVER FALLS FOUNDATION INC WI GA 410 S THIRD ST 1948 1990RIVER FALLS WI 54022(715) 425-3505

UNIVERSITY OF WISCONSIN STEVENS POINT WI GA 2100 MAIN ST RM 212 1965 1997 FOUNDATION STEVENS POINT WI 54481

(715) 346-3812UNIVERSITY SCHOOL OF MILWAUKEE CORP THE WI GA 2100 W FAIRY CHASM RD 1964 2004

MILWAUKEE WI 53217(414) 352-6000

UNUM LIFE INS CO OF AMERICA ME LC 2211 CONGRESS ST 1966 1971PORTLAND ME 04122(207) 575-2211

US FINANCIAL LIFE INS CO OH LC 10290 ALLIANCE RD 1974 1988CINCINNATI OH 45242(513) 686-2000

US SPECIALTY INS CO TX FC 13403 NORTHWEST FREEWAY 1986 1988HOUSTON TX 77040-6094(713) 744-3700

268




USAA CASUALTY INS CO TX FC 9800 FREDERICKSBURG RD 1968 1974SAN ANTONIO TX 78288-0001(210) 498-2211

USAA GENERAL INDEMNITY CO TX FC 9800 FREDERICKSBURG RD 1972 1989SAN ANTONIO TX 78288-0001(210) 498-2211

USAA LIFE INS CO TX LC 9800 FREDERICKSBURG RD 1963 1972SAN ANTONIO TX 78288(210) 498-8000

USABLE LIFE AR LC P O BOX 1650 1978 1997LITTLE ROCK AR 72203-1650(501) 375-7200

USAGENCIES DIRECT INS CO NY FC 8550 UNITED PLZ BLVD STE 805 1989 1996BATON ROUGE LA 70809(225) 928-9000

UTICA MUTUAL INS CO NY FC P O BOX 530 1914 1924UTICA NY 13503-0530(315) 734-2000

UW-WHITEWATER FOUNDATION INC WI GA ALUMNI CTR 1962 1992800 WEST MAIN STWHITEWATER WI 53190-1790(262) 472-1105

UWM FOUNDATION INC THE WI GA 3230 E KENWOOD BLVD 1974 2001MILWAUKEE WI 53211(414) 906-4645

VAC SERVICE CORP NY WP 99 TOWER DR 1981 1996MIDDLETOWN NY 10940(845) 692-3333

VALIANT INS CO IA FC 1400 AMERICAN LN 19TH FL 1973 1975SCHAUMBURG IL 60196-1056(847) 605-6000

VALLEY FORGE INS CO PA FC CNA CTR 1944 1944CHICAGO IL 60685(312) 822-5000

VALLEY FORGE LIFE INS CO IN LC 175 KING ST 1956 1959ARMONK NY 10504(312) 822-5000

VALLEY HEALTH PLAN INC WI HM 401 W MICHIGAN ST 1988 1988MILWAUKEE WI 53203(414) 226-5885

VANLINER INS CO AZ FC 1 PREMIER DR 1953 1987ST LOUIS MO 63026(636) 343-9889

VANTISLIFE INS CO CT LC 111 FOUNDERS PLZ 1963 2004EAST HARTFORD CT 06108(860) 291-2050

VARIABLE ANNUITY LIFE INS CO THE TX LC P O BOX 3206 1968 1969HOUSTON TX 77253-3206(713) 522-1111

VEHICLE PROTECTION PLUS LLC TN WP 268 CHRISTIAN CHURCH RD STE 1 1995 1996JOHNSON CITY TN 37615(423) 282-4883

VENTURE INS CO WI FC P O BOX 1513 1990 1990FOND DU LAC WI 54936-1513(920) 922-1246

VEREX ASSURANCE INC WI FC P O BOX 1806 1969 1969MADISON WI 53701(919) 846-4100

VESTA FIRE INS CORP IL FC P O BOX 43360 1971 1984BIRMINGHAM AL 35243(205) 970-7000

VESTA INS CORP IL FC P O BOX 43360 1983 1989BIRMINGHAM AL 35243(205) 970-7051

269




VETERANS LIFE INS CO IL LC 20 MOORES RD 1965 1974FRAZER PA 19355(610) 648-5000

VICTORIA AUTOMOBILE INS CO IN FC 5915 LANDERBROOK DR 1994 1997CLEVELAND OH 44124-4058(440) 461-3461

VICTORIA FIRE & CASUALTY CO OH FC 5915 LANDERSBROOK DR 1983 1989 STE 210CLEVELAND OH 44124-4058(440) 461-3461

VIGILANT INS CO NY FC P O BOX 1615 1939 1954WARREN NJ 07061(908) 903-5150

VIKING INS CO OF WI CO FC 9300 ARROWPOINT BLVD 1971 1971P O BOX 1000CHARLOTTE NC 28201-1000(303) 754-8400

VIRGINIA SURETY CO INC IL FC 1000 MILWAUKEE AVE 1982 1982GLENVIEW IL 60025(847) 953-2025

VISION CARE NETWORK INS CORP WI LH 1421 WASHINGTON AVE 1989 1989RACINE WI 53403-2254(262) 637-7494

VISION INS PLAN OF AMER INC WI LH P O BOX 44077 1992 1992MILWAUKEE WI 53214(414) 475-1875

VISION SERVICE PLAN INS CO CT FC 3333 QUALITY DR 1987 1992RANCHO CORDOVA CA 95670-7985(800) 852-7600

VISTA LIFE INS CO MI LC THE AMERICAN RD 1974 1982DEARBORN MI 48121-6027(313) 337-1102

VOICE OF PROPHECY THE CA GA P O BOX 500 1965 2004SIMI VALLEY CA 93062-0500(805) 955-7777

VOYAGER PROPERTY & CASUALTY INS CO SC FC 260 INTERSTATE NORTH 1978 1986 CIRCLE NWATLANTA GA 30039(770) 763-1000

VOYAGER SERVICE PROGRAMS INC FL WP P O BOX 105689 1992 2001ATLANTA GA 30348(800) 334-9282

WARNER INS CO CT FC 500 S BROAD ST 1985 1986MERIDEN CT 06450(203) 634-7200

WARRANTECH AUTOMOTIVE INC CT WP 2200 HWY 121 STE 100 1990 1992BEDFORD TX 76201(817) 685-6601

WARRANTECH CONSUMER PRODUCT SERVICES INC CT WP 2200 HWY 121 STE 100 1990 1992BEDFORD TX 76021(817) 785-5588

WARRANTY ACCEPTANCE CORP FL WP 4400 GOVERNMENT BLVD 1997 1997MOBILE AL 36693(888) 823-1997

WARRANTY BUSINESS SERVICES CORP MO WP 14755 N OUTER FORTY RD 1978 2001 STE 400ST LOUIS MO 63017(636) 536-5600

WARRANTY CORP OF AMERICA GA WP 3110 CROSSING PARK RD 1985 2000NORCROSS GA 30071(770) 416-9222

270




WARRANTY SUPPORT SERVICES LLC DE WP 6010 ATLANTIC BLVD 2003 2004NORCROSS GA 30071(678) 225-1000

WASHINGTON INTERNATIONAL INS CO AZ FC 1200 ARLINGTON HEIGHTS RD 1976 1993 STE 400ITASCA IL 60143-2625(630) 227-4700

WASHINGTON NATIONAL INS CO IL LC 11815 N PENNSYLVANIA ST 1923 1925CARMEL IN 46032(317) 817-6100

WASHINGTON TOWN MUTUAL INS CO WI TM 1246 MAIN RD 1889 1890WASHINGTON ISLAND WI 54246(920) 847-2041

WATCHTOWER BIBLE AND TRACT SOCIETY NY GA 25 COLUMBIA HEIGHTS 1909 2001 OF NEW YORK INC BROOKLYN NY 11201

(718) 560-5000WATERTOWN MUTUAL INS CO WI TM 315 E MAIN ST 1872 1872

WATERTOWN WI 53094(920) 261-2400

WAUKESHA COUNTY MUTUAL INS CO WI TM 107 ARCADIAN AVE 1874 1874WAUKESHA WI 53186-5001(262) 542-4112

WAUKESHA MEMORIAL HOSP FOUNDATION INC WI GA 725 AMERICAN AVE 1978 1993WAUKESHA WI 53188-5099(262) 928-2289

WAUSAU BUSINESS INS CO WI FC P O BOX 8017 1907 1989WAUSAU WI 54402-8017(715) 845-5211

WAUSAU GENERAL INS CO WI FC P O BOX 8017 1972 1991WAUSAU WI 54402-8017(715) 845-5211

WAUSAU UNDERWRITERS INS CO WI FC P O BOX 8017 1979 1979WAUSAU WI 54402-8017(715) 845-5211

WAUSAU-STETTIN MUTUAL INS CO WI TM P O BOX 269 1998 1998WAUSAU WI 54402-1965(715) 842-0686

WAYLAND ACADEMY WI GA 101 N UNIVERSITY AVE 1939 1988BEAVER DAM WI 53916-2253(920) 885-3373

WEA INS CORP WI LC P O BOX 7338 1985 1985MADISON WI 53707-7338(608) 276-4000

WEA PROPERTY & CASUALTY INS CO WI FC P O BOX 7893 1993 1993MADISON WI 53707-7893(608) 276-4000

WELLINGTON LIFE INS CO AZ LC 240 CORPORATE BLVD 1975 1986NORFOLK VA 23502(757) 459-5200

WELLMARK COMMUNITY INS INC IA LC 636 GRAND AVE 1985 1988DES MOINES IA 50309-2565(515) 245-4500

WELS FOUNDATION INC WI GA 2929 N MAYFAIR RD 1965 1977MILWAUKEE WI 53222(414) 256-3258

WESCO INS CO DE FC 200 SOMERSET CORP BLVD 1962 1989 STE 100BRIDGEWATER NJ 08807(908) 203-2100

WEST AMERICAN INS CO IN FC 9450 SEWARD RD 1923 1958FAIRFIELD OH 45014-5456(513) 603-2400

271




WEST BEND MUTUAL INS CO WI FC 1900 S 18TH AVE 1894 1894WEST BEND WI 53095-4605(262) 334-5571

WEST CENTRAL MUTUAL INS CO WI TM 36396 MAIN ST 1871 1872WHITEHALL WI 54773-0646(715) 538-2249

WEST COAST LIFE INS CO NE LC P O BOX 193892 1915 1985SAN FRANCISCO CA 94119(415) 591-8339

WESTCHESTER FIRE INS CO NY FC P O BOX 41484 1837 1874PHILDELPHIA PA 19101-1484(215) 640-4551

WESTCHESTER SPECIALTY INS SERVICES INC NV WP 1601 CHESTNUT ST TL34K 1908 1999PHILADELPHIA PA 19103(856) 755-6111

WESTERN & SOUTHERN LIFE INS CO THE OH LC 400 BROADWAY ST 1888 1960CINCINNATI OH 45202(513) 629-1800

WESTERN AGRICULTURAL INS CO AZ FC 5400 UNIVERSITY AVE 1971 1999WEST DES MOINES IA 50266-5997(515) 225-5400

WESTERN CATHOLIC UNION IL FR 510 MAINE ST 1877 1964QUINCY IL 62301(217) 223-9721

WESTERN DIVERSIFIED CASUALTY INS CO WI FC 1 LIBERTY PLZ 53RD FL 1969 1969NEW YORK NY 10006(212) 651-6500

WESTERN FRATERNAL LIFE ASSN IA FR 1900 1ST AVE NE 1897 1900CEDAR RAPIDS IA 52402-5321(319) 363-2653

WESTERN GENERAL WARRANTY CORP CA WP 5230 LAS VIRGENES RD STE 100 1992 1995CALABASAS CA 91302(800) 242-9442

WESTERN NATIONAL ASSURANCE CO MN FC P O BOX 1463 1957 1996MINNEAPOLIS MN 55440(952) 835-5350

WESTERN NATIONAL MUTUAL INS CO MN FC P O BOX 1463 1915 1954MINNEAPOLIS MN 55440(952) 835-5350

WESTERN RESERVE LIFE ASSURANCE CO OF OH OH LC P O BOX 5068 1957 1967CLEARWATER FL 33758-5068(727) 299-1800

WESTERN SOUTHERN LIFE ASSURANCE CO OH LC 400 BROADWAY ST 1980 1981CINCINNATI OH 45202-3312(513) 629-1800

WESTERN SURETY CO SD FC P O BOX 5077 1900 1942SIOUX FALLS SD 57117-5077(605) 336-0850

WESTFIELD INS CO OH FC P O BOX 5001 1929 1946WESTFIELD CTR OH 44251-5001(330) 887-0101

WESTFIELD NATIONAL INS CO OH FC P O BOX 5001 1968 1982WESTFIELD CTR OH 44251-5001(330) 887-0101

WESTPORT INS CORP MO FC P O BOX 2991 1977 1977OVERLAND PARK KS 66201-1379(913) 676-5200

WESTWARD LIFE INS CO AZ LC 680 NEWPORT CTR DR 1965 1994 STE 270NEWPORT BEACH CA 92660(949) 720-1568

272




WHEATON COLLEGE IL GA 501 COLLEGE AVE 1861 2004WHEATON IL 60187(630) 752-5000

WHEATON FRANCISCAN SERVICES INC IL GA 26 W 171 ROOSEVELT RD 1983 1998WHEATON IL 60187(630) 784-2550

WILLIAM PENN ASSN PA FR 709 BRIGHTON RD 1886 1953PITTSBURGH PA 15233-1821(412) 231-2979

WILLIAMSBURG NATIONAL INS CO CA FC 12641 E 166TH ST 1986 1999CERRITOS CA 90703-2101(562) 926-6163

WILSHIRE INS CO NC FC P O BOX 10800 1985 1991RALEIGH NC 27605-0800(919) 833-1600

WILSON MUTUAL INS CO WI FC P O BOX 1340 1872 1872SHEBOYGAN WI 53082-1340(920) 458-3359

WILTON REASSURANCE CO MN LC 20 HORSENECK LN 1900 1967GREENWICH CT 06830(203) 862-3176

WINDSOR INS CO IN FC P O BOX 105091 1987 1989ATLANTA GA 30348-5091(678) 627-6000

WISCONSIN AUL INC CA WP 1325 IMOLA AVE W PMB 318 1999 1999NAPA CA 94559(707) 257-9700

WISCONSIN AMERICAN MUTUAL INS CO WI FC P O BOX 1438 1898 1898FOND DU LAC WI 54936-1438(920) 923-9680

WISCONSIN ASSOCIATION OF MUTUAL INS COS WI RS P O BOX 14106 1995 1995MADISON WI 53714-0106(608) 246-2552

WISCONSIN AUTO AND TRUCK DEALERS INS CORP WI LC 150 E GILMAN ST STE A 2001 2001MADISON WI 53703(608) 251-5577

WISCONSIN AUTOMOBILE INS PLAN WI FC 20700 SWENSON DR STE 100 1967 1967WAUKESHA WI 53186(262) 796-4599

WISCONSIN COMPENSATION RATING BUREAU WI RS P O BOX 3080 1975 1975MILWAUKEE WI 53201-3080(262) 796-4540

WISCONSIN CORP OF SEVENTH-DAY ADVENTISTS WI GA P O BOX 7310 1947 1998MADISON WI 53707-7310(608) 241-5235

WISCONSIN COUNTY MUTUAL INS CORP WI FC 22 E MIFFLIN ST STE 900 1987 1987MADISON WI 53703(262) 781-7020

WISCONSIN HEALTH CARE LIABILITY INS PLAN WI FC P O BOX 8017 1976 1976WAUSAU WI 54401(715) 842-6777

WISCONSIN INS PLAN WI FC 700 W MICHIGAN ST STE 320 1970 1970MILWAUKEE WI 53233-2415(414) 291-5353

WISCONSIN LAWYERS MUTUAL INS CO WI FC 49 KESSEL COURT 1986 1986MADISON WI 53711(608) 288-1866

WISCONSIN LUTHERAN COLLEGE CONFERENCE INC WI GA 8800 W BLUEMOUND RD 1972 1999MILWAUKEE WI 53226(414) 443-8800

WISCONSIN MASONIC FOUNDATION WI GA 36275 SUNSET DR 1925 2002DOUSMAN WI 53118(262) 965-2200

273




WISCONSIN MUNICIPAL MUTUAL INS CO WI FC 4785 HAYES RD 1987 1987MADISON WI 53704-7364(608) 246-3336

WISCONSIN MUTUAL INS CO WI FC P O BOX 974 1903 1903MADISON WI 53701-0974(608) 836-4663

WISCONSIN PHYSICIANS SERVICE INS CORP WI BP 1717 W BROADWAY 1977 1977MADISON WI 53713-1895(608) 221-4711

WISCONSIN PROVINCE OF THE SOCIETY OF JESUS WI GA P O BOX 080288 1954 1979MILWAUKEE WI 53208-0288(414) 937-6949

WISCONSIN REINSURANCE CORP WI FC P O BOX 7988 1972 1972MADISON WI 53707-7988(608) 242-4500

WISCONSIN UNITED METHODIST FOUNDATION INC WI GA 750 WINDSOR ST STE 305 1894 1994SUN PRAIRIE WI 53590-0620(608) 837-9582

WISCONSIN VISION SERVICE PLAN INC WI VP 3333 QUALITY DR 1957 1968RANCHO CORDOVA CA 95670(916) 851-5000

WMAC CREDIT INS CORP WI FC 3003 OAK RD 1980 1980WALNUT CREEK CA 94597(800) 288-1970

WOLVERINE MUTUAL INS CO MI FC 1 WOLVERINE WAY M62E 1917 2004DOWAGIAC MI 49047-0530(269) 782-3451

WOMANS LIFE INS SOCIETY MI FR 1338 MILITARY ST 1897 1897PORT HURON MI 48060-5020(810) 985-5191

WOODMEN OF THE WORLD LIFE INS SOCIETY NE FR 1700 FARNAM ST 1891 1893OMAHA NE 68102(402) 342-1890

WORKMENS AUTO INS CO CA FC P O BOX 54845 1949 2000LOS ANGELES CA 90015(213) 747-6492

WORKMENS BENEFIT FUND OF THE USA NY FR 99 N BROADWAY 1899 1944HICKSVILLE NY 11801-2905(516) 938-6060

WORLD INS CO NE LC P O BOX 3160 1903 1971OMAHA NE 68103-0160(402) 496-8000

WORLD LITERATURE CRUSADE CA GA P O BOX 64000 1954 2003COLORADO SPRINGS CO 80962-4000(719) 260-8888

WORLD VISION INC CA GA P O BOX 9716 1950 1978FEDERAL WAY WA 98063-9716(253) 815-2336

WORLD WILDLIFE FUND INC DE GA 1250 24TH ST NW 1990 2000WASHINGTON DC 20037(202) 778-9787

WYCLIFFE BIBLE TRANSLATORS INC CA GA P O BOX 620486 1942 2003ORLANDO FL 32862-8200(407) 852-3691

WYNNS EXTENDED CARE INC CA WP 1050 W FIFTH ST 1972 1999AZUSA CA 91702(626) 334-0231

XL CAPITAL ASSURANCE INC NY FC 1221 AVENUE OF THE AMERICAS 1991 1992 31ST FLNEW YORK NY 10020-1001(212) 478-3400

274




XL INS AM INC DE FC SEAVIEW HOUSE 1945 195970 SEAVIEW AVESTAMFORD CT 06902-6040(203) 964-5200

XL INS CO OF NEW YORK INC NY FC SEAVIEW HOUSE 1951 198470 SEAVIEW AVESTAMFORD CT 06902(800) 825-0880

XL LIFE INS & ANNUITY CO IL LC 20 N MARTINGALE RD STE 200 1978 1980SCHAUMBURG IL 60173(847) 517-2990

XL REINSURANCE AMERICA INC NY FC SEAVIEW HOUSE 1929 193870 SEAVIEW AVESTAMFORD CT 06902-6040(203) 964-5200

XL SPECIALTY INS CO DE FC SEAVIEW HOUSE 1979 198870 SEAVIEW AVESTAMFORD CT 06902-6040(203) 964-5200

YORK INS CO IL FC 88 BOYD AVE 1955 1973E PROVIDENCE RI 02914(401) 453-7000

YORKVILLE & MT PLEASANT MUTUAL INS CO WI TM P O BOX 35 1874 1874UNION GROVE WI 53182-0035(262) 878-5300

YOSEMITE INS CO IN FC P O BOX 159 1964 1974EVANSVILLE IN 47701(812) 424-8031

YOUNG MENS CHRISTIAN ASSOCIATION OF WI GA 161 W WISCONSIN AVE STE 4000 1882 1999 METROPOLITAN MILWAUKEE INC THE MILWAUKEE WI 53203

(414) 274-0732ZENITH INS CO CA FC 21255 CALIFA ST 1949 1996

WOODLAND HILLS CA 91367(818) 676-3936

ZURICH AMERICAN INS CO NY FC 1400 AMERICAN LN TOWER 1 1913 1913 19TH FLSCHAUMBURG IL 60196(847) 605-3284

ZURICH AMERICAN INS CO OF IL IL FC 1400 AMERICAN LANE TOWER 1 1973 1985 19TH FLSCHAUMBURG IL 60196-1056(847) 605-3284

Wisconsin Insurance Report Business of 2004Directory of Insurance Commissioners

275

Directory of Insurance Commissioners


277

Insurance Commissioners

Honorable Linda HallDirector of Insurance550 W. 7th Ave., Ste. 1560Anchorage, AK 99501-3567907-269-7900

Honorable Walter BellCommissioner of Insurance201 Monroe St., Ste. 1700Montgomery, AL 36104334-269-3550

Honorable Elisara T. TogiaiInsurance CommissionerOffice of the GovernorAmerican Samoa GovernmentPago Pago, American Samoa 96799011-684-633-4116

Honorable Julie Banafield BowmanCommissioner of Insurance1200 W. Third St.Little Rock, AR 72201-1904501-371-2600

Honorable Christina UriasDirector of Insurance2910 N. 44th St., Ste. 210Phoenix, AZ 85018-7256602-912-8400

Honorable John GaramendiInsurance Commissioner300 Capitol Mall, Ste. 17Sacramento, CA 95814916-492-3500

Honorable David RiveraCommissioner of Insurance1560 Broadway, Ste. 850Denver, CO 80202303-894-7499

Honorable Susan CogswellCommissioner of InsuranceP.O. Box 816Hartford, CT 06142-0816860-297-3800

Honorable Larry MirelCommissioner of Insurance810 First St. NE, Ste. 701Washington, DC 20002202-727-8000

Honorable Matt DennCommissioner of InsuranceRodney Bldg.841 Silver Lake Blvd.Dover, DE 19904302-739-4251

Honorable Kevin McCartyDirector of Insurance RegulationThe Larson Bldg.200 E. Gaines St., Room 101Tallahassee, FL 32399-0301850-413-5914

Honorable John OxendineCommissioner of Insurance704 W. Tower Floyd Mem. Bldg.2 Martin Luther King Jr. Dr.Atlanta, GA 30334404-656-2056

Honorable Artemio B. IlaganActing Commissioner of InsuranceDept. of Rev. & TaxP.O. Box 23607GMF, Guam 96921671-475-1843

Honorable J. P. SchmidtInsurance CommissionerDept. of Comm. & Cons. AffairsP.O. Box 3614Honolulu, HI 96811-3614808-586-2790

Honorable Susan VossCommissioner of Insurance330 E. Maple St.Des Moines, IA 50319515-281-5705

Honorable Gary L. SmithDirector of Insurance700 W. State St., 3rd Fl.Boise, ID 83720-0043208-334-4250

Honorable Michael McRaithDirector of Insurance320 W. Washington St., 4th Fl.Springfield, IL 62767-0001217-782-4515

Honorable Jim AtterholtCommissioner of Insurance311 W. Washington St., Ste. 300IndianaP.O.lis, IN 46204-2787317-232-2385

Honorable Sandy PraegerCommissioner of Insurance420 SW 9th St.Topeka, KS 66612-1678785-296-3071

Honorable Glenn JenningsActing Executive DirectorP.O. Box 517Frankfort, KY 40602-0517502-564-6027

Honorable J. Robert WooleyCommissioner of InsuranceP.O. Box 94214Baton Rouge, LA 70804-9214225-342-5423

Honorable Julie BowlerCommissioner of InsuranceOne South Station, 4th Fl.Boston, MA 02210617-521-7301

Honorable Alfred W. Redmer, Jr.Commissioner of Insurance525 St. Paul Pl.Baltimore, MD 21202-2272410-468-2090

Honorable Alessandro IuppaSuperintendent of InsuranceState Office Bldg., Sta. 34Augusta, ME 04333-0034207-624-8475

Honorable Linda WattersCommissioner of InsuranceDept. of Commerce611 W. Ottawa St., 2nd Fl. N.Lansing, MI 48933-1020517-373-0220

Honorable Glenn WilsonCommissioner of InsuranceDept. of Commerce85 7th Pl. E., Ste. 500St. Paul, MN 55101-2198651-296-5769

Honorable Dale FinkeDirector of Insurance301 W. High St., Ste. 530Jefferson City, MO 65101573-751-4126


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Honorable George DaleCommissioner of InsuranceP.O. Box 79Jackson, MS 39205601-359-3569

Honorable John MorrisonCommissioner of Insurance840 Helena Ave.Helena, MT 59601406-444-2040

Honorable Jim LongCommissioner of InsuranceP.O. Box 26387Raleigh, NC 27611919-733-3058

Honorable Jim P.O.olmanCommissioner of Insurance600 E. Blvd.Bismarck, ND 58505-0320701-328-2440

Honorable Tim WagnerDirector of InsuranceTerminal Bldg.941 O St., Ste. 400Lincoln, NE 68508402-471-2201

Honorable Roger A. SevignyCommissioner of Insurance56 Old Suncook Rd.Concord, NH 03301603-271-2261

Honorable Donald BryanActing Commissioner of Insurance20 W. State St. CN325Trenton, NJ 08625609-292-5360

Honorable Eric P. SernaSuperintendent of InsuranceP.O. Drawer 1269Santa Fe, NM 87504-1269505-827-4601

Honorable Alice Molasky-ArmanCommissioner of Insurance788 Fairview Dr., Ste. 300Carson City, NV 89701-5753775-687-4270

Honorable Howard MillsSuperintendent of Insurance25 Beaver St.New York, NY 10004-2319212-480-2289

Honorable Ann Womer BenjaminDirector of Insurance2100 Stella Ct.Columbus, OH 43215-1067614-644-2658

Honorable Kim HollandCommissioner of Insurance2401 NW 23rd St., Ste. 28Oklahoma City, OK 73107405-522-4969

Honorable Joel ArioInsurance AdministratorP.O. Box 14480Salem, OR 97309-0405503-947-7980

Honorable Diane KokenCommissioner of Insurance1326 Strawberry Sq., 13th Fl.Harrisburg, PA 17120717-783-0442

Honorable Dorelisse JurabeJimenezCommissioner of InsuranceP.O. Box 8330Fernandez Juncos StationSanturce, PR 00910-8830787-722-8686

Honorable Joseph Torti, IIISuperintendent of Insurance233 Richmond St., Ste. 233Providence, RI 02903-4233401-222-2223

Honorable Eleanor KitzmanDirector of InsuranceP.O. Box 100105Columbia, SC 29202-3105803-737-6212

Honorable Gary L. SteuckDirector of Insurance445 E. Capitol Ave., 1st Fl.Pierre, SD 57501605-773-4104

Honorable Paula FlowersCommissioner of InsuranceDavy Crockett Tower, 5th Fl.500 James Robertson Pky.Nashville, TN 37243-0565615-741-6007

Honorable Jose MontemayorCommissioner of InsuranceP.O. Box 149104Austin, TX 78714-9104512-463-6464

Honorable D. Kent MichieCommissioner of Insurance3110 State Office Bldg.Salt Lake City, UT 84114-1201801-538-3800

Honorable Alfred W. GrossCommissioner of InsuranceP.O. Box 1157Richmond, VA 23218804-371-9694

Honorable Vargrave A. RichardsLieutenant Governor/Commissioner#18 Kongens Gade, Charlotte AmalieSt. Thomas, VI 00820340-774-7166

Honorable John CrowleyCommissioner of InsuranceDept. of Banking, Ins. & Securities89 Main St., Drawer 20Montpelier, VT 05620-3101802-828-3301

Honorable Mike KreidlerCommissioner of InsuranceP.O. Box 40255Olympia, WA 98504-0255360-725-7100

Honorable Jorge GomezCommissioner of InsuranceP.O. Box 7873Madison WI 53707-7873608-267-3782

Honorable Jane L. ClineCommissioner of InsuranceP.O. Box 50540Charleston, WV 25305-0540304-558-3354

Honorable Ken VinesCommissioner of InsuranceHerschler Bldg.122 W. 25th St., 3rd E.Cheyenne, WY 82002-0440307-777-7401

wisconsin commissioner of insurance annual report, business … · 2016. 5. 23. · wisconsin...

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