winston-salem, nc | november 13, 2014 paying for college: merit and need based scholarships...
TRANSCRIPT
![Page 1: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/1.jpg)
Winston-Salem, NC | November 13, 2014
Paying for College: Merit and Need Based
Scholarships
Financial Aid PresentationFinancial Aid Presentation
![Page 2: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/2.jpg)
Tom BenzaAssociate Director Student Financial
AidWake Forest University
Website: http://financialaid.wfu.edu/Email: [email protected]
Phone: (336) 758-5154
![Page 3: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/3.jpg)
1. What is financial aid?2. Cost of attendance (COA)3. The Expected Family Contribution (EFC)4. What is financial need?5. Categories, types, and sources of financial aid6. Free Application for Federal Student Aid (FAFSA)7. Special Circumstances
![Page 4: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/4.jpg)
Financial aid consists of funds provided to students and families to help pay for postsecondary educational expenses.
![Page 5: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/5.jpg)
• Direct costs
• Indirect costs
• Direct and indirect costs combined into cost of attendance
• Vary widely from college to college
![Page 6: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/6.jpg)
Direct Costs•Tuition•Required Fees•Room•Meals•Books and Supplies
Indirect Costs•Transportation•Personal Expenses•Loan Fees•Study Abroad Costs•Books and Supplies
![Page 7: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/7.jpg)
• Amount family can reasonably be expected to contribute
• Stays the same regardless of college• Two components
• Parent contribution• Student contribution
• Calculated using FAFSA data and the federal need analysis formula
![Page 8: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/8.jpg)
Cost of Attendance
– Expected Family Contribution
= Financial Need (aka Demonstrated Financial Need or Need)
![Page 9: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/9.jpg)
• Need-based
• Non need-based
![Page 10: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/10.jpg)
What is Financial Aid
• 3 Types of Financial Aid• Athletic• Merit• Need Based
![Page 11: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/11.jpg)
• Scholarships
• Grants
• Loans
• Employment
![Page 12: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/12.jpg)
• Money that does not have to be paid back
• Awarded on the basis of merit, skill, demonstrated need, or a unique characteristic
![Page 13: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/13.jpg)
• Money that does not have to be paid back
• Usually awarded on the basis of financial need
![Page 14: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/14.jpg)
• Money students and parents borrow to help pay educational expenses
• Repayment usually begins after education is finished
• Only borrow what is really needed
• Look at loans as an investment in the future
![Page 15: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/15.jpg)
• Allows student to earn money to help pay educational costs
• A paycheck
• Non-monetary compensation, such as room and board
![Page 16: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/16.jpg)
• Federal government
• States
• Private sources
• Civic organizations and churches
• Employers
![Page 17: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/17.jpg)
• Largest source of financial aid
• Aid awarded primarily on the basis of financial need
• Must apply every year using the FAFSA
![Page 18: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/18.jpg)
•Federal Pell Grant•Federal Supplemental Educational Opportunity Grant•Teacher Education Assistance for College and Higher Education Grant
•Federal Perkins Loan•Stafford Loans•PLUS Loans•Federal Work-Study
![Page 19: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/19.jpg)
• Residency requirements
• Award aid on the basis of both merit and need
• Use information from the FAFSA
• Deadlines vary
• For NC, see College Foundation of North
Carolina’s website: www.cfnc.org
![Page 20: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/20.jpg)
NC State Grants
• North Carolina Need Based Scholarship• North Carolina Educational Lottery Scholarship• NC Community College Grant Program• Nurse Education Scholarship-Loan Program• Nurse Scholars Program• Forgivable Education Loans for Service• Visit www.cfnc.org for full details and descriptions
![Page 21: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/21.jpg)
• Foundations, businesses, charitable organizations
• Deadlines and application procedures vary widely
• Begin researching private aid sources early
![Page 22: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/22.jpg)
• Research what is available in community
• To what organizations and churches does student and family belong?
• Application process usually spring of senior year
• Small scholarships add up!
![Page 23: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/23.jpg)
• Companies may have scholarships available to the children of employees
• Companies may have educational benefits for their employees
![Page 24: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/24.jpg)
Merit Scholarships
• Varying Criteria• Academic achievement• Public service• Artistic talent• Athletic ability
• Highly Competitive• Visit college websites for application process• Be aware of deadlines
![Page 25: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/25.jpg)
Need-based aid:Who is eligible?
1. Not dependent upon ability2. ANY student is potentially eligible3. Strictly based upon a family’s
“demonstrated need”
![Page 26: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/26.jpg)
Free Application for Federal Student Aid (FAFSA)
• Collects demographic and financial information about the student and family
• Must be completed for each year that aid is desired• May be filed electronically or using paper form
-- Available in English or Spanish• Used to calculate the Expected Family Contribution (EFC)• Colleges use EFC to award need-based financial aid• Contact colleges of interest to determine FAFSA filing
deadlines• March 1 is the deadline for the 16 UNC campuses
![Page 27: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/27.jpg)
Free Application for Federal Student Aid (FAFSA)
• Information used to calculate the Expected Family Contribution or EFC
• The amount of money a student and his or her family may reasonably be expected to contribute towards the cost of the student’s education for an academic year
• Colleges use EFC to award financial aid
![Page 28: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/28.jpg)
Free Application for Federal Student Aid (FAFSA)
![Page 29: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/29.jpg)
Web site: www.fafsa.ed.gov2015-16 FAFSA on the Web available on
January 1, 2015
![Page 30: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/30.jpg)
www.FAFSA.gov
![Page 31: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/31.jpg)
Good reasons to file electronically:•Built-in edits to prevent costly errors•Skip-logic allows student and/or parent to skip unnecessary questions•More timely submission of original application and any necessary corrections•More detailed instructions and “help” for common questions•Ability to check application status on-line•Simplified renewal application process
![Page 32: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/32.jpg)
•Web site: www.pin.ed.gov•Sign FAFSA electronically•Can request PIN before January 1, 2015•Not required, but speeds processing•May be used by students and parents throughout aid process, including subsequent school years
![Page 33: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/33.jpg)
•Social Security Numbers•Divorced/remarried parental information•Income earned by parents/stepparents•Untaxed income•U.S. income taxes paid •Household size•Number of household members in college•Real estate and investment net worth
![Page 34: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/34.jpg)
•Central Processing System (CPS) notifies student of FAFSA processing results by:
• Paper Student Aid Report (SAR) if paper FAFSA was filed and student’s e-mail address was not provided
• SAR Acknowledgement if filed FAFSA on the Web and student’s e-mail address was not provided
![Page 35: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/35.jpg)
CPS notifies student of FAFSA processing results by:
E-mail notification containing a direct link to student’s on-line SAR if student’s e-mail was provided on paper or electronic FAFSA
Student with PIN may view SAR on-line at www.fafsa.ed.gov
![Page 36: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/36.jpg)
Institutional Student Information Record (ISIR) sent to colleges listed on FAFSA approximately 10 to 14 days after FAFSA submitted
College reviews ISIRMay request additional documentation, such
as copies of federal tax returns
![Page 37: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/37.jpg)
VERIFICATION
IRS Data Retrieval Tool or Tax TranscriptUntaxed incomeAssetsFamily sizeFamily members attending college
![Page 38: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/38.jpg)
IRS Data Retrieval Tool (DRT)
•DRT is available within the FAFSA on the Web (FOTW)
• Available in February 2015 for 2015-2016 FOTW• Within several days for electronic tax filers • Within several weeks for paper tax filers
• Available to those who have filed 2014 federal taxes and now are:•Completing the FAFSA
• Correcting their FAFSA (updating with IRS data)
• DRT not available when:• Married filing separately tax filing status is used• Marital status changed after 12/31/14• Amended or foreign tax returns filed
![Page 39: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/39.jpg)
DRT Continued
• To use the Tool, must have:
• A valid Social Security Number• Filed a 2014 federal tax return (usually available 6 weeks after)• The exact street address and filing status used on the tax return
• Filtering question on FAFSA helps determine if you can use DRT
• IRS Data Retrieval Process meets verification requirements• Secure and FAST option
• Students (and parents) not using the “Tool” and selected for verification:
• In most cases, must submit an IRS Tax Return Transcript rather than a Tax Return
![Page 40: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/40.jpg)
If necessary, corrections to FAFSA data may be made by: • Using FAFSA on the Web (www.fafsa.ed.gov) if
student has a PIN;• Updating paper SAR (SAR Information Acknowledgement cannot be used to make corrections); or• Submitting documentation to college’s financial aid office
![Page 41: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/41.jpg)
SPECIAL CIRCUMSTANCES/Appeal Process
•Unemployment of parent•Death in family•Change in parents’ marital status•Medical expenses not covered by insurance
Make direct contact with the financial aid office of each school to which you are applying.Be prepared to document changes.
![Page 42: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/42.jpg)
• Cannot report on FAFSA
• Send explanation to financial aid office at each college
• College will review special circumstances
• Request additional documentation• Decisions are final and cannot be appealed to
U.S. Department of Education
![Page 43: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/43.jpg)
Where’s the money?
Offers to help get aid are everywhere:
• In the mail
• Over the Internet
• In newspapers
• In magazines
• Over the phone
![Page 44: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/44.jpg)
Offers may be:
• Legitimate offers of information and assistance– Example: CFNC.org and FAFSA Day
• Misleading offers from individuals or companies trying to make money off of unsuspecting parents and students
![Page 45: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/45.jpg)
What to avoid?
• Organizations that say they can help you locate more aid and then charge you a fee
• Anyone who charges you a fee:
• for information about financial aid
• to complete the FAFSA
• to apply/receive a scholarship
![Page 46: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/46.jpg)
Scam Examples:
• “The scholarship is guaranteed or your money back.”
No one can guarantee your scholarship before it is awarded.
• “Come to our seminar and we’ll show you how to get more financial aid.” This is a sales pitch. Don’t pay for information that you can get elsewhere for free.
![Page 47: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/47.jpg)
Other Misleading Offers
• “The scholarship requires a small fee.” Never pay a fee to get a scholarship.
• “You are a finalist” for an award you never applied for.
If you did not apply, it is not a legitimate offer.
• “You can’t get this information anywhere else.”
Everyone has access to the same information.
![Page 48: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/48.jpg)
So What’s Legit?
• Contact College Foundation of North Carolina at CFNC.org or toll free at 866-866-CFNC
• Service of the State of North Carolina
• Talk to a financial aid administrator at the college of choice
• Ask your high school counselor or visit the local library
• Apply for federal financial aid at FAFSA.ed.gov • not FAFSA.com!
![Page 49: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/49.jpg)
Advice!
• Meet Earliest Deadlines• Complete Applications Accurately
• Copy student’s SSN from SS card• Estimate If Necessary• Don’t Wait To File• Keep Photocopies of All Documents
![Page 50: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/50.jpg)
Advice!
• Don’t let sticker shock deter you, but DO pay attention to the amount of loan debt included in your financial aid award.
• Maximize your eligibility: complete a general Merit Scholarship application AND financial aid application.
• Be prepared to submit your U.S. tax returns to schools upon request:
• Pay attention to e-mails from schools requesting additional information and be prepared to respond promptly
• Follow up with university’s financial aid office if you do not have an award with the published timeframe.
![Page 51: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/51.jpg)
Advice
• Know that financial aid application is not a one time process; it is a yearly application process
• Be wary of anything requiring you to ‘pay’ for help
1. FAFSA2. Scholarship scams
![Page 52: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/52.jpg)
Additional Information
The Financial Aid Information Pagewww.finaid.org
FAST Web Scholarship Searchwww.fastweb.com
The College Boardwww.collegeboard.com
College Foundation of North Carolinawww.cfnc.org
![Page 53: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/53.jpg)
Additional Information
Dept. of Ed. Student Financial Assistancewww.ed.gov/finaid.html
VA Benefitswww.gibill.va.gov
FAFSA on the Webwww.fafsa.ed.gov
CSS PROFILE Onlinehttp://student.collegeboard.org/css-financial-aid-profile
![Page 54: Winston-Salem, NC | November 13, 2014 Paying for College: Merit and Need Based Scholarships Financial Aid Presentation](https://reader031.vdocuments.mx/reader031/viewer/2022012922/56649cfd5503460f949cd9ae/html5/thumbnails/54.jpg)
Tom Benza Associate Director Student Financial Aid
Wake Forest University
Website: http://financialaid.wfu.edu/Email: [email protected]
Phone: (336) 758-5154