wine industry insurance program
DESCRIPTION
George Petersen Insurance Agency's wine industry insurance program.TRANSCRIPT
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Winery & Vineyard Program Overview
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Business InsuranceEmployee Benefits
Personal Insurance
Complete, comprehensive business coverage for the wine industry. Whether you’re a sole proprietorship or a large corporation.
Comprehensive benefits services, including health, dental, vision, retirement and estate programs – all designed to help you retain your employees
Our dedicated personal insurance staff can help you save time and money on your homeowner’s insurance, auto policies and more
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Business Insurance• Employment Practices
• Property
• General Liability
• Product Recall Expense
• Damage during Production
• Change in Temperature
• Brands & Labels
• Wine Contamination
• Trellis & Vines
• Borrowed or Rented Ag Equipment
• Chemical Drift
• Fine Arts
• Care, Custody & Control – Policy Limits
• Farm Pollution Clean-Up
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Agency Services
• Coverage Summary
• Policy Schedule
• Premium Breakdown
• Statement of Values
• Coverage Checklist
• Claims Management
• Unit Statistical Claims Review
• Experience Modification Projection
• Loss Control & Safety
• Account Marketing
• Contract Review
• Certificate Processing
• Social Networking Services
• On-Site Safety & Human Resource Services
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Some of Our Carrier Relationships…
• Fireman’s Fund Insurance Company
• Fairmont Specialty
• Nationwide Agriculture
• Sequoia Insurance Company
• Zenith Insurance Company
• Unigard Insurance Company
• Hanover Insurance Company
• Liberty Mutual
• Traveler’s Insurance Company
• Lloyds of London Specialty Property Division
• S.N. Potter Insurance Company (exclusive Sonoma County Agent)
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VineCompWorkers’ Compensation Services
• In-house Workers’ Compensation Claims Administrator
• Claims Review & ManagementRegularly scheduled employer meetings to review outstanding claims
• Review of Loss Runs and Open ClaimsEnsuring that claims are resolved appropriately and closed in a timely manner
• Quarterly Follow-up (or as-needed)For problem claims with insurance claims adjusters
• Experience Modification ProjectionIn-depth client meeting, six months prior to policy renewal, to review all data that will be included in the upcoming experience modification factor
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Safety & Human Resource Services
• In-house Human Resource & Safety Administrator
• Development of Injury and Illness Prevention Plan (IIPP)
• Development of Safety Incentive Programs, General Safety Programs and Employee Handbook
• Sexual Harassment Training for Supervisors and ManagersRequired by AB 1825 for employers with over 50 employees
• Work Injury Risk Audit
• Federal and Cal/OSHA Compliance
• Job Description Development
• Hiring / Termination Policies Review
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Online Risk Management Center
• Exclusive provider of GP Track, our online risk management center
• Online platform to help develop risk mitigation and manage safety needs
• Comprehensive library of safety, risk management and human resource materials
• Software applications that automate many of the training, record keeping and reporting tasks required for compliance
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Employee Benefits• Non-Qualified
Deferred Compensation
• Retirement 401(k)
• Employee Assistance Programs
• Health Savings Accounts
• Key Person
• Medical
• Dental
• Vision
• Long-Term and Short-Term Disability
• Long-Term Care
• Voluntary Benefits
• Life
• Supplemental Life
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Personal Insurance• Boat and
Watercraft
• Motorcycle
• Recreational Vehicles
• Mobile Homes
• High-Value Homes
• Youthful and Elderly Drivers
• Life
• Individual Disability
• Individual Long-Term Care
• Auto
• Homeowner’s
• Umbrella Policies
• Flood
• Earthquake