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--------------------------------------------------------------------------------------------------------------- AVAILABLE ONLY THROUGH AUTHORIZED & PARTICIPATING CONTRACTORS BELGARD HARDSCAPES | 375 NORTHRIDGE RD | STE 250 | ATLANTA, GA 30350 | WWW.BELGARD.BIZ www.belgard.biz ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ™ W hy Wait ? Get 90 Days Same-As-Cash! No payments and no interest for 3 months on approved credit (most competitors require a monthly payment during the SAC period) 100% unsecured financing from $1,000 to $45,000 on approved credit A quick, easy and safe toll-free loan-by-phone application process A fast credit decision in about 10 minutes No paperwork Peace-of mind because you provide your personal financial information directly to the bank and not to your contractor or over the internet No application fee, No closing costs and No prepayment penalties ------------------------------ ---------- --------- Your home improvement dreams are only a toll-free call away. Don’t delay. You can complete your home improvement now rather than later. Selecting the right professional contractor with an attractive same-as-cash payment option makes your decision easier. CONVENIENT CALLING HOURS Monday-Friday 8:00 am to 1:00 am (est) Saturday 9:00 am to 8:00 pm (est) --------------------------------------------- --------------------------------------------- EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams. EnerBank USA is a wholly owned subsidiary of CMS Energy Corp., which is traded on the New York Stock Exchange under the symbol CMS. Loans provided by EnerBank USA (1245 E. Brickyard Rd., Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 15 to 123 months. 17.09% fixed APR subject to change. Interest waived if repaid in 90 days. ------------------------------------------------------------------------------------------------------------- GET THE FOLLOWING BENEFITS WITH BELGARD PREFERRED PAYMENT 888-732-1122

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Page 1: ---------------------------------------------------------- · Why Wait? Get 90 Days Same-As-Cash! No payments and no interest for 3 months on approved credit (most competitors require

---------------------------------------------------------------------------------------------------------------AVAILABLE ONLY THROUGH AUTHORIZED & PARTICIPATING CONTRACTORS

BELGARD HARDSCAPES | 375 NORTHRIDGE RD | STE 250 | ATLANTA, GA 30350 | WWW.BELGARD.BIZwww.belgard.biz

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™

Why Wait? Get 90Days Same-As-Cash!

No payments and no interest for 3 months on approved credit (most competitors require a monthly payment during the SAC period)

100% unsecured financing from$1,000 to $45,000 on approved credit

A quick, easy and safe toll-freeloan-by-phone application process

A fast credit decision in about10 minutes

No paperwork

Peace-of mind because you provide your personal financial information directly to the bank and not to your contractor or over the internet

No application fee, No closing costsand No prepayment penalties

------------------------------

----------

---------

Your home improvement dreams are only a toll-free call away.

Don’t delay. You can complete

your home improvement now

rather than later. Selecting the right

professional contractor with an

attractive same-as-cash payment

option makes your decision easier.

CONVENIENT CALLING HOURS

Monday-Friday8:00 am to 1:00 am (est)

Saturday9:00 am to 8:00 pm (est)

---------------------------------------------

---------------------------------------------

EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams. EnerBank USA is a wholly owned subsidiary of CMS Energy Corp., which is traded on the New York Stock Exchange under the symbol CMS. Loans provided by EnerBank USA (1245 E. Brickyard Rd., Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 15 to 123 months. 17.09% fixed APR subject to change. Interest waived if repaid in 90 days.

-------------------------------------------------------------------------------------------------------------

GET THEFOLLOWING BENEFITS WITH BELGARDPREFERRED PAYMENT 888-732-1122

Page 2: ---------------------------------------------------------- · Why Wait? Get 90 Days Same-As-Cash! No payments and no interest for 3 months on approved credit (most competitors require

www.belgard.biz

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™

CONTRACTOR’S NAME:

CONTRACTOR’S ID #:

TYPE OF HOME IMPROVEMENT:

FINAL PROJECT COST:

SAME-AS-CASH PROMOTIONAL CODE:

PLEASE PROVIDE THE FOLLOWING INFORMATION WHEN YOU CALL: 888-732-1122

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