DISCOVER THE T.E. WEALTH DIFFERENCE

• More than 35 years of providing independent advice • Without bias or links to product sales

• Trademarked the “FEE-ONLY” approach• National company with offices from coast to coast• Competitive and cost-effective fee structure

WHAT T.E. WEALTH CAN DO

For you, as an individual

For your executives

and key employees

For your organization

• Wealth Management & Strategy

• Comprehensive Financial Planning

• Investment Counselling

• International Advisory Services

• Transition Services

• Financial Education & EmployerServices

• Pension Fund Management

FOUR BUSINESS UNITS

Wealth Management

Strategy

Institutional Investment

Management

Financial Education &

Employer Services

Key Employee Financial

Management

KEY EMPLOYEE FINANCIAL MANAGEMENT

Designed for key employees of major corporations, small-to-medium-sized enterprises, professional firms and associations

• Comprehensive Financial Planning• Investment Counselling• Transition Services for retirement, outplacement and survivor

counselling• International Advisory Services • Services of a personal Financial Consultant and Investment

Counsellor

FINANCIAL EDUCATION & EMPLOYER SERVICES

Designed for employee groups and association members• Development of a strategic plan for financial education• Proactively addresses pension governance requirements • Focus is on financial education and personal responsibility• Program delivery tailored to local needs

• Workshops and seminars• One-on-one financial planning• Online education through T.E. Learn

• Ongoing reporting and assessment

INSTITUTIONAL INVESTMENT MANAGEMENT

Pension fund management for clients, which include corporations and aboriginal communities

• Customized asset mix and investment policy• Tailored to your organization’s goals and objectives• Selection criteria focused on performance, process

and people• Consolidated quarterly reporting

WEALTH MANAGEMENT & STRATEGY

Fully integrated wealth management for high net worth individuals and their families

• Complete financial and investment analysis• Personalized wealth management plan• Investment policy statement and portfolio selection• Ongoing management and reporting• Services of your personal Financial Consultant and Investment

Counsellor

ACCESS TO EXPERT RESOURCES

Financial Consultants – 100% CFPs• Average client satisfaction rating – 6.3 out of 7*

Investment Counsellors – 100% CFAs• Average client satisfaction rating – 6.2 out of 7*

Average tenure – 12+ years with T.E. Wealth

*Source: 2006 T.E. Wealth Client Survey

THE CALGARY TEAM

Kim Evans, Regional Vice President & General Manager

Financial Education & Employer Services• Karen Hall, B.Sc., R.F.P., CFP – Vice President• Earl Kirchner, CFP – Senior Consultant• Roland Chiwetelu, B.Comm. – Consultant• Lyndsay Tran, BFS, CFP – Consultant

THE CALGARY TEAM CONT’D.

Financial Planning• Gayle Harris, B.A., R.F.P., CFP, FMA – Senior Vice President• Shawn Morgan, B.Comm., CFP, TEP, CIM – Vice President• Tim Faunt, B.Sc., CFP – Senior Consultant• Judith Fulton, C.A., R.F.P., CFP, TEP – Senior Consultant• Paul Gainor, BFS, CFP, FMA CIM – Consultant• Nicholas Miazek, CFP – Consultant, Manager Financial Planning• Sarah Wilson, CGA, CFP – Consultant

THE CALGARY TEAM CONT’D.

T.E. Investment Counsel• Claudio Gagliardi, B.Comm., CFP, CFA – Vice President

Investment Counsellor • Roger Lydiatt, B.Comm., CFP, CFA

Associate Investment Counsellor

THE COMPANY WE KEEP

SIX REASONS TO CHOOSE T.E. WEALTH

1. Extensive experience

2. Customized solutions

3. Outstanding service

4. National reach

5. Expert resources

6. FEE-ONLY™ approach