You are still saving for retirement (climbing up the

mountain). This process helps manage your cash

flow to create a personalized wealth accumulation

plan. The plan takes into consideration your

savings goals while also incorporating strategies

for managing the key financial risks you face

during savings for retirement.

You are ready to begin taking income in retirement

(coming back down the mountain). This process

creates a blueprint outlining how various income

streams work together to meet your goals. The

blueprint serves as a comprehensive income

distribution plan built to address the key income

risks you may face throughout retirement.

Which Plan is Right for YOU?

™ ™

Accumulati o

nDi s t

ri b

uti o

n

Securities offered through ValMark Securities, Inc. Member FINRA, SIPCAdvisory Services offered through ValMark Advisers, Inc. A SEC registered investment advisor130 Springside Drive, Akron, OH 44333 800.765.5201 V.01.2017