whathouse? local wolverhampton
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Blank canvas Eight reasons to
consider a new-build
Agent of the WeekPeri-peri property We preview the hottest overseas destinations from The WhatHouse? Show
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Wolverhampton toWn centre & Surrounding areaS
Local
For all your local property news www.whathouse.com
THE LocaL ProPErTy
PaPEr from
whathouse.com
R7134 Cover.indd 2 22/09/2014 14:04
Published by: GLobESPan mEdia LimiTEd, 291-299 borouGH HiGH STrEET, London SE1 1JG
Tel: 020 7940 1070 [email protected]
Colmore Plaza, 20 Colmore Circus,Queensway Birmingham B4 6AT
Tel: 0121 2624146
www.whathouse.com
manaGinG dirEcTor: daniel hill
EdiToriaL dirEcTor: RuPeRt bates
EdiTor: Keith OsbORne [email protected]
aSSiSTanT EdiTor: stePhen MaundeR [email protected]
dESiGnEr: PeteR ROgeRs [email protected]
SaLES dirEcTor: MaRK edMOndsOn [email protected]
SouTHErn SaLES dirEcTor: lesley lawRence [email protected]
SaLES manaGEr (midLandS): Rebecca Vincze [email protected]
SaLES ExEcuTivE (midLandS): tORi cOllett [email protected]
SaLES ExEcuTivE (midLandS): wayne sMith [email protected]
SaLES manaGEr (London): Jay ali [email protected]
accounT manaGEr: ann chalOneR [email protected]
PrinTEd by: 39zeRO | citRus
diSTribuTEd by: teaM
© 2014 Globespan Media Limited
No part of this publication may be reproduced without prior written permission from the publishers. The greatest care has been taken to ensure accuracy but the publishers cannot accept responsibility for errors and omissions.
ESSEnTiaLSLocal eState agentS WWW.WHaTHouSE.com SEPT 2014 | 3
property InsiderLAndLord v TenAnT: Avoiding And resoLving disPuTes
demand in the lettings market continues to be strong, with a lack of quality supply in much of the UK resulting in
around five tenants chasing each available property. According to recent research by Countrywide, 15% of properties now spark a bidding war and achieve more than their asking price.
This demand does not mean that landlords should be complacent, however. Finding quality tenants and keeping them happy is a vital part of avoiding costly void periods. Data released last week by Property Let By Us suggests that tenants are becoming more demanding about the standard of their homes, and the government is continuing its push to adequately punish rogue landlords.
Finding and keeping the ideal tenant can be tricky, and even if you have carefully vetted your new tenants before signing a contract, there is still a chance that the tenancy may end in a dispute. With an appropriate contract in place and good communication between both parties, most disputes can be solved relatively easily, and only a small minority of cases end with the intervention of the Deposit Protection Scheme or small claims court.
do your bitIn addition to obtaining employment and landlord references and credit checking
your new tenants, make sure you have completed all of your legal obligations before letting the property, including obtaining a gas safety certificate and taking out landlord insurance. Also ensure that you are clear and concise when formulating the contract, avoiding common disputes such as who is responsible for dealing with mould and maintaining the upkeep of the garden.
talk it throughThe most common problems between landlords and tenants surround the big three – deposits, rent and repairs. In addition to ensuring that you are covered in instances of rent going missing or the property being damaged, sit down with your new tenant and discuss each other’s responsibilities. Forging a positive relationship and making yourself
approachable increases your chances of avoiding disputes. Most landlords are okay on this front, with a recent survey revealing only 12% of tenants would like their landlords to be more approachable and friendly.
deposit protectionYou must place the deposits of your tenants in a Deposit Protection Scheme. These government-backed schemes ensure you will receive
appropriate remuneration should your tenant fail to pay rent or damage your property. This service also acts on behalf of the tenant, ensuring they will receive a reasonable amount of their deposit back if they behave in line with the terms of their contract. In the event of a dispute at the end of the tenancy, the scheme holds the deposit and offers a free dispute resolution service until terms are agreed between the landlord and tenant. Both sides can provide evidence to support their case and an independent decision is reached.
evictionIf there is no way back and evicting your tenant is the only solution, there are strict procedures you must follow to avoid illegal eviction. The gov.uk website provides a detailed guide to this process.
Blank canvas Eight reasons to
consider a new-build
Agent of the WeekPeri-peri property We preview the hottest overseas destinations from The WhatHouse? Show
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WOLVERHAMPTON AND WALSALLCovering: Wolverhampton City Centre, Tettenhall, Pendeford, Penn, Bescot, Cannock Chase, Walsall Town
Local
For all your local property news www.whathouse.com
Covering: Wolverhampton City Centre, Tettenhall, Pendeford, Penn, Bescot, Cannock Chase, Walsall Town
THE LOCAL PROPERTY
PAPER FROM
whathouse.com
R7134 Cover.indd 2 22/09/2014 14:04
Welcome…to the third edition of Whathouse? local.
there haven’t been many headlines over the past couple of weeks that were not associated with the Scottish referendum,
but there was a fair bit of coverage on the new house price figures from the Office of National Statistics.
The July numbers showed a 7.3% annual rise in house prices in the West Midlands, quite a way short of the 11.7% national increase, which is admittedly severely skewed by huge price surges in and around London. The adjusted average price for the West Midlands is now £198,000, up £4,000 from
June and a whopping £14,000 from just a year previously.
Interestingly, across the nation, the average price paid by first-time buyers increased by 13.5% year-on-year to £209,000, demonstrating more than ever that assistance schemes such as Help to Buy and Shared Ownership are invaluable to first-timers struggling to make their savings keep up with ever-higher deposit requirements.
Separately, estate agency group Countrywide reported that average rents in the Midlands went up £4 between July and August this year, from £662 to £666. Year-on-year, average rents in this region actually went down 0.6%. On a national level, the group reported five tenants chasing each rental property, up around 25% from just a year ago.
Remember you can find daily news and features about the property market at www.whathouse.com. You can of course catch up with us on Facebook and Twitter (@What_House), too.
We hope you find this and every issue of WhatHouse? Local a useful tool in your property search.
Happy house-hunting!
Keith osborneEditor, WhatHouse?
medium agency medium agency
Brownhills 1 High Street, WS8 6ED
01543 226655
Cannock33 Market Place, WS11 1BS
01543 500011
Wolverhampton42 Queen Square, WV1 1TX
01902 267110
Walsall7 Queens Parade, WS3 2EX
01922 711444
For a free Market Appraisal call Your Local Office or text GOODCHILDS to 60607
Shire Lea, Shire Oak• Four Bedrooms • Family Bathroom• Guest Cloakroom• Two En suites
£295,000
Rothesay Garden, Parkfields• Two Bedrooms • Large Lounge• Family Bathroom • Off Road Parking
£108,995
Noose Lane, Willenhall• Detached • Three Bedrooms• Lounge• Dining Room
OIRO £125,000
Lichfield Road, Brownhills• Detached Bungalow• Four Bedrooms• Large Garden• Workshop to Rear
£269,950
Millers Walk, Pelsall• Spacious Detached Property• Four Bedrooms• Two Reception Rooms• Detached Games Room
£275,000
Ryton Close, Wolverhampton• Semi Detached • Three Bedrooms• Wet Room• Fully Fitted Kitchen
£105,000
Chester Road North, Brownhills• Three Bedrooms• Kitchen• Family Bathroom• No Chain
£124,950
High Hill, Essington Village • Detached Bungalow• Three Bedrooms• Fantastic Kitchen• Master Bedroom with Wet Room
OIEO £299,999
Park Lane, Wolverhampton• Semi Detached Property• Two Bedrooms• Conservatory • Double Glazing
£94,950
Broad Gauge Way• 2nd Floor Apartment• Two Bedrooms• En suite• Double Glazing
£100,000
Newbridge Crescent• New Detached• Four Bedrooms• Two Reception Rooms• Garage
OIEO £200,000
Jeremy Road, Wolverhampton• Detached Dorma Bungalow • Corner Plot• Three Bedrooms • Stunning Gardens
OIRO £265,000
Prestwood Road, Wednesfield• Four Bedrooms• Two Reception Rooms• Loft Conversion• Double Glazing
£130,000
Oxley Moor Road• Semi Detached Property• Four Bedrooms• Loft Room • Modern Fitted Kitchen
£174,950
Clark Road, Wolverhampton• Detached• Three Bedrooms• Utility Room• Spacious Garden
£240,000
Rookery Road, Lanesfield• Semi Detached• Four Bedrooms• Two Reception Rooms• Family Bathroom
£165,000
Silver Street, Brownhills• Mid Townhouse• Two Bedrooms• Open Plan Lounge / Kitchen• Master Bedroom with En suite
£139,995
Church Walk, Penn Fields• Double Glazing• Fitted Kitchen• Enclosed Rear Garden• Great Location
£169,000
Bush Grove, Pelsall• Semi Detached Home• Three Bedrooms• Family Bathroom• Double Glazing
£167,500
Clothier Street, WV13 1BB• Spacious Family Townhouse• Four Bedrooms• Large Master Suite• Modern Throughout
£135,000
Stafford Road, Wolverhampton• Semi Detached Property• Three Bedrooms• Off Road Parking• Double Glazing
£145,000
Lichfield Road, Brownhills• Three Bedrooms• Two Reception Rooms• Utility Room• Luxury Family Shower Room
£144,995
Lawn Road, Wolverhampton• First Floor Flat• One Bedroom• Double Glazing• Gas Central Heating
£67,500
Moreton Road, Wolverhampton• Semi Detached Property • Three Bedrooms • Living Room • Off Road Parking
£119,995
Red Lion Avenue, Norton Canes• Semi Detached• Three Bedrooms• Kitchen / Diner• Double Glazing
£122,500
Ivy Grove, Brownhills• Three Bedrooms• Lounge• En suite • Conservatory
£160,000
Damson Wharf, Tipton • Three storey • Three Bedrooms• Family Bathroom • Off Road Parking
£99,950
Ladymoor Road, Bilston• Semi Detached Property • Three Bedrooms• Two Reception Rooms • Rear Extension
£120,000
Wood Common Grange, Pelsall• Four Bedrooms• Kitchen Diner• Conservatory• En suite
£240,000
Leighton Road, Wolverhampton• Semi Detached House• Three Bedrooms• Two Reception Rooms• Detached Double Garage
£190,000
Power of the network, 16 Award winning offices across the region!
Find us on Facebook, Follow us on Twitter
medium agency medium agency
Brownhills 1 High Street, WS8 6ED
01543 226655
Cannock33 Market Place, WS11 1BS
01543 500011
Wolverhampton42 Queen Square, WV1 1TX
01902 267110
Walsall7 Queens Parade, WS3 2EX
01922 711444
For a free Market Appraisal call Your Local Office or text GOODCHILDS to 60607
Shire Lea, Shire Oak• Four Bedrooms • Family Bathroom• Guest Cloakroom• Two En suites
£295,000
Rothesay Garden, Parkfields• Two Bedrooms • Large Lounge• Family Bathroom • Off Road Parking
£108,995
Noose Lane, Willenhall• Detached • Three Bedrooms• Lounge• Dining Room
OIRO £125,000
Lichfield Road, Brownhills• Detached Bungalow• Four Bedrooms• Large Garden• Workshop to Rear
£269,950
Millers Walk, Pelsall• Spacious Detached Property• Four Bedrooms• Two Reception Rooms• Detached Games Room
£275,000
Ryton Close, Wolverhampton• Semi Detached • Three Bedrooms• Wet Room• Fully Fitted Kitchen
£105,000
Chester Road North, Brownhills• Three Bedrooms• Kitchen• Family Bathroom• No Chain
£124,950
High Hill, Essington Village • Detached Bungalow• Three Bedrooms• Fantastic Kitchen• Master Bedroom with Wet Room
OIEO £299,999
Park Lane, Wolverhampton• Semi Detached Property• Two Bedrooms• Conservatory • Double Glazing
£94,950
Broad Gauge Way• 2nd Floor Apartment• Two Bedrooms• En suite• Double Glazing
£100,000
Newbridge Crescent• New Detached• Four Bedrooms• Two Reception Rooms• Garage
OIEO £200,000
Jeremy Road, Wolverhampton• Detached Dorma Bungalow • Corner Plot• Three Bedrooms • Stunning Gardens
OIRO £265,000
Prestwood Road, Wednesfield• Four Bedrooms• Two Reception Rooms• Loft Conversion• Double Glazing
£130,000
Oxley Moor Road• Semi Detached Property• Four Bedrooms• Loft Room • Modern Fitted Kitchen
£174,950
Clark Road, Wolverhampton• Detached• Three Bedrooms• Utility Room• Spacious Garden
£240,000
Rookery Road, Lanesfield• Semi Detached• Four Bedrooms• Two Reception Rooms• Family Bathroom
£165,000
Silver Street, Brownhills• Mid Townhouse• Two Bedrooms• Open Plan Lounge / Kitchen• Master Bedroom with En suite
£139,995
Church Walk, Penn Fields• Double Glazing• Fitted Kitchen• Enclosed Rear Garden• Great Location
£169,000
Bush Grove, Pelsall• Semi Detached Home• Three Bedrooms• Family Bathroom• Double Glazing
£167,500
Clothier Street, WV13 1BB• Spacious Family Townhouse• Four Bedrooms• Large Master Suite• Modern Throughout
£135,000
Stafford Road, Wolverhampton• Semi Detached Property• Three Bedrooms• Off Road Parking• Double Glazing
£145,000
Lichfield Road, Brownhills• Three Bedrooms• Two Reception Rooms• Utility Room• Luxury Family Shower Room
£144,995
Lawn Road, Wolverhampton• First Floor Flat• One Bedroom• Double Glazing• Gas Central Heating
£67,500
Moreton Road, Wolverhampton• Semi Detached Property • Three Bedrooms • Living Room • Off Road Parking
£119,995
Red Lion Avenue, Norton Canes• Semi Detached• Three Bedrooms• Kitchen / Diner• Double Glazing
£122,500
Ivy Grove, Brownhills• Three Bedrooms• Lounge• En suite • Conservatory
£160,000
Damson Wharf, Tipton • Three storey • Three Bedrooms• Family Bathroom • Off Road Parking
£99,950
Ladymoor Road, Bilston• Semi Detached Property • Three Bedrooms• Two Reception Rooms • Rear Extension
£120,000
Wood Common Grange, Pelsall• Four Bedrooms• Kitchen Diner• Conservatory• En suite
£240,000
Leighton Road, Wolverhampton• Semi Detached House• Three Bedrooms• Two Reception Rooms• Detached Double Garage
£190,000
Power of the network, 16 Award winning offices across the region!
Find us on Facebook, Follow us on Twitter
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7 1513 4109 12 111 8 14 163 2 5 6
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The power of the network - 16 award winning branches across the regionHigh quality exposure across the whole region backed with expert marketing and promotion is the key to selling your property quickly and effi ciently.
For a free Market Appraisal call your local office or text GOODCHILDS to 60607
Telford33 Church Street01952 459 213
Stoke-on-Trent42 Piccadilly, Hanley
01782 958 043
Wolverhampton42 Queen Square01902 907 973
Stafford14 Salter Street01785 338 763
Wednesfi eld5 High Street
01902 267111
Cannock33 Market Place01543 226 673
Wednesbury16 Upper High Street
0121 227 5653
Walsall7 Queens Parade01922 666 683
BirminghamSuite 3, 102 Colmore Row
0121 227 5623
Burntwood1 Lichfi eld Road01543 226 003
Brownhills1 High Street
01543 226 710
Erdington17 York Road
0121 227 5633
Sutton Coldfi eld1 Belwell Lane
0121 227 5643
Lichfi eld28 Bore Street
01543 226 703
Tamworth4 Victoria Road01827 218 233
Milton Keynes207 Witan Gate East
01908 870 213
R7126 POTN & Lettings DPS.indd 1 15/09/2014 12:27
medium agency medium agency
Thinking about Selling or letting your property?
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Brownhills1 High Street, WS8 6ED
01543 226710
Wolverhampton42 Queen Square, wV1 1TX
01902 907973
Walsall7 Queens Parade, WS3 2EX
01922 666683
Cannock33 Market Place, WS11 1BS
01543 226673
R7126 POTN & Lettings DPS.indd 2 15/09/2014 12:27
NEW
PRICE
PRESENTS
W O N D E R F U L H O M E S
A superb development of 3 & 4 bedroom new homes
in Wil lenhal l , Walsal l
www.wonderfulhomes.co.ukFor more information on this development and others follow us at
Wonderful homes built with high standards and quality finish at affordable prices
Call NOW for details:01902 201 103
EXCLUSIVE SELLING AGENTS
You can own one of these brand new homes with as l i t t le as a
This development is backed by the governments Help to Buy scheme
5%deposit
just
£7k
£28k
£105k
Buyer’s 5% deposit
Government’s 20% loan
75% mortgagefrom commercial lender £140k
ExampleHouse Value
The above figures and diagram are for illustrative purposes only. For specific figures and further details please contact the selling agent.
*Subject to individual circumstances and terms and conditions.
£7,000deposit
*
Why Rent When You Can Buy?
The Help to Buy scheme makes it possible to buy a brand new home with as little as a 5% deposit.
With a Help to Buy equity loan the Government lends you up to 20% of the cost of your new-build home, so you’ll only need a 5% cash deposit and a 75% mortgage.
You won’t be charged interest on the 20% loan for the first five years of owning your home.
PRESENTS
W O N D E R F U L H O M E S
A superb development of 3 & 4 bedroom new homes
in Wil lenhal l , Walsal l
www.wonderfulhomes.co.ukFor more information on this development and others follow us at
Wonderful homes built with high standards and quality finish at affordable prices
Call NOW for details:01902 201 103
EXCLUSIVE SELLING AGENTS
You can own one of these brand new homes with as l i t t le as a
This development is backed by the governments Help to Buy scheme
5%deposit
just
£7k
£28k
£105k
Buyer’s 5% deposit
Government’s 20% loan
75% mortgagefrom commercial lender £140k
ExampleHouse Value
The above figures and diagram are for illustrative purposes only. For specific figures and further details please contact the selling agent.
*Subject to individual circumstances and terms and conditions.
£7,000deposit
*
Why Rent When You Can Buy?
The Help to Buy scheme makes it possible to buy a brand new home with as little as a 5% deposit.
With a Help to Buy equity loan the Government lends you up to 20% of the cost of your new-build home, so you’ll only need a 5% cash deposit and a 75% mortgage.
You won’t be charged interest on the 20% loan for the first five years of owning your home.
the government-backed Help to Buy scheme is credited as one of the factors for the level of interest in the Wards Bridge Gardens development of two-, three- and four-bedroom properties in Wednesfield, West Midlands.
Many of the people buying there have been taking advantage of the assistance scheme, which enables house-hunters to secure their home with a deposit as low as 5%. There are two options under Help to Buy: a 95% mortgage or, alternatively, a shared equity arrangement that provides a 20% equity loan, leaving the buyer to find a 75% mortgage. In the latter case, the equity loan is interest-free for five years.
Help to Buy is available on new-build properties up to the value of £600,000 and there is no salary cap for homebuyers using the scheme, though since it was launched in April 2013 it has mainly been used by buyers at the bottom of the market taking their first step on the property ladder in a modestly priced home.
At Wards Bridge Gardens, prices start at £154,500 for the three-bedroom �Dadford� semi-detached house with an open-plan lounge/dining room, a separate fitted kitchen, two double bedrooms (one with fitted wardrobes), a single bedroom and a family bathroom.
House-hunters with a larger budget will find the three-bedroom ‘Easdale� a more spacious option at £190,500. This is a detached house with a large lounge opening out onto the garden through French doors, a kitchen/dining room, guest cloakroom, en suite master bedroom, two further bedrooms and a
family bathroom. This house type also has driveway parking for two cars.
All new homes at Wards Bridge Gardens come with a high standard specification that includes energy-efficient central heating, double glazing and a fitted kitchen with integrated oven, hob and hood.
Transport links from Wards Bridge Gardens are
excellent. The M6 and M54 are both within easy reach and there are regular services from nearby Wolverhampton railway station to Birmingham New Street.
The local area’s amenities include several supermarkets, a cinema and bowling alley, with Wolverhampton city centre just two miles away and Birmingham just 17 miles away. Edward the Elder and St Thomas’ Primary Schools are both rated ‘good’ in their latest Ofsted inspections.
Carl Cooke, regional sales and marketing director for Taylor Wimpey, says: “We’ve had an amazing response to Wards Bridge Gardens, with many buyers using the fantastic Help to Buy scheme to secure their
dream home in this wonderful location. With demand showing no sign of slowing, I would encourage prospective purchasers to get in touch right away to make sure they don’t miss out!”
The Sales Centre at Wards Bridge Gardens is open Thursday to Monday, from 11.00am to 5.00pm. contact www.taylorwimpey.co.uk ; 01902 271481
12 | SEPT 2014 WWW.WHaTHouSE.com neW homeS
development of the week: Wards bridge gardens by taylor Wimpey
Victoria GardensVictoria Avenue x Bloxwich x WS3 3HT
Move in for
3 & 4 bedroom homes from: £154,950
l Help to Buy Availablel Part Exchange Considered*
l Stamp Duty Paid
Showhome open 11am - 5pm Friday to Wednesday Telephone: 07814 170665 or 01384 446200 www.kendrickhomes.co.uk*All offers are available on selected plots only and subject to terms and conditions. Help to Buy and Part Exchange may not be used in conjunction with each other.
Help to Buy
Distinct Quality Since 1880
Your mobile operator may charge data usage for scanning QR codes, please ensure you have the appropriate data plan. Help to Buy is a Government backed initiative in partnership with housebuilders. *Shows price with 20% loan assistance. Available on selected plots, subject to status, terms and conditions. Help To Buycannot be used in conjunction with any other scheme. It is highly advised, for a swift, smooth transaction that an IFA/Solicitor advised by Redrow Homes is used. Offer cannot be used in conjunction with any other Redrow offer. Image typical of Redrow homes. Prices correct at time of going to press. YOUR HOME MAY BEREPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.
We’ll include carpets if you move in for Christmas
NEW HOMES READY TO MOVE INTOIN TIME FOR CHRISTMAS
2 & 3 bedroom homes from £99,996* with Help to Buy Visit: redrow.co.uk/chestnutChestnut Walk ~ Bankfield Road, Bilston, West Midlands WV14 0TW
5 bedroom homes from £307,996* with Help to Buy Visit: redrow.co.uk/kingsKings Park ~ Earls Court Farm, Worcester, Worcestershire WR2 5QL
MOVE in for
Priced from only £139,995, the 3 bedroom Denford is ideal for fi rst time buyers and is available to purchase using the fabulous Help to Buy scheme, meaning you could buy this stunning new home with a 5% deposit of only £7,000.
Take a look around our brand new show home, and get a feel for this superb family home.
Visit our sales centre today to fi nd out more.
Available for just
£139,995
Our brand new Denford show home is now open atSpring Walk, an exciting new development in Willenhall.
Show homenow open
* Taylor Wimpey terms and conditions apply. The images on this page show a typical Taylor Wimpey home and include optional upgrades at additional costs.
Call 01902 544 473or visit taylorwimpey.co.uk/springwalkSales centre open daily 10.00am – 5.00pm
SPRING WALKSpring Lane, Willenhall, West Midlands, WV12 4HW
2 bedroom apartments and 2, 3 & 4 bedroom homes from £139,995
5% deposit is all you need
Help to Buy available
Canalside development of just 14, 3 & 4
bedroomed homes
Goscote Lane, Walsall WS3 1PE
www.waltonhomes.co.uk
Telephone Number: 01922 496748
FREE CARPETSfor reservations taken this weekend
Move into your new dreamhome with help to buy
Show Home openDaily: 11am to 5pm
ONLY 5%DEPOSIT
PRICE FROM £129,950 OR£103,960 WITH HELP TO BUY
St James Mews. Discover your dream home from our choice of impressive three and four bedroomhouses designed with a real sense of style and space, perfect for family living. Superbly placed forDudley, a town where everything from shopping and schools to leisure facilities are close at hand.
Awarded 5 stars for customer satisfaction
3 & 4 bedroom homes
from £162,750
With Help to Buy we can get you moving in no time...• Buy with just 5% deposit • Take advantage of a competitive rate 75% mortgage• Get a 20% equity loan completely interest and payment free for the first 5 years
helpbuymove
St James Mews | Salop Street | Dudley | DY1 3HP
Prices correct at time of going to press. Specification on site may differ. Pictures for illustration purposes only. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTSECURED ON IT. Available on new build homes up to £600,000 subject to the Government ‘Help to Buy’ terms and conditions and only available to customers where a primary mortgage is secured. Not available on second, additionalhomes, buy-to-let or let-to-buy properties. HomeBuy agent eligibility check required. The equity loan is interest free for the first five years and needs to be a minimum of 10% of the purchase price up to a maximum of 20%. After fiveyears, an annual fee of 1.75% of the outstanding equity loan is charged. This is increased annually by RPI plus 1%. Subject to status, terms and conditions apply.
Call: Vera or Rachel on 01384 355 867 Click: www.bellway.co.uk
Visit: St James Mews, Salop Street, Dudley DY1 3HPOpen: Daily from 10.30am - 5.00pm, with late night Thurs until 7.30pm
MARKETING SUITES OPEN THURSDAY TO MONDAY 11AM - 6PM
FOR EXCLUSIVE OFFERS VISIT PERSIMMONHOMES.COM
We’ve made great homes even more attractive with these superb deals. But this is for a limited period only sold on a fi rst come, fi rst served basis. So don’t waste any time, contact us now for more information.What’s more, the Help to Buy Scheme* and Part-exchange Service* are available with selected homes at both our developments.
SAVE THOUSANDS AND MOVE IN TIME FOR CHRISTMAS!
Imagery is for illustration purposes only. External elevations including treatments, materials, window positions and sizes are subject to change at any time. *For full details, terms and conditions for the Help to Buy Scheme and Part-exchange visit your nearest Persimmon development or log onto www.persimmonhomes.com/off ers. Available for a limited period only, subject to status. Terms and conditions apply. Some details may be subject to availability and/or stage of construction, and this off er may be withdrawn at any time without notice. This off er may not be available in conjunction with any other purchase assistance scheme, off er or promotion. Full details available on request. †Calls will be charged at fi ve pence per minute from a BT landline and may cost considerably more from mobile and other phones. Contact your service provider for more details. Details correct at time of going to press.
Ettingshall PlaceEttingshall Road, Wolverhampton, WV2 2RB
2, 3 and 4 bedroom homes from £79,950Home of the weekPlot 142 - The Marsh2 bedroom apartment with £10,000 discount and carpets
NOW £79,950*
Call 08444 901872†
Akron GateStaff ord Road, Wolverhampton, WV10 6DR
2, 3 and 4 bedroom homes from £95,950Home of the WeekPlot 3 - The Morden2 bedroom home with carpets and fl oor coverings
NOW £124,950*
Call 08432 082802†
GREAT DEALS ARECOMING HOME
Morris. UK’s No.1 for customer satisfaction
...that’s a Morris home. And right now it’s easier than ever to own your own Morris home. If you’re looking to move without finding a huge deposit, help is at hand with Help to Buy*.
• You only need a 5% deposit
• Qualify for a 20% interest-free government loan
• Benefit from lower monthly repayments with a 75% mortgage!
*Hel
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Buy
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t to
term
s and
con
ditio
ns. H
elp
to B
uy p
rices
bas
ed o
n 80
% o
f ful
l pur
chas
e pr
ice.
Hel
p to
Buy
cou
ld p
rovi
de a
n eq
uity
loan
for t
he re
mai
ning
20%
inte
rest
free
for t
he fi
rst 5
yea
rs. A
fter y
ear fi
ve, y
ou w
ill pa
y a
fee
on th
e eq
uity
loan
of 1
.75%
, risi
ng a
nnua
lly b
y th
e re
tail
pric
e in
dex
plus
1%
. YO
UR H
OM
E IS
AT
RISK
IF Y
OU
DO N
OT
KEEP
UP
REPA
YMEN
TS O
N Y
OUR
MO
RTG
AGE
OR
AN
Y O
THER
LOA
N S
ECUR
ED O
N IT
. Offe
r sub
ject
to u
se o
f a m
ortg
age
brok
er fr
om M
orris
Hom
es’ p
anel
. For
full
term
s and
con
ditio
ns v
isit m
orris
hom
es.c
o.uk
/offe
rs/he
lp-to
-buy
. Pric
es c
orre
ct at
tim
e of
goi
ng to
pre
ss. I
mag
es
repr
esen
tativ
e on
ly.
When all this style and quality is so easily mine
morrishomes.co.uk
CLAREMONT WELLINGTON ROAD | BILSTON | WV14 6DA
3 bedroom homes from £164,750 or £131,800 with Help to Buy*
01902 490438
EDEN FIELDS CHARLES HAYWARD DRIVE | SEDGLEY WOLVERHAMPTON | WV4 6GB
Last remaining 2 bedroom home at £130,750 or £104,600 with Help to Buy*
07436 810557
THE FORGE BRADES RISE | OLDBURY | B69 2HG
1, 2, 3 & 4 bedroom homes from £115,750 or £92,600 with Help to Buy*
0121 552 1160
CROMPTON PLACE LOWER CHURCH LANE | TIPTON | DY4 7PF
3 & 4 bedroom homes from £179,750 or £143,800 with Help to Buy*
0121 557 6982
WATERS EDGE ARGYLE CLOSE | WORDSLEY | DY8 4AA
2, 3 & 4 bedroom homes Coming soon
0845 601 5667
Quality homes in superb locations
For more Morris developments...
visit morrishomes.co.uk
Morris. UK’s No.1 for customer satisfaction
...that’s a Morris home. And right now it’s easier than ever to own your own Morris home. If you’re looking to move without finding a huge deposit, help is at hand with Help to Buy*.
• You only need a 5% deposit
• Qualify for a 20% interest-free government loan
• Benefit from lower monthly repayments with a 75% mortgage!
*Hel
p to
Buy
sche
me
avai
labl
e on
sele
cted
plo
ts on
ly, su
bjec
t to
term
s and
con
ditio
ns. H
elp
to B
uy p
rices
bas
ed o
n 80
% o
f ful
l pur
chas
e pr
ice.
Hel
p to
Buy
cou
ld p
rovi
de a
n eq
uity
loan
for t
he re
mai
ning
20%
inte
rest
free
for t
he fi
rst 5
yea
rs. A
fter y
ear fi
ve, y
ou w
ill pa
y a
fee
on th
e eq
uity
loan
of 1
.75%
, risi
ng a
nnua
lly b
y th
e re
tail
pric
e in
dex
plus
1%
. YO
UR H
OM
E IS
AT
RISK
IF Y
OU
DO N
OT
KEEP
UP
REPA
YMEN
TS O
N Y
OUR
MO
RTG
AGE
OR
AN
Y O
THER
LOA
N S
ECUR
ED O
N IT
. Offe
r sub
ject
to u
se o
f a m
ortg
age
brok
er fr
om M
orris
Hom
es’ p
anel
. For
full
term
s and
con
ditio
ns v
isit m
orris
hom
es.c
o.uk
/offe
rs/he
lp-to
-buy
. Pric
es c
orre
ct at
tim
e of
goi
ng to
pre
ss. I
mag
es
repr
esen
tativ
e on
ly.
When all this style and quality is so easily mine
morrishomes.co.uk
CLAREMONT WELLINGTON ROAD | BILSTON | WV14 6DA
3 bedroom homes from £164,750 or £131,800 with Help to Buy*
01902 490438
EDEN FIELDS CHARLES HAYWARD DRIVE | SEDGLEY WOLVERHAMPTON | WV4 6GB
Last remaining 2 bedroom home at £130,750 or £104,600 with Help to Buy*
07436 810557
THE FORGE BRADES RISE | OLDBURY | B69 2HG
1, 2, 3 & 4 bedroom homes from £115,750 or £92,600 with Help to Buy*
0121 552 1160
CROMPTON PLACE LOWER CHURCH LANE | TIPTON | DY4 7PF
3 & 4 bedroom homes from £179,750 or £143,800 with Help to Buy*
0121 557 6982
WATERS EDGE ARGYLE CLOSE | WORDSLEY | DY8 4AA
2, 3 & 4 bedroom homes Coming soon
0845 601 5667
Quality homes in superb locations
For more Morris developments...
visit morrishomes.co.uk