What Are the Advantages of Investing in a Multi-Family

Property?

What Is a Multi-Family Property?

A multi-family property or commercial

residential property usually has five

units or more for housing. Examples

include apartment complexes and high-rise apartment buildings.

Why Would Someone Invest in a Multi-Family Property?

Investing in a multi-family property offers unique advantages that aren't

possible through a single family home investment. The two are very

different in regard to borrowing, management and taxation.

For the purposes of this presentation, we will discuss three distinct

advantages:

• Cash Flow

• Risk

• Tenants

Cash Flow

Investing in a multi-family property

requires a larger down payment (30%)

and initial costs than a single family

residence. However, once these costs

are completed, the cost per unit

operation is significantly lower. And

more units and tenants mean more

cash from rental payments.

Tenants:The renting market is very strong.

More individuals are opting to rent

rather than buy for a number of

reasons:

• Saving for a down payment

• Greater flexibility

• Lower initial costs

• Paid utilities

Getting StartedIt's highly advisable that you speak with a

multi-family loan consultant before you get

started in the process. Topics to discuss

with the loan expert:

• Multifamily mortgage rates

• The rental market

• Finding a property

• Steps to securing financing

Learn how to make sound personal

finance decisions with OneUnited Bank

877-663-8648100 Franklin Street. Boston, MA 02110