What all happens when you file for bankruptcy?

You will have to do a LOT of paperwork and disclose everything about your personnal finances. You will have to go through a financial consultation and attend a class. You will have to prove that there is no way you could ever pay back the amount you owe. It is not as easy to file with the new laws, but it is not impossible. Make sure you hire a reputable attorney and they will make the process as