welcome to the strategic business partners’ network and the business profitability totalsolution...

Welcome To The Strategic Business Partners’ Network And

The Business Profitability TOTALSOLUTION Program

Bill Hughes, Jr. President & CEO

BHJ Management Services, LLC Office: 866-567-6354

Cell: 469-261-0060© 2014, The Intellectual Property Of BHJ Management Services, LLC

Presented By

Version 5.0

My Background and Credentials

Bill Hughes, Jr.

Former Management Consultant to Fortune 500 companies in the Banking, Financial Services, and Insurance industries.

© 2014, The Intellectual Property Of BHJ Management Services, LLC

Founder of BHJ Management Services, LLC and The Strategic Business Partners Network.

Created The Business Profitability TOTALSOLUTION Program consisting business solutions that gave the most successful Fortune 500 companies 30% to 50% savings on their Healthcare, Insurance and Taxes, while Minimizing The Financial Impact Of Regulations and Maximizing Their Employee Productivity! They will work for your business clients too!

Sr. Vice President of Planning & Operations at Bank of America Corporate Office.

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Business Challenges And What BHJ Management Services Offers

• Businesses continue to face challenges in sustaining profitability!

• An unforeseeable economy!• regulatory reform!• higher costs of doing business!• the need for more effective B2B marketing systems!

• BHJ Management Services offers a B2B Marketing System which ….

• Improves YOUR BUSINESS’ retention of business clients,• Provides YOUR BUSINESS valuable new solutions to improve your clients’

profitability and create a new revenue stream for YOUR BUSINESS, and• Provides a new way to market YOUR business solution at “no cost”!


ALL Your Business Has To Do To Gather New Business Clients, As Well As Increase Revenues

and Profitability, Is Show Our Presentation To All Your Existing Business Clients!

• Our Presentation shows your business clients how to deal with the 5 major profitability killers businesses face in America today which lower their profitability!

• Each Profitability Killer is explained in a way that your client will see exactly how their profit is being decreased and what business solutions will improve their bottom line!

• You will want to encourage your client to investigate all of these business solutions so they can make an informed decision.

• Unless your business client is a Fortune 500 company, the odds are high that your client will want to view all 5 of the detailed presentations! (Even some Fortune 500 companies are likely to want to review one or two of these detailed presentations which they have overlooked!)

• Then future meetings are scheduled with an Expert (another Strategic Business Partner) for each of the profitability solutions the business is interested in viewing.


The 5 Major Profit Killers That Your Business Clients Need To Know How To Overcome!

REGULATIONS are drowning businesses! This Profit Killer has escalated the cost of doing business, but now the other shoe is about to drop! Government is now extracting billions of dollars a year out of businesses by auditing for compliance. NO BUSINESS is exempt from these audits. Don’t lose more of your profit!

HEATHCARE issues occupy the minds of many executives today! They are literally squeezing your Profits! Let’s be specific. Obamacare is impacting the Profit of businesses. There’s a business solution that’s already time tested and proven over the years by the Fortune 500 that let’s your business legally OPT OUT OF OBAMACARE and recapture your profit! Do you know about this?

INSURANCE rates for your Property and Casualty coverage go up and down, but overall keep rising. Many businesses are unaware what the “inside story” is about how to get better control of this. The Fortune 500 and other large corporations have a “secret” that has solved this business problem! Why pay Retail when you can pay Wholesale for this insurance coverage?

TAXES are high! The government is seeking ways to generate even more revenue. 80% of the Fortune 500 use this specific solution once thought only for big businesses but now feasible for many more companies! Avoid excessive taxes and use what the Fortune 500 have proven to work for years!

PRODUCTIVITY affects profit, but is difficult to manage! Top specialists usually work at Think Tanks or as high paid consultants. Hence, most businesses miss unique opportunities to grow their profit by improving employee productivity! Now a simple solution exists that every business would put in place if they only knew about it!


Bottom Line….

Our Profitability Business Solutions Are The Same That Gave The Most Successful Fortune 500 Companies 30% to 50% Savings on Healthcare, Insurance, and Taxes, while Minimizing The Financial Impact Of Regulations and Maximizing Their Employee Productivity!

Would you like to offer your existing and prospective business clients the opportunity to

achieve the same type of results at their business?© 2014, The Intellectual Property Of BHJ Management Services, LLC

A Question For Your Business…..

• Are more new prospective business clients going to welcome you in their front door to hear the ONE business solution you offer (even as great as it is), or

• Would EVEN MORE new prospective business clients welcome you in their front door to hear about The Business Solutions To The 5 Biggest Profit Killers ALL Businesses Are Fighting; Regulations, Healthcare, Insurance, Taxes, and Productivity?

• Especially if they knew these are the same time tested and proven business solutions that the most successful Fortune 500 companies have used to achieve 30% to 50% Savings on Healthcare, Insurance, and Taxes, while Minimizing The Financial Impact Of Regulations and Maximizing Their Employee Productivity!

• We recommend you first show our Profitability Business Solutions to ALL your existing business clients, and then introduce this program to all your new business prospects going forward!


Why Will Business Clients Let Our Strategic Business Partners Show Them Our Presentation and How Will That Benefit You?

• When these business clients understand that they are going to be shown time tested and proven business solutions used by the Fortune 500 companies to overcome the 5 Major Profit Killers of today and improve their profitability, their interest level should already high. Now consider these additional factors!

• They know and trust that Strategic Business Partner since they already do business with them.

• Strategic Business Partners are positioned to screen their business clients and will know those who are excellent business prospects for YOU!

• Strategic Business Partners can tell them they have already “vetted YOU”, that what you have to offer is important, and that their time will not be wasted!

• Strategic Business Partners can educate their business clients enough about what YOU offer so they will have a “good feeling” that what YOU offer will solve a big problem they have or improve their bottom line significantly before they even meet you!

• This process will help Strategic Business Partners’ business clients to be PRE-DISPOSED TO BUY FROM YOU!

• © 2014, The Intellectual Property Of BHJ Management Services, LLC

The Business Profitability TOTALSOLUTION Program !

• (Your Company Name) is bringing you a Program developed by a management consultant for Fortune 500 companies!

• Fortune 500 companies have historically led the way in finding business profitability solutions.

• Other larger companies have copied these business solutions.

• But many businesses just have never been told about these solutions!

• Businesses with 30 employees or more are now able to take advantage of many of these business profitability solutions!

• Some of the larger companies including some Fortune 500 companies today are still not using some of these time tested and proven business profitability solutions!

• We have Experts that can provide detailed information on each of these Business Profitability Solutions and how they would specifically improve your company’s profitability!

• The presentation on these business profitability solutions we provide our business clients will help your business identify which solutions your business should consider.

• Depending on the size of your business, you will find several, if not all of these business solutions, to improve your profitability! © 2014, The Intellectual Property Of BHJ Management

Services, LLC

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What Are Our Business Profitability Solutions That Can Overcome The 5 Major Profitability

Killers?

Since all Strategic Business Partners give the Blue Slide Presentation to their existing clients, millions of new prospective business clients will see your business solution! Why not let others market your business solution for your business so it will grow your business clients and revenues?

The DOL has launched a very focused program to audit every business in America regarding HR Compliance To Federal Laws that will result in Billions of Dollars of fines! This impacts your business clients’ profits! HR Firms provide a solution!

The Obamacare law is driving the cost of doing business higher! Self-Funded Health Insurance Agents/Agencies provide a solution!

P&C Insurance cost of doing business is also continually going higher! Self-Funded P&C Insurance Agents/Agencies provide a solution.*

Higher taxes are driving businesses to seek new business solutions! Captive Insurance providers have a solution.*

Lost Employee Productivity is a very costly expense going undetected! BHJ Management Services has a solution.

The Success Of This B2B Marketing System Depends On Every Strategic Business Partner Giving A Presentation (Blue Slides) To All Of Their Existing Business Clients To Explain These Business Solutions!


What Will The Business Profitability TOTALSOLUTION Program and

The Strategic Business Partners’ Network Provide YOUR BUSINESS?

• A business who introduces its clients to many business solutions designed to improve their profitability creates an immense value to both their clients and their own business.

• Helping your business clients become more profitable strengthens your business relationship with them (e.g. better client retention).

• By aggressively promoting this program, your clients will "rave" about this new service!

• When your business clients "rave" about this new program you introduce to them, that helps them achieve more bottom line profit, they will talk to business peers at lunches, social gatherings, and golf outings about YOUR BUSINESS!

• This creates a potential for YOUR BUSINESS to acquire new clients who also want to have access to these time tested and proven solutions that improve their profitability!

• And, this puts YOUR BUSINESS in a position to generate new revenues by tapping into this Revenue Pipeline! © 2014, The Intellectual Property Of BHJ Management

Services, LLC

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ALL Our Strategic Business Partners “Tap Into” The Revenue Pipeline!

As a Strategic Business Partner, Your Business will receive a split in this Revenue Pipeline as your business clients put our business profitability

solutions in place that are delivered by YOUR BUSINESS and other Strategic Business Partners!

Banks

HR Firms

Health Ins Agencies

All Strategic Business Partners

Who Receive Sales Will Split

Commissions With Those Other

Strategic Business Partners!

Split in Revenues

Sales To SBPN P&C Ins Agencies

Captive Ins ProvidersBHJ Mgmt Services

Sales To SBPN

Split in Revenues

Split in Revenues

Sales To SBPN

Sales To SBPN

Split in Revenues

Sales To SBPN

Sales To SBPN

Split in Revenues

Split in Revenues

CPAs Tax Services Others

Revenue PipelineYOUR BUSINESS Receives A Split in the Revenues

generated by all of its business clients who decide to put our business profitability solutions in place from HR Firms, Health Insurance Agencies, P&C Insurance Agencies, Captive Providers, Certain Banks, and BHJ

Management Services.

Every Business is presented all of our business profitability solutions (Blue Slides)

Represents all existing business clients of a Strategi Business Partner


How Can We Provide You Access To More Than 10 Million Business

Prospects?• The Banking industry has tens of millions of business clients!

• The HR Services industry has millions of business clients!

• The Health and P&C Insurance industry already provides self-funded health and P&C insurance solutions to millions of business clients (1)!

• The Captive Insurance industry has provided 80% of the Fortune 500 and approximately another 5,000 large companies Captive Insurance, but once businesses learn what these captive companies can do for their company given new changes in this industry, we believe millions more businesses will be interested in this business solution!

• Our Strategic Business Partners Network is being offered to all of these industries and we will have access to a minimum of 10 Million Businesses!

1) http://www.nytimes.com/2013/02/18/us/allure-of-self-insurance-draws-concern-over-costs.html?_r=0


Why Will Virtually All The Banks, HR Firms, Insurance Agencies, and Captive

Insurance Providers Join Our B2B Marketing System?

• The Strategic Business Partners Network offers a REVENUE PIPELINE to each participating Strategic Business Partner!

• Every participating Strategic Business Partner is incentivized to present our Business Profitability TOTALSOLUTION Program to all of their existing business clients.

• As each strategic business partner shows our presentation to their existing business clients, a ton of new sales will occur as those clients acquire the DOL Audit Solution, the Self-Funded Health Insurance Solution, the Self-Funded P&C Insurance Solution, the Captive Insurance Solution, and the Lost Employee Productivity Solution!

• Since the Banks, HR Firms, Insurance Agencies, Captive Insurance Providers, and BHJ Management Services sales associates are responsible for providing the access to over 10 Million Businesses, they will also participate in receiving a split in the commissions of all these sales!

• Therefore, all of these organizations are “tapping into” a REVENUE PIPELINE!• Since they stand to get paid handsomely by “tapping into” this REVENUE PIPELINE,

this is what ensures that they will show our presentation to every one of their existing businesses; over 10 Million businesses!


Business Solution #1

Are you prepared for a DOL Audit and their impending fines?

The Department of Labor is gearing up For A NEW BIG PUSH To Enforce the HR Compliance Federal Laws during the next 4 years! We will “bulletproof” your business from a DOL audit!

Most Businesses Are NOT Prepared For An HR

Compliance Audit By The Department of Labor!

One DOL violation will cost $110 per employee PER DAY! If a business has 100 employees.

This could be $11,000 PER DAY for just one violation! 3 out of 4 audits result in fines lasting many days and many

have multiple violations, some which are retroactive!

Don’t just turn your profit over to the DOL! Let one of our Strategic Business Partners protect your business from a DOL audit!

Will Your Company suffer from a DOL Audit?

The DOL has launched a very focused program to audit every business in America regarding HR Compliance To Federal Laws that will cost businesses Billions of Dollars in fines!



Did you know that 82% of employers with more than 500 employees have already opted out of Obamacare, kept their traditional health insurance, and achieved a 30% or more savings?

- Legally opt out of Obamacare,- Avoid the employer mandate,- Avoid making more employees part time,- Avoid Obamacare fines,- Eliminate all uncertainty of Obamacare,- Provide traditional health insurance to your

employees with an immediate 30% or more savings, and

- Flourish in your industry while your competitors struggle!

……. But Just 25.7% of firms with 100 to 499 employees and only 13.5% of those with fewer than 100 employees know about this solution! http://www.businessinsurance.com/article/99999999/NEWS050101/399999918

Capture the profit you are losing on an expensive health insurance plan! Let one of our Strategic Business Partners help your business save this money and boost your

bottom line!

Obamacare is driving the cost of doing business higher, but you can lower these costs by using Partially Self-Funded Health Insurance Plans!

Companies providing health insurance coverage who are willing to assume the responsibility of managing the risk of small claims, while relying on traditional insurance products for catastrophic protection, should know that they can ….



Here is how to lower your Company’s P&C insurance cost!

Property & Casualty insureds who are willing to assume the responsibility of managing the risk of small claims, while relying on traditional insurance products for catastrophic protection, should consider the numerous benefits of a Self Funded P&C Insurance Solution ….

• Control over Benefit Dollars• Reduced operational costs• Cost-effective claim processing• Reduced Carrier profit margins•Cost & Utilization Controls

Capture the profit you are losing on an expensive P&C insurance plan! Let one of our Strategic Business Partners help your business save this

money to your bottom line!

Partially Self-Funded P&C Insurance Plans can lower your P&C Insurance costs much like those Self-Funded plans for Health Insurance!



How Much Money Is YOUR COMPANY

Unknowingly Missing In both insurance and

Tax Savings By Not Using Captive

Insurance Over The Next 5 Years?


Companies with more than 100 employees, and who have averaged in the last 3-5 years

$1 Million Annual Revenue and have $250,000 in annual discretionary Cash Flows are likely qualified for a Captive

Insurance Company.

Higher taxes and insurance costs are driving businesses to set up their own Captive Insurance Company! This is an even better solution than just the Self-Funded Health and P&C Insurance Plans!

• A Captive insurance company is a private insurance company set up to insure the risks of a parent company and its subsidiaries.

• Over 80% of Fortune 500 companies and over 5,000 other large companies use a Captive Insurance Company!

• If smaller companies fully understood these benefits, then millions of other companies would likely choose this business solution!

• You can insure risks not generally accepted by commercial carriers and reduce your Health and P&C premiums by paying wholesale pricing (better than traditional self-funded plans).

• This will provide more robust asset protection from the claims of personal creditors and creditors of the company and offers tremendous opportunities for wealth transfer.

• The first $1.2M your business pays in premiums to any Captive Insurance Company is tax-free and all premiums paid to the captive are fully deductible to your business.

• Profits from underwriting are not taxable to a captive and claims paid by the captive to the company may be tax-free (attorney support is provided with each captive formed).

• Up to 50% savings in your Health and P&C Insurance Plans and reduced tax liabilities.


Businesses, Executives, and Management Are Unaware That…..Businesses have huge hidden financial losses resulting from employees

dealing with personal legal life events and identity theft problems ON COMPANY TIME!

How Much Money Is YOUR COMPANY Unknowingly Going To Waste Over The Next 5 Years?

American Businesses Will Lose $1.4 Trillion due to Lower Employee Productivity over the next 5 years from these two problems that employees

are having to deal with.

Lost Employee Productivity is a costly business expense! This service is provided to employers at no charge and saves from $300,000 to $3 Billion over the next 5 years depending on your company’s size and how you implement this solution!


Business Solution #5 continued

The most recent industry studies show the average loss in time on the job for employees dealing with identity theft is 46.15 minutes per day for almost 1 out of 10 (8.6% average) and for employees dealing with

“legal” life events, where a little help from an attorney would put employees back to work quicker, is 20.37 minutes per day for 3 out of 4

employees (74%)!

Based on these industry studies, this service can provide a Company $1 Million in Savings over the next 5 years for every 100 employees!

These are not our numbers! They are documented in industry accepted studies which are only now being fully understood in the industry!

Don’t let your profit be siphoned away by lower employee productivity! Let one of our Strategic Business Partners save this money for your business’ bottom line!


Prove It To Yourself! Your Business Clients And Even Your Business Will Have A Huge Hidden Financial Loss If Employees Do Not Have ACCESS To

Licensed Fraud Investigators and Legal Professionals In The 21st Century!

If A Company Has 100

Employees

Total Financial Loss Expected Over 5 Years For Both Legal Life Events and Identity Theft Problems!

A Detailed Presentation Is Available To Provide Further Proof These Figures Are Real!


Legal Life Events Identity Theft# of Employees Being Impacted 100 X 74% 74 100 X 8.6% 8.6

# of Total Minutes Wasted Per Day 74 X 20.37 1,507 8.6 X 46.15 397

# of Total Minutes Wasted Per Year 1,507 X 5 X 52 391,919 397 X 5 X 52 103,191

# of Total Hours Wasted Per Year 391,919 / 60 6,532 103,191 / 60 1,720

Total Hours/Year X National Hourly 6,532 X $24.45 $159,707 1,720 X $24.45 $42,050Wage = Total Financial Loss Per Year

Total Financial Loss Over The Next 5 Years 159,707$ X 5 Years $798,535 42,050$ X 5 Years $210,252

$798,535 + $210,252 = $1.0 Million

Which Business Solution Would You Like to Get The Specific Details For Your Business First? Second? Third? Fourth? Fifth?

Business Solution #1 – REGULATIONS - Are you prepared for a DOL Audit and their impending fines? Business Solution #2 – HEALTHCARE - Would you like to explore legally Opting Out of Obamacare, still keep your traditional health insurance, and save up to 30%? Business Solution #3 – INSURANCE - Would you like to have the same or better P&C insurance coverage but at a much lower cost and have the potential to receive money back if you have a good year with low claims?

Business Solution #4 – TAXES - Would you like to explore having significant tax savings plus having both health and P&C insurance plans at “wholesale” prices thus saving you up to 50% by using a Captive Insurance Company?

Business Solution #5 – PRODUCTIVITY - This business solution available to employers at NO COST offers a significant savings to businesses by improving employee productivity! For example, when implemented as we recommend, a company with 30 employees can save on average $300,000 and a company with 300,000 employees can save on average $3 Billion over the next 5 years, respectively.

Our Recommendation Is To Evaluate All Of These Options And Then Make The Best “Informed” Decisions!


How YOUR BUSINESS Can Help A Select Group of Your Existing Clients Grow New Revenues!

(and YOUR BUSINESS will even receive a split in that new revenue stream!)

When your existing clients are presented the Blue

Slides by YOUR BUSINESS, these clients will identify the business profitability

solutions they are interested in. Why not

have the HR, Self-Funded Health and P&C Insurance, and Captive experts who

are already YOUR Business Clients go and work with

them! This would generate a new revenue stream for these existing

business clients!

YOUR BUSINESS has existing business clients who are •HR Outsourcing and Consulting Firms already providing solutions to help businesses be ready for the DOL audit on HR Compliance To Federal Laws that will collect Billions of Dollars in DOL fines! •Self Funded Health Insurance Agencies who are providing solutions to the Obamacare law that is driving the cost of doing business higher!•Self-Funded P&C Insurance Agencies who are providing solutions to the higher P&C Insurance cost!•Captive Insurance providers who are providing solutions to the higher taxes for businesses!

Why not allow your own business clients provide their unique solution to help all your other business clients?


What Can Our Program Provide YOUR BUSINESS?

• YOUR BUSINESS can use our B2B Marketing System, called The Strategic Business Partners Network, nationwide to give YOUR BUSINESS access to over 10 million new business prospects. We accomplish this by having a network of Strategic Business Partners.

• These Strategic Business Partners are Banks, CPA firms, Tax Service Firms, HR Firms, Insurance agencies, and other firms who deliver our business profitability solutions.

• These Strategic Business Partners are giving “our” presentation on the Business Profitability TOTALSOLUTION Program to all of their existing business clients and your business solution is included in that presentation!

• YOUR BUSINESS has the opportunity to “plug into” this program which has other Strategic Business Partners promoting your business solution that will improve the profitability of their existing business clients. © 2014, The Intellectual Property Of BHJ Management

Services, LLC

Our Other Strategic Business Partners Will Show Your Business Solution To Millions Of New Business Prospects!

When ALL or your Sales and Client

Relationship Managers

Present This Business Profitability TOTALSOLUTION Program to Your Existing Business Clients

Are Presenting The Business Profitability TOTALSOLUTION Program to Their Existing Business Clients!

They are marketing your Business Solution for your firm to Millions of prospective New Business Prospects!

THEN

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Thousands of Other Strategic Business Partners…..


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In Summary …..

• BHJ Management Services offers a B2B Marketing System which…..• Improves YOUR BUSINESS’ retention of business clients,• Provides YOUR BUSINESS valuable new business solutions to

improve your business clients’ profitability and create a new revenue stream for YOUR BUSINESS, and

• Provides YOUR BUSINESS a new way to market YOUR business solution at “no cost” that improves the profitability of businesses!

• And, our program is provided to our Strategic Business Partners at NO CHARGE! Just “Plug Into Our Network and start showing your existing business clients our Blue Slide Business Profitability TOTALSOLUTION Program Slides!


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This Concludes Our Presentation On Our Program Utilizing…..

The BHJ Management Services, LLC

Strategic Business Partners’ Network And

Business Profitability TOTALSOLUTION Program Contact: Bill Hughes Jr.

President & CEO BHJ Management Services

Office: 866-567-6354 Cell: 469-261-0060


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