Robert Coulter, General Manager, Partnerships

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Today’s webinar

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Estate Planning in an ever changing

digital environment

September 2020

Commercial in Confidence and the property of Your Wills Pty Ltd

Aruna Wickremasingha BioAruna Wickremasingha, Co-Founder of Your Wills

• Diploma, Financial Services (Superannuation)

• Bachelor’s degree (Business, Banking and Finance)

• Postgraduate (Accounting)

Aruna has worked in Australia and the United Kingdom primarily in financial markets working closely with

accountants, financial advisers and mortgage brokers.

Technology has made our lives more convenient. We’re ordering our food, our designated drivers, our

groceries online. We use technology to line up a date and in the same breath we book a table to dine with

them. Every day there’s something new to replace an old way of doing a crucial thing that was hard to do

and it’s on this premise we created Your Wills.

Your Wills is removing the stigma and confusion that seems to surround the topic of making of a Will.

Think about it this way. Just like you want to safeguard your house or your car with insurance, making a

Will is a way to ensure that when you pass away, your family and loved ones are taken care of and your

wishes are followed.

Commercial in Confidence and the property of Your Wills Pty Ltd

Synopsis

Innovation has never moved at a faster pace – which, in part, can be

attributed to the challenges associated with COVID-19.

We are finding that there has been a seismic acceleration towards

digital first solutions that are easy to use and provides a direct

compliant solution to your client. This enables clients to get the

outcome they want, at their convenience with our plug and play Will

software solution that is:

• User directed

• Timely

• Cost effective

• Compliant and user friendly

Synopsis

Key presentation highlights:

• Who is Your Wills

• Summary of key definitions

• Financial Wellness

• How it Works

• Will Package Options

• Social focusing on key life events – trigger points for doing your Will

• Gift In Wills

• AFA10 code for 10% off when completing your Will

• Legal Support for a complicated situation

• User directed – tour of Will software

Learning Outcomes

Learning Outcomes:

• Estate planning back to be basics – being informed

• Ability to provide a direct complaint solution to client:

• Living Will

• Timely

• Cost effective

• User friendly

• Assists with intergenerational generational wealth solution.

• Ability to identify and gaps with insurance and superannuation that require

review.

• Assist with regulatory compliance and mitigated brand damage in the eyes of

families and loves in the case there is no Will.

• Will software tour.

Who are Your Wills?Your Wills is an Australian based online digital Retail Platform,

Enterprise Solution to create a legally binding Will. Your Wills is

made for everyday Australians and is here to make the conversation

approachable, the process simple and debunk the stigma that

surrounds the topic of making aWill.

Your Wills Your Way

References please see page 51.

Definitions – back to basics

Probate is the certificate which is

granted by the Supreme Court in each

State and Territory in Australia.

Probate can only be acquired where

the deceased has a valid Will, and

gives the Executor the legal right to

administer (distribute subject to

specific rules) the estate on behalf of

the deceased. If you die without a

valid Will, your next of kin will need to

apply for Letters of Administration

with the Supreme Court. This can be a

lengthy and costly exercise.

Definitions – back to basicsAn Executor is the person/s you

select to manage your affairs

when you’re gone.

Your Executor should be

someone that you expect will

outlive you, is trusted by you, is

of sound mind and body, 18＋years of age and has been

advised by you and accepted

that they will be your Executor.

The State Trustee may be able

to charge your estate an

administration fee of up to

5.5%* of the gross value of

assets of your estate in order to

provide an Executor-style service.

Definitions – back to basicsAn Executor is the person/s you

select to manage your affairs

when you’re gone.

Your Executor should be

someone that you expect will

outlive you, is trusted by you, is

of sound mind and body, 18＋years of age and has been

advised by you and accepted

that they will be your Executor.

The State Trustee may be able

to charge your estate an

administration fee of up to

5.5%* of the gross value of

assets of your estate in order to

provide an Executor-style

service.

*In some instances this may be more or slightly less. Please check with your relevant State Trustee.

Definitions – back to basics

• Testator: A male making a Will.

• Testatrix: A female making a Will.

*Please note that by nominating a guardian or guardians in your Will it can provide guidance for your family

and the Court whom you would like to care for your minor children at the time you drafted your Will. A Will is

not binding on a Court regarding whom you choose as a guardian(s) but can provide your family and the

Court insight into what your wishes are.

A guardian* is someone who

has chosen to accept

responsibility for a minor on

behalf of their parent (or

existing guardian). We

encourage you to discuss

guardianship of your children

with those you have

nominated to care for them in

your Will. It’s important for

everyone concerned that your

nominated guardian has

accepted to take on the role

as primary care giver to your

children – “your most precious

assets”. We also strongly

advise you to discuss with

them prior to nominating

them.

Definitions – back to basics

We encourage you to discuss care of your pets

with those you have nominated to care for them

in your Will It’s important for everyone

concerned that your nominated Pet Carer has

accepted to take on the role as primary Pet

Carer for your pets - no one likes surprises!

A Pet Carer is someone who has chosen to accept

responsibility for a Pet on behalf of their existing

owner. When completing your legally recognised Will

online at Your Wills, we have provided the option to

nominate two Pet Carers - just in case your original

nominated Pet Carer does not accept or does not

want the responsibility or changes their consent.

Commercial in Confidence and the property of Your Wills Pty Ltd

Definitions – back to basics

An asset is anything of financial

value owned by an individual or

business. When we talk about

assets in Wills, this refers to bank

accounts, property, shares, life

insurance, cars, boats, crypto

currency, artwork, furniture,

jewellery, the list goes on.

The State Trustee may be able to

charge your estate an

administration fee of up to 5.5%*

of the gross value of assets of

your estate in order to provide an

Executor-style service.

*In some instances this may be more or slightly less. Please check with your relevant State Trustee.

Financial Wellness

Employee & Member Benefits

• No matter where you are in your life cycle,

Your Wills has got you covered all the way.

• Peace of mind and financial security.

• You have worked hard for what you have.

You should have and will have the final say

where your assets go and to who.

• Simple 9 Step Process to make it so easy

for everyone.

• If you die without a Will (intestate) the

State Trustee may be able to charge a fee

of approx. 5.5% of the gross value of assets

of yourEstate.

• Employment offering - taking an active

interest in employee / member’s financial

well-being is the best way to secure long

term success and loyalty for your business.

• Hosted on Amazon Web Service.

• Secured by Sucuri and Sectigo.

• Option to speak with SLF Lawyers for

complicated situation.

• 100% satisfaction guarantee – we stand

behind Your Wills.

Recognises

life events

Peace

of mind

9 easy

step process

Asset

protection

Employment

offering

Anytime,

anywhere

Everyday Australian businesses are looking for ways to enhance

their employment offering to their staff and or membership

base. With a growing trend towards the Lifestyle of Health

and Sustainability (LOHAS), wellness is becoming a hot topic

of conversation among employers today.

Your Wills believes that businesses should be looking holistically

at all forms of wellness including financial wellness to engage

and partner with their staff for long term mutual benefits.

Commercial in Confidence and the property of Your Wills Pty Ltd

Financial Wellness in Uncertain Times

Financial Wellness – An Employee Offering

Client talking points

Retirement

Family

Independent

How Your Wills Works

ST

EP

ST

EP

ST

EP

ST

EP

ST

EP

ST

EP

ST

EP

ST

EP

ST

EP

01> Covers state&

territory laws

> Secure login, canbe

accessed direct or

indirect Google / FB

> Device user-friendly

SELECT STATE

02> Try before you buy

Pay on Completion

YOUR DETAILS

PETS

06> Nominate

acceptedCarer

03> Without an Executor,

the State Trustee

can charge up to

5.5% of the assets

of the Estate

EXECUTORS

BEQUESTS

07> Details on what

is being given to

individuals

> Requests for funeral

arrangements,

(costs taken

from the Estate)

ASSETS & LIABILITIES

04> Ability to divide

assets & liabilities

RESIDUAL OF ESTATE

08> Remainderof

Estatedisbursement

after distribution

of bequests &

testamentary

expenses & funeral

burial plot acquisition

> Secure payment

options –Required

at Step 8, upon

completion of Will

05> Provision for Gift/s for

minors to be specified

> Provision for

guardianship

CHILDREN

REVIEW & SUBMIT

09> Contact supportavailable

post Will completion

> Pop up confirming

completion with PDF

Will download toprint

ANYWHERE – and

have two independant

people over the age of18

witness your signature

> Share a copy of your

Will with yournominated

Executor/s, Lawyer,

Family Member or a

trusted friend

Your employees and members will go through a 9 Step Process.

Commercial in Confidence and the property of Your Wills Pty Ltd

Secure login, can be accessed direct or indirect Google / FB

Covers state & territory laws

Without an Executor, the State Trustee can charge up to 5.5% of the assets of the Estate

Try before you buy

Ability to divide assets & liabilities

Provision for guardianship

Provision for Gift/s for minors to be specified

Nominate accepted Carer

Details on what is being given to individuals

Requests for funeral arrangements, (costs taken from the Estate)

Remainder of Estate disbursement after distribution of bequests & testamentary expenses & funeral burial plot acquisition

Secure payment options –Required at Step 8, upon completion of Will

Pop up confirming completion with PDF Will download to print & certify

Contact support available post Will completion

Will Package Options

https://www.yourwills.com.au/a-financial-wellness-offering-employee-wellbeing/

Social – Your Wills Facebook

Your Wills & West Coast Eagles Football

Club - Luke Shuey “The Future is Family”

https://youtu.be/mhN0HfH4Y6w

How it Works

Bequests ‘Gifts in Wills’ – Step 7

World First - Custom Gifts in Wills Solution

Our Why - Custom Gifts in Wills Solution

‘The Your Wills team members are passionate about their pets.

Their dogs are considered part of the family and after hearing

about all the good work that Dogs Victoria does for the advocacy

of dogs, we saw a great opportunity to do well, by doing good. If

we weren’t around, we’d like to think that our dogs would be

cared for by someone who loves them just as much as us. At the

same time, having the ability to be able leave a gift in your Will to

Dogs Victoria through our Will Program ensures Dogs Victoria

can keep on doing their good work for many years to come’.

How Your Wills can benefit

you and your clients

***USE CODE: AFA10 for 10% discount***

How Your Wills can benefit

you and your clients

***USE CODE: AFA10 for 10% discount***

Have a complicated situation or any legal

questions?

Coming Soon!

• Form of General Non-Enduring Power of Attorney

• Enduring Power of Attorney Appointment

• Advance Health Care Directive

If you have any legal questions about preparing your Will, you can speak to SLF

Lawyers on 1800 848 870. The first 15 minutes of any consultation is at no charge.

Your Wills - Integration

Your Wills - Disclaimer

Your Wills - Step 1

Your Wills - Step 2

Your Wills - Step 3

Your Wills - Step 4

Your Wills - Step 5

Your Wills – Step 6

Your Wills – Step 7

Your Wills – Step 7

Your Wills – Step 8

Your Wills – Step 8 continued

Your Wills – Review & Submit

Commercial in Confidence and the property of Your Wills Pty Ltd

Your Wills – Your Will is on the way!

***USE CODE: AFA10 for 10% discount***

References

52% - Finder.com.au survey of 2,011 Australians.

56% - https://www.contestingwills.com.au/how-many-people-die-without-writing-a-will/

10M - https://www.moneymag.com.au/half-australian-adults-will

25M - https://www.sbs.com.au/news/australia-s-population-ticks-over-to-25m

5.5% - The State Trustee may be able to charge your estate an administration fee of up to 5.5%* of

the gross value of assets of your estate in order to provide an Executor-style service.

What are you waiting for?

Disclaimer

Commercial in confidence Your Will Pty Ltd.

Not for distribution without the written consent of Your Wills Pty Ltd.

Your Wills does not form a solicitor/client relationship. Nor does it constitute legal, taxation or financial advice. Your

Wills is an online platform for people to write their own Will for use in Australian States and Territories. At Your Wills

we recognise that some situations are not always straightforward. If you are at all unsure we recommend you discuss

any matter with a lawyer. These may include and are not limited to; you have a disabled child, you are a part owner

in a business, have a ‘blended family’ with children from a previous relationship, are a beneficiary of a family trust

and own a property overseas and/or have a large volume of assets. Your Wills accepts no responsibility and liability

and is subject to our Terms & Conditions and our Privacy Policy.

Ground Floor, Suite 105,

470 St Kilda Road, Melbourne, VIC 3004

P.O. Box 7206, Melbourne VIC 3004

Phone: +61 3 8415 6622

Email: info@yourwills.com.au

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Take care of your client’s, staff

and networks and they’ll take

care of your business. It’s as

simple as that.

People will sit up and take notice

of you if you will sit up and take

notice of what makes them sit

up and take notice.

Harry Selfridge

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Thank you for joining us today