welcome 2 canada 05312010
DESCRIPTION
Home Buyer's Seminar Speakers: Real Estate Agent, Mortgage Agent, Lenders, CMHC, Home Inspector, Lawyer - Newcomer's to Canada - First Time Home Buyer's - Investors - Existing Home Buyer'sTRANSCRIPT
![Page 1: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/1.jpg)
WELCOME TO CANADAHOME BUYER’S SEMINAR
![Page 2: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/2.jpg)
#welcome2canada
![Page 3: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/3.jpg)
324-2664
276-7077
![Page 4: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/4.jpg)
TonyMcDermottRealEstate.com
![Page 5: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/5.jpg)
AGENDAAGENDA1. “Working with a Realtor” - Tony McDerrmott, Century 21 Action Power
Team
2. “Benefit of a Mortgage Agent” - Reg Bertrand, Mortgage Alliance
3. “Down Payment” & “Pre-approval” - Tom Taylor, First National Financial LP
4. “Credit” - Shannon Parker, Home Trust
BREAK (5-10 mins)
5. “Newcomer’s” - Anny Le, CMHC
6. “Why Home Inspection” - Jim Lepine, Fore Front Home Inspection
7. “Closing Day” - Paul Kelly, Kelly Manthrop Law Offices
8. Panel Q&A
![Page 6: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/6.jpg)
Tony McDermottCentury 21 – Action Power Team
![Page 7: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/7.jpg)
Thanks for coming out, and for the opportunity to present to you valuable information on the home buying process.
The CENTURY 21 Customized Home Search System is designed to help provide you with a full service, successful real estate experience.
I strive to deliver the highest level of service in the real estate industry.
I seek to address all concerns that buyers are challenged with when purchasing a home.
Let me show you how easy your real estate purchase can be.
![Page 8: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/8.jpg)
My Professional ExperienceMy Professional Experience
My philosophy:
“Customer relationships are at the heart of what I do. If you don’t feel that I’ve built a strong relationship with you by the time we’ve purchased your home, then I haven’t done my job.”
My mission statement:
“I strive to make the purchase of your home and all of the associated activities free of stress, easy to understand, and at times, even fun. My goal is to exceed your expectations and provide you with exceptional service throughout our relationship.”
![Page 9: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/9.jpg)
OverviewOverview
Agency Relationships
CENTURY 21® Customized Home Search Services
My Personalized Services
CENTURY 21® Connections
Comparative Property Analysis
![Page 10: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/10.jpg)
Agency RelationshipsAgency Relationships
![Page 11: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/11.jpg)
CENTURY 21CENTURY 21®® Customized Home Customized Home Search ServicesSearch Services
www.century21.ca
My Company Website My Personal Website Property Quick Search E-mail Communication Online Marketing
National Advertising Global Referral Network Seller Service Pledge Quality Service Survey AIR MILES® Reward Program
CENTURY 21Customized Services
Ordinary Services
![Page 12: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/12.jpg)
Online MarketingOnline Marketing
The Internet influences home buying behaviour
![Page 13: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/13.jpg)
Home BuyersHome Buyers
Nearly 3 out of 4 home buyers use the Internet as a tool when searching for a home*
84% of recent home buyers found photos “very useful”*
60% said the same about virtual tours*
* 2007 NAR Profile of Home Buyers and Sellers
![Page 14: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/14.jpg)
Internet StatisticsInternet Statistics
Buyers use the internet to search for homes
84%
Buyers found their home on the Internet 29%First time home buyers used the Internet to search for a home
84%
Repeat buyers used the Internet to search for a home
54%
2007 NAR Profile of Home Buyers and Sellers
![Page 15: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/15.jpg)
What is the implication?What is the implication?
0
5
10
15
20
25
30
35
40
45
50
2001 2003 2004 2005 2006
Real Estate Agent
Internet
Yard Sign
Where Buyer First Learned About the Home They Purchased
The Internet should be leveraged to attract more buyers
![Page 16: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/16.jpg)
The World’s Best Real Estate The World’s Best Real Estate WebsiteWebsite
www.century21.ca
![Page 17: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/17.jpg)
My Personalized ServicesMy Personalized Services
![Page 18: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/18.jpg)
Professional adviceProfessional advice
As your CENTURY 21® sales representative, I am trained to answer your questions, provide professional advice and handle all the details.
![Page 19: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/19.jpg)
Help you succeed in your home Help you succeed in your home searchsearch
Check MLS daily for new listings. Saving you time by screening for properties that best suit your
needs. Network with ALL realtors with listing inventory in the desired
area. Provide you with virtual tour information whenever available to
assist in pre-qualifying properties. Consult and advise in representing your best interests; acting as
a guide to help you make the most informed decisions. Maintain confidentiality. Monitor all activities/handle the details. Provide a Competitive Market Analysis on desired properties. Discuss financing options. Negotiate most favourable terms possible. Using a base of experience, knowledge, tools and training to best
serve you.
![Page 20: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/20.jpg)
My Personalized ServicesMy Personalized Services
No stone goes unturned!My experience has taught me that the best properties are sold before they hit the market.My job is to actively search for those homes for you through proven marketing techniques.
Active pursuit of properties not yet listed...
![Page 21: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/21.jpg)
Peace of MindPeace of Mind
Like you, today’s consumer wants comprehensive services from their real estate professional. CENTURY 21® sales representatives offer the services you want and provide you with the peace of mind you deserve.
![Page 22: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/22.jpg)
Did you know...Did you know...
Buying a home through me willgenerate AIR MILES® reward miles for you!
$200,000 home = 400 air miles
Do you have an AIR MILES Collector
card?
® TM Trademarks of AIR MILES International Trading B.V. Usedunder license by Loyalty Management Group Canada Inc. and Century 21 Canada Limited Partnership.
![Page 23: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/23.jpg)
Making An Educated Offer To Making An Educated Offer To PurchasePurchase
If you are planning to finance your purchase, the offer should be written as “conditional upon financing, (by a certain date).”
Banks can only finance the appraised value or the offer value, whichever is the lesser of the two.
The appraisal method of determining value for residential real estate is customarily the Comparison Approach and traditionally, appraisers use the same database of information as realtors in determining property values.
The following information, drawn from the MLS database, will assist you in making an educated decision on what your offer price should be.
An appraiser determines value based on WHAT BUYERS ARE WILLING TO PAY in today’s marketplace from properties that have recently SOLD!
![Page 24: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/24.jpg)
Together we will execute a planthat will fulfill your dreams of home ownership.
Is there any reason why we can’thelp you find your dream home?
![Page 25: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/25.jpg)
Reg BertrandMortgage Alliance / ServingYou.ca
![Page 26: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/26.jpg)
Working with a Mortgage AgentWorking with a Mortgage Agent
We Know You Really We Know You Really
Don’t Want a Mortgage,Don’t Want a Mortgage,
You Want A Home!!You Want A Home!!
The RIGHTRIGHT counsel, the RIGHTRIGHT service, the RIGHTRIGHT convenience - all to help put you
in the RIGHTRIGHT home.
![Page 27: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/27.jpg)
Working with a Mortgage AgentWorking with a Mortgage Agent
"The lowest rate will save you hundreds, but the wrong term can cost you thousands."
![Page 28: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/28.jpg)
Working with a Mortgage AgentWorking with a Mortgage Agent
Popular Fixed Terms… 1-yr, 2-yr, 3-yr, 4-yr, 5-yr
Longer Fixed Terms… 7-yr, 10-yr
Variable Terms…
5-yr closed, 3-yr, 1-yr, 5-yr capped, 5-yr open
Other Terms and Features…
5-yr Cash Back, 5-yr no-frills, Readvanceables, HELOC, Hybrids
![Page 29: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/29.jpg)
Working with a Mortgage AgentWorking with a Mortgage Agent
Working with me becomes more then just a mortgage.
Help navigate the process of securing financing for your home.
Can become the eyes and ears to the market place for you.
![Page 30: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/30.jpg)
Tom TaylorFirst National Bank
![Page 31: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/31.jpg)
Mortgage Down PaymentMortgage Down Payment
• What?• Why?• When? • Where?• How?
![Page 32: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/32.jpg)
Mortgage Down PaymentMortgage Down Payment
• What?
• Your Equity Stake
• Acceptable Risk
![Page 33: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/33.jpg)
Mortgage Down PaymentMortgage Down Payment
• Why?
Client –
• Reduced Mortgage
• Mitigates Fees
Lender - • Reduced Risk• Greater Flexibility
![Page 34: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/34.jpg)
Mortgage Down PaymentMortgage Down Payment
• When?• Before Broker Meet• During Process• At Lawyers
etc…..
![Page 35: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/35.jpg)
Mortgage Down PaymentMortgage Down Payment
• Where?• Family• Friends• Loan Facilities• Savings• Income• Previous Home
![Page 36: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/36.jpg)
Mortgage Down PaymentMortgage Down Payment
• How?• Gift Letter• Bank Statements• Sales Agreement• RRSP Statement• Corroboration
![Page 37: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/37.jpg)
The Mortgage Pre-ApprovalThe Mortgage Pre-Approval
• What?• Why?• When? • Where?• How?
![Page 38: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/38.jpg)
The Mortgage Pre-ApprovalThe Mortgage Pre-Approval
• What?
• Pre-qualify
• Acceptable Risk
![Page 39: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/39.jpg)
The Mortgage Pre-ApprovalThe Mortgage Pre-Approval
• Why?
Client –
• $$$ Amount
• Rate Hold
• Reduced stress
Lender - • Reduced Risk• Less Paperwork
![Page 40: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/40.jpg)
The Mortgage Pre-ApprovalThe Mortgage Pre-Approval
• When?• Before Shopping• Before Realtor• Before Offer
etc…..
![Page 41: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/41.jpg)
The Mortgage Pre-ApprovalThe Mortgage Pre-Approval
• Where?• Bank?• Friends?• Internet?• Broker….
![Page 42: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/42.jpg)
The Mortgage Pre-ApprovalThe Mortgage Pre-Approval
• How?• Appointment• Discussion• Options• Decision• Financing
![Page 43: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/43.jpg)
Shannon ParkerHome Trust
![Page 44: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/44.jpg)
How to Maximize your Credit Score
What is a Credit Score?
• A Credit Score is a numeric “snapshot” of your credit risk at a particular point in time. It indicates the credit risk associated with the corresponding credit application.
![Page 45: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/45.jpg)
How to Maximize your Credit Score
Credit Bureau Quiz????
What is the range of credit scores?
300-900
Who are the two providers of credit bureaus in Canada?
1. Equifax
2. TransUnion
![Page 46: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/46.jpg)
How to Maximize your Credit Score
Elements of a Credit Score
Types of credit
New Credit
Length of Credit History
Amount owed
Payment History
![Page 47: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/47.jpg)
How to Maximize your Credit Score
Factors That Lower Your Score
1. Too many consumer finance company accounts
2. Account Balances are too high (must be below 65% of your limit)
3. Not enough recent and revolving account information
4. Loan balances are too high in comparison with loan amounts
![Page 48: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/48.jpg)
How to Maximize your Credit Score
How to Improve My Credit Rating?
1. Pay or satisfy all outstanding collections and or judgments
2. Bring all trades up-to-date and within the limit
3. Establish a minimum of 2-3 trades with good repayment history for 24 months
• Trades should be a mix of credit cards, installment loans, and department cards
![Page 49: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/49.jpg)
How to Maximize your Credit Score
How to Improve a My Credit Rating?• Illustrate use and repayment on a regular
basis
4. Limit credit seeking
5. Limit the number of open trades and balances
![Page 50: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/50.jpg)
How to Maximize your Credit Score
Things to remember,• Always pay your bills by the due date, it’s
best to set up automatic payments through your bank account that way you will never forget or be late.
• If you pay your bills online remember it can take up to 5 business days to process, so pay early just to be sure.
![Page 51: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/51.jpg)
How to Maximize your Credit Score
Remember,
YOUR CREDIT RATING IS UP TO YOU
![Page 52: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/52.jpg)
Anny LeCanadian Mortgage & Housing Corp
(CMHC)
![Page 53: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/53.jpg)
Canada’s national housing agency
CMHC offers:1. Innovative Financing Options2. Housing Expertise and Advice3. Programs to support Affordable
Housing 4. Housing experience and expertise
globally
Millions of Canadians continue to benefit from mortgage insurance and much more from CMHC
![Page 54: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/54.jpg)
CMHC NewcomerCMHC Newcomer With Permanent Residence Status:
Purchase up to 95% Loan-to-Value (1-2 units)
Purchase up to 90% Loan-to-Value (3-4 units)
![Page 55: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/55.jpg)
CMHC Newcomer – Permanent ResidentsCMHC Newcomer – Permanent Residents
Credit history:
Recommended Beacon Score: 600 Alternatives:
International Credit Bureau Alternative Sources of Credit History
![Page 56: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/56.jpg)
CMHC Newcomer - Permanent ResidentsCMHC Newcomer - Permanent Residents
Alternative Sources of Credit History include: Rent or Room and Board plus one other obligation for the
preceding 12 months Or 3 monthly obligations for the preceding 12 months
Examples of obligations include: Utilities Cable Childcare expenses Insurance premiums Documented regular savings
![Page 57: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/57.jpg)
CMHC Newcomer – CMHC Newcomer – Non-Permanent ResidentsNon-Permanent Residents
Foreign workers with a valid Canadian Work Permit Special situations where a borrower is legally eligible
to work in Canada where a work permit is not required, which may include: Performing Artists Athletes and Coaches Clergy
For a complete list of jobs that are exempt from work permit requirements, see Citizenship and Immigration
Canada’s website (www.cic.gc.ca)
![Page 58: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/58.jpg)
CMHC Newcomer – CMHC Newcomer –
Non-Permanent ResidentsNon-Permanent Residents
Purchase transactions, with a maximum loan-to-
value ratio of 90% Amortizing loan applications Single advance loans One-unit owner-occupied properties
No additional premium surcharge Diplomats are not eligible
![Page 59: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/59.jpg)
CMHC Newcomer – CMHC Newcomer –
Non-Permanent ResidentsNon-Permanent Residents
Purchase transactions, with a maximum loan-to-
value ratio of 90% Amortizing loan applications Single advance loans One-unit owner-occupied properties
No additional premium surcharge Diplomats are not eligible
![Page 60: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/60.jpg)
Jim LepineFore Front Home Inspections
![Page 61: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/61.jpg)
Fore Front Home Inspections Fore Front Home Inspections Protecting Your InvestmentProtecting Your Investment
Active member of
International Association of Certified Home Inspections (InterNACHI)
The Professional Home Property Inspection of Ontario (PHPIO)
International Association of Certified Indoor Air Consultants (IAC2)
Follows Standards of Practices
Up and coming changes within the Home Inspection Business
![Page 62: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/62.jpg)
Why have your home Inspected? Who should perform a home inspection? Where should your home inspector be
looking? What should a home inspector be looking for?
Tarion Inspection Process PDI, One year, Second year
Why Inspect a new home? It comes with a warranty
![Page 63: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/63.jpg)
Questions to ask your home inspector Training Insurance – Errors & Omissions and
Property Liability Duration of inspection time
![Page 64: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/64.jpg)
Paul KellyKelly Manthrop Law Offices
![Page 65: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/65.jpg)
What to Expect on Closing DayWhat to Expect on Closing Day
![Page 66: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/66.jpg)
![Page 67: Welcome 2 Canada 05312010](https://reader036.vdocuments.mx/reader036/viewer/2022062703/554e1ebbb4c9056b798b4bfb/html5/thumbnails/67.jpg)
http://www.slideshare.net/servingyou
Title: Welcome 2 Canada 05312010