weekly choice - section b - september 15, 2011

3
Real Estate, Health & Classifieds weeklychoice .com THURSDAY , SEPTEMBER 15, 2011 SECTION B Featured Home On the Market Basic FHA Home Loan Requirements By Ed Wohlfeil Part 1  An FHA loan is frequently a perfect match for those new to the housing market. These often do not have liquid funds with  which to make a down payment. If you are in a similar position as a first time home buyer and can qualify under the current FHA home loan requirements, you may well dramatically help out  your financial situation. FHA loans require down payments of as low as 3.5% of the value of the collateral, a requirement that can be satisfied with gift funds as well as personal assets. Credit Currently, your credit is a very important issue for FHA home loan requirements. Lenders con- sider your credit history as veri- fication of how responsible you have been with money in the past. First of all, you need two forms of credit for FHA home loan requirements. However if  you do not have any credit (this does not make your credit bad), the underwriters will usually accept other types of credit doc- umentation. Bankruptcy or Foreclosure Even after having been through bankruptcy proceed- ings under Chapter 13, if you have been making timely pay- ments for 12 consecutive months or more, you might qualify for one of the FHA loans.  You will need to obtain approval in writing from the bankruptcy trustee. If your bankruptcy action was under Chapter 7, you may be eligible if your discharge  was two years ago, you currently have steady employment, and have successfully established and maintained new credit lines. FHA home loan requirements are nearly impossible to get if  you have had a home foreclosed on in the past. But, if things had really been beyond your control and you can show that, the underwriters might look at your application. Possible Late Payments or Open Collections  An occasional late payment does not automatically make  you ineligible. Underwriters of FHA loans look at the big picture  when it comes to your payment history. They are not likely to focus on some isolated inci- dents. A few late payments showing up on your credit report does not equal bad credit, and good credit is not absolutely necessary for meeting the loan requirements. Here are a few other things  you must consider. First, be assured that FHA will overlook unresolved collection matters that involve minor amounts, but  you will have to pay any final  judgments against you before  you can apply for such a loan. Moreover, you will not be enti- tled to apply for an FHA loan if there are federal judgments or tax liens imposed against you. 896 Snow Moon Court, Gaylord Contact; Wendie Forman, Smith Realty Group, Gaylord, (989) 732-2477 By Jim Akans This is a wonderfully spacious and open four-bedroom, three-bath home situated on a large wooded lot in the beautiful Michaywe com- munity. The floor plan features ap proximately 1,800 square feet of thoughtfully designed living space on two levels, plus and attached one-and-a-half car garage, with a host of amenities throughout. There is something v ery special about living in Michaywe . The resort style residential development located just a few miles south of Gaylord offers residents a wide array of recreational opportunities including access to Opal Lake, a gorgeous clubhouse featuring a top- notch restaurant, indoor and outdoor swimming pools, hot tub and sauna, banquet facilities and recently renovated tennis courts. Golfers  will love the highly regarded Michaywe Pines Golf Course, and cross- country skiers will enjoy the tranquil network of trails stretching throughout the wooded grounds embracing the community. There is plenty to enjoy i nside this home as well. Features include a large living room area with soaring cathedral ceiling anchored by the  warmth of a wood stove on a brick hearth. There is a second wood- stove in the family room area on the low er level. The home has been freshly painted inside and out, and there is new carpeting throughout as well. This is a great home in a wonderful location and it is also an e xtraor- dinary value. Listed at $119,000 - Call Wendie Forman at Smith Realty Group today for a private showing at (989) 732-2477 or email  [email protected] Spacious and open Michaywe home on large wooded lot REAL ESTATE SALES STATISTICS Provided to you by and based on information from the Water Wonderland MLS, Inc. for the period August 28, 2011 through September 4, 2011. (RESIDENTIAL PROPERTIES ONLY ) D  AYS DOLLAR V OLUME NUMBER OF NUMBER OF COUNTY ON M ARKET SOLD UNITS SOLD UNITS A  VAILABLE  Alcona 0 $0 0 58  Alpena 170 $413,967 7 376  Antrim 101 $193,020 3 69 Cheboygan 70 $1,041,300 6 579 Crawford 153 $681,200 8 228 Mackinac 0 $0 0 76 Montmorency 130 $215,700 5 239 Oscoda 113 $135,300 3 138 Brought to you by: If you would like addi- tional information please contact your local REALTOR.

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Page 1: Weekly Choice - Section B - September 15, 2011

8/4/2019 Weekly Choice - Section B - September 15, 2011

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Real Estate, Health & Classifieds weeklychoice.com

THURSDAY, SEPTEMBER 15, 2011

SECTION

B

www.NorthernRealEstate.comOffice: 989-732-1707 Toll Free: 800-828-9372

1738 S. Otsego Ave., P.O. Box 641 Gaylord, MI 49735 

 WELL

MAINTAINEDRENTALS

CALL 732-1707$10,000 PRICE

DROP!Even More Affordable All Sport Lake FrontCabin with Storage

Plus. Quaint 2 Bed, 1Bath Cottage with Tongue & Groove

Knotty Pine Interior, Wood Burning Insert

and Central Air toKeep You Comfortable All Year Long. 48 Feet of Frontage on

Synder Lake for Swimming, Boating, Fishing. 2 Garages with a

 Workshop for Toys. Paved Drive and Whole House Generator.

$162,900. MLS #268065

REDUCED AGAIN!!Sweet OtsegoLake Getaway.Cozy 2 Bed, 1Bath Chalet with Big

Garage for Allthe Toys andUnfinished

Bonus Room Above. Public Access to Lake Just a Hop, Skip

and Jump Away. $45,000. MLS #272243

EYE CATCH-ING CURB APPEAL3 Bed, 2 Bath 

Ranch Close toTown. Rich,

 Warm and Comfy Inside with 

 Vaulted Ceilings,Tile Floors,Natural Gas

Fireplace and Central Air. Newer Roof, Hot Water Heater, Appliances. Attached Heated Garage, Storage Shed, Fenced in

 Yard and doggie door for Fideo. Great Place...Great Price.

$129,000. MLS#271016

 B A  N K

 R E P O  A  U

 S A B L E

 R I  V E R

 R A M B

 L E  W O O  D

 A L L  S P

 O R T S

 L A K E

PRICEREDUCED!!

Sweet and Neet 3Bed, 3 Bath Prow Front Ranch onMichaywe PinesGolf Course. Very Inviting from theT&G Entryway to

the Hardwood-Tile Floor Combo in the Dining Area. Main Floor Family 

Room Doubles as Man Cave Complete with Fireplace and Wet Bar. Beautifully Landscaped with Gorgeous View of the

Golf Course. Natural Gas, Sprinkler System and Alarm

System.$164,000. MLS #272309

NORTHERNMICHIGAN

RETREAT3 Bd, 2 Bth 

Home on 10 Wooded Acres & 

Deeded Accessto West Lake.

Hardwood & TileFloors. Economical Pellet Stove Heat. Whole House

Generator. Workshop. 2 1/2 Car Attached Garage plus 32X40& 20X26 Pole Bldg for Toys. 13Ft Doors. Wired for 

Motorhome. Private West Lake Provides Fishing & Sandy 

Beach. $239,900. MLS #272895

80 ACRESOF FUN

 with this 5 Bed, 31/2 Bath, Full LogHome w/ Stone Accents. Full

Finished WalkoutBasement,

Fireplace, Pellet Stove, Wood-Tile-Carpeted Floors. Main Floor Master Suite, Main Floor Laundry, Attached 2 1/2 Car Garageplus 30x50 Pole Bldg. 2 Square 40 Acre Parcels. Front Mostly Open-Think Horses. Back Mostly Woods-Think Hunting. Lotsof Deer, Elk & other Critters. Bradley Creek Flows Thru Too-

Think Trout. All at end of County Maintained Dead End

Road. Home Warranty.$299,000. MLS #274656

 R E  D  U

 C E  D

HORSE LOVER DELIGHT!Newer 3 Bed, 2 Bath Home. Plus 60x120 Indoor Horse Arena with Heated Tack Room, Observation Room, Wash Rack andBathroom. 7 Stalls with Room to Add More. 60 Foot Round

Riding Pen, Individual Turnouts with Run Ins. Pasture Land and Additional Pole Bldg for Storage or Toys.

$229,000. MLS #274926

 H O M E

  W/ A R

 E  N A 1 0

 A C R

 E S  F A N T A S

 T I C

 V I E W S

 !

GREAT TRAIL GETAWAY 3 Bed, 1 Bath Cabin with 50 Feet of Ausable River Frontage.

Surprisingly Roomy with No Wasted Space. Can Easily Sleep 6or More for those Weekend or Week Long Getaways.

Completely Furnished. Snowmobile Trail Right Out Front Door.

$59,500. MLS#274227

Featured HomeOn the Market

Basic 

FHA 

Home LoanRequirements 

By Ed Wohlfeil 

Part 1  An FHA loan is frequently a

perfect match for those new tothe housing market. These oftendo not have liquid funds with

 which to make a down payment.If you are in a similar position asa first time home buyer and canqualify under the current FHA home loan requirements, youmay well dramatically help out

  your financial situation. FHA loans require down payments of as low as 3.5% of the value of thecollateral, a requirement thatcan be satisfied with gift fundsas well as personal assets.

CreditCurrently, your credit is a very 

important issue for FHA homeloan requirements. Lenders con-sider your credit history as veri-fication of how responsible youhave been with money in thepast.

First of all, you need twoforms of credit for FHA homeloan requirements. However if 

 you do not have any credit (thisdoes not make your credit bad),the underwriters will usually accept other types of credit doc-umentation.

Bankruptcy or ForeclosureEven after having been

through bankruptcy proceed-ings under Chapter 13, if youhave been making timely pay-ments for 12 consecutivemonths or more, you mightqualify for one of the FHA loans.

 You will need to obtain approvalin writing from the bankruptcy trustee. If your bankruptcy action was under Chapter 7, youmay be eligible if your discharge

 was two years ago, you currently have steady employment, andhave successfully establishedand maintained new creditlines.

FHA home loan requirementsare nearly impossible to get if 

 you have had a home foreclosedon in the past. But, if things hadreally been beyond your controland you can show that, theunderwriters might look at yourapplication.

Possible Late Payments orOpen Collections

  An occasional late paymentdoes not automatically make

  you ineligible. Underwriters of FHA loans look at the big picture

 when it comes to your paymenthistory. They are not likely tofocus on some isolated inci-dents. A few late paymentsshowing up on your creditreport does not equal bad credit,and good credit is not absolutely necessary for meeting the loanrequirements.

Here are a few other things  you must consider. First, beassured that FHA will overlook unresolved collection mattersthat involve minor amounts, but

  you will have to pay any final  judgments against you before  you can apply for such a loan.Moreover, you will not be enti-tled to apply for an FHA loan if there are federal judgments ortax liens imposed against you.

896 Snow Moon Court, GaylordContact; Wendie Forman, Smith Realty Group, Gaylord, (989) 732-2477

By Jim Akans

This is a wonderfully spacious and open four-bedroom, three-bath

home situated on a large wooded lot in the beautiful Michaywe com-munity. The floor plan features approximately 1,800 square feet of thoughtfully designed living space on two levels, plus and attachedone-and-a-half car garage, with a host of amenities throughout.

There is something very special about living in Michaywe. Theresort style residential development located just a few miles south of Gaylord offers residents a wide array of recreational opportunitiesincluding access to Opal Lake, a gorgeous clubhouse featuring a top-notch restaurant, indoor and outdoor swimming pools, hot tub andsauna, banquet facilities and recently renovated tennis courts. Golfers will love the highly regarded Michaywe Pines Golf Course, and cross-country skiers will enjoy the tranquil network of trails stretching throughout the wooded grounds embracing the community.

There is plenty to enjoy inside this home as well. Features include alarge living room area with soaring cathedral ceiling anchored by the warmth of a wood stove on a brick hearth. There is a second wood-stove in the family room area on the lower level. The home has beenfreshly painted inside and out, and there is new carpeting throughoutas well.

This is a great home in a wonderful location and it is also an extraor-dinary value. Listed at $119,000 - Call Wendie Forman at Smith Realty 

Group today for a private showing at (989) 732-2477 or email [email protected]

Spacious and open Michaywehome on large wooded lot 

REAL ESTATE SALES STATISTICS

Provided to you by and based on information from the Water Wonderland MLS, Inc. for theperiod August 28, 2011 through September 4, 2011. (RESIDENTIAL PROPERTIES ONLY )

D AYS DOLLAR V OLUME NUMBER OF NUMBER OF

COUNTY ON M ARKET SOLD UNITS SOLD UNITS A  VAILABLE

  Alcona 0 $0 0 58  Alpena 170 $413,967 7 376  Antrim 101 $193,020 3 69Cheboygan 70 $1,041,300 6 579Crawford 153 $681,200 8 228Mackinac 0 $0 0 76Montmorency 130 $215,700 5 239Oscoda 113 $135,300 3 138Otsego 99 $578,730 10 461Presque Isle 259 $1,208,800 10 334

Brought to you by:

If you would like addi-tional information

please contact yourlocal REALTOR.

Page 2: Weekly Choice - Section B - September 15, 2011

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Page 2-B • Choice Publications ... The Best Choice! September 15, 2011

By Jim Akans

Located just far enough off the beatenpath to embrace a gorgeous, peaceful wooded setting, yet only about ten min-utes from downtown Gaylord, Michaywe’Inn the Woods restaurant provides theperfect setting to enjoy a delicious dining experience that is both comfortably casual, and memorably elegant.

The menu offers a moderately pricedand nicely varied selection of traditional American cuisine, highlighted by freshly prepared soups and salads, specialty sandwiches and burgers, house favoritesincluding New York Strip steak, hearty Beef Pot Roast, Baby Back Ribs, GreatLakes Perch, and Whitefish. Homemadepizza’s and a selection of tasty appetizerssuch as Bacon Wrapped Scallops,Flatbread Bruschetta and BonelessBuffalo Wings are also available.

Chef John Kaye, who learned his culi-nary craft at Oakland Community College and apprenticed at the presti-gious Orchard Lake Country Club, over-sees the kitchen at Michaywe’ Inn the  Woods, and has accumulated nearly 20

 years of experience as a chef in leading area resorts.

He states, “We take a ‘food-first’approach here at Michaywe’ Inn the Woods. Flavors, textures, seasonings andfreshness are our priorities. We purchaseas many of our ingredients locally as pos-sible, and we even have our own herbgarden right here on the grounds. Webelieve that the little details make thedifference for our guests.”

The Michaywe’ Inn the Woods setting is simply superb, with a wall of windowsalong two sides of the main dining areabeautifully capturing the views of thesurrounding woodlands, the graceful  walking bridge arching over LakeMichaywe, and the open fairways of thePines Golf Course. Outside dining is

available, as are two large banquet roomsthat are regularly utilized for wedding receptions, rehearsal dinners and busi-ness or organizational meetings andgatherings. Michaywe’ Inn the Woodsalso features a separate lounge area witha full selection of wines, beers and spiritsand flat screen televisions strategically placed for optimal guest viewing.

The facility is open year round with the

exception of a two-week period in early 

 April for spring-cleaning. Summer hoursof operation are Monday throughThursday, 4 pm until 9 pm, Friday 4 pmuntil 10 pm, Saturday noon until 10 pm,and Sunday from noon until 9 pm.

“We offer monthly menu specialsthroughout the summer season,” notesJeff Schneider, Food & Beverage Director.“We also offer half-orders on most of ourmenu selections for those who prefer

downsized portions.”

“Michaywe’ Inn the Woods offers atruly unique dining experience in abeautiful northern Michigan setting,” headds. “We firmly believe that after visit-ing us the first time, guests will returnagain and again.”

For additional information, contactMichaywe Inn the Woods at (989) 939-8800 or visit www.michaywe.com

To feature your

dining establishment in theDining Section please call

989-732-8160 or E-Mail us at

[email protected]

for rates and information

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O’BRIEN’SRESTAURANT

Drive a Little and Enjoy a Lot! 

Lobster - Steaks - Walleye - Shrimp - MusselsMahi - Vegetarian Dishes - BBQ Ribs

Scampi - Chicken Prime Rib - Pasta Dishes

320 S. Morenci Ave. (On M-33-Main Street), Mio

LOCATED at the “SONGBIRD MOTEL”Reservations Greatly Appreciated and Strongly Suggested

OPEN SUN NOON-4PM, CLOSED MON & TUES

OPEN WED, THURS, FRI & SAT. 5PM-8PM

COCKTAILS - WINE - BEERAVAILABLE FOR YOUR DINING PLEASURE

989-826-5547

CHECK OUT OUR

RESTAURANT REVIEWS ON 

"TRIPADVISOR.COM" 

989-826-5547

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Michaywe’ Inn the Woodsoffers casual dining elegance

Expires 9/3O/11. CODE 1OO562 Expires 9/3O/11. CODE 1OO562

Michaywe’ Inn the Woods restaurant provides the perfect setting to enjoy a delicious dining experience that is both comfortably casual, and

memorably elegant. Photo by Jim Akans

Page 3: Weekly Choice - Section B - September 15, 2011

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ADOPTION

PREGNANT? CONSIDERING ADOP-

TION? Talk with caring agency spe-

cializing in matching birthmother

with families nationwide. Living 

expenses paid. Call 24/7 Abbys

One True Gift Adoptions 866-413-

6294

ANNOUNCEMENTS

DO YOU HAVE SOMETHING NICE TO

SAY? We would like to hear some-

  thing nice you have to say about

businesses or people in Northern

Michigan. Send us a note in the

mail or by e-mail. Each week we will

publish positive comments from

our readers in the Weekly Choice.

Mail your note to Weekly Choice, PO

Box 382, Gaylord, MI 49734 or e-

mail to [email protected].

Negative notes may be sent else-

where. The Weekly Choice... To

Inform, To Encourage, To Inspire.

Northern Michigan's Weekly

Regional Community Newspaper

GENTLE YOGA, 6 weeks - $50,

Downtown Gaylord. Wednesday

Evenings, Sept 21 - Oct 26, 5:30 -

6:45 pm. Registration Required.

989-731-6400

GENTLE YOGA, 6 weeks - $50,

Michaywe Clubhouse. Monday

Evenings, Sept 19 - Oct 24, 6 - 7:15

pm. Registration Required. 989-

731-6400

MEDITATION CLASSES, Body, Mind,

Spirit Benefits. Techniques for

Relaxation. 4 weeks - $40,

Downtown Gaylord, Thursday

Evenings. Sept 22- Oct 13, 5:30 -

6:30 pm. Registration Required.

989-731-6400

WEB SITE HOSTING as low as

$4.95 a month. Have your web site

hosted with a local business, not

someone out of state or overseas.

Local hosting, local service. Go to

www.MittenHosting.com. Safe and

secure. Small or large websites.

  Your Classified ad in the Weekly

Choice is placed in the National

database of more than 200,000

classified ads with American

Classifieds for no extra charge.

Classified ads in the Weekly Choice

are just $2.00 for 10 words. Place

your ad on-line at

www.WeeklyChoice.com or call

989-732-8160.

ANTIQUES & COLLECTIBLES

LARGE CHRISTMAS COLLECTIONS:

village scenery, train, houses, skat-

ing rink; new ornaments: Hallmark,

Dept 56, Lennox, Hawthorne,

Kincaid. Appt. only. 989-348-2354

APARTMENTS FOR RENT

BEAUTIFUL APARTMENTS near

Higgins Lake. Free heat, full size

washer, dryer, dishwasher in each

unit. $336 - $659 for 1 or 2 bed-

rooms based on income. Country

Village Apartments, 989-821-8091

DOWNTOWN GAYLORD. Large stu-

dio apartment, $500 month, $450

security. Heat and water included.

No pets. 989-370-5095

AUTO PARTS

TOYOTA ENGINES. 22RE, 3VZE,

5VZE, 3RZ, 2RZ. New 22RE heads.

Parting out Toyota 4Runners and

  trucks. www.toyotatruckpart.com.

877-484-7888.

AUTOMOBILES

2006 CHEVY HHR, less than

50,000 miles. Excellent condition,

$14,999. 989-731-2510

I BUY CARS! Wrecked or in need of 

mechanical repair, 1995 and up.

Gaylord area. 989-732-9362

ZERO DOWN on selected autos to

qualified buyers! No credit? Bad

credit? Buy here, Pay here. Tailored

Enterprises in Petoskey, call 888-

774-2264 or www.tailoredenter-

prises.com

BOATS & MARINE

1998 ALUMACRAFT Lunker V-16

and 1999 Evinrude, 50HP, 4

stroke, cover and trailer. Asking 

price, $5,500. 989-826-5981

BUSINESS OPPORTUNITIES

TURN $10 into $10,000. Go to

www.autoxten.com/phamark

CLASSIC AUTO

CASH FOR OLD CARS. Please don't

send to crusher. Michel's Collision

& Restoration 231-348-7066

FOR SALE: 1940 FORD PICKUP.

231-348-7066

COMPUTERS & OFFICE

COMPUTER GIVING YOU

HEADACHES? Call Dave the

Computer Doc at 989-731-1408

for in-your-home or business repair,

service, upgrades, virus and spy-

ware removal, training.

WEB SITE HOSTING as low as

$4.95 a month. Have your web site

hosted with a local business, not

someone out of state or overseas.

Local hosting, local service. Go to

www.MittenHosting.com. Safe and

secure. Small or large websites.

FINANCIAL

FREE BANKRUPTCY CONSULTA-

TION. Considering bankruptcy?

Overwhelmed by debts, garnish-

ments, repossessions and/or fore-

closure? At the law office of 

Christine M. Brzezinski we can help

you determine if Chapter 7 bank-

ruptcy is the right option for your

financial situation and help you get

a fresh financial start. Call us today

for a free consultation at 989-348-

7777. We are a debt relief agency

and assist people in bankruptcy.

FIREWOOD & WOODSTOVE

Burt Moeke Firewood. Cut, Split,

Delivered. 231-631-9600.

FREE HEAT & HOT WATER.

Eliminate monthly heating bills with

Classic OUTDOOR WOOD FURNACE

from Central Boiler. Call today, 989-

733-7651

HARD MAPLE. 1-2 year old wood &

green. Call for details. 989-732-

5878MIKE BROWN & SONS, Summer

deals on firewood. Energy drafts

accepted. 231-420-1254

FREE ITEMS

FREE CERAMICS, Ready to paint.

Good for non-profit group. 231-

536-2935

HAVE SOMETHING TO GIVE AWAY?

Free items classified ads run free

of charge in the Weekly Choice. Call

989-732-8160 or e-mail your ad to

[email protected].

FURNITURE

GREAT ROOMS! Quality Pre-Owned

Furniture. New mattresses: Twin

$89, Full $109, Queen $139. 148

W. Main St. Downtown Gaylord, cor-

ner of Main and N. Court St.

www.greatroomsgaylord.com. Call989-748-4849

PAIR BEDSIDE Mini-chests, Oak fin-

ish, $18. 989-348-2354

OAK HALL UNIT. Beautiful oak fin-

ish with mirror and table. $120

obo. 989-350-3880.

GARAGE & YARD SALE

FREE CLASSIFIED ADS! Post your

Garage Sale for free at

www.MichiganMoneySaver.com.

Buy and sell in Northern Michigan.

This even creates a map to show

where your Garage Sale is located.

HAVE SOMETHING TO SELL? Sell it

with a classified ad, just $2.00 for

10 words. Why bother with a

Garage Sale? Sell it the easy way, in

 the Weekly Choice.

HUGE GARAGE SALE. Womensclothes, furniture, lights, light fix-

  tures, remodeling supplies, old

doors, bicycles, lots and lots of 

stuff. Thursday and Friday, Sept. 15

and 16. 10am - 6pm. 419 S.

Center, Gaylord

RUMMAGE SALE: First United

Methodist Church, Friday Sept. 16,

9-5 and Saturday, Sept. 17, 9-

Noon. 215 S. Center, one block

south of Main Street. Clothing and

household items. Saturday $1.00 a

bag 

HELP WANTED

WINK SALON is now hiring motivat-

ed hairstylist, manicurist and mas-

sage therapist. Call 989-370-5413

HOMES FOR SALE

NORTHLAND HOMES – We sell

Energy Star homes. Give us a call

for an appointment. 989-370-6058

HOUSEHOLD

GERTA'S DRAPERIES: Everything in

Window Treatments Free estimates

and in home appointments.

Established 1958. Call 989-732-

3340 or visit our showroom at

2281 South Otsego Ave., Gaylord.

STIFFEL FLOOR LAMP. Brass with

glass shelf. $35 obo. 989-350-

3880.

12 Place Settings of Lenox dishes.

Beautiful pattern of quality dishes.

$125 obo. 989-350-3880

LAND & PROPERTY

MANUFACTURED HOMES

For Rent or Sale on Contract. 3

Bedroom Manufactured home.

$500 down, $500 month. Gaylord

area MSHDA approved 866-570-

1991.

NEW & REPOS: Double-Wides, 16's,

14's. Take anything on trade.

Financing available. Michigan East

Side Sales. www.michiganeast-

sidesales.net. 989-354-6867 or

866-570-1991.

MANUFACTURED HOMES

REDUCED DRASTICALLY, MUST

SELL. Only mobile home in park

with a 2 car garage. Too many

beautiful features to mention.

Nottingham Forest, Gaylord. 989-

731-2664, cell 989-350-8340

MEDICAL & HEALTH

MEDICAL MARIJUANA Caregiver

serving Northern Michigan.

Accepting patients. Organic, high

quality. Call for,info, 989-350-4527

TRAMADOL 180 Tablets $109 with

free overnight delivery from U.S.

pharmacy! No hidden fees! C.O.D.,

E-check, Mastercard. 866-562-

8049 www.4Tramadol.com

MISCELLANEOUS

16' FLATBED TRAILER. 2-inch ball.

Single axle. $600 or best offer. Call

989-785-3058.

Early Christmas Sale, Porcelain

Dolls, Ashton Drake, Brimns,

Dynasty, 80 to choose from. Somemusical. 989-983-4188 or

[email protected].

FREE CLASSIFIED ADS! Sell your

items for free at

www.MichiganMoneySaver.com.

Buy and sell in Northern Michigan.

Photo and text are free. Cars,

Homes, Furniture, Garage sales

and more.

LOWEST COST IN MICHIGAN! CLAS-

SIFIED ADS ARE JUST $2 for a 10-

word ad in the Weekly Choice. The

area's widest distribution paper

and the lowest cost for advertising.

Place ads on-line at

www.WeeklyChoice.com or call

989-732-8160. Distributed weekly

from St. Ignace to Roscommon.

Northern Michigan's best choice forbuying and selling.

PAPERBACKS! Avid reader has

McComber & Milller, Hannah,

Silhouttes, more. $0.75. 989-348-

2354

MOTORCYCLES & ATV

WANTED JAPANESE Motorcycles,

Kawasaki: Z1-900, KZ900,

KZ1000, Z1R, Kawasaki Triples,

GT380, GS400, CB750, (1969-75)

Cash paid, nationwide pickup, 800-

772-1142, 310-721-0726.

[email protected]

NATIONAL CLASSIFIEDS

9 MILLION CIRCULATION across

 the U.S. and Canada with a classi-

fied ad in our national network, just

$695. Call the Weekly Choice, 989-

732-8160 or [email protected]

Reader Advisory: the National

Trade Association we belong to has

purchased some classifieds in our

paper. Determining the value of 

 their service or product is advised

by this publication. In order to avoid

misunderstandings, some advertis-

ers do not offer employment but

rather supply the readers with man-

uals, directories and other materi-

als designed to help their clients

establish mail order selling and

other businesses at home. Under

NO circumstance should you send

any money in advance or give the

client your checking, license ID, or

credit card numbers. Also beware

of ads that claim to guarantee

loans regardless of credit and note

 that if a credit r epair company does

business only over the phone it’s

illegal to request any money before

delivering its service. All funds are

based in US dollars. 800 numbers

may or may not reach Canada.

ACCREDITED HIGH School diploma

at home in a few short weeks. First

Coast Academy. Free brochure. Call

800-658-1180, x110.

www.fcahighschool.org 

AIRLINE MECHANIC Rapid training 

for high paying aviation mainte-

nance career. FAA predicts severe

shortage. Financial aid if qualified.

Job placement. AIM 877-384-5827

www.AviationMaintenance.edu

ASSEMBLE MAGNETS & CRAFTS

from home! Year-round work!

Excellent pay! No experience! Top

U.S. company! 860-482-3955.

NATIONAL CLASSIFIEDS

ATTEND COLLEGE Online From

Home. Medical, Business,

Paralegal, Accounting, Criminal

Justice. Job Placement Assistance.

Computer Provided. Financial Aid if Qualified. Centura 800-495-5085

http://www.CenturaOnline.com

DIVORCE $99 covers children, cus-

tody, property & debts.

Uncontested. Satisfaction guaran-

teed! Unlimited customer support.

Call 24 hrs. Free information! 800-

250-8142.

DIVORCE $99 covers children, cus-

tody, property & debts.

Uncontested. Satisfaction guaran-

teed! Unlimited customer support.

Call 24 hrs. Free Information! 877-

861-8585.

DRIVERS: CDLTRAININGNOW.COM

is now accepting applications for

driver trainees! 16 day company

sponsored CDL training now avail-

able! No experience or credit

required. 800-991-7531 #3130www.CDLTrainingnow.com

HANDS ON CAREER. Rapid training 

for Aviation Maintenance career.

Financial aid if qualified. Job place-

ment assistance. Housing avail-

able. AIM 866-430-5985.

www.AviationMaintenance.edu

HIGH SCHOOL DIPLOMA. Graduate

In Just 4 Weeks! Free brochure!

Call Now! 800-532-6546 Ext. 440

www.continentalacademy.com

LEARN FAST, Earn fast online.

Increase earning potential, attend

college 100% online. Job place-

ment assistance. Computer provid-

ed. Financial aid if qualified. Call

8 0 0 - 4 6 3 - 0 6 8 5

www.CenturaOnline.com

MAKE MONEY! Assemble dollhouse

items at home for great pay. Call

877-489-2900 or visit

 tinydetails.com to get started.

PAID IN ADVANCE! Make $1000

Weekly mailing brochures from

home! Guaranteed income! No

experience required. Start immedi-

ately! www.national-income.com

(Void SD)

THE OCEAN Corp. 10840 Rockley

Road, Houston, Texas 77099. Train

for a new career. Underwater

welder. Commercial diver.

NDT/Weld Inspector. Job place-

ment assistance and financial aid

available for those who qualify.

800-321-0298.

TRUCK DRIVERS hiring now. Top

pay and home time. Apply online to

over 200 companies with one easy

application. www.findingatruck-ingjob.com/apply

NATIONAL CLASSIFIEDS

WANTS TO purchase minerals and

other oil & gas interests. Send

details to PO Box 13557, Denver,

Co 80201

NOTES OF ENCOURAGEMENT

Positive Notes of Encouragement

are free in the Weekly Choice.

Birthday, Anniversary, Wedding,

Congratulations or just a Positive

Note all are free. E-Mail your Note

of Encouragement to

[email protected]

PETS

DOG TRAX GROOMING. Downtown

Gaylord, 220 Michigan Ave. Call for

your appointment today, 989-705-

TRAX (8729)

FREE - SWEET OLD DOG needs a

new home. Well trained, good with

children and other dogs. Loves to

play fetch and a good watch dog.

989-858-5636

RECREATIONAL VEHICLES

1992 WINNEBAGO 21 foot

Motorhome, Toyota chassis,

31,950 original miles, clean. Priced

  to sell, $6,000. Phone 989-939-

8773

38 FOOT SALEM TRAVEL TRAILER,

2 slides, excellent condition,

$8,900. 989-370-6058

ROOMS FOR RENT

ROOM AVAILABLE in Recovery

House, Gaylord. Clean & sober liv-

ing, $90 a week. 989-619-9479

SERVICES

DJ/KARAOKE SERVICE available for

weddings, clubs or parties.

References and information at

www.larryentertainment.com. 989-

732-3933

EFFICIENT HEATING AND COOLING.

Furnaces, Air Conditioning, Sales

and Service. Quality Workmanship

989-350-1857

FRED'S TV & APPLIANCE SERVICE.

32 years experience. In home serv-

ice. 989-732-1403

SERVICES

Low Cost, Short Run Printing. 100

full color 8.5x11, one side, $25.

11x17 full color poster, one side,

Poster stock, $1 each. Competitive

priced graphic design also avail-able. Contact the Weekly Choice,

989-732-8160.

One Man's Junk is another Man's

Treasure. Will haul your junk.

Sometimes will pay, sometimes

we'll charge. Call Trinity House 989-

858-3109

RITE-WAY PAINTING,: Interior,

Exterior. Free stimates. Chris - 231-

525-8189

STORAGE

APS Mini-Warehouse of Gaylord

has 5x10 units available for just

$30 a month. No long term con-

 tract necessary. In town, safe stor-

age. Larger units also available.

Call 989-732-8160.

BUCK PATH Mini Warehouses start-

ing at $15 month. 989-732-2721

or 989-370-6058

Heated or Cold storage available

for Winter, Spring, Summer, Fall,

989-732-0724

WANTED

WANTED TO BUY: a 50, 60 or 70 HP

Outboard Boat Motor with trim &

controls. Please call Jerry or Faye at

231-420-3033 or 231-238-7840

Wanted: BUYING STANDING TIM-

BER. Top prices paid, free esti-

mates. 989-335-0755

Wanted: OUTBOARD MOTORS, any

size, running or not. Call 231-546-

6000.

1 MILE NORTH ON OLD 27

GAYLORD

989.732.5136HOURS: MONDAY-FRIDAY 7:30AM TO 5:30PM;

SATURDAY 8AM TO 2PM; CLOSED SUNDAY

PRO-Build

Drive A Little

Save A Bunch!2007Chrysler

 Town andCountry

$14,795

"!$"&"%$"!'"!#!$$#%#$%"$$!'!%$""!"#

"#"

LEWISTON AUTO SALES

989-786-4712

SOCIAL SECURITY DISABILITY(Statewide Representation)

CRIMINAL MATTERS • BANKRUPTCYFree Consult on Above

JOHN P. S. MILLER ATTORNEY AT LAW405 Lake, Roscommon, MI

989-275-4131 • 1-800-713-0077

OVER 30 YEARS OF EXPERIENCE

September 15, 2011 Choice Publications ... The Best Choice! • Page 3-B

CLASSIFIEDSDelivered to 40 

Towns Each Week! 

Run for 

As Low 

As $ 2 00 

CALL: 989.732.8160 | EMAIL: [email protected] | ORDER ONLINE: www.weeklychoice.com

Drive A Little

Save A Bunch!2004 BuickLeSabreLimitedSedan 4D

$7,850

%$#'"%)$*% '%#$*%%!&%"$''&

"($$!(&''"

"%&""#%

LEWISTON AUTO SALES

989-786-4712

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Page 4-B • Choice Publications ... The Best Choice! September 15, 2011

Health & Wellness

F

FR

RE

EE

E H

HE

E A 

 A L

LT

TH

HS

SE

EM

MI

IN

N A 

 A R

R O

ON

N

SEATING IS LIMITED! CALL TO REGISTER 989-732-7000

Come and see what we doCommunity Event 

 Theresa will be hosting a free seminar and demonstration on what we do here.

Check Here Every Saturday For Our Next Seminar Topic!

September 27thSaks Wellness Center 1447 S. Otsego Ave.Gaylord, MI 49735 

6:30 p.m.Gaylord Eye Care Center 

829 West Main Street 

 Alpine Plaza • Gaylord

GAYLORD EYE CARE CENTER

Can you read thisnewspaper clearly? 

 If not, then you need to call:

Call Today for an Appointment

989-732-6261

The Health Department of Northwest Michigan was award-ed $141,853 in grant funding from the U.S. Health Resources

& Services Administration (HRSA) to improve access to basic

primary health care for school-aged children, many of whomhave no other sources of care. The School-Based Health

Centers Capital (SBHCC) Program (HRSA-11-127) is the first-

ever source of federal funding to uniquely support school-

based health centers.The SBHCC Program awards funds made available under

the Patient Protection & Affordable Care Act to support

expanded capacity of school-based health centers and

increase the availability, efficiency, and quality of care for chil-dren and adolescents. The funds are available for construc-

tion, renovation, and equipment needs.The Health Department requested funding to: 1) renovate

the Hornet Health Center, adding a small group room and asecond exam room in the clinic in the Pellston Middle/HighSchool; 2) purchase new equipment to replace outdatedequipment at the Ironmen Health Center in Mancelona; and3) purchase electronic medical record software for use at bothstudent health centers. The total cost of the project is coveredby the federal SBHCC Program.

“This is great news,” said Patricia Fralick, Director of Family & Community Health Services for the Health Department.“With this funding from HRSA, we’re able to make upgrades atour student health centers we could never afford with our cur-rent funding. Now, we’re able to build on our ‘bare bones’operations to provide state-of-the-art primary care to stu-dents for many years to come.”

“We are thrilled that HRSA awarded grants to 12 school-based and school-linked health centers in Michigan. We con-gratulate the Health Department of Northwest Michigan forits hard work and outstanding grant proposal,” said MicheleStrasz, Executive Director for the School-Community Health

  Alliance of Michigan. “These new projects will not only improve and increase quality health care services for childrenand adolescents in our state, but will bring jobs and econom-ic activity to local communities.”

The School-Community Health Alliance of Michigan(SCHA-MI) supports a network of over 100 school-based andschool-linked health centers and health education programsacross Michigan. The centers annually provide over 300,000health encounters/services. The centers are located in com-

munities where the majority of children lack access toconsistent, primary healthcare and as a result are at-risk of chronic health conditions

and school failure.For more informationabout Michigan’s school-based and school-linkedhealth programs, please con-tact Michele Strasz at 517-908-0847, ext. 229 [email protected] or visit

 www.scha-mi.org.

Last month State Representative Greg MacMaster present-ed Tom Lemon, CEO, Otsego Memorial Hospital, with a Stateof Michigan Special Tribute Certificate, signed by GovernorRick Snyder, recognizing the hospital’s 60 years of exemplary service. Founded in 1951, the hospital has gone under numer-ous renovations and additions in order to maintain its ability to serve the public, and has also received several accolades forthe organization’s hard work and dedication.

In 60 years, Otsego Memorial Hospital has grown from acounty hospital, to a small health system comprised of themain hospital, the OMH Medical Group, Oncolgy & InfusionTherapy Center, N’Orthopedics, MedCare Walk-In Clinic, andthe Montomorency Medical Clinic which serves patientslocated in and around Lewiston. OMH also operates theSpecialty Center located in Gaylord that houses offices forproviders making regular visits to the Gaylord area, and worksin cooperation with several other healthcare organizations toprovide dialysis services through Dialysis Services of Gaylord.

Otsego Memorial Hospital continues to work hard to bring the latest and greatest to the communities within its servicearea. Renovations have taken place over the past decade tomeet the demands of the patient population, including acomplete reconfiguration of the obstetrics department,renamed the Birthing Center in 2001 to reflect a family-cen-tered approach to childbirth, and in 2002, the ProfessionalMedical Building was constructed to provide office space formultiple physician specialties.

Between 2005 and 2006 the Hospital underwent more ren-ovations to provide more space for its growing outpatientservices population. Most recently, in 2010, the OMH

Radiology Department underwent a technology upgrade, andnow provides digital mammography services and a 64-sliceCT scanner with low-dose radiology technology.

Grant Awarded to Health

Department for Hornet HealthCenter and Ironmen Health Center

Otsego Memorial HospitalHonored by Governor for 60

Years of Service

WHOLEBODY ADVANCED

VIBRATION EXERCISE

STOP IN FOR YOUR 

FREE INTRODUCTORY VISIT! 

1447 South Otsego Ave.,Gaylord, Michigan

989-732-5200989-732-7000www.SaksWellnessCenter.com

HOURS:

MON - THURS 7AM - 6PM,FRIDAY 8AM - 5PM

SATURDAY 8AM - 2PM

VIBRATION EXER

CISE& FITNESS CENTER

7 Month Membership

for only$

260.00 (Reg. $329)

• No strain on your joints• Trained professional sta help you get

the most out of your tness program.• Whole body strengthening in

15 minutes• Enhances balance.

 Special O   er 

• One of the most e ective ways tobuild bone density.

• No matter what your ability level,there is a program that will t you.

• Regardless of your physical challenge,the WAVE can help you improve.

Classes Available! Visit

 www.gaylordsgym.com

(989) 732-0744

GAYLORD FAMILY FITNESS CENTER

M-32 WEST

BEANERS

PG

     D     I     C     K     E     R     S     O     N

     R     O     A     D

     I  -     7     5

     I  -     7     5

     #

! Large Free Weight Room

! 2 Racquetball/Wallyball Courts

! Special Student, Senior 

and Military Rates

!  Trainers on Staff 

! Racquetball Leagues

! 8 Different Aerobics Classes

! HEX Tanning Booths

FEATURING

HOURS: Mon.-Fri. 5am - 8pm; Sat. & Sun. 8am - 2pm

1044 W. Main St.Gaylord

OPTOMETRISTS

Dr. Kari Visser-Robel &Dr. Julie Timperley 

713 South Wisconsin Ave.Gaylord, MI 49735

Phone 989.705.1255Fax 989.705.1476

 www.drvisser-robel.com

For all your Eye Care and Eyewear needs

"#$$%$"$%!!$#"$"

!

"

%$'$%$'$$#%$#'$#$!(%"#$%$&$$$$$#%!!"$"%$"%%#"

"&""#!"$#"&!$$"!"%$#$$'

%"#$"%"#(#$$$#$"#''!

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“YOUR GOOD HEALTH IS OUR BUSINESS”• Great tasting smoothies

(Breakfast, Lunch or Snacks)

• Full line of Nutritional Products

• Free Consultation & Coaching to help

you reach your goals

• Free Wi-Fi

604 W. Main Street, Gaylord, MI 49735

(989) 448-8618 Hours: Mon.-Fri. 7am - 4pm; Sat. 9am - 1pm 

Free 16 oz. Healthy Smoothie

Free 16 oz. Energy Drink 

 with a Free Wellness ProfileLimit one per new customer

www.FourStarNutrition.net

State Representative Greg MacMaster (right) pre-sented Tom Lemon, CEO, Otsego Memorial Hospital,with a State of Michigan Special Tribute Certificate,signed by Governor Rick Snyder, recognizing the

hospital’s 60 years of exemplary service.

Page 5: Weekly Choice - Section B - September 15, 2011

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By Mark Lakewood, RelationshipSpecialist, Author, and Motivational Speaker

Part 2 of 3

 As human beings, our behavior, thoughts,and feelings are never dictated or controlledby others, situations, and events unless weallow this to occur. Simply said, others, situa-tions, and events can trigger a reaction basedon what we are thinking. In other words, if Ireally didn't want to go to work today and my car has a flat tire, I might experience happi-

ness because I didn't want to go to work. Onthe other hand given the same event (flattire), I might want to go to work today to takecare of some undone business. Because theflat tire might delay or eliminate my chancesof getting to work, this situation might causeme anger. How could the same event in bothsituations cause two different feelings? It was-n't the event at all that triggered the feelings.It was what I was thinking about the eventthat triggered my feelings. Therefore, manip-ulating the way we think can alter how wefeel. We all have the ability to take ownershipand control over our thoughts. We howeverhave limited or no control over specificevents, situations, and the behavior of others.Sometimes, we attempt to control events, sit-uations, and others but become frustrated

 when our attempts fail.

Now, how does the paragraph above apply to the issue of bullying? The main goal of bul-lies is to attempt to get their victims to expe-rience fear, anger, or sadness. Once their vic-tim demonstrates signs of these emotions viathe words he or she uses and/or their body language, the bully has complete and totalcontrol over them. The bully will continue tobully their victim until the victim no longerverbally and/or physically displays fear,anger, or sadness in responseto the bullying. The bullying 

  will end once the victimresponds the opposite of 

 what the bully expects.How do we get children to

react the opposite of what thebully expects? This is whererole-playing comes in handy.Parents should regularly sit

down with their children helping them learn

to react the opposite of what bullies expect.

Often times, this task is much easier when the

parent knows what hurtful words or phrases

bullies say that makes their children feel fear-

ful, angry, or sad. Using these hurtful words

and/or phrases in role-plays will emotionally 

prepare children when they are approached

by bullies.

It is also important to teach children that

they have the power to change or affect the

agenda of bullies by the words they use. For

instance, if a bully calls a child 'stupid', thechild could defuse the bullying by stating to

the bully, “That's nice”, “How about that”,

“Oh, well”, and so forth. The worst thing that

the child could do is respond by telling the

bully that he or she is stupid or make any 

other negative statement. A negative

response will only inflame the situation

encouraging further bullying.

In addition, parents should teach and role-

play with their children specified forms of 

body language that reflects a child with high

self-esteem from a child with low self-esteem.

Body language communicates feelings more

so than spoken words. If a child yells at a bully 

that he or she is not bothered by their behav-

ior, the bully knows that the child is bothered

because of the yelling. Lack of eye contact,

looking down, slouched posture, lack of 

hygiene, and low tone of voice can be viewed

as symptoms of low self-esteem.

Parents need to teach their children that

bullies rarely get angry with them. Bullies are

typically angry at themselves and/or events

that are or have occurred in their own life for

 which they have limited or no control. Bullies

indirectly take out their anger on the ones

they could easily control.

Anti-Bullying Skills

and Techniques forChildren

Health & WellnessSeptember 15, 2011 Choice Publications ... The Best Choice! • Page 5-B

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Page 6-B • Choice Publications ... The Best Choice! September 15, 2011

Across1- Wise5- Fish eggs8- Alternative to a shower12- Author Jong

14- Cereal grain15- Architect Saarinen16- Small drum17- Nae sayer?18- Warts and all19- Musk yielding herb21- The continent23- Agency of the UnitedNations24- Mohawk-sporting actor25- Green shade26- Drunken30- Debris32- Wharves33- Ore of molybdenum37- Actor Morales38- Amble39- Arguing40- An assured fact

42- Rodeo horse43- Elephant parts44- Waterproof overshoe45- Jamaican popular music48- Siegfried's partner49- HBO alternative50- Crude native borax52- Muskets collectively57- Conductor Klemperer58- Augury

60- Madonna role61- Lots and lots62- Big bash63- Discourage64- Actress Daly

65- 10th letter of the Hebrewalphabet66- Centerpiece of the humanface;

Down1- Bristle2- Bedouin3- Deride4- Earth Day subj.5- Tiered shelves6- Siouan speaker7- Convert into an aromaticchemical8- Endure9- Author of fables10- Rubbish11- Old Testament book13- Military organizations

14- Greek peak20- Eccentric22- Magazine founder Eric24- Hornless26- Blueprint detail27- Seine feeder28- Drop of water expelled bythe eye29- Country singer Travis30- Corrodes

31- Growl angrily33- Unsteady34- Langston Hughes poem35- Sardine containers36- Draw with acid

38- Distrust of reasoning41- Ambience42- Financed44- Baseball execs45- Brown ermine46- Young purrer47- Composer Bruckner49- "Chicken of the sea"51- Circle at bottom, point at top52- Blend53- Level54- Bandleader Puente55- Numbered rds.56- Dextrous, lively59- Long March leader