Daniel Davis

@ourmaninjapan

bit.ly/webpayments

Payments on the

Open Web Platform

In China

2/3of internet access

is mobile

www.chinainternetwatch.com/whitepaper/china-internet-statistics

www.bcg.com/media/PressReleaseDetails.aspx?id=tcm:12-103641

Chinese users spend

1 hour/daymore on the internet

than U.S. users

How to avoid this?How to avoid this?

twitter.com/scottjenson/status/347729021431324672

Multi-device

Multi-platform

What aboutWhat about

paymentspayments??

Web app stores

Firefox OS

Tizen

Ubuntu Mobile

etc.

Premium content (1)

→

Premium content (2)

←

→

Payment APIs

Facebook Credits

AT&T Payment API

Google Wallet

MozPay

etc.

Example (MozPay)

Buyer logs in with Mozilla Persona

↓

Buyer enters PIN

↓Purchase is charged to phone bill

or credit card

BUT!

Restricted by:

vendor

operator

platform

In the future...In the future...

W3C Web Payment API

1) Send JWT payment request

2) Call payment method, e.g. navigator.pay()

3) Secure channel created with payment provider

4) Buyer is authenticated

5) Buyer approves purchase

6) App receives success/fail JS callback

N.b. Rough initial concept – likely to change

JSON Web Token (JWT) example

paymentJWT = jwt.encode({ "iss": APPLICATION_KEY, "aud": "marketplace.firefox.com", "typ": "mozilla/payments/pay/v1", "iat": 1337357297, "exp": 1337360897, "request": { "id": "915c07fc-87df-46e5-9513-45cb6e504e39", "pricePoint": 1, "postbackURL": "https://yourapp.com/payments/postback", "chargebackURL": "https://yourapp.com/payments/chargeback", # Other app metadata }}, APPLICATION_SECRET)

Source: wiki.mozilla.org/WebAPI/WebPayment

What else?What else?

Tools...Tools...

AdobeAdobe

Intel XDKIntel XDK

WozllaWozlla

etc.etc.

...and you...and you

w3.org/html/ig/zhw3.org/html/ig/zh

w3.org/wiki/Payments_Task_Forcew3.org/wiki/Payments_Task_Force

Daniel Davis

@ourmaninjapan

bit.ly/webpayments

Payments on the

Open Web Platform