w ÷ r ÿ r , k f i d ÷ r e f u f y j r 4 ldkavh - y;rjk l ... · 06 micro credit ixl,amh ms

12
4 ldKavh - y;rjk l,dmh - 2015 iema;eïn¾ 4 ldKavh - y;rjk l,dmh - 2015 iema;eïn¾ ksrEmkh ( ksYdka;s iuqød l=udß uy;añh tÉ tka î .%dóka .,a.uqj YdLdfõ idudðld PdhdrEm ( ,CIuka l=udr;=x. ksrEmkh ( ksYdka;s iuqød l=udß uy;añh tÉ tka î .%dóka .,a.uqj YdLdfõ idudðld PdhdrEm ( ,CIuka l=udr;=x. w÷r ÿr,k fid÷re fufyjr fufyjr fufyjr fufyjr fufyjr fufyjr

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Page 1: w ÷ r ÿ r , k f i d ÷ r e f u f y j r 4 ldKavh - y;rjk l ... · 06 micro credit ixl,amh ms

4 ldKavh - y;rjk l,dmh - 2015 iema;eïn¾4 ldKavh - y;rjk l,dmh - 2015 iema;eïn¾

ksrEmkh ( ksYdka;s iuqød l=udß uy;añhtÉ tka î .%dóka .,a.uqj YdLdfõ idudðld PdhdrEm ( ,CIuka l=udr;=x.

ksrEmkh ( ksYdka;s iuqød l=udß uy;añhtÉ tka î .%dóka .,a.uqj YdLdfõ idudðld PdhdrEm ( ,CIuka l=udr;=x.

w ÷ r ÿ r , k f i d ÷ r e f u f y j r

fufyjrfufyjrfufyjrfufyjrfufyjr

Page 2: w ÷ r ÿ r , k f i d ÷ r e f u f y j r 4 ldKavh - y;rjk l ... · 06 micro credit ixl,amh ms

iNdm;s" jHdmdrixj¾Ok flkaøh'

fma%uisß .uf.a

—ÿ

2015 iema;eïn¾

mam;a ñksil= isgqjrhl= Tyq Èk.Kkla l,amkd lf<ah' Tyqg ta;a;= .sh neúks' tu ksid ks¾udKh l< fjf<`o ,l=K kï tu ismams lgq j, ;snQ je,s udlia ;reKhd ;u ud,j,g Tn ukfia ;ekam;aj ;sfnkjd l< ó l=Kla ms<sn| bj;alr b;d ,iaikg tu ismams hï ñ,la kshu lrk ,È' tu fkdwkqudkh' Tyqf.a jHdmdrh l;dj Tn wid we;s' tfiakï lgq msßisÿ lf<aah' tfia msßisÿ ñ,g ismams lgq ud, ish,a, b;d jkafka —fI,a˜ jHdmdrhhs' tkï ria;shdÿldrhl= Okj;l= l< l< miq udlia ;u uki tu blaukskau wf<ú úh' fuf,i f,dal m%isoaO fI,a iud.uhs' ismamslgqjla ms<sn| l;dj Tn ismams lgq fj; ksr;=reju fhduq udlia ismamslgq jHdmdrhg fI,a hkq uqyqÿ ismams lgq j,g ñka fmr wid ;sfnkjdo''' lrk ,È' Tyqf.a uki fuu wj;Srk úh' ;udg fyd`o Ndú;d lrk kduhhs' fI,a hk fyd|hs uu wo Tng lshkakg ismams lgq Ndú;d lr l< yels fjf<om<la fï ioyd ,eîu kduh Tyqf.a f,da iqm;, hkafka ria;shdÿldrhl=f.a foa ms<ssnoj ks¾udKYS,S woyia ksid Tyq úiska wE; m,d;a j,g jHdmdrhg fhÈug fya;=j f,i Ôú;hg yerjqï ,CIHhla jq l,amkd lrk ,È' wjidkfha f.dia ismamslgq tl;= lsÍfï Tyq miq lf,l i|yka lf<a ;u ismamslgqjla .ek l;djhs'''˜Tyqf.a tu woyia j,ska tla ksfhdað;hskao m;alrk ,È' Ôú;h kj u`.lg fhduq l<

udlia ieuqfj,a''' fuu ku Tn woyila is;a .;af;ah' tkï fuf,i Tyq ;u ud, jHdmdrh Tyqf.a Ôú;fha yerjqï ,laIHh wid fkdue;s njg uu iy;sl ismamslgq ud, idod wf<ú id¾:lj lrf.k hk ,È' fï jQfha ismamslgq ud, ksmojd fjñ' Tyq 1800 .Kkaj, lsÍughs' tl, tu rfÜ w;r udlia úiska b;d l=vd wf<ú lsÍfï jHdmdrh jQ fyhska tx.,ka;fha Wm; ,o ÿmam;a ldka;djkaf.a lf¾ fujeks fndaÜgqjla ñ,g .;af;ah' njh' ;udf.a uq,au ismamslgq ;reKfhls' tl, tx.,ka;hgo ismamslgq ud, fkd;sìks' tjka Tyqf.a fndaÜgqfjka wE; ÿm;a jHdmdrhg lD;.=K ie,lSula ús/lshdj úYd, m%Yakhla ù ud, ldka;djka mdúÉÑ fkdlrk j,g bkaOk m%jdykh lr f,i Tyq ;u jHdmdrhg fI,a ;sìK' udlia ieuqfj,a by, ksidu udlia is;=fõ ta ;=< w¨;a Tjqkag bkaOk ,nd§S ta fjkqjg ,dxPkh Ndú;d lsÍug lghq;= wOHdmkhla fkd,enQjl= fiau ksIamdokhlg wjia:djla we;s udlia ta whf.ka ismamslgq lrk ,È' fuf,i f,dal mQð; /lshdjla fkdue;sj kslrefka njh' wjidkfha Tyq uqyqÿ ,nd.kakd ,È' l%ufhka Tyq ud, fI,a jHdmdrh f,dalhg f.k ld,h ld ouñka isá ismamslgq Ndú;d lr b;d jHdmdrhg wu;rj bkaOk wdfõ ú/lshdfjka isá wd¾Ól ;reKfhls' Èkm;d iji uqyqÿ is;a.kakd iq¿ ismamslgq ud, jHdmdrhg;a fhduqúh' fuf,i m%Yak j,ska fyïn;aj isá fjr<g meñKSu;a tys ksoyfia ks¾udKh lr tu uq,au ud, Tyq b;d id¾:l f,i fuu ;reKfhls' Tyqf.a Ôú; Tnfudn weú§u;a Tyqf.a lsysmh fjrf,a weú§ug tk jHdmdr folu mj;ajdf.k hk yerjqï ,CIHh jQfha ÿmam;alu Èkp¾hdfõ m%Odk wx.hla njg ldka;djkag fkdñf,a ,ndfok ,È' fï w;r;=r Tyq ud, yd ú/lshdjhs' tu w;sÿIalr m;aúh' kuq;a tl, Tyq Ôú;h ,È'miqjod fuu ldka;djka fuu jHdmdrfhka l%ufhka bj;aù

;;ajh u. yrjd .ekSug udlia .; lf<a udkisl l,lsÍfuks' ud, ;u lf¾ me<of.k bkaOk jHdmdrhg ;u ks¾udkYS,S yelshdj ukdj thg fya;=j kï Tyqg /lshdjla weú§ug weú;a isák nj ±l iïmQ¾Kfhkau fhduqúh' th fhdojd .kakd ,È' tu.ska wf;a fidhd .ekSug u.la fkdùuhs' udlia i;=gg m;aúh' fjk;a b;d iS>%fhka ÈhqKqfjoaÈ keõ i;hla fkdue;s ria;shdÿldr fujeks jd;djrKhla hgf;a ldka;djka ud, me,`o isá lsysmhlao ñ<§ f.k ;reKhl= ;u Ôú;h Tyq ±ä udkisl mSvkhlska ldka;djkaf.ka tu ud, ms<ssno wjidkfha b;d id¾:lj w;sid¾:l;ajhg;a wka whf.a ld,h .; lrk ,È' Tyq yels f;dr;=re úuik ,È' túg Tjqka jHdmdrh lrf.k hdug udlia Ôú; iqÅ; uqÈ; lsÍug;a muK /lshdj,g uykais jqj;a udlia foig w; È.=lr ;ukag iu;a úh'bvlv újr lf<ah' Tn;a bka lsisÿ M,hla isÿfkdúks' tajd Tyqf.ka ,enqk nj mjik bkslaì;s fuu jHdmdrh Tnf.a Ôú;h fjkialr .ekSfï Èkla Tyq uqyqÿ fjrf<a ksoyfia ,È' ta weiQ ldka;djka udlia

tx.,ka;hg muKla iSud yerjqï ,CIHh fidhkak' jydu weúof.k hk w;r;=r b;d fj; wjq;a ;ukago tnÿ ud, fkdlr fko¾,ka;h jeks tu yerjqï ,CIHh y÷kdf.k ,iaik uqyqÿ ismamslgq /ila ,nd.; yelsoehs úuik ,oafoa hqfrdamd rgj,go Ökh jeks tu udjf;a .uka lrkak' Tn fjrf<a ;ekska ;ek ;sfnkq Tyq oeä ´kElulskswdishd rgj,go ;u jHdmdrh Ôú;h w¿;a biõ fidhd .uka fk; .egqKs' wruqKlska f;drj

fujr udlia tu ldka;djkag cd;Hka;rj jHdma; lsÍug ;rï lrkjd fkdwkqudkh' Tn jqj Tyq tu ismamq lgq weysÈñka ud, fkdñf,a ,nd§ug bÈßm;a ;SlaIK fjf<| {dkhla Tyq Ôú;fha yerjqï ,CIHh Tnu fjrf<a fndfyda fõ,djla .; jQfha ke;' ula ksido h;a ;u ,enqfõ ksrka;rfhka ;u fidhdf.k rfÜ f,dalfha lf<ah' tfiau fuf,i tl;= ud,j,g fï jk úg b,a¨ula jHdmdrh ms<sn|j is;ñka th l;dnyg m;ajk whl= úug lr.;a uqyqÿ ismamslgq lSmh Tyq ks¾udKh ù we;s neõ jeä ÈhqKq lr.; yels ux ksjig hk úg /f.k hdugo wÈgka lr.kakq

ms<sn|j úuis,su;a jQ ksidh' udlia wu;l fkdlf<ah'udlia ieuqfj,a ku Tng kqyqre

tfia /f.k f.dia tu ismams lgq kqmqreÿ kula jqj;a Tyq j,ska l< yels foa fudkjd ±hs

02

Ôú;hgÔú;hgwre;lawre;la

ria;shdÿldrhl= fjf<| wêrdcHhl= l< ismamslgqjla'''ria;shdÿldrhl= fjf<| wêrdcHhl= l< ismamslgqjla'''ria;shdÿldrhl= fjf<| wêrdcHhl= l< ismamslgqjla'''ria;shdÿldrhl= fjf<| wêrdcHhl= l< ismamslgqjla'''

fkdokakd fohg lg oukjdg jvd ksyvj isàu fyd|h'

Page 3: w ÷ r ÿ r , k f i d ÷ r e f u f y j r 4 ldKavh - y;rjk l ... · 06 micro credit ixl,amh ms

03 2015 iema;eïn¾

oekaùuloekaùull;djlal;djla

igykuxcq, fyÜáwdrÉÑ

Èú u. ;rKh lrkg fjfyfik

ioackhska we; rgjg yeu;ek'''

Èú u. ;rKh lrkg fjfyfik

ioackhska we; rgjg yeu;ek'''

Èú u. ;rKh lrkg fjfyfik

ioackhska we; rgjg yeu;ek'''

Èú u. ;rKh lrkg fjfyfik

ioackhska we; rgjg yeu;ek'''

Èú u. ;rKh lrkg fjfyfik

ioackhska we; rgjg yeu;ek'''

lKav,u jeõ;djq,a,g m%pdrl wdh;kfha ks¾udK Èú u. ;rKh lrkg wrefKdaofha isyska ysre /ia bÕs wOHCIl udOj úl%uisxy uy;d fjfyfikurkakg mgka .;a;d muKss' tl÷ fj;gh' ó<Õ rEm.; lsÍï i|yd ioackhska we; rgjg yeu;ekfld<hl=ÿ fkdfid,ajd ;ju;a ksod o¾Yk ;,h ielfik w;r l,t<s jkakg ÈhqKg hkakg ks,dka l=f¾ w;ska b;d id¾:l isák .y fld< weÕue,s lvkafka jdrfha§ udOj ;u ks¾udKd;aul

iúu;a wm w; - fouq ch Tjqkg whqßka isÿ flreKd' .eñ kdo jiqmeáhdf.a WïnE y`vg wj,do ld¾hh ms<sn|j mejiSug fufia ;;amr ;syl ld,hlska fï rgdjka uqiq jqKq fjkiau ;df,a k.ñks' l¿ w÷r w;ßka ish y~ wjê lf<aah'mKsúvh wmg ±kaùug ke.sh hq;= ix.S; ixfhdackhla ks¾udKh jeiaishf.a ;k nqre,a,g w; hjk —fuf;la m%hsï .%dóka f,i jqKd' ta ioyd wms lsß f.dúfhl=" lrñka fïl .dhkd lf<a wñ, f.ú,sh ish ffoksl rdcldßh mj;ajdf.k .sh .%dóka iud.u ,dCId l¾udka;fha kshq;= jQjl=" ksoyi Èidkdhl' leurdlrKh wrUñka jeiaishf.ka lsßál fodjd tÉ' tka' î' nexl=j iuÕ taldnoaO ueá l¾udka;fha kshq;= jQjl=" ixialrK lghq;= ish,a, ialhs .ekSug hqyqiq¨ fjhs' tfia

tkagfÜkaÜukaÜys fodjd.;a lsßál ks¾udK Ys,amSkaf.a ;ud ika;l odhl;ajfhka tlu jdykh isÿjqKd' uu uq,ska jQ nhsisl,fha isxyf,ka ,sshmq miqmi ne|.;a msgm; øúv ieñhd ysre t<sh NdIdjg je§ ;rÕhg mßj¾;kh lf<a È,sfik msKssì÷ rfïIa msmqKq ;K m,ila Ikauq.kdoka' u;ska iSrejg fomd

;nñka wm bÈßhg ùu;a iuÕ ta meñfKhs' iud.fï kj fjki" lÜ''' lÜ'''' tljr wefik ks,dka kj Yla;sh" ms<sn|j ck;dj l=f¾f.a úOdkhg ish,a,kau ±kqj;a lsÍug iud.fï wjk;h' ;ju;a ysre weÕ ue,s l<uKdldr wOHCIl pñkao

m%Nd;a uy;dg wjYH jqKd' fu;=jla ld,hla mqrd ,xldfõ wd¾Ól w;ska mßmSä; ,CI

fudlo wmsg fï oekaùu isxy, øúv udOH foflkau lrkak isoaO jqKd' oUqq,a, iS.sßh wjg o¾Yk ;,j, ;uhs Èk folla mqrd fï rE.; lsÍï

isÿjqfKa' tÉ'tka'î .%dóka iud.fï l<ukdldr wOHCIl

m%Odk úOdhl ks,OdÍ pñkao lvk wrefKdaohl wm fï we`.¨ï l¾udka;fha kshq;= jQjl= m%Nd;a uy;df.a;a tÉ tka î isákafka lKav,u jeõ bjqf¾ tÉ' jYfhka pß; y;rla tla tla ixLHd; jQ ck;djla fj; uQ,H nexl=fõ wf<ú ikaksfõok tka' î' .%dóka kj;u m%pdrl flaIa;%hkaf.ka f;dardf.k Tjqka iyh ,nd foñka Tjqkaf.a jHdmdr l<ukdlre Wmq,a wêldÍ uy;d ±kaùu rE.; lrk o¾Yk b;d l=vdjg uy;a mßY%ufhka jeä ÈhqKqlr§ Tjqkaf.a Ôú; kÕd we;=¨ .%dóka ks,OdÍ uKav,fha;a ;,fhah' ckudOH Tiafia Tn fï jHdmdrh mj;ajdf.k hk wkaou;a isgqùug .%dóka iud.u .;a wëCIKh hgf;a fï ±kaùu b;d Èk j, wik olsk rEmdj,shl tÉ'tka'î .%dóka uQ,H Yla;sh wm%;sy; jEhu fï ±kaùu ;=<sska id¾:l f,i ks¾udKh lsÍug leurd.; lsÍfï tla wÈhrla tfia ,eîu;a iu. tu jHdmdr ÈhqKq bÈßm;a lsÍfï wNsfhda.hhs Tyq wmg yelsjqK˜' ksu fjoa§ fï ±kaùfï lr.kakd wkaou;a ±kaùfuka úiska ud fj; mejrefõ' fï ks¾udKd;aul l%shdj,sh ms<sn|j bÈßm;a l<d'f;audj rEm udOHhg ke.Su i|yd úuiSug uf.a úuiqï oEia fhduq

m<uqfjka ud w;ska ,shejqfka fukak uf.a msgm; rEm udOHhg kexùfï jQfha f¾âia wekaâ frdaâia fjf<|

fï ðx.,a tl ld¾h ialhs tkag¾fÜkaÜukaÜ ys

tÉ tka î .%dñka oekaùu ye¥ yeátÉ tka î .%dñka oekaùu ye¥ yeá

wd;au úYajdihg ´kEu fohla wdl¾Ykh lr.; yel'

/lshdjhs'' Ôú;hhs fifkyiska hdlrkwfmau Ôú;h ,shfjk fid÷re m;a brej''''fufyjr ,nk l,dmfha isg kjuq uqyqKqjrlska Tn foda;g''''

/lshdjhs'' Ôú;hhs fifkyiska hdlrkwfmau Ôú;h ,shfjk fid÷re m;a brej''''fufyjr ,nk l,dmfha isg kjuq uqyqKqjrlska Tn foda;g''''

Page 4: w ÷ r ÿ r , k f i d ÷ r e f u f y j r 4 ldKavh - y;rjk l ... · 06 micro credit ixl,amh ms

04

HNB.%dókaHNB.%dóka

r

2015 iema;eïn¾

rks,a m%idoam%dfoaYSh .KldêldÍ

kqjka l=udrYdLd l<ukdlre

ks,ka; l=udriyldr l<ukdlre

pQ,x. r;akmd,lafIa;% l<ukdlre

tÉ tka î .%dóka .,a.uqj YdLdfõ ks<OdÍ uvq,a,

m%dfoaYsh l<ukdlrewñ, fyar;am%dfoaYSh .KldêldÍrks,a m%idoa YdLd l<ukdlrekqjka l=udriyldr l<ukdlreks,ka; l=udruQ,H wxY m%Odksÿñkao iïm;a lafIa;% l<ukdlrepQ,x. r;akmd, .sKqï iydhlms%h,d,a pñkao m%§ma talkdhl wkqrdOd iurfldaka lafIa;% úOdhlkkaok ir;a Wmq,a frdays; ið;a o¾Yk udOj fm%aur;ak ksY,a ú¥Isl ksYdka; l=udr bIdka rKisxy i÷ka rdcmlaI b;=reï úOdhl

È,arelaI fm%aur;ak

ÿñkao iïm;auQ,H wxY m%Odks

wñ, fyar;am%dfoaYSh l<ukdlre

tÉ tka î .%dóka iud.fï .,a.uqj YdLdfõ ld¾h uKav,htÉ tka î .%dóka iud.fï .,a.uqj YdLdfõ ld¾h uKav,h

igyk - uxcq, m%Nd;a fyÜáwdrÉÑ

PdhdrEm - ,CIuka l=udr;=x.

wm wd u`.g mshú,s jQfha Tjqka fj;ska ,o wdYS¾jdohkah'''

wm wd u`.g mshú,s jQfha Tjqka fj;ska ,o wdYS¾jdohkah'''

ߧne¢ we,a, olajd;a uqo,a jYfhka wkqrdOmqr me;a;g hoaÈ remsh,a ;,dj .,akEj 335000uqo,la olajd;a"mq;a;,u mdf¾ ,nd§ug miq.sh rdcdx.kh hdh 15 ld,h ;=< wms olajd;a" l=reKE., lghq;= l<d'

wog jvd hym;a me;af;ka fmd,ams;s.u jQ fyg Èkla ;u olajd;a jQ m%foaY wdjrKh l=gqïNhg lrñka wfma uOHia:dk 122 Wodlr .ekSu la ia:dms; lr ;sfhkjd' fï iEu uOHia:dk yryd iq¿ jHdmdr .Dykshlf.au i|yd wm iud.fï

gg n; iemhQ Wodr tlu wfmalaIdj idudðl;ajh ,nd.kakd ñksiqkaf.a oyÈh l÷,ska jkafkah' ta idudðldjkayg Kh uqo,a iqfmdaIs; jeõ ne¢ rdcHfha me;=u ienEjla ,ndfokjd'

wdrïNl lvfodr .,a.uqj hehs Tjqkag tu jHdmdr mj;ajdf.k lr .kq msKsi lsjfyd;a tys jrola ke;ehs isf;a' hdug jf.au w¿;ska jHdmdr wdrïN ´kEu ÿlaL ft;sydisl hdmyqj rdcOdkshg lsÍug;a wjYH Kh myiqlï yd fodaukiaihla ú| wh;a" kQ;k Èia;%sla iSud kS¾Kfha§ Wmfoia ,nd§ug wm ie§ meye§ ord .ekSug l=reKE., Èia;%slalhg wh;a isákjd ' wo jk úg wfma Tjqka miqng .,a.uqj ;ju;a .%dóh iqkaor;ajh idudðldjka 2854 lg Kh myiqlï jkafka ke;' ta fkdkid /l.;a ck;djla fjfik ,nd § ;sfhkjd' Tjqkaf.a jHdmdr i|yd Tjqkag hï iYS%l ìï lvls' tjka ìulg ioyd ksl=;a lr we;s Kh uqo,a w;§ula" u. fuhska kj jirlg fmrd;=j isg m%udKh remsh,a ñ,shk 409 la' fmkaùula l< fiajh iok tÉ tka î .%dñka tÉ tka î .%dñka *skEkaia iud.u yelskï ta ,nk *skEkaia iud.fï .,a.uqj YdLdfõ u.ska yÿkajd§ we;s b;=reï l%u iy ffO¾hfhka hq. fufyjr w.ehqulg ,lalsÍug iajYla;s"wNs,dI"iy Bisf,daka hk Tjqka fndfyda fujr wmf.a YdLdjl j.;=. ;Srh fjkafjhs'

tÉ tka î .%dñka *skEkaia .,a.uqj YdLdfõ j. ú;a;s

iud.u úuik

wxl 349" wkqrdOmqr mdr"wmf.a

.,a.uqjms<si|r

ÿr# 0372253720l;dnyg

B fï,a tys YdLd

[email protected]<ukdlre

Kh l%u ish,a,;a wfma kqjka l=udr uy;d ish lgy`v

YdLdfjys l%shd;aulhs' ch.%yk <`.d lr .kakd njg wjÈlf<a fï whqßks'

idudðldjka f.a tÈfkod wjYH;d — tÉ tka î .%dñka *skEkaia iud.fï miq.sh jir myf<djl w;S;h ;=<

i|yd laIKslj ,ndfok —iyk YdLd ,ehsia;=fõ 40 jk ;ek ysñ wm ,enQ w;aoelSï j,ska ukdj

Kh ˜ Kh l%uh hgf;a wfma .,a.uqj YdLdj tÉ tka î .%dñka ;yjqre fõ' laIqø uQ,H lafIa;%fh

idudðldjkaf.a ¥ orejkaf. YdLd ,ehsia;=jg tlafjkafka 2006 m%uqLhd f,i wm wd .uka u`. ;=<

wOHdmksl wjYH;d tÈfkod úhoï jif¾ b|ka' tod b|ka wo wmg mshú,s jQfha ta ch.%dyS Èßh

wdÈhg hï ms<sirKla ùug wms fjk;=re f.ù .sh ld, mßÉfþoh mjq,a fj;ska ,o wdYS¾jdohkah'

lghq;= lrkjd' fï hgf;a miq.sh ;=< fï m%foaYfha mjq,a oi oyia fldf;l=;a uQ,H iud.ï ;snqKo

ld,h ;=< re#ñ# 47 uqo,la iyk .Kklg wmf.a fiajdj ,nd§ug Tjqkg— tÉ tka î .%dñka ˜iud.u

Kh jYfhka wms ,ndÿkakd' wmg yelsjqKd' .,a.uqj lshkafka —wfma .%dñka tl˜ jkafka;a tys

idudðldjkaf.a iy Tjqkaf.a mjqf,a ,xldfõ wks;a m%foaY tlal .;a;du ks<Odßka —wfma i¾,d ˜ jkafka;a

Woúh fjkqfjka i,id we;s lDIsld¾ñl keUqrejla iys; Tjqkaf.a yoj;a ;=< f<ka.;=j

idudðldj iy Kh wdrlaIK jHdmdr j,g uq,a ;ekla ,efnk Ôj;ajkakg — tÉ tka î .%dñka

wruqo, hgf;a urKdOdr iy jkaÈ m%foaYhla úÈyg y÷kajkak iud.ug yelsù we;s ksidhqmq¿jka'úfYaIfhka flduvq" jÜglald"nKavlald" uqx" lõms" jf.a fnda. j¾. nyq, jYfhka j.d lrk m%jk;djla fï m%foaYfha olskak mq¿jka' ta jf.au m%foaY jYfhka ta ta jHdmdr j,g iqúfYaIS;ajhla Wiq,k m%foaY;a olskak mq¿jka' úfYaIfhka .fvd,a j,x jf.a ueá wdY%S; ksIamdok j,g lef,a .u" md¿ .u" m%foaYh;a' ueo.u" ;Uq;af;a.u" y;= j.dj i|yd;a"lsß yrla md,kh iy flfi,a j.dj i|yd óTh m%foaYh;a" ldmÜ" fldyq" bo,a" meÿre" fldÜg wd§ ksYamdok j,g weyegqjej m%foaYh;a iqúfYaIS;ajhla Wiq,kjd'— tÉ tka î .%dñka *skEkaia iud.fï YdLdjla .,a.uqfj ia:dms; fjkafka 2006 wjqreoafoa' ta wrixjej by<" .,a.uqj lshk ,smskfha' 2013 È wms wxl 349"wkqrdOmqr mdr" .,a.uqj hk ,smskfha kj f.dvke.s,a,lg f.jeÿfKa wfma .kqfokq lrejkag fukau fufyhqï lghq;= j,g;a myiqjla fjkak ' .,a.uqj k.rfha b|ka .;a;du úYd, m%foaYhla mqrd me;sreKq idudðl ixLHdjla wo jk úg wfma uQ,H fiajdjka ,nd.ksñka isákjd' úfYaIfhka wfma uOHia:dk msysgqj,d ;sfhk m%foaY .;af;d;a .,a.uqj b|,d l=reKE., mdfr

- tÉ tka î .%dñka .,a.uqj YdLdj- tÉ tka î .%dñka .,a.uqj YdLdj

id¾:l;ajh mqreoaola lr .ekSu i|yd ìh ch .; hq;= fõ'

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05 2015 iema;eïn¾

ch geU wìhi

ch geU wìhi

ueo.u iy ;Uq;af;a.u m%foaYhka fjkaflfrk iSudjg udhsïj msysgd we;s md,ug Tífnka msysgd we;s lvfm< tu.ska hk tkakjqka fudfyd;lg fmdfrd;a;= lrkakg iu;a fjhs' tu lvfmf<a wxl 116 lv ,E,af,a ysñldßksh u,aldka;s fïßhka mSßia kï jkakSh'fï tÉ tka î .%dñka iud.u yd ne÷Kq {d;S;ajh .ek weh wm yd lS oEhsuu fï m<;=re lfâ mgka .kak l,ska lf<a y;= j.dj' ;ju;a ta jHdmdrh lrk w;r ;uhs fï lfâ;a lrf.k hkafka' uu .%dñka iud.ug iïnkaO jqfKa 2006 b|ka ' .f,afj, YdLdj ;=kafjkshg mgka .;a;= ueo.u uOHia:dkfha uOHia:dk kdhsldj úÈyg uu lghq;= lrkjd' jHdmdrh lrf.k hoaÈ uqo,a wjYH;d we;sjqKq iEu fj,djlu wmsg yeuodu msysgg bkafka tÉ tka î .%dñka iud.uhs'fï iud.fï i;s jdßl l%uhg uu yq`.la leu;shs' fudlo wmsg we`.g jeä nrla ke;sj Kh uqo, f.jdf.k hkak mq¿jka ksid'u,aldka;s fïßhka mSßiaueo.u" uy.,alvj,

uu ne|,d fuydg tkak l,ska b|,u uy;a;hd thdf.a /lshdj úÈyg lf<a fydag,a riaidj' ta;a ta jHdmdrh ál l,lska wvd, jqKd hï hï m%Yak u;' Th w;f¾ 2006 wjqreoafo uu .%dñka iud.ug iïnkaO jqKd' tafla m%Odk wruqK jqfKa ì| jegqKq jHdmdrh wdmyq ;snqKq ;;ajhg .kak wjYH uQ,H Yla;sh j¾Okh lr .ekSuhs' we;a;gu wfma wdmiq ke.sàfï Yla;sh jqfKa .%dñka iud.u lsõfjd;a jvd;a ksjerÈhs' oeka uu bkafka ,laI fofla Kh uqof,a' wUkafmd, gjqka tflau ;sfhk iqñysß fydag,h jf.au wo fjoaÈ ug iS'ã'wf<ú ie,la iy f,d;/hs wf<ú ie,la ;sfhkjd' Bg wu;rj ;%Sú,a folla wms yok fIdaÜ BÜia j¾. k.rfha ;eka lsysmhl wf<ú lsÍu i|yd fhdoj,d ;sfhkjd' fï jHdmdr mgka .kak uq, b|,u ug Woõ lf<a tÉ tka î .%dñka iud.uhs' fï fjoaÈ uu wUkafmd< .%dñka uOHia:dk kdhsldj úÈyg;a lghq;= lrkafka ud ;=< fï wdh;kh ms<sn|j ;sfhk f.!rjh ksiduhs' -ta tï fla ueKsflaiqñysß fydag,h wUkafmd<'

wfma wdmiq ke.sàfï Yla;sh jqfKa .%dñka iud.u lsõfjd;a jvd;a ksjerÈhs'wfma wdmiq ke.sàfï Yla;sh jqfKa .%dñka iud.u lsõfjd;a jvd;a ksjerÈhs'

uu .%dñka idudðldjla jqfKa jHdmdrh ia:djr uÜgulg f.akakhs'''' uu .%dñka idudðldjla jqfKa jHdmdrh ia:djr uÜgulg f.akakhs'''' mmvï wfma iqúfYaIS wdydr fõ,l wksjd¾h wx.hla fkdjqfKd;a ta l,d;=rlska' mmvï ksYamdokh mmvï lk tl ;rï myiq yd rij;a tlla fkdjqK;a l%uj;aj tlsfkl yd ne÷Kq wjia:d lsysmhla wjidkfha rij;a mmvï ksmofjk whqre wmg oel.; yels jQfha mS'Ô' foaúld pdkaokS f.a mmvï ksYamdokd.drh ;=<§hs'fniaÜ mmvï' ta wef.a mmvï ksYamdok kduh' ksis m%ñ;Skag wkqj ilid .kakd msá ñY%kh kshñ; yevfhka iy m%udKfhka ilia lsÍu tla;rd l,djlg wkqj isÿfjkakelehs ta foi n,d isákd ldyg jqj fmkS hkakla' mmvï ksYamdokfha wjika wÈhr jQ wõfõ uo fõ,djla úh,d .ekSu i|yd foaúld uo bisUqjla ,o weis,a,l wms wef.a jHdmdrh .ek wef.ka úuiSula l<d' —uu fï jHdmdrh lrkafka wjqreÿ kjhl fjf,a b|ka' uq,ska wms fokakd tl;= fj,d lrmq fï jHdmdrh áflka ál ÈhqKq lr .kak wmsg jqjukd jqKd'óg wjqreÿ y;rlg l,ska uu .%dñka idudðldjla jqfKa wfma jHdmdrh ;j;a ia:djr uÜgulg f.akak ´k lshk is;=ú,a,;a tlalhs' re 25000$ Kh uqo,ska mgka wrka ,laI fol olajd Kh uqo,a fï fjkfldg uu wrka ;sfhkjd' wms yok mmvï j,g fyd| b,a¨ula ;snqK;a wmsg m%Odku n,mdk m%Yakh fj,d ;sfhkafka b,a,k m%udKhg iemhqï lrkak ;rï m%udKj;a fiajl msßila fkdisàuhs' ta fldfydu jqK;a wfma jHdmdrh fï uÜgug f.akak wmsg tÉ tka î .%dñka iud.fuka ,enqKq w;aje, kï b;d úYsIaGhs˜mS'Ô' fÈúld pdkaokS.kka.uqj" ó.,Ej'

.%dñka iud.u wms ms<sn|j ;nd we;s úYajdih ta whqßkau iqrlsk tl wfma j.lSula'''''.%dñka iud.u wms ms<sn|j ;nd we;s úYajdih ta whqßkau iqrlsk tl wfma j.lSula'''''iqmsß fjf<| ie,aj, iqm%isoaO fjf<| kduhla hgf;a wf<úhg ;nd we;s ólsß i|yd yÜá ksmojkq ,nk Èßh ldka;djla wmg yuqjQfha .,a.uqj ymql=Uqr m%foaYfhks' Tjqka úiskau ;kd .;a iy fjf<|fmdf<ka ñ<§ .;a hka;% lsysmhl wdOdrfhka m%udKhka lsysmhlska hq;a lsß yÜá Tjqka úiska ksmojkq ,nhs' Èklg lsß yÜá 2500 muK ksIamdokh lsÍfï yelshdjlska hq;a l=uqÿkS chfldäf.a jHdmdßl ia:dkhg wm mshk.k fudfydf;ao weh isáfha lsß yÜá ksmoùfï ld¾fha kshq;= jQjka iu`. tlaù wjYH lghq;= iïmdokh lrñks'—uu .%dñka f,daka wjia:d yh y;l§u wrka tajd kshñ; mßÈ f.j,d ;sfhkjd'uu ljodj;a f,dl=u Kh uqo,a j,g .syska keye'wjYH m%udKhg wjYH Kh uqo, wrka ta Kh uqo, yßhg f.jkjd' tÉ tka î .%dñka iud.u idudðldjka jQ wms ms<sn|j f,dl= úYajdihla ;sh,d ;sfhkjd ta úYajdih ta whqßkau iqrlsk tl wfma j.lSula lsh,hs uu ys;kafka' ud <`. oekg yh fofkla ú;r jev lrkjd' iud.ulska wfma lsß yÜá ñ<§ .kak ksid wmsg wf<úh ms<sn| .eg¿jla keye'udfilg wms lsß yÜá 40000 g jvd ksYamdokh lrkjd'wmsg fï ;ekg tkakg u`. mEÿfõ .%dñka Kh l%uh lshk tl uu isysm;a lrkafka .,a.uqj .%dñka YdLdfõ wfma i¾,g ia;+;sjka; fjk .ukqhs'˜l=uqÿkS chfldäymql=Uqr" .,a.uqj

tÉ tka î .%dñka iud.fï i;s jdßl l%uhg uu yq`.la leu;shs''''tÉ tka î .%dñka iud.fï i;s jdßl l%uhg uu yq`.la leu;shs''''

ñksidg m;aúh yels Wiiau ;;ajh fumuKhehs lsj fkdyelsh'

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06

micro credit ixl,amh ms<sn| ir, lsheùula

tÉ tka î .%dóka *skEkaia iud.fïl<uKdldr wOHCIl $ m%Odk úOdhl ks<Odß

pñkao m%Nd;a uy;d iu.l< idlÉPdjla weiqßks'

2015 iema;eïn¾

j

b,lal.; lKavdhug ksis mßÈ mKsúvh

iïfm%aYkh ùo hkak tljr

wjfndaOlr.ekSu wmyiqh';u uQ,H wdh;kh u`.ska ,ndfok Kh uqo, ms<sn|j .kqfokqlrejka oekqj;a lsÍu iy t;=<ska Kh b,a¨ïlrejka fj;ska Bg b,a¨ula we;slsÍu fu;=<ska n,dfmdfrd;a;=

ta ta lafIa;% jYfhka f;dardf.k wod, fõ' Kh uqo, ,ndfok b,lal .; iuQyhg lrkq ,nk oekqj;alsÍï ;=<ska lKavdhu" Kh iSudj" fmd,S isÿlrkq ,nk m%j¾Okhka óg wh;ah 'fuysÈ m%;sY;h"imqrd,sh hq;= iqÿiqlï" wdÈh f.dúuy;=ka " ëjr m%cdj" jeks b,lal.; ms<sn|j iúia;rd;aulj fy<slrñka iuQyh Rcquj oekqj;a lrkq ,nhs'.kqfokqlre oekqj;a lsÍu iy ta i|yd

fmd<Ujd,Su m%j¾Ok jevigyka u`.ska isÿfõ' tysÈ b,lal.; lKavdhu ksjerÈj y÷kd.ekSu iy Tjqkag mKsúvh ia:dk.; l< yels ksjerÈ m%j¾Ok úêl%uh

úYajdiodhs .kqfokqlrejka u`.ska y÷kd.kq y÷kd.ekSu b;d jeo.;a jkafka m%j¾Ok ,nk mqoa.,hka fj; ;u Kh ie,iqï ld¾hhka i|yd wêl uqo,la jeh lsÍug y÷kajd§ Tjqkaj ;u .kqfokq lrejka njg isÿùu iy th b,lal.; lKavdhug ksis m;alr .ekSu fuu m%j¾Ok l%ufõofha f,i ia:dk.; lsÍug fkdyelsùu ld,h yd Ndú; Wml%uh fõ'uqo,a kslrefKa jeh ùula jk fyhsks' ta

wkqj ta ta Kh j¾. j,g wkql+, jk f,i fhdod.; yels Kh m%j¾Ok úêl%u

¾;udk iudc rgdj ;=< Kh lsysmhls'wms tajd fufia y÷kd.ksuq'

.ekSu hkak mq¿,a f,i m%p,s;j we;af;a Kh uqo,la fkd.;af;l=

;u b,lal .; lKavdhu iu`. Rcqju fidhd.; fkdyels ;rug m;afjñks' fï

iïnkaO ù lghq;=lrk jHdmdßl wdh;k ksidu Kh .ekSug yels fyd|u ;eka Kh j¾.h u`.ska Rcqju b,lal.; lrk Tiafia ,nd.kakd Tjqkaf.a .kqfokqlrejka fidhd .ekSug Kh b,a¨ï lrejka msßi yÿkdf.k Tjqka w;rg f.dia lrkq ms<sn| jQ o;a; weiqfrka isÿlrk m%j¾Ok fjfyfioa§ ;u wdh;ksl m%;sm;a;s iy ,nk m%j¾Ok ld¾hhka fï hg;g .efka' lghq;=' ksoiqkla f,i fr.=,dis u; olajf;d;a fmdfydr msysgñka jeäfjñka ksYamdok iud.ula mj;sk Kh b,a¨u u`.ska Tjqkaf.a imqrd,Sug uQ,H wdh;kh yd .kqfokq iud.ïo ;r.hlg lrkq ,nk wj;S¾K ù ys¢kq f.dúuy;=ka ms<sn| oelsh yels f;dr;=re ,ndf.k tu ;;ajhls'ta wkqj Kh f.dúuy;=kag Kh .ekSu iy Kh §u uqo,a ,nd§u i|yd ;r.ldÍ uqyqKqjrla m%j¾Ok jevigykla f.k we;ehs lsisjl= ie,iqï lsÍu' fï ;¾l l<fyd;a tyso ;=<ska wod, jrola ke;' f.dúuy;=kaf.a l%h

Yla;sh by, hk jeä jYfhka Kh neúka ;u ksYamdok ,nd§ug lghq;= f.dùkag myiqfjka lrk w;ru wf<ú l< yelsùfï

,ndfok Kh uqo,a jdish wod, fmdfydr

ksis whqßka kej; ksYamdok iud.ug

whlr .ekSug ,efí'

m%fõYï ùuo uQ,H fufia isÿlrkq ,nk wdh;k uqyqK fok m%pdrKd;aul Wml%uhka m%Odk;u Ndú;fhka y÷kd.kq wNsfhda.hls'tysÈ ,nk msßia ;u Kh ;uka Kh ,ndfok .kqfokqlrejd

wheÿï lrejka njg m;alr .ekSfï§ wod, M,odhS .kqfokqlrejl=o keoao hkak Kh ksl=;a lrkq ,nk uQ,H wdh;kh iy f;dard.ekSfï .eg¿j uq,H wdh;k tys Kh Ndr ks<OdÍka úiska wkq.ukh wNsuqj fjhs' fufia .kqfokqlre úoHq;a iy uqøs; udOH Wmfhda.S lrf.k l<hq;= iy úuid ne,sh hq;= lreKq lrkq ,nk m%j¾Okd;aul jevigyka fï yÿkd.ekSu Kh úYaf,aIKfha tl rdYshla fjhs' ta ms<sn|j wms ,nk hg;g .efka' fuh úhoï wêl jk fldgils' tys j.lSu mejfrkqfha l,dmfhka lshjuq'm%pdrKd;aul Wml%uhla jk w;r KhNdr ks<Odßhdgh'

Kh m%j¾Okh iy Kh b,a¨ïlre y÷kd .ekSu

iuQy m%j¾Ok jevigyka

(Cluster Promotion)

.kqfokqlrejka u`.ska isÿlrkq ,nk m%j¾Okh

(Client to Client Promotion)

jHdmdrsl wdh;k weiqfrka isÿlrkq ,nk m%j¾Okh

(Business to Client Promotion)Rcq m%j¾Ok jevigyka

(Direct Promotion)

jl%dldrfhka isÿlrkq ,nk m%j¾Ok jevigyka

(Indirect Promotion)

Kh m%j¾Okh iy Kh wheÿï m;%hKh m%j¾Okh iy Kh wheÿï m;%hKh m%j¾Okh iy Kh wheÿï m;%hKh m%j¾Okh iy Kh wheÿï m;%h

1 fldgi

iaNdjoyfï kS;s W,a,x.kh fkdlr" ñksid csj;aùug mqreÿ mqyqKq úh hq;=h'

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2015 iema;eïn¾

igykuxcq, m%Nd;a fyÜáwdrÉÑPdhd - ,CIuka l=udr;=x.

ie07

- ksYdka;s iuqød l=udß" tÉ tka î .%dñka" .,a.uqj YdLdj

wfma Ôú;h

fjkiau u.lg

fhduq lf<a

yß wyUq isoaêhla'''

ñhd iy Tyqf.a fiajlhska úiska ;snqKd' uy;a;h;a tal f.or idokq ,nk u,a fmdaÉÑ isfuka;s wrka weú;a me;a;lg od,d ál mqgqfiÜ" .%s,a jeg" lïì lKq" ojila ;snqKd' tl ojila

fjda,a ghs,a wd§ isfuka;s weiqßka ksmofjk uy;a;hgu ys;s,d kslug jf.a ksYamdokhkaf.ka f.j;af;ys tla me;a;lau talg isfuka;s je,s álla od,d msÍ we;' ÈhKshka fofokd úiska isfuka;s .S%,a lKq õiaila ú;r yeÿjd' ta mqgqjl wekaou; wÈkq ,nk gqúá n¾â yomqjd f.a biairyd od,d ;sfhoa§ rEmfhys j¾K .ekaùu fndfyda úg isÿjkafka wy< my< flfkla tA .S%,a lKqjla ìß| w;sks' mjqf,a ish,a,kaf.a tluq;=fjka re'60 .dfk wfmka i,a,s j,g wr ìysjQ fuu fidÿre jevm< " —mshqñ fldkalS%Ü .;a;d' Th 1990 È ú;r' fïl j¾laia˜ " kï jk nj f.d¿ niska wmg lshd jHdmdrhla úÈyg lrk is;=ú,a, wfma mEfõ Tjqkaf.a jevìu bÈßfhys iúlr ;snQ ys;g we;=,a jqfKa Th isoaêh;a tlal' ta fndaâ ,E,a, úisks' j;a; mqrd úisÍ ;snqKq úúO .uk wms u,a fmdÉÑ wÉpq lsysmhl=;a

±k.kakg ,enqkd .,a.uqfõ .%dóka YdLdjla fldkalS%Ü ksIamdok w;r weúo hñkao tajdfhys ñ,g wrf.k isfuka;s u,a fmdÉÑ" îr¿ <Õ§u mgka .kakjd lshk wdrxÑh' 2007§ yevrej msßlaiñkao je,s isfuka;s fldkalS%Ü yokak mgka .;a;d' uy;a;hd ;S%ù,¾ tlla .,a.uqj YdLdj u.ska udl,dfka wdrïN lrmq .,a w;r f.fjk Tjqkaf.a Ôú;hg miqìu yh¾ lrmq ksid uq,È ta jefâ jeämqr flrefj uOHia:dkfha uq,au idudðldj jqfKa uu' uf.a ieliQ ld,fha je,s ;,dfjka jeiS .sh w;S;hl uf.a w;ska' ;S%ù,¾ yh¾ ÿj,d f.or weõ;a jHdmdrh i|yd uq,skau uu re' 10"000$-l Kh u;l uxfm;a fidhdhkakg fï Èßh wUqieñ uy ? fjkl,a uy;a;h;a u,a fmdÉÑ" îr¿ uqo,la ,nd .;a;d' t;ek b|ka remsh,a hqj,g wms werhqï lf<uq' wmf.a werhqug yeÿjd' ta yomqjd wms f.a biairy mdr whsfka 15"000$-" re' 25"000$- jf.a Kh uqo,a m%;spdr olajñka ksYdka;s iuqød l=udß wef.a ;sh,d úlsKqjd' áflka ál fï úÈyg jHdmdrh

,nd.;a;d ta fiaru Kh uqo,a Ôú;h fufia wr.;af;a jHdmdrfha lghq;= wm yuqfõ

j,g'újr l<dh'

wo fjoa§ fldkal%SÜ —uf.a .u ksYamdok jevm<j,a fmd;=jej" yeu;eku ksid biair ifydaor ;rï f,aisfhka fï ifydaoßhka jHdmdfr lrf.k hkak y;r fofkla

nE' ta;a bkak mjq,l w¿;a w¿;a uu fojeks ksYamdok orejd' nÿ,a, y÷kajdfoñhQ'î ka ta jkakskdhl

;rf.g uqyqK fokak wms cd;sl mdif,a Wiia fm< ks;ru W;aidy lrkjd' fjkl,a bf.kf.k mdif,ka ÈhqKq lr.kak wmsg mq¿jka jqKd' bka miafi

wms w¨;skau ksYamdokh lrmq fjda,aghs,a tl whska jqKdd' uu újdy jqfka 89§' újdyfhka wms jevg fo;=ka fofkla wr.;a;d' ta fjoaÈ talg tla ksoiqkla' wo fjoa§ wmg ;j;a miafia wmsg bkak ysákak yßyuka ;ekla ;j;a fldkalS%Ü ksIamdok .Kkdjla wms fiajlhska lsysm fofkl=g /lshd wjia:d ;snqfka kE' uuhs uy;a;hhs okak lshk whf. ksIamdokh lrkak mgka .;a;d' fldkalS%Ü ,nd§ug mq¿jka fj,d ;sfhkafk;a wfma {d;Skaf. f.j,a j, wjqreoaol ld,hla jegj,a" je/kavd lKq" .S%,a äihska" WoHdk orejka úYaj úoHd,hg hj,d W.kajkak ;ekska ;ekg hñka Ôj;a jqKd' uy;a;hd lf,a mqgqfiÜ fï jf.a fldkalS%Ü ksIamdok .Kkdjla yelshdj ,eì,d ;sfhkafk;a fï jHdmdrh v%ehsúka riaidj' uy;a;hf.a wïuf.ka ,enqKq wms ksIamdokh l<d' ta yomqjd wms .,akEj" ;=<ska f.dvke.=Kq id¾:l;ajh ksihs' fï bvul f.a lE,a,la yodf.k mÈxÑhg hkak rdcdx.kh jf.a m<d;a j,g wrka .syska wf<ú lghq;= id¾:lj lrf.k hkak tÉ tka î wms ;SrKh lf<a Th w;r;=f¾§hs' ta is;sú,a, l<d' wms ELF f,dßhla wr.;a;dhska ta .%dñka iud.fï .,a.uqj YdLdfõ l%shd;aul lrñka wms bvfï tl ldurhla lghq;a; ;j ÿrg;a myiq jqKd l<ukdldr;=ud iy wfma uOHia:dk Ndr tlal f.hla yod.;a;d' ld,h f.ú,d hoa§

fï jHdmdrh fï úÈyg lrf.k hoaÈ ojila ks<OdÍ;=uka,f.ka ,efnk iyfhda.h iy tl ojila wfma Ôú;h rEmjdyskS kd,sldjl .shd .%dñka iud.u .ek WmfoaYl;ajh wmsg b;du jákjd' ta jf.au fjkiau u.lg fhduq m%pdrd;aul jevigykla' taflka lshjqfKa .%dñka iud.fï iNdm;s;=uka we;=¿ ish¿u lrk tl isoaêhla ;UQ;af;a.u m%foaYfha .%dóka YdLdjla .ek ld¾hh uKav,hg wms ia;+;sjka; fjkafk wms jqkd'f;dr;=re' ta úia;r n,mq ug ys;=kd wfma jf.a ;j oi oyia .Kkla jQ wd¾Ól Yla;shla

uy;a;hf.a hd¿fjla m<d;g;a .%dóka YdLdjla ;snqkdkï fldhs;rï ke;s" uQ,H Yla;shla ke;s msßia fj;g uQ,H thd .dj ;snqKq fyd|o lsh,d' uu m%Odk ld¾hd,hg f*daka Yla;sh yd ffO¾h ,nd§,d Tjqkaf.a Ôú; îr¿ wÉpqjla lr,d weyqjd .%dóka YdLdjla .,a.uqj iuDoaêu;a lrkakg ,efíjd hk wdYs¾jdoh;a uy;a;hg §,d m%foaYfha mgka .kakjdo lsh,d' t;k§ ug tlalhs'q

Tfí wdl,am Tfí ixl,amhhs'

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08

Tn Tn uuuu

^fkd&okak ^fkd&okak 2015 iema;eïn¾

fifrmamqjl=hs im;a;=jl=hs odf.k fmd,sisfha l%uhg T*Sia wdmq ojila''''

fifrmamqjl=hs im;a;=jl=hs odf.k fmd,sisfha l%uhg T*Sia wdmq ojila''''

fifrmamqjl=hs im;a;=jl=hs odf.k fmd,sisfha l%uhg T*Sia wdmq ojila''''

fifrmamqjl=hs im;a;=jl=hs odf.k fmd,sisfha l%uhg T*Sia wdmq ojila''''

mdie,a ld,fha§ f,dl= jqKdu fjkak ys;ka ysáfha #-

.%dñka Ôúf;a wu;l fkdjk isoaêh #-

iïmQ¾k ku #-

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mdie,a ld,fha Tfí m%sh;u mdie, #-

uq,au fcdí tl fydhd.kak úkao ÿl #-

úIh #-w;S;hg hdug jrula ,enqfkd;a cSúf;a jvd;au i;=gg m;ajqKq Tn f;dard.kakd Ôúf;a fyd|u Èkh iy ÿlg m;ajqKq Èkh#-ld,h iy Bg fya;=j #-

l%Svdj #-

lsh,d weyeõjd' uu;a leue;s jqKd'uu .%dñka

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wfma lf<a' ta ksidu fjkak

;d;a;d fmd,sisfha ksid we;s fmd,sish .ek

we;a;gu wfma f.or;a uf.a ysf;a leue;a;la

;snqfK fmd,sisfha u we;sjqfKa' wksl uf.a

jgmsgdjla' lEu uiaiskhs wlalhs ;j

îu mjd kS;shg' udud flfkl=hs

tl .ukla isoïnrms,af,hs fmd,sisfha jev l<d'fldákau wfma uf.a ll=f,a frdIdka f.oru fmd,sishla jf.a ;uhs' ;=jd,hla

uu SI bkag¾ùõ .shd' Th w;f¾ yeÈ,d

1981'03'26 wdKavqj fjkia jqKd' wfma m;aùï im;a;=

mrlal= jqKd' Tfydu bkak w;f¾ odkak nE'

uu hd¿fj,d ysáh Girl uu uu mdie,a follg .shd' uu fmd,sishg hkjg leue;s jqfKa tlla jjqkshdfõ rïnhsl=,ï fifrmamq kE' wka;sfï§ thdf.a leue;a;g nd,sld úoHd,h' tafla msßñ folla bv§,d uu fjk fcdí tlla <uhskag hkak mq¿jka 5 mx;shg odf.k fydhd .;a;d'ú;rhs' ta ksid 6 mx;sfha b|ka T*Sia hkak

.sfha jjqkshdfõ fou< uOH uyd yeÿjdu úoHd,hg' Wiiafm< fjk ;=re ;d;a;d fcdí tlla fydhd .kak bf.k .;af;a ta mdief,a' fï talg tfyug lÜgla lkak jqfKa kE' mdie,a foflka fou< uOH uyd iïmQ¾Kfhkau 2000 Wiiafm< lr,d bkaoeoaÈ úoHd,fha bf.k .;a;= ld,hg úreoaO ud¾. ixj¾Ok wêldßfha uu jvd;a leu;shs' ta ldf,a jqKd' mj;ajmq úNd.hlg fmkS ysg,d l%sslÜ"*qÜ fnda,a jf.a l%Svdjkag fifrmamq taflka mdia fj,d RDA tfla uu iyNd.S jqKd' idys;H iñ;s od,d T*Sia

Ôúf;a i;=gqu wdÈfh;a l%shdldÍ oji' tod Wfoa idudðlfhla jhs*ag yq`.la jqKd' f.oßka wudre jqKd' ta ;snqKq oeä .uk ;uhs wms n,mEu ksid ug thdj bf.k .kak fydiamsÜ,a me;a;g yq`.lau iyldr .KldêldÍjrfhla hkafk kE lsh,d' wka;sfï§ uu

f.ksÉfp' t;ekÈ oek.kak nr odkak isoaO jqKd' ta ksidu úÈyg lghq;= lrkak ug fmd,sisfha l%uhg ;uhs T*Sia ,enqKd jhs*ag fm%I¾ jeä fj,d Wiiafm< úNd.hg uu yq`.la wjia:djla ,enqKd' tafla jev .sfha';=jdf, ;sfhk ll=,g lsh,d' orejf.a Ôúf;a Iqj¾ ke;s uykais jqKd' ,l=Kq fol ;=klska lrlr bkak w;f¾ iuyr fifrmamqjla odf.k wks;a ll=,g ;;aajhl=hs ;snqfK' Ôúf;a f,dl=u uf.a úYaj úoHd, isyskh fikiqrdod ojia j,g uu .%dñka im;a;=jla odf.k' fï úÈyg n,dfmdfrd;a;=j ì| jefÜh lshk fnd|jqk;a m<fjks mdru úNdf. we|f.k ghs tll=;a odf.k uu jjqkshd n%dkaÉ tlg hkjd uf.a ÿl tod uu úkaod' ta;a foúfhd f.dv od.kak .;a;= uykaish T*Sia .shdu T*Sia tfla yefudau hd¿fjla ysáhd ,skaf.aIa lsh,d n,,d jf.a isfiaßhka ie;alulska ksidu uu wdmyq mdrla úNdf. wuq;=u if;la Èyd n,kjd jf.a thdg tljqkaÜia yokak Woõ wïujhs mq;djhs fír,d fokak .kak ys;=fj kE' ud Èyd n,kak mgka .;a;d' kslx lrkak' ta .sh tl ojil .%dñka fvdlag¾ia,g mq¿jka jqKd'fcdal¾ flfkla jf.a' fyâ T*Sia tfla ks<OdÍka j.hla .KldêlrKh' uq,a ldf,a

wdjd n%dkaÉ tlg' udj oel,d fï b|,u uu .Ks; úIhkag ljqo lsh,d ,skaf.aIa f.ka leue;a;la oelajQjd' wms weyeõjd' thd udj y÷kaj,d wks;a ne|,d wjqreoaolg miafi ;uhs l%slÜ' l%Svd iudchlg ÿkakd' uf.a úia;r wy,d .%dñka whg jf.a uf.a mdie,a ld,h wmsg mqf;la yïn jqfKa' 2011 ne¢,d ld,hla uu l%slÜ l%Svd tlg iïnkaO fjkak leue;so iqkaor tlla jqfKa kE' biafldaf,iema;eïn¾ 14 tod ;uhs uf.a l<d'

isoïnrms,af,hs frdIdka m%dfoaYSh .KldêldÍ

isoïnrms,af,hs frdIdka m%dfoaYSh .KldêldÍ

n,hg" Yla;sh g ffjr lsÍu" B¾IHd lsÍu wdÈjdiS ckhdf.a fkdÈhqKq ufkdaNdjhls'

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09 2015 iema;eïn¾

HNB .%dñka HNB .%dñka

iajYla;siajYla;s .,a.uqfõ wrixjej by< miqlrf.k hk ldyg jqj iqð;a f.a t<j¿ lvh iy ud¿ fjf<| ie, wd.ka;=l ;ekla fkdfõ'jir lsysmhl isg mj;ajdf.k tk Tyqf.a jHdmdrh uQ,Huh ÿIalr;djlg uqyqK ÿka fudfydf;a iqð;a blauka myiq Kh uqo,la ,nd.ekSu i|yd f;dard .;af;a tÉ tka î .%dñka iud.u u`.ska jHdmdßlhska i|ydu y÷kajd§ we;s iajYla;s Kh l%uhhs'

—iq¿ jHdmdßlhska jQ wmg ld,h b;d jeo.;a' meh lsysmhlg yß w;HdjYH ldrKhlg jqK;a ria;shdÿ fjkak jqfKd;a tal wfma jHdmdrhg mdvqjla' jHdmdrhlÈ uqo,a Wjukdjka we;s fjkafk ys;kafk ke;s fj,djg' tfyu fj,d nexl=jlska Khla .kak .shdu wem j;alï bÈßm;a lr,d ,shlshú,s ndr§,d i;s .Kka ria;shdÿ fjú n,d bkak fjkjd' uu tÉ tka î .%dñka iajYla;s Kh l%uh iu`. iïnkaO jqfKa tal b;du blauka myiq Kh l%uhla ksihs' fï l%ufhÈ tl w;lska wms fkdoekqj;aju b;=relsÍulg;a fm<fUkjd'tal;a jdishla' Kh wdmiq wh lr.kak wdh;kfha ks<OdÍ uy;ajre wms <`.gu tk yskaod ria;shdÿ fjkak wjYH fjkafk;a kE˜

ta' iqð;a m%Ydka; - wrixjej by<" .,a.uqj

—Kh wdmiq f.jkak ria;shdÿ fjkak wjYH fjkafk;a kE˜—Kh wdmiq f.jkak ria;shdÿ fjkak wjYH fjkafk;a kE˜

;udg b,lalhla ;sìh hq;= w;r tu b,lalhg hEug ie,iqulao ;sìh hq;=fõ'

igykuxcq, fyÜáwdrÉÑ

hkak f.or weú;a mdvï lrkak f.kshkak udj fhduq lf<a weh' ldf,È l%hsisia tl toaÈ wms nekao mx;s hkak' yji yhg l,ska we;a;gu thd W;aidyjka; w¿;' jegqma lmd yer,d" wdh;kh f.or tkak jf.a tlu rduqjlg ldka;djla' wia:djr ;;ajhlg m;afj,d wmsg fldgq fjÉp ysrfjÉp Ôú;hla yq`.la m%Yak j,g uqyqK fokak tal'uu jvd;a leu;s 2001-2009 jqKq ld,hla ta' tfyu ;sfhoaÈ ug Wiiafm< lr,d w;r .; jqKq ld,hg' uu ;kshu fi,dka nexl=fõ uq,;sõ n%dkaÉ 2001 wjqreoafo uu fldïmshqg¾ ;SrK wrka ksoyfia Ôú;h úkao tfla weisiagkaÜ uefkac¾ ;k;=rg fikag¾ tll .=rejrfhla úÈyg ld,h tal' hkak wjia:djla ,enqKd' ta;a uu jev l<d' ta ldf,È uu .ek

.%dñka tl od,d .sfha kE'tod ta Wkkaÿ jqKq .¾,a flfklaf.ka ug

.;a;= ;SrKh ksid ug tÉ tka î fhdackdjla wdjd'thd fckks' thd ;d;a;d'

.%dñka jf.a ia:djr uQ,H iud.ul ;uhs oeka uf.a ìß|thd yq`.la kS;s Í;s od,d wmsj fï jf.a ;k;=rlg tkak yelshdj

yeÿj;a" fj,djg jev ,enqKd'

lrkak'úkhla we;sj Ôj;a fjkak uu ;rula wúfõls ta' wd¾' uu bf.k .;af; ;d;a;f.ka 2010 mqoa.,fhla' m%dfoaYslhla Ndr

ryqudkawjqreoafo ;d;a;d ke;s fjoaÈ thska .KldêldÍjrfhla úÈyg ug miafi Ôj;a fjkafk fldfyduo YdLd lsysmhla n,kak isoaO tl .S;hla lsh,d kE' lshk is;=ú,a, ug wdjd''' wog;a fjkjd' thd nexl= ks<Odßkshla fyñysg .,df.k hk w¾:j;a ;d;a;d ysáhd kï tal ug f,dl= úÈyg uf.a j.lSu fyd¢kau .S; wykak leue;shs'yhshla fõú' f;areï wrka ta wjYH ksoyi ug

Expandable 2 *s,aï ,nd§,d ;sfhkafka' ta jf.au

tlg leu;shs'Ôú;fha yeu fohlau iunrj

jHdmdßl me;a; mj;ajdf.k hdfï yelshdjla uf.a blauka f;dr;=re ;dlaIKh jf.a wehg ;sfhkjd' flaka;sh' tal Wmßu jqKdu .yk úIhkaj,g wod, fmd;a j,g ihsia tlgu hkjd' neßfj,dj;a leu;shs'fmd,sisfha riaidjg .shd kï uu ks;ru W;aidy .kafka lrk

fudkjd fjhso okafka kE' oeka uu ;ju;a foa yßhg lrkak' okafk kE lshk fj,d ;sfhkafk flaka;sh ksoyfia bkafka l=,shg' uf.au f.hla jpkh ug fmakak nE' uu Ôúf;a msglr .kak nE' fudlo ghs tlg fodrla yodf.k uf.a .ek uq¿ukskau ;Dma;su;a lsh,d fyd| kEfka' orejkag ÿlla ke;sj lshkak nE' ta w;r ueo ;ekl

Ôj;afjkak mq¿jka bkakjd lsõfjd;a yß'jgmsgdjla yo,d fok tl ;uhs uf.a tlu uf.a ìß| uu tfyu lshkafk uuhs b,lalh'uf.a Ôúf;a bÈßhg f.kshkak jhs*qhs fokaku jev lf<a

thd yq`.la rel=,a ÿkakd Wiia fi,skaflda .DDma tfla' thd fi,dka fm<ska k;r jqKq uf.a wOHdmk nexl=fõ uu .%dñka tfla' 2009 lghq;= Wmdêh olajd by<g

m<uq wdor w;aoelSu cSú;hg n,mE wkaou #-

Ôú;hg wysñ jqKq jákdu mqoa.,hd fyda jia;=j #-

tu mqoa.,hdf.a Tn olsk iqúfYaI;dj #-

Tfí m%sh;u .dhlhd #-

.S;h #-

Ñ;%máh #- yß .iaid .kak wjia:djla ,enqfkd;a Tn fjkia lr.kakd

lD;sh #-Tfí ÿ¾j,;d #-

Tn Tfí Ôú;h .ek ;Dma;su;ao #-

wkd.; b,lalh #-

Tfí Ôú;hg n,mE mQ¾jdo¾YS mqoa.,hl= isà kï Tyq fyda weh #- Tfí Ôú;h fjkia l< yerjqï

,laIHh ^Terning Point&#-

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102015 iema;eïn¾

tÉ tka î .%dóka *skEkaia iud.fï fiajl iqn idOl ix.uh u`.ska jd¾Islj ixúOdkh lrkq ,nk tÉ tka î .%dóka wNsfhda.;d l=i,dk uyd l%slÜ ;r.dj,sfhys wjidk uyd ;r.h miq.sh iema;eïn¾ 05 jk Èk fld<U 07 íÆï *S,aâ l%Svdx.kfha§ oji mqrd w;s W;al¾Ij;a f,i mj;ajkq ,enqjd' m%dfoAYSh uÜgñka f;areKq ch.%dyS l%slÜ lKavdhï 16 iy m%Odk ld¾hd,fha ch.%dyS lKavdhï y;rla ;r. jeÿKq fuu ;r.dj,sfha ch.%dyS lKavdhug ysñ tÉ tka î .%dóka wNsfhda.;d l=i,dkh tÉ tka î .%dóka mq;a;,u YdLdj úiska fojk j;djg;a Èkd .kq ,enq w;r wkq Y+r;dj m%hsï .%dñka uvl,mqj YdLdj úiska oskd.kq ,enqjd';r.fha ùrhd iïudkh mq;a;,u YdLdfõ iqruH mqIaml nKavdr úiskao ;r.dj,sfha ùrhd iïudkh mq;a;,u YdLdfõ tia' mrka;ka úiskao ysñlr.;a;d'fyd|u mkaÿ hjkakdg ysñ iïudkh mq;a;,u YdLdfõ iqð;a ixÔj m%sho¾Yk úiska o fyd|u ms;slrejdg ysñ iïudkh uvl,mqj YdLdfõ BYajrka ókjodia úiskao fyd|u mkaÿ rlskakdg ysñ iïudkh uvl,mqj YdLdfõ ù' iqlskaorka úiskao ysñlr.kq ,enqjd'

l%slÜ ;r.dj,shg wu;rj óg¾ ishh Èùfï ;r.ho" j;=r ne¨ï we,a,Sfï ;r.h iy ne¨ï msmsrùfï ;r.ho" fyd|u úlg krUkakd jeks úfkdaod;aul ;r. .Kkdjlao ixúOdkh lr ;sîu ;r.dj,sfha wdl¾YkSh nj ;Sj% lsÍug fya;= jqKd'fjk;a jir j, oelsh fkdyels jQ ;j;a iqúfYaIS ;r.hla fujr tÉ tka î .%dóka wNsfhda.;d l=i,dk uyd l%slÜ ;r.dj,sfha wdl¾YkSh nj j¾Okh lsÍug tlalr ;snqKd' ta tÉ tka î .%dóka l=urd iy l=ußh f;aÍfï ;r.hhs'

— tÉ tka î .%dóka iud.fï ifydaor;ajfha tluq;=j iy ixúOdk Yla;sh fï ;r.dj,sh mqrdu oelsh yelsjQ úfYaI;ajhla nj;a jißka jir fuu ;r.dj,sh jv jvd;a W;al¾Ij;a f,i mj;ajkakg tÉ tka î .%dóka lKavdhï ye`.Su ukd msgqjy,la jQ nj wjidk uyd ;r.fha iudrïNl fudfyd;g tlafjñka tÉ tka î .%dóka iud.fï l<ukdldr wOHlaI m%%Odk úOdhl ks<OdÍ pñkao m%Nd;a uy;d mejiSh';r.dj,sfha W;al¾Ij;au fudfyd;jQ ;Hd. yd l=i,dk msßkeófï wjia:djg tÉ tka î .%dóka iud.fï iNdm;s fcdk;ka w,ia uy;d" Wm iNdm;s î' fm%au,d,a uy;d" wOHlaIsld i|ñKs fmf¾rd uy;añh iy wOHlaIsld l%sIdka;s ;ïnhshd uy;añh m%Odk wdrdê; wuq;a;;ka f,i iyNd.S jQy'

tÉ tka î .%dóka

fujr;a

wNsfhda.;d l=i,dkh mq;a;,u YdLdjg

tÉ tka î .%dóka

wNsfhda.;d l=i,dkh fujr;a mq;a;,u YdLdjg

tÉ tka î .%dóka

wNsfhda.;d l=i,dkh fujr;a mq;a;,u YdLdjg

tÉ tka î .%dóka

fujr;a

wNsfhda.;d l=i,dkh mq;a;,u YdLdjg

iudrïNl fudfyd;iudrïNl fudfyd;

lKavdhï y÷kd.ksñkalKavdhï y÷kd.ksñka

;r.dj,sh w;r;=r;r.dj,sh w;r;=r

.%dóka fõ.j;au lS%vlhd.%dóka fõ.j;au lS%vlhd .%dóka fõ.j;au lS%äldj.%dóka fõ.j;au lS%äldj

;Skaÿj w;r;=r;Skaÿj w;r;=r .%dóka l=urd ljqrekao @.%dóka l=urd ljqrekao @

ienE jdikdj hkq ;ud fjfyi uykaisfhka Wmhd.kakd Ok iïm;hs'

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wjidk uyd ;r`.h i|yd f;areKq lKavdhï'''wjidk uyd ;r`.h i|yd f;areKq lKavdhï'''

ch.%dys i;=gl wisßhch.%dys i;=gl wisßh

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