viaf december/january 2015 | issue 18

1Vancouver Island's FREE COUPON and affordable lifestyle magazine

December/January 2015 | ISSUE 18

DIY GOURMET gift baskets & recipes PAGE 2THE RESOLUTIONFACTOR: Making Goals Work PAGE 44

Your ASTRO HOROSCOPES

PAGE 38

SEE PAGES 14-28

GREATER VICTORIA

SEE PAGES 30-37

COWICHAN VALLEY

SEE PAGES 10-11

NANAIMO & AREA

www.almostfreemagazine.com

IN COUPON

SA LOCAL BUSINESS REFERRING YOU TO LOCAL Businesses

VANCOUVER ISLAND

DESTINATION

HOLIDAY SHOPPING8 Maps to Inspire & guide you

Winner of the 2014 Saanich Peninsula Chamber of Commerce Crystal Award

for Business Excellence for a NEW Product or Service.

2 AlmostFreeMagazine.com | DECEMBER/JANUARY 2015

4

This recipe goes with Basket

4

SEE PAGE 27 FOR COUPONDOWNTOWN VICTORIA/JAMES BAY

IN THE HUDSON, 1701 DOUGLAS ST, VICTORIA 250.882.4210 VISIT OUR ONLINE STORE www.olivethesenses.com

BRING WELLNESS & ELEGANCE INTO YOUR EVERYDAY!

Did you know? Extra Virgin Olive Oil helps to lower the levels of blood cholesterol?This leads to lowering risk of heart disease. Balsamic Vinegars, as does Extra Virgin Olive Oils, fights cancer. The grapes from which balsamic vinegar is formed are known to contain a bioflavonoid called quercetin, which has antioxidant properties. Along with vitamin C, this antioxidant strengthens the immune system to fight cancer and other infectious diseases and inflammations. Extra Virgin Olive Oil also contains polyphenols which are anti-cancer agents.

Your Foodie Friends will love our sample packs of 6 for just $26

A GREATGIFT IDEA

flavours

cup Scallops, cleaned and trimmed 1 cup uncooked Shrimp, rinsed

cup Lox 3 tbsp Apricot White Balsamic 4 tbsp Leccino Extra Virgin Olive Oil

cup Dry White Wine (Riesling or Pinot Grigio) 3 cups Farfalle (Bow Tie pasta) 2 cups Whole Milk2 tbsp Nutmeg Salt and Pepper to taste 2 tbsp flour

In a non-stick frying pan, bring Apricot White Balsamic to a simmer over medium heat. Toss in shrimp and saut 2-3 minutes, add in scallops and sear with the balsamic together an additional 2 minutes. Remove from heat and set aside. Bring a pot of salted water to a rolling boil.

In a sauce pan over medium heat, mix Leccino and flour together to form a smooth paste, cook for 2 minutes until bubbly and creamy. Slowly begin to add milk, Cup at a time, whisking constantly, after each addition to emulsify. Once all the milk is added, simmer until sauce is creamy and thick. Be careful not to let the sauce come to a rolling boil. Toss Bowtie pasta into pot of water, cook till al dente, about 10 minutes, then drain and rinse. Reheat frying pan and seafood, adding wine to deglaze the pan. Once wine has reduced by half, add cream sauce to seafood mixture and the salmon lox, then stir until fully reheated and combined. Season lightly with salt and fresh cracked pepper. Arrange pasta on serving plates, pour seafood sauce over pasta and top with lox.

seafood pasta

1 cup Whipping Cream (divided) cup Dark Chocolate (Mast Brothers

chocolate is amazing here!) cup White Sugar

2 egg yolks 4 tbsp Blood Orange Fused Olive Oil

1 tbsp Espresso Dark Balsamic

In a small sauce pan, bring cup cream to a simmer over medium heat, careful to not let the cream come to a boil. Remove from heat and add in chocolate and sugar, let stand 5 minutes. Preheat oven to 325F. In a mixing bowl, whisk eggs until light and fluffy and slowly drizzle in blood orange fused olive oil. Stir cream mixture to encourage the chocolate to melt and continue to stir until completely combined and smooth. While whisking egg mixture slowly pour in chocolate cream, and fully combine. Divide between two ramekins, or small oven-proof mugs, and place in a baking dish. Add hot water until it reaches half way up the dishes. An 8x8 pan works perfect. Place in oven and bake for 20 minutes or until the center is almost set. The custard will firm as it cools. This can be made ahead and kept in the fridge up to 2 days. Whip remaining Cup of cream. When serving, place a dollop of whipped cream over the pot de crme and drizzle with Espresso Balsamic! Yum!

blood orange pot de crme

GOURMET GIFT

baskets & recipesPAGES 3-6 FOR VICTORIA SHOPPING

DIY

ENTER to WIN your own BasketWHEN CREATING ONE TO GIFT!

(give any of the participating retailers this ballot at time of purchase)Not applicable with retailers of Vancouver Island Salt Co.

Name:

Phone:

Email:Draw date December 25, 2014.


Vancouver Islands FREE coupon and affordable living magazine | AlmostFreeMagazine.com 3AlmostFreeMagazine.com | DECEMBER/JANUARY 2015

flavours

BUDGET

$89-$100

1

2 cups of Fresh Strawberries, rinsed and hulled and halved

cup Strawberry Dark Balsamic 1 Chocolate pound cake or unfrosted brownies 1 cup whipping cream 1 tbsp Icing Sugar

In a sauce pan, place strawberries and balsamic, bring to a simmer and cook for 5 minutes, until the strawberries are soft and the juice will easily coat the back of a spoon. Cut up pound cake or brownies into 1-inch cubes or chunks. In a cold bowl, combine cream and sugar, whip until soft peaks form. In a two wine glasses, place some cake in the bottom of the glass. Top with 2 heaping Tablespoons of stewed strawberries, and a dollop of whipped cream. Repeat layers and finish with a dollop of whipped cream and a drizzle of sauce from strawberries.

chocolate trifle with stewed balsamic strawberries

A fresh and velvety sipping drink with an aroma of baked apples and buttery brown sugar. Serve straight in the tradition of Port, and pair with cheddar or blue cheese, melons, fruit desserts and dark chocolate.

Available at Spinnakers Spirit Merchants. VIC WEST 130-176 Wilson St OR JAMES BAY 3435 Simcoe Stwww.spinnakers.com

Available at Olive the Senses, 1701 Douglas St (in the Hudson)www.olivethesenses.com

Available at Peppers Foods 3829 Cadboro Bay Rdwww.peppers-foods.com

Available at 2% Jazz, 2631 Douglas St or 1701 Douglas St (in the Hudson).www.2percentjazz.com

1. Merridale Winter Apple Cider

2. $10-$15 Pepper's Gift Card for perishable ingredients

3. 200 ml Strawberry Dark Balsamic from Olive the Senses

4. Kuhn Rikon Rainbow Whisk

5. Almond Bark from Wildfire Bakery

6. Bourbon Coffee Beans from 2% Jazz

$15-$20

$10-$15

$24

$12

$23Available at Whisk Kitchen Supplies,Victoria Public Market 6 -1701 Douglas

Available at Wildfire Bakery,1517 Quadra Streetwww.wildfirebakery.ca

$4.75/100g

Lifetime FriendshipsLifetime SupportsLifetime Networks.

www.lifetimenetworks.org 250.477.4112

Give the gift of support this season that lasts a lifetime.

Lifetime Networks supports people with disabilities.

A SWEET NIGHT IN basket serving Chocolate Trifle with Merridale Winter Apple Cider and

Wildfire Almond Bark and 2% Jazz Bourbon Coffee.

ENTER to WIN

your very own

BASKET

with purchase of

one

of these fine prod

ucts

on page 3-6.



Available at Cowichan Bay Seafood

1701 Douglas Streetwww.cowichanbayseafood.com

3. $10 Cowichan Bay Seafood Gift Card for some candied salmon to go with cheese & preserve tray

5. 200 ml Cara Cara Orange Vanilla White Balsamic from Olive the Senses

$12


6. $5-$10 Wildfire Gift Card for Baguette to go with cheeses & preserves


Available at Whisk Kitchen Supplies,

Victoria Public Market 6 -1701 Douglas

BUDGET

$119-$130

2

flavours

2. RSVP Cheese Knife Set

4. 170 g Smoked Canadian Sea Salt from Vancouver Island Salt Co.

$9-$10

Find a retail outlet near you atwww.visaltco.com - see retail.

Pale straw in colour. Apples, citrus, hints of clove and crme fraiche on the nose is followed by green apple and orange peel on the palate, adding brightness to a dense and generous mouth feel.

Available at Spinnakers Spirit Merchants. VIC WEST 130-176 Wilson St or JAMES BAY 3435 Simcoe Stwww.spinnakers.com

1. Unsworth 2010 Vineyards Cuvee de Lile

$20-$25

$34.95

$10-$15

$5-$10

6 Baby New Red Potatoes, rinsed and scrubbed with the skin still on2 Carrots or 1 cup of baby carrots2 small Parsnips, peeled and chopped1 Red onion, chopped 2 Chicken Breasts2 Tbsp fresh parsley chopped, garnish

In a slow cooker or roasting pan, arrange the potatoes, carrots and parsnips in the bottom of the bowl. Top with onions and arrange so it creates a flat surface.

Place, cleaned and washed chicken breasts on top of vegetables. Pour Cup of Cara Cara Orange Vanilla White Balsamic over chicken. Sprinkle with salt and pepper to taste. Turn slow cooker onto low, and let sit for 6-8 hours, or preheat oven to 375 and bake for 35 minutes, covered, 10 minutes uncovered. Carefully place chicken on plate, cozy the vegetables up to the chicken in a pretty arrangement and drizzle with extra juices from roasting pan. Top with parsley and enjoy!

[email protected] | www.plumpplate.com

Book your Catered Holiday Cocktail or

Dinner Party

starting at $199

Supplement the busy holiday season or start off the year right with healthy tailored

personal chef services starting at $90 a week.

Book Today! @Plump-Plate-Catering

slow roasted chicken with seasonal root vegetables and orange glaze

TWO-COURSE COMFORT basket serving a Baguette, Cheese & Preserve Tray followed by Slow Roasted

Chicken & Seasonal Vegetables in an Orange Glaze. Served with Unsworths 2010 Vineyards Cuvee de Lile.

Available at Maria's Deli & European Imports4080 Shelbourne St

$5.599. Oakanagan Fall Red Pepper Jelly to go with Baguette & Cheese



7. $20 Pepper's Gift Card for perishable ingredients

$20

8. $10-$15 Marias Deli Gift Certificate for Goat Chevre or

Cambozola Blue Cheese

$10

2



3


Sweet sour cherry aromas give way to white pepper and earthen aromas.The ripe bramble fruit on the palate is accented by notes of white pepper, coffee and bacon flavours, balanced with juicy acidity. Available at Spinnakers Spirit Merchants. VIC WEST 130-176 Wilson St or JAMES BAY 3435 Simcoe Stwww.spinnakers.com

1. Joie 2011 Gamay

5. $10-$15 Marias Deli Gift Certificate for Mango & Ginger Stilton and Asiago to go with the Cheese & Sweet Tray Cheese



$30


8. 45g Danish Blue Cheese Sea Salt from

Vancouver Island Salt Co.


2. Bourbon Coffee Beans from 2% Jazz$24

2 cups of Freshly washed arugula cup Toasted Walnuts cup Dried Cranberries

Shaved Parmesan to taste

Grapefruit Vinaigrette

2 tbsp Koroneiki Extra Virgin Olive Oil3 tbsp Grapefruit White Balsamic 1 tsp Dijon Mustard 1 minced shallot

On a Small plate, arrange the arugula, in a pretty pile, sprinkle toasted walnuts, cranberries and top with Parmesan shavings. In a small bowl or glass, mix together vinaigrette ingredients, and whisk to combine. Drizzle on top of salad and enjoy!

3. 200 ml Koroneiki Extra Virgin Olive Oil, 200 ml Grapefruit White Balsamic, and 200 ml Arbequina Extra Virgin Olive Oil from Olive the Senses Available at Olive the Senses, 1701 Douglas St (in the Hudson) www.olivethesenses.com

BUDGET

$159-$170

3

flavours

$25-$30

$36

6. Cookies & Almond Bark from Wildfire Bakery to go with the Cheese & Sweets Tray for Dessert

$15

1 small pork loin with ribs in, 2-3lbs2 cups Bread Crumbs 1 Large Spanish onion, minced3 cloves of garlic, minced2 tbsp White Sugar2 tsp each, thyme, oregano, rosemary, dried.

cup Arbequina Extra Virgin Olive Oil2 tbsp Dijon Mustard Salt and Pepper to taste1 bunch of Asparagus1 small container of Cherry Tomatoes

In a non-stick frying pan, saut onions and garlic in half the Arbequina Extra Virgin Olive Oil, until almost tender. Sprinkle with sugar and caramelize, about 2 minutes. Toss in Bread crumbs and dried herbs and lightly toast and stir to combine. Mix in remaining olive oil. Wash pork and pat dry. Lightly season with salt and pepper and coat with Dijon mustard. Preheat oven to 400F. Pack bread crumb mixture around loin, and place in a roasting pan with the asparagus and cherry tomatoes, cover with foil and bake for 25 minutes, reduce heat to 375F uncover and bake an additional 20 minutes, until the interior temperature of the pork is 140C. Remove from oven, cover and let stand.

crusted rack of pork blistered asparagus and cherry tomatoes

Find a retail outlet near you at www.visaltco.com

- see retail.

arugula salad with grapefruit vinaigrette

TRIO OF TASTES basket serving Arugula Salad with Grapefruit Vinaigrette to start, Crusted Rack of Pork with

blistered cherry tomatoes and asparagus for the main, lingered by a Cheese & Sweets Tray for Dessert served with 2% Jazz Bourbon Coffee. Dinner served with Joie 2011 Gamay.


$4.50-$5.50

7. The Victoria & Circle Tour Art Calendar 2015 by Blue Heron Arts (calendar includes recipes)

This and other culinary books available at Fairfield Book Shop247 Cook St www.fairfieldbookshop.ca

The Victoria & Circle TourArt Calendar 2015

$20$10-$15

3


Vancouver Islands FREE coupon and affordable living magazine | AlmostFreeMagazine.com6 AlmostFreeMagazine.com | DECEMBER/JANUARY 2015

$2.95


5. La Molisana Bow Tie Pasta

8. 200 ml Cinnamon Pear Dark Balsamic, 200 ml Blood Orange Fused Olive Oil, and 200 ml Espresso Dark Balsamic from Olive the Senses

BUDGET

$189-$200

4

flavours

Aromas of citrus, vanilla and peaches. Palate showcases pear and

citrus flavours with a hint of vanilla. Lightly oaked with balanced acidity.

Available at Spinnakers Spirit Merchants.

VIC WEST 130-176 Wilson St or JAMES BAY 3435 Simcoe St

www.spinnakers.com

12. Pentage 2008 Chardonnay Reserve

$25-$30

$36

3 cups of Beets, peeled and cubed, (golden and red if you can find them)

cup Cinnamon Pear Dark Balsamic cup Goat Cheese crumbled

1 cup of Baby Kale, Washed and torn Salt and Fresh Cracked Pepper to taste

Fill a pot with water and bring to a rolling boil. Add in beets and reduce heat, simmer for 30-40 minutes until almost tender, but can be

easily poked with a fork. Drain water. Preheat oven to 350F. On a parchment lined cookie sheet, arrange beets in a single layer and drizzle liberally with Cinnamon Pear dark balsamic. Toss gently to coat. Bake for 20-30 minutes, turning once to ensure beets are evenly roasted. Roast until beets are very tender and balsamic has reduced to a thick glaze. On serving plates, arrange baby kale, sprinkle with salt and pepper. Arrange beets on bed of kale and top with goat cheese crumble.

roasted beet salad with cinnamon pear balsamic and goat cheese crumble

FULL EVENING FLAVOUR basket serving a Cheese & Preserve Tray for 1st course, Roasted Beet Salad with cinnamon pear balsamic and goat cheese crumble for the 2nd, Nutmeg & Spice Seafood Pasta makes 3, Blood Orange Pot de Creme for 4 with 2% Jazz Bourbon Coffee making a

perfect five. Serve Pentage 2008 Chardonnay Reserve in the first 3 courses.



Available at Cowichan Bay Seafood1701 Douglas Streetwww.cowichanbayseafood.com

10. $20 Cowichan Bay Seafood Gift Card for the Seafood Pasta Ingredients

$20

$161. Cork Screw

Available at Whisk Kitchen Supplies,Victoria Public Market 6 -1701 Douglas

7. The Victoria & Circle Tour Art Calendar 2015 by Blue Heron Arts (calendar includes recipes)

This and other culinary books available at

Fairfield Book Shop247 Cook St

www.fairfieldbookshop.ca

The Victoria & Circle TourArt Calendar 2015

$20


9. Bourbon Coffee Beans from 2% Jazz

$24

11. 35g Fleur de sel from Vancouver

Island Salt Co.

$5-$6

3. Crackers from Wildfire Baker115g/$3.75Available at Wildfire Bakery,1517 Quadra Streetwww.wildfirebakery.ca

230g/$6.50


$5


Available at Maria's Deli &

European Imports4080 Shelbourne St

6. $10-$15 Marias Deli Gift Certificate

for Portsault Cheese

2. Colavita Black Olive Pate to go with Cheese & Preserve Tray

$10-$15

$30

Find a retail outlet near you at www.visaltco.com

- see retail.

4


Name:

Phone:

Email:Draw date December 25, 2014.

ENTER to WIN your own Basket

WHEN CREATING ONE TO GIFT! (give any of the participating retailers this ballot at time of purchase)Not applicable with retailers of Vancouver Island Salt Co.


Delicious. No Work. Great Value.

CATERING THE SOUTH & CENTRAL ISLAND

Supplement the busy holiday season or start off the year right with healthy

tailored personal chef services starting at $90 a week.

Book Today!

@Plump-Plate-Catering | [email protected] | www.plumpplate.com

Book your Catered Holiday Cocktail or Dinner Party starting at $199

See what we are up to on Facebook & atwww.plumplate.com

HappyHOLIDAYS!


Vancouver Island Almost Free Magazine Winner of the 2014 Saanich Peninsula Chamber of Commerce Crystal Award


letter FROM THE EDITOR

How will this season be different for you than last year?

Remember when as a child, this season usually brought a sense

of mystery, excitement, and nostalgia from traditions played over

year after year. Many of us looked forward to the new toys or

clothing we asked for and playing with cousins at gatherings; we

put significant effort into creating or saving for some special gifts to

give all on our own. As we got older, things began to shift. Money becam

e a real

thing, as did working, and some serious responsibility came into

play. The sense of magic took a back seat to reality. Recently a

publisher friend asked me if I wanted to help collect 1,000 new

toys to give to children less fortunate this season. Though holiday

messaging was already in full-gear, it wasnt until this request from

my friend that I got really excited about the season and a new tradition. I challenge you to also make a new tradition. Whether its charitable or embracing a new way of gift giving this season (you might get some ideas from Gourmet Gifting on page 3).

DECEMBER/JANURARY 2015 | ISSUE 18

@VictoriaAlmostFree @VicAlmostFreewww.almostfreemagazine PLEASE RECYCLE THIS MAGAZINE

26

Elissa Bergman, Editor

our team EDITOR & PUBLISHERElissa Bergman [email protected]

LAYOUT & DESIGNDonna Hainstock, Freelance Graphic Designer

PHOTOGRAPHYRachel Knoop, Razzle B Photography

CONTRIBUTING WRITERSLouise Hodgson-Jones Jenny HainsworthSaira Waters Victoria Holmes Andrea Zonnis

how to contact usFor advertising opportunities in the next issue of VANCOUVER ISLAND ALMOST FREE magazine please contact Elissa at 250.419.2579 / [email protected]

2015

www.almostfreemagazine.com

Donna Hainstock,

Graphic Designer


NANAIMO & AREA

SEE PAGES 10-11

THE DECEMBER/JANUARY

ISSUEin every issue 8 LETTER FROM THE EDITOR

9 TABLE OF CONTENTS

features

2 FLAVOURS DIY Gourmet Gift Baskets & Recipes

12 COMMUNITY CULTURE Steam

20 CHARITY FOCUS The Mustard Seed

21 HEALTH & WELLNESS Give Yourself the Gift of Self-Care: Dos and Donts for Self-Care Over the Holidays

29 MONEY CENTS How to Pick a Financial Advisor

38 ASTRO SOUL HOROSCOPES

44 FITNESS TIPS The Resolution Factor - Making Goals Work

21 10

communities

Each community section invites you to come explore the wonders of Vancouver Island with tips, write ups, and coupons!

EXPLORE the island

SEE PAGES 14-28

GREATER VICTORIA COWICHAN VALLEY

SEE PAGES 30-37

ISLAND SPECIAL OFFERSstart here

START YOURholiday

shopping

CORRECTIONPage 11 in October/November, Issue 17. We sincerely apologize for the incorrect author name used in Flight Centre advertisement. It is CASSANDRA JACK not CHRISTIAN DEAN.


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Coffee or tea served with a delectable treatCourtyard Cafe and Patio: Your go-to place in downtown Qualicum Beach. Gluten Free and special diets are no problem!

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Qualicum Beach Slow down and feel the time go by as you enjoy all that Qualicum Beach offers. The scenic waterfront will rewind the hours as you capture the natural beauty and tranquility to relax and contemplate the good life! The town core boasts all kinds of shops for any style. The eateries are fresh and plentiful!

Be sure to take a drive down the island highway and inquire about the local culture of music and the sustainable food system.


COMMUNITY culture

steam BY JENNY HAINSWORTH Lisa had always thought it was cheesy, this clock, with its off-key hooting. Every summer it was surrounded by tourists who must, she had thought, merely be desperate for a point of interest. She used to imitate its odd sound for the amusement of her friends: Hoon hoon HOON hoon. Hoon hoon HOON hoon.

Now, twenty years later, in the middle of December, she almost apologized to the thing. She wanted to hear that hooting again, for old times sake. But it was getting colder, and Sylvie was getting heavy in her arms. 7:25. Would they hear the tune at the half hour? Or was it only on the hour? Lisa couldn't remember. She looked at her daughter, at the solemn little face turned upward, watching the steam billow and vanish into the dark."Do you like it, honey?"Sylvie nodded, her eyes on the steam."Are you cold?""No. Yes. No.""Do you have to pee?"Sylvie shook her head.Seven-thirty now. The clock wouldnt sound until eight, then. "Well, let's walk back to the Skytrain, okay? We'll take another ride.""I want it to go up, up, up high." Sylvie illustrated with a swoosh of her arm."Okay, honey, well, this time when we go on it, it will go higher. You'll be able to see a huge ball of lights called Science World. Then we'll get off and take a bus up to Auntie G's.""Are we staying over again? At Auntie G's?""Yes."

"Yaaaay!" A pause. "Mommy.""Yes, sweetheart?"When are we going home?""I'm not sure, love. Hey, can you walk a bit now, sweetie? My back is a little sore." Sylvie slid down. They walked back along Water Street toward the station. The merry hum and clink of restaurants. Everything bathed in the appealing light of Gastown. They stopped in front of a rock and mineral shop. A TV stood in the window, showing a documentary about gem mining. A trick projection threw multicoloured gems of light onto the sidewalk. Lisa looked at Sylvies coat and smiled."Look, honey! They're on you!" Sylvie lifted one arm in its sleeve and squealed . Then she looked up at her mothers face, searching. "Ahh! They're on you too, Mommy!""It's neat, isn't it, Sylvie? Uh-huh. Sylvie pumped her fingers, trying to imprison a red gem of light. Suddenly a voice roared: "MERRRY CHRRRISTMAS!The sidewalk was suddenly filled with Santas. A river of them, spilling into the holiday traffic. All shapes and sizes. Sleek female Santas, rakish lad Santas. Woolly, spongey, tattered, and fluffy beards, dirty beards, sparkling beards. A swaggering Santa with a single glossy Christmas ball hooked into his tights at the groin. Lisa stifled a screech of laughter with her gloved hand. Sylvie stood against the wall and pushed some hair back from her eyes. She watched the Santas with the air of an anthropologist. That hair, Lisa thought. I wish she'd let me put a barrette in it. The Santas kept flowing. Some in conversation, some looking around. A kind young Santa noticed Sylvie

and knelt down, fishing in a pouch at his side. Merry Christmas. He offered Sylvie a candy cane."Thank you! What do you say, honey?""Thank you." Lisa lifted the girl once again onto her hip. Sylvie clung to her expertly, minimally, as a young goat adheres to a cliffside. A non-Santa face emerged from the crowd. Older. A fume of alcohol, but steady enough on his feet and no threat."WELL!" he puffed, addressing Lisa. "I guess THERE. GOES. SANTA! Its like: 'MOMMY! Why are there so many?'"Lisa didn't explain that it was no bubble burst; she and her husband -- ex-husband had never led the kids to believe in Santa not really. But she played along with the joke. "Mommy, some of them are girls!" Her companion guffawed. Lisa lifted Sylvie higher on her hip and plunged into a gap in the Santas, moving upstream. The man fell into pace beside her. The Santas parted and flowed around them. Im Lisa. This is Sylvie. Were just headed to the Skytrain.Im Bill! Nice to meet you two! As they rounded the corner to the station, Lisa stopped. "Whats. . .that fire? Oh, you havent seen that? Bill chuckled. Not been here for a while, eh? Yeah thats a new restaurant or something. They have those torch things on the whatsit. Patio.I grew up in Vancouver. Im on the Island now. Were visiting. Its hard to explain. . . Lisa trailed off. No, I gotcha, said Bill. Life, eh? Its messy!"Yes, Lisa murmured, looking at the fire, and the strange light it cast on the buildings faade. When I


steam BY JENNY HAINSWORTH lived here, there was none of that stuff in the station. Just a deli and a bookstore, I think it was. Not even Starbucks -- just a one-off cafe." "Yeah! Gastown is totally different, eh? It was nothing in 1969. Just a bunch of whatever stores, right? But it had those bumpy things, though." He searched Lisas face, stuck for the word. He pointed to the ground. "Cobblestones, Lisa suggested."Yeah, cobblestones. Yeah, I was around here back then. This was my patch, you know? I stole one hundred and twenty-six cars from this neighbourhood. Back in the day." He grinned and straightened himself. Lisa noticed now that he had a black eye. A pause. Then Lisa raised her eyebrows. "A hundred and twenty-six?"YEAH! Got my education in jail, eh. Got my high school and I did my trade too.""Oh? What's your trade?""Heating and refrigeration. Got my ticket. On the inside! Haha! When I got out, I got sent on jobs, eh. I didn't even have to do nothing. I just stood there and watched the other guys work, haha. I was

the the -- " He patted a breast pocket containing an imaginary document."Um, overseer? Supervisor?"He grinned . "Yeah! I was the guy telling them it was all legal and good. Haha! Think of that!"Lisa smiled. "That's cool."The Santas kept streaming into Gastown.The companions approached a statue in the dark. A winged woman bearing the body of a soldier to heaven. I love this, eh. said Bill.Me too, said Lisa. I just learned that its a victory, not an angel. I always thought it was an angel when I was a kid. Thats not an angel?Apparently not. Its a mythological figure -- Roman. She symbolizes victory.Bill gazed up at it. Some victory.Sylvie was now fast asleep, slumped in Lisas arms.Lisa sighed. Well, I better get her back.Yeah! Little cutie.Are you coming inside?

Bill opened the door for them. Uh, no! Im not allowed in. To Waterfront. Long story. He looked down.No, I gotcha, said Lisa. Life is messy.Bill looked quickly up at her. He cleared his throat. Yeah. Take care, Bill.You too, Lisa. Take care of little cutie there.I will.Lisa carried Sylvie inside. She looked out of the station window for a moment, watching Bill. The Santas were all gone now. With a solemn face Lisa watched as Bill looked left, then right. Then he turned and vanished into the dark.Jenny Hainsworth is a BC-born painter and writer. Her solo art show, 'Lanterns and Dragonfruit', inspired by Victoria's Chinatown, is on now until Jan 2 at the central branch of the Victoria Public Library. Find her on the web at www.rabbitinthedirt.wordpress.com/ or like her page 'Jenny Hainsworth Fine Art' on Facebook.

COMMUNITY culture

Party Picnics & Gatherings Weve got you Covered, Caribbean Style

Perhaps notorious for his spunky personality and outgoing nature, James true creative side comes out in his baking. Originally from Grenada, James discovered baking as a way of life shortly after moving to Canada. He owned a successful wholesale baking company, two Caribbean Village Cafes, and Knotty Bean Cafe, of which he sold to settle into the current Caribbean Village Cafe at 2646 Quadra Street, over sixteen years ago. His care for customers has really set him apart in this business. When you enter the doors, the cornucopia of over 20 types of baked goods in the coolers, tells another story. With a small staff of

two plus himself, James does most of the baking, and from memoryhe has never written down a recipe anywhere. Just a handful of sugar, a pinch of nutmeg, a sprinkle of cinnamon - see those are nice words to describe the recipe, he explains as he makes his infamous Banana Chocolate Chip Squares. James other menu items score big with customers as well. Butter Chicken, Samosas, Spicy Chicken, several curries, and roti, to name just a few savoury items, will please any palate. However, one rarely leaves from a meal there without a sweet treat in hand. This season, James graciously agreed to pass along a recipe for your kitchen.

Holiday Baking with James Bowen of Caribbean Village Cafe

2646 Quadra Street (250)381-3363(look for the big yellow sign across from the Roxy Theatre)

19www.victoriaalmostfree.com Victorias FREE Coupon and Affordable Living Magazine

Two of Victorias best-kept secrets: Caribbean Villages cinnamon buns and owner James Bowens famous special spicy chicken. In the heart of Quadra Village, this cafe serves up more than just delectable buns and spicy poulet. Open Monday to Saturday, 7 am to 7 pm to meet customer demand, you will find a cornucopia of Caribbean-fused scrumptious treats and home-cooked smells as you enter the tropically themed eatery. 20 Entre Menu Items Homemade Ginger Beer Rice Dishes and Curries Oxtail Soup and Coco Bread Punches and Smoothies Espresso Coffees 14 types of Pastries and Cakes Savoury Samosas, Patties and Fritters

An innovator and creator, owner James takes pride in the uniqueness of each menu item. And like his food, James finds the distinctness of his customers. He remembers their names and circumstances, and truly cares for peoples well-being. These things combine to keep people coming back. Drop by soon and try the three new samosas: Jerk Chicken, Cajun Chicken, and Grilled Chicken.

cinnamon Sweets, Savoury eats... caribbean Style

Caribbean Village CafeFine Caribbean Food

7 am to 7 pm Monday to Fridaywww.facebook.com/pages/

Caribbean-Village-CafeFind our coupon on page 19

2646 Quadra Street (look for the big yellow sign across from the Roxy Theatre)

2656 Quadra Street, Victoria, BC V8T 4E4778 265-0911 royalcurrykitchen.com

BuSInESS hourSMonday to Thursday: 11:30 am2:30 pm, 4:30 pm8:30 pm

Friday & Saturday: 11:30 am2:30 pm, 4:30 pm9:00 pmSunday: 12:30 pm8:00 pm

Lunch & Dinner Take-Out NOW OPEN

MaIn CourSES

All Day Lunch Box Special (Combo # 1) $10.95BBQ Chicken leg (1) quarter with cumin spice rice

Beef kebab, tzatziki sauce and fresh green salad.

All Day Lunch Box Special (Combo # 2) $14.95BBQ Chicken leg (2) quarter with cumin spice rice, Beef kebab,

tzatziki sauce and fresh green salad.

All Day Lunch Box Special (Combo # 3) $12.95BBQ Chicken Breast with cumin spice rice, Beef kebab, tzatziki

sauce and fresh green salad.

Kabsah Rice Box Special (Combo # 4) $13.95One lamb shank with bone, basmati rice cooked with lamb

shank in kabsah masala, kabsah dip.

Kabsah Rice Box Special (Combo # 5) $12.95Beef botti boneless, kabsah rice, kabsah dip.

Kabsah Rice Box Special (Combo #6) $11.95Chicken with bone, kabsah rice, kabsah dip.

BBQ Chicken Tikka $8.95Chicken leg quarter marinated with yogurt, vinegar, ginger, garlic & spices). Served with Rice or Naan and Fresh Salad.

Butter Chicken $10.95Boneless chicken, yogurt, tomatoes and fresh cream.

Served with rice or naan.

Beef Curry $11.95Cooked with south Asian Spice in special curry sauce.


Curry Chicken $10.95Chicken on the bone cooked with gravy and south Asian spices.


Chicken Biryani $10.95Chicken on the bone marinated with yogurt, south Asian spices

cooked with basmati rice. Served with tzatziki sauce.

KEBaBS

Beef Seekh Kebab (Ground beef grilled on skewers) $10.95Chicken Boti Kebab (Two skewers) $10.95

Beef Boti Kebab (Two skewers) $10.95(All Kebabs are served with Rice or Naan, Raita and Fresh Salad.)

Beef Kebab Roll or Chicken Kebab Roll $7.95Beef Donair or Chicken Donair $6.95

Wrapped in homemade Naan.

VictoriaAlmostFreeFebMar2013.indd 19 29/01/13 9:09 AM

Simple Chocolate Chip Mint Cake

Base:1 cup All Purpose Flour cup Granulated Sugar1 tsp Baking Powder

cup Butter2 Egg Whites1 tsp Vanilla1 cup Sweet Chocolate Chips

Combine all ingredients, except the chocolate chips, and press into a 10 inch pan. Sprinkle chocolate chips over and prepare the topping.

Topping:2 tsp All Purpose Flour2 cups Low Fat Yogurt2 Eggs1 tsp Mint Extract2 tsp Grated Lemon Peel cup Cacao Powder

Combine topping ingredients and pour on top of the pressed chocolate base. Bake at 250 for 70 minutes or until golden.


All-natural Luminous

Eye Shadow just $8

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S PA R K L Eto your holidays

YOUR ONLINE NATURAL LIFESTYLE STORE

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Canadas Largest Used & New Bookstore New, Used, Rare, and Out-of-Print Books

734 Fort Street, Victoria, BC250-361-4447 www.russellbooks.com

CLASSIC HOME FURNISHINGS

& SILVERWARE

Mention this ad &

receive 20% OFF regular priced merchandise EXPIRES JAN 31, 2015

Whether its tabletop accessories or furniture - itss all style - lifestyle!

CLASSIC HOME FURNISHING & SILVERWARE 813 Fort Street, Victoria, BC250-383-6860 www.classicsilverware.com

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Satin Moon Quilted Garden 825 Fort Street, Victoria, BC250-383-4023 satin-moon.com

Victoria City Centre Community Branch752 Fort Street(250) 995-7553

Proud supporters

of local business with

www.localty.ca

As well as our popular herbal tea blends, we have a great selection of culinary and medicinal organic herbs sold in bulk at a very good price point.

Bring in this ad and receive 15% off a package of our herbal tea blends. Valid through to Jan. 31/15

1111 Fort St., Victoria, BC 250-380-1223 [email protected] simpleremedies.ca

A Simple Approach to Healthy Living

Bring in this ad and receive 15% off a package of our herbal tea blends. Valid through to Jan. 31/15

The perfect Christmas Gift for Dad!10% OFF any purchase with this couponExpires January 31, 2015

822 Fort Street, Victoria, BC250-383-3524 [email protected] www.flagshop.com

Third Generation Family Business & 58 Years Serving VictoriaSpecializing in European Pastries, Cakes, Cookies & Chocolates - FULL Service coffee shop offering full breakfast and lunch menus.

Dutch Bakery and Coffee Shop Ltd718 Fort Street, Victoria BC 250-385-1012 Open Monday - Saturday 7:30AM-5:30PM

Tis the SeasonHigh Quality Estate Jewellery, Gold Buyers, Bullion Dealers

Old n Gold 706 Fort Street, Victoria, BC250-361-1892 www.oldngold.com

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Western Canadas Largest collectables store Official Distributor ROYAL CANADIAN MINTProudly Serving Victoria for over 40 years!

A.A.A. Stamp Coin Jewellery Inc.809 Fort Street, Victoria, BC 250-384-1315 www.aaacoinandstamp.com

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Fabulous Fort St in Victoria From the ocean right on up to the castle Fort Street is truly Victoria's main street. Peppered with unique and one of a kind shops, boutiques, eateries & restaurants, this street is a treat for all the senses. Not only is this street home to some of the city's oldest and most established businesses, it is quickly becoming known as a foodie hot spot. With food offerings from around the globe, this street takes its food seriously so come hungry! Eat, drink and be entertained as you wander from shop to shop exploring the locals street!

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COUNTLESS WAYS TO ADD

SHOP NAIL POLISH

S H I N Eto your celebrations

YOUR ONLINE NATURAL LIFESTYLE STORE

Pure AnadaGlamourPolish

just $10 S H I N Eto your celebrations

Pick-up/Dine-in ONLY. Please mention this coupon at time of ordering. Cannot be combined with any other offers or weekly specials. Prices do not include tax. Offer expires Jan. 31st, 2015.

250.590.2223 www.oreganos.caFairfield Plaza Location, (in the Fairfield Plaza)

Buy 1 Pizza & Get A 2nd (Of Equal or Lesser Value)For $5 Plus Tax

SEVERAL MENU Items under $10! Eat Healthy & Eat FreshGluten-Free & Vegetarian Options

Cook Street Village Food Court1109 McKenzie St, just off Cook, BETWEEN OSCAR & OXFORD

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Dinner Party

starting at $199

Supplement the busy holiday season or start off the year right

with healthy tailored personal chef services starting at $90 a week.

Book Today!

LIVE MUSIC Thursday Nights 6pm-9pm & Nightly SpecialsRoss Bay Pub 7-1516 Fairfield Road, Victoria, BC 250.370.1152 Open Daily 11 AM - 11 PM

Give the gift of Mexico this Season. Buy a $20 Gift Card and receive a $5 Gift Card to treat yourself.Expires Dec.31, 2015

1109 McKenzie Street in Cook St Village 250-360-1615 www.ricasalsa.ca

Smoothing & Hair Extension SpecialistsMonthly Specials on Esthetics

headstart full-service salon313 Cook St, Victoria, BC 250-384-5523 www.headstartdc.com

2 Eggs, 2 Strips of Bacon and 1 Slice of ToastFor $5 Monday-Friday, 9AM-11AM Expires January 31, 2015

3111 Cedar Hill Road, Victoria, BC 250-590-1500 www.cabin12.caOpen 7 Days A Week

Order your Take & Bake 12 Pizzas Today1 Pizza $9.95 / 2 Pizzas $18 / 3 Pizzas $25 Expires 31/12/14

The Tin Roof Market & Deli, Victoria, BCLocated in the Cook St Village250-995-8733

GREAT DEALS Year-round Shop with Imagination,

Shop for You! 247 COOK ST. W

The weather is cooling. Warm up with a blanket, and a good book from your friendly neighbourhood bookshop.Fairfield Book Shop247 Cook Street, Victoria, BC 250-386-9095 [email protected]

My Sisters Closet 5-1516 Fairfield Rd, Fairfield Plaza, Victoria, BC 250-598-2421Mon to Sat 10am 5:30pm Sun Noon 4pmIf you have items to consign, please call for appointment.

My SistersCloset

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Come in for some Holiday TreatsHousemade Soups, Salads and Sandwiches - made fresh daily

1267 Fairfield Road, Victoria, BC 778-433-2412 www.cottagebakery.ca

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Ron Beyer Dan Miller Paul Macara Andrew Libera

Invis - Beyer Mortgage Services | 202-1075 Pendergast Street, Victoria | 250-592-9711 | www.invisbeyermortgage.com

Your friendly professional mortgage team in Cook St Village. Just above Starbucks!


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Cook St & Fairfield in Victoria One could say the most impressive aspect about this densely populated hub in Victoria would be its sense of community. Locals become regular patrons and truly support their own, whether the bakery, food markets, book store, restaurants, watering holes, coffee shops, or clothing outlets. Its very possible to accomplish all of your shopping in this area adorned with beautiful older homes and tall lush trees. Heres a holiday shopping challengepick one neighbourhood or town from our community pages and spend an afternoon there to accomplish all your shopping.

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FIVEFIVEFIVE DIMEDIMEA Finer DinerBreakfast/Lunch All Day

Five & Dime Diner#3-2305 Beacon Ave, Sidney, BC 778-351-1555

DIMEDINER

Your cosy local cinema has...

Great Movies! Great Popcorn! Great Prices!

Sidneys Star Cinema9842 Third Street, Sidney, BCInfo Line 250-655-1171 www.starcinema.ca

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Mention this ad for $5 OFF Expires Jan. 31, 2015

Come UPSTAIRS for a unique shopping experience!

Open Wednesday thru Saturday 11am to 4pm

2405 Beacon Avenue, Sidney, BC250-516-7653

50 shades of grey... or 50 shades of any color you like!

Call Goodsir Painting for a complimentary estimate.Serving the Saanich Peninsula since 1996goodsirpainting.com 250-661-8780

STEAKS, RIBS, PIZZA, PASTA, GREEK CUISINESINCE 1979

WEDNESDAYS IS RIB NIGHT $13.95 BBQ or Greek style Baby Back Pork Ribs

9785 5th St., Sidney BC (corner of 5th St. & Beacon Ave.)250-656-5596 www.odyssiasteakhouse.comTAKE OUT ALL DAY | FREE DELIVERY AFTER 5PM

Book your Staff Christmas Party now!

An invitation to uncover and address the life limiting emotional blocks that impact the experience of happiness, joy, peace of heart and mind we long for.Oceanna Hall, Sidney, BCB.Sc. M.Div. M.Ed. CASC Specialist250-886-1077 [email protected]

Hungry?Smittys in Sidneys Best Western2306 Beacon Ave, Sidney, BC 250-656-2423OPEN 7am - 8pm daily, breakfast served all day

in Sidneys

Our friendly local drivers will provide you with the customer service you deserveYour Locally Owned Taxi Company

24-Hour Dispatch | Wheelchair AccessService to and from the Airport and Ferries250.656.6666

Sidney Taxi

Check Out The Sidney & Peninsula Events Calendar!For information of all events happening in Sidney and the Peninsula visit the events page on our website:

www.DistinctlySidney.ca email: [email protected]

20% OFF EVERYTHING IN THE STOREWITH THIS AD Expires Jan. 31, 2015SeaSide Home and Garden Gift Shop(Formerly The Victorian Bird House)2428 Beacon Ave, Sidney, BC (Corner of 4th and Beacon)250-656-5064 www.thevictorianbirdhouse.com

Specializing in glass counter & table tops.

Rick L. Silas, Artist / Inventor Public Studio, 2321 Bevan Ave, Sidney, BC250-656-9370www.coldbentglass.comRick L. Silas

Artist / InventorCreator of Silastial Glass Inc.

Local & Fair Trade ProductsLALOCA brings a unique experience to Sidney

102 - 2360 Beacon Avenue, Sidney, BC778-351-3844www.facebook.com/LALOCAFAIRTRADE

Everyday FUN prices!$5.50 per game, per person

2375 Bevan Ave, Sidney, BC250-656-2431 www.miraclelanes.ca

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Swiss dining for all occasions.

BISTRO SUISSE2470 Beacon Ave. Sidney, BC Reservations: 250-656-5353www.bistrosuisse.comCheck out our new menu features.

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Mention this ad for a $5 Discount EXPIRES JAN 31, 2015

Upstairs at 2405 Beacon Avenue, Sidney, BC 250-516-7653

Are you paying too much tax?

Come in for your FREE Consultation today!

Tis the SeasonHigh Quality Estate Jewellery, Gold Buyers, Bullion Dealers

Olde n Gold 706 Fort Street, Victoria, BC250-361-1892 www.oldngold.com

7-9764 Fifth Street, Sidney, BC Ph: 778-351-3737 www.sidneycpa.com

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Sidney In a heartbeat I would make Sidney my home! Its appeal of a slower-paced and friendly small town by the sea becomes further distinguished by its incredible shops and all the amenities of the city. The independent designer boutiques, restaurants representing cuisine from around the globe, not to forget the quaint Star Cinema and a bowling alley on Bevan, ensures there is something for everyone. Try out a family afternoon or quiet date night, and you might want to call it your home too.


CHARITY focus

Vancity is proud to sponsor the Charity Focus

Come visit our newest location, the Mount Tolmie Community Branch at:

100-1590 Cedar Hill Cross Road, Victoria, BC V8P 2P5 250 995 7563

Redefining wealth for your well-being and your community.

A GIFT

A GIFT

Support The Mustard Seed this Christmas and have your gifts wrapped by donation at these locations:


Dont over commit. Dont expect every party, gift, dinner, to be ideal. If you are comparing your experience to that which you think everyone else experiences over the holidays, you will always be disappointed. You do not have to participate in everything. Do say no to endless parties and to-do lists so that you can give yourself enough time to be prepared for the events and people that are important to you. Dont sweat the small stuff. There is nothing new about this advice! If your mother-in-law buys you a bathroom weight scale for Christmas, just assume it is what she would have wanted for a gift as well! If your house isnt the brightest on the block, its okay. It will all happen again next year. Do think about what makes you feel all warm and fuzzy. Is it childhood traditions, or giving to those who may be less fortunate financially? Embrace those feelings and make sure they dont get lost in the hustle and bustle of the season. Dont overindulge in alcohol and sweets. Remember that they are both

depressants. Do commit to a little time each day for movement and healthy food. It is scientifically proven that an extra walk around the block cancels out the extra gravy on your potatoes! Dont let people push your buttons. Remember that negative people get their payoff from your reaction. Dont be one of those energy sucking people yourself. (For example, you think Christmas is commercial and you dont do New Years resolutions because they set you up for failurewe knowyou dont need to keep saying it every year!) Do know what triggers you and that you control how you react. Have a plan and an exit strategy! Assume that everyone around you just wants to feel loved and appreciated, even if they have a difficult way of showing it. If you dread the holidays because all of the work, shopping, wrapping, cooking and cleaning falls on you dont do it! Do learn how to effectively delegate. Asking for help allows others to participate in the festivities. Decide what you want to ask for help with and be specific. It will not make you a less

than perfect host if you ask guests to arrive with hot dishes, nor will it make you a scrooge if you put parameters on what gifts you are buying, wrapping and giving. Enroll the help of teenagers, or someone you know who would be happy to earn extra money at this time of year. Dont dwell on imperfections or what you perceive to be wrong with your house, cooking or gifts. Above all, dont dwell on what you believe to be your personal imperfections. You are lovable just the way you are, bursting buttons and all. You are cherished, valued and appreciated. It is the season of kindness and generosity, do remember to give the gift of self-love. Its the most treasured and useful gift you could ever give.Victoria HolmesInspirational Speaker, Writer, Life CoachDedicated to helping you live a happier, health-

ier, more abundant life. Heal Your Life Work-

shops and Life Coaching

victoriaholmes.ca

HEALTH & wellness

BY VICTORIA HOLMES, Inspirational Speaker, Writer, Life Coach

GIVE YOURSELF THE gift of self-care

Feeling down and overwhelmed during the holidays can feel alienating and lonely. Its a time of year when people seem to be overflowing with holiday cheer, which makes it even more difficult for those who feel like their wine glass is half empty. Some people who feel below-par do everything they can to avoid the holidays, while others mask their feelings and go through the parties and family get-togethers with a smile on their face but heaviness in their heart. They wonder what is wrong with themwhy they secretly dread this time of year. Here is a light-hearted list of Dos and Donts to help you through the holidays whether you are a holiday junkie bursting with sparkles and holiday spirit, or someone who tolerates the season with help from the kind of holiday cheer that has a brown paper bag over it.


New PILLOW TOP MATTRESSES ENJOY THE Oceanfront and Hot Tub

Check out our website for the fabulous upcoming low shoulder rates

www.otterpointbeachhouse.com LOCATED on the Strait of Juan de Fuca Sooke, BC Canada 250-642-4490 [email protected]

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Join the Map!


Where comforting, fresh breakfasts & lunches meet fine coffees & teas, and exquisite dining

Evedars Bistro2829 Peatt Rd, Langford, BC (just down from Goldstream)Reservations: 250-391-8636 www.evedarsbistro.com

EVEDAR'S BISTROA warm & eclectic dining experience

ONE COMPLIMENTARY NAIL TRIM when you present this coupon in-storeEXPIRES JANUARY 31, 2015

Your pets source for health and happiness

Island Pet Source751 Goldstream Ave, Langford, BC250-590-4460 www.islandpetsource.com

$25 Chip RepairBest Price in the the city: up to 63% cheaper all year

Van Isle Auto Glass108-721 Station Ave, Langford, BC250-474-5551 www.vanisleautoglass.com

Free Vegetable Pakora or Samosa appetizer. Conditions are dine in only as well as with purchase of an entre. Expires January 31, 2015

Lunch Buffet $12.95 (Children 5 and under FREE) #103 - 777 Goldstream Ave, Langford, BC, 250-478-6600 www.turmericvictoria.comwww.facebook.com/turmericvictoria

Manicure-Pedicure Combo FOR $59Expires January 31, 2015Holiday Packages & Monthly Specials Online

101-2843 Peatt Road, Langford, BC250-474-1401 rejuvenationswellness.com

Rejuvenations NAILS, ESTHETICS &

WELLNESS CENTRE

786 Goldstream Avenue, Victoria, BC 250-478-2112 www.clothcastle.com

Spend $30 get $5 off Valid until Jan 31, 2015Closed Dec. 24 Jan. 12

Lighthouse Cake Company742 Goldstream Avenue, Langford, BC250-478-4499 www.lighthousecakecompany.cafollow us on facebook, twitter, and pinterest

110-721 Station Ave Ph: 250-474-3777www.alpineautorepair.ca

YOU CAN COUNT ON US FOR COMPLETE CAR CARE

includes 63 point check over and oil and filter change

(some conditions apply) EXPIRES JAN 31, 2015. COUPON MUST BE PRESENTED AT TIME OF SERVICE.

AUTO REPAIR

SAFETY WINTERPACKAGE Reg. $69.95 + TAX $20 OFF

QUALITY USED BOOKS Mention or present this ad for 10% Off all purchasesExpires January 31, 2015

Fiction/Self Help/Health & Diet/Cook Books/Literture Childrens/Science

Fiction/War/Western/Antiquest & Collectables, and more

106 - 721 Station Avenue, Victoria, BC 250-478-0914 www.dragonflybooks.ca

FAMILY OWNED & OPERATED

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25% OFF One Regular Priced Item OR$5 OFF a $30.00 Purchase DISCOUNT WILL BE TAKEN OFF LOWEST PRICED ITEM NOT TO BE COMBINED WITH ANY OTHER OFFERS. SOME EXCEPTIONS MAY APPLY. EXPIRES JAN 31, 2015

103797 Goldstream Avenue (at Peatt Road)www.bajarosis.com OPEN 7 DAYS A WEEK

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Half Price Specials 4-6pm Daily

977 Langford Parkway Victoria, BC 778-433-3291 www.qualityfoods.com

For todays Appy Hour Special go towww.qualityfoods.com/appyhouror on the QF App

A new item ison sale everyday, in addition to many otherin-store specials.


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Downtown Langford in Victoria Quickly becoming a cental hub in the Western Communities, downtown Langford is quickly expanding where downtown Victoria businesses find their second location in the bustle of these streets. If you havent poked around Goldstream Avenue and area, youre overdue. The ample free parking and densely situated shops make it an easy trip to discover ALL types of shopping. Go ahead and explore, eat, and be entertained!

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Vancouver Islands FREE coupon and affordable living magazine | AlmostFreeMagazine.com 29

With the recent market volatility and RRSP season looming, now is a great time to take a step back and review your relationship with the financial professionals in your life. Maybe check in and see if your current advisor is still the right fit for you, or if you are not working with one, start looking into who would be a good person to have in your corner.

HOW TO PICK AFinancial Advisor

BY SAIRA WATERS Co-Founder of Dollar Divas

Before you start looking, get clear on what you want. Are you looking for the best returns possible or are you looking for someone to help you create a long term strategy to help you reach your goals? This will dictate the type of financial professional you should consider. When looking at a financial advisor to help you with long term financial planning, here are some key things to look for:

#1. Someone you actually like: A good financial professional sees their clients at minimum once a year. If you dread this visit as much as you do the dentist you may need to re-evaluate why you chose with this person in the first place.

#2. Licensing and training: There are many different licenses that an advisor can hold and some require more rigorous training than others. Ask your advisor what licenses they hold as well as what their training has been. If your advisor can't or won't tell you these things it is a major red flag. Also, ask what types of continuing education they participate in.

#3. Someone who is upfront about their paycheque: Financial advisors can be paid in many different ways. Some of the most common are fee for service, commission based and hourly rate. Recent legislation has made advisor pay far more transparent than in previous years so don't be afraid to ask, how are you compensated and how much? Be aware of anybody offering free service, unless it is a government sponsored program, someone is writing their paycheque and there must be a reason why.

#4. A wide variety of investment options: We have all heard about the benefits of diversification so make sure that your advisor gives you that option. Be aware of advisors that offer a list of mutual funds that are all branded with their company name because chances are they are being told to push those funds even if they aren't good investments.

#5. A detailed written plan: When you are working with a financial advisor a great way to make sure everyone is on the same page is a detailed plan of the goals and the plan to achieve those goals. Before you sign on the dotted line, ask to see a sample plan that they have created for someone in a similar situation to you. Make sure that it is shows more than a simple printout of what investments are in your portfolio.

#6. A process: When interviewing your new advisor (or doing a review with your current one) ask them about the process they use with their clients. You want to look for an advisor that has a proven process that can be tailored to your needs. A proven process means that your advisor has had success in the past helping other clients meet their goals.

#7. Experience: The financial industry is rife with individuals who get licensed and then realize they don't enjoy the job. You don't want to end up an orphan or a hand-me-down so make sure your advisor is going to stick around. If the advisor you like is a fairly new financial advisor ask about their other experience. Have they had 5 different jobs in 5 years? Are they brand new to the work force? Did they work in the financial industry before hand, just in a different role?

#8. A clean record: An advisor that follows the law is important. This should be fairly obvious, check out your advisors track record before you sign on the dotted line.

#9. Focus on planning and goals: This comes back to what you are looking for in an advisor, are you looking simply for the highest investment returns? If this is the case you are looking for an investment advisor, not a financial planner. A true financial planner will focus on helping you attain your goals and the different types of investments will simply be the tools that will help you achieve those goals.

#10. Clear and easy to understand: If you walk out of your advisors office more confused than you walked in its time to re-evaluate the relationship. Your financial advisor should be able to speak to you in language that is clear and you can follow. Don't be afraid to ask lots of questions and speak up if you don't understand. It's your money!

There are lots of qualities that you can look for in a financial advisor. At the end of the day this is the person you are hiring to help you reach your financial goals. Don't let someone talk you into or out of something you are not 100% comfortable with and listen to your instincts.

Saira Waters, REALTOR with Royal LePage, is a co-founder of Dollar Divas, the Meetup group for women who want to be financially independent! Find us on Meetup & Facebook.

MONEY cents


Purveyors of Exquisite DiversionOddities, Jewellery, Local Art

Bound to be Different9736 Chemainus Rd., Chemainus, BC250-324-4119

Beautiful Ambiance & Sushi at Great Prices9747 Willow St, Chemainus, BC250-324-1991

Clip this ad & get 15% off your next purchaseExpires January 31, 2015

Like no other store in town!, We are Beyond the Usual.Showcasing top brands in clothing, footwear & accessories for the active lifestyle. You will also find sunglasses, skateboards and scooters.

Beyond the Usual, 9774 Willow St., Chemainus, BC 250-324-1551 www.beyondtheusual.ca

www.facebook.com/btuboardshop @btuboardshop on Instagram

shop CHEMAINUS

SIMPLE VIETNAMESE CUISINEGluten-free Options

Pho Triple 7 Restaurant9779 Willow Street, Chemainus, BC250-324-0777 www.photriple7.com

Best Prices on the Island HUGE Selection | Workshops & Classes Beading I Kumihimo I Bead Weaving I Viking Knit I Herringbone and more!

9752c Willow St, Chemainus, BC250-324-2227like us on facebook

3000 square feet and 20 dealers of Antiques & Collectables

Willow Antique Mall9756 Willow Street, Chemainus BC 250-246-4333 [email protected]

WillowAntique MAll

Christmas Open House December 6, 11am-5pm

Shabby Chic/Cottage/Vintage Decor & More Retailer of Cottage Paint

9779 Willow St, Chemainus, BC 250-589-8182www.facebook.com/shabbyvintagetreasures

Original Dutch-style baking European Bakery | Handcraft | From scratch | Fresh daily bread, pastries, cakes, cookies | Gluten Free items available Breakfast & Lunch | Soup & Sandwiches

UTOPIA BAKERY CAFEA-9780 Willow St, Chemainus, BC(250) 246-9992 [email protected] Every Day 6AM to 6PM

Youve found a home. Were dedicated to helping you whether buying or selling.

Sutton Realty, 9745 Willow Street, Chemainus, BCDebbie Simmons 250-246-0708 [email protected]

Pharmasave ChemainusChemainus very own Compounding Pharmacy

Locally owned and operated in your neighbourhood

101B 3055 Oak Street, Chemainus, BC Ph 250-324-4488

Casual fine dining in the heart of Chemainus Odika fuses global and domestic cuisine to create a unique experience for every palate.

2976 Mill St, Chemainus, BC250-324-3303 www.odikacafe.com

Casual fine dining in the heart of Chemainus

Most Original Canadian Art Gallery in ChemainusPaintings, Drawings, Prints, Art and Ceramic Tile Muralsby Michael Osborne at very reasonable prices

Earth Art Canada, 9747 Willow St, Chemainus, BCExhibiting Paintings, Drawings, Ceramic Tile Murals www.earthartcanada.ca

Earth Art Canada

Enjoy one Lunch or Dinner Buffet and receive a second Lunch or Dinner Buffet at 50% off. *9737 Chemainus Rd, Chemainus, BC250-246-9820 or 1-800-565-7738chemainustheatre.ca*CANNOT BE COMBINED WITH ANY OTHER OFFER. NOT VALID WITH PREVIOUSLY PURCHASED TICKETS. EXCLUDES TAX, TIP AND ALCOHOL. EXPIRES DEC. 31, 2015. BOOKING CODE: BUFFET2015. PLEASE PRESENT COUPON UPON ARRIVAL.

MENTION THIS AD AND RECEIVE 10% OFF YOUR PURCHASE! Expires Jan 31, 2015 Offering repairs, maintenance, mobile support, sales, printers, ink, training & graphic design

105C 3055 Oak Street, Chemainus, BC250-324-6100 www.cvcc.ca [email protected] us on Facebook /chemainusvillagecomputercentreFollow us on Twitter @chemcomputer

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Visiting the Chemainus Theatre Festival will tease (and please) your senses!

Enjoy

Expires Dec.31, 2015 Booking code: Buffet2015.


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Chemainus Many identify with Chemainus for the murals and The Chemainus Theatre, as the unique vibe to this delightfully interesting town. Further to these attractions you will discover an array of intriguing shops and eateries. Youll find quality clothing shops from high-end to active and adventure wear, an impressive jewellery bead shop with the greatest selection and prices, vintage and antique shops, and everything in between. Dont forget to visit Utopia Bakery for some sweet treats or any of the eateries listed on this spread. Theyre all fantastic!

Come for the murals, stay for the shopping!


Building lasting friendships and supports for people with disabilities.

1st Annual

CHARITY GOLF TOURNAMENT

June 26, 2015

Country Grocerproudly supports

Lifetime Networksand the greatwork they do

in our community!

7 Convenient LocationsTo Serve You

www.countrygrocer.com

Lifetime FriendshipsLifetime SupportsLifetime Networks.

Info at lifetimenetworks.org or call 250.477.4112

lifetimenetworks.org

Prospect Lake Golf Course

9 holes - Shotgun Start (foursome teams)Dinner | Games & PrizesA "Experience & Adventure" Silent Auction

Tickets are just $75.

Call Lifetime Networks at 250.477.4112, and ask for Sandy to register.

SAVE THE DATE for the 1st Annual Almost Free Charity Golf Tournament in support of Lifetime Networks Friday, JUNE 26.

Welcoming sponsors and auction donors now. Call Elissa at Almost Free Magazine - 250.419.2579. Sponsorships are very affordable and several offer five-tier media exposure.

We create opportunities for people with disabilities and their families. We provide friendship and support services so that all people can live rich and rewarding lives in our community safely and with friends that care.

Would you like to contribute to a local charity and support adults with developmental disabilities while benefiting from advertising in Almost Free Magazine?

Become a sponsor of the 12th Annual Lifetime

Networks Gala Dinner & Auction

2015 Gala Dinner & Auction Friday, May 1 at The Union Club!


2015 SEASON

SEASON TICKETS ON SALE NOWFor details visit

chemainustheatre.caor call 1.800.565.7738

Project Johnny CashMusical Tribute tothe Man in Black

Conceived and Written by Mark DuMez

Feb 20 - Apr 11

The MousetrapBy Agatha Christie

Apr 24 - May 30

Twist & ShoutThe British Invasion

Conceived and Written by Alex MustakasOrchestrations and Vocal Arrangements by Robert Foster

Jun 12 - Aug 29

Jeeves IntervenesFrom the stories of P.G. Wodehouse

Adapted by Margaret Raether

Sep 11 - Oct 3

Grace & GlorieBy Tom Zeigler

Oct 16 - Nov 7

Elf: The MusicalBook by Thomas Meehan & Bob Martin

Music by Matthew Sklar Lyrics by Chad BeguelinBased on the New Line Cinema film written by David Berenbaum

Nov 20 - Dec 31

2 0 1 5 S E A S O N

Julia Ullrich David Cooper Photography


DRIVE A LITTLE, SAVE A LOT! (250) 748-7709 211 Craig Street, Duncan, BC

CHRISTMAS SALE begins Dec 6th, 2014watch the local papers for detailsWe SELL, REPAIR, DESIGN & PRODUCE The Very Best Diamond, Gold, Silver and Gemstone Jewellery Anywhere!

Priceless Antiques & Quality FurnitureAnd One-of-a-Kind Treasures

Buy, Sell, and Trade

Rays Antiques & Furniture308 Duncan St, Duncan, BC250-510-8204 www.raysantiques.comIt pays to shop at Rays!

277 Craig Street (next to Pharmasave)

250-597-0880 www.chari-teas.caQuality Loose Tea

200+ Varieties of

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Your choice for Thai Food and great prices in Cowichan Valley!DINE IN / TAKE OUT, LICENSED

Phad Thai, 270 Trans Canada Hwy, Duncan, BC250-597-3222 [email protected]

Island-raised meats & great value and service!Come in for our meal to oven options, meat cutting and more!

Moby Meats Butcher Shop5817 York Rd, Duncan, BC 250-748-9932

A shopping experience where style harmoniously combines with the patina of time-loved treasures

Embellish Home Decor115 Kenneth St, Duncan, BC250-746-9809 www.embellishhome.cafacebook.com/pages/Embellish-Home-Decor

twitter.com/EmbellishHomeBC

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ANNUAL SALE: October 21st- 23rd 25% OFF Everything (except Lego) 9:30am until 5:30pm

The Red Balloon Toyshop 158 Craig Street, Duncan, BC250-748-5545

Annual SALE: October 21st ~ 23rd 25% off everything in the Toyshop (except Lego) 9:30am until 5:30pm

The Red Balloon Toyshop 158 Craig Street, Duncan, BC250-748-5545

158 Craig Street, Duncan, BC250-748-5545

PUZZLE EMPORIUMThe largest selection of1000 piece puzzles in the

Cowichan Valley

A bright and energetic little boutique filled with lovely things. Locally crafted jewellery, beautiful handbags, and clothing for every occasion.

150 Craig St. Duncan, BC778-455-2120 www.archerandarrow.ca

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Now Featuring Local Artisan Gourmet Foods Look forward to our fabulous pre-made or custom

Gift baskets for the season coming

Khaya Home Decor & Gifts107 Kenneth Street, Duncan, BC 250-746-6640 www.khayahomedecor.com

Spinning Ninny Boutique is a shop with its entire inventory made by the hands of the good people of Vancouver Island.306 Duncan St, Duncan, BC778-455-4888 www.spinningninny.ca

Come and check out our Imagination StationYour location for creation

Country Chic Paint available here for all of your Christmas projects.Wishing everyone a very Merry Christmas!Present this coupon for 10% Off everything in the shop every Sunday until Christmas!

55 Lois Lane, Duncan, BC250-746-3631 [email protected]

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viaf december/january 2015 | issue 18

Documents

cup cream

cream sauce

seafood sauce

tbsp apricot white balsamic

seafood pasta

rinsed cup lox

tbsp flour

cup uncooked shrimp