vanik’s current affairs200 mcqs on current affairs 40 mcqs on computer ... fiscal stimulus and...

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Vanik’s MONTHLY ISSUE JULY - 2019 Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU EDITION 52 nd Current Affairs BUMPY ROAD AHEAD Modi Govt. 2.0 & Its Challenges 200 MCQs on Current Affairs 40 MCQs on Computer 20 MCQs on Banking Awareness 100 MCQs on General Knowledge 4 no. of Practice Set 1. SBI-PO (Prelim) 2. SBI-Clerk (Prelim) 3. RRB-NTPC (CBT-1) 4. SSC-CHSL

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Page 1: Vanik’s Current Affairs200 MCQs on Current Affairs 40 MCQs on Computer ... fiscal stimulus and policies. Agrarian crisis ... That is costing lives and denting the nation’s economic

Vanik’s

MONTHLY ISSUE JULY - 2019

Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU

EDITION52

nd

Current Affairs

BUMPY ROAD AHEADModi Govt. 2.0 & Its Challenges

200 MCQs on Current Affairs

40 MCQs on Computer20 MCQs on Banking Awareness

100 MCQs on General Knowledge

4 no. of Practice Set

1. SBI-PO (Prelim)

2. SBI-Clerk (Prelim)3. RRB-NTPC (CBT-1)4. SSC-CHSL

Page 2: Vanik’s Current Affairs200 MCQs on Current Affairs 40 MCQs on Computer ... fiscal stimulus and policies. Agrarian crisis ... That is costing lives and denting the nation’s economic
Page 3: Vanik’s Current Affairs200 MCQs on Current Affairs 40 MCQs on Computer ... fiscal stimulus and policies. Agrarian crisis ... That is costing lives and denting the nation’s economic

Dear Students,VANIK Institute in its short time span has established itself as

the number one in state in terms of result which is the most tangible

manifestation about the credibility of any institution. During the last

year 728 students from VANIK including 26 in OCS are successfully in

different competitive examinations.

Apart from providing the best state of the art physical

infrastructure, best pool of experienced faculties, exam oriented tests

and discussion we have developed the most updated study material.

Monthly Current Affairs Magazine by VANIK is being

remodeled as per the changing requirement of different exams. Current

Affairs being the vital part in every competitive examination our

endeavour is to give you the most updated & exam oriented content.

From your side we expect sincere commitment for your preparation to

transform you to an achiever & being glory for VANIK.

Wishing you all the Best

Subrat Kumar Chhatoi

Vanik Publications

EDITORMr. Pramod Padhi

ASSOCIATE EDITORJyoti Prakash Routray

Satabdi Sagar MohantyTapas Ranjan Behera

Prafulla Kumar Dwibedi

ADVISORSG. Khatua

&Team R & D

PUBLISHING MANAGERSmrutiranjan Chhatoi

DESIGNING & LAYOUTVijaya Maharana

Publisher : Subrat Kumar ChhatoiPrinted and Published by : Vanik PublicationPrinted at : Bhagabati Press

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, BhubaneswarWebsite : www.vanikpublications.com | Phone : (0674) 2559977_____________________________________________________

© Copyright Reserved No part of this magazine can be printed in whole

or part without the written permission of thepublisher.

The editor and publisher have tried their best toverify the factual accuracy of the informationspublished, but do not take any responsibility forthe absolute accuracy of the informations in themagazine.

All disputes subject to Bhubaneswar (Odisha)Jurisdiction.

Message from Director

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51 200 MCQ onCurrent Affairs

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60 100 MCQ onSSC/Railway

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64 40 MCQ onComputer

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66 20 Special MCQon Banking Awareness

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107 Who’s WhoPage

113115

AbbreviationPage

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CONTENT

Economy& Banking

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Award& Honour

Science & Technology

Place inNews

Person inNews

Sports

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Page

Page

Page

Page

Bilateral

Miscellaneous

State News

Book &Author

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Environment & EcologyPage

SummitPage

CommitteePage

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DefencePage

Page

Date &Observation

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National NewsPage

Major Issuesof the Month

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Page 5: Vanik’s Current Affairs200 MCQs on Current Affairs 40 MCQs on Computer ... fiscal stimulus and policies. Agrarian crisis ... That is costing lives and denting the nation’s economic

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015

Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ][ 3Page |

MAGAZINE FOR THE MONTH OF JULY 2019

From ‘Ab ki baar Modi sarkar’ in 2014 to ‘Phir ek baarModi sarkar’ five years later, Narendra Modi kept hisword as he was sworn in prime minister on 30 may.The 68-year-old Bharatiya Janata Party leader, who tookoath against the magnificent backdrop of the RashtrapatiBhavan with thousands gathered in the forecourt andmillions watching on their television screens, is onlythe third prime minister after Jawaharlal Nehru andIndira Gandhi to return for a second successive termwith a full majority.The focus shifts almost immediately from celebrationsto the challenges faced by the man who powered hisparty to 303 seats in the Lok Sabha.He needs to fixproblems in agriculture, job sector, economy,international relations and internal social disharmony.

India’s economy big worry for Modi,needs stimulus

India’s slowing economic growth is of serious concernand the country needs to urgently cut tax and interestrates to revive the economy.The economy grew 6.6% in the three months to December- the slowest pace in five quarters - and the Federationof Indian Chambers of Commerce & Industry (FICCI)said the bigger worry was that domestic consumptionwas not growing fast enough to offset a weakeningglobal economic environment.The recent signs of slowdown in the economy stem notonly from slow growth in investments and subduedexports but also from weakening growth inconsumption demand. “This is a matter of seriousconcern and if not addressed urgently, the repercussionswould be long term.”Key indicative sales — of cars, two-wheelers, andtractors — have been falling. Non-oil, non-gold, non-silver, and non-precious and semi-precious stonesimports, another good indicator of consumer demand,have shrunk in the past four months.The public sector banks are in bad shape on the accountof non-performing assets (NPAs) despite pumping inover Rs 2 trillion in the past two years. The NPA ofpublic-sector banks stood at over Rs 8 trillion at the endof December 2018. Currently banks are lending almosttill the last penny of deposits that they have with them.When Modi took power for the first time in 2014, globaloil prices slumped. But as he gets set for a second term,rising oil prices could push the current account deficithigher.The body also said the trade war between the UnitedStates and China could further slow down global tradeand hurt India’s already sluggish exports.

NarendraModi 2.0and itschallenges

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Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015

Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ][Page |

MAGAZINE FOR THE MONTH OF JULY 2019

The upcoming budget...is an opportunity for the government to boost consumption and investments through appropriatefiscal stimulus and policies.

Agrarian crisisAgriculture, forestry and fishing — together clubbed under the head of agriculture — comprised 21 per cent of grossdomestic product (GDP) in 2004-05. It has dropped to around 13 per cent in the past 15 years. But the number ofworkforce has not dropped accordingly in farms.Agriculture employs nearly 55 per cent of the workforce in the country. An estimated 26 crore people are working in thesector. This translates into dependence of about 55-57 per cent population on agriculture, which is in distress for far toolong to ignore for Narendra Modi government.The immediate reason for farm distress is falling food prices. Despite Modi government’s implementation of new MSPregime, the farmers are not getting profitable remuneration from their agriculture.Going into the Lok Sabha polls, Modi government tried to lessen the burden on the farmers with PM Kisan, a scheme toprovide cash support of Rs 6,000 a year equated over three instalments.The new government will have to address bigger issue in agriculture, that is, of shifting farm workers to other employmentavenues. This leads to PM Modi’s another major challenge - unemployment.

UnemploymentOf 136 crore estimated population of India, 67 per cent is in 15-64 years bracket. This puts the job-seeking populationover 91 crore. Not all of them would actually be looking for job but this figure itself is a challenge to any government.The promise of 2 crore jobs annually coupled with the slogan of “achhe din” (good days) had brought Narendra ModiI government to power in 2014. Twin-disruption caused by demonetisation and one-step rollout of the Goods andServices Tax (GST) - government called them course correction in economy - led to massive job loss instead.

A Centre for Monitoring Indian Economy (CMIE) report, released in January this year, said around 1.1 crore jobs werelost in 2018 as side effects of 2016 demonetisation and 2017 GST rollout.Official figures for unemployment rate, leaked to a newspaper earlier this year, said the joblessness was at a 45-yearhigh in 2017-18 — with an average unemployment rate of 6.1 per cent. This was considered as impact of note ban andhaphazard rollout of GST.Reports suggest that weekly as well as monthly unemployment rate have been hoveringaround seven per cent for several months. According to an India Spend analysis, of 1.2 crore people entering job marketevery year, only 47.5 lakh join the labour force. The rest remain either unemployed or in disguised unemployment.The new Modi government urgently needs to give impetus to employment else the situation will explode any timeduring its tenure. The youths are sitting on an unemployment time bomb that is ticking fast. This brings us to the thirdmajor challenge to the Modi government.

Reaching out to Muslims, minoritiesFollowing the stupendous electoral victory of the Modi government, reports suggest, there is an unease among a sectionof minorities, particularly Muslims. Certain incidents — shooting at a Muslim man in Bihar merely after asking for hisname and thrashing of a couple in Madhya Pradesh on beef rumour — might have added to the prevailing sentiments.PM Modi, in his address, to the newly elected MPs of the ruling dispensation asserted that over the next five years, theyhave to ensure “sabka vishwas” (trust of all) besides “sabka saath, sabka vikas” (collective efforts, inclusive growth).

Pakistan and terrorismPM Modi might have given a strong signal to Pakistan when its Prime Minister Imran Khan called him up to congratulatehim over his win in the Lok Sabha election and expressed willingness to work towards peaceful bilateral relations. PMModi is understood to have told Imran Khan that onus lies on Pakistan as talks and terror can’t go together.While leaders of other neigbouring countries have been invited to PM Modi’s oath-taking ceremony, Imran Khan doesnot feature in the list. This may be a snub in the aftermath of the Pulwama terror attack and aerial dogfight following airstrike at a terror base in Pakistan’s Balakot.India’s relations with Pakistan is not a simple case of diplomacy. It involves many other aspects including the issue ofKashmir and also the question of religious harmony.

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Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015

Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ][ 5Page |

MAGAZINE FOR THE MONTH OF JULY 2019

PM Modi may not have the luxury of honeymoon period as he had during his previous tenure. Modi’s hands are full ofchallenges that his government ought to deal with urgently with long term solutions.

Air pollution presents a challenge for Modi in second termOne of the biggest challenges facing Indian Prime Minister Narendra Modi as he begins his second term is ensuringclean air in a country that is home to some of the most polluted cities in the world.The country is burning up more coal to supply cheap electricity to its 1.3 billion people, resulting in polluted air acrossvast stretches. That is costing lives and denting the nation’s economic productivity, prompting a policy rethink.Efforts in the past to clean up the environment have struggled to clear the test of affordability. India’s fleet of coal-burning power plants, among the biggest sources of air pollution and a dominant provider of cheap energy, havedragged their feet over implementing emission standards, citing cost.Strengthen power retailersThe new government must focus on strengthening electricity distribution companies. Rejuvenating the power retailerswill be crucial for transitioning to cleaner, although costlier, electricity. Their losses rose from April to December,reversing a declining trend.Efforts to revive them during Modi’s first term have met with some progress but have not been completely successful.Implement emissions norms: The government must ensure the timely implementation of emissions norms for thermalpower plants.One of the reasons this process has moved slowly is a possible reluctance by lenders to finance retrofits in a sectoralready stressed with a mountain of bad debt. Fixing the money-losing power retailers would be key to resolving thebad loan mess.Fuels under GST: Bring fuels, such as natural gas, under the national sales tax regime, helping them compete withdirtier options, such as coal and pet coke.Boosting local production of gas will make it more affordable and help raise its share in the mix to 15 per cent, more thandouble from now.Focus on renewable: Accelerate capacity addition in renewable energy, while enabling the grid to deal with the risingflow of intermittent power.Increase use of biomass for energy to help reduce the dependence on crude oil imports andprevent burning of crop residue, a leading air polluter in northern India.Increasing the efficiency of government expenditure is another major challenge before the government. The governmentmust ensure that its borrowings are not used to finance revenue expenditure and are used for asset creation andinfrastructure investments. Loss-making public sector enterprises are to be divested. It is heartening to see that steps fordisinvestment of Air India are being taken up. The government will address the above challenges and make economicgrowth more broad-based, leading to a positive cycle of higher growth and higher demand, and put the Indian economyon a permanently high economic growth trajectory.Modi will have to handle economic turbulence deftly till the 2020 US elections. The US-China trade wars and the US-Russia differences will create new fronts all over the world with India often called upon to take positions for or againstthe election-bound Trump administration. This becomes a bigger challenge as India faces imminent US notification ofwithdrawal of the Generalised System of Preferences (GSP) in the face of the slow progress in the resolution of the India-US trade deficit. Modi, along with President Trump, will have to use their personal clout to reach an agreement on tradeas the bureaucracy on both sides is only interested in protecting its turf at a time when there is a perceptible hardeningof positions on both sides. The answer to the US withdrawal does not lie in Indian retaliation but in the resolution oftrade differences as both countries need each other in a worsening strategic environment.Last, for Modi to provide the last mile delivery for Centrally-sponsored schemes in the Congress-ruled states of Rajasthan,Madhya Pradesh, Chhattisgarh, Karnataka and Trinamool Congress-ruled West Bengal will be a challenge. Schemeslike Ayushman Bharat, Ujwala, agriculture and unorganised sectors reforms will run into obstacles in these states onaccount of ideological differences. If the schemes succeed, the state leadership will claim credit; failure will be dumpedsquarely on Modi. But then the PM is known to climb mountains in adverse conditions.

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P h . : 8 0 9 3 5 5 6 6 7 7 , 9 0 4 0 4 5 6 6 7 7 , W e b : w w w . v a n i k . o r g , E - m a i l : v a n i k b b s r @ g m a i l . c o m

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MAGAZINE FOR THE MONTH OF JULY 2019

The U.S. has decided that it will not renew exemptions from its sanctions for importing oil from Iran.Penalty for Indian Imports

The US will not issue any additional Significant Reduction Exceptions [SREs] to existing importers of Iranianoil.

US has continued to apply maximum pressure on the Iranian regime until its leaders change their destructivebehaviour, respect the rights of the Iranian people, and return to the negotiating table.

India, China and U.S. allies Japan, South Korea and Turkey will be the most impacted by the non-renewal ofwaivers.

The other three currently exempted countries — Italy, Greece and Taiwan — have already reduced their importsto zero.

Implications for India India is the second biggest buyer of Iranian oil after China. It is being pushed by the US to restrict its monthly purchase to 1.25 million tonnes or 15 million tonnes in a year

down from 22.6 million tonnes in 2017-18 financial year. Even during the last set of sanctions between 2012 and 2015, India had continued to import oil from Iran. The US decision is intended to bring Iran’s oil exports to zero, denying the regime its principal source of

revenue. Apart from oil imports, India will also have to navigate a waiver for development of the Chabahar port which

is of critical strategic importance.About India’s Oil Import

India is the world’s third-largest consumer of oil. With 85 per cent of its crude oil and 34 per cent of its natural gas requirements is being fulfilled by imports.

U.S. ENDS WAIVER FOR INDIA ON IRAN OIL

MAJOR ISSUES OF THE MONTH

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Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ][ 7Page |

MAGAZINE FOR THE MONTH OF JULY 2019

In 2016, India imported 215 million tonnes of crude oil and at 13 per cent, Iran stood third among India’sbiggest oil suppliers, after Saudi Arabia and Iraq at 18 per cent each.

In an oil slick: Faced with the U.S.’s intransigent demand that all countries put a full stop to oil imports from Iran or facesanctions, the Indian government has indicated it will ‘zero out’ oil imports after the May 2 deadline.What next?

Alternative Energy Sources – Statements from the Petroleum and External Affairs Ministries suggest thegovernment’s focus is now on finding alternative sources of energy, and minimising the impact on the Indianmarket.

At last count, India was importing about 10% of its oil needs from Iran, although it had considerably reducedits intake over the last few months.

US’s Directions The U.S. has made it clear that Indian companies that continue to import oil from Iran would face severe

secondary sanctions, including being taken out of the SWIFT international banking system and a freeze ondollar transactions and U.S. assets.

In response, Indian importers, including the oil PSUs, have decided that sourcing oil from Iran is unviable atpresent.

India’s Interests As a result, the government is seeking to explain the decision as a pragmatic one, taken in India’s best interests. Officials point to the six-month reprieve, from November 2018 to May 2019, that they received from the U.S. in

the form of sanctions waivers to import Iranian oil, and the exemption to continue developing the Chabaharport, as positive outcomes of the negotiations over the past year.

Caving under pressure Such arguments are, however, not very convincing. India has, in effect, now decided to cave in to U.S. pressure

on the issue less than a year after External Affairs Minister SushmaSwaraj said that India would recognise onlyUN sanctions, not “unilateral” ones.

In fact, last February Prime Minister NarendraModi vowed in Iranian President Hassan Rouhani’s presence inDelhi to increase India’s oil intake from Iran.

Costs Due to ban There are other real costs attached to the U.S. ultimatum that India may have to bear. High Costs – The price of oil has already shot up above the $70 mark in April. The threat to oil shipments – In addition, Iran has threatened to shut down the Strait of Hormuz, a key channel

for global oil shipments, which would further lead to inflationary trends, not just for oil but other commoditiestoo.

Other Interests – Any direct backlash from Iran for its decision will also jeopardise India’s other interests in thecountry, including its considerable investment in the Chabahar port, which India is building as an alternativeroute for trade to Central Asia.

In the larger picture, India isn’t just testing its traditional ties with Iran, but also giving in to President DonaldTrump’s blatant bullying after his administration withdrew from the Iran nuclear deal.Building a counter –Instead of engaging in what appear to have been fruitless negotiations with the U.S. over the past year, India,China, the EU and other affected entities could have spent their time more productively in building a counterwith an alternative financial architecture, immune to the U.S.’s arbitrary moves.

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Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015

Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ][Page |

MAGAZINE FOR THE MONTH OF JULY 2019

African Nation, Malawi will be undertaking large scale pilot tests for the world’s most advanced experimental malariavaccine in a bid to prevent the disease. The vaccine has been recommended by WHO for pilot introduction in selectedareas of 3 African countries- Ghana, Kenya and Malawi.World’s first vaccine against a parasitic disease: Mosquirix:

RTS,S, known by its trade name Mosquirix, uses antibodies to target proteins presented by sporozoites (such asthe circumsporozoite protein of falciparum)to enhance the immune system and help prevent the parasite frominfecting the liver.

Mosquirix is also engineered using a hepatitis B viral protein and a chemical adjuvant to further boost theimmune response for enhanced effectiveness.

India’s efforts in this regard: India’s progress in fighting malaria is an outcome of concerted efforts to ensure that its malaria programme is

country-owned and country-led, even as it is in alignment with globally accepted strategies. At the East Asia Summit in 2015, India pledged to eliminate the disease by 2030. Following this public

declaration, India launched the five-year National Strategic Plan for Malaria Elimination. This marked a shiftin focus from malaria “control” to “elimination”. The plan provides a roadmap to achieve the target of endingmalaria in 571 districts out of India’s 678 districts by 2022.

DurgamaAnchalare Malaria Nirakaran (DAMaN) initiative:Among states, Odisha’s Durgama Anchalare Malaria Nirakaran (DAMaN) initiative is significant.

The initiative aims to deliver services to the most inaccessible and hardest hit people of the State. The initiativehas in-built innovative strategies to combat asymptomatic malaria.

The programme is jointly implemented by Indian Council of Medical Research-National Institute of MalariaResearch (ICMR-NIMR), National Vector Borne Disease Control Programme (NVBDCP), Odisha and Medicinesfor Malaria Venture (MMV).

MOSQUIRIX : WORLD’S FIRST MALARIAVACCINE

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MAGAZINE FOR THE MONTH OF JULY 2019

Recently allegations of sexual harassment were made by a former employee of the Supreme Court against the CJI.However it was later claimed by a litigant that he was offered to “frame” the CJI.While judges indeed require powerfulprotection against motivated accusations, due process demands that an expeditious, thorough, fair and impartialprobe is carried out in the matter.The extraordinary developments at the country’s highest seat of justice offer anopportunity to revisit some larger questions around its accountability.The question of ‘good behaviour’

Constitution protects judges against the will of the masses, of Parliament, and of the all-powerful executives. A judge of the SC cannot be removed except by an order of the President passed after an address by each House

of Parliament supported by a majority of the total membership of that House and by a majority of not less thantwo-thirds of the members of that House present and voting has been presented to the President in the samesession.

Such removal can be initiated on the ground of proved misbehaviour or incapacity. However, the Constitutiondoes not define ‘misbehavior’ and ‘incapacity’.

The Judges (Inquiry) Bill, 2006 sought to establish a National Judicial Council to inquire into allegations ofincapacity or misbehavior of judges of the HC and SC.It defined misbehavior as willful or persistent conductwhich brings dishonour or disrepute to the judiciary; or willful or persistent failure to perform the duties of ajudge; or wilful abuse of judicial office, corruption, lack of integrity; or committing an offence involving moralturpitude.

The Judicial Standards and Accountability Bill, 2010, tried to lay down enforceable standards of conduct forjudges.

It proposed to widen the definition of ‘misbehaviour’ by adding “corruption or lack of integrity which includesdelivering judgments for collateral or extraneous reasons, making demands for consideration in cash or kind”,or “any other action… which has the effect of subverting the administration of justice”.

Failure to declare assets and liabilities, or wilfully giving false information was also included within thedefinition of ‘misbehaviour’.

What should be the standard of proof for ‘misbehaviour’? While rejecting the Opposition’s notice for impeachment of CJI, RS chairman cited the “lack of substantial

merit”, and said the charges had not been proved beyond reasonable doubt.

ALLEGATION OF SEXUAL HARASSMENTAGAINST CJI

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MAGAZINE FOR THE MONTH OF JULY 2019

But impeachment is not a criminal trial. In all civil matters, the standard of proof is the “preponderance of probabilities”. In Australia and South Africa, this is the standard of proof in the impeachment process of judges. India does not currently have a statutory mechanism to examine the misconduct of judges, and short of the

complex process of impeachment, there is no mechanism available to make judges accountable.Allegations against judges

While no judge has so far been removed by impeachment, several have faced allegations of corruption, and acouple of them of sexual harassment as well.

An allegation of corruption or sexual harassment, if proved, ought to count as misbehaviour or misconduct.Addressing Sexual harassment at Courts

In 1997, the Supreme Court noted that “the present civil and penal laws in India do not adequately provide forspecific protection of women from sexual harassment in work places”, and laid down the ‘Vishakha Guidelines’.

Sixteen years later, Parliament enacted The Sexual Harassment of Women at Workplace (Prevention, Prohibitionand Redressal) Act, 2013.

The Supreme Court has a Gender Sensitization and Internal Complaints Committee headed by a woman judge,with a majority of woman members.

The committee has a laid-down procedure for dealing with complaints of sexual harassment on the premisesof the court.

But it has no power to deal with complaints against the CJI or judges. In respect of misconduct by judges, the in-house process can be initiated only by the CJI.

The Regulations are silent on a situation where the allegation is against the CJI himself.No man is above the Law

The rule of law demands judicial accountability. Accountability makes the exercise of power more efficient andeffective.

The British constitutional theorist A V Dicey wrote that “no man is above the law [and] every man, whatever behis rank or condition, is subject to the ordinary law of the realm and amenable to the jurisdiction of the ordinarytribunals”.

Legal equality is the cardinal principle of the rule of law, and everyone including judges, must respect it. Should CJI undergo trial? To place judicial performance beyond scrutiny would be myopic, as liberty without accountability is freedom

of the fool. Power without responsibility is the anti-thesis of constitutionalism. Accountability of public officials, including

judges, is the very essence of a mature democracy. Way Forward Judicial accountability promotes at least three discrete values: the rule of law, public confidence in the judiciary,

and institutional responsibility. Both judicial independence and judicial accountability are purposive devices designed to serve greater

constitutional objectives. Though the independence of the judiciary is a part of the basic structure of the Constitution, it is not an end in

itself. In fact, it is an instrumental value defined by the purposes it serves.

Not Justice The three-member panel probing charges of sexual harassment against Chief Justice Ranjan Gogoi had a task

much broader and more critical than its stated remit. Given that it was investigating allegations levelled against the highest office of the country’s apex court, the

panel needed to answer questions that pertained, inevitably, to the integrity of the institution itself. Upon it also lay the onus of instituting procedures that mitigated the unequal power relations in a case where

a former junior employee of the court was ranged against the CJI. In a report submitted, the panel has given a clean chit to CJI Gogoi. It has “found no substance” in the charges. But this denouement — an ex parte report, which will not be made public — raises more questions than it

answers.

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MAGAZINE FOR THE MONTH OF JULY 2019

ProceedingsComplaints regarding Procedure

The committee comprising Justices S A Bobde, Indira Banerjee and Indu Malhotra wrapped up the inquiry insittings over four days, three of which were devoted to questioning the complainant.

On the third day, the complainant withdrew from the probe alleging that the panel did not adopt “a procedurethat would ensure fairness and equality”.

She accused the committee of not informing her about its procedures, denying her legal help, not recording itsproceedings and not providing her with a copy of her depositions before it.

Power Asymmetry Each of these four points raises issues of power asymmetry. The committee’s task was, no doubt, complicated by the fact that the SC’s “in-house procedures” do not have

provisions to deal with charges against the CJI. But the apex court has, over the years, also interpreted and re-interpreted Articles 14, 15, 19 and 21 of the

Constitution to lay down the rights of working women. The probe was a chance to extend such jurisprudence to a situation inside the institution of the court.

Concerns with ex parte investigation The panel’s recourse to an ex-parte investigation is problematic. Aside from the fact that such a probe is against the principles of natural justice.. And by not making its report public, the panel has come up short on the requirement of transparency . It has argued that the verdict in Indira Jaising vs Supreme Court of India does not enjoin placing in public “the

report of a committee constituted as a part of the In-House Procedure”.Conclusion : The panel’s verdict goes against the Court’s tradition of interpreting the law creatively for the sake ofupholding and strengthening constitutional morality. The Court has corrected itself in the past. It should do so again.

GTCI, launched in 2013, is an annual benchmarking report that measures the ability of countries to compete fortalent.

It is released by INSEAD business school in partnership with Tata Communications and Adecco Group.

GLOBAL TALENT COMPETITIVENESS INDEX4

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The report measures levels of Global Talent Competitiveness by looking at 68 variables such as ease of hiring,gender earnings gap, and prevalence of training in firms.

Uniqueness of this year’s report: This year’s report has a special focus on entrepreneurial talent – how it is being encouraged, nurtured and

developed throughout the world and how this affects the relative competitiveness of different economies. The report also reveals that cities rather than countries are developing stronger roles as talent hubs and will be

crucial to reshaping the global talent scene.India’s performance:

India remains the laggard in the BRICS (Brazil, Russia, India, China and South Africa) region and was ranked80.

It performs better than its lower-income peers when it comes to growing (48th) talent, primarily by virtue of thepossibilities for Lifelong Learning (38th) and Access to Growth Opportunities (41st).

An above-average Business and Labour Landscape (38th) and Employability (34th) raise the scores of thepillars related to Enable (70th) and Vocational and Technical Skills (72nd) that are otherwise hampered by theremaining sub-pillars.

Notwithstanding the scope for improvement across the board, India’s biggest challenge is to improve its abilityto Attract (95th) and Retain (96th) talent.

Above all, there is a need to address its poor level of Internal Openness (116th)—in particular with respect toweak gender equality and low tolerances towards minorities and immigrants—and its disappointing showingin Lifestyle indicators.

Global findings:In this sixth edition, Switzerland continues to lead the 2019 Global Talent Competitiveness index, while Singapore andthe United States come in second and third respectively.Yemen has finished at the bottom of this year’s index at 125th,just below Congo (124th) and Burundi (123rd).

The Reporters Without Borders (RSF) has released the World Press Freedom Index 2019, reflecting growing animositytowards journalists.

WORLD PRESS FREEDOM INDEX 20195

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MAGAZINE FOR THE MONTH OF JULY 2019

Performance of various countries: The index has been topped by Norway again for the third year, followed by Finland and Sweden at second and

third positions, respectively. Only 24 percent of the 180 countries and territories were classified as “good” or “fairly good”, as opposed to

26 percent last year. Of all the world’s regions, Americas (North and South) suffered the greatest deterioration, falling by 3.6

percent, in its regional score. The Middle East and North Africa region continues to be the most difficult and dangerous for journalists. Syria (174th) continues to be extremely dangerous for media personnel and as does Yemen (168th). The Asia-Pacific region continues to rank third last. The number of murdered journalists was extremely high

in Afghanistan, India and Pakistan. Disinformation is becoming a big problem in the region.Observations on India:

India’s rank dropped down to 140th from 138th in 2018, two points below the previous year. As per the Index, one of the most striking features of the current state of press freedom in India is violence

against journalists including police violence, attacks by Maoist fighters, criminal groups and corrupt politicians. The media coverage in the sensitive regions like Kashmir continues to be very difficult. Even the entry of foreign

reporters is prohibited in Kashmir and the Internet is often disconnected there.About World Press Freedom Index:

Published annually by Reporters Without Borders since 2002, the World Press Freedom Index measures thelevel of media freedom in 180 countries.

It is based on an evaluation of media freedom that measures pluralism, media independence, the quality of thelegal framework and the safety of journalists.

It also includes indicators of the level of media freedom violations in each region. It is compiled by means of a questionnaire in 20 languages that is completed by experts all over the world. This

qualitative analysis is combined with quantitative data on abuses and acts of violence against journalistsduring the period evaluated.

UNSC DESIGNATES MASOOD AZHAR ASGLOBAL TERRORIST

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Jaish-e-Mohammad chief Masood Azhar was listed as a designated terrorist by the UN Security Council 1267 Committee.It would mean a travel ban, arms embargo and asset freeze on Azhar. The listing is a victory for India in a decade-olddiplomatic battle waged primarily by it and supported by its friends at the UNSC.Paradigm shift by China

Since China had blocked it four times at the UNSC Resolution 1267 Sanctions committee, US felt that thiswould put China in an awkward position.

It would have to publicly defend the veto — and, in effect, a terrorist.Speculating Chinese intentions

China’s decision appears to be a well-rounded exercise aimed at encouraging India to bond with Eurasiainstead of the Indo-Pacific.

It has taken its “all weather” ally Pakistan on board before taking the decision. China’s move followed Russia’s decision last month to honour Mr. Modi with ‘Order of the Holy Apostle

Andrew the First,’–Russia’s highest civilian award, in the midst of the election campaign. Both China and Russia want New Delhi to consolidate its ties with Eurasia on Mr. Modi’s watch, rather than

allow India to drift further in the direction of the U.S.-led Indo-Pacific strategy. India is already a member of the Eurasia-centred Shanghai Cooperation Organisation (SCO).

Again a bliss for Pakistan Beijing had decided to announce listing after the Belt and Road Forum (BRF), so as not to embarrass visiting

Pakistan PM Imran Khan, who was guest at the conclave. Pakistan may not be averse to Azhar’s designation, as it could help avoid being “blacklisted” by the FATF. Otherwise it could advance Islamabad’s economic isolation.

The U.S.-China trade war has flared up again after a deceptive lull over the last few months, when both sides weretrying to negotiate a deal.Present Situation

Out of nowhere, President Donald Trump tweeted that he would raise the 10% tariff imposed on $200-billionworth of Chinese goods to 25%. That the Trump administration pressed ahead with the increase even asChina’s Vice Premier Liu He was still in Washington for a second day of talks with U.S. trade officials onlyunderscores the businessman-turned-President’s ‘take no prisoners’ approach to negotiations.

US-CHINA TRADE WAR7

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MAGAZINE FOR THE MONTH OF JULY 2019

China promptly promised retaliatory action. With Mr. Trump tweeting that “the process has begun to place additional tariffs at 25% on the remaining”

Chinese goods worth $325 billion, the U.S. administration unambiguously signalled it was not going to be thefirst to blink.

Implications for the global economy The increase in tariffs imposed on goods crossing international borders essentially represents a new tax on a

global economy already facing a slowdown. Last month, the International Monetary Fund trimmed its projection for global growth in 2019 to 3.3%, from a

3.5% forecast made in January, citing slowing momentum in “70% of the world economy”. IMF Chief Economist Gita Gopinath had at the time projected a pick-up in global growth momentum in the

second half, predicated substantially on the “improved” outlook for U.S.-China trade tensions. IMF chief Christine Lagarde and Ms. Gopinath, however, presciently warned that the world economy was

poised at “a delicate moment”. Were tensions in trade policy to flare up again, it could result in large disruptions to global supply chains and

pose downside risks to global growth, the IMF warned. Barely a month later, the world economy faces the very real risk of an escalation in this trade war where other

countries, including India, can largely only wait and watch as the U.S. and China raise the pitch.Implications for American Economy

While the U.S. may have genuine concerns about Chinese protectionism, the overall economic logic behind Mr.Trump’s trade policy still remains weak.

The cost of these tariffs will, after all, eventually be borne by American consumers and could result in U.S. joblosses too as the import of Chinese parts become uneconomical for smaller businesses.

Implications for IndiaIndian policymakers would do well to closely monitor how the latest escalation in trade tensions pans out for globaldemand and international energy prices, given that the RBI has flagged oil price volatility as a factor that would havea bearing on India’s inflation outlook.

The UK Parliament has passed an extraordinary measure: a national declaration of an Environment and ClimateEmergency. The UK is the first national government to declare such an emergency.

CLIMATE EMERGENCY IN UK8

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Why such move? The decision marks a renewed sense of urgency in tackling climate change, following a visit to Parliament by

teenage activist Greta Thunberg. There are now some 49 million people living under national, city and local declarations of a climate emergency

around the world. The UK is legally committed to a 80% reduction in carbon emissions by 2050 (relative to their 1990 levels). It was recently recognised as one of just 18 developed economies that have driven down carbon dioxide

emissions over the last decade.What is a climate emergency?

There is no precise definition of what constitutes action to meet such an emergency, the move has been likenedto putting the country on a “war footing”.

This has put the climate and the environment at the very centre of all government policy, rather than being onthe fringe of political decisions.

The executive secretary of the Comprehensive Test Ban Treaty Organization (CTBTO) has offered India an ‘Observer’status and access to state-of-art International Monitoring System (IMS) data.Benefits of becoming an Observer: India can benefit immensely from becoming a CTBTO Observer as theorganisation setting has changed a lot over the years. India will have access to the data available which was traditionallynot made available.Although more than 180 countries have signed the CTBT, and mostly ratified it, the treaty can only enter into force afterit is ratified by eight countries with nuclear technology capacity, namely China, Egypt, India, Iran, Israel, North Korea,Pakistan and the United States.CTBT

The Comprehensive Nuclear-Test-Ban Treaty (CTBT) is the Treaty banning all nuclear explosions – everywhere,by everyone. The Treaty was negotiated at the Conference on Disarmament in Geneva and adopted by theUnited Nations General Assembly. It opened for signature on 24 September 1996.

The CTBT is the last barrier on the way to develop nuclear weapons. It curbs the development of new nuclearweapons and the improvement of existing nuclear weapon designs. When the Treaty enters into force it provides

COMPREHENSIVE NUCLEAR TEST BANTREATY & INDIA

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a legally binding norm against nuclear testing. The Treaty also helps prevent human suffering and environmentaldamages caused by nuclear testing.

India and the CTBT: Since its inception, India has had a number of reservations about the CTBT. While it has stood by its demand

for a nuclear weapons-free world, various principled, procedural, political, and security concerns have stoodin the way of its support for the CTBT.

India’s principled opposition drew from its emphasis on universal and complete nuclear disarmament in atime-bound manner. India has traditionally believed this to be the end goal with the test ban just being a pathto get there. But it did not insist on a complete disarmament clause in 1994, acknowledging that it was a“complex issue.”

Another major concern was Article XIV, the entry-into-force (EIF) clause, which India considered a violation ofits right to voluntarily withhold participation in an international treaty. The treaty initially made ratificationby states that were to be a part of the CTBT’s International Monitoring System (IMS) mandatory for the treaty’sentry into force.

Need of the hour:CTBT has an essential role within the nuclear disarmament and non-proliferation regime. More than 20 years since itsnegotiation, the Treaty has yet to enter into force. Every effort must be made to bring about the immediate entry into forceof the Comprehensive Nuclear-Test-Ban Treaty, CTBT. The failure to bring the treaty into force prevents its fullimplementation and undermines its permanence in the international security architecture.

For the first time, Indian scientists will be mapping every single tissue of the human body to have deeper understandingof the roles of tissues and cells linked to various diseases. Department of Biotechnology (DBT) launched MANAV:Human Atlas Initiative towards improving knowledge on human physiology.MANAV: Human Atlas Initiative

It is a project funded by DBT, which aims at creating a database network of all tissues in the human body fromthe available scientific literature.

PROJECT MANAV : HUMAN ATLASINITIATIVE

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It is a project that involves scientific skill development for annotation, science outreach along with handlingbig data.

It will involve gaining better biological insights through physiological and molecular mapping, develop diseasemodels through predictive computing and have a holistic analysis and finally drug discovery.

The student community, who will be the backbone on assimilating the information, will be trained and impartedwith skills to perform annotation and curation of information that will ultimately form the online network.

DBT has invested funds shared between two institutions in Pune – National Centre for Cell Science (NCCS)and Indian Institute of Science, Education and Research (IISER), Pune.

Besides, Persistent Systems Limited has co-funded the project and is developing the platform.Who can participate in this project?

The project can be signed up by students who are in their final year graduation and above. Students from the fields of biochemistry, biotechnology, microbiology, botany, zoology, bioinformatics, health

sciences, systems biologists, pharmacologists and data sciences can associate with this project. Even participants having a science background but not necessarily involved in active scientific research can be

part of this network. The MANAV team has encouraged colleges and universities to register as teams and work in this project. Initially, DBT will accommodate colleges that operate the DBT Star College scheme to register for this Human

Atlas programme. There is no restriction on the time period set for student participation.How has the project been designed?

Once registered, the student groups will be assigned research papers or literature to be read in a time-boundmanner.

They will be given training to perform annotation and curation activities using the specialised tools developedfor this project.

Student groups, led by either by the HoDs or any senior researcher at the colleges, will be evaluated from timeto time and their annotations will be reviewed by the trainer scientists, hailing from NCCS, IISER and othersenior scientists from the team.

Presently, there are workshops organised to impart training to the teacher community who can then lead thestudent groups for this project.

Students will be issued certificates for their contributions based on the levels of expertise attained in annotationand for their acquired skills.

Initially, the project will focus on curating information revolving skin tissues.Utility of the project

The aim of the project remains to understand and capture the human physiology in two stages – in a normalstage and while in a disease stage.

Such a database on individual tissues, once ready, can come handy in tracing the causes of a disease,understanding specific pathways and ultimately decode the body’s disease stage linked to tissues and cells.

The teams will also study any potent elements or molecules that have never been used in the form of drugs, totarget the specific cells or tissues.

Importance So far, researchers and students have had little or no expertise in reading scientific literature and develop or

build further information on the same. This platform will impart key skills to the student community to read classified scientific literature, in this case,

on individual tissue-basis, and perform annotation and curation. Since all the information generated will pass through multiple levels of reviews, it will be an Atlas or a reliable

collection on human body tissues. This collated data can be useful for both future researchers and parallelly, to the clinicians and drug developers,

who finally handle human bodies in disease conditions.

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A powerful cyclonic storm named Fani (pronounced Foni) hit Odisha severly in the first week of May. It was not justa severe cyclone but an “extremely severe cyclone”. The wind speed was as high as 200 km per hour. The last time sucha powerful cyclonic storm had emerged in the Bay of Bengal at this time of the year, in 2008, it had killed more than 1.25lakh people in Myanmar. However India has impressively managed disasters caused by cyclones, most remarkablyduring Cyclone Phailin of 2013, which was even stronger than the approaching Fani. Fani is, thus, unusual, and thatis mainly because of the place it originated, very close to the Equator, and the long route it has taken to reach thelandmass.How are they formed?

Cyclones are formed over slightly warm ocean waters. The temperature of the top layer of the sea, up to a depth of about 60 metres, need to be at least 28°C to support

the formation of a cyclone. This explains why the April-May and October-December periods are conducive for cyclones. Then, the low level of air above the waters needs to have an ‘anticlockwise’ rotation (in the northern hemisphere;

clockwise in the southern hemisphere). During these periods, there is a ITCZ in the Bay of Bengal whose southern boundary experiences winds from

west to east, while the northern boundary has winds flowing east to west. This induces the anticlockwise rotation of air. Once formed, cyclones in this area usually move northwest. As it travels over the sea, the cyclone gathers more

moist air from the warm sea, and adds to its heft.What strengthens them?

A thumb rule for cyclones is that the more time they spend over the seas, the stronger they become. Hurricanes around the US, which originate in the vast open Pacific Ocean, are usually much stronger than the

tropical cyclones in the Bay of Bengal, a relatively narrow and enclosed region. The cyclones originating here, after hitting the landmass, decay rapidly due to friction and absence of moisture.

CYCLONE FANI - AN UNUSUAL STORM11

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Cyclone Fani in Odisha: In situ origins A big difference between the strengths of cyclones in April-May and October-December is that the former

originate in situ in the Bay of Bengal itself, barely a few hundred kilometres from the landmass. On the other hand, cyclones in October-December are usually remnants of cyclonic systems that emerge in the

Pacific Ocean, but manage to come to the Bay of Bengal. They are considerably weakened after crossing the southeast Asian landmass near the South China Sea. These systems already have some energy, and gather momentum as they traverse over the Bay of Bengal. April-May is not the season for typhoons in the west Pacific Ocean. Most of the typhoons in west Pacific in

northern hemisphere form between June and November. That is why almost all the cyclones in the Bay of Bengal in April-May period are in situ systems.

What’s unusual with Fani? The in situ cyclonic systems in the Bay of Bengal usually originate around latitude 10°, in line with Chennai or

Thiruvananthapuram. Fani, on the other hand, originated quite close to the Equator, around latitude 2°, well below the Sri Lankan

landmass. The forecast landfall on the Odisha coast is at a latitude of almost 20°. It has traversed a long way on the sea, thus gaining strength that is unusual for cyclones originating in the Bay

of Bengal in this season. It was initially headed northwestwards, towards the Tamil Nadu coast, but changed course midway, and

swervednortheasta w a yfrom thecoastlineto reachOdisha.

If it hadremainedon itsoriginalc o u r s e ,a n dmade alandfallover theT a m i lN a d ucoastline, Fani would only have been a normal cyclone, not the extremely severe cyclone it has now become.

How Cyclones are NamedThe newest cyclone to emerge out of the Bay of Bengal has been named Fani. Before that, there were cyclones Hudhudin 2014, Ockhi in 2017 and Titli and Gaja in 2018. Each Tropical Cyclone basin in the world has its own rotating list ofnames. For cyclones in the Bay of Bengal and Arabian Sea, the naming system was agreed by eight member countries ofa group called WMO/ESCAP and took effect in 2004.

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Naming a Cyclone There are five tropical cyclone regional bodies, i.e. ESCAP/WMO Typhoon Committee, WMO/ESCAP Panel

on Tropical Cyclones, RA-I Tropical Cyclone Committee, RA-IV Hurricane Committee, and RA-V TropicalCyclone Committee.

In general, tropical cyclones are named according to the rules at a regional level. The WMO/ESCAP Panel on Tropical Cyclones at its twenty-seventh Session held in 2000 in Muscat, Oman

agreed in principal to assign names to the tropical cyclones in the Bay of Bengal and Arabian Sea. After long deliberations among the member countries, the naming of the tropical cyclones over north Indian

Ocean commenced from September 2004. Eight countries — India, Pakistan, Bangladesh, Maldives, Myanmar, Oman, Sri Lanka and Thailand participated

in the panel and came up with a list of 64 names. If public wants to suggest the name of a cyclone to be included in the list, the proposed name must meet some

fundamental criteria, the RSMC website says. The name should be short and readily understood when broadcast. Further, the names must not be culturally sensitive and should not convey any unintended and potentially

inflammatory meaning.How naming takes place?

These countries submitted eight names each, which are arranged in an 8×8 table. The first cyclone after the list was adopted was given the name in the first row of the first column — Onil,

proposed by Bangladesh. Subsequent cyclones are being named sequentially, column-wise, with each cyclone given the name immediately

below that of the previous cyclone. Once the bottom of the column is reached, the sequence moves to the top of the next column. So far, the first seven columns have been exhausted, and Fani (again proposed by Bangladesh) is the top name

in the last column. The next cyclone will be named Vayu. The lists will wind up with Cyclone Amphan, whenever it comes.

When the lists end After the 64 names are exhausted, the eight countries will propose fresh lists of names. The lists for storms in the Atlantic and Eastern Pacific basins are, however, rotated. Exception are, however, made in certain cases — if a storm causes excessive death and destruction, its name is

considered for retirement and is not repeated; it is replaced with another name.Why name cyclones?

It is generally agreed that appending names to cyclones makes it easier for the media to report on thesecyclones, heightens interest in warnings, and increases community preparedness.

Names are presumed to be easier to remember than numbers and technical terms. The practice of naming a storm/tropical cyclone would help identify each individual tropical cyclone. The purpose of the move was also to make it easier for people to easily understand and remember the tropical

cyclone/hurricane in a region, thus to facilitate disaster risk awareness, preparedness, management andreduction.

It does not confuse the public when there is more than one tropical cyclone in the same area. Many agree that appending names to storms makes it easier for the media to report on tropical cyclones,

heightens interest in warnings and increases community preparedness. It’s easier and less confusing to say “Cyclone Fani” than remember the storm’s number or its longitude and

latitude.

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In the run up to upcoming 7th Edition of Economic Census, a national training workshop of the Master Trainers wasorganized by the Ministry of Statistics and Program Implementation (MoSPI). The census is to begin in June this year.7th Economic Census -2019

The 7th Economic Census -2019 is being conducted by MoSPI to provide disaggregated information on variousoperational and structural aspects of all establishments in the country.

MoSPI has partnered with Common Service Centres, CSC e-Governance Services India Limited, a SpecialPurpose Vehicle under the MEITY as the implementing agency for 7th Economic Census.

An IT based digital platform for data capture, validation, report generation and dissemination will be used inthis Economic Census.

About Economic Censuses In 1976, Government of India launched a plan scheme called Economic Census and Surveys. It is the census of the Indian economy through counting all entrepreneurial units in the country which involved

in any economic activities of either agricultural or non-agricultural sector which are engaged in productionand/or distribution of goods and/or services not for the sole purpose of own consumption.

It provides detailed information on operational and other characteristics such as number of establishments,number of persons employed, source of finance, type of ownership etc.

This information used for micro level/ decentralized planning and to assess contribution of various sectors ofthe economy in the gross domestic product (GDP).

Censuses till date Total Six Economic Censuses (EC) have been conducted till date. In 1977 CSO conducted First economic census in collaboration with the Directorate of Economics & Statistics

(DES) in the States/UTs. The Second EC was carried out in 1980 followed by the Third EC in 1990. The fourth edition took place in 1998

while the fifth EC was held in 2005. The Sixth edition of Economic Census was conducted in 2013.

7TH ECONOMIC CENSUS 201912

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RBI IN NEWSRBI extends ombudsman scheme to non-deposit takingNBFCs

The Reserve Bank of India has extended the NBFCOmbudsman Scheme 2018 to Non-Deposit Taking Non-Banking Financial Companies with assets size of Rupees100 crore or above.

NBFC’s excluded from the ambit of NBFCOmbudsman:Non-Banking Financial Company –Infrastructure Finance Company (NBFC-IFC),CoreInvestment Company (CIC),Infrastructure Debt Fund-Non-Banking Financial Company (IDF-NBFC)

Offices of the Non-Banking Financial CompaniesOmbudsman are present in four metro centers viz.Chennai, Kolkata, Mumbai and New Delhi for handlingcomplaints.

Maximum Award under NBFC Ombudsman: Rs 10 lakh.

RBI imposes fines on prepaid payment instrument issuersfor violating norms

The Reserve Bank of India announced that it has imposedpenalties on five prepaid payment instrument (PPI)issuers, including Vodafone m-pesa and PhonePe, forviolation of regulatory norms.

The central bank said in a statement that in exercise ofthe powers vested to it under Section 30 of the Paymentand Settlement Systems Act, 2007, the Reserve Bank ofIndia has imposed monetary penalty on five PPI Issuersfor non-compliance of regulatory guidelines.

A penalty of Rs 3.05 crore has been imposed on Vodafonem-pesa and Rs 1 crore each on Mobile Payments,PhonePe, Private and GI Technology.

A penalty of Rs 5 lakh has also been imposed on Y-CashSoftware Solutions. Penalties have also been imposed onWestern Union Financial Services Inc and MoneyGram

Payment Systems Inc, both US firms, for non-compliance of the guidelines. While, a penalty of Rs 29,66,959 has beenimposed by the RBI on Western Union FinancialServices Inc, USA, a penalty worth Rs 10,11,653has been imposed on MoneyGram PaymentSystems Inc, USA.

RBI directs banks to enhance housing loanlimits for eligibility under priority sector lend-ing Reserve Bank of India (RBI) has directed banksto enhance the housing loan limits for eligibilityunder priority sector lending (PSL) to Rs 35 lakhin metropolitan centres (with a population of tenlakh and above) and Rs 25 lakh in other centres. In order to bring the RRBs and SFBs at a levelplaying field with other Scheduled CommercialBanks, it has now been decided to enhance thehousing loan limits for eligibility under PSL. Accordingly, in respect of RRBs and SFBs,housing loans to individuals up to Rs 35 lakh in

metropolitan centres (with population of ten lakh andabove) and Rs 25 lakh in other centres, provided theoverall cost of the dwelling unit in the metropolitancentres and at other centres does not exceed Rs 45 lakhand Rs 30 lakh, respectively, will be eligible forclassification under PSL.

Earlier, loans to individuals up to Rs 28 lakh inmetropolitan centres and Rs 20 lakh in other centres,were eligible to be classified under priority sector,provided that the cost of dwelling unit does not exceedRs 35 lakh and Rs 25 lakh, respectively.

RBI proposes to allow fintech start-ups to test regulatorysandboxThe Reserve Bank of India proposed that fintech start-ups couldset up regulatory sandbox or livetesting of innovative productsand services in segments such as retail payments, money transfer,artificial intelligence and data analytics in the financial sector.A regulatory sandbox (RS) usually refers to live-testing of newproducts or services in a controlled and test regulatory environmentfor which regulators may or may not permit certain regulatoryrelaxations for the limited purpose of the testing.

RBI first central bank in APAC to start interest rate easingcycle: Fitch RatingFitch Ratings has said that the Reserve Bank of India (RBI) is thefirst central bank in the Asia-Pacific (APAC) region to have begunexplicit interest rate easing cycle by cutting the policy twice,amounting to a cumulative 50 bps, in the last two monetary policyreviews in 2019.This is the first back-to-back rate cut since theMPC was formed in late 2016.Fitch has predicted GDP growth rate of 6.8% in FY20 for India.

Reserve Bank of India divests its share in NABARD andNHB

ECONOMY

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The Reserve Bank of India has announced that it hasdivested its entire stake in NABARD and NHB onFebruary 26, 2019 and March 19, 2019 respectively.

RBI has a share of Rs 20 Crore in NABARD and Rs1450 Crore in NHB.

With this, the Government of India now holds 100%stake in both the financial institutions.

RBI Announces Rs. 25,000 crore OMO in MayThe Reserve Bank announced a Rs. 25,000-crore liquidity injectionthrough OMOs(Open Market Operation) in May that will be undertaken in two equal tranches. RBIrepurchased bonds of over Rs. 2.8 lakh crore during the last fiscalyear.

RBI puts into circulation Rs 50 banknotes signed by Gover-nor Shaktikanta DasThe Reserve Bank of India has put into circulation 50 rupeesdenomination banknotes signed by its Governor Shaktikanta Das.The design of these notes is similar in all respects to 50 banknotesin Mahatma Gandhi new series. All banknotes in the denominationof 50 issued by the Reserve Bank in the past will continue to belegal tender.

About the Rs. 50 currency note: The dimension of the Rs. 50 banknote is 66 mm x 135

mm. On the frontal side, the numeral ’50’ is written in the

Devanagari script along with Mahatma Gandhi’s portraitin the centre.

On the reverse side, the note has a ‘Swachh Bharat‘ logoprinted on it with its slogan.

RBI to introduce new Rs 20 banknoteThe Reserve Bank of India will soon issue new Rs 20 denominationbanknotes in the Mahatma Gandhi (New) Series, bearing signatureof Governor Shri Shaktikanta Das.

About the Rs. 20 currency note: Motif of Ellora Caves on the reverse Base colour of the note is Greenish Yellow Dimension of the banknote will be 63 mm x 129 mm All the bank notes in the denomination of Rs.20 issued

by the RBI in the earlier series will countinue to be legaltender.

SBI IN NEWSSBI launches India’s first ‘Green Car Loan’ to promote useof EVsState Bank of India (SBI)- on the occasion of World Earth Day,launched India’s first ‘Green Car Loan’ (Electric Vehicle), toencourage customers to buy Electric Vehicles. SBI Green Car Loan(Electric Vehicle) scheme that comes with the longest repaymentperiod of up to eight years, is a strategic inclusion to the bank’sauto loan segment, offered with zero processing fee for the first sixmonths of the launch.

SBI General Insurance Launches Cyber Defence InsuranceSBI General Insurance has launched Cyber Defence Insurance toprotect businesses from financial and reputational losses due to

cyber attacks. In the initial phase, the focus will be on SMEs andmid-market businesses.

SBI Ties Up With FMCG Arm Of The Art of LivingThe State Bank of India (SBI) has announced a strategic partnershipwith the FMCG arm of The Art of Living – Sri Sri Tattva. Underthis partnership, YONO users can avail a discount of 15% on theentire range of products offered by Sri Sri Tattva such as food,personal care, healthcare, homecare, BYOGI apparels and Shankaraskincare products.

State Bank of India Links Interest Rates To RBI’s RepoRateIndia’s largest bank State Bank of India has moved to a new interestrate regime on large savings account deposits as well as short-termloans. Earlier, SBI had announced that it will link its interest rateon savings account with a balance above Rs1 lakh and short-termloans like overdraft and cash credit facility to Reserve Bank ofIndia’s repo rate, effective 1 May 2019.

OTHER BANKS IN NEWSIDBI Bank launched ‘NRI-Insta-Online’ paperless accountfacilityIDBI Bank has launched ‘NRI-Insta-Online’ account openingprocess for NRIs (Non-Resident Indians) residing in the FinancialAction Task Force (FATF) member countries.The person will notbe required to furnish physical documents as well as KYC proofsfor opening an account with the bank.On the successful uploadingand verification of the scanned documents, the account is instantlyopened & electronic advice is sent to the customer.

Canara Bank is now the 1st public sector bank meetingRBI’s EMV mandateCanara Bank has successfully rolled out major new functionalityto support EMV card acquiring across its ATM network andAadhaar Authentication. It is the 1st public sector bank to shift toEMV chip & PIN for card transactions.

ICICI Bank launched insta car, two-wheeler loansICICI Bank has announced the launch of insta car and two-wheelerloans that will provide existing customers final sanction lettersinstantly. The first service, called ‘Insta Auto Loan’, enables overtwo million pre-approved customers to avail the final sanctionletter of a car loan instantly and digitally up to Rs 20 lakh for atenure of up to seven years.The second initiative, named ‘Insta Two-Wheeler Loan’, offersover 12 million pre-approved customers the facility to get instantsanction of loan up to Rs 2 lakh for a tenure of up to three years.

ICICI Bank Joins Hands With Travel Portal GoibiboICICI Bank announced the launch of a co-branded multi-currencycard with online travel booking portal Goibibo. The card alsoincludes benefits of up to Rs20,000, including gift vouchers ofRs15,000 from Goibibo. Additionally, customers get 40 paisediscount on the currency conversion rate on loading of a minimumof $1,000.

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BoM joined M1Xchange TReDS Platform for MSME BillDiscountingBank of Maharashtra (BoM) has partnered with M1Xchange TradeReceivables Discounting System (TReDS) platform for MSMEbill discounting.TReDS is a digital platform to support micro, small and mediumenterprises (MSMEs) to get their bills financed at a competitiverate through an auction where multiple registered financiers canparticipate.The main purpose of TReDS platform is to facilitatesmooth flow of liquidity in the system and make finance availableat a competitive rate.

NABARD Announces Rs700-cr Venture Capital Fund ForAgriculture, Rural Startups

The National Bank for Agriculture and RuralDevelopment (NABARD) announced Rs 700-croreventure capital fund for equity investments in agricultureand rural-focused startups. NABARD has beencontributing to other funds till now and this is the firsttime that the rural development bank has launched afund of its own.

The fund has been launched by Nabventures, a subsidiaryof NABARD, and has a proposed corpus of Rs 500crore with an option to retain over-subscription of Rs200 crore, called as the greenshoe option.

NABARD Chairman- Harsh Kumar Bhanwala,Headquarters- Mumbai, Established on- 12 July 1982.

NABARD is now 100% owned by the government.

Fincare Small Finance Bank Awarded the Celent Model Bank2019 AwardFincare Small Finance Bank (SFB) has been awarded the prestigiousCelent Model Bank 2019 Award in the category of FinancialInclusion, for ‘Redesigning Lending to Reach Small Businesses’.Fincare Small Finance Bank commenced banking operations on the21st of July, 2017, after receiving the final license from the RBIunder Section 22 of the Banking Regulation Act, 1949. FincareSmall Finance Bank serves the banking needs of banking-savvyconsumers across metro, urban and semi-urban markets.

Kotak Bank launches debit card-based e-mandate on NPCI’sAPI platform

Kotak Mahindra Bank has announced the launch of anindustry-first debit card-based authentication solutionon NPCI’s e-Mandate API platform.

The capability will enable its customers to createelectronic mandates (similar to the erstwhile eNACHwith Aadhaar + OTP) via both the Debit Card and NetBanking channels.

This allows Kotak to go live as a sponsor or acquirerbank for corporates and merchants seeking recurringpayments.

Bandhan Bank got CCI nod for merger with Gruh FinanceBandhan Bank has received approval from the CompetitionCommission of India (CCI) for the proposed scheme ofamalgamation of Gruh Finance with the bank. The approval hasbeen made under sub-section (1) of Section 31 of the CompetitionAct, 2002.

RBI Approves Proposal of HDFC for Holding 9.9% Stake inBandhan BankThe Reserve Bank of India (RBI) has given its nod to HDFC Ltdfor acquiring up to 9.9% stake in Bandhan Bank following theGruh Finance deal. Gruh Finance was taken over by BandhanBank in a share-swap deal in January.

HDFC Bank and Max Bupa launch ‘AnyTimeHealth’ ma-chinesHDFC Bank and Max Bupa (insurance company) have launched a‘‘AnyTimeHealth (ATH)’ machines. ATH machine is completelyautomated, technology-based model which allows customers toavail health assessment and buy a policy instantly, without anymanual intervention.

Canara Bank launches ‘Webassurance’ with 4 life insur-ance products

Public Sector Bank, Canara Bank in association with itslife insurance partner, Canara HSBC Oriental Bank ofCommerce Life Insurance has announced the launch of‘Webassurance’.

‘Webassurance’ will enable the bank’s customer topurchase life insurance products from the bank’s website.Four life insurance products of Canara HSBC OBC Lifewould be made available to customers of Canara Bank.

Paytm Payments Bank appoints Sairee Chahal to board ofdirectors

Paytm Payments Bank Ltd (PPB) appointedentrepreneur Sairee Chahal to its board of directors.

Sairee Chahal is the founder and CEO of Sheroes — acommunity platform for women.

PPB has 4.4 crore savings bank accounts with depositsof over Rs. 400 crore.

SIDBI Launched A Pilot Scheme For Fintech NBFCsTo give a fillip to digital lending, Small Industries DevelopmentBank of India (SIDBI) has put together a pilot scheme to extendfinancial assistance of up to Rs10 crore to new-age fintech non-banking finance companies (NBFCs) engaged in financing smallbusinesses and other income-generating activities.What are fintech NBFCs?Fintech NBFCs are digital loan companies. They leverageinformation technology to provide fast and convenient access tofunding. To be eligible for funding assistance, Reserve Bank ofIndia-registered new-age fintech NBFCs have to meet prescribedparameters, including minimum capital risk-weighted assets ratioof 15 per cent; non-performing assets less than or equal to 4 percent; minimum net-owned fund (NOF) of ¹ 20 crore and minimumasset size of Rs. 50 crore; and at least two audited annual reports,positive net worth and leverage ratio within 5:1.SIDBI was set up in 1990 under an Act of Indian Parliament to actas the principal financial institution for promotion, financing anddevelopment of the Micro, Small and Medium Enterprise (MSME)sector, as well as for co-ordination of functions of institutionsengaged in similar activities.

LIC HFL launches Udyam Centre in Bengaluru

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LIC Housing Finance (LIC HFL) has launched ‘Udyam’, a skillingcenter in Bengaluru. It was launched in association with Lok BhartiEducation Society, the implementing partner. The Centres ofExcellence will provide training to marginalised youth in the BFSI,retail, and IT/ ITES sectors.

NEWS IN BRIEF The government has increased its authorized capital by

Rs 5,000 crore to Rs 8,000 crore for Allahabad Bank. Syndicate Bank and BEML Limited, a ‘Miniratna’ Public

Sector Undertaking, have signed an MOU for financingEarth Moving and Construction Equipmentmanufactured by BEML.

The Reserve Bank of India (RBI) has imposed amonetary penalty of Rs1 crore on Nainital Bank for itsfailure to fully automate the non-performing asset (NPA)identification process, despite specific directions issuedin this regard.

Reliance retail has become the first Indian retail companyto clock more than Rs 1 lakh crore in annual revenues.

Digital payments company Paytm, in association withCitibank, launched its first credit card called Paytm FirstCard.

Global card payments brand Mastercard has announcedits plan of investing $1 billion in India operations overthe period of next five years.

WORLD ECONOMYIMF & World Bank launched “Learning Coin” to EducateStaff about BlockchainThe International Monetary Fund (IMF) and the World Bank havelaunched their own private blockchain and digital currency networkto familiarize staff with the concepts of cryptographic assets suchas Bitcoin (BTC) and Ether (ETH).The new pseudo-token hasbeen named as “Learning Coin” (no real value), purpose to teachrelevant individuals within the organizations about blockchain.

India Was the Biggest Recipient of Funds from ADB in 2018 India was the biggest recipient of funds from the Asian

Development Bank (ADB) in the year 2018. The country received USD 3 billion in sovereign loans in

2018 from ADB. This is the highest level of assistance since sovereign

operations began in the country in 1986. The multilateral funding institution is committed to grant

sovereign loans in excess of USD 3 billion in 2019 aswell.

Monetary Authority of Singapore and the Bank of Canadacomplete first international cross-currency payment

The Monetary Authority of Singapore and the Bank ofCanada have completed the first international cross-currency payment with digital currencies between centralbanks.

This was done using blockchain technology between thetwo central banks.

The BoC’s experimental domestic payment network,Project Jasper, was linked up with Singapore’s Project

Ubin network as part of the international cross-currencypayment.

ADB Launched $5 Billion Healthy Oceans Action Plan The Asian Development Bank (ADB) has launched the

‘Action Plan for Healthy Oceans and Sustainable BlueEconomies for the Asia and Pacific region’.

The initiative was launched at the 52nd Annual Meetingof ADB’s Board of Governors in Fiji.

The $5 billion action plan will run between 2019–2024

Australian Central Bank prints 46 million piece of $50 notewith spelling mistake

Reserve Bank of Australia (RBA) i.e the Central Bank ofAustralia has printed the $50 note with a spelling mistakewhere the word “responsibility” is printed as“responsibilty”.

Around 400 million notes of $50 were printed and 46million of them are in circulation. The total value of thenotes in circulation is around $2.3 billion.

FINANCIAL NEWSMudra loans miss target by Rs. 27,000 crore in FY19Loans disbursed under the Pradhan Mantri Mudra Yojana (PMMY)have fallen short of the target set for 2018-19. The loans disbursedunder PMMY in FY19 was Rs 2.73 lakh crore against the target ofRs 3 lakh crore. This is the first time that the target was missed inthe last three years.Under the aegis of Pradhan Mantri MUDRA Yojana, MUDRA hasalready created the following products / schemes.Shishu : covering loans upto 50,000/-Kishor : covering loans above 50,000/- and upto 5 lakhTarun : covering loans above 5 lakh and upto 10 lakh

Deposits In Jan Dhan Accounts Are Set To Cross Rs 1 LakhCrore MarkThe total deposits in Jan Dhan Account are set to cross Rs 1 lakhcrore soon. The scheme was launched on 28th August 2014 by theModi-government with an aim to provide universal access tobanking facilities to all households.Pradhan Mantri Jan Dhan Yojana (PMJDY), is financial inclusionprogram of Government of India which is applicable to 20 to 65years age group, that aims to expand and make affordable access tofinancial services such as bank accounts, remittances, credit,insurance and pensions.The government increased the accident insurance cover to Rs 2lakh from Rs 1 lakh for new accounts opened after 28th August2018 and the overdraft limit was also doubled to Rs 10,000.The Bank account open under PMJDY does not require minimumbalance.Free RuPay debit card for account.

Bajaj Finserv launched industry first proposition to pay elec-tricity bill on EMIsBajaj Finance Ltd. has launched the #BijliOnEMI campaign whereincustomer buying air conditioners will also have the option to payfor their electricity bill on EMI.Customers buying air conditionersof Rs 20,000 and above will be eligible for an Instant Credit loan of

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Rs 5000.For those purchasing air conditioners above Rs 40,000will receive Rs 7000 as an Instant Credit loan to their Wallet.

TCS Modernises 1.5 Lakh Post Offices in Multi-Year DealIndia’s largest IT company TCS deployed an integrated solutionfor India Post, modernising over 1.5 lakh post offices in the country.This was carried out under Rs. 1,100-crore multi-year contract &created the world’s largest distributed e-postal network.

Finance Ministry ratifies 8.65% interest on EPF for 2018-19Ministry of Finance has approved 8.65% interest rate onEmployees’ Provident Fund (EPF) for 2018-19 as proposed byEmployees’ Provident Fund Organisation (EPFO).The interest rateon EPF for 2017-18 was 8.55 per cent.

Indian Crypto Exchange ‘BuyUcoin’ Launches WholesaleTrading PlatformBuyUcoin, a Cryptocurrency Exchange in India, has launched anew and unique platform for wholesale cryptocurrency tradingalso known as OTC (Over-the-counter) desk.Users can tradeabundance of cryptocurrency through the platform on a large scalewith low price fluctuations.Initially, the platform is working on afree trading model that means no fees are charged on trades throughthe model.

Jio races ahead of Airtel to become India’s 2nd largesttelecom company

Mukesh Ambani’s Reliance Jio (from September 2016)is reportedly the second-largest telecom company in thecountry.

Jio overtaken Bharti Airtel in terms of customer base andnow trails only Vodafone Idea.

According to a Times of India report, Jio presently has306 million customers, Vodafone Idea continues to leadthe industry with 387 million subscribers, Airtel has 284million subscribers.

SEBI reduces Net worth Requirements for Clearing Corpo-rations in IFSC to Rs 100 Crore

SEBI has announced that the minimum Net worthRequirements for Clearing Corporations in InternationalFinancial Services Centre (IFSC) over a period of threeyears from the commencement of operations should beat least Rs 100 Crore. This has been reduced from Rs300 crore earlier.

However, the minimum net worth requirement forClearing Corporations in International Financial ServicesCentre (IFSC) over a period of three years is still Rs 50crore.

BharatPe launches India’s first UPI BahiKhata for mer-chants

BharatPe - India’s first Fintech start-up enablingpayments for merchants through interoperable UPI QRcodes, has announced its foray into merchant serviceswith a new app.

The app allows merchants to record their cash/credit(Udhar) sales customer wise, request accounts receivable

from customers via SMS payment links, and keep trackof accounts payable to suppliers, among other services.

The BharatPe app also serves as a networking platformfor merchants to connect with other BharatPe merchantsnear them.

SEBI bars NSE from accessing the securities market for aperiod of six months

Securities and Exchange Board of India (SEBI) has barredNational Stock Exchange (NSE) from accessing thesecurities market directly or indirectly for a period of sixmonths starting from April 30, 2019.

It means NSE cannot launch a new derivative productfor the next six months.

This has been done as NSE had not exercised the requisitedue diligence while putting in place the TBT architecture.

There were some chances of fraud due to server co-location issue.

Tick-by-Tick (TBT) is a data feed, which providesinformation regarding every change in the order book onthe NSE.

SEBI has also directed NSE to disgorge an amount ofRs.624.89 crores to the Investor Protection andEducation Fund (IPEF) created by SEBI under Section11 of the SEBI Act.

Max Life Insurance to Mark Protection Day on 6th of EveryMonth

Leading life insurance company in India, Max LifeInsurance Company Limited has announced that it willobserve 6th day of every calendar month as ‘ProtectionDay’ to spread awareness about the concept of financialprotection.

The Company will roll out wide range of initiatives acrossMax Life’s network of over 240 Max Life’s offices anddistribution partners. including a “Super Customer Week”,where customers across the board will be educated aboutvarious aspects of financial protection.

MERGER AND AGREEMENTNCLT Approves Merger of IndusInd Bank with Bharat Fi-nancial Inclusion (BFIL)The IndusInd bank has received the approval of the NationalCompany Law Tribunal (NCLT) for its merger with BharatFinancial Inclusion (BFIL).Post merger, the BFIL will become asubsidiary of the IndusInd Bank.

Airtel Payments Bank Tied up with Bharti AXA GeneralInsuranceAirtel Payments Bank launched a new two-wheeler insuranceproduct in partnership with Bharti AXA General Insurance.Thistwo-wheeler insurance product offers 70 per cent savings on annualpremium.Airtel Payments Bank is the first payment bank of India.

Bharti AXA Ties Up With Wishfin To Offer Policies ViaWhatsAppBharti AXA General Insurance, a private non-life insurer, has tiedup with financial marketplace Wishfin’s insurance arm Wishpolicy,to offer two-wheeler insurance to customers via WhatsApp.

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Saudi Aramco to buy 25% stake in Reliance’s refining &petrochemical business

Saudi Aramco, a Saudi Arabian national petroleum andnatural gas company, is in talks to acquire 25 percentstake in Reliance Industries’ refining and petrochemicalsbusinesses.

However, both Aramco and Reliance declined to commenton the issue.

This stake sale of Reliance Industries Limited (RIL) wouldfetch around USD 10-15 billion, valuing Reliance’srefining and petrochemicals businesses at around USD55-60 billion.

Network Intelligence Inks MoU With BSE To Provide CyberSecurity ServicesBSE has entered a Memorandum of Understanding (MoU) withNetwork Intelligence, a global cybersecurity services provider toprovide cybersecurity services to its members in line with thecybersecurity framework set by SEBI. Network Intelligence willbe using its own developed platform – BlueScope to offer 24×7cybersecurity operations to the members. Earlier, BSE had alsoassociated with John Chambers’ backed Lucideus to secure stockbrokers as per SEBI guidelines using SAFE.

Vodafone Idea Signs Multi-Million Dollar IT Deal With IBMVodafone Idea, the country’s largest telecom operator bysubscribers, has signed a five-year outsourcing contract with IBMto enhance its business efficiency and reduce IT-related costs.

IBM India has tied-up with HDFC ERGOIBM India has tied-up with HDFC ERGO General InsuranceCompany, India’s third-largest non-life insurance provider in theprivate sector, to co-create new Artificial Intelligence (AI)-basedsolutions.

Wipro Acquires ‘Splash’Wipro Consumer Care announced that it is acquiring personal carecompany ‘Splash’, which is based in the Philippines.

Reliance Industries’ subsidiary acquires iconic British toyretailer HamleysMukesh Ambani-led Reliance Industries has announced it willacquire iconic British toy-maker Hamleys for 67.96 million pounds(around Rs 620 crore) in an all-cash deal.

RATING AND SURVEYIncome Tax E-Filings Drop By Over 6.6 Lakh In 2018-19In a first in recent history of tax filings, income tax e-filings in FY2019 have dropped by more than 6.6 lakh, a trend that analystssaid was surprising as tax base was expected to increase postdemonetisation. According to the Income Tax Department’s e-filing website, incometax e-filings in FY 2018-19 was 6.68 crore, down from 6.74 crore inthe previous fiscal year. E-filers in FY 2016-17 were 5.28 crore.However, registered filers have been on the rise – they grew by 15per cent to 8.45 crore as on March 31, 2019.

Life and Non-life insurers witness 11% and 13% rise inpremium respectivelyAccording to the Insurance Regulatory and Development Authorityof India (IRDAI) data, after a very low growth phase, life and non-life premium income of insurance companies have registeredsubstantial growth in financial year 2019.Life insurer’s premium income grew 11% in FY19 over 2018 andnon-life insurance firms witnessed a 13% rise in their total premiumincome to Rs 1.70 lakh crore in the financial year ended March2019.

Debit Card Swipes On PoS Terminals Rise 27% in March2019According to the RBI data, in Mar 2019, the total number offinancial transactions done by people using their debit cardsincreased by 15%. Also, the financial transactions done by thedebit cards at POS terminals increased by 27% compared to March2018.

India Ratings & Research Lowers Growth Forecast For 2019-20 To 7.3%India Ratings & Research (A Fitch Group Company) has loweredthe country’s growth forecast for the current fiscal to 7.3%, fromthe earlier projection of 7.5 %. The agency has listed three keyreasons for lowering its projection.

Netherlands Becomes The Third Largest Foreign DirectInvestor In IndiaThe Netherlands has emerged as the third largest foreign directinvestor in India during 2017-18, with investments pegged at about$2.67 billion across sectors. The Netherlands was also the secondlargest destination for foreign investment by Indian companies,after Singapore, with investments worth $12.8 billion in 2017.

E-COMMERCE AND BUSINESS RE-LATED NEWS

Microsoft Becomes World’s Third Company To Be Worth$1 TrillionMicrosoft has reached a valuation of one trillion dollars for thefirst time after posting an increase in profits. It makes the softwaregiant only the third publicly-traded company in history to reachthe threshold after Apple and Amazon passed it in 2018.Microsoft’s current valuation also means that it has again takenover Apple as the world’s most valuable company.

Huawei Overtakes Apple To Become 2nd BiggestSmartphone MakerHuawei Technologies Co overtook Apple Inc to claim the No. 2spot in smartphones making in the first quarter, moving a stepcloser to its avowed ambition of displacing Samsung at the top ofthe market. Huawei’s been steadily gaining on Apple and SamsungElectronics Co. with an increasingly high-end line-up of devices.

Apple to open its first retail store in India in MumbaiApple Inc has finalized a short list of locations for its first retailstore in India. It will open its first retail store in India in Mumbai.However, the final place is not finalized yet.

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Ireland becomes the second country to declare a climateemergency after England

Ireland has declared a climate emergency in their country,to be the second country after Britain to do so.

An amendment to a parliamentary report declaring aclimate emergency and calling on parliament to examinehow the Irish government can improve its response tothe issue of biodiversity loss was accepted.

The UK parliament became the first national legislativebody in the world to declare a climate changeemergency.England also calls for the government to worktowards carbon neutrality before 2050 and for ministersto draft proposals within the next 6 months to restorethe country’s environment and create a “zero wasteeconomy.”

Russian President Vladimir Putin signs controversialinternet bill into law

President Vladimir Putin on May 1, 2019 signed a newmeasure into law that will allow Russian authorities toisolate the country’s internet from the rest of the worldand create a new national network.

The ‘sovereign internet’ bill aims to expand governmentcontrol over the Internet.

Russian lawmakers insist the new law is necessary toensure the security of Russia’s online networks, whilecritics argue that the vaguely worded bill gives newcensorship powers to government monitors.

India re-elected as observer to inter-governmental forumArctic CouncilIndia has been re-elected as an observer to inter-governmental forumArctic Council. The Arctic Council promotes cooperation,coordination and interaction among Arctic states on common issues,particularly on sustainable development and environmentalprotection.

Iran announces Partial Withdrawal fromJCPOAIran announced it will pull out of some commitmentsunder 2015 international nuclear agreement signedwith world powers, called Joint Comprehensive PlanOf Action (JCPOA).As per Iran, such action is required as EuropeanUnion (EU) and other countries did not have powerto resist US pressure. Also, such measures arenecessary to secure Iran’s rights and bring backbalance after United States exited from agreementin 2018.JCPOA is an international nuclear agreement signedin 2015, between Iran and the P5+1. The P5+1includes five permanent UNSC’s members (P5):China, Russia, France, United Kingdom (UK), andUnited States; and (+1) Germany.

Saudi Arabia increases India’s Haj Quota to 2lakhsSaudi Arabia has issued a formal order increasingthe Haj quota of India to two lakhs from one lakh

seventy five-thousand. In February 2019, the Saudi Crown PrinceMohammed bin had announced that Indian Haj quota would beincreased by 25 thousand to two lakhs. The Hajj is an annualIslamic pilgrimage to Mecca, the holiest city for Muslims, and amandatory religious duty for Muslims that must be carried out atleast once in their lifetime by all adult Muslims who are physicallyand financially capable of undertaking the journey.

Emergency Imposed in Sri LankaSri Lankan Government imposed emergency in the countryfollowing bomb attacks on churches and hotels. The governmentalso declared a national day of mourning on 23 April.On April 21, on the occasion of Easter, nine suicide bombers carriedout a series of blasts that tore through three churches and threeluxury hotels in Sri Lanka, killing 253 peopleThe Islamic State has claimed the responsibility of the attacks, butthe government has blamed the local Islamist extremist group,National ThowheethJamaath (NTJ).Sri Lankan President Maithripala Sirisena announced a ban oncovering of the face with burqa, veil or in any manner that preventsidentification of the person.With this, Muslim women will not beallowed to wear any form of face veils in public until further notice.

Indonesia Releases Special Stamp on Theme of RamayanaIndonesia has released a special commemorative stamp on the themeof Ramayana to mark the 70th anniversary of the establishment ofits diplomatic ties with India. It featured a scene from Ramayana inwhich Jatayu valiantly fought to save Sita.It is designed byIndonesian sculptor Bapak NyomanNuarta.

Israel Names New Settlement in Golan Heights After USPresident Donald TrumpIsraeli PM Benjamin Netanyahu has decided to name a newcommunity in the occupied Golan Heights after United StatesPresident Donald Trump.This decision has been taken as an

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expression of gratitude towards Mr Trump for his historic decisionto recognise Israel’s sovereignty over the Golan Heights.

Abu Dhabi International Book Fair: India to be featured asthe official Guest of Honour

In UAE, thousands of literature enthusiasts and industryprofessionals around the world are expected to attend,the upcoming Abu Dhabi International Book Fair,ADIBF 2019.

The 29th edition of the book fair will take place fromApril 24- 30, 2019 at the Abu Dhabi National ExhibitionCentre.

India will be featured as the official Guest of Honour,with much of the fair’s programming dedicated toreflecting and showcasing the diversity and richness ofthe country’s culture.

SIPRI Launches Initiative ‘GReVD’ to Measure ViolentDeaths Worldwide

The Stockholm International Peace Research Institute(SIPRI) has set up a new initiative named Global Registryof Violent Deaths (GReVD) to establish the annualnumber of violent deaths worldwide.

GReVD will track the number of deaths caused by allforms of violence and display these in an open-sourcedatabase which will eventually help researchers,policymakers and the general public to track trends inviolence at global, regional, national levels.

The initiative aims to monitor the progress on the world’scommitment to ‘significantly reduce all forms of violenceand related death rates everywhere’ by 2030 as set out inthe Sustainable Development Goals (SDGs), specificallyGoal 16.

The US approves dengue vaccine Dengvaxia The Food and Drug Administration (FDA) has approved

the first vaccine for dengue, Dengvaxia. FDA has also placed significant restrictions on its use

because the vaccine has been shown to put some peopleat heightened risk.

It can be only given to the people aged 9 to 16 who livein areas where dengue is endemic and who are shown bylab testing already to have been infected with the disease.

The Philippines, which became the first country toapprove it in 2016, was also the first to ban it in Februarythis year over safety concerns.

Dengvaxia is produced by the French pharmaceuticalfirm Sanofi Pasteur.

World’s first floating nuclear power plant started opera-tions

Akademik Lomonosov, the world’s only floating nuclearpower unit is ready to start commercial operations inRussia.

The plant was launched by Russia on May 19, 2018 atthe St Petersburg shipyard.

The ‘Akademik Lomonosov’ is to be the first of a fleet offloating nuclear power stations to be stationed in theRussian Arctic.

Besides Russia, China is also building a floating nuclearpower plant.

Saudi Arabia Approves Permanent Residency For First TimeThe Saudi government has approved for the first time a schemethat gives permanent residency to certain expatriates, allowingthem to own real estate in the kingdom and reside with their familieswithout a Saudi sponsor. The “Privileged Iqama” system will offera permanent residence scheme and one that can be renewed annuallyto highly skilled expatriates and owners of capital funds.

Taiwan Becomes First Country In Asia To Legalise Same-Sex MarriageTaiwan has approved a bill legalizing same-sex marriage, a landmarkdecision that makes the self-ruled island the first place in Asia topass gay marriage legislation. The successful bill includes limitedadoption rights for same-sex couples.

Asian Tea Alliance Launched In ChinaTo boost tea trade, cultural and technical exchanges as well as theglobal promotion of tea, the Asian Tea Alliance (ATA), a union offive tea-growing and consuming countries, was launched in Guizhou,China. The members of the alliance are the Indian Tea Association,China Tea Marketing Association, Indonesian Tea MarketingAssociation, Sri Lanka Tea Board and Japan Tea Association.

Iran, Pakistan To Set Up Border ‘Reaction Force’Iran and Pakistan have agreed to set up a joint border “reactionforce” to combat the attacks by militant groups on both sides oftheir frontier. Both the nations have decided to collaborate to formthe joint quick reaction force by increasing cooperation betweenborder forces and intelligence agencies.

Vladimir Putin, Kim Jong Un Hold 1st-Ever talksRussia’s Vladimir Putin and North Korea’s Kim Jong Un met face-to-face for the first time and vowed to seek closer ties. The meetingwas held at Russia’s Pacific port city of Vladivostok.Six-partytalks on North Korean de-nuclearization started back in 2003. Thetalks involve China, Japan, Russia, the US along with North Koreaand South Korea. The last round of such talks took place in 2007.

UN Designates JeM Chief Masood Azhar As Global Terror-istIn a huge diplomatic win for India, the United Nations SecurityCouncil designated Pakistan-based Jaish-e-Mohammed chiefMasood Azhar as a global terrorist after China lifted its hold on aproposal to blacklist him under the Security Council’s SanctionsCommittee. The announcement was made by India’s Ambassadorand Permanent Representative to UN, Syed Akbaruddin.

UN Imposed Sanctions On Terror Group ISIS KhorasanThe UN has imposed sanctions on terror group ISIS-Khorasan(ISIS-K) for its links with Al-Qaeda and involvement in severalattacks in Afghanistan and Pakistan. It is now subject to the assetsfreeze, travel ban and arms embargo. The group, formed in 2015 bya Pakistani national and a former commander of the Tehrik-e-TalibanPakistan, has killed over 150 people.

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This year’s Global Food Policy Report highlights theurgency of rural revitalization to address a growing crisisin rural areas.

Rural population account for 45.3% of the world’s totalpopulation and at least 70% of the world’s populationremains extremely poor.

Nearly 50% of rural youth all over the world do not haveany formal job they are either unemployed or under-employed.

Global Startup EcosystemIndia was ranked 17th position among 100 countries in StartupEcosystem Ranking for 2019 released by StartupBlink.

Cancer Preparedness Index 2019India was ranked 19th out of 28 countries in the Index of CancerPreparedness (ICP) released by the Economist Intelligence Unit(EIU). It was released as part of the report titled “Cancerpreparedness around the world: National readiness for a globalepidemic” prepared by EIU.Top 3 countries are Australia (1st), Netherlands (2nd) and Germany(3rd)

Mukesh Ambani among TIME’s 100 most influential people Reliance Industries (RIL) Chairman Mukesh Ambani has

featured in the TIME magazine’s list of 100 mostinfluential people.

Arundhati Katju and Menaka Guruswamy, who led thelegal battle for LGBTQ rights in India, also featured inthe list.

The “Time 100 Most Influential People 2019” namedthe world’s most influential pioneers, leaders, titans,artists and icons of the year.

Japan Tests World’s Fastest Bullet Train With Speed of 400kmph

Japan began the testing of the world’s fastest bullet traincalled ALFA-X and this testing will continue for a periodspanning three years.

The latest version of Shinkansen train is capable ofreaching speeds as much as 400 kilometers per hour (249miles per hour).

The train is scheduled to go into service in 2030. It will then surpass China’s Fuxing train which is currently

the fastest train running at the speed of 350 kph.

Singapore Passes ‘Fake News’ LawSingapore’s Parliament passed a law to curb the spread of fakenews under which offenders may face up to 10-year jail or fines ofup to S$1 million (over Rs5.12 crore). The law empowers thegovernment to direct social media platforms such as Facebook andTwitter to carry corrections or remove content it considers to befake news.

US Withdraws From UN Arms Trade TreatyUS President Donald Trump stated that his administration iswithdrawing the U.S. signature from the U.N. Arms Trade Treaty,in response to concerns from gun rights activists that it couldimpinge on Americans’ right to bear arms.

INDEXWorld Press Freedom Index 2019

India has dropped two places in the 2019 World PressFreedom Index released by Reporters Without Borders,ranking 140 out of 180 countries.

At least six Indian journalists were killed in connectionwith their work in 2018.

Norway was ranked first on the index.

India Ranks 19 out of 28 Nations in 2019 Index of CancerPreparedness by EIU

India (score - 64.9) has been placed at 19th spot out of28 countries in the Index of Cancer Preparedness (ICP)2019 created by the Economist Intelligence Unit (EIU).

Australia (score - 90.6) has topped the ICP list with a,followed by the Netherlands (score- 89.9) and Germany(88.7).

The Index of Cancer Preparedness (ICP) presents dataon 45 indicators that are relevant to cancer control.

India Ranks 80 in Global Talent Competitiveness Index 2019India was ranked 80 out of 125 countries in the Global TalentCompetitiveness Index (GTCI) 2019. The theme of this year’sreport was ‘Entrepreneurial Talent and Global Competitiveness’.

Global Food Policy Report-2019 released International Food Policy Research Institute (IFPRI) has

recently released Global Food Policy Report-2019. IFPRI’s flagship report reviews the major food policy

issues, developments, and decisions of 2018, andconsiders challenges and opportunities for 2019.

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Government implements Project ‘SPARROW-CBIC’ foronline writing of APARGovernment of India has now implemented Project ‘SPARROW-CBIC’ for online writing of Annual Performance Appraisal Report(APAR) in SPARROW, for over 46,000 Group ‘B’ and Group ‘C’Officers of Central Board of Indirect Taxes & Customs (CBIC)working in its various formations all across India. The termSPARROW stands for ‘Smart Performance Appraisal ReportRecording Online Window’.

Indian Government Extends Ban on LTTE for Five YearsThe Ministry of Home Affairs in a freshly issued notificationextended 5 year ban on the Liberation Tigers of Tamil Eelam (LTTE,also known as: Tamil Tigers) in India for a another period of fiveyears.Liberation Tigers Of Tamil Eelam (LTTE) is a Sri Lanka basedTamil militant and political organization, which was founded in1976.Its objective is to create an independent state of Tamil Eelam in thenorth and east of Sri Lanka (areas comprising Tamil Majority).It was banned in India following the assassination of former PrimeMinister Rajiv Gandhi in 1991 by its members.

India to co-chair Consultative Group of GFDRRIndia was unanimously chosen by member countries as next co-chair of Consultative Group (CG) of Global Facility for DisasterReduction and Recovery (GFDRR) for fiscal year 2020. Thisdecision was taken during Consultative Group meeting of GFDRR2019 held from 13 May- 17 May in Geneva, Switzerland.In addition to this, GFDRR in cooperation with UN Office forDisaster Risk Reduction (UNDRR) and EU also organized 4 th

edition of World Reconstruction Conference (WRC) on May 13-14, 2019 in Geneva.GFDRR is a global partnership which helps developing countriesto better understand and reduce their vulnerability to climate changeand natural hazards.

HOME EXPO INDIA 2019 organised inGreater Noida8th edition of HOME EXPO INDIA 2019- a 3 dayexhibition organized by Export Promotion Councilfor Handicrafts at Greater Noida. Buyers frommore than 50 countries including USA, Europe,Argentina, Brazil, Chile, Colombia, UAE etc. areexpected to visit.

Union Territories and Twenty states join pan-India Single Emergency helpline Number‘112’ To get immediate assistance to the people whoare in trouble, Union territories and Twenty stateshave joined in a pan-India network of singleemergency helpline number ‘112’,which isimplemented by central government’s NirbhayaFund. Police (100), women(1090) and fire(101)helpline numbers are amalgamated in this.

MOU signed between Ministry of AYUSH and Council ofScientific and Industrial Research

MOU was signed between the Ministry of AYUSH andCouncil of Scientific and Industrial Research (CSIR), NewDelhi for cooperation in research and education in areasof traditional systems of medicine and its integrationwith modern science.

AYUSH- Ayurveda, Yoga & naturopathy, Unani, Siddha& Homoeopathy.

e-Governance Services and IIT-Kanpur agreement to up-scale Unnat Bharat Abhiyan

e-Governance Services India Limited, an initiative ofCommon Service Centre’s (CSC), a special purposevehicle under the Ministry of Electronics & IT, has tiedup with Indian Institute of Technology (IIT) Kanpur toupscale Unnat Bharat Abhiyan.

Unnat Bharat Abhiyan is an initiative of the Ministry ofHRD.

It aims to find solutions to accelerate sustainable growthin rural India.

Under the Unnat Bharat Abhiyan, IIT-Kanpur hasbrought together 15 leading higher education institutionsfrom Uttar Pradesh.

Union Ministry of Home Affairs distributed 3100 specialkits ‘ SAECKs ‘ to states and union territories to collectevidence on sexual assault cases

The Union Ministry of Home Affairs has distributedaround 3,100 special kits among states and unionterritories.

The kits are termed ‘SAECKs‘ (The Sexual AssaultEvidence Collection Kits) and are also called ‘rapeinvestigation kits’ that help to collect blood and semensamples for carrying out immediate effective medico-legal investigations on sexual assault cases.

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The kits consist of a set of test tubes and bottles, whichindicates contents and specifications of the collectedevidence.

The kits also contain directives on collection of evidencefrom the crime scene, after which the kits would be sentto the closest laboratory and the results would be declaredwithin two months.

The Directorate of Forensic Sciences (DFSS) under thehome ministry has issued 2 guidelines for sexual assaultcases: for investigators and prosecutors for collecting,storing and transporting forensic evidence and for medicalofficers in dealing with the cases.

Centre Hikes Import Duty on Wheat from 30% to 40% The Central Board of Indirect Taxes and Customs (CBIC)

has hiked the customs duty on wheat to 40 percent from30 percent in order to curb imports and protect thedomestic industry.

The government aims to restrict import of wheat so thatdomestic prices of wheat do not come under pressure asthe wheat output in the country is expected to scale arecord high this year.

The wheat’s minimum support price (MSP) or the priceat which the government buys from farmers has beenraised by 6% at Rs 1,840 per 100 kg in 2019, from Rs1,735 in 2018, in order to fix the support price at aminimum of 1.5 times the production cost.

CPWD Forms M K Sharma Led Panel to Formulate DesignPolicy for Building Construction

The Central Public Works Department (CPWD) hasconstituted an 8 member expert committee under thechairmanship of CPWD’s Additional Director GeneralM K Sharma, to formulate a design policy for buildingconstruction and infrastructure development.

The design policy will guide engineers in construction ofbuildings and infrastructure development and thus revivebuilding construction and infrastructure development atall levels in the CPWD.

Green Number Plates now Mandatory For All-Electric Ve-hicles

Government of India has made it mandatory for ElectricVehicles to have number/license plates in Green Color.

The font color for private cars will be white while thatfor taxis/commercial vehicles will be yellow.

The green number plates will be the fifth type of numberplate.

Electric vehicles will be given special priviledges likefree parking, free entry in congested areas and aconcessional toll on highways.

Nation Observes 158th Birth Anniversary of RabindranathTagore

The 158th birth anniversary of Asia’s first Nobel laureate,Rabindranath Tagore, was celebrated across the countryon May 7, 2019.

Tagore (nicknamed “Rabi”) was born on 7 May 1861 inthe Jorasanko mansion in Calcutta to DebendranathTagore and Sarada Devi.

He became the first non-European to win the Nobel Prizein Literature in 1913 for ‘Song Offerings,’ the Englishversion of his collection of poems, ‘Gitanjali.’

Tagore reshaped Bangla language and literature in the19th and 20th centuries.

GRIHA Council Launched “GRIHA for Existing DaySchools”

Green Rating for Integrated Habitat Assessment(GRIHA) Council has launched ‘GRIHA for ExistingDay Schools’, a new rating tool to evaluate environmentalperformance of existing schools across India.

GRIHA council was founded by The Energy andResources Institute (TERI) with support from Ministryof New and Renewable Energy along with variety ofexperts in the fields related to sustainability of builtenvironment from across the country.

India’s first global, Mega-Science Exhibition ‘VigyanSamagam’ held in Mumbai

India’s first global, Mega-Science Exhibition ‘VigyanSamagam’ was held in Mumbai at the Nehru ScienceCentre, Worli on May 08, 2019.

In the span of 11 months, the exhibition will also be heldin Bengaluru, Kolkata and New Delhi.

The exhibition will take the viewers through the workingsof the Universe. will also provide answers and insightsinto the exciting world of front-ranking science andtechnology to science enthusiasts, students and peopleat large.

This is jointly organised by the Department of AtomicEnergy (DAE), Department of Science and Technology(DST), the funding agencies of these projects, the NationalCouncil of Science Museums (NCSM) and Ministry ofCulture.

Centre to Form Panel under DGFT to Look at Steel Avail-ability for Engineering Exporters

The government has decided to set up a committee to beChaired by the Director General of Foreign Trade(DGFT) that will look into availability of steel atcompetitive prices for engineering goods exporters.

The committee will have to submit its report to steel andcommerce ministries within two months.

The decision was taken after engineering goods exporterscomplained that they should get steel at global prices asdomestic rates are higher. However, steel producers statethat freight charges and cost of production is high in thecountry, which push up prices.

BHEL and ARAI signs MoU for e-mobility projectsBharat Heavy Electricals Limited (BHEL) and Automotive ResearchAssociation of India (ARAI) signed MoU (Memorandum ofunderstanding) for cooperation on projects related to e-mobility.Electro mobility (e-mobility) is refers to development of electric-powered or electronic driven vehicles, and moving away from

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India-China Signs protocol for Export of Indian Chilli MealIndia and China have signed a protocol for export of Indian chillimeal from India to China.The two countries have also agreed toresolve market access issues expeditiously in order to promote amore balanced trade.Greater market access will help to bridge thewidening trade deficit.

India extends a ban on import of Chinese milk productsThe Union government has extended the ban on import of milk andits products, including chocolates, from China. Food regulatorFSSAI had recommended extending the ban until all labs at portsare modernised to test the chemical.The ban was imposed onapprehensions of the presence of melamine in some milkconsignments from China.Melamine is a toxic chemical used formaking plastics and fertilisers.

India and Bangladesh agreed to jointly produce film on thelife of Mujibur Rahman

India and Bangladesh will co-produce a film on the lifeand works of Bangabandhu Sheikh Mujibur Rahman anda documentary on Bangladesh Liberation War.

A Delegation from Bangladesh led by Adviser to PrimeMinister of Bangladesh, Dr. Gowher Rizvi met Secretaryand other officials of Information & Broadcasting

Ministry and focussed on various aspects of makingof feature film. The co-production was earlier announced bythe Prime Ministers of both the countries.

India delivers First Pair of Mi-24 helicoptersto AfghanistanIndia recently handed over two Mi-24 attackhelicopters to Afghanistan. The helicopters wereformally handed over by Indian Ambassador tothe acting Minister of National Defence ofAfghanistan at Kabul Air Force base.Under a tripartite agreement in 2018, India hadagreed to finance purchase of four attack helicopterfrom Belarus and then deliver them to Afghanistan.

Konkan Railways signs agreement with NepalRailways India and Nepal have inked a deal onprocurement of demo train that operates on diesel.The contract agreement was signed between India’sKonkan Railways Corporation Ltd and Nepal’s

Department of Railways to supply two 1600 HP DieselElectric Multiple Unit (DEMU) train sets.

The trains will be manufactured by Integrated CoachFactory (owned and operated by Indian Railways) inChennai, Tamil Nadu.

Vice President undertakes four-day visit to Vietnam Vice President of India M. Venkaiah Naidu commenced

his four-day official visit to Vietnam on 9 May 2019.His visit comes after a series of high-level exchangesbetween India-Vietnam in 2018 which include visit ofVietnamese Prime Minister in January and President inMarch to India.

The Vice President participated in 16th United NationsDay of Vesak (UNDV) at Tam Chuc pagoda in northernHa Nam province of Vietnam. He also delivered keynoteaddress at inaugural session of event, themed for whichis “Buddhist Approach to Global Leadership and SharedResponsibilities for Sustainable Societies”.

He visited Ho Chi Minh Mausoleum, to pay homage toFormer Prime Minister (and also President) of Vietnam.

He also meets Indian community and Vietnamesebeneficiaries of ‘Jaipur Foot Artificial Limb FitmentCamp’ organized in 2018 by India under ‘India for

traditional vehicle design which uses fossil fuels and oils. It includesfully electric vehicles and hybrid electric vehicles.

KVIC distributes more than 1 lakh Bee-Boxes under ‘HoneyMission’The Khadi and Village Industries Commission (KVIC) distributedmore than one lakh bee-boxes among farmers and unemployedyouths across India in less than two years under its ‘HoneyMission’ initiative.

Honey Mission was launched in August 2017 in line with PMNarendra Modi’s call for ‘Sweet Revolution’ (revolution inproduction of honey to increase its production) in 2016 whileintroducing Banas Honey project at Deesa in Gujarat.World Honey Bee Day-21 MayKhadi and Village Industries Commission (KVIC) is a statutorybody formed under ‘Khadi and Village Industries Commission Actof 1956’ by Government of India.

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Centre announces assistance of Rs 1,000 cr for cyclone hitOdishaPrime Minister Narendra Modi has announced a further release ofRs 1,000 Crore for assistance to the Fani affected state Odisha onMay 06, 2019. Earlier Rs 341 crores had been provided to Odishaas an advance to its State Disaster Response Fund (SDRF).

e-Vidhan: Kerala Assembly to Digitize all its RecordsThe Kerala Legislative Assembly recently announced an initiativeto digitize all its records and proceedings under its ambitious projectcalled E-Vidhan which enables state legislature to go fully digitaland completely paperless.

Gujarat Assembly Passes Act to Allow Shops & BusinessesRemain Open 24X7‘Gujarat Shops and Establishments (Regulation of Employmentand Conditions of Service) Act, 2019’ passed by Gujarat Assembly

NEWS

Humanity’ initiative. It was launched to commemorate150th Birth Anniversary of Mahatma Gandhi.

Iraq remains India’s top supplier of Crude Oil in 2019 According to data released by Directorate General of

Commercial Intelligence and Statistics (DGCI&S), Iraqremains India’s top crude oil supplier for second year ina row.

India is world’s third largest importer of crude oil (7% oftotal crude oil imports) after China (world’s largestimporter with 20.2% of total crude oil imports) and USA(13.8%).

India imported 207.3 MT (Metric Tons) of crude oil in2018-19, down from 220.4 MT in 2017-18. This increasedIndia’s total crude oil import bill by 40.6% i.e. to $86.9billion as compared to $61.8 billion from previous year.

Saudi Arabia, the largest producer of OPEC hastraditionally been India’s top oil import source, but in2017-18 fiscal year it was dethroned by Iraq for the firsttime.

14th Edition of Annual Sino-Indian Border Trade opens atNathu LaThe 14th edition of the annual Sino-Indian border trade opened atNathu La, the frontier post at Sino-Indian border in Sikkim. Tomark the commencement of border trade, officials and traders ofboth countries (India and China) were present at the border.Everyyear bilateral border trade between two countries is organised fourdays a week for period of six months, between May 1 and November30.

which came into force from May 1, 2019. The Actwill allow the shops and other businesses in thestate to operate 24×7.

Chhattisgarh Deploys 1st Anti-Naxal WomenCommando UnitThe Chhattisgarh police for the first time hasinducted women commandos in the District ReserveGuard (DRG), its frontline anti-Naxal force.Comprising 30 women led by DeputySuperintendent of Police (DSP) Dineshwari Nand,have received extensive training in jungle combat.With the induction of the women commandocontingent, the number of platoons of the DRG inDantewada now stands at six.

Kerala Becomes First Indian State To Tap IntoMasala Bond MarketKerala became the first state to tap into masala bondmarket by listing the Kerala InfrastructureInvestment Fund Board (KIIFB)’s masala bondworth of USD 312 million (Rs 2,150 crore) in London

Stock Exchange (LSE)’s International Securities Market (ISM). Ithas a fixed interest rate of 9.723% per annum. The bond issuebuilds on the Kerala government’s focus to get multinationalcorporations to invest in the state.The e-Vidhan in State Legislaturesand e-Sansad in Parliament are mission mode projects under DigitalIndia.

Purple Frog to be crowned Kerala’s state amphibianPurple frog could be soon designated as Kerala’s state amphibian.The proposal for this is being mooted by Kerela’s leadingHerpetologists (a specialist in study of reptiles and amphibians).The odd-looking species is endemic to Western Ghats.

Karnataka takes steps to limit weight of School Bags Following the order of the Ministry of Human Resource

and Development, the government of Karnataka has takenthe necessary steps and has issued the guidelines for theschool.The government of Karnataka has issued a circular

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to all schools government, aided and unaided to takenecessary steps to ensure that the weight of a schoolbagis not more than 10% of the child’s weight.

The bag of a student in Class 1 or 2 would weigh no morethan 2 kg and the bag can weigh anywhere between 2 and3 kg for students from Class 3 to 5.

The prescribed weight increases progressively, with

Malayalam film “Bhayanakam” won the bestcinematography award at Beijing Interna-tional Film FestivalMalayalam film Bhayanakam (Fear) which wasdirected by Jayaraj won the best cinematographyaward at the Beijing International Film Festivaland had also won the best cinematography awardat the 65th National Film Awards.

Amartya Sen Chair announced by LondonSchool of EconomicsThe London School of Economics and PoliticalScience (LSE) has announced the creation of theAmartya Sen Chair in Inequality Studies, namedin honour of the India-born economist,philosopher and Nobel laureate, who wasProfessor of Economics at LSE from 1971-82.Thepublic announcement of the chair was made duringLSE’s biannual Amartya Sen Lecture.

SwacchtaPakhwada Awards-2019All India Radio and the Publication Division and

Children’s Film Society of India were awarded with theSwacchtaPakhwada Awards-2019.Press Council of India, PressInformation Bureau and BECIL were also mentioned during theaward ceremony for their efforts during the SwacchtaPakhwada.

Benny Antony conferred with the National IP Award 2019Benny Antony (co-founder of Kochi-based Arjuna Natural Ltd)has been honoured with the National Intellectual Property Awardfor 2019 in the category of Top Individual for Patents andCommercialization.Antony has over 80 international patents tohis credit.

Pakistan Journalist Cyril Almeida wins Press Freedom Heroaward by IPIPakistan Journalist at the Dawn Assistant has been named as the71st World Press Freedom Hero by the International Press Institute(IPI).IPI’s World Press Freedom Hero Award honours journalists“who have made significant contributions to the promotion ofpress freedom, particularly in the face of great personal risk”.

Salim Khan, Bhandarkar and Helen felicitated with MasterDeenanath Mangeshkar AwardMaster Deenanath Mangeshkar SmrutiPratishthan, Pune, felicitatedlegends from the fields of music, drama, art and social work withthe Deenanath Award among other awards.

Winners of 2019 BAFTA AwardsThe 72nd British Academy Film Awards also known as the BAFTAwas held on 10 February 2019 by the British Academy of Film andTelevision Arts.

List of Winners BAFTA Fellowship –Thelma Schoonmaker Outstanding British Contribution to Cinema – Elizabeth

Karlsen and Stephen Woolley for Number 9 Films Best Film-Roma – Alfonso Cuarón and Gabriela Rodríguez Best Director – Alfonso Cuarón – Roma Best Actor in a Leading Role- Rami Malek – Bohemian

Rhapsody as Freddie Mercury Best Actress in a Leading Role-Olivia Colman – The

Favourite as Queen Anne Best Actor in a Supporting Role-Mahershala Ali – Green

Book as Don Shirley Best Actress in a Supporting Role-Rachel Weisz – The

Favourite as Sarah Churchill

New York Times, Wall Street Journal win Pulitzers forTrump probesThe New York Times & The Wall Street Journal were awardedPulitzer Prizes.The Journal won for its coverage of Trump’s secrethush money payments to two women during his 2016 presidentialcampaign who claimed to have had affairs with him.

students in Class 9 and 10 allowed carrying bags in the 4-5 kg range.

Arunachal Has Highest 35% of India’s Graphite DepositsThe Geological Survey of India (GSI) in its report revealed thatabout 35 % of India’s total Graphite reserves are found in ArunachalPradesh. This is the highest found in the country.

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The Winners includes: Master Deenanath Mangeshkar Lifetime Award – Salim

Khan (father of superstar Salman Khan). Master Deenanath Mangeshkar Special Award-

Madhur Bhandarkar for his contribution to IndianCinema.

Master Deenanath Mangeshkar Special Award – Helenfor her contribution to Indian Cinema.

Rana Dasgupta wins 2019 Tagore Literary Prize The second edition of Rabindranath Tagore Literary Prize

2019 has been announced and author Rana Dasgupta haswon the Rabindranath Tagore Literary Prize 2019 inLiterature for his literary novel “Solo”.

Rabindranath Tagore Literary Prize 2019 (for SocialAchievement) - YoheiSasakawa. He is from Japan andhas won the prize for his great contribution to worldpeace.

Rabindranath Tagore Literary Prize 2019 (for SocialAchievement Community)- Madame President ofTaiwan, Ms. Tsai Ing-Wen and Taiwanese people, asbeing a Beacon of Democracy, Human Rights andFreedom.

Bill & Melinda Gates tops World’s 50 Greatest LeadersList by Fortune Magazine for 2019The 6th edition of the Fortune Magazine’s annual World’s 50Greatest Leaders List for the year 2019 has been topped by Bill &Melinda Gates, for their work with charitable organisation Bill &Melinda Gates Foundation. New Zealand Prime Minister JacindaArdern is second in the list followed by US special counsel RobertMueller.

Mizoram Kid who Rushed Injured Chick to Hospital WinsPETA Compassionate Kid AwardDerek C Lalchhanhima, Mizoram based 6 year old boy, who becamean overnight sensation on the internet after a photo of him with aninjured chick in hospital went viral, has been awarded the‘Compassionate Kid’ award by PETA India for being an inspirationto other children.

AS Kiran Kumar (Ex-ISRO Chairman) Awarded France’sHighest Civilian HonourA S Kiran Kumar the Former chairman of ISRO has been conferredwith France’s highest civilian award -Chevalier of the Order of theLegion of Honour.He has been bestowed this award for hiscontribution to India-France space cooperation.Ambassador ofFrance to India, Alexandre Ziegler conferred A S Kiran Kumar withthe highest civilian honour of France on behalf of the President ofFrance.

Winners of Goldman Environmental Prize 2019The awarded Goldman Environmental Prize is awarded every yearto grassroots environmental activists, one from each of the world’ssix geographic regions: Africa, Asia, Europe, Islands and IslandNations, North America, and South and Central America by theGoldman Environmental Foundation headquartered in SanFrancisco, California. It is also called the Green Nobel.

The winners of Goldman Environmental Prize 2019 are: BayarjargalAgvaantseren, Mongolia (Asia) Alfred Brownell, Liberia (Africa) Alberto Curamil, Chile (South and Central America) Jacqueline Evans, Cook Islands (Islands and Island

Nations) Linda Garcia, United States (North America) Ana ColovicLesoska, North Macedonia (Europe)

Rapper Drake Breaks Record for Most Billboard MusicAwardsRapper Drake broke the record for the most Billboard Music Awardswins by taking home 12 prizes in different categories in the 2019edition on May 1. Now the overall Billboard Music Awards wonby Drake has gone up to 27 awards.With this, the Canadian bornrapper Aubrey Drake Graham has surpassed the record earlier heldby American singer Taylor Swift who has won 23 Billboard MusicAwards till date.

Journalist G D ‘Robert’ Govender awarded 2019 V K KrishnaMenon awardG D ‘Robert’ Govender has been awarded the 2019 V K KrishnaMenon award posthumously, for his outstanding contribution as apioneer of decolonised journalism. He is an Indian Origin Journalist.He was awarded in UK.

Tiger Woods awarded ‘Presidential Medal of Freedom’American Golfer, Tiger Woods has been awarded with US’ highestcivilian honouri.e “Presidential Medal of Freedom”. He was giventhe honour by President Donald Trump. The Presidential Medalof Freedom recognises persons who have made “an especiallymeritorious contribution to the security or national interests of theUnited States.

Two Indians among 115 UN Peacekeepers Honored for Sac-rifice in Line of Duty

115 UN peacekeepers from 43 different nations whosacrificed their lives in the line of duty have been honouredby the global organisation United Nations.

The list also includes two Indians namely Jitender Kumarand Shikha Garg.

An Indian police officer, Jitender Kumar served in theUN OrganisationStabilisation Mission in the DemocraticRepublic of the Congo (MONUSCO).

Shikha Garg was United Nations DevelopmentProgramme (UNDP) consultant attached with India’sMinistry of Environment, Forest and Climate Change.She was killed in the Ethiopian Airlines plane crash.

Sri Sri Ravi Shankar gets Order of St. George award byKerala churchFounder of The Art of Living Sri Sri Ravi Shankar was conferredwith ‘Order of St. George’ award as part of the Church’sCommemorative Feast. Along with Ravi Shankar, the event wasattended by former Kerala Chief Minister Dr OommenChandy.Recipient of the ‘Order of St. George’, Gurudev has spearheadedan unprecedented worldwide movement for a stress-free, violence-free society.

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MAGAZINE FOR THE MONTH OF JULY 2019

Gangandeep Kang: Dr Gagandeep Kang made history bybecoming India’s first woman to be made a Fellow of the prestigiousRoyal Society London. Kang is a leading scientist in India and hermain research focus is on viral infections in children and the testingof rotavirus vaccines.Jaideep Sarkar: Jaideep Sarkar has been appointed as India’snext High Commissioner to South Africa. The government alsoappointed SuhelAjaz Khan, presently serving as India’s DeputyChief of Mission in Saudi Arabia, as the next Ambassador toLebanon.Christina Koch: NASA astronaut Christina Koch is going to haveher mission on the International Space Station (ISS) extended to328 days, which would set a record for the longest single spaceflightby a woman.She is scheduled to remain in orbit until February2020. She will break the record of 288 days set by Peggy Whitson.Ravi Shastri: Head Coach of the India National Cricket Team,Ravi Shastri, also known as “Champion of Champions” wasappointed as Exclusive Corporate Ambassador to the IndianBusiness Community of Ras Al Khaimah Economic Zone (RAKEZ)in Dubai.Vinod Zutshi : Former deputy Election Commissioner VinodZutshi was appointed as a Special Observer for Tripura wherepolling is being held in the third phase of the Lok Sabha Elections2019. The Election Commission had earlier postponed polling inthe Tripura (East) Lok Sabha seat, saying the prevailing law andorder situation there is not favorable for holding free and fair polls.Manish Maheshwari: Manish Maheshwari (CEO of Network18Digital) has been appointed as the Managing Director (MD) ofTwitter (U.S.-based microblogging platform) for India operations.

NEWS IN BRIEF The Intellectual Property Rights Cell (IPR Cell) of Kerala

Agricultural University (KAU) selected for the NationalIntellectual Property Award 2019

The Kings, a hip-hop dance crew from Mumbai, hasfound international glory with their victory on American

reality television show “World of Dance”, taking home acash prize of $1 million.

Mr.Maheshwari takes over from interim head Balaji Krish.Twitter is an American online news and social networkingservice on which users post and interact with messagesknown as “tweets”.Volodymyr Zelenskiy: Ukrainian comedian VolodymyrZelenskiy, who played the president in a TV series wonthe country’s presidential election. Ukraine Capital- KyivCurrency- HryvniaPuranik Yogendra: Puranik Yogendra has become the1st Indian-origin person to win an election in Japan, havinggotten elected to Tokyo’s Edogawa Ward assembly.Edogawa Ward boasts the highest number of Indianresidents among Tokyo’s 23 wards.Rajendra Kumar Nayak: He was Additional ControllerGeneral of Defence Accounts, Defence AccountsDepartment in the Ministry of Defence before takingover as the CGDA. Sanjay Mitra is the defence secretaryof India.Dalbir Suhag: Former Army Chief Dalbir Singh Suhaghas been appointed as India’s next high commissioner to

the island nation ‘Seychelles’.Seychelles is a country which is ofstrategic importance to India in the Indian Ocean region.Uday K Varma: Former bureaucrat, Uday Kumar Varma, hasresigned from the post of Secretary General of Assocham. Varmatook over the charge in August 2018 succeeding D S Rawat whoheld the position for nearly 14 years. Currently, Assocham DeputySecretary General Saurabh Sanyal is the interim secretary general.The Associated Chambers of Commerce and Industry of India(ASSOCHAM) is one of the apex trade associations of India.Kumar Sangakkara: The former captain of Sri Lanka, KumarSangakkara, has been named as the next President of MaryleboneCricket Club (MCC). He will take up his role on the year longpost October 1, 2019. With this, he will be the first non – Britishperson to be appointed to the post since the foundation of theclub. Marylebone Cricket Club was founded in 1787 and basedsince 1814 at Lord’s cricket ground in St John’s Wood, London,EnglandLaurentinoCortizo: LaurentinoCortizo, member of theDemocratic Revolutionary Party, has won the presidential electionsof Panama with 33.27% of the vote in support.StevoPendarovski: StevoPendarovski, of the ruling SocialDemocratic Union of Macedonia, has won the 2019 Macedonianpresidential elections with 51.66 percent vote to become thePresident-elect of North Macedonia.Dragan Mihailovic: The Volleyball Federation of India hasappointed Dragan Mihailovic of Serbia as the head coach of theIndian men’s national team with focus on an Olympic berth in thefuture. In addition, PryemyslawGaszyoski of Poland and

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MAGAZINE FOR THE MONTH OF JULY 2019

ValadimirRadosevic of Serbia will take charge as the team’s physioand physiotherapist respectively.Rajesh Yaduvanshi: Punjab National Bank (PNB) has appointedRajesh Kumar Yaduvanshi as the Executive Director of the bankwith effect from April 15.Mohammad Ishtayyeh: The President of the State of Palestine,Mahmoud Abbas has confirmed the appointment of Dr. MohammadIshtayyeh as the new Prime Minister of the country. Mr. Ishtayyehwill succeed Rami Hamdallah.Sanjay Manohar: McAfee announced the appointment of SanjayManohar as managing director for its Indian operations. McAfeeis a US-based device-to-cloud cybersecurity company.Mahendra Singh Dhoni: Bus ticketing platform redBusappointed cricketer Mahendra Singh Dhoni as its brand ambassador.Currently, he endorses Dream11, Colgate, MasterCard, Orient Fans,BharatMatrimony, Indigo Paints, SRMB Steel, and Revital H etc.Kaushik Shaparia: Germany-based lender Deutsche Bank hasappointed Kaushik Shaparia as the chief executive officer (CEO)for India.Kaushik Shapariao succeeds Ravneet Gill (joined YesBank last month). Deutsche Bank AG is a German multinationalinvestment bank and financial services company headquartered inFrankfurt, Germany.Javier Perez Tasso:The Society for Worldwide Interbank FinancialTelecommunication (SWIFT) has named Javier Pérez-Tasso as itsnew CEO and he will replace the present CEO Gottfried Leibbrandton July 01, 2019.Dilip Kumar: Senior IAS officer Dilip Kumar has been appointedas the Officer on Special Duty (OSD) in the office of Lokpal. Thisis the first official appointment of a bureaucrat in Lokpal.Chairperson of Lokpal -Justice Pinaki Chandra Ghose.Air Marshal RKS Bhadauria: Air Marshal Rakesh Kumar SinghBhadauria will take over as the Vice Chief of Indian Air Force fromMay 1, 2019 and would be looking after all the air operations beingcarried out by the force. He will succeed Air Marshal Anil Khoslawho is superannuating on April 30, 2019.IsacDoru: All India Football Federation (AIFF) has appointedRomanian coach IsacDoru as the new technical director of theIndian national football team.Claire Polosak: Claire Polosak from Australia has become thefirst woman umpire in the men’s ODI. She was the umpire in theICC World Cricket League Division 2 match between Oman andNamibia. She was also the first woman umpire to officiate in amen’s domestic List A game in 2017. She is 31 years old.Reza Baqir: International Monetary Fund (IMF) economist RezaBaqir has been appointed as the Governor of State Bank of Pakistan.State Bank of Pakistan is the central bank of Pakistan.Virat Kohli and Anushka Sharma: Virat Kohli and AnushkaSharma have been appointed as the first official brand ambassadorsof Flipkart-owned e-commerce platform, Myntra. Myntra haslaunched its brand campaign name ‘Go Myntra-la-la’ which includesan ad film starring the star couple to bring alive the joyful experienceof shopping.Balvinder Singh Nakai: Cooperative major IFFCO has electedBalvinder Singh Nakai as its Chairman and Dileep Sanghani as ViceChairman. Balvinder Singh Nakai is a farmer – co-operator – whohas been deeply involved in providing strength to Indian cooperativemovement.

Muhammad-Bande: Tijjani Mohammad Bande, a professor fromNigeria, has been appointed as the new President of the UnitedNations General Assembly. He will succeed incumbent MaríaFernanda Espinosa Garces after her tenure lapses in September2019. He served as the permanent representative of Nigeria toUnited Nations before his appointment as President of UNGA.JagjitPavadia: India’s JagjitPavadia was re-elected to theInternational Narcotics Control Board (INCB) for another term.MsPavadia has been a member of the INCB since 2015 and hercurrent term is set to expire in 2020.Hari Menon: The Bill & Melinda Gates Foundation named MHari Menon as the Country Director in India effective from May24. Menon will replace NachiketMor, who held this position forthe past three years and resigned last month.ObituariesChinmoy Roy : Veteran Bengali actorSatya Brata Sinha: Former Supreme Court judge JusticeVishwanatha Menon: Former Kerala Finance MinisterPeter Mayhew:The legendary actor, Peter Mayhew, who is bestknown for playing Chewbacca in the “Star Wars” film series, passedaway at the age of 74.Master Hirannaiah: Renowned Kannada Theatre PersonalityB Subhashan Reddy: Former Chief Justice of Madras, KeralaHigh CourtsLast Captive White Tiger ‘Bajirao’ at Sanjay Gandhi NationalPark Passes Away at 18Bajirao, the last surviving White Tiger at the Sanjay Gandhi NationalPark (SGNP) in Borivali, maharashtra passed away at the age of18.He was suffering from chronic ankylosis on left shoulder andchronic senile generalised arthritis for the last four years. Bajiraowas born at the SGNP in 2001 to Renuka and Sidharth.Seymour Nurse: Former West Indies cricketer Seymour Nursepassed away at the age of 85 years.N. R. Madhava Menon: Father of Modern Legal Education, PassesAwayRallapalli Venkata Narasimha Rao: Veteran Telugu ActorHiralal Yadav: Padma Shri Awardee Bhojpuri SingerThoppil Mohamed Meeran : Noted Tamil novelist and SahityaAkademi awardeeBaidyanath Mishra : Renowned economist from odissaProf. Kirpal Singh: first chronicler of Partition, who startedbuilding an archive in 1954, passed away at 95 in Chandigarh. Hebegan his journey in Partition’s historiography in 1953 as a younglecturer at Khalsa College, Amritsar.Derek Sippy : Former Indian’s Billiards PlayerMaramraju Satyanarayana Rao: Prominent writer andacademicianJohn Singleton: an Academy Award-nominated filmmaker haspassed away following complications from a stroke. He was bestknown for directing “Boyz N the Hood” and “Poetic Justice,”.Singleton became the first black filmmaker nominated for a BestDirector Oscar for his debut feature from 1991, “Boys N TheHood.” He was only 24 at the time.Pungam Kannan: Former Indian Footballer

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MAGAZINE FOR THE MONTH OF JULY 2019

Mount Agung volcano in Bali resort Island erupted Mount Agung on Indonesia’s resort island of Bali has

erupted again (last eruption in 1963). The volcano’s status remains on alert, or level three of

four possible levels and authorities continue to impose a4-kilometre exclusion zone.

Thousands of masks have been distributed to thecommunities amid the fears of the ashes impacting humanrespiratory.

Mount Agung is situated in Karangasem district and about70 km from tourist hub Kuta.

Rajiv Gandhi International Airport RankedAmong Top 10 In World-Air HelpGlobal air passengers right expert Airhelp came outwith the list of world’s best airports and HyderabadRajiv Gandhi International airport was ranked theworld’s eighth best airport.The survey takes into account on-time performance,service quality and food & shops to determine theranking. The top 3 airports in the list of world’s bestairports as per Airhelp are: Qatar’s Hamad International Airport Tokyo International Airport. Athens International Airport.

Supreme Court Bans Mining along KazirangaNational ParkThe Supreme Court has banned all mining activitiesalong the Kaziranga National Park and catchment areaof rivers originating in KarbiAnglong Hills in Assam.The ban was ordered as per the recommendations ofthe Central Empowered Committee (CEC).Kaziranga

NP contains 2/3 of World’s Great 1-Horned Rhinoceroses.

India’s first Centre of Excellence for drone development tocome up at IIT HyderabadIndia’s first Centre of Excellence for drone development will comeup at IIT Hyderabad. IIT Hyderabad is the first academicinstitution to offer professional courses in artificial intelligenceand related technologies.

2019 Singapore Open badminton tournament Men’s Singles - KentoMomota (Japan) Women’s Singles - Tai Tzu-ying (Taiwan) Men’s Doubles - Takeshi Kamura (Japan) andKeigoSonoda (Japan) Women’s Doubles - Mayu Matsumoto (Japan)and WakanaNagahara (Japan) Mixed Doubles - DechapolPuavaranukroh(Thailand) and SapsireeTaerattanachai (Thailand)

Santosh Trophy 2019 The Services lifted the 73rd Santosh Trophy afterbeating Punjab 1-nil in the final at Ludhiana. Bikash Thapa scored the winning goal. This istheir 6th title win. Services is an Indian football team representingarmed forces personnel.

India Bagged 17 Medals including 3 Golds at2019 Asian Athletics ChampionshipsThe 23rd edition of the Asian AthleticsChampionships was held at the Khalifa International

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MAGAZINE FOR THE MONTH OF JULY 2019

Stadium in Doha, Qatar.India secured fourth position inthe overall medal table by winning 17 medals including 3Gold, 7 Silver and 7 Bronze.Bahrain topped the medaltable with 22 medals.

2019 Asian Boxing Championship in Thailand The ASBC Asian Confederation Boxing Championships

was held in Bangkok, Thailand. This was the first time when both the Women’s and

Men’s Championship took place simultaneously at theAsian Championships.

India ended the event with 13 medals which included 2gold, four silver and seven bronze medals.

Gold Medal Winners: Pooja Rani – 81-kgcategory,AmitPanghal – 52-kg category.

KentoMomota Clinches Single’s Title at 2019 BadmintonAsia ChampionshipsThe 2019 Badminton Asia Championships was held at WuhanSports Center Gymnasium in China.Winners List

Event Gold SilverMen’ssingles

KentoMomota(Japan)

Shi Yuqi(China)

Women’ssingles

AkaneYamaguchi(Japan)

He Bingjiao(China)

Harsheel Dani clinches Dutch Open International Badmin-ton TournamentIndia’s shuttlerHarsheel Dani clinched the Dutch Open Internationalbadminton title in Wateringen, Netherlands after defeatingDenmark’s Mads Christophersen. He also won the GhanaInternational & finished runner-up at Polish International last year.

Bajrang regains top spot in world wrestling rankingsIndia’s Bajrang Punia has regained the world number one spot inthe men’s 65-kilogram freestyle category rankings. The rankingswere released by United World Wrestling.

India bag two gold at ISSF World CupIndia opened its medal account with gold each in 10 metres AirRifle Mixed Team and 10 metres Air Pistol Mixed team events onthe third day of ISSF World Cup in Beijing. Young shooters ‘ManuBhaker’ and ‘Saurabh Chaudhary’ took the top spot in the 10metres Air Pistol Mixed Team event.

Pankaj Advani wins Asian Snooker Tour titleIndia’s Pankaj Advani defeated Ehsan HeydariNezhad of Iran 6-4to win the inaugural Asian Snooker Tour title. It was held inBengaluru. The Tour was held in three parts and played in Doha(Qatar), Jinan (China) and Bengaluru (India).

VineshPhogat, Bajrang Punia recommended for RajivGandhi Khel Ratna AwardThe Wrestling Federation of India (WFI) on April 29, 2019recommended the names of Bajrang Punia and VineshPhogat forthe Rajiv Gandhi Khel Ratna Award 2019.

Petra Kvitova Clinches Stuttgart’s Porsche Grand Prix 2019World number three Petra Kvitova beat Estonian AnettKontaveit6-3 7-6(2) to win Stuttgart’s Porsche Grand Prix 2019 held inStuttgart, Germany . This was the second title of the year for theCzech based Kvitova while the 27th of her career.

Valtteri Bottas wins 2019 Azerbaijan Grand PrixMercedes racing driver Valtteri Bottas won the 2019 AzerbaijanGrand Prix on April 28, 2019. With this, the Finnish player claimedthe Formula One world championship lead from teammate LewisHamilton, who was second.

2019 Kunming Tennis Open Concluded in ChinaThe 2019 Kunming Open was a professional tennis tournamentheld in Anning, China.

List of Winners Men’s Single – Jay Clarke (United Kingdom) Women’s Single – Zheng Saisai (China) Men’s Double – Max Purcell / Luke Saville (Australia) Women’s Double – Peng Shuai /Yang Zhaoxuan (China)

Bajrang Punia Wins Gold in Ali Aliyev Wrestling Tourna-mentIndian wrestler Bajrang Punia clinched the gold medal after defeatingViktor Rassadin in the finals of men’s 65kg freestyle in the AliAliyev Wrestling Tournament held in Kaspiisk, Russia on May 2,2019. The 25- year-old World number one, will now participate inthe ‘Beat the Streets’ competition at the Madison Square Garden,New York, on May 6.

Jaipur to Host Asian Youth Women Handball Championshipin August 2019The Asian Youth Women Handball Championship 2019 will beheld in the Pink city Jaipur from August 21 to 30, 2019. The 8thedition of the event be see participation by 10 teams.

ApurviChandela becomes world number 1 in 10m air rie,Anjum claims second positionIndia’s ApurviChandela on May 1, 2019 became world number 1in women’s 10m air rifle event, according to the latest rankingsreleased by the International Shooting Sport Federation. Hailingfrom Jaipur, the shooting ace is among the five Indian shooters tohave already secured 2020 Olympics quotas for the country.

India’s Saurav Ghosal and JoshnaChinappa Wins Asian In-dividual Squash ChampionshipIndian professional squash players Saurav Ghosal andJoshnaChinappa have won the individual titles in the Asian SquashChampionship held at Kuala Lumpur in Malaysia.The top seedGhosal defeated the fourth seed Leo Au Chun Ming of Hong Kongto win 2019 Men’s Asian Individual Squash Championships.

India Bags 6 Medals at 36th Feliks Stamm InternationalBoxing Tournament in WarsawIndian boxers won total 6 medals at the 36th Feliks StammInternational boxing tournament held in Warsaw, Poland. It included2 gold, 1 silver and 3 bronze medals.The gold medal came fromGaurav Solanki in 52 kg category event and Manish Kaushik in 60kg event.

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MAGAZINE FOR THE MONTH OF JULY 2019

Madrid OpenKiki Bertens beat two-time Madrid Open champion Simona Halep6-4, 6-4 to take the women’s title.The seventh-ranked Dutch becamethe first woman to win the Madrid title without dropping a set.In the men’s competition, Novak Djokovic will face StefanosTsitsipas in men’s final.

NEWS IN BRIEF India’s Bajrang Punia (World number-1) logged 10 points

in a row in the gold medal bout to reclaim his AsianChampionship crown.

Mithali Raj Named as Goodwill Ambassador of StreetChild Cricket World Cup 2019

39th edition of the Badminton Asia Championships hasbegun at Wuhan Sports Center Gymnasium in China.

India’s DivyaKakran and Manju Kumari bagged bronzemedals for the country in the women’s competition ofthe Asian Wrestling Championships in Xi’an, China.

The third seed Dominic Thiem defeated seventh seedDaniil Medvedev of Russia 6–4, 6–0 to claim the 2019Barcelona Open.

Bajrang Punia became first Indian wrestler to be invitedby American wrestling body for a special fight at iconicMadison Square Garden in New York, United States.

The first edition of world’s first exclusive women’s cricketmagazine named ‘Criczone’ was released in Jaipur,Rajasthan. Indian team cricket vice-captain SmritiMandhana has featured as the cover story.

Golfer Mukesh Kumar has won the TATA Steel PGTIPlayers Championship.

The Table Tennis Federation of India (TTFI) decided tobid for the 2024 edition of the biennial World Table TennisChampionships.

World’s 1st parent-wise genome for buffaloes developed The National Dairy Development Board (NDDB) has

developed the world’s first complete parent-wise genomeassembly called “NDDB_ABRO_Murrah” of riverinebuffaloes.

This comes after the successful launch of INDUSCHIP,a customized genotyping chip for indigenous cattle andtheir crosses.

Buffaloes contribute more than 50% to the total milkproduction in India which is the world’s largest milkproducer.

Piramal, CPPIB in tie-up for India’s 1st renewables InvIT Piramal Enterprises Ltd has signed an agreement with

Canada’s largest pension fund manager, Canada PensionPlan Investment Board (CPPIB), to co-sponsor India’s

first renewable energy-focused infrastructureinvestment trust (InvIT). The InvIT would seek to acquire up to 1.5-2gigawatts (GW) of stable and long-term cash-generating renewable assets, with a firm focus ondiversification of clients of both solar and windassets as well as the customers of the electricity.

Japan’s First Privately Developed Rocket‘Momo-3’ Reached Outer SpaceA Japanese aerospace start-up InterstellarTechnology Inc. has successfully launched a firstprivately developed rocket ‘Momo-3’ into space.The unmanned Momo-3 was launched from its testsite in Hokkaido.It was the company’s third launchattempt after previous tries failed in 2017 and 2018.In 2017, the operator lost contact with Momo-1shortly after launch. In 2018, Momo-2 only madeit some 20 meters off the ground before crashingand bursting into flames due to a problem with acontrol system.

Russia Successfully Tests World’s First Floating NuclearPower PlantRussia has successfully tested the world’s first floating nuclearpower plant (NPP), Akademik Lomonosov, a subsidiary ofRosatom nuclear corporation stated. Reactors of the floating atomicblock were launched in November 2018.

INS VELA submarine to be launched for trialsINS Vela, a Scorpene class submarine will be launched for trials.The submarine will be launched by Secretary (Defence Production)at the Mazagon Dockyards Limited (MDL).

ISRO to launch radar imaging satellite ‘RISAT 2BR1’India is planning to launch its latest radar imaging satellite RISAT2BR1 towards the end of May 2019 on one of the variants of the

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MAGAZINE FOR THE MONTH OF JULY 2019

Polar Satellite Launch Vehicle (PSLV) rocket. The satellite, RISAT2BR1, is expected to be launched aboard one of the reusable PSLVrockets on May 22, as per officials of the Indian Space ResearchOrganisation (ISRO)

ISRO planning to send a probe to study Sun in 2020 The Indian Space Research Organization is planning to

send a probe to study the Sun early in 2020. The information was shared by ISRO chairman Dr K

Sivan, who said that currently scientists are exploringpossibilities to study more about Sun and the probenamed Aditya-L1 will be sent to observe the solar corona,the outer layers of the Sun.

The satellite would be in a halo orbit around the L1(Lagrangian point 1) of the Sun- Earth system so that it

has the advantage of continuously viewing the Sunwithout any occultation or eclipses.

The L1 is 1.5 million kms from the Earth.

SpaceX successfully launched cargo mission to the ISS SpaceX has launched a Dragon cargo capsule to orbit to

International Space Station. This mission was seventeenth routine launch of SpaceX

for NASA since 2012. Cargo Dragon spacecraft was carrying 2,500 kilograms

(5,500 pounds) of supplies for the astronauts on the ISSas part of the CRS-17 mission.

Centre Constitutes Committee to implement the NationalClean Air Programme (NCAP)

The Union Environment Ministry has constituted acommittee to implement the National Clean AirProgramme (NCAP).

The Secretary, Union Environment Ministry will chairthe committee. It will have its headquartered in NewDelhi

NCAP aims to reduce particulate matter (PM) pollutionby 20%-30% in at least 102 cities by 2024.

The other members of the committee will be JointSecretary (Thermal)- Ministry of Power; Director-General- The Energy Resources Institute (TERI), andProfessor Sachidananda Tripathi- Indian Institute ofTechnology-Kanpur (IIT-K).

The NCAP is a five-year action plan with 2019 as thefirst year and there would be a review every five years.

Australian Flight Carrier, Qantas OperatedWorld’s First Zero-waste FlightThe Australian flight carrier, Qantas has operatedthe world’s first zero-waste commercial flight fromSydney to Adelaide which disposed of all wastethrough compost, reuse or recycle.The Australian airline Qantas has planned toeliminate 100 million single-use plastics by the endof 2020 and also to reduce 75% of airline’s wasteby the end of 2021.

Two New Bird Species Found In IndonesiaZoologists at Trinity College Dublin havediscovered two new bird species named as theWakatobi white-eye and the Wangi-Wangi white-eye in the Wakatobi Archipelago of Sulawesi,Indonesia.Details of their discovery were published in theZoological Journal of the Linnean Society. TheWakatobi white-eye also called as ZosteropsChloris flavissimus.

Almost half of World Heritage sites could lose their gla-ciers by 2100: Study

Glaciers are set to disappear completely from almosthalf of World Heritage sites if business-as-usual emissionscontinue, according to the first-ever global study of WorldHeritage glaciers, co-authored by scientists from theInternational Union for Conservation of Nature (IUCN).

The sites are home to some of the world’s most iconicglaciers, such as the Grosser Aletschgletscher in the SwissAlps, Khumbu Glacier in the Himalayas or Greenland’sJakobshavnIsbrae.

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MAGAZINE FOR THE MONTH OF JULY 2019

World’s first Malaria vaccine launched in Malawi The world’s first malaria vaccine RTS known as

‘Mosquirix’ has launched in Malawi. This vaccine has created by British Pharmaceutical giant

GlaxoSmithKline (GSK) in 1987 and after that vaccinehas undergone 30 years of testing which was supported

by many organizations including a non-profitorganization PATH. WHO Headquarters: Geneva, Switzerland,Director general: Tedros Adhanom.

CBSE to allow visual aids for disabled kidsfrom 2020The Central Board of Secondary Education hasdecided to allow students to use magnifying glassesand portable video magnifiers during the Class Xfinal examination, from 2020.

IIM-Bangalore becomes only Indian instituteto feature in QS EMBA Rankings 2019 The Indian Institute of Management-Bangalore(IIM-B) has once again made a mark at the globallevel. The institute’s post-graduate programme inEnterprise Management (PGPEM) has secured the12th rank in APAC listing and came 61st globallyin the QS Executive MBA Rankings 2019. The QS Rankings identify the world’s top

universities in individual subject areas so that studentswho know what subjects they are interested in can findsuitable universities.

India 4th Biggest Military Spender in 2018: SIPRI ReportIndia was the world’s fourth biggest military spender in 2018 behindthe United States, China, and Saudi Arabia, according to new datathink tank Stockholm International Peace Research Institute(SIPRI). India was the fifth largest military spender in 2017. Francealso figures on the list of top five spenders.

According to the SIPRI data, China was the second-largest military spender in 2018. India accounts for3.7% of the global defence spending. In contrast,India’s military spending went up by 3.1% to $66.5billion.

US Air Force Successfully Tests Laser Sys-tem ‘SHiELD’ to Shoot Down Missiles The United States Air Force successfullyconducted the test of a laser weapons system calledthe Self-Protect High Energy Laser Demonstrator(SHiELD) in April 2019. SHiELD is an Advanced TechnologyDemonstration (ATD) Program which is capableof shooting down multiple missiles in flight. It would be mounted on aircraft to demonstrateself-defense of aircraft and protect the fighter jetsagainst surface-to-air (SAM) and air-to-air (AAM)missiles attack.

Indian Air Force gets first Apache Helicopterfrom the US

The first Apache Helicopter AH-64E (I) was formally handed overto the Indian Air Force, IAF at Boeing production facility in Mesa,Arizona, USA.The IAF had signed a contract with the USGovernment and Boeing Company in September 2015 for 22Apache helicopters.

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China to host Conference on Dialogue of Asian CivilizationsChina hosted a Conference on Dialogue of Asian Civilizations inBeijing, starting from 15 May to 22 May 2019. During the eventan opening ceremony was held by Chinese President Xi Jinpingand six parallel sub forums were conducted.

ABU Media Summit on Climate Action and Disaster Pre-paredness Began in Nepal

The 5th edition of the Asia Pacific BroadcastingUnion (ABU) Media Summit on Climate Actionand Disaster Preparedness began in Kathmandu,Nepal on April 25, 2019. The two-day summit is based on the theme MediaSolutions for Sustainable Future: Saving Lives,Building Resilient Communities. The Summit aims on deliberating of how to utilizemedia’s potential of accelerating climate action anddisaster preparedness and connect stakeholders tomedia professionals for collaboration and jointpractical projects.

Saudi Arabia to Host G20 Summit in 2020 Saudi Arabia will host the 15th annual G20Leaders’ Summit in 2020 on November 21-22, inits capital Riyadh. This will be the first G20 Summit to be hosted in

the Arab world. G20 is an international forum containing19 countries and the European Union.

India will host G20 Summit in 2022.

India to Host World Trade Organization Meeting in NewDelhi

India will hold an informal ministerial meeting of theWorld Trade Organization (WTO) from May 13-14.

Indian Army to Observe 2019 as ‘Year of Next of Kin’The Indian Army has announced to commemorate the year 2019 asthe ‘Year of Next of Kin’. It plans to reach out to the next of kin ofbattle casualties, ex-servicemen and serving soldiers to inform themof entitled financial benefits, welfare schemes and help resolvepension related problems since most of them are unaware of thefinancial benefits that are entitled to them.

Nirbhay cruise missile successfully test firedThe Defence Research and Development Organisation (DRDO)successfully test fired indigenously designed Long Range Sub-SonicCruise Missile “Nirbhay” from the Integrated Test Range (ITR),Chandipur, Odisha.

INS Kolkata, INS Shakti to participate in IFR in China The Indian Navy will participate in International Fleet

Review (IFR) that is scheduled to take place in Qingdao,China as part of 70th Anniversary celebrations ofPeople’s Liberation Army Navy (PLA Navy).

The International Fleet Review is a parade of naval ships,aircraft and submarines.

The IFR is organised by nations to promote goodwill,strengthen cooperation and showcase their organisationalcapabilities.

Indian Navy launched guided missile destroyer Imphal

The Indian Navy has launched a guided missile destroyer namedImphal at Mazagon Dock Shipbuilders in Mumbai. This waslaunched under the Project 15B.Imphal is the third ship underProject 15B. Ships under this project can carry and operate twomultiple role helicopters.

Indian Army Inks Pact with NHPC to Construct Tunnels onChina & Pakistan BordersThe Indian Army has signed an MoU with National HydroelectricPower Corporation Limited (NHPC) to construct tunnels onborders with China and Pakistan to store ammunition and otherwar-related equipment.The project includes construction of threetunnels on China border while one will be built along the Pakistanborder.

Indian Navies Missile Destroyer INS Ranjit to be Decom-missionedThe missile destroyer of the Indian Navy, INS Ranjitdecommissioned at the naval dockyard in Visakhapatnam on May6.INS Ranjit was the third of the five Kashin-class destroyers builtby erstwhile USSR.The ship was commissioned as INS Ranjit on September 15, 1983and has rendered service to the Navy for over 36 years.Indo-FrenchJoint Naval Exercise “Varuna-19” Commences off Goa Coast

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New Delhi had organised such a meet of select nations inMarch last year.

This year’s meeting is expected to be attended by about25 developing nations.

WTO HQ- Geneva, Switzerland Director-General-Roberto Azevedo.

7th China International Technology Fair started in Shang-haiThe 7th China International Technology Fair (CSITF) opened inShanghai, China.The national-level professional fair has fiveexhibition areas including professional technologies, technologicalinnovation, and trade services.

Nirmala Sitharaman Participates in SCO Defence Minis-ters’ Meet in BishkekThe Defence Minister Smt. Nirmala Sitharaman is on a three daysvisit to Bishkek in Kyrgyzstan to attend the Shanghai CooperationOrganisation (SCO) Defence Ministers’ Meet.The SCO meeting isbeing held in the run-up to the SCO summit, which is expected to

take place in June 2019

India Invited to attend G7 Summit 2019 in FranceThe 45th edition of the G7 summit will be held, in Biarritz,Nouvelle-Aquitaine, France.The G-7 members include US, UK,France, Italy, Canada, Japan and Germany.This year, India hasbeen invited to attend the Group of 7 industrialised nations meetalong with Australia, Chile and South Africa.

2020 United Nations Ocean Conference to be Held in Lisbon The second edition of the United Nations Ocean

Conference, to support the sustainable use of the oceans,seas and marine resources, will be held in Lisbon, Portugalin early June 2020.

The first edition was held in United States in 2017. The theme of the 2020 conference will be- Scaling up

ocean action based on science and innovation for theimplementation of Goal 14: stocktaking, partnerships

and solutions.

IRDAI Constitutes Committee Under Suresh Mathur to Re-view Microinsurance Regulatory Framework.The Insurance Regulatory and Development Authority of India(IRDAI) has set up a 13-member committee to review the regulatoryframework on microinsurance and recommend measures to increasethe demand for these insurance products.

IRDAI sets up a panel to identify systemically important in-surersInsurance regulator Insurance Regulatory and DevelopmentAuthority (IRDAI) has set up a panel to identity Domestically

Systemically Important Insurers (SII) and put in placean enhanced regulatory framework for them. SIIs areperceived as insurers that are ‘too big to fail’.Thecommittee headed by Pravin Kutumbe, Member-Finance & Investment, IRDAI, has been asked tosubmit report in six months.

CPWD constitutes 8-member committee tochart out design policy for buildings and infra-structure developmentThe largest construction agency of the centralgovernment, Central Works Public Department(CPWD) has set up an expert 8-member committeeunder M K Sharma, CPWD’s Additional DirectorGeneral, Chairman for developing a design schemeto construct buildings and develop infrastructure.

CPWD forms committee to bring ‘SafetyManual’ of dept; Head- K M SoniThe Central Public Works Department (CPWD) has

constituted a 10-member committee to bring out ‘Safety Manual’of the department. The committee is headed by Additional DirectorGeneral (ADG) K M Soni. It will submit a report within 2 months.The ‘Safety Manual’ aims at ensuring safety of engineers andworkers working in various projects of the agency working underUnion Housing and Urban Affairs Ministry.

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MAGAZINE FOR THE MONTH OF JULY 2019

Jet Airways shut down temporarily for want of fundsJet Airways (India) Ltd flew its last flight night—9W 2502 fromAmritsar to Mumbai—after lenders declined to hand out emergencyfunds, bringing the curtains down on an era in which it broke intoa state monopoly sector to become India’s largest private airline atone point. It’s unclear whether the airline will ever return to theskies, but if it does so, it will be under a new ownership structure.

Girl from Nepal dances for continuous 126-hour to setGuinness World RecordsBandana Nepal a girl from Nepal danced continuously for 126hours to set a Guinness World Records on ‘Longest Dancing

Marathon by an Individual’. She broke the recordof India girl KalamandalamHemlatha who dancedcontinuously for 123 hours and 15 minutes in 2011.

Hinduja Brothers Top UK’s Rich List 2019for Straight Third TimeThe billionaire Hinduja brothers have been namedas the wealthiest people in the UK for a third timeas per the Sunday Times Rich List 2019. The UKRich List 2019 is the 31st edition of the annualsurvey of the wealthiest people resident in theUnited Kingdom, published by The Sunday Timeson 12 May 2019.

99942 APOPHIS asteroid to cruise by Earthin 2029 An asteroid named 99942 APOPHIS is on courseto pass close to Earth on April 13, 2029. This massive asteroid will be visible to the nakedeyes when it passes close to Earth. It is a near-Earth asteroid, which will cruise by Earth in 2029,

about 31,000 km above the surface. 99942 Apophis is340 m (about 1100 ft) wide.

According to NASA it is rare for an asteroid of this sizeto pass Earth so closely.

Modi second most followed politician globally: Report Prime Minister Narendra Modi has become the second

most-followed politician in the world with a social mediaaudience of 110,912,648 million on platforms includingFacebook, Twitter, and Instagram, a study by online

Salman Rushdie’s New Novel “Quichotte” to Release inAugustThe British Indian Novelist Salman Rushdie’s new novel“Quichotte” will be released in August 2019.Rushdie is the author

of 13 novels including “Midnight’s Children”, forwhich he won the Man Booker Prize and Booker ofBookers Prize, and one collection of short stories.

Book on Jallianwala Bagh poem ‘KhooniVaisakhi’India’s Ambassador to the UAE Navdeep Singh Surihas launched a book containing English translation ofthe 100-year-old classic Punjabi poem aboutJallianwala Bagh massacre, ‘Khooni in Abu Dhabi.

Autobiography Titled ‘Game Changer’ ofFormer Pakistani Skipper Shahid Afridi Re-leasedThe autobiography of Pakistan’s former captain andstar all-rounder Shahid Afridi was released in Indiaon April 25. The name of the book is ‘Game Changer’.It has been co-authored by Afridi and journalistWajahat S Khan.

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visibility management and content marketing SaaSplatform SEMrush said recently.

The most-followed politician globally was former USPresident Barack Obama, who has 182,710,777followers on his Facebook, Instagram, and Twitteraccounts.

With almost 110 million followers worldwide, Modi hasovertaken US President Donald Trump who has 96million followers globally.

Microsoft unveils tool “ElectionGuard” for secure, verifi-able voting

Microsoft has launched a software named“ElectionGuard” to help countries ensure secure andverifiable voting.

The tool “ElectionGuard” will enable end-to-endverification of elections, open results to third-partyorganisations for secure validation, and allow individualvoters to confirm their votes were correctly counted.

However, it should be noted that “ElectionGuard” is notdesigned to support internet voting and is aimed atsupplementing and improving the paper ballot systems.

Jeff Bezos unveils lunar lander project ‘Blue Moon’Jeff Bezos, the owner of Amazon and the richest man in the worldhas unveiled a project named ‘Blue Moon’ which aims to transport

equipment, and possibly human beings, to the south pole of theMoon by 2024.

IIT Bombay Researchers Develop Made in India Micropro-cessor AJITEngineers from the Indian Institute of Technology Bombay (IITBombay) have developed a home grown microprocessor calledAJIT.It is the first microprocessor to be conceptualised, designed,developed and manufactured in India.

Samsung Launches World’s Ultra-High Resolution ImageSensorSamsung Electronics Co has introduced the world’s highest-resolution image sensors that will help smartphones capture imagesat vibrant ultra-high resolution.

Actress Dia Mirza, Alibaba chief among 17 new SDG Advo-cates of UNThe United Nations Secretary-General Antonio Guterres hasappointed 17 global figures as the new advocates to drive actionand solidify global political will for the ambitious SustainableDevelopment Goals. These include Indian actress Dia Mirza andAlibaba chief Jack Ma.

Civil Services Day: April 21The Civil Services Day is celebrated on April 21 every year. Thisyear the day was not celebrated due to the general elections.

World Creativity and Innovation Day: April 21The World Creativity and Innovation Day (WCID) is celebratedon April 21 every year to raise awareness of the role of creativityand innovation in “problem-solving and in implementation of theSustainable Development Goals The Day is a part of the UnitedNations resolution entitled “Transforming our world: the 2030Agenda for Sustainable Development.”

Global Earth Day 2019:22 AprilGlobal Earth Day-2019 was observed on 22 April, 2019to support and protect environment of the earth. Thisyear’s theme is – Protect Our Species. This themeemphasis to protect planet and preserve its environment.

World Book and Copyright Day 2019:23 AprilThe World Book and Copyright Day was observedacross the world on April 23, 2019 to highlight the powerof books and to promote UNESCO’s vision of knowledgesocieties that are inclusive, pluralistic, equitable, openand participatory for all citizens.This year, UNESCO designated Sharjah as the WorldBook Capital for 2019. With the slogan “Read – you arein Sharjah”,theprogramme focuses on six themes:Inclusivity, Reading, Heritage, Outreach, Publishing andChildren.

National Panchayati Raj Diwas: 24 AprilThe National Panchayati Raj Divas is being observed on 24th Aprilevery year across India. This day marks the passing of theConstitution (73rd Amendment) Act, 1992 that came into forcewith effect from 24 April 1993.

World Malaria Day: 25th AprilThe ‘World Malaria Day” being observed every year across theworld on 25th April to create awareness among the people aboutthis vector-borne disease.The Day was established in May 2007 by the 60th session of theWorld Health Assembly, WHO’s decision-making body.This year’s

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MAGAZINE FOR THE MONTH OF JULY 2019

global theme for World Malaria Day is “Zero malaria starts withme “.

World Intellectual Property Day: 26th AprilThe ‘World Intellectual Property Day’ is observed annually on26th April to learn about the role that intellectual property rights(patents, trademarks, industrial designs, copyright) play inencouraging innovation and creativity. The Day is organized bythe World Intellectual Property Organization (WIPO). This year’stheme of the day is ‘Reach for Gold: IP and Sports’.

World Immunization Week 2019: April 24-30The theme for 2019 World Immunization Week is ProtectedTogether: Vaccines Work.

World Veterinary Day 2019: April 27The World Veterinary Day is observed on the Fourth Saturday ofApril every year. In 2019, the day falls on April 27.The theme ofthe 2019 World Veterinary Day is ‘Value of Vaccination’.The dayaims to celebrate the contributions of veterinarians to the health ofanimals and society.

World Day for Safety and Health at Work: April 28 The World Day for Safety and Health at Work is observed

annually on 28 April to raise awareness for promotingsafe, healthy and decent work.

The day is promoted by the International LabourOrganization (ILO) since 2003 to prevent accidents andillnesses at work.

The theme for 2019 is Safety and Health and the futureof work.

International Dance Day: April 29The International Dance Day is observed globally on April 29 eachyear to encourage participation and education in dance throughevents and festivals.This day was created by the Dance Committeeof the International Theatre Institute (ITI) which is the main partnerfor the performing arts of UNESCO.

International Workers’ Day: May 01 The International Workers’ Day is held annually on May

1 to honour the contributions of the labourers or workingclass people.

This day is also known as Workers’ Day, Labour Dayand as May Day.

The theme of Labour Day 2019 is ‘Uniting Workers forSocial and Economic Advancement’.

India celebrated the first Labour day in the year 1923and the day is referred nationally as AntarrashtriyaShramik Diwas or Kamgar Din.

World Tuna Day: May 02 The World Tuna Day is held on 2 May since 2017 to

highlight the importance of Tuna fish to the marineecosystem and the global economy and raise awarenessabout proper conservation and management to preventthem from crashing.

The United Nations General Assembly officiallyrecognized the Day in December 2016.

Tuna is a saltwater fish comprising of some 15 differentspecies across five genera.

World Press Freedom Day: May 03 The World Press Freedom Day is observed on May 3

annually to raise awareness of the importance of freedomof the press and remind governments of their duty torespect and uphold the right to freedom of expression.

The Day was proclaimed by the UN General Assemblyin December 1993.

The theme of World Press Freedom Day 2019 is Mediafor Democracy: Journalism and Elections in Times ofDisinformation.

International Firefighters’ Day: May 4International Firefighters’ Day (IFFD) is observed annually onMay 4 to commemorate the sacrifices that firefighters make toensure that their communities and environment are as safe aspossible.

World Laughter Day 2019: May 5World Laughter Day takes place on the first Sunday of May ofevery yearIn 2019, the Day was observed on May 5.

World Asthma Day 2019: May 7 The World Asthma Day takes place annually on the first

Tuesday of May since 1998 by the Global Initiative forAsthma (GINA) to improve asthma awareness and carearound the world.

The 2019 World Asthma Day was held on May 7. The theme for 2019 World Asthma Day is STOP for

Asthma.

World Red Cross Day: May 8 The World Red Cross Day, also known as World Red

Cross and Red Crescent Day, is observed every year onMay 8 to reduce the suffering of people and enablingthem to lead a dignified life with independence, humanity,impartiality, universality, unity and neutrality.

It marks the birth anniversary of Henry Dunant, founderof International Committee of the Red Cross (ICRC)and the recipient of the first Nobel Peace Prize.

He was born on 8 May 1828.The theme for 2019 WorldRed Cross Day is, ‘#Love’.

World Thalassemia Day: May 8 World Thalassemia Day is celebrated on May 8 every

year to commemorate Thalassemia victims and toencourage those who struggle to live with the disease.

The theme for 2019 World Thalassemia Day is“Universal access to quality thalassaemia healthcareservices: Building bridges with and for patient”

Thalassemia is an inherited blood disorder which ischaracterised by less haemoglobin and lesser than normalblood cells.

A person suffering from thalassemia has at least one ofthe parents as carrier of the disease.

Fifth United Nations Global Road Safety Week 2019: May 6-

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12The 5th edition of the United Nations Global Road Safety Weekhas been organised from 6-12 May 2019.The theme of 2019 UNGlobal Road Safety Week is Leadership for Road Safety.To achievethe goal of the theme, UN has launched a campaign known as: SaveLives – #SpeakUp.

National Technology Day: May 11India celebrates the National Technology Day every year on 11May.It was on this day in 1998 that India successfully testedShakti-I nuclear missile at the Indian Army’s Pokhran Test Rangein Rajasthan.

World Migratory Bird Day 2019: May 11The day is observed to spread awareness for the need to conservemigratory birds and their habitatsThe theme for 2019 WMBD is“Protect Birds: Be the Solution to Plastic Pollution.”

International Nurses Day: May 12The day marks the birth anniversary of Florence Nightingale, alsoknown as ‘The Lady with the Lamp’, who was a famous managerand trainer of nurses during the Crimean War.The theme for theInternational Nurses Day 2019 is ‘Nurses – A Voice to Lead –Health for All’.

Mother’s Day: 12 May 2019Mother’s Day is celebrated on the second Sunday of every May tohonour motherhood and pay homage to mothers who have andcontinue to inspire us all.This year, the occasion falls on May 12.

International Day of Families: 15 MayThe Theme for 2019 International Day of Families is “Familiesand Climate Action: Focus on SDG 133 .

International Day of Light: 16 MayMay 16th is celebrated globally as the International Day of Light.2019 marks the global celebration of the second edition of theevent. It is an official observance of UNESCO that provides anannual focal point for the continued appreciation of light and therole it plays in science, culture, and art, education, sustainabledevelopment, communications, and energy.

World Telecommunication and Information Society Day: 17thMayWorld Telecommunication & Information Society Day is observedall over the world on 17th May. The theme forWorldTelecommunication & Information Society Day 2019 is ‘Bridgingthe Standardization Gap’.

World Bee Day: 20th MayTo raise awareness of the importance of pollinators (such as bees,butterflies, bats and hummingbirds), the threats they face and theircontribution to sustainable development, the UN designated 20May as World Bee Day. 20 May coincides with the birthday ofAnton Janša, who in the 18th century pioneered modern beekeepingtechniques in his native Slovenia and praised the bees for theirability to work so hard, while needing so little attention.

World Metrology Day: 20 MayWorld Metrology Day is observed every year on 20 May. Thetheme for World Metrology Day 2019 is The International Systemof Units – Fundamentally better.

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1. The autobiography “Game Changer” isbased on which personality?(a)Gautam Gambhir(b)Saurav Ganguly(c)Shahid Afridi(d)VVS Laxman

2. The Feliks Stamm International BoxingTournament held in Which city?(a)Warsaw (b)Bangkok(c)Kiev (d)NewDelhi

3. Who was named as acting President byArchery Association of India to startelection process?(a)Sunil Sharma(b)Mahesh Jain(c)Vikas Chaturvedi(d)Ashok Kumar

4. Who was awarded with the PC ChandraPuraskar Award?(a)Balagopal Sharma(b)Begur Math(c)Suvirannandji Maharaj(d)Devi Prasad Shetty

5. When is World Laughter Day observed?(a)First Saturday of May(b)First Friday of May(c)First Sunday of May(d)first Wednesday of May

6. Recently Maramraju Satyanarayana Raopassed away.He was related to whichfield?(a)Actor(b)Singer(c)Social Activist(d)Writer

7. Recently Adiraja Sultana Fatima MuthuBeevi passed away.She was the head of

erstwhile Arakkal royal family based inwhich state?(a)Mizoram (b)Nagaland(c)Kerala (d)Manipur

8. What is the theme of this year’s Interna-tional Midwives Day?(a) Midwives leading the way with

quality care(b) The Midwifery Heart(c) Midwives: Defenders of Women’s

Rights(d) Women and Newborns: The

Heart of Midwifery9. Who was conferred with the “Order of

St George” Award by Kerala Church?(a)Baba Ramdev(b)Dr Chandy(c)Sri Ramanand Narayan(d)Sri Sri Ravi Shankar

10. Who was bestowed with the PresidentialMedal of Freedom, US highest civilianhonour,by President Donald Trump?(a)Dwayne Johnson(b)Lionel Messi(c)Tiger Woods(d)Rafael Nadal

11. Who won the men’s singles title at AsianIndividual Squash Championship 2019?(a)Kush Kumar(b)Aditya Jagtap(c)Saurav Ghoshal(d)Ali Farag

12. According to Income Tax e-fillings re-ports, Income Tax e-filling dropped byhow much in 2018-19?(a)6.5 lakh (b)6.6 lakh(c)7.0 lakh (d)7.5 lakh

13. Which Nepali girl recently danced for126 hours to set new world record?(a)Bhavna Singh(b)Kavya Kapoor

(c)Kamna Negi(d)Bandana Nepal

14. NASA is planning to launch a spacecraftaboard to hit an asteroid in Which year?(a)2022 (b)2023(c)2024 (d)2025

15. India and which other country will coproduce a film on life and works ofSheikh Mujjibur Rahman?(a)Bangladesh (b)Pakistan(c)Afghanistan (d)Iraq

16. RBI has increased the housing loan limitsfor eligibility under PSL to how muchin metropolitan centres?(a)Rs 35 lakhs (b)Rs 15 lakhs(c)Rs 20 lakhs (d)Rs 45 lakhs

17. Hughes Communications announced anagreement with Which telecom opera-tor to combine their VSAT operationsin India?(a)BSNL (b)jio(c)Idea (d)Airtel

18. Which company will be the principalsponsor of the Afghanistan cricket teamin the upcoming World Cup 2019?(a)Britannia (b)Amul(c)Pepsico (d)Aditya Birla

19. Which country’s MP’s passed a law toscrap the post of Prime Minister?(a)Senegal (b)Ukraine(c)Netherlands (d)Macedonia

20. Which hip hop dance crew from Mumbaiwon “ World of Dance” televisionshow?(a)Hypnotic(b)Gang(c)Desi hoppers(d)The Kings

21. Recently NR Madhava Menon passedaway.He was related to which field?(a)Journalism(b)Education(c)Social Activist(d)Sports

22. Recently, the NCLT approved the mergerof which bank with Bharat FinancialInclusion?(a) IndusInd Bank(b) Kotak Mahindra Bank(c) Federal Bank(d) HDFC Bank

23. Who has been appointed as first inde-pendent women director by BSE?(a) Swarnima Shukla(b) Manisha Bhatt(c) Jayshree Vyas(d) Nirmala Rai

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24. What is the theme of this year’s WorldPress Freedom Day 2019?(a) Advancing Media and Journalism(b) Critical Minds For Critical Times(c) Media for Democracy: Journalism

and Elections in Times ofDisinformation

(d) Media for Democracy:Electionsand Journalism

25. Who was named as the head coach of themen’s national team by Volleyball Fed-eration of India?(a) Michael Bustle(b) Den Hen(c) Dragan Mihailovic(d) Christopher S

26. According to SIPRI, what is the rank ofIndia in terms of biggest military spend-ers in 2018?(a) 4th (b) 1st

(c) 5th (d) 2nd

27. Who was recently conferred with Francehighest civilian award Chevalier deI’Ordre National de la Legiond’Honneur for his contribution to IndiaFrance relationship?(a) K Sivan(b) Christopher S(c) AS Kiran Kumar(d) PV Bharithi

28. Which company has acquired Philippinesbased personal care maker Splash Cor-poration?(a) TCS(b) Wipro(c) Infosys(d) Johnson and Johnson

29. Which city police has launched an allwomen police patrol unit “Rani AbbakkaForce”?(a) Chennai (b) Kochi(c) Mangaluru (d) Mumbai

30. Recently Vice President M VenkaiahNaidu released a postage stamp to com-memorate 750th birth anniversary ofwhich person?(a) Sri Ravi Jai Shankar(b) Sri Vedanta Desikan(c) Sri Vaishnava(d) Sri Ram Charan

31. Who is the author of article titled“Coalgate 2.0”?(a) AV Subramaniyam(b) Subash Rai(c) Malik Khan(d) Nileena MS

32. Which country’s parliament is first inthe world to declare climate change

emergency?(a) USA (b) UK(c) Russia (d) Canada

33. Which bank has launched “Web assur-ance” to enable its customers to pur-chase life insurance in convenient way?(a) IDBI Bank(b) Canara Bank(c) Bank of Baroda(d) Indian Overseas Bank

34. Which country MOMO 3 rocket reachesouter space for first time?(a) Nepal (b) India(c) Japan (d) China

35. Where is the HQ of Goldman Sachs?(a)Paris (b)London(c)New York (d)Washington DC

36. What is the theme of this year’s WorldRed Cross Day?(a)#Love and Need(b)#Love for People(c)#Red(d)#Love

37. Who has been elected as Vice Presidentof International Motorcycle Manufac-turers Association?(a)Varsha Chaturvedi(b)Rakesh Sharma(c)R Mittal(d)Swati Singh

38. According to Goldman Sachs Report,food inflation in the country is likely togo up to how much percent in the year2019-20?(a)4% (b)3%(c)2% (d)1%

39. The 20th WCO Regional Heads of Cus-toms Administration held in Which city?(a)Kochi (b)Chennai(c)Mumbai (d)Lucknow

40. Indian Army to commemorate Which yearas the Year of Next of Kin?(a)2020 (b)2019(c)2021 (d)2022

41. Which company unveiled software forverifiable voting known as “ElectionGuard”?(a)IBM (b)Microsoft(c)TCS (d)Infosys

42. The 2020 Ocean Conference will be heldin which city?(a)Beijing (b)Lisbon(c)Tokyo (d)Bangkok

43. Which flight operator launched world’szero waste flight ?(a)Qantas Airways(b)Vistara(c)GoAir

(d)Emirad44. Which application launched India first

UPI BahiKhata for merchants?(a)PhonePe (b)BharatPe(c)Paytm (d)Mobikwik

45. Which company recently acquired iconicBritish toy retailer Hamleys from Chi-nese fashion wear firm C Banner?(a)BigBazaar(b)Reliance Industries(c)Google(d)HomeShop18

46. Recently All India Football Federationrecommended whom as new India na-tional Team Manager?(a)Daniel Arzani(b)Alex Brosque(c)Graham Arnold(d)Igor Stimac

47. What is the theme of this year’s GlobalRoad Safety Week 2019?(a)Road and Safety(b)Safe Drive on Roads(c)Leadership for Road Safety(d)Drive to Safe City

48. Which city was chosen by Facebook asthe centre for the global roll out ofWhatsapp pay?(a)Newyork (b)Paris(c)London (d)Beijing

49. Who became the third Indian to claim150 wickets in the IPL?(a)R Ashwin(b)Kuldeep Yadav(c)Harbhajan Singh(d)Yuzvendra Chahal

50. Who has been awarded the 2019 McCainInstitute Award for Courage and Lead-ership?(a)Varsha Chaturvedi(b)Akanksha Saini(c)UP Sudan(d)Chhaya Sharma

51. What is the deadline set by CBDT for itsofficers to dispose of all cases relatedto demonetisation where assessment isrequired to be framed?(a) May 31 (b) July 31(c) April 30 (d) June 30

52. Which newspaper won the prize in thePublic service category?(a) Suwannee Democrat(b)Sun-Sentinel(c) Stuart News(d) Space Coast Daily

53. Indian sports person Harsheel Dani isrelated to which sports?(a) Golf (b) Tennis

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(c) Badminton (d) Hockey54. Which country is joining hands with Ja-

pan and the United Arab Emirates(UAE) to implement two projects inAfrica as it seeks to extend its footprinton the continent?(a) Saudi Arabia(b) South Korea(c) Indonesia(d) India

55. Christian Garin won his ATP title in thefinal of the US Men’s Clay Court Cham-pionships in Houston. He hails fromwhich country?(a) Palestine (b) Chile(c) Norway (d) Bhutan

56. Name the winner of the 2019 MastersTournament for golf?(a) Tiger Woods(b) Rory McIlroy(c) Phil Mickelson(d) Justin Thomas

57. Marine Lizard, world’s first armed am-phibious drone boat, was recently testedby which country?(a) France (b) China(c) US (d) Sweden

58. FIFA ban Jose Maria Marin for life,hebelongs to which country?(a) US (b) Australia(c) Russia (d) Brazil

59. Name the first Indian small finance bank,which received prestigious CelentModel Bank 2019 Award in FinancialInclusion category, for ‘RedesigningLending to Reach Small Businesses’ .(a) ESAF Small Finance Bank(b) Equitas Small Finance Bank(c) Ujjivan Small Finance Bank(d) Fincare Small Finance Bank

60. Who was appointed as the GoodwillAmbassador of Street Child CricketWorld Cup 2019?(a) M.S. Dhoni(b) Sourav Ganguly(c) MithaliDorai Raj(d) Virat Kohli

61. Who was appointed as the brand ambas-sador of redBus?(a) Allu Arjun(b) Mahendra Singh Dhoni(c) Amitabh Bachchan(d) Mahesh Babu

62. Which non profit organization haspartnered with International cricketcouncil (IC(C) to launch the#OneDay4Children, a tournament-widecampaign for children, at the ICC Men’s

Cricket World Cup 2019?(a) United Nations Office for Project

Services(b) UNICEF(c) Save the Children(d) UNESCO

63. Google opens first Artificial Intelligencelab in which African country?(a) Kenya (b) Ghana(c) Algeria (d) Sudan

64. World Health Organization (WHO)raised alarm over a ____ % increase inthe case of measles globally in the firstquarter of 2019 compared with last year(a) 220 % (b) 280 %(c) 250 % (d) 300 %

65. PwC appoints whom as its new chiefpeople officer?(a) Padmaja Alaganandan(b) YashodharaSrivastsav(c) Mrunali Anne(d) Saritha Chandran

66. Which among the following banks ap-points Rajesh Yaduvanshi as ExecutiveDirector?(a) Syndicate Bank(b) Bank of Baroda(c) Punjab National Bank(d) Allahabad Bank

67. What is the name of the Bilateral Navyexercise that was held between India andVietnam in Cam Ranh Bay, Vietnam?(a) IN–VPN BILAT EX(b) IND-VTNM BILAT NAVY EX(c) IND-VTNM EX(d) IND-VTNM BILAT EX

68. Where was the Debrief of Indian Navycoastal defence exercise “Sea Vigil”,chaired by Vice Admiral MS Pawar held?(a) Pune (b) Kolkata(c) Mumbai (d) New Delhi

69. Name the quasi-cryptocurrency,launched by the World Bank and theInternational Monetary Fund (IMF) forbetter understanding of blockchain tech-nology and the function of crypto as-sets.(a) Monero (b) Litecoin(c) Ethereum (d) Learning Coin

70. Name the space ageny, that is set to launchthe first-ever “Double Asteroid Redi-rection Test (DART)” mission to redi-rect an asteroid in 2021.(a) Indian Space Research

Organisation (ISRO)(b) Japan Aerospace Exploration

Agency (JAX(A)

(c) China National SpaceAdministration (CNS(A)

(d) National Aeronautics and SpaceAdministration (NAS(A)

71. What was the theme of the WorldHaemophilia Day 2019?(a) Theme – ‘Outreach and

Identification’(b) Theme – ‘Healthy Sleep, Healthy

Aging’(c) Theme – ‘I Am and I Will’(d) Theme – ‘Bridging health and

social care’72. When was Mahaveer JanmaKalyanak

celebrated?(a) April 14 (b) April 15(c) April 16 (d) April 17

73. Name the former president of Peru whokills himself to avoid arrest over brib-ery allegations recently.(a) Calvin Coolidge(b) Harry Truman(c) Gerald Ford(d) Alan Garcia

74. What was the theme of the World Heri-tage Day 2019?(a) Theme – “Rural Landscapes”(b) Theme – “Hear the Future”(c) Theme – “Towards a Common

Future”(d) Theme – “Weather-ready, climate-

smart”75. Name the Spacecraft, which is used by

NASA to find “Ligeia Mare”, the sec-ond largest known body of liquid onSaturn’s moon Titan.(a) Voskhod(b) Cassini(c) Space Shuttle(d) Vostok

76. Which country launched its first eversatellite ‘ Raavana-1’ from the Mid-Atlantic Regional Spaceport at NASA’sWallops Flight Facility on Virginia’sEast Shore?(a) Srilanka (b) Bangladesh(c) Indonesia (d) Myanmar

77. Name the first ever satellite of Nepallaunched by CygnusNG11 in Virginia,USA.(a) NepaliCube-1(b) NepaliQAF-1(c) Nepalicom-1(d) NepaliSat-1

78. TIME Magazine has published “TIME’s100 Most Influential People list 2019"recently, the list divides people into________ categories ?

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(a) Five (b) Six(c) Three (d) Four

79. What is the rank of India as per the WorldPress Freedom Index 2019?(a) 138 (b) 140(c) 141 (d) 150

80. Which arab city is set to host 15th edi-tion of G20 Summit in the year 2020,which will be the first G20 Summit inArab world ?(a) Algiers, Algeria(b) ýDamascus, Syria(c) Riyadh, Saudi Arabia(d) Rabat, Morocco

81. Which country’s border trade route wassuspended from Jammu & KashmirLOC by Ministry of Home Affairs(MHA) of Indian government recently?(a) Bhutan (b) Pakistan(c) Bangladesh(d) China

82. When was Good Friday also known asHoly Friday or Black Friday observed?(a) April 18 (b) April 17(c) April 16 (d) April 19

83. What is the name of the book containingEnglish translation of the 100 year oldclassic Punjabi poem about JallianwalaBagh massacre?(a) Drummer Hodge(b) Poets of the Jallianwala Bagh

massacre(c) Poems about war(d) Khooni Vaisakhi

84. Name the former president of West Indiescricket Board (WICB) who passed awayrecently.(a) Phillip Hughes(b) Patrick Rousseau(c) Wasim Raja(d) Darryn Randall

85. Cricket all-rounder, Con de Lange passedaway.He belongs to which country?(a) England (b) Ireland(c) Scotland (d) Wales

86. Name the international organization,which has released the guidelines on theusage of digital health technology toboost health of the people.(a) Union of International Associations(b) United Nations(c) UNESCO(d) World Health Organization(WHO)

87. Which of the following warships willparticipate in the Chinese InternationalFleet Review (IFR) maritime parade inQingdao?i. INS Kolkata ii. INS Arihantiii. INS Kalvari iv. INS Shakti

(a) Option i& ii(b) Option i& iv(c) Option iii & ii(d) Option iv & ii

88. Name the NASA’s first female astronautcandidate, who passed away at the ageof 88 in Florida.(a) Jerrie Cobb(b) Sharon Christa McAuliffe(c) Mya Lecia Naylor(d) Georgia Engel

89. Name the journal, which has publishedabout the first molecule of the universe-Helium hydride ion (HeH+) that isformed 380,000 years after the big bang.(a) Journal of Biology(b) Science(c) The Lancet(d) Nature

90. Research team of which institute has iden-tified a new method to detect breast andovarian cancer recently?(a) IIT Delhi(b) IIT Roorkee(c) IIT Kharagpur(d) IIT Kanpur

91. Name the person who was designated asthe member of Railway Board underSignal & Telecom department.(a) Girish Pillai(b) V.P. Pathak(c) N. Kashinath(d) Arun Kumar

92. Who was the first Indian female scientistto be elected as a Fellow of the royalSociety (FRS) in the UK?(a) Tessy Thomas(b) Rohini Godbole(c) Aditi Pant(d) Gagandeep Kang

93. Name the Padma Bhushan awardee, whowas honoured by inducting into the2019 list of new fellows of the UK’sRoyal Society.(a) Yusuf Hamied(b) Manjul Bhargava(c) Anant Parekh(d) Akshay Venkatesh

94. Which insurance company has receivedISO 31000:2018 certification by TUVIndia?(a) Bharti AXA General Insurance(b) Cholamandalam MS General

Insurance Company Limited(c) HDFC ERGO General Insurance

Company Limited(d) New India Assurance Co. Ltd.

95. Name the head of the committee, whopropose the concept of RegulatorySandbox (RS) .(a) Viral V Acharya(b) Chetan Ghate(c) PamiDua(d) Sudarshan Sen

96. Who has been inducted to board of direc-tors in Paytm Payments Bank?(a) Vaibhav Goel(b) Sundararajan(c)Sairee Chahal(d) Ashit Ranjit Lilani

97. Name the person, who was appointed asthe general secretary of Judo Union,Asian governing body.(a) Mukesh Kumar(b) Obaid Al-Anzi(c) Obaid Alenezi(d) Mohammed Bin Thaloub

98. Which Indian accident was inducted intothe International Labour Organisation(ILO) report titled “The Safety and theHealth at the Heart of the Future ofWork- Building on 100 years of Experi-ence”?(a) Bhopal Gas Tragedy(b) Floods in Tamil Nadu(c) Heatwaves in AndhraPradesh(d) Bihar Nor’wester Storm

99. Which entity has appointed RavinderKumar Passi as Chairman?(a) India Trade Promotion

Organisation(b) Export Promotion Council for

Handicraft (EPCH)(c) Federation of Indian Export

Organisations(d) UK Trade & Investment

100. Which entity has became India’s firstretail company to cross Rs.1 lakh croreannual revenue milestones?(a) Reliance Retail(b) Future Group(c) Aditya Birla Retail(d) Avenue Supermarts Ltd

101. Who has translated the book “IndianConstitution” in Konkani language?(a) Ruskin Bond(b) Stephen QuadrosPermude(c) Salman Rushdie(d) Jhumpa Lahiri

102. Where was the Indian Coast Guard VesselICGS C-441 commissioned?(a) Mumbai, Maharashtra(b) Visakhapatnam, Andhra Pradesh(c) Paradip, Odisha(d) Vizhinjam, Thiruvananthapuram

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103. Which country has become the first EastAfrican nation to launch the world’s firstmalaria vaccine RTS,S also known asMosquirix?(a) Mali(b) Malawi(c) Mozambique(d) Zimbabwe

104. Name the private sector bank whichhas received National Company LawTribunal (NCLT) nod to merge with amicrofinance company, Bharat Finan-cial Inclusion (BFIL).(a) IndusInd Bank(b) Axis Bank(c) Federal Bank(d) HDFC Bank

105. Who was appointed as the ManagingDirector (MD) and Chief ExecutiveOfficer (CEO) of Indian OverseasBank?(a) Ajay Kumar Srivastava(b) KarnamSekar(c) T.C.A.Ranganathan(d) K. Swaminathan

106. Who has been appointed as the 52ndController General of Defence Accounts(CGDA)?(a) Vinakshi Gupta(b) Anuradha Mitra(c) Madhulika P Sukul(d) Rajendra Kumar Nayak

107. Name the regulatory body, which hasreduced the minimum subscription re-quirement for Real Estate InvestmentTrusts (REITs) and Infrastructure In-vestment Trusts (InvITs)?(a) Federation of Indian Export

Organisation(FIEO)(b) Securities and Exchange Board of

India(SEBI)(c) Small Industries Development

Bank of India(SIDBI)(d) Financial Stability and

Development Council(FSDC)108. Food regulator of India, Food Safety

and Standards Regulations(FSSAI) hasbanned import of milk and milk prod-ucts from which country?(a) China (b) Pakistan(c) Bangladesh(d) Japan

109. According to credit rating agency Fitch,which became the first central bank inthe Asia-Pacific region (APAC) to be-gin an interest rate easing cycle floatedby benign food inflation and easier glo-bal financial condition?(a) Bank of Japan

(b) Central Bank of Armenia(c) Reserve Bank of Fiji(d) Reserve Bank of India

110. Which private sector bank has launchedthe industry’s first debit card based au-thentication solution on National Pay-ments Corporation of India’s(NPCI’s)e-Mandate Application ProgramInterface(API) platform?(a) ICICI Bank(b) Kotak Mahindra Bank(c) HDFC Bank(d) Axis Bank

111. Which International organization hasissued recommendations on the usageof screen for kids under 5 years of age?(a) United Nations System(b) United Nations Educational,

Scientific and CulturalOrganization(UNESCO)

(c) World Health Organization(WHO)

(d) United Nations Children’sFund(UNICEF)

112. Which of the following financial insti-tutions are now fully owned by centralgovernment of India after RBI divestedits entire stake?i. National Housing Bank (NHB)ii. Small Industries Development

Bank of India(SIDBI)iii. National Bank for Agriculture and

Rural Development (NABARD)iv. Industrial Finance Corporation of

India(IFCI)(a) Option i& ii(b) Option i& iii(c) Option ii & iv(d) Option i& iv

113. Name the private sector bank, whichhas partnered with Germany based glo-bal provider of digital payments andcommerce solutions, Wirecard to pro-mote financial inclusion in India.(a) HDFC Bank(b) ICICI Bank(c) IDBI Bank(d) RBL Bank

114. Under the recommendation of whichcommittee’s report, RBI has divestedits entire stake in National HousingBank (NHB) and National Bank forAgriculture and Rural Development(NABARD) to the central government?(a) Second A C Shah Committee

report(b) Second Narasimham committee

report

(c) Second A Ghosh Committeereport

(d) Second Adhyarjuna Committeereport

115. Name the department, which has pre-pared the “Startup India Vision 2024”to promote entrepreneurs and to facili-tate setting up of 50,000 new start-upsin the country by 2024.(a) Department of Heavy Industries(b) Department of Public Enterprises(c) Department of Information

Technology(d) Department for Promotion of

Industry and Internal Trade(DPIIT)

116. Who won the IPI’s (International PressInstitute) World Press Freedom Heroaward in 2019 for his “critical” & “te-nacious coverage” of the civil-militaryrelations in Pakistan?(a) Mazhar Ali Khan(b) Cyril Almeida(c) Rafael Marques(d) Gen Ziaul Haq

117. Name the script writer, who won theDeenanath Mangeshkar Lifetime Award2019 recently.(a) Javed Akhtar(b) Vishal Bhardwaj(c) Anurag Kashyap(d) Salim Khan

118. Who was appointed as the High Com-missioner of India to the Republic ofSeychelles?(a) Lalit Mansingh(b) Salman Haidar(c) Ausaf Sayeed(d) Dalbir Singh Suhag

119. What is the name of the world’s firstfloating nuclear power plant that istested by Rosenergoatom of Russia?(a) Bashkir(b) Balakovo(c) AkademikLomonosov(d) Beloyarsk

120. What was the theme of the WorldImmunisation Week 2019?(a) Theme – ‘Protected , Vaccines

Work’(b) Theme – ‘Protect children’(c) Theme – ‘Protect and enhance

gender equality’(d) Theme – ‘Protected Together:

Vaccines Work’121. In which event, Indian Athlete,

GomathiMarimuthu has won the firstgold medal in Asian Athletics Champi-onship 2019?

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(a) 200 metres(Women)(b) 1500 metres(Women)(c) 800 metres(Women)(d) 100 metres(Women)

122. Indian Army and National Hydroelec-tric Power Corporation (NHPC) Lim-ited, has signed MoU to build four un-derground tunnels along the borders ofwhich country?i.Bangladesh ii.Chinaiii.Pakistan iv. Afghanistan(a) Option i & ii(b) Option ii & iv(c) Option iii & ii(d) Option iv & i

123. Who was appointed as the head of 8-member committee constituted by Cen-tral Works Public Department(CPWD)to chart out a policy for build-ings and infrastructure development?(a) Bimal Jalan(b) Ravindra Kumar Thathu(c) Prabhakar Singh(d) M K Sharma

124. Indian Council of Medical Research(ICMR) launched Malaria EliminationResearch Alliance (MERA) in order toeliminate the disease from India bywhich year?(a) 2040 (b) 2030(c) 2020 (d) 2025

125. Which is the sole Indian institute fea-tured in the QS EMBA Rankings 2019?(a) Indian Institute of Management

Calcutta(b) Indian Institute of Management-

Bangalore’s (IIM-B)(c) Indian Institute of Management

Ahmedabad(d) Indian Institute of Technology

Roorkee126. Which tech giant has became the world’s

third entity to cross worth $1 trillion?(a) Amazon (b) Microsoft(c) Apple (d) IBM

127. Name the British Indian Novelist, whowon the Rabindranath Tagore LiteraryPrize 2019 for the novel “Solo”.(a) Salman Rushdie(b) Rudyard Kipling(c) Preti Taneja(d) Rana Dasgupta

128. Name the World billiards and snookerchampion, who won the first AsianSnooker Tour title recently.(a) Pankaj Advani(b) Dhruv Sitwala(c) Aditya Mehta(d) Sourav Kothari

129. Where was the International ShootingSport Federation(ISSF) World Cup2019 held?(a) Beijing, China(b) Munich, Germany(c) Rio de Janeiro, Brazil(d) New Delhi, India

130. Which organization has signed the Let-ter of Intent (LOI) with NITI Aayog’sAtal Innovation Mission (AIM) to pro-mote participation, skill and empower-ment among young children?(a) Child Rights International

Network India(b) Children International India(c) United Nations Children Fund

(UNICEF) India(d) Save the Children India

131. Who was appointed as the head of thecommittee, formed by Ministry of En-vironment, Forests and Climate Change(MOEFCC) to implement the NationalClean Air Programme (NCAP) to handlethe major issue of air-pollution in In-dia?(a) C K Mishra(b) Harsh Vardhan(c) Mahesh Sharma(d) Siddhanta Das

132. Who was appointed as head of 13 mem-ber committee formed by InsuranceRegulatory and Development Author-ity of India (IRDAI) to review regula-tory framework on micro insurance?(a) Adnan Mahmood(b) Suresh Mathur(c) M.Rajyalakshmi Rao(d) Goraknath Agarwal

133. Reserve Bank of India (RBI) has ex-tended the ombudsman scheme cover-age to non-deposit taking Non-bankingFinancial Companies (NBFCs) havingasset size of how much worth? (a) 100 crore (b) 50 crore(c) 20 crore (d) 75 crore

134. What is the revised interest rate ofEmployee’s Provident Fund (EPF) for2018-19?(a) 8.45% (b) 8.55%(c) 8.35% (d) 8.65%

135. What was the theme of the second edi-tion of Belt and Road Forum (BRF)?(a) Theme – “Belt and Road

Cooperation: Shaping a BrighterShared Future”

(b) Theme – “Belt and RoadCooperation: Think equal, buildsmart, innovate for change”

(c) Theme – “Belt and RoadCooperation: Wetlands andClimate Change”

(d) Theme – “Belt and RoadCooperation: Circular Economyfor Productivity &Sustainability”

136. Name the product, which is set to belaunched by government of India to curbtax evasion.(a) E-GST Portal(b) Electronic invoices (e-invoices)(c) Integrated GST(d) Electronic GST

137. President of South Africa, CyrilRamaphosa honoured Jacques Kalliswith the Order of Ikhamanga in the Sil-ver Division award 2019 for his excep-tional contribution towards ____sport?(a) Badminton (b) Football(c) Cricket (d) Tennis

138. Which economic corridor was excludedfrom the Belt and Road Forum (BRF)recently?(a) China-Myanmar Economic

Corridor (CMEC)(b) China-Pakistan Economic

Corridor (CPEC)(c) Nepal-China-India Economic

Corridor(NCIEC)(d) B a n g l a d e s h - C h i n a - I n d i a -

Myanmar (BCIM) EconomicCorridor

139. Name the Organisation, which has re-cently released the 2019 Global FoodPolicy Report (GFPR).(a) International Food Policy

Research Institute (IFPRI)(b) Food and Agriculture

Organization(FAO)(c) International Crops Research

Institute for the Semi-AridTropics

(d) World Food Programme140. Name the Indian golfer, who has been

awarded with “Outstanding achieve-ment as a player award for the year2019” at the 4th Edition of the annualIndia Golf Industry Association (GIA).(a) Arjun Atwal(b) Jyoti Randhawa(c) Anirban Lahiri(d) Gaganjeet Bhullar

141. Which country topped the medal tallyby winning 11 gold and 6 Bronze med-als in Asian Wrestling Championship2019?(a) Uzbekistan (b) Iran

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(c) China (d) Japan142. International Dance Day is observed

annually on ____________?(a) 29th April (b) 28th April(c) 27th April (d) 26th April

143. Who is the author of the book titled“Politics of Jugaad: The Coalition Hand-book” which speaks about the possi-bility of coalition government after the2019 Lok Sabha polls?(a) Amitav Ghosh(b) Vikram Seth(c) Saba Naqvi(d) Anita Desai

144. Valtteri Bottas of team Mercedes, wonAzerbaijan Grand Prix 2019 held inBaku, Azerbaijan.He hails from whichcountry?(a) Belgium(b) Germany(c) United Kingdom(d) Finland

145. Nitendra Singh Rawat was in newsrecently,he belongs to which sport?(a) Triathlon(b) Marathon(c) Ultramarathon(d) Half marathon

146. Reserve Bank of India(RBI) has recentlyproposed the rules on opening and pro-cessing which account of corporate bor-rowers to prevent diversion of funds?(a) Recurring Deposit Account(b) Current Account(c) Deposit account(d) Fixed Deposit Account

147. Researchers from which institute, useda multi-lingual Optical Character Rec-ognition (OCR) scheme to develop amethod for reading documents in Bharatiscript?(a) IIT Roorkee(b) IIT Madras(c) IIT Delhi(d) IIT Kanpur

148. Name the Indian wrestler, who won thegold medal in Asian Wrestling Champi-onship 2019 after defeatingKazakhstan’s SayatbekOkassov in 65-kg Category.(a) Sunil Kumar(b) Vicky Chahar(c) Bajrang Punia(d) Gurpreet Singh

149. Which country topped the medal tallyin 39th edition of Badminton AsiaChampionship or Badminton AsiaChampionship 2019?

(a) India (b) Indonesia(c) China (d) Japan

150. Where was the first edition of NavalCommanders Conference held?(a) Kolkata (b) Mumbai(c) New Delhi (d) Bengaluru

151. Which ministry has constituted a com-mittee to implement the National CleanAir Program (NCAP) recently?(a) Ministry of Health and Family

Welfare(b) Ministry of Environment, Forest

and Climate Change (MoEFCC)(c) Ministry of New and Renewable

Energy(d) Ministry of Rural Development

152. Name the Indo-French(India & France)bilateral naval exercise that held in theArabian sea of Goa coast.(a) Varuna 19.1(b) Konkan 19.1(c) Corpat 19.1(d) Simbex 19.1

153. Which of the following city has set anew Guinness World Record for thenumber of national flags raised in a cityfor 24 hours?(a) Abu Dhabi (b) Cairo(c) Beirut (d) Jerusalem

154. Pakistan Air Force ‘s (PAF) retaliatoryaction against India on February 27 willbe observed as ____?(a) Operation Maitri(b) Operation Blue Star(c) Operation Trishul(d) Operation Swift Retort

155. Which public sector bank, has becomethe first bank in the country that haslinked its deposit accounts and shortterm loans to an external benchmark?(a) State Bank of India (SBI)(b) Canara Bank(c) Indian Bank(d) Bank of Baroda

156. Name the Ship building and repairingcompany, which has signed a contractwith defence ministry to build eight anti-submarine warfare shallow water crafts(ASWSWCs) for Indian Navy at thecost of Rs 6311.30 crore.(a) Hindustan Aeronautics Limited(b) Garden Reach Shipbuilders &

Engineers Ltd.(c) Mazagon Dock Shipbuilders

Limited(d) Goa Shipyard

157. Which Non profit association has en-tered a strategic partnership with GE

Healthcare to enhance digital healthcaresolutions?(a) Internet and Mobile Association

of India(IAMAI)(b) Confederation of Indian

Industry(CII)(c) National Association of Software

and Services Companies(NASSCOM)

(d) Federation of Indian Chambers ofCommerce and Industry(FICCI)

158. Environmental lawyer Alfred Brownellwon Goldman Environmental Prize2019,he belongs to which country?(a) Mongolia(b) North Macedonia(c) Chile(d) Liberia

159. Who ascended the throne, ushering inthe Reiwa era after his father Akihitoabdicated?(a) Fushimi (b) Taishô(c) Naruhito (d) Hirohito

160. B.V.P. Rao has resigned from whichSports governing body recently?(a) Archery Association of India (AAI)(b) Cycling Federation of India(c) Fencing Association of India(d) Rowing Federation of India

161. Name the International organization ofIndia that has partnered with BGI-Shenzhen, China to develop resistantto vagaries of weather conditions.(a) Indian Council of Agricultural

Research(b) International Crops Research

Institute for the Semi-AridTropics’ (ICRISAT)

(c) Central Research Institute forDryland Agriculture

(d) International Maize and WheatImprovement Center

162. Indian Army mountaineering expeditionteam has sited mysterious footprintsof which mythical creature near MakaluBase Camp, located in North-EasternHimalayas?(a) Yeti (b) Monster(c) Werewolf (d) Unicorn

163. Judge and Civil Rights Icon Damon J.Keith passed away recently, he hailedfrom which country?(a) United Kingdom(b) China(c) Russia(d) United States

164. Name the UAE Minister of Tolerance,who was gifted with the coffee table

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book titled “Work of Beauty: Architec-ture and Landscape  of RashtrapatiBhawan” recently.(a) K.K. Kan’gomaKapijimpanga(b) Sheikh Nahayan Mubarak Al

Nahayan(c) Ahmed Al Banna(d) H.E. Mariam Saeed Hareb Al

Mehairi165. What was the theme of the International

Labour Day 2019?(a) Theme – “Celebrating the

International Labour Movement”(b) Theme – “Uniting Workers for

Social and EconomicAdvancement”

(c) Theme – “Sustainable Pension forall: The Role of Social Partners”

(d) Theme – “Create peace, solidarityand decent work”

166. Geological sites, Mawmluh cave andTherriaghat cave were in newsrecently.It is located in which State?(a) Maharashtra(b) Manipur(c) Mizoram(d) Meghalaya

167. Who was designated as ‘global terror-ist’ by 1267 Al-Qaida Sanctions Com-mittee of the United Nations SecurityCouncil (UNSC) recently?(a) Ahmed Omar Saeed Sheikh(b) Masood Azhar(c) Mushtaq Ahmed Zargar(d) Rashid Rauf

168. Which country’s parliament has becomethe first national legislative body in theworld to declare a Environment and Cli-mate Emergency?(a) United Kingdom(b) United States(c) Russia(d) China

169. Name the bill signed into a law recentlyby Russian President Vladimir Putin,inorder to allow Russian authorities gaincontrol over the Internet.(a) Internet Solitarity(b) Lone Internet(c) Sovereign Internet(d) Internet Control

170. In the online payment system, thatlaunched One Touch experience usingGoogle Smart Lock forging India, thefirst market to use Google Smart Lock?(a) Oxigen Wallet India(b) PayPal India(c) PayUbiz India

(d) MobiKwik India171. Name the cricketer, who was appointed

as the first non-British president ofMarylebone Cricket Club (MCC).(a) Chris Gayle(b) Sachin Tendulkar(c) Kumar Sangakkara(d) Sunil Gavaskar

172. Who was appointed as the TrainingCommand Chief of Indian Air Force,after Rakesh Kumar Singh Bhadauria ?(a) SK Ghotia(b) Rajesh Kumar(c) RD Mathur(d) RKS Shera

173. Which Stock Exchange has appointedM Jayshree Vyas as its first indepen-dent woman director?(a) India International Exchange

(INX)(b) Calcutta Stock Exchange(c) National Stock Exchange of India

(NSE)(d) Bombay Stock Exchange (BSE)

174. Where was the country’s biggest sculp-ture, stucco figurine from buddhist siteexcavated by Indian archaeologists re-cently?(a)  Belegali in  Hubli, Karnataka(b)  Phanigiri in  Suryapet, Telangana(c)  Maniyoor in  Kannur, Kerala(d)  Chandur in  Belgaum, Karnataka

175. Virgil Van Dijk won the ProfessionalFootballers’ Association (PFA) Players’Player of the Year Award for 2018-19recently,he belongs to which country?(a) Portugal (b) Argentina(c) Netherland (d) Russia

176. World Tuna Day 2019 is observed an-nually on __________?(a) 1st May (b) 30th April(c) 29th April (d) 2nd May

177. Which colour number plates should beused by all types of electric vehicles asper the guidelines issued by central gov-ernment?(a) Green (b) Blue(c) Orange (d) Green Yellow

178. Which mountain pass has been openedfor the 14th edition of Sino-Indian(China-India) border trade?(a) Mana Pass, Uttarakhand(b) Baralacha La, Himachal Pradesh(c) Nathu La in Sikkim(d) Rohtang Pass, Himachal Pradesh

179. Vice President, M. Venkaiah Naidu hasreleased a postage stamp to commemo-rate the 750th birth anniversary of which

spiritual icon?(a) ManavalaMamunigal(b) Sri Vedanta Desikan(c) Yamunacharya(d) Nathamuni

180. Which Institute has signed MoU withPrincipal Scientific Adviser (PSA) forsetting up a Centre of Excellence forWaste to Wealth Technologies in Indiaas a part of commemoration of 150thbirth anniversary of Mahatma Gandhi?(a) IIT Kanpur(b) IIT Bombay(c) IIT Delhi(d) IIT Madras

181. Name the cyclone that has hit the In-dian States of Odisha and West Bengalrecently.(a) Cyclone Hudhud(b) Cyclone Gaja(c) Cyclone Phailin(d) Cyclone Fani

182. Where was the 16th Ministerial Meet-ing of Asia Cooperation Dialogue(ACD) held recently?(a) Moscow, Russia(b) New Delhi, India(c) Doha, Qatar(d) Jakarta, Indonesia

183. What was the theme of 16th Ministe-rial Meeting of Asia Cooperation Dia-logue held in Doha, Qatar?(a) “Future across the globe”(b) “Partners in Progress”(c) “Climate change & Food security”(d) “Citizen well-being & happiness”

184. Name the skill development centre,launched by LIC Housing Finance Ltd(LIC HFL) in association with LokBharti Education Society for providingtraining in the sectors of BFSI, Retailand IT/ITES.(a) UDYAM(b) GET EMPOWERED(c) SKILL INDIA(d) TALENT

185. Which stock exchange was banned for 6months owing to the Co-Location Caseby the Market regulator, Securities andExchange Board of India (SEBI)?(a) Madras Stock Exchange(b) National Stock Exchange(NSE)(c) Bombay Stock Exchange(BSE)(d) Calcutta Stock Exchange

186. Name the former chief of Indian SpaceResearch Organisation (ISRO), who hasbeen conferred France’s highest civilianaward “Knight of the Legion of Honour”

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recently.(a) Udupi Ramachandra Rao(b) Krishnaswamy Kasturirangan(c) A S Kiran Kumar(d) G.Madhavan Nair

187. Who was appointed as the SupremeAllied Commander Europe of the NorthAtlantic Treaty Organization(NATO)?(a) Tod D. Wolters(b) Jens Stoltenberg(c) Stuart Peach(d) Général André Lanata

188. Name the giant asteroid which will flypast Earth on April 13, 2029.(a) 101955 Bennu(b) 4179 Toutatis(c) 99942 Apophis(d) 2062 Aten

189. 8th edition of Asian Youth WomenHandball Championship 2019 is sched-uled to be held in which city?(a) Chennai, Tamil Nadu(b) Mumbai, Maharashtra(c) Kolkata, WestBengal(d) Jaipur, Rajasthan

190. What was the theme of World PressFreedom Day 2019?(a) Theme – “Keeping Power in

Check: Media, Justice and TheRule of Law”

(b) Theme – “The Media and ArmedConflict”

(c) Theme – “Media for Democracy:Journalism and Elections in Timesof Disinformation”

(d) Theme – “Celebrating thefundamental principles of pressfreedom”

191. Where was the Shanghai CooperationOrganisation (SCO) Defence Ministers’Meeting 2019 held?(a) Bishkek, Kyrgyzstan(b) Beijing, China(c) Dushanbe,Tajikistan(d) Nur-Sultan, Kazakhstan

192. Which institute has launched a new ini-tiative named Global Registry of Vio-lent Deaths (GReVD) ?(a) International Institute for

Strategic Studies(IISS)(b) Stockholm International peace

research institute (SIPRI)(c) Center for Strategic and

International Studies(CSIS)(d) Peace Research Institute

Oslo(PRIO)193. Where was the 11th meeting of the joint

working group on counter-terrorism

between India and Australia held re-cently?(a) New Delhi, India(b) Sydney, Australia(c) Mumbai, Australia(d) Canberra, Australia

194. Which country is set to host the 45thG7 summit in August, 2019?(a) Japan (b) Italy(c) France (d) Canada

195. What is the growth projection of Asia-Pacific region in the year 2019, as perthe Asian Development Bank?(a) 6.5%(b) 5.5%(c) 6%(d) 5.7%

196. Which department has signed joint agree-ment with Income Tax Department fordecreasing black money generation?(a) Revenue Department(b) Financial Services Department(c) Goods and Services Tax Network

(GSTN)(d) Expenditure Department

197. Name the article, for which Nileena MS has won the Asian College ofJournalism’s Award for InvestigativeJournalism, 2018.(a) Coalgate 2.0(b) Labor and Labor Movements(c) Racial and Ethnic Minorities(d) Work and Family

198. Name the Chief Economic Adviser(CEA) who has been included as themember of the Advisory Council to the15th Finance Commission.(a) Ajay Narayan Jha(b) N. K. Singh(c) Dr. Krishnamurthy Subramanian(d) Arvind Mehta

199. To which country, Godavarthi VenkataSrinivas was appointed as the Ambas-sador of India?(a) Mali(b) Cameroon(c) Nigeria(d) Republic of Senegal

200. Bhushan Patil, President of which e-commerce payment system and digitalwallet entity has resigned recently?(a) Paytm(b) FreeCharge(c) PhonePe(d) MobiKwik

ANSWER KEYS

1. c 2. a 3. a 4. d5. c 6. d 7. c 8. c9. d 10. c 11. c 12. b13. d 14. a 15. a 16. a17. d 18. b 19. a 20. d21. b 22. b 23. c 24. c25. c 26. a 27. c 28. b29. c 30. b 31. d 32. b33. b 34. c 35. c 36. d37. b 38. c 39. b 40. b41. b 42. b 43. a 44. b45. b 46. d 47. c 48. c49. c 50. d 51. d 52. b53. c 54. d 55. b 56. a57. b 58. d 59. d 60. c61. b 62. b 63. b 64. d65. a 66. c 67. a 68. d69. d 70. d 71. a 72. d73. d 74. a 75. b 76. a77. d 78. a 79. b 80. c81. b 82. d 83. d 84. b85. c 86. d 87. b 88. a89. d 90. b 91. c 92. d93. a 94. b 95. d 96. c97. a 98. a 99. b 100. a101. b 102. d 103. b 104. a105. b 106. d 107. b 108. a109. d 110. b 111. c 112. b113. d 114. b 115. d 116. b117. d 118. d 119. c 120. d121. c 122. c 123. d 124. b125. b 126. b 127. d 128. a129. a 130. c 131. a 132. b133. a 134. d 135. a 136. b137. c 138. d 139. a 140. d141. b 142. a 143. c 144. d145. b 146. b 147. b 148. c149. d 150. c 151. b 152. a153. c 154. d 155. a 156. b157. c 158. d 159. c 160. a161. b 162. a 163. d 164. b165. c 166. d 167. b 168. a169. c 170. b 171. c 172. a173. d 174. b 175. c 176. d177. a 178. c 179. b 180. c181. d 182. c 183. b 184. a185. b 186. c 187. a 188. a189. d 190. c 191. a 192. b193. d 194. c 195. d 196. c197. a 198. c 199. d 200. a

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1. Which of the following civilization isnot associated with the Harappan civi-lization?(a) Mesopotamian(b) Egyptian(c) Sumerian(d) Chinese

2. The 1st great empire to the south of theVidhayas was of the :(a) Cholas (b) Cheras(c) Pandyas (d) Satavahans

3. Alexander the Great died at :(a) Susa (b) Babylon(c) Macedonia (d) Kabul

4. The city of Pataliputra was founded atthe junction of the Ganges and the :(a) Sone (b) Brahmaputra(c) Yamuna (d) Gomati

5. The capital of the pallavas was :(a) Madurai(b) Mahabalipuram(c) Kanchi or Conjeevaram(d) Thanjavur

6. The later Mughal King, popularly knownas Shah-I Bekhabar was :(a) Bahadur Shah(b) Shah Alam I(c) Jahandar Shah(d) Muhammad Shah

7. The independent kingdom of Awadh wasfounded by the : (a) Saadat Khan(b) Safdar Jang(c) Shaja-ud-Daulah(d) Asaf-ud-Daulah

8. Title of Alamgir was assumed by :(a) Akbar (b) Sher Shah(c) Jahangir (d) Aurangzeb

9. Who among the following had got the

Upanishads translated in to Persian?(a) Akbar (b) Abul Fazl(c) Jahangir (d) Dara Shikoh

10. Who among the following Peshwa waspopularly known as Nana Saheb?(a) Balaji Vishwanath(b) Baji Rao(c) Balaji Baji Rao(d) Madhav Rao I

11. Junagarh inscription related to whichamong the following ruler:(a) Samudragupta(b) Chandragupta II(c) Rudradaman I(d) Pulakesin II

12. Who was the Mughal ruler during therevolt of 1857:(a) Bahadur Shah I(b) Bahadur Shah II(c) Muhammad Shah(d) Shah Alam II

13. The Ordinance of the Governor(a) Is much narrower than a law made

by the State Legislature(b) Is more extensive than the law

made by the State Legislature(c) Has the same force as the law

made by the State Legislature(d) Has little value than the law made

by State Legislature14. The President can issue proclamation of

emergency(a) On the advice of Prime Minister(b) On the advice of Council of

Ministers(c) In his own decision(d) When the decision of Union

Cabinet for the issuance of such

proclamation has beencommunicated to him in writing

15. The President can be removed by theway of impeachment which can be madeonly(a) By the Supreme Court(b) By the Rajya Sabha(c) By the Members of Lok Sabha and

Rajya Sabha throughimpeachment

(d) Cannot be impeached16. Who among the following has the power

to form a new State within the Union ofIndia?(a) Parliament(b) Prime Minister(c) Supreme Court(d) Speaker of Lok Sabha

17. Who among the following is directly re-sponsible to Parliament for all mattersconcerning the Defence Services of In-dia?(a) Cabinet Committee on political

affairs(b) President(c) Prime Minister(d) Defence Minister

18. Who, according to the Anti-Defection Act,is the final authority to decide whethera member of Lok Sabha has incurreddisqualification due to defection?(a) Speaker(b) President(c) Election Commission(d) High Court

19. Which article provides council of minis-ters to aid and advice to President :(a) Article-74(b) Article -75(c) Article -76(d) Article-78

20. Which among the following about Gov-ernor is incorrect :(a) He appoints the Chief Ministers

& other Ministers(b) He holds office for a term of 6

years normally(c) His oath of office is administered

by Chief Justice of the ConcernedHigh court or in his absent thesenior most judge of High courtavailable

(d) He is entitled without paymentof rent to the use of his officialresidence called Raj Bhavan

21. The first Indian female Governor is : (a) Draupadi Murmu(b) Najma Hepattullah

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(c) Sarojini Naidu(d) Leela Seth

22. Which among the following can partici-pate in the proceeding of the parliamentwithout right to vote:(a) Comptroller and Auditor General(b) Judge of Supreme Court(c) Attorney General of India(d) Any member of Parliament

23. The Taylor valley lies in(a) Australia (b) Antarctica(c) Canada (d) U.S.A

24. Which one of the following is not cor-rectly matched?(a) Brazil Current – South Atlantic

Ocean(b) Humbolt Current – North Pacific

Ocean(c) Gulf Stream – North Atlantic

Ocean(d) Agulhas Current – Indian Ocean

25. Which one of the following types of ero-sion is responsible for the formation ofChambal Ravines?(a) Splash (b) Sheet(c) Rill (d) Gully

26. The density of Cattle population per 100hectares of gross cropped area is thehighest in(a) Bihar(b) Haryana(c) Madhya Pradesh(d) Uttar Pradesh

27. Arakan Yoma is the extension of theHimalayas located in(a) Baluchistan(b) Myanmar(c) Nepal(d) Kashmir

28. Which one of the following rivers thriceforks into two streams and reunites afew miles farther on, thus forming theislands of Srirangappatanam,Sivasamudram and Srirangam?(a) Cauvery (b) Tungbhadra(c) Krishna (d) Godavari

29. Which one of the following rivers flowsin a rift valley?(a) Amazon (b) Indus(c) Volga (d) Rhine

30. Match List I with List II and select thecorrect answer using the codes givenbelow the lists.List ILeading producer country(a) China(b) India

(c) Saudi Arabia(d) ThailandList IICommodity1. Natural Rubber2. Milk3. Iron Ore4. PetroleumCodes A B C D A B C D(a) 1 2 3 4 (b) 4 3 2 1 A B C D A B C D(c) 3 2 4 1 (d) 2 3 1 4

31. Blue litmus paper is converted into redin solution of(a) Acid (b) Base(c) Alkali (d) Salt

32. Which of the following is a closed sys-tem?(a)  Jet engine(b) Tea placed in steel kettle(c) Pressure cooker(d) Rocket engine during propulsion

33. A homogeneous mixture contains twoliquids. How are they separated?(a) By filtration(b) By evaporation(c) By distillation(d) By condensation

34. Difference between crystalloids andcolloids is of(a) Solubility(b) Reactivity(c) Size of particles(d) None of these

35. Fog is an example of colloidal system of(a)  Liquid in a gas(b) Gas in a liquid(c) Gas in a solid(d) Solid in a liquid

36. Which of the following ores containsboth calcium and magnesium?(a) Lime stone (b) Dolomite(c) Epsom salt (d) Carmelite

37. A storm is predicted if atmospheric pres-sure(a) Rises suddenly(b) Rises gradually(c) Falls suddenly(d) Falls gradually

38. Spectacles used for viewing 3D films have(a) Bifocal lens(b) Convex lens(c) Concave lens(d) Polaroid’s

39. In the process of magnetization of a bar(a) The entire bulk of the bar gets

magnetized

(b) Only the surface of the bar getsmagnetized

(c) Only the ends of the bar getmagnetized

(d) Only some parts of the outerlayers of the bar get magnetized

40. A galvanometer is converted into an am-meter when we connect a(a) High resistance in series(b) High resistance in parallel(c) Low resistance in series(d) Low resistance in parallel

41. Core of a dynamo is laminated because(a) Magnetic field increases(b) Magnetic saturation level in core

increases(c) Residual magnetism in core

decreases(d) Loss of energy in core due to eddy

currents decreases42. The Instrument used to see the distant

objects on the Earth is(a) Terrestrial telescope(b) Astronomical telescope(c) Compound microscope(d) Simple microscope

43. Heat transfer horizontally within the at-mosphere is called(a) Conduction (b) Convection(c) Absorption (d) Advection

44. Who is known as father of medicine?(a) Aristotle(b) Theophrastus(c) Hippocrates(d) Edward Jenner

45. Phycology is the branch of botany inwhich we study about(a) Algae (b) Fungi(c) Ecology (d) Virus

46. Leaves are green because they(a) Absorb green light(b) Do not absorb but reflect green light(c) Utilise green light(d) Absorb and reflect green light

47. Which of the following gland is respon-sible for the secretion of insulin?(a) Pituitary (b) Pineal(c) Thymus (d) Pancreas

48. Colours of skin depend on(a) Enzyme (b) Hormones(c) Epidermis (d) Melanin

49. Red blood corpuscles is produced in the(a) Spleen (b) Kidney(c) Liver (d) Bone Marrow

50. Which one of the following is a heredi-tary disease?(a) Cataract (b) Haemophilia(c) Pellagra (d) Osteoporosis

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51. During which Five Year Plan was theemergency clamped new election tookplace and Janata Party was elected?(a) Third Plan (b) Fourth Plan(c) Fifth Plan (d) Sixth Plan

52. Which one of the following has the finalauthority in India to approve Five YearPlan?(a) Union Council of Ministers(b) Planning Commission(c) National Development Council(d) Prime Minister

53. Which one of the following committeesrecommended the abolition of reserva-tion of items of small scale sector inindustry?(a) Abid Hussain Committee(b) Narsimhan Committee(c) Nayak Committee(d) Rakesh Mohan Committee

54. The monetary and credit policy is an-nounced by which of the following?(a) Ministry of Finance in Centre(b) RBI(c) SBI(d) Planning Commission

55. The Indian to beat the computers in math-ematical wizard is(a) Raja Ramanna(b) Shakuntla Devi(c) Ramanujam(d) Rina Panigrahi

56. Who is known as the “Lady with theLamp”?(a) Joan of Arc(b) Sarojini Naidu(c) Indira Gandhi(d) Florence Nightingale

57. Champion Trophy is associated with(a) Football (b) Hockey(c) Polo (d) Chess

58. The first multipurpose project of Indiais(a) Damodar Valley Project(b) Rihand Project(c) Bhakra Nangal Project(d) Hirakud Project

59. Mohini Attam dance form developedoriginally in which of the followingstates?(a) Karnataka (b) Odisha(c) Tamilnadu (d) Kerala

60. Reagan’s strategic defence initiativeprogramme was popularly known as(a) Nuclear Umbrella(b) NATO Seize(c) Killer Shark Programme(d) Star Wars

61. In which year “Human Rights Resolu-tion” was adopted by the U.N?(a) 1945 (b) 1946(c) 1947 (d) 1948

62. Who among the following was the Chair-man of the Union Constitution com-mittee of the Constituent Assembly:(a) Sardar V Patel(b) Dr. Rajendra Prasad(c) Jawaharlal Nehru(d) J.B. Kripalini

63. The inter-state water dispute tribunalwhere Odisha is involved is:(a) Krishna water dispute tribunal(b) Godavari water dispute tribunal(c) Narmada water dispute tribunal(d) Cauvery water dispute tribunal

64. The head quarter of central Zonal councilis:(a) Allahabad (b) Jabalpur(c) Bilaspur (d) Lucknow

65. The constituent Assembly formed thedrafting committee of Indian constitu-tion on:(a) 29th August 1947(b) 30th August 1948(c) 29th August 1949(d) 29th August 1950

66. Who was the last British Governor Gen-eral who addressed the ConstituentAssembly?(a) Lord Attlee(b) Lord Mount Batten(c) Lord Bentinck(d) None of the above

67. Which was the following states was leastaffected by the “Revolutionary Move-ment”(a) Maharashtra(b) Bihar(c) Punjab(d) Bengal

68. Who said: ‘The Muslims were fools toask for safeguards, and the Hindus weregreater fools to refuse them’?(a) Jawaharlal Nehru(b) Abul Kalam Azad(c) Muhammad Ali(d) Subash Bose

69. Who was conferred the title of GunrajKhan?(a) Bipradas Pipilai(b) Maladhar Basu(c) Kavi Jaydeva(d) Sri Chaitanya

70. Of the following who was the hero of afamous drama Malvlkagnimitra writtenby Kalidasa?

(a) Vasumitra(b) Vajramitra(c) Pushyamitra(d) Agnimitra

71. India’s first methanol-based alternativecooking fuel is to be established in whichstate?(a) Tamil Nadu(b) Rajasthan(c) Himachal Pradesh(d) Assam

72. Which of the following is the venue ofthe India’s first corn festival?(a) Raipur (b) Chhindwara(c) Gorakhpur (d) Kota

73. Who has been appointed the first-everfemale major general in the 47 years his-tory of Bangladesh?(a) Nasreen Jahan(b) Selina Hossain(c) Monica Ali(d) Susane Giti

74. Which Indian origin personality has beennamed as Chief Economist of the Inter-national Monetary Fund (IMF)?(a) Sashi Cheliah(b) Shand Panesa(c) Gita Gopinath(d) Guruswamy Jayraman

75. Which of the following women physi-cists has won the 2018 Nobel Prize inPhysics?(a) Lisa Randall(b) Lisa Randall(c) Donna Strickland(d) Gabriela

76. Which technology-driven futuristic ini-tiative will be roll out by the Civil Avia-tion Ministry to make hassle-free airtravel for passengers?(a) BHIM (b) Bharat Yatra(c) Digi Yatra (d) Aadhaar Yatra

77. What is the theme of the 4th edition ofthe India International Science Festival(IISF – 2018)?(a) Vigyan se Vikas(b) Science for Transformation(c) Building Partnerships Impacting

Society(d) Making of a New India

78. What is the theme of the 2018International Literacy Day (ILD)?(a) Literacy and skills development(b) Literacy in a digital world(c) Reading the Past, Writing the

Future(d) Literacy and Sustainable Societies

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98. Which Indian swimmer is qualified for2020 Olympics after achieving B Cutqualifying time at the Speedo ThailandAge Group Championships?(a) Kushagra Rawat(b) Virdhawal Vikram Khade(c) Sajan Prakash(d) Sandeep Sejwal

99. ICMR’s National Ethical Guidelines forBiomedical Research has been now mademandate as per ________.(a) New Drugs and Clinical Trials

Rules 2016(b) New Drugs and Clinical Trials

Rules 2019(c) Drugs and Cosmetics Act, 2016(d) Drugs and Cosmetics Act, 2019

100. Who won 2018 Turing Award, the NobelPrize of computing?(a) Geoffrey Hinton(b) John L. Hennessy(c) Whitfield Diffie(d) David A. Patterson

ANSWER KEYS

1. d 2. d 3. b 4. a5. c 6. a 7. a 8. d9. d 10. c 11. c 12. b13. c 14. d 15. c 16. a17. d 18. a 19. a 20. b21. c 22. c 23. b 24. b25. d 26. b 27. b 28. a29. c 30. c 31. a 32. b33. c 34. c 35. a 36. b37. c 38. d 39. a 40. d41. d 42. a 43. d 44. c45. a 46. b 47. d 48. d49. d 50. b 51. c 52. c53. a 54. b 55. b 56. d57. b 58. a 59. d 60. d61. a 62. c 63. b 64. a65. a 66. b 67. d 68. b69. b 70. d 71. d 72. b73. d 74. c 75. c 76. c77. b 78. a 79. a 80. c81. d 82. d 83. c 84. b85. b 86. c 87. d 88. a89. d 90. a 91. b 92. c93. d 94. c 95. b 96. c97. c 98. a 99. b 100. a

79. The first-ever tripartite meeting amongIndia, Iran and Afghanistan was held inwhich city?(a) Kabul (b) Tehran(c) Isfahan (d) New Delhi

80. Nomadic Elephant 2018 is an armyexercise between India and whichcountry?(a) Nigeria (b) Senegal(c) Mongolia (d) Ghana

81. NITI Aayog has collaborated with whichof the following organisations to setup a Model International Center forTransformative Artificial Intelligence(ICTAI)?(a) Microsoft (b) Infosys(c) Wipro (d) Intel

82. Which government has launched India’sfirst scheme for doorstep delivery ofessential government services?(a) Andhra Pradesh(b) Karnataka(c) Odisha(d) Delhi

83. Under which article of the constitution,President has appointed Justice RanjanGogoi as the 46th Chief Justice ofIndia?(a) Article 123 (b) Article 122(c) Article 124 (d) Article 121

84. Which Indian cricketer became the firstfemale player to play 200 ODIs duringthe 3rd and Final ODI against NewZealand?(a) Harmanpreet Kaur(b) Mithali Raj(c) Smriti Mandhana(d) Jhulan Goswami

85. Who was appointed the part-time Chair-man of Federal Bank?(a) Shyam Srinivasan(b) Dilip Sadarangani(c) Arun Thomas(d) Paramesh Nair

86. 20th Bharat Rang Mahotsav was inaugu-rated in which city?(a) Mumbai (b) Chennai(c) New Delhi (d) Lucknow

87. When is the World Hypertension Daycelebrated?(a) 14th May (b) 15th May(c) 16th May (d) 17th May

88. Non-Banking Finance Company (NBFC)is a company registered under the________ of India.(a) Companies Act, 1956(b) Reserve Bank of India Act, 1934(c) Banking Regulation Act, 1949(d) Companies Act, 2013

89. Which Country has been selected to hostAsian Cup Football tournament in 2023after South Korea’s withdrawal?(a) North Korea(b) India(c) Taiwan(d) China

90. Council of European Chambers ofCommerce(CEUCC) to honour_________ for promoting Children’sRights(a) Anik Kapoor(b) Shahid Kapoor(c) Rakesh Sharma(d) Suresh Kumar

91. Which of the following handed overIndia’s first Apache Guardian attackhelicopters to the Indian Air Force?(a) British aerospace company WEAF(b) US aerospace company Boeing (c) Russia aerospace company Sukhoi(d) Indian aerospace company HAL

92. Who won the Indian Premier League (IPL)2019 title?(a) Chennai Super Kings(b) Sunrisers Hyderabad(c) Mumbai Indians(d) Rajasthan Royals

93. What is the name of the World’s firstWomen cricket magazine?(a) Bike India(b) Wisden Asia Cricket(c) Sportstar(d) CRICZONE

94. Who is appointed as the first indepen-dent woman director of Bombay StockExchange (BSE)?(a) Arundhati Bhattacharya(b) Kiran Mazumdar-Shaw(c) Jayshree Vyas(d) Naina Lal Kidwai

95. Which of the following is the world’s10th largest stock exchange?(a) National Stock Exchange (NSE)(b) Bombay Stock Exchange (BSE)(c) Kolkata Stock Exchange (KSE)(d) Madras Stock Exchange (MSE)

96. Universe’s first molecule that formed al-most 14 billion years ago, recently de-tected by NASA is ______.(a) Dideuterium(b) Disodium halide(c) Helium hydride(d) Beryllium oxide

97. Which company planned to shutdownonline operations in China(a) Flipkart (b) Apple(c) Amazon (d) Samsung

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1. The processing of a job is done on thepriority or urgency of the job. This iscalled(a) FIFO scheduling(b) LIFO scheduling(c) Priority scheduling(d) SJF scheduling(e) None of these

2. Choose the non-preemptive schedulingalgorithm amongst the following sched-uling algorithms(a) Round Robin(b) First- in first-out(c) Multilevel Queue Scheduling(d) Multilevel Queue Scheduling with

Feedback(e) None of these

3. Which of the following techniques can beused to store a large number of files in asmall amount of storage space?(a) File adjustment(b) File copying(c) File compatibility(d) File compression(e) None of these

4. Which of the following number systemsis considered as a base-10 number sys-tem?(a) Decimal number system(b) Binary number system(c) Octal number system(d) Hexadecimal number system(e) None of these

5. The hexadecimal number system repre-sents symbols ____and____(a) 0-9, A-E (b) 0-9, A-F(c) 1-10, A-E (d) 1-10, A-F(e) None of these

6. What are those programs collectivelycalled which are designed to performspecific tasks in the computer system?(a) System software(b) Application software(c) Utility programs(d) Operating system(e) None of these

7. What does DMA stand for?(a) District Memory Access(b) Direct Memory Access(c) Direct Modulus Access(d) Direct Memory Allocation(e) None of these

8. Which of the following gates is a comple-ment of the x-OR gate?(a) NOT gate (b) NOR gate(c) AND gate (d) X-NOR gate(e) None of these

9. Which of the following represents thethree digit binary number?(a) Decimal number(b) Binary number(c) Octal number(d) Hexadecimal number(e) None of these

10. Which of the following gates is used toinvert, a variable?(a) OR gate (b) NOR gate(c) NOT gate (d) AND gate(e) None of these

11. MS Office is a/an(a) System software(b) Application software(c) Utility programs(d) Operating system(e) None of these

12. Which of the following operating sys-tems was first developed by Microsoft?(a) Windows ME(b) Windows NT

(c) Windows 97(d) Windows XP(e) MS-DOS

13. Which of the following is used in a se-quential circuit and has two stablestates, either 1 or 0?(a) Decimal number(b) Logic gate(c) Flip-flop(d) Binary number(e) None of these

14. Which of the following are machine-in-dependent languages?(a) High-level languages(b) Low-level languages(c) Assembly languages(d) Machine languages(e) None of these

15. FORTRAN is a programming language.It is more suitable for(a) Business applications(b) Marketing applications(c) Scientific applications(d) Statically calculative applications(e) None of these

16. Which of the following is the UniversalGate?(a) OR gate (b) NOR gate(c) NOT gate (d) AND gate(e) None of these

17. Which of the following two gates are usedto implement any of the basic logicgates?(a) OR and NOT gates(b) NOR and OR gates(c) NOR and NAND gates(d) NOT and NAND gates(e) None of these

18. Which of the following threads is used inan operating system?(a) User-level thread(b) Kernel-level thread(c) Hardware-level thread(d) Both a and b(e) None of these

19. Which of the following acts as an inter-face between the currently running pro-gram and operating systems?(a) System call(b) Assembly instructions(c) APIs(d) Functions(e) None of these

COMPUTERMCQs

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20. Which of the following is not a part ofthe three-state process managementmodel?(a) Ready (b) Running(c) Blocked (d) Deadlock(e) None of these

21. The output of the ____gate is high (1)only when all its inputs are high(a) NOT (b) NOR(c) AND (d) X-NOR(e) None of these

22. The ___sign in the Boolean algebra rep-resents the OR function(a) Minus (-)(b) Plus (+)(c) Multiplication (.)(d) Division (/)(e) None of these

23. Which of the following conditions is re-sponsible for occurrence of contextswitching?(a) When one process expires and a

new one is loaded from a readyqueue

(b) No processes are in the readyqueue

(c) When a process is running(d) When the CPU is at rest(e) None of these

24. Threads have ____which consists of pro-gram counter, stack and registers.(a) PCB (b) TCB(c) MCB (d) Both a and b(e) None of these

25. Which of the following statements is cor-rect when a race condition occurs?(a) Multiple processes try to read and

write data from the same shareddata

(b) Single process owns full data(c) Multiple processes read and write

a closed data(d) Both b and c(e) None of these

26. Which of the following statements is truefor Critical section?(a) A solution for the race condition(b) A part of the program from where

the shared data are accessed bythe processes

(c) A scenario when all processes arecreated

(d) Both a and b(e) None of these

27. Which of the following entities in the OSis responsible for switching between theprocesses?(a) Critical section(b) Mutual exclusion(c) Interrupts(d) Locks(e) None of these

28. In how many ways can you convert adecimal number into a binary number?(a) 2 (b) 3(c) 4 (d) 5(e) None of these

29. Which of the following is an internal frag-mentation(a) Memory divisions(b) Logical divisions(c) Internal space in the partition

which is wasted(d) Division of internal memory(e) None of these

30. In which of the following logic gates willthe output low when one or more in-puts are zero?(a) OR gate (b) NOT gate(c) AND gate (d) NOR gate(e) None of these

31. Which of the following applications isnot a part of the Microsoft Office 2010suite?(a) Access 2010(b) Outlook 2010(c) Excel 2010(d) MSN messenger(e) None of the above

32. Which of the following shortcut keysrepresents the correct sequence forcopy, paste and cut commands?(a) Ctrl + V; Ctrl + C; Ctrl + X(b) Ctrl + C; Ctrl + V; Ctrl + X(c) Ctrl + X; Ctrl + C; Ctrl + V(d) Ctrl + C, Ctrl + X; Ctrl + V(e) None of the above

33. Which of the following shortcut keysrepresents the correct sequence for Bold,Italic and Underline commands?(a) Ctrl + B; Ctrl + I; Ctrl + U(b) Ctrl + I; Ctrl + U; Ctrl + B(c) Ctrl + U; Ctrl +B; Ctrl + I(d) Ctrl + U, Ctrl + I; Ctrl + B(e) None of the above

34. The default extension of Excel 2010 is(a) xls (b) pdf(c) xlsx (d) xps(e) None of the above

35. By default, word 2010 saves a documentwith ___ extension(a) docx (b) doc(c) docs (d) ppt(e) None of the above

36. The default extension of PowerPoint2010 is(a) ppt (b) pdf(c) pptx (d) pps(e) None of the above

37. ____is not an arithmetic operator(a) + (plus)(b) * (Asterisk)(c) % (percent)(d) = (equals)(e) None of the above

38. In MS Excel, which of the following rep-resents the inequality operator?(a) >= (b) <=(c) >> (d) <>(e) None of the above

39. What is a PowerPoint presentation?(a) It is a collection of images(b) It is a series of slides(c) It is a collection of animations(d) It is a collection of transitions(e) None of the above

40. Which of the following shortcut keys isused to run the slide show forward fromthe current slide?(a) F5(b) Ctrl + F5(c) Alt + F8(d) Shift + F5(e) None of the above

ANSWER KEYS

1. c 2. b 3. d 4. a

5. b 6. b 7. b 8. d

9. c 10. c 11. b 12. e

13. c 14. a 15. c 16. b

17. c 18. d 19. a 20. d

21. c 22. b 23. a 24. b

25. a 26. d 27. c 28. a

29. c 30. c 31. d 32. b

33. a 34. c 35. a 36. c

37. d 38. d 39. b 40. d

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1. Who is the head of the committee thatsubmitted its report on promotingdigital payments in the country?A)Nandan NilekaniB)Bimal JalanC)Viral AcharyaD)Shaktikanta Das

2. Which bank recently linked its interestrates to RBI’s repo rate?A)BOB B)SBIC)IDBI D)PNB

3. RBI has set how much amount for theWays and Means Advances(WMA) forthe first half of the financial year 2019-20?A)Rs 30000 cr B)Rs 45000 crC)Rs 75000 cr D)Rs 50000 cr

4. The NEFT system facilitates ___crossborder transfer of funds from India toNepal which is known as the Indo-Nepal Remittance Facility SchemeA) One way B) Two wayC) Multi way D) All of these

5. Deposits under FCNR scheme can beaccepted for a minimum of ___?A) 6 months B) 3 monthsC) 12 months D) 15 days

6. Recently,RBI extended the ombudsmanscheme for NBFCs to non deposittaking NBFCs with asset size of at leasthow much amount?A)Rs 50 cr B)Rs 100 crC)Rs 150 cr D)Rs 200 cr

7. When the risk of losses in on- or off-balance sheet positions arise frommovement in market prices, it is calledA) Liquidity riskB) Systemic riskC) Market RiskD) Liquidity risk

8. What does MCLR stands for?A) Marginal Cost of Funds based

Lending Rate

B) Minimum Cost of Funds basedLending Ratio

C) Marginal Cost of Funds basedLiquidity Ratio

D) Market Cost of Funds basedLiquidity Rate

9. How many angular bleed lines are presenton Rs 200 bank note for visuallyimpaired?A) 5 B) 6C) 7 D) 4

10. High worth individuals who provide seedcapital for start-ups in return for aminority share in business are knownas________?A) Personal InvestorB) Angel Investor C)  Peer-to-peer lendersD) Equity Investors

11. Dishonor of cheque is defined underwhich section of negotiableinstruments act?A) Section – 18B) Section – 21C) Section – 108D) Section – 138

12. RBI announced to issue Rs 20 currencynew denominations notes.What will bethe colour of the note?A)Pale YellowB)Greenish YellowC)PurpleD)Light Green

13. Which bank recently got approval fromCCI to acquire Gruh Finance?A)ICICI Bank B)IDBI BankC)HDFC Bank D)Bandhan Bank

14. What is the term called for a marketstructure in which only a few sellersoffer similar or identical products?A) Offshore B) MonopolisticC) Monopoly D) Oligopoly

15. What does Section 20 of the RBI Act1934 defines?

A) Only RBI has the exclusive rightsto issue currency notes in India

B) RBI as Banker to GovernmentC)  Allows RBI  to form rules

regarding the exchange of damagedand imperfect notes. 

D) Emergency loans to banks16. The  Legal Entity Identifier  (LEI) is a

_____________character, alpha-numeric code?A) 12 B) 15C) 10 D) 20

17. Recently,RBI has proposed strict rulesfor current accounts to tackle funddiversion.The norms however wouldapply to accounts which haveborrowed and taken loans of how muchamount or more?A)Rs 100 cr B)Rs 20 crC)Rs 25 cr D)Rs 50 cr

18. Define Base Rate?A) Minimum amount of deposit that

the commercial banks have to holdas reserves with the central bank

B) Rate charged by the central bankfor lending funds to commercialbanks. 

C) Minimum rate set by the RBIbelow which banks are not allowedto lend to its customers. 

D) Rate at which short term fundsare borrowed and lent in themoney market. 

19. Which of the following is the class ofderivative which refers to an over-the-counter and exchange-traded derivativethat is used to transfer inflation riskfrom one counterparty to another?A) Freight DerivativeB) Inflation DerivativeC) Weather DerivativeD) Interest Rate Derivative

20. Who was elected as the new presidentof International Chamber ofCommerce?A)PV KumarB)VikramjitSahneyC)Ashish ChauhanD)Vikram Limaye

ANSWER KEYS

1. A 2. B 3. C 4. A5. C 6. B 7. C 8. A9. D 10. B 11. D 12. B13. D 14. D 15. B 16. D17. D 18. C 19. B 20. B

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ENGLISH LANGUAGE

Direction (Q.No.1-10) : Read thefollowing passage carefully and answerthe question given below it. Certainwords/group of words has been printedin bold to help you locate them whileanswering some of the questions.As one who was associated with the Bombayblasts trial for about two years (1999-2001),the latest conviction of six of the accused,including Abu Salem, gives me enormoussatisfaction. This court order forms part ofthe second stage of the trial; in the first stage,the special TADA court designated for thepurpose had in September 2006 convictedas many as 100 accused. Much moregratified must be the unfortunate relativesand friends of the 257 people who perishedin the savage attack on March 12, 1993 thatbrought the great city to its knees.My regret is that there is only a modestpublic understanding of the complexity ofcombating and investigating terrorism. TheBatla House controversy of 2008 in Delhiis an example to mention for sheerpoliticisation of terror matters and puttingdedicated policemen in a state ofdiscomfiture and danger.There are several misconceptions aboutwhat an investigation like the one into theBombay blasts could achieve. Theestablishment, both past and present, is oftenaccused of a failure to secure all the accusedand get those available convicted by thecourt. The inability to bring the architect ofthe 1993 conspiracy, Dawood Ibrahim, toIndia to face trial has in particular beenoutrageously assailed as an index of theincompetence of our agencies. This is unfair,to say the least. Despite nearly foolproofevidence that he is being protected by thePakistani authorities, my perception is thatno amount of security cover canpermanently shield such a fugitive fromjustice.Looking back 16 years, the most importantimage in my mind is, of a member of the

judiciary who was scared to take up thecase to conduct a day-to-day trial. He hadto be assured of an incredible scale ofsecurity before agreeing. It is an entirelydifferent matter that later on he rose to theoccasion to dispense justice that is nowhailed in many quarters. He also went on toadorn the Bombay High Court.The public should know that it is not theinvestigator alone who needs to have theguts to unravel all the facts. The judiciaryshould also be enabled to build a corps offearless judges who are not onlyknowledgeable about the intricacies ofcontemporary terrorism but also have thecourage to steer the proceedings during atrial.Inquiries into the 12 explosions in variousparts of Bombay in March 1993 were firsthandled by the city police before beingtransferred to the Central Bureau ofInvestigation to facilitate an investigationthat had assumed pronounced internationaldimensions, with the escape from thecountry of one of the principal conspirators,Tiger Memon, and other prominentaccused like Dawood Ibrahim alreadyaboard.The Bombay Police did an outstanding jobin first identifying many of the large numberof the accused and later bringing them beforethe special TADA court. They furtherproduced enough credible evidence topersuade the court to frame charges againstmost of them.The common impression that units of a Statepolice are hardly equipped to handleinvestigations of such epic proportions wasfor once proved wrong by the remarkablegroundwork done by the Bombay Police.The investigations into the November 26,2008 attacks were again clinical, proving onceagain that in post post-Independence India,despite the valuable resources and talent thatare available in the States, we have beensystematically diluting the capacity andskills of the local police forces. The politicalleadership is the main culprit for this

dismaying phenomenon. Equallyblameworthy is the police leadership, whichhad over the year’s meekly abdicatedprofessionalism on the sometimes dubiousplea of political interference. The NationalInvestigation Agency, (NIA) set up inDecember 2008, has somewhat filled in thegap in terror investigation skills betweenState and Central agencies.Recent attacks in Europe, especially in theU.K., have convinced us that no amount ofdeterrence can foil adventurism on thestreets. But merely beefing up numbers ofpolicemen is of no avail. What is even morecrucial is the need to constantly sharpenpolice reflexes vis-a-vis responding to anact of terror. The eight minute reaction timedisplayed by the Metropolitan Policeduring the London Bridge attack deservesto be studied in detail and emulated.Governments and police forces have theirroles cut out. But what about the citizenry?Is it not the responsibility of the privatesector and volunteer groups to prepare forthe worst-case scenario without waiting foran actual disaster to occur.1. Which can be the most suitable title of

the passage?(a)    Lessons for investigating term.(b)  Origin of terrorism(c)   Terrorism – A myth or A reality(d)   Terrorism – A menace(e)      None of these

2. How many persons were convicted forthe Bombay Blast of 1993?(a)  5 (b)  6(c)  7 (d)  8(e)  9

3. What was the purpose of theestablishment of TADA court?(a)    To punish criminals(b)    To punish terrorists(c)      To punish Abu Salem(d)      All of these(e)      None of these

4. Which of the following acts as a bridge inbetween the Union and State authoritiesfor investigation of terrorism?

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(a)  The CBI(b)  The TADA Court(c)  The BPRD(d)  The IB(e)  None of these

5. The author of the passage seems to bequite anguished over(a) The terrorists(b) The Mafia(c) The higher police authorities(d) All of these(e) None of these

6. What criticism the author levied on thejudiciary?(a)    Scared to conduct a day to day

trial(b)   Lingering period for trials(c)     Knowledge of contemporary

terrorism(d)     All of the above(e)     None of the above

7. The capacity and skill of the policeforces have been diluted, to a greatextent due to(a) Police leadership(b) Political leadership(c) Political interference(d) All of these (e) None of these

Direction(Q. 8-9) : Choose the wordwhich is MOST SIMILAR in meaningto the word printed in bold as used in thepassage.

8. ADORN(a) Glorify (b) Decorate(c)  Embellish (d) Scorn(e) Bequeath     

9. PROMINENT(a)    Efficient(b) Notable(c) Effervescent(d) Prudent(e) Wiley     

Direction (Q.10) : Choose the wordwhich is MOST OPPOSITE in meaningto the word printed in bold as used in thepassage.

10. DUBIOUS(a) Equivocal (b) Sceptic(c)  Definite (d)  Vague(e)  Outlandish

Directions (11-15): Choose the sentenceswhich are correct in terms of Englishgrammar.

11. A. Sometimes, we think we are onlythe people with problems.

B. Our problems override otherconsiderations; we can’t thinkbeyond our own vexations.

C. When we see a small dampnesson our wall we scurry to get themrepaired and corrected,

D. But we don’t think of peoplewhose homes have been washedaway by the rage of the rain gods.

(a) A and B (b) B and D(c) C only (d) C and D(e) None of the above

12. A. Chen Jianping repeated again ontwitter something her fiancé said

B. About anti-Japan protests gettingviolent, and added, “Charge, angryyouth!”

C. For this she was sentenced oneyear in a labour camp.

D. Twitter is banned in China, butits easy to use blocked sites withsimple internet tricks.

(a) A only (b) B only(c) C only (d) B and D(e) None of the above

13. A. The Great Pacific Garbage Patch,is gyre of marine litter in the centralNorth Pacific Ocean.

B. The patch extends over a verywide area, with estimates rangingfrom area

C. the size of the state of Texas toone larger as the continentalUnited States;

D. however, the exact size isunknown.

(a) A and D (b) B and C(c) C only (d) D only(e) None of the above

14. A. At media agency Mindshare’sMumbai office

B. sit a team of ninety-threeindividuals

C. who’s only focus is the consumergiant Hindustan Unilever.

D. In fact, this unit occupies an areathe size of most mid-sizedagency’s in this country.

(a) A only (b) A and C(c) A and D (d) B and C(e) None of the above

15. A. One of the classroom exercise Iconduct with my PersuasiveCommunication students

B. at IIMA is taken fromKurukshestra war.

C. I ask a student to be Kunti, otherto be Karna.

D. Kunti has to persuade Karna toleave Duryodhana and join thePandavas.

(a) A only (b) A and B(c) C and D (d) D only(e) None of the above

Directions (Q. 16-20) : Rearrange thefollowing five sentences (A), (B), (C), (D)and (E) in the proper sequence to form ameaningful paragraph and then answerthe questions given below.

A. We establish a relationship withthem. Our relations with ourfriends are based as much on howwe learn to live.

B. Moments of disagreement. If ourfriends and family consist only ofthose who agree

C. We dissent at home, with ourfriends and with our colleagues inthe places we work. It is throughthese ways of dissenting that

D. With our disagreements as onother things. The relationshipbetween spouses is filled withmany.

E. With us all the time, then we willnot have any friends and family.

16. Which of the following will be theTHIRD sentence after rearrangement?(a) C (b) D(c) E (d) A(e) B

17. Which of the following will be theFIFTH sentence after rearrangement ?(a) B (b) E(c) C (d) A(e) D

18. Which of the following will be theSECOND sentence afterrearrangement ?(a) D (b) C(c) A (d) E(e) B

19. Which of the following will be theFIRST sentence after rearrangement ?(a) B (b) A(c) C (d) D(e) E

20. Which of the following will be theFOURTH sentence afterrearrangement ?(a) A (b) C(c) E (d) B(e) D

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Direction (21-25) : In each questionbelow a sentence is given with two blanksin each. Each question is followed by fouroptions with two words in each. You haveto select that option as your answerwhich can fill both the blanks of thesentence.

21. Sanity time is at hand. Michael Gove isright. The reckless, crash-bang-wallopof the hard-Brexit fantasists has hadits day. They have not produced aplausible future for British trade withEurope. The default option is now“crashing out”, and that is_______________ . Of course theChequers proposal has problems. Butit takes the UK out of the EU and keepsfrictionless trade with EU members.Both were always pledged by the primeminister as constituting Brexit. The EUasked for Britain’s proposals to meetthis pledge, and now has them. It should_______________ them.(a) immature, devolve(b) infantile, negotiate(c) juvenile, deviate(d) adolescent, portray(e) All are Correct

22. The first, and most obvious, thing tosay is that Soon-Yi Previn has everyright to tell her story, and anypublication has the right to publish it.Obvious, and yet, obviously, not theopinion of everyone. Previn is bestknown as the _______________daughter of André Previn and MiaFarrow, and the wife of Farrow’s verymuch ex-boyfriend, Woody Allen. Sowhen New York Magazine’s interviewwith the heretofore almost silent Previnwent online on Sunday night, the most___________ reactions against it camefrom, predictably, the Farrow family.(a) assumed, apathetic(b) espoused, mild(c) adopted, vehement(d) adoptive, languid(e) All are Correct

23. For a car that was in large part thebrainchild of Adolf Hitler, who wanteda “people’s car” for Aryan families, theVolkswagen Beetle has done remarkablywell to last for 80 years. Hitler_______________ it, laid thecornerstone for its famous factory inWolfsburg and was presented with thefirst convertible version. The design of

the new car, which bore an uncanny_______________ to a stormtrooper’shelmet, was then adapted for militaryuse and produced using slave labour.(a) warranted, nutty(b) accredited, discrepancy(c) designated, diversity(d) commissioned, resemblance(e) All are Correct

24. The rightwing protection racketsurrounding supreme court nomineeBrett Kavanaugh is closing ranks,girding for war now that their man isfacing sexual misconduct _____ from awoman who says he sexually assaultedher when they were in high school. “It’stoo late for there to be any seriousconsideration at this stage,” declaredKenneth Starr, the former Republicanindependent _________ who is a leaderof the Kavanaugh defenders club.(a) allegations, counsel(b) refutations, dupe(c) negations, contravene(d) renunciations, gaff(e) All are Correct

25. October is dwarfism awareness month,when the restricted-growth communityand their families _______________awareness of their condition around theworld. So, as the mother of a little boydiagnosed with achondroplasia, themost common form of dwarfism, youcan imagine my shock when I saw aFacebook ____________ for “midgetwrestling” touring the UK this autumn.(a) swell, allude(b) growth, impassive(c) spread, advertisement(d) expand, circular(e) All are Correct

Directions(Q.26-30) : In the followingpassage there are blanks, each of whichhas been numbered .These numbers areprinted below the passage and againsteach, five words are suggested, Find outthe appropriate word in each case.The large-scale failure in communicationsservices during the recent floods in Kerala isa stark ___26___ of the lack ofpreparedness in dealing with the aftermathof disasters on the part of telecom operators,policy-makers and disaster managementagencies. India is not new to floods andearthquakes but no lessons seem to havebeen learnt from similar incidents in the past.Be it the floods in Mumbai in 2005 or the

___27___ created by heavy rains in Chennaiin 2015, communication networks have timeand again ___28___ during the crisis. Theimportance of communication for effectiveresponse in natural disasters has long beenrecognised by emergency managers. A well-designed communications and informationinfrastructure which functions during a crisiscan significantly enhance the ___29___ ofcommunities exposed to risk. This has beenacknowledged by India’s policy-makers aswell, as the Department of Telecom has laidout a Standard Operating Procedure withclear instructions on what needs to be doneby all stakeholders. Yet the ___30___ ofcountry’s communications infrastructure inreality exposes the huge gap between planand practice.

26. (a) dilutor (b) reminder(c) defilement (d) dirtier(e) All are Correct

27. (a) concordance(b) collocation(c) havoc(d) convention(e) All are Correct

28. (a) rocketed (b) surged(c) soared (d) collapsed(e) All are Correct

29. (a) resilience (b) frailty(c) tenacity (d) embrittlement(e) All are Correct

30. (a) ampleness (b) fragility(c) durability (d) endurance(e) All are Correct

QUANTITATIVE APTITUDE

Directions (31-35) : Given below is thepercentage distribution of number ofstudents from 5 different collegesattended different number of seminars.

CollegeNo.of

SeminarsAttended

-1

No.ofSeminarsAttended

-2

No.ofSeminarsAttended

-3

No.ofSeminarsAttended

-4

No.ofSeminars

Attended -5

No.ofSeminarsAttended

-6P 20 15 24 8 - 15Q - 16 25 - - 18R 12 20 25 - - -S - - 25 15 22 12T 15 - 24 - 32 5

31. If the number of students from college Rwho attended at most 3 seminars isequal to number of students fromcollege S who attended at least 3seminars and the total number ofstudents from College S is 11400. Then

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find the number of students fromcollege R who attended 3 seminars.(a) 3700 (b) 4100(c) 4500 (d) 4800(e) None of these

32. Total no. of students from college P whoattended atmost 2 seminars is equal tothe sum of number of students fromcollege T who attended 1 seminar andthe number of students from the samecollege who attended 6 seminars. Thenthe total number of students fromcollege P is what percent of total no. ofstudent from college T?

(a) 177

1% (b) 45%

(c)49% (d) 577

1%

(e) None of these33. The number of students from college P

who attended more than 2 seminars isapproximately what percent less thanthe number of students from college Swho attended at least 3 seminars if thenumber of student who attended 2seminars from college P is 48 and thenumber of students of college S whoattended 6 seminars is 14 more thanthe number of students from college P,who attended 1 seminar?(a) 52% (b) 44%(c) 60% (d) 48%(e) 57%

34. If the difference between number ofstudents from college T who attended3 seminars and students who attended5 seminars is 22, and the total studentsfrom college R is 60% of the totalstudents from college T, then find thenumber of students of college R whoare attending 2 seminars.(a)32 (b)35(c)33 (d) 38(e) None of these

35. If the ratio between the no. of studentswho attended 1 seminar and the no. ofstudents who attend 2 seminars fromcollege S is 9:4, and the differencebetween the same is 35, then find thepersons from this college who attendedat most 4 seminars.(a) 237 (b) 234(c) 231 (d) 240(e) None of these

Directions (36-40) : What approximatevalue will come in place of question mark(?) in the given questions ?

36. 2

13 409601.36

?232 498.75999.37 (a) 7 (b) 3(c) 5 (d) 8(e) 7

37. 03.1442596.961501.4809

2?02.698.4 (a) 92 (b) 67(c) 72 (d) 76(e) 74

38. ?74000of%35

01.213.2of%123 2 (a) 40 (b) 51(c) 75 (d) 90(e) 65

39. 478of12

7393of

15

4

01.199.1? (a) 128 (b) 138(c) 158 (d) 178(e) 148

40. 98.7001.2809

?002.4601.12 2 (a) 1300 (b) 900(c) 1000 (d) 1100(e) 980

Directions (41-45) : Find the wrong termin the following series -

41. 33 39 56 85 127 185 254(a) 39 (b) 254(c) 185 (d) 85(e) 56

42. 7 9 21 67 275 1371 8233(a) 275 (b) 21(c) 67 (d) 1371(e) 8233

43. 7 4 5 9 21 52.5 160.5(a) 4 (b) 5(c) 9 (d) 52.5(e) 21

44. 13 27 45 117 333 981 2925(a) 13 (b) 27(c) 45 (d) 117(e) 333

45. 3 6 15 45 157 630 2835(a) 45 (b) 15(c) 157 (d) 283(e) 630

46. From a mixture of 100 litres of milk andwater which contain 70% milk and 30%water some amount is taken out andreplaced with water . The resultantmixture contains equal amount of milkand water . find the amount of mixturetaken out in first step.

(a)7

100litre (b)

7

200litre

(c)7

50litre (d)

7

150litre

(e) 25 litre47. Mr. Smart while buying clothes uses a

faulty meter tape which actuallymeasures 110 cm for a meter and whileselling them he uses another faultymeter tape which actually measures 90cm for a meter. If he buys the cloth at adiscount of 5% on the marked priceand sells it at a discount of 10% on thesame marked price , then what is hisapproximate percentage gain or loss ?(a) 15.8% (b) 14.6%(c) 12.5% (d) 13.8%(e) 17.2%

48. A playground is in the shape of arectangle . A sum of Rs. 1000 was spentto make the ground usable at the rateof 25 paisa per sq. m. The breadth ofthe ground is 50m. If the length of theground is increased by 20m , What willbe the expenditure in rupees at the samerate per sq. m?(a) 1500 (b) 2250(c) 1250 (d) 1000(e) None of these

49. Two place P and Q are 160 km apart . Atrain leaves P for Q and at the sametime another train leaves Q for P . Boththe trains meet 5 hrs after they startmoving . If the train travelling from Pto Q travels 6 km/hr faster than theother train , find the speed of the fastertrain.(a) 19 km/hr(b) 13 km/hr(c) 21 km/hr(d) Can’t be determined(e) None of these

50. Pipe A can fill an empty tank in 4 hours,while pipe B can fill it in 6 hoursworking separately . pipe C can emptythe whole tank in 4 hours. Brava

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opened the pipe A and Bsimultaneously to file the empty tank.He wanted to adjust his alarm so thathe could open the pipe C when it washalf-filled, but he mistakely adjustedhis alarm at a time when his tank wouldbe ¾ th filled . What is the timedifference between both the cases, tofill the tank fully ?(a) 48 min (b) 54 min(c) 30 min (d) None of these(e) Can’t be determined

51. A committee of 5 people is to be formedamong 4 girls and 5 boys . what is theprobability that the committee willhave less number of boys than girls ?(a) 3/14 (b) 7/13(c) 3/5 (d) 5/14(e) None of these

52. If annually income of Aman is 7.8 lakh .He spend 20% of his monthly income

on rent and food ,13

1 of remaining on

clothes and 25% of remaining spendon Entertainment. If he distributed theremaining income among his son ,daughter and wife in ratio of 4:3:5 ,then find the sum of money got by hisson and wife?(a) 25000 (b) 31000(c) 16800 (d) 27000(e) None of these

53. The average marks of Rahul decreasedby 1 when he replaced the marks ofHindi in which he got 40 marks by twosubjects in which he got 23 and 25marks . Later he also included 57 marksof math due to which the average marksincreased by 2. How many subjectswere initially ?(a) 20 (b) 15(c) 30 (d) 10(e) None of these

54. B is 6 years older than A . If the ratio ofB’s age 9 years hence and C’s presentage is 9:8, average present age of C andD is 25 and age of D is is greater thanage of C. difference between sum ofpresent age of A and C to the sum ofpresent age of B and D is 18.What willbe the age of D after 5 year.(a) 18 years (b) 25 years(c) 31 years (d) 24 years(e) 48 years

55. A and B started a business with aninvestment in the ratio of 5: 3respectively. After 6 months from thestart of the business, C joined them

and the respective ratio between theinvestments of B and C was 2:3 . If theannual profit earned by them was Rs.12300, what was the differencebetween B’s share and C’s share in theprofit?(a) Rs.900 (b) Rs.800(c) Rs.600 (d) Rs.400(e) Rs.700

Directions (56-60) : In each of thesequestions, two equation (I) and (II) aregiven. You have to solve both theequations and give answer

(a) If x < y(b) If x y(c) If x = y or no relation can be

established(d) If x > y(e) if x y

56. I. 030x16x2 2

II. 015y8y2

57. I. 3 1728x

II. 169y2

58. I. 80y7x2

II. 60y2x3

59. I. 0160x106x13 2

II. 015y19y6 2

60. I. 084x19x 2

II. 0156y25y2 Directions (61-65) : Read the data givenbelow and answer the followingquestions.Given below is the line graph which showsthe population of five cities in 2016 andtable shows the ratio of male to female inthese five cities.Note: Some values are missing in the table,you have calculate these values if necessaryto answer question.

M:FDelhi 3:5

Mumbai 7:5Agra 3:4

Indore 6:5Agartala -:5

61. If there is an increase of 25% and 15%population of male & female live inDelhi in year 2017 with respect toprevious year. Then what will be totalpercentage rise in the population ofDelhi in 2017 with respect to previousyear?(a) 18.85% (b) 18.65%(c) 19% (d) 18%(e) 18.75%

62. In Agartala8

1th of the person affected

from Dengue, then what is ratio of un-affected females to unaffected male inAgartala,if no. of un-affected males inAgartala is same as no. of males in delhi(a) 9:19 (b) 19:9(c) 17:9 (d) 9:17(e) None of these

63. What was the difference of male &female in Mumbai city in 2014 if thereis an increase in 20% of populationevery year (approximately)(a) 10417 (b) 10217(c) 10317 (d) 10400(e) Cannot be determined

64. Males of Mumbai is what percent lessor more than the male of Agartala if theaverage number of males in Delhi, Agra& Agartala is 27,500?(a) 42.86% less(b) 75% less(c) 75% more(d) 42.86% more(e) None of these

65. If4

1th of male and

5

1 of female of Indore

leave the city and all those who leaveIndore came to Delhi & Mumbai in theratio of 3 : 2 respectively then what isthe percent increase of the populationin Mumbai ?

(a)333

1% (b)11

9

1%

(c)129

1% (d)16

3

2%

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(e)83

1%

REASONING ABILITY

Directions (Q.66-70) : Read the followinginformation carefully and answer thequestion that follow:Eight friends A, B, C, D, E, F, G and H aresitting around a circular table. They all wereborn in different months of the same yearstarting from January to August but notnecessarily in the same order. Only oneperson is born in one month. No one facesoutside the centre.The person born in July sits third to theright of E. H is an immediate neighbour of E.The oldest person sits second to the right ofH. F sits third to the right of G. G was notborn in July. Only one person sits betweenH and oldest. A and D are immediateneighbours of each other. Neither A nor Dwas born in July. The person born in Aprilsits second to the right of A .Two personssit between C and the person born in Maybut he is not D. C was not born in July. Theperson born in June is not an immediateneighbour of the person born in July. Theperson born in February sits second to theleft of A. G is not the oldest. The oldest andyoungest person sit opposite to each other.

66. Who among the following was born inMarch?(a) A (b) G(c) H (d) D(e) C

67. What is the position of D with respectto the person who was born in July?(a) Second to the left(b) Second to the right(c) Immediate right(d) Immediate left(e) None of these

68. E was born in which of the followingmonths?(a) March (b) June(c) February (d) August(e) January

69. B was born in which of the followingmonths?(a) March (b) January(c) February (d) July(e) May

70. Who sits exactly between the personswho were born in August and May?(a) H and G(b) H and F

(c) Only April-born person(d) A and F(e) Only B

Directions (Q.71-75) : In each of thequestion below are given somestatements followed by someconclusions. You have to take the givenstatements to be true even if they seemto be at variance from commonly knownfacts. Read all the conclusions and thendecide which of the given conclusionslogically follows from the givenstatements disregarding commonlyknown facts.

71. Statements : Some A are B.All B are DAll D are E.Conclusions : I. At least some D areA.II. All E being A is possibilityIII. Some D are not A(a) Only I follows(b) Only II follows(c) Only I and II follows(d) Only III follows(e) None follows

72. Statements : Some M are not NSome P are NSome R are MConclusions : I. All P are M is apossibilityII. All N can be RIII. No M is N.(a) Only I follows(b) Only II and III follow(c) Only I and III follow(d) Only I and II follow(e) None of these

73. Statements : Only A are CNo A is BSome D are BConclusions : I. Some D can never CII. Some A are CIII. Some D are not C(a) Only I follows(b) Only II follows(c) Only III follows(d) Only II and III follow(e) None of these

74. Statements : Some A are B.All D are EAll B are DConclusions : I. At least some D arenot A.II. All E are A.III. Some E are A

(a) Only I follows(b) Only II follows(c) Only III follows(d) Only I and II follow(e) None of these

75. Statements : No M is QSome R are MSome Q are RSome S are RConclusions : I. Some R are not QII. Some R are not MIII. All S are R is a possibility(a) Only I and III follow(b) Only II follows(c) Only II and either I or III follow(d) All follow(e) None of these

Directions (Q.76-80) : Study the giveninformation carefully to answer thegiven questions.Seven boxes M, N, O, P, Q, R and S are keptone above another, but not necessarily inthe same order. Each box is of a differentshape – Square, Triangular, Rectangular,Hexagonal, Conical, Pentagonal andOctagonal – but not necessarily in the sameorder.The Hexagonal box is kept immediatelybelow M. Only two boxes are kept betweenthe Hexagonal box and the square box. Morethan two boxes are kept above the Squarebox. Only one box is kept between the Squarebox and R. O is kept immediately above R.Neither O nor S is a hexagonal box. S is keptimmediately above the Pentagonal box. S isnot a Square box. N is kept immediatelyabove Q. Only one box is kept between Nand the Triangular box. N is kept above theTriangular box. Only two boxes are keptbetween the Triangular and the octagonalbox. The Rectangular box is kept neither atthe top nor at the bottom of the stack.

76. Which of the following is keptimmediately below R?(a) S(b) The Triangular Box(c) P(d) N(e) The conical box

77. Which of the following boxes isRectangular in shape?(a) R(b) N(c) M(d) O(e) Other than those given as options

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78. Four of the following five are alike in acertain way and hence from a group.Which of the following does not belongto that group?(a) M-Triangular(b) M-Hexagonal(c) O-Octagonal(d) S-Square(e) S-Conical

79. What is the position of S in the givenstack of boxes?(a) Second from the top(b) Fourth from the top(c) Third from the bottom(d) Third from the top(e) Second from the bottom

80. How many boxes are kept between Pand the Square box?(a) More than three(b) One(c) None(d) Three(e) Two

Direction (Q.81-85) : Study the followinginformation to answer the givenquestions.In a certain code, ‘her idea has merit’ iswritten as ‘fo la bu na’, ‘merit list has beendisplayed’ is written as ‘jo ke la si na’, ‘her name displayed there’ is written as‘ye si bu zo’ and ‘name in merit list’ iswritten as ‘na ye go ke’.

81. What does ‘ke’ stand for?(a) Been (b) has(c) Merit (d) Name(e) List

82. What is the code for ‘idea’?(a) fo (b) la(c) bu (d) na(e) Either bu or na

83. Which of the following represents ‘namehas been displayed’?(a) ye la ke si(b) jo si ye la(c) si jo ke na(d) bu ye ke la(e) ye si jo zo

84. What does ‘zo’ stand for?(a) there (b) displayed(c) name (d) her(e) Cannot be determined

85. Which of the following may represent‘her name is there’?(a) zo ye go wo(b) bu ye zo go(c) zo ye bu ke(d) ye zo wo bu

(e) wo go zo ye

Directions (Q.86-88) : In each questionbelow is given a group of letters followedby four combinations of digits/ symbolsnumbered (1), (2), (3) and (4). You haveto find out which of the combinationscorrectly represents the group of lettersbased on the following coding systemand mark the number of thatcombination as the answer. If none ofthe four combination correctlyrepresents the group of letters, mark (5),i.e. ‘None of these’ as the answer.

Letter L F J T A H I M R E K D U B P

Digit /Symbol

3 7 # $ 4 9 1 8 2 @ 6 % © * 5

1) If the first letter is a consonantsand the last letter is a vowel theircodes are to be interchanged.

2) If both the first and the last lettersis Vowel both are to be coded as+.

3) If both the first and the last lettersis Consonant and in between thereare two or more vowels are to becoded as 8.

4) If the first letter is vowel and thelast letter is a consonant, both areto be coded as the code for theconsonant.

86. EFHKLB(a) @7963* (b) *7963*(c) @7963@ (d) *7S63@(e) None of these

87. FTAMIR(a) 7$4812 (b) 7$1842(c) 7$8882 (d) 7$189%(e) None of these

88. HLEKBI(a) 13@6*9 (b) 93@6*1(c) 13@6*1 (d) 93@6*9(e) None of these

Directions (Q.89-93) : Study thefollowing information carefully toanswer the given questions.There are five executives i.e. A, B, C, D andE of a company VANIK. All are working inreasoning department and lives in differentplaces i.e. Vasant vihar, Vasant kunj, AshokNagar, Laxmi Nagar and Mayur vihar phase1. They all are preparing different sets ofpaper i.e. Puzzle, Syllogs, Inequality, SittingArrangement and Coding Decoding and theyall like different bikes, Avenger, Hero, Bajaj,Ducati and Yamaha.

The one who lives in Laxmi Nagar likesYamaha bike. E lives in Vasant kunj andpreparing the paper of Coding Decoding. Adoes not live in Laxmi Nagar. The one wholikes Hero, preparing paper of Sittingarrangement and he is not B. C lives in AshokNagar and he does not like Bajaj and Heronor he is preparing the paper on Puzzle andSyllogs. A likes Avenger and he does notbelong to Vasant vihar.

89. The one who belongs to Ashok Nagar, ispreparing the paper on which topic?(a) Puzzle(b) Syllogs(c) Sitting arrangement(d) None of these(e) Inequality

90. Who lives in Laxmi Nagar?(a) A (b) B(c) C (d) D(e) None of these

91. Which of the following combination ofExecutive-place-bike is correctlymatched?(a) A-Mayur Vihar ph 1-Ducati(b) B-Vasant vihar-Hero(c) C-Ashok Nagar-Ducati(d) D-Vasant kunj-Hero(e) None of these

92. In the given arrangement, if C is relatedto inequality and E is related to Codingdecoding then in the same way A isrelated to?(a) Puzzle(b) Sitting arrangement(c) Syllogs(d) Either a or c(e) None of these

93. Who among the following like Bajaj?(a) E (b) B(c) C (d) D(e) A

Directions (Q.94-95) : Answer thefollowing questions referring to thesymbol-letter-number sequence givenbelow :K F 5 L S 2 $ Z O M 1 N 3 G B I 9 D 6Y 4 ~ J 7 E

94. Which of the following is exactlymidway between the tenth elementfrom the right and fifth element fromthe left end?(a) O (b) M(c) 1 (d) (e) None of these

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95. How many letters are there in the abovesequence which are immediatelypreceded by a number and immediatelyfollowed by a consonant?(a) None (b) One(c) Two (d) Three(e) None of these

Directions (Q.96-97) : Read each of thefollowing statements carefully andanswer the questions.

96. Which of the following symbols shouldreplace the question mark in the givenexpression in order to make theexpressions ‘K H’ and ‘M > J’definitely true?H I = J ? K L < M

(a) > (b) (c) (d) Either < or(e) =

97. Which of the following symbols shouldbe placed in the blank spacesrespectively (in the same order fromleft to right) in order to complete thegiven expression in such a manner that‘N < K’ definitely holds true?K – L – M – N(a) , = , > (b) , < , =(c), =, < (d) >, , <(e) None of these

Direction (Q.98) : Study the followinginformation carefully to answer thegiven questions.Ravi starts his journey from his home andhe walks 10 km towards South direction.He takes a left turn and walks 8 km. Afterthat he takes a right turn and walks 10 km.Now, he walks 14 km after taking a rightturn. Finally, he reached his office.

98. In which directions, Ravi’s home withrespect to Ravi’s office?(a) South-West (b) North(c) West (d) North-east(e) North-west

Direction (Q.99) : Study the followinginformation carefully to answer thegiven questions.

P × Q means P is father of QP Q means P is daughter of QP + Q means P is sister of QP – Q means P is husband of Q

99. In G × T + Q M, how is M related toG?(a) Mother (b) Sister

(c) Wife (d) Daughter(e) None of these

100. If it is possible to make only onemeaningful word with the first, thethird, the fifth and the eight letters ofthe word SHAREHOLDING, whichof the following will be the second letterof the word? If no such word can bemade, give ‘X’ as the answer and if morethan one such word can be made, give‘Y’ as the answer.(a) L (b) E(c) A (d) X(e) Y

EXPLANATIONS

1. a 2. b 3. e 4. e5. c 6. d 7. d 8. b9. b 10. c(11-15)11-(b); A – it should be “the only”.

C- “our walls”12-(b); A – “Again” each superfluous

C-”to” after sentenceD-it “is” instead of “Its”

13-(d); A – “A gyre” is correctB – It should be “across” instead of“over”.C – “large” instead of “larger”.

14-(a); B – “sits”C-”whose” in place “who’s”D-”Agencies”

15-(d); A – “exercises”B – “The” before “kurukshestra”C-”another” in place of “other”.

16. b 17. b 18. c 19. c20. d 21. b 22. c 23. d24. a 25. c 26. b 27. c28. d 29. a 30. b31. (a) No. of students from college R who

attended at most 3 seminars

8436100

7411400

Required students

37002557

8436

32. (d) ; Let total no. Of students fromcollege T = 100Total no. of students from college

7

157100

35

20P

Required %

%7

157100

10071

57

33. (e); Total no. of students from college

P 32010015

48

No .of students from college P whoattended 1 seminar

64100

20320

Total no.of students from college

S

65010012

1464

Required %

%5775.56100481

208481

34. (c); Total no. of students from college

2751008

22T

Total no .of students from college R

165100

60275

Required no.of students

33100

20165

35. (c); Let No. of students who attended 1seminar and 2 seminar are 9x and 4xrespectively .

ATQ. 35x4x9 7x ,35x5So no. of persons attending 1 seminar= 63So no .of persons attending 2 seminar= 28Required no. of students

23126

662863

36. (c); 22

13 99.37409601.36

?23 498.759

Or, 23

23?

769

384096364

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22

44

76769

3838494 33

3

333

523? 4444 5?

37. (d); (4809.01 + 9615.96 + 14425.03) 4.98 + 6.02 = (?)2

Or, 65

1442596164809? 2

6577065

28850

Or, 5776? 2

765776? 38. (b); ?74000of%35

01.213.02of%123 2

Or, 2100

13123?

100

74000352

Or, 299.15?

25900 2

5158.5021616

25900?

39. (a) ;15

4 of of

12

7393

01.199.1?478

Or, 47812

7393

15

43?

Or, 48012

7390

15

43?

Or, 2801043?

Or,3

384?

128?

40. (c) ; 461282809? 2

Or, 46128

53? 2

Or, 46954? 1000?

41. (c)

Wrong no is 185

42. (a); ,32,21

.....54,43 275not,2735467

43. (e); ,11,5.05.0

....22,5.15.1 20229 , not 21

44. (b); ,.....183,183,183

27not2118313 45. (c); ....5.3,3,5.2,2

157not5.1575.345 46. (b); Initial ratio of milk and water = 7:3

Final ratio of milk and water = 1:1Let amount of mixture taken out is x

litre then, 5010

x770

L7

200x

47. (a); Suppose , he purchases 900 cm ofclothAnd the mark price of the cloth be Rs.100 per cm.Actual length of cloth bought by him =990 cmC.P. for him

500,85.Rs95900.Rs While selling he gives 90 cm for a meter.Hence, he will given 990 cm for

.cm110099090

100

S.P for him

000,99.Rs)901100.(Rs Profit %

%8.15100

000,85

8550099000

Short tricks :

x1578.119

18

9

10

10

11x

%8.157.15 profit

48. (c); Area of ground

2m400025.0

1000

Breadth = 50 m

Length m8050

4000

New length = 80 + 20 = 100 mNew area = 100 50 = 5000 m2

So, expenditure = 5000 0.25 =Rs.1250

49. (a); Let slower train moves with x km/hr . Hence speed of faster train will be

6x kmph

16056xx

Or, ,16030x10 Or, 13x speed of faster train = 13 + 6 = 19km / hr

50. (b)

Case I : Time taken to fill the tankwhen pipe C was opened when tank

was half filled5

21

2

6

5

6 hr

Case II : Time taken to fill the tankwhen pipe C was opened when tank

was 3/4th filled10

33

2

3

5

9 hr

Difference in time taken to fill thetank in two cases =

10

33

5

21

10

9 hours 54 mins

51. (d); There are two cases1st case:1 boy and 4 girlsProbability

126

5

C

CC

59

44

15

… … ( i )

2nd case:2 boys & 3 girlsProbability

126

40

C

CC

59

34

25

………(ii)

Adding equation (i) and (ii)Required Probability

14

5

126

45

126

40

126

5

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52. (d); Aman’s monthly income =12

8.7=

Rs.65000

13000100

2065000ntReFood

Remain = 65000 – 13000 = 52000Cloth + Entertainment

100

25

13

15200052000

13

152000

100

25480004000

16000120004000 Remaining

360001600052000 Son : Daughter : Wife

12

536000:

12

3

36000:12

436000

15000:9000:12000Son + wife

270001500012000 53. (b); Let the number of subject initially

be ‘n’ and the initial average be ‘a’

1n1a252340na a – n = 9Also ,

2n)1a(578na

2na2na65na 63na2

In solving (i) & (ii)A = 24 & n = 15

54. (c); Let present age of A, B, C and D isa, b, c and d respectively .Now ATQ

6ab …………….(i)

8

9

c

15aor

8

9

c

9band

Or 15a9

8c ……….(ii)

c50d50dc …..(iii)Now

8cadbDifference ……..(iv)Put the value of b, d and c in (iv)

815a9

8a

15a9

8506a

Solving

12a 18b 24c 26d

D’s age after 5 year 31526 55. (a); A : B = 5 : 3 = 10 : 6

B : C = 2 : 3 = 6 : 9A : B : C = 10 : 6 : 9Ratio of profit

9:12:20

6x9:12x6:12x10

Required difference

900.Rs1230041

912

56. (c) ; I. 030x16x2 2

030x6x10x2 2

05x65xx2

5,3x

II. 015y8y2

015y3y5y2

015y35yy

5,3y No relation can be established

57. (c); I. 12x 13y

No relation can be established58. (d); Multiply I by 3 and II by 2 and

subtracting II from I

yx17

260 xand

17

120y

59. (d); I. 0160x106x13 2

0160x26x80x13 2

080x13280x13x

x = 2,13

80

II. 015y19y6 2

015y9y10y6 2

05y335y3y2

3

5-,

2

3y

x > y

60. (b); I. 084x19x 2

084x7x12x 2

012x712xx

012x7x

12or7x

II. 0156y25y2

0156y13y12y2

012y1312yy

012y13y

yx

12or13y

61. (e); In 2017 total population

100

115

8

5000,60

100

125

8

3000,60

28,125 + 43, 125 = 71250Total increased in population = 71,250– 60, 000 = 11, 250% increase

%75.18100000,60

11250

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62. (b); Unaffected person

000,70000,808

7

No. of un-affected males in Agartala =No. of males in Delhi

500,228

3000,60

No.of unaffected females = 47, 500

Ratio9

19

225

475

22500

47500

63. (e); Cannot be determined since ratio ofpopulation of males and females inDelhi in 2014 is not given

64. (c); Total no. of males in Delhi + Agra +

Agartala 82500327500 Males in Agartala

000,707

3000,60

8

382500

000,30000,302250082500 Males in Mumbai

500,52000,9012

7

%75100000,30

000,30500,52more%

65. (b); Total persons who leave indore

000,25000,10,111

5

5

1

000,10,111

6

4

1

Persons come to Mumbai

000,105

2000,25

% increase of population in Mumbai

%9

111100

000,90

000,10

(66-70)

66. a 67. b 68. b 69. d

70. c(71-75)71. c

72. d

73. d

74. c

75. d

(76-80)

Box Shape of BoxO Conical

R Octagonal

N Rectangular

Q Square

S Triangular

M Pentagonal

P Hexagonal

76. d 77. b 78. e 79. c80. e(81-85)

Using the given four statements, thecodes areher bu been jo

idea fo displayed si

has la name ye

merit na there zo

list ke in go81. e 82. a 83. b 84. a

85. d; Code for ‘is’ is not known but out ofthe given five options only ‘ye zo wobu’ may be the coding.

86. b; Since the first letter is vowel and thelast letter is consonant, so both are tobe coded as code of consonant i.e. of Bwhich is *.

87. c; Since first and last letters areconsonants and in between there aretwo vowels, so both the vowels are tobe coded as 8. So the code is 7$8882.

88. a; Explanation;Since 1st letter is a consonant and lastis a vowel, so their codes are to beinterchanged. So the code for HLEKBIis 13@6*9.

(89-93)

Executive Places Paper On BikeE Vasant kunj Coding Decoding BajajD Vasant vihar Sitting

ArrangementHero

C Ashok Nagar Inequality DucatiB Laxmi Nagar Puzzle/Syllogs YamahaA Mayur Vihar

ph 1Syllogs/Puzzle Avenger

89. e 90. b 91. c 92. d93. a 94. b95. c; 5LS, 3GB

96. e; H MLKJI 97. a; K L = M > N

From this expression we can concludethat N < K.

98. d;

99. c

100. e; SALE, SEAL

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ENGLISH LANGUAGE

Direction (1-10) : Read the followingpassage carefully and answer thequestions given below it.The three investment funds from whichBNP suspended redemptions in August2007 held less than 0.5% of the money theFrench bank managed at the time. Yet thesehumble entities turned out to be theproverbial canaries in the coal mine: theirspasm was one of the first signs of theimpending credit crunch. The question ofthe moment is whether several similarlyobscure funds that recently announcedforced liquidations are canaries too. Do theirwoes reveal financial fault-lines, or did theyjust take exceptional risks?The funds in question all invested in low-rated corporate debt. Investors have souredon such “high-yield” or “junk” bonds thisyear, causing prices to fall sharply andyields to surge. The best-known of thevictims, a mutual fund managed by a firmcalled Third Avenue, specialised indistressed debt, on which average yields haverisen from 8% in 2014 to an astronomical18% now. The fund had lost 27% of its valuethis year and had seen big withdrawals,which together had caused its assets toshrink from $3 billion to $790m before ThirdAvenue suspended redemptions onDecember 10th. The firm said that thefebrile state of the markets and theaccompanying rush of withdrawals wereforcing it to sell the fund’s holdings at firesale prices. An orderly unwinding, it argued,would serve investors better.The next day a hedge-fund manager calledStone Lion Capital announced a suspensionof redemptions from its junk funds. And onDecember 14th Lucidus Capital Partners, afund manager specialising in high-yieldbonds, said it had liquidated all itsinvestments. Doomsters point in particularto a mismatch at the heart of Third Avenue’smodel. Its high-yield fund’s prospectuspromised investors quick access to their

money but its bets were on illiquid and riskyassets. Its second-biggest position was inthe bonds of a bankrupt firm called EnergyFutures Holdings Corporation. Unratedsecurities amounted to 40% of assets.Whatever the merits of these investments,they proved hard to shift in a skittish market.That has prompted close scrutiny not justof other junk-bond mutual funds but also ofexchange-traded funds (ETFs) that holdhigh-yield debt. ETFs are structured so thatthey can be traded as easily as conventionalshares, even though the underlying assetsare often not nearly as liquid. (Shares injunk- bond ETFs have continued to changehands energetically this week.)Yet junk-bond funds make poor canaries.For one thing, even their name conveys risk.Unlike the funds that buckled at the start ofthe credit crunch, they are not seen asrelatively safe investments. Many of theconcerns about credit centre on the debt ofenergy and mining firms, whose troubleshave been widely aired during the year-longrout in commodity prices. These industriesaccount for only $225 billion or so of the $1trillion market for junk bonds, according toWells Fargo, a bank.Energy firms with goodcredit ratings continue to borrow relativelycheaply. On December 10th, for instance,Schlumberger, an oil-services firm, sold $6billion in bonds with an interest premiumof just 1-2 percentage points overTreasuries. Blue chips in other industriescan borrow even more cheaply: onDecember 9th Visa paid a premium of lessthan one percentage point to borrow $16billion. Regulators have long worried thatthe illiquidity of corporate bonds couldprove a problem for fund managers, and thatfire sales at such funds may prove a systemicrisk. Ironically, the bond market is less liquidthan it used to be, in part because of moreexacting capital requirements that have madeit moreexpensive for banks to hold bonds.But the tentativesolution regulators haveproposed—classing some big fund managers

and mutual funds as “systemicallyimportant” and thus subject to stricterrules—would not have helped in this case.None of the firms that are now in difficultieswould have been big enough to qualify. Smallfunds did signal big tremors back in 2007.But given their explicit riskiness, the ideathat today’s failing funds are canaries looksmore like a canard.

1. What according to the passage is trueabout the firm called “Third Avenue”?A. The corporate is a victim of

investment fund.B. is specialized in distress debtC. Suspended redemption on the last

month of the yearD. high yeilding fund(a) OnlyA(b) All of these(c) Both B and C(d) All except A(e) None of these

2. What is the meaning of the term“Systematically important”?(a) beneficial(b) crucial(c) necessary(d) important(e) None of these

3. Why the regulators of investment fundsare worried?A. illiquidity of corporate bondsB. discounted selling is a risky factorC. liquidity will worry the investors(a) both A and B(b)both B and C(c)Both A and C(d)all of these(e)None of these

4. What is the most appropriate antonymof the word “TREMORS” accordingto the context off the passage:(a) flutter (b) equanimity(c) throb (d)fear(e) Noneofthese

5. What is the most appropriate meaningof the word “FEBRILE”?

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(a) aloof (b) delirious(c) arc (d)bleak(e) None of these

6. What is the tone of the passage?(a) lamenting (b) optimistic(c) ironic (d)informative(e) None of these

7. What is the most appropriate meaningof the word “SPASM”:(a) harmony(b) throe(c) contraction(d) painkiller(e) None of these

8. What should be the most appropriateTitle of the passage?(a) importance of investment(b) investment funds(c) Canary or Canard?(d) victims of investment(e) None of these

9. Writing the passage, the author wantsto enlighten the part of financialsystem.(a)Negative (b)positive(c)Authentic (d) scrutinizing(e) None of these

10. Which of the following sentences is notcorrelated to the given sentence?(a) Unlike the funds that buckled at

the start of the credit crunch, theyare not seen as relatively safeinvestments.

(b) Many of the concerns about creditcentre on the debt of energy andmining firms, whose troubles havebeen widely aired during the year-long rout in commodity prices.

(c) These industries account for only$225 billion or so of the $1 trillionmarket for junk bonds, accordingto wells Fargo a bank.

(d) With rising age, numerousphysiological changes occur andthe risk of chronic diseases risesenergy firms with good creditratings continue to borrowrelatively cheaply.

(e) Energy firms with good creditratings continue to borrowrelatively cheaply.

Direction (11-15) : In each of thefollowing sentences, there are fouroptions are given, which have beenwritten in four different ways. Mark theoption which is grammaticallyappropriate. If the given sentence iscorrect then mark it as option (e).

11. In 2014, Mr. Obama had realised thatthe bitterly contested Afghanpresidential election had led to apolitically fragile situation.(a) In 2014, Mr. Obama realised that

the bitterly contested Afghanpresidential election had led to apolitically fragile situation.

(b) In 2014, Mr. Obama had beenrealizing that the bitterlycontestant Afghan presidentialelection has led to a politicallyfragile situation.

(c) In 2014, Mr. Obama has realisedthat the bitterly contested Afghanpresidential election had led to apolitically fragile situation.

(d) In 2014, Mr. Obama had beenrealised that the bitterly contestedAfghan presidential election hadled to a politically fragilesituation.

(e) The given sentence is correct.12. A nine judge bench of the Supreme Court,

only the tenth such instance in India’shistory was delivered a historicjudgement on Thursday.(a) The nine judge bench of that

Supreme Court, only the tenthsuch instance in India’s historichad derived a historic judgementon Thursday.

(b) A nine judge bench of the SupremeCourt, only the tenth suchinstance in India’shistory,delivered a historicjudgement on Thursday.

(c) This nine judgement bench of theSupreme Court, only the tenthsuch instance in India’s history,had delivered a historic judgementon Thursday.

(d) A nine judge bench of the SupremeCourt, only the tenth suchinstance in India’s history, wasdelivering a historical judgementon Thursday.

(e) The given sentence is correct.13. Privacy in India has raised issues ranging

from surveillance, search and seizure,and telephone taping to abortion,transgender rights and nacro-analysis.(a) Private on India has raised issues

ranging from surveillance, searchand seizure, and telephone tap onabortion, transgender rights andnacro-analysis.

(b) Privacy in India was raising issuesrange from surveillance, searchingand seizure, and telephone tapingto abortion, transgender rights andnacro-analysis.

(c) Private sectors on India raisedissues ranging from surveillance,searched and seizure, andtelephone taping to abortion,transgender rights and nacro-analysis.

(d) Privacy in India was raised issuesranging to surveillance, search andseizure, and telephoned taping toabortion, transgender rights andnacro-analysis.

(e) The given sentence is correct.14. That is difficulty to escape the

conclusion that there cases raiseddistinct issues and demand differentanalyses.(a) This is difficult from escape the

conclusion that those cases raisedistinct issues and demanddefended analyses.

(b) It was difficulty to escaped theconclusion that those cases wasraised distinct issues and demanddifferent analyses.

(c) It is difficult to escape theconclusion that these cases raisedistinct issues and demanddifferent analyses.

(d) It had difficult to escaped theconclusion that these cases raiseddistinctively issues and demanddifferent analyses.

(e) The given sentence is correct.15. In acknowledging that different

conceptions of privacy exist, it hadsignificance advancement the privacyjurisprudence in the country.(a) In acknowledgement thus

differential conceptions of privacyexist, it has significantly advancethe privacy jurisprudence in thecountry.

(b) In acknowledging that differentconceptions of privacy existment,it has significantly advancementthe privacy jurisprudence in thecountry.

(c) On acknowledgement of differentconceptions of private exist, it hadsignificant advanced the privacyjurisprudence in the country.

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(d) In acknowledging that differentconceptions of privacy exist, ithas significantly advanced theprivacy jurisprudence in thecountry.

(e) The given sentence is correct.

Direction (16-20) : Which of the phrasesgiven below the sentence should replacethe word/phrase given in bold in thesentence to make it grammaticallycorrect? If the sentence is correct as it isgiven and no correction is required,select ‘No correction required’ as theanswer.

16. The poor Brahmin led a hand tomouthful existence and could use anyjob which paid him a little.(a) handful to mouthful existence(b) hand to mouth existence(c) handing for mouthful existing(d) hand and mouth exist(e) No correction required.

17. In order to earning decent living weneed to have a good job which payssubstantial amount of money.(a) earned decency life(b) earning decency live(c) earn a decent living(d) earned decently life(e) No correction required.

18. We went to the famous restaurant to eatand were served piped hot food.(a) served piping hotter(b) serving pipe hot(c) served piping hot(d) serve pipe hotten(e) No correction required.

19. Akshay considered Suresh to be acomplete pain in the neck as he keptasking baseless questions.(a) paining in the neck(b) painless neck(c) painful necks(d) pain in necking(e) No correction required.

20. I jump through hoop to finish thisproject in time, but was not rewardedadequately.(a) jumped through hoops(b) jumping for hooping(c) jumped on hoop(d) jumping from hoop(e) No correction required.

Direction (21-25): The followingquestions have two blanks, each blankindicating that something has been

omitted. Choose the set of words for eachblank that best fits the meaning of thesentence as a whole.

21. Coercion sometimes leads to the__________ of short term goals, butits drawbacks far________ itsadvantages.(a) realization, nullify(b) appreciation, outnumber(c) accomplishment, outweigh(d) achievement, crumble(e) destination, undermine

22. Professionals focus their __________on fulfilling their responsibilities andachieving results, not on _______ aparticular image.(a) planning, devising(b) leadership, attributing(c) abilities, developing(d) energies, portraying(e) skills, obtaining

23. We must be rest assured that oursorrows, if any, are short lived andperiod of joy _______ us. Suchthinking will always maintain our________ and peace of mind.(a) calls, dream(b) befits, serenity(c) bemoans, skills(d) merits, life(e) awaits, equipoise

24. If a junior executive neglects hisprofessional development and________ education, he can easily andquickly become obsolete in a worldchanging at ______ rates.(a) management, rapid(b) higher, fast(c) better, supreme(d) continuing, dizzying(e) value, profound

25. Nothing could ______ better SwamiVivekananda’s thoughts andpersonality than his own ________language, on which I have relied heartilyin this book.(a) convey, inimitable(b) suggest, prosperous(c) contribute, rich(d) express, towering(e) focus, outstanding

Direction (Q.26 – 30) : In the followingsentences containing five parts (A, B, C,D & E) which may or may not consisterror. Find the error and mark the optionwhich does not contain the errorconsisting part. If the sentence is error

free then mark it as option as option (d)and if more than one error is thee, thenmark it as option (e).

26. Indian’s every single (A)/expectationfrom its cricket team (B)/invariablyoscillates between (C)/a cynicalpessimism (D) and an unjustifiedoptimism.(E)(a) ABCD (b) BCDE(c) ACDE (d) None of these(e) No error

27. The road widening exercise(A)/who aimsto make NationalHighway (B)/a fourlane highway(C)/ poses a threat to the(D)/fragile environment of theHimalayas.(E)(a) ABCD (b) BCDE(c) ACDE (d) None of these(e) No error

28. In the aftermath of the Asiantsunami,(A)/the sporting communityhave responded (B)/swiftly tocontribute (C)/in whatever way itcould,(D)/both financially andqualitatively.(E)(a) ABCD (b) BCDE(c) ACDE (d) None of these(e) No error

29. Seen as an indicator of the maturity(A)/of outsourcing business in India, (B)/the Indian outsourcing market (C)/isexpected to growth (D)/to eleven billiondollar by this year.(D)(a) ABCD (b) ABCE(c) ACDE (d) None of these(e) No error

30. Angered over the delay (A)/in givingcompensations, (B)/factory workersshouted(C)/slogans against thePresident (D)/when he reaches theoffice.(E)(a) ABCD (b) BCDE(c) ACDE (d) None of these(e) No error

QUANTITATIVE APTITUDE

Directions (31-35) : What should comein place of question mark?

31.

2

2

1

196841893024

459? 2 (a) – 27 (b) 29(c) 31 (d) 841(e) 1089

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32. 350 % of ? 50 + 248 = 591.(a) 4900 (b) 7890(c) 4850 (d) 4950(e) None of these

33.

111111

111155.7

4.46.2

= (?)2

(a) 11 (b) 11

(c) 121 (d) 1331(e) 14641

34. 29 % of 193 – 20 % of 204.85 =

23

1

?3375 (a) 1 (b) 4(c) 16 (d) 64(e) 0

35.4

3 of (20 % of 920 ) = ? % of 650

(a) 19 (b) 22(c) 25.26 (d) 21.23(e) None of these

Directions (36-40) : Study the followingline chart carefully and answer thequestions that follow:

36. What is the ratio of sales of Phones infirst six months to the ratio of sales ofTV during the same period?(a) 260 : 233 (b) 205 : 226(c) 234 : 243 (d) 219 : 259(e) 213 : 256

37. In which months is the differencebetween the sales of the two productsthe same?(a) Jan, July and Dec(b) July, Aug and Nov(c) Feb, June and Aug(d) July, Sep and Nov(e) None of these

38. If the people who buy Phones are 20%more than the people who buy TV, thentotal sales of which product isminimum?

(a) TV(b) Phones(c) Same for both products(d) Cannot be Determined(e) Can be any product

39. In which month from Mar, May, July,Sep and Nov is the % rise in sales ofTV the maximum compared topreceding month?(a) Mar (b) May(c) July (d) Sep(e) Nov

40. The sales of TV in the months of Julyand Aug together in whatapproximately percent less than thesales of same in the months May andJune?(a) 11% (b) 23%(c) 16% (d) 19%(e) 26%

Directions (41-43) : Find the wrongnumber in the series .

41. 98, 119 , 145 , 185, 248 , 359(a) 119 (b) 145(c) 359 (d) 185(e) 98

42. 16, 10, 12, 20, 40, 107(a) 16 (b) 10(c) 20 (d) 40(e) 107

43. 12, 22, 63, 246, 1235, 7404(a) 246 (b) 7404(c) 12 (d) 63(e) None of these

Directions (44-48) : Refer the table andanswer the following questions.Total Number of People VisitingMuseum = 17600

44. If the total number of persons visitingMuseum R is 2000. Then number ofchildren visiting Museum Rapproximately what percent of thetotal number of person visiting all theMuseum together?a) 3.7% b) 2.5%c) 2.27% d) 4%e) None of these

45. If the number of men visiting MuseumQ is 800 and the women visiting

Museum U is 1152. Then the numberof children visiting Museum U is whatpercent of the number of Childrenvisiting Museum Q?(approx.)(a) 122% (b) 135(c) 118% (d) 109%(e) None of these

46. Total number of Children and Womenvisiting Museum P is 1500. Thedifference between the total number ofMen and Women visiting Museum Ris 200. What is the ratio of the numberof Men Visiting Museum P and thenumber of children visiting Museum Rtogether?(a) 3:2 (b) 2:3(c) 5:2 (d) 2:5(e) None of these

47. If the percentage of Men & Womentogether visiting Museum T is 75% andthe percentage of Children visitingMuseum P is 30%. What is the averagepercent of women Visiting T, P, R andU all the Museum together?(a) 34 (b) 36(c) 32.6 (d) 35.5(e) None of these

48. Total number of Men and Childrenvisiting Museum S is 1575. Thedifference between the total number ofChildren and Women visiting MuseumU is 216. What is the total number ofwomen visiting Museum S and thenumber of men visiting Museum U ?(a) 3005 (b) 2820(c) 3625 (d) 2565(e) None of these

Direction (49-51) : What should come inplace of question mark (?) in thefollowing given question mark ? (Note :You need not to calculate the exactvalue.)

49. ?0032.32?99.35

?998.10

68

(a) 81 (b) 72(c) 169 (d) 121(e) 144

50. 222 13.88.92.3

?24.4 2 (a) 190 (b) 230(c) 150 (d) 210(e) 160

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51. 99.1898.360

?7.5798.1082 (a) 405 (b) 380(c) 356 (d) 370(e) 360

52. A, B and C invested an amount of 700,500 and 1200 in an business for 1 year.If they invested more amount in theratio 3 : 2 : 5 at the end of six monthsand total profit obtained at the end ofyear is Rs. 10, 000 then find the profitshare of c.(a) 2500 (b) 5000(c) 3000 (d) 4000(e) 6500

53. A, B and C can complete a workseparately in 48, 72 and 96 days . Theystarted together but C left after 4 daysof start and A left 3 days beforecompletion of work . In how manydays will the work be completed ?

(a)5

229 days

(b) 18 days(c) 16 days(d)15 days(e) None of these

54. A sold an article to B at a profit of 20 %,B sold the same article to C at a loss of25% and C sold the same article to Dat a profit of 40% If D paid Rs.252for the article, then find how much isA pay for it ?(a) Rs.175 (b) Rs.200(c) Rs.180 (d) Rs.210(e) None of these

55. The ratio of the ages of the father andthe son at present is 7 : 1. After 4years , the ratio will become 4 : 1. Whatis the sum of the present ages of thefather and the son ?(a) 29 years (b) 35 years(c) 32 years (d) 34 years(e) None of these

Directions (56-60) : Study the followingpie-charts and answer the relatedquestions given below:

56. What is the average number of B, E andF types of garments in all three stores?(a) 24500 (b) 17532(c) 15648 (d) 21457(e) 14527

57. What is the total number of B and Dtypes of garments in all three storestogether?(a) 32456 (b) 24578(c) 41500 (d) 41454(e) 24587

58. The total number of A and E type ofgarments in store 1 is approx. doublethe number of which type of garmentsand in which store?(a) D type in store 3(b) C type in store 2(c) A type in store 2(d) E type in store 3(e) B type in store 2

59. The number of C type of garments instore 1 is approx. what percentage ofthe number of D type of garments instore 2 and 3 together?(a) 47% (b) 32%(c) 23% (d) 34%(e) 40%

60. The total number of which type ofgarments in all three stores ismaximum?(a) B type (b) D type(c) A type (d) C type(e) E type

61. A milkman pays Rs. 6.4 per liter of milk.He added water and sells the mixtureat Rs.8 per litre, and making 37.5%profit. Find the ratio of the water tothat of milk received by customers ?(a) 10 : 1 (b) 1 : 10(c) 11 : 1 (d) 10 : 7(e) 10 : 3

62. A sum of Rs.1085 is lent out in twoparts on simple interest in such a waythat the interest on one part at 9 % for3 years is equal to that on another part

at 18 % for 2 years . Find the twosums .(a) Rs.62, Rs.465(b) Rs.600, Rs.485(c) Rs.520, Rs.565(d) Rs.630, Rs.655(e) None of these

63. A train can travel 100% faster than a car. Both start from point A at the sametime and reach point B 150 km awayfrom A at the same time on the wayhowever train lost about 30 minuteswhile stopping at a station. Find thespeed of car ?(a) 115 km/hr (b) 125km/hr(c) 120 km/hr (d) 75 km/ hr(e) 150 km/hr

64. Three numbers are given . The averageof first and third numbers is 24 morethan that of average of second and thirdnumbers. Find out difference betweenthe first and second numbers.(a) 36 (b) 40(c) 42 (d) 48(e) 46

65. If 3 men or 9 boys can finish a piece ofwork in 21 days . In how many dayscan 5 men and 6 boys can complete thesame piece of work ?(a) 12 days (b) 8 days(c) 14 days (d) 10 days(e) 9 days

REASONING ABILITY

Direction (66-70) : Study the giveninformation and answer the followingquestions:Six people A, B, C, D, E, F have six differentbikes BMW GS, KTM Super Duke, SuzukiV Storm, Ducati Multistrada, TriumphTiger, Himalayan. They are going fordifferent trips too : Mumbai to Goa, Agrato Pune, Bengaluru to Hyderabad, Delhi toAhmadabad, Kolkata to Gangtok, Leh toManali ; but not necessarily in the sameorder. The person who has DucatiMultistrada neither goes for trip fromMumbai to Goa nor from Leh to Manali.E’s bike is neither of BMW GS nor SuzukiV Storm. Neither C nor B is going for a tripof Bengaluru to Hyderabad. A’s bike isneither of BMW GS nor KTM Super Duke.C uses the Triumph Tiger. B neither goesfor a trip from Leh to Manali nor fromMumbai to Goa. The person who has BMWGS is neither D nor F.E neither goes for a

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trip from Bangalore to Hyderabad nor fromAgra to Pune. The person who has SuzukiV Storm is neither going for trip from Leh toManali nor from Bengaluru to Hyderabad.Neither E nor F has KTM Super Duke. Dneither has Suzuki V Storm nor DucatiMultistrada. The person who hasHimalayan is going for a trip from Delhi toAhmadabad.Neither E nor F is going for atrip from Delhi to Ahmadabad.

66. Who has Himalayan?(a) A (b) B(c) C (d) D(e) Cannot be determined

67. Who is going for a trip from Mumbai toGoa?(a) A (b) B(c) C (d) D(e) None of these

68. D has which of the following bikes?(a) Ducati Multistrada(b) BMW GS(c) KTM Super Duke(d) None of these(e) Cannot be determined

69. Who is going for a trip from Kolkata toGangtok?(a) C (b) D(c) B (d) E(e) F

70. Who is going for a trip from Leh toManali?(a) D (b) A(c) C (d) B(e) None of these

Direction (71-75) : Study the giveninformation and answer the followingquestions:In a certain code language,“The Police Norms Failed” is coded as “)S5 *D6 #E3 ^E6 ““Fight Persons From Ukraine “ is coded as“ @E7 *T5 *M4 ^S7 ““ Urban Design Pleased Latter” is coded as“ @N5 ^D7 &N6 $R6 ““ Daya Likes Fifties hero” is coded as “ !O4&A4 $S5 *S7 “

71. What is the code for the word “Persons”?(a)^S9 (b)*T7(c)*T5 (d)^S7(e)None of these

72. The code “&N6” denotes which of thefollowing word?(a)Darring (b)Daya(c)Fight (d)Design

(e)None of these73. The code for the word “ Fifties “ is ?

(a)$S5 (b)^D7(c)*S9 (d)*T7(e)None of these

74. “ ! “ denotes which letter of the givenwords?(a)T (b)P(c)N (d)H(e)F

75. The code for the word “Urban “ is ?(a)!P5 (b)@N5(c)&N5 (d)*S6(e)None of these

Direction (76-80) : Study the giveninformation and answer the followingquestions:Eight students are sitting around a squaretable such that two persons sit on each sideof the table. Each of them either have 9 or10 chocolates. Banya who has 10 chocolatessits 4th left to Avni. None of the personshaving 9 chocolates sit together. Not morethan one person sit between Himani andEvram. Not less than three persons havesame number of chocolates. Farah faces Ceonand both have same chocolates as Avni.Only one person sit between Farah and Giri.Giri is not neighbour of Banya. Daryl hasodd number of chocolates. Evram is not 3rdright to Avni. Two persons sit betweenBanya and Himani.

76. Who among the following has 9chocolates?(a)Farah (b)Ceon(c)Evram (d)Banya(e)None of these

77. Who sit 4th left to the one who isimmediate right to Banya?(a)Evram (b)Farah(c)Ceon (d)Banya(e)None of these

78. How many persons sit between Daryland Evram, when counted from rightof Daryl?(a)1 (b)3(c)4 (d)2(e)None of these

79. Who among the following sit immediateright to Avni?(a)Evram (b)Farah(c)Ceon (d)Banya(e)None of these

80. Four of the following belongs to a groupfind the one that does not belong tothat group?

(a)Evram (b)Farah(c)Ceon (d)Banya(e)Giri

81. Nishu starting from a fixed point goes15 km towards North and then afterturning to his right he goes 15 km. Thenhe goes 10, 15 and 15 metres afterturning to his left each time. How far ishe from his starting point?(a) 5 metres(b) 10 metres(c) 20 metres(d) 15 metres(e) Can not be determined

82. Ritu goes 30 km towards North from afixed point, then after turning to herright she goes 15 km. After this shegoes 30 km after turning to her right.How far and in what direction is shefrom her starting point?(a) 45 km, East(b) 15 km, East(c) 45 km, West(d) 45 Km, North(e) None of these

Directions (83-87) : Study the giveninformation and answer the followingquestions:Seven Persons – M, N, O, P, Q, R and S –live on separate floors of a seven storeyedbuilding, but not in the same order. Theground floor of the building is numbered 1,the floor above it 2 and so on until thetopmost floor is numbered 7.Each personlikes different cartoon characters, viz,Chipmnuk, Flinstone, Jetson, Popeye,Scooby Doo, Simpson and Tweety, but notnecessarily in the same order. Each personalso likes different colours namely viz,Yellow, Orange, Red, Black, Blue, Brownand Purple.More than three persons sit between theone who likes Yellow and the one who likesOrange. The person who likes Popeye liveson floor numbered (d) Only two personslive between P and the one who likes Popeye.The persons who live on the ground floorand the topmost floor don’t like Orange. Mdoes not live on the lowermost floor. Mlives on any odd numbered floor below theone who likes Popeye. S lives on an evennumbered floor but neither immediatelyabove nor immediately below the floor ofM. The person who likes Jetson does notlike Yellow. Only two persons live betweenM and the person who likes Tweety. Only

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one person lives between N and R. Theperson who likes Orange lives exactlybetween the persons who like Brown andBlue. R lives on an even numbered floor anddoes not like Popeye. Only three personslive between the persons who like Chipmnukand Jetson respectively. The person wholikes Chipmnuk live on any floor above theN’s floor. The person who likes Chipmnukdoes not live on the topmost floor. O doesnot like Chipmnuk or Jetson. Only twopersons live between the one who likesPurple and the one who likes Brown. Theperson who likes Scooby Doo lives on thefloor immediately above the floor of theperson who likes Simpson. N does not likeneither Purple nor Red.

83. How many persons live between thefloors on which S and P live?(a) Three (b) Two(c) Four (d) Five(e) No one

84. Which of the following statements is/are true according to the giveninformation?(a) Q lives on floor numbered 5 and

he does not like Black(b) M likes Scooby Doo and he does

not live on floor numbered 5(c) O likes Yellow and he lives on the

topmost floor(d) Only two persons live between

the floors of Q and R(e) All the statements are true.

85. Who among the following lives on thefloor immediately above the floor ofS?(a) N (b) R(c) S (d)O(e) No one

86. Who among the following does likePurple?(a) P (b) R(c) M (d) Q(e) S

87. Who among the following does likecartoon character Popeye?(a) R (b) P(c) N (d) Q(e) S

Directions (88-90) : Study the giveninformation and answer the followingquestions:If A$B means A is wife of BIf A#B means A is son of BIf A%B means A is father of B

If A*B means A is sister of B

88. Which of the following expressionsrepresents the relationship R is motherof J(a) M*J#K$R(b) J*M#R$K(c) R$K%M$J(d)J#R#T*J(e) None of these

89. K*M#F%L, how is K related to F ?(a) Wife (b) Mother(c) Sister (d)Daughter(e) None of these

90. Which of the following expressionrepresents T is brother of W ?(a) W*S%T (b) W*T%S(c) T*W%K (d)W#S%T(e) None of these

Directions (91-95) : Study the giveninformation and answer the questions:Eight persons A, B, C, D, E, F, G and H aresitting in a straight line . Some of them arefacing towards north direction while someof them are facing towards south direction.They all like different characters of Harrypotter movie viz Minerva, Horace, Pomona,Marcus, Seamus, Angelina, Pancy and Aliciabut not necessarily in the same order.A likes Marcus and sits third from one ofthe extreme end of line. There are threepersons sit between A and H, who likesHorace. H does not sit any of the extremeend of the line. G sits second to right of H.The one who likes Seamus does not sitadjacent to one who likes Horace. B likesSeamus and sits third to right of F , wholikes Minerva. C does not like Angelina. Edoes not like Pancy. B does not sit any ofthe extreme end of the line. There are asmany as persons sit between C and the onewho likes Pomona and as between D andthe one who likes Pomona. F faces south. Dlikes neither Pancy nor Angelina. Immediateneighbor of H faces same direction as ofH(Same direction means if H faces norththen both neighbor of H will face northdirection and vice-versa). C sits one of theextreme end of line. G sits second to right ofA, and both faces same direction (Samedirection means if A faces south then G alsofaces south and vice-versa). B sits secondto right of D and both faces oppositedirection(opposite direction means B facestowards north then D will face south andvice-versa).91. Who among following sits extreme end

of the line?

(a) C,F (b) G,A(c) F,B (d) E,D(e) Cannot be determined

92. Who among following sits third to rightof C?(a) D (b) H(c) A (d) F(e) None of these

93. Who among following sits exactlybetween D and B?(a) E (b) A(c) F (d) H(e) None of these

94. Who among following likes Alicia?(a) G (b) B(c) A (d) D(e) F

95. Who among following sits third to leftone who likes Pomona?(a) The one who likes Seamus(b) The one who likes Marcus(c) The one who likes Alicia(d) The one who likes Pancy(e) None of these.

Directions (96-100) : Study the giveninformation and answer the questions:

(A) If the data in statement I alone issufficient to answer the question.

(B) If the data in statement II alone issufficient to answer the question.

(C) If the data either in statement Ialone or statement II alone aresufficient to answer the question.

(D) If the data given in both I and IItogether are not sufficient toanswer the question.

(E) If the data in both the statementsI and II together are necessary toanswer the question.

96. How many persons are sitting betweenRenu and Ruchi?I. Renu is 5th from right end of row

and also 4th to the right of Anu.II. Anu is 6th from the left end of

row and also 6th to the left ofRuchi.

97. What is the position of Shruti in a rowof 25 students?I. Bhavna is 12th from right to

Shruti.II. Yogesh is 6th to left of Bhavna

and also 10th from left end.98. How is Priya (female) related to Vivek

(male)?I. Rajiv is brother of Vivek’s uncle

Bhuvan.II. Vivek’s grandfather has 2 children

and also these 2 children have 2

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children each. Priya’s mother ismarried to Rajiv.

99. Aditya is facing which direction?I. Surbhi is facing east direction and

if she turns to her right she willface Rahul.

II. Aditya is facing oppositedirection as that of Kirti who isfacing Surbhi.

100. In how many days Karuna completedher assignment when announced tocomplete so?I. Her teacher wanted the

assignment to be checked within10 days when announced.

II. Karuna went to outstation withfamily the same day and cameback before 1 day the day,assignment needed to get checked.

EXPLANATIONS

1. d 2. b 3. a 4. b5. b 6. d 7. c 8. c9. d 10. d 11. a 12. b13. e 14. c 15. d 16. b17. c 18. c 19. e 20. a21. c 22. d 23. e 24. d25. a 26. b 27. c 28. c29. b 30. a(31-35)

31. (b) 459?3616 222

1

Or. 2? = 4 + 1296 – 459 = 841Or. ? = 29

32. (a)

350

50100)248591(?

or ? = 4900

33. (c); 23

7

?11

11

14641? 2

121?

34. (e); 2?1597.4097.55

0? 2

0? 35. (d)

23.21?

?650

100920

5

1

4

3

(36-40)36. (d) Sales of Phones in first six months =

657000Sales of TV in first six months = 777000

37. (b) Differences:Jan = 9, Feb = 13, March = 15, April =36, May = 15, June = 50, July = 40,Aug = 40, Sep = 12, Oct = 42, Nov =40, Dec = 30

38. (b) People who like TV = x, then wholike Phones = 120/100 × x = 1.2xTotal sales of TV in all months = 1538thousandTotal sales of Phones in all months =1538 thousandSales of TV/person = 1538/x andSales of Phones/person = 1538/1.2xSo Sales of Phones/person is minimum.

39. (a) Mar = 6/112 × 100 = 5.35%Similarly, May = 1.46%, Julydecreased, Sep = 4.38%, Nov = 3.42%

40. (b) [(139+173)-(127+114)]/(139+173) × 100 = (312 -241)/312 ×100 = 23%

(41-43)41. (b)

42. (d) Pattern is

1022

116

122110

2022

312

40422220

10722

542

43. (a) The series is ,33,22

,66,55,44 So 246 is wrong one.

(44-48)44. c; Percentage of Children = 100 – (45 +

35) = 20%No. of Children

= 400100

202000

Reqd. % %27.210017600

400

45. a; Men visiting Museum Q ,25% =800Then no. of Children in Museum Q

11203525

800

Women visiting Museum U,32%=1152Then Children in Museum U

13683832

1152

Reqd. % %1221001120

1368

46. c; Number of Men visiting Museum P

10004060

1500

Number of children visiting Museum

R 4002010

200

Reqd. Ratio 1000:400=5:247. d; Percentage of women in T= 30 + x =

75 => x= 45Percentage of women in P= 100 –(30+40) = 30Then average

5.354

142

4

)32353045(

48. a; Women visiting Museum S

19255545

1575

Men visiting Museum U

1080306

216

Then Total=1925+1080=3005(49-51)

49. (d) ; x11

68x32x36

x11

68x68

11x 121x

50. (a); 19016641009

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51. (d); 191919 3802019

52. (b) Since initial investment is in the ratio

7 : 5 : 12 means sum of investment of A

and B equal C and more amount

invested at the end of six months also

shows that sum of investment of A and

B equals to C.

So profit of C will be half of total profit

Profit of C = 5000.Rs2

10000

53. (a) Work done in first 4 days

72

13

96

1

72

1

48

14

Work done in last 3 days

24

1

72

13

Remaining work

72

56

24

1

72

131

This remaining work was completedby A and BA and B per day work

288

10

72

1

48

1

No. of days for which A and B worked

5

222

288

1072

56

days

Total no. of days = 4 + 3 + 225

2

= 295

2 days

54. (b); Let the article costs ‘x’ to aCost price of B = 1.2xCost price of C = 0.75 (1.2x) = 0.9xCost price of D = 1.4 (0.9x) = 1.26x =252 x = 200

Amount price by A for the article = Rs200

55. (c); Let the present age of father and sonbe 7x and x years , respectively.After 4 years

Age of father = 4x7 years

Age of son = 4x years

Given ,1

4

4x

4x7

16x44x7 12x3

4x 32428xx7 years

(56-60)56. (b) Total number of B type of garments

in all three stores = 19224

Total number of E type of garments in

all three stores = 17400

Total number of F type of garments in

all three stores = 15972

Total number of B,E and F type

garments in all three stores = 52596

Required average = 52596/3 = 17532

57. (d); Number of B type of garments in

store 1 = (12 25200)/100 = 3024

Number of B type of garments in store

2 = (60 54000)/360 = 9000

Number of B type of garments in store

3 = (20 36000)/100 = 7200

Total number of B type of garments in

all stores = 19224

Number of D type of garments in store

1 = (10 25200)/100 = 2520

Number of D type of garments in store

2 = (105 54000)/360 = 15750

Number of D type of garments in store

3 = (11 36000)/100 = 3960

Total number of D type of garments in

all stores = 22230

Required number = 19224 + 22230 =

41,454

58. (a); Total number of A and E type of

garments in store 1= (17+15)=(32

25200)/100 = 8064

Number of D type of garments in store

3 = (11 36000)/100 = 3960

Hence, the total number A and E type

of garments in store 1 is approx. double

the number of D type of garments in

store 3.

59. (b); Number of C type of garments in

store 1= (25 25200)/100 = 6300

Number of D type of garments in store

2 and 3 together = (105 54000)/100

+ (11 36000)/100 = 15750 +3960 =

19710

Req. % = (6300 100)/19710 = 31.96%

= 32%(approx.)

60. (b); Total number of A type of garments

in all three = (17 25200)/100 +

(72 54000)/360 + (19 36000)/100

= 4284 + 10800 + 6840 = 21,924

Total number of B type of garments in

all three stores = (12 25200)/100 +

(60 54000)/360 + (20 36000)/100

= 3024 + 9000 + 7200 = 19224

Total number of C type of garments in

all three stores = (25 25200)/100 +

(45 54000)/360 + (15 36000)/100

= 6300 + 6750 + 5400 = 18450

Total number of D type of garments in

all three stores = (10 25200)/100 +

(105 54000)/360 + (11 36000)/100

= 2520 + 15750 + 3960 = 22230

Total number of E type of garments in

all three stores = (15 25200)/100 +

(50 54000)/360 + (17 36000)/100

= 3780 + 7500 + 6120 = 17400

Total number of F type of garments in

all three stores = (21 25200)/100 +

(28 54000)/360 + (18 36000)/100

= 5292 + 4200 + 6480 = 15972

Hence , total number of D type of

garments in all three stores is maximum

61. (b) Given , S.P = Rs.8

Profit = 37.5%

CP11

64

5.137

1008

By allegation –

Water : Milk= 1 : 10

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62. (a)

100

218x1085

100

39x

4x1085x3

x410854x3 10854x7

1554x 620.Rsx

1st part = Rs.6202nd part = Rs.465

63. (e) Let speed of car will be x km / hr

Speed of train =100

x200

= 2x km/ hr

ATQ,60

30

x2

150

x

150

(300 – 150 ) 60 = 60 xX = 150 km /hr

64. (d); Let the numbers be a , b and crespectively.

242

cb

2

ca

48224cbca

48ba 65. (e)3 men = 9 boys

1 man = 3boys

5 men + boys

= 635 boys = 21 boys

11DM = 22DM

= 2D21219

921

219D2

days

(66-70)

Persons Bike Route

A Himalayan Delhi toAhmedabad

B BMW GS Delhi toAhmedabad

C TriumphTiger

Leh toManali

D KTM SuperDuke

Bengaluru toHyderabad

E DucatiMultistrada

Kolkata toGangtok

F Suzuki VStorm

Mumbai toGoa

66. 67. 68. 69.

70.

(71-75)

SYMBOLS = T = # P = ^ N =) F = *

U = @ D = & L= $ H = !

ALPHABETS=Last letter of the

word Number=Number of letters in aword

71. d 72. d 73. e 74. d75. b(76-80)

76. c 77. e 78. d 79. e

80. a

(81-82)

81. b

82. b

(83-87)

FloorNo

Person CartoonCharacter

Color

7 O Flinstone Yellow6 S Tweety Purple5 Q Chipmnuk Red4 N Popeya Black3 M Scooby

DooBrown

2 R Simpson Orange1 P Jetson Blue

83. c 84. e 85. d 86. e

87. c

(88-90)

88. b 89. d 90. b

(91-95)

91. a 92. e 93. b 94. d

95. c

(96-100)

96. e

From both:| | | | | Anu | | | Renu | Ruchi

So one person is sitting

97. e; From both, first Yogesh can be located,

and then Bhavna and then Shruti.

98. e; From both, Vivek’s grandfather has 2children i.e. Bhuvan and Rajiv; Bhuvan

is Vivek’s uncle, so Rajiv is his father.Priya’s mother married to Rajiv, soPriya is sister of Rajiv.

99. e; From I: Cannot be found from I

because no mention of Aditya.

From II : Cannot be found because

don’t know the direction of either Kirtior Surbhi

From both  can be found, because we

get directions of all

100. d; It cannot be said that whether she

completed the assignment on the last

day, or she could have taken assignment

to outstation also.

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QUANTITATIVE APTITUDE1. A plate was sold for Rs 6,300 after

giving two successive discounts of

122

1% and 10%. Find the marked

price.a)Rs 7,300 b)Rs 7,700c)Rs 8,000 d)Rs 7, 250

2. To attract more visitors, Zoo authorityannounces 20% discount on everyticket which costs 25 paise. For thisreason, sale of ticket increases by 28%.Find the percentage of increase in thenumber of visitors.a)40% b)50%c)60% d)No change

3. Which of the following represents acorrect proportion?a)12 : 9 = 16 : 12b)13 : 11 = 5 : 4c)30 : 45 = 13 : 24d)3 : 5 = 2 : 5

4. A sphere is cut into two hemispheres.One of them is used as bowl. It takes 8bowlfuls of this to fill a conical vesselof height 12 cm and radius 6 cm. Theradius of the sphere (in centimetre) willbea)3 b) 2c) 4 d)6

5. The perimeters of a circle, a square andan equilateral triangle are same and theirareas are C, S and T respectively.Which of the following statements istrue?a)C = S = T b)C > S > Tc) C < S < T d)S < C < T

6. The list price of a shirt is Rs 440 and acustomer pays Rs 396 for it. Thediscount rate is

a)10% b) %2

110

c)20% d)12%7. Nisha bought a number of oranges at 2

for a rupee and an equal number at 3

for a rupee. To make a profit of 20%she should sell a dozen fora)Rs 6 b)Rs 8c)Rs 10 d)Rs 12

8. A and B are 20 km apart. A can walk atan average speed of 4 km/hour and B at6 km/hour. If they start walking towardseach other at 7 a.m., when they willmeet?a)8.00 a.m. b)8.30 a.m.c)9.00 a.m. d)10.00 a.m.

9. A policeman starts to chase a thief.When the thief goes 10 steps thepoliceman moves 8 steps. 5 steps ofthe policeman is equal to 7 steps of thethief. The ratio of the speeds of thepoliceman and the theif isa)25 : 28 b)25 : 26c)28 : 25 d)56 : 25

10. What is the value of

?

149149941941

149941149941 22

a)10 b)2c)1 d)100

11. If 51

x

x , then 66 1

xx is

a)12098 b)12048c)14062 d)12092

12. If 22

33 55555

a , then the

value of a isa)4 b)5c)6 d)8

1 3 . I f x

2 – 3x + 1 = 0, then the value of

3

246 1

x

xxx will be

a)18 b)15c)21 d)30

14. The graphs of x = a and y = b intersectata)(a, b) b)(b, a)c)(-a, b) d)(a, -b)

15. ‘O’ is the centre of the circle, AB is achord of the circle, OM AB. If AB

= 20 cm, OM = 2 11 cm, then radius

of the circle isa)15 cm b)12 cmc)10 cm d)11 cm

16. If the angles of a triangle ABC are in the

ratio 2 : 3 : 1, then the angles A,

B and C are

a) A = 600, B = 900, C =300

b) A = 400, B = 1200, C= 200

c) A = 200, B = 600, C =600

d) A = 450, B = 900, C =450

17. In ABC, ABC = 700, BCA =

400. O is the point of intersection ofthe perpendicular bisectors of the sides,

then the angles BOC isa)1000 b)1200

c)1300 d)1400

18. If the measures of the sides of triangleare (x2 – 1), (x2 + 1) and 2x cm, then thetriangle would bea)equilateral b)acute-angledc)isosceles d)right-angled

19. If 2x = 4y = 8z and xyz = 288, the value

ofzyx 8

1

4

1

2

1 is

a)12

11b)

96

11

c)96

29d)

96

27

20. The value of 4

πcos

6

πsin

2

1

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12sin

5tan

6

πsec

3

πcot

is equal to

a)0 b)1

c)2 d)2

3

21. The value of

a

a

a

11

11

1

is

a)a b)1 – ac)1 d)0

22. If ,13232 ba then the

value of1

1

1

122

ba

is

a)-5 b)1c)4 d)9

23. A, B and C are three points on a circlesuch that the angles subtended by thechords AB and AC at the center O are900 and 1100 respectively. Furthersuppose that the centre ‘O’ lies in theinterior BAC. The BAC isa)400 b)800

c)1600 d)200

24. If the lengths of the sides AB, BC andCA of a triangle ABC are 10 cm, 8 cmand 6 cm respectively and if M is themid-point of BC and MN || AB to cutAC at N, then the area of the trapeziumABMN is equal toa)18 sq. cm b)20 sq. cmc) 12 sq. cm d)16 sq. cm

25. A type of graph in which a circle isdivided into sectors such that eachsector represents a proportional of thewhole is aa)Line, graphb)Steam and Leaf chartc)Bar graphd)Pie chart

26. From a point 20 m away from the footof a tower, the angle of elevation of thetop of the tower is 300. The height ofthe tower is

a)10 3 m b)20 3 m

c)3

10m d)

3

20m

27. In the given figure, ONY = 500 and

OMY = 150. Then the value of the

MON is

a)300 b)400

c)200 d)700

28. Solve for x : 3x – 3x– 1 = 486.a)7 b)9c)5 d)6

29. A circular wire of diameter 112 cm is cutand bent in the form of a rectanglewhose sides are in the ratio of 9 : 7.The smaller side of the rectangle isa)77 cm b)97 cmc)67 cm d)87 cm

30. A parallelogram has sides 60 m and 40 mand one of its diagonals is 80 m long.Its area is

a)500 15 m2

b)600 15 m2

c) 400 15 m2

d)450 15 m2

REASONING ABILITY

Directions (Q.31) : Study the followinginformation carefully and answer thequestions that follow.

i) P #Q means Q is father of P.Ii) P*Q means Q is mother of P.iii) P % Q means Q is brother of P.IV) P$Q means Q is sister of P.v) P @ Q means Q is daughter of P.

31. Which of the following means A isgrandmother of B?(a)D * C # E % B $ A(b)B % D # C * A $ E(c) A # C % B * D(d)Can’t be determined

32. Find the missing number.

(a)625 (b)25(c)125 (d)1225

33. Which statement is true with respect tothe Venn diagram?

(a) 1, 9 and 10 are in all the figures.(b) 1, 2 and 10 are in the triangle.(c) 7 is in all the figures.(d) 1, 5 and 9 are in all the figures.

34. Select the figure which is different fromthe rest three.

35. Which of the answer figures isembedded in the question figure?

Directions (36-37) : Select the relatedword/ letter /number from the givenalternatives

36. FRENCH: FRANCE: : DUTCH:?(a) HOLLAND(b) FIJI(c) NORWAY(d) SWEDAN

37. 8: 4096: : 13 :?(a) 28561 (b)169(c) 2197 (d) 69

38. A word is represented by only one setof numbers as given in any one of thealternatives. The sets of numbers givenin the alternatives are represented bytwo classes of alphabets as in twomatrices given below. The columns androws of matrix I are numbered from 0to 4 and that of matrix II are numbered.from 5 to 9. A letter from these matricescan be represented first by its row andnext by its column, e.g., ‘D’ can berepresented by 00, 12 etc., and ‘P’ can

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be represented by 56, 68 etc. Similarly,you have to identify the set for thew o r d ‘FIRE’.

(a) 33, 34, 76, 22(b) 21, 22, 88, 33(c) 02, 03, 57, 01(d) 14, 10, 69, 14

39. Five friends are sitting in a row facingSouth. Here Mohan in between Baluand Raju and Raju is to the immediateright of Praveen and Amit is to the rightof Balu. Who is in extreme right end?(a) Amit(b) Balu(c) Praveen(d) can’t be determined

Directions (Q.40) : Some equations aresolved on the basis of a certain system.On that basis find out the correct answerfor the unsolved equation.

40. If 526=9and 834=9, then716=?a)15 (b)9(c)12 (d)20

41. Which conclusion is true with respectto the given statements?Statements:Anand is an artist. Artists are beautiful.Conclusions:(a)Anand is not beautiful.(b)Beautiful persons are not artists.(c)All beautiful persons are artists.(d)Anand is beautiful.

42. If a mirror is placed on the line RS, thenwhich of the answer figures is the rightimage of the given figure?

Direction (Q.43) : In the question twostatements are given each followed bytwo conclusions, I and II. You have toconsider the statements to be true evenif they seem to be at variance fromcommonly known facts. You have todecide which of the given conclusions, ifany, follows from the given statements.

43. Statements:1. Some clerks are poor.2. A is poor.Conclusion:I. A is clerk.II. A has a large family.(a) Both conclusions I and II follows.(b) Only conclusion I follows.(c) Only conclusion II follows.(d) Neither conclusion I nor

conclusion II follows.44. If ÷ stands for x

+ stands for ÷× stands for -and-stands for +, then(48 + 6-12) ÷ 2 + 10 = (a) 9 (b) 16(c)4 (d)14

45. If STOVE is coded as EVOTS andCANDLE is coded as ELDNAC, thenREPORT is coded as?(a) PORTRE(b) SFQPSU(c) QDONQS(d) TROPER

46. Mr. Das started his journey from hishouse straight to his friend’s house at adistance of 12 km. On returning hewalked 8 km in the same route andturned right and walked 4 km. Then heturned to his left and walked 4 km.Finally he turned to his left and walked2 km. How far was he from his house?(a) 6km (b)2km(c)8km (d) 4km

47. From the given alternatives, select theword which can be formed using theletters of the given word.IMMEASURABLE(a)MEAT(b)BIBLE(c)BAILABLE(d)BLUE

48. The question given below is based uponthe following set of codes:Digit : 1 3 5 4 6 0 8 7 2Code: A O Z L D T N H QFind the code for 21500.(a)SLOPH (b) SLPHO(c) QAZTT (d) SHLPO

Directions (49-50) : A series is given, withone term missing. Choose the correctalternative from the given ones that willcomplete the series.

49. 3,9,6,36,30,?(a)800 (b)950(c)400 (d)900

50. DKY,FJW,HIU,JHS,?(a)LGQ (b)KGR(c)KFR (d)LFQ

51. Rajan is youngest than his father by 20years. 5 years ago his father was 3times elder than him. Find the presentage of his father.a)30 years (b)35 years(c)36 years (d)25 years

52. Sunita is the 11th from either end of arow of girls. How many girls are therein that row?(a)20 (b)21(c)22 (d)19

53. Select the related figure from the givenalternatives.

54. From the given answer figures, selectthe one in which the question figure ishidden/embedded.

55. If January 1st is a Friday, what is thefirst day of the month of March, in aleap year?(a)Wednesday (b)Thursday(c)Friday (d)Tuesday

56. In the following letter series, how manyB C N occur in such a way, that C is inthe middle and B and N are on any oneside?

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BCMXNCXNBXNCBNCBYBCXNBCNABONMZCB(a)2 (b)5(c)3 (d)4

57. Identify the alternative which resemblesthe mirror-image of the given word.DL9Q3574

58. Which of the conclusions can be drawnfrom the given statements?Statements:All the students in my class areintelligent. Kaushik is not intelligent.a) Non-intelligent are not studentsb) Kaushik is not a student of my

classc) All other than Kaushik are

intelligentd) Some students are not intelligent

59. Some equations are solved on the basisof a certain system. Using the same,solve the unsolved equation.If 10-3=12,12-4=13,14-5=14, then16—6= ?(a) 16 (b) 18(c)10 (d)15

60. Which one set of letters whensequentially placed at the gaps in thegiven letter series shall complete it?bc_bca_cab_ab_a_ca(a)cabac (b) abccb(c) cabca (d) abcab

GENERAL AWARENESS

61. Which among the following is the oldestsurviving rock-cut cave in India? (a) Bagh Caves (b) Ellora Caves (c) Uday Giri Caves(d) Barabar Caves 

62. Who is the writer of the book “Devdas”?(a)Vikram Seth(b) Arundhati Roy(c) Bikram Chandra Chattopadhyay(d) Sarat Chandra Chattopadhyay

63. Who won the prestigious Global Futurefor nature award 2019?(a) Dr. Divya Karnad(b) Dr. Charudutt Mishra(c) Dr. Richa Sharma(d) Dr. Neetu Singh

64. Which country has signed amemorandum of understanding withIndia to boost cooperation in the sectorof nuclear energy on 18 Feb. 2019?

(a) Saudi Arab(b) Argentina(c) France(d) Israel

65. The headquarters of Food andAgriculture Organisation is in(a) Washington(b) Paris(c) Madrid(d) Rome

66. Who was the first Man to Climb MountEverest without Oxygen?(a) Junko Tabei(b) Reinhold Messner(c) Peter Habeler(d) Phu Dorji

67. Who was the first Indian Scientist towin a Nobel Prize?(a) CV Raman(b) Amartya Sen(c) Hargobind Khorana(d) Subramanian Chrandrashekar

68. The famous ‘Hornbill festival’ iscelebrated in which of the followingStates of India?(a) Nagaland(b) Mizoram(c) Assam(d) Meghalaya

69. Gundecha brothers are well knownexponents of which among thefollowing styles of HindustaniClassical Music?(a) Khayal(b) Tharana(c) Dhrupad(d) Thumri

70. Who among the first Indian ruler todefeat the British?(a) Shivaji(b) Tipu Sultan(c) Hyder Ali(d) Akbar

71. National civil service by is observed on.(a) April 21(c) February 13(c) November 18(d) May 2

72. Which of the following organs of humanbody provides instant energy?(a) Lungs(b) Pancreas(c) Muscles(d) Liver

73. Bismillah Khan was associated with?(a) Sarod(b) Shehnai(c) Flute

(d) Tabla74. Biosphere reserved conservation areas

related to :(a) Genetics diversity(b) Grasslands(c) Atmosphere(d) Agricultural products

75. Buddhism and Jainism both have stresson :(a) Worship of God(b) Non-violence(c) Self-mortification(d) None of the above

76. Which two planets of the solar systemhave no satellites?(a) Mercury and Venus(b) Venus and Mars(c) Mercury and Mars(d) Venus and Neptune

77. ‘Globalisation of Indian Economy’means :(a) Stepping up external borrowings(b) Establishing Indian business units

abroad(c) Having minimum possible

restrictions on economic relationswith other countries

(d) Giving up programmes of importsubstitution

78. A moderator is used in nuclear reactorsin order to :(a) Increase the number of neutrons(b) Decrease the number of neutrons(c) Slow down the speed of neutrons(d) Accelerate the neutrons

79. Cryogenic engines find applications in :(a) Rocket technology(b) Frost-free refrigerators(c) Sub-marine propulsion(d) Researches in superconductivity

80. Which Article in the Constitution onIndia provides for the post ofComptroller and Auditor General ofIndia (CAG)?(a) Article148(b) Article155(c) Article165(d) Article 214

81. The Governor of the State can beremoved by which one of thefollowing?(a) Chief Minister(b) Prime Minister(c) Union Home Minister(d) President

82. Manikaran Power Plant is in?(a) Arunachal Pradesh(b) Himachal Pradesh

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(c) Madhya Pradesh(d) Uttar Pradesh

83. Who won the Oscar awards for 26 times?(a) Walt Disney(b) Aflred Hitchcock(c) Akira Kurosawa(d) Charlie Chaplin

84. ‘CDMA’ technique used in mobile is?(a) Computer Development

Management Application(b) Code Division Multiple

Application(c) Code Division Multiple Access(d) Code Division Mobile Access

85. Who wrote ‘Two Lives’?(a) Vikram Seth(b) KIran Desai(c) Arundhati Roy(d) Khushwant Singh

86. Who was the editor of Kautilya’sArthasastra ?(a) Srikant Shashtri(b) Srinivas Iyengar(c) R Shamasastri(d) William Jones

87. The mass energy relation is the outcomeof(a) Quantum theory(b) General theory of relativity(c) Field theory of energy(d) Special theory of relativity

88. An example of renewable energy sourceis(a) Coal(b) Petroleum(c) Lignite(d) Biomass

89. Which one of the following minerals isfound in pure form?(a) Iron(b) Copper(c) Bauxite(d) Manganese

90. Which of the following is not a functionof the United Nations DevelopmentProgramme?(a) Poverty reduction(b) Energy and environment(c) Crises prevention and recovery(d) Protection of refugees worldwide

91. Who was the only Secretary General ofthe UNO to have died while servinghis tenure?(a) U thant(b) Dag Hammerskjold(c) Trygve Lie(d) Kurt Waldhiem

92. Which team lost the IPLtrophy in,2019?(a) Chennai(b) Delhi(c) Hyderabad(d) Mumbai

93. First Indian women Olympic Medalwinner is -(a) Saina Nehwal(b) M.C Mary Kom(c) Karnam Malleshwari(d) Sakshi Malik

94. The “Pommel Horse” is term associatedwith the game -(a) Chess(b) Tennis(c) Badminton(d) Gymnastics

95. “Cue ball, break shot, pool table” areterms associated with which of thefollowing games?(a) Billiards(b) Squash(c) Golf(d) Cricket

96. Which of these is not part of theendocrine system?(a) Lungs(b) Pituitary gland(c) Adrenal gland(d) Thyroid gland

97. Ctrl, Shift and Alt are called .......... keys.(a) Modifier(b) Function(c) Alphanumeric(d) Adjustment

98. A computer cannot “boot” if it does nothave the _____(a) Compiler(b) Loader(c) Operating system(d) Assembler

99. Who won the premier badminton leaguetitle on 13 Jan 2019?(a) Munbad Rockets(b) Hyderabad Hotshot(c) Bengaluru Raptors(d) Chennai Smashers

100. Which union territory has announced atotal ban on manufacture and storageof single use plastics territory on 13Jan 2019?(a) Pondicherry(b) Chandigarh(c) Daman and Diu(d) Lakshadweep

EXPLANATIONS

1. c

2. c

3. a

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4. a

5. b

6. a

7. a

8. c

9. c

10. b

11. a

12. a

13. c

14. a

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15. b

16. a

17. d.

18. d

19. b

20. a

21. d

22. b

23. b

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24. a

25. d26. d

27. d

28. d

29. a

30. b

31. b

32. a

24 = 16 34= 81 54 = 62544 = 256 14 =1 44 = 256

33. c 34. b 35. a36. a; French is the language of France.

Dutch is language of Holland.37. a; 84=4096

134=2856138. c; F=02,14,21....

I = 03, 10, 22R = 57, 69, 76E = 01, 13, 20

39. a

40. c

526=9 5 +6-2=9

and 834=9 8+4-3=9then 716=7+6-1= 12.

41. d 42. a43. d

44. c; (48 + 6 -12) ÷ 2 + 10From question

(48 ÷ 6 + 12) x 2 ÷ 10

(8 + 12) x 2 ÷ 10

20 x 2 ÷ 10

40 ÷ 10

4.

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45. d; Here,

All the three follow the same pattern.Pattern is: letters are reversed from last.

46. b

AF=4-2=2kmHence, Das is 2km away from hishouse.

47. d48. c

Hence, code for

49. d

50. a51. b; Let present age of father = x years

Rajan’s age = (x- 20) years5 years ago father’s age = (x 5) years5 years ago Rajan’s age = (x- 20- 5)= (x- 25) yearsAccording to the question,(x- 5) = (x- 25)x -5 = 3x-75

2x=70 x=35

Father’s age = 35 years.52. b

There are 21 girls in that row.53. c 54. d

55. d; January=31February=29 day(leap year)March=1Total=61 days[January Friday=1,8,17,22,29.Feb.Monday=1,8,15,22,29]First January is Friday

4760 So, after 4 days=Tuesday

56. c 57. b 58. b59. d; 10-3= 12

(10+3)-(1+0)=13-1=1212-4= 13(12+4)-(1+2)=16-3=1314 - 5 = 14(14+5)-(1+4)= 19-5=14 16-6=(16+6)-(1+6)= 22 -7 = 15.

60. b 61. d 62. d 63. a64. b 65. d 66. b 67. a68. a 69. c 70. c 71. a72. d 73. b 74. a 75. b76. a 77. c 78. c 79. a80. a 81. d 82. b 83. a84. c 85. a 86. c 87. d88. d 89. b 90. d 91. b92. a 93. c 94. d 95. a96. a 97. a 98. c 99. c100. a

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REASONING ABILITY

Direction(1-2) : In the followingquestion, select the related word pairfrom the given alternatives.

1. China’s Sorrow : Huang He:: Bengal’sSorrow: ?(a)Ganga (b)Brahmaputra(c) Hooghly (d)Damodar

2. Great Expectations: Charles Dickens ::Gulliver’s Travels: ?(a)Daniel Defoe(b)John Bunyan(c)Jonathan Swift(d)Lewis Carroll

Direction(3-4) : In the followingquestion, select the related numberfrom the given alternatives.

3. P x L : 24 x 32 :: W x M(a) 26 x 46 (b)24 x 48(c)26 x 48 (d)24 x 46

4. 16 : 50 : : 24 : ?(a)77 (b)70(c)74 (d)79

5. In the following question, select therelated word from the givenalternatives.JX: DR :: ?(a)PN: JH (b)OP: JG(c)AD: FH (d)MP: GI

Direction(6-7): In the followingquestion, select the odd number/letterfrom the given alternatives.

6. (a)7324 (b)9324(c)5316 (d)3716

7. (a)JGDA (b)CZWT(c)EBXU (d)SPMJ

8. Arrange the following words as perorder in the dictionary. 1) Story  2) Start 3) Saint  4) Shop 5) Stair(a)12345 (b)35421(c)34521 (d)34512

Direction(9-10) : In the followingquestion, select the missing letter fromthe given alternatives.

9. A, W, D, T, G, Q, J, ?(a)M (b)N(c)O (d)P

10. BEJS,DGLU,KNSB,UX?L(a)Z (b)C(c)A (d) F

11. Rahul’s mother is the only daughter ofMonika’s father. How is Monika’shusband related to Rahul?(Note: Monika is a female)(a) Uncle(b) Father(c) Grandfather(d) Brother

12. In given equation which signsinterchange makes it correct ?7÷4×2+5÷3-4÷2-5=16(a)Interchange in ‘÷‘ and ‘–‘(b)Interchange in ‘÷‘ and ‘ב(c)Interchange in ‘+‘ and ‘–‘(d)Interchange in ‘÷‘ and ‘+’

13. Rashmi walked 20 meters towards north.Then she turned right and walks 40meters. Then she turns right and walks35 meters. Then she turns left and walks15 meters. Finally she turns left andwalks 15 meters. In which direction andhow many meters is she from thestarting position?(a)45 meters east(b)35 meters west(c)45 meters west(d)55 meters east

14. In the following question,a statementis given followed by two course ofaction assuming everything given inthe statement is true, decide whichof the option logically worthpursuing.Statement: During a flight, the pilotfound that one of the engine of airplaneis not working. Course of action: 

I.  The pilot should try to land in thenearest airport as soon as possibleand follow the instruction fromair traffic control. 

II.  Crash land immediately and do notwait for any instructions as it willwaste time.

(a)Only I follows(b)Only II follows(c)Both I and II follows(d)Neither I nor II follows

15. In a certain code ‘WASHING’ is codedas ‘FOHIRBV’. In the same code howwill ‘MOTHERS’ be coded as?(a)RSDISPL (b)RDSPISL(c)RSDSIPL (d)RDSIPSL

16. In the following question, select themissing number from the givenalternatives.

(a)48 (b)72(c)35 (d)120

17. If the circle represents the cricketers,rectangle represents the wrestlers anddiamond represents the athletes, thenwhich of the following represents thosewrestlers who are cricketers? 

(a) a+b (b) e+b(c) e+d (d) b

18. Some equations have been solved onthe basis of a certain operation.Find the correct answer for theunsolved equation on that basis. 

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If 73 * 17 = 45 and 68 * 40 = 54, then83 * 15 = ?(a)49 (b)64(c)69 (d)79

19. From the given options ,which figurecannot be formed by folding thefigure given in the question ? Question figure : 

Answer figure: 

(a)Figure (A) (b)Figure (B)(c)Figure (C) (d)Figure (D)

20. Which of the following diagram indicatesthe best relation between Males,Fathers, Engineers.(a) None of these

(b)

(c)

(d)

21. Identify the figure that completes thepattern. 

(a) (b)

(c) (d)

22. In the following questions, you aregiven a figure (X) followed by fouralternative figures (a), (b), (c), and(d) such that figure (X) is embeddedin one of them. Trace out thealternative figure which containsfig. (X) as its part. 

(a) (b)

(c) (d)

Direction(23) : A circular sheet of paperis folded in particular manner, punchedonce and then unfolded. Find outmanner in which the paper was foldedand punched from amongst the answerfigure.

23.Question figure:

Answer figure:

(a) (b)

(c) (d)

24. Kavya’s birthday is on Tuesday 4thJuly. On what day of the week will be

Anika’s Birthday in the same year, ifAnika was born on 15th August?(a)Wednesday (b) Friday(c)Saturday (d)Tuesday

25. In this question, the sets of symbolsgiven in the alternatives arerepresented. The columns and rowsof Matrix I are represented by&,@,#,$,* . A letter from this matrixcan be represented first by its rowand next by its column, e.g., ‘N’ canbe represented by &@, @*, etc, and‘D’ can be represented by *&,$* etc.Similarly you have to identify theset for the word ‘DRUM’

MATRIX-I

& @ # $ *

& R N M D U

@ M D R U N

# U R D N M

$ N U M R D

* D M U N R

(a) @&, $$, &*, $#(b) @@, $$, &*, $#(c) @@, $#, &*, $@(d) &$, $$, ##, $#

ENGLISH LANGUAGE

Direction (Q.26-30) : Read the passagecarefully and choose the mostappropriate answer to each question outof the four alternatives.It is not luck but labour that makes goodluck, says an American author, is ever waitingfor something to turn up; labour with keeneyes and strong will power turns upsomething. Luck lies in bed and wishes thepostman would bring him news of a legacy,labour turns out at six and with busy penand ringing hammer lays the foundation ofcompetence. Luck whines, labour watches,luck relies upon chance, labour uponcharacter. Luck slips downwards to self-indulgence; labour strides upwards andaspires to independence. The conviction,therefore, is extending that diligence is themother of good luck. In other words, a man’ssuccess in life will be proportionate to hisefforts, to his industry to his attention tosmall things.

26. Which one of the following words in thepassage indicates that the writer doesnot ultimately reject the element ofluck?

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(a) ‘Luck whines’(b) ‘Diligence is the mother of good

luck’(c) ‘Luck wishes the postman would

bring him news’.(d) ‘Luck is ever waiting.’

27. Which pair of words means the samething?(a) Labour and industry(b) Industry and legacy(c) Diligence and legacy(d) Legacy and labour

28. Which one of the following, statementssums up the meaning of the passage?(a) Luck waits and complains without

working while labour achievessuccess although it complains.

(b) Luck is self indulgent, but labouris selfless.

(c) Luck often ends in defeat butlabour produces luck.

(d) Luck waits without exertion, butlabour exerts without waiting.

29. ________Labour turns out at six andwith busy pen and ringing hammer laysthe foundation of competence. Whatdoes this statement mean?(a) Labour lays the foundation of the

building.(b) The writer and the labourer are

the true eyes of the society.(c) There is no worker who works so

hard as the labourer who beginshis day at six in themorning.

(d) Hard work of all kinds makespeople different.

30. Which one of the statements is trueabout the passage?(a) Success depends only on hard

luck.(b) Expectation of good luck always

meets with disappointment.(c) Success is exactly proportionate

to hard work.(d) Luck is necessary for success.

Direction (Q.31-33):  In the followingquestions, some parts of the sentenceshave errors and some are correct. Findout which part of a sentence has an error.The number of that part is your answer.If a sentence is free from error, then youranswer is (d) i.e. No error.

31. When one hears of the incident (a)/aboutthe plane crash (b)/he feels verysorry.(c)/ No error (d)

32. I went there (a)/with a view of survey(b)/the entire procedure.(c)/ No error(d)

33. It had laid (a)/in the closet (b)/for aweek before we found it.(c)/ No error(d)

Direction (Q. No.34-36) : In thefollowing questions, sentences are givenwith blanks to be filled in with anappropriate word. Four alternatives aresuggested for each question. Choose thecorrect alternative out of the four.

34. There are not solitary, free livingcreatures; every form of life is ______other forms.(a) dependent on(b) parallel to(c) overshadowed by(d) segregated from

35. I will take ________ now as I haveanother’s appointment somewhereelse.(a) departure(b) my leave(c) permission(d) leave from work

36. A garden knife is _______ used for rightpruning.(a) generally(b) compulsorily(c) systematically(d) daily

Direction (Q.37-38) : In the followingquestions, out of the four alternatives,choose the one which best expresses themeaning of the given word that is youranswer.

37. VENAL(a) Corrupt(b) Comprehensible(c) Legible(d) Forgivable

38. AMELIORATE(a) Improve (b) Degrade(c) Motivate (d) Agree

Direction (Q.39-40) : In the followingquestions, out of the four alternatives,Choose the word that is opposite inmeaning to the given word.

39. AMORPHOUS(a) Amoral (b) Definite(c) Perfect (d) Irregular

40. ADULTERATION(a) Purification

(b) Normalization(c) Rejuvenation(d) Consternation

Direction (Q.41-42): In the followingquestions, a part of sentence is printedin BOLD. Below are given alternativesto the bold part a, b and c which may beimproved the sentence. Choose thecorrect alternative in case noimprovement is needed your answer isd.

41. If you were the Prime Minister of Indiawhat steps would you have taken toend unemployment?(a) will you take(b) will you be taking(c) would you take(d) No improvement

42. A high school student is not evenunderstanding the basics ofChemistry and Physics.(a) does not understand even.(b) was not even understanding.(c) has even not understood.(d) No improvement.

Direction (Q.43-44) : In the followingquestions, four alternatives are given forthe Idiom/Phrase printed in bold in thesentence. Choose the alternative whichbest expresses the meaning of the Idiom/Phrase.

43. I tried to feel his pulse on the issue,but in vain.(a) find his views(b) enlighten him(c) argue with him(d) guide him

44. For this act of indifference he will betaken to task by the authority.(a) he will get an official reprimand

from the authority.(b) he will be rewarded by the

authority(c) he will tender his resignation to

the authority.(d) he will be entrusted with an official

job.

Direction (Q.45-46) : In the followingquestions, four words are given in eachquestion, out of which only one word iscorrectly spelt. Find the correctly speltword.

45. (a) Revolutionize(b) Revoulutionize

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(c) Revvolutionize(d) Reevolutionize

46. (a) Disentry (b) Dysentry(c) Diesentry (d) Dysentery

Direction (47-48) :  In these questions outof the four alternatives choose the onewhich can be substituted for the givenwords/sentence.

47. A person who attends to the diseases ofthe eye is ana) Oculist b) Optimistc) Obstetrician d) Optician

48. The study of worms and insectsa) Taxidermyb) Entomologyc) Ornithologyd) Paleontology

Direction (Q.49-50) : In the followingquestions, a sentence has been given inActive/Passive Voice. Out of the fouralternatives suggested, select the onewhich best expresses the same sentencein Passive/Active Voice.

49. They will laugh at you.a) You will have been laughed at by

them.b) You can be laughed at by them.c) You may be laughed at by them.d) You will be laughed at by them.

50. Trespassers shall be prosecuted.a) The authorities might prosecute

trespassers.b) The authorities can prosecute

trespassers.c) The authorities shall prosecute

trespassers.d) The authorities may prosecute

trespassers.

QUANTITATIVE APTITUDE

51. If n = 7 + 4 3 , then the value of

n

1n i s

(a) 32 (b) 4

(c) – 4 (d) 32

52. If sec2 31θ tan

013θ , then the value of

tan θ -

(a) 0 (b) 3

(c) 31 (d) 3153. A swimming pool has 3 drain pipes. The

first two pipes A and B , operatingsimultaneously, can empty the pool inhalf the time than that of taken by Calone. Pipe A , working alone , takeshalf the time taken by pipe B. Togetherthey take 6 hrs 40 minutes to emptythe pool . Time taken by pipe A toempty the pool , in hours, is(a) 10 (b) 15(c) 30 (d) 7

54. A trader allows a trade discount of 20%

and a cash discount of %4

16 on the

marked price of the goods and gets anet gain of 20% of the cost. By howmuch above the cost should the goodsbe marked for the sale ?(a) 70 % (b) 60%(c) 50 % (d) 40 %

55. For x = 2y +6, the value of

xy36y8x 33 - 261 is

(a) 4 (b) 0(c) -2 (d) -1

56. X and Y are centres of circles of radii 9cm and 2 cm respectively, XY = 17 cm.Z is the centre of a circle of radius r cmwhich touches the above circles

e x t e r n a l l y . G i v e n t h a t XZY = 900 ,the value of r is(a) 13 cm (b) 6 cm(c) 9 cm (d) 8 cm

57. If sin θ =4

3then,

1θsec

θcotθeccos2

22

is equal to:

(a)3

5(b)

3

7

(c)3

2(d)

2

3

58. The ratio of age between A and B is 6:5

and the age of each C and D is10

9times

that of B. Age of F is less than A but

greater than B. The ratio of agesbetween B and E is 2:3. Also age of A is3 years less than E . What is the ratioof ages of A and F if all the ages are inintegers ?(a) 12:11 (b) 9:7(c) 24:19 (d) 12:13

59. A merchant buys 4000 kg of wheat. One–fifth of which he sells at a gain of 5 %,one –fourth at a gain of 10 % , one –half at a gain of 12 %, and the remainderat a gain of 16 % . If he had sold thewhole at a gain of 11 %, he would havemade Rs.72.80 more . What was thecost price of the crop per KG ?(a) Rs.2 (b) Rs.2.26(c) Rs.2.50 (d) None of these

60. A sum of Rs.725 is lent in the beginningof a year at a certain rate of interest .After 8 months , a sum of Rs.362.50more is lent but at the rate twice theformer. At the end of the year , Rs.33.50is earned as interest from both theloans. What was the original rate ofinterest (approx) ?(a) 3.5 % (b) 4.5 %(c) 5 % (d) 6 %

61. A reservoir is in the shape of a frustumof a right circular cone. It is 8 m acrossat the top and 4 m across the bottom.It is 6 m deep . Find the area of itscurved surface.(a) 119.26 m2 (b) 162.3 m2

(c) 452 m2 (d) 181.6 m2

62. Area enclosed by the equations y =|x|-5in xy –co-ordinates system is(a) 50 sq. unit(b) 20 sq. unit(c) 25 sq. unit(d) 52 sq. unit

63. At the foot a mountain the elevation ofits summit is 450, after ascending1000m towards the mountain up aslope of 300 inclination, the elevationis found to be 600. The height of themountain is(a) 1.366 km (b) 1.633 km(c) 1.636 km (d) 1.363 km

64. ABCD is a square. The diagonals ACand BD meet at O. Let K and L be thepoints on AB such that AO = AK, BO

= BL, If θ = LOK, then what is the

value of θ ?

(a) 075 (b) 060

(c) 045 (d) 030

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65. What is the possible expression for the3rd dimension of the cuboid 12ky2 +8ky -20k, if the two of its dimensionsare (y – 1) and 4k ?(a) 3y + 2 (b) 2y +3(c) 3y + 5 (d) 3y - 5

66. A square field of area 31684 sq. m is tobe surrounded by the barbed wire. Thewire to be fixed at the height of 1,2,3,& 4 m above the ground . If the lengthof the wire required to cover the fieldonce is 5 % more than the actual length,then how long the wire will be required?(a) 2390.4 m (b) 2590.6 m(c) 2785.8 m (d) 2990.4 m

67. The average age of Sachin and Ganguliis 35 years. If Kaif replaces Sachin, theaverage become 32 years and if Kaifreplaces Ganguli, then the average agebecomes 38 years. If the average age ofDhoni and Irfan be half of the averageage of Sachin, Ganguli and Kaif , thenthe average age of all the five people is:(a) 28 years (b) 32 years(c) 25 years (d) 26 years

68. A cylinder which has the capacity ofeight litres contains a mixture ofoxygen and nitrogen. The volume ofoxygen in the cylinder is 16 % of totalvolume . A few litres of the mixture isreleased and an equal amount ofnitrogen is added. Then the sameamount of the mixture as before isreleased and replaced by nitrogen forthe second time . As a result the oxygencontent becomes 9 % of total volume ,Find the amount of mixture releasedeach time?(a) 2 litres (b) 2.5 litres(c) 1 litres (d) 0.5 litres

69. A, B and C are situated at the bank ofriver which is flowing at a constant rate. B is at an equal distance with A and C.A swimmer Avinash takes 10h to swimfrom A to B and B to A. Also , he takes8h to swim from A to C in downstream.What is the ratio of speed of Avinashin still water and speed of stream ?(a) 5 : 4 (b) 3 : 5(c) 2 : 5 (d) None of these

70. 94939291 4444 is divisible by

(a) 17 (b) 13(c) 11 (d) 3

71.?47255

5

1-60%of

5

14419

218

(a) 10 (b) 15(c) 7 (d) 16

72.

10099

1......

43

1

32

1

21

1 is

equal to

(a)9900

1(b)

100

99

(c)99

100(d)

99

1000

Direction (73-75) : The numbers in thebracket give the maximum marks in eachsubject.The following table gives the percentageof marks obtained by seven students insix different subjects in an examination. study it and answer the question givenbelow it.

Students

Subject (Maximum Marks )

Maths(150)

Chemistry(130)

Physics(120)

Geography(100)

History(60)

ComputerScience

(40)Golu 90 50 90 60 70 80Mithi 100 80 80 40 80 70Suraj 90 60 70 70 90 70

Gapplu 80 65 80 80 60 60Mahi 80 65 85 95 50 90

Khushi 70 75 65 85 40 60Sheetal 65 35 50 77 80 80

73. What are the average marks obtained byall seven students in physics ? (Roundoff two digits after decimal)(a) 77.26 (b) 89.14(c) 91.37 (d) 96.11

74. The number of students who obtained60% or above marks in all subjects is(a) 1 (b) 2(c) 3 (d) 4

75. What was the aggregate of marksobtained by suraj in all subjects ?(a) 409 (b) 179(c) 429 (d) 449

GENERAL AWARENESS

76. Which battle was fought in 1565?(a) Battle of Chanderi(b) Battle of Chausa(c) Battle of Talikota(d) Battle of Khanua

77. Traces of rice cultivation have been foundat which of the following Harappansites?(a) Lothal and Rangpur(b) Kalibangan and Ropar(c) Alamgirpur and Harappa(d) All Harappan sites

78. Which one amongst the following is theoldest Dynasty?(a) Pallava Dynasty(b) Chola Dynasty(c) Maurya Dynasty(d) Gupta Dynasty

79. The leader of the Bardoli Satyagraha(1928) was?(a) Sardar Vallabhbhai Patel(b) Mahatma Gandhi(c) Mahadev Desai(d) Subash Bose

80. Which of the following Articles of IndianConstitution guarantees equalopportunities in public employment topersons belonging to SC/ST and theother minority communities?(a) Article 15 (b) Article 27(c) Article 22 (d) Article 16

81. Which of the following Statements iscorrect regarding the ElectionCommission of India?(a) It is an independent and statutory

body.(b) It consists of members having

tenure of six years.(c) It acts as a court for arbitration of

disputes related to granting ofrecognition to political parties.

(d) Being an all-India body, it is alsoconcerned with the elections withthe elections to Gram Panchayatsand State Municipalities.

82. Which of the following is a part of theElectoral College for the Election of thePresident but does not participate inthe proceedings for his/herimpeachment?(a) Lok Sabha(b) Rajya Sabha(c) State Legislative Assemblies(d) State Legislative Councils

83. The pass located at the southern end ofthe Nilgiri Hills in south India is called(a)The Palghat gap(b)The Bhorghat pass(c)The Thalgat pass(d)The Bolan pass

84. Eclipses occur due to which opticalphenomena?(a) Reflection(b) Refraction(c) Rectilinear propagation(d) Diffraction

85. The clouds extending from one side ofhorizon to other as a dark grey sheethaving uniform base are called(a) Stratus clouds

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(b) Cumulus clouds(c) Cirrus clouds(d) Nimbus clouds

86. The solubility of a gas in liquid increaseswith(a) Increase in Temperature(b) Reduction in Gas Pressure(c) Decrease in Temperature and

Increases in Gas Pressure(d) Amount of Liquid Taken

87. Sodium carbonate crystals lose watermolecules. This property is called(a) Hygroscope(b) Deliquescence(c) Efflorescence(d) None of these

88. Which of the following is a natural dye?(a) Crystal violet(b) Aniline blue(c) Alizarin(d) Phenolphthalein

89. Water cannot be used to extinguish firecaused by electric current because(a) It may cause electrocution(b) It may cause hydrolysis(c) It may cause electrolysis(d) It may spoil the wiring

90. Electromotive force is most closelyrelated to(a) Electric Field(b) Magnetic Field(c) Potential Difference(d) Mechanical Force

91. A Money Bill can originate(a) In either house of Parliament(b) Only in the Lok Sabha(c) Only in the Rajya Sabha(d) Only in a joint sitting of the two

houses92. Which of the following gland allow

excess water to leave the body(a) Thyroid gland(b) Thymus gland(c) Pituitary gland(d) Eccrine gland

93. Cystic vein receive blood from(a) Liver (b) Heart(c) Brain (d) Gall – bladder

94. Which one of the following is consideredas a cell with in a cell?(a) Ribosome(b) Chloroplast(c) Lysosomes(d) Golgi Apparatus

95. To whom was the “Bharat Ratna”awarded last in 2019?(a) J. P. Narayan(b) Amartya Sen

(c) Atal Bihari Vajpayee(d)Bhupen Hazarika

96. The lengthiest classical epic of India is(a) Bhagwad Gita(b) Ramayana(c) Gita Govinda(d) Mahabharata

97. Navy Day is observed on(a) December 4(b) October 28(c) November 14(d) January 13

98. Who is the winner of Vyas Samman2018?(a) Leeladhar Jagudi(b) Mamta Kalia(c) Surendra Verma(d) Dr. Sunita Jain

99. Who is the recipient of the 2019Templeton Prize?(a) Gérard Mourou(b) Marcelo Gleiser(c) Donna Strickland(d) John Templeton

100. Which country ban Assault Weapons(a) New Zealand(b) Russia(c) Thailand(d) Pakistan

EXPLANATIONS

1. (d); River Damodar is known as Bengal’ssorrow.

2. (c); Gulliver’s Travels was written byJonathan Swift.

3. (a); The position values of the alphabetsare used where A=1, B=2, C=3 and soon. P(16) L(12) : (12x2) (16x2) W(23) M(13) : (13x2) (23x2)

4. (c); 50 = 16 * 3 + 2 Similarly, 24 * 3 + 2 = 74 Hence, option (C) is the right answer.

5. (a); The position values of the alphabetsare used where A=1, B=2, C=3 and soon. 6 is subtracted to determine theposition values of the latter alphabets J(10) X(24) : D(4) R(18) P(16) N(14) : J(10) H(8)

6. (b); (7-1) (3+1) = 24 (9-1) (3+1) = 32 and not 24 (5-1) (3+1) = 16 (3-1) (7+1) = 16

7. (c); The gap between the neighbouringalphabets is of 2. 

J_ _ G _ _ D _ _ A C _ _ Z _ _ W _ _ T S _ _ P _ _ M _ _ J

8. (c); Arrangements of words as per orderin dictionary are as under:- 

Hence, c is the required answer.9. (b); There are 2 series: 

A _ _ D _ _ G _ _ J W _ _ T _ _ Q _ _ N Clearly, there is a gap of two lettersbetween two alternating series.

10. (b); BEJS=> ’ B ’, then two alphabetskipped, then ’ E ‘ taken, then 4alphabets skipped, then ‘J ‘ taken, then8 alphabets skipped ,’S’ taken. KNSB => after ‘S‘ 8 alphabetsskipped,T,U,V,W,X,Y,Z,then A, thesealphabets are skipped Same formula applied in all otherelements. UX?L => After X, 4 alphabetsskipped,’C ‘ taken . So 4th  term of given series is UXCL

11. (b);

12. (b); Given equation in question 7÷4×2+5÷3-4÷2-5=16 If we change sign ‘÷ ‘ and ‘ × ‘ then, 7×4÷2+5×3-4×2-5 

7×4÷2+5×3-4×2-5 

7×2+15-8-5 

14+15-8-5 

1613. (d); She moves from starting point A 20

meters north wards up to B, then turnsright & moved 40 meters up to point C& then turns right & moves 35 metersup to point D & 15 meters up to E Diagram given below depicts the pathtraverse by Rashmi. 

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AB=20 m, BC=40 m CD=35 m, DE=15 m, EF=15 m AF=BC + DE =40+15=55 m So answer is 55m east of starting point.

14. (a); Crash landing without heeding expertopinion is dangerous. Pilot should lookfor a safe landing site and only in caseof emergency and when no otheroptions are possible, crash landingshould be done and pilot should alwayslisten to air traffic controls advice andalerts.

15. (a)

16. (a); All four figures are made by fivesquares. The middle square value is the productof left vertical and right verticalsquares. For first figure: Left vertical squares =value of firstsquare – value of second square. Left vertical squares x = 15 – 5 =10. Right vertical square y = value of firstsquare + value of second square. Right vertical square y = 2 + 6 = 8. Value of Middle square is = Left verticalsquares(x) * Right vertical square(y). = 10 * 8= 80. For second figure: Value of Middle square is = Left verticalsquares(x) * Right vertical square(y). = (9 - 4) * (7 + 6) = 65. Similarly, for third figure: Value of Middle square is = Left verticalsquares(x) * Right vertical square(y). = (13 - 11) * (16 + 8) = 48. Hence, option (a) is correct.

17. (b); Clearly, circle represents thecricketers, rectangle represents thewrestlers and diamond represents theathletes. So, the required region is theone which is common to the circles andrectangle. 

Hence, option (b) is the correct answer18. (a); 73 + 17 = 90/2 = 45

68 + 40 = 108/2 = 5483 + 15 = 98/2 = 49.Hence Answer = 49

19. (c)20. (a); All fathers are males. But some

fathers or males are engineers. If males are represented as a big circle,fathers will represent the small circleinside the big circle. Engineers willrepresent the smallest circle touchingboth the other circles. 

21. (d)

22. (d); On observing the options we cansee that the figure given under option(d) is indeed embedded in the originalfigure. It has been represented below: 

23. (b)24. (d); Total number of days from 4th July

to 15th August= (27 + 15) = 42 Days Number of extra days = 42/7 = 0(remainder) Thus, day on 15 th  Aug will be(Tuesday + 0) = Tuesday

25. b 26. b 27. a 28. a29. d 30. c(31-33)31-b; Use ‘a’ in place of ‘the’32-b; Use ‘surveying’ in place of ‘survey’

as “ing” form must be used with thephrase with a view to.

33-a; Use ‘had been lying’ in place of ‘hadlaid’

34. a 35. b 36. d 37. a38. a 39. b 40. a 41. c42. a 43. a 44. a 45. a46. d 47. a 48. b 49. d50. c

51. (b) 347n

3434

3223222

232

So,32

132

n

1n

32

1347

4

32

324

52. (b) 31θsec2

013θtan

3θtanθtan1 2

013tanθ

tanθθtan3θtan 2

03

13tanθtanθ

03tanθ

01θtan3θtan

tan θ - 3 = 0

or 01tanθ

tan θ = 3 or 1tanθ 53. (b) Let x hour = time taken by pipe A

alone to empty the pool2x hour = time taken by pipe B aloneto empty the poolSo, Time taken by pipe A & B togetherto empty the pool

x2x

x2x

hours

x3

x2 2

hours = x3

2 hours

Time taken by pipe C alone to

empty the pool

2x

3

2hours

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MAGAZINE FOR THE MONTH OF JULY 2019

][104Page |

x3

4 hours

Part of the pool which will beempty when A,B & C work togetherfor one hour

x4

3

x2

1

x

1part

x4

324part

x4

9 part

Total time taken by A,B & Cworking together to empty the pool

4009

x4 minutes

[6 hour 40 minutes = 400 min]

4

9400x

minutes

= 900 minutes = 15 hours54. (b) Single equivalent discount of 20% &

another of %4

16

%100

425

20%

4

25%20

= 25 % discountWhen C.P = Rs.100 and gain 20% thenS.P = Rs.120But Rs.120 = 75 % of M.P

MP = 160.Rs75

100120

MP should be above CP by

%60100100

100160

55. (b) 6y2x

33 6y2x

216y2xy2.x.3y8x 33

2166xy6y8x 33

0216xy36y8x 33

56. (b) XZ = r + 9 & YZ = r + 2

222 ZYXZXY

222 2r9r17

4r4r81r18r289 22

028985r22r2 2

0204r22r2 2

0102r11r2

0102r6r17r2

017r617rr

017r6r

cm6r as -17 is not possible

57. (b)4

3sin θ

Then ,1sec

coteccos2

22

θ

θθ

θθ

θθ

θ

θθ

θ

2

2

2

2

2

2

2

2

cos

cos1sin

cos1

1cos

1sin

cos

sin

1

=θθ

θθ

θθ

2

2

2

2

2

2

sin

cos

sin

cos

sin

sin

3

7

3

4

4

7

4

316

91

sin

sin122

2

58. (a) Here , ,A6

5B C = D =

10

9B, B

=3

2E and E – A = 3

B =6

5A =

3

2E

5

4

E

A or E =

4

5A

E – A =4

5A – AA

4

13 A

A = 12E = 15 , B = 10, C = D = 9and F = 11

A : F = 12 : 11159. (d) In the given question, let the total

profit % be P %

Total profit p %

= 122

110

4

15

5

1

162

1

4

1

5

11

%10

10316

20

16

2

51

Now if he would have sold wholewheat 11%

11% -10

103% = Rs.72.80

10

7% = Rs.72.80

1% = 7

1080.72.Rs

100% = Rs.10,400

CP of crop / kg = Rs.

60.2.Rs4000

10400

60. (a) Let the original rate = R%New rate = (2R) %

50.331003

1R250.362

100

1R725

310050.33

R7253275

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%5.3%46.3R

10050R2900

61. (a)

Curved surface area of a frustum

Rr π

Here, R = 2

84m, r =

2

4=2 m

And 22 rRh

4026 22 Curved surface area

40427

22

=119.26 m2

62. (c) |x|- y – 5= 0Area of two triangles formed by|x| - y - 5 = 0

11

5

ab

c

ab2

c2

222

=25 Sq. unit63. (a)

m1000AA 21 1 km

0112 30BAA

022 60BTA

In A1A

2Q

Sin 300 =21

2

AA

QA

2

11

2

1QA2 km= B

2 B

1...(i)

21

10

AA

QA30cos

km2

31

2

3QA1 ....(ii)

In 11ATB :

tan1111

10

BA

x

BA

TB45 ….. (iii)

In 22BTA :

tans

23

x

21

x3

km366.1x 64. (c) Let sides of a square be a.

Then , AC = a 2 and AO= OC =

2

a

Here, AM =2

a

LM = 2

a

2

a and OM =

2

a

In OML

12

212

12

2a

2a

2

a

2tan

θ

22121

122

2tan1

2tan2

tan2

θ

θ

θ

222

122

2231

122

1tan θ045 θ

65. (c) Volume of the cuboid

k20ky8ky12 2

5y2y3k4 2

5y3y5y3k4 2

5y315y3yk4

5y31yk4 3rd dimension = 3y + 5

66. (d) Side of the square field

= 31684 =178 m

Perimeter of the square field

m7121784 Length of the wire required to coverthe field once =105 % of 712 m

= 1.05 712= 747.6 m

Total length of the wire

= m4.29906.7474 67. (a) Total age of S + G = 35 2 = 70

years .K + G = 32 2 =64 yearsS + K = 38 2 = 76 years

KGS 2

766470

2

210 = 105 years

Average of S + G + K =3

105= 35

years

Average of D + I = 2

35Sum of age

of D + I = 35

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][106Page |

Average of S, G, K, D , I =

5

35105 =28 years

68. (a) Let each time y amount of mixturereleases

22

2

4

3

8

y1

16.0

09.0

88

y18

2y4

1

8

y litres

69. (d) Let x = speed of Avinash in stillwater and y = speed of stream.

10yx

d

yx

d

…..(1)

dyx48yx

d2

………(2)

From (1), 10yxyx

yxyxd

yxyx10x2d xd = 5 ( x + y ) (x – y)From (2),

yx4

d5xd

y4

5x

4

5x

1

5

y

xy5x

70. (a) 3291 44414

641641491

85491914175

Divisible by 17.71. (d)

476255

1-60%of

5

14419

218

47625

5

1-60%of

5

121

321

8

47625

5

1-60%of

5

28

47352

5

1

5

3of

5

28

47625

5

1

5

3

5

28

164328

4762525

18

72. (b)

10099

1....

43

1

32

1

21

1

Tn = 1n

1

n

1

1nn

1

[By partial fraction]

Sn =

3

1

2

1

2

11

100

1

99

1.....

Sn =

100

11 [ first term + last

term ]=100

99

73. (b)7

1 [(90% of 120) + (80% of 120) +

(70% of 120) + (80% of 120) + (85%of 120) + (65% of 120) + (50% of 120)]

120of%5207

1

14.897

624

74. (b) From the table , it is clear the thatSuraj & Gapplu have 60% or moremarks in each of the six subjects.

75. (d) Aggeregate marks obtained by suraj= [(90% of 150) + (60% of 130) + (70%of 120) + (70% of 100) + (90% of 60)+ (70% of 40)]= [135 + 78 + 84 + 70 + 54 + 28] = 449

76. c 77. b 78. c 79. a80. d 81. b 82. c 83. a84. c 85. a 86. a 87. c88. c 89. a 90. c 91. b92. d 93. d 94. c 95. d96. d 97. a 98. a 99. b100. a

VANIK’S KNOWLEDGE GARDEN

UNIVERSAL BASIC INCOME (UBI) Universal Basic Income (UBI) is a

programme for providing all citizensof a country or other geographicarea/state with a given sum ofmoney, regardless of their income,resources or employment status.

The main idea behind UBI is toprevent or reduce poverty andincrease equality among citizens.The essential principle behindUniversal basic income is the ideathat all citizens are entitled to alivable income, irrespective of thecircumstances they’re born in.

The Economic Survey 2016-17advocated the concept of UniversalBasic Income (UBI) as an alternativeto the various social welfare schemesin an effort to reduce poverty.

The Survey points out that the twoprerequisites for a successful UBIare:

(a) Functional JAM (Jan Dhan,Aadhar and Mobile) system as itensures that the cash transfergoes directly into the account of abeneficiary and(b) Centre- State negotiations oncost sharing for the programme.

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MAGAZINE FOR THE MONTH OF JULY 2019

LIST OF COUNCIL OF MINISTERS

NAME OF MINISTER PORTFOLIO

Narendra ModiMinistry of personnel, public grievances and pensionsDepartment of atomic energy, Department of spaceAll important policy issues and all other portfolios not allocated to any minister

Rajnath Singh Minister of defence

Amit Shah Minister of home affairs

Nitin Gadkari Minister of road transport and highwaysMinister of micro, small and medium enterprises

D V Sadananda Gowda Minister of chemical and fertilizers

Nirmala Sitharaman Minister of finance, Minister of corporate affairs

Ram Vilas Paswan Minister of consumer affairs, food and public distribution

Narendra Singh Tomar Minister of agriculture and farmers welfareMinister of rural development, Minister of panchayati raj

Ravi Shankar Prasad Minister of law and justice, Minister of communicationsMinister of electronics and information technology

Harsimrat Kaur Badal Minister of food processing industries

Thaawar Chand Gehlot Minister of social justice and empowerment

Dr SubrahmanyamJaishankar Minister of external affairs

Ramesh Pokhriyal'Nishank' Minister of human resource development

Arjun Munda Minister of tribal affairs

Smriti Zubin Irani Minister of women and child development; and Minister of textiles

Dr. Harsh Vardhan Minister of health and family welfare;Minister of science and technology; and Minister of Earth sciences

Prakash Javadekar Minister of environment, forest and climate change; andMinister of information and broadcasting

Piyush Goyal Minister of railways; andMinister of commerce and industry

Dharmendra Pradhan Minister of petroleum and natural gas; and Minister of steel.

Mukhtar Abbas Naqvi Minister of minority affairs

Pralhad Joshi Minister of parliamentary affairs; Minister of coal; and Minister of mines.

Dr. Mahendra Nath Pandey Minister of skill development and entrepreneurship

Arvind Ganpat Sawant Minister of heavy industries and public enterpriseGiriraj Singh Minister of animal husbandry, dairying and fisheries

Gajendra Singh Shekhawat Minister of jal shakti

WHO’S WHO

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MAGAZINE FOR THE MONTH OF JULY 2019

MINISTERS OF STATE (INDEPENDENT CHARGE)

NAME OFMINISTER PORTFOLIO

Santosh GangwarMoS (independent charge) of ministry of labourand employment

Rao Inderjit SinghMoS (independent charge) of ministry of statisticsand programme implementation

Shripad Yesso NaikMoS (independent charge) of ministry of AYUSHMoS in the ministry of defence

Dr Jitendra Singh

MoS (independent charge) of ministry of developmentof North Eastern regionMoS in the Prime Minister’s Office;MoS in the ministry of personnel, public grievancesand pensions;MoS in the department of atomic energy; andMoS in the department of space

Kiren RijijuMoS (independent charge) of the ministry of youthaffairs and sports;MoS in the ministry of minority affairs

Prahalad Singh PatelMoS (independent charge) of the ministry of culture;MoS (independent charge) of the ministry of tourism

Raj Kumar Singh

MoS (independent charge) of the ministry of power;MoS (independent charge) of the ministry of newand renewable energy;MoS in the ministry of skill developmentand entrepreneurship

Hardeep Singh Puri

MoS (independent charge) of the ministry of housingand urban affairs;MoS (independent charge) of the ministry of civilaviation;MoS in the ministry of commerce and industry

Mansukh L.Mandaviya

MoS (independent charge) of the ministry of shipping;MoS in the ministry of chemicals and fertilizers

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MAGAZINE FOR THE MONTH OF JULY 2019

MINISTERS OF STATE

NAME OF MINISTER PORTFOLIO

Faggansingh Kulaste MoS ministry of Steel

Ashwini Kumar Choubey MoS ministry of Health and Family Welfare

Arjun Ram MeghwalMoS ministry of Parliamentary Affairs;MoS ministry of Heavy Industries and Public Enterprises

General (Retd) V. K. Singh MoS ministry of Road Transport and Highways

Krishan Pal MoS ministry of Social Justice and Empowerment

Danve Raosaheb Dadarao MoS ministry of Consumer Affairs, Food and Public Distribution

G. Kishan Reddy MoS ministry of Home Affairs

Parshottam Rupala MoS ministry of Agriculture and Farmers Welfare

Ramdas Athawale MoS ministry of Social Justice and Empowerment

Sadhvi Niranjan Jyoti MoS ministry of Rural Development

Babul Supriyo MoS ministry of Environment, Forest and Climate Change

Sanjeev Kumar Balyan MoS ministry of Animal Husbandry, Dairying and Fisheries

Dhotre Sanjay ShamraoMoS ministry of Human Resource Development; MoS ministry ofCommunications; and MoS ministry of Electronics and Information Technology

Anurag Singh ThakurMoS ministry of Finance; andMoS ministry of Corporate Affairs

Angadi Suresh Channabasappa MoS ministry of Railways

Nityanand Rai MoS ministry of Home Affairs

Shri. Rattan Lal KatariaMoS ministry of Jal Shakti; and MoS ministry of Social Justice andEmpowerment

V. Muraleedharan MoS ministry of External Affairs; and MoS ministry of Parliamentary Affairs

Renuka Singh Saruta MoS ministry of Tribal Affairs

Som Parkash MoS ministry of Commerce and Industry

Rameswar Teli MoS ministry of Food Processing Industries

Pratap Chandra SarangiMoS ministry of Micro, Small and Medium Enterprises; and MoS ministry ofAnimal Husbandry, Dairying and Fisheries

Kailash Choudhary MoS ministry of Agriculture and Farmers Welfare

Debasree Chaudhuri MoS ministry of Women and Child Development

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MAGAZINE FOR THE MONTH OF JULY 2019

GOVERNOR & CHIEF MINISTER OF STATE

S.NO

STATE AND U.T. CHIEF MINISTER GOVERNOR

1 Andaman & Nicobar U.T. Devendra Kumar Joshi

2 Andhra Pradesh Shri Jagan Mohan Reddy Shri. E. S. L. Narasimhan

3 Arunachal Pradesh Pema Khandu B.D. Mishra

4 Assam Sarbananda Sonowal Jagdish Mukhi

5 Bihar Nitish Kumar Lal Ji Tondon

6 Chandigarh U.T. V.P. Singh Bandore

7 Chhattisgarh Dr. Bhupesh Baghel Anandiben Patel

8 Goa Pramod Sawant Mridula Sinha

9 Gujarat Vijay Rupani Shri Om Prakash Kohli

10 Haryana Manohar Lal Khattar Satyadev Narayan Arya

11 Himachal Pradesh Jai Ram Thakur Acharya Dev Vrat

12 Jammu and Kashmir Presidents Rule Satyapal Malik

13 Jharkhand Raghubar Das Draupadi Murmu

14 Karnataka H.D. Kumaraswami Vajubhai Rudabhai Vala

15 Kerala PinarayiVijayan P. Sathasivam

16 Madhya Pradesh Kamal Nath Anandiben Patel

17 Maharashtra Devendra Fadnavis Chennamaneni Vidyasagar Rao

18 Manipur N. Biren Singh Najma Heptullah

19 Meghalaya Conard Sangam Tathagata Roy

20 Mizoram Zoramthanga Jagdish Mukhi

21 Nagaland Neiphiu Rio Shri Padmanabha Balakrishna Acharya

22 New Delhi Arvind Kejriwal Anil Bijal

23 Odisha Sh. Naveen Patnaik Ganeshi Lal

24 Puducherry V. Narayanasamy Kiran Bedi

25 Punjab Captain Amarinder Singh V P Singh Badnore

26 Rajasthan Ashok Gehlot Kalyan Singh

27 Sikkim Shri Prem Singh Tamang Ganga Prasad

28 Tamil Nadu Eddappadik Palaniswami Banwaril Lal Purohit

29 Telangana K Chandrasekhar Rao ESL Narasimhan

30 Tripura Biplap Kumar Dev Kaptan Singh Solanki

31 Uttar Pradesh Yogi Aditya Nath Shri Ram Naik

32 Uttarakhand Trivendra Singh Rawat Baby Rani Maurya

33 West Bengal Km. Mamata Banerjee Keshari Nath Tripathi

34 Dadra and Nagar Haveli U.T. Prafula Khodapatel

35 Daman and Diu U.T. Prafula Khodapatel

36 Lakshadweep U.T. Farooq Khan

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MAGAZINE FOR THE MONTH OF JULY 2019

BUREAUCRATS1. National Security Adviser-Ajit Doval2. Cabinet Secretary of India-Pradeep Kumar Sinha3. Attorney General of India-K. K. Venugopal4. Solicitor General of India-Tushar Mehta5. Home Secretary-Rajiv gauba6. Finance Secretary-Subash Chandra Garg7. Foreign Secretary-Vijay Keshav Gokhale8. Defence Secretary- Sanjay Mitra9. Secretary-General of the Lok Sabha-Snehalata Srivastava (She succeed Anup Mishra)10. Secretary-General of the Rajya Sabha-Desh Deepak Verma11. Speaker, Lok Sabha- Sumitra Mahajan12. Deputy Speaker, Lok Sabha- M. Thambidurai13. Deputy Chairman, Rajya Sabha-PJ Kurien14. Principal Scientific Adviser-R. Chidambaram15. Director,National Technical Research Organisation-Alok joshi16. Chief Economic Adviser-Krishnamurthy Subramanium17. Permanent Representative of India to the United Nations-Syed Akbaruddin18. Chairman, Railway Board-Vinod Kumar Yadav19. Chief Justice of India-Ranjan Gogoi20. Comptroller and Auditor-General of India-Rajiv Mehrishi21. Chief Election Commissioner of India-Sunil Arora22. Election Commissioner-Ashok Lavasa & Sushil Chandra23. Chairperson, NITI Aayog-Prime Minister N.Modi24. Vice President, NITI Aayog-Rajiv Kumar25. CEO, NITI Aayog- Amitabh Kant26. Defence Research and Development(DRDO) Secretary -G. Satheesh Reddy27. Principal Secretary to PM - Nirpendra Mishra28. Director, Enforcement Directorate-Sanjay Kumar Mishra

PERMANENT COMMISSIONS OFFICE-HOLDERS1. Chairman, National Human Rights Commission of India-H. L. Dattu2. Chairman, Central Vigilance Commission-K. V. Chowdhary3. Chairman, Central Information Commission-Sudhir Bhargava4. Chairperson, Central Board of Direct Taxes -Pramod Chandra Mody5. Chairman, National Commission for Minorities-Syed Ghayorul Hasan Rizvi6. Chairman, National Commission for Scheduled Castes-Ram Shankar Katheria7. Chairman, National Commission for Scheduled Tribes -Nand Kumar Sai8. Chairman, National Commission for Backward Classes- Bhagwan Lal Sahni9. Chairman, National Commission for Women-Rekha Sharma10. Chairman, Atomic Energy Commission of India-Sekhar Basu11. Chairman, ISRO-K. Sivan12. Chairman, National Forest Commission-B. N. Kirpal13. Chairman, Union Public Service Commission-Aravinda Saxena14. Chairman, University Grants Commission-Dhirendra Pal Singh15. Chairman, Central Water Commission-Narendra Kumar16. Director, Space Applications Centre-Tapan Misra17. Chairman, Competition Commission of India-Devender Kumar Sikri18. Chairman, CBSE (Central Board of Secondary Education)-Anita Karwal19. Chairperson, Central Board of Indirect Tax & Customs (CBIC)-Pranab Kumar Das20. Chairman, FSSAI(Food Safety and Standards Authority of India)-Rita A. Teotia

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MAGAZINE FOR THE MONTH OF JULY 2019

21. Chairman, National Highways Authority of India-Nagendra Nath Sinha22. Chairman, Central Board of Film-Prasoon Joshi23. Chairman, Children’s Film Society of India-Vacant24. Chairman, Press Council of India -CK Prasad25. Chairman, Press Trust of India-N. Ravi26. Chairman, Telecom Regulartory Authority of India (TRAI)-Ram Sevak Sharma27. Chairperson, National Green Tribunal-Adarsh Kumar Goel28. Director, NCERT(National Council of Educational Research and Training)-Hrushikesh Senapaty29. Director General, Archaeological Survey of India-Rakesh Tewari30. Chairperson, Staff Selection Commission -Ashim Khurana31. Director General, Delhi Metro Rail Corporation-Mangu Singh

DEFENCEAND SECURITY1. Chief of the Army Staff-General Bipin Singh Rawat2. Chief of the Air Staff-Air Chief Marshal Birender Singh Dhanoa

(also Chairman of Joint Chiefs of Staff Committee)3. Chief of the Naval Staff-Admiral Sunil Lamba4. Chief of Integrated Defence Staff-Lt. General P.S. Rajeshwar5. Director, Research and Analysis Wing-Anil Dhasmana6. Director, Intelligence Bureau-Rajiv Jain7. Director General, Military Intelligence-Lieutenant General K. G. Krishna8. Director, Central Bureau of Investigation-Rishi Kumar Shukla9. Director General, Border Security Force-Rajni Kant Mishra10. Director General, Central Reserve Police Force-Rajiv Rai Bhatnagar11. Director General, Central Industrial Security Force-Rajesh Ranjan12. Director General, Indo-Tibetan Border Police-R. K. Pachnanda13. Director General, National Security Guard-Sudeep Lakhtakia14. Director General, National Investigation Agency-Yogesh Chander Modi15. Director General, National Disaster Response Force-Satya Narayan Pradhan16. Director General,SSB-Kumar Rajesh Chandra

HEADS OF FINANCIAL BODIES1. Chairman, 14th Finance Commission of India-Y. Venugopal Reddy, 15th Finance Commission-N.K. Singh2. Governor of Reserve Bank of India-Shaktikanta Das3. Chairman, Securities and Exchange Board of India-Ajay Tyagi4. Chairman, Insurance Regulatory and Development Authority of India-Subash Chandra Khuntia5. Chairman, 7th Pay Commission-Ashok Kumar Mathur6. Chairman, Small Industries Development Bank of India-Muhammad Mustafa7. Chairman, Company Law Board-Mahesh Kumar Mittal8. Chairman and Managing Director, Export-Import Bank of India- David Rasquinha9. CEO and Managing Director, National Housing Bank-Dakshita Das10. Chairman, National Bank for Agriculture and Rural Development-Harsh Kumar Bhanwala11. CEO and Managing Director, Industrial Finance Corporation of India-Dr. Emandi Sankara Rao12. MD & CEO of National Stock Exchange-Vikram Limaye13. Chairman, Bombay Stock Exchange-Sethuratnam Ravi14. Chairperson, State Bank of India-Rajnish Kumar15. Chairman, IDBI-Rakesh Sharma16. Chairman, Life Insurance Corporation of India-M.R. Kumar17. President, Federation of Indian Chambers of Commerce and Industry-Sandip Somani18. Chairman, Pension Fund Regulatory and Development Authority-Hemant G. Contractor19. President, Confederation of Indian Industry-Rakesh Mittal20. President, ASSOCHAM-Balkrishan Goenka21. Chairman, National Statistical Commission-P.C. Mohanan (Acting)22. Chairman of Indian Bank Associations-Sunil Mehta23. CMD & CEO of Indian Post Payment Bank (IPPB) - Suresh Sethi

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MAGAZINE FOR THE MONTH OF JULY 2019

ABBREVIATIONAcronyms Abbreviations

ACS Automated Clearing Systm.

AD Authorized Dealer.

ADB Asian Development Bank.

ADF Automated Data Flow

AEPS Aadhaar Enabled Payments Switch

AFS Annual Financial Statement.

AIC Agricultural Insurance Company.

AIF Alternative Investment Fund

ALCO Asset Liability Committee

ALM Asset Liability Management

AMFL Association of Mutual Funds in India.

AML Anti-Money Laundering

AMRMS Audit and Risk Monitoring Mechanism

ANBC Adjusted Net Bank Credit

APBS Aadhaar Payment Bridge System

ARC Asset Reconstruction Companies

ASBA Applications Supported Bank Accounts

ASSOCHAMAssociated Chambers of Commerce andIndustry of India.

ATM Automated Teller Machine.

BCBS Basel Committee on Banking Supervision

BCSBI Banking Codes and Standards Board of India

BIS Bank for International Settlements.

BOE Bill of Exchange

BOP Balance of Payments.

BOT Build,Operate and Transfer.

BSCS Basel Committee on Banking Supervision.

BSE Bombay Stock Exchange.

BSR Basic Statistical Returns.

CAD Current Account Deficit

CAR Capital Adequacy Ratio

CARE Credit Analysis and Research Limited

CASA Current and Savings Accounts

CBLO Collateralized Bank Lending Obligations

CBS Core Banking Solution.

CCIL Clearing Corporation of India Limited

CCL Cash Credit Limit

CDB Caribbean Development Bank.

CDBS Committee of Direction on BankingStatistics.

CDRS Corporate Debt Restructuring

CDS Credit Default Swap.

CEPA Comprehensive Economic PartnershipManagement.

CFRA Combined Finance and Revenue Accounts.

CGRA Currency and Gold Revaluation Account.

CIBIL Credit Information Bureau of India Limited

CMISCurrency Management InformationSystem

CNP Card Not Present

CPFF Commercial Paper Funding Facility

CPI Consumer Price Index.

CRAR Capital To Risk Weighted Asset Ratio.

CRISIL Credit Rating Information Services Of India

CRMD Credit Risk Management Department.

CRR Cash Reserve Ratio.

CSR corporate social responsibility

CTI Country Threat Index.

DPG Deferred Payment Guarantee

DPN Demand Promissory Note

DRAT Debt Recovery Appellate Tribunal

DRI Differential Rate Of Interest

DSCR Debt Service Coverage Ratio

DTAA Double Taxation Avoidance Agreement.

EBRDEuropean Bank for Reconstruction andDevelopment.

ECB External Commercial Borrowings.

ECS Electronic Clearing System.

EDF Export Development Fund

EDI Electronic Data Internchange

EDP Entrepreneurship Development Programme

EEFC Exchange Earners’ Foreign CurrencyEFTPOS Electronic Funds Transfer At Point Of Sale

EIB European Investment Bank.

ELSS Equity Linked Saving Scheme.

EMI Equated Monthly Instalments

EPFO Employees’ Provident Fund OrganisationEPOS Electronic Point Of Sale

EPS Earning per Share

ESOP Employee Stock Options

EXIM Export Import Bank of India.

FCA Foreign Currency Assets.

FCCB Foreign Currency Convertible Bond

FCNR Foreign Currency Non Resident Deposit Accounts

FCNRA Foreign Currency Non resident Account.

FDI Foreign Direct Investment.

FEDAI Foreign Exchange Dealers Association Of India

FERA Foreign Exchange Regulation Act.

FICCIFederation of Indian Chambers of Commerce andIndustry.

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FII Foreign Institutional Investor.

FINOFinancial Information Network andOperation Limited

FIPB Foreign Investment Promotion Board.

FPI Foreign Portfolio Investment.

FTA Free Trade Agreement.

GAAR General Anti Avoidance Rule.

GDR Global Depository Receipt.

GFD Gross Fiscal Deficit.

GIRO Government Internal Revenue Order.

GMS Gold Monetisation Scheme

GSTN Goods and Services Network

HDFC Housing Development Finance Corporation.

IADB Inter American Development Bank.

IAS Integrated Accounting Systems

IBBI Insolvency and Bankruptcy Board of India

IBRDInternational Bank for Reconstruction andDevelopment

IBU International Banking Unit

ICA Indian Council of Agricultural Research.

ICICIIndustrial Credit and Investment Corporationof India.

ICRAInvestment Information and Credit RatingAgency of India Limited

IDB Islamic Development Bank.

IDBI Industrial Development Bank of India.

IDR Indian Depository Receipts.

IDRBTInstitute for Development and Research OfBanking

IEPF Investors Education and Protection Fund

IFC International Finance Corporation

IIB International Investment Bank.

IIBF Indian Institute of Banking and Finance.

IMF International Monetary Fund.

IMPS Immediate Payment Service

IMT Instant Money Transfer

IOB Indian Overseas Bank.

IPO Initial Public Offering

IPPB India Post Payments Bank

IRBI Industrial Reconstruction Bank Of India.

IRDAInsurance Regulatory and DevelopmentAuthority of India

IROs Interest rate options

IRR Internal Rate Of Return.

ISCIInternational Standard IndustrialClassification

KCC Kisan Credit Card

KMB Kotak Mahindra Bank.

KVB Karur Vysya Bank.

KVIC Khadi and Village Industries Corporation

KVP Kisan Vikas Patra

KYC Know Your Customer Guidelines

LAB Local Area Bank.

LAF Liquidity Adjustment Facility

LAMPS Large Sized Adivasi Multipurpose Societies

LDB Land Development Bank.

LERMS Liberalized Exchange Rate Management System

LIBOR London Inter Bank Offered Rate.

LIC Life Insurance Corporation Of India

LTCG Long-Term Capital Gains

LTN Long Term Note

MCA Ministry Of Company Affairs

MCLR Marginal Cost Of Lending Rate

MFDF Micro Finance Development Fund

MIBOR Mumbai Inter Bank Offer Rate.

MICR Magnetic Ink Character Recognition

MIS Management Information System

MSS Market Stabilisation Scheme

MTN Medium Term Note

MUDRA Micro Units Development And Refinance Agency

NABARDNational Bank For Agricultural And RuralDevelopment.

NAS National Account Statistics.

NAV Net Asset Value.

NBC Non Banking Companies.

NBFC Non Banking Finance Companies

NDA Net Domestic Asset

NDS Negotiated Dealing Systems

NDTL Net Demand And Time Liability

NECS National Electronic Clearing System

NEFT National Electronic Funds Transfer System.

NFA No Frills Account.

NFC Non Banking Finance Companies.

NFS National Financial Switch

NHB National Housing Bank.

NIB Nordic Investment Bank.

NPA Non Performing Assets.

NPCI National Payments Corporation Of India

NPS National Pensions Scheme.

NPV Net Present Value

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MAGAZINE FOR THE MONTH OF JULY 2019

ONE LINER1. The nation pays homage to first Prime Minister Pandit Jawaharlal Nehru on his 55th death anniversary on 27th May

2019. 2. Sikkim Krantikari Morcha (SKM) president Prem Singh Tamang, popularly known as PS Golay took oath as the Chief

Minister of Sikkim.3. The PK Chamling government was ousted by the SKM after over 24 years.4. US President Donald Trump got the red carpet treatment at Japan’s Imperial Palace where he made history, becoming the

first world leader to meet with the new emperor of Japan Naruhito.5. Cyril Ramaphosa, the head of the African National Congress, was sworn in for a five-year term as South Africa’s

president 6. NASA unveiled the calendar for the “Artemis” program that will return astronauts to the Moon for the first time in half

a century, including eight scheduled launches and a mini-station in lunar orbit by 2024.7. Sri Lankan navy has launched extra vigil on its northern seas in wake of media reports that some terrorist elements may

have left the country to land on Indian shores.8. Lewis Hamilton wins Monaco Grand Prix9. Apurvi Chandela bags gold medal in 10m Air Rifle in ISSF World Cup in Munich, Germany.10. China won the badminton world mixed-team championship, Sudirman Cup 2019 in Nanning, China. 11. Facebook plans to launch ‘GlobalCoin’ cryptocurrency in 202012. Mark Zuckerberg, the founder, and chief executive of Facebook13. Action choreographer-filmmaker Veeru Devgan passes away14. India bans Jamaat-ul-Mujahideen Bangladesh terror outfit15. Defence Research and Development Organisation (DRDO)  has successfully test-fired an indigenously-developed 500

kg class guided bomb from a Sukhoi combat jet at Pokhran in Rajasthan.16. RBI stated that all non-deposit-taking  non-banking financial companies (NBFCs)  with an asset size of Rs 5,000 crore and

above, and all deposit-taking NBFCs irrespective of their asset size, have to maintain a liquidity buffer in terms of aLiquidity Coverage Ratio (LCR).

17. Corporation Bank has launched ‘Corp SME Suvidha’, a product for GST-registered MSMEs. 18. Multilateral funding agency  Asian Development Bank (ADB)  has announced that it has signed  an agreement to provide

USD 750 million equivalent  in Indian rupee long-term financing to electrify railway tracks in India. 19. Indian Air Force successfully  fired the  BrahMos air version missile  from its frontline  Su-30 MKI fighter  aircraft. 20. Indian Space Research Organisation (ISRO) has successfully launched the ’RISAT-2B’Satellite from the Sriharikota’s,

Satish Dhawan Space Centre, SHAR. 21. As per  Election Commission of India,  the 2019 Lok Sabha elections witnessed a  voter turnout of 67.10% (interim),  which

is the  highest ever voter turnout in the history of general elections.22. Flight Lieutenant Bhawana Kanth  became the  first woman pilot of the Indian Air Force to qualify to undertake missions

by day on a fighter aircraft. 23. After the  Reserve Bank of India  released a draft framework for setting up a  regulatory sandbox (RS) for fintech players  in

the counter, the market and insurance regulators    SEBI and IRDAI have also launched similar initiatives.24. Tech Mahindra  announced its  biggest defence order worth over Rs 300 crore  with the  Indian Navy. 25. WHO Declares Algeria, Argentina Malaria-Free26. Taiwan Expo 2019  began in Pragati Maidan, New Delhi.27. The  Turkmenistan-Afghanistan-Pakistan-India (TAPI)  gas pipeline meeting was held in  Ashgabat, Turkmenistan.  The

groundbreaking of the TAPI gas pipeline will be held in  Pakistan in October 2019.28. World Bank, CommBank Team Up For ‘World 1st’ Blockchain Bond Transaction29. US, Japan, South Korea, Australia Hold 1st Naval Drills “Pacific Vanguard exercise” In Western Pacific30. HDFC Group Overtakes Tata Group As India’s Most Valuable31. British Prime Minister Theresa May  announces resignation from her post. 32. External Affairs Minister Sushma Swaraj  represented India in the meeting of  Council of Foreign Ministers (CFM) of

Shanghai Cooperation Organisation  to be held in  Bishkek, Kyrgyz Republic. 

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33. Volodymyr Zelenskiy Sworn In As Ukraine’s New President34. Saray Khumalo Becomes 1st Black SA Woman To Conquer Mount Everest35. An author from Oman,  Jokha Alharthi  has won the  prestigious Man Booker International Prize  for ”Celestial Bodies”.36. Social media giant Facebook  has apparently formed a  new financial tech firm,  Libra Networks LLC, in  Geneva, Switzerland. 37. Ola Launches Credit Card In Tie-Up With SBI Card38. India To Grow At 7.1% In FY’20: UN Report39. Bharti AXA Life Insurance,  a private life insurer, has been conferred with the  FICCI Claims Excellence Award.40. Shyam Saran To Be Conferred With Japan’s ‘Order of the Rising Sun’ Award41. Sethu FC turned around a first-half deficit to clinch their first ever Indian Women’s League trophy after defeating Manipur

Police  at the Guru Nanak Stadium, in Ludhiana, Punjab.42. As per the Organisation for Economic Co-operation and Development’s (OECD) Economic Outlook, India’s economic

growth  will regain strength and approach  7.5% by 2020 43. Pema Khandu to take oath as Arunachal Pradesh CM for 2nd term44. Two women IAF officers from Punjab were part of the country’s first all-women crew to fly a medium-lift helicopter Mi-

17 V5.45. Govt sets up tribunal for adjudicating ban on LTTE46. The DRDO successfully test-fired the new version of the Akash surface-to-air defence missile system with a new

indigenously-developed seeker in Balasore off the Odisha coast.47. Indian Army officer appointed the commander of UN Mission in South Sudan48. Russia launches new nuclear-powered icebreaker in bid to open up Arctic49. Indian Overseas Bank (IOB) has announced that it has launched ‘Bank on Wheels’ facility in 14 of its lead districts in

Tamil Nadu and Kerala, besides Vijayawada. 50. In ISSF shooting World Cup, in Munich Germany, India’s Saurabh Chaudhary has won 10m Air Pistol Gold beating his

own World Record. 51. Goa celebrates its statehood day on 30th May.52. As the World Environment Day is approaching, Ministry of Environment, Forest and Climate Change launched a theme

song ‘Hawa Aane De’ on air pollution. 53. World Environment Day is celebrated on June 05.54.  Binny, India’s Only Orangutan Dies In Odisha’S Nandankanan Zoological Park55. After Jawaharlal Nehru and Indira Gandhi, Narendra Modi is the third prime minister of the country who has been able to

retain power for a second term with full majority in Lok Sabha.56. Kailasavadivoo Sivan is the chairperson of ISRO.57. Military tribunal allows Karambir Singh to take charge as new Navy Chief58. RBI has constituted a six-member committee on corporate loans. The committee, headed by TN Manoharan, Chairman,

Canara Bank.59. International Everest Day is being observed on 29th May. Nepalese Tenzing Norgay and New Zealand’s Edmund Hillary

had climbed the Mt. Everest on this day (29th May) in 1953, as the first humans to achieve the feat.60. Indian Writer Annie Zaidi Wins USD 100,000 Global Book Prize ‘Nine Dots’61. James Marape elected new Papua New Guinea PM62. Nigeria’s Muhammadu Buhari sworn in for second term as president63. Chelsea got the better of its English Premier League rivals to win the Europa League final, beating Arsenal 4-1 in the Baku

Olympic Stadium, Azerbaijan.64.  FICCI survey forecasts India’s GDP growth at 7.1% for FY2065. FICCI stands for Federation of Indian Chambers of Commerce and Industry. Headquarters of FICCI is in New Delhi.66. Walmart Appoints Suresh Kumar as Chief Technology Officer67. Scott Morrison has been sworn in as Australia’s Prime Minister68. Kapil Sharma Acknowledged As Most Viewed Stand-up Comedian In India And Abroad69. May 21  is chosen as Anti-terrorism day in India  to commemorate the death Anniversary of former Prime Minister Rajiv

Gandhi  died in a terrorist attack.70. Reliance Industries has toppled state-owned Indian Oil Corporation (IOC) to become the country’s biggest company by

revenue. 

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71. The Supreme Court has banned all mining activities along the ‘Kaziranga National Park’ and catchment area of riversoriginating in KarbiAnglong Hills in Assam.

72. Rongali or Bohag Bihu is celebrated in Assam marking the Assamese new year, spring & harvest or sowing festival.73. The chief of Army Staff General Bipin Rawat commissioned the Indian Coast Guard Ship Veera at a ceremony held at

Visakhapatnam.74. Indian naval ship INS Magar reached Mozambique’s Beira city loaded with suitable relief material.75. The world’s tallest indoor waterfall (131-foot-tall), opened for the general public at Singapore’s Jewel Changi Airport.76. Scientists unearth 220 million year old dinosaurs fossils in San Juan province.77. Exim Bank funds projects worth USD 267 mn in Rawanda.78. Indiabulls gets IRDAI nod for non-life business.79. 150 Indian peacekeepers in S Sudan awarded medal of honour for dedicated service.80. The Supreme Court directed the Gujarat Government on April 23, 2019 to give Rs 50 lakh compensation, a job and

accommodation to BilkisBano. She was gang raped during the 2002 riots in the Gujarat.81. Sunil Kumar Gautam felicitated with Pandit Govind Ballabh Pant Award for 2018-19.82. Gagandeep Kang becomes first Indian woman Royal Society Fellow.83. The Indian Council of Medical Research (ICMR) has launched the ‘Malaria Elimination Research Alliance (MERA) India’

– a conglomeration of partners working on malaria control from India by 2030.84. The International Chernobyl Disaster Remembrance Day is observed every year on April 26 to raise awareness of the

consequences of the 1986 Chernobyl disaster and the risks of nuclear energy in general.85. Microsoft becomes world’s third company to be worth $1 trillion(APPLE & AMAZON)86. PhonePe launched a special keyboard that will allow users to transact conveniently and securely with just a click,

anytime and anywhere while using their Android phone. It is the only player in India to introduce this user-friendlyfeature.

87. Raheem Sterling has been named the 2019 footballer of the year by the Football Writers’ Association (FWA). Liverpooldefender Virgil Van Dijk was announced as the Professional Footballers’ Association (PFA) young player of the year.

88. Cyclonic storm ‘Fani’ hit Coastal Odisha.89. BCCI recently recommended cricketers Mohammad Shami, JaspritBumrah, Ravindra Jadeja and Poonam Yadav for the

Arjuna award as announced by Committee of Administrators in New Delhi.90. The Sri Lankan Government has issued orders preventing any person from preaching religious, extremist or radical

ideologies that glorify terrorism.91. India’s second lunar mission Chandrayaan-2 will be launched on a day between 9 and 16 July 2019.The Indian Space

Research Organisation said that the Chandrayaan-2’s lander will touch down near the Moon’s south pole on 6thSeptember.

92. Goods and Services Tax (GST) collection scales record high of Rs 1.13 lakh crore in April, highest ever collection sinceGST implementation.

93. Singapore’s parliament passed the Protection from Online Falsehood and Manipulation Act (POFMA), a move to tacklethe spread of online fake news. The bill was passed after two days of debate in the parliament.

94. Auto industry body SIAM said Bajaj Auto Executive Director Rakesh Sharma has been elected as Vice-President ofGeneva-based International Motorcycle Manufacturers Association (IMMA).

95. Vice President Venkaiah Naidu will embark on a four-day official visit to Vietnam.The visit is expected to enhance India’scomprehensive strategic partnership with the Southeast Asian nation.

96. The Chhattisgarh police for the first time has inducted women commandos in the District Reserve Guard in its frontline

anti-Naxal force

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SPECIALMATTER

What is the “Odd sentence out”?In odd sentence out type of question, you will be given a Para jumble with out of context sentence. You have to find theone that must misfit sentence with respect to the theme or the context. Here are some tips to identify the out of contextsentence easily.

Find the common subject:To identify the misfit sentence, you need to understand the overall context first. To group the over all context, try findingthe common subject among all the sentences. The one sentence that doesn’t share that common with other sentence isyour answer. Consider the example given below.

Example:In the question given below, there are five statements marked A-E. All the statements except one belong to some context.Find the odd one out and mark she correct answer from the given options.

1. (A) But anyone who was worked as a professional in the country knows otherwise.(B) So what about the infamous terror attacks in Asian countries which is the cause of fear in much of the rest of the

world?(C) In the collective imagination, there are two Europes: the industrious north, with relatively low unemployment

and dynamic economies, and the sluggish south, where people would just as soon kick back, sip and espressoand watch the world go by.

(D) Olivier, a senior counsel in a large French multinational in the construction industry in Paris works about 45to 50 hours a week, from roughly 09 : 00 till 19 : 30.

(E) Many people would lump France, the land of the 35-hour workweek, long lunches and even longer vacations,with the south

(a) A (b) B (c) C (d) D (e) E

Answer : B

Solutions:The common subjects in statements A, C, D, E is ‘professional’ but statement ‘B’ is an exception which talks about ‘infamous terror attack’

Identify the common theme/ general idea:Try to identify the theme of the general idea around which the passage revolves. The general idea of the passage mayappear to be the same in all the sentences. In such cases, the difference may lie in the context m which the general ideais being talked about.

SENTENCEODD ONE OUT

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In the question given below, there are five statements A-E. All the statements except one belong to the same context. Findthe odd one out and mark the correct answer from the given pattern.2. (A) Fear is a dreadful thing.

(B) It darkens our lives, from fear we act neurotically.(C) We are asking whether man can ever be free of this terrible burden.(D) Courageous people are very contented with their lives.(E) Fear may be lurking in the deep unconsciousness, in the deep recesses of one’s own brain.(a) A (b) B (c) C (d) D (e) E

Answer : D

Solution:The common subjects in statements A, B, C, E is ‘fear’ the statements ‘D’ is an exception which takes about ‘Courageous’.

Spot the sequence:Note that all the sentences (except the odd one) may often form a proper sequential order when put together. So you mayneed to approach it as a paragraph jumble question and then find out the one that cannot fit in the sequence.

In the question given below, there are five statements marked A.E. All the statements except me belong to the samecontext. Find the odd one out and mark the correct answer from the given options.3. (A) He has only been given his big brain by mistake.

(B) A backbone was all he needed.(C) This topic brings me to that worst outcrop of the herd nature, the military system, which is abhor.(D) This system of military is bringing the humankind to the danger of extinct(E) That a man can take pleasure in marching in formation to the strains of a band is enough to make me

despise him(a) A (b) B (c) C (d) D (e) E

Answer : D

Solution:Correct orders is CEAB, statement ‘D’ not come in Logical sequence.

Statement and flow contrast:You might also come across a passage where one of the statements does not fit the flow of the idea when the statementand are put together.4. (A) A system of coercion is best suitable in a democracy and can be solution to all the world problems.

(B) I am quite aware that it is necessary for the success of any complex undertaking that one man should do thethinking and directing and in general bear the responsibility

(C) For force always attract men of low morality, and I believe it to be an invariable rule that tyrants of genius aresucceeded by scoundrels.

(D) For this reason I have always been passionately opposed to systems such as we see in Italy and Russia today.(E) But the led must not be compelled; they must be able to choose their leader.(a) A (b) B (c) C (d) D (e) E

Answer : A

Solutions:Statements BECD which talk about negative situation but statement ‘A’ talks about positive situation statement ‘A’doesn’t fit the flow of the idea when statements are put together.

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Questions for Practice

5. (A) Gandhi was jailed many times for his protest again the British.(B) This is precisely the greatness of any classical work; that is can lend itself for any interpretation at any given

era, far removed from its own time, because of its eternal appeal(C) This total assimilation is reflected in his translation(D) Although Gandhi was commissioned to do the translation, the Tirukkural was in his genes, inherited from his

maternal grandfather who had translate it 1930(E) He was so ‘smitten’ by this celebrated work, having read and re-read it several times over, that it became a part

of his intrinsic cultural psyche(a) A (b) B (c) C (d) D (e) E

Answer : A

Correct Order is : BDEC

6. (A) Forgetfulness means that you are a genius according some famous people in the field of psychology(B) You then forget the essential fact that, underneath the level of physical appearancesw and separate forms, you

are one with all that is(C) It is this screen of thought that creates the illusion of separateness, the illusion that there is you and a totally

separate “other”(D) It comes between you and yourself, between you and your fellow man and woman, between you and nature,

between you and God(E) Identification with your mind creates an opaque screen of concepts, labels, images, words, judgements, and

definitions that blocks all true relationship.(a) A (b) B (c) C (d) D (e) E

Answer : A

Correct Order is : EDCB7. (A) They have a responsible president who is elected for a sufficiently long period and has sufficient powers to be

really responsible.(B) I believe that in this respect the United States of America have found the right way.(C) The really valuable think in the pageant of human life seems to me to live a luxurious life, be ruthless and

insensitive toward other fellow citizens(D) The thing that has brought discredit upon the prevailing form of democracy in Europe today is not to be laid to

the door of the democratic idea as such, but to lack of stability on the part of the heads of governments and to theimpersonal character of the electoral system

(E) On the other hand, what I value in our political system is the more extensive provision that it makes for theindividual in case of illness or need

(a) A (b) B (c) C (d) D (e) E

Answer : C

Correct Order is : DBAE

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