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øŒ‰vÚÛî¦ô¢Ù 31  2019 email: [email protected] sbi

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email: [email protected] øŒ‰vÚÛî¦ô¢Ù 31  2019 - Directions (Qs.1-10): Read the following passage divided into number of paragraphs carefully and answer the questions that follow it. Paragraph 1: A scam in the Punjab National Bank (PNB) has been in the news. Policymakers have responded emphatically. The Fugitive Economic Offenders Bill is under active consideration. The National Financial Reporting Authority is being set up. The focus in all this is on checking fraud. It is interesting, however, that the PNB fraud involves a maximum possible loss of Rs.11,394 crore for the PNB; this is not even 1% of the total bad loans, which are humongous in India. Ruchir Sharma reported that “... by 2014 ... in all, roughly 15% of state bank loans had gone bad” in India. Bad loans have been huge but surprising as it may sound, relatively speaking, not very many frauds have happened in the larger picture on banks in India. Yet the non-performing assets (NPAs) are humongous. Why? Paragraph 2: Evaluation of firms is required not just in the stock market but in banks as well. After all, banks cannot always rely on the analysis of others even if they have access to such analysis, which is usually not the case. Moreover, the needs of information and analysis for banks can be somewhat different. Also, banks are dealing with not just listed firms but also unlisted firms, which are typically not covered by stock analysts. So, the banks need to do their own homework and go well beyond the prevailing reputations of businesses. Only then will they be able to lend somewhat safely. Paragraph 3: It is true that if financial markets are unambiguously efficient, then asset prices are right. Then, banks can rely on the observed market capitalization of listed firms and accordingly decide on loans to them. Based on the market capitalization of listed firms, banks could make estimates of the market values of unlisted firms, and lend to these accordingly. However, financial markets are, as Nobel laureate Robert Shiller has shown, not unambiguously efficient. So, lenders need to carry out their own independent analysis to evaluate firms. Only then can they keep NPAs to the minimum. Paragraph 4: When loans are given to firms in India, bankers often have in mind the real estate holdings of such firms. These holdings are typically evaluated considering their market prices. These prices are expected to remain stable, if not appreciate. This premise is, as research by this author has shown, questionable. Banks need to consider this. Then risk assessment is better. Paragraph 5: Assessment of economic risks requires banking personnel who are meaningfully educated, competent, insightful and visionary. Unfortunately, these qualities are hardly emphasized in the process of recruitment and promotions. This needs to change. Economic risks can be present even if frauds are kept in check. Unfortunately, this rather simple economic point is being missed out in policymaking. 1. What surprising issue has been discussed in paragraph 1? 1) Indian banks have suffered with huge bad loans. 2) The fraud in banks is far less than the total bad loans. 3) The PNB has been reported with highest non-performing assets. 4) PNB has been in news regarding frauds. 5) All of the above 2. What step (s) should be taken by the banks to avoid the loss? 1) Banks should analyse the cause of the loss for overcoming it. 2) Banks need to increase the good loan to compensate for bad loans. 3) Banks need to go beyond the analysis of stock analysts. 4) Both 1 and 3 5) All are correct 3. Non- performing Assets are dependent on 1) The inefficiency of financial market 2) Market capitilisation of listed firms 3) Uncertainty in evaluation of the firms 4) Both 1 and 3 5) All 4. Which of the following sentence(s) can be inferred from paragraph 3 and paragraph 4? I) Banks should not rely on the market prices of real estate holdings. II) Efficiency of financial markets is not ambivalent. III) Market prices of real estate holding are stable. 1) Only I 2) Only III 3) Both II and III 4) Both I and II 5) All are correct 5. What does the author mean by the statement “Economic risks can be present even if frauds are kept in check.”? I) Other economic risks like bad loans also need attention. II) Bank frauds can be prevented but Economic risks cannot. III) Economic risks affect the investment, if not checked while frauds affect the overall banking business. 1) Only I 2) Only III 3) Both II and III 4) Both I and II 5) All are correct 6. Which of the following is a tone of the author in the passage? 1) Cynical 2) Nostalgic 3) Critical 4) Didactic 5) Narrative 7. Which of the following alternatives among the five options provides the most similar meaning(s) of the word “Humongous” as used in the passage? A) huge B) immense C) grotesque D) prodigious 1) Only A 2) Only B and D 3) Only A and B 4) Only A, B and D 5) None of these 8. Which of the following alternatives among the five options provides the most similar meaning(s) of the word 'Unambiguous' as used in the passage? A) discernible B) explicit C) unmitigated D) unequivocal 1) Only A 2) Only B and D 3) Only A and B 4) Only A, B and D 5) None of these 9. Which of the following alternatives among the five options provides the most opposite in meaning(s) of the word 'competent' as used in the passage? A) requisite B) naive C) facile D) dexterous 1) Only B 2) Only B and D 3) Only A and C 4) Only A, B and D 5) None of these 10. Which of the following alternatives among the five options provides the most opposite meaning(s) of the word 'rely' as used in the passage? A) redress B) ignore C) disdain D) confide 1) Only C 2) Only B and C 3) Only A and B 4) Only A, B and D 5) None of these Directions (Qs.11-20): In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five options are given. Find out the appropriate word which fits into the blank appropriately. The theory that authoritarian governments can ..... (11) ..... policy consensus more easily than multiparty democracies holds some ..... (12)..... . Critical reforms in a country like India are often ..... (13) ..... by the political conflict ..... (14) ..... in the democratic process. But if that were the whole story, then all dictatorships would be economic powerhouses. The case of Asia’s hyper-growth economies suggests what is important isn’t ..... (15) ..... itself, but what policies the autocrat chooses to impose-and, more importantly, to whom he listens. Historically, Asia’s most successful strongmen have all benefited from ..... (16) ..... sound economic guidance. In South Korea, long-serving ruler Park Chung-hee ..... (17) ..... that top economic posts be filled by highly ..... (18) ..... economists and other professionals. As one study put it, “Though political agencies in the early Park regime were ..... (19) ..... by the military, economic agencies generally were not. Rather, under Park the ..... (20) ..... of economics experts in the Korean government rose considerably.” 11. 1) impose 2) deliver 3) give 4) urge 5) demand 12. 1) fault 2) belief 3) merit 4) payment 5) attraction 13. 1) enlightened 2) clasp 3) abet 4) joined 5) stymied 14. 1) invested 2) engrained 3) chisel 4) defined 5) erode 15. 1) autocracy 2) calamity 3) racism 4) democracy 5) brutality 16. 1) commonly 2) remarkably 3) odd 4) higher 5) violently 17. 1) endured 2) acquired 3) insisted 4) pretended 5) argued 18. 1) amateurish 2) master 3) whole 4) trained 5) expert 19. 1) followed 2) ordered 3) oppressed 4) direct 5) dominated 20. 1) feature 2) report 3) status 4) phase 5) place sNªÞœê¦ ví£øŒoõª ¸ôí£æ¨ ›í@ö˺xz ENGLISH LANGUAGE HÐúˆÕÓöËÀö˺ û¦ûË çËμÚ¨oÚÛöËÀ þ§díÆà òÅ°ô¢êŸ ú£÷«à¦ô¢ ÷ªÙvAêŸy ø‹ÜÚÛª àμÙCì ûËÁô³è¯ sóŸ´íˆzö˺E vò°èÂÚ¥úÃd ÏÙ>FJÙÞ ÚÛìqöËμdÙæËÀq ÏÙè…óŸ« LNªçËμè sHÐúˆÕÓöËÀz Öí£pÙë] vð§Aí£CÚÛì Ú¨ÙC ð¼ú£ªdöË òÅ¡KhÚ¨ ë]ô¢Ý°ú£ªhõª ÚÁô¢ªêÁÙC. H îμ³êŸhÙ Ý°Sõª: 278 H ð¼ú£ªdõª: èË¶æ° ÓÙvæ© Îí£¸ôæôÂ, Jšúí£{Eú£ªd, ö°uòËÀ ÍçËμÙèËμÙæËÀ, ÷«L, ø‹EæK ÏûËšúpÚÛdôÂ, îμ«è[öËôÂ, êŸCêŸô¦õª. H Íô¢|êŸ: ÓENªC, í£C, ÏÙæKtè…óŸªæËÀ, è…vU ÑBhô¢gêŸêÁð§åª ú£ÙñÙCÅêŸ í£Eö˺ ÍìªòÅ¡÷Ù. H ë]ô¢Ý°ú£ªh NëůìÙ: ÎíÆÃöËμjûËÂ. H ë]ô¢Ý°ú£ªhÚÛª #÷Jê¶C: WûË 30 H HÐúˆÕÓöËÀ Ú¥ô•p¸ôæËÀ ÎíƈúÃ, HÐúˆÕÓöËÀ òÅ¡÷ûËÂ, šúÚÛdô n 62, ûËÁô³è¯ n 201307 sóŸ´íˆz. îËμòËÀšújæËÀ: http://www.becil.com/ ×ÓûËÂ@úˆ, ëμvë]«ûË ëμ vë]«ûËÂö˺E Îô³öËÀ ÍÙè û¶àŸªô¢öËÀ Þ¥uúà ڥô•p¸ôù£ûË s×ÓûËÂ@úˆz Ú¨ÙC ð¼ú£ªdöË òÅ¡KhÚ¨ ë]ô¢Ý°ú£ªhõª ÚÁô¢ªêÁÙC. H ð¼ú£ªdõªnÝ°Sõª: îμªè…ÚÛöËÀ Îíƈú£ôÂn42, šúÚÛ«uJæ© Îíƈú£ôÂn24, šíÆjû¦ûËÂq ÍÙè ÍÚ˽ÙæËÀq Îíƈú£ôÂn31, êŸCêŸô¦õª. H îμ³êŸhÙ Ý°Sõª: 107 H Íô¢|êŸ: ú£ÙñÙCÅêŸ ú£òËμbÚÛªdö˺ vÞ¥è[ªuó¶ªù£ûËÂ, ÏÙ>FJÙÞÂ, úˆÔ/ ÓÙHÔ, íˆ@, ÓÙHHÓúà ÑBhô¢gêŸêÁ ð§åª ÍìªòÅ¡÷Ù. H ÓÙí‡ÚÛ: ÚÛÙí£²uæô ò˶úÃd çËμúÃd súˆHæ©z, ÏÙæô¢«yu Îëůô¢ÙÞ¥. H í£K¤Ûê¶C: VöËμj #÷J î¦ô¢Ù.H ë]ô¢Ý°ú£ªh NëůìÙ: ÎûËÂöËμjûËÂ. H ë]ô¢Ý°ú£ªh ví£vÚ¨óŸª vð§ô¢ÙòÅ¡Ù:  29 ìªÙ# Wû 18 îËμòËÀšújæËÀ: https://www.ongcindia.com/ ÎôÂúˆÓíÆÃÓöËÀö˺ vç˶è ÍvšíÙæ¨úà àμÙñ«ô¢ª s÷³Ùñô³zö˺E ô¦wùˆdóŸª ·ÚNªÚÛöËÀq ÍÙè íÆ£JdöËμjáôÂq LNªçËμè sÎôÂúˆÓíÆÃÓöËÀz Ú¨ÙC ÍvšíÙæ¨úà ݰSöË òÅ¡KhÚ¨ ë]ô¢Ý°ú£ªhõª ÚÁô¢ªêÁÙC. H vç˶è ÍvšíÙæ¨úà H îμ³êŸhÙ Ý°Sõª: 237 H Ý°Sõªìo vç˶èÂõª: ÍçËμÙèËμÙæËÀ Îí£¸ôæô ·ÚNªÚÛöËÀ ð§xÙæËÀ, ö°uò˹¸ôæK Íú‡šúdÙæËÀ, ÏûËÂvú£ªdîμªÙæËÀ îμªÚ¥EÚÂ, îμªô³ÙçËμûμûËÂq îμªÚ¥EÚÂ, ÓöwÚ©dù‡óŸªûËÂ, ò°ô³öËô ÍçËμÙèËμÙæËÀ, êŸCêŸô¦õª. H Íô¢|êŸ: šï°àÂÓúˆq, ú£ÙñÙCÅêŸ ú£òËμbÚÛªdö˺ è…vU, è…ð»x÷« ÏûË ÏÙ>FJÙÞ ÑBhô¢gêŸ. H ÷óŸªú£ª: 21n25 ÔüŒx ÷ªëÅ]u ÑÙè¯L. H ë]ô¢Ý°ú£ªh: ÎûËÂöËμjûËÂö˺ H #÷Jê¶C: Wû 13 îËμòËÀšújæËÀ: http://www.rcfltd.com/ ÕÎôÂúˆæ©úˆö˺ ú£«í£ôÂîËμjáô ð¼ú£ªdõª òÅ°ô¢êŸ ·ôjö˶yö˺ ÍìªñÙëÅ] NòÅ°Þœîμªiì ÏÙè…óŸªûË ·ôjö˶yúà ڥuæJÙÞ ÍÙè å«JáÙ Ú¥ô•p¸ôù£ûË sÕÎôÂúˆæ©úˆz þ¿êÂâ˺ûË sàμûμjoz Ú¨ÙC ð¼ú£ªdöË òÅ¡KhÚ¨ î¦ÚÂÏûË ÏÙæô¢«yu Eô¢yþ¼hÙC. H ú£«í£ôÂîËμjáô sú‡pæ°Læ©z H îμ³êŸhÙ Ý°Sõª: 74 H Íô¢|êŸ: ú£ÙñÙCÅêŸ ú£òËμbÚÛªdö˺ HÓúˆq, ˺æöËÀ Íè…tE›úZù£ûË ÑBhô¢gêŸêÁ ð§åª ÍìªòÅ¡÷Ù. H ÷óŸªú£ª: 30 ÔüŒ‰x NªÙàŸÚÛ«è[ë]ª. H î¦ÚÂÏûËÂê¶Dnî˶CÚÛ: WûË 11n ÏûËÂú‡då«uæËÀ ÎíÆà ˺æöËÀ û¶âËÀîμªÙæËÀ, vAî˶Ùvè[Ù , WûË 13n ÏûËÂú‡då«uæËÀ ÎíÆà ˺æöËÀ û¶âËÀîμªÙæËÀ, òËμÙÞœüŒŠô¢ª, WûË 15n ÏûËÂú‡då«uæËÀ ÎíÆà ˺æöËÀ û¶âËÀîμªÙæËÀ, àμûμjo. îËμòËÀšújæËÀ: http://www.irctc.com/ ûÁ æ© úà ò˺ ô¢ª“ ví£òÅ¡ªêŸy ÑëÁuÞ¥õª ÍvšíÙæ¨úà î¦ÚÂnÏûÂq SBI Jr. Associates Model Paper No. of Questions: 100 Max. Marks: 100 Time: 1 Hr. Preliminary Exam

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Page 1: øŒ‰vÚÛî¦ô¢Ù 31  2019 email: help@eenadupratibha.net SBI

email: [email protected]øŒ‰vÚÛî¦ô¢Ù 31  2019 -

Directions (Qs.1-10): Read the followingpassage divided into number of paragraphscarefully and answer the questions thatfollow it.

Paragraph 1: A scam in the Punjab NationalBank (PNB) has been in the news.Policymakers have responded emphatically.The Fugitive Economic Offenders Bill is underactive consideration. The National FinancialReporting Authority is being set up. The focusin all this is on checking fraud. It is interesting,however, that the PNB fraud involves amaximum possible loss of Rs.11,394 crore forthe PNB; this is not even 1% of the total badloans, which are humongous in India. RuchirSharma reported that “... by 2014 ... in all,roughly 15% of state bank loans had gonebad” in India. Bad loans have been huge butsurprising as it may sound, relativelyspeaking, not very many frauds havehappened in the larger picture on banks inIndia. Yet the non-performing assets (NPAs)are humongous. Why?

Paragraph 2: Evaluation of firms is requirednot just in the stock market but in banks aswell. After all, banks cannot always rely onthe analysis of others even if they haveaccess to such analysis, which is usually notthe case. Moreover, the needs of informationand analysis for banks can be somewhatdifferent. Also, banks are dealing with not justlisted firms but also unlisted firms, which aretypically not covered by stock analysts. So,the banks need to do their own homeworkand go well beyond the prevailing reputationsof businesses. Only then will they be able tolend somewhat safely.

Paragraph 3: It is true that if financialmarkets are unambiguously efficient, thenasset prices are right. Then, banks can relyon the observed market capitalization of listedfirms and accordingly decide on loans tothem. Based on the market capitalization oflisted firms, banks could make estimates ofthe market values of unlisted firms, and lendto these accordingly. However, financialmarkets are, as Nobel laureate Robert Shillerhas shown, not unambiguously efficient.So, lenders need to carry out their ownindependent analysis to evaluate firms. Onlythen can they keep NPAs to the minimum.

Paragraph 4: When loans are given to firmsin India, bankers often have in mind the realestate holdings of such firms. These holdingsare typically evaluated considering theirmarket prices. These prices are expected toremain stable, if not appreciate. This premiseis, as research by this author has shown,questionable. Banks need to consider this.Then risk assessment is better.

Paragraph 5: Assessment of economic risksrequires banking personnel who aremeaningfully educated, competent, insightfuland visionary. Unfortunately, these qualitiesare hardly emphasized in the process ofrecruitment and promotions. This needs tochange. Economic risks can be present evenif frauds are kept in check. Unfortunately, thisrather simple economic point is being missedout in policymaking.1. What surprising issue has been discussed

in paragraph 1?1) Indian banks have suffered with huge

bad loans.2) The fraud in banks is far less than the

total bad loans.3) The PNB has been reported with

highest non-performing assets.4) PNB has been in news regarding

frauds. 5) All of the above2. What step (s) should be taken by the

banks to avoid the loss?1) Banks should analyse the cause of the

loss for overcoming it.2) Banks need to increase the good loan

to compensate for bad loans.3) Banks need to go beyond the analysis

of stock analysts.4) Both 1 and 3 5) All are correct

3. Non- performing Assets are dependent on1) The inefficiency of financial market 2) Market capitilisation of listed firms3) Uncertainty in evaluation of the firms 4) Both 1 and 3 5) All

4. Which of the following sentence(s) can beinferred from paragraph 3 and paragraph 4?I) Banks should not rely on the market

prices of real estate holdings.II) Efficiency of financial markets is not

ambivalent.III) Market prices of real estate holding are

stable.1) Only I 2) Only III

3) Both II and III 4) Both I and II5) All are correct

5. What does the author mean by thestatement “Economic risks can be presenteven if frauds are kept in check.”?I) Other economic risks like bad loans also

need attention.II) Bank frauds can be prevented but

Economic risks cannot.III) Economic risks affect the investment, if

not checked while frauds affect theoverall banking business.

1) Only I 2) Only III 3) Both II and III 4) Both I and II5) All are correct

6. Which of the following is a tone of theauthor in the passage?1) Cynical 2) Nostalgic 3) Critical4) Didactic 5) Narrative

7. Which of the following alternatives amongthe five options provides the most similarmeaning(s) of the word “Humongous” asused in the passage?A) huge B) immense C) grotesque D) prodigious1) Only A 2) Only B and D 3) Only A and B 4) Only A, B and D 5) None of these

8. Which of the following alternatives amongthe five options provides the most similarmeaning(s) of the word 'Unambiguous' asused in the passage?A) discernible B) explicit C) unmitigated D) unequivocal1) Only A 2) Only B and D 3) Only A and B 4) Only A, B and D 5) None of these

9. Which of the following alternatives amongthe five options provides the most oppositein meaning(s) of the word 'competent' asused in the passage?A) requisite B) naive C) facile D) dexterous1) Only B 2) Only B and D 3) Only A and C 4) Only A, B and D 5) None of these

10. Which of the following alternatives amongthe five options provides the mostopposite meaning(s) of the word 'rely' asused in the passage?

A) redress B) ignore C) disdain D) confide

1) Only C 2) Only B and C 3) Only A and B 4) Only A, B and D 5) None of these

Directions (Qs.11-20): In the followingpassage there are blanks, each of which hasbeen numbered. These numbers are printedbelow the passage and against each, fiveoptions are given. Find out the appropriateword which fits into the blank appropriately.

The theory that authoritarian governmentscan ..... (11) ..... policy consensus moreeasily than multiparty democracies holdssome ..... (12)..... . Critical reforms in acountry like India are often ..... (13) ..... bythe political conflict ..... (14) ..... in thedemocratic process. But if that were thewhole story, then all dictatorships would beeconomic powerhouses. The case of Asia’shyper-growth economies suggests what isimportant isn’t ..... (15) ..... itself, but whatpolicies the autocrat chooses to impose-and,more importantly, to whom he listens.

Historically, Asia’s most successfulstrongmen have all benefited from ..... (16)..... sound economic guidance. In SouthKorea, long-serving ruler Park Chung-hee .....(17) ..... that top economic posts be filled byhighly ..... (18) ..... economists and otherprofessionals. As one study put it, “Thoughpolitical agencies in the early Park regimewere ..... (19) ..... by the military, economicagencies generally were not. Rather, underPark the ..... (20) ..... of economics experts inthe Korean government rose considerably.”

11. 1) impose 2) deliver 3) give 4) urge 5) demand

12. 1) fault 2) belief 3) merit 4) payment 5) attraction

13. 1) enlightened 2) clasp 3) abet 4) joined 5) stymied

14. 1) invested 2) engrained 3) chisel4) defined 5) erode

15. 1) autocracy 2) calamity 3) racism 4) democracy 5) brutality

16. 1) commonly 2) remarkably 3) odd 4) higher 5) violently

17. 1) endured 2) acquired 3) insisted4) pretended 5) argued

18. 1) amateurish 2) master 3) whole4) trained 5) expert

19. 1) followed 2) ordered 3) oppressed4) direct 5) dominated

20. 1) feature 2) report 3) status 4) phase 5) place

sNªÞœê¦ ví£øŒoõª ¸ôí£æ̈ ›í@ö˺xz

ENGLISH LANGUAGE

HÐúˆÕÓöËÀö˺ û¦ûË çËμÚ̈oÚÛöËÀ þ§díÆÃòÅ°ô¢êŸ ú£÷«à¦ô¢ ÷ªÙvAêŸy ø‹ÜÚÛª àμÙCì ûËÁô³è¯sóŸ´íˆzö˺E vò°èÂÚ¥úÃd ÏÙ>FJÙÞ ÚÛìqöËμdÙæËÀqÏÙè…óŸ« LNªçËμè sHÐúˆÕÓöËÀz Öí£pÙë]vð§Aí£CÚÛì Ú¨ÙC ð¼ú£ªdöË òÅ¡KhÚ¨ ë]ô¢Ý°ú£ªhõªÚÁô¢ªêÁÙC. H îμ³êŸhÙ Ý°Sõª: 278 H ð¼ú£ªdõª:èË¶æ° ÓÙvæ© Îí£¸ôæôÂ, Jšúí£{Eú£ªd, ö°uòËÀ ÍçËμÙèËμÙæËÀ,÷«L, ø‹EæK ÏûËšúpÚÛdôÂ, îμ«è[öËôÂ, êŸCêŸô¦õª. H Íô¢|êŸ: ÓENªC, í£C, ÏÙæKtè…óŸªæËÀ, è…vU

ÑBhô¢gêŸêÁð§åª ú£ÙñÙCÅêŸ í£Eö˺ ÍìªòÅ¡÷Ù.H ë]ô¢Ý°ú£ªh NëůìÙ: ÎíÆÃöËμjûËÂ. H ë]ô¢Ý°ú£ªhÚÛª

#÷Jê¶C: WûË 30

H HÐúˆÕÓöËÀ Ú¥ô•p¸ôæËÀ ÎíƈúÃ, HÐúˆÕÓöËÀ òÅ¡÷ûËÂ,šúÚÛdô n 62, ûËÁô³è¯ n 201307 sóŸ´íˆz.

îËμòËÀšújæËÀ: http://www.becil.com/

×ÓûËÂ@úˆ, ëμvë]«ûË ëμvë]«ûËÂö˺E Îô³öËÀ ÍÙè û¶àŸªô¢öËÀ Þ¥uúÃÚ¥ô•p¸ôù£ûË s×ÓûËÂ@úˆz Ú¨ÙC ð¼ú£ªdöË òÅ¡KhÚ¨ë]ô¢Ý°ú£ªhõª ÚÁô¢ªêÁÙC. H ð¼ú£ªdõªnÝ°Sõª: îμªè…ÚÛöËÀÎíƈú£ôÂn42, šúÚÛ«uJæ© Îíƈú£ôÂn24, šíÆjû¦ûËÂq ÍÙèÂÍÚ˽ÙæËÀq Îíƈú£ôÂn31, êŸCêŸô¦õª. H îμ³êŸhÙ Ý°Sõª:107 H Íô¢|êŸ: ú£ÙñÙCÅêŸ ú£òËμbÚÛªdö˺ vÞ¥è[ªuó¶ªù£ûËÂ,ÏÙ>FJÙÞÂ, úˆÔ/ ÓÙHÔ, íˆ@, ÓÙHHÓúà ÑBhô¢gêŸêÁð§åª ÍìªòÅ¡÷Ù. H ÓÙí‡ÚÛ: ÚÛÙí£²uæô ò˶úÃd çËμúÃdsúˆHæ©z, ÏÙæô¢«yu Îëůô¢ÙÞ¥. H í£K¤Ûê¶C: VöËμj#÷J î¦ô¢Ù.H ë]ô¢Ý°ú£ªh NëůìÙ: ÎûËÂöËμjûËÂ. H

ë]ô¢Ý°ú£ªh ví£vÚ¨óŸª vð§ô¢ÙòÅ¡Ù:  29 ìªÙ# Wû 18îËμòËÀšújæËÀ: https://www.ongcindia.com/

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SBI Jr. Associates Model PaperNo. of Questions: 100 Max. Marks: 100 Time: 1 Hr.

Preliminary Exam

Page 2: øŒ‰vÚÛî¦ô¢Ù 31  2019 email: help@eenadupratibha.net SBI

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