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CODEBOOK FOR 1995 SURVEY OF CONSUMER FINANCES---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

Survey of Consumer FinancesBoard of Governors of the Federal Reserve System

Mail Stop 153Washington, DC 20551

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To: Users of the 1995 SCFFrom: Arthur Kennickell, SCF Project DirectorDate: September 20, 1999Subject: Description of the Final Release of the 1995 SCF

----------------------------------------------------------------------------------------------------------------------------------------------------------WARNING: This codebook contains over 51,000 lines of text, includingthis introduction, variable descriptions, the program used to collectthe survey data, and other material. Most users will probably NOTwant to print the entire document. Generally, we work with the filein electronic form.

This codebook serves as the principal guide to the variablesincluded on the final public version (June 3, 1997 version) of the1995 SCF dataset. However, not every variable included in thiscodebook is actually in the public use dataset. Among other things,the dataset does NOT include most variables related to the sample

design, details of geography, or the 3-digit industry and occupationcodes. Although we have attempted to mark the variables in thecodebook that are not available to the public, there may be errors oromissions. The definitive list of the variables included is given atthe end of this file. Please consult that list to determine whether agiven variable is available to you.

For a general overview of the 1995 SCF, see Arthur B. Kennickell,Martha Starr-McCluer, and Annika E. Sunden, "Family Finances inthe U.S.: Evidence from the Survey of Consumer Finances," FederalReserve Bulletin, January 1997. Results you may obtain from usingthis release of the 1995 SCF may differ from those reported in thisarticle for several reasons. First, the Bulletin article is based on

an earlier version of the data. Second, the analysis weights used inthat article were altered to provide robust estimates of the detailedcategories shown: In brief, the data were examined for extremeoutliers, and where a given case was overly influential in determiningan outcome, the weight was trimmed and other weights were inflated tomaintain a constant population. Finally, as noted below, the publicversion of the data has been systematically altered to minimize thelikelihood that unusual individual cases could be identified.Our analysis of the public dataset suggests that these changes shouldnot alter the conclusions of reasonable analyses of the data.



QUESTIONNAIREThe 1995 SCF was collected using computer-assisted personalinterviewing (CAPI). Thus, there is no questionnaire in the usualsense. This codebook serves as the authoritative guide to thedefinitions of variables included in the survey. At the end of thisfile, a copy of the Autoquest (Surveycraft) program that was used tocollect the data is included. The AQ program serves as theauthoritative reference for questions relating to question ordering

and skip sequences. Because question ordering is important inunderstanding the meaning of many questions, users of the data areencouraged to consult the AQ program. In the survey dataset,many variables have been moved, recoded, or inferred; almost alwayssuch changes can be identified from the shadow variables associatedwith the variables. At the very end of this file, a translation ofmost AQ variables into SCF variables is provided. However, as notedthere, this list is incomplete. Nevertheless, a diligent user shouldbe able to deduce the relationship between all the variables.

FILES INCLUDEDThe full public dataset consists of two pieces in addition to thiscodebook file. The main dataset, which contains most of the survey

variables, is a 470 megabyte file (typically stored as a SAS transportfile in zipped form: 8.2 megabytes in this form). A file of of 49.1megabytes (23.5 megabytes in zipped transport form) contains 999replicate weights and multiplicity factors intended to be used forvariance estimation.

VARIABLE NAMESThe main data values are stored in the SAS dataset using variablenames prefixed by an "X." We have tried, insofar as it was possible,to retain the variable numbering system used in earlier SCFs. Wherethe content of a variable has changed in a substantive way, we haveassigned a new variable number. A small number of questions wereadded, and a small number were deleted. Each of the variables in the

main dataset has a "shadow" variable that describes--in almost allcases--the original state of the variable (i.e., whether it wasmissing for some reason, a range response was given, etc.). Anexception is reported values which have been imputed or otherwisealtered to protect the privacy of respondents (see below); such valuesare not flagged in any systematic way. Users who so desire may usethe shadow variables to restore the data to something very close totheir original condition. The shadow variables have the same numbersas the main variable, but have a prefix of "J." A list of the valuestaken by the shadow variables is given in the section below entitled"DISCUSSION OF RANGE DATA COLLECTION AND J-CODES."

UNIT OF ANALYSIS

Most of the data in the survey are for a subset of the household unitreferred to as the "primary economic unit" (PEU). In brief, the PEUconsists of an economically dominant single individual or couple(married or living as partners) in a household and all otherindividuals in the household who are financially dependent on thatindividual or couple. For example, in the case of a householdcomposed of a married couple who own their home, a minor child, adependent adult child, and a financially independent parent of one ofthe members of the couple, the PEU would be the couple and the twochildren. Summary information is collected at the end of theinterview for all household members who are not included in the PEU.



Throughout the codebook, we refer to the "head" of the household. Theuse of this term is euphemistic and merely reflects the systematic wayin which the dataset is organized. The head is taken to be the singlecore individual in a PEU without a core couple. In a PEU with acentral couple, the head is taken to be either the male in a mixed-sexcouple or the older individual in the case of a same-sex couple. Nojudgment about the internal organization of the households is impliedby this organization of the data. When the original respondent was

someone other than the person determined to be the head in this sense,all data (including response codes) were systematically swapped withthat person's spouse or partner. The variable X8000 indicates whichcases have been subjected to such rearrangement.

IMPUTATIONThe missing data in the survey have been imputed five times by drawingrepeatedly from an estimate of the conditional distribution of thedata. These imputations are stored as five successive replicates("implicates") of each data record. Thus, the number of observationsin the dataset (21,495) is five times the actual number of respondents(4299); see below in the weight section of the codebook for adiscussion of the use of these implicates. The imputation procedure

is described in detail in "Imputation of the 1989 Survey of ConsumerFinances: Multiple Imputation and Stochastic Relaxation", by ArthurKennickell. For a general discussion of multiple imputation and itsuses, see MULTIPLE IMPUTATION FOR NONRESPONSE IN SURVEYS by DonaldB. Rubin, John Wiley and Sons, 1987. The multiple imputations allowusers to estimate the amount of uncertainty in estimates that is dueto imputation. For users who want to estimate only simple statisticssuch as means and medians ignoring imputation error, it will probablybe sufficient to divide the weights by 5. Users who want to estimateregressions should be cautious in their treatment of theimplicates. Many regression packages will treat each of the fiveimplicates as an independent observation and correspondingly inflatethe reported significance of results. Users who want to calculate

regression estimates, but who have no immediate use for propersignificance tests (perhaps for exploratory work), could eitherregress the average of the dependent and independent values across theimplicates, or multiply the standard errors of the regression (on allobservations) by the square root of five. For an easilyunderstandable discussion of multiple imputation in the SCF from auser's point of view, see Catherine Montalto and Jaimie Sung,"Multiple Imputation in the 1992 Survey of Consumer Finances,"Financial Counseling and Planning, Volume 7, 1996, pages 133-146 (oron the Internet at http://www.hec.ohio-state.edu/hanna/imput.htm).

"OTHER" CODESIn almost every case where a respondent could supply a response that

did not fit in the codeframe offered to interviewers on their computerscreens, the CAPI program was constructed to allow the entry of averbatim response. There were a few open-ended questions that wereset up to accept only a verbatim response. All of these responses wererun through a standard coding process at NORC. Once the data were atthe FRB, strenuous efforts were made to resolve all instances ofresponses that remained coded as "other." Because all verbatimresponses were captured by the CAPI program, the resolutionprocess was simplier than in the past. Such responses that remainare unusual legitimate responses which do not fit within theexisting codeframe, and because they appear unlikey to reoccur in future



surveys, the codeframe was not augmented. Responses that were notinformative were treated as missing values and were imputed. In the1992 survey, scanned images of the paper questionniares were stored onCD ROM, and all "other" responses were looked up. However, becausethe collection of verbatim responses was not enforced to the degreeethat is possible with CAPI, a substantial fraction of cases containedno additional information. Thus, there is a larger fraction ofunresolved "other" responses in 1992 than in 1995. In 1989, it

appears that the SCF coders were more successful than in 1992 inresolving "other" responses. Because of the different treatment ofverbatim responses over time, analysts should exercise caution intime series comparisons of "other" responses.

ANALYSIS WEIGHTSBecause the SCF sample is not an equal-probability design, weightsplay a critical role in interpreting the survey data. The maindataset contains the final nonresponse-adjusted sampling weights.These weights are intended to compensate for unequal probabilities ofselection in the original design and for unit nonresponse (failure toobtain an interview). The weight (X42001) is a partially design-basedweight constructed at the Federal Reserve using original selection

probabilities and frame information along with aggregate controltotals estimated from the Current Population Survey. The populationdefined by the weights for *each implicate* (see above) is 99.0million households. This weight is a relatively minor revision of theconsistent weight series (X42000) maintained for the SCFs beginningwith 1989 (For a detailed discussion of these weights, see "ConsistentWeight Design for the 1989, 1992, and 1995 SCFs and the Distribution ofWealth," by Arthur B. Kennickell and R. Louise Woodburn, Review ofIncome and Wealth, Series 45, Number 2, June 1999, pp. 193-215 or thelonger version given on the SCF web site athttp://www.federalreserve.gov/pubs/oss/oss2/method.html). The natureof the revisions to the consistent weights is described in "Revisionsto the SCF Weighting Methodology: Accounting for Race/Ethnicity and

Homeownership," by Arthur Kennickell (see SCF web site). A version ofthe revised weight has been computed for all the surveys beginningwith 1989, and this variable has been added to the public versions ofthe SCF datasets. Users should be aware that the sum of each of the weightsover all sample cases and imputation replicates is equal to five timesthe number of households in the sample universe.

Although the weights should produce reliable results at the level ofbroad aggregates (e.g., net worth and income ), it is important toremember that many of the variables collected in the SCF are highlyskewed in their distribution and that many such variables will applyto only a relatively small fraction of the sample. In the SCF group

at the Federal Reserve, we routinely review our calculations for thepresence of overly-influential outliers, and robust techniques areapplied when appropriate. We encourage other users to exercisesimilar care in analyzing the data. Users who use the SAS procedurePROC UNIVARIATE are particularly warned to use the FREQ option (asopposed to the WEIGHT option) to obtain weighted medians.

SAMPLING ERRORBecause we are unable to give users any sample information about casesin the dataset, they will be unable on their own to computereasonable estimates of the sampling variances of their estimates. To



facilitate such estimation, we have included a file of replicateweights and multiplicity factors corresponding to X42001. Using detailedinformation about the original sample design, we selected 999 samplereplicates from the final set of completed cases in a way intended tocapture the important dimensions of sample variation (ArthurKennickell, Douglas McManus and Louise Woodburn, "Weighting design forthe 1992 Survey of Consumer Finances" for details). For each surveycase and each replicate, the file contains a weight (WT1B1-WT1B999)

and the number of times the case was selected in the replicate(MM1-MM999). We computed weights for each replicate using exactly thesame procedures we used for the main weights. Replicate weights werecomputed only for the first implicate of each case. For mostpurposes, users will probably want to multiply the weight times themultiplicity: in all cases the sum of each of the weights times thecorresponding multiplicities of the cases equals the total number ofhouseholds. To estimate the sampling variance of the mean of familyincome, for example, a user would estimate the mean 999 times usingthe replicate weights and compute the standard error of that estimate.An estimate of the total standard error is given bySQRT((6/5)*imputation variance + sampling variance).

A simple SAS program to compute the standard error due to sampling andimputation for the mean and median of a given variable is providedbelow. This program may be adapted easily for other types ofcalculations. To conserve on necessary memory, the program computessampling error using blocks of 100 replicate weights rather than thefull set at once. Users with large amounts of RAM may wish toincrease the size of these blocks, and those with smaller amounts maywish to decrease the size.

* MACRO MEANIT;* AK: May 1, 1997 version;* DSN specifies the name of the dataset to be used (the datasetshould contain the following: the main weight renamed as WGT0, a

set of variables WGT1-WGT999 equal to the replicate weightsmultiplied by the corresponding multiplicity factors, a variablefor which one wishes to compute the standard error due toimputation and sampling for the mean and median, and a variableIMPLIC equal to the implicate number of each case)VAR contains the name of the variable for which one desiresstandard errorsPFLAG: blank prints interim statistics/any character string(e.g., NO) surpresses printing;

%MACRO MEANIT(DSN=,VAR=,PFLAG=);

* compute global mean/median;PROC UNIVARIATE DATA=&DSN;

FREQ WGT0;VAR &VAR;

RUN;

* rank order the data for the median calculation;PROC SORT DATA=&DSN;BY &VAR;

RUN;

PROC IML WORKSPACE=10000000 SYMSIZE=5000;RESET LOG LINESIZE=78;



* first imputation variance;

EDIT &DSN;TEMP={IMPLIC &VAR WGT0};READ ALL VAR TEMP INTO MDATA;

* total population;

POP=SUM(MDATA[,3])/5;

* create matrix to hold values of means/medians by implicates;IM=SHAPE(0,1,5);ID=SHAPE(0,1,5);

* compute mean/median;DO I=1 TO 5;IMP=MDATA[LOC(MDATA[,1]=I),2:3];

* compute mean;MM=IMP[,1]#IMP[,2];IM[1,I]=MM[+,]/POP;

* compute median;

DD=IMP[RANK(IMP[,1]),];DD[,2]=CUSUM(DD[,2])/POP;ID[1,I]=DD[MIN(LOC(DD[,2]>=.5)),1];FREE IMP MM DD;

END;FREE MDATA;

%IF (&PFLAG EQ ) %THEN %DO;PRINT IM ID;

%END;

* next sampling variance;* create matrix to hold values of means/medians by replicates;

RM=SHAPE(0,1,999);RD=SHAPE(0,1,999);

%DO I=1 %TO 10;

%PUT CLUMP NUMBER &I;%IF (&I EQ 1) %THEN %DO;%LET TOP=99;%LET BOT=1;%LET LEN=100;

%END;%ELSE %DO;%LET BOT=%EVAL(&TOP+1);

%LET TOP=%EVAL(&TOP+100);%LET LEN=101;

%END;%LET WSTR=%STR();%DO J=&BOT %TO &TOP;%LET WSTR=&WSTR WGT&J;

%END;

EDIT &DSN;TEMP={&VAR &WSTR};READ ALL VAR TEMP WHERE (IMPLIC=1) INTO MDATA;



* compute means;

MEAN=MDATA[,2:&LEN]#MDATA[,1];RM[,&BOT:&TOP]=MEAN[+,]/POP;

* compute medians;DO I=2 TO &LEN;MDATA[,I]=CUSUM(MDATA[,I])/POP;

RD[&BOT+I-2]=MDATA[MIN(LOC(MDATA[,I]>=.5)),1];END;FREE MDATA;

%END;

%IF (&PFLAG EQ ) %THEN %DO;PRINT RM RD;

%END;

* finally, compute standard error wrt imputation/sampling;* (X-X-bar)**2/(n-1);

IVM=(IM-IM[,+]/5)##2;IVM=IVM[,+]/4;

IVD=(ID-ID[,+]/5)##2;IVD=IVD[,+]/4;

RVM=(RM-RM[,+]/999)##2;RVM=RVM[,+]/998;RVD=(RD-RD[,+]/999)##2;RVD=RVD[,+]/998;

* SQRT(((ni+1/(ni))*SIGMAI**2) + SIGMAR**2));TVM=SQRT((6/5)*IVM+RVM);TVD=SQRT((6/5)*IVD+RVD);

IVM=SQRT(IVM);

IVD=SQRT(IVD);RVM=SQRT(RVM);RVD=SQRT(RVD);

PRINT "STD DEV IMPUTATION: MEAN: " IVM " MEDIAN: " IVD;PRINT "STD DEV SAMPLING: MEAN: " RVM " MEDIAN: " RVD;PRINT "COMBINED STD DEV: MEAN: " TVM " MEDIAN: " TVD;

QUIT;

%MEND MEANIT;

* create dataset from main dataset and replicate weight file;DATA DAT(KEEP=NW IMPLIC WGT0-WGT999);MERGE xxx.main_ds(KEEP=Y1 X42001 ...)xxx.rep_wgts(KEEP=Y1 MM1-MM999 WT1B1-WT1B999);

BY Y1;

* multiply replicate weights by the multiplicity;ARRAY MULT {*} MM1-MM999;ARRAY RWGT {*} WT1B1-WT1B999;



ARRAY WGTS {*} WGT1-WGT999;DO I=1 TO DIM(MULT);

* take max of multiplicity/weight: where cases not selected fora replicate, there are missing values in these variables;WGTS{I}=MAX(0,MULT{I})*MAX(0,RWGT{I});

END;WGT0=X42001;

* define implicate number of case;IMPLIC=Y1-10*YY1;

* define net worth (for example);NW=.......;

RUN;

* run the macro;%MEANIT(DSN=DAT,VAR=NW);

Users who want to estimate more complex statistics, particularlyregressions, should be cautious in their treatment of the implicates.Many regression packages will treat each of the five implicates as an

independent observation and correspondingly inflate the reportedsignificance of results. Users who want to calculate regressionestimates, but who have no immediate use for proper significancetests, could either average the dependent and independent valuesacross the implicates or multiply their standard errors by the squareroot of five. For an easily understandable discussion of multipleimputation in the SCF from a user's point of view, see CatherineMontalto and Jaimie Sung, "Multiple Imputation in the 1992 Survey ofConsumer Finances," Financial Counseling and Planning, Volume 7, 1996,pages 133-146 (or on the Internet athttp://www.hec.ohio-state.edu/hanna/imput.htm).That article also contains a set of simple SAS macros to use tocompute correct standard errors from multiply imputed data. An

alternative that is useful for handling the output of general modelingroutines is the following set of SAS code:

* MACRO MISECOMP computes standard errors corrected for multipleimputation;

* The input may be regression results, or any other results (e.g.,probits) that include a point estimate and a standard error estimatefor each implicate;

* The datasets are named &DSN.1-&DSN&NIMP (where &DSN and &NIMP aredefined below);

* The form of the input dataset is described above;* Often, it is quite easy to copy output directly from a statisticalprocedure into the form of this program without deleting extraneous

information;* The required input variables are VARN (a name of the statistic ofinterest in all NIMP datasets), B1-B&NIMP (a working name for thepoint estimate of interest for each implicate--where the terminalnumber corresponds to the terminal number of the input dataset), andS1-S&NIMP (a working name for the standard error of the pointestimate in each implicate--where the terminal number corresponds tothe terminal number of the input dataset;

* The parameters of the MACRO are:NIMP: number of implicates (default is 5)DSN: first part of name of each of the NIMP input datasets (e.g.,



DSN11, DSN12,...,DSN15 could be results for implicates 1-5 for model1) (default is DSN1i, where "i" ranges from 1 to NIMP)PRNTPR: determines the number of digits of the output data (defaultis SAS format 10.6);

* The output includes three lines for each unique VARN in theinput datasets: the final point estimate, the final standard error,and the final t-statistic;

**************************************************************************;

* Steps to compute standard errors;* (1) run each model (regressions, probits, etc.) for each of the fiveimplicates separately;

* (2) copy the model outputs into program code as described above;/*For example,DATA DSNij;INPUT VARN $ Bi Si;CARDS;data here;

RUN;where "i" ranges over the number of distinct models treated, and "j"ranges over the number of implicates.NOTE: any technique that reads VARN, Bi and Si into the datasets willwork.

*/* (3) call MISECOMP (MACRO defaults will work correctly for the SCF ifthe dataset names are DSN11, DSN12, DSN13, DSN14, DSN15);

*************************************************************************;*************************************************************************;

%MACRO MISECOMP(NIMP=5,DSN=DSN1,PRNTPR=10.6);

DATA &DSN.1;SET &DSN.1;ORD=_N_;

RUN;%DO I=1 %TO &NIMP;PROC SORT DATA=&DSN&I;BY VARN;

RUN;%END;DATA ALL;MERGE%DO I=1 %TO &NIMP;&DSN&I

%END;;;BY VARN;

ARRAY BMOD {*} %DO I=1 %TO &NIMP; B&I %END;;ARRAY SMOD {*} %DO I=1 %TO &NIMP; S&I %END;;BETA=0;SIGMA=0;ST=0;DO J=1 TO &NIMP;BETA=BMOD{J}+BETA;



SIGMA=SMOD{J}**2+SIGMA;END;BETA=BETA/&NIMP;SIGMA=SIGMA/&NIMP;DO I=1 TO &NIMP;ST=ST+(BETA-BMOD{I})**2;

END;SIGMA=SQRT(SIGMA+(1+1/5)*ST/(5-1));

TSTAT=BETA/SIGMA;RUN;PROC SORT DATA=ALL;BY ORD;

RUN;DATA ALL;SET ALL;PUT VARN @15 BETA &PRNTPR / @15 SIGMA &PRNTPR / @15 TSTAT &PRNTPR;

RUN;%MEND MISECOMP;%MISECOMP;

SUMMARY VARIABLESWe have not made an effort to include summary variables (e.g., networth) in the dataset. Although it is complicated to construct suchvariables, it is our belief that a substantial amount of judgment isinvolved in selecting which variables to include, and that otheranalysts should make their own decisions. However, as a convenienceto users, we have included on the SCF web site a program written inthe SAS language that was used to create the variables used in theJanuary 2003 Federal Reserve Bulletin article on the survey and anExcel file containing the summary variables.

DISCLOSURE REVIEW

To protect the privacy of individual respondents, the data in thisrelease have been systematically altered by several means tominimize the possibility of identifying any survey respondent. Forsome discrete variables, small or unusual cells were collapsed asnoted in the variable descriptions below. Continuous variables wererounded. Data were also blurred by other unspecified means. Inaddition, a number of other cases were identified for more extensivetreatment. Some of these cases were selected on the basis of extremeor unusual data values. Other cases were selected at random. Foreach of these cases, a selection of critical variables was set tomissing and statistically imputed subject to constraints designed toensure that any distortions induced in key population statistics wouldbe minimal. The geographic identifiers here have been systematically

altered for a subset of respondents by swapping their locations withthose of otherwise similar respondents. Where relevant, the codebookprovides more detailed information on cell collapsing and othertechniques.

It is important to note that aside from the cell collapsing, there isno key in this codebook or in the dataset that would allow users toidentify directly either which data items have been smoothed orotherwise altered, or which cases were selected for imputation ofcritical values (that is, the shadow variables in this dataset may notalways reflect the true original status of every variable). Although



this blurring of the data will have some effect on analysis, thateffect should be negligible in most cases. For further detailson the procedures taken to protect the identity of respondents, see"Disclosure Review and Its Implications for the 1992 Surveyof Consumer Finances" by Gerhard Fries, Barry Johnson, and R. LouiseWoodburn (1997 working paper, SCF group, Federal Reserve Board).Users who feel that the restrictions imposed on the public dataset aretoo constricting are encouraged to submit written proposals for

expanded data release, and those requests will be given seriousconsideration in the release of data from future surveys.

Dollar variables have been rounded according to the following scheme:

DO I = 1 TO DIM($VARs);IF (0 < $_VAR < 5) THEN $_VAR=1;ELSE IF (5 <= $_VAR < 1000) THEN $_VAR=MAX(1,ROUND($_VAR,10));ELSE IF (1000 <= $_VAR < 10000) THEN $_VAR=ROUND($_VAR,100);ELSE IF (10000 <= $_VAR < 1000000) THEN $_VAR=ROUND($_VAR,1000);ELSE IF (1000000 <= $_VAR) THEN $_VAR=ROUND($_VAR,10000);ELSE IF (-1000 <= $_VAR < - 5) THEN $_VAR=ROUND($_VAR,10);ELSE IF (-10000 <= $_VAR < -1000) THEN $_VAR=ROUND($_VAR,100);

ELSE IF (-1000000 < $_VAR < -10000) THEN $_VAR=ROUND($_VAR,1000);ELSE IF .Z < $_VAR <= -1000000 THEN $_VAR=-1000000;END;

An important exception to this rounding rule is amounts that werereported in an hourly frequency (e.g., X4112). If the hourly amountis greater than $25, then the above rounding rule applies. Otherwise,the amount is rounded to the nearest $.10.

CASE ID NUMBERSUnder the original numbering system (XX1), the sample design isapparent from the identification numbers. Thus, each case included inthe public version of the dataset has been given an identification

number (YY1), which is intended to mask the knowledge of which caseswere drawn from the SCF list sample. It is not possible to knowwith certainty from the information provided in the public version ofthis dataset which cases derive from the list sample. Because weroutinely use the original numbers internally, users who directquestions to us about specific cases might want to be sure toemphasize that they are using the external ID number to avoidconfusion.

DATA REVIEWWe have spent many hours searching for errors in the data. Manyseeming inconsistencies are actually in the raw data and appear to haveno obvious reconciliation. Other types of inconsistencies may have

been induced as a byproduct of imputation, even though elaboratechecks are built into the imputation routines. We ask our colleagueswho use this dataset to help us find the remaining resolvableinconsistencies. Our presumption is always that the respondentunderstood each question and reported accurately, and that the processof transcription and coding did not distort that information. In therelatively small number of cases where other information led us beyonda reasonable doubt of the validity of the data, we have changed data,either by altering values directly or by setting them to missing andimputing them; in all such cases, the shadow variables indicate thatwe have overridden reported data.



CONTACT INFORMATIONIt is likely that some users will have trouble understanding theorganization of the data at first. IF AFTER HAVING FRAMED A FOCUSEDQUESTION AND EXHAUSTED ALL OF YOUR LOCAL RESOURCES, YOUR PROBLEMPERSISTS, you may call Gerhard Fries at ((202) 452-2578 or [email protected]) or me ((202)-452-2247 or [email protected])). ****We prefer correspondence via e-mail.****

While we would like to be helpful to you, please realize that we arenot set up to provide extensive services to users. We hope that bypersistence, you will almost always be able to figure out what youneed by consulting the questionnaire and the codebook below. Weshould be your last resort.

-----------------------------------------------------------------------------DISCUSSION OF RANGE DATA COLLECTION AND J-CODES-----------------------------------------------------------------------------Dollar values in the 1995 SCF were collected in a way thattakes advantage of the power of CAPI (for a detailed description andanalysis see "Using Range Techniques with CAPI in the 1995 Survey of

Consumer Finances" by Arthur B. Kennickell (1996 working paper, SCFgroup, Federal Reserve Board). In the past, we had evidence that somerespondents volunteered figures in ranges. Good interviewers havealways tried to get respondents to settle on a single "best" figure,but sometimes it may be that there may be no firm figure (e.g., thevalue of a privately-held business may be known only at the point itis actually sold) and probing too far could cause the respondent toanswer "don't know". The 1995 survey allowed for responses to bereported in ranges volunteered by respondents. There is another classof respondent that may not volunteer a range, who do not know (or willnot give) an exact figure, but who will give some information aboutthe value. To obtain information from this second group of people, wehave included in the CAPI program two options. First, a respondent who

is uncomfortable actually saying an amount may report a letter from acard that specifies a number of ranges. The range card has been usedvery successfully in earlier waves of the SCF, but CAPI allows theoption to be presented consistently. Second, a respondent whodeclines the use of the range card is asked a series of questions in a"decision tree" that are designed to specify a range. In earlierSCFs, the decision tree was used for people who did not know orrefused to report a figure for their total income, and in the currentHealth and Retirement Survey such a procedure is used for many dollarfigures. The evidence from both sources is very encouraging. In the1995 SCF, the decision tree breaks vary by question (so that, forexample, monthly rent is not subject to the same ranges as the valueof corporate stock). The computer sequences used for range followup

for all dollar values in the 1995 survey (known as "DKDOL") areoutlined schematically in a section below. It should be noted thatinterviewers were strongly instructed that a single dollar value isthe best answer to each of these questions. Although there is thedistinct possibility that respondents may become "trained" in the useof the range questions during the course of the interview (the effectof this training is unclear at present: respondents may tend to report"too many" ranges because they know that they are allowed;alternatively, respondents may learn that it is much quicker to give asingle dollar figure), interviewers should be using all of thestandard techniques to get respondents to give a single figure where



possible.

-----------------------------------------------------------------------------Schematic diagram of sequence used for all dollar questions:

Qnn. How much is your [******]?

level 1: $________ $___RANGE $______DK $__Refuse

|________________|level 2: Confirm Range card Range card?

or dollar range?

RC DR YES NO/DK Refuse

level 3: OUT Letter Upper bound Letter DecisionLower bound tree

level 4: OUT Confirm OUT Confirm OUT

level 5: OUT OUT

(OUT=proceed to next question)

At the first level, the respondent has the option of providing adollar amount (as in the past, interviewers were strongly urged toobtain a single dollar value where possible), volunteering a range,answering "don't know," or refusing to answer. Each of theseresponses implies a different sequence of questions. In the case of asingle dollar figure, the CAPI program displays in words the numberthe interviewer has typed into the computer and proceeds to the nextquestion. If the respondent volunteers a range, there is an option toreport either a range in dollars (and in some cases the upper or lowerbound of a range may be missing--e.g., as in the case where a

respondent answers "greater than a million dollars") or to give aletter from a range card (the ranges are given below). If therespondent answers "don't know" or refuses to answer, the program willpresent a request to use the range card. If the respondent is unableto use the range card (answers "no" or "don't know"), the programpresents a series of questions known as a "decision tree," which isspecified in greater detail below. If the respondent refuses whenasked to use the range card, the program proceeds to the nextquestion. The exact question text for this sequence is given below.

Because of software limitations, negative ranges presented a specialproblem. It was not feasible to build in negative ranges directly.As a compromise, interviewers were instructed to collect the ranges in

absolute values and record in a comment box available in the programthe fact that the range was negative.

Text presented to interviewer at level 2 if R volunteers a range:

CHOOSE:

ENTER LETTER FROM RANGE CARDENTER LOW END AND HIGH END OF RANGE



Text presented to interviewer at level 3 if R volunteers a range andchooses the range card at level 2:

ENTER LETTER FROM RANGE CARD:

Possible card responses shown on range card:

A ...... $1 - $100

B ...... $101 - $500C ...... $501 - $750D ...... $751 - $1,000E ...... $1,001 - $2,500F ...... $2,501 - $5,000G ...... $5,001 - $7,500H ...... $7,501 - $10,000I ...... $10,001 - $25,000J ...... $25,001 - $50,000K ...... $50,001 - $75,000L ...... $75,001 - $100,000M ...... $100,001 - $250,000N ...... $250,001 - $1 million

O ...... $1 million - $5 millionP ...... $5 million - $10 millionQ ...... $10 million - $25 millionR ...... $25 million - $50 millionS ...... $50 million - $100 millionT ...... More than $100 million

Text presented to interviewer at level 3 if R volunteers a range andgives a dollar range at level 2:

ENTER LOW END OF RANGE : $___,___,___.00

ENTER HIGH END OF RANGE : $___,___,___.00

Text presented to interviewer at level 2 if R answers DK/Ref at level 1:

Can you give me a range from this card? HAND R RANGE CARD.

YESNO

Text presented to interviewer at level 3 if R answers DK/Ref atlevel 1 and answers YES at level 2:

ENTER LETTER FROM RANGE CARD:

Possible card responses shown on range card:See above

Decision tree sequence presented to interviewer at level 3 if Ranswers DK/Ref at level 1 and NO/DK at level 2:

CONSIDER THE FOLLOWING 7 NUMBERS WHICH ARE STRICKLY INCREASING INVALUE: V1, V2, V3, V4, V5, V6, AND V7. RESPONDENTS ARE ASKED ASEQUENCE OF QUESTIONS TO FIND THE INTERVALS DEFINED BY THESE NUMBER A



GIVEN VARIABLE FALLS.

Q1. Was it V4 dollars or more?

YES --> GO TO Q2NO, DK --> GO TO Q5Ref --> EXIT


YES --> GO TO Q3NO, DK, Ref --> EXIT




YES, NO, DK, Ref --> EXIT






YES, NO, DK, Ref --> EXIT

To allow for appropriate ranges for all dollar questions, there areeight different versions of the V1 to V7 variables given below.

Version V1 V2 V3 V4 V5 V6 V71 10,000 100,000 250,000 500,000 1,000,000 5,000,000 10,000,0002 50,000 100,000 500,000 1,000,000 5,000,000 10,000,000 25,000,0003 50,000 100,000 150,000 250,000 500,000 1,000,000 5,000,0004 5,000 25,000 50,000 100,000 250,000 500,000 1,000,0005 5,000 10,000 25,000 50,000 100,000 250,000 750,0006 500 1,000 5,000 10,000 25,000 75,000 250,000

7 100 250 500 1,000 2,000 10,000 50,0008 50 100 250 500 1,000 5,000 10,000

There are 31 possible unique outcomes of each version of each of the 8versions of the decision tree:

1. Q1=NO, Q5=NO2. Q1=NO, Q5=DK3. Q1=NO, Q5=Ref4. Q1=NO, Q5=YES, Q6=NO5. Q1=NO, Q5=YES, Q6=DK



6. Q1=NO, Q5=YES, Q6=Ref7. Q1=NO, Q5=YES, Q6=YES, Q7=NO8. Q1=NO, Q5=YES, Q6=YES, Q7=DK9. Q1=NO, Q5=YES, Q6=YES, Q7=Ref10. Q1=NO, Q5=YES, Q6=YES, Q7=YES11. Q1=DK, Q5=NO12. Q1=DK, Q5=DK ---> NOTE: RESULTS IN NO BOUNDING INFORMATION13. Q1=DK, Q5=Ref ---> NOTE: RESULTS IN NO BOUNDING INFORMATION

14. Q1=DK, Q5=YES, Q6=NO15. Q1=DK, Q5=YES, Q6=DK16. Q1=DK, Q5=YES, Q6=Ref17. Q1=DK, Q5=YES, Q6=YES, Q7=NO18. Q1=DK, Q5=YES, Q6=YES, Q7=DK19. Q1=DK, Q5=YES, Q6=YES, Q7=Ref20. Q1=DK, Q5=YES, Q6=YES, Q7=YES21. Q1=Ref ---> NOTE: RESULTS IN NO BOUNDING INFORMATION22. Q1=YES, Q2=NO23. Q1=YES, Q2=DK24. Q1=YES, Q2=Ref25. Q1=YES, Q2=YES, Q3=NO26. Q1=YES, Q2=YES, Q3=DK

27. Q1=YES, Q2=YES, Q3=Ref28. Q1=YES, Q2=YES, Q3=YES, Q4=NO29. Q1=YES, Q2=YES, Q3=YES, Q4=DK20. Q1=YES, Q2=YES, Q3=YES, Q4=Ref31. Q1=YES, Q2=YES, Q3=YES, Q4=YES

----------------------------------------------------------------------------------------------------------------------------------------------------------Definitions of the "J" Variables (1995 version)

0 = value reported on original tape (possibly altered during NORC

editing).

1 = question is inapplicable for R (e.g., R has no checking accountso value of checking account is coded as zero -- NOTE: there areno zeros in the dataset other than such values).

2 = data moved from another location (not including re-arrangingcolumns in a grid); data moved from another location and added todata already at new location (e.g., wage income from spousereported in independent adult part of section Y added to datareported for R in Section T).

3 = data provided for a question with a branch structure, but not

known which branch data should be in (e.g., AGI given, but filingstatus unknown, R has mutual funds but answers NO to all types).

4 = data change (to non-missing value) at FRB based on comments/verbatims.Also includes editing changes specified by NORC that were notpossible to implement in their data handling system.

5 = indicates a value coded from a verbatim ("other/specify") response.6 = data moved/changed as result of coded verbatim ("other/specify")

response.



8 = recode of survey variables, no missing values in antecedents.For sequences of variables, such as the determination of whethera dollar value or a percent is reported at Xhead-var/X4206/X4207,one variable determines which type of variable is reported(dollar/percent) subsequently; in some cases, the CAPI programskips to the dollar value question and will puruse the DKDOLsequence if necessary; if a dollar value (or range) is reportedin this way, the J-code of the initial choice variable is set to

the value '8.'

9 = recode of survey variables, insufficient data collected tocompute value, not imputed.

10 = part of reported value reported elsewhere and edited out here(e.g., wage income of NPEU member also reported at X5701 alongwith income of PEU resulting in J5702=10) or entire reportedvalue reported elsewhere and edited out here (e.g., all of wageincome of NPEU member reported at X5701 resulting in X5701=5,J5701=10, X5702=0 and J5702=14).

12 = in case of regular installment loans where term is DK, non-missing

typical payment moved to monthly payment section. 13 = coded value overridden by another value after editing completed14 = inap given hard-code decision (12, 13, 15, or 16)15 = hard-coded imputation determined during cleaning.16 = other reassignment resulting from cleaning that overrides

reported data (e.g., the cleaning of the institutions grid inSection A).

17 = value of originally missing data item implied by other variable(s).

18 = value originally inap as consequence of CAPI logic, new valueinferred from other values.

19 = value changed, but logical content not altered (e.g., institutionreported for an account, but no link to institutions grid.Account variable changed to pointer to an added institution oftype indicated by original account question).

25 = correction of NORC edit error or to a non-missing/non-inapplicable value.

ALL RESPONSES THAT FOLLOW HAVE AT LEAST SOME MISSING INFORMATION

90 = Bounding information available based on summary informationprovided by respondent (typically, if a R does not knowinformation about items beyond a certain number in a set ofdetailed questions about a larger number of such items, the R is

asked one or a number of summary questions about all remaininginstances).

91 = Same as 90, but R gave range data for the summary information.

RANGE RESPONSES:

POSITIVE RANGES

DECISION TREE RESPONSES THAT RESULTED IN A BOUND FOR POSITIVE NUMBERS



(NOTE: for decision tree codes, responses that resulted in no usablebounding information are collected separately below)'*' indicates an open-ended interval

NOTE: for J-code outcomes from 101-878, 921-940, and 971-990, .5 isadded to the J-code if the original response was DK

101=Decision tree response, version 1: outcome 1 (*,<=V1)

102=Decision tree response, version 1: outcome 2 (*,<=V4)103=Decision tree response, version 1: outcome 3 (*,<=V4)104=Decision tree response, version 1: outcome 4 (>V1,<=V2105=Decision tree response, version 1: outcome 5 (>V1,<=V4)106=Decision tree response, version 1: outcome 6 (>V1,<=V4)107=Decision tree response, version 1: outcome 7 (>V2,<=V3)108=Decision tree response, version 1: outcome 8 (>V2,<=V4)109=Decision tree response, version 1: outcome 9 (>V2,<=V4)110=Decision tree response, version 1: outcome 10 (>V3,<=V4)111=Decision tree response, version 1: outcome 11 (*,<=V1)112=Decision tree response, version 1: outcome 14 (V1,V2)113=Decision tree response, version 1: outcome 15 (>V1,*)114=Decision tree response, version 1: outcome 16 (>V1,*)

115=Decision tree response, version 1: outcome 17 (>V2,<=V3)116=Decision tree response, version 1: outcome 18 (>V2,*)117=Decision tree response, version 1: outcome 19 (>V2,*)118=Decision tree response, version 1: outcome 20 (>V3,*)119=Decision tree response, version 1: outcome 22 (>V4,<=V5)120=Decision tree response, version 1: outcome 23 (>V4,*)121=Decision tree response, version 1: outcome 24 (>V4,*)122=Decision tree response, version 1: outcome 25 (>V5,<=V6)123=Decision tree response, version 1: outcome 26 (>V5,*)124=Decision tree response, version 1: outcome 27 (>V5,*)125=Decision tree response, version 1: outcome 28 (>V6,<=V7)126=Decision tree response, version 1: outcome 29 (>V6,*)127=Decision tree response, version 1: outcome 30 (>V6,*)

128=Decision tree response, version 1: outcome 31 (>V7,*)

201=Decision tree response, version 2: outcome 1 (*,<=V1)202=Decision tree response, version 2: outcome 2 (*,<=V4)203=Decision tree response, version 2: outcome 3 (*,<=V4)204=Decision tree response, version 2: outcome 4 (>V1,<=V2205=Decision tree response, version 2: outcome 5 (>V1,<=V4)206=Decision tree response, version 2: outcome 6 (>V1,<=V4)207=Decision tree response, version 2: outcome 7 (>V2,<=V3)208=Decision tree response, version 2: outcome 8 (>V2,<=V4)209=Decision tree response, version 2: outcome 9 (>V2,<=V4)210=Decision tree response, version 2: outcome 10 (>V3,<=V4)211=Decision tree response, version 2: outcome 11 (*,<=V1)

212=Decision tree response, version 2: outcome 14 (V1,V2)213=Decision tree response, version 2: outcome 15 (>V1,*)214=Decision tree response, version 2: outcome 16 (>V1,*)215=Decision tree response, version 2: outcome 17 (>V2,<=V3)216=Decision tree response, version 2: outcome 18 (>V2,*)217=Decision tree response, version 2: outcome 19 (>V2,*)218=Decision tree response, version 2: outcome 20 (>V3,*)219=Decision tree response, version 2: outcome 22 (>V4,<=V5)220=Decision tree response, version 2: outcome 23 (>V4,*)221=Decision tree response, version 2: outcome 24 (>V4,*)222=Decision tree response, version 2: outcome 25 (>V5,<=V6)



223=Decision tree response, version 2: outcome 26 (>V5,*)224=Decision tree response, version 2: outcome 27 (>V5,*)225=Decision tree response, version 2: outcome 28 (>V6,<=V7)226=Decision tree response, version 2: outcome 29 (>V6,*)227=Decision tree response, version 2: outcome 30 (>V6,*)228=Decision tree response, version 2: outcome 31 (>V7,*)










RANGE CARD RESPONSES FOR POSITIVE NUMBERS

901=Range card response via [F9]: range A. $1 to $100902=Range card response via [F9]: range B. $101 to $500903=Range card response via [F9]: range C. $501 to $750904=Range card response via [F9]: range D. $751 to $1,000905=Range card response via [F9]: range E. $1,001 to $2,500906=Range card response via [F9]: range F. $2,501 to $5,000907=Range card response via [F9]: range G. $5,001 to $7,500908=Range card response via [F9]: range H. $7,501 to $10,000909=Range card response via [F9]: range I. $10,001 to $25,000910=Range card response via [F9]: range J. $25,001 to $50,000911=Range card response via [F9]: range K. $50,001 to $75,000912=Range card response via [F9]: range L. $75,001 to $100,000

913=Range card response via [F9]: range M. $100,001 to $250,000914=Range card response via [F9]: range N. $250,001 to $1,000,000915=Range card response via [F9]: range O. $1,000,001 to $5,000,000916=Range card response via [F9]: range P. $5,000,001 to $10,000,000917=Range card response via [F9]: range Q. $10,000,001 to $25,000,000918=Range card response via [F9]: range R. $25,000,001 to $50,000,000919=Range card response via [F9]: range S. $50,000,001 to $100,000,000920=Range card response via [F9]: range T. More than $100,000,000

921=Range card response via DKDOL: range A. $1 to $100922=Range card response via DKDOL: range B. $101 to $500923=Range card response via DKDOL: range C. $501 to $750924=Range card response via DKDOL: range D. $751 to $1,000

925=Range card response via DKDOL: range E. $1,001 to $2,500926=Range card response via DKDOL: range F. $2,501 to $5,000927=Range card response via DKDOL: range G. $5,001 to $7,500928=Range card response via DKDOL: range H. $7,501 to $10,000929=Range card response via DKDOL: range I. $10,001 to $25,000930=Range card response via DKDOL: range J. $25,001 to $50,000931=Range card response via DKDOL: range K. $50,001 to $75,000932=Range card response via DKDOL: range L. $75,001 to $100,000933=Range card response via DKDOL: range M. $100,001 to $250,000934=Range card response via DKDOL: range N. $250,001 to $1,000,000935=Range card response via DKDOL: range O. $1,000,001 to $5,000,000936=Range card response via DKDOL: range P. $5,000,001 to $10,000,000937=Range card response via DKDOL: range Q. $10,000,001 to $25,000,000

938=Range card response via DKDOL: range R. $25,000,001 to $50,000,000939=Range card response via DKDOL: range S. $50,000,001 to $100,000,000940=Range card response via DKDOL: range T. More than $100,000,000

RESPONDENT-PROVIDED DOLLAR RANGE FOR POSITIVE NUMBERS

941=Upper and lower bounds given942=Upper bound given, lower bound missing943=Lower bound given, upper bound missing



INTERVIEW COMMENT INDICATES THAT RANGES ARE NEGATIVE

DECISION TREE RESPONSES THAT RESULTED IN A BOUND FOR NEGATIVE NUMBERS

(NOTE: for decision tree codes, responses that resulted in no usablebounding information are collected separately below)151=Decision tree response, version 1: outcome 1 (negative value)

152=Decision tree response, version 1: outcome 2 (negative value)153=Decision tree response, version 1: outcome 3 (negative value)154=Decision tree response, version 1: outcome 4 (negative value)155=Decision tree response, version 1: outcome 5 (negative value)156=Decision tree response, version 1: outcome 6 (negative value)157=Decision tree response, version 1: outcome 7 (negative value)158=Decision tree response, version 1: outcome 8 (negative value)159=Decision tree response, version 1: outcome 9 (negative value)160=Decision tree response, version 1: outcome 10 (negative value)161=Decision tree response, version 1: outcome 11 (negative value)162=Decision tree response, version 1: outcome 14 (negative value)163=Decision tree response, version 1: outcome 15 (negative value)164=Decision tree response, version 1: outcome 16 (negative value)


178=Decision tree response, version 1: outcome 31 (negative value)

251=Decision tree response, version 2: outcome 1 (negative value)252=Decision tree response, version 2: outcome 2 (negative value)253=Decision tree response, version 2: outcome 3 (negative value)254=Decision tree response, version 2: outcome 4 (negative value)255=Decision tree response, version 2: outcome 5 (negative value)256=Decision tree response, version 2: outcome 6 (negative value)257=Decision tree response, version 2: outcome 7 (negative value)258=Decision tree response, version 2: outcome 8 (negative value)259=Decision tree response, version 2: outcome 9 (negative value)260=Decision tree response, version 2: outcome 10 (negative value)261=Decision tree response, version 2: outcome 11 (negative value)




273=Decision tree response, version 2: outcome 26 (negative value)274=Decision tree response, version 2: outcome 27 (negative value)275=Decision tree response, version 2: outcome 28 (negative value)276=Decision tree response, version 2: outcome 29 (negative value)277=Decision tree response, version 2: outcome 30 (negative value)278=Decision tree response, version 2: outcome 31 (negative value)










RANGE CARD RESPONSES FOR NEGATIVE NUMBERS

951=Range card response via [F9]: range A. -$1 to -$100952=Range card response via [F9]: range B. -$101 to -$500953=Range card response via [F9]: range C. -$501 to -$750954=Range card response via [F9]: range D. -$751 to -$1,000955=Range card response via [F9]: range E. -$1,001 to -$2,500956=Range card response via [F9]: range F. -$2,501 to -$5,000957=Range card response via [F9]: range G. -$5,001 to -$7,500958=Range card response via [F9]: range H. -$7,501 to -$10,000959=Range card response via [F9]: range I. -$10,001 to -$25,000960=Range card response via [F9]: range J. -$25,001 to -$50,000961=Range card response via [F9]: range K. -$50,001 to -$75,000962=Range card response via [F9]: range L. -$75,001 to -$100,000

963=Range card response via [F9]: range M. -$100,001 to -$250,000964=Range card response via [F9]: range N. -$250,001 to -$1,000,000965=Range card response via [F9]: range O. -$1,000,001 to -$5,000,000966=Range card response via [F9]: range P. -$5,000,001 to -$10,000,000967=Range card response via [F9]: range Q. -$10,000,001 to -$25,000,000968=Range card response via [F9]: range R. -$25,000,001 to -$50,000,000969=Range card response via [F9]: range S. -$50,000,001 to -$100,000,000970=Range card response via [F9]: range T. Less than -$100,000,000

971=Range card response via DKDOL: range A. -$1 to -$100972=Range card response via DKDOL: range B. -$101 to -$500973=Range card response via DKDOL: range C. -$501 to -$750974=Range card response via DKDOL: range D. -$751 to -$1,000

975=Range card response via DKDOL: range E. -$1,001 to -$2,500976=Range card response via DKDOL: range F. -$2,501 to -$5,000977=Range card response via DKDOL: range G. -$5,001 to -$7,500978=Range card response via DKDOL: range H. -$7,501 to -$10,000979=Range card response via DKDOL: range I. -$10,001 to -$25,000980=Range card response via DKDOL: range J. -$25,001 to -$50,000981=Range card response via DKDOL: range K. -$50,001 to -$75,000982=Range card response via DKDOL: range L. -$75,001 to -$100,000983=Range card response via DKDOL: range M. -$100,001 to -$250,000984=Range card response via DKDOL: range N. -$250,001 to -$1,000,000985=Range card response via DKDOL: range O. -$1,000,001 to -$5,000,000986=Range card response via DKDOL: range P. -$5,000,001 to -$10,000,000987=Range card response via DKDOL: range Q. -$10,000,001 to -$25,000,000

988=Range card response via DKDOL: range R. -$25,000,001 to -$50,000,000989=Range card response via DKDOL: range S. -$50,000,001 to -$100,000,000990=Range card response via DKDOL: range T. Less than -$100,000,000

RESPONDENT-PROVIDED DOLLAR RANGE FOR NEGATIVE NUMBERS

991=Upper and lower bounds given (negative amount)992=Upper bound given, lower bound missing (negative amount)993=Lower bound given, upper bound missing (negative amount)



OTHER RANGE RESPONSES THAT YIELDED NO NUMERICAL BOUNDING INFORMATION:ALL VARIABLES WITH J-CODE VALUES BELOW THIS POINT INITIALLY CONTAINMISSING VALUE CODES AND ALL VARIABLES WITH J-CODE VALUES ABOVE THISPOINT INITIALLY CONTAIN A RANGE MID-POINT OR OTHER SUCH VALUE

INTERVIEWER COMMENT INDICATING NEGATIVE NUMBER

994=Decision tree response, any version: outcome 21 (negative amount)995=Decision tree response, any version: outcome 12 (negative amount)996=Decision tree response, any version: outcome 13 (negative amount)

997=R reached range card field by agreeing to give a range at adollar field, volunteered to give a letter from the range card, andsubsequently responded DK/Refuse letter from the range card(negative amount)

998=R answered DK/Refused to a dollar question, volunteered to give aletter from the range card, and subsequently responded DK/Refuseletter from the range card (negative amount)

999=R reached a field allowing both an upper bound and a lower bound

for a dollar amount by volunteering to give a range, butsubsequently responded DK/Ref to both upper and lower bound(negative amount)

1000=R answered DK to main $ question, and refused followingquestion requesting a range from the range card (negative amount)

1001=R answered Ref to main $ question, and refused followingquestion requesting a range from the range card (negative amount)

NO INDICATION OF NEGATIVE NUMBER

1094=Decision tree response, any version: outcome 21

1095=Decision tree response, any version: outcome 121096=Decision tree response, any version: outcome 13

1097=R reached range card field by agreeing to give a range at adollar field, volunteered to give a letter from the range card, andsubsequently responded DK/Refuse letter from the range card

1098=R answered DK/Refused to a dollar question, volunteered to give aletter from the range card, and subsequently responded DK/Refuseletter from the range card

1099=R reached a field allowing both an upper bound and a lower boundfor a dollar amount by volunteering to give a range, butsubsequently responded DK/Ref to both upper and lower bound

1100=R answered DK to main $ question, and refused followingquestion requesting a range from the range card

1101=R answered Ref to main $ question, and refused followingquestion requesting a range from the range card

OTHER CODES FOR MISSING DATA

2050 = original response was DK.2051 = original response was NA (includes interviewer errors,



and missing data resulting from editing decisions). Does notinclude data missing as a result of missing higher-order questions.

2052 = original response missing as a result of missing information fora higher-order question (typically a YES/NO cut question). Inthis case, the higher-order question has been imputed in sucha way as to render the response appropriate. Also includes someother miscellaneous cases: (1) if a dollar variable was missingand DKDOL returned a DK/REF, the corresponding frequency is given

a missing value code equal to that of the dollar field; (2)similarly, for clusters of variables containing a dollar amountand percent options.

2053 = refused2054 = some, DK how many (see B6).

2060 = unresolved data problem (none should remain in final dataset).

2079 = data missing because of questionnaire error, or data not collected.2080 = recode variable, missing because data not collected for

sub-group, data to be imputed.2081 = recode variable, some, but not all components originally missing.2082 = recode variable, all components originally missing.

2097 = override of reported information with (at least partially)imputed data

2098 = override of reported/inap./other information with a missing value.

2099 = used for absent spouse for J104 or J105 when X104 or X105 < 0.

3000 = data missing because R broke off the interview (each of thesecases reviewed to be sure that sufficient information isreported that the case can count as a "partial accepted ascomplete")

3001 = program, reporting or recording error.

3002 = temporary value given to variables containing illegal values.These will all be resolved in editing and converted to otherexisting codes. (includes "range U")

3003 = illegal zeroes

3004 = uninformative/irrelevant verbatim response

3005 = data not available (applies to data from HEF)

General instructions for J variable coding for recoded variables:

When a recoded variable is taken directly from another singleX-variable, it should have the same J-variable code.

When a recoded variable may come from a single variable in theoriginal X-variables, or as the result of a calculation based onsome number of X-variables, it is important to distinguish theinformation content in the J-variables. As noted above, when thevalue is taken directly, the J-variable should have exactly thesame value as that for the X-variable's shadow J-variable.However, when some calculation is involved, this should bereflected in the J-variable -- codes 8, 2081, and 2082.

When a recode cannot be computed because some part of the underlying



information was not collected for some subset of cases, therecode's J-variable should be coded 9 or 2080.

----------------------------------------------------------------------------------------------------------------------------------------------------------GRIDS-----------------------------------------------------------------------------

-----------------------------------------------------------------------------Some sets of questions have a natural iterative pattern. For example,the survey asks for detailed information on up to the first sixchecking accounts owned by the PEU, and summary information iscollected about all remaining accounts. The detailed questions arethe same for each account. In past interviews done with paper andpencil, some respondents have resisted answering all the detailedquestions and have been willing to provide only summary information.Typically, interviewers recorded the summary information in themargins of the questionniare, and editors allocated the data to theskipped questions according to a set of fixed rules. To allow fora variety of respondent-interviewer interactions in the SCF CAPIprogram, the grid questions were organized to provide a way of

collecting summary information in a systematic way. We refer to theassociated summary variables as "mop-up variables." Past surveys alsoindicated that some respondents recalled additional instances ofitems once they began answering questions in a grid, but interviewersoften did not revise the originally reported number. The CAPIprocedures were set up to allow for this possibility as well.

Consider first a respondent who gives a non-missing response to thequestion that asks for the number of items of the type to be queriedin the grid. The interviewer would ask the respondent the first setof detailed questions on the item. Then, the interviewer would beconfronted with a question (not to be read to the respondent);

INTERVIEWER: CAN R PROVIDE INFORMATION ABOUT ANOTHER xxxx?

The intention of this question was to allow the interviewer to dealwith a potentially hostile respondent and immediately branch to themop-up questions. If the respondent was cooperative, the interviewerentered a YES response and continued through an identical procedure foreach iteration until either the number of items reported wasexhausted, or the maximum number of detailed questions was asked andthe mop-up question was asked to get summary information on allremaining items. If the respondent reported a number of items lessthan the maximum number about which the detailed questions are asked,the following question was asked at the end of the final iteration:

Do you (or your family living here) have another xxxx?

A YES response here indicates that the respondent recalled anadditional instance in the process of answering the detailedquestions. A respondent could continue to "add" iterations until themaximum number of iterations is reached and the mop-up questions areasked.

Another possibility is that a respondent may either not know or beunwilling to tell the number of instances of an item. Because it isknown that there is at least one such instance, the first set of



detailed questions is asked. Then the respondent is asked:

Do you (or your family living here) have another xxxx?

The questioning then proceedes exactly as it would for a respondentwho recalled additional instances.

In processing the data, several steps were taken. Sometimes,

interviewers sensed an unwillingness to answer additional questionseven though only one more instance remained. In such cases, themop-up data were mapped into the grid. The fact of this movement isnot directly recorded in the J-variables for such cases, though themovement can be deduced from the patterns of J-variables of otherquestions within an iteration that do not have mop-up equivalents.When respondents added instances, the originally reported number wasupdated and stored in the customary SCF variable number. Theoriginally reported number of instances has been retained in thedataset since such information cannot be recovered in any other wayfrom the data made available. When summary information was given byrespondents who broke off their responses in a grid prematurely, thatinformation was used to bound the imputations of the detailed data.

Data items that have an associated J-variable with a value of 90 areones where a complete response was given in the parallel mop-upvariable, and those with a J-variable of 91 are ones where a rangeresponse was given in the parallel mop-up variable. There are somecomplicated mixed cases where a respondent did not give a non-missingvalue for the number of instances, but was willing to providenon-missing mop-up data. Though tedious, it is possible to deducethis information from the data provided.

----------------------------------------------------------------------------------------------------------------------------------------------------------ACKNOWLEDGMENTS

----------------------------------------------------------------------------------------------------------------------------------------------------------The SCF is a large project that involves intense commitment by manypeople. At the Federal Reserve, the main project staff involved withthe creation of the data has included Gerhard Fries, ArthurKennickell, Kevin Moore, Martha Starr-McCluer, Amy Stubbendick, AnnikaSunden, Brian Surette, and Diane Whitmore. Robert Dietz, an unpaidFRB intern, made valuable contributions, including looking up thevalue of every automobile of every respondent in a used car guide.Important support has come from the FRB officer corps, particularyEdward Ettin and Myron Kwast who have invested their credibility inmaking the project possible. In addition to funding the survey, theindividual members of the Board of Governors have actively encouraged

the use of the survey. Support from the Statistics of Income Divisionat the IRS has been essential. Louise Woodburn has been deeplyinvolved in the statistical design, weighting and disclosure review ofthe survey. Barry Johnson has been tireless in his work to obtain thenecessary data for the selection of the list sample, in his work onthe disclosure review, and in sharing the insights he has gained inworking with the IRS estate tax data. Dan Skelly, the directorof SOI, and James Nunns at the Office of Tax Analysis at theDepartment of the Treasury have encouraged us through many difficultperiods. At the National Opinion Research Center at the University ofChicago, very many people have touched the project in important ways.



The project directors for the 1995 SCF at NORC were Nick Holt andAlisu Schoua-Guesberg. Geoff Walker and Val Cooke developed thesoftware used for CAPI. At the time the program was written, it wasthe largest such program ever constructed, and it is only throughtheir creativity and dedication that the ultimate product wassuccessful. Deep thanks are due to many others at the NORC centraloffice, including Phil DePoy, Martin Frankel, Karen Grigorian, ThomasHarris, Nick Holt, Felice Levin, Judy Lindmark, Shawn Marsh, Jim

Rogers, William Tillford, Suzanne Turner, and Robert Wagers. Iapologize to the many other people whose names I cannot remember. Oneof the greatest strengths of NORC is its field staff. The managers inthe field for the 1995 SCF included Lee Brandon, Idamae Downs, ShirleyFlood, Lynn Gallagher, Rececca Harrass, Janice Hosier, PatriciaJohnson, Alice Lavka, Myrna Luncy, Susan Miller, Nancy Mutz, SandraPitzer, Norma Smith, Barbara Watt, Linda Wiedmer, and JacquelineWinchell. These are very creative and dedicated people. Pat Phillipsdeserves special recognition in her superb management of fieldactivities. The interviewers, some of whom may prefer not to benamed, were the people who did the hardest work. In 1995, SCFinterviewers included many experienced interviewers--some on earlierSCFs--and others from a wide variety of backgrounds (there were

business people, musicians, painters, scholars, writers, and manyothers). They deserve the deep gratitude of all users of the SCFdata. The only people who gave more than the interviewers were thesurvey respondents, who are necessarily anonymous. May every userremember that some person gave his or her time to create the data thatmake their analysis possible. No set of acknowledgements would becomplete without mentioning three people. Fritz Scheuren, formerlydirector of Statistics of Income at the IRS has provided early andcontinuing encouragement, insights, and support for the SCF project.Bob Avery, my predecessor as director of the SCF, is a colleague whonot only created the atmosphere that made the current development ofthe project possible, but who continues to contribute as a soundingboard for our ideas. Finally, Dorothy S. Projector, project director

of the Federal Reserve's landmark 1962-63 Survey of FinancialCharacteristics of Consumers, set a very high standard for all futurework on household wealth surveys.

----------------------------------------------------------------------------------------------------------------------------------------------------------

LIST OF VARIABLES----------------------------------------------------------------------------------------------------------------------------------------------------------

IMPORTANT NOTE: not all variables listed below appear in the publicuse dataset -- see list of included variables near the end of thisfile.

----------------------------------------------------------------------------------------------------------------------------------------------------------MISC. CONTROL FILE DATA AND WEIGHTS----------------------------------------------------------------------------------------------------------------------------------------------------------XX1 Internal case ID (4-digit) -- identical for

all imputation replicates



Area Prob, original sample: 5xxxxxArea Prob, added sample: 505xxxArea Prob, missed HU: 01xxxx

02xxxx..09xxxx

10xxxx11xxxx12xxxx21xxxx22xxxx

List, original cases: 00xxxxList, divorced spouse: 60xxxx******************************************

NOT INCLUDED IN THE PUBLIC DATASET******************************************

X1 Internal ID/replicate number -- XX1*10 + imputation replicate

number (1-5)******************************************


YY1 Case ID for external users

0. Inap. (not a completed interview)

Y1 Equivalent for X1 for external users

0. Inap. (not a completed interview)

X30022 Census region

1. Northeast2. North central3. South4. West

X30074 9-level Census division code

1. Northeast: New England Division (CT, ME, MA, NH, RI, VT)2. Northeast: Middle Atlantic Division (NY, NJ, PA)3. South: South Atlantic Division: (DE, DC, FL, GA, MD, NC

SC, VA, WV)4. South: East South Central Division: (AL, KY, MS, TN)5. South: West South Central Division: (AR, LA, OK TX)6. Midwest: East North Central Division (IL, IN, MI OH WI)7. Midwest: West North Central Division (IA, KS, MN, MO,

NE, ND, SD)8. West: Mountain Division (AZ, CO, ID, MT, NV, UT, WY, NM)9. West: Pacific Division (AK, CA, HI, OR, WA)



X42000 Original Kennickell-Woodburn consistent weight.

X42001 Revised Kennickell-Woodburn consistent weight: accounts forsystemative deviations from CPS estimates of homeownership

by racial/ethnic groups. This weight should be used for allestimations using the final 1995 SCF data for which weightsare appropriate.

-----------------------------------------------------------------------------REPLICATE WEIGHTS AND MULTIPLICITY FACTORS-----------------------------------------------------------------------------

As noted in the introduction, there is an additional data filewhich contains replicate weights and multiplicity factors to be used inestimating sampling variances. The file corresponds to the mainweight X42001.

The replicate weights are of the form WT1Bi, where i=1,...999The multiplicity factors are of the form MMi, where i=1,...999

Replicate weights with a given index correspond to multiplicityfactors with the same index.

*********************************************INCLUDED IN A SEPARATE PUBLIC DATASET

*********************************************

----------------------------------------------------------------------------------------------------------------------------------------------------------

HOUSEHOLD LISTING----------------------------------------------------------------------------------------------------------------------------------------------------------

X8000 Original respondent and spouse/partner variables reversed.THE PERSON REFERRED TO AS THE "HEAD" IN THIS CODEBOOK ISEITHER THE MALE IN A MIXED-SEX COUPLE OR THE OLDERINDIVIDUAL IN A SAME-SEX COUPLE. WHERE X8000=1, ALLVARIABLES IN THE DATASET THAT ORIGINALLY REFERRED TO"RESPONDENT" AND "SPOUSE/PARTNER" AND ALL CODES THATCONTAIN THE SAME REFERENCES HAVE BEEN REVERSED. THISCHANGE IS MADE FOR CONVENIENCE IN PROCESSING THE DATA ANDINDICATES NO JUDGMENT WHATSOEVER ABOUT THE ARRANGEMENTS OF

INDIVIDUAL FAMILIES. THE QUESTION TEXT AND ASSOCIATEDCODES GIVEN HERE HAVE NOT BEEN ALTERED TO USE THE WORD"HEAD." NO CHANGE IS MADE WHERE THE SPOUSE/PARTNER ISABSENT FROM THE HOUSEHOLD AND IS NOT INCLUDED IN THEINTERVIEW (X100=5).

1. Reversed5. Not reversed

X100 Indicator for inclusion of income, debt, assets, etc. of an



absent spouse/partner in the interview. Technically, thisindicator reflects whether the spouse/partner is a part ofthe primary economic unit.

1. Included in Iw5. Not included in Iw0. Inap. (Spouse present; legally married and partner

present; no spouse/partner)

X101 Number of people in the household according to the HHL.

Code total # of persons in HHL11. 11 or more peopleNOTE: detailed data (X8020 etc.) are collected on at most10 people in the household. Respondents who provideinformation on 10 people are asked whether there are anyother people in the household; X101 is coded 11 forrespondents who answer this question YES.

X7001 Number of people in the primary economic unit.

Code total # of persons11. 11 or more people

X8020(#1) Before we start the interview, I need to list the people whoX102(#2) live here and obtain some basic information about each one.X108(#3) Let's start with you.X114(#4)X120(#5) What is the next person's relationship to you?X126(#6)X132(#7) 1. RESPONDENT

X202(#8) 2. Spouse of RX208(#9) 3. Partner of RX214(#10) 4. Child (incl. in-laws)X220(#11) 13. Child of partner (only if volunteered)

5. Grandchild6. Parent (incl. in-laws)7. Grandparent (incl. in-laws)8. Aunt/uncle9. Cousin

10. Niece/nephew11. Sister/brother (incl. in-laws)12. Great grandchild29. Other relative

31. Roommate32. Friend33. Relative of Partner34. Boarder or roomer/lodger35. Paid help (maid, etc.)36. Foster child39. Other unrelated person45. Absent spouse, treated as PEU member0. Inap. (No further persons)

NOTE: position #2 contains only spouse/partner information;in all other cases the #2 position contains all zeroes.



NOTE: position #11 contains non-zero data only in caseswhere there were 10 or more people in the household and therespondent had no spouse/partner.

X8021(#1) IF POSSIBLE, CODE WITHOUT ASKING. IF NECESSARY, ASK:X103(#2) (I am required to ask your sex./What is that person's sex?)X109(#3)

X115(#4) 1. MaleX121(#5) 2. FemaleX127(#6) 0. Inap. (No further persons)X133(#7)X203(#8)X209(#9)X215(#10)X221(#11)

What is your date of birth?What is (his/her) date of birth?

X5907(#1) Code monthX6107(#2)

0. Inap. (/no spouse or partner)******************************************


X7003(#1) Code day of monthX7382(#2)

0. Inap. (/no spouse or partner)******************************************


X5908(#1) Code year (4 digits)X6108(#2)

0. Inap. (/no spouse or partner)

X8022(#1) FOR THE RESPONDENT, THIS VARIABLE CONTAINS THE DATE-OF-BIRTHX104(#2) AGE UNLESS HE/SHE REJECTS THAT AGE WHEN ASKED FOR CONFIRMATIONX110(#3) AND PROVIDES ANOTHER AGE (SEE X14 BELOW).X116(#4)X122(#5) How old is (he/she/that person)?X128(#6)X134(#7) Code AGE

X204(#8) -1. Less than one yearX210(#9) 0. Inap. (No further persons)X216(#10)X222(#11)

**********************************************************FOR THE PUBLIC DATASET, X104 AND X8022 ARE TOP-CODEDCODED AT 95

**********************************************************

X14 Respondent: "Reconciled age"



X19 Spouse: "Reconciled age"IN THE CAPI PROGRAM USED IN THE 1995 SURVEY, DESIGNATED RsWERE FIRST ASKED THEIR DATE OF BIRTH (X5907/X7003/X5908 ORX6107/X7382/X6108 DEPENDING ON THE VALUE OF X8000).THE COMPUTER CALCULATED THEIR AGE AND THEN THE INTERVIEWERASKED FOR CONFIRMATION (X7005/X7015). AT THAT POINT, ARESPONDENT COULD AGREE TO THE COMPUTED AGE, CORRECT THEIRBIRTH DATE, OR PROVIDE A DIFFERENT AGE (X8022/X104). FOR

THE DESIGNATED R, THIS VARIABLE CONTAINS THE DOB AGE UNLESSA DIFFERENT AGE WAS REPORTED SUBSEQUENTLY. FOR THE R'SSPOUSE/PARTNER, ONLY AGE WAS ASKED DURING THE HOUSEHOLDLISTING AND DATE OF BIRTH WAS ASKED LATER IN THEQUESTIONNIARE. HOWEVER, THERE WAS NO CONFIRMATION/RECONCILIATION BUILT INTO THE PROGRAM FOR THE SPOUSE/PARTNER.THIS AGE VARIABLE WAS USED IN ALL CONVERSIONS ORCALCULATIONS INVOLVING AGES OF R/S.

Code age0. Inap. (No further persons)*********************************************

FOR THE PUBLIC DATASET, TOP-CODED AT 95

*********************************************

X13 Respondent: Age computed from date of birthX18 Spouse: Age computed from date of birth

(BASED ON X5907/X7003/X5908 OR X6107/X7382/X6108 DEPENDINGON THE VALUE OF X8000)

Code age0. Inap. (No further persons)

******************************************NOT INCLUDED IN THE PUBLIC DATASET

******************************************

X7005(#1) So, you are (COMPUTED AGE) years old?X7015(#2) (ASKED ONLY OF DESIGNATED RESPONDENT)

1. YES3. NO, FIX AGE5. Missing value for year of birth9. Not asked0. Inap. (No spouse/partner)

X7006(#3) Is (he/she/that person) 18 or older?

X7007(#4)X7008(#5) 1. YESX7009(#6) 5. NOX7010(#7) 0. Inap. (No further persons)X7011(#8)X7012(#9)X7013(#10)X7014(#11)

X8023(#1) (Are you/Is [RELATIONSHIP] currently married or



X105(#2) living with a partner, separated, divorced,X111(#3) widowed, or (have you/has [he/she]) never been married?X117(#4) (NOTE: if R lives with a partner who is financiallyX123(#5) interdependent, this variable is always coded '2' for theX129(#6) head and partner. The legal marital status of each isX135(#7) given by X7372 and X7018 respectively.)X205(#8)X211(#9) 1. (M) Married

X217(#10) 2. (P) Living with a partnerX223(#11) 3. (S) Separated

4. (D) Divorced5. (W) Widowed6. (NM) Never married0. Inap. (Person not over 18; no further persons)NOTE: for the person in position #1, this variablecontains the current living arrangement, which is notnecessarily the information reported in the interview.For example, a respondent may have answered "married" tothis question, but actually be living with a partner; inthis case, the variable has been recoded coded "partner."

X7000(#1) Does your (spouse/partner) live with you now?

1. YES5. NO0. Inap. (No spouse/partner)

X7002(#1) Do you live with a partner?

1. YES5. NO

X8024(#1) Does (he/she) usually live here?X106(#2) (FILLED IN FOR RESPONDENT)X112(#3)X118(#4) 1. YES (incl. R and Spouse/Partner)X124(#5) 5. NOX130(#6) 0. Inap. (Person other than #1/#2 under 18; no further persons)X136(#7)X206(#8)X212(#9)X218(#10)X224(#11)

X8098(#1) Do you and your (husband/wife/partner) have sharedX107(#2) finances?X113(#3) (ASKED ONLY IF SPOUSE/PARTNER DOES NOT USUALLY LIVEX119(#4) THERE, OTHERWISE ASSUMED TO BE SHARED FINANCES.)X125(#5)X131(#6) Does (RELATIONSHIP) depend on you (and yourX137(#7) [husband/wife/partner]) for most of (his/her)X207(#8) support or is (he/she) financially independent forX213(#9) the most part?X219(#10) (THIS QUESTION IS KEY IN DEFINING THE PRIMARY



X225(#11) ECONOMIC UNIT--SEE INTRODUCTION. A SPOUSE/PARTNERWHO LIVES THERE AT THE TIME OF THE INTERVIEW OR WHOUSUALLY LIVES THERE IS ASSUMED TO BE FINANCIALLINTERRELATED WITH THE R. SIMILARLY, CHILDREN UNDERTHE AGE OF 18 ARE ALSO ASSUMED TO BE FIANCIALLYDEPENDENT ON THE R, EVEN THOUGH IT IS POSSIBLE THATSOME CHILDRENT OF PEOPLE OUTSIDE THE PEU MAY BEINCLUDED BY THIS RULE.)

1. FINANCIALLY DEPENDENT (TRIVIALLY FOR R)5. FINANCIALLY INDEPENDENT0. Inap. (No further persons)

----------------------------------------------------------------------------------------------------------------------------------------------------------FINANCIAL INSTITUTIONS----------------------------------------------------------------------------------------------------------------------------------------------------------

I will be asking you about various kinds of household financial

matters during this interview. (IF MORE THAN ONE PERSONLISTED BELOW HAVE RESPONDENT WRITE THE NAMES ON THE BOTTOMOF THE INSTITUTION CARD AND READ: As we go through theinterview, this card will serve as a reminder of the peoplewe are referring to when we say your "family livinghere". (READ RELATIONSHIP OF MEMBERS LISTED BELOW)

X301 I'd like to start this interview by asking you about yourexpectations for the future. Over the next five years, doyou expect the U.S. economy as a whole to perform better,worse, or about the same as it has over the past five years?

1. Better2. Worse3. About the same

X302 Five years from now, do you think interest rates will behigher, lower, or about the same as today?

1. Higher2. Lower3. About the same

X7100 (SHOW CARD 1) When making major decisions about credit orborrowing, some people shop around for the very best termswhile others don't. (What number would you be on thescale?/What number would your family be on the scale?)

1. ALMOST NO SHOPPING2.3. MODERATE SHOPPING4.5. A GREAT DEAL OF SHOPPING



NOTE: CARD 1 contains the following information:The numbers 1 through 5 in a horizonal row bounded by darklines. Below 1 is printed "Almost no shopping"; below 3is printed "Moderate shopping"; and below 5 is printed "Agreat deal of shopping." Nothing is printed below 2 and 4.

X7101 What sort of information do you and your (spouse/partner)

X7102 use to make decisions about credit or borrowing? Do youX7103 call around for terms? Do you read newspapers, magazines,X7104 or material that you get in the mail? Do you get adviceX7105 from a friend, relative, lawyer, accountant, or financialX7106 planner? Or do you do something else?X7107X7108 What sort of information do you use to make decisions aboutX7109 credit or borrowing? Do you call around for terms? DoX7110 you read newspapers, magazines, or material that you get

in the mail? Do you get advice from a friend, relative,lawyer, accountant, or financial planner? Or do you dosomething else?(CODE ALL THAT APPLY, in order reported)

1. Call around2. Material in the mail3. Other advertisements4. Accountant5. Magazines/newspapers6. Friend/relative7. Lawyer8. Financial planner9. Never borrow or haven't borrowed lately

11. Information from store/dealer12. Bankers; other lenders13. Television; cable; radio

14. Computerized data services; other data services15. Don't shop around; always use same institution16. Past experience17. Material from work/business contacts18. Self; No information other than what R/family knows19. Other personal research21. Real estate broker; builder22. Other institutional source (e.g., college, social service

agency, etc.)-7. Other types of information

X7111 (SHOW CARD 1) When making major saving and investment

decisions, some people shop around for the very best termswhile others don't.

What number would you be on the scale?

What number would your family be on the scale?

1. ALMOST NO SHOPPING2.3. MODERATE SHOPPING4.



5. A GREAT DEAL OF SHOPPING

NOTE: See X7100 for a description of CARD 1.

X7112 How do you and your (spouse/partner) make decisions aboutX7113 saving and investments? Do you call around for rates? DoX7114 you read newspapers, magazines, or material you get in the

X7115 mail? Do you get advice from a friend, relative, lawyer,X7116 accountant, or financial planner? Or do you do somethingelse?/X7117X7118 How do you make decisions about saving and investments? DoX7119 you call around for rates? Do you read newspapers,X7120 magazines, or material you get in the mail? Do you getX7121 advice from a friend, relative, lawyer, accountant, or

financial planner? Or do you do something else?

(CODE ALL THAT APPLY, in order reported)

1. CALL AROUND2. Friend/relative

3. Accountant4. Lawyer5. Financial planner/BROKER6. Magazines/newspapers8. Material in the mail

10. DO NOT SAVE/INVEST11. Other advertisements12. Bankers; other institutions13. Television; cable; radio14. Computerized data services; other data services15. Don't shop around, always use same institution16. Past experience17. Material from work/business contacts

18. Self; No information other than what R/family knows19. Investment club20. Investment seminars21. Other personal research23. Shop around-7. Other types of information

X305 The next few questions are about the financialinstitutions that you do business with.

With how many financial institutions do you currently haveaccounts or loans, or regularly do personal financial

business? Include banks, savings and loans, credit unions,brokerages, loan companies, and so forth, but notinstitutions where you have only credit cards or businessaccounts.

With how many financial institutions do you and your familyliving here currently have accounts or loans, or regularlydo personal financial business? Include banks, savings andloans, credit unions, brokerages, loan companies, and soforth, but not institutions where you have only creditcards or business accounts.



X8300 Inferred number of institutions. When institutions werereported (or in some cases, imputed) after the institutiondata were collected (except in the case of bank-type creditcards) the CAPI program returned to the institutionquestions for the added institutions. In some cases,interviewers failed to enter the new institution properly,so the followup questions were not generated by the CAPI

program. X8300 takes the originally reported value of X305as its base and adds additional institutions whenever acommercial bank, savings and loan, credit union,brokerage, money market fund, finance company, or mortgagecompany was reported without an initial link to theinstitution data. Where there were more than the 6institutions on which detailed information was collected,the total number of institutions was augmented and storedin X8300. In cases where any of the first six institutionshave been inferred from an interviewer error, the detailedinformation (location and how R does business) has beenimputed.

Code NUMBER-1. NONE

Institutions were enumerated by name, and the name was usedas a text fill later in the interview when, e.g., the R wasasked to identify the institution where the main checkingaccount was held. To protect the privacy of respondents,this variable was not retained in the dataset.

(What is the name of this financial institution?/What is the name of the financial institution where you dothe most business?/What is the name of the financial

institution where you and your family living here do themost business?)

[What is the name of the financial institution where you dothe (second/third/fourth/fifth/sixth) most business?/What is the name of the financial institution where you andyour family living here do the (second/third/fourth/fifth/sixth)most business?

Once the program had generated questions about the numberof institutions specified by X305, the program asked:

Do you have any other financial institutions which we have not

listed yet?(Have you included all your accounts?/Have you included theaccounts for all the people in your household?)

If the R recalled an additional account, the program wasset up to augment the list of institutions until therespondent said there were no more.

If X305 contained a value that indicated that there wereaccounts, but the number was a missing value, the R wasasked:



X308(#1) About (name of institution), what kind of institution isX312(#2) this? (Is it a commercial bank, a savings and loan orX316(#3) savings bank, a credit union, a finance or loan company, aX320(#4) brokerage, or what?)X324(#5)X328(#6) Now, I need a little more information on the institutions

we've added to the card since the start of the interview.(If R added institutions during the interview, the CAPIprogram generated the detailed questions on thoseinstitutions after the section on financial assets wascompleted.)

MASTER INSTITUTION LIST

11. Commercial bank; "trust company12. Savings & Loan association or savings bank13. Credit union14. Finance or loan company15. Store or dealer

16. Brokerage company; "mutual fund" -- NFS17. Insurance company18. Mortage company19. Contractor or developer20. Prior owner21. Automobile finance company; GMAC, Ford CDT22. Doctor or hospital; dentist23. Lawyer24. Accountant25. Employer26. Friend or Relative (not codeable above)27. Individual Lender/Advisor (not codeable above)28. Pension Administrator

31. Real estate (investment) company32. School/college/university33. Local/county/state government (except code 42)34. Special federal government agency; FMHA, SBA, VA, FHA, HUD, NDSL35. Federal government general or NA agency; IRS37. Self/spouse (manages own trust)38. Bank or general purpose credit card company; Visa,

Carte Blanche, Master Card (except American Express code 51)39. Union40. Church41. American Association of Retired Persons (AARP)42. Courts50. Discover card (Sears) (V415-418 only) ("Sears" only use code 15)

51. American Express/Optima card52. AT&T card61. Other membership organization; AAA, NEA, NTA (V415-418 only)62. Tribal and similar organizations75. Foreign institution type80. Direct student loan NEC (include references to Stafford,

Perkins, Ford, etc. student loans when a more specificinstitution reference is not available).

92. Money market (mutual) funds, NFS93. Farm-related lenders (not codeable above), or NA if

membership group or government agency



94. Investment/management companies or consultants (notelsewhere classified)

95. Non-financial institution (except codes 40-42 and 61)-1. Combinations of TYPES of financial institutions-7. Other0. Inap. (no institutions: X8300=-1/fewer than 2

institutions: X8300<2/fewer than 3 institutions: X8300<3/fewer than 4 institutions: X8300<4/fewer than 5

institutions: X8300<5/fewer than 6 instiutions: X8300<6)

NOTE: CARD 2 was available to the interviewer. This cardcontains the following in a vertical column: "CommercialBank," "Savings and Loan or Savings Bank," "Credit Union,""Finance or Loan Company," "Brokerage," and "Other."

Institution 1: X6600 X6601 X6602 X6603 X6604 X6605 X6606 X6607Institution 2: X6608 X6609 X6610 X6611 X6612 X6613 X6614 X6615Institution 3: X6616 X6617 X6618 X6619 X6620 X6621 X6622 X6623Institution 4: X6624 X6625 X6626 X6627 X6628 X6629 X6630 X6631

Institution 5: X6632 X6633 X6634 X6635 X6636 X6637 X6638 X6639Institution 6: X6640 X6641 X6642 X6643 X6644 X6645 X6646 X6647

How do you mainly do business with this institution (-byCash Machine, in person, by mail, by phone, by computer, orsome other way)?

How does your family mainly do business with thisinstitution (-by Cash Machine, in person, by mail, byphone, by computer, or some other way)?

(CODE ALL THAT APPLY -- CODE MAIN METHOD FIRST)

1. By cash machine, ATM2. In person (R or R's messenger)3. By mail4. By phone5. Payroll deduction; direct deposit6. Don't do regular business9. Electronic transfer

10. Check, NFS11. R's agent or manager12. BY COMPUTER-7. OTHER0. Inap. (no institutions: X8300=-1/fewer than 2

institutions: X8300<2/fewer than 3 institutions: X8300<3/

fewer than 4 institutions: X8300<4/fewer than 5institutions: X8300<5/fewer than 6 instiutions: X8300<6)

X310(#1) Roughly, how many miles is the office or cash machine ofX314(#2) this institution from the home or workplace of the personX318(#3) who uses it most often? IF R ASKS: WE WANT THE CLOSER OFX322(#4) THE DISTANCE FROM HOME OR WORKPLACE.X326(#5)X330(#6) Code number of miles

-1. LESS THAN A MILE



992. FOREIGN LOCATION993. LOCATED AT WORK51. OVER 50 MILES-7. LOCAL PHONE OR POST BOX0. Inap. (no institutions: X8300=-1/fewer than 2

institutions: X8300<2/fewer than 3 institutions: X8300<3/fewer than 4 institutions: X8300<4/fewer than 5institutions: X8300<5/fewer than 6 instiutions: X8300<6)

X306 Do you have a card that allows you to deposit or withdrawmoney from this institution using a cash machine?

Do you have a card that allows you to deposit or withdrawmoney from these institutions using a cash machine?

Do you or your family living here have a card that allowsyou to deposit or withdraw money from this institutionusing a cash machine?

Do you or your family living here have a card that allowsyou to deposit or withdraw money from these institutionsusing a cash machine?

1. YES5. NO0. Inap. (no institutions: X8300=-1)

X7582 A debit card is a card that you can present when you buythings that automatically deducts the amount of thepurchase from the money in an account that you have.

Do you use any debit cards?

Does your family use any debit cards?

INTERVIEWER: WE CARE ABOUT USE, NOT WHETHER R HAS A DEBIT CARD

1. YES5. NO0. Inap. (no institutions: X8300=-1)

X7122 Some people have their paychecks or Social Securitybenefits or other money automatically paid directly into

their accounts.(Do you have any money directly deposited into your account?/Do you have any money directly deposited into one of youraccounts?/Do you or someone in your family living here have any moneydirectly deposited into your family's account?/Do you or someone in your family living here have any moneydirectly deposited into one of your family's accounts?)(IF R ASKS, DO NOT INCLUDE INTEREST PAID ON THE ACCOUNT)

1. YES



5. NO0. Inap. (no institiutions: X8300=-1)

What kinds of deposits are these? (CODE ALL THAT APPLY)

X7123 PAYCHECK/OTHER INCOME FROM WORK (e.g., consulting fees)X7124 SOCIAL SECURITY/RAILROAD RETIREMENT

1. Checked5. Not checked0. Inap. (no institutions, no automatic deposit: X7122=(0, 5))

X7125 OTHER

4. Disability payments; VA disability benefits6. Supplemental Security Income (SSI) and other types of welfare7. Automatic transfers from another account8. Automatic payments on loans made by R (i.e., loans

from shich R receives income)9. Royalties and other investment income (Not Elsewhere

Classified)10. Alimony/support12. Pension or other retirement income13. Insurance reimbursement-7. Combination of Types5. Not checked0. Inap. (no institutions, no automatic deposit: X7122=(0, 5))

X7126 Some people have their utility bills, mortgage or rentpayments, or other payments automatically paid directlyfrom their accounts without having to write a check.(Do you have any payments that you make in this way?/

Do you and your family living here have any payments thatyou make in this way?)

1. YES5. NO0. Inap. (no accounts: X8300=-1)

What sorts of payments are these? (CODE ALL THAT APPLY)X7127 UTILITY BILLSX7128 MORTGAGE/RENT

1. Checked

5. Not checked0. Inap. (no accounts, no pre-auth. debits: X7126=(0, 5))

X7129 OTHER

4. Condominium/Coop fees6. Lease payments7. Insurance8. Automatic transfers to other accounts/investments9. Cable; newspapers; magazines

10. Gifts to charities/non-profits



11. Tuition12. Health club; YMCA/YWCA/YMHA/YWHA13. Other payments of irregular bills (e.g., credit card bills)14. Alimony/support; other transfers to family members16. Car loans; other non-mortgage loan payments (except

credit cards)17. Security system; garbage fees; other regular home

maintenance fees

18. Safety deposit box19. Internet provider payment-7. Other regular payments; combination of types5. Not checked0. Inap. (no accounts, no pre-auth. debits: X7126=(0, 5))

X7130 A 'smart card' is a type of payment card containing acomputer chip which is set to hold a sum of money. As thecard is used, purchases are subtracted from that sum.(Do you have any such cards that you can use for a varietyof purchases?/Do you or anyone in your family living here have any such

cards that you can use for a variety of purchases?)

1. YES5. NO

----------------------------------------------------------------------------------------------------------------------------------------------------------CREDIT ATTITUDES AND CREDIT CARDS----------------------------------------------------------------------------------------------------------------------------------------------------------

X401 Now I would like to ask you some questions about how you

feel about credit. In general, do you think it is a goodidea or a bad idea for people to buy things on theinstallment plan?

1. Good idea3. GOOD IN SOME WAYS, BAD IN OTHERS5. Bad idea

People have many different reasons for borrowing money whichthey pay back over a period of time. For each of thereasons I read, please tell me whether you feel it is allright for someone like yourself to borrow money...

X402 first, to cover the expenses of a vacation trip?X403 next, to cover living expenses when income is cut?X404 next, to finance the purchase of a fur coat or jewelry?X405 next, to finance the purchase of a car?X406 finally, to finance educational expenses?

1. YES5. NO



X7131 [Have you and your (spouse/partner) applied for any type ofcredit or loan in the last five years?/Have you applied for any type of credit or loan in the lastfive years?]

1. YES5. NO

X407 [In the past five years, has a particular lender or creditorturned down any request you or your (spouse/partner) madefor credit, or not given you as much credit as you applied for?/In the past five years, has a particular lender or creditorturned down any request you made for credit, or not givenyou as much credit as you applied for?](PROBE: Turned down, or not as much credit?)IF TURNED DOWN AND NOT AS MUCH CREDIT, ASK WHICH IS MORE RECENT

1. Yes, turned down3. Yes, not as much credit

5. No0. Inap. (no credit application in previous 5 years: X7131=5)

X408 [Were you later able to obtain the full amount you or your(spouse/partner) requested by reapplying to the sameinstitution or by applying elsewhere?/Were you later able to obtain the full amount you requestedby reapplying to the same institution or by applying elsewhere?]

1. YES3. Did Not Reapply5. NO

0. Inap. (no credit application in previous 5 years: X7131=5;not turned down: X407=5)

X7585 [On the most recent occasion, what reasons were you or your(spouse/partner) (given for being turned down forcredit?/given for being unable to get as much credit as youapplied for?)/On the most recent occasion, what reasons were you given for(being turned down for credit?/being unable to get as muchcredit as you applied for?)]

Personal Characteristics of Borrower

50. Family background/life history; who your parents (relatives) are51. Family size; number of children or dependents52. Marital status53. Sex54. Combination of marital status and sex, "single men",

"married women"55. Age56. Race57. Personal character/reputation, whether borrower is

stable, honest; known by other people trusted by institution58. Health



59. Other personal characteristics of borrower

Credit Characteristics of Borrower61. Need to have a checking/savings account (at institution)62. Haven't established a credit history63. Credit rating service/credit bureau reports64. Credit records/history from other institution; other

loans or charge account; previous payment records; bankruptcy

65. Lack of/not enough assets/collateral/property to securethe loan (except home ownership, code 74); size of downpayment; financial status

66. Amount of debt; size of other payments; ability to repay loan69. Other credit characteristics of borrower

Financial Characteristics of Borrower70. Bad Credit, NEC71. Time on current job72. Job; type of work; steady/secure employment; good job73. Lack of job; not working; on welfare74. Lack of homeownership75. Time at current address; time in community or state

76. Amount of income; "income"77. Source of income; retired78. Where you live; what type of neighborhood/area of city

you live in; if you live in the state/county79. Other financial characteristics of borrower

Miscellaneous81. Lack of familiarity/experience; don't have an account

there; I'm not a credit union member82. Previous bad experience (N.E.C); had difficulty/been

turned down NA why83. Institution is more "strict" in lending requirements,

NA in what areas

87. "Discrimination"; references to red-lining, NA basis88. Inconvenient/difficult, not codeable above89. Other miscellaneous90. Didn't approve of purpose for which money was to be borrowed91. Loan was too large for source to handle; source doesn't

have much money to lend; money reserves of source are low92. Interest93. Insufficient collateral/equity-1. None; no reason was given; "bank policy-7. Other -- N.E.C0. Inap. (no credit application in previous 5 years: X7131=5;

not turned down: X407=5)

X7584 What type of credit did you apply for?

1. Mortgage2. Car loan3. Other installment loan4. Credit Card6. Store account

17. Equity loan18. Business/Investment loan19. Line of credit



20. Personal loan21. Consolidation loan-7. Other0. Inap. (no credit application in previous 5 years: X7131=5;

not turned down: X407=5)

X409 [Was there any time in the past five years that you or your(spouse/partner) thought of applying for credit at aparticular place, but changed your mind because you thoughtyou might be turned down?/Was there any time in the past five years that you thoughtof applying for credit at a particular place, but changedyour mind because you thought you might be turned down?0

1. YES5. NO

X7583 [On the most recent occasion, why did you or your

(spouse/partner) think you might be turned down?/On the most recent occasion, why did you think you might beturned down?]

Personal Characteristics of Borrower50. Family background/life history; who your parents (relatives) are51. Family size; number of children or dependents52. Marital status53. Sex54. Combination of marital status and sex, "single men",

"married women"55. Age56. Race

57. Personal character/reputation, whether borrower isstable, honest; known by other people trusted by institution

58. Health59. Other personal characteristics of borrower

Credit Characteristics of Borrower61. Need to have a checking/savings account (at institution)62. Haven't established a credit history63. Credit rating service/credit bureau reports64. Credit records/history reom other institiuon; other

loans or charge account; previous payment records;bankruptcy

65. Lack of/not enough assets/collateral/property to secure

the loan (except home ownership, code 74); size of downpayment; financial status

66. Amount of debt; size of other payments; ability to repay loan69. Other credit characteristics of borrower

Financial Characteristics of Borrower70. Bad Credit, NEC71. Time on current job72. Job; type of work; steady/secure employment; good job73. Lack of job; not working; on welfare74. Lack of homeownership



75. Time at current address; time in community or state76. Amount of income; "income"77. Source of income; retired78. Where you live; what type of neighborhood/area of city

you live in; if you live in the state/county79. Other financial characteristics of borrower

Miscellaneous

81. Lack of familiarity/experience; don't have an accountthere; I'm not a credit union member

82. Previous bad experience (N.E.C); had difficulty/beenturned down NA why

83. Instutution is more "strict" in lending requirements,NA in what areas

87. "Discrimination"; references to red-lining, NA basis88. Inconvenient/difficult, not codeable above89. Other miscellaneous90. Didn't approve of purpose for which money was to be borrowed91. Loan was too large for source to handle; source doesn't

have much money to lend; money reserves of source are low92. Interest

93. Insufficient collateral/equity-1. None; no reason was given; "bank policy"-7. Other -- N.E.C0. Inap. (did not expect to be turned down: X409=5)

X410 Now I have some questions about credit cards and charge cards.(Do you have any credit cards or charge cards?/Do you or anyone in your family living here have any creditcards or charge cards?)(Please do not include debit cards.)

1. YES

5. NO

X7973(#1) Now I would like to ask you a few questions about yourcredit cards. (SHOW CARD 3)(Do you have any type of/Do you and your family living here have any type of)Visa, Mastercard, Discover, or Optima cards?

X7974(#2) (Do you have any type of/Do you and your family living here have any type of)Sears, K-Mart, furniture, clothing and other store cards?

X7975(#3) (Do you have any type of/Do you and your family living here have any type of)

Gasoline Cards such as Shell, Exxon, BP, Texaco, or Amoco?X7976(#4) (Do you have any type of/

Do you and your family living here have any type of)American Express, Diners Club, or Carte Blanche cards?

X7977(#5) (Do you have any type of/Do you and your family living here have any type of)Airline, Car Rental, or other cards?

1. YES5. NO0. Inap. (no credit cards: X410=5)



NOTE: SHOW CARD 3 contains the following in a verticalcolumn: "Visa, MasterCard, Discover, Optima," "Sears,K-Mart, furniture, clothing and other store cards,""Gasoline cards such as Shell, Exxon, BP, TExaco, andAmoco," "American Express, Diners, Carte Blanche," and"Airline, Car Rental, or other credit cards."

X411(#1) How many?X419(#2) (Please do not count duplicate cards for the same account orX422(#3) any business or company accounts.)X425(#4)X428(#5) Code number

-1. None0. Inap. (no credit cards: X410=5; no cards of type)

*********************************************************FOR THE PUBLIC DATASET, THE NUMBER OF #1/2 CARDS ISTOP-CODED AT 10, #3/4/5 CARDS ARE TOP-CODED AT 5

*********************************************************

X412(#1) (On your last bills, roughly how much were the new chargesX420(#2) made to these accounts?/X423(#3) On your last bill, roughly how much were the new chargesX426(#4) made to this account?)X429(#5)

Code number-1. None0. Inap. (no credit cards: X410=5; no cards of type)

X413(#1) (After the last payments were made on these accounts,X421(#2) roughly what was the balance still owed on these accounts?/

X424(#3) After the last payment was made on this account, roughlyX427(#4) what was the balance still owed on this account?)X430(#5)


X414(#1) (What is the maximum amount you could borrow on all of theseaccounts; that is, what is your total credit limit?/What is the maximum amount you could borrow on this account;that is, what is your total credit limit?)


X7132(#1) What interest rate do you pay on the card where you havethe largest balance?

What is the interest rate on the card you got most recently?

What interest rate do you pay on this card?



INTERVIEWER: WE WANT TO KNOW THE RATE THAT R PAYS ON NEWBALANCES

Code percent * 1000. Inap. (no credit cards: X410=5; no cards of type)

(#1) only: X415 X416 X417 X418 X7500 X6648 X6649 X6720

[Please look at the Institutions Card. Are these credit cardswith any of the institutions on the Institutions Card, or fromsomeplace else?/Please look at the Institutions Card. Is this credit cardwith any institution on the Institutions Card, or fromsomeplace else?](CODE ALL THAT APPLY.)[IF INSTITUTIONS CARD: Which institution?][IF "SOMEPLACE ELSE": What type of institution?]

1. Institution 1

2. Institution 23. Institution 34. Institution 45. Institution 56. Institution 6See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (no credit cards: X410=5; no cards of type)

(#1) only: X9082 X9151 X9152 X9153 X9202 X9216 X9221 X9222Recode: type of insitution

See MASTER INSTITIUTION LIST for codes (See X308)0. Inap. (no credit cards: X410=5; no cards of type)

X432 Thinking only about Visa, Mastercard, Discover, Optima andstore cards, do you almost always, sometimes, or hardlyever pay off the total balance owed on the account eachmonth?

1. Always or almost always3. Sometimes5. Hardly ever0. Inap. (no credit cards: X410=5; no #1 or #2 cards)

X7577 (Other than the store accounts where you have credit cards,do you have any charge or revolving charge accounts atstores where you owed money after your last payment?/Other than the store accounts where you have credit cards,do you or your family living here have any charge orrevolving charge accounts at stores where you owed moneyafter your last payment?/Do you have any charge or revolving charge accounts atstores where you owed money after your last payment?/Do you or your family living here have any charge orrevolving charge accounts at stores where you owed money



after your last payment?)

1. YES5. NO

X7576 (How many such accounts do you have where you owe money?/How many such accounts do you or your family living here

have where you owe money?)

Code number0. Inap. (no accounts: X7577=5)

X7575 (After the last payments were made on these accounts, whatwas the balance still owed on all these accounts?/After the last payment was made on this account, what wasthe balance still owed on this account?)

Code number0. Inap. (no accounts: X7577=5)

----------------------------------------------------------------------------------------------------------------------------------------------------------PRINCIPAL RESIDENCE----------------------------------------------------------------------------------------------------------------------------------------------------------X501 INTERVIEWER CHECKPOINT: WHERE DOES R LIVE?

4. R LIVES ON A RANCH5. R LIVES ON A FARM2. R LIVES IN A MOBILE HOME/RV

3. ALL OTHER TYPES OF HOUSING

X7136 (SHOW CARD 4) We are interested in your view of the chancethat you will be staying at your current address for thenext two years. Using any number from zero to 100, wherezero equals no chance and 100 equals absolutely certain,what do you think the chances are that you will be livingat your current address two years from now?INTERVIEWER: ROUND TO CLOSEST NUMBER DISPLAYED

-1. No chance (recoded from zero)10.20.

30.40.50. 50-50 chance60.70.80.90.

100. Absolutely certain

NOTE: CARD 4 contains the following information:The numbers 0, 10, 20, ..., 100 in a horizonal row bounded



by dark lines. Below 0 is printed "Absolutely no chance";in the space below 20 and 30 is printed "Possible but notlikely"; below 50 is printed "50-50 chance"; in the spacebelow 70 and 80 is printed "Likely but not certain"; andbelow 100 is printed "Absolutely certain."

-----------------------------------------------------------------------------

R LIVES ON A FARM-----------------------------------------------------------------------------X502 Now I have some questions about this property.

About how many acres is this (farm/ranch), including anyacres that are rented or rented out to others?

Code acres0. Inap. (R does not live on farm/rance: X501^=4 or 5)

***********************************************FOR THE PUBLIC DATASET, TOP-CODED AT 1000

***********************************************

X503 (Do you operate a farming or ranching business on thisproperty?/Do you or anyone in your family living here operate afarming or ranching business on this property?)(IF R CLAIMS THE FARM ON HIS INCOME TAX, THEN THE FARM IS ABUSINESS FOR OUR PURPOSES.)

1. YES5. NO0. Inap. (R does not live on farm/rance: X501^=4 or 5)

X504 (Do you rent out any part of this property to others?/Do you or anyone in your family living here rent out anypart of this property to others?)

1. YES5. NO0. Inap. (R does not live on farm/rance: X501^=4 or 5;

R operates farm/ranch as a business: X503=1))

X505 How much rent do you collect?

Code amount

-1. None0. Inap. (R does not live on farm/rance: X501^=4 or 5;

R operates farm/ranch as a business: X503=1); R does notrent out part of property: X504=5)

X506 And how often is that amount collected?

Code frequency2. Week3. Biweekly4. Month



5. Quarter6. Year

11. Twice per year12. Bimonthly-1. No rent collected0. Inap. (R does not live on farm/rance: X501^=4 or 5;

R operates farm/ranch as a business: X503=1; R does notrent out part of property: X504=5)

What part of this property is used for (farm/ranch)ing?

X507 Code percent * 100-1. Very little

9995. Almost all0. Inap. (R does not live on farm/rance: X501^=4 or 5;

R does not operate farm/ranch as a business: X503^=1)

X7574 Code number of acres-1. Very little0. Inap. (R does not live on farm/rance: X501^=4 or 5;

R does not operate farm/ranch as a business: X503^=1)******************************************


X508 What is the legal ownership status of this (farm/ranch)?[Do you own this (farm/ranch), do you own part of it, doyou rent it, is it all owned by a business, or what?/Do you or your family living here own this (farm/ranch), doyou own part of it, do you rent it, is it all owned by abusiness, or what?]

1. Owns all2. Owns only part5. Sharecropper3. Rents/Leases all4. Owned by a business7. Other0. Inap. (R does not live on farm/rance: X501^=4 or 5;

R does not operate farm/ranch as a business: X503^=1)

R OWNS ALL

X509 [Does your (farm/ranch)ing business pay any rent for the

use of the property?/Does your family's (farm/ranch)ing business pay any rentfor the use of the property?]


R does not operate farm/ranch as a business: X503^=1;R does not own all of farm/ranch: X508^=1)



X510 (How much rent do you collect?/How much rent do you or your family living here collect?)

Code amount0. Inap. (R does not live on farm/rance: X501^=4 or 5;

R does not operate farm/ranch as a business: X503^=1;R does not own all of farm/ranch: X508^=1; businessdoes not pay rent: X509^=1))


Code frequency2. Week3. Biweekly4. Month5. Quarter6. Year

11. Twice per year12. Bimonthly0. Inap. (R does not live on farm/rance: X501^=4 or 5;

R does not operate farm/ranch as a business: X503^=1;

R does not own all of farm/ranch: X508^=1; businessdoes not pay rent: X509^=1))

X513 Could you tell me the current value of all the land andbuildings - that is, what would it bring if it were soldtoday? Do not include any farm animals, implements or crops.


R does not operate farm/ranch as a business: X503^=1;R does not own all of farm/ranch: X508^=1)

OWNED BY A BUSINESS

X514 (Do you pay the business any rent for this property?/Do you or your family living here pay the business any rentfor this property?)


R does not operate farm/ranch as a business: X503^=1;farm/ranch not owned by a business: X508^=4)

X515 In what month and year did you move into this (farm/ranch)?

Code month1. January2. February3. March4. April5. May6. June7. July



8. August9. September

10. October11. November12. December0. Inap. (R does not live on farm/rance: X501^=4 or 5;



******************************************

X516 Code year (4 digits)0. Inap. (R does not live on farm/rance: X501^=4 or 5;


R OWNS PART

X517 [Does the (farm/ranch)ing business pay you any rent for

the use of the property?/Does the (farm/ranch)ing business pay you or your familyliving here any rent for the use of the property?]


R does not operate farm/ranch as a business: X503^=1;R does not own only part of farm/ranch: X508^=2)

X518 (How much rent do you collect?/How much rent do you or your family living here collect?)


R does not operate farm/ranch as a business: X503^=1;R does not own only part of farm/ranch: X508^=2;business does not pay rent to R: X517^=1)



5. Quarter6. Year11. Twice per year12. Bimonthly0. Inap. (R does not live on farm/rance: X501^=4 or 5;

R does not operate farm/ranch as a business: X503^=1;R does not own only part of farm/ranch: X508^=2;business does not pay rent to R: X517^=1)

X520 (Do you pay any rent for this property?/



Do you or anyone in your family living here pay any rentfor this property?)



X521 (How much rent do you pay?/How much rent do you or your family living here pay?)

Code amount-1. None0. Inap. (R does not live on farm/rance: X501^=4 or 5;

R does not operate farm/ranch as a business: X503^=1;R does not own only part of farm/ranch: X508^=2;R does not pay rent to business: X520^=1)

X522 And how often is that amount paid?

Code frequency2. Week3. Biweekly4. Month5. Quarter6. Year11. Twice per year12. Bimonthly-1. No rent0. Inap. (R does not live on farm/rance: X501^=4 or 5;

R does not operate farm/ranch as a business: X503^=1;R does not own only part of farm/ranch: X508^=2;

R does not pay rent to business: X520^=1)

(I will ask you more about the business operation later.Now I'd like to ask about the part of the property thatyou personally own. About what percent of the totalproperty is that?/I will ask you more about the business operation later.Now I'd like to ask about the part of the property thatyou and your family living here personally own. Aboutwhat percent of the total property is that?)

X523 Code percent * 100

0. Inap. (R does not live on farm/rance: X501^=4 or 5;R does not operate farm/ranch as a business: X503^=1;R does not own only part of farm/ranch: X508^=2)

X7573 Code acres0. Inap. (R does not live on farm/rance: X501^=4 or 5;


***********************************************FOR THE PUBLIC DATASET, TOP-CODED AT 1000

***********************************************



X526 Could you tell me the current value of the entire part ofthe land and building you own? I mean, what would itbring if it were sold today? Do not include any farmanimals, implements or crops.

Code amount

0. Inap. (R does not live on farm/rance: X501^=4 or 5;R does not operate farm/ranch as a business: X503^=1;R does not own only part of farm/ranch: X508^=2)

-----------------------------------------------------------------------------R LIVES IN MOBILE HOME-----------------------------------------------------------------------------X601 (Now I have some questions about your home. Do you own

both this mobile home and site or lot, do you own only themobile home, do you own only the site, do you rent boththe home and site, or what?/Now I have some questions about your home. Do you or your

family living here own both this mobile home and site orlot, do you own only the mobile home, do you own only thesite, do you rent both the home and site, or what?)

1. Own both home and site2. Own only site3. Own only home4. Rent both-7. Neither own nor rent

RENTS HOME, OWNS SITE

X602 About how much rent do you pay on this home?

Code number-1. None0. Inap. (R does not live in MH: X501^=2; other MH

ownership: X601^=2)

X603 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDAnd how often is it paid?

Code frequency2. Week3. Biweekly

4. Month5. Quarter6. Year

11. Twice per year12. Bimonthly-7. Other0. Inap. (R does not live in MH: X501^=2; other MH

ownership: X601^=2)

X604 Could you tell me the current value of the site? I mean,



about what would it bring if it were sold today?

Code number0. Inap. (R does not live in MH: X501^=2; other MH

ownership: X601^=2)

In what month and year did you purchase the site?

(INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.)

X605 Code month1. January2. February3. March4. April5. May6. June7. July8. August9. September

10. October

11. November12. December0. Inap. (R does not live in MH: X501^=2; other MH

ownership: X601^=2)******************************************


X606 Code year (4 digits)0. Inap. (R does not live in MH: X501^=2; other MH

ownership: X601^=2)

X608 CODE GIFT/INHERITANCE1. GIFT/INHERITANCE5. R PURCHASED0. Inap. (R does not live in MH: X501^=2; other MH

ownership: X601^=2)

X607 How much did this site cost when you originally acquired it?(INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.)

Code amount0. Inap. (R does not live in MH: X501^=2; other MH

ownership: X601^=2)

NEITHER OWNS NOR RENTS MH

X609 How is that?1. Housing is part of job compensation; live-in

servant; housekeeper; gardener; farm laborer2. Housing is a gift paid for by someone outside HU;

owned by relative outside HU; R pays only taxes3. Sold home, has not moved yet4. Living in house which will inherit; estate in

process



5. Living in temporary quarters (garage, shed) whilehome is under construction

0. Inap. (R does not live in MH: X501^=2; other MHownership: X601^=-7)

In what month and year did you move into this mobile home?


10. October11. November12. December

0. Inap. (R does not live in MH: X501^=2; other MHownership: X601^=-7)


******************************************


ownership: X601^=-7)

OWNS HOME, RENTS SITE

X612 About how much rent do you pay on this site?

Code amount-1. None0. Inap. (R does not live in MH: X501^=2; other MH

ownership: X601^=3)

X613 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDAnd how often is it paid?




ownership: X601^=3)

X614 Could you tell me the current value of this mobile home?



I mean, about what would it bring if it were sold today?


ownership: X601^=3)

In what month and year did you purchase this mobile home?



0. Inap. (R does not live in MH: X501^=2; other MHownership: X601^=3)


******************************************


ownership: X601^=3)

X618 CODE GIFT/INHERITANCE1. GIFT/INHERITANCE

5. R PURCHASED0. Inap. (R does not live in MH: X501^=2; other MH

ownership: X601^=3)

X617 How much did this mobile home cost when you originallyacquired it?INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.


ownership: X601^=3)

RENTS HOME AND SITE

X619 About how much rent do you pay on this home and site?

Code amount-1. None0. Inap. (R does not live in MH: X501^=2; other MH

ownership: X601^=4)

X620 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED



And how often is it paid?



ownership: X601^=4)

In what month and year did you move into this mobile home?

X621 Code month1. January2. February3. March

4. April5. May6. June7. July8. August9. September

10. October11. November12. December0. Inap. (R does not live in MH: X501^=2; other MH

ownership: X601^=4)******************************************

NOT INCLUDED IN THE PUBLIC DATASET

******************************************


ownership: X601^=4)

OWNS HOME AND SITE

X623 Could you tell me the current value of this home and site?I mean, about what would they bring if they were sold today?

Code amount

0. Inap. (R does not live in MH: X501^=2; other MHownership: X601^=1)

X624 Were the site and mobile home purchased separately?

1. YES5. NO0. Inap. (R does not live in MH: X501^=2; other MH

ownership: X601^=1)



In what month and year did you purchase this mobile home?

X625 Code month1. January2. February3. March4. April

5. May6. June7. July8. August9. September


ownership: X601^=1; home and site not purchasedseparately: X624^=1)


******************************************





X627 How much did the mobile home cost when you originallyacquired it?INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.



In what month and year did you purchase this site?







******************************************





X631 How much did this site cost when you originally acquired it?INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.


ownership: X601^=1; home and site not purchasesseparately: X624^=1)

In what month and year did you purchase this mobile home and site?



0. Inap. (R does not live in MH: X501^=2; other MHownership: X601^=1; home and site purchasedseparately: X624=1)


******************************************


ownership: X601^=1; home and site purchasedseparately: X624=1)





X635 How much did the mobile home and site cost when youoriginally acquired it?INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.



-----------------------------------------------------------------------------R LIVES IN HU OTHER THAN FARM/RANCH OR MOBILE HOME

-----------------------------------------------------------------------------X701 Now I have some questions about your home.

Do you own this ranch, do you pay rent, do you own it as apart of a condo, co-op, townhouse association, or what?

Do you own this farm, do you pay rent, do you own it as apart of a condo, co-op, townhouse association, or what?

Do you own this (house and lot/apartment), do you pay rent,do you own it as a part of a condo, co-op, townhouseassociation, or what?

Do you and your family living here own this ranch, do youpay rent, do you own it as a part of a condo, co-op,townhouse association, or what?

Do you and your family living here own this farm, do youpay rent, do you own it as a part of a condo, co-op,townhouse association, or what?

Do you and your family living here own this (house andlot/apartment), do you pay rent, do you own it as a part ofa condo, co-op, townhouse association, or what?

1. Owns or is buying/land contract

2. Pays rent3. Condo4. Co-op5. Townhouse Association6. Retirement Lifetime Tenancy

-7. Neither owns nor rents --> -70. Inap. (R lives in MH: X501=2; R lives on farm and farm

is operated as a business: X501=4 or 5 and X503=1)

NEITHER OWNS NOR RENTS



X705 How is your housing provided?1. Housing is part of job compensation; live-in servant;

house-keeper; gardener; farm laborer2. Housing is a gift paid for by someone outside HU;

owned by relative outside HU; R pays only taxes3. Sold home, has not moved yet4. Living in house which will inherit; estate in process

5. Living in temporaty quarters (garage, shed, etc.)while home is under construction

6. Public Housing8. Living in home of relatives/friends without paying

rent9. House owned by trust created by R-7. Other0. Inap. (R lives in MH: X501=2; R lives on farm and farm

is operated as a business: X501=4 or 5 and X503=1;some living arrangement other than neither owns norrents: X701^=-7)

*********************************************************FOR THE PUBLIC DATASET, CODE 9 IS COMBINED WITH -7;

CODE 8 IS COMBINED WITH 2*********************************************************

X7133 Do you own any part of this ranch?

Do you own any part of this farm?

Do you own any part of this (house and lot/apartment)?

Does anyone in your family living here own any part ofthis (farm/ranch)?

Does anyone in your family living here own any part ofthis (house and lot/apartment)?

1. YES5. NO0. Inap. (R lives in MH: X501=2; R lives on farm and farm

is operated as a business: X501=4 or 5 and X503=1;some living arrangement other than neither owns norrents: X701^=-7)

X7134 IN THE FOLLOWING QUESTIONS ABOUT VALUE AND LOANS, INCLUDEONLY R'S SHARE; IF R KNOWS ONLY TOTALS FOR THE WHOLE

PROPERTY, MAKE NOTES WHERE APPLICABLE

What percent of the property do you own?

What percent of the property do you and your family livinghere own?

Code percent * 1000. Inap. (R lives in MH: X501=2; R lives on farm and farm

is operated as a business: X501=4 or 5 and X503=1;



some living arrangement other than neither owns norrents: X701^=-7; R does not own any part: X7133=5)

In what month and year did you move into this home?

X706 Code month1. January

2. February3. March4. April5. May6. June7. July8. August9. September

10. October11. November12. December0. Inap. (R lives in MH: X501=2; R lives on farm and farm


some living arrangement other than neither owns norrents: X701^=-7; R owns any part: X7133^=5)


******************************************

X707 Code year (4 digits)0. Inap. (R lives in MH: X501=2; R lives on farm and farm

is operated as a business: X501=4 or 5 and X503=1;some living arrangement other than neither owns norrents: X701^=-7; R owns any part: X7133^=5)

**************************************************FOR THE PUBLIC DATASET, BOTTOM-CODED AT 1920

**************************************************

RENTS HOME (INCLUDES FARM WITH NO FARM BUSINESS/RENTED FARM)

X708 How much rent do you pay for this (farm/ranch)?

How much rent do you or your family living here pay forthis (farm/ranch)?

How much rent do you pay for this (house/apartment)?

How much rent do you or your family living here pay for this

(house/apartment)?

Code amount-1. None0. Inap. (R lives in MH: X501=2; R lives on farm operated

as a business, but does not rent: X501=4 or 5 andX503=1 and X508^=3; some living arrangement other thanrents rents: X701^=2)

X709 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDAnd how often is that amount paid?




11. Twice per year

12. Bimonthly-7. Other0. Inap. (R lives in MH: X501=2; R lives on farm operated


X710 Does that include some or all utilities?

1. Yes, all3. Yes, some5. No

0. Inap. (R lives in MH: X501=2; R lives on farm operatedas a business, but does not rent: X501=4 or 5 andX503=1 and X508^=3; some living arrangement other thanrents rents: X701^=2)

X711 Do you rent it furnished or unfurnished?

1. Furnished3. Partially furnished5. Unfurnished0. Inap. (R lives in MH: X501=2; R lives on farm operated

as a business, but does not rent: X501=4 or 5 and

X503=1 and X508^=3; some living arrangement other thanrents rents: X701^=2)

In what month and year did you move into this ranch?

In what month and year did you move into this farm?

In what month and year did you move into this (house/apartment)?

X712 Code month1. January2. February

3. March4. April5. May6. June7. July8. August9. September

10. October11. November12. December0. Inap. (R lives in MH: X501=2; R lives on farm operated





******************************************

X713 Code year (4 digits)

0. Inap. (R lives in MH: X501=2; R lives on farm operatedas a business, but does not rent: X501=4 or 5 andX503=1 and X508^=3; some living arrangement other thanrents rents: X701^=2)

R OWNS SOME PART (INCLUDES FARM WITH NO FARM BUSINESS)

X7572 Are you required to pay regular fees to an association orproperty management group in order to live here?

1. YES5. NO

0. Inap. (R lives in MH: X501=2; R lives on farm and farmis operated as a business: X501=4 or 5 and X503=1;some living arrangement other than owns: X701^=1 andX7133^=1)

X703 How much are your fees?

Code amount-1. None0. Inap. (R lives in MH: X501=2; R lives on farm and farm

is operated as a business: X501=4 or 5 and X503=1;some living arrangement other than owns: X701^=1 and

X7133^=1; no fees: X7572^=1)

X704 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDAnd how often do you pay this amount?


11. Twice per year12. Bimonthly

-7. Other0. Inap. (R lives in MH: X501=2; R lives on farm and farm

is operated as a business: X501=4 or 5 and X503=1;some living arrangement other than owns: X701^=1 andX7133^=1; no fees: X7572^=1)

X702 INTERVIEWER OBSERVATION: DOES R LIVE IN MULTIPLE HU STRUCTURE?(CONFIRM WITH R IF NECESSARY)

1. YES



5. NO0. Inap. (R lives in MH: X501=2; R lives on farm and farm

is operated as a business: X501=4 or 5 and X503=1;some living arrangement other than owns: X701^=1 andX7133^=1

X714 Do you own the entire building or just your unit?

Do you and your family living here own the entire buildingor just your unit?

1. Entire building2. Just R's unit0. Inap. (R lives in MH: X501=2; R lives on farm and farm

is operated as a business: X501=4 or 5 and X503=1;some living arrangement other than owns: X701^=1 andX7133^=1

X715 How many housing units are in this building?

Code number of units0. Inap. (R lives in MH: X501=2; R lives on farm and farm

is operated as a business: X501=4 or 5 and X503=1;some living arrangement other than owns: X701^=1 andX7133^=1; does not own entire building: X714^=1)

X7135 Do you own your unit separately from the rest of the building?

1. YES5. NO0. Inap. (R lives in MH: X501=2; R lives on farm and farm


some living arrangement other than owns: X701^=1 andX7133^=1; does not own entire building: X714^=1)

X716 The following questions about your home refer to your unitonly.

The following questions refer to the entire building.

What is the current value of this (home andland/apartment/property)? I mean, about what would itbring if it were sold today?

INTERVIEWER: PROPERTY REFERS TO WHATEVER PART R OWNS OFTHEIR HOUSE AND LOT, APARTMENT, BUILDING, FARM ORRANCH. INCLUDE THE PART OF THE PROPERTY THAT R OWNS; FORFARMS/RANCHES, INCLUDE ALL OWNED LAND AND STRUCTURES.

Code value0. Inap. (R lives in MH: X501=2; R lives on farm and farm

is operated as a business: X501=4 or 5 and X503=1;some living arrangement other than owns: X701^=1 andX7133^=1)



In what month and year did you first purchase any part ofthis property?(INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.)

X719 Code month1. January2. February


10. October11. November12. December0. Inap. (R lives in MH: X501=2; R lives on farm and farm

not owned at least in part: X501=4 or 5 and X508^=1 or2; some living arrangement other than owns: X701^=1 and

X7133^=1)******************************************


X720 Code year (4 digits)0. Inap. (R lives in MH: X501=2; R lives on farm and farm

not owned at least in part: X501=4 or 5 and X508^=1 or2; some living arrangement other than owns: X701^=1 andX7133^=1)


**************************************************

X718 CODE GIFT/INHERITANCE1. GIFT/INHERITANCE5. R PURCHASED0. Inap. (R lives in MH: X501=2; R lives on farm and farm

not owned at least in part: X501=4 or 5 and X508^=1 or2; some living arrangement other than owns: X701^=1 andX7133^=1)

(ALL OWNERS EXCEPT MH)

X717 How much did it cost when you originally acquired it?

INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.

Code value0. Inap. (R lives in MH: X501=2; R owns neither farm nor

other type of dwelling: X508^=1 or 2 and X701^=1, 3,4, 5, or 6 and X7133^=1)

(ALL TYPES OF OWNERS)

X721 What are the real estate taxes on this home and land?



What are the real estate taxes on this land?

What are the real estate taxes on this home?

What are the real estate taxes on this farm?

What are the real estate taxes on this ranch?

What are the real estate taxes on the part of the ranch you own?

What are the real estate taxes on the part of the farm you own?

What are the real estate taxes on this unit?

What are the real estate taxes on this property?

Code amount-1. None0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1)

X722 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDAnd how often do you pay this amount?


11. Twice per year12. Bimonthly22. Varies

-7. Other-1. None0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1)

X723 Is there a mortgage or land contract on this (home/home andland/apartment/property)? (Do not include home equity loansor lines of credit.)(IF R SAYS BOTH MORTGAGE AND LAND CONTRACT, CHOOSE MORTGAGE)

1. Yes, mortgage2. Yes, land contract

5. No0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1)

X830 Do you have a second mortgage or a land contract on thisproperty? (Please do not include any home equity lines ofcredit.)INTERVIEWER: A HOME EQUITY LINE OF CREDIT IS AN AGREEMENTWHERE THE R CAN BORROW AT ANY TIME USING THE HOUSE ASCOLLATERAL, UP TO SOME LIMIT. A HOME EQUITY LOAN IS A FIXED



LENGTH, FIXED MONTHLY PAYMENT LOAN.

1. Yes, second mortgage2. Yes, land contract5. No0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723=5)

X931 Do you have any other loans that use this property as collateral?

Do you have any loans that use this property as collateral?

(Please do not include any home equity lines of credit.)

1. YES5. NO0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;first mortgage but no second mortgage: X723=1 and X830^=1)

-----------------------------------------------------------------------------MORTGAGES/LAND CONTRACTS/EQUITY LOANS ON PRINCIPAL RESIDENCE#1 refers to first mortgage#2 refers to second mortgage#3 refers to other home equity loan other than a home equity line of credit-----------------------------------------------------------------------------X724(#1) Is the first or main mortgage a federally guaranteed

mortgage, such as FHA or VA?

1. YES5. NO

0. Inap. (Does not own any part of HU: X508^=1 or 2 andX601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no mortgage: X723=5)

X726(#1) Is it an FHA mortgage, a VA mortgage, or is it from someother program?

1. Federal Housing Administration (FHA)2. Veteran's Administration (VA)3. Federal land bank4. Federal National Mortgage Association ("Fannie Mae")5. Federal Home Loan Mortgage Corp. ("Freddie Mac")

10. State housing programs

11. First-time buyer program, n.e.c.12. Other Federal loan program-7. Other0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no mortgage: X723=5; not federally guaranteed: X724^=1)

X727(#1) Why did you choose this type of loan?

Credit Terms/Cost Of Loan



1. Interest rate -- low (er) / reasonable/best available rates4. Finance charges low (er) or none (other than interest

or NA if includes interest.)5. Amount of the down payment6. Size of (monthly) payments; payment amount; longer

contracts -- more time to pay off loan9. Easier to get credit -- require less

information/collateral; less stringent rules for

giving credit; get credit approval faster; no red tape25. Credit terms/arrangements -- NA what: "affordable terms"26. Give the best (a better) deal -- NA how29. Other credit terms or cost of loan83. Recommended90. Assumed or assumable; seller-financed80. No Choice, NEC81. Used before, always use-7. Other0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no mortgage: X723=5; not federally guaranteed: X724^=1)

X725(#1) Does this mortgage carry any type of private mortgageinsurance or PMI against default?(IF R ASKS: DO NOT INCLUDE MORTGAGE LIFE INSURANCE.)1. YES5. NO0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no mortgage: X723=5; has VA/FHA: X724=1)

About this mortgage, in what month and year did you obtainor last refinance it?

About this land contract, in what month and year did youobtain or last refinance it?

About this loan, in what month and year did you obtain orlast refinance it?

X801(#1) Code monthX901(#2) 1. JanuaryX1001(#3) 2. February

3. March4. April5. May

6. June7. July8. August9. September

10. October11. November12. December0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no mortgage: X723=5)

******************************************




X802(#1) Code year (4 digits)X902(#2) 0. Inap. (Does not own any part of HU: X508^=1 or 2 andX1002(#3) X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;

no mortgage: X723=5)

X803(#1) Was this mortgage assumed from the previous owner?X903(#2)

Was this land contract assumed from the previous owner?

Was this second mortgage assumed from the previous owner?


X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no mortgage: X723=5; year of mortgage not same as yearof purchase: X802^=X611, X616, X626, X630, X634, and X720)

X7137(#1) Did you take out this mortgage to: refinance or rollover anearlier loan, borrow additional money on your home equity,or to do both?

1. Refinance or rollover an earlier loan,2. Borrow additional money on your home equity,3. Do both?0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;land contract: X723=2; no mortgage: X723=5; year ofmortgage same as year of purchase: X802=one of X606,

X611, X616, X626, X630, X634, or X720)

X6723(#1) For what purpose was the money used?

LOAN PURPOSE MASTER CODE LIST

1. Own home purchase3. Home improvements or additions (incl. assessments for

sewer/sidewalk, etc.)4. Home repairs/maintenance/upkeep

10. Car11. Refrigerator

12. Stove/range; microwave oven13. Dishwasher14. Freezer15. Air conditioner16. Washing machine (incl. washer/dryer combination)17. Dryer18. Furniture (excluding pianos and organs -- see code

34); lamps; mattress and spring combinations; rugand/or carpet; other household furnishings

20. Vaccum cleaners23. Home computer; calculator; computer terminal



24. Truck/jeep/utility vehicle25. Combination of appliances (incl. TV); "appliances" -- NA type26. Combination of furniture and appliances29. Other appliances or durable goods; sewing machine; typewriter31. Stereo; phonograph (may include radio); include sound

equipment; amplifiers here; radio (AM or FM); tuner;CB equipment; tape recorder, tape player (cassette orreel-to-reel); CD player

34. Piano; Organ35. Musical instruments (excl. piano and organ)36. TV -- color or black and white; "home entertainment

center" (including combination TV, radio, phonograph);video cassette recorder/player (VCR); video camera(Cam-corder)

49. Other small/indoor hobby and entertainment items(incl. pool tables and regular cameras)

50. Power tools and yard equipment61. Boat; boating equipment (incl. trailer), airplane,

airplane equipment63. Montorcycles; bicycle; moped; snowmobiles; off-road vehicles65. Camper-trailers; RV -- NFS

67. Cottage; vacation property; mobile homes -- seasonalresidence (if current residence, code 01); "motorhome"

69. Other outdoor recreation items; horse71. Invest in Bus #172. Invest in Bus #273. Invest in Bus #374. Invest in own business, other than 71-73 or NA which or all75. Business investment (own) (exc. 71-74),

incl. businesses now defunct76. Other asset investment; bought stocks/bonds; IRA

deposit; gold; "investment" -- NFS78. Investment real estate (incl. cemetery plots and

additions and repairs to investment property);

farmland (exc. 71-74); include businesses ofself-employed R's who don't report a business in the Fsection

79. Other investments80. Divorce/separation expenses81. Travel/vacation expenses82. Medical/dental expenses; attorney's fees83. Education/school expenses84. Tax and insurance expenses (exc. vehicle, code 93)85. Weddings/funerals/other "occasions"88. Moving expenses89. Other special expenses; encyclopedia; health membership90. "Personal loan"--NA what for

91. Bill consolidation; "bills"92. Personal items, incl. clothing, jewelry93. Vehicle repair/upkeep (incl. insurance)94. Gifts; goods or gifts of money; "Christmas"95. Living/general expenses96. Loans made to others; "loaned friend/son money for a house"-7. Other (including combinations)

0. Inap. (Does not own any part of HU: X508^=1 or 2 andX601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no mortgage: X723=5; year of mortgage same as year



of purchase: X802=one of X611, X616, X626, X630, X634,or X720; additional money not taken out on loan:X7137^=2 or 3)

X804(#1) How much did you borrow or refinance?X904(#2)X1004(#3) Code amount

0. Inap. (Does not own any part of HU: X508^=1 or 2 andX601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2/no second mortgage:X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1))

X805(#1) How much is still owed on this loan?X905(#2)X1005(#3) Code amount

0. Inap. (Does not own any part of HU: X508^=1 or 2 andX601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2/no second mortgage:X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1))

How many years or payments did you agree upon when the loanwas taken out or refinanced?

X806(#1) NUMBER OF YEARSX906(#2)X1006(#3) Code number of years

-1. NO SET NUMBER OF YEARS-7. Unable to calculate from number of payments0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2/no second mortgage:

X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1))

X807(#1) NUMBER OF PAYMENTSX907(#2)X1007(#3) Code number of payments

-1. NO SET NUMBER OF PAYMENTS-7. Unable to calculate from number of years0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2/no second mortgage:X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1))

X9154(#1) Recode: Term of loan in months

X9155(#2)X9156(#3) Code number of months

-1. NO SET NUMBER OF YEARS/PAYMENTS-7. Unable to calculate from number of payments/years0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2/no second mortgage:X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1))


******************************************



X808(#1) How much are the payments?X908(#2)X1008(#3) Code amount

-1. None-2. NO REGULAR PAYMENTS0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;

no first mortgage: X723^=1 or 2/no second mortgage:X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1);no set number of payments: X806/X906/X1006=-1 orX807/X907/X1007=-1)

X809(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX909(#2) And how often are they due?X1009(#3)


5. Quarter6. Year8. Lump sum/one payment only

11. Twice per year12. Bimonthly23. 13 times a year; every 4 weeks24. Every 6 weeks22. Varies-1. NO PAYMENT-2. NO REGULAR PAYMENTS-7. Other0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;

no first mortgage: X723^=1 or 2/no second mortgage:X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1);no set number of payments: X806/X906/X1006=-1 orX807/X907/X1007=-1)

X813(#1) What is the typical payment?X913(#2)X1013(#3) Code amount

-1. None-2. NO TYPICAL PAYMENTS0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;

no first mortgage: X723^=1 or 2/no second mortgage:X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1);set number of payments and positive payment:X806/X906/X1006^=-1 and X807/X907/X1007^=-1 andX808/X908/X1008>0)

X814(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX914(#2) And how often is it made?X1014(#3)

Code frequency2. Week



3. Biweekly4. Month5. Quarter6. Year8. Lump sum/one payment only

11. Twice per year12. Bimonthly23. 13 times a year; every 4 weeks

24. Every 6 weeks22. Varies-1. NO PAYMENT-2. NO TYPICAL PAYMENTS-7. Other0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2/no second mortgage:X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1);set number of payments and positive payment:X806/X906/X1006^=-1 and X807/X907/X1007^=-1 andX808/X908/X1008>0)

X810(#1) Does the amount include property taxes or home ownersinsurance? (Which?)

1. Taxes only2. Insurance only3. Both4. Neither0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2; no typical payment:X813=-1 or -2/X913=-1 or -2/X1013=-1 or -2)

X811(#1) Will the (regular) payments repay the loan completely, orX911(#2) will there be a balance payable, or "balloon" payment, whenX1011(#3) the loan is due?

1. Repay completely2. Balloon0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1; notypical payment: X813=-1 or -2/X913=-1 or -2/X1013=-1 or -2)

X812(#1) What will the balance due or balloon payment be?X912(#2)X1012(#3) Code amount

0. Inap. (Does not own any part of HU: X508^=1 or 2 andX601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1; notypical payment: X813=-1 or -2/X913=-1 or -2/X1013=-1 or -2; no balloon payment: X811^=2/X911^=2/X1011^=2)



X7571(#1) Are you paying off this loan ahead of schedule, behindX7570(#2) schedule, or are the payments about on schedule?X7569(#3)

1. On schedule2. Ahead of schedule3. Behind schedule0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1;no set number of payments: X811=-1/X911=-1/X1011=-1;no typical payment: X813=-1 or -2/X913=-1 or -2/X1013=-1 or -2)

X815(#1) When do you expect this loan to be repaid?X915(#2)X1015(#3) Code year (4 digits)

0. Inap. (Does not own any part of HU: X508^=1 or 2 andX601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;

no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1;no set number of payments: X811=-1/X911=-1/X1011=-1;loan on schedule: X7571=1/X7570=1/X7569=1)

X816(#1) What is the current annual rate of interest being chargedX916(#2) on the loan?X1016(#3)

Code percent * 100-1. No interest0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;

no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1)

X817(#1) Please look at the Institutions Card. Is the loan with anyX917(#2) of the institutions on the Institutions Card, or fromX1017(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?)

(IF SOMEPLACE ELSE: What type of institution is that?)(INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEWINSTITUTION IS MENTIONED AT THIS POINT.)

1. Institution 12. Institution 2

3. Institution 34. Institution 45. Institution 56. Institution 6See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1)



X9083(#1) Recode: type of institutionX9084(#2)X9085(#3) See MASTER INSTITIUTION LIST for other codes (See X308)

0. Inap. (Does not own any part of HU: X508^=1 or 2 andX601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1)

X7568(#1) Is this the same institution as the one from which youoriginally took out this loan?


X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2)

X819(#1) (SHOW CARD 4)What was the most important reason you chose the original lender?

What is the most important reason you chose this lender?

(Was it because they were recommended to you, because theyhad low interest rates, because of the location of theiroffices, because you had done other business with them,because it was easier to qualify for the loan, or for someother reason?)

1. Recommended2. Low interest3. Location of offices4. Other business

5. Easy to qualify (for credit); only place that wouldgive us a loan

6. Many services in one place10. Low fees/service charges11. Personal relationship; they know me; know/like them;

R/Spouse works there21. No choice -- assumed existing debt and lender from

previous owner22. No choice--financed through contractor/developer/prev.

owner/builder and this was their financial institution/land contract

23. No choice (n.e.c.)24. Flexible loan terms; choice of loan terms

25. Handled VA loans26. Participated in first time buyer program27. Government-sponsored program n.e.c.-7. Other0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2)

NOTE; SHOW CARD 5 contained a vertical column of thefollowing items: "Recommended," "Low interest rates,""Location of offices," "Other business with them," "Easier



to quality," " Other reason."

X918(#2) Was the money from this loan used for the purchase of thisX1018(#3) home or for some other purpose?

1. Home purchase3. Home improvementsSee LOAN PURPOSE MASTER CODE LIST at X6723 for other codes

0. Inap. (Does not own any part of HU: X508^=1 or 2 andX601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 andX7133^=1; no second mortgage: X830^=1/no thirdmortgage: X931^=1 or (X723=5 and X830^=1)

X820(#1) Is this an adjustable rate loan; that is, does it haveX920(#2) an interest rate that can rise or fall from time to time?X1020(#3)

Is this an adjustable rate mortgage; that is, does it havean interest rate that can rise or fall from time to time?

1. YES

5. NO0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1)

X821(#1) Does the change in your interest rate depend on some otherinterest rate?


X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2; not adjustable rate: X820^=1)

X822(#1) On what other rate does it depend?

1. Consumer Price Index (CPI); "cost of living2. GNP (Gross National Product) Deflater3. Prime (interest) Rate4. Treasury Bill Rate (T-Bill rate)5. "Current rate" or "going rate" -- NFS6. District/regional rate7. Other index; index NEC

8. CD rate9. Other rate

11. FHLBB (Federal Home Loan Bank Board)12. FSLIC (Federal Savings and Loan Ins. Corp)13. Ginny Mae rate-7. Other0. Inap. (Does not own any part of HU: X508^=1 or 2 and




How often can your interest rate change?

X823(#1) Code number of times0. Inap. (Does not own any part of HU: X508^=1 or 2 and


X824(#1) Code frequency

1. Day2. Week3. Biweekly4. Month5. Quarter6. Year8. Lump sum/one payment only/in total

11. Twice per year; every six months12. Bimonthly; every two months13. Every three years15. Continuously floating rate/whenever rate changes16. Per 7 years18. Hour

22. Varies25. Every two years26. Every four years27. Every five years28. Every ten years30. At seven years-7. Other0. Inap. (Does not own any part of HU: X508^=1 or 2 and


X825(#1) When the interest rate on your mortgage changes, does the

size of your monthly payments also change?



X826(#1) What is the most the rate can rise at any one time?(POINTS = PERCENTAGE POINTS)

Code percent * 100

-2. No limit0. Inap. (Does not own any part of HU: X508^=1 or 2 and


X828(#1) What was the interest rate on this mortgage when you firstgot it?

Code percent * 1000. Inap. (Does not own any part of HU: X508^=1 or 2 and




X827(#1) What is the highest the rate can go up to over the lifeof the loan?INTERVIEWER: WE WANT THE HIGHEST RATE ALLOWED, NOT THE MAXIMUMAMOUNT BY WHICH THE RATE COULD RISE.

Code percent * 100-2. No limit0. Inap. (Does not own any part of HU: X508^=1 or 2 and


X829(#1) Is this a convertible mortgage; that is do you have anoption to convert it to a mortgage with a fixed interest rate?

1. YES5. NO

0. Inap. (Does not own any part of HU: X508^=1 or 2 andX601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no first mortgage: X723^=1 or 2; not adjustable rate: X820^=1)

-----------------------------------------------------------------------------OTHER LOAN USED TO PURCHASE PROPERTY-----------------------------------------------------------------------------X1032 Do you owe money on any other loans used for the purchase of

this property, such as loans from relatives or the seller?

Do you owe money on any loans used for the purchase ofthis property, such as loans from relatives or the seller?

Do you and your family living here owe money on any other loansused for the purchase of this property, such as loans fromrelatives or the seller?

Do you and your family living here owe money on any loansused for the purchase of this property, such as loans fromrelatives or the seller?

(Please do not include any home equity lines of credit.)

1. YES5. NO

0. Inap. (Does not own any part of HU: X508^=1 or 2 andX601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1)

In what month and year was this loan taken out?

X1033 Code month1. January2. February3. March4. April



5. May6. June7. July8. August9. September


0. Inap. (Does not own any part of HU: X508^=1 or 2 andX601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no other loan for home purchase: X1032^=1)


******************************************

X1034 Code year (4 digits)0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no other loan for home purchase: X1032^=1)

X1035 How much was borrowed, not including finance charges?

Code amount0. Inap. (Does not own any part of HU: X508^=1 or 2 and


X1036 Is this a regular installment loan where you pay a fixeddollar amount each month for a fixed number of months untilthe loan is repaid, or some other kind?

1. Regular installment2. Other kind0. Inap. (Does not own any part of HU: X508^=1 or 2 and


How many monthly payments or years were agreed upon whenthe loan was received?

X1038 Code number of years-1. No set number of years-7. Unable to calculate from number of payments

0. Inap. (Does not own any part of HU: X508^=1 or 2 andX601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no other loan for home purchase: X1032^=1; not aregular loan: X1036^=1)

X1037 Code number of payments-1. No set number of payments-7. Unable to calculate from number of years0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no other loan for home purchase: X1032^=1; not a



regular loan: X1036^=1)

X9160 Recode: term of loan in months-1. No set number of years/payments-7. Unable to calculate from number of years/payments0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no other loan for home purchase: X1032^=1; not a

regular loan: X1036^=1)******************************************


X1039 How much are the payments?

Code amount-1. Nothing-2. No regular payment0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;

no other loan for home purchase: X1032^=1; not aregular loan: X1036^=1; no set number of payments:X1038=-1)

X7567 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDAnd how often are they made?


8. Lump sum/one payment only11. Twice per year12. Bimonthly-1. Nothing-2. No regular payment-7. Other0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no other loan for home purchase: X1032^=1; not aregular loan: X1036^=1; no set number of payments:X1038=-1)

X1040 What is the typical payment?

Code amount-1. Nothing-2. No typical payment0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no other loan for home purchase: X1032^=1; regularloan and regular payments: X1036=1 and X1039>0)




And how often is it made?


8. Lump sum/one payment only11. Twice per year12. Bimonthly22. Varies-1. Nothing-2. No regular payment-7. Other0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no other loan for home purchase: X1032^=1; regularloan and regular payments: X1036=1 and X1039>0)

X7566 Are you paying off this loan ahead of schedule, behindschedule, or are the payments about on schedule?


X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no other loan for home purchase: X1032^=1; not regularloan: X1036^=1; no regular payment: X1039<=0)

In what month and year do you expect this loan to be repaid?


10. October11. November

12. December0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no other loan for home purchase: X1032^=1; payments onschedule: X7566=1)


******************************************




X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no other loan for home purchase: X1032^=1; payments onschedule: X7566=1)

X1044 How much is still owed on this loan?

Code amount

0. Inap. (Does not own any part of HU: X508^=1 or 2 andX601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no other loan for home purchase: X1032^=1)

X1045 What is the current annual rate of interest being chargedon this loan?

Code percent * 100-1. Nothing0. Inap. (Does not own any part of HU: X508^=1 or 2 and


X1046 Please look at the Institutions Card. Is the loan with anyof the institutions on the Institutions Card, or fromsomeplace else? (IF INSTITUTIONS CARD: Which institution?)(IF SOMEPLACE ELSE: What type of institution is that?)(INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEWINSTITUTION IS MENTIONED AT THIS POINT.)

1. Institution 12. Institution 23. Institution 34. Institution 4

5. Institution 56. Institution 6See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (Does not own any part of HU: X508^=1 or 2 and


X9086 Recode: type of institution

See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (Does not own any part of HU: X508^=1 or 2 and


----------------------------------------------------------------------------------------------------------------------------------------------------------LINES OF CREDIT----------------------------------------------------------------------------------------------------------------------------------------------------------X1101 Do you have any lines of credit, not counting credit cards

or business lines of credit? Please include such lines ofcredit even if you are not currently drawing against them.



Do you have a home equity line of credit or any other linesof credit, not counting credit cards or business lines ofcredit? Please include such lines of credit even if youare not currently drawing against them.

Do you or anyone in your family living here have any linesof credit, not counting credit cards or business lines ofcredit? Please include such lines of credit even if you

are not currently drawing against them.

Do you or anyone in your family living here have a homeequity line of credit or any other lines of credit, notcounting credit cards or business lines of credit? Pleaseinclude such lines of credit even if you are not currentlydrawing against them.

(IF R ASKS: A LINE OF CREDIT IS A FORMAL AGREEMENT WITH ALENDER THAT ALLOWS R TO BORROW UP TO AN AGREED UPON LIMITAND PAY IT OFF AS R DESIRES. A HOME EQUITY LINE OF CREDITIS A LINE OF CREDIT SECURED BY THE EQUITY IN R'S HOME.)

1. YES5. NO

X1102 How many lines of credit do you have?

How many lines of credit do you and your family living herehave?

Code number0. Inap. (no lines of credit: X1101=5)

********************************************FOR THE PUBLIC DATASET, TOP-CODED AT 5

********************************************

X6686 Originally reported value of X1102 (see introduction)

Code number0. Inap. (no lines of credit: X1101=5)


********************************************

-----------------------------------------------------------------------------#1 refers to first line of credit

#2 refers to second line of credit#3 refers to third line of credit#4 refers to all remaining lines of credit-----------------------------------------------------------------------------X1103(#1) Is this line of credit secured by the equity in your home?X1114(#2)X1125(#3) Is the largest line of credit secured by the equity in your home?

Is the next line of credit secured by the equity in your home?

1. YES



5. NO0. Inap. (no lines of credit: X1101=5/no second line of

credit: X1102<2/no third line of credit: X1102<3;does not own any part of HU: X508^=1 or 2 andX601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 andX7133^=1)

X1105(#1) Are you currently borrowing any money against this line ofX1116(#2) credit?X1127(#3)

1. YES5. NO0. Inap. (no lines of credit: X1101=5/no second line of

credit: X1102<2/no third line of credit: X1102<3)

X7141(#1) How much did you borrow the most recent time you used thisX7142(#2) line?X7143(#3)

Code amount

0. Inap. (no lines of credit: X1101=5/no second line ofcredit: X1102<2/no third line of credit: X1102<3;not currently borrowing: X1105^=1/X1116^=1/X1127^=1)

X1106(#1) What was the money used for? (What was its major use?)X1117(#2)X1128(#3) See LOAN PURPOSE MASTER CODE LIST at X6723


X1108(#1) How much is currently owed?X1119(#2)X1130(#3) Code amount


X1109(#1) What is the typical payment?X1120(#2)X1131(#3) Code amount

-1. Nothing-2. No typical payment


X1110(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX1121(#2) And how often is it made?X1132(#3)




5. Quarter6. Year8. In total

11. Twice per year12. Bimonthly22. Varies0. Inap. (no lines of credit: X1101=5/no second line of

credit: X1102<2/no third line of credit: X1102<3;

not currently borrowing: X1105^=1/X1116^=1/X1127^=1)

X1111(#1) What is the current annual rate of interest being chargedX1122(#2) on this loan?X1133(#3)

Code percent * 100-1. Nothing0. Inap. (no lines of credit: X1101=5/no second line of

credit: X1102<2/no third line of credit: X1102<3;not currently borrowing: X1105^=1/X1116^=1/X1127^=1)

X1112(#1) (Please look at the Institutions Card.) Is this line ofX1123(#2) credit with any of the institutions on the InstitutionsX1134(#3) Card, or from someplace else? (IF INSTITUTIONS CARD: Which

institution?) (IF SOMEPLACE ELSE: What type of institutionis that?) (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATEIF A NEW INSTITUTION IS MENTIONED AT THIS POINT.)

1. Institution 12. Institution 23. Institution 34. Institution 45. Institution 56. Institution 6

See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (no lines of credit: X1101=5/no second line of



0. Inap. (no lines of credit: X1101=5/no second line ofcredit: X1102<2/no third line of credit: X1102<3)

X1104(#1) What is the maximum amount you could borrow on thisX1115(#2) line of credit (including what you owe now)?

X1126(#3)What is the maximum amount you could borrow on this line ofcredit?

Code amount0. Inap. (no lines of credit: X1101=5/no second line of


X1136(#4) What is the total amount that you currently owe on allother remaining lines of credit?



What is the total amount that you and your family livinghere currently owe on all other remaining lines of credit?

Code amount-1. Nothing0. Inap. (no lines of credit: fewer than four lines

credit: X1102<4)

X8401(#4) Original value of remaining total for Rs who did notprovide complete information within the grid structure (seeintroduction)

Code amount0. Inap. (Does not have any lines of credit: X1101=5;

fewer than four lines of credit: X1102<4; did notbreak off early in grid)

-----------------------------------------------------------------------------HOME IMPROVEMENTS

-----------------------------------------------------------------------------X1201 Have you ever made any major additions or done extensive

remodeling to this property?

Have you and your family living here ever made any majoradditions or done extensive remodeling to this property?


X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1)

X1202 Roughly what was the total cost of all remodeling oradditions to this property?


X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no improvements: X1201^=1)

X1203 Other than what I have already recorded, do you owe anymoney on loans taken out for these projects?

Other than what I have already recorded, do you or your

family living here owe any money on loans taken out forthese projects?1. YES5. NO0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no improvements: X1201^=1)

In what month and year was the most recent loan taken out?



X1204 Code month1. January2. February3. March4. April5. May6. June7. July

8. August9. September

10. October11. November12. December0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no improvements: X1201^=1; no home improvement loan:X1203^=1)


******************************************



X1206 How much was borrowed, not including finance charges?


X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no improvements: X1201^=1; no home improvement loan:

X1203^=1)

X1207 Is this a regular installment loan where you pay a fixeddollar amount each month for a fixed number of months untilthe loan is repaid, or some other kind?

1. Regular installment2. Other kind0. Inap. (Does not own any part of HU: X508^=1 or 2 and



X1209 Code number of years-1. No set number of years-7. Unable to calculate from number of payments0. Inap. (Does not own any part of HU: X508^=1 or 2 and




X1203^=1; not a regular loan: X1207^=1)

X1208 Code number of payments-1. No set number of payments-7. Unable to calculate from number of years0. Inap. (Does not own any part of HU: X508^=1 or 2 and


X1203^=1; not a regular loan: X1207^=1)

X9161 Recode: term of loan in months-1. No set number of years/payments-7. Unable to calculate from number of years/payments0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no improvements: X1201^=1; no home improvement loan:X1203^=1; not a regular loan: X1207^=1)


******************************************

X1210 How much are the payments?

Code amount-1. Nothing-2. No regular payment0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no improvements: X1201^=1; no home improvement loan:X1203^=1; not a regular loan: X1207^=1;no set number of payments: X1209=-1)


And how often are they made?

Code frequency2. Week3. Biweekly4. Month5. Quarter6. Year8. Lump sum/one payment only

11. Twice per year12. Bimonthly-1. Nothing-2. No regular payment

-7. Other0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no improvements: X1201^=1; no loan for homeimprovements: X1203^=1; not a regular loan: X1207^=1;no set number of payments: X1209=-1)

X1211 What is the typical payment?

Code amount



-1. Nothing-2. No typical payment0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no improvements: X1201^=1; no loan for homeimprovements: X1203^=1; not a regular loan and regularpayments: X1210>0)

X1212 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDAnd how often is it made?


11. Twice per year12. Bimonthly22. Varies

-1. Nothing-2. No regular payment-7. Other0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no improvements: X1201^=1; no loan for homeimprovements: X1203^=1; not a regular loan and regularpayments: X1210>0)

X7564 Are you paying off this loan ahead of schedule, behindschedule, or are the payments about on schedule?


X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no improvements: X1201^=1; no loan for homeimprovements: X1203^=1; not a regular loan: X1207^=1;no regular payment: X1210<=0)


X1213 Code month

1. January2. February3. March4. April5. May6. June7. July8. August9. September




12. December0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no improvements: X1201^=1; no loan for homeimprovements: X1203^=1; payments on schedule: X7564=1)


******************************************


X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no improvements: X1201^=1; no loan for homeimprovements: X1203^=1; payments on schedule: X7564=1)

X1215 How much is still owed on this loan?


X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;

no improvements: X1201^=1; no loan for homeimprovements: X1203^=1)

X1216 What is the current annual rate of interest being chargedon this loan?

Code percent * 100-1. Nothing0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no improvements: X1201^=1; no loan for homeimprovements: X1203^=1)

X1217 Please look at the Institutions Card. Is the loan with anyof the institutions on the Institutions Card, or fromsomeplace else? (IF INSTITUTIONS CARD: Which institution?)(IF SOMEPLACE ELSE: What type of institution is that?)(INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEWINSTITUTION IS MENTIONED AT THIS POINT.)


5. Institution 56. Institution 6See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1;no improvements: X1201^=1; no loan for homeimprovements: X1203^=1)

X9090(#1) Recode: type of institution

See MASTER INSTITIUTION LIST for other codes (See X308)



-----------------------------------------------------------------------------RENT OUT ANY PORTION OF PROPERTY-----------------------------------------------------------------------------X1223 Do you rent out any portion of this (house or

lot/apartment/mobile/home/building) to others?

Do you or anyone in your family here rent out any portionof this (house or lot/apartment/mobile home/building) toothers?


X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 andX7133^=1; R lives on farm: X501=4 or 5)

X1224 How much rent do you collect?

Code amount-1. Nothing0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 andX7133^=1; R lives on farm: X501=4 or 5; does not rentpart of home: X1223^=1)

X1225 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDAnd how often is that amount collected?



11. Twice per year12. Bimonthly-1. No rent collected0. Inap. (Does not own any part of HU: X508^=1 or 2 and

X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 andX7133^=1; R lives on farm: X501=4 or 5; does not rentpart of home: X1223^=1)

----------------------------------------------------------------------------------------------------------------------------------------------------------LAND CONTRACTS AND NOTES GIVEN BY R----------------------------------------------------------------------------------------------------------------------------------------------------------X1401 Have you ever sold any real estate for which you loaned

money to the buyer? Please include accepting a note, landcontract, or mortgage from the buyer.

Have you or anyone in your family living here ever soldany real estate for which you loaned money to the buyer?



Please include accepting a note, land contract, or mortgagefrom the buyer.

1. YES5. NO

X1402 Does the buyer still owe you money on any of these notes,

land contracts, or mortgages?

Does the buyer still owe your family money on any of thesenotes, land contracts, or mortgages?

1. YES5. NO0. Inap. (Never made any such loans: X1401=5)

X1403 Altogether, on how many such loans are you owed money?

Altogether, on how many such loans is your family owed money?

Code number0. Inap. (Never made any such loans: X1401=5; no such

loans currently: X1402^=1)*********************************************

FOR THE PUBLIC DATASET, TOP-CODED AT 15*********************************************


Code number0. Inap. (Never made any such loans: X1401=5; no such

loans currently: X1402^=1)*********************************************


-----------------------------------------------------------------------------#1 refers to first loan#2 refers to second loan#3 refers to third loan#4 refers to all remaining loans-----------------------------------------------------------------------------X1404(#1) About this loan, is it a land contract, a mortgage, or

X1504(#2) something else?X1604(#3)

About the largest loan, is it a land contract, a mortgage,

About the next largest loan, is it a land contract, amortgage, or something else?

1. land contract/lease purchase2. mortgage3. something else0. Inap. (Never made any such loans: X1401=5; no such



loans currently: X1402^=1/fewer than 2 loans: X1403<2/fewer than 3 loans: X1403<3)

X1405(#1) How much are you owed on this note?X1505(#2)X1605(#3) How much are you and your family owed on this note?

Code amount0. Inap. (Never made any such loans: X1401=5; no such

loans currently: X1402^=1/fewer than 2 loans: X1403<2/fewer than 3 loans: X1403<3; loan is land contract ormortgage: X1401=1 or 2/X1504=1 or 2/X1604=1 or 2)



3. March


10. October11. November12. December0. Inap. (Never made any such loans: X1401=5; no such

loans currently: X1402^=1/fewer than 2 loans: X1403<2/fewer than 3 loans: X1403<3; loan is not land contractor mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2)


******************************************

X1407(#1) Code year (4 digits)X1507(#2) 0. Inap. (Never made any such loans: X1401=5; no suchX1607(#3) loans currently: X1402^=1/fewer than 2 loans: X1403<2/

fewer than 3 loans: X1403<3; loan is not land contractor mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2)

X1408(#1) How much money did you lend the borrower?X1508(#2)

X1608(#3) How much money did your family lend the borrower?



X1409(#1) How much is still owed on this loan?



X1509(#2)X1609(#3) Code amount

0. Inap. (Never made any such loans: X1401=5; no suchloans currently: X1402^=1/fewer than 2 loans: X1403<2/fewer than 3 loans: X1403<3; loan is not land contractor mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2)

X1410(#1) How much are the loan payments?X1510(#2)X1610(#3) Code amount

-1. Nothing-2. No regular payments0. Inap. (Never made any such loans: X1401=5; no such



Code frequency2. Week3. Biweekly4. Month5. Quarter6. Year8. In total

11. Twice per year12. Bimonthly22. Varies-1. Nothing-2. No regular payments0. Inap. (Never made any such loans: X1401=5; no such


When the loan was taken out, was it agreed upon that therewere going to be a number of years , a number of payments,or was there no set number of years or payments?

X1412(#1) Code number of yearsX1512(#2) -1. No set number of yearsX1612(#3) 0. Inap. (Never made any such loans: X1401=5; no such

loans currently: X1402^=1/fewer than 2 loans: X1403<2/fewer than 3 loans: X1403<3; loan is not land contractor mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2;number of payments given: X1413>0/X1513>0/X1613>0)

X1413(#1) Code number of paymentsX1513(#2) -1. No set number of paymentsX1613(#3) 0. Inap. (Never made any such loans: X1401=5; no such

loans currently: X1402^=1/fewer than 2 loans: X1403<2/fewer than 3 loans: X1403<3; loan is not land contractor mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2;



number of years given: X1412>0/X1512>0/X1612>0)

X1414(#1) Will the regular payments pay off the loan completely orX1514(#2) will there be a balance payable or "balloon" when the loanX1614(#3) is due?

1. REPAID COMPLETELY

5. BALANCE PAYABLE OR BALLOON0. Inap. (Never made any such loans: X1401=5; no such

loans currently: X1402^=1/fewer than 2 loans: X1403<2/fewer than 3 loans: X1403<3; loan is not land contractor mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2;no set number of payments: X1413=-1/X1513=-1/X1613=-1)

X1415(#1) What will the balance payable or balloon payment be?X1515(#2)X1615(#3) Code amount

0. Inap. (Never made any such loans: X1401=5; no suchloans currently: X1402^=1/fewer than 2 loans: X1403<2/

fewer than 3 loans: X1403<3; loan is not land contractor mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2;no set number of payments: X1413=-1/X1513=-1/X1613=-1;no balloon payment: X1414^=5/X1514^=5/X1614^=5)

X1416(#1) Do you still owe any money on loans for this property?X1516(#2)X1616(#3) Do you or your family living here still owe any money

on loans for this property?

1. YES

5. NO0. Inap. (Never made any such loans: X1401=5; no such

loans currently: X1402^=1/fewer than 2 loans: X1403<2/fewer than 3 loans: X1403<3)

X1417(#1) How much do you still owe?X1517(#2)X1617(#3) Code amount

0. Inap. (Never made any such loans: X1401=5; no suchloans currently: X1402^=1/fewer than 2 loans: X1403<2/fewer than 3 loans: X1403<3; R owes no money on propertyX1416^=1/X1516^=1/X1616^=1)

X1619(#4) About how much in total is owed to you on the remainingnotes, land contracts, or mortgages?

About how much in total is owed to your family on theremaining notes, land contracts, or mortgages?


loans currently: X1402^=1; fewer than 4 loans: X1403<4)





loans currently: X1402^=1; did not break off early in

grid)

X1620(#4) Do you still owe any money on loans for these otherproperties?

Do you or your family here still owe any money on loansfor these other properties?

1. YES5. NO0. Inap. (Never made any such loans: X1401=5; no such

loans currently: X1402^=1; fewer than 4 loans: X1403<4)

X8403(#4) Original value for Rs who did not provide completeinformation within the grid structure (see introduction)

1. YES5. NO0. Inap. (Never made any such loans: X1401=5; no such

loans currently: X1402^=1; did not break off early ingrid)

X1621(#4) Altogether how much do you still owe?

Altogether how much does your family still owe?


loans currently: X1402^=1; fewer than 4 loans: X1403<4;R owes no money on properties: X1620^=1)



loans currently: X1402^=1; did not break off early ingrid; no money owed on properties underlying loans:X8403^=1)

----------------------------------------------------------------------------------------------------------------------------------------------------------INVESTMENT REAL ESTATE AND VACATION PROPERTIES----------------------------------------------------------------------------------------------------------------------------------------------------------X1700 Do you own any (other) real estate such as a lot, vacation



home, timeshare, apartment building, commercial property, orother investment property, including properties owned inpartnership with other people?

Do you or anyone in your family living here own any (other)real estate such as a lot, vacation home, timeshare,apartment building, commercial property, or other investmentproperty, including properties owned in partnership with

other people?

1. YES5. NO

X7555 Are any of these properties owned by a business?

1. YES5. NO0. Inap. (No properties: X1700=5)

X1701 How many properties that are not owned by a business doyou own or have an interest in?

How many properties that are not owned by a business do youand your family living here own or have an interest in?

Earlier you told me you own your home separately from theother unit you own on the property. Please include therest of the property here.

Earlier you told me you own your home separately from theother units you own on the property. Please include therest of the property here.

Code number-1. None0. Inap. (No properties: X1700=5)

*********************************************FOR THE PUBLIC DATASET, TOP-CODED AT 20

*********************************************


Code number-1. None

0. Inap. (No properties: X1700=5)*********************************************


-----------------------------------------------------------------------------#1 refers to first property#2 refers to second property#3 refers to third property#4 refers to all remaining vacation properties



#5 refers to all remaining properties other than vacation properties-----------------------------------------------------------------------------X1703(#1) I want to ask first about the property where you live.X1803(#2) In the questions that follow, please give me the amountsX1903(#3) for the building excluding your unit.

I want to ask about the property where you live.In the questions that follow, please give me the amounts

for the building excluding your unit.

I want to ask first about the most valuable property.

About the property.....

About the next most valuable property.....

What type of property is this?

10. Farm/Ranch -- any mention11. Land only: Lot, tract, acreage; building lots; "farmland"12. Land and (seasonal) residence (exc. 14); "house + 50 acres"

13. Land and some other type of structure14. Land and trailer/mobile home21. Seasonal/vacation house (winter/summer home; cottage; etc.)22. Trailer/Mobile Home24. Mobile home park25. Time-share ownership -- any40. One single family house41. Multiple single family houses42. Duplex 2 unit residence43. Triplex - 3 unit residence44. Fourplex - 4 unit residence45. 5 or more unit residence46. "Apartment house" -- NA # of units; "rental" units or

property NFS47. Other business/commercial property (exc. 41-46)48. Business/commercial and residentaial combination49. Condominium50. Residential51. Garage52. Burial lot-7. Other, including combinations

999. Misc. vacation property mapped from mop-up question0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1)*******************************************************

FOR THE PUBLIC DATASET, CODES 12, 13, 14, 22, AND

24 ARE COMBINED WITH 12; CODE 25 IS COMBINED WITH21; CODES 43 AND 44 COMBINED WITH 42; CODE 48 ISCOMBINED WITH 47; CODE 46 IS COMBINED WITH 45;CODE 52 IS COMBINED WITH -7.

*******************************************************

X1704(#1) Is this property owned by you, is it owned jointly withX1804(#2) others, owned by a partnership, is it a timeshare, or what?X1904(#3)



Is this property owned by you and your family living here,is it owned jointly with others, owned by a partnership,is it a timeshare, or what?

1. OWNED BY R (AND FAMILY LIVING THERE)2. OWNED JOINTLY3. PARTNERSHIP; limited partnership4. REAL ESTATE INVESTMENT TRUST (REIT)

5. TIMESHARE8. Property moved from mopup and assumed to be all R's (value

collected in mopup is R's share)10. Corporation NEC-7. Other; including combinations0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3)

X1705(#1) What percentage of the property do you own?X1805(#2)X1905(#3) What percentage of the property do you and your family

living here own?

Code percent * 1000. Inap. (No properties: X1700=5; no properties not owned


NOTE: For timeshares, ownership is always taken as 100 percent.

X1706(#1) How much in total is this timeshare worth?X1806(#2)X1906(#3) How much in total is this property worth?

I mean, what would it bring if it were sold today?

INTERVIEWER: WE WANT THE TOTAL VALUE OF THE PROPERTY, NOTJUST R'S SHARE. (asked if property not a time share)

Code value-1. Nothing0. Inap. (No properties: X1700=5; no properties not owned


In what month and year did you first purchase this property?

In what month and year did you first purchase any part ofthis property?

In what month and year did you first purchase this timeshare?

(INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.)





10. October

11. November12. December0. Inap. (No properties: X1700=5; no properties not owned



******************************************

X1708(#1) Code year (4 digits)X1808(#2) 0. Inap. (No properties: X1700=5; no properties not ownedX1908(#3) by a business: X1701=-1/fewer than 2 properties: X1701<2/

fewer than 3 properties: X1701<3)


**************************************************

X1710(#1) CODE GIFT/INHERITANCEX1810(#2) 1. GIFT/INHERITANCEX1910(#3) 5. R PURCHASED

0. Inap. (No properties: X1700=5; no properties not ownedby a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3)

X1709(#1) What was the value of the property when received?X1809(#2)X1909(#3) What was the purchase price of your timeshare?

What was the total purchase price?

Code amount-1. Nothing0. Inap. (No properties: X1700=5; no properties not owned


X1711(#1) Are there any outstanding loans or mortgages on this timeshare?X1811(#2)X1911(#3) Are there any outstanding loans or mortgages on this property?

1. YES5. NO0. Inap. (No properties: X1700=5; no properties not owned




In what month and year did you obtain or last refinance the loan?

X1712#1) Code monthX1812(#2) 1. JanuaryX1912(#3) 2. February

3. March4. April5. May


10. October11. November12. December0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3; no loan on property:X1711^=1/X1811^=1/X1911^=1)


******************************************

X1713(#1) Code year (4 digits)X1813(#2) 0. Inap. (No properties: X1700=5; no properties not ownedX1913(#3) by a business: X1701=-1/fewer than 2 properties: X1701<2/

fewer than 3 properties: X1701<3; no loan on property:X1711^=1/X1811^=1/X1911^=1)

X1714(#1) How much was borrowed or refinanced for your timeshare?X1814(#2)X1914(#3) In total, how much was borrowed or refinanced?

Code amount0. Inap. (No properties: X1700=5; no properties not owned


X1715(#1) How much is still owed?X1815(#2)X1915(#3) In total, how much is still owed?

Code amount

0. Inap. (No properties: X1700=5; no properties not ownedby a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3; no loan on property:X1711^=1/X1811^=1/X1911^=1)

How many years or what number of payments were agreed uponwhen the loan was taken out?

In total, how many years or what number of payments wereagreed upon when the loan was taken out?



X1716(#1) Code number of yearsX1816(#2) -1. No set number of yearsX1916(#3) -7. Unable to calculate from number of payments


X1717(#1) Code number of paymentsX1817(#2) -1. No set number of paymentsX1917(#3) -7. Unable to calculate from number of years


X9157(#1) Recode: Term of loan in monthsX9158(#2)X9159(#3) Code months

-1. No set number of years/payments

-7. Unable to calculate from number of payments/years0. Inap. (No properties: X1700=5; no properties not owned



******************************************

X1718(#1) How much are the payments?X1818(#2)X1918(#3) In total, how much are the payments?

Code amount-1. Nothing-2. No regular payments0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3; no loan on property:X1711^=1/X1811^=1/X1911^=1; no set number of payments:X1716=-1/X1816=-1/X1916=-1)


Code frequency

2. Week3. Biweekly4. Month5. Quarter6. Year8. Lump sum/one payment only

11. Twice per year12. Bimonthly23. 13 times a year; every 4 weeks24. Every 6 weeks22. Varies



-1. NO PAYMENT-2. NO REGULAR PAYMENTS-7. Other0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3; no loan on property:X1711^=1/X1811^=1/X1911^=1; no set number of payments:X1716=-1/X1816=-1/X1916=-1)

X1723(#1) What is the typical payment?X1823(#2) -1. NoneX1923(#3) -2. NO TYPICAL PAYMENTS

0. Inap. (No properties: X1700=5; no properties not ownedby a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3; no loan on property:X1711^=1/X1811^=1/X1911^=1; set number of payments andpositive amount of payments: X1716^=-1 and X1718>0//X1816^=-1 ad X1818>0/X1916^=-1 and X1918>0)

X1724(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX1824(#2) And how often is it made?

X1924(#3)Code frequency2. Week3. Biweekly4. Month5. Quarter6. Year8. Lump sum/one payment only

11. Twice per year12. Bimonthly23. 13 times a year; every 4 weeks24. Every 6 weeks22. Varies

-1. NO PAYMENT-2. NO TYPICAL PAYMENTS-7. Other0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3; no loan on property:X1711^=1/X1811^=1/X1911^=1; set number of payments andpositive amount of payments: X1716^=-1 and X1718>0//X1816^=-1 ad X1818>0/X1916^=-1 and X1918>0)

X1720(#1) Does this amount include property taxes or insurance?X1820(#2) INTERVIEWER: PROBE FOR WHICH.

X1920(#31. Taxes only2. Insurance only3. Both4. Neither0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3; no loan on property:X1711^=1/X1811^=1/X1911^=1; no typical payment:X1723=-1 or -1/X1823=-1 or -2/X1923=-1 or -2)



X1721(#1) Will the regular payments repay the loan completely or willX1821(#2) there be a balance payable, or "balloon" payment when theX1921(#3) loan is due?

1. Repay completely5. Balloon0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3; no loan on property:X1711^=1/X1811^=1/X1911^=1; no typical payment:X1723=-1 or -1/X1823=-1 or -2/X1923=-1 or -2)

X1722(#1) What will the balance due or balloon payment be?X1822(#2)X1922(#3) Code amount

0. Inap. (No properties: X1700=5; no properties not ownedby a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3; no loan on property:X1711^=1/X1811^=1/X1911^=1; no typical payment:

X1723=-1 or -1/X1823=-1 or -2/X1923=-1 or -2; noballoon payment: X1721^=2/X1821^=2/X1921^=2)

X7554(#1) Is this loan being paid off ahead of schedule, behindX7553(#2) schedule, or are the payments about on schedule?X7552(#3)

1. On schedule2. Ahead of schedule3. Behind schedule0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3; no loan on property:

X1711^=1/X1811^=1/X1911^=1; no set number of payments:X1716=-1/X1816=-1/X1916=-1; no typical payment:X1723=-1 or -1/X1823=-1 or -2/X1923=-1 or -2)

X1725(#1) When do you expect this loan to be repaid?X1825(#2)X1925(#3) Code year (4 digits)

0. Inap. (No properties: X1700=5; no properties not ownedby a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3; no loan on property:X1711^=1/X1811^=1/X1911^=1; no set number of payments:X1716=-1/X1816=-1/X1916=-1; loan on schedule: X7554=1/

X7553=1/X7552=1)

X1726(#1) What is the current annual interest rate being charged onX1826(#2) the loan?X1926(#3)

Code percent * 100-1. No interest0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3; no loan on property:



X1711^=1/X1811^=1/X1911^=1)

X1727(#1) Does this loan have an adjustable rate? That is, does itX1827(#2) have an interest rate that can rise and fall from time to time?X1927(#3)

1. YES5. NO


X1728(#1) Please look at the Institutions Card. Is the loan with anyX1828(#2) of the institutions on the Institutions Card, or fromX1928(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?)

(IF SOMEPLACE ELSE: What type of institution is that?)(INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEWINSTITUTION IS MENTIONED AT THIS POINT.)

1. Institution 12. Institution 23. Institution 34. Institution 45. Institution 56. Institution 6See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (No properties: X1700=5; no properties not owned


X9099(#1) Recode: type of institution

X9100(#2)X9101(#3) See MASTER INSTITIUTION LIST for other codes (See X308)


X1729(#1) Did you receive any income from this property in 1994?X1829(#2)X1929(#3) Did your family living here receive any income from this

property in 1994?



X1730(#1) How much gross income did you receive?X1830(#2)X1930(#3) How much gross income did your family receive?




by a business: X1701=-1/fewer than 2 properties: X1701<2/fewer than 3 properties: X1701<3; no income from property:X1719^-1/X1819^=1/X1929^=1)

X2001(#4) About the remaining properties that you own, are any of thesevacation homes or land you use for recreational purposes?About the remaining properties that you and your familyliving here own, are any of these vacation homes or landyou use for recreational purposes?


by a business: X1701=-1; fewer than 4 properties:X1701<4)

X8405(#4) Original value of total for Rs who did not provide complete

information within the grid structure (see introduction)


by a business: X1701=-1; did not break off early ingrid)

X2002(#4) How much in total is your share of these vacation homes orrecreational property worth?

How much in total is your family's share of these vacation

homes or recreational property worth?

Code value0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1; fewer than 4 properties:X1701<4; 4 or more properties, but no vacationproperties beyond 3rd property: X1701>=4 andX2001^=1)



by a business: X1701=-1; did not break off early ingrid; no vacation properties among residual: X8405^=1)

X2003(#4) What was your total purchase price for these properties?

What was your family's total purchase price for theseproperties?(INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.)



Code value0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1; fewer than 4 propertiesX1701<4; 4 or more properties, but no vacation:properties beyond 3rd property: X1701>=4 andX2001^=1)




X2004(#4) CODE GIFT/INHERITANCE1. GIFT/INHERITANCE5. R PURCHASED0. Inap. (No properties: X1700=5; no properties not owned



Code gift/inheritance1. GIFT/INHERITANCE5. R PURCHASED0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1; did not break off early in

grid; no vacation properties among residual: X8405^=1)

X2005(#4) Are there any mortgages or loans outstanding against thesevacation homes or recreational land?






X2006(#4) Altogether, about how much is owed on your share of these



mortgages or loans?

Altogether, about how much is owed on your family's shareof these mortgages or loans?


by a business: X1701=-1; fewer than 4 properties:

X1701<4; 4 or more properties, but no vacationproperties beyond 3rd property: X1701>=4 andX2001^=1; no loans on property: X2005^=1)



by a business: X1701=-1; did not break off early ingrid; no vacation properties among residual: X8405^=1;no mortgages on residual vacation properties: X8409^=1)

X2007(#4) How much are the payments on these loans or mortgages?

Code amount-1. Nothing-2. No regular payments0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1; fewer than 4 properties:X1701<4; 4 or more properties, but no vacationproperties beyond 3rd property: X1701>=4 andX2001^=1; no loans on property: X2005^=1)

X2008(#4) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDAnd how often is that amount paid?



24. Every 6 weeks22. Varies-1. NO PAYMENT-2. NO REGULAR PAYMENTS-7. Other0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1; fewer than 4 properties:X1701<4; 4 or more properties, but no vacationproperties beyond 3rd property: X1701>=4 andX2001^=1; no loans on property: X2005^=1)





by a business: X1701=-1; did not break off early ingrid; no vacation properties among residual: X8405^=1;

no mortgages on residual vacation properties: X8409^=1)



11. Twice per year

12. Bimonthly23. 13 times a year; every 4 weeks24. Every 6 weeks22. Varies-1. NO PAYMENT-2. NO REGULAR PAYMENTS-7. Other0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1; did not break off early ingrid; no vacation properties among residual: X8405^=1;no mortgages on residual vacation properties: X8409^=1)

X2009(#4) Did you receive any income in 1994 from renting out thesevacation homes or recreational land?

Did you or your family living here receive any income in 1994from renting out these vacation homes or recreational land?








X2010(#4) Altogether, how much gross income did you receive?

Altogether, how much gross income did your family receive?



X1701<4; 4 or more properties, but no vacationproperties beyond 3rd property: X1701>=4 andX2001^=1; no income from property: X2009^=1)



by a business: X1701=-1; did not break off early ingrid; no vacation properties among residual: X8405^=1;no rental income on residual vacation properties X8413^=1)

X2011(#5) Are there any remaining properties you own that you havenot told me details about?


by a business: X1701=-1; fewer than 4 properties:X1701<4; 4 properties and one vacation propertiesbeyond 3rd property: X1701=4 and X2001=1)

X8415(#5) Original value for Rs who did not provide complete



by a business: X1701=-1; did not break off early ingrid)

X2012(#5) For the remaining properties that you own, about how muchin total is your share worth? I mean, what could you sellthem for?

For the remaining properties that you own, about how muchin total is your family's share worth? I mean, what couldyou sell them for?







by a business: X1701=-1; did not break off early ingrid; no remaining properties among residual: X8415^=1)

X2013(#5) About how much was your total purchase price for theseproperties?

About how much was your family's total purchase price forthese properties?

(INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.)






X2014(#5) CODE GIFT/INHERITANCE1. GIFT/INHERITANCE5. R PURCHASED0. Inap. (No properties: X1700=5; no properties not owned



Code gift/inheritance1. GIFT/INHERITANCE

5. R PURCHASED0. Inap. (No properties: X1700=5; no properties not owned


X2015(#5) Are there mortgages or loans outstanding against theseproperties?

1. YES5. NO



0. Inap. (No properties: X1700=5; no properties not ownedby a business: X1701=-1; fewer than 4 properties:X1701<4; 4 properties and one vacation propertiesbeyond 3rd property: X1701=4 and X2001=1)




X2016(#5) Altogether, about how much is owed on your share of thesemortgages or loans?

Altogether, about how much is owed on your family's share ofthese mortgages or loans?


by a business: X1701=-1; fewer than 4 properties:X1701<4; 4 properties and one vacation propertiesbeyond 3rd property: X1701=4 and X2001=1;no loans on property: X2015^=1)


Code amount

0. Inap. (No properties: X1700=5; no properties not ownedby a business: X1701=-1; did not break off early ingrid; no remaining properties among residual: X8415^=1;no mortgages on remaining properites: X8419^=1)

X2017(#5) How much are the payments on these loans or mortgages?

Code amount-1. Nothing-2. No typical payment0. Inap. (No properties: X1700=5; no properties not owned


X1701<4; 4 properties and one vacation propertiesbeyond 3rd property: X1701=4 and X2001=1;no loans on property: X2015^=1)





4. Month5. Quarter6. Year8. Lump sum/one payment only

11. Twice per year12. Bimonthly23. 13 times a year; every 4 weeks24. Every 6 weeks

22. Varies-1. NO PAYMENT-2. NO REGULAR PAYMENTS-7. Other0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1; fewer than 4 properties:X1701<4; 4 properties and one vacation propertiesbeyond 3rd property: X1701=4 and X2001=1;no loans on property: X2015^=1)



by a business: X1701=-1; did not break off early ingrid; no remaining properties among residual: X8415^=1;no mortgages on remaining properites: X8419^=1)




11. Twice per year12. Bimonthly23. 13 times a year; every 4 weeks24. Every 6 weeks22. Varies-1. NO PAYMENT-2. NO REGULAR PAYMENTS-7. Other0. Inap. (No properties: X1700=5; no properties not owned

by a business: X1701=-1; did not break off early ingrid; no remaining properties among residual: X8415^=1;no mortgages on remaining properites: X8419^=1)

X2019(#5) Did you receive any income in 1994 from renting out any ofthese properties?

Did you or your family living here receive any income in 1994from renting out any of these properties?





X8423(#5) Original value for Rs who did not provide complete




X2020(#5) Altogether, how much gross income from these propertiesdid you receive in 1994?

Altogether, how much gross income from these properties

did your family receive in 1994?


by a business: X1701=-1; fewer than 4 properties:X1701<4; 4 properties and one vacation propertiesbeyond 3rd property: X1701=4 and X2001=1;no income from property: X2019^=1)



by a business: X1701=-1; did not break off early ingrid; no remaining properties among residual: X8415^=1;no income from remaining properties: X8423^=1)

----------------------------------------------------------------------------------------------------------------------------------------------------------BUSINESSES----------------------------------------------------------------------------------------------------------------------------------------------------------

X3101 DOES R OPERATE A FARM/RANCH BUSINESS ON THEIR PROPERTY?(Coded automatically by CAPI program: X503=1 implies YES,otherwise NO)

1. YES5. NO

X3103 Now I would like to ask you about businesses you may own. Doyou own or share ownership in any privately-held businesses,farms, professional practices, limited partnerships or any



other types of partnerships? Do not include corporations withpublicly-traded stock or any property partnerships that havealready been recorded earlier.

Now I would like to ask you about businesses you may own. Doyou and your family living here own or share ownership in anyprivately-held businesses, farms, professional practices,limited partnerships or any other types of partnerships? Do

not include corporations with publicly-traded stock or anyproperty partnerships that have already been recorded earlier.

1. YES5. NO(value set to YES when R reported having a farm business:X3101=YES)

-----------------------------------------------------------------------------ACTIVELY MANAGED BUSINESSES-----------------------------------------------------------------------------X3104 Do you have an active management role in any of these

businesses?

Do you or anyone in your family living here have an activemanagement role in any of these businesses?

INTERVIEWER: INCLUDE THE GENERAL PARTNERS IN A LIMITEDPARTNERSHIP, BUT NOT THE LIMITED PARTNERS. IF R OWNS AHOLDING COMPANY OR MANAGED INVESTMENTS ACOUNTS, REPORT THECOMPONENTS SEPARATELY.

1. YES5. NO0. Inap. (no businesses: X3103^=1)

(value set to YES when R reported having a farm business:X3101=YES)

X3105 Including your (farm/ranch) business here, in how many(farms/ranches), privately-held businesses, professionalpractices, limited partnerships, or any other types ofpartnership do you own or share ownership in and have anactive management role? Do not include corporations withpublicly-traded stock or any property partnerships thathave already been recorded earlier.

Including your (farm/ranch) business here, in how many

(farms/ranches), privately-held businesses, professionalpractices, limited partnerships, or any other types ofpartnership do you or your family living here own or shareownership in and have an active management role? Do notinclude corporations with publicly-traded stock or anyproperty partnerships that have already been recordedearlier.

INTERVIEWER: INCLUDE THE GENERAL PARTNERS IN A LIMITEDPARTNERSHIP, BUT NOT THE LIMITED PARTNERS. IF R OWNS AHOLDING COMPANY OR MANAGED INVESTMENTS ACCOUNTS, REPORT THE



COMPONENTS SEPARATELY.

In how many businesses do you have an active management role?

In how many businesses do you or anyone in your familyliving here have an active management role?

Code number

0. Inap. (no businesses: X3103^=1; no actively managedbusinesses: X3104^=1)

I will ask you first about your (farm/ranch) business.When we talk about the value of (farm/ranch) assets andliabilities here, we are referring to (farm/ranch)implements, livestock, crops, etc., and operating loansother than your mortgages.INTERVIEWER: DO NOT INCLUDE THE VALUE OF THE PROPERTIESAND LOANS ALREADY RECORDED.**********************************************

FOR THE PUBLIC DATASET, TOP-CODED AT 25

**********************************************


Code number0. Inap. (no businesses: X3103^=1; no actively managed

businesses: X3104^=1)**********************************************

FOR THE PUBLIC DATASET, TOP-CODED AT 25**********************************************

-----------------------------------------------------------------------------#1 refers to first actively managed business#2 refers to second actively managed business#3 refers to third actively managed business#4 refers to all remaining actively managed businesses-----------------------------------------------------------------------------X3107(#1) What kind of business is it/the largest business/the nextX3207(#2) business/that is, what does the business make of do?X3307(#3)

1. Farm; nursery; train dogs; forest management;agricultural services; landscaping

2. Restaurant; bar3. Auto repair; car wash

4. Direct sales: Amway; Avon; Mary Kay; Tupperware;Stanley Home Products

5. Contracting; construction services; plastering;painting; plumbing

6. Real Estate; insurance7. Professional practice, incl. law, medicine,

architecture; accounting; bookkeeping8. Beauty shop; barber shop9. Manufacturing, incl. printing/publishing

10. Gas station11. Food/liquor stores



12. Other retail and/or wholesale business (exc. 02, 04, 10, 11)13. Trucking; moving and storage; warehousing14. Repair services (exc. auto, 03)15. Personal services; (exc. beauty shop, code 08) hotel,

dry cleaners, etc.16. Entertainment services, incl. movie house, dance studio, etc17. Business management and consulting services18. Other business services (exc. 17): advertising,

equipment rental, computer programming, auctioneering,pest control, industrial recycling

19. Banks and brokerage firms; mortage/finance company20. Communications; cable tv or radio stations21. Mining, extraction; oil, gas and water services22. Art, crafts, related areas23. Writing, training, speaking services24. Transportation services (exc. 13), parking-7. Other; incl. foreign-operated business0. Inap. (no businesses: X3103^=1; no actively managed

businesses: X3104^=1/fewer than 2 actively managedbusinesses: X3105<2/fewer than 3 actively managedbusinesses X3105<3)

******************************************************THE FOLLOWING NEW CATEGORIES HAVE CREATED FOR THEPUBLIC DATASET:IF (business type=1) THEN newcode=1;ELSE IF (business type=5 or 21) THEN newcode=2;ELSE IF (business type=9 or 22) THEN newcode=3;ELSE IF (business type=2, 4, 10, 11, or 12) THENnewcode=4;

ELSE IF (business type=3, 6, 16, 18, or 19) THENnewcode=5;

ELSE IF (business type=7, 8, 13, 14, 15, 17, 20,23, or 24) THEN newcode=6;

******************************************************

X3108(#1) How did you first acquire this business; was it bought orX3208(#2) invested in, started by you, inherited, given to you, or what?X3308(#3)

How did you or your family living here first acquire thisbusiness; was it bought or invested in, started by you,inherited, given to you, or what?

1. BOUGHT/INVEST2. STARTED3. INHERITED4. GIVEN

5. Joined/became partner/promotion-7. OTHER0. Inap. (no businesses: X3103^=1; no actively managed


******************************************************FOR THE PUBLIC DATASET, CODE 4 HAS BEEN COMBINEDWITH CODE 3

******************************************************



X3110(#1) In what year did you start the business?X3210(#2)X3310(#3) In what year did you acquire the business?

Code year (4 digits)0. Inap. (no businesses: X3103^=1; no actively managed

businesses: X3104^=1/fewer than 2 actively managed

businesses: X3105<2/fewer than 3 actively managedbusinesses X3105<3)

X3111(#1) How many employees does it have including you?X3211(#2)X3311(#3) How many employees does it have including you and members

of your family?

Code number-1. None0. Inap. (no businesses: X3103^=1; no actively managed


businesses: X3105<2/fewer than 3 actively managedbusinesses X3105<3)

*************************************************FOR THE PUBLIC DATASET, TOP-CODED AT 5,000

*************************************************

X3112(#1) INTERVIEWER CHECKPOINTX3212(#2) 1. R LIVES ALONEX3312(#3) 2. ALL OTHERS

0. Inap. (no businesses: X3103^=1; no actively managedbusinesses: X3104^=1/fewer than 2 actively managedbusinesses: X3105<2/fewer than 3 actively managed

businesses X3105<3)******************************************


Which members of your family living here work in orparticipate in the operation of the business?INTERVIEWER: CODE ALL THAT APPLY

X3113(#1) RESPONDENTX3213(#2)

X3313(#3) 1. Checked5. Not checked0. Inap. (no businesses: X3103^=1; no actively managed


X3114(#1) SPOUSE/PARTNERX3214(#2)X3314(#3) 1. Checked

5. Not checked



0. Inap. (no businesses: X3103^=1; no actively managedbusinesses: X3104^=1/fewer than 2 actively managedbusinesses: X3105<2/fewer than 3 actively managedbusinesses X3105<3; R lives alone: X101=1)

X3115(#1) ADULT CHILD; child; child-in-law; grandchildX3215(#2)X3315(#3) 1. Checked

5. Not checked0. Inap. (no businesses: X3103^=1; no actively managed

businesses: X3104^=1/fewer than 2 actively managedbusinesses: X3105<2/fewer than 3 actively managedbusinesses X3105<3; R lives alone: X101=1)

X3116(#1) OTHER ADULT IN HOUSEHOLDX3216(#2)X3316(#3) 1. Checked


businesses: X3104^=1/fewer than 2 actively managedbusinesses: X3105<2/fewer than 3 actively managed

businesses X3105<3; R lives alone: X101=1)

X3117(#1) OTHER --> -7X3217(#2)X3317(#3) 1. Checked


businesses: X3104^=1/fewer than 2 actively managedbusinesses: X3105<2/fewer than 3 actively managedbusinesses X3105<3; R lives alone: X101=1)

X3118(#1) Other than you and your (spouse/partner), how many hours

X3218(#2) does the other family member work in this business in aX3318(#3) normal week?

Other than you and your (spouse/partner), how many hoursdoes the most involved family member work in this businessin a normal week?

Other than you, how many hours does the other family memberwork in this business in a normal week?

Other than you, how many hours does the most involvedfamily member work in this business in a normal week?

How many hours does the other family member work in thisbusiness in a normal week?

How many hours does the most involved family member work inthis business in a normal week?

Code number of hours-1. None0. Inap. (no businesses: X3103^=1; no actively managed




businesses X3105<3; R lives alone: X101=1; no onein PEU besides R/Spouse work in business: X3115^=1 andX3116^=1 and X3117^=1/X3215^=1 and X3216^=1 andX3217^=1/X3315^=1 and X3316^=1 and X3317^=1/)

X3119(#1) Is it a partnership, a sole proprietorship, a subchapter SX3219(#2) corporation, another type of corporation, or what?

X3319(#3)1. PARTNERSHIP2. SOLE PROPRIETORSHIP3. SUBCHAPTER S4. OTHER CORPORATION (including C chapter corps)6. Foreign business type

11. Limited partnership12. Limited liability company-7. OTHER; not a formal business type0. Inap. (no businesses: X3103^=1; no actively managed


******************************************************FOR THE PUBLIC DATASET, CODE 12 HAS BEEN COMBINEDWITH CODE 11.

******************************************************

X3120(#1) These next few questions are about the relationship betweenX3220(#2) your personal finances and the finances of your business.X3320(#3)

These next few questions are about the relationship betweenyour family's personal finances and the finances of yourfamily's business.

Are you using personal assets as collateral or did you have tocosign or guarantee any loans for this business?

Are you or your family living here using personal assets ascollateral or did you have to cosign or guarantee any loansfor this business?

1. YES5. NO0. Inap. (no businesses: X3103^=1; no actively managed


businesses X3105<3)

X7144(#1) Which of these did you do? Collateralize a loan, guaranteeX7145(#2) a loan, or both?X7146(#3)

1. COLLATERALIZE2. GUARANTEE3. BOTH0. Inap. (no businesses: X3103^=1; no actively managed




businesses: X3105<2/fewer than 3 actively managedbusinesses X3105<3; did not guarantee orcollateralize: X3120^=1/X3220^=1/X3320-^=1)

X3121(#1) How much is collateralized?X3221(#2)X3321(#3) How much is guaranteed?

How much is guaranteed or collateralized?

Code amount0. Inap. (no businesses: X3103^=1; no actively managed

businesses: X3104^=1/fewer than 2 actively managedbusinesses: X3105<2/fewer than 3 actively managedbusinesses X3105<3; did not guarantee orcollateralize: X3120^=1/X3220^=1/X3320-^=1)

X3122(#1) Did I record this earlier?X3222(#2)

X3322(#3) 1. YES4. R reported YES, but no apparent match in data5. NO6. R reported YES, partially recorded earlier0. Inap. (no businesses: X3103^=1; no actively managed

businesses: X3104^=1/fewer than 2 actively managedbusinesses: X3105<2/fewer than 3 actively managedbusinesses X3105<3; did not guarantee orcollateralize: X3120^=1/X3220^=1/X3320-^=1)

NOTE: where (X3122 X3222 X3322)=1, the amount of the loanis not edited out of the earlier location. See model SAScode definition of net worth later in this codebook for onepossible treatment.

X7551(#1) Which loan was that?X7550(#2)X7549(#3) 1. Credit Card

2. 1st Mortgage3. 2nd Mortgage4. Home Equity Loan5. Line of Credit6. Other Real Estate Loan

13. More than one mortgage on principal residence14. Combination of line of credit and other real estate loan-7. Other

0. Inap. (no businesses: X3103^=1; no actively managedbusinesses: X3104^=1/fewer than 2 actively managedbusinesses: X3105<2/fewer than 3 actively managedbusinesses X3105<3; did not guarantee orcollateralize: X3120^=1/X3220^=1/X3320-^=1; loan notreported earlier: X3122^=1/X3221^=1/X3321^=1)

X3123(#1) Other than guarantees, does the business owe you any money?X3223(#2)X3323(#3) Does the business owe you any money?



Other than guarantees, does the business owe you or yourfamily living here any money?

Does the business owe you or your family living here anymoney?

1. YES

5. NO0. Inap. (no businesses: X3103^=1; no actively managed


X3124(#1) How much is owed?X3224(#2)X3324(#3) Code amount

0. Inap. (no businesses: X3103^=1; no actively managedbusinesses: X3104^=1/fewer than 2 actively managedbusinesses: X3105<2/fewer than 3 actively managed

businesses X3105<3; business does not owe R any money:X3123^=1/X3223^=1/X3323^=1)

X3125(#1) Do you owe the business any money?X3225(#2)X3325(#3) Do you or your family living here owe the business any money?

1. YES5. NO0. Inap. (no businesses: X3103^=1; no actively managed


businesses X3105<3)

X3126(#1) How much do you owe?X3226(#2)X3326(#3) Code amount

0. Inap. (no businesses: X3103^=1; no actively managedbusinesses: X3104^=1/fewer than 2 actively managedbusinesses: X3105<2/fewer than 3 actively managedbusinesses X3105<3; R does not owe business any money:X3125^=1/X3225^=1/X3325^=1)

X3127(#1) Did I record this earlier?X3227(#2)X3327(#3) 1. YES

4. R reported YES, but no apparent match in data5. NO6. R reported YES, partially recorded earlier0. Inap. (no businesses: X3103^=1; no actively managed

businesses: X3104^=1/fewer than 2 actively managedbusinesses: X3105<2/fewer than 3 actively managedbusinesses X3105<3; R does not owe business any money:X3125^=1/X3225^=1/X3325^=1)



Note: this variable was extensively edited to verifyamounts reported earlier

X7548(#1) When was it mentioned?X7547(#2)X7546(#3) 1. Credit Card

2. 1st Mortgage

3. 2nd Mortgage4. Home Equity Loan5. Line of Credit6. Other Real Estate Loan

13. More than one mortgage on principal residence14. Combination of line of credit and other real estate loan-7. Other0. Inap. (no businesses: X3103^=1; no actively managed

businesses: X3104^=1/fewer than 2 actively managedbusinesses: X3105<2/fewer than 3 actively managedbusinesses X3105<3; R does not owe business any money:X3125^=1/X3225^=1/X3325^=1; amount owed to businessnot reported earlier: X3127^=1/X3227^=1/X3327^=1)

X3128(#1) What percentage of the business do you own?X3228(#2)X3328(#3) What percentage of the business do you and your family

living here own?

Code percent * 1000. Inap. (no businesses: X3103^=1; no actively managed


X3129(#1) What is the net worth of this business?X3229(#2)X3329(#3) What is the net worth of your share of this business?

What could you sell it for?

Code amount-1. Nothing0. Inap. (no businesses: X3103^=1; no actively managed


X3130(#1) If you sold the business now, what would be the cost basisX3230(#2) for tax purposes of this share? (What was your originalX3330(#3) investment)?





X3131(#1) What were the gross receipts or gross sales of the businessX3231(#2) as a whole in 1994?X3331(#3)



X3132(#1) What was the business's total net income before taxes in 1994?X3232(#2)X3332(#3) Code amount

-1. Nothing0. Inap. (no businesses: X3103^=1; no actively managed


X3335(#4) For the remaining business you own and actively manage,what could you sell your share for? (What is your shareworth?)

For the remaining businesses you own and actively manage,what could you sell your share for? (What is your shareworth?)

For the remaining business you and your family living hereown and actively manage, what could you sell your sharefor? (What is your share worth?)

For the remaining businesses you and your family livinghere own and actively manage, what could you sell yourshare for? (What is your share worth?)


businesses: X3104^=1; fewer than 2 actively managedbusinesses: fewer than 4 actively managed businesses:X3105<4)

X8425(#4) Original value of remaining total for Rs who did not

provide complete information within the grid structure (seeintroduction)


businesses: X3104^=1; did not break off early in grid)

X3336(#4) If you sold this business now, what would be the cost basisfor tax purposes of your share? (What was your originalinvestment?)



If you sold these businesses now, what would be the costbasis for tax purposes of your share? (What was youroriginal investment?)






X3337(#4) What was the total net income you received from thisbusiness in 1994?

What was the total net income you received from thesebusinesses in 1994?

What was the total net income you and your family living here(received from this business in 1994?/received from thesebusinesses in 1994?)






-----------------------------------------------------------------------------

NON-ACTIVELY MANAGED BUSINESSES-----------------------------------------------------------------------------X3401 Do you own or have an interest in any other businesses or any

type of partnership where you do not have an active managementrole?

Do you or anyone in your family living here own or have aninterest in any other businesses or any type of partnershipwhere you do not have an active management role?

1. YES



5. NO0. Inap. (no businesses: X3103^=1)

X3402 How many of these businesses or partnerships do you own orshare ownership in?

How many of these businesses or partnerships do you and your

family living here own or share ownership in?

Code number0. Inap. (no businesses: X3103^=1; no non-actively managed

businesses: X3401^=1)*********************************************


-----------------------------------------------------------------------------#1 refers to limited partnerships#2 refers to other partnerships

#3 refers to subchapter S corporations#4 refers to other types of corporations#5 refers to sole proprietorships#6 refers to all other non-actively managed businesses-----------------------------------------------------------------------------

Is it a sole-proprietorship, a limited partnership, anothertype of partnership, a Subchapter S corporation, anothertype of corporation, or what?

X3407(#1) (I need to know what type of businesses these are.)Are any of them limited partnership?

X3411(#2) Are any of them other partnership?X3415(#3) Are any of them subchapter S corporation?

X3419(#4) Are any of them other corporation?X3423(#5) Are any of them sole proprietorship?X3427(#6) Are any of them some other kind of business?

1. YES5. NO0. Inap. (no businesses: X3103^=1; no non-actively managed

businesses: X3401^=1)

What could you sell your share for? (What is it worth?)

What could you sell your family's share for? (What is it worth?)

X3408(#1) What could you sell your share of all these LimitedPartnerships for? (What is it worth?)

What could you sell your family's share of all theseLimited Partnerships for? (What is it worth?)

X3412(#2) What could you sell your share of all these Otherpartnerships for? (What is it worth?)

What could you sell your family's share of all these Other



partnerships for? (What is it worth?)

X3416(#3) What could you sell your share of all these Subchapter SCorporations for? (What is it worth?)

What could you sell your family's share of all theseSubchapter S Corporations for? (What is it worth?)

X3420(#4) What could you sell your share of all these OtherCorporations for? (What is it worth?)

What could you sell your family's share of all these OtherCorporations for? (What is it worth?)

X3424(#5) What could you sell your share of all these SoleProprietorships for? (What is it worth?)

What could you sell your family's share of all these SoleProprietorships for? (What is it worth?)

X3428(#6) What could you sell your share of all these (other type)

for? (What is it worth?)

What could you sell your family's share of all these (othertype) for? (What is it worth?)

Code amount-1. Nothing0. Inap. (no businesses: X3103^=1; no non-actively managed

businesses: X3401^=1; no non-actively managedbusinesses of type: X3407^=1/X3411^=1/X3415^=1/X3419^=1/X3423^=1/X3427^=1)

X8452 Original value of remaining total for Rs who did not


Code amount0. Inap. (no businesses: X3103^=1 no non-actively managed


If you sold this business now, what would be the cost basisfor tax purposes? (What was your original investment?)

X3409(#1) If you sold these Limited Partnerships now, what would bethe cost basis for tax purposes? (What was your original

investment?)

X3413(#2) If you sold these Other partnerships now, what would be thecost basis for tax purposes? (What was your originalinvestment?)

X3417(#3) If you sold these Subchapter S Corporations now, what wouldbe the cost basis for tax purposes? (What was your originalinvestment?)

X3421(#4) If you sold these Other Corporations now, what would be the



cost basis for tax purposes? (What was your originalinvestment?)

X3425(#5) If you sold these Sole Proprietorships now, what would be thecost basis for tax purposes? (What was your originalinvestment?)

X3429(#6) If you sold these (other type) now, what would be the

cost basis for tax purposes? (What was your originalinvestment?)



X8453 Original value of remaining total for Rs who did notprovide complete information within the grid structure (seeintroduction)



What was the total net income you received from thisbusiness in 1994?

What was the total net income you and your family living herereceived from this business in 1994?

X3410(#1) What was the total net income you received from all such

Limited Partnerships in 1994?

What was the total net income you and your family living herereceived from all such Limited Partnerships in 1994?

X3414(#2) What was the total net income you received from all suchOther partnerships in 1994?

What was the total net income you and your family living herereceived from all such Other partnerships in 1994?

X3418(#3) What was the total net income you received from all suchSubchapter S Corporations in 1994?

What was the total net income you and your family living herereceived from all such Subchapter S Corporations in 1994?

X3422(#4) What was the total net income you received from all suchOther Corporations in 1994?

What was the total net income you and your family living herereceived from all such Other Corporations in 1994?

X3426(#5) What was the total net income you received from all such



Sole Proprietorships in 1994?

What was the total net income you and your family living herereceived from all such Sole Proprietorships in 1994?

X3430(#6) What was the total net income you received from all such(other type) in 1994?

What was the total net income you and your family living herereceived from all such (other type) in 1994?



X8454 Original value of remaining total for Rs who did notprovide complete information within the grid structure (seeintroduction)



X7545 Were you ever involved in the active management of thebusinesses?

Were you ever involved in the active management of thebusiness?

Were you or any of your family living here ever involved in

the active management of the businesses?

Were you or any of your family living here ever involved inthe active management of the business?

1. Yes5. No0. Inap. (no businesses: X3103^=1; no non-actively managed

businesses: X3401^=1)

----------------------------------------------------------------------------------------------------------------------------------------------------------VEHICLES

----------------------------------------------------------------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------VEHICLES SUPPLIED BY A BUSINESS-----------------------------------------------------------------------------X2501 Now I'd like to get some information on your vehicles.

Some people have cars or other vehicles provided to them bya business for personal and business use. Do you have anysuch business vehicles?



Now I'd like to get some information on your family'svehicles. Some people have cars or other vehicles providedto them by a business for personal and business use. Doyou or anyone in your family have any such business vehicles?

1. YES5. NO

X2502 How many such vehicles do you regularly use?

How many such vehicles do you or someone in your familyliving here regularly use?

Code number0. Inap. (no vehicles supplied by a business: X2501^=1)

X7149 Does the business lease this vehicle?

Does the business lease any of these vehicles?

1. YES5. NO0. Inap. (no vehicles supplied by a business: X2501^=1)

-----------------------------------------------------------------------------LEASED VEHICLES-----------------------------------------------------------------------------X2101 Now I'd like to get some information on your (family's)

vehicles.

Now I'd like to get some information on your (family's)

vehicles.

Other than any vehicles provided by a business...

Are you currently leasing any cars or other vehicles?

Are you or anyone in your family living here currentlyleasing any cars or other vehicles?

1. YES5. NO

X2102 Not counting vehicles leased by a business, how many carsor other vehicles do you lease?

Not counting vehicles leased by a business, how many carsor other vehicles do you and your family living here lease?

Code number0. Inap. (no personally leased vehicles: X2101^=1)


********************************************




11. Twice per year

12. Bimonthly23. 13 times a year; every 4 weeks24. Every 6 weeks22. Varies-1. NO PAYMENT-2. NO REGULAR PAYMENTS-7. Other0. Inap. (no personally leased vehicles: X2101^=1/fewer

than 2 leased vehicles: X2101<2)

How many years or months was the original lease?

X2107(#1) Code number of yearsX2114(#2) -1. Less than one year

0. Inap. (no personally leased vehicles: X2101^=1/fewerthan 2 leased vehicles: X2101<2; number of months

given: X2108/X2115>0)

X2108(#1) Code number of monthsX2115(#2) 0. Inap. (no personally leased vehicles: X2101^=1/fewer

than 2 leased vehicles: X2101<2; number of yearsgiven: X2107/X2114>0)

X2117(#3) Altogether, about how much are the lease payments on your

other leased vehicles?

Altogether, about how much are the lease payments on yourother leased vehicle?

Code amount-1. Nothing-2. No regular payments0. Inap. (no personally leased vehicles: X2101^=1; fewer







24. Every 6 weeks22. Varies-1. NO PAYMENT-2. NO REGULAR PAYMENTS-7. Other0. Inap. (no personally leased vehicles: X2101^=1; fewer



Code amount0. Inap. (no personally leased vehicles: X2101^=1;

did not break off early in grid)




11. Twice per year12. Bimonthly23. 13 times a year; every 4 weeks24. Every 6 weeks22. Varies-1. NO PAYMENT-2. NO REGULAR PAYMENTS-7. Other

0. Inap. (no personally leased vehicles: X2101^=1;did not break off early in grid)

-----------------------------------------------------------------------------OWNED CARS, TRUCKS, VANS, AND SPORT UTILITY VEHICLES-----------------------------------------------------------------------------X2201 Do you own any cars, or any kind of truck, van or jeep-type

vehicle?

Do you or anyone in your family here own any cars, or anykind of truck, van or jeep-type vehicle?

Do not include motorcyles, tractors, snow blowers, etc.,or any vehicles owned by a business.

1. YES5. NO

X2202 Altogether, how many such cars or vehicles do you own?

Altogether, how many such cars or vehicles do you and yourfamily living here own?



Code number0. Inap. (no owned cars etc.: X2201^=1)


*********************************************


Code number0. Inap. (no owned cars etc.: X2201^=1)


*********************************************

-----------------------------------------------------------------------------#1 refers to first personally owned car#2 refers to second personally owned car#3 refers to third personally owned car

#4 refers to fourth personally owned car#5 refers to all other personally owned cars-----------------------------------------------------------------------------X2203(#1) What type of vehicle is it?X2303(#2)X2403(#3) What type of vehicle is the newest one?X7150(#4)

What type of vehicle is the next one?

INTERVIEWER: PROBE IF NECESSARY.Is it a car, a van or minivan, a jeep or sport-utilityvehicle, a pickup, or what?

1. Car2. Van/minivan3. Jeep/sport-utility vehicle4. Pickup5. Antique/classic/collector vehicle6. Truck (except pickup)

-7. Other0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:

X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars:X2202<4)

********************************************************FOR THE PUBLIC DATASET, CODES 5 AND 6 ARE COMBINEDWITH -7

********************************************************

X2204(#1) What make and model is it?X2304(#2)X2404(#3) Code make and modelX7151(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:


*******************************************NOT INCLUDED IN THE PUBLIC DATASET



*******************************************

X2205(#1) What model year is it?X2305(#2)X2405(#3) Code year (4 digits)X7152(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:

X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars:

X2202<4)**************************************************

FOR THE PUBLIC DATASET, BOTTOM-CODED AT 1975**************************************************

X8166(#1) Recode: prevailing retail VALUE OF VEHICLE as of fall 1995X8167(#2) according to industry guidebookX8168(#3)X8188(#4) Code value

0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars:X2202<4)

X7543(#1) Did you buy it new or used?X7542(#2)X7541(#3) 1. NewX7153(#4) 2. Used

0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars:X2202<4)

X7540(#1) In what year did you buy it?X7539(#2)

X7538(#3) Code year (4 digits)X7154(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:

X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars:X2202<4; did not buy car used: X7543^=1/X7542^=1/X7541^=1/X7153^=1)


**************************************************

X2206(#1) Not counting any loans I've already recorded, is any moneyX2306(#2) still owed on loans for this (make and model)?X2406(#3)

X7155(#4) 1. YES5. NO0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:


In what month and year was the loan taken out?

X2207(#1) Code monthX2307(#2) 1. January



X2407(#3) 2. FebruaryX7156(#4) 3. March


10. October11. November12. December0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:

X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars:X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/X7155^=1)


******************************************

X2208(#1) Code year (4 digits)

X2308(#2)X2408(#3) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:X7157(#4) X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars:

X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/X7155^=1)

X2209(#1) How much was borrowed or financed?X2309(#2)X2409(#3) Code amountX7158(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:

X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars:X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/

X7155^=1)

X2210(#1) Is this a regular installment loan where you pay a fixedX2310(#2) dollar amount each month for a fixed number of months untilX2410(#3) the loan is repaid, or some other kind?X7159(#4)

1. Regular Installment2. Other Kind0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:



X2212(#1) Code number of yearsX2312(#2) -1. No set number of yearsX2412(#3) -7. Unable to calculate from number of paymentsX7161(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:




X2214(#1) What is the typical payment?X2314(#2)X2414(#3) Code amountX7164(#4) -1. Nothing

-2. No typical payment0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:

X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars:X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/X7155^=1; regular loan and regular payments: X2210=1and X2213>0/X2310=1 and X2313>0/X2410=1 and X2413>0/X7159=1 and X7162>0)

X2215(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX2315(#2) And how often is it made?X2415(#3)X7165(#4) Code frequency

2. Week3. Biweekly4. Month


11. Twice per year12. Bimonthly22. Varies-1. Nothing-2. No regular payment-7. Other0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:

X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars:X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/X7155^=1; regular loan and regular payments: X2210=1

and X2213>0/X2310=1 and X2313>0/X2410=1 and X2413>0/X7159=1 and X7162>0)

X7534(#1) Is this loan being paid off ahead of schedule, behindX7533(#2) schedule, or are the payments about on schedule?X7532(#3)X7166(#4) 1. On schedule

2. Ahead of schedule3. Behind schedule0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:


X7155^=1; not a regular loan: X2210^=1/X2310^=1/X2410^=1/X2410^=1/X7159^=1; no regular payment:X2213<=0/X2313<=0/X2413<=0/X7161<=0)


X2216(#1) Code monthX2316(#2) 1. JanuaryX2416(#3) 2. FebruaryX7167(#4) 3. March





12. December0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:

X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars:X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/X7155^=1; payments on schedule: X7534=1/X7533=1/X75323=1/X7166=1)


******************************************

X2217(#1) Code year (4 digit)X2317(#2) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:X2417(#3) X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars:

X7168(#3) X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/X7155^=1; payments on schedule: X7534=1/X7533=1/X75323=1/X7166=1)

X2218(#1) How much is still owed on this loan?X2318(#2)X2418(#3) Code amountX7169(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:


X2219(#1) What is the current annual rate of interest being chargedX2319(#2) on this loan?X2419(#3)X7170(#4) Code percent * 100

-1. Nothing0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:


X2220(#1) Please look at the Institutions Card. Is the loan with anyX2320(#2) of the institutions on the Institutions Card, or from

X2420(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?)X7171(#4) (IF SOMEPLACE ELSE: What type of institution is that?)

(INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEWINSTITUTION IS MENTIONED AT THIS POINT.)




See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:



X9215(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars:X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars:X2202<4)

X2422(#5) How much are all the other such vehicles that you own worthin today's prices?

How much is the other such vehicle that you own worth intoday's prices?

How much are all the other such vehicles that you andothers in your family living here own worth in today's

prices?

How much is the other such vehicle that you and others inyour family living here own worth in today's prices?

Code value0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars:

X2202<5);


Code amount0. Inap. (no owned cars etc.: X2201^=1; did not

break off early in grid)

X2423(#5) Not counting loans I have already recorded, is any moneystill owed on loans for these vehicles?

Not counting loans I have already recorded, is any moneystill owed on a loan for this vehicle?

1. YES5. NO

0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars:X2202<5);


1. YES5. NO0. Inap. (no owned cars etc.: X2201^=1; did not




X2424(#5) Altogether, about how much is still owed on these loans?

Altogether, about how much is still owed on this loan?

Code amount0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars:

X2202<5; no loan on car: X2423^=1);



break off early in grid; no money owned on residualvehicles: X8430^=1)

X2425(#5) How much are the total payments on these loans?

How much are the total payments on this loan?

Code amount-1. Nothing-2. No regular payment0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars:

X2202<5; no loan on car: X2423^=1);




11. Twice per year12. Bimonthly-1. Nothing-2. No regular payment-7. Other0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars:

X2202<5; no loan on car: X2423^=1);








11. Twice per year12. Bimonthly-1. Nothing-2. No regular payment-7. Other0. Inap. (no owned cars etc.: X2201^=1; did not


-----------------------------------------------------------------------------OTHER OWNED VEHICLES-----------------------------------------------------------------------------

X2503 Do you own any other vehicles such as a motorhome, RV,motorcycle, boat, or airplane?

Do you or anyone in your family living here own any othervehicles such as a motorhome, RV, motorcycle, boat, orairplane?

INTERVIEWER: DO NOT INCLUDE TRACTORS AND LAWN MOWERS

1. YES5. NO

X2504 Altogether, how many of these other vehicles do you own?

Altogether, how many of these other vehicles do you orsomeone in your family living here own?

Code number0. Inap. (no other vehicles: X2503^=1)


********************************************


Code number0. Inap. (no other vehicles: X2503^=1)


********************************************

-----------------------------------------------------------------------------#1 refers to first other owned vehicle#2 refers to second other owned vehicle



#3 refers to all remaining other owned vehicle-----------------------------------------------------------------------------X2505(#1) What type of vehicle is it?X2605(#2)

What type of vehicle is the newest one?

What type of vehicle is the next one?

INTERVIEWER: PROBE IF NECESSARY.Is it a motorhome, RV, airplane, boat, or what?

1. Motorhome2. RV3. Airplane; helicopter4. Boat9. Tractor

11. Motorcycle; motor scooter12. Snowmobile13. Golf cart14. Non-automobile off-road vehicle15. Miscellaneous construction vehicle

-7. Other0. Inap. (no other vehicles: X2503^=1/fewer than 2 other

vehicles: X2504<2/fewer than 3 other vehicles: X2404<3)******************************************************

FOR THE PUBLIC DATASET, CODE 2 HAS BEEN COMBINEDWITH CODE 1; CODE 4 HAS BEEN COMBINED WITH CODE3; CODE 9 HAS BEEN COMBINED WITH CODE 15; CODE13 HAS BEEN COMBINED WITH CODE 12.

******************************************************

X2506(#1) About how much is this (vehicle type) worth?X2606(#2)

About how much is this vehicle worth?

Code amount0. Inap. (no other vehicles: X2503^=1/fewer than 2 other

vehicles: X2504<2/fewer than 3 other vehicles: X2404<3)

X2507(#1) Not counting any loans that I have already recorded, is anyX2607(#2) money still

owed on loans for this (vehicle type)?

owed on loans for this vehicle?

1. YES5. NO0. Inap. (no other vehicles: X2503^=1/fewer than 2 other

vehicles: X2504<2/fewer than 3 other vehicles: X2404<3)

In what month and year was the loan taken out?


2. February




10. October

11. November12. December0. Inap. (no other vehicles: X2503^=1/fewer than 2 other

vehicles: X2504<2/fewer than 3 other vehicles: X2404<3;no loan on vehicle: X2507^=1/X2607^=1)


******************************************

X2509(#1) Code year (4 digits)X2609(#2) 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other


X2510(#1) How much was borrowed or financed, not counting theX2610(#2) finance charges?

0. Inap. (no other vehicles: X2503^=1/fewer than 2 othervehicles: X2504<2/fewer than 3 other vehicles: X2404<3;no loan on vehicle: X2507^=1/X2607^=1)

X2511(#1) Is this a regular installment loan where you pay a fixedX2611(#2) dollar amount each month for a fixed number of months until

the loan is repaid, or some other kind?

1. Regular Installment2. Other Kind0. Inap. (no other vehicles: X2503^=1/fewer than 2 other



X2513(#1) Code number of yearsX2613(#2) -1. No set number of years

-7. Unable to calculate from number of payments

0. Inap. (no other vehicles: X2503^=1/fewer than 2 othervehicles: X2504<2/fewer than 3 other vehicles: X2404<3;no loan on vehicle: X2507^=1/X2607^=1; not a regularloan: X2511^=1/X2611^=1)

X2512(#1) Code number of paymentsX2612(#2) -1. No set number of payments

-7. Unable to calculate from number of years0. Inap. (no other vehicles: X2503^=1/fewer than 2 other

vehicles: X2504<2/fewer than 3 other vehicles: X2404<3;no loan on vehicle: X2507^=1/X2607^=1; not a regular



loan: X2511^=1/X2611^=1)

X9165(#1) Recode: term of loan in monthsX9166(#2) -1. No set number of years/payments

-7. Unable to calculate from number of years/payments0. Inap. (no other vehicles: X2503^=1/fewer than 2 other


loan: X2511^=1/X2611^=1)******************************************


X2514(#1) How much are the payments?X2614(#2)

Code amount-1. Nothing-2. No regular payment0. Inap. (no other vehicles: X2503^=1/fewer than 2 other


loan: X2511^=1/X2611^=1; no set number of payments:X2512=-1/X2612=-1)

X7531(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX7530(#2) And how often are they due?


11. Twice per year12. Bimonthly-1. Nothing-2. No regular payment-7. Other0. Inap. (no other vehicles: X2503^=1/fewer than 2 other

vehicles: X2504<2/fewer than 3 other vehicles: X2404<3;no loan on vehicle: X2507^=1/X2607^=1; not a regularloan: X2511^=1/X2611^=1; no set number of payments:X2512=-1/X2612=-1)

X2515(#1) What is the typical payment?

X2615(#2)Code amount-1. Nothing-2. No typical payment0. Inap. (no other vehicles: X2503^=1/fewer than 2 other

vehicles: X2504<2/fewer than 3 other vehicles: X2404<3;no loan on vehicle: X2507^=1/X2607^=1; regular loan andregular payments: X2511=1 and X2514>0/X2611=1 andX2614>0)

X2516(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED



X2616(#2) And how often is it made?


8. Lump sum/one payment only11. Twice per year12. Bimonthly22. Varies-1. Nothing-2. No regular payment-7. Other0. Inap. (no other vehicles: X2503^=1/fewer than 2 other

vehicles: X2504<2/fewer than 3 other vehicles: X2404<3;no loan on vehicle: X2507^=1/X2607^=1; regular loan andregular payments: X2511=1 and X2514>0/X2611=1 andX2614>0)

X7529(#1) Is this loan being paid off ahead of schedule, behindX7528(#2) schedule, or are the payments about on schedule?

1. On schedule2. Ahead of schedule3. Behind schedule0. Inap. (no other vehicles: X2503^=1/fewer than 2 other

vehicles: X2504<2/fewer than 3 other vehicles: X2404<3;no loan on vehicle: X2507^=1/X2607^=1; not a regularloan: X2511^=1/X2611^=1; no regular payment:X2514<=0/X2614<=0)



2. February3. March4. April5. May6. June7. July8. August9. September

10. October

11. November12. December0. Inap. (no other vehicles: X2503^=1/fewer than 2 other

vehicles: X2504<2/fewer than 3 other vehicles: X2404<3;no loan on vehicle: X2507^=1/X2607^=1; payments onschedule: X7529=1/X7528=1)


******************************************

X2518(#1) Code year



X2618(#2) 0. Inap. (no other vehicles: X2503^=1/fewer than 2 othervehicles: X2504<2/fewer than 3 other vehicles: X2404<3;no loan on vehicle: X2507^=1/X2607^=1; payments onschedule: X7529=1/X7528=1)

X2519(#1) How much is still owed on this loan?X2619(#2)

Code amount0. Inap. (no other vehicles: X2503^=1/fewer than 2 other


X2520(#1) What is the current annual rate of interest being chargedX2620(#2) on this loan?

-1. Nothing0. Inap. (no other vehicles: X2503^=1/fewer than 2 other


X2521(#1) Please look at the Institutions Card. Is the loan with anyX2621(#2) of the institutions on the Institutions Card, or from

someplace else? (IF INSTITUTIONS CARD: Which institution?)(IF SOMEPLACE ELSE: What type of institution is that?)(INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEWINSTITUTION IS MENTIONED AT THIS POINT.)

1. Institution 12. Institution 23. Institution 34. Institution 45. Institution 5

6. Institution 6See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (no other vehicles: X2503^=1/fewer than 2 other


X9105(#1) Recode: type of institutionX9106(#2)

See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (no other vehicles: X2503^=1/fewer than 2 other


X2623(#3) How much are all the other such vehicles that you own worth?

How much is the other such vehicle that you own worth?

How much are all the other such vehicles that you andothers in your family living here own worth?

How much is the other such vehicle that you and others inyour family living here own worth?



Code amount0. Inap. (no other vehicles: X2503^=1; fewer than 3 other

vehicles: X2504<2)


Code amount0. Inap. (no other vehicles: X2503^=1; did not


X2624(#3) Not counting loans I have already recorded, is any moneystill owed on loans for these vehicles?

Not counting loans I have already recorded, is any moneystill owed on loans for this vehicle?

1. YES5. NO

0. Inap. (no other vehicles: X2503^=1; fewer than 3 othervehicles: X2504<2)


1. YES5. NO0. Inap. (no other vehicles: X2503^=1; did not


X2625(#3) Altogether, about how much is still owed on these loans?

Altogether, about how much is still owed on this loan?

Code amount0. Inap. (no other vehicles: X2503^=1; fewer than 3 other

vehicles: X2504<2; no money owed on vehicle: X2624^=1)


Code amount0. Inap. (no other vehicles: X2503^=1; did not

break off early in grid; no loans on residualvehicles: X8436^=1)

X2626(#3) How much are the total payments on these loans?

How much are the total payments on this loan?

Code amount-1. Nothing-2. No regular payment



Not counting credit cards or loans you may have told meabout in detail, do you and your family living here owe anymoney or have any loans for educational expenses?

1. YES5. NO

X7802 How many such loans are there?

Code number0. Inap. (no education loans: X7801^=1)


********************************************


Code number0. Inap. (no education loans: X7801^=1)


********************************************

-----------------------------------------------------------------------------#1 refers to first education loan#2 refers to second education loan#3 refers to third education#4 refers to fourth education#5 refers to fifth education#6 refers to sixth education#7 refers to all remaining education loans

-----------------------------------------------------------------------------In what month and year was this loan taken out?

About the largest loan, in what month and year wasthis loan taken out?

About the next loan, in what month and year wasthis loan taken out?

X7803(#1) Code monthX7826(#2) 1. JanuaryX7849(#3) 2. FebruaryX7903(#4) 3. March

X7926(#5) 4. AprilX7949(#6) 5. May


10. October11. November12. December0. Inap. (no education loans: X7801^=1/less than 2 loans;

X7802<2/less than 3 loans: X7802<3/less than 4 loans:



X7802<4/less than 5 loans: X7802<5/less than 6 loans:X7802<6)


******************************************

X7804(#1) Code year (4 digits)X7827(#2) 0. Inap. (no education loans: X7801^=1/less than 2 loans;

X7850(#3) X7802<2/less than 3 loans: X7802<3/less than 4 loans:X7904(#4) X7802<4/less than 5 loans: X7802<5/less than 6 loans:X7927(#5) X7802<6)X7950(#6)

X7805(#1) How much was borrowed or financed, not counting the financeX7828(#2) charges?X7851(#3)X7905(#4) Code amountX7928(#5) 0. Inap. (no education loans: X7801^=1/less than 2 loans;X7951(#6) X7802<2/less than 3 loans: X7802<3/less than 4 loans:


X7802<6)

X7806(#1) Are you paying on this loan now?X7829(#2)X7852(#3) 1. YESX7906(#4) 5. NOX7929(#5) 0. Inap. (no education loans: X7801^=1/less than 2 loans;X7952(#6) X7802<2/less than 3 loans: X7802<3/less than 4 loans:


X7173(#1) Are the payments on this loan deferred?X7174(#2)X7175(#3) 1. YESX7176(#4) 5. NOX7177(#5) 0. Inap. (no education loans: X7801^=1/less than 2 loans;X7178(#6) X7802<2/less than 3 loans: X7802<3/less than 4 loans:

X7802<4/less than 5 loans: X7802<5/less than 6 loans:X7802<6; paying on loan now: X7806^=5/X7829^=5/X7852^=5/X7806^=5;/X7929^=5/X7952^=5)

When will you start paying on this loan?

X7807(#1) Code month

X7830(#2) 1. JanuaryX7853(#3) 2. FebruaryX7907(#4) 3. MarchX7930(#5) 4. AprilX7953(#6) 5. May





12. December0. Inap. (no education loans: X7801^=1/less than 2 loans;

X7802<2/less than 3 loans: X7802<3/less than 4 loans:X7802<4/less than 5 loans: X7802<5/less than 6 loans:X7802<6; paying on loan now: X7806^=5/X7829^=5/X7852^=5/X7806^=5;/X7929^=5/X7952^=5; payments not deferred:X7173^=1/X7174^=1/X7175^=1/X7176^=1/X7177^=1/X7178^=1)

******************************************


X7808(#1) Code year (4 digits)X7831(#2) 0. Inap.X7854(#3) 0. Inap. (no education loans: X7801^=1/less than 2 loans;X7908(#4) X7802<2/less than 3 loans: X7802<3/less than 4 loans:X7931(#5) X7802<4/less than 5 loans: X7802<5/less than 6 loans:X7954(#6) X7802<6; paying on loan now: X7806^=5/X7829^=5/X7852^=5/

X7806^=5;/X7929^=5/X7952^=5; payments not deferred:X7173^=1/X7174^=1/X7175^=1/X7176^=1/X7177^=1/X7178^=1)

X7809(#1) Is this loan accumulating interest which you will have toX7832(#2) pay?X7855(#3)X7909(#4) 1. YESX7932(#5) 5. NOX7955(#6) 0. Inap. (no education loans: X7801^=1/less than 2 loans;

X7802<2/less than 3 loans: X7802<3/less than 4 loans:X7802<4/less than 5 loans: X7802<5/less than 6 loans:X7802<6; paying on loan now: X7806^=5/X7829^=5/X7852^=5/X7806^=5;/X7929^=5/X7952^=5; payments not deferred:X7173^=1/X7174^=1/X7175^=1/X7176^=1/X7177^=1/X7178^=1)

When did you start paying on this loan?

X7810(#1) Code monthX7833(#2) 1. JanuaryX7856(#3) 2. FebruaryX7910(#4) 3. MarchX7933(#5) 4. AprilX7956(#6) 5. May


10. October

11. November12. December0. Inap. (no education loans: X7801^=1/less than 2 loans;

X7802<2/less than 3 loans: X7802<3/less than 4 loans:X7802<4/less than 5 loans: X7802<5/less than 6 loans:X7802<6; not paying on loan now and payments deferred:X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1)


******************************************



X7811(#1) Code yearX7834(#2) 0. Inap. (no education loans: X7801^=1/less than 2 loans;X7857(#3) X7802<2/less than 3 loans: X7802<3/less than 4 loans:X7911(#4) X7802<4/less than 5 loans: X7802<5/less than 6 loans:X7934(#5) X7802<6; not paying on loan now and payments deferred:X7957(#6) X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/

X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1)

X7812(#1) Is this a regular installment loan where you pay a fixedX7835(#2) dollar amount each month for a fixed number of months untilX7858(#3) the loan is repaid,or some other kind?X7912(#4)X7935(#5) 1. Regular InstallmentX7958(#6) 2 Other Kind

0. Inap. (no education loans: X7801^=1/less than 2 loans;X7802<2/less than 3 loans: X7802<3/less than 4 loans:X7802<4/less than 5 loans: X7802<5/less than 6 loans:X7802<6; not paying on loan now and payments deferred:X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/

X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1)


X7813(#1) Code number of yearsX7836(#2) -1. No set number of yearsX7859(#3) -7. Unable to calculate from number of paymentsX7913(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans;X7936(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans:X7959(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans:

X7802<6; not paying on loan now and payments deferred:

X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1;not a regular loan: X7812^=1/X7835^=1/X7858^=1/X7912^=1/X7935^=1/X7958^=1);

X7814(#1) Code number of paymentsX7837(#2) -1. No set number of paymentsX7860(#3) -7. Unable to calculate from number of yearsX7914(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans;X7937(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans:X7960(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans:

X7802<6; not paying on loan now and payments deferred:X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/

X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1;not a regular loan: X7812^=1/X7835^=1/X7858^=1/X7912^=1/X7935^=1/X7958^=1);

X9173(#1) Recode: term of loan in monthsX9174(#2) -1. No set number of years/paymentsX9175(#3) -7. Unable to calculate from number of years/paymentsX9176(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans;X9177(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans:X9178(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans:

X7802<6; not paying on loan now and payments deferred:



X7965(#6) 5. May6. June7. July8. August9. September


0. Inap. (no education loans: X7801^=1/less than 2 loans;X7802<2/less than 3 loans: X7802<3/less than 4 loans:X7802<4/less than 5 loans: X7802<5/less than 6 loans:X7802<6; not paying on loan now and payments deferred:X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1;payments on schedule: X7821=1/X7844=1/X7867=1/X7921=1/X7944=1/X7967=1)


******************************************

X7820(#1) Code year (4 digit)X7843(#2) 0. Inap. (no education loans: X7801^=1/less than 2 loans;X7866(#3) X7802<2/less than 3 loans: X7802<3/less than 4 loans:X7920(#4) X7802<4/less than 5 loans: X7802<5/less than 6 loans:X7943(#5) X7802<6; not paying on loan now and payments deferred:X7966(#6) X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/

X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1;payments on schedule: X7821=1/X7844=1/X7867=1/X7921=1/X7944=1/X7967=1)

X7822(#1) What is the current annual rate of interest being chargedX7845(#2) on this loan?X7868(#3)X7922(#4) Code percent * 100X7945(#5) -1. NothingX7968(#6) 0. Inap. (no education loans: X7801^=1/less than 2 loans;

X7802<2/less than 3 loans: X7802<3/less than 4 loans:X7802<4/less than 5 loans: X7802<5/less than 6 loans:X7802<6; not paying on loan now and payments deferred:X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1;interest not accumulating: X7809=5/X7832=5/X7855=5/

X7909=5/X7932=5/X7955=5)

X7823(#1) Please look at the Institutions Card. Is the loan with anyX7846(#2) of the institutions on the Institutions Card, or fromX7869(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?)X7923(#4) (IF SOMEPLACE ELSE: What type of institution is that?)X7946(#5) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEWX7969(#6) INSTITUTION IS MENTIONED AT THIS POINT.)

1. Institution 1



2. Institution 23. Institution 34. Institution 45. Institution 56. Institution 6See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (no education loans: X7801^=1/less than 2 loans;



X9203(#1) Recode: type of institutionX9204(#2)X9205(#3) See MASTER INSTITIUTION LIST for other codes (See X308)X9206(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans;X9207(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans:X9208(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans:

X7802<6)

X7824(#1) How much is still owed on this loan?

X7847(#2)X7870(#3) Code amountX7924(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans;X7947(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans:X7970(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans:

X7802<6)

X7179(#7) How much in total is owed on all the remaining loans?

Code amount0. Inap. (no education loans: X7801^=1; less than 7 loans)


Code amount0. Inap. (no education loans: X7801^=1; did not break off

early in grid)

X7180(#7) How much in total are all the payments you are making onall the remaining loans?

Code amount

-1. Nothing-2. No regular payment0. Inap. (no education loans: X7801^=1; less than 7 loans)






11. Twice per year12. Bimonthly-1. Nothing-2. No regular payment-7. Other

0. Inap. (no education loans: X7801^=1; less than 7 loans)


Code amount-1. Nothing-2. No regular payment0. Inap. (no education loans: X7801^=1; did not break off

early in grid)


And how often is that amount paid?


11. Twice per year12. Bimonthly-1. Nothing-2. No regular payment

-7. Other0. Inap. (no education loans: X7801^=1; did not break off

early in grid)

----------------------------------------------------------------------------------------------------------------------------------------------------------OTHER CONSUMER LOANS----------------------------------------------------------------------------------------------------------------------------------------------------------X7182 Now I want to ask you about the loans you have. Not

counting credit cards or loans you have told me about indetail, do you owe any money or have any loans for any

reason on this card (SHOW CARD 6)? These are loans forhousehold appliances, furniture, hobby or recreationalequipment, medical bills, loans from friends or relativesor other loans.

Now I want to ask you about the loans you and anyone inyour family living here have. Not counting credit cards orloans you have told me about in detail, do you or anyone inyour family living here owe any money or have any loans forany reason on this card (SHOW CARD 6)? These are loans forhousehold appliances, furniture, hobby or recreational



equipment, medical bills, loans from friends or relativesor other loans.

(DO NOT INCLUDE GIFTS FROM FAMILY MEMBERS YOU ARE NOTEXPECTED TO RE-PAY)

1. YES5. NO

NOTE: CARD 6 contains the following text in a verticalcolumn: "Loans for household applicances, furniture,""Loans for hobby or recreational equipment," "Loans formedical bills," "Loans from friends or relatives," "Otherloans or money owed."

X2709 How many such loans do you have?

Code number0. Inap. (no such loans: X7182=5)

********************************************

FOR THE PUBLIC DATASET, TOP-CODED AT 7********************************************


Code number0. Inap. (no such loans: X7182=5)


********************************************

-----------------------------------------------------------------------------

#1 refers to first consumer loan#2 refers to second consumer loan#3 refers to third consumer loan#4 refers to fourth consumer loan#5 refers to fifth consumer loan#6 refers to sixth consumer loan#7 refers to all remaining consumer loans-----------------------------------------------------------------------------X2710(#1) What was the loan for?X2727(#2)X2810(#3) What was the largest loan for?X2827(#4)X2910(#5) What was the next loan for?

X2927(#6)See LOAN PURPOSE MASTER CODE LIST at X67230. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/

fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6)





X2812(#3) 2. FebruaryX2829(#4) 3. MarchX2912(#5) 4. AprilX2929(#6) 5. May


10. October11. November12. December0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/



******************************************

X2713(#1) Code year (4 digits)X2730(#2) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/X2813(#3) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/

X2830(#4) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6)X2913(#5)X2930(#6)

X2714(#1) How much was borrowed or financed, not counting theX2731(#2) finance charges?X2814(#3)X2831(#4) Code amountX2914(#5) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/X2931(#6) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/

fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6)

X2715(#1) Is this a regular installment loan where you pay a fixedX2732(#2) dollar amount each month for a fixed number of months untilX2815(#3) the loan is repaid, or some other kind?X2832(#4)X2915(#5) 1. Regular InstallmentX2932(#6) 2. Other Kind

0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6)

How many monthly payments or years were agreed upon when

the loan was received?

X2717(#1) Code number of yearsX2734(#2) -1. No set number of yearsX2817(#3) -7. Unable to calculate from number of paymentsX2834(#4) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/X2917(#5) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/X2934(#6) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6;

not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/X2915^=1/X2932^=1)



X2716(#1) Code number of paymentsX2733(#2) -1. No set number of paymentsX2816(#3) -7. Unable to calculate from number of yearsX2833(#4) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/X2916(#5) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/X2933(#6) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6;

not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/

X2915^=1/X2932^=1)

X9167(#1) Recode: term of loan in monthsX9168(#2) -1. No set number of years/paymentsX9169(#3) -7. Unable to calculate from number of years/paymentsX9170(#4) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/X9171(#5) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/X9172(#6) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6;

not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/X2915^=1/X2932^=1)


******************************************

X2718(#1) How much are the payments?X2735(#2)X2818(#3) Code amountX2835(#4) -1. NothingX2918(#5) -2. No typical paymentX2935(#6) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/

fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6;not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/X2915^=1/X2932^=1; no set number of payments: X2717=-1/X2734=-1/X2817=-1/X2834=-1/X2917=-1/X2934=-1)

X7527(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX7526(#2) And how often are they due?X7525(#3)X7524(#4) Code frequencyX7523(#5) 2. WeekX7522(#6) 3. Biweekly


11. Twice per year12. Bimonthly

-1. Nothing-2. No regular payment-7. Other0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/

fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6;not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/X2915^=1/X2932^=1; no set number of payments: X2717=-1/X2734=-1/X2817=-1/X2834=-1/X2917=-1/X2934=-1)



X2719(#1) What is the typical payment?X2736(#2)X2819(#3) Code amountX2836(#4) -1. NothingX2919(#5) -2. No typical paymentX2936(#6) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/

fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6;

regular loan and regular payments: X2715=1 and X2718>0/X2732=1 and X2735>0/X2815=1 and X2818>0/X2832=1 andX2835>0/X2915=1 and X2918>0/X2932=1 and X2935>0)

X2720(#2) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX2737(#2) And how often is it made?X2820(#3)X2837(#4) Code frequencyX2920(#5) 2. WeekX2937(#6) 3. Biweekly


8. Lump sum/one payment only11. Twice per year12. Bimonthly22. Varies-1. Nothing-2. No regular payment-7. Other0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/

fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6;regular loan and regular payments: X2715=1 and X2718>0/X2732=1 and X2735>0/X2815=1 and X2818>0/X2832=1 andX2835>0/X2915=1 and X2918>0/X2932=1 and X2935>0)

X7521(#1) Is this loan being paid off ahead of schedule, behindX7520(#2) schedule, or are the payments about on schedule?X7519(#3)X7518(#4) 1. On scheduleX7517(#5) 2. Ahead of scheduleX7516(#6) 3. Behind schedule

0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6;not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/X2915^=1/X2932^=1; no regular payment: X2718<=0/

X2735<=0/X2818<=0/X2835<=0/X2918<=0/X2935<=0)


X2721(#1) Code monthX2738(#2) 1. JanuaryX2821(#3) 2. FebruaryX2838(#4) 3. MarchX2921(#5) 4. AprilX2938(#6) 5. May




10. October11. November12. December0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/

fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6;payments on schedule: X7521=1/X7520=1/X7519=1/X7518=1/X7517=1/X7516=1)


******************************************

X2722(#1) Code yearX2739(#2) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/X2822(#3) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/X2839(#4) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6;X2922(#5) payments on schedule: X7521=1/X7520=1/X7519=1/X7518=1/

X2939(#6) X7517=1/X7516=1)

X2723(#1) How much is still owed on this loan?X2740(#2)X2823(#3) Code amountX2840(#4) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/X2923(#5) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/X2940(#6) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6)

X2724(#1) What is the current annual rate of interest being chargedX2741(#2) on this loan?

X2824(#3)X2841(#4) Code percent * 100X2924(#5) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/X2941(#6) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/

fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6)

X2725(#1) Please look at the Institutions Card. Is the loan with anyX2742(#2) of the institutions on the Institutions Card, or fromX2825(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?)X2842(#4) (IF SOMEPLACE ELSE: What type of institution is that?)X2925(#5) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEWX2942(#6) INSTITUTION IS MENTIONED AT THIS POINT.)

1. Institution 12. Institution 23. Institution 34. Institution 45. Institution 56. Institution 6See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/




X9107(#1) Recode: type of institutionX9108(#2) See MASTER INSTITIUTION LIST for other codes (See X308)X9109(#3) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/X9110(#4) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/X9111(#5) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6)X9112(#6)

X7183(#7) How much in total is owed on all the remaining loans?

Code amount0. Inap. (no such loans: X7182=5; fewer than 7 loans: X2709<7)


Code amount0. Inap. (no such loans: X7182^=1; did not break off

early in grid)

X7184(#7) How much in total are all the payments you are making on allthe remaining loans?

Code amount-1. Nothing-2. No regular payment0. Inap. (no such loans: X7182=5; fewer than 7 loans: X2709<7)



11. Twice per year12. Bimonthly-1. Nothing-2. No regular payment-7. Other0. Inap. (no such loans: X7182=5; fewer than 7 loans: X2709<7)


Code amount-1. Nothing-2. No regular payment0. Inap. (no such loans: X7182=5; did not break off

early in grid)




Code frequency2. Week3. Biweekly4. Month5. Quarter

6. Year8. Lump sum/one payment only

11. Twice per year12. Bimonthly-1. Nothing-2. No regular payment-7. Other0. Inap. (no such loans: X7182=5; did not break off

early in grid)

-----------------------------------------------------------------------------PAYMENTS ON SCHECULE ON ALL TYPES OF LOANS

-----------------------------------------------------------------------------X3004 Now thinking of all the various loan or mortgage payments

you made during last year, were all the payments made theway they were scheduled, or were payments on any of theloans sometimes made later or missed?

1. All paid as scheduled or ahead of schedule5. Sometimes got behind or missed payments0. Inap. (no types of loans: ......

X3005 Were you ever behind in your payments by two months or more?

1. YES5. NO0. Inap. (no types of loans: ......

not late with payments: X3004=1)

----------------------------------------------------------------------------------------------------------------------------------------------------------MISCELLANEOUS OPINION VARIABLES----------------------------------------------------------------------------------------------------------------------------------------------------------(#1-#5 in order reported by R)X3006(#1) Now I'd like to ask you a few questions about your savings.

X3007(#2) People have different reasons for saving, even though theyX7513(#3) may not be saving all the time. What are your mostX7514(#4) important reasons for saving?X7515(#5)

Now I'd like to ask you a few questions about your family'ssavings. People have different reasons for saving, eventhough they may not be saving all the time. What are yourfamily's most important reasons for saving?

(Anything else?)



1. Children's education; education of grandchildren2. Own education; spouse's education; education -- NA for whom3. "For the children/family" -- NFS; "to help the kids

out"; estate5. Wedding, Bar Mitzvah, and other ceremonies (ex 17)

11. Buying own house (code summer cottage in 12)12. Purchase of cottage or second home for own use13. Buy a car, boat or other vehicle

14. Home improvements/repairs15. To travel; take vacations; take other time off16. Buy durable household goods, appliances, home

furnishings; hobby items; for other purchases notcodeable above or not further specifiec; "buy thingswhen we need/want them"; moving/special occasions

17. Burial/funeral expenses18. Charitable or religious contributions21. Buying (investing in) own business/farm; equipment for

business/farm22. Retirement/old age23. Reserves in case of unemployment24. In case of illness; medical/dental expenses

25. Emergencies; "rainy days"; other unexpected needs; for"security" and independence

26. Investments reasons (to get interest, to bediversified, to buy other forms of assets)

27. To meet contractual commitments (debt repayment,insurance, taxes, etc.) to pay off house

28. "To get ahead;" for the future; to advance standard of living29. Ordinary living expenses/bills31. No reason (except 90, 91, 92)90. Had extra income; saved becaused had the money left

over -- no other purpose specified91. Wise/prudent thing to do; good discipline to save; habit92. Liquidity; to have cash available/on hand

-1. Don't/can't save; "have no money"-7. Other

X3010 In the next five to ten years, are there any foreseeablemajor expenses that you expect to have to pay for yourself,such as educational expenses, purchase of a new home,health care costs, support for other family members, oranything else?

In the next five to ten years, are there any foreseeablemajor expenses that you and your family expect to have topay for yourselves, such as educational expenses, purchase

of a new home, health care costs, support for other familymembers, or anything else?

1. YES5. NO

(#1-#6 in order reported by R)X3011(#1) INTERVIEWER: SHOW CARD 7X3012(#2) What kinds of obligations are these?X3013(#3) CODE ALL THAT APPLY



X7512(#4)X7511(#5) 1. EDUCATION OF CHILDREN (incl. step and adopted); grandkidsX6667(#6) 2. EDUCATION: OTHERS (incl. R & spouse)

3. HEALTH CARE: SELF/SPOUSE4. HEALTH CARE: OTHERS (incl. elderly parents/disabled child)5. Health care/medical expenses -- NA for whom

11. General support for R/spouse in Retirement or old age12. General support for child/grandchild;

13. General support for parents14. General support for others or NA for whom21. Home purchase (incl. vacation home)22. Purchase of car or other large durable goods23. Burial expenses24. Taxes25. Home repairs/improvements26. Weddings, vacations, moving and other special expenditures31. Business/investment; start/expand own business32. Divorce, legal expenses33. Investment, major purchase34. Charitable expense41. Bills/living expenses --NFS

-7. OTHER0. Inap. (no expected major expenses: X3010^=1)

NOTE: CARD 7 contains the following text in a verticalcolumn: "Education for your children," "Education forothers," "Future health care for self/spouse," "Health carefor others," "Purchase of new home," "Other major financialobligation."

X7186 Are you saving for these expenses now?

Are you saving for this expense now?

1. YES5. NO0. Inap. (no expected major expenses: X3010^=1)

X3008 INTERVIEWER: SHOW CARD 8

In planning your saving and spending, which of the time periodslisted on this page is most important to you?

In planning your family's saving and spending, which of thetime periods listed on this page is most important to you

and your (spouse/partner)?

In planning your family's saving and spending, which of thetime periods listed on this page is most important to you?

1. NEXT FEW MONTHS2. NEXT YEAR3. NEXT FEW YEARS4. NEXT 5-10 YEARS5. LONGER THAN 10 YEARS



NOTE: CARD 8 contains the following text in a verticalcolumn: "Next few months," " Next year," "Next 5 to 10years," "Longer than 10 years."

X3014 INTERVIEWER: SHOW CARD 9

Which of the statements on this page comes closest to the

amount of financial risk that you and your (spouse/partner)are willing to take when you save or make investments?

Which of the statements on this page comes closest to theamount of financial risk that you are willing to take whenyou save or make investments?

INTERVIEWER: READ ANSWERS ONLY IF NECESSARY. IF MORE THANONE RESPONSE IS GIVEN USE THE FIRST CATEGORY THAT APPLIES.

1. TAKE SUBSTANTIAL FINANCIAL RISKS EXPECTING TO EARNSUBSTANTIAL RETURNS

2. TAKE ABOVE AVERAGE FINANCIAL RISKS EXPECTING TO EARN

ABOVE AVERAGE RETURNS3. TAKE AVERAGE FINANCIAL RISKS EXPECTING TO EARN AVERAGE

RETURNS4. NOT WILLING TO TAKE ANY FINANCIAL RISKS

NOTE: CARD 9 contains the following text in a verticalcolumn: "Take substantial financial risks expecting to earnsubstantial returns," "Take above average financial risksexpecting to earn above average returns," "Take averagefinancial risks expecting to earn average returns," "Notwilling to take any financial risks."

INTERVIEWER: SHOW CARD 10

Which of the following statements on this page comes closestto describing your and your (spouse/partner)'s saving habits?

Which of the following statements on this page comes closest todescribing your saving habits?

INTERVIEWER: DO NOT PROBE FOR MORE THAN ONE RESPONSE.ENTER MULTIPLE RESPONSES ONLY IF R VOLUNTEERS THEM

X3015 DON'T SAVE - USUALLY SPEND MORE THAN INCOMEX3016 DON'T SAVE - USUALLY SPEND ABOUT AS MUCH AS INCOME

X3017 SAVE WHATEVER IS LEFT OVER AT THE END OF THE MONTH - NO REGULAR PLANX3018 SAVE INCOME OF ONE FAMILY MEMBER, SPEND THE OTHERX3019 SPEND REGULAR INCOME, SAVE OTHER INCOMEX3020 SAVE REGULARLY BY PUTTING MONEY ASIDE EACH MONTH

1. Checked5. Not checked

NOTE: CARD 10 contains the following text in a verticalcolumn: "Don't save -- Usually spend more than income,""Don't save -- Usually spend about as much as income,"



"Save whatever is left over at the end of each month -- Noregular plan," "Save income of one family member, spend theother," "Save regularly by putting money aside each month."

X3023 INTERVIEWER: SHOW CARD 11Looking at this card, how would you rate the retirementincome you (receive or expect to receive) from Social

Security and job pensions?

1. TOTALLY INADEQUATE2.3. ENOUGH TO MAINTAIN LIVING STANDARDS4.5. VERY SATISFACTORY

X7510 Over the past year, would you say that your spendingexceeded your income, that it was about the same as yourincome, or that you spent less than your income?

Over the past year, would you say that your family'sspending exceeded your family's income, that it was aboutthe same as your income, or that you spent less than yourincome?

(Spending should not include any investments you have made.)

1. SPENDING EXCEEDED INCOME2. SPENDING EQUALLED INCOME3. SPENDING WAS LESS THAN INCOME

NOTE: CARD 11 contains the following information:The numbers 1 through 5 in a horizonal row bounded by dark

lines. Below 1 is printed "Totally inadequate"; below 3is printed "Enough to maintain standard"; and below 5 isprinted "Very satisfactory." Nothing is printed below 2 and 4.

X7509 Did any of that spending include purchases of a home orautomobile or spending for any investments?

1. YES5. NO0. Inap. (spending less than income: X7510=3)

X7508 Including only monthly payments on your house or car andleaving aside any spending on investments, over the pastyear, would you say that your spending exceeded yourincome, that it was about the same as your income, or thatyou spent less than your income?

Including only monthly payments on your house or car andleaving aside any spending on investments, over the pastyear, would you say that your family's spending exceededyour family's income, that it was about the same as yourincome, or that you spent less than your income?



1. SPENDING EXCEEDED INCOME2. SPENDING EQUALLED INCOME3. SPENDING WAS LESS THAN INCOME0. Inap. (spending less than or equal to income:

X7510=2 or 3; spending did not include durablespurchases: X7509^=1)

X7507 To make up the difference, did you borrow additional money,did you spend out of savings or investments, or did you dosomething else?

1. BORROWED MONEY2. SPENT OUT OF SAVINGS INVESTMENTS3. Got behind on payments; didn't pay bills4. Help from others5. (Possible respondent error #1) Cut bock on expenses6. (Possible respondent error #2) Got additional income

-7. OTHER0. Inap. (spending less than or equal to income)

X7187 About how much do you think you need to have in savings forunanticipated emergencies and other unexpected things thatmay come up?

About how much do you think you and your family need tohave in savings for unanticipated emergencies and otherunexpected things that may come up?

Code amount-1. Nothing

----------------------------------------------------------------------------------------------------------------------------------------------------------FINANCIAL ASSETS (ALSO INCLUDES SOME MISC. ASSETS AND DEBTS)----------------------------------------------------------------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------CHECKING ACCOUNTS-----------------------------------------------------------------------------X3501 Now I'd like to ask about different types of financial

assets that

you might have. First, do you have any checking accountsat any type of institution?

you might have. First, do you or anyone in your familyliving here have any checking accounts at any type ofinstitution?

PROBE: Please do not include any money market accountsunless you use them regularly as checking accounts.

1. YES



5. NO

X3502 Have you ever had a checking account?

Have you or anyone in your family living here ever had achecking account?

1. YES5. NO0. Inap. (R has a checking account: X3501=1)

X3503 (SHOW CARD 12) Looking at this list, please tell me whichis the most

important reason you don't have a checking account.

important reason your family doesn't have a checking account.

1. Don't write enough checks to make it worthwhile

2. Minimum balance is too high3. Do not like dealing with banks4. Service charges are too high5. No bank has convenient hours or location

12. Checkbook has been/could be lost/stolen13. Haven't gotten around to it14. R has alternative source of checking services (MMA,

MIA, etc) (does not include individuals who writechecks for R)

15. R not allowed to have account (e.g., asset test for welfare)20. R does not need/want a checking account (NEC)21. Credit problems; bankruptcy; R does not meet depository's

qualifications for having an account95. Don't have (enough) money-1. Can't manage/balance a checking account-7. Other0. Inap. (R has a checking account: X3501=1)

NOTE: CARD 12 contains the following text in a verticalcolumn: "Don't write enough checks to make it worthwhile,"" Minimum balance too high," "Do not like dealing withbanks," "Service charges too high," "No bank has convenienthours or location," "Some other reason."

X3504 How many checking accounts do you have?

How many checking accounts do you and your family livinghere have?

(IF R ASKS: INCLUDE MONEY MARKET ACCOUNTS ONLY IF THEY AREUSED AS CHECKING ACCOUNTS)

Code number of accounts0. Inap. (R has no checking account: X3501^=1)

*********************************************





Code number of accounts0. Inap. (R has no checking account: X3501^=1)

*********************************************


-----------------------------------------------------------------------------#1 refers to the first checking account#2 refers to the second checking account#3 refers to the third checking account#4 refers to the fourth checking account#5 refers to the fifth checking account#6 refers to the sixth checking account#7 refers to the remaining checking accounts-----------------------------------------------------------------------------

X3505(#1) Please look at the Institutions Card. Thinking about yourX3509(#2) checking account, is this account with any of theX3513(#3) institutions on the Institutions Card, or from someplaceX3517(#4) else? (IF INSTITUTIONS CARD: Which institution?) (IFX3521(#5) SOMEPLACE ELSE: What type of institution is that?)X3525(#6) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE IF A

NEW INSTITUTION IS MENTIONED.)

Please look at the Institutions Card. Thinking about yourmain checking account, the one used to write most of yourchecks, is this account with any of the institutions on theInstitutions Card, or from someplace else? (IFINSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE:

What type of institution is that?) (INTERVIEWER: CHECK THEINSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.)

Please look at the Institutions Card. Thinking about thenext account, is this account with any of the institutionson the Institutions Card, or from someplace else? (IFINSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE:What type of institution is that?) (INTERVIEWER: CHECK THEINSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.)

1. Institution 12. Institution 23. Institution 3

4. Institution 45. Institution 56. Institution 6See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (R has no checking account: X3501^=1/fewer than

2 accounts: X3504<2/fewer than 3 accounts: X3504<3/fewer than 4 accounts: X3504<4/fewer than 5 accounts:X3504<5/fewer than 6 accounts: X3504<6)

X9113(#1) Recode: type of institutionX9114(#2)



X9115(#3) See MASTER INSTITIUTION LIST for other codes (See X308)X9116(#4) 0. Inap. ( (R has no checking account: X3501^=1/fewer thanX9117(#5) 2 accounts: X3504<2/fewer than 3 accounts: X3504<3/X9118(#6) fewer than 4 accounts: X3504<4/fewer than 5 accounts:

X3504<5/fewer than 6 accounts: X3504<6)

X3506(#1) How much is in this account? (What was the average over the

X3510(#2) last month?)X3514(#3)X3518(#4) Code amountX3522(#5) -1. NothingX3526(#6) 0. Inap. ( (R has no checking account: X3501^=1/fewer than

2 accounts: X3504<2/fewer than 3 accounts: X3504<3/fewer than 4 accounts: X3504<4/fewer than 5 accounts:X3504<5/fewer than 6 accounts: X3504<6)

X3507(#1) Is this a money market-type account?X3511(#2)X3515(#3) 1. YES

X3519(#4) 5. NOX3523(#5) 0. Inap. (R has no checking account: X3501^=1/fewer thanX3527(#6) 2 accounts: X3504<2/fewer than 3 accounts: X3504<3/

fewer than 4 accounts: X3504<4/fewer than 5 accounts:X3504<5/fewer than 6 accounts: X3504<6)

X7601(#1) Is this a joint checking account, or is the account in yourX7603(#2) name, in your husband's name, or something else?X7605(#3)X7607(#4) Is this a joint checking account, or is the account in yourX7609(#5) name, in your wife's name, or something else?X7611(#6)

Is this a joint checking account, or is the account in yourname, in your partner's name, or something else?

Is this checking account in your name, or something else?

Is this a joint checking account, or is the account in your name?

1. Joint account2. R's account3. Spouse's/partner's account4. Other family member's account5. Child only6. Child and respondent or spouse

7. Other relative8. Other relative with respondent or spouse9. Unrelated person, NFS

10. Unrelated person with respondent or spouse50. Trust account51. Personal business account-7. Other0. Inap. (R has no checking account: X3501^=1/fewer than

2 accounts: X3504<2/fewer than 3 accounts: X3504<3/fewer than 4 accounts: X3504<4/fewer than 5 accounts:X3504<5/fewer than 6 accounts: X3504<6; R lives



alone: X101=1)

X3529(#7) How much is in all your remaining checking accounts? (Whatwas the average over the last month?)

How much is in all your family's remaining checking accounts?(What was the average over the last month?)

Code amount-1. Nothing0. Inap. (R has no checking account: X3501^=1; fewer than

7 accounts: X3504<7)


Code amount0. Inap. (no checking account: X3501^=1; did not


X3530 (SHOW CARD 13) Which of the reasons on this card is themost important reason you chose the institution that youdid for your main checking account? Was it because of thelocation of their offices, because they had the lowest feesor minimum balance requirement, because you were able toobtain many services at one place, because they offeredsafety and an absence of risk, or some other reason?

(SHOW CARD 13) Which of the reasons on this card is themost important reason your family living here chose theinstitution that you did for your main checking account?

Was it because of the location of their offices, becausethey had the lowest fees or minimum balance requirement,because you were able to obtain many services at one place,because they offered safety and an absence of risk, or someother reason?

1. Recommended2. High interest rates3. Location of offices4. Other business done here5. Easy to qualify (for credit); only place that would

give us a loan6. Many services in one place

7. Low fees or service charge8. Safety9. Other convenience mentions/payroll deduction

11. Personal relationship; they know me; R/spouse worksthere; small institution

12. Staff qualifications13. Bank bought by another institution14. Always done business there; banked there a long time23. Advertisement24. Convenient hours25. No particular reason



26. No other institutions27. Gift for opening account; other promotion28. Interest rates on deposits29. Reputation30. Unable to open an account at another instituions31. Dissatisfaction with previous institution-7. Other0. Inap. (R has no checking account: X3501^=1)

NOTE: CARD 13 contains the following text in a verticalcolumn: "Location of their offices," "Had the lowest feesor minimum balance requirement," "Able to obtain manyservices at one place," "Offered safety and absence ofrisk," "Some other reason."

X3531 For how many years have you done business with thisinstitution?

For how many years has someone in your family living heredone business with this institution?

Code number of years-1. Less than a year0. Inap. (R has no checking accounts: X3501^=1)


********************************************

-----------------------------------------------------------------------------IRA/KEOGH ACCOUNTS-----------------------------------------------------------------------------X3601 Do you have any Individual Retirement Accounts, that is,

IRA or Keogh accounts?

Do you or anyone in your family here have any IndividualRetirement Accounts, that is, IRA or Keogh accounts?

1. YES5. NO

-----------------------------------------------------------------------------#1 refers to IRA/Keogh account of R#2 refers to IRA/Keogh account of spouse/partner#3 refers to IRA/Keogh account of other PEU member-----------------------------------------------------------------------------

X3602(#1) Are any of the IRA or Keogh accounts yours?

X3612(#2) Does your spouse have IRA or Keogh accounts?

Does your partner have IRA or Keogh accounts?

X3622(#3) Do any other family members have IRA or Keogh accounts?

1. YES5. NO (or: no spouse or partner in PEU: X107^=1/no other

PEU members: (X113, X125, X131, X137, X207, X213,



X219, X225)^=1)0. Inap. (No IRA/Keogh accounts: X3601^=1)

X3603(#1) How many IRA and Keogh accounts do you have?

X3613(#2) How many IRA and Keogh accounts does your spouse have?

How many IRA and Keogh accounts does your partner have?

X3623(#3) How many IRA and Keogh accounts do your other familymembers have?

Code number of accounts0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs:

X3601^=1/no spouse or partner in PEU: X107^=1/no otherPEU members: X113^=1; person has no account: X3602^=1/X3612^=1/X3622^=1)


********************************************

About your (account, is this an/accounts, are these) IRA orKeogh account(s)?

About your spouse's (account, is this an/accounts, are these)IRA or Keogh account(s)?

About your partner's (account, is this/accounts, are these)IRA or Keogh account(s)?

About your other family member's (account, is

this/accounts, are these) IRA or Keogh(s)?

X3604(#1) IRAX3614(#2)X3624(#3)

X3605(#1) KEOGHX3615(#2)X3625(#3)


0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs:X3601^=1/no spouse or partner in PEU: X107^=1/no otherPEU members: X113^=1; person has no account: X3602^=1/X3612^=1/X3622^=1; if only one account either IRA orKEOGH is inap.)

X3610(#1) How much in total is in your [IRA(s)/Keogh account(s)/IRAX3620(#2) and Keogh accounts]?X3630(#3)

How much in total is in your spouse's [IRA(s)/Keogh account(s)/IRA



and Keogh accounts]?

How much in total is in your partner's [IRA(s)/Keogh account(s)/IRAand Keogh accounts]?

Code amount0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs:

X3601^=1/no spouse or partner in PEU: X107^=1/no other

PEU members: X113^=1; person has no account: X3602^=1/X3612^=1/X3622^=1)

(#1): X3606 X3607 X3608 X3609 X7501 X6721(#2): X3616 X3617 X3618 X3619 X7502 X6722(#3): X3626 X3627 X3628 X3629 X7503

Please look at the Institutions Card. (Is this account/arethese accounts) with any of the institutions on theInstitutions Card, or from someplace else? (CODE ALL THATAPPLY.) (IF INSTITUTIONS CARD: Which institution(s)?) (IFSOMEPLACE ELSE: What type(s) of institution(s)?(INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW

INSTITUTION IS MENTIONED.)

1. Institution 12. Institution 23. Institution 34. Institution 45. Institution 56. Institution 6See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs:

X3601^=1/no spouse or partner in PEU: X107^=1/no otherPEU members: X113^=1; person has no account: X3602^=1/X3612^=1/X3622^=1; at least one institution field must

be filled out, but higher order fields may be inap.)

(#1): X9119 X9120 X9121 X9122 X9209 X9223(#2): X9123 X9124 X9125 X9126 X9210 X9224(#3): X9127 X9128 X9129 X9130 X9211

Recode: type of institution

See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs:

X3601^=1/no spouse or partner in PEU: X107^=1/no otherPEU members: X113^=1; person has no account: X3602^=1/X3612^=1/X3622^=1; at least one institution field mustbe filled out, but higher order fields may be inap.)

X3631 How is the money in (this/all of these) IRA and Keoghaccounts(s) invested? Is most of it in CDs or other bankaccounts, most of it in stocks, most of it in bonds orsimilar assets, or what?

How is the money in (all) your family's IRA and Keoghaccount(s) invested? Is most of it in CDs or other bankaccounts, most of it in stocks, most of it in bonds orsimilar assets, or what?



1. CDs/Bank accounts; "money market"2. Stock; "mutal funds"3. Bonds/Similar assets; T-Bills; treasury notes4. Combinations of 1, 2, & 3 ; "mixed"/"diversified" -- NFS5. Combiantion of 2 & 3 above6. Combination of 1 & 2 above

11. Universal life policy or other similar insurance product

12. Annuity13. Commodities14. Real estate/mortgages15. Limited partnership/other similar investment16. Brokerage account/cash management account (CMA)-7. Other0. Inap. (No IRA/Keogh accounts: X3601^=1)

-----------------------------------------------------------------------------MONEY MARKET ACCOUNTS-----------------------------------------------------------------------------X3701 Not including any accounts I have already recorded, do you

have any money market accounts?

Not including any accounts I have already recorded, do youor anyone in your family here have any money market accounts?

1. YES5. NO

X3702 Altogether, how many of these money market accounts do youhave?

Altogether, how many of these money market accounts do you

and your family living here have?

Code number of accounts0. Inap. (no money market accounts: X3701^=1)


*********************************************

X6696 Originally reported value of X3702 (see ingroduction)Code number of accounts0. Inap. (no money market accounts: X3701^=1)


*********************************************

-----------------------------------------------------------------------------#1 refers to the first money market account#2 refers to the second money market account#3 refers to the third money market account#4 refers to the remaining money market accounts-----------------------------------------------------------------------------X3703(#1) Does this account have check-writing privileges?X3708(#2)



X3713(#3) Does the largest account have check-writing privileges?

Does the next largest account have check-writing privileges?

1. YES5. NO0. Inap. (no money market accounts: X3701^=1/fewer than 2

accounts: X3702<2/fewer than 3 account: X3702<3/fewer

than 4 accounts: X3703<4)

X3704(#1) Is this a tax-free money market account?X3709(#2)X3714(#3) 1. YES

5. NO0. Inap. (no money market accounts: X3701^=1/fewer than 2

accounts: X3702<2/fewer than 3 account: X3702<3/fewerthan 4 accounts: X3703<4)

X3705(#1) Please look at the Institutions Card. Is this account withX3710(#2) any of the institutions on the Institutions Card, or from

X3715(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?)(IF SOMEPLACE ELSE: What type of institution is that?)(INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEWINSTITUTION IS MENTIONED.)

1. Institution 12. Institution 23. Institution 34. Institution 45. Institution 56. Institution 6See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (no money market accounts: X3701^=1/fewer than 2



0. Inap. (no money market accounts: X3701^=1/fewer than 2accounts: X3702<2/fewer than 3 account: X3702<3/fewerthan 4 accounts: X3703<4)

X3706(#1) How much is in this account?

X3711(#2)X3716(#3) Code amount

-1. Nothing0. Inap. (no money market accounts: X3701^=1/fewer than 2


X7613(#1) Is this a joint money market account, or is the account inX7615(#2) your name, in your husband's name, or something else?X7617(#3)



Is this a joint money market account, or is the account inyour name, in your wife's name, or something else?

Is this a joint money market account, or is the account inyour name, in your partner's name, or something else?

Is this money market account in your name or something else?

Is this a joint money market account, or is the account inyour name?

1. Joint account2. R's account3. Spouse's/partner's account4. Other family member's account5. Child only6. Child and respondent or spouse7. Other relative8. Other relative with respondent or spouse9. Unrelated person, NFS

10. Unrelated person with respondent or spouse

50. Trust account51. Personal business account-7. Other0. Inap. (no money market accounts: X3701^=1/fewer than 2

accounts: X3702<2/fewer than 3 account: X3702<3/fewerthan 4 accounts: X3703<4; R lives alone: X101=1)

X3718(#4) How much is in all your remaining money market accounts?

How much is in all your family's remaining money marketaccounts?

Code amount-1. Nothing0. Inap. (no money market accounts: X3701^=1; fewer than 4

accounts: X3702<4)


Code amount0. Inap. (no money market accounts: X3701^=1; did not


-----------------------------------------------------------------------------CERTIFICATES OF DEPOSIT-----------------------------------------------------------------------------X3719 Not including CDs that are part of IRAs or Keoghs, do you

have any CDs or certificates of deposit at financialinstitutions?

Not including CDs that are part of IRAs or Keoghs, do youor anyone in your family here have any CDs or certificatesof deposit at financial institutions?



(IF R ASKS: CDs ARE CERTIFICATES HELD FOR A SET PERIOD OFTIME THAT MUST BE CASHED OR RENEWED AT THE MATURITY DATE.)

1. YES5. NO

X3720 Altogether, how many such CDs do you have?

Altogether, how many such CDs do you and your family livinghere have?

Code number0. Inap. (no certificates of deposit: X3719^=1)


*********************************************

X3721 What is the total dollar value of all these CDs?

What is the total dollar value of this CD?

Code amount0. Inap. (no certificates of deposit: X3719^=1)

X3722 X3723 X3724 X3725 X7618 X6654 X6655(Please look the at Institutions Card.) Is this CD with anyof the institutions on the Institutions Card, or fromsomeplace else? (CODE ALL THAT APPLY) (IF INSTITUTIONSCARD: Which institution?) (IF SOMEPLACE ELSE: What typeof institution?) (INTERVIEWER: CHECK INSTITUTIONS CARD AND

UPDATE IF A NEW INSTITUTION IS MENTIONED.)

(Please look the at Institutions Card.) Are these CDs withany of the institutions on the Institutions Card, or fromsomeplace else? (CODE ALL THAT APPLY) (IF INSTITUTIONSCARD: Which institutions?) (IF SOMEPLACE ELSE: Whattypes of institutions?) (INTERVIEWER: CHECK INSTITUTIONSCARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.)


5. Institution 56. Institution 6See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (no certificates of deposit: X3719^=1; if there

are any CDs, the first field must be non-zero, buthigher order fields may be inap.)

X9134 X9135 X9136 X9137 X9214 X9217 X9218Recode: type of institutionSee MASTER INSTITIUTION LIST for other codes (See X308)



0. Inap. (no certificates of deposit: X3719^=1; if thereare any CDs, the first field must be non-zero, buthigher order fields may be inap.)

X7620 Is this CD held jointly, or is it in your name, in yourhusband's name, or something else?

Is this CD held jointly, or is it in your name, in yourwife's name, or something else?

Is this CD held jointly, or is it in your name, in yourpartner's name, or something else?

Is this CD in your name or something else?

Is this CD held jointly, or is it in your name?

Is most of the money in these CDs held jointly, or is mostof it in your name, in your husband's name, or something else?

Is most of the money in these CDs held jointly, or is mostof it in your name, in your wife's name, or something else?

Is most of the money in these CDs held jointly, or is mostof it in your name, in your partner's name, or something else?

Is most of the money in these CDs in your name or something else?

Is most of the money in these CDs held jointly, or is mostof it in your name?

1. Joint account2. R's account

3. Spouse's/partner's account4. Other family member's account5. Child only6. Child and respondent or spouse7. Other relative8. Other relative with respondent or spouse9. Unrelated person, NFS

10. Unrelated person with respondent or spouse11. Equal amounts in R/spouse names50. Trust account51. Personal business account-7. Other0. Inap. (no certificates of deposit: X3719^=1; R lives

alone: X101=1)

-----------------------------------------------------------------------------SAVINGS ACCOUNTS-----------------------------------------------------------------------------X3801 Do you have any other accounts at banks, savings and loan

associations, or credit unions? These could be passbookaccounts, share accounts, Christmas Club accounts, or anyother type of savings account.



Do you or anyone in your family living here have any otheraccounts at banks, savings and loan associations, or creditunions? These could be passbook accounts, share accounts,Christmas Club accounts, or any other type of savings account.

1. YES5. NO

X3802 How many such accounts do you have?

How many such accounts do you and your family living herehave?

Code number of accounts0. Inap. (no savings accoutnsL X3801^=1)


********************************************


Code number of accounts0. Inap. (no savings accounts: X3801^=1)


********************************************

-----------------------------------------------------------------------------#1 refers to the first savings account#2 refers to the second savings account#3 refers to the third savings account

#4 refers to the fourth savings account#5 refers to the fifth savings account#6 refers to the remaining savings accounts-----------------------------------------------------------------------------X3803(#1) Please look at the Institutions Card. Is this account withX3806(#2) any of the institutions on the Institutions Card, or fromX3809(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?)X3812(#4) (IF SOMEPLACE ELSE: What type of institution is that?)X3815(#5) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE IF A

NEW INSTITUTION IS MENTIONED.)

Please look at the Institutions Card. Is the largestaccount with any of the institutions on the Institutions

Card, or from someplace else? (IF INSTITUTIONS CARD: Whichinstitution?) (IF SOMEPLACE ELSE: What type of institutionis that?) (INTERVIEWER: CHECK THE INSTITUTIONS CARD ANDUPDATE IF A NEW INSTITUTION IS MENTIONED.)

Please look at the Institutions Card. Is the next largestaccount with any of the institutions on the InstitutionsCard, or from someplace else? (IF INSTITUTIONS CARD: Whichinstitution?) (IF SOMEPLACE ELSE: What type of institutionis that?) (INTERVIEWER: CHECK THE INSTITUTIONS CARD ANDUPDATE IF A NEW INSTITUTION IS MENTIONED.)



1. Institution 12. Institution 23. Institution 34. Institution 45. Institution 56. Institution 6See MASTER INSTITIUTION LIST for other codes (See X308)

0. Inap. (no savings accounts: X3801^=1/fewer than 2accounts: X3802<2/fewer than 3 account: X3802<3/fewerthan 4 accounts: X3802<4/fewer than 5 accounts: X3802<5)

X9138(#1) Recode: type of institutionX9139(#2)X9140(#3) See MASTER INSTITIUTION LIST for other codes (See X308)X9141(#4) 0. Inap. (no savings accounts: X3801^=1/fewer than 2X9142(#5) accounts: X3802<2/fewer than 3 account: X3802<3/fewer

than 4 accounts: X3802<4/fewer than 5 accounts: X3802<5)

X3804(#1) How much is in this account?

X3807(#2)X3810(#3) Code amountX3813(#4) -1. NothingX3816(#5) 0. Inap. (no savings accounts: X3801^=1/fewer than 2

accounts: X3802<2/fewer than 3 account: X3802<3/fewerthan 4 accounts: X3802<4/fewer than 5 accounts: X3802<5)

***Many unresolved -7's as no verbatim responses were recordedX7622(#1) Is this a joint savings account, or is the account in yourX7624(#2) name, in your husband's name, or something else?X7626(#3)X7628(#4) Is this a joint savings account, or is the account in your

X7630(#5) name, in your wife's name, or something else?

Is this a joint savings account, or is the account in yourname, in your partner's name, or something else?

Is this savings account in your name or something else?

Is this a joint savings account, or is the account in yourname?

1. Joint account2. R's account3. Spouse's/partner's account

4. Other family member's account5. Child only6. Child and respondent or spouse7. Other relative8. Other relative with respondent or spouse9. Unrelated person, NFS

10. Unrelated person with respondent or spouse50. Trust account51. Personal business account-7. Other0. Inap. (no savings accounts: X3801^=1/fewer than 2



accounts: X3802<2/fewer than 3 account: X3802<3/fewerthan 4 accounts: X3802<4/fewer than 5 accounts: X3802<5)

NOTE: program error on this question resulted in failure tocapture verbatim responses to "other."

X3818(#6) How much is in all your remaining savings accounts? (Whatwas the average over the last month?)

How much is in all your family's remaining savingsaccounts? (What was the average over the last month?)

Code amount-1. Nothing0. Inap. (no savings accounts: X3801^=1; fewer than 6

accounts: X3802<6)


Code amount0. Inap. (no savings accounts: X3801^=1; did not


-----------------------------------------------------------------------------MUTUAL FUNDS-----------------------------------------------------------------------------X3819 Not including any pension-type, thrift-saving, 401K, or

IRA/Keogh plans,

do you have any shares in mutual funds?

do you or anyone in your family here have any shares inmutual funds?

1. YES5. NO

X3821 I need to know what types of mutual funds you have. Do youhave. . .Stock Funds?

1. YES5. NO

0. Inap. (no mutual funds: X3819^=1)

X3822 What is the total market value of all of the Stock Fundsthat you have?

What is the total market value of all of the Stock Fundsthat you and your family living here have?

Code amount0. Inap. (no mutual funds: X3819^=1; no stock funds: X3821^=1)



X3823 Do you have. . .Tax-Free Bond Funds?

1. YES5. NO0. Inap. (no mutual funds: X3819^=1)

X3824 What is the total market value of all of the Tax-Free BondFunds that you have?

What is the total market value of all of the Tax-Free BondFunds that you and your family living here have?

Code amount0. Inap. (no mutual funds: X3819^=1; no tax-free bond

funds: X3823^=1)

X3825 Do you have. . .Government or Government backed Bond Funds?


X3826 What is the total market value of all of the Government orGovernment backed Bond Funds that you have?

What is the total market value of all of the Government orGovernment backed bond funds that you and your family

living here have?

Code amount0. Inap. (no mutual funds: X3819^=1; no government or

government backed bond funds: X3825^=1)

X3827 Do you have. . .Other Bond Funds?


X3828 What is the total market value of all of the Other Bond Fundsthat you have?

What is the total market value of all of the Other Bond Fundsthat you and your family living here have?

Code amount0. Inap. (no mutual funds: X3819^=1; no other bond

funds: X3827^=1)



X3829 Do you have. . .Combination funds or any other mutual funds?

1. YES5. NO

0. Inap. (no mutual funds: X3819^=1)

X3830 What is the total market value of all of the Combinationfunds or any other mutual funds that you have?

What is the total market value of all of the Combinationfunds or any other mutual funds that you and your familyliving here have?

Code amount0. Inap. (no mutual funds: X3819^=1; no combination or

other types of mutual funds: X3829^=1)

If the R reported having a mutual fund (X3819=1) , but answered NO tohaving all types (X3821=5, X3823=5, X3825=5, X3827=5, and X3829=5),the the CAPI program asked what type of fund the R had and requestedthe total amount in mutual funds; based on the information provided,these funds were reclassified. If the R gave a missing value responseto the value of all types of mutual funds that R reported having (J3821<90and J3822>91, J3823<90 and J3824>91, J3825<90 and J3826>91, J3827<90and J3828>91, and J3829<90 and J3830>91) then the total amount wasasked. As in the cases where R broke off before completing a grid,this total amount was used as a constraint in the imputation of theindividual components.

X6704 What is the total market value of all of the mutual fundsthat you have?

What is the total market value of all of the mutual fundsthat you and your family living here have?

Code amount0. Inap. (no mutual funds: X3819^=1; R either provided

nonmissing responses for at least one of the relevantamounts for applicable types)

X3820 In how many different mutual funds do you own shares?

In how many different mutual funds does your family ownshares?

(INTERVIEWER: WE WANT THE NUMBER OF FUNDS, NOT THE NUMBEROF FUND MANAGEMENT COMPANIES.)

Code number of plans0. Inap. (no mutual funds: X3819^=1)




********************************************

X3831 Overall has there been a gain or loss in the value of allthese mutual fund shares since you obtained them?

Overall has there been a gain or loss in the value of allthese mutual fund shares since you or someone in your

family here obtained them?

1. Gain3. Neither gain nor loss5. Loss0. Inap. (no mutual funds: X3819^=1)

How much have they gained in value since they were obtained?

X3832 Code percent gain * 100-2. Virtually all0. Inap. (no mutual funds: X3819^=1; no gain: X3831^=1)

X3833 Code amount-2. Virtually all0. Inap. (no mutual funds: X3819^=1; no gain: X3831^=1)

How much have they lost in value since they were obtained?

X3834 Code percent * 100-2. Virtually all0. Inap. (no mutual funds: X3819^=1; no loss: X3831^=5)

X3835 Code amount

-2. Virtually all0. Inap. (no mutual funds: X3819^=1; no loss: X3831^=5)

-----------------------------------------------------------------------------SAVINGS BONDS-----------------------------------------------------------------------------X3901 Do you have any U.S. government savings bonds? (THESE MAY

BE CALLED SERIES EE OR HH. ONE WAY THEY CAN BE PURCHASEDIS BY PAYROLL DEDUCTION.)

Do you or anyone in your family here have anyU.S. government savings bonds? (THESE MAY BE CALLED SERIES

EE OR HH. ONE WAY THEY CAN BE PURCHASED IS BY PAYROLL DEDUCTION.)

1. YES5. NO

X3902 What is the total face value of all the savings bonds that you

have?

and your family have?



Code amount0. Inap. (no savings bonds: X3901^=1)

-----------------------------------------------------------------------------BONDS OTHER THAN SAVINGS BONDS-----------------------------------------------------------------------------

X3903 Not including any bonds or bills held in pension accountsor trusts, or in accounts I have already recorded, do youhave any other corporate, municipal, government, or othertype of bonds or bills?

Not including any bonds or bills held in pension accountsor trusts, or in accounts I have already recorded, do youor anyone here have any other corporate, municipal,government, or other type of bonds or bills?

1. YES5. NO

X3905 I need to know what types of bonds or bills you have. Doyou have. . .Mortgage-backed bonds such as those from "Ginnie-Mae","Fannie-Mae" or "Freddie-Mac"?

1. YES5. NO0. Inap. (no bonds: X3903^=1)

X3906 What is the face value of all of the Mortgage-backed bondsthat you have?

What is the face value of all of the Mortgage-backed bondsthat you and your family living here have?

Code amount0. Inap. (no bonds: X3903^=1; no mortgage backed bonds:

X3905^=1)

X7635 What is the total market value?

Code amount0. Inap. (no bonds: X3903^=1; no mortgage backed bonds:

X3905^=1)

X3907 Do you have. . .U.S. Government bonds or Treasury bills?




X3908 What is the face value of all of the U.S. Government bondsor Treasury bills that you have?

What is the face value of all of the U.S. Government bondsor Treasury bills that you and your family living here have?

Code amount0. Inap. (no bonds: X3903^=1; no govenment bonds or bills:

X3907^=1)


Code amount0. Inap. (no bonds: X3903^=1; no govenment bonds or bills:

X3907^=1)

X3909 Do you have. . .State or municipal bonds, or other taxfree bonds?


X3910 What is the face value of all of the State or municipalbonds, or other taxfree bonds that you have?

What is the face value of all of the State or municipalbonds, or other taxfree bonds that you and your familyliving here have?

Code amount

0. Inap. (no bonds: X3903^=1; no taxfree bonds: X3909^=1)


Code amount0. Inap. (no bonds: X3903^=1; no taxfree bonds: X3909^=1)

X7631 Do you have. . .Foreign bonds?

1. YES

5. NO0. Inap. (no bonds: X3903^=1)

X7633 What is the face value of all of the Foreign bondsthat you have?

What is the face value of all of the Foreign bondsthat you and your family living here have?

Code amount



0. Inap. (no bonds: X3903^=1; no foreign bonds: X7631^=1)


Code amount0. Inap. (no bonds: X3903^=1; no foreign bonds: X7631^=1)

X7632 Do you have. . .Corporate or any other type of bonds?


X7634 What is the face value of all of the Corporate or any othertype of bonds that you have?

What is the face value of all of the Corporate or any other

type of bonds that you and your family living here have?

Code amount0. Inap. (no bonds: X3903^=1; no corporate bonds: X7632^=1)


Code amount0. Inap. (no bonds: X3903^=1; no corporate bonds: X7632^=1)

If the R reported having some type of bonds (X3903=1) , but answered NO

to having all types (X3905=5, X3907=5, X3909=5, X7631=5, and X7632=5),the the CAPI program asked what type of bond the R had and requestedthe total face and market value of all bonds; based on theinformation provided, these bonds were reclassified. If the R gave amissing value response to the face value of all types of bonds that Rreported having (J3905<90 and J3906>91, J3907<90 and J3908>91,J3909<90 and J3910>91, J7631<90 and J7633>91, and J7632<90 andJ7634>91) then the total face value was asked. As in the cases whereR broke off before completing a grid, this total amount was used as aconstraint in the imputation of the individual components.X6705 What is the face value of all of the bonds that you have?

What is the face value of all of the bonds that you and your

family living here have?

Code amount0. Inap. (no bonds: X3903^=1; R either provided


If the R reported having some type of bonds (X3903=1) , but answered NOto having all types (X3905=5, X3907=5, X3909=5, X7631=5, and X7632=5),the the CAPI program asked what type of bond the R had and requested



the total face and market value of all bonds; based on theinformation provided, these bonds were reclassified. If the R gave amissing value response to the market value of all types of bonds that Rreported having (J3905<90 and J7635>91, J3907<90 and J7636>91,J3909<90 and J7637>91, J7631<90 and J7638>91, and J7632<90 andJ7639>91) then the total market value was asked. As in the cases whereR broke off before completing a grid, this total amount was used as aconstraint in the imputation of the individual components.


Code amount0. Inap. (no bonds: X3903^=1; R either provided


X3904 How many different bonds or bills do you own?

How many different bonds or bills do you or your family own?

Code number

0. Inap. (no bonds: X3903^=1)*********************************************FOR THE PUBLIC DATASET, TOP-CODED AT 150

*********************************************

-----------------------------------------------------------------------------PUBLICLY TRADED STOCK-----------------------------------------------------------------------------X3913 Not including any stock held through mutual funds, pension

accounts or trusts, or in accounts or businesses that Ihave already recorded, do you own any stock which ispublicly traded?

Not including any stock held through mutual funds, pensionaccounts or trusts, or in accounts or businesses that Ihave already recorded, do you or anyone in your familyliving here own any stock which is publicly traded?

1. YES5. NO

X3914 In how many different companies do you own stock?

In how many different companies do you or your family

living here own stock?

Code number0. Inap. (no stocks: X3913^=1)


*********************************************

X3915 What is the total market value of this stock?



Code amount0. Inap. (no stocks: X3913^=1)

X3921 Of your publicly-traded stock, is any of it stock in acompany where you work or have worked?

Of your family's publicly-traded stock, is any of it stock

in a company where you or anyone in your family living herework or have worked?

1. YES5. NO0. Inap. (no stocks: X3913^=1)

X7191 Is this stock included in the totals you gave before?

1. YES3. NO initially, but fixed in editing YES0. Inap. (no stocks: X3913^=1; no stock in company where

work: X3921^=1)

X3922 What is the total market value of your stock in the company?

Code amount0. Inap. (no stocks: X3913^=1; no stock in company where

work: X3921^=1)

X7640 Of your stock, is any of it stock in a companyheadquartered outside of the United States?

Of your family's stock, is any of it stock in a companyheadquartered outside of the United States?

1. YES4. Yes, but included with company stock5. NO0. Inap. (no stocks: X3913^=1)

X7192 Is this stock included in the totals you gave before?

1. YES3. NO initially, but fixed in editing YES

0. Inap. (no stocks: X3913^=1; no foreign stock: X7640^=1)

X7641 What is the total market value in dollars of this stock?

Code amount0. Inap. (no stocks: X3913^=1; no foreign stock: X7640^=1)

X3916 Overall has there been a gain or loss in the value of thisstock since you obtained it?



Overall has there been a gain or loss in the value of allof your family's stock since you or someone in your familyhere obtained it?1. Gain3. Neither gain nor loss5. Loss0. Inap. (no stocks: X3913^=1)

How much has it gained in value since it was obtained?

X3917 Code percent * 100-2. Virtually all0. Inap. (no stocks: X3913^=1; no gain: X3916^=1)

X3918 Code amount-2. Virtually all0. Inap. (no stocks: X3913^=1; no gain: X3916^=1)

How much has it lost in value since it was obtained?

X3919 Code percent * 100-2. Virtually all0. Inap. (no stocks: X3913^=1; no loss: X3916^=5)

X3920 Code amount-2. Virtually all0. Inap. (no stocks: X3913^=1; no loss: X3916^=5)

-----------------------------------------------------------------------------BROKERAGE ACCOUNTS

-----------------------------------------------------------------------------X3923 Do you have a brokerage account for the purchase or sale of

stocks and other securities?

Do you or anyone in your family here have a brokerageaccount for the purchase or sale of stocks and other securities?

1. YES5. NO

X3924 X3925 X3926 X3927 X7642 X6668 X6669Please look at the Institutions Card. (Is this/Are these)

account(s) with any of the institutions on the InstitutionsCard, or from someplace else? (CODE ALL THAT APPLY.) (IFINSTITUTIONS CARD: Which institution(s)?) (IF SOMEPLACEELSE: What type(s) of institution(s)?) (INTERVIEWER: CHECKINSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.)

1. Institution 12. Institution 23. Institution 34. Institution 45. Institution 5



6. Institution 6See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (no brokerage account: X3923^=1)

X9143 X9144 X9145 X9146 X9212 X9219 X9220Recode: type of institution

See MASTER INSTITIUTION LIST for other codes (See X308)

0. Inap. (no brokerage account: X3923^=1)

Over the past year, about how many times did you buy orsell stocks or other securities through a broker?

Over the past year, about how many times did you or anyonein your family living here buy or sell stocks or othersecurities through a broker?

X3928 Code number-1. None0. Inap. (no brokerage account: X3923^=1)


*********************************************

X7193 Code frequency1. DAILY2. WEEKLY3. Biweekly4. MONTHLY5. QUARTERLY6. YEARLY8. In total

11. Twice per year; every six months12. Bimonthly18. Hour22. Varies25. Over 2 years-1. None-7. OTHER0. Inap. (no brokerage account: X3923^=1)

X3929 Not including any accounts you've told me about, do youhave a "cash" or "call money" account at a stock brokerage?

Not including any accounts you've told me about, do you oranyone in your family living here have a "cash" or "callmoney" account at a stock brokerage?

(IF R ASKS: CASH OR CALL MONEY ACCOUNTS HOLD MONEY RECEIVEDFROM THE SALE OF STOCK UNTIL THE MONEY IS REINVESTED.)

1. YES5. NO0. Inap. (no brokerage account: X3923^=1)



X3930 What is the total dollar value of all the cash or callmoney accounts

that you have?

that you and your family living here have?

Code amount-1. Nothing0. Inap. (no brokerage account: X3923^=1; no call

account: X3929^=1)

X3931 Other than loans you have already told me about, do youhave any margin loans at a stock brokerage?

Other than loans you have already told me about, do you oranyone in your family living here have any margin loans ata stock brokerage?

1. YES5. NO0. Inap. (no brokerage account: X3923^=1)

X7194 Did you tell me about this loan earlier?

1. YES4. originaly reported YES, but no apparent match in data5. NO6. originally reported YES, partially recorded earlier0. Inap. (no brokerage account: X3923^=1; no margin loan:

X3931^=1)

X7195 Which loan was that?

1. Credit Card2. 1st Mortgage3. 2nd Mortgage4. Home Equity Loan5. Line of Credit6. Other Real Estate Loan7. Other --> -78. vehicle loan9. education loan

10. other "section I" loan12. remodeling loan13. More than one mortgage on principal residence14. Combination of line of credit and other real estate loan0. Inap. (no brokerage account: X3923^=1; no margin loan:

X3931^=1; not reported earlier: X7194^=1 or 6)

X3932 Altogether, what is the current balance on these margin loans?

Code amount



0. Inap. (no brokerage account: X3923^=1; no margin loan:X3931^=1)

-----------------------------------------------------------------------------TRUSTS, ANNUITIES, AND MANAGED INVESTMENT ACCOUNTS-----------------------------------------------------------------------------X3933 Not including pension-type accounts, or any assets that I

have already recorded, do you receive income from or haveassets in a trust, annuity, or managed investment accountthat you have not already told me about?

Not including pension-type accounts, or any assets that Ihave already recorded, do you or anyone in your family herereceive income from or have assets in a trust, annuity, ormanaged investment account that you have not already toldme about?

1. YES5. NO

What are these; are they legal trusts, annuities, ormanaged investment accounts? (CODE ALL THAT APPLY)

X3934 TRUSTSX3935 ANNUITIESX3936 MANAGED INVESTMENT ACCOUNTSX3937 OTHER


10. Charitable remainder trust: does not includedonor-advised funds where R has surrendered all benefit

from the asset (X3937 only)0. Inap. (no trusts, annuites or MIAs: X3933^=1)

*********************************************FOR THE PUBLIC DATASET, CHARITABLEREMAINDER TRUSTS ARE INCLUDED IN X3934

*********************************************

X3938 Are any of these set up so that you are legally entitledonly to the income and do not have an equity interest?

Are any of these set up so that you or your family livinghere are legally entitled only to the income and do not

have an equity interest?

1. YES5. NO0. Inap. (no trusts, annuites or MIAs: X3933^=1)

X3939 How much income did you receive from these income-onlytrusts, annuities, or accounts in 1994?

How much income did your family living here receive from



these income-only trusts, annuities, or accounts in 1994?

Code amount0. Inap. (no trusts, annuites or MIAs: X3933^=1; no

income-only trusts: X3938^=1)

X3940 Do you also have annuities, trusts, or managed investment

accounts in which you have an equity interest?

Do you or your family living here also have annuities,trusts, or managed investment accounts in which you or yourfamily have an equity interest?

1. YES5. NO0. Inap. (no trusts, annuites or MIAs: X3933^=1; no

income-only trusts: X3938^=1)

X3942 What is the total dollar amount of your interest in these

accounts?

What is the total dollar amount of your family's interestin these accounts?

What is the total dollar value of your interest in allannuities, trusts, or managed investment accounts?

What is the total dollar value of your family's interest inall annuities, trusts, or managed investment accounts?

Code amount0. Inap. (no trusts, annuites or MIAs: X3933^=1;

income-only trusts but no equity interest: X3938=1and X3940=5)

X3943 X3944 X3945 X3946 X7643Who manages your trusts, annuities, or investmentaccounts,--is it any of the institutions on theInstitutions Card, or are they managed by someone else?(CODE ALL THAT APPLY.)

Who manages your family's trusts, annuities, or investmentaccounts,--is it any of the institutions on theInstitutions Card, or are they managed by someone else?

(CODE ALL THAT APPLY.) (IF INSTITUTIONS CARD: Whichinstitution(s)?) (IF SOMEPLACE ELSE: What type ofinstitution(s) or who manages them?) (INTERVIEWER: CHECKINSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.)




See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (no trusts, annuites or MIAs: X3933^=1)

X9147 X9148 X9149 X9150 X9213Recode: type of institution

See MASTER INSTITIUTION LIST for other codes (See X308)0. Inap. (no trusts, annuites or MIAs: X3933^=1)

X3947 How is the money in these trusts and managed accountsinvested? Is most of it in stocks, most of it in bonds orother interest-earning assets, or what?

1. Stocks; "mutual fund" (except money market)2. Bonds/Interest/CDs/Money Market3. Real estate5. Combination of 1 & 2; mutual funds and CD's6. "Mixed"; "diversified"7. Life insurance; fixed contract; annuities8. Tangible assets other than real estate

9. Intangible assets, N.E.C.-7. Other

-----------------------------------------------------------------------------LIFE INSURANCE-----------------------------------------------------------------------------X4001 Do you have any life insurance? Please include individual

and group policies, but not accident insurance.

Do you or anyone in your family living here have any lifeinsurance? Please include individual and group policies,but not accident insurance.

1. YES5. NO

X4002 The two major types of life insurance are term andcash-value policies. Term policies pay a benefit if theinsured person dies, but otherwise have no value. They areoften provided through an employer or union, but may alsobe bought by individuals. Cash-value policies also pay adeath benefit, but differ in that they build up a value aspremimums are paid. Other names for types of cash valuepolicies are "whole life" and "universal life."

Are any of your policies individual term insurance?

Are any of your family's policies individual term insurance?

1. YES5. NO0. Inap. (no life insurance: X4001^=1)

X4003 What is the current face value of all the term life



policies that you have?

What is the current face value of all the term lifepolicies that you and your family living here have?

(THE FACE VALUE OF A POLICY IS WHAT THE POLICY WOULD PAY INTHE EVENT OF DEATH)

Code amount0. Inap. (no life insurance: X4001^=1; no term insurance:

X4002^=1)

X4004 Do you have any policies that build up a cash value or thatyou can borrow on? (IF R ASKS: THESE ARE SOMETIMES CALLED"WHOLE LIFE" OR "STRAIGHT LIFE".)

1. YES5. NO0. Inap. (no life insurance: X4001^=1)

X4005 What is the current face value of all of the policies thatbuild up a cash value that you have? (THE FACE VALUE OF APOLICY IS WHAT THE POLICY WOULD PAY IN THE EVENT OF DEATH.)

What is the current face value of all of the policies thatbuild up a cash value that you and your family living herehave? (THE FACE VALUE OF A POLICY IS WHAT THE POLICY WOULDPAY IN THE EVENT OF DEATH.)

Code amount0. Inap. (no life insurance: X4001^=1; no cash value

insurance: X4004^=1)

X4006 What is the total cash value of these policies? (THE CASHVALUE OF A POLICY IS WHAT THE INSURANCE COMPANY WOULD PAYIF THE POLICY WERE SURRENDERED BEFORE DEATH.)

Code amount-1. Nothing0. Inap. (no life insurance: X4001^=1; no cash value


X4007 Are you borrowing against these policies?

Are you or your family borrowing against these policies?

1. YES5. NO0. Inap. (no life insurance: X4001^=1; no cash value

insurance: X4004^=1; cash value=0; X4006=-1)

X4008 Is the cash value you just gave me the net cash value, thatis the total cash value minus the loan, or is it the grosscash value?



1. Net2. Gross3. Originally reported net, but edited gross0. Inap. (no life insurance: X4001^=1; no cash value

insurance: X4004^=1; not borrowing on policy:X4007^=1; cash value=0: X4006=-1)

X4009 Did I record these loans earlier in the interview?

1. YES5. NO0. Inap. (no life insurance: X4001^=1; no cash value


X7645 Where did you tell me about these loans?

1. Credit Card

2. 1st Mortgage3. 2nd Mortgage4. Home Equity Loan5. Line of Credit6. Other Real Estate Loan

-7. Other0. Inap. (no life insurance: X4001^=1; no cash value

insurance: X4004^=1; not borrowing on policy:X4007^=1; cash value=0: X4006=-1; loan not reportedearlier: X4009^=1)


******************************************

X8175 Recode: Link code for loan mentioned earlier

1. X4152. X4163. X7174. X4185. X75006. X66487. X66498. X67209. X817

10. X917

11. X101712. X104613. X111214. X112315. X113416. X121717. X172818. X182819. X192820. X222021. X2320



22. X242023. X717124. X252125. X262126. X782327. X784628. X786929. X7923

30. X794631. X796932. X272533. X274234. X282535. X284236. X292537. X29420. Inap. (no life insurance: X4001^=1; no cash value

insurance: X4004^=1; not borrowing on policy:X4007^=1; cash value=0: X4006=-1; loan not reportedearlier: X4009^=1)

X4010 How much is currently borrowed?

Code amount0. Inap. (no life insurance: X4001^=1; no cash value


X4011 Typically how much are the payments on these loans?


-2. No typical payment0. Inap. (no life insurance: X4001^=1; no cash value


X4012 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDAnd how often is that amount paid?

Code frequency2. Week3. Biweekly4. Month5. Quarter

6. Year8. Lump sum/one payment only

11. Twice per year12. Bimonthly-1. Nothing-2. No regular payment-7. Other0. Inap. (no life insurance: X4001^=1; no cash value




X4013 What is the current annual rate of interest being charged onthese loans?

Code percent * 100-1. Nothing0. Inap. (no life insurance: X4001^=1; no cash value

insurance: X4004^=1; not borrowing on policy:

X4007^=1; cash value=0: X4006=-1)

X4014 How much are the premiums for these policies that build upa cash value?

Code amount-1. Nothing-2. No typical payment0. Inap. (no life insurance: X4001^=1; no cash value


X4015 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED.

And how often is that amount paid?


11. Twice per year12. Bimonthly21. Policy paid up-1. Nothing-2. No typical payment

-7. Other0. Inap. (no life insurance: X4001^=1; no cash value


If R reported having life insurance (X4001=1), but reports no terminsurance (X4002=5) and no whole life insurance (X4004=5), then theCAPI program asked R the total face value of all types of lifeinsurance. R might also have reported having term insurance, DKwhether other insurance is whole life but still know the face value orthe remaining insurance. If an amount was provided, it was used as aconstraint on the imputation of the face value of term/cash valueinsurance.

X4016 Other than this term insurance, what is the current facevalue of all the life insurance you own?

What is the current face value of all the life insuranceyou own?

Other than this term insurance, what is the current facevalue of all the life insurance you and your family livinghere own?

What is the current face value of all the life insurance



#1 refers to the first misc. asset#2 refers to the second misc. asset#3 refers to the third misc. asset-----------------------------------------------------------------------------X4020(#1) About the most valuable of these ..X4024(#2) What kind of asset is it?X4028(#3)

1. Gold

2. Silver (incl. silverware)3. Other metals or metals NA type

10. Jewelry; gem stones (incl. antique)11. Cars (antique or classic)12. Antiques; furniture13. Art objects; paintings, sculpture, textile art,

ceramic art, photographs14. (Rare) books15. Coin collections16. Stamp collections17. Guns18. Real estate (exc. cemetery)19. Cemetery plots

20. China; figurines; crystal/glassware21. Musical instruments22. Livestock; horses; crops23. Oriental rugs24. Furs25. Other collections, incl. baseball cards, records, wine61. Loans to friends/relatives62. Other loans/debts owed to R63. Cash, n.e.c.64. Future proceeds from a lawsuit65. Future proceeds from an estate66. Deferred compensation71. Oil/gas/mineral leases or investments

72. (Commodity) futures contracts73. Royalties74. Non-publicly traded stock75. Computer76. Equipment/tools, NEC77. Future lottery/prize receipts78. Association or exchange membership79. Other obligations to R; tax credits-7. Other0. Inap. (no misc. assets: X4019^=1; no further misc.

assets)******************************************************

FOR THE PUBLIC DATASET, CODES 14 AND 23 ARE

COMBINED WITH 12; CODE 61 IS COMBINED WITH 62;CODE 65 IS COMBINED WITH 64; CODE 72 HAS BEENCOMBINED WITH CODE 71; CODES 77 AND 79 HAVE BEENCOMBINED WITH -7.

******************************************************

X4022(#1) What is the total dollar value that you have inX4026(#2) this asset?X4030(#3)

What is the total dollar value that you and your family



living here have in this asset?

Code amount0. Inap. (no misc. assets: X4019^=1/no second asset:

X4023^=1/no third asset: X4027^=1)

X4023(#2) Do you have any other such substantial assets?

X4027(#3)1. YES5. NO0. Inap. (no misc. assets: X4019^=1/no third asset:

X4027^=1)******************************************


X4031 Do you owe any other money not recorded earlier? (WE DONOT WANT TO INCLUDE LOANS BETWEEN FINANCIALLY DEPENDENTFAMILY MEMBERS.)

Do you or anyone in your family living here owe any othermoney not recorded earlier? (WE DO NOT WANT TO INCLUDELOANS BETWEEN FINANCIALLY DEPENDENT FAMILY MEMBERS.)

1. YES5. NO

X4032 How much is owed?

Code amount0. Inap. (no misc. debts: X4031^=1)

-----------------------------------------------------------------------------ACCOUNTS IN FOREIGN CURRENCY-----------------------------------------------------------------------------X7647 Thinking about all the accounts we have talked about, are

any of the accounts you have told me about held in somecurrency other than U.S. dollars?

1. YES5. NO

-----------------------------------------------------------------------------

-----------------------------------------------------------------------------CURRENT MAIN JOB OF HEAD AND SPOUSE/PARTNER----------------------------------------------------------------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------#1 refers to current job information for head#2 refers to current job information for spouse/partner-----------------------------------------------------------------------------X7196(#1) INTERVIEWER: IF SPOUSE/PARTNER IS PRESENT, TRY TO OBTAINX7263(#2) EMPLOYMENT INFORMATION FROM (HIM/HER) DIRECTLY.



10. October11. November12. December0. Inap. (not laid off: X6670-X6677^=2/X6678-X6685^=2;/

no spouse)******************************************


X4103(#1) Code year (4 digits)X4703(#2) 0. Inap. (not laid off: X6670-X6677^=2/X6678-X6685^=2;/

no spouse)

When did (you/your spouse/partner) become disabled?

When did (you/your spouse/partner) retire?

X4104(#1) Code year (4 digits)X4704(#2) 0. Inap. (not retired or disabled: X6670-X6677^=6 or 7/

X6678-X6685^=6 or 7;/no spouse)

X7197(#1) Code ageX7264(#2) 0. Inap. (not retired or disabled: X6670-X6677^=6 or 7/

X6678-X6685^=6 or 7;/no spouse)

X7198(#1) Code mumber of years pastX7265(#2) -1. 1995

0. Inap. (not retired or disabled: X6670-X6677^=6 or 7/X6678-X6685^=6 or 7;/no spouse)

X4105(#1) (Are you/Is [he/she]) doing any work for pay at the presentX4705(#2) time?

1. YES5. NO0. Inap. (any work status working or laid off but not

expecting to go back: X6670-X6677=1 or X6670-X6677=2and X4101=5/X6678-X6685=1 or X6678-X6685=2 andX4701=5;/no spouse)

X4100(#1) Recode: current work statusX4700(#2)

11. Worker only12. Worker + disabled13. Worker + retired

14. Worker + student15. Worker + homemaker16. Worker + unemployed/looking for work17. Worker + temporarily laid off20. Temporarily laid off only21. Temporarily laid off--does not expect to return to

job and no current work30. Unemployed and looking for work50. Retired only52. Disabled only70. Student only



80. Homemaker/other not in labor force only85. Unpaid volunteer90. Unpaid family workers: R's who volunteer that they

work in a family business or farm and are unpaid.(Do not include here "volunteer work" for charitableor non-profit organizations.)

96. Other combination incl. WORKER97. Other (incl. combination) not including WORKER

199. Absent spouse not included in IW0. Inap. (/no spouse)

X4106(#1) Next are some questions about your (spouse's/partner's)X4706(#2) current, main job. (Do you/Does [he/she]) work for someone

else, (are you/is [he/she]) self-employed, or what?IF R SAYS "I RUN MY OWN BUSINESS", CODE AS SELF-EMPLOYED

1. Someone else2. Self-employed; non-corporate business owned by PEU3. Partnership; law firm; medical/dental partnership0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse)-7. Other

X7401(#1) What is the official title of your (spouse's/partner's) job?X7411(#2) (The title that (your/her/his) employer uses?)

What sort of work (do you/does [he/she]) do on(your/her/his) job? (Tell me little more about what (youdo/[he/she] does).)

Code Census 1995 3-digit occupation codesCode Occupation

000-199 MANAGERIAL AND PROFESSIONAL SPECIALTY OCCUPATIONS000-037 EXECUTIVE, ADMINISTRATIVE, AND MANAGERIAL OCCUPATIONS000-002 Not used003 Legislators004 Chief executives and general administrators,

public administration005 Administrators and officials, public administration006 Administrators, protective services007 Financial managers008 Personnel and labor relations managers009 Purchasing managers010-012 Not used013 Managers, marketing, advertising and public relations

014 Administrators, education and related fields015 Managers, medicine and health016 Postmasters and mail superintendents017 Managers, food serving and lodging establishments018 Managers, properties and real estate019 Funeral directors020 Not used021 Managers, service organizations, n.e.c.022 Managers and administrators, n.e.c.023-037 Management Related Occupations023 Accountants and auditors



024 Underwriters025 Other financial officers026 Management analysts027 Personnel, training, and labor relations specialists028 Purchasing agents and buyers, farm products029 Buyers, wholesale and retail trade except farm products030-032 Not used033 Purchasing agents and buyers, n.e.c.

034 Business and promotion agents035 Construction inspectors036 Inspectors and compliance officers, except construction037 Management related occupations, n.e.c.038-042 Not used043-199 PROFESSIONAL SPECIALTY OCCUPATIONS043-063 Engineers, Architects, and Surveyors043 Architects044-059 Engineers044 Aerospace045 Metallurgical and materials046 Mining047 Petroleum

048 Chemical049 Nuclear050-052 Not used053 Civil054 Agricultural055 Electrical and electronic engineers056 Industrial057 Mechanical058 Marine and naval architects059 Engineers, n.e.c.060-062 Not used063 Surveyors and mappin scientists064-068 Mathematical and Computer Scientists

064 Computer systems analysts and scientists065 Operations and systems researchers and analysts066 Actuaries067 Statisticiais068 Mathematical scientists, n.e.c.069-083 Natural Scientists069 Physicists and astronomers070-072 Not used073 Chemists, except bibchemists074 Atmospheric and space scientists075 Geologists and geodesists076 Physical scientists, n.e.c.077 Agricultural and food scientists

078 Biological and life scientists079 Forestry and conservation scientists080-082 Not used083 Medical scientists084-089 Health Diagnosing Occupations084 PhysiciansQ85 Dentists086 Veterinarians087 Optometrists088 Podiatrists089 Health diagnosing practitioners, n.e.c.



090-094 Not used095-106 Health Assessment and Treating Occupations095 Registered nurses096 Pharmacists097 Dietitians098-105 Therapists098 Respiratory therapists099 Occupational therapists

100-102 Not used103 Physical therapists104 Speech therapists105 Therapists, n.e.c.106 Physicians' assistants107-112 Not used113-154 Teachers, Postsecondary113 Earth, environmental, and marine science teachers114 Biological science teachers115 Chemistry teachers116 Physics teachers117 Natural science teachers, n.e.c.118 Psychology teachers

119 Economics teachers120-122 Not used123 History teachers124 Political science teachers125 Sociology teachers126 Social science teachers, n.e.c.127 Engineering teachers128 Mathematical science teachers129 Computer science teachers130-132 Not used133 Medical science teachers134 Health specialties teachers135 Business, commerce, and marketing teachers

136 Agriculture and forestry teachers137 Art, drama, and music teachers138 Physical education teachers139 Education teachers140-142 Not used143 English teachers144 Foreign language teachers145 Law teachers146 Social work teachers147 Theology teachers148 Trade and industrial teachers149 Home economics teachers150-152 Not used

153 Teachers, postsecondary, n.e.c.154 Postsecondary teachers, subject not specified155-159 Teachers, Except Postsecondary155 Teachers, prekindergarten and kindergarten156 Teachers, elementary school157 Teachers, secondary school158 Teachers, special education159 Teachers, n.e.c.160-162 Not used163 Counselors, Educational and Vocational164-165 Librarians, Archivists, and Curators



164 Librarians165 Archivists and curators166-173 Social Scientists and Urban Planners166 Economists167 Psychologists168 Sociologists169 Social scientists, n.e.c.170-172 Not used

173 Urban planners174-177 Social, Recreation, and Religious Workers174 Social workers175 Recreation workers176 Clergy177 Religious workers, n.e.c.178-179 Lawyers and Judges178 Lawyers179 Judges180-182 Not used183-199 Writers, Artists, Entertainers, and Athletes183 Authors184 Technical writers

185 Designers186 Musicians and composers187 Actors and directors188 Painters, sculptors, craft-artists, and artist printmakers189 Photographers190-192 Not used193 Dancers194 Artists, performers, and related workers, n.e.c.195 Editors and reporters196 Not used197 Public relations specialists198 Announcers199 Athletes

200-202 Not used203-389 TECHNICAL, SALES, AND ADMINISTRATIVE SUPPORT OCCUPATIONS203-235 TECHNICIANS AND RELATED SUPPORT OCCUPATIONS203-208 Health Technologists and Technicians203 Clinical laboratory technologists and technicians204 Dental hygienists205 Health record technologists and technicians206 Radiologic technicians207 Licensed practical nurses208 Health technologists and technicians, n.e.c.209-212 Not used213-235 Technologists and Technicians, Except Health213-218 Engineering and Related Technologists and Technicians

213 Electrical and electronic technicians214 Industrial engineering technicians215 Mechanical engineering technicians216 Engineering technicians, n.e.c.217 Drafting occupations218 Surveying and mapping technicians219-222 Not used223-225 Science Technicians223 Biological technicians224 Chemical technicians225 Science technicians, n.e.c.



226-235 echnicians, Except Health, Engineering, and Science226 Airplane pilots and navigators227 Air traffic controllers228 Broadcast equipment operators229 Computer programmers230-232 Not used233 Tool programmers, numerical control234 Legal assistants

235 Technicians, n.e.c.236-242 Not used243-285 SALES OCCUPATIONS243 Supervisors and Proprietors, Sales Occupations244-252 Not used253-257 Sales Representatives, Finance and Business Services253 Insurance sales occupations254 Real estate sales occupations255 Securities and financial services sales occupations256 Advertising and related sales occupations257 Sales occupations, other business services258-259 Sales Representatives, Commodities, Except Retail258 Sales engineers

259 Sales representatives, mining. manuftcturing, andwholesale

260-262 Not used263-278 Sales Workers, Retail and Personal Services263 Sales workers, motor vehicles and boats264 Sales workers, apparel265 Sales workers, shoes266 Sales workers, furniture and home furnishings267 Sales workers, radio, TV, hi-fi and appliances268 Sales workers, hardware and building supplies269 Sales workers, parts270-273 Not used274 Sales workers, other commodities

275 Sales counter clerks276 Cashiers277 Street and door-to-door sales workers278 News vendors279-282 Not used283-285 Sales Related Occupations283 Demonstrators, promoters and models, sales284 Auctioneers285 Sales support occupations, n.e.c.286-302 Not used303-389 ADMINISTRATIVE SUPPORT OCCUPATIONS, INCLUDING CLERICAL303-307 Supervisors, Administrative Support Occupations303 Supervisors, general office

304 Supervisors, computer equipment operators305 Supervisors, financial records processing306 Chief communications operators307 Supervisors, distribution, scheduling, and

adjusting clerks308-309 Computer Equipment Operators308 Computer operators309 Peripheral equipment operators310-312 Not used313-315 Secretaries, Stenographers, and Typists313 Secretaries



314 Stenographers315 Typists316-323 Information Clerks316 Interviewers317 Hotel clerks318 Transportation ticket and reservation agents319 Receptionists320-322 Not used

323 Information clerks, n.e.c.324 Not used325-336 Records Processing Occupations, Except Financial32S Classified-ad clerks326 Correspondence clerks327 Order clerks328 Personnel clerks, except payroll and timekeeping329 Library clerks330-334 Not used335 File clerks336 Records clerks337-344 Financial Records Processing Occupations337 Bookkeepers, accounting, and auditing clerks

338 Payroll and timekeeping clerks339 Billing clerks340-342 Not used343 Cost and rate clerks344 Billing, posting, and calculating machine operators345-347 Duplicating, Mail and Other Office Machine Operators345 Duplicating machine operators346 Mail preparing and paper handling machine operators347 Office machine operators, n.e.c.348-353 Communications Equipment Operators348 Telephone operators350-352 Not used353 Communications equipment operators, n.e.c.

354-357 Mail and Message Distributing Occupations354 Postal clerks, except mail carriers355 Mail carriers, postal service356 Mail clerks, except postal service357 Messengers358 Not used359-374 Material Recording Scheduling, and Distributing Clerks359 Dispatchers360-362 Not used363 Production coordinators364 Traffic, shipping, and receiving clerks365 Stock and inventory clerks366 Meter readers

367 Not used368 Weighers, measurers, checkers, and samplers369-372 Not used373 Expediters374 Material recording, scheduling, and distributing

clerks, n.e.c.375-378 Adjusters and Investigators375 Insurance adjusters, examiners, and investigators376 Investigators and adjusters, except insurance377 Eligibility clerks, social welfare378 Bill and account collectors



379-389 Miscellaneous Administrative Support Occupations379 General office clerks380-382 Not used383 Bank tellers384 Proofreaders385 Data-entry keyers386 Statistical clerks387 Teachers' aides

388 Not used389 Administrative support occupations, n.e.c.390-402 Not used403-469 SERVICE OCCUPATIONS403-407 PRIVATE HOUSEHOLD OCCUPATIONS403 Launderers and ironers404 Cooks, private household405 Housekeepers and butlers406 Child care workers, private household407 Private household cleaners and servants408-412 Not used413-427 PROTECTIVE SERVICE OCCUPATIONS413-415 Supervisors, Protective Service Occupations

413 Supervisors, firefighting and fire prevention occupations414 Supervisors, police and detectives415 Supervisors, guards416-417 Firefighting and Fire Prevention Occupations416 Fire inspection and fire prevention occupations417 Firefighting occupations418-424 Police and Detectives418 Police and detectives, public service419-422 Not used423 Sheriffs, bailiffs, and other law enforcement officers424 Correctional institution officers425-432 Guards425 Crossing guards

426 Guards and police, except public service427 Protective service occupations, n.e.c.428-432 Not used433-469 SERVICE OCCUPATIONS, EXCEPT PROTECTIVE AND HOUSEHOLD433-444 Food Preparation and Service Occupations433 Supervisors, food preparation and service occupations434 Bartenders435 Waiters and waitresses436 Cooks437 Not used438 Food counter, fountain and related occupations439 Kitchen workers, food preparation440-442 Not used

443 Waiters'/waitresses' assistants444 Miscellaneous food preparation occupations445-447 Health Service Occupations445 Dental assistants446 Health aides, except nursing

447 Nursing aides, orderlies, and attendants448-455 Cleaning and Building Service Occupations, Except

Household448 Supervisors, cleaning and building service workers449 Maids and housemen450-452 Not used



453 Janitors and cleaners454 Elevator operators455 Pest control occupations456-469 Personal Service Occupations456 Supervisors, personal service occupations457 Barbers458 Hairdressers and cosmetologists459 Attendants, amusement and recreation facilities

460 Not used461 Guides462 Ushers463 Public transportation attendants464 Baggage porters and bellhops465 Welfare service aides466 Family child care providers467 Early childhood teacher's assistants468 Child care workers, n.e.c.469 Personal service occupations, ne.c.470-472 Not used473-499 FARMING, FORESTRY, AND FISHING OCCUPATIONS473-476 Farm Operators and Managers

473 Farmers, except horticultural474 Horticultural specialty farmers475 Managers, farms, except horticultural476 Managers, horticultural specialty farmi477-489 Other Agricultural and Related Occupations477-484 Farm Occupations, Except Managerial477 Supervisors, farm workers478 Not used479 Farm workers480-482 Not used483 Marine life cultivation workers484 Nursery workers485-489 Related Agricultural Occupations

485 Supervisors, related agricultural occupations486 Groundskeepers and gardeners, except farm487 Animal caretakers, except farm488 Graders and sorters, agricultural products489 Inspectors, agricultural products490-493 Not used494-496 Forestry and Logging Occupations494 Supervisors, forestry and logging workers495 Forestry workers, except logging496 Timber cutting and logging occupations497-499 Fishers, Hunters, and Trappers497 Captains and other officers, fishing vessels498 Fishers

499 Hunters and trappers500-502 Not used503-699 PRECISION PRODUCTION, CRAFT, AND REPAIR OCCUPATIONS503-552 Mechanics and Repairers503 Supervisors, mechanics and repairers504 Not used505-549 Mechanics and Repairers, Except Supervisors505-517 Vehicle and Mobile Equipment Mechanics and Repairers505 Automobile mechanics506 Automobile mechanic apprentices507 Bus, truck, and stationary engine mechanics



508 Aircraft engine mechanics509 Small engine repairers510-513 Not used514 Automobile body and related repairers515 Aircraft mechanics, except engine516 Heavy equipment mechanics517 Farm equipment mechanics518 Industrial machinery repairers

519 Machinery maintenance occupations520-522 Not used523-533 Electrical and Electronic Equipment Repairers523 Electronic repairers, communications and

industrial equipment524 Not used525 Data processing equipment repairers526 Household appliance and power tool repairers527 Telephone line installers and repairers528 Not used529 Telephone installers and repairers530-532 Not used533 Miscellaneous electrical and electronic equipment

repairers534 Heating air conditioning, and refrigeration mechanics535-549 Miscellaneous Mechanics and Repairers535 Camera, watch, and musical instrument repairers536 Locksmiths and safe repairers537 Not used538 Office machine repairers539 Mechanical controls and valve repairers540-542 Not used543 Elevator installers and repairers544 Millwrights545-546 Not used547 Specified mechanics and repairers, n.e.c.

548 Not used549 Not specified mechanics and repairers550-552 Not used553-599 Construction Trades553-558 Supervisors, Construction Occupations553 Supervisors, brickmasons, stonemasons, and tile setters554 Supervisors, carpenters and related workers555 Supervisors, electricians and power transmission installers556 Supervisors, painters, paperhangers, and plasterers557 Supervisors, plumbers, pipefitters, and steamfitters558 Supervisors, construction, n.e.c.559-562 Not used563-599 Construction Trades, Except Supervisors

563 Brickmasons and stonemasons564 Brickmason and stonemason apprentices565 Tile setters, hard and soft566 Carpet installers567 Carpenters568 Not used569 Carpenter apprentices570-572 Not used573 Drywall installers574 Not used575 Electricians



576 Electrician apprentices577 Electrical power installers and repairers578 Not used579 Painters, construction and maintenance582 Not used583 Paperhangers584 Plasterers585 Plumbers, pipefitters, and steamfitters

586 Not used587 Plumber, pipefitter, and steamfitter apprentices588 Concrete and terrazzo finishers589 Glaziers,590-592 Not used593 Insulation workers594 Paving. surfacing, and tamping equipment operators595 Roofers596 Sheetmetal. duct installers597 Structural metal workers598 Drillers, earth599 Construction trades, nec.600-612 Not used

613-617 Extractive Occupations613 Supervisors, extractive occupations614 Drillers, oil well615 Explosives workers616 Mining machine operators617 Mining occupations, n.e.c.618-627 Not used628-699 Precision Production Occupations628 Supervisors, production occupations629-633 Not used634-655 Precision Metal Working Occupations634 Tool and die makers635 Tool and die maker apprentices

636 Precision assemblers, metal637 Machinists638 Not used639 Machinist apprentices640-642 Not used643 Boilermakers644 Precision grinders, filers, and tool sharpeners645 Patternmakers and model makers, metal646 Lay-outworkers647 Precious stones and metals workers (Jewelers)648 Not used649 Engravers, metal650-652 Not used

653 Sheet metal workers654 Sheet metal worker apprentices655 Miscellaneous precision metal workers656-659 Precision Woodworking Occupations656 Patternmakers and model makers, wood657 Cabinet makers and bench carpenters658 Furniture and wood finishers659 Miscellaneous precision woodworkers660-665 Not used666-674 Precision Textile, Apparel, and Furnishings Machine Workers666 Dressmakers



667 Tailors668 Upholsterers669 Shoe repairers670-673 Not used674 Miscellaneous precision apparel and fabric workers675-684 Precision Workers, Assorted Materials675 Hand molders and shapers, except jewelers676 Patternmakers, lay-out workers, and cutters

677 Optical goods workers678 Dental laboratory and medical appliance technicians679 Bookbinders680-682 Not used683 Electrical and electronic equipment assemblers684 Miscellaneous precision workers, nec.685 Not used686-688 Precision Food Production Occupations686 Butchers and meat cutters687 Bakers688 Food batchmakers689-693 Precision Inspectors, Testers, and Related Workers689 Inspectors, testers, and graders

690-692 Not used693 Adjusters and calibrators694-699 Plant and System Operators694 Water and sewage treatment plant operators695 Power plant operators696 Stationary engineers697-698 Not used699 Miscellaneous plant and system operators700-702 Not used703-889 OPERATORS, FABRICATORS, AND LABORERS703-799 MACHINE OPERATORS, ASSEMBLERS, AND INSPECI'ORS703-779 Machine Operators and Tenders, Except Precision703-715 Metal Working and Plastic Working Machine Operators

703 Lathe and turning machine set-up operators704 Lathe and turning machine operators705 Milling and planing machine operators706 Punching and stamping press machine operators707 Rolling machine operators708 Drilling and boring machine operators709 Grinding. abrading, buffing, and polishing

machine operators710-712 Not used713 Forging machine operators714 Numerical control machine operators715 Miscellaneous metal, plastic, stone, and glass

working machine operators

716 Not used717 Fabricating machine operators, n.e.c.718 Not used719-725 Metal and Plastic Processing Machine Operators719 Molding and casting machine operators720-722 Not used723 Metal plating machine operators724 Heat treating equipment operators725 Miscellaneous metal and plastic processing

machine operators726-733 Woodworking Machine Operators



726 Wood lathe, routing, and planing machine operators727 Sawing machine operators728 Shaping and joining machine operators729 Nailing and tacking machine operators730-732 Not used733 Miscellaneous woodworking machine operators734-737 Printing Machine Operators734 Printing press operators

735 Photoengravers and lithographers736 Typesetters and compositors737 Miscellaneous printing machine operators738-749 Textile, Apparel, and Furnishings Machine Operators738 Winding and twisting machine operators739 Knitting looping, taping, and weaving machine operators740-742 Not used743 Textile cutting machine operators744 Textile sewing machine operators745 Shoe machine operators746 Not used747 Pressing machine operators748 Laundering and dry cleaning machine operators

749 Miscellaneous textile machine operators750-752 Not used753-779 Machine Operators, Assorted Materials753 Cementing and gluing machine operators754 Packaging and filling machine operators755 Extruding and forming machine operators756 Mbdng and blending machine operators757 Separating, filtering, and clarffying machine operators758 Compressing and compacting machine operators759 Painting and paint spraying machine operators760-762 Not used763 Roasting and baking machine operators, food764 Washing, cleaning and pickling machine operators

765 Folding machine operators766 Furnace, kiln, and oven operators, except food767 Not used768 Crushing and grinding machine operators769 Slicing and cutting machine operators770-772 Not used773 Motion picture protectionists774 Photographic process machine operators775-776 Not used777 Miscelk neous machine operators, n.e.c.778 Not used779 Machine operators, not specified780-782 Not used

783-795 Fabricators, Assemblers, and Hand Working Occupations783 Welders and cutters784 Solderers and brazers785 Assemblers786 Hand cutting and trimming occupations787 Hand molding, casting, and forming occupations798 Not used789 Hand painting, coating, and decorating occupations790-792 Not used793 Hand engraving and printing occupations794 Not used



795 Miscellaneous hand working occupations796-799 Production Inspectors, Testers, Samplers, and Weighers796 Production inspectors, checkers, and examiners797 Production testers798 Production samplers and weighers799 Graders and sorters, except agricultural800-802 Not used803-859 TRANSPORTATION AND MATERIAL MOVING OCCUPATIONS

803-814 Motor Vehicle Operators803 Supervisors, motor vehicle operators804 Truck drivers805 Not used806 Driver-sales workers807 Not used808 Bus drivers809 Taxicab drivers and chauffeurs810-812 Not used813 Parking lot attendants814 Motor transportation occupations, n.e.c.815 Not used823-834 Transportation Occupations, Except Motor Vehicles

823-826 Rail Transportation Occupations823 Railroad conductors and yardmasters824 Locomotive operating occupations825 Railroad brake, signal, and switch operators826 Rail vehicle operators, n.e.c.827 Not used828-834 Water Transportation Occupations828 Ship captains and mates, except fishing boats829 Sailors and deckhands830-832 Not used833 Marine engineers834 Bridge, lock, and lighthouse tenders835-842 Not used

843-959 Material Moving Equipment Operators843 Supervisors, material moving equipment operators844 Operating engineers845 Longshore equipment operators846-847 Not used848 Hoist and winch operators849 Crane and tower operators850-852 Not used853 Excavating and loading machine operators854 Not used855 Grader, dozer, and scraper operators856 Industrial truck and tractor equipment operators857-858 Not used

859 Miscellaneous material moving equipment operators860-863 Not used864-889 HANDLERS EQUIPMENT CLEANERS, HELPERS, AND LABORERS864 Supervisors, handlers, equipment cleaners, and

laborers, n.e.c.865 Helpers, mechanics, and repairers866-868 Helpers, Construction, and Extractive Occupations866 Helpers, construction trades867 Helpers, surveyor868 Helpers, extractive occupations869 Construction laborers



040-050 MINING040 Metal mining041 Coal mining042 Oil and gas extraction043-049 Not used050 Nonmetallic mining and quarrying, except fuel051-059 Not used060 CONSTRUCMON

061-099 Not used100-392 MANUFACTURING100-222 NONDURABLE GOODS100-122 Food and kindred products100 Meat products101 Dairy products102 Canned, frozen and preserved fruits and vegetables103-109 Not used110 Grain mill products111 Bakery products112 Sugar and confectionery products113-119 Not used120 Beverage industries

121 Miscellaneous food preparations and kindred products122 Not specified food industries123-129 Not used130 Tobacco manufactures131 Not used132-150 Textile mill products132 Knitting mills133-139 Not used140 Dyeing and finishing textiles, except wool and knit goods141 Carpets and rugs142 Yarn, thread, and fabric mills143-149 Not used150 Miscellaneous textile mill products

151-152 Apparel and other finished textile products151 Apparel and accessories, except knit152 Miscellaneous fabricated textile products153-159 Not used160-162 Paper and allied products160 Pulp, paper, and paperboard mills161 Miscellaneous paper and pulp products162 Paperboard containers and boxes163-170 Not used171-172 Printing, publishing, and allied industries171 Newspaper publishing and printing172 Printing, publishing and allied industries,

except newspapers

173-179 Not used180-192 Chemicals and allied products180 Plastics, synthetics, and resins181 Drugs182 Soaps and cosmetics183-189 Not used190 Paints, varnishes, and related products191 Agricultural chemicals192 Industrial and miscellaneous chemicals193-199 Not used200-201 Petroleum and coal products



200 Petroleum refining201 Miscellaneous petroleum and coal products202-209 Not used210-212 Rubber and miscellaneous plastics products210 Tires and inner tubes211 Other rubber products, and plastics footwear and belting212 Miscellaneous plastics products213-219 Not used

220 Leather and leather products220 Leather tanning and finishing221 Footwear, except rubber and plastic

Leather products, except footwear223-229 Not used230-392 DURABLE GOODS230-241 Lumber and wood products, except furniture230 Logging(241)231 Sawmills,planning mills, and millwork232 Wood buildings and mobile homes233-240 Not used241 Miscellaneous wood products242 Furniture and fissures

243-249 Not used250-262 tone, clay, glass, and concrete products250 Glass and glass products251 Cement, concrete, gypsum, and plaster products252 Structural clay products253-260 Not used261 Pottery and related products262 Miscellaneous nonmetallic mineral and stone products263-269 Not used270-301 Metal industries270 Blast furnaces, steelworks, rolling and finishing mills271 Iron and steel foundries272 Primary aluminum industries

273-279 Not used280 Other primary metal industries

3369,339)281 Cutlery, handtools, and general hardware282 Fabricated structural metal products283-289 Not used290 Screw machine products291 Metal forgings and stamping292 Ordnance293-299 Not used300 Miscellaneous fabricated metal products301 Not specified metal industries302-309 Not used

310-332 Machinery and computing equipment310 Engines and turbines311 Farm machinery and equipment312 Construction and material handling machines313-319 Not used320 Metalworking machinery321 Office and accounting machines322 Computers and related equipment323-330 Not used331 Machinery, except electrical, n.e.c.332 Not specified machinery



500-532 Durable Goods500 Motor vehicles and equipment501 Furniture and home furnishings502 Lumber and construction materials503-509 Not used510 Professional and commercial equipment and supplies511 Metals and minerals, except petroleum512 Electrical goods

513-520 Not used521 Hardware, plumbing and heating supplies522-529 Not used530 Machinery, equipment, and supplies531 Scrap and waste materials532 Miscellaneous wholesale, durable goods533-539 Not used540-571 Nondurable Goods540 Paper and paper products541 Drugs, chemicals and allied products542 Apparel, fabrics, and notions543-549 Not used550 Groceries and related products

551 Farm-product raw materials552 Petroleum products553-559 Not used560 Alcoholic beverages561 Farm supplies562 Miscellaneous wholesale, nondurable goods563-570 Not used571 Not specified wholesale trade572-579 Not used580-691 RETAIL TRADE580 Lumber and building material retailing581 Hardware stores582 Retail nurseries and garden stores

583-589 Not used590 Mobile home dealers591 Department stores592 Variety stores593-599 Not used600 Miscellaneous general merchandise stores601 Grocery stores602 Dairy products stores603-609 Not used610 Retail bakeries611 Food stores, n.e.c.612 Motor vehicle dealers613-619 Not used

620 Auto and home supp@y stores621 Gasoline service stations622 Miscellaneous vehicle dealers623 Apparel and accessory stores, except shoe624-629 Not used630 Shoe stores631 Furniture and home furnishings stores632 Household appliance stores633 Radio ,TV, and computer stores634-639 Not used640 Music stores



641 Eating and drinking places642 Drug stores643-649 Not used650 Liquor stores651 Sporting goods, bicycles, and hobby stores652 Book and stationery stores653-659 Not used660 Jewelry stores

661 Gift, novelty, and souvenir shops662 Sewing, needlework and piece goods stores663 Catalog and mail order houses664-669 Not used670 Vending machine operators671 Direct selling establishments672 Fuel dealers673-680 Not used681 Retail florists682 Miscellaneous retail stores683-690 Not used691 Not specified retail trade692-699 Not used

700-712 FINANCE, INSURANCE, AND REAL ESTATE700 Banking701 Savings institutions, including credit unions702 Credit agencies, n.e.c.703-709 Not used710 Security, commodity brokerage, and investment companies711 Insurance712 Real estate, including real estate-insurance offices713-720 Not used721-760 BUSINESS AND REPAIR SERVICES721 Advertising722 Services to dwellings and other buildings723-730 Not used

731 Personnel supply services732 Computer and data processing services733-739 Not used740 Detective and protective services741 Business services, n.e.c.742 Automotive rental and leasing, without drivers743-749 Not used750 Automotive parking and carwashes.751 Automotive repair and related services752 Electrical repair shops753-759 Not used760 Miscellaneous repair services761-791 PERSONAL SERVICES

761 PRIVATE HOUSEHOLDS762-791 PERSONAL SERVICES, EXCEPT PRIVATE HOUSEHOLD762 Hotels and motels763-769 Not used770 Lodging places, except hotels and motels771 Laundry, cleaning and garment services772 Beauty shops773-779 Not used780 Barber shops781 Funeral service and crematories782 Shoe repair shops



783-789 Not used790 Dressmaking shops791 Miscellaneous personal services792-799 Not used800-810 ENTERTAINNIENT AND RECREATION SERVICES800 Theaters and motion pictures801 Video tape rental802 Bowling centers

803-809 Not used810 Miscellaneous entertainment and recreation services811 Not used812-893 PROFESSIONAL AND RELATED SERVICES812-840 MEDICAL SERVICES, EXCEPT HOSPITALS812 Offices and clinics of physicians813-819 Not used820 Offices and clinics of dentists821 Offices and clinics of chiropractors822 Offices and clinics of optometrists823-829 Not used830 Offices and clinics of health practitioners, n.e.c.831 HOSPITALS

832 Nursing and personal care facilities833-839 Not used840 Health services, n.e.c.841 OTHER PROFESSIONAL SERVICES841 Legal services842-860 EDUCATIONAL SERVICES842 Elementary and secondary schools843-849 Not used850 Colleges and universities851 Vocational schools852 Libraries853-859 Not used860 Educational services, n.e.c.

861-971 SOCIAL SERVICES861 Job training and vocational rehabilitation services862 Child day care services863 Family child care homes864-869 Not used970 Residential care facilities, without nursin871 Social services, n.e.c.

872-893 OTHER PROFESSIONAL SERVICES872 Museums, art galleries, and zoos873 Labor unions874-879 Not used880 Religious organizations

881 Membership organizations, n.e.c.882 Engineering, architectural and surveying services883-889 Not used890 Accounting auditing, and bookkeeping services891 Research, development, and testing services892 Management and public relations services893 Miscellaneous professional and related services894-899 Not used900-932 PUBLIC ADMINISTRATION900 Executive and legislative offices901 General government, n.e.c.



902-909 Not used910 Justice, public order, and safety911-920 Not used921 Public finance, taxation, and monetary policy922 Administration of human resources programs923-929 Not used930 Administration of environmental quality and

housing programs

931 Administration of economic programs932 National security and international affairs933-939 Not used940-960 MILITARY940 Army941 Air Force942 Navy943-949 Not used950 Marine Corps951 Coast Guard952 Military, n.f.s.953-959 Not used960 Military Reserves, n.f.s.

961-990 Not used991 Armed Forces

In the public version of the dataset, these codes have beencollapsed in the following way:IF (10 <= 3-digit ind. code <=32) THEN ind. code=1;ELSE IF (40 <= 3-digit ind. code <=50) THEN ind. code=2;ELSE IF (60 <= 3-digit ind. code <=60) THEN ind. code=2;ELSE IF (100 <= 3-digit ind. code <=392) THEN ind. code=3;ELSE IF (500 <= 3-digit ind. code <=571) THEN ind. code=4;ELSE IF (580 <= 3-digit ind. code <=691) THEN ind. code=4;ELSE IF (700 <= 3-digit ind. code <=712) THEN ind. code=5;ELSE IF (721 <= 3-digit ind. code <=760) THEN ind. code=5;

ELSE IF (400 <= 3-digit ind. code <=472) THEN ind. code=6;ELSE IF (761 <= 3-digit ind. code <=791) THEN ind. code=6;ELSE IF (800 <= 3-digit ind. code <=802) THEN ind. code=6;ELSE IF (810 <= 3-digit ind. code <=893) THEN ind. code=6;ELSE IF (900 <= 3-digit ind. code <=960) THEN ind. code=7;

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse)

-----------------------------------------------------------------------------INFORMATION LINKED FROM 1995 CURRENT POPULATION SURVEY BY OCCUPATION CODE

-----------------------------------------------------------------------------X8112(#1) Recode: Average for occupation group of fraction of last 52X8113(#2) weeks worked; multipled by 10

Code number0. Inap. (/no spouse; no job: X7401=0/X7411=0)******************************************




X8114(#1) Recode: Average for occupation group of hours worked per yearX8115(#2) in 1995; multiplied by 10



X8116(#1) Recode: Fraction of occupation group unemployed in 1995;X8117(#2) multiplied by 1000



X8169(#1) Recode: Unconditional mean wage for occupation group in 1995

X8170(#2)Code number0. Inap. (/no spouse; no job: X7401=0/X7411=0)******************************************


For each occupation group, regressions were run separatelyfor males and females of the log of annualized wages on aconstant, a spline on age (AGE, MAX(0, AGE-35),MAX(0,AGE-55)), a dummy variable for part-time employment(1 = working fewer than 20 hours per week), a dummy variable

for self-employment (1 = self-employed), a dummy for race(1 = Hispanic or non-white), and dummy variables for yearsof education (1 = : 12 years of education, some college oran Associate's degree, Bachelor's degree, higher degreethan Bachelor's degree). If there were too few people in a CPS3-digit occupation group, either the SCF case was matched toa neighboring occupation group, or the match was made at thelevel of the 2-digit occupation code. Some of the modelcoefficients may be identically zero where there are too fewcases in the appropriate cells in the CPS data to identifythese coefficients; for example, a coefficient for the[36,55) element of the age spline may be identically zeroif there are no CPS cases in that age group for the given

occupation.

X8105(#1) Recode: 10000 * InterceptX8106(#2)



X8099(#1) Recode: For age in [1, 35]: 10000 * Coefficient of AGE





X8101(#1) Recode: For age in [36, 55]: 10000 * Coefficient of MAX(0,AGE-35)



X8103(#1) Recode: For age in [55, 999]: 10000 * Coefficient of MAX(0,AGE-55)X8104(#2)



******************************************

X8318(#1) Recode: 10000 * Coefficient of dummy for part-time employmentX8319(#2)



X8320(#1) Recode: 10000 * Coefficient of dummy for self-emlpoymentX8321(#2)

Code number

0. Inap. (/no spouse; no job: X7401=0/X7411=0)******************************************


X8322(#1) Recode: 10000 * Coefficient of dummy for Hispanic or nonwhiteX8323(#2)



X8324(#1) Recode: 10000 * Coefficient of dummy for 12 years of educationX8325(#2)



X8326(#1) Recode: 10000 * Coefficient of dummy for some college orX8327(#2) Associate's degree





X8328(#1) Recode: 10000 * Coefficient of dummy for Bachelor's degreeX8329(#2)



X8330(#1) Recode: 10000 * Coefficient of dummy for higher degree thanX8331(#2) Bachelor's degree



******************************************

X8107(#1) Recode: 10000 * Standard error log regressionX8108(#2)



X8109(#1) Recode: Annualized level of expected income from regressionX8111(#2) (corrected for non-zero expectation of error term for level)



-----------------------------------------------------------------------------X4110(#1) How many hours (do you/does [he/she]) work onX4710(#2) (your/her/his) main job in a normal week?

Code number of hours0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse)

X4111(#1) INTERVIEWER: READ SLOWLYX4711(#2) Counting paid vacations as weeks of work, how many weeks

(do you/does your [spouse/partner]) work on this job in anormal year?

Code number of weeks0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse)



X4125(#1) How (are you/is [he/she]) paid? (Are you/Is [he/she]) paidX4725(#2) a regular salary or wages?

1. YES5. NO0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not self-employed: X4106^=2 or 3/X4706^=2 or 3)

X4112(#1) About how much (do you/does [he/she]) earn before taxesX4712(#2) on (your/her/his) main job? (NOT SELF-EMPLOYED)

How much in salary or wages (are you/is [he/she]) paidbefore taxes? (SELF-EMPLOYED)

Code amount-1. Nothing0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; self-employed and not receiving salary:

X4106^=1 and X4125^=1/X4706=1 and X4725^=1)

X4113(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX4713(#2) And how often (do you/does [he/she]) receive that amount?

Code frequency1. Day2. Week3. Biweekly4. Month5. Quarter6. Year8. Lump sum/one payment only/in total

11. Twice per year; every six months12. Bimonthly14. By the piece/job18. Hour22. Varies-1. Nothing-7. Other0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; self-employed and not receiving salary:X4106^=1 and X4125^=1/X4706=1 and X4725^=1)

X4127(#1) (Do you/Does [he/she]) also receive a portion of the net

X4727(#2) earnings, or some other kind of income?

(Do you/Does [he/she]) receive a portion of the netearnings, or some other kind of income?


no spouse; not self-employed: X4106^=2 or 3/X4706^=2 or 3)



X4131(#1) In addition to regular salary, how much (do you/doesX4731(#2) [he/she]) personally receive from the business before taxes?

How much (do you/does [he/she]) personally receive from thebusiness before taxes?

(What did (you/he/she) get in 1994?)


no spouse; not self-employed: X4106^=2 or 3/X4706^=2 or 3; no net earnings from business:X4127^=1/X4727^=1)


Code frequency1. Day

2. Week3. Biweekly4. Month5. Quarter6. Year8. Lump sum/one payment only/in total

11. Twice per year; every six months12. Bimonthly14. By the piece/job18. Hour22. Varies-1. Nothing-7. Other

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not self-employed: X4106^=2 or 3/X4706^=2 or 3; no net earnings from business:X4127^=1/X4727^=1)

X4114(#1) About how many employees work for this company orX4714(#2) organization, including all locations? (Is it fewer than

10, 10 to 19, 20 to 99, 100 to 499, or 500 or more?)

1. Less than 102. 10 to 193. 20 to 99

4. 100 to 4995. 500 or MORE0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse)

How many years in total (have you/has [he/she]) worked forthis employer?

X4115(#1) Code number of yearsX4715(#2) -1. Less than one year




*******************************************************FOR THE PUBLIC DATASET, TOP-CODED AT 60: AGE ANDYEAR ALTERED ACCORDINGLY

*******************************************************

X7199(#1) Code age

X7266(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse)

X7679(#1) Code year (4 digits)X7706(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse)

How many years (do you/does [he/she]) expect to continueworking for this employer?

X4116(#1) Code number of yearsX4716(#2) -1. Less than a year

-2. Never stop0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse)

X7680(#1) Code ageX7707(#2) -2. Never stop


X7200(#1) Code year (4 digits)X7267(#2) -2. Never stop

X4117(#1) (Are you/Is [he/she]) covered on this job by a union orX4717(#2) employee-association contract?


no spouse)

X7681(#1) (Do you/Does [he/she]) have any type of insurance otherX7708(#2) than Social Security, that would help provide (you/her/him)

with income in the event that (you/he/she) became disabled?


no spouse)

----------------------------------------------------------------------------------------------------------------------------------------------------------PENSION FOR HEAD AND SPOUSE/PARTNER FROM CURRENT MAIN JOB----------------------------------------------------------------------------------------------------------------------------------------------------------



-----------------------------------------------------------------------------#1 refers to current job pension of head#2 refers to current job pension of spouse/partner-----------------------------------------------------------------------------#1a refers to first current job pension of head#1b refers to seond current job pension of head#1c refers to third current job pension of head

#1d refers to all remaining current job pensions of head#2a refers to first current job pension of spouse/partner#2b refers to seond current job pension of spouse/partner#2c refers to third current job pension of spouse/partner#2d refers to all remaining current job pensions of spouse/partner-----------------------------------------------------------------------------X4135(#1) Aside from IRA or KEOGH plans, (are you/is [he/she])X4735(#2) included in any pension plans or tax-deferred savings plans

through (your/her/his) work/the business? (SELF-EMPLOYED)

Many employers have pension plans, and some providetax-deferred plans such as thrift, savings, 401Ks, profitsharing, or stock ownership plans. Some plans span

multiple jobs, for example TIAA-CREF, union plans, etc.(Are you/Is [he/she]) included in any pension or retirementplans, or in any tax-deferred savings plans connected withthe job you just told me about? (DO NOT INCLUDE SOCIALSECURITY.) INTERVIEWER: IF R MENTIONS IRA OR KEOGH PLANS,MAKE A NOTE AND SAY: "We covered those earlier in theinterview. Here, I just want to find out about other plansoperated through your (spouse's/partner's) employer." (NOTSELF-EMPLOYED)


no spouse)

X4136(#1) Does (your/her/his) employer offer any such plans?X4736(#2)


no spouse; self-employed: X4106=2 or 3/X4706=2 or 3;included in pension plan on main job: X4135=1/X4735=1)

X4137(#1) (Are you/Is [he/she]) eligible to be included in any of

X4737(#2) these plans?


no spouse; self-employed: X4106=2 or 3/X4706=2 or 3;included in pension plan on main job:X4135=1/X4735=1; no such plans: X4136^=1/X4736^=1)

What kinds of plans are these? (CHECK ALL THAT APPLY)



X6708(#1) Savings/ThriftX6713(#2)

X6709(#1) 401K/403BX6714(#2)

X6710(#1) Profit sharing

X6715(#2)

X6711(#1) Tax-deferred AnnuityX6716(#2)

X6712(#1) OtherX6717(#2)

1. Checked (only for X6708-X6711/X6713-X6716)5. Not checked

Responses 7-17 valid only for X6712/X67177. Stock purchase/ESOP8. Deferred compensation9. IRA-SEP (not to be confused with a regular IRA)

10. Defined-contribution plan; TIAA-CREF (TeachersInsurance and Annuity Association/College RetirementEquity Fund)

11. Money purchase plan17. Other type of annuity13. Other salary reduction plan14. Other state/local government plan15. Other federal government plan16. Other type of account17. Defined benefit plan0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; self-employed: X4106=2 or 3/X4706=2 or 3;included in pension plan on main job:

X4135=1/X4735=1; no such plans: X4136^=1/X4736^=1)

X4138(#1) Will (you/he/she) be eligible if (you/he/she) continue(s)X4738(#2) to work for this employer?

1. YES5. NO

-7. DEPENDS0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; self-employed: X4106=2 or 3/X4706=2 or 3;included in pension plan on main job:X4135=1/X4735=1; no such plans: X4136^=1/X4736^=1;

eligible to be included: X4137=1/X4737=1)

X6751(#1) Code reason DEPENDSX6761(#2)

10. If change to full-time; change employment status/hour/grade0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; self-employed: X4106=2 or 3/X4706=2 or 3;included in pension plan on main job:X4135=1/X4735=1; no such plans: X4136^=1/X4736^=1;eligible to be included: X4137=1/X4737=1; answer to futureeligibility question not DEPENDS: X4138^=-7/X4738^=-7)



X4139(#1) In how many different plans of this sort (are you/isX4739(#2) [he/she]) included on this job?

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; self-employed: X4106=2 or 3/X4706=2 or 3;no pensions: X4135^=1/X4735^=1)


*********************************************

X4140(#1) (Are you/Is [he/she]) currently receiving retirementX4740(#2) payments from any pension plans from this job?


no spouse; no pensions: X4135^=1/X4735^=1)

X4141(#1) I'll ask you about the payments later. Are there anyX4741(#2) retirement or savings plans from this job where (you

are/[he/she] is) not yet drawing benefit payments?1. YES5. NO0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; no pensions: X4135^=1/X4735^=1)

X6698(#1) Originally reported value of X4201 (see introduction)X6699(#2) Originally reported value of X4801 (see introduction)

*********************************************


X4201(#1) How many such plans (do you/does your [spouse/partner]) have?X4801(#2)

Code number of plans0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; no pensions: X4135^=1/X4735^=1; no planswhere not currently drawing benefits: X4141^=1/X4741^=1)


*********************************************

X4202(#1a) Is this a pension or retirement plan, or a tax-deferredX4302(#1b) saving plan of some sort?X4402(#1c)X4802(#2a) About the most important of these plans, is it a pension orX4902(#2b) tax-deferred saving plan of some sort?X5002(#2c)

About the next most important of these plans, is it a pension orretirement plan, or a tax-deferred savings plan of some sort?

1. Pension or retirement



2. Tax-deferred savings15. Other federal government plan17. Other type of annuity/defined benefit plan19. Other state/local government plan35. Combination plan-7. OTHER0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; no pensions: X4135^=1/X4735^=1; no plans

where not currently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3)

X4203(#1a) (SHOW CARD 15)X4303(#1b) I would like to know what general type of plan this is.X4403(#1c) In the most common pension or retirement plan, the monthlyX4803(#2a) retirement benefit paid is based on a formula usuallyX4903(#2b) involving age, years of service, and salary. In otherX5003(#2c) plans, money is accumulated in an account for

(you/her/him) until (your/her/his) retirement. Is thisplan like the formula plan or account plan?

1. Formula2. Account3. Both0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; no pensions: X4135^=1/X4735^=1; no planswhere not currently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3)

NOTE: CARD 15 contained the three large blocks of textcentered in a vertical column: Under the heading "FORMULAPLAN" is printed "The monthly retirement benefit is usally

based on a formula involving age, years of work and finalsalary. Sometimes called a 'defined-benefit' plan".Under the heading "ACCOUNT PLAN" is printed "Money isaccumulated in an account for you until retirement. Forexample: TIAA/CREF. 401(k) and 403(b) plans, thrift plansor ESOPs, defined contribution plans, salary-reductionplans, etc." Under the heading "COMBINATION OF BOTHTYPES" is printed "Some combination plans allow employeesto take a lump sum settlement instead od regularretirement benefits if they leave the employer beforeretirement age. The most common such plan is thepre-1984 Federal pension plan or CSRS." Printed belowthese items is "If you have both a formula and an account

plan, please report them separately."

X4204(#1a) For that part of your (spouse's/partner's) plan whereX4304(#1b) money is accumulated in an account, how much is in theX4404(#1c) account?X4804(#2a)X4904(#2b) Code amountX5004(#2c) -1. Nothing

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; no pensions: X4135^=1/X4735^=1; no plans



where not currently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;type of plan is not "both": X4203^=3/X4303^=3/X4404^=3/X4803^=3/X4903^=3/X5003^=3)

X7205(#1a) Can (you/he/she) borrow against that account?

X7214(#1b)X7223(#1c) 1. YESX7272(#2a) 5. NOX7281(#2b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X7290(#2c) no spouse; no pensions: X4135^=1/X4735^=1; no plans

where not currently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;type of plan is not "both": X4203^=3/X4303^=3/X4404^=3/X4803^=3/X4903^=3/X5003^=3)

How long (have you/has [he/she]) been in the plan?

X7685(#1a) Code number of yearsX7687(#1b) -1. Less than a yearX7689(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X7712(#2a) no spouse; no pensions: X4135^=1/X4735^=1; no plans whereX7714(#2b) not currently drawing benefits: X4141^=1/X4741^=1;X7716(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions:

X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is account type: X4203=2/X4303=2/X4404=2/X4803=2/X4903=2/X5003=2)

X7206(#1a) Code age

X7215(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X7224(#1c) no spouse;X7273(#2a) no pensions: X4135^=1/X4735^=1; no plans where notX7282(#2b) currently drawing benefits: X4141^=1/X4741^=1;X7291(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions:


X7207(#1a) Code year (4 digits)X7216(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X7225(#1c) no spouse;X7274(#2a) no pensions: X4135^=1/X4735^=1; no plans where not

X7283(#2b) currently drawing benefits: X4141^=1/X4741^=1;X7292(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions:


X4205(#1a) (Do you/Does [he/she]) currently make contributions toX4305(#1b) this plan? IF R ASKS, INCLUDE CONTRIBUTIONS THROUGHX4405(#1c) SALARY DEDUCTIONS, UNION DUES OR OTHER SOURCESX4805(#2a) 1. YES



X4905(#2b) 5. NOX5005(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse;no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is account type: X4203=2/X4303=2/X4404=2/

X4803=2/X4903=2/X5003=2)

What percent of (your/her/his) pay or amount of money permonth or year (do you/does [he/she]) currently contribute?

X4206(#1a) Code percent * 100X4306(#1b) -2. Cannot convert amount to percent (negative or zero income)X4406(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X4806(#2a) no spouse;X4906(#2b) no pensions: X4135^=1/X4735^=1; no plans where notX5006(#2c) currently drawing benefits: X4141^=1/X4741^=1;

no pensions: X4201<1/X4801<1/fewer than 2 pensions:

X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is account type: X4203=2/X4303=2/X4404=2/X4803=2/X4903=2/X5003=2; does not make personalcontributions: X4205^=1/X4305^=1/X4405^=1/X4805^=1/X4905^=1/X5005^=1)

X4207(#1a) Code amountX4307(#1b) -2. Cannot convert amount to percent (negative or zero income)X4407(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X4807(#2a) no spouse;X4907(#2b) no pensions: X4135^=1/X4735^=1; no plans where notX5007(#2c) currently drawing benefits: X4141^=1/X4741^=1;

no pensions: X4201<1/X4801<1/fewer than 2 pensions:

X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is account type: X4203=2/X4303=2/X4404=2/X4803=2/X4903=2/X5003=2; does not make personalcontributions: X4205^=1/X4305^=1/X4405^=1/X4805^=1/X4905^=1/X5005^=1)

X4208(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX4308(#1b) And how often did (you/he/she) contribute that amount?X4408(#1c)X4808(#2a) Code frequencyX4908(#2b) 1. DayX5008(#2c) 2. Week

3. Biweekly

4. Month5. Quarter6. Year8. Lump sum/one payment only11. Twice per year; every six months12. Bimonthly14. By the job/piece18. Hour22. Varies-1. Nothing-2. Cannot convert amount to percent (negative or zero income)



-7. Other number or interval0. Inap. (not doing any work for pay: X4105=5/X4705=5;/


X4803=2/X4903=2/X5003=2; does not make personalcontributions: X4205^=1/X4305^=1/X4405^=1/X4805^=1/X4905^=1/X5005^=1)

Where possible, X4112/X4712 was used to compute thepercent when the amount was given (and vice versa). WhereX4112/X4712 was negative or zero, and X4112+X4131/X4712+X4731was positive, the latter figure was used to make the conversion.

At what age (do you/does your [spouse/partner]) expect tostart receiving benefits from this plan?

X4209(#1a) Code ageX4309(#1b) -2. Do not expect benefitsX4409(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X4809(#2a) no spouse;X4909(#2b) no pensions: X4135^=1/X4735^=1; no plans where notX5009(#2c) currently drawing benefits: X4141^=1/X4741^=1;

no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is account type: X4203=2/X4303=2/X4404=2/X4803=2/X4903=2/X5003=2)

X7686(#1a) Code number of yearsX7688(#1b) -2. Do not expect benefits

X7690(#1c) -1. Less than a yearX7713(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X7715(#2b) no spouse;X7717(#2c) no pensions: X4135^=1/X4735^=1; no plans where not

currently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is account type: X4203=2/X4303=2/X4404=2/X4803=2/X4903=2/X5003=2)

X7208(#1a) Code year (4 digits)X7217(#1b) -2. Do not expect benefitsX7226(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

X7275(#2a) no spouse;X7284(#2b) no pensions: X4135^=1/X4735^=1; no plans where notX7293(#2c) currently drawing benefits: X4141^=1/X4741^=1;

no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is account type: X4203=2/X4303=2/X4404=2/X4803=2/X4903=2/X5003=2)

About how much (do you/does [he/she]) expect(your/her/his) benefits to be? (As a proportion of



(your/her/his) pay at retirement, or as an amount permonth or year when (you/he/she) start(s) receiving them?)

X4210(#1a) Code amountX4310(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X4410(#1c) no spouse;X4810(#2a) no pensions: X4135^=1/X4735^=1; no plans where notX4910(#2b) currently drawing benefits: X4141^=1/X4741^=1;

X5010(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is account type: X4203=2/X4303=2/X4404=2/X4803=2/X4903=2/X5003=2; does not expect benefits:X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1;percent benefit figure given: X4212^=0/X4312^=0/X4412^=0/X4812^=0/X4912^=0/X5012^=0)

X4211(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX4311(#1b) and how often would (you/he/she) receive that amount?X4411(#1c)X4811(#2a) Code frequencyX4911(#2b) 1. Day

X5011(#2c) 2. Week3. Biweekly4. Month5. Quarter6. Year8. Lump sum/one payment only11. Twice per year; every six months12. Bimonthly14. By the job/piece18. Hour22. Varies-7. Other number or interval0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse;no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is account type: X4203=2/X4303=2/X4404=2/X4803=2/X4903=2/X5003=2; does not expect benefits:X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1;percent benefit figure given: X4212^=0/X4312^=0/X4412^=0/X4812^=0/X4912^=0/X5012^=0)

X4212(#1a) Code percentX4312(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

X4412(#1c) no spouse;X4812(#2a) no pensions: X4135^=1/X4735^=1; no plans where notX4912(#2b) currently drawing benefits: X4141^=1/X4741^=1;X5012(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions:

X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is account type: X4203=2/X4303=2/X4404=2/X4803=2/X4903=2/X5003=2; does not expect benefits:X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1;dollar benefit figure given: X4210^=0/X4310^=0/X4410^=0/X4810^=0/X4910^=0/X5010^=0)



X4213(#1a) If (you/your spouse/partner) were to leave this job now,X4313(#1b) would (you/he/she) start receiving a monthly or annualX4413(#1c) pension benefit now, would (you/he/she) receive one later,X4813(#2a) would (you/he/she) get a cash settlement now, wouldX4913(#2b) (you/he/she) get nothing, or what?X5013(#2c)

If (you/your spouse/partner) were to sell this business

now, would (you/he/she) start receiving a monthly orannual pension benefit now, would (you/he/she) receive onelater, would (you/he/she) get a cash settlement now, would(you/he/she) get nothing, or what?

If (you/your spouse/partner) were to (leave this job/sellthis business) now, would (you/he/she) start receiving amonthly or annual pension benefit now, would (you/he/she)receive one later, would (you/he/she) get a cash settlement now,would (you/he/she) get nothing, or what?

1. Benefit now2. Benefit later

3. Cash settlement/lump sum4. Nothing6. ROLLOVER7. Cash settlement and monthly pension8. Choice of Payment Method-7. Other0. Inap. (not doing any work for pay: X4105=5/X4705=5;/


X4803=2/X4903=2/X5003=2; does not expect benefits:X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1)

X4214(#1a) About how much would (you/he/she) receive?X4314(#1b)X4414(#1c) Code amountX4814(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X4914(#2b) no spouse;X5014(#2c) no pensions: X4135^=1/X4735^=1; no plans where not

currently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;

plan is account type: X4203=2/X4303=2/X4404=2/X4803=2/X4903=2/X5003=2; does not expect benefits:X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1)

X7691(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX7692(#1b) And how often would (you/he/she) receive that amount?X7693(#1c)X7718(#2a) Code frequencyX7719(#2b) 1. DayX7720(#2c) 2. Week

3. Biweekly



4. Month5. Quarter6. Year8. Lump sum/one payment only11. Twice per year; every six months12. Bimonthly14. By the job/piece18. Hour

22. Varies-7. Other number or interval

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse;no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is account type: X4203=2/X4303=2/X4404=2/X4803=2/X4903=2/X5003=2; does not expect benefits:X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1)

X4216(#1a) Can you tell me a little more about this plan?X4316(#1b) Is it a thrift or savings plan, a 401K, SupplementalX4416(#1c) Retirement Annuity (SRA), a profit-sharing plan, or what?X4816(#2a)X4916(#2b) 1. Thrift or SavingsX5016(#2c) 2. 401K/403B/SRA

3. Profit Sharing4. Stock purchase/ESOP7. Deferred compensation11. IRA-SEP (not to be confused with a regular IRA)12. Defined-contribution plan; TIAA-CREF (Teachers

Insurance and Annuity Association/College Retirement

Equity Fund)13. Money purchase plan14. Tax-deferred annuity (TDA); tax-sheltered annuity (TSA)17. Other type of annuity18. Other salary reduction plan24. Other state/local government plan25. Other federal government plan26. Other type of account-7. Other; combination0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse;no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;

no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2)

For how many years altogether (have you/has [he/she]) beenincluded in this plan? (INCLUDE YEARS WITH OTHEREMPLOYERS, IF SAME PLAN.)

X4217(#1a) Code number of years



X4319(#1b) -1. NothingX4419(#1c) -2. Cannot convert amount to percent (negative or zero income)X4819(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X4919(#2b) no spouse;X5019(#2c) no pensions: X4135^=1/X4735^=1; no plans where not

currently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;

plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2; employer not contributing:X4218^=1/X4318^=1/X4418^=1/X4818^=1/X4918^=1/X5018^=1)


X4220(#1a) Code amountX4320(#1b) -1. NothingX4420(#1c) -2. Cannot convert amount to percent (negative or zero income)X4820(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

X4920(#2b) no spouse;X5020(#2c) no pensions: X4135^=1/X4735^=1; no plans where not

currently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2; employer not contributing:X4218^=1/X4318^=1/X4418^=1/X4818^=1/X4918^=1/X5018^=1)

X4221(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX4321(#1b) And how often did (you/he/she) contribute that amount?X4421(#1c)X4821(#2a) Code frequency

X4921(#2b) 1. DayX5021(#2c) 2. Week

3. Biweekly4. Month5. Quarter6. Year8. Lump sum/one payment only11. Twice per year; every six months12. Bimonthly14. By the job/piece18. Hour22. Varies-1. Nothing

-2. Cannot convert amount to percent (negative or zero income)-7. Other number or interval0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse;no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/

X4803^=2/X4903^=2/X5003^=2; employer not contributing:X4218^=1/X4318^=1/X4418^=1/X4818^=1/X4918^=1/X5018^=1)



X4231(#1a) If (you/your spouse/partner) needed money in an emergency,X4331(#1b) could (you/he/she) withdraw some of the funds in the account?X4431(#1c) (CODE "YES" EVEN IF WITHDRAWAL INVOLVES PENALTY.)X4831(#2a)X4931(#2b) 1. YESX5031(#2c) 5. NO

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse;no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2)

X4227(#1a) Can (you/he/she) borrow against the account?X4327(#1b)X4427(#1c) 1. YES

X4827(#2a) 5. NOX4927(#2b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X5027(#2c) no spouse;

no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2)

X4228(#1a) (Do you/Does [he/she]) currently have a loan against theX4328(#1b) account?

X4428(#1c)X4828(#1a) 1. YESX4928(#2b) 5. NOX5028(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse;no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2; borrowing not allowed:X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1)

X4229(#1a) What is the amount of the loan balance?X4329(#1b)X4429(#1c) Code amountX4829(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X4929(#2b) no spouse;X5029(#2c) no pensions: X4135^=1/X4735^=1; no plans where not

currently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/



X4803^=2/X4903^=2/X5003^=2; borrowing not allowed:X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1;no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/X4928^=1/X5028^=1)

X4230(#1a) Did you tell me about this loan earlier?X4330(#1b)

X4430(#1c) 1. YESX4830(#2a) 4. R reported YES, but no apparent match in dataX4930(#2b) 5. NOX5030(#2c) 6. R reported YES, partially recorded earlier

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse;no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2; borrowing not allowed:X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1;

no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/X4928^=1/X5028^=1)

NOTE: where (X4230 X4330 X4430 X4830 X4930 X5030)=1,the amount of the loan is not edited out of theearlier location.

X7694(#1a) Where did you tell me about this loan?X7695(#1b)X7696(#1c) 1. Credit cardX7721(#2a) 2. 1st MortgageX7722(#2b) 3. 2nd MortgageX7723(#2c) 4. Home Equity Loan

5. Line of Credit6. Other Real Estate Loan8. vehicle loan9. education loan10. Other consumer loans (X2710 etc.)11. "Other loans" (X4032)12. Remodeling loan13. More than one mortgage on principal residence14. Combination of line of credit and other real estate loan-7. Other0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse;no pensions: X4135^=1/X4735^=1; no plans where not

currently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2; borrowing not allowed:X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1;no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/X4928^=1/X5028^=1; did not report loan earlier:X4230^=1/X4330^=1/X4430^=1/X4830^=1/X4930^=1/X5030^=1)



X7211(#1a) How much are the payments?X7220(#1b)X7229(#1c) Code amountX7278(#2a) -1. NothingX7287(#2b) -2. No typical paymentsX7296(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse;no pensions: X4135^=1/X4735^=1; no plans where not

currently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2; borrowing not allowed:X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1;no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/X4928^=1/X5028^=1)

X7212(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX7221(#1b) And how often are the payments made?X7230(#1c)X7279(#2a) Code frequency

X7288(#2b) 2. WeekX7297(#2c) 3. Biweekly

4. Month5. Quarter6. Year8. Lump sum/one payment only11. Twice per year12. Bimonthly14. By the job/piece18. Hour22. Varies-1. Nothing-2. No regular payment

-7. Other0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse;no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2; borrowing not allowed:X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1;no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/X4928^=1/X5028^=1)

X4222(#1a) Not including repayment of the loan,X4322(#1b)X4422(#1c) (Do you/Does [he/she]) currently make contributions toX4822(#2a) this plan?X4922(#2b) INTERVIEWER: IF R ASKS, INCLUDE CONTRIBUTIONS THROUGHX5022(#2c) SALARY DEDUCTIONS, UNION DUES OR OTHER SOURCES




no spouse;no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2)

Not including repayment of the loan,

What percent of your (spouse's/partner's) pay or amount ofmoney per month or year (do you/does your[spouse/partner]) currently contribute?

IF R RESPONDS "VARIES," THEN ASK: About how much did(you/he/she) contribute over the past year?

X4223(#1a) Code percent * 100X4323(#1b) -2. Cannot convert amount to percent (negative or zero income)X4423(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

X4823(#2a) no spouse;X4923(#2b) no pensions: X4135^=1/X4735^=1; no plans where notX5023(#2c) currently drawing benefits: X4141^=1/X4741^=1;

no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2; does not contribute to pension:X2822^=1/X4322^=1/X4422^=1/X4822^=1/X4922^=1/X5022^=1)

X4224(#1a) Code amountX4324(#1b) -2. Cannot convert amount to percent (negative or zero income)X4424(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X4824(#2a) no spouse;

X4924(#2b) no pensions: X4135^=1/X4735^=1; no plans where notX5024(#2c) currently drawing benefits: X4141^=1/X4741^=1;

no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2; does not contribute to pension:X2822^=1/X4322^=1/X4422^=1/X4822^=1/X4922^=1/X5022^=1)

X4225(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX4325(#1b) And how often did (you/he/she) contribute that amount?X4425(#1c)X4825(#2a) Code frequencyX4925(#2b) 1. Day

X5025(#2c) 2. Week3. Biweekly4. Month5. Quarter6. Year8. Lump sum/one payment only11. Twice per year; every six months12. Bimonthly14. By the job/piece18. Hour22. Varies



-1. Nothing-2. Cannot convert amount to percent (negative or zero income)-7. Other number or interval0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse;no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:

X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2; does not contribute to pension:X2822^=1/X4322^=1/X4422^=1/X4822^=1/X4922^=1/X5022^=1)


X4226(#1a) How much money is in your (spouse's/partner's) account atX4326(#1b) present?X4426(#1c)

X4826(#2a) Code amountX4926(#2b) -1. NothingX5026(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/


X4232(#1a) If (you/your spouse/partner) were to leave this job now,

X4332(#1b) would (you/he/she) lose all, some, or none of the money inX4432(#1c) this account?X4832(#2a)X4932(#2b) If (you/your spouse/partner) were to sell the businessX5032(#2c) now, would (you/he/she) lose all, some, or none of the

money in this account?

If (you/your spouse/partner) were to (leave this job/sellthe business) now, would (you/he/she) lose all, some, ornone of the money in this account?

1. LOSE ALL3. LOSE SOME

5. LOSE NONE-7. OTHER0. Inap. (not doing any work for pay: X4105=5/X4705=5;/




What proportion would (you/he/she) lose?

X4233(#1a) Code percent * 100X4333(#1b) -1. NothingX4433(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X4833(#2a) no spouse;X4933(#2b) no pensions: X4135^=1/X4735^=1; no plans where not

X5033(#2c) currently drawing benefits: X4141^=1/X4741^=1;no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2; would lose none: X4232=5/X4332=5/X4432=5/X4832=5/X4932=5/X5032=5)

X7697(#1a) Code amountX7698(#1b) -1. NothingX7699(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/X7724(#2a) no spouse;X7725(#2b) no pensions: X4135^=1/X4735^=1; no plans where notX7726(#2c) currently drawing benefits: X4141^=1/X4741^=1;

no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2; would lose none: X4232=5/X4332=5/X4432=5/X4832=5/X4932=5/X5032=5)

X4234(#1a) How is the money in this account invested? Is it mostlyX4334(#1b) in stocks, mostly in interest earning assets, is it splitX4434(#1c) between these, or what?X4834(#2a)X4934(#2b) 1. Mostly or all stock; stock in companyX5034(#2c) 2. Mostly or all interest earning; guaranteed; cash;

bank account3. Split between stock and interest earning assets4. Real estate5. Insurance / Retirement Plan-7. Other0. Inap. (not doing any work for pay: X4105=5/X4705=5;/


X7213(#1a) (Do you/Does [he/she]) have any choices about how theX7222(#1b) money is invested?X7231(#1c)X7280(#2a) 1. YESX7289(#2b) 5. NOX7298(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse;no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;



no pensions: X4201<1/X4801<1/fewer than 2 pensions:X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3;plan is not account type: X4203^=2/X4303^=2/X4404^=2/X4803^=2/X4903^=2/X5003^=2)

X4436(#1d) Altogether, how much (do you/does your [spouse/partner])X5036(#2d) have in (your/her/his) account

balance for any other pension plan or savings plan from this job?

balances for any other pension plans or savings plans fromthis job?


no spouse;no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;fewer than 4 pensions: X4201<4/X4801<4)

X8449(#1d) Original value of remaining total for Rs who did notX8450(#2d) provide complete information within the grid structure (see

introduction)

Code amount0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; no pensions: X4135^=1/X4735^=1; no planswhere not currently drawing benefits:X4141^=1/X4741^=1; did not break off early in grid)

X4437(#1d) Altogether, what other retirement payments (do you/does

X5037(#2d) [he/she])

expect to receive from this other pension plan from this job?

expect to receive from these other pension plans from this job?

1. Thrift or Savings2. 401K/403B/SRA3. Profit sharing4. Stock purchase/ESOP7. Deferred compensation11. IRA-SEP (not to be confused with a regular IRA)12. Defined-contribution plan; TIAA-CREF (Teachers

Insurance and Annuity Association/College RetirementEquity Fund)

13. Money purchase plan14. Tax-deferred savings/annuity (TDA); tax-sheltered

annuity (TSA)17. Other type of annuity18. Other salary reduction plan24. Other state/local government plan25. Other federal government plan26. Other type of account27 Combination



-7. Other type of annuity/defined benefit plan0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; self-employed: X4106=2 or 3/X4706=2 or 3;no pensions: X4135^=1/X4735^=1; no plans where notcurrently drawing benefits: X4141^=1/X4741^=1;fewer than 4 pensions: X4201<4/X4801<4)

X7232(#1) Does (your/her/his) employer offer any kind of tax-deferredX7299(#2) savings, 401K, or other such account plans for which (you

are/[he/she] is) eligible but choose not to participate in?


no spouse; no pension: X4135^=1/X4735^=1; at least oneaccount-type plan: X4203=2 or X4303=2 orX4403=2/X4803=2 or X4903=2 or X5003=2)

-----------------------------------------------------------------------------

-----------------------------------------------------------------------------SECOND JOB OF HEAD AND SPOUSE/PARTNER----------------------------------------------------------------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------#1 refers to second job of head#2 refers to second job of spouse/partner-----------------------------------------------------------------------------X4501(#1) (Are you/Is [he/she]) doing any work for pay now, otherX5101(#2) than (your/her/his) main job, such as a second job, the

military services, or (another) business of (your/her/his) own?


no spouse)

Is this a second job, the military services, your(spouse's/partner's) own business, or what? (CODE ALL THATAPPLY)

X4502(#1) Second jobX5102(#2)

X4503(#1) MilitaryX5103(#2)

X4504(#1) BusinessX5104(#2)

X4505(#1) OtherX5105(#2)

1. Checked (only for X4502-X4504/X5102-X5104)5. Not checked



Other non-inap responses for X4505/X5105 only6. Consultant7. Director; board member8. Hobby9. Manage investments/real estate0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; no second job: X4501^=1/X5101^=1)

X4507(#1) How many hours (do you/does [he/she]) work on these jobsX5107(#2)

How many hours (do you/does [he/she]) work on this jobin a normal week?

Code number-1. None0. Inap. (not doing any work for pay: X4105=5/X4705=5;/


X4508(#1) Counting paid vacations as weeks of work, how many weeks

X5108(#2) (do you/does [he/she]) work on these jobs in a normal year?

Code number0. Inap. (not doing any work for pay: X4105=5/X4705=5;/


X4509(#1) About how much (do you/does [he/she]) earn before taxesX5109(#2) from these other jobs?









----------------------------------------------------------------------------------------------------------------------------------------------------------EMPLOYMENT HISTORY OF HEAD AND SPOUSE/PARTNER----------------------------------------------------------------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------#1 refers to head

#2 refers to spouse/partner-----------------------------------------------------------------------------X4511(#1) Thinking about all your (spouse's/partner's) current workX5111(#2) for pay, (do you/does [he/she]) consider

(yourself/herself/himself) to be working full-time orpart-time?INTERVIEWER: IF R IS LAID OFF OR A SEASONAL WORKER, ASKABOUT "JOBS WHEN R IS WORKING".

1. Full-time2. Part-time0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse)

-----------------------------------------------------------------------------CURRENTLY WORKING FULL-TIME-----------------------------------------------------------------------------X4512(#1) (READ SLOWLY) Now I have a few questions about yourX5112(#2) (spouse's/partner's) past jobs. Including any periods of

self-employment, the military, and (your/her/his) currentjob, since (you were/[he/she] was) 18, how many years (haveyou/has [he/she]) worked full-time? (Roughly how many years?)

Code number of years-1. None

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working full-time: X4511^=1/X5111^=1)

**********************************************FOR THE PUBLIC DATASET, TOP-CODED AT 60

**********************************************

X4513(#1) Including any self-employment and your (spouse's/partner's)X5113(#2) current job, for how many different employers (have you/has

[he/she]) worked in full-time jobs lasting one year or more?

Code number of employers

-1. None0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working full-time: X4511^=1/X5111^=1; less than one year of full-time employment:X4512<1/X5112<1)

X4514(#1) Now, not counting (your/her/his) current job, (have you/hasX5114(#2) [he/she]) ever had a full-time job that lasted three years

or more?




no spouse; not currently working full-time: X4511^=1/X5111^=1; less than one year of full-time employment:X4512<1/X5112<1)

X4515(#1) I want to know about the longest such job (you/he/she) had.X5115(#2) Did (you/he/she) work for someone else, (were you/was

[he/she]) self-employed, or what?

1. Someone else2. Self-employed; other non-corporate business owned by PEU3. Partnership; law firm; medical/dental partnership


no spouse; not currently working full-time: X4511^=1/X5111^=1; less than one year of full-time employment:X4512<1/X5112<1; no jobs longer than a year:X4513<1/X5113<1; no job longer than 3 years:

X4514^=1/X5114^=1)

X7405(#1) What sort of work (were you/was [he/she]) doing whenX7415(#2) (you/he/she) left that job?

(Tell me a little more about what (you/he/she) did.)

Code Census 1995 3-digit occupation codesSee X7401/X7411 for definitions

In the public version of the dataset, these codes have beencollapsed in the following way:IF (3 <= 3-digit occ. code <=37) THEN occ. code=1;

ELSE IF (43 <= 3-digit occ. code <=199) THEN occ. code=1;ELSE IF (203 <= 3-digit occ. code <=235) THEN occ. code=2;ELSE IF (243 <= 3-digit occ. code <=285) THEN occ. code=2;ELSE IF (303 <= 3-digit occ. code <=389) THEN occ. code=2;ELSE IF (403 <= 3-digit occ. code <=407) THEN occ. code=3;ELSE IF (413 <= 3-digit occ. code <=427) THEN occ. code=3;ELSE IF (433 <= 3-digit occ. code <=469) THEN occ. code=3;ELSE IF (473 <= 3-digit occ. code <=499) THEN occ. code=6;ELSE IF (503 <= 3-digit occ. code <=699) THEN occ. code=4;ELSE IF (703 <= 3-digit occ. code <=799) THEN occ. code=5;ELSE IF (803 <= 3-digit occ. code <=859) THEN occ. code=5;ELSE IF (863 <= 3-digit occ. code <=889) THEN occ. code=5;ELSE IF (903 <= 3-digit occ. code <=905) THEN occ. code=3;

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working full-time: X4511^=1/X5111^=1; less than one year of full-time employment:X4512<1/X5112<1; no jobs longer than a year:X4513<1/X5113<1; no job longer than 3 years:X4514^=1/X5114^=1)

X7406(#1) What kind of business or industry did (you/he/she) workX7416(#2) in -- that is, what did they make or do at the place where



(you/he/she) worked?

Code Census 1995 3-digit industry codeSee X7402/X7412 for definitions

In the public version of the dataset, these codes have beencollapsed in the following way:IF (10 <= 3-digit ind. code <=32) THEN ind. code=1;

ELSE IF (40 <= 3-digit ind. code <=50) THEN ind. code=2;ELSE IF (60 <= 3-digit ind. code <=60) THEN ind. code=2;ELSE IF (100 <= 3-digit ind. code <=392) THEN ind. code=3;ELSE IF (500 <= 3-digit ind. code <=571) THEN ind. code=4;ELSE IF (580 <= 3-digit ind. code <=691) THEN ind. code=4;ELSE IF (700 <= 3-digit ind. code <=712) THEN ind. code=5;ELSE IF (721 <= 3-digit ind. code <=760) THEN ind. code=5;ELSE IF (400 <= 3-digit ind. code <=472) THEN ind. code=6;ELSE IF (761 <= 3-digit ind. code <=791) THEN ind. code=6;ELSE IF (800 <= 3-digit ind. code <=802) THEN ind. code=6;ELSE IF (810 <= 3-digit ind. code <=893) THEN ind. code=6;ELSE IF (900 <= 3-digit ind. code <=960) THEN ind. code=7;


In what year did (you/he/she) start working at that job?


no spouse; not currently working full-time: X4511^=1/

X5111^=1; less than one year of full-time employment:X4512<1/X5112<1; no jobs longer than a year:X4513<1/X5113<1; no job longer than 3 years:X4514^=1/X5114^=1)

X7233(#1) Code ageX7300(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working full-time: X4511^=1/X5111^=1; less than one year of full-time employment:X4512<1/X5112<1; no jobs longer than a year:X4513<1/X5113<1; no job longer than 3 years:X4514^=1/X5114^=1)

X7234(#1) Code number of yearsX7301(#2) -1. None


In what year did (you/he/she) stop working at that job?







X7236(#1) Code number of yearsX7303(#2) -1. None

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working full-time: X4511^=1/


X4520(#1) About how much (were you/was [he/she]) earning before taxesX5120(#2) when (you/he/she) stopped?


no spouse; not currently working full-time: X4511^=1/


X4521(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX5121(#2) And how often did (you/he/she) receive that amount?

Code frequency1. Day2. Week3. Biweekly4. Month

5. Quarter6. Year8. Lump sum/one payment only/in total





X4522(#1) Since (you were/[he/she] was) 18, have there been years

X5122(#2) when (you/your spouse/partner) only worked part-time?


no spouse; not currently working full-time: X4511^=1/X5111^=1)

X4523(#1) About how many years in total did (you/he/she) workX5123(#2) part-time?

Code number of years

-1. None0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working full-time: X4511^=1/X5111^=1; no part-time work: X4522^=1/X5122^=1)

Thinking now of the future, in what year or at what age(do you/does your [spouse/partner]) expect to stop workingfull-time?

X7237(#1) Code year (4-digits_X7304(#2) -2. Never stop

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/



0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working full-time: X4511^=1/X5111^=1)

X4524(#1) Code number of yearsX5124(#2) -2. Never stop

-1. Less than a year0. Inap. (not doing any work for pay: X4105=5/X4705=5;/


DEPENDS was allowed as an response to this question. However, inprocessing, this answer was coded as a missing value and imputed.X6731/X6741 contain the verbatim response when R originally answeredDEPENDS.X6731(#1) Code reason dependsX6741(#2) 6. As long as health lasts, as long as I can

7. Until have children8. Until return to school; until get married; until other



non-work activity9. Until finances are adequate; depends on finances

10. Depends on Interest, How I feel11. Depends upon opportunities/economy12. Never go back full time13. Whenever find job, ASAP14. Depends upon health15. After school, children

16. Only if need to, no plan17. When R can turn over/sell the business18. Depends on retirement age/incentives in future19. Depends on what spouse does; depends on spouse health20. Depends on family needs/situation21. Depends on whether part-time work is available22. Depends on when licensed0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working full-time: X4511^=1/X5111^=1; original answer not DEPENDS)

X4525(#1) (Do you/Does [he/she]) expect to work part-time after that?

X5125(#2)1. YES5. NO0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working full-time: X4511^=1/X5111^=1; answer to future full-time work NEVERSTOP: X4524=-2/X5124=-2)

DEPENDS was allowed as an response to this question. However, inprocessing, this answer was coded as a missing value and imputed.X6752/X6762 contain the verbatim response when R originally answeredDEPENDS.X6752(#1) Code reason depends

X6762(#2) 1. Probably yes3. If health lasts; if "feel like it"; health of other

family members4. If need the money; if "need to"; the "economy"5. Probably no6. If still enjoying work7. If there is an interesting opportunity

11. If get bored0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working full-time: X4511^=1/X5111^=1; answer to future full-time work NEVERSTOP: X4524=-2/X5124=-2; original answer not DEPENDS)

In what year (do you/does [he/she]) expect to stop workingaltogether?


0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working full-time: X4511^=1/X5111^=1; answer to future full-time work NEVERSTOP: X4524=-2/X5124=-2)




0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working full-time: X4511^=1/X5111^=1; answer to future full-time work NEVERSTOP: X4524=-2/X5124=-2)

X4526(#1) Code number of years

X5126(#2) -1. Less than a year-2. Never stop0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working full-time: X4511^=1/X5111^=1; answer to future full-time work NEVERSTOP: X4524=-2/X5124=-2)




10. Depends on Interest, How I feel11. Depends upon opportunities/economy12. Never go back full time13. Whenever find job, ASAP14. Depends upon health15. After school, children16. Only if need to, no plan17. When R can turn over/sell the business18. Depends on retirement age/incentives in future

19. Depends on what spouse does; depends on spouse health20. Depends on family needs/situation21. Depends on whether part-time work is available22. Depends on when licensed

-----------------------------------------------------------------------------CURRENTLY WORKING PART-TIME-----------------------------------------------------------------------------X4527(#1) Now I have a few questions about your (spouse's/partner's)X5127(#2) past work. Including any self-employment and your current

job, since (you were/[he/she] was) 18, about how many yearsin total (have you/has [he/she]) worked part-time for all

or most of the year?

Code mnumber of years-1. Less than a year0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working part-time: X4511^=2/X5111^=2)

X4528(#1) Since (you were/[he/she] was) 18, (have you/has [he/she])X5128(#2) ever worked full-time for pay -- including any



self-employment and the military?



X4529(#1) How many years (have you/has [he/she]) worked full-time forX5129(#2) all or most of the year?

Code number of years-1. Less than a year0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working part-time: X4511^=2/X5111^=2; no full-time jobs: X4528^=1/X5128^=1)

**********************************************FOR THE PUBLIC DATASET, TOP-CODED AT 60

**********************************************

X4530(#1) Was that five years or more?X5130(#2)

INTERVIEWER CHECKPOINT - SEE X4529/X5129

1. R HAS WORKED FULL-TIME FOR 5 YEARS OR MORE OR DK2. LESS THAN 5 YEARS0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working part-time: X4511^=2/X5111^=2; no full-time jobs: X4528^=1/X5128^=1)


******************************************

X4531(#1) In what year did (you/he/she) last work full-time for pay?X5131(#2)

Code year (4 digits)0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working part-time: X4511^=2/X5111^=2; no full-time jobs: X4528^=1/X5128^=1; worked5 years or more full-time: X4530=1/X5130=1)




0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working part-time: X4511^=2/X5111^=2; no full-time jobs: X4528^=1/X5128^=1; worked5 years or more full-time: X4530=1/X5130=1)



X4532(#1) About how much did (you/he/she) earn before taxes that year?X5132(#2)





11. Twice per year; every six months

12. Bimonthly14. By the piece/job18. Hour22. Varies-1. Nothing-7. Other0. Inap. (not doing any work for pay: X4105=5/X4705=5;/


X4534(#1) Including any self-employment and any full-time work on

X5134(#2) your (spouse's/partner's) current job, for how manydifferent employers (have you/has [he/she]) worked infull-time jobs lasting one year or more?

Code number of employers-1. None0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working part-time: X4511^=2/X5111^=2; no full-time jobs: X4528^=1/X5128^=1; didnot work 5 years or more full-time: X4530=^1/X5130^=1)

X4535(#1) I want to know about the longest full-time job (you/he/she)

X5135(#2) had. Did (you/he/she) work for someone else, (were you/was[he/she]) self-employed, or what?

1. Someone else2. Self-employed; other non-corporate business owned by PEU3. Partnership; law firm; medical/dental partnership





X7407(#1) What sort of work (were you/was [he/she]) doing when youX7417(#2) stopped working full-time at that job?



In the public version of the dataset, these codes have beencollapsed in the following way:IF (3 <= 3-digit occ. code <=37) THEN occ. code=1;ELSE IF (43 <= 3-digit occ. code <=199) THEN occ. code=1;ELSE IF (203 <= 3-digit occ. code <=235) THEN occ. code=2;ELSE IF (243 <= 3-digit occ. code <=285) THEN occ. code=2;ELSE IF (303 <= 3-digit occ. code <=389) THEN occ. code=2;ELSE IF (403 <= 3-digit occ. code <=407) THEN occ. code=3;ELSE IF (413 <= 3-digit occ. code <=427) THEN occ. code=3;ELSE IF (433 <= 3-digit occ. code <=469) THEN occ. code=3;ELSE IF (473 <= 3-digit occ. code <=499) THEN occ. code=6;ELSE IF (503 <= 3-digit occ. code <=699) THEN occ. code=4;

ELSE IF (703 <= 3-digit occ. code <=799) THEN occ. code=5;ELSE IF (803 <= 3-digit occ. code <=859) THEN occ. code=5;ELSE IF (863 <= 3-digit occ. code <=889) THEN occ. code=5;ELSE IF (903 <= 3-digit occ. code <=905) THEN occ. code=3;

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working part-time: X4511^=2/X5111^=2; no full-time jobs: X4528^=1/X5128^=1; didnot work 5 years or more full-time: X4530=^1/X5130^=1)

X7408(#1) What kind of business or industry did (you/he/she) work in --X7418(#2) that is, what did they make or do at the place where

(you/he/she) worked?


In the public version of the dataset, these codes have beencollapsed in the following way:IF (10 <= 3-digit ind. code <=32) THEN ind. code=1;ELSE IF (40 <= 3-digit ind. code <=50) THEN ind. code=2;ELSE IF (60 <= 3-digit ind. code <=60) THEN ind. code=2;ELSE IF (100 <= 3-digit ind. code <=392) THEN ind. code=3;ELSE IF (500 <= 3-digit ind. code <=571) THEN ind. code=4;ELSE IF (580 <= 3-digit ind. code <=691) THEN ind. code=4;

ELSE IF (700 <= 3-digit ind. code <=712) THEN ind. code=5;ELSE IF (721 <= 3-digit ind. code <=760) THEN ind. code=5;ELSE IF (400 <= 3-digit ind. code <=472) THEN ind. code=6;ELSE IF (761 <= 3-digit ind. code <=791) THEN ind. code=6;ELSE IF (800 <= 3-digit ind. code <=802) THEN ind. code=6;ELSE IF (810 <= 3-digit ind. code <=893) THEN ind. code=6;ELSE IF (900 <= 3-digit ind. code <=960) THEN ind. code=7;

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working part-time: X4511^=2/X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did



not work 5 years or more full-time: X4530=^1/X5130^=1)

When did (you/he/she) start working at that job?


no spouse; not currently working part-time: X4511^=2/

X5111^=2; no full-time jobs: X4528^=1/X5128^=1; didnot work 5 years or more full-time: X4530=^1/X5130^=1)



X7242(#1) Code number of learsX7309(#2) -1. Less than a year

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working part-time: X4511^=2/

X5111^=2; no full-time jobs: X4528^=1/X5128^=1; didnot work 5 years or more full-time: X4530=^1/X5130^=1)

When did (you/he/she) stop working at that job?



X7243(#1) Code age

X7310(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working part-time: X4511^=2/X5111^=2; no full-time jobs: X4528^=1/X5128^=1; didnot work 5 years or more full-time: X4530=^1/X5130^=1)


0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working part-time: X4511^=2/X5111^=2; no full-time jobs: X4528^=1/X5128^=1; didnot work 5 years or more full-time: X4530=^1/X5130^=1)







X5141(#2) And how often did (you/he/she) receive that amount?

Code frequency1. Day2. Week3. Biweekly4. Month5. Quarter

6. Year8. Lump sum/one payment only/in total



In what year did (you/your spouse/partner) last workfull-time for pay?






0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working part-time: X4511^=2/X5111^=2); no full-time jobs: X4528^=1/X5128^=1; didnot work 5 years or more full-time: X4530=^1/X5130^=1)

X4543(#1) Thinking now of the future, (do you/does your

X5143(#2) [spouse/partner]) expect to do any full-time work for pay?



DEPENDS was allowed as an response to this question. However, inprocessing, this answer was coded as a missing value and imputed.X6753/X6763 contain the verbatim response when R originally answered



19. Depends on what spouse does; depends on spouse health20. Depends on family needs/situation21. Depends on whether part-time work is available22. Depends on when licensed0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working part-time: X4511^=2/X5111^=2; o future full-time work: X4543^=1/X5143^=1;original answer not DEPENDS)

In what year (do you/does [he/she]) expect to stop workingfull-time?


no spouse; not currently working part-time: X4511^=2/X5111^=2; no future full-time work: X4543^=1/X5143^=1)




-2, Never stop0. Inap. (not doing any work for pay: X4105=5/X4705=5;/



DEPENDS.X6734(#1) Code reason dependsX6744(#2) 6. As long as health lasts, as long as I can




16. Only if need to, no plan17. When R can turn over/sell the business18. Depends on retirement age/incentives in future19. Depends on what spouse does; depends on spouse health20. Depends on family needs/situation21. Depends on whether part-time work is available22. Depends on when licensed0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working part-time: X4511^=2/X5111^=2; no future full-time work: X4543^=1/X5143^=1;original answer not DEPENDS)



In what year (do you/does [he/she]) expect to stop workingfor pay altogether?


0. Inap. (not doing any work for pay: X4105=5/X4705=5;/



0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working part-time: X4511^=2/X5111^=2)


-2. Never stop

0. Inap. (not doing any work for pay: X4105=5/X4705=5;/no spouse; not currently working part-time: X4511^=2/X5111^=2)



non-work activity

9. Until finances are adequate; depends on finances10. Depends on Interest, How I feel11. Depends upon opportunities/economy12. Never go back full time13. Whenever find job, ASAP14. Depends upon health15. After school, children16. Only if need to, no plan17. When R can turn over/sell the business18. Depends on retirement age/incentives in future19. Depends on what spouse does; depends on spouse health20. Depends on family needs/situation21. Depends on whether part-time work is available

22. Depends on when licensed0. Inap. (not doing any work for pay: X4105=5/X4705=5;/

no spouse; not currently working part-time: X4511^=2/X5111^=2; original response not DEPENDS)

-----------------------------------------------------------------------------CURRENTLY NOT WORKING-----------------------------------------------------------------------------X4601(#1) Since (you were/[he/she] was) 18, (have you/has [he/she])X5201(#2) ever worked full-time for pay?



1. YES5. NO0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/

no spouse)

X4602(#1) How many years (have you/has [he/she]) worked full-time for

X5202(#2) all or most of the year? Include any periods ofself-employment, and the military. (Roughly, how many years?)

Code number of years-1. None0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/

no spouse; never worked full-time: X4601^=1/X5201^=1)**********************************************

FOR THE PUBLIC DATASET, TOP-CODED AT 60**********************************************

X4603(#1) Was that five years or more?

X5203(#2) INTERVIEWER CHECKPOINT - SEE X4602/X5202

1. R HAS WORKED FULL-TIME FOR 5 YEARS OR MORE OR DK2. LESS THAN 5 YEARS0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/

no spouse; never worked full-time: X4601^=1/X5201^=1)******************************************


X4604(#1) In what year did (you/he/she) last work full-time for pay?X5204(#2)

Code year0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/

no spouse; never worked full-time: X4601^=1/X5201^=1;at least 5 years full-time: X4603=1/X5203=1)

X7251(#1) Code ageX7318(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/


X7252(#1) Code number of yearsX7319(#2) -1. Less than one

0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/


X4605(#1) About how much did (you/he/she) earn before taxes that year?X5205(#2)

Code amount-1. Nothing0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/





Code frequency1. Day2. Week3. Biweekly

4. Month5. Quarter6. Year8. Lump sum/one payment only/in total

11. Twice per year; every six months12. Bimonthly14. By the piece/job18. Hour22. Varies-1. Nothing-7. Other0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/

no spouse; never worked full-time: X4601^=1/X5201^=1;

at least 5 years full-time: X4603=1/X5203=1)

X4607(#1) Including any self-employment, for how many differentX5207(#2) employers (have you/has [he/she]) worked in full-time jobs

lasting one year or more?

Code number of employers-1. None0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/

no spouse; never worked full-time: X4601^=1/X5201^=1;less than 5 years full-time: X4603=2/X5203=2)

X4608(#1) I want to know about this full-time job (you/he/she)X5208(#2)

I want to know about the longest full-time job (you/he/she)had. Did (you/he/she) work for someone else, (were you/was[he/she]) self-employed, or what?1. Someone else2. Self-employed; other non-corporate business owned by PEU3. Partnership; law firm; medical/dental partnership

-7. Other0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/


X7409(#1) What sort of work (were you/was [he/she]) doing whenX7419(#2) (you/he/she) left that job?



In the public version of the dataset, these codes have beencollapsed in the following way:



IF (3 <= 3-digit occ. code <=37) THEN occ. code=1;ELSE IF (43 <= 3-digit occ. code <=199) THEN occ. code=1;ELSE IF (203 <= 3-digit occ. code <=235) THEN occ. code=2;ELSE IF (243 <= 3-digit occ. code <=285) THEN occ. code=2;ELSE IF (303 <= 3-digit occ. code <=389) THEN occ. code=2;ELSE IF (403 <= 3-digit occ. code <=407) THEN occ. code=3;ELSE IF (413 <= 3-digit occ. code <=427) THEN occ. code=3;ELSE IF (433 <= 3-digit occ. code <=469) THEN occ. code=3;

ELSE IF (473 <= 3-digit occ. code <=499) THEN occ. code=6;ELSE IF (503 <= 3-digit occ. code <=699) THEN occ. code=4;ELSE IF (703 <= 3-digit occ. code <=799) THEN occ. code=5;ELSE IF (803 <= 3-digit occ. code <=859) THEN occ. code=5;ELSE IF (863 <= 3-digit occ. code <=889) THEN occ. code=5;ELSE IF (903 <= 3-digit occ. code <=905) THEN occ. code=3;

0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/no spouse; never worked full-time: X4601^=1/X5201^=1;less than 5 years full-time: X4603=2/X5203=2)

X7410(#1) What kind of business or industry did (you/he/she) work in --

X7420(#2) that is, what did they make or do at the place where(you/he/she) worked?


In the public version of the dataset, these codes have beencollapsed in the following way:IF (10 <= 3-digit ind. code <=32) THEN ind. code=1;ELSE IF (40 <= 3-digit ind. code <=50) THEN ind. code=2;ELSE IF (60 <= 3-digit ind. code <=60) THEN ind. code=2;ELSE IF (100 <= 3-digit ind. code <=392) THEN ind. code=3;ELSE IF (500 <= 3-digit ind. code <=571) THEN ind. code=4;

ELSE IF (580 <= 3-digit ind. code <=691) THEN ind. code=4;ELSE IF (700 <= 3-digit ind. code <=712) THEN ind. code=5;ELSE IF (721 <= 3-digit ind. code <=760) THEN ind. code=5;ELSE IF (400 <= 3-digit ind. code <=472) THEN ind. code=6;ELSE IF (761 <= 3-digit ind. code <=791) THEN ind. code=6;ELSE IF (800 <= 3-digit ind. code <=802) THEN ind. code=6;ELSE IF (810 <= 3-digit ind. code <=893) THEN ind. code=6;ELSE IF (900 <= 3-digit ind. code <=960) THEN ind. code=7;


In what year did (you/he/she) start working at that job?

X4611(#1) Code year (4 digits)X5211(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/








In what year did (you/he/she) stop working at that job?




no spouse; never worked full-time: X4601^=1/X5201^=1;

less than 5 years full-time: X4603=2/X5203=2)




Code amount

-1. Nothing0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/



Code frequency1. Day2. Week3. Biweekly4. Month


11. Twice per year; every six months12. Bimonthly14. By the piece/job18. Hour22. Varies-1. Nothing-7. Other0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/




X4615(#1) Since (you were/[he/she] was) 18, were there any years whenX5215(#2) (you/he/she) (only) worked part-time for all or most of the

year?


no spouse)

X4616(#1) For about how many years did (you/he/she) work part-timeX5216(#2) (for all or most of the year)?

Code number of years-1. Less than a year0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/

no spouse; no part-time work: X4615^=1/X5215^=1)

X4617(#1) (Do you/Does [he/she]) expect to work for pay in the future?X5217(#2)


no spouse)

In what year (do you/does your [spouse/partner]) expect tostart working?


no spouse; does not expect to work in future:X4617^=1/X5217^=1)




0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/








16. Only if need to, no plan17. When R can turn over/sell the business18. Depends on retirement age/incentives in future19. Depends on what spouse does; depends on spouse health20. Depends on family needs/situation21. Depends on whether part-time work is available22. Depends on when licensed0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/

no spouse; does not expect to work in future:X4617^=1/X5217^=1: original response not DEPENDS)

X4619(#1) Will any of that be full-time work?

X5219(#2)1. YES5. NO0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/


DEPENDS was allowed as an response to this question. However, inprocessing, this answer was coded as a missing value and imputed.X6754/X6764 contain the verbatim response when R originally answeredDEPENDS.X6754(#1) Code reason dependsX6764(#2) 4. As soon as can find full-time job

6. Depends on pay7. Depends on health or health-related issue8. No particular plans9. Expect to go into self-employment/expand time for self-employment

10. Depends upon family or child-care issues11. Depends on opportunities/interest0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/

no spouse; does not expect to work in future:X4617^=1/X5217^=1; original response not DEPENDS)

In what year (do you/does [he/she]) expect to start workingfull-time?


no spouse; does not expect to work in future:X4617^=1/X5217^=1; does not expect to work full-time:X4619^=1/X5219^=1)


no spouse; does not expect to work in future:X4617^=1/X5217^=1; does not expect to work full-time:



X4619^=1/X5219^=1)


0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/no spouse; does not expect to work in future:X4617^=1/X5217^=1; does not expect to work full-time:X4619^=1/X5219^=1)




10. Depends on Interest, How I feel11. Depends upon opportunities/economy

12. Never go back full time13. Whenever find job, ASAP14. Depends upon health15. After school, children16. Only if need to, no plan17. When R can turn over/sell the business18. Depends on retirement age/incentives in future19. Depends on what spouse does; depends on spouse health20. Depends on family needs/situation21. Depends on whether part-time work is available22. Depends on when licensed0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/

no spouse; does not expect to work in future:

X4617^=1/X5217^=1; does not expect to work full-time:X4619^=1/X5219^=1; original response not DEPENDS)

In what year (do you/does [he/she]) expect to stop workingfull-time?






-2. Never stop





DEPENDS.X6738(#1) Code reason dependsX6748(#2) 6. As long as health lasts, as long as I can




16. Only if need to, no plan17. When R can turn over/sell the business18. Depends on retirement age/incentives in future19. Depends on what spouse does; depends on spouse health20. Depends on family needs/situation21. Depends on whether part-time work is available22. Depends on when licensed0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/

no spouse; does not expect to work in future:X4617^=1/X5217^=1; does not expect to work full-time:X4619^=1/X5219^=1; oroginal response not DEPENDS)

In what year (do you/does [he/she]) expect to stop workingfor pay altogether?

X7262(#2) Code yearX7329(#2) -2. Never stop

0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/no spouse; does not expect to work in future:X4617^=1/X5217^=1)


0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/no spouse; does not expect to work in future:

X4617^=1/X5217^=1)


-2. Never stop0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/


DEPENDS was allowed as an response to this question. However, inprocessing, this answer was coded as a missing value and imputed.



X6739/X6749 contain the verbatim response when R originally answeredDEPENDS.X6739(#1) Code reason dependsX6749(#2) 6. As long as health lasts, as long as I can



10. Depends on Interest, How I feel11. Depends upon opportunities/economy12. Never go back full time13. Whenever find job, ASAP14. Depends upon health15. After school, children16. Only if need to, no plan17. When R can turn over/sell the business18. Depends on retirement age/incentives in future19. Depends on what spouse does; depends on spouse health20. Depends on family needs/situation21. Depends on whether part-time work is available22. Depends on when licensed

0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/no spouse; does not expect to work in future:X4617^=1/X5217^=1; original response not DEPENDS)

-----------------------------------------------------------------------------INFORMATION LINKED FROM 1995 CURRENT POPULATION SURVEY BY OCCUPATION CODEFOR PRIOR JOB-----------------------------------------------------------------------------X8171(#1) Recode: Unconditional mean wage for occupation group in 1995X8172(#2)

Code number0. Inap. (/no spouse; no 3-digit occupation code for past

job: X7405=0 and X7407=0 and X7409=0/X7415=0 andX7417=0 and X7419=0)


******************************************

For each occupation group, regressions were run separatelyfor males and females of the log of annualized wages on aconstant, a spline on age (AGE, MAX(0, AGE-35),MAX(0,AGE-55)), a dummy variable for part-time employment(1 = working 20 or fewer hours per week), a dummy variablefor self-employment (1 = self-employed), a dummy for race(1 = Hispanic or non-white), and dummy variables for years

of education (1 = : 12 years of education, some college oran Associate's degree, Bachelor's degree, higher degreethan Bachelor's degree). If there were too few people in a CPS3-digit occupation group, either the SCF case was matched toa neighboring occupation group, or the match was made at thelevel of the 2-digit occupation code. Some of the modelcoefficients may be identically zero where there are too fewcases in the appropriate cells in the CPS data to identifythese coefficients; for example, a coefficient for the[36,55) element of the age spline may be identically zeroif there are no CPS cases in that age group for the given



occupation.

X8125(#1) Recode: 10000 * InterceptX8126(#2)


job: X7405=0 and X7407=0 and X7409=0/X7415=0 and

X7417=0 and X7419=0)******************************************


X8119(#1) Recode: For age in [1, 35]: 10000 * Coefficient of AGEX8120(#2)




******************************************

X8121(#1) Recode: For age in [36, 55]: 10000 * Coefficient of MAX(0,AGE-35)X8122(#2)




******************************************

X8123(#1) Recode: For age in [55, 999]: 10000 * Coefficient of MAX(0,AGE-55)

X8124(#2)Code number0. Inap. (/no spouse; no 3-digit occupation code for past



******************************************

X8332(#1) Recode: 10000 * Coefficient of dummy for part-time employmentX8333(#2)




******************************************

X8334(#1) Recode: 10000 * Coefficient of dummy for self-emlpoymentX8335(#2)


job: X7405=0 and X7407=0 and X7409=0/X7415=0 and



X7417=0 and X7419=0)******************************************


X8336(#1) Recode: 10000 * Coefficient of dummy for Hispanic or nonwhiteX8337(#2)

Code number

0. Inap. (/no spouse; no 3-digit occupation code for pastjob: X7405=0 and X7407=0 and X7409=0/X7415=0 andX7417=0 and X7419=0)


******************************************

X8338(#1) Recode: 10000 * Coefficient of dummy for 12 years of educationX8339(#2)




******************************************

X8340(#1) Recode: 10000 * Coefficient of dummy for some college orX8341(#2) Associate's degree




******************************************

X8342(#1) Recode: 10000 * Coefficient of dummy for Bachelor's degreeX8343(#2)




******************************************

X8344(#1) Recode: 10000 * Coefficient of dummy for higher degree than

X8345(#2) Bachelor's degree




******************************************

X8127(#1) Recode: 10000 * Standard error log regression



X8128(#2)Code number0. Inap. (/no spouse; no 3-digit occupation code for past



******************************************

X8129(#1) Recode: Annualized level of expected income from regressionX8130(#2) (corrected for non-zero expectation of error term for level)




******************************************

----------------------------------------------------------------------------------------------------------------------------------------------------------CURRENT BENEFITS FROM SOCIAL SECURITY AND PENSIONS----------------------------------------------------------------------------------------------------------------------------------------------------------X5301 Are you or your (spouse/partner) currently receiving Social

Security benefit payments? (VERSION ASKED ONLY IF CURRENT JOBPENSION REPORTED AT X4140/X4740)

Are you or your (spouse/partner) currently receiving SocialSecurity benefit payments, or any other type of pension,retirement, or disability benefit payment?

Are you currently receiving Social Security benefit payments?(VERSION ASKED ONLY IF CURRENT JOB PENSION REPORTED ATX4140/X4740)

Are you currently receiving Social Security benefit payments,or any other type of pension, retirement, or disabilitybenefit payment?

REMEMBER! 'YOU' HERE MEANS THE DESIGNATED RESPONDENT'SPOUSE/PARTNER' MEANS SPOUSE/PARTNER OF DESIGNATED R(DO NOT INCLUDE SUPPLEMENTAL SECURITY INCOME [SSI])

1. YES

5. NO

X5302 Do these include Social Security benefit payments?

1. YES5. NO0. Inap. (not receiving pension or Social Security

benefits: X5301^=1)



-----------------------------------------------------------------------------#1 refers to Social Security benefits of head#2 refers to Social Security benefits of spouse/partner-----------------------------------------------------------------------------X5303(#1) Are you and your (spouse/partner) currently receivingX5308(#2) Social Security payments or is only one of you? (Which one?)

1. Checked

5. Not checked (including no spouse)0. Inap. (not receiving pension or Social Security

benefits: X5301^=1; not receiving Social Security:X5302^=1; no spouse/partner)

X5304(#1) Are the payments you receive for retirement, disability, orX5309(#2) survivors benefits?

Are the payments your (spouse/partner) receives for retirement,disability, or survivors benefits?

1. Retirement

2. Disability3. Survivors6. Dependent's benefit0. Inap. (not receiving pension or Social Security

benefits: X5301^=1; not receiving Social Security:X5302^=1;/no spouse; not receiving Social Security:X5303^=1/X5308^=1)

*******************************************************FOR THE PUBLIC DATASET, CODE 6 IS COMBINED WITH 3

*******************************************************

How long have you received these benefits?

How long has he received these benefits?

How long has she received these benefits?


0. Inap. (not receiving pension or Social Securitybenefits: X5301^=1; not receiving Social Security:X5302^=1;/no spouse; not receiving Social Security:X5303^=1/X5308^=1)

X7330(#1) Code age

X7331(#2) 0. Inap. (not receiving pension or Social Securitybenefits: X5301^=1; not receiving Social Security:X5302^=1;/no spouse; not receiving Social Security:X5303^=1/X5308^=1)

X7734(#1) Code year (4 digits)X7735(#2) 0. Inap. (not receiving pension or Social Security




X5306(#1) How much do you receive each month or year?X5311(#2)

How much does he receive each month or year?

How much does she receive each month or year?

Code amount

-1. Nothing0. Inap. (not receiving pension or Social Security


X5307(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX5312(#2)

And how often do you receive that amount?

And how often does he receive that amount?

And how often does she receive that amount?

Code frequency4. Month5. Quarter6. Year

-7. Other0. Inap. (not receiving pension or Social Security


X5313 Are you or your (spouse/partner) currently receiving any

other retirement, pensions, or disability payments?

Are you currently receiving any other retirement, pensions,or disability payments?

1. YES5. NO0. Inap. (not receiving pension or Social Security

benefits: X5301^=1)

X5314 Not counting Social Security, how many retirement, pension,or disability benefit payments are you and your

(spouse/partner) currently receiving?

How many retirement, pension, or disability benefitpayments are you and your (spouse/partner) currentlyreceiving?

Not counting Social Security, how many retirement, pension, ordisability benefit payments are you currently receiving?

How many retirement, pension, or disability benefitpayments are you currently receiving?



Including the payments you told me you and your(spouse/partner) are receiving.

Including the payments you told me you are receiving.

Including the payments you told me your (spouse/partner) isreceiving.

(DO NOT INCLUDE INCOME FROM IRA AND KEOGH ACCOUNTS ALREADYREPORTED.)

Code number0. Inap. (not receiving pension or Social Security

benefits: X5301^=1; no current pension benefits: X5314^=1)********************************************



Code number0. Inap. (not receiving pension or Social Security

benefits: X5301^=1; no current pension benefits: X5314^=1)********************************************


-----------------------------------------------------------------------------#1 refers to the first current pension benefit#2 refers to the second current pension benefit#3 refers to the third current pension benefit#4 refers to the fourth current pension benefit

#5 refers to the fifth current pension benefit#6 refers to the sixth current pension benefit-----------------------------------------------------------------------------X5315(#1) For this benefit, who is receiving these payments, you orX5323(#2)X5331(#3) For the first benefit1, who is receiving these payments,X5415(#4) you or your (spouse/partner)?X5423(#5)X5431(#6) 1. Head

2. Spouse/partner0. Inap. (not receiving pension or Social Security

benefits: X5301^=1; no current pension benefits: X5314^=1;no benefits: X5314<1/less than 2 benefits: X5314<2/

less than 3 benefits: X5314<3/less than 4 benefits:X5314<4/less than 5 benefits: X5314<5/less than 6benefits: X5314<6)

X5316(#1) Is this a payment from a current job, past job, aX5324(#2) disability or military benefit, spouse's pension, orX5332(#3) something else?X5416(#4)X5424(#5) 1. Current job pensionX5432(#6) 2. Past job pension (except military)



X5319(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX5327(#2) And how often is that amount received?X5335(#3)X5419(#4) Code frequencyX5427(#5) 1. DayX5435(#6) 2. Week

3. Biweekly4. Month


11. Twice per year; every six months12. Bimonthly14. By the piece/job18. Hour22. Varies-7. Other0. Inap. (not receiving pension or Social Security

benefits: X5301^=1; no current pension benefits: X5314^=1;no benefits: X5314<1/less than 2 benefits: X5314<2/less than 3 benefits: X5314<3/less than 4 benefits:

X5314<4/less than 5 benefits: X5314<5/less than 6benefits: X5314<6)

X5320(#1) Has this payment been increased when the cost of living hasX5328(#2) increased?X5336(#3)X5420(#4) 1. YESX5428(#5) 5. NOX5436(#6) 0. Inap. (not receiving pension or Social Security

benefits: X5301^=1; no current pension benefits: X5314^=1;no benefits: X5314<1/less than 2 benefits: X5314<2/less than 3 benefits: X5314<3/less than 4 benefits:

X5314<4/less than 5 benefits: X5314<5/less than 6benefits: X5314<6)

X5322(#1) If you were to die, what percent of this payment would yourX5330(#2) (husband/wife/partner) continue to receive or would theX5338(#3) payments stop?X5422(#4)X5430(#5) If your (husband/wife/partner) were to die, what percent ofX5438(#6) this payment would you continue to receive or would the

payments stop?

Code percent * 100

-1. Stop-2. Start at a later time, no indication of reduced benefit-3. Start at a later time, indication of reduced benefit-4. Lump sum payout-7. Other arrangement0. Inap. (not receiving pension or Social Security

benefits: X5301^=1; no current pension benefits: X5314^=1;no benefits: X5314<1/less than 2 benefits: X5314<2/less than 3 benefits: X5314<3/less than 4 benefits:X5314<4/less than 5 benefits: X5314<5/less than 6benefits: X5314<6; no spouse or partner)



----------------------------------------------------------------------------------------------------------------------------------------------------------CASH SETTLEMENTS FROM PAST JOBS----------------------------------------------------------------------------------------------------------------------------------------------------------X5501 Have you or your (spouse/partner) ever received a cash

settlement from a pension or retirement plan of a previousjob?

Have you ever received a cash settlement from a pension orretirement plan of a previous job?

1. YES5. NO

X5502 How many different cash settlements have you or your(spouse/partner) received?

How many different cash settlements have you received?

Code number0. Inap. (no setlements: X5501^=1)


Code number0. Inap. (no setlements: X5501^=1)

-----------------------------------------------------------------------------#1 refers to first settlement

#2 refers to second settlement#3 refers to third settlement#4 refers to fourth settlement#5 refers to fifth settlement-----------------------------------------------------------------------------X5503(#1) Who received this settlement, you or your (spouse/partner)?X5506(#2)X5509(#3) Who received the first cash1 settlement, you or yourX5512(#4) (spouse/partner)?X5515(#5)

1. Head2. Spouse/partner0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/

less than 2 settlements: X5502<2/less than 3 settlements:X5502<3/less than 4 settlements: X5502<4/less than 5settlements: X5502<5)

X5504(#1) What was the amount of this settlement?X5507(#2)X5510(#3) What was the amount of this first cash1 settlement?X5513(#4)X5516(#5) Code amount

0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/



less than 2 settlements: X5502<2/less than 3 settlements:X5502<3/less than 4 settlements: X5502<4/less than 5settlements: X5502<5)

In what year was this settlement received?

In what year was the first cash1 settlement received?

X5505(#1) Code year (4 digits)X5508(#2) 0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/X5511(#3) less than 2 settlements: X5502<2/less than 3 settlements:X5514(#4) X5502<3/less than 4 settlements: X5502<4/less than 5X5517(#5) settlements: X5502<5)

X7338(#1) Code ageX7340(#2) 0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/X7342(#3) less than 2 settlements: X5502<2/less than 3 settlements:X7344(#4) X5502<3/less than 4 settlements: X5502<4/less than 5X7346(#5) settlements: X5502<5)

X7339(#1) Code number of yearsX7341(#2) -1. Less than a yearX7343(#3) 0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/X7345(#4) less than 2 settlements: X5502<2/less than 3 settlements:X7347(#5) X5502<3/less than 4 settlements: X5502<4/less than 5

settlements: X5502<5)

----------------------------------------------------------------------------------------------------------------------------------------------------------FUTURE PENSION BENEFITS----------------------------------------------------------------------------------------------------------------------------------------------------------

X5601 Now I want to ask about future pension benefits that youand your (spouse/partner) have earned rights to from pastor current jobs. Aside from Social Security and otherpensions you have already told me about, do you and your(spouse/partner) expect to receive any (other) pensions inthe future?

Now I want to ask about future pension benefits that you haveearned rights to from past or current jobs. Aside from SocialSecurity and other pensions you have already told me about,do you expect to receive any (other) pensions in the future?

1. YES

5. NO

X5602 How many such benefits do you or your (spouse/partner)expect to receive in the future?

How many such benefits do you expect to receive in the future?

Code number0. Inap. (no future pensions: X5601^=1)




Code number0. Inap. (no future pensions: X5601^=1)

-----------------------------------------------------------------------------#1 refers to first future pension benefit

#2 refers to second future pension benefit#3 refers to third future pension benefit#4 refers to fourth future pension benefit#5 refers to fifth future pension benefit#6 refers to sixth future pension benefit-----------------------------------------------------------------------------X5606(#1) Who expects to receive this benefit?X5614(#2)X5622(#3) Who expects to receive the largest benefit?X5630(#4)X5638(#5) IF R ANSWERS DK: Tell me about your benefits first.X5646(#6) WE DO NOT CARE WHICH PLAN IS LARGEST, TAKE ANY PLAN.

1. Head2. Spouse/partner0. Inap. (no future pensions: X5601^=1; no future

benefits: X5602<1/ less than 2 future benefits:X5602<2/less than 3 benefits X5602<3/less than 4benefits: X5602<4/less than 5 benefits: X5602<5/less than 6 benefits: X5602<6)

X5603(#1) About this benefit, is this from a pension planX5611(#2)X5619(#3) About the largest benefit, is this from a pension planX5627(#4)

X5635(#5) where a certain amount of money is accumulated in anX5643(#6) account for you, a formula plan that will give you a

specific amount of income each month or year when youretire, or what?

where a certain amount of money is accumulated in anaccount for your (spouse/partner), a formula plan that willgive you a specific amount of income each month or yearwhen (he/she) retires, or what?

1. Income formula2. Account3. Both

0. Inap. (no future pensions: X5601^=1; no futurebenefits: X5602<1/ less than 2 future benefits:X5602<2/less than 3 benefits X5602<3/less than 4benefits: X5602<4/less than 5 benefits: X5602<5/less than 6 benefits: X5602<6)

X7348(#1) When you retire, will you receive the money in the accountX7350(#2) as a lump sum, or will you receive regular payments?X7352(#3)X7354(#4) When your (spouse/partner) retires, will (he/she) receive



X7356(#5) the money in the account as a lump sum, or will (he/she)X7358(#6) receive regular payments?

1. Lump sum2. Regular payments0. Inap. (no future pensions: X5601^=1; no future

benefits: X5602<1/ less than 2 future benefits:X5602<2/less than 3 benefits X5602<3/less than 4

benefits: X5602<4/less than 5 benefits: X5602<5/less than 6 benefits: X5602<6; not an account-typeplan: X5603^=2/X5611^=2/X5619^=2/X5627^=2/X5635^=2/X5643^=2)

X5604(#1) How much is in the account now?X5612(#2)X5620(#3) Code amountX5628(#4) 0. Inap. (no future pensions: X5601^=1; no futureX5636(#5) benefits: X5602<1/ less than 2 future benefits:X5644(#6) X5602<2/less than 3 benefits X5602<3/less than 4

benefits: X5602<4/less than 5 benefits: X5602<5/

less than 6 benefits: X5602<6; an income formulaplan: X5603=1/X5611=1/X5619=1/X5627=1/X5635=1/X5643=1)

When do you expect to receive this pension?

When does (he/she) expect to receive this pension?

X7751(#1) Code number of yearsX7752(#2) -1. Less than a yearX7753(#3) 0. Inap. (no future pensions: X5601^=1; no futureX7754(#4) benefits: X5602<1/ less than 2 future benefits:

X7755(#5) X5602<2/less than 3 benefits X5602<3/less than 4X7756(#6) benefits: X5602<4/less than 5 benefits: X5602<5/

less than 6 benefits: X5602<6)

X5607(#1) Code ageX5615(#2) 0. Inap. (no future pensions: X5601^=1; no futureX5623(#3) benefits: X5602<1/ less than 2 future benefits:X5631(#4) X5602<2/less than 3 benefits X5602<3/less than 4X5639(#5) benefits: X5602<4/less than 5 benefits: X5602<5/X5647(#6) less than 6 benefits: X5602<6)

X7349(#1) Code year (4 digits)X7351(#2) 0. Inap. (no future pensions: X5601^=1; no future

X7353(#3) benefits: X5602<1/ less than 2 future benefits:X7355(#4) X5602<2/less than 3 benefits X5602<3/less than 4X7357(#5) benefits: X5602<4/less than 5 benefits: X5602<5/X7359(#6) less than 6 benefits: X5602<6)

X5608(#1) About how much do you expect them to be?X5616(#2)X5624(#3) About how much does (he/she) expect them to be?X5632(#4)X5640(#5) Code amount



X5648(#6) -1. Nothing0. Inap. (no future pensions: X5601^=1; no future

benefits: X5602<1/ less than 2 future benefits:X5602<2/less than 3 benefits X5602<3/less than 4benefits: X5602<4/less than 5 benefits: X5602<5/less than 6 benefits: X5602<6; lump sum benefit:X7348=1/X7350=1/X7352=1/X7354=1/X7356=1/X7358=1)

X5609(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONEDX5617(#2) And how often do you expect to receive that amount?X5625(#3)X5633(#4) Code frequencyX5641(#5) 1. DayX5649(#6) 2. Week

3. Biweekly4. Month5. Quarter6. Year8. Lump sum/one payment only/in total

11. Twice per year; every six months12. Bimonthly

14. By the piece/job18. Hour22. Varies-1. Nothing-7. Other0. Inap. (no future pensions: X5601^=1; no future

benefits: X5602<1/ less than 2 future benefits:X5602<2/less than 3 benefits X5602<3/less than 4benefits: X5602<4/less than 5 benefits: X5602<5/less than 6 benefits: X5602<6; lump sum benefit:X7348=1/X7350=1/X7352=1/X7354=1/X7356=1/X7358=1)

X7360 Are any of these part of an IRA, KEOGH, or other pension plan?

1. Yes, IRA/KEOGH2. Yes, pension5. No0. Inap. (no future pensions: X5601^=1)NOTE: All initial YES responses have been reconciled withthe IRA/Keogh data and edited out of this grid.

----------------------------------------------------------------------------------------------------------------------------------------------------------INCOME, SUPPORT, ALIMONY-----------------------------------------------------------------------------

-----------------------------------------------------------------------------We have talked about various sources of income. Now wewould like to get the overall picture of all the differentsources of income that you had in 1994.

We have talked about various sources of income. Now wewould like to get the overall picture of all the differentsources of income that you and members of your family livinghere had in 1994.

X5701 Did you have income from wages and salaries?



1. YES5. NO

X5702 In total, how much income from

wages and salaries

did you receive in 1994, before deductions for taxes andanything else?

did you and your family receive in 1994, before deductionsfor taxes and anything else?

Code amount0. Inap. (no wage income: X5701^=1)

X5703 Did you have income or losses from

Did you or anyone have income or losses from

a professional practice, business, or farm?

(Other than wages or salaries)

1. YES5. NO

X5704 In total, how much income from a professional practice,business, or farm



Code amount-1. Nothing-2. Negative value inferred from data on business0. Inap. (no business income: X5703^=1)

X5705 Did you have income from

Did you or anyone have income from

non-taxable investments such as municipal bonds0?

1. YES5. NO




non-taxable investments such as municipal bonds


did you and your family receive in 1994, before deductions

for taxes and anything else?

Code amount0. Inap. (no non-taxable income: X5705^=1)

X5707 Did you have any other interest income?

Did you or anyone have any other interest income?

1. YES5. NO

X5708 In total, how much other interest income

In total, how much income from other interest



Code amount0. Inap. (no other interest income: X5707^=1)



dividends?

1. YES5. NO


dividends



Code amount0. Inap. (no dividend income: X5709^=1)



X5711 Did you have income or losses from

Did you or anyone have income or losses from

net gains or losses from the sale of stocks, bonds, or realestate?

1. YES5. NO


net gains or losses from the sale of stocks, bonds, or realestate



Code amount-1. Nothing0. Inap. (no capital gains or losses: X5711^=1)



net rent, trusts, or royalties from any other investment or

business?

1. YES5. NO


net rent, trusts, or royalties from any other investment orbusiness



Code amount-1. Nothing0. Inap. (no rental, trust, or royalty income: X5713^=1)





unemployment or worker's compensation?

1. YES5. NO


unemployment or worker's compensation



Code amount0. Inap. (no unemployment income: X5715^=1)



child support or alimony which you or your family here receive?

1. YES5. NO


child support or alimony which you or your family here receive



Code amount0. Inap. (no child support or alimony income: X5717^=1)



ADC, AFDC, food stamps, or other forms of welfare orassistance such as SSI?

1. YES5. NO




ADC, AFDC, food stamps, or other forms of welfare orassistance such as SSI



Code amount0. Inap. (no welfare income: X5719^=1)



Social Security or other pensions, annuities, or otherdisability or retirement programs?

1. YES5. NO


Social Security or other pensions, annuities, or otherdisability or retirement programs



Code amount0. Inap. (no Social Security, pension, or annuity income:

X5721^=1)



any other sources?

1. YES5. NO

X5725 What other sources?

1. Settlements; from lawsuits, divorce, insurance2. Gambling winnings; prize money3. Education scholarships or grants (not including

loans); G.I. Bill; "fellowships"



4. Honorarium11. "IRA", NFS; IRA withdrawal12. Inheritance/gifts13. Other help/support from relatives14. Repayment of debts15. Income tax refund21. Care of foster child in the home22. Housing subsidy/rent paid by some (government) agency

23. Trustee fee; executor fee30. Sale of asset (coding as capital gain/loss has priority)31. Alaska Permanent Fund0. Inap. (no other income: X5723^=1)

********************************************************FOR THE PUBLIC DATASET, CODES 3, 4, 21, AND 31 ARECOMBINED WITH -7.

********************************************************


any other sources



Code amount-1. Nothing0. Inap. (no other income: X5725^=1)

X7361 I would like to confirm that your total 1994 income from all

I would like to confirm that your family's total 1994income from all

sources was {X5702+X5704+X5706+X5708+X5710+X5712+X5714+X5716+X5718+X5720+X5722+X5724}.

Is that correct?

1. YES5. NO0. Inap. (at least one value in {J5702,J5704,J5706,

J5708,J5710,J5712,J5714,J5716,J5718,J5720,J5722,J5724}

>=90)NOTE: sometimes a respondent may have given an illegalvalue to one of (X5702 X5704 X5706 X5708 X5710 X5712 X5714X5716 X5718 X5720 X5722 X5724). Most such values shouldnot have been accepted by the CAPI program, butoccasionally the software failed. Such values weregenerally edited out, and often they were set to a missingvalue and subsequently imputed. If the respondent did notgive any incompete dollar responses to any of the componentincome questions, then he would be asked to confirm thetotal amount. In all of these cases, there is inherent



complex ambiguity about which income responses are mostcredible. For these cases, the general policy was tochange X7361 to the inapplicable code (zero).

X5729 What would be the correct total?

How much was the total income you received in 1994 from all

sources, before taxes and other deductions were made?

How much was the total income you and your family living herereceived in 1994 from all sources, before taxes and otherdeductions were made?


NOTE: if X7361=1, the computed total is held in X5729.NOTE: in the public version of the dataset, the X7361 maybe YES, but the value of the income in X5729 may not beequal to X5702+X5704+X5706+X5708+X5710+X5712+X5714+X5716+

X5718+X5720+X5722+X5724 because of various operationsapplied to the data for disclosure avoidance. The detailsof this operation cannot be revealed, but a generaldiscription of the process is available in the papers citedin the introduction to this codebook.

X7650 Is this income unusually high or low compared to what youwould expect in a "normal" year, or is it normal?

1. High2. Low3. Normal

Note: some respondents reported that their 1994 income wasunusually high (low), but gave a normal income figure atX7362 that was higher (lower). These cases appear to beones where the frame of reference for "normal" has shifted:e.g., a student made an unusually large amount last year asa student, but in a full-time job now makes more.

Why is that?

X6765 Code reason income unusually high1. Capital gains

2. Sale of assets3. Higher business/self-employment income4. Higher return on investments5. Worked more; took second job6. Stopped working since then: child7. Stopped working since then: retired8. Stopped working since then: other9. Pension settlement

10. Other Settlement11. Bonus12. Inheritance



13. Good weather/crop14. Took more money out of business15. Good economy n.e.c.16. Unexpected income n.e.c.17. Change in household composition18. Salary increase/higher salary; promotion19. Social security/retirement/support payments began or

increased

20. Social security/retirement/support payments stopped ordecreased

21. Loans payed off22. Changed jobs23. Qualified for unemployment24. Less able to work/ill since then0. Inap. (income not unusually high: X7650^=1)

X6766 Code reason income unusually low1. Low business/self-employment income2. Low returns on investments3. Worked less; laid off; fired4. Illness; disability

5. In school6. Stopped working: child7. Stopped working: other8. Current pension or other type of income not started yet9. Depreciation10. Business/job startup11. Bad weather/crop12. Took less money out of business13. Bad economy n.e.c.14. Change in household composition15. Charitable donation made16. Decrease in benefits17. Legal expenses/law suit

18. Not enough tax write-offs/tax problems19. Bankruptcy20. Lower salary/wages21. Capital loss22. Moved0. Inap. (income not unusually low: X7650^=2)

**********************************************************FOR THE PUBLIC DATASET, CODE 21 IS INCLUDED WITH 19.

**********************************************************

X7362 About what would your income have been if it had been a normal year?

Code amount-1. Nothing0. Inap. (income normal: X7650=3)

X304 Over the past five years, did your total income go up morethan prices, less than prices, or about the same as prices?

Over the past five years, did your total family income go upmore than prices, less than prices, or about the same as prices?



1. Up more2. Up less3. About the same

X7364 Over the next year, do you expect your total income to go upmore than prices, less than prices, or about the same as prices?

Over the next year, do you expect your total family incometo go up more than prices, less than prices, or about the sameas prices?

1. Up more2. Up less3. About the same

X7586 At this time, do you have a good idea of what your incomefor next year will be?

At this time, do you have a good idea of what your family's

income for next year will be?

1. YES5. NO

X7366 Do you usually have a good idea of what your next year'sincome will be?

Do you usually have a good idea of what your family's nextyear's income will be?

1. YES

5. NO

X5731 During 1994, did you pay any alimony, separation payments,or child support?

During 1994, did you or anyone in your family living herepay any alimony, separation payments, or child support?

1. YES5. NO

X5732 Altogether, how much alimony and/or child support did youpay in 1994?

Altogether, how much alimony and/or child support did youand your family pay in 1994?

Code amount0. Inap. (no alimony: X5731^=1)

X5733 During 1994, did you provide any other financial support



for relatives or friends who do not live here?

During 1994, did you provide any financial support forrelatives or friends who do not live here?

During 1994, did you or anyone in your family living hereprovide any other financial support for relatives orfriends who do not live here?

During 1994, did you or anyone in your family living hereprovide any financial support for relatives or friends whodo not live here?

1. YES5. NO

X5734 How much support did you pay?

How much support did you and your family pay?

Code amount0. Inap. (no support given: X5733^=1)

To whom was this support given?INTERVIEWER: CODE ALL THAT APPLY

X5735 Children under 18

X5736 Children 18 and over

X5737 Parents (In-Law)

X5738 Grandchildren

X5739 Grandparents

X5740 Siblings (In-Law)

X5741 Niece/Nephew

X5742 Friend

X5743 Other

1. Checked (only for X5735-X5742)

2. Aunt/Uncle (X5743 only)5. Not checked9. Ex-spouse (will be edited out if same as payments to

separated spouse reported at X5925 or spouse version)(X5743 only)

10. Other relatives (X5743 only)0. Inap. (no support given: X5733^=1)

X5744 Did you or your (spouse/partner) file, or do you expect tofile, a 1994 Federal Income tax return?



Did you file, or do you expect to file, a 1994 FederalIncome tax return?

1. YES - FILED5. NO - DO NOT EXPECT TO FILE6. YES - NOT YET FILED

X5746 Did you and your (spouse/partner) file a joint return,did you file separately, or did only one of you file?

Will you and your (spouse/partner) file a joint return,will you file separately, or will only one of you file?

1. File Jointly2. File Separately3. Only R File4. Only S File0. Inap. (did not file and does not expect to do so: X5744=5;

R not married or living with a partner: X102 not in

(2 3); absent spouse/partner: X100=5)

-----------------------------------------------------------------------------#1 refers to joint return#2 refers to separate return for head#3 refers to separate return for spouse/partner-----------------------------------------------------------------------------

Did you and your (spouse/partner) file a schedule C, E, orF with your return?

Will you and your (spouse/partner) file a schedule C, E, orF with your return?

Did you file a schedule C, E, or F with your return?

Will you file a schedule C, E, or F with your return?

Did your (spouse/partner) file a schedule C, E, or F with(his/her) return?

INTERVIEWER: CODE ALL THAT APPLY.IF R ASKS: SCHEDULE C IS FOR BUSINESS INCOME OR SELF EMPLOYMENTSCHEDULE E IS FOR TRUST AND PARTNERSHIP INCOMESCHEDULE F IS FOR FARM INCOME

X5747(#1) Schedule CX7758(#2)X7762(#3)

X5748(#1) Schedule EX7759(#2)X7763(#3)

X5749(#1) Schedule FX7760(#2)X7764(#3)



X5750(#1) None of theseX7761(#2)X7765(#3)

1. Checked5. Not checked0. Inap. (did not file and does not expect to do so:

X5744=5; filed separately: X5746=2; only R filed:

X5746=3; only spouse filed: X5746=4/did not file and does not expect to do so: X5744=5;filed jointly: X5746=1; only spouse filed: X5746=4;/did not file and does not expect to do so: X5744=5;filed jointly: X5746=1; only R filed: X5746=3;no spouse)

X7367(#1) Did you itemize deductions?X7368(#2)X7369(#3) Will you itemize deductions?

Did (he/she) itemize deductions on the return?

Will (he/she) itemize deductions on the return?

1. YES5. NO0. Inap. (did not file and does not expect to do so:

X5744=5; filed separately: X5746=2; only R filed:X5746=3; only spouse filed: X5746=4/did not file and does not expect to do so: X5744=5;filed jointly: X5746=1; only spouse filed: X5746=4;/did not file and does not expect to do so: X5744=5;filed jointly: X5746=1; only R filed: X5746=3;no spouse)

X5751(#1) What was your and your (spouse/partner)'s total adjustedX7651(#2) gross income (AGI) on your 1994 tax return? (Form 1040,X7652(#3) Line 31)

What will be your and your (spouse/partner)'s totaladjusted gross income (AGI) on your 1994 tax return? (Whatdo you think it will be?) (Form 1040, Line 31)

What was your total adjusted gross income (AGI) on your1994 tax return? (Form 1040, Line 31)

What will be your total adjusted gross income (AGI) on your1994 tax return? (What do you think it will be?) (Form1040, Line 31)

What was (his/her) total adjusted gross income (AGI) on(his/her) 1994 tax return?

What will be (his/her) total adjusted gross income (AGI) on(his/her) 1994 tax return? (What do you think it will be?)

Code amount



-1. Nothing0. Inap. (did not file and does not expect to do so:

X5744=5; filed separately: X5746=2; only R filed:X5746=3; only spouse filed: X5746=4/did not file and does not expect to do so: X5744=5;filed jointly: X5746=1; only spouse filed: X5746=4;/did not file and does not expect to do so: X5744=5;filed jointly: X5746=1; only R filed: X5746=3;

no spouse)

----------------------------------------------------------------------------------------------------------------------------------------------------------INHERITANCES AND CHARITABLE CONTRIBUTIONS----------------------------------------------------------------------------------------------------------------------------------------------------------X5801 Have you or your (spouse/partner) ever received an

inheritance, or been given substantial assets in a trust orin some other form?

Have you ever received an inheritance, or been given

substantial assets in a trust or in some other form?

Please include any gifts or inheritances you may have toldme about earlier.

1. YES5. NO

X5802 How many of these have you or your (spouse/partner) everreceived?

How many of these have you ever received?

Code number0. Inap. (no inheritances: X5801^=1)


********************************************


Code number0. Inap. (no inheritances: X5801^=1)


********************************************

-----------------------------------------------------------------------------#1 refers to the first gift/inheritance#2 refers to the second gift/inheritance#3 refers to the third gift/inheritance#4 refers to all remaining gifts/inheritances-----------------------------------------------------------------------------X5803(#1) Was that an inheritance, a trust, or what?X5808(#2)



X5813(#3) Thinking about the largest of these, was that an inheritance,a trust, or what?

1. INHERITANCE2. TRUST3. TRANSFER/GIFT6. INHERITED TRUST

-7. OTHER

0. Inap. (no inheritances: X5801^=1; no inheritances:X5802<1/less than 2 inheritances: X5802<2/less than 3inheritances: X5802<3)

NOTE: the large number of -7 codes for this variable reflecta programming error that cause the verbatim response to thequestion to be skipped.

X5804(#1) What was its approximate value at the time it was received?X5809(#2)X5814(#3) Code amount

0. Inap. (no inheritances: X5801^=1; no inheritances:

X5802<1/less than 2 inheritances: X5802<2/less than 3inheritances: X5802<3)

X5805(#1) In what year was it received?X5810(#2)X5815(#3) Code year (4 digits)


************************************************FOR THE PUBLIC DATASET, ROUND TO NEAREST 5

************************************************

X5806(#1) From whom was it received?X5811(#2)X5816(#3) Code person

1. Grandparent2. Parent3. Child4. Aunt/Uncle5. Sibling6. Friend

12. Government settlement/compensation-7. Other


X5818(#4) How much altogether were any others you have received?

Code amount0. Inap. (no inheritances: X5801^=1; less than 4

inheritances: X5802<4)

X8451(#4) Original value of remaining total for Rs who did not




Code amount0. Inap. (no inheritances: X5801^=1; did not break off

early in grid)

X5819 Do you or your (spouse/partner) expect to receive asubstantial inheritance or transfer of assets in the future?

Do you expect to receive a substantial inheritance or transferof assets in the future?

1. YES5. NO

X5820 Is that likely to involve a large amount of money, amoderate amount, or what?

1. Large2. Moderate3. Small

-7. Other0. Inap. (no expected future inheritance: X5819^=1)

X5821 About how much do you expect?

Code amount0. Inap. (no expected future inheritance: X5819^=1)

X5822 During 1994, did you make charitable contributions of moneyor property totaling $500 or more?

During 1994, did you or anyone in your family living heremake charitable contributions of money or property totaling$500 or more?

(Please do not include political contributions.)

1. YES5. NO

X5823 Roughly, how much did you contribute?

Roughly, how much did your family contribute?

Code amount0. Inap. (no charitable contributions: X5822^=1)

X7662 During 1994, did you volunteer an average of one hour ormore a week to any charitable organizations?



During 1994, did you or anyone in your family living herevolunteer an average of one hour or more a week to anycharitable organizations?

(Please do not include time volunteered for political causes.)

1. YES5. NO

X5824 Some people think it is important to leave an estate orinheritance to their surviving heirs, while others don't.Which is closer to your

and your (spouse/partner)'s feelings? Would you say it isvery important, important, somewhat important, or notimportant?

feelings? Would you say it is very important, important,somewhat important, or not important?

1. Very Important2. Important3. R and SP/PARTNER DIFFER4. Somewhat Important5. Not Important

X5825 Do you and your (spouse/partner) expect to leave a sizableestate to others?

Do you expect to leave a sizable estate to others?

1. Yes

3. POSSIBLY5. No

----------------------------------------------------------------------------------------------------------------------------------------------------------DEMOGRAPHIC CHARACTERISTICS----------------------------------------------------------------------------------------------------------------------------------------------------------

-----------------------------------------------------------------------------#1 refers to characteristics of head#2 refers to characteristics of spouse/partner

-----------------------------------------------------------------------------X5901(#1) I'd like to ask you some questions about your background.X6101(#2) What is the highest grade of school or year of college you

completed?

I'd like to ask you some questions about your(spouse/partner)'s background. What is the highest gradeof school or year of college (he/she) completed?

1. 1ST GRADE2. 2ND GRADE



3. 3RD GRADE4. 4TH GRADE5. 5TH GRADE6. 6TH GRADE7. 7TH GRADE8. 8TH GRADE9. 9TH GRADE

10. 10TH GRADE

11. 11TH GRADE12. 12TH GRADE13. 1 YEAR OF COLLEGE14. 2 YEARS OF COLLEGE15. 3 YEARS OF COLLEGE16. 4 YEARS OF COLLEGE17. GRADUATE SCHOOL0. Inap. (/no spouse)

X5902(#1) Did you get a high school diploma or pass a high schoolX6102(#2) equivalency test?

Did (he/she) get a high school diploma or pass a highschool equivalency test?

1. YES5. NO0. Inap. (/no spouse; more than 12 years of education:

X5901>12/X6101>12)

X5903(#1) Since completing your formal education, have you hadX6103(#2) on-the-job training or other vocational training lasting

100 hours or more?

Since completing (his/her) formal education, has (he/she)had on-the-job training or other vocational traininglasting 100 hours or more?

1. YES5. NO0. Inap. (/no spouse; more than 12 years of education:

X5901>12/X6101>12)

X5904(#1) Did you get a college degree?X6104(#2) Did (he/she) get a college degree?

1. YES5. NO0. Inap. (/no spouse; 12 years or less of education:

X5901<=12/X6101<=12; completed graduate school:X5901=17/X6101=17)

X5905(#1) What is the highest degree you have earned?X6105(#2) What is the highest degree (he/she) earned?

INTERVIEWER: WE WANT THE DEGREE, NOT A LICENSE



Code degree1. Associate's and other junior college degree2. Bachelor's3. MA/MS and other master's except MBA9. MBA4. PhD (including post-doctorate)5. MD; DDS; Doctor of Chiropracty; Doctor of Osteopathy

6. Law (JD)10. Nursing degree (RN, LPN)11. Other professional certificate12. Other doctorate (DVM, Doctor of Divinity, etc.)0. Inap. (/no spouse; 12 years or less of education:

X5901<=12/X6101<=12; did not get a degree: X5904^=1/X6104^-1)

********************************************************FOR THE PUBLIC DATASET, CODE 9 IS COMBINED WITH 3;CODES 5, 6, AND 12 ARE COMBINED WITH 4; CODE 10 ISCOMBINED WITH 11.

********************************************************

X5906(#1) Has (he/she) ever been in the military service?X6106(#2)

Have you ever been in the military service?

1. YES5. NO0. Inap. (/no spouse)

X5909 Are you Native American, Asian, Hispanic, black, white, oranother race?

(SHOW CARD 16)

Code group1. Native American/Eskimo/Aleut2. Asian or Pacific Islander3. Hispanic4. Black or African-American5. White

-7. Other********************************************************

FOR THE PUBLIC DATASET, CODES 1 AND 2 ARE COMBINEDWITH -7.

********************************************************

NOTE: This question was asked only of the designatedrespondent (if X8000=5, this person is the head, otherwiseit is the spouse/partner)NOTE: CARD 16 contains the following text printed in avertical column: "Native American; Eskimo; Aleut," Asian;Pacific Islander," "Hispanic," "Black; African American,""White," "Other."

X5910 Now I'd like to ask some questions about your family living



elsewhere. Altogether, including children from previousmarriages and adopted

children, how many sons and daughters do you or your(spouse/partner) have who do not live with you?

children, how many sons and daughters do you have who donot live with you?

Code number-1. None*********************************************


X5911 How many of them are 25 or older?

Is that child 25 or older?

Code number

-2. All of them-1. None0. Inap. (no children who do not live with R: X5910=-1)


********************************************

X5912 How many of them are less than 18 years old?

Is that child less than 18 years old?

Code number

-2. All of them-1. None0. Inap. (no children who do not live with R: X5910=-1)


********************************************

X5913(#1) How many living brothers and sisters do you have?X6109(#2)

How many living brothers and sisters does (he/she) have?

Code number

-1. None*********************************************


X5914(#1) How many are older than you?X6110(#2)

Is he or she older than you?

How many are older than (he/she) is?



Code number-2. All-1. None0. Inap. (no siblings: X5913=-1/X6109=-1;/no spouse)


*********************************************

How many years have you been married to your current spouse?

How many years have you been living with your partner?

X7370(#1) Code number of years-1. None0. Inap. (neither married nor living with a partner: X8023^=1

or 2 and X7002^=1)*******************************************************

FOR THE PUBLIC DATASET, TOP-CODED AT 60: YEAR ANDAGE SIMILARLY ADJUSTED.

*******************************************************

X7371(#1) Code age0. Inap. (neither married nor living with a partner: X8023^=1

or 2 and X7002^=1)

X8005(#1) Code year (4 digits)0. Inap. (neither married nor living with a partner: X8023^=1

or 2 and X7002^=1)

X7372(#1) What is your current legal marital status? Are youX7018(#2) married, separated, divorced, widowed, or have you never

been married?

1. MARRIED3. SEPARATED4. DIVORCED5. WIDOWED6. NEVER MARRIED0. Inap. (/no spouse or partner: X102^=2 or 3)

X6767(#1) Recode: number of years in previous marriage.X6768(#2)

Code number of years

-1. Less than one year0. Inap. (not separated, widowed, or divorced: X8023^=3,

4, or 5 and X7372^=3, 4, or 5; R married and livingwith a parter: X8023=2 and X7372=1/Sp Married andliving with a partner: X8023=2 & X7018=1; nospouse or partner)

In what year were you separated from your spouse?

In what year were you divorced?



In what year were you widowed?

In what year were you separated, divorced, or widowed?

X8007(#1) Code year (4 digits)0. Inap. (not separated, widowed, or divorced: X8023^=3,

4, or 5 and X7372^=3, 4, or 5)

****************************************************FOR THE PUBLIC DATASET, ROUNDED TO NEAREST 5.

****************************************************

X7373(#1) Code age0. Inap. (not separated, widowed, or divorced: X8023^=3,

4, or 5 and X7372^=3, 4, or 5)************************************************

NOT INCLUDED IN THE PUBLIC DATASET************************************************

X7374(#1) Code number of years-1. Less than a year

0. Inap. (not separated, widowed, or divorced: X8023^=3,4, or 5 and X7372^=3, 4, or 5)

************************************************NOT INCLUDED IN THE PUBLIC DATASET

************************************************

In what year did your current marriage begin?

In what year did that marriage begin?

X8008(#1) Code year0. Inap. (not separated, widowed, or divorced and not

married but living with a partner: X8023^=3, 4, or 5and X7372^=3, 4, or 5 and [X8023^=1 or X7002^=1] and[X8023^=2 or X7372^=1])


************************************************

X7375(#1) Code age0. Inap. (not separated, widowed, or divorced and not


************************************************


X7376(#1) Code number of years-1. Less than a year0. Inap. (not separated, widowed, or divorced and not





************************************************

In what year was your (spouse/partner)(separated/divorced/widowed)?

X8016(#2) Code year (4 digits)0. Inap. (partner not separate, widowed, or divorced:

X7018^=3, 4, or 5)************************************************


X7383(#2) Code age0. Inap. (partner not separate, widowed, or divorced:

X7018^=3, 4, or 5)************************************************


X7384(#2) Code number of years ago

-1. Less than a year0. Inap. (partner not separate, widowed, or divorced:

X7018^=3, 4, or 5)************************************************


In what year did your partner's current marriage begin?

In what year did that marriage begin?

X8017(#2) Code year (4 digits)

0. Inap. (partner not currently married, separated,divorced, or widowed: X7018^=1, 3, 4, or 5)


************************************************

X7385(#2) Code age0. Inap. (partner not currently married, separated,

divorced, or widowed: X7018^=1, 3, 4, or 5)************************************************


X7386(#2) Code number of years ago-1. Less than a year0. Inap. (partner not currently married, separated,

divorced, or widowed: X7018^=1, 3, 4, or 5)************************************************


X5925(#1) Do you receive support from your (husband/wife), do you payX7387(#2) support, or is there no support involved?



Do you receive support from your wife, do you pay support,or is there no support involved?

Do you receive support from your husband, do you paysupport, or is there no support involved?

Does your partner receive support from his wife, does

Does your partner receive support from her husband, does

1. Receive Support2. No Support Involved3. Pay Support0. Inap. (not married and living with partner, and not

separated: X8023^=1 and X7372^=1 and X8023^=3 andX7372^=3/no partner or partner not married orseparated: [X8023^=2 and X7002^=1] or [(X8023=2 orX7002=2) and X7018=1 or 3])

X5926(#1) How much do you receive?X6650(#2)

How much does (he/she) receive?

Code amount0. Inap. (not married and living with partner, and not

separated: X8023^=1 and X7372^=1 and X8023^=3 andX7372^=3/no partner or partner not married orseparated: [X8023^=2 and X7002^=1] or [(X8023=2 orX7002=2) and X7018=1 or 3]; does not receive support:X5925^=1/X7387^=1)


************************************************

X5927(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED.X6651(#2) Is that weekly, monthly, quarterly, yearly, or what?


11. Twice per year

12. Bimonthly-7. Other0. Inap. (not married and living with partner, and not

separated: X8023^=1 and X7372^=1 and X8023^=3 andX7372^=3/no partner or partner not married orseparated: [X8023^=2 and X7002^=1] or [(X8023=2 orX7002=2) and X7018=1 or 3]; does not receive support:X5925^=1/X7387^=1)


************************************************



X5928(#1) How much do you pay?X6652(#2)

How much does (he/she) pay?

Code amount0. Inap. (not married and living with partner, and not

separated: X8023^=1 and X7372^=1 and X8023^=3 andX7372^=3/no partner or partner not married orseparated: [X8023^=2 and X7002^=1] or [(X8023=2 orX7002=2) and X7018=1 or 3]; does not pay support:X5925^=3/X7387^=3)


************************************************

X5929(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED.X6653(#2) Is that weekly, monthly, quarterly, yearly, or what?

Code frequency

2. Week3. Biweekly4. Month5. Quarter6. Year8. Lump sum/one payment only

11. Twice per year12. Bimonthly-7. Other0. Inap. (not married and living with partner, and not

separated: X8023^=1 and X7372^=1 and X8023^=3 andX7372^=3/no partner or partner not married orseparated: [X8023^=2 and X7002^=1] or [(X8023=2 or

X7002=2) and X7018=1 or 3]; does not pay support:X5925^=3/X7387^=3)


************************************************

X5930(#1) Are the assets and debts that you've told me about in thisinterview owned mainly by you and your partner, are theyowned jointly with your (husband/wife), or what?

Are the assets and debts that you've told me about in thisinterview owned mainly by you, are they owned jointly with

your (husband/wife), or what?

Are the assets and debts that you've told me about in thisinterview owned mainly by you and your partner, are theyowned jointly with your wife, or what?

Are the assets and debts that you've told me about in thisinterview owned mainly by you, are they owned jointly withyour wife, or what?

Are the assets and debts that you've told me about in this



interview owned mainly by you and your partner, are theyowned jointly with your husband, or what?

Are the assets and debts that you've told me about in thisinterview owned mainly by you, are they owned jointly withyour husband, or what?

1. Owned by R, or others in primary economic unit

2. Owned Jointly3. Mainly owned by spouse

-1. No assets-7. Other0. Inap. (not married and living with partner, and not

separated: X8023^=1 and X7372^=1 and X8023^=3 andX7372^=3)

X7377(#1) Was this your first marriage, or had you been married before?X7392(#2)

Is your marriage to your absent spouse your first marriage,or have you been married before?

Is this your first marriage, or have you been married before?

Is this your (spouse/partner)'s first marriage, or has(he/she) been married before?

Was this your partner's first marriage, or has (he/she)been married before?

1. First Marriage2. Married Before0. Inap. (never married: X8023=6 or X7372=6/no spouse or

partner or partner not married before: [X8023^=1 or 2

and X7002^=1] or X7918^-3, 4, or 5)

How old were you when you were married the first time?

How old was (he/she) when (he/she) was married the first time?

X7378(#1) Code year (4 digits)X7393(#2) 0. Inap. (never married: X8023=6 or X7372=6/partner not

married before: X105=6; not married before: X7377^=2/spouse not married before: X7392^=2)


************************************************

X8011(#1) Code ageX8018(#2) 0. Inap. (never married: X8023=6 or X7372=6/partner

never married: X105=6)************************************************


X7379(#1) Code number of years ago



X7394(#2) -1. Less than a year0. Inap. (never married: X8023=6 or X7372=6/partner

never married: X105=6)************************************************


X6026(#1) Now I'd like to ask about your parents.X6120(#2)

Is your mother still living?

Is your (spouse/partner)'s mother still living?


X6027(#1) What is her age?X6121(#2)

Code age0. Inap. (/no spouse; mother not living: X6026^=1)***************************************************

FOR THE PUBLIC DATASET, ROUNDED TO NEAREST 5.***************************************************

X6028(#1) Is your father still living?X6122(#2)

Is your (spouse/partner)'s father still living?

1. YES5. NO

0. Inap. (/no spouse)

X6029(#1) What is his age?X6123(#2)

Code age0. Inap. (/no spoue; father not living: X6028^=1)***************************************************

FOR THE PUBLIC DATASET, ROUNDED TO NEAREST 5.***************************************************

X7380(#1) Now I'd like to ask you some questions about your health;

X7395(#2) do you currently smoke?

Now I'd like to ask you some questions about your(spouse/partner)'s health; does your (spouse/partner)currently smoke?




X6030(#1) Would you say your health is excellent, good, fair, or poor?X6124(#2)

Would you say your (spouse/partner)'s health in general isexcellent, good, fair, or poor?

1. Excellent2. Good3. Fair

4. Poor0. Inap. (/no spouse)

X7381(#1) About how old do you think you will live to be?X7396(#2)

If we asked your (spouse/partner), about how old do youthink (he/she) would say that (he/she) expects to live to be?

Code age0. Inap. (/no spouse)

----------------------------------------------------------------------------------------------------------------------------------------------------------HEALTH INSURANCE----------------------------------------------------------------------------------------------------------------------------------------------------------

For the rest of the questions in the interview, pleaseinclude everyone in your household who has independentfinances, not just the ones listed at the bottom of thecard.HOUSEHOLD MEMBERS WITH INDEPENDENT FINANCESRELATIONSHIP SEX AGE MARITAL

X6301 Are you or anyone in your family living here, includinghousehold members with independent finances, currentlyeligible to receive benefits from any government healthinsurance program, such as Medicare, Medicaid, or CHAMPUS,VA, or other military programs?

Are you or anyone in your family living here currentlyeligible to receive benefits from any government healthinsurance program, such as Medicare, Medicaid, or CHAMPUS,VA, or other military programs?

Are you currently eligible to receive benefits from anygovernment health insurance programs, such as Medicare,

Medicaid, or CHAMPUS, VA, or other military programs?

1. YES5. NO

Which program is that? (Anything else?) (CODE ALL THAT APPLY.)

INTERVIEWER: ONLY PERSONS 65 0R OLDER SHOULD BE ELIGIBLE FORMEDICARE. ONLY POOR PERSONS SHOULD BE ELIGIBLE FOR MEDICAID.CHAMPUS IS FOR ACTIVE MILITARY.



X6302 Medicare

X6303 Medicaid

X6304 VA

X7399 Champus

X6305 Other

1. Checked (only for X6302, X6303, X6304, and X7399)5. Not checked6. Women, Infants, and Children (WIC), other federal

welfare (X6305 only)7. Other federal government plans (X6305 only)8. Other local government plans (X6305 only)

-7. Other (X6305 only)0. Inap. (no government insurance: X6301^=1)

NOTE: This does not include civil service health plans,

which are treated as private plans.

X6306 Is everyone living here covered by this program?

Is everyone living here covered by one of these programs?

1. YES5. NO0. Inap. (no government insurance: X6301^=1)

Who is not covered? (CODE ALL THAT APPLY)

X6308 Head

X6309 Spouse/partner

X6310 Child(ren) under 18

X6311 Child(ren) 18 and Over

X6312 Father (In-Law)

X6313 Mother (In-Law)

X6314 Other

1. Checked (only for X6308, X6309, X6310, X6311, X6312,and X6313)

2. Grandchild (X6314 only)5. Not checked8. Other relative living there (X6314 only)9. Paid help (X6314 only)

10. Other unrelated person living there (X6314 only)-7. Other (X6314 only)0. Inap. (no government insurance: X6301^=1; everyone



covered by government plan: X6306=1)

X6315 Are you or anyone covered by any (other) type of healthcoverage such as employer or union plans, or BlueCross-Blue Shield, a Health Maintenance Organization (HMO),a Medigap plan, or some other health insurance?

Are you covered by any other type of health coverage suchas employer or union plans, or Blue Cross-Blue Shield, aHealth Maintenance Organization (HMO), a Medigap plan, orsome other health insurance?

1. YES5. NO

Is this coverage obtained through your employer, formeremployer, or union, your (spouse/partner)'s employer,former employer, or union, through direct payments to aninsurance company, AARP, or somewhere else?

Is this coverage obtained through your employer, formeremployer, or union, through direct payments to an insurancecompany, AARP, or somewhere else?

Is this coverage obtained through your employer or formeremployer, a union, through direct payments to an insurancecompany, AARP, or what?

X6316 HEAD'S EMPLOYER

X6317 HEAD'S FORMER EMPLOYER

X6318 R'S UNION

X6319 SPOUSE/PARTNER'S EMPLOYER

X6320 SPOUSE/PARTNER'S FORMER EMPLOYER

X6321 SPOUSE/PARTNER'S UNION

X6322 DIRECTLY FROM INSURANCE CO.

X7767 AARP

X6323 OTHER

1. Checked (only for X6316-X6322 and X7767)5. Not checked6. School (X6323 only)

11. Another person in HU (X6323 only)12. Employer of another person in HU (X6323 only)13. Another person outside of HU (incl. ex-spouse) (X6323 only)14. Employer of person outside of HU (X6323 only)0. Inap. (no private insurance: X6315^=1)

NOTE: The point is who gives access. If R pays part and



employer pays part, the answer is Employer since it is theemployer who provides the option.

How is this coverage paid for - by you, by an employer, byyou and an employer, by a relative, or what?

How is this coverage paid for - by you, by an employer, by

you and an employer, by a relative, or what?

X6324 Someone in the primary economic unit

X6325 Employer

X6326 Relative

X6327 Former employer

X6328 Other

1. Checked (only for X6324-X6327)

5. Not checked6. Employer of someone else in HH other than R/Spouse

(X6328 only)7. Employer of person outside HH, incl. relatives/

ex-spouse (X6328 only)8. Ex-spouse (X6328 only)9. Government (X6328 only)0. Inap. (no private insurance: X6315^=1)

X7666 How much do you pay for this insurance?

How much do you and your other household members pay for

this insurance?

Code amount0. Inap. (no private insurance: X6315^=1; insurance not

paid for by anyone in PEU: X6324^=1)

X7667 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED.And is that weekly, monthly, quarterly, yearly, or what?

Code frequency1. Day2. Week3. Biweekly

4. Month5. Quarter6. Year8. In total

11. Twice per year12. Bimonthly22. Varies29. Per visit-7. Other0. Inap. (no private insurance: X6315^=1; insurance not

for by anyone in PEU: X6324^=1)



X6329 Is everyone in your household covered by at least one ofthese private health programs?

1. YES5. NO0. Inap. (no private insurance: X6315^=1)

Who is not covered (including those with independent finances)?(Anyone else?)(CODE ALL THAT APPLY)

X6330 Head

X6331 Spouse/partner

X6332 Child(ren) under 18

X6333 Child(ren) 18 and Over

X6334 Father (incl. In-Law)

X6335 Mother (incl. In-Law)

X6336 Other

1. Checked (only for X6330, X6331, X6332, X6333, X6334,and X6335)

2. Other adult relative(s) (X6336 only)5. Not checked8. Other relative living there (X6336 only)9. Paid help (X6336 only)

10. Other unrelated person living there (X6336 only)-7. Other (X6336 only)0. Inap. (no private insurance: X6315^=1; everyone covered:

X6329=1)

X7397 Is everyone in your family covered by some type of publicor private health insurance?

1. YES5. NO0. (no government or no private coverage: X6301^=1 or

X6315^=1; everyone covered: X6306=1 or X6329=1)

NOTE: Due to a CAPI error for cases that had onlyprivate health insurance (X6315=1), respondents reportingat X6329 that not everyone was covered by the plan werealso asked X7397. When the answer to this question wasNO, the value was edited to zero (inapplicable). However,a number of cases answered this question YES; examinationof the data suggested that these respondents may haveanswered X6329 taking into account only a subgroup ofpeople in the household, and that everyone may have beencovered by some type of plan. Because there is no certainresolution of this point, this inconsistency between X6329



and X7397 is retained in the final data.

X6337 This is a list of reasons why some people don't have healthinsurance. Which number best describes why (you/somemembers of your family living here) are not covered?INTERVIEWER: SHOW CARD 17

Code reason1. Too expensive, can't afford health insurance2. Can't get health insurance because of poor health,

age, or illness3. Don't believe in health insurance4. Not much sickness in the family - we haven't needed

health insurance5. Dissatisfied with previous insurance6. Job layoff or job loss7. Everyone covered by some health insurance11. Not covered on job yet, but will be soon; negotiating now12. Too old for parental coverage13. Haven't gotten around to it

14. Lost public assistance15. Not eligible95. Those without private insurance are already covered

by Medicare/Medicaid-7. Other0. (everyone covered: X6306=1 or X6329=1 or X7397=1)

NOTE: CARD 17 contains the following text in a verticalcolumn: "Too expensive, can't afford health insurance," "Can't get insurance because of poor health, age, orillness," "Don't believe in health insurance," "Not muchsickness in the family; we haven't needed insurance,""Dissatisfied with previous insurance," "Job layoff or job

loss," "Some other reason."

----------------------------------------------------------------------------------------------------------------------------------------------------------INCOME, ASSETS AND DEBTS OF HOUSEHOLD MEMBERS OUTSIDE THE PRIMARYECONOMIC UNIT----------------------------------------------------------------------------------------------------------------------------------------------------------X6402 I'd like to ask some questions just about the other adults

18 and over who live with you (and your family) but haveindependent finances.

I'd like to ask some questions just about the other adult18 and over who lives with you (and your family) but hasindependent finances.

Does he receive any income from wages or salaries?

Does she receive any income from wages or salaries?

Do they receive any income from wages or salaries?

Do any of these other adults receive income from wages or



salaries?

1. YES5. NO0. Inap. (no HH members outside the primary economic

unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 andX137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5)

X6403 Roughly how much total income did he have from wages andsalaries in 1994 before taxes and deductions?

Roughly how much total income did she have from wages andsalaries in 1994 before taxes and deductions?

Roughly how much total income did they have from wages andsalaries in 1994 before taxes and deductions?

Roughly how much total income did they have from wages andsalaries in 1994 before taxes and deductions?

Code amount0. Inap. (no HH members outside the primary economic

unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 andX137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5;no wages: X6402^=1)

X6404 Did you include this amount in the income you told me aboutearlier in this interview?

(Where did you tell me about this income?)

3. YES, amount edited out earlier

4. YES, but no apparent match in the data: nothing changed5. NO0. Inap. (no HH members outside the primary economic



******************************************

X6405 Does he receive income from any other sources (such associal security, a pension, disability payments, publicassistance, or income from a business or other assets)?

Does she receive income from any other sources (such associal security, a pension, disability payments, publicassistance, or income from a business or other assets)?

Do they receive income from any other sources (such associal security, a pension, disability payments, publicassistance, or income from a business or other assets)?

Do they receive income from any other sources (such associal security, a pension, disability payments, public



assistance, or income from a business or other assets)?1. YES5. NO0. Inap. (no HH members outside the primary economic


What other sources of income does he have?

What other sources of income does she have?

What other sources of income do they have?

What other sources of income do they have?

X6406 Social Security

X6407 Pensions

X6408 Disability

X6409 Public Assistance

X6410 Interest Income

X6411 Dividends

X6412 Business

X6413 Real Estate

X6414 Other

1. Checked (only for X6406-X6413)5. Not checked

10. Unemployment compensation (X6414 only)11. Private transfers, including alimony and support

(X6414 only)12. Other government transfers; miscellaneous Alaskan

funds (X6414 only)0. Inap. (no HH members outside the primary economic

unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 andX137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5;no other income: X6405^=1)

X6415 Roughly how much total income did he have from

Roughly how much total income did she have from

Roughly how much total income did they have from

Roughly how much total income did they have from

all these sources in 1994 before taxes and deductions?

all this source in 1994 before taxes and deductions?





X6416 Did you include this amount in the income you told me aboutearlier in this interview?

(Where did you tell me about this income?)

3. YES, amount edited out earlier4. YES, but no apparent match in the data: nothing changed5. NO0. Inap. (no HH members outside the primary economic


******************************************


X6417 Does he have any cars or other vehicles?

Does she have any cars or other vehicles?

Do they have any cars or other vehicles?

Do any of them have any cars or other vehicles?



X6418 Roughly how much (is this/are these) vehicle(s) worth now?


unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 andX137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5;

no vehicles: X6417^=1)

X6419 Did you include (this/these) vehicle(s) in the ones youtold me about earlier in this interview?

(Where did you tell me about this/these vehicles?)

3. YES, amount edited out earlier4. YES, but no apparent match in the data: nothing changed5. NO



no bank accounts: X6420^=1)******************************************


X6423 Does he have any other assets (such as stocks, bonds, abusiness, or any properties, including any part of the[house/apartment] you live in)?

Does she have any other assets (such as stocks, bonds, abusiness, or any properties, including any part of the[house/apartment] you live in)?

Do they have any other assets (such as stocks, bonds, abusiness, or any properties, including any part of the[house/apartment] you live in)?

Do they have any other assets (such as stocks, bonds, abusiness, or any properties, including any part of the[house/apartment] you live in)?



What other kinds of assets does he have?

What other kinds of assets does she have?

What other kinds of assets do they have?

What other kinds of assets do they have?

X6424 R's Home

X6425 Stocks

X6426 Bonds

X6427 Mutual Funds

X6428 Money Market Funds

X6429 Business

X6430 Other Real Estate

X6431 Other

1. Checked (only for X6424-X6430)5. Not checked9. Life insurance (X6431 only)0. Inap. (no HH members outside the primary economic




no other assets: X6423^=1)

NOTE: CARD 18 was available to the interviewer. This cardcontains the following text arranged in a vertical column:"Your home," "Stocks," "Bonds," "Mutual Funds," "Moneymarket funds," "Business," "Other real estate," "Other kindof asset."

X6432 Roughly how much in total does he have in (ASSET TYPES)?

Roughly how much in total does she have in (ASSET TYPES)?

Roughly how much in total do they have in (ASSET TYPES)?

Roughly how much in total do they have in (ASSET TYPES)?



no other assets: X6423^=1)

X6433 Did you include this amount in the assets you told me aboutearlier in this interview?

(Where did you tell me about (ASSET TYPES)?)

3. YES, amount edited out earlier4. YES, but no apparent match in the data: nothing changed5. NO0. Inap. (no HH members outside the primary economic

unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and

X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5;no other assets: X6423^=1)


******************************************

X6435 What share of this home does he own?

What share of this home does she own?

What share of this home do they own?

What share of this home do they own?

Code percent * 1000. Inap. (no HH members outside the primary economic

unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 andX137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5;does not own part of R's home: X6424^=1)

X6436 What is the present value of this home? I mean, about whatwould it bring if it were sold today?





X6437 What is the amount still owed on all the mortgages, land

contracts, and loans on the home?

Code amount-1. Nothing0. Inap. (no HH members outside the primary economic


X6438 Not including any debts he owes you or your(spouse/partner), does he have any debts?

Not including any debts he owes you, does he have anydebts?

Not including any debts she owes you or your(spouse/partner), does she have any debts?

Not including any debts she owes you, does she have anydebts?

Not including any debts they owe you or your(spouse/partner), do they have any debts?

Not including any debts they owe you, do they have any

debts?

Not including any debts they owe you or your(spouse/partner), do they have any debts?

Not including any debts they owe you, do they have anydebts?



X6439 Roughly how much in total are these debts?


unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 andX137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5;no non-mortgage debts: X6438^=1)



X7398 TIMESTAMP

Code length of interview in seconds

----------------------------------------------------------------------------------------------------------------------------------------------------------BANK MARKET STRUCTURE VARIABLES

----------------------------------------------------------------------------------------------------------------------------------------------------------

The following variables relate to the structure of thebanking markets in which the respondent lives. Thesevariables come from files maintained by the FinancialStructure Section. This information is matched to thesurvey data at the level of the MSA where possible, or atthe county level otherwise.

X8460 Geographic linkage variable used in FRB bank structuredata: values less than 1000 are MSA, and other values are

10,000*(state FIPS code)+(county FIPS code).*********************************************************

NOT INCLUDED IN THE PUBLIC DATASET*********************************************************

X8461 Percentage market share of the four largest commercialbanks in the MSA or county where the respondentlives. (CM_CR4 in FRB bank structure data: maximumvalue=100)*********************************************************


X8462 Percentage market share of the four largest commercialbanks, thrifts and credit unions in the MSA or countywhere the respondent lives. (CR4_ALL in FRB bank structuredata: maximum value=100)

X8463 Herfindahl index (sum of squared percentage market sharesof commercial banks in the MSA or county where therespondent lives. (100*CM_HERF in FRB bank structure data:maximum value=100)*********************************************************


X8464 Herfindahl index (sum of squared percentage market sharesof commercial banks, thrifts and credit unions in the MSAor county where the respondent lives. (100*HERF_ALL in FRBbank structure data: maximum value=100)*********************************************************




----------------------------------------------------------------------------------------------------------------------------------------------------------INTERVIEWER REMARKS----------------------------------------------------------------------------------------------------------------------------------------------------------NOTE: The data in this section were obtained in two ways. First, some

of the data derive from the "household enumeration folder" (HEF) alargely administrative paper document used by interviewers to selectthe designated respondent, to update the area-probability sample, torecord recontact information, and to record information aboutnon-interviews. Additional data were collected in the HEF on theneighborhood in which the respondent lived and on characteristics ofthe respondent. Second, other variables (X6523, X6525, X6526, X6527,X6528, X6529, X6530, X6531, X6532, X6533, X6534, X6535, X6536, X6724,X6725, X6726, X6727, X6728, X6729, and X7504) were originally recordedin "Section ZZ," a separate CAPI program used by interviewers afterthe main interview to record the varibles along with other informationabout the interview that might be relevant to the data editing.Not all of the variables collected are described in this section;

only variables similar to those reported in earlier SCFs are includedhere.-----------------------------------------------------------------------------X6504 TYPE OF STRUCTURE IN WHICH R LIVES: (CODE THE FIRST THAT

APPLIES)

0. Did not see R's home1. Trailer, mobile home2. Detached single-family home3. Building with 2-9 units4. Building with 10-49 units5. Building with 50 or more units6. Apartment in mostly commercial structure

8. Apartment above garage/barn/basement apt.9. Attached single-family home (rowhouse, townhouse)10. Seasonal dwelling11. No HU at this address (business, church, barn, shed,

shelter)12. No structure at this address (demolished, vacant

lot/site)13. Farm14. Ethnic dwelling (American Indian hogram, Middle

Eastern hosani)15. Boat/houseboat/yacht-7. Other*************************************************************

FOR THE PUBLIC DATASET, CODE 5 IS INCLUDED WITH 4; CODE8 IS INCLUDED WITH 6; AND CODES 11, 12, 14, AND 15 AREINCLUDED WITH -7.

*************************************************************

X6521 CONDITION OF STRUCTURE IN WHICH R LIVES

1. Generally clean and sound2. Some peeling paint or cracks in walls3. Needs substantial painting, refilling, or repair



4. Dilapidated0. Inap. (Interview not conducted in R's home)

X6520 HOUSING STRUCTURES ON (BLOCK/AREA) ARE:

1. 0-20 feet apart2. 21-100 feet apart

3. Over 100 feet apart0. Inap. (Interview not conducted in R's home)

THE AREA AROUND R'S HU IS: (CODE ALL THAT APPLY)

X50079 HEFNO6: OPEN LAND/FARMS/RANCHES (fairground, forest)X50080 HEFNO6: TRAILER HOME/TRAILER PARKX50081 HEFNO6: DETACHED SINGLE FAMILY HOMESX50082 HEFNO6: ATTACHED SINGLE-FAMILY HOMESX50083 HEFNO6: BUILDINGS WITH 2-9 UNITSX50084 HEFNO6: BUILDINGS WITH 10-49 UNITSX50085 HEFNO6: BUILDINGS WITH 50 OR MORE UNITS

X50086 HEFNO6: GOLF COURSE/COUNTRY CLUB/SKI RESORTX50087 HEFNO6: PARK/POOL OR CEMETERYX50088 HEFNO6: COMMERCIAL BUILDINGSX50089 HEFNO6: VACANT BUILDINGSX50090 HEFNO6: SCHOOL/COLLEGE OR OTHER GOV'T BUILDINGSX50091 HEFNO6: OTHER (SPECIFY)

1. Yes2. No3. Religious building (church, synagogue) (X50091 only)4. Community center (X50091 only)5. Body of water (lake, ocean, river) (X50091 only)

6. Freeway/highway/airport (X50091 only)7. American Indian reservation (X50091 only)8. Rail line (X50091 only)9. Vacation homes (X50091 only)10. Parking lot (X50091 only)11. Museum (X50091 only)12. Stadium/sports arena/convention center (X50091 only)0. Inap. (Interview not conducted in R's home)


************************************************

X6519 BUILDINGS IN THE IMMEDIATE NEIGHBORHOOD ARE:

1. All residential2. Mostly residential3. About equally residential nad nonresidential4. None in view0. Inap. (Interview not conducted in R's home)

X6522 GENERAL CONDITION OF THE EXTERIOR OF BUILDINGSAROUND R'S DWELLING LOOKS:



1. Better than R's2. As good as R's3. Worse than R's4. No other buildings in view0. Inap. (Interview not conducted in R's home)

X6524 NEIGHBORHOOD RESIDENTS SEEM TO BE:

1. All or almost all black/African-American2. All or almost all Hispanic3. All or almost all non-Hispanic white4. Mixed black/African-American and Hispanic5. Mixed black/African-American and non-Hispanic white6. Mixed Hispanic and non-Hispanic white7. Mixed black/African-American, Hispanic and

non-Hispanic white8. Other mixed neighborhood0. Inap. (Interview not conducted in R's home)

************************************************


X50095 GENERALLY, THE AREA AROUND THE R'S HU APPEARS TO BE:

1. Wealthy2. Poor3. Other0. Inap. (Interview not conducted in R's home)


************************************************

X6523 Please rate the physical condition of the interior of the HU:

1. EXCELLENT. WALLS AND CEILINGS HAVE NO CRACKS. PAINT ORPANELLING IN GOOD CONDITION

2. GOOD. NEEDS SOME MINOR PAINTING OR REFINISHING.3. FAIR. NEEDS MAJOR INTERIOR WORK. HOLES AND/OR CRACKS

NEED PATCHING. PAINTING NEEDED. ETC.4. POOR. SOME WALLS OR CEILINGS NEED REPLACEMENT.5. DON'T KNOW--WASN'T INSIDE HOUSE.

X6525 R's understanding of the questions was...

1. EXCELLENT2. GOOD3. FAIR4. POOR

X6526 R's ability to express himself/herself was...

1. EXCELLENT



2. GOOD3. FAIR4. POOR

X6527 Was R suspicious about the study before the interview?

1. NO, NOT AT ALL SUSPICIOUS

2. YES, SOMEWHAT SUSPICIOUS5. YES, VERY SUSPICIOUS

X6528 Was R suspicious about the study after the interview?

1. NO, NOT AT ALL SUSPICIOUS2. YES, SOMEWHAT SUSPICIOUS5. YES, VERY SUSPICIOUS

X6529 Overall, how great was R's interest in the interview?

1. VERY HIGH2. ABOVE AVERAGE3. AVERAGE4. BELOW AVERAGE5. VERY LOW

Other persons present at the interview: (CODE ALL THAT APPLY)

X6530 CHILDREN UNDER AGE 6

X6531 CHILDREN 6 AND OVER

X6532 SPOUSE/PARTNER

X6533 OTHER RELATIVES

X6534 OTHER ADULTS

X6535 NO ONE


X6536 Did R refer to documents to answer questions?

1. FREQUENTLY2. SOMETIMES3. RARELY4. NEVER

X6724 X6725 X6726 X6727 X6728 X6729Which documents did R refer to? (CODE ALL THAT APPLY)

1. INCOME TAX RETURNS



2. PENSION DOCUMENTS3. ACCOUNT STATEMENTS4. INVESTMENT/BUSINESS RECORDS5. LOAN DOCUMENTS7. CREDIT CARDS/CREDIT CARD STATEMENTS8. CHECK BOOK/CHECK REGISTRY9. INCOME/PAYCHECK STUB/OTHER INCOME RECORDS

10. COMPUTER/PC/LAPTOP

11. HANDWRITTEN LEGERS/PAPERS/NOTES12. HEALTH INSURANCE/LIFE INSURANCE13. TAX BILLS14. SECRETARY/ACCOUNTANT/FINANCIAL ADVISOR15. RENT RECEIPT/APARTMENT AGREEMENTS18. SOME, NOT KNOW WHAT KIND19. MANY, NEC20. REAL ESTATE RECORDS21. SOCIAL SECURITY CHECKS/STATEMENT22. VEHICLE LEASE23. EMPLOYMENT RECORDS/EMPLOYEE HANDBOOK24. PHONE BOOK25. INHERITANCE PAPERS

98. DON'T KNOW-7. OTHER.N. NOT CODEABLE0. Inap. (did not refer to any documents: X6536=4)

*********************************************************IN THE PUBLIC DATASET, CODE 25 IS INCLUDED WITH -7.

*********************************************************

X7504 In what language was the survey conducted?

1. ENGLISH2. SPANISH


************************************************

Other than inheritances, do you believe that the R reportedthe same asset or debt more than once in the interview?

Which assets and/or debts are these?

Do you believe that any important assets or debts were notcollected in the interview?

Which assets and/or debts are these?

Do you believe there are any important consistency problemswith this interview?

What are these problems?

Is there anything about this case that would be helpful in



resolving problems with this case, or anything else youbelieve we need to know?

Please specify.

INTERVIEWER: THANK YOU FOR COMPLETING ANOTHER INTERVIEW ANDTHIS IMPORTANT BACKGROUND INFORMATION. YOUR CARE AND

ATTENTION ARE ESSENTIAL TO THE SUCCESS OF THIS PROJECT.

---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

END OF QUESTION DEFINITIONS

---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

SAMPLE DESIGN VARIABLES - NOT INCLUDED ON PUBLIC DATASET

---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

ZZ1 Internal ID including postcard refusals etc.******************************************


X30007 SEQID for the 1993 SOI file.ONLY AVAILABLE IN LOCKED LINK FILE

NOT TO BE INCLUDED ON ***ANY*** ROUTINE USE FILE!

0. Inap. (not a list sample case)******************************************


X2 Interviewer ID Number.

999999. Case not assigned (list sample cases for whichpostcard returned indicating desire not to beinterviewed; stratum 8 cases)


******************************************

X4 Day case logged in.

1-31******************************************




X3 Month case logged in.

1. January2. February

Non-interviews cases logged in January and February 1996

5. MayA mixture of returned postcard refusals for list casesand a failure of the date stamp for early returns-->fix the latter using the HEF data!!!!!

7. July8. August9. September

10. October11. November12. DecemberNOTE: The official field period for the survey was betweenJuly and December of 1995.


******************************************

X8095 Year case logged in1995.1996.NOTE: values of 1996 for completed cases reflects one oftwo factors: (1) Some completed cases were left on the laptopcomputers when interviewers returned them to the centraloffice, and the computer date on some of these cases may bein 1996 even though the data were collected in 1995. (2)

Other errors.******************************************


X9 List sample indicator.

1. List sample case5. Not list sample case******************************************


-----------------------------------------------------------------------------

X30006 Sample disposition code.

COMPLETE CASES61 Completed Case (In Person)62 Completed Case (Telephone)63 Complete, not otherwise classified65 Converted Case (In Person)66 Converted Case (Telephone)



67 Accepted Partial Complete68 Complete (In Person/Telephone)69 Converted (In Person/Telephone)

INELIGIBLE CASES71 Vacant HU72 Not an HU73 Seasonal HU

75 Vacant Trailer Space76 Sample Incorrect77 No Eligible Respondent81 R Deceased (list sample only)84 R Moved Out of Range (list sample only)86 R Institutionalized (list sample only)

OTHER NON-INTERVIEWS80 Refusal/Postcard Returned (list sample only)74 No Contact82 Unable to Locate83 Unavailable During Field Period88 Closed Domain

90 Language Barrier91 Refusal by Gatekeeper92 Refusal/Break-Off/Too Long93 Refusal/Break-Off/Too Invasive-Personal94 Refusal Government Involvement95 Incompetent/Ill/Handicapped96 HEF Completed/Quex Refusal97 NIR, not otherwise classified

101 List case deleted in sample review for cases that mightbe too easily identifiable in the data

102 Stratum 8 list cases deleted from the sample

997 Case did not validate, not redone998 Technically complete case, but interview done with

wrong person (most of these were removed before theshipment of the final control file and main data)

999 Technically complete case, but nearly all data missing.******************************************


X30001 PSU number

SELF-REPRESENTING PSU

1 New York CMSA2 Los Angeles CMSA3 Chicago CMSA4 San Francisco-Oakland-San Jose5 Philadelphia CMSA6 Detroit CMSA7 Dallas-Ft. Worth CMSA8 Washington DC MSA9 Houston CMSA10 Boston NECMA11 Atlanta MSA



12 Tampa-St. Petersburg-Clearwater13 St. Louis MSA14 Minneapolis-St. Paul MSA15 Phoenix MSA16 San Diego, CA MSA17 Baltimore MSA18 Pittsburgh PMSA19 Seattle PMSA

NON-SELF-REPRESENTING PSU20 Burlington, VT NECMA21 Worcester, MA NECMA22 New Haven, CT NECMA23 Buffalo PMSA24 Rochester, NY MSA25 Allentown-Bethlehem-Easton26 Syracuse, NY MSA27 York, PA MSA28 Eau Claire, WI MSA29 Evansville, IN MSA30 Jackson, MI MSA

31 Ft. Wayne, IN MSA32 Indianapolis, IN MSA33 Cleveland, OH MSA34 Cincinnati, OH MSA35 Columbus, OH MSA36 Lansing, MI MSA37 Saginaw-Bay City MSA38 Kansas City MSA39 Rapid City, SD MSA40 Springfield, MO MSA41 Hickory-Morganton, NC MSA42 Ft. Myers-Cape Coral MSA43 West Palm Beach-Boca Raton

44 Charlotte-Gastonia MSA45 Wilmington, NC MSA46 Lynchburg, VA MSA47 Richmond-Petersburg, VA MSA48 Ft. Lauderdale, FL PMSA49 Miami, FL PMSA50 Norfolk-Virginia Beach-Newport51 Charleston, SC MSA52 Memphis, TN MSA53 Birmingham, AL MSA54 Nashville, TN MSA55 Knoxville, TN MSA56 Enid, OK MSA

57 Oklahoma City, OK MSA58 Waco, TX MSA59 Austin, TX MSA60 New Orleans, LA MSA61 Corpus Christi, TX MSA62 Pueblo, CO MSA63 Denver, CO MSA64 Tucson, AZ MSA65 Boulder, CO PMSA66 Bellingham, WA MSA67 Tacoma, WA



68 Modesto, CA MSA69 Santa Barbara, CA MSA

70 Windham Co., CT71 Franklin Co., NY72 Franklin Co., PA73 Windham Co., VT74 Lee Co., IL

75 Lawrence Co., IN76 Riley Co., KS77 Allegan Co., MI78 Crow Wing Co., MN79 Barry Co., MO80 Burke Co., ND81 Sandusky Co., OH82 Waushara Co., WI83 Choctaw Co., AL84 Sussex Co., DE85 Floyd Co., GA86 Cumberland Co., KY87 St. Landry Parish, LA

88 Copiah Co., MS89 Iredell Co., NC90 Edgecombe Co., NC91 Horry County, SC92 Greene County, TN93 Chambers Co., TX94 Hopkins Co., TX95 Caroline Co., VA96 Coconino Co., AZ97 Mesa County, CO98 Richland Co., MT99 Wasco County, OR

100 Anchorage MSA


******************************************

X30055 PSU name (character variable)******************************************


X30029 State where respondent's residence is located.Standard two-character code******************************************


X30030 State where (population center of) PSU is located.Standard two-character code******************************************




X30045 State-County (FIPS) codeNOTE: this variable is stored as numeric, and all variablesare implicitly 5 digits wide: thus, a value of 1001 isimplicitly 01001.******************************************


X30041 Metro indicator for PSU

1 Self-representing PSU2 Other MSA/NECMA3 Non-MSA******************************************


X30021 Area probability segment number

0. Inap. (not an area-probability sample case)******************************************


X30040 Census tract number


******************************************

X30052 Census block code



X30054 5-digit ZIP code******************************************


X30056 Number of segments in PSU



X30042 Number of lines listed in PSU





X30049 Lines listed for AP sample within segment.



X30043 Lines in PSU expected from 1990 Census



X30050 Lines expected in segment from 1990 Census.



X30044 Number of missed HUs in PSU

0. Inap. (not an area-probability sample case)


******************************************

X30051 Number of missed HUs in segment.



X30002 Number of sample cases in PSU.



X30003 Number of ineligible cases in PSU.





******************************************

X30004 Number of completed cases in PSU.



******************************************

X30053 Lines listed in block.



X30067 Indicator of cases added to the sample.

1. Missed AP HU2. Case part of AP replicates added during field period3. Spouse of a divorced list sample case******************************************


X30064 Number of missed HUs found at address. The variable isassociated with both the original address and the addressesactually added to the sample. A maximum of 3 misssed

addresses were added. In one instance, 33 additional HUswere found, but only 3 cases were added.

0. Inap. (not a missed AP HU; not an AP case)******************************************


X30065 Number of missed HUs added to the sample. This variablehas the same value as X30064 except for one value. Asnoted in the definition of X30064, 33 missed HUs werediscovered, but only 3 of these were added to the sample.

This variable is associated with both the original addressand the addresses added to the sample.

0. Inap. (not a missed AP HU; not an AP case)******************************************


X30033 PSU selection probability.******************************************




X30015 Original EPSEM weight for AP cases.Total Census households (102263678) divided by (the totalnumber of AP lines originally selected (4466) + the totalnumber of lines from added sample replicates (232)).

For all AP cases. Sums to 1990 population.



X30005 Design-based nonresponse-adjusted area-probability weight.X30015*(X30002-X30003)/X30004.



******************************************

X30068 Nonresponse and growth-adjusted area-probability weight.X30015*(sample cases in segment/completes in segment)*(linesin segment/1990 census lines in segment)******************************************


X30025 Paired PSUs (segments for self-representing PSUs) forvariance estimation: a 3-digit variable that identifiespseudo-strata combinations by pairing segments in theself-representing PSUs and PSUs in the non-self-representingareas. (X30076 is given in parentheses.)

SELF-REPRESENTING PSUs

11 New York CMSA (1)12 New York CMSA (1)

21 Los Angeles CMSA (2)22 Los Angeles CMSA (2)

31 Chicago CMSA (3)32 Chicago CMSA (3)

41 San Francisco-Oakland-San Jose (4)42 San Francisco-Oakland-San Jose (4)

51 Philadelphia CMSA (5)52 Philadelphia CMSA (5)

61 Detroit CMSA (6)



62 Detroit CMSA (6)

71 Dallas-Ft. Worth CMSA (7)72 Dallas-Ft. Worth CMSA (7)

81 Washington DC MSA (8)82 Washington DC MSA (8)

91 Houston CMSA (9)92 Houston CMSA (9)

101 Boston NECMA (10)102 Boston NECMA (10)

111 Atlanta MSA (11)112 Atlanta MSA (11)

121 Tampa-St. Petersburg-Clearwater (12)122 Tampa-St. Petersburg-Clearwater (12)

131 St. Louis MSA (13)

132 St. Louis MSA (13)

141 Minneapolis-St. Paul MSA (14)142 Minneapolis-St. Paul MSA (14)

151 Phoenix MSA (15)152 Phoenix MSA (15)

161 San Diego, CA MSA (16)162 San Diego, CA MS (16)

171 Baltimore MSA (17)172 Baltimore MSA (17)

181 Pittsburgh PMSA (18)182 Pittsburgh PMSA (18)

191 Seattle PMSA (19)192 Seattle PMSA (19)

NON-SELF-REPRESENTING PSUs

201 Burlington VT (20)202 Worcester MA (21)

211 New Haven CT (22)

212 Buffalo NY (23)

221 Rochester NY (24)222 Allentown-Bethlehem-Easton PA (25)

231 Syracuse NY (26)232 York PA (27)

241 Eau Claire WI (28)242 Evansville IN, (29)



251 Jackson MI (30)252 Ft. Wayne IN (31)

261 Indianapolis IN (32)262 Cleveland OH (33)263 Kansas City MO (38)

271 Cincinnati OH (34)

272 Columbus OH (35)

281 Lansing MI (36)282 Saginaw-Bay City MI (37)

291 Rapid City SD (39)292 Springfield MO (40)

301 Ft. Myers-Cape Coral FL (42)302 West Palm Beach-Boca Raton FL (43)

311 Hickory-Morganton, NC (41)312 Charlotte-Gastonia NC (44)

313 Wilmington NC (45)

321 Lynchburg VA (46)322 Richmond-Petersburg VA (47)

331 Ft. Lauderdale FL (48)332 Miami FL (49)

341 Norfolk-Virginia Beach-Newport News VA (50)342 Charleston SC (51)

351 Memphis TN (52)352 Birmingham AL (53)

361 Nashville TN (54)362 Knoxville TN (55)

371 Enid OK (56)372 Oklahoma City OK (57)

381 Waco TX (58)382 Austin TX (59)

391 New Orleans LA (60)392 Corpus Christi TX (61)

401 Pueblo CO (62)402 Denver CO (63)

411 Tucson AZ (64)412 Boulder CO (65)

421 Bellingham WA (66)422 Tacoma WA (67)423 Anchorage AK (100)

431 Modesto CA (68)



432 Santa Barbara CA (69)

441 Windham Co. CT (70)442 Franklin Co. NY (71)

451 Franklin Co. PA (72)452 Windham Co. VT (73)

461 Lee Co. IL (74)462 Lawrence Co. IN (75)

471 Riley Co. KS (76)472 Allegan Co. MI (77)

481 Crow Wing Co. MN (78)482 Barry Co. MO (79)

491 Burke Co. IN (80)492 Sandusky Co. OH (81)493 Waushara Co WI (82)

501 Sussex Co. DE (84)502 Floyd Co. GA (85)

511 Cumberland Co. KY (86)512 St. Landry Parish LA (87)

521 Choctaw Co. AL (83)522 Copiah Co. MS (88)523 Iredell Co. NC (89)

531 Edgecombe Co. NC (90)532 Horry Co. SC (91)

541 Greene Co. TN (92)542 Chambers Co. TX (93)

551 Hopkins Co. TX (94)552 Caroline Co. VA (95)

561 Coconino Co. AZ (96)562 Mesa Co. CO (97)

571 Richland Co. MT (98)572 Wasco Co. OR (99)


******************************************

X30035 Wealth index estimated by grossing up income flows(1992-type wealth index).





X30037 Regression model based wealth index.



X30038 Merged wealth index.



X30039 Percentile of wealth index distribution in SOI file.



X30009 List sample wealth-index stratum number.



X30058 Divorced list case indicator.

1. Both of divorced pair interviewed2. Only one of divorced pair interviewed0. Inap. (not a divorced list sample case)******************************************


X30059 Divorce-adjusted wealth index (grossed up income flow version):If list case divorced: X30035/2,Otherwise: X30035.



X30060 Divorce-adjusted regression model based wealth index:If list case divorced: X30037/2,Otherwise: X30037.

0. Inap. (not a list sample case)




******************************************

X30061 Divorce-adjusted merged wealth index (average of "centeredand rescaled" X30059 and X30060).



X30062 Percentile of divorce-adjusted wealth index distribution inSOI file.



X30024 Divorce-adjusted wealth index stratum. When joint filershad divorced since the sample was drawn, the capitalized incomeflows input to the original wealth index was divided inhalf and the stratum number was recomputed using theoriginal classes.



X30023 List sample financial income post-stratum, defined in termsof all interest and dividend income reported on page 1 ofIRS Form 1040.



X30063 Divorce-adjusted List sample financial income post-stratum,defined in terms of all interest income reported on page 1

of IRS Form 1040.



X30032 List sample type indicator

1. Certainty case



2. Main sample3. Supplemental sample0. Inap. (not a list sample case)******************************************


X30073 Indicator of PSU that would be selected asself-representing if the measure of size were the number ofunits in stratum 5 or higher.

1. Self representing0. Not self-representing; AP case******************************************


X30034 Smoothed PSU selection probability.******************************************


X30031 Original SOI weight for list sample cases



X30069 Population estimate of number of non-certainty cases in

list sample stratum.



X30070 Number of non-certainty cases in list sample stratum.



******************************************

X30071 Population estimate of number of all cases in list samplestratum.





X30072 Number of cases in list sample stratum.



X30008 List sample selection weight:For certainty cases=X30031/X30034For other cases=estimate of total non-certaintycases/number non-certainty sample cases



X30036 List weight at last stage of adjustment before merger with

AP sample.



X30080 Cases that were subject to special disclosure adjustments.

0. Inap. (not a special disclosure case)******************************************


---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------AUTOQUEST (SURVEYCRAFT) PROGRAM FOR MAIN CAPI----------------------------------------------------------------------------------------------------------------------------------------------------------L000 GL90 209=REFUSEDL91 210=DON'T KNOWQ1UT R10 CASEIDQ2UT 35 |[PgUp]=Back Up [PgDn]=Return [Ctrl End]=Suspend

Q3UT N2 2 ELAPSED SECONDS - STARTQ4UT 9 CURRENT MONTHQ5UT 8 CURRENT YEARQ18B PREAMBLE/ THIS STATEMENT MUST BE READ TO ALL RESPONDENTS:// This interview is completely voluntary and confidential. If we should/ come to any question you do not want to answer, let me know and we will/ go on to the next question. Feel free to consult any knowledgable/ person or use any records and notes at any time during this interview./ Your answers will be kept confidential.



/// HAND THE INSTITUTIONS CARD TO THE RESPONDENT. ASK THE RESPONDENT/ TO LIST (IN FIRST COLUMN ON LEFT HAND SIDE OF CARD) ALL THE FINANCIAL/ INSTITUTIONS WITH WHICH THE HOUSEHOLD CONDUCTS BUSINESS. THEN HAVE/ THE RESPONDENT CHECK WHICH SERVICES HE/SHE/THEY USE AT EACH/ INSTITUTION LISTED./

/ THE PURPOSE OF DOING THIS IS TO HELP THE RESPONDENT BEGIN THINKING/ ABOUT HIS/HER FINANCES.// ^BC0 PRESS [ENTER] TO CONTINUE*>>>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN HH LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<Q6S BEGINNING.C#'<1/10#(J7 8 6(1)=:1:J7 8 6(2)+23(1)=:3:J7 8 6(2)+20(2)+22(1)=:3:J7 8 6(2)+20(1)+22(1)=:2:J7 8 6(2)+20(1)+22(2)+23(2)=:2:

V BQ7B HHL_A.RELATIONSHIP/// What is the next person's relationship to you?/^C2// ^B/C0C1 RESPONDENTC2 SPOUSEC3 PARTNER

C4 CHILDC5 GRANDCHILDC6 PARENTC7 GRANDPARENTC8 AUNT/UNCLEC9 COUSINC10 NIECE/NEPHEWC11 SISTER/BROTHERC12 GREAT GRANDCHILDC13 CHILD OF PARTNERC29 OTHER RELATIVEC31 ROOMMATEC32 FRIEND

C33 RELATIVE OF PARTNERC34 BOARDER OR ROOMER/LODGERC35 PAID HELPC36 FOSTER CHILDC39 OTHER UNRELATED PERSONG 0G 1=6(1)G 2/3=6(2)+M6(1)+20(1/4)+26(NA)G 13,4,29,6,31,5,32,7,33,8,34,9,35,10,36,11,39,12G E1/39J8 7 B7(0+"0")=PLEASE ENTER RESPONSE



Q8B HHL_B.SEX/^C1///~IF 6(1)/ Before we start the interview, I need to list the people who live with/ you to obtain some basic information about each one. Let's start with/ you.

//^C1/ CODE SEX WITHOUT ASKING. IF NECESSARY, SAY: I am required to ask/ your sex./~ELSE 7(2/3)/ IF POSSIBLE, CODE WITHOUT ASKING. IF NECESSARY, ASK:/// What is your ^7's sex?/~ELSE/ IF POSSIBLE, CODE WITHOUT ASKING. IF NECESSARY, ASK://

/ What is that person's sex?/~END// ^BC0C1 MALEC2 FEMALEJ9 8 B8(0+"0")=PLEASE ENTER RESPONSEJ9 10 8(1)=:1:J9 10 8(2)=:2:J9 10 8(N1/2)=:3:Q9BC1 he

C2 sheC3 that personJ10 13 6(G1)Q10UB 2 BMO.BIRTH MONTH/// What is your date of birth? (USE [Shift][TAB] TO MOVE TO THE/ LEFT).// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12/

/ ^B ^B ^B/ MONTH DAY YEARV (1/12)Q11UB 2 BDAY.BIRTH DAYV (1/31)Q12UB 4 BYR.BIRTH YEARV (1880/1994){NNNN}****************Q13UT 12 13 ASCII BIRTHDATE|11/10/12Q14UT 26 13 AGE FROM DOBJ15 10 B14(0)+10(NK2+NK3)=PLEASE CHECK DATE ENTERED!



J15 16 13(A+0)J15 16 6(1)+10(K2.K3)Q15B VERAGE.VERIFY AGE//// So, you are ^14 years old?/

/ ^BC0C1 YES, CONTINUEC2 NO, FIX BIRTHDATEC3 NO, ENTER AGEJ16 10 B15(2)=PLEASE CORRECT BIRTHDATEJ16 15 B15(0+"0")=PLEASE ENTER RESPONSEJ16 19 6(1)+15(A+N2/3)=:/^14:Q16UB 3 AGE.HOW OLD?////~IF 6(1)

/ How old are you?/~ELSE/ How old is ^9?//~IF 7(4.5.10.12.13.29.33.36.39)/ (CODE LESS THAN ONE YEAR AS 1)/~END/~END/// AGE: ^BV (1/100){Nnn}J17 19 16(GQ17)=:/^16:

J17 19 16(LEQ17)=:/^17:Q17UJ19 20 7(3)J19 19 20 6(GE2)+16(K3)Q19B OVER18.18 OR OVER?//// Is ^9 18 or older?// ^BC0C1 YES

C2 NOJ20 19 B19(0+"0")=PLEASE ENTER RESPONSEJ20 21 7(2).19(2)J20 21 16(1/17)+6(G1)Q20B HHL1.MARITAL STATUS/^C1//~IF 6(1)/ Are you currently married or living with a partner, separated,/ divorced, widowed, or have you never been married?/~ELSE



/~IF 7(3)/ Is your partner currently married, separated, divorced,/ widowed, or has ^9 never been married?/~ELSE/ Is your ^7 currently married or living with a partner,/ separated, divorced, widowed, or has ^9 never been married?/~END/~END

/// ^BC0C1 MARRIEDC2 LIVING WITH PARTNERC3 SEPARATEDC4 DIVORCEDC5 WIDOWEDC6 NEVER MARRIEDG 0/6=7(N3)G 0,1,3/6=7(3)J21 20 B20(0+"0")=PLEASE ENTER RESPONSE

J21 22 16(1/17).19(2)J21 22 6(1)=:1:Q21B 19 HHL2.USUALLY LIVE WITH YOU?/^C1// Does ^9 usually live with you?// ^BJ22 21 B21(0+"0")=PLEASE ENTER RESPONSEJ22 23 6(G1)J22 23 6(1)+20(3/6.K2.K3)J22 23 6(1)+20(2)=:1:Q22B 19 HHL2_1.SPOUSE/PARTNER LIVE WITH YOU NOW?

/^C1//~IF 6(1)+20(1)/ Does your spouse live with you now?/~ELSE 6(1)+20(2)/ Does your partner live with you now?/~END// ^BJ23 22 B22(0+"0")=PLEASE ENTER RESPONSEJ23 23 24 6(1)+20(K2.3.4.5.6).6(1)+20(1)+22(2)Q23B 19 HHL2_2.LIVE WITH PARTNER?/^C1

// Do you live with a partner?// ^BJ24 23 B23(0+"0")=PLEASE ENTER RESPONSEJ24 25Q24XC1 hisC2 herC3 this person'sG 1=8(1)



G 2=8(2)G 3=8(N1/2)J25 26 6(1).16(1/17).19(2)J25 26 6(2)+7(2/3)+21(1)=:1:Q25B HHL4.FINANCIALLY DEPENDENT?///~IF 6(2)+21(N1)+7(2/3)

/ Do you and your ^7 have shared finances?/~ELSE 6(N2)+M7(2)+8(1)+25(N2)=MALE SPOUSE/ Does your ^7 depend on you and your husband for most/ of ^24 support or is ^9 financially independent for the most part?/~ELSE 6(N2)+M7(2)+8(2)+25(N2)=FEMALE SPOUSE/ Does your ^7 depend on you and your wife for most/ of ^24 support or is ^9 financially independent for the most part?/~ELSE 6(N2)+M7(3)=PARTNER/ Does your ^7 depend on you and your partner for most/ of ^24 support or is ^9 financially independent for the most part?/~ELSE/ Does your ^7 depend on you for most of ^24 support/ or is ^9 financially independent for the most part?

/~END/// ^BC0C1 FINANCIALLY DEPENDENTC2 FINANCIALLY INDEPENDENTJ26 25 B25(0+"0")=PLEASE ENTER RESPONSEJ26 6 6(1)+20(2)+22(1)J26 6 6(1)+23(1)J26 6 6(1)+20(1.3.4)+(22(1).23(1))J26 6 6(1)+20(1)+22(2)+23(2)Q26B 21 NEXTHH.ANYONE ELSE LIVE WITH YOU?

//// Does anyone else live with you?// ^BJ6 26 B26(0+"0")=PLEASE ENTER RESPONSEJ6 27 26(2.K2.K3)R6 26*>>>>>>>>>>>>>>>>>>>>>>>>>>>>END HH LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<Q27B HH LIST.//

/ RELATIONSHIP SEX AGE MARITAL LIVE HERE DEPENDENT/ #'^7M6(G0)#14#( #'^8#6#( #'^16#4#( #'^20#14#( #'^21#( #'^25#13#(///// ^BC1 CONTINUEC2 ADD MOREV BJ28 26 B27(2)=CHANGE ANSWER TO 'YES' TO ADD MORE



J28 29 M6(1)+20(1)+22(1)=:1:J28 29 M6(1)+20(1)+23(1)=:2:J28 29 M6(1)+20(3)+23(2)=:3:J28 29 M6(1)+20(3)+23(1)=:4:J28 29 M6(1)+20(5)+23(2)=:5:J28 29 M6(1)+20(5)+23(1)=:6:J28 29 M6(1)+20(4)+23(2)=:7:J28 29 M6(1)+20(4)+23(1)=:8:

J28 29 M6(1)+20(6)+23(2)=:9:J28 29 M6(1)+20(6)+23(1)=:10:J28 29 M6(1)+20(2)=:12:J28 29 M6(1)+20(0)+23(2)=:19:J28 29 M6(1)+20(0)+23(1)=:20:J28 29 M6(1)+20(0)+23(0)=:21:J28 29 M7(2)+25(2)=:22:J28 29Q28U R MARITAL STATUSJ29 31 M7(2)=:51:J29 31 M7(3)+20(3)=:52:J29 31 M7(3)+20(5)=:53:J29 31 M7(3)+20(4)=:54:

J29 31 M7(3)+20(6)=:55:J29 31 M7(3)+20(1)=:56:J29 31 M7(3)+20(0)=:59:J29 31Q29U SPOUSE/PARTNER'S MARITAL STATUSQ31B// I will be asking you about various kinds of household financial/ matters during this interview.// (IF MORE THAN ONE PERSON LISTED BELOW HAVE RESPONDENT WRITE THE/ NAMES ON THE BOTTOM OF THE INSTITUTION CARD AND READ: As we/ go through the interview, this card will serve as a reminder

/ of the people we are referring to when we say your "family/ living here". (READ RELATIONSHIP OF MEMBERS LISTED BELOW)// #'^7M21(N2)+25(N2)#29#(/ #'^7M7(2/3)+21(2)+25(1)#41#(// ^BC1 PRESS ENTER TO CONTINUE********************************************************************************* SECTION A *********************************************************************************Q32B A1.EXPECTATIONS FOR ECONOMY/^C1

// I'd like to start this interview by asking you about your expectations/ for the future. Over the next## five years, do you expect the U.S./ economy as a whole to perform better##, worse##, or about the same## as it/ has over the past## five years?// ^BC0C1 BetterC2 WorseC3 About the same



J33 32 B32(0+"0")=PLEASE ENTER RESPONSEQ33B A2.INTEREST RATES HIGHER/LOWER/^C1// Five years from now, do you think interest rates will be higher,/ lower, or about the same as today?// ^B

C0C1 HigherC2 LowerC3 About the sameJ34 33 B33(0+"0")=PLEASE ENTER RESPONSEQ34B A3.SHOPPING/ QxQ/ (SHOW CARD 1)/ When making major decisions about credit or borrowing,/ some people shop around for the very best terms while others don't./~IF 0A(LE1)=6AM25(N2)=/ What number would you be on the scale?/~ELSE

/ What number would your family be on the scale?/~END// ^BC0C1 1. ALMOST NO SHOPPINGC2 2.C3 3. MODERATE SHOPPINGC4 4.C5 5. A GREAT DEAL OF SHOPPINGJ35 34 B34(0+"0")=PLEASE ENTER RESPONSEJ35 36Q35X

C1 and your husbandC2 and your wifeC3 and your partnerC4 or your husbandC5 or your wifeC6 or your partnerC7 husbandC8 wifeC9 partnerC10 heC11 sheC12 hisC13 her

G 1,4,7,10,12=M6(2)+7(2)+8(1)G 1,4,7,10,12=M6(1)+8(2)+20(3/4)+23(N1)G 2,5,8,11,13=M6(2)+7(2)+8(2)G 2,5,8,11,13=M6(1)+8(1)+20(3/4)+23(N1)G 3,6,9,10,12=M6(2)+7(3)+8(1)G 3,6,9,11,13=M6(2)+7(3)+8(2)Q36MC A3_1.INFO USED FOR BORROW DECISIONS//~IF M7(2/3)+25(1)/ What sort of information do you ^35(1/3) use to make/ decisions about credit or borrowing? Do you call around for terms?



/ Do you read newspapers, magazines, or material that you get in the mail?/ Do you get advice from a friend, relative, lawyer, accountant, or/ financial planner? Or do you do something else?/~ELSE/ What sort of information do you use to make decisions about credit/ or borrowing? Do you call around for terms? Do you read newspapers,/ magazines, or material that you get in the mail? Do you get advice/ from a friend, relative, lawyer, accountant, or financial planner?

/ Or do you do something else?/~END/ (CODE ALL THAT APPLY)C1 Call aroundC2 Material in the mailC3 Other advertisementsC4 AccountantC5 Magazines/newspapersC6 friend/relativeC7 LawyerC8 Financial plannerC9 NEVER BORROWC10 Other

J37 37 38 36(10)Q37U A3_1V.SPECIFY/// PLEASE SPECIFY.V M!a_!Q38B 34 A4.PAST 5 YEARS INCOME VS PRICES/ QxQ/ (SHOW CARD 1)/ When making major saving and investment decisions, some people/ shop around for the very best terms while others don't./~IF 0A(LE1)=6AM25(N2)=/ What number would you be on the scale?

/~ELSE/ What number would your family be on the scale?/~END// ^BJ39 38 B38(0+"0")=PLEASE ENTER RESPONSEQ39MC A4_1.HOW MAKE INVESTMENT DECISIONS?/~IF M7(2/3)+25(1)/ How do you ^35(1/3) make decisions about saving and/ investments? Do you call around for rates? Do you read newspapers,/ magazines, or material you get in the mail? Do you get advice from/ a friend, relative, lawyer, accountant, or financial planner?/ Or do you do something else?

/~ELSE/ How do you make decisions about saving and investments? Do you call/ around for rates? Do you read newspapers, magazines, or material you/ get in the mail? Do you get advice from a friend, relative, lawyer,/ accountant, or financial planner? Or do you do something else?/~END/ (CODE ALL THAT APPLY)C1 CALL AROUNDC2 Friend/relativeC3 AccountantC4 Lawyer



C5 Financial planner/BROKERC6 Magazines/newspapersC7 Self/do not get adviceC8 Material in the mailC9 OtherC10 DO NOT SAVE/INVESTJ40 40 41 39(9)Q40U A4_1V.SPECIFY

/// PLEASE SPECIFY.V M!a_!Q41B A5.ONE OR # OF INSTITUTIONS/ QxQ// The next few questions are about the financial institutions that you do/ business with.//~IF 0A(LE1)=6AM25(N2)=/ With how many financial institutions do you currently have accounts/ or loans, or regularly do personal## financial business? Include banks,

/ savings and loans, credit unions, brokerages, loan companies, and so/ forth, but not## institutions where you have only credit cards or business/ accounts./~ELSE/ With how many financial institutions do you and your family living/ here currently have accounts or loans, or regularly do personal##/ financial business? Include banks, savings and loans, credit unions,/ brokerages, loan companies, and so forth, but not## institutions where/ you have only credit cards or business accounts./~END// INTERVIEWER: (ACCOUNTS USED ONLY FOR BUSINESS SHOULD NOT## BE INCLUDED.)/

/ ^BC0C1 ONEC2 EXACT NUMBER GIVENC3 SOME, EXACT NUMBER UNKNOWNC4 NONEJ42 41 B41(0+"0")=PLEASE ENTER RESPONSEJ42 43 41(1)=:1:J42 43 41(4)=:0:J42 43 41(3)J42 43 41(K3)J42 43 41(K2)Q42UB 2 A5A.# OF INSTITUTIONS

/// (SHOW INSTITUTIONS CARD)//// ENTER NUMBER: ^BV !U__!(1/99)J43 60 41(K2)*>>>>>>>>>>>>>>>>>>>>>>>>BEGIN INSTITUTION LOOP 1<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<Q43S



C1C2 secondC3 thirdC4 fourthC5 fifthC6 sixthJ44 45 41(4)Q44UB 40 A5_1.INSTITUTION NAME

/ QxQ/INSTITUTION ^43/~IF 42(1)/// What is the name of this financial institution?/~ELSE 42(N1)///~IF 0A(LE1)=6AM25(N2)=/ What is the name of the financial institution where you do the/ ^43 most business?/~ELSE

/ What is the name of the financial institution where you and your family/ living here do the ^43 most business?/~END//~END//^C1/ ^BJ45 46 44V(G1)=:/^44:J45 46 43(1)+44(K2.K3)=:1st institution:J45 46 43(2)+44(K2.K3)=:2nd institution:J45 46 43(3)+44(K2.K3)=:3rd institution:J45 46 43(4)+44(K2.K3)=:4th institution:

J45 46 43(5)+44(K2.K3)=:5th institution:J45 46 43(6)+44(K2.K3)=:6th institution:J45 46 43(1)=::<Enter institution>:J45 46 43(2)=::<Enter 2nd institution>:J45 46 43(3)=::<Enter 3rd institution>:J45 46 43(4)=::<Enter 4th institution>:J45 46 43(5)=::<Enter 5th institution>:J45 46 43(6)=::<Enter 6th institution>:Q45UT N A5_1.INSTITUTION NAMEJ46 44 B44(A)+44V(L2)+44(NK2+NK3)=PLEASE ENTER RESPONSEJ46 43 43(LQ42).43(6)J46 43 M46(1.K2.K3)J46 43 41(4)

Q46B A5_9.ANOTHER INSTITUTION?////~IF 41(3)+0A(LE1)=6AM25(N2)=/ Is there another institution at which you regularly do personal/ business?/~ELSE 41(3)+0A(G1)=6AM25(N2)=/ Is there another institution at which you and your family living here/ regularly do personal business?/~ELSE 0A(LE1)=6AM25(N2)=



/ Have you included all your accounts?/~ELSE/ Have you included the accounts for all the people in your household?/~END// #'^45M45(N"<")#41#(//

/ ^BC0C1 ALL LISTEDC2 ADD MOREJ43 46 B46(0+"0")=PLEASE ENTER RESPONSEJ44 45 M46(1.K2.K3)R43 46*>>>>>>>>>>>>>>>>>>>>>>>>>>END INSTITUTION LOOP 1<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<*>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN INSTITUTION LOOP 2<<<<<<<<<<<<<<<<<<<<<<<<<<<<<Q47SC01 ^45M43(1)=C02 ^45M43(2)=C03 ^45M43(3)=

C04 ^45M43(4)=C05 ^45M43(5)=C06 ^45M43(6)=*G #'<1/6#(=M43(#'<1/6#()+45(N"<")J48 47 M43(Q47)+45("<")Q48B A6.TYPE OF INSTITUTION/ QxQ/ ^47// About ^45M43(Q47)=,/ what kind of institution is this? (Is it a commercial bank, a savings/ and loan or savings bank, a credit union, a finance or loan company, a/ brokerage, or what?)

/// ^BC0C11 COMMERCIAL BANKC12 S&L/SAVINGS BANKC13 CREDIT UNIONC14 FINANCE/LOAN CO.C16 BROKERAGEC17 OTHERJ49 48 B48(0+"0")=PLEASE ENTER RESPONSEJ49 50 48(N17)Q49U A6V.SPECIFY

/// PLEASE SPECIFY.V M!a_!Q50MC A7.HOW DO BUSINESS WITH INSTITUTION/ QxQ/^47//~IF 0A(LE1)=6AM25(N2)=/ How do you mainly do business with this institution (-by Cash Machine,/ in person, by mail, by phone, by computer, or some other way)?



/~ELSE/ How does your family mainly do business with this institution (-by Cash/ Machine, in person, by mail, by phone, by computer, or some other way)?/~END/ CODE ALL THAT APPLY -- CODE MAIN METHOD FIRSTC1 BY CASH MACHINEC2 IN PERSONC3 BY MAIL

C4 BY PHONEC5 BY COMPUTERC6 DON'T DO REGULAR BUSINESSC7 OTHERC8 ELECTRONIC TRANSFERC10G 1/5,8,6,7J51 51 52 50(7)Q51U A7V.SPECIFY/// PLEASE SPECIFY.V M!a_!

Q52B A8.INSTITUTION DISTANCE-CODED/ QxQ/^47// Roughly, how many miles is the office or cash machine of this/ institution from the home or workplace of the person who uses it/ most often? IF R ASKS: WE WANT THE CLOSER OF THE DISTANCE FROM/ HOME OR WORKPLACE.// ^B/// ENTER MILES: ^B

//// ^BC0C1 LESS THAN A MILEC2 ENTER EXACT MILESC3 FOREIGN LOCATIONC4 LOCATED AT WORKC5 OVER 50 MILESC6 LOCAL PHONE/LOCAL POST BOXG 0,1,2,5,4,6,3J53 54 52(N2)

Q53UB 4 A8A.# OF MILES TO INSTITUTIONV !U____!(1/9999)Q54B CAPI.C1 CONTINUEJ55 52 B52(0+"0")=PLEASE ENTER RESPONSEJ55 52 B52(2)+53(0+"0")=PLEASE ENTER MILESJ55 47 47(6)J55 47 0A(GQ47)=43AM45(N"<")=Q55B 21 A9.ANY OTHER INSTITUTIONS?/^C1/



// Do you have any other financial institutions which we have not/ listed yet?// ^BJ56 55 B55(0+"0")=PLEASE ENTER RESPONSEJ56 47 55(2.K2.K3)Q56B

/// ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(// ##ENTER NAME(S) OF NEW INSTITUTION(S):##/ #'^E45M45("<")#57#(///// ^BC1 PRESS ENTER TO CONTINUE

J47 56 B56(0+"0")=PLEASE ENTER RESPONSER47 56*>>>>>>>>>>>>>>>>>>>>>>>>>>END INSTITUTION LOOP 2<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<Q57B INSTITUTIONS.///INSTITUTION TYPE METHOD DISTANCE MILES/#'^45M47(G0)+48(A)#19#( #'^48#17#( #'^50#10#( #'^52#12#( #'^53#6#(/////

//// ^BC1 CONTINUEC2 ADD MOREG 1G 2=47(L6)V BJ58 55 B57(2)=CHANGE ANSWER TO 'YES' TO ADD MOREJ58 71 M50(1)=:1:J58 71 41(4)Q58B 21 A5_10.CASH CARD?

/^C1//~IF 0A(LE1)=6AM25(N2)=/~IF 0A(1)=43AM45(N"<")=/ Do you have a card that allows you to deposit or withdraw money from/ this institution using a cash machine?/~ELSE/ Do you have a card that allows you to deposit or withdraw money from/ these institutions using a cash machine?/~END/



/~ELSE/~IF 0A(1)=43AM45(N"<")=/ Do you or your family living here have a card that allows you to deposit/ or withdraw money from this institution using a cash machine?/~ELSE/ Do you or your family living here have a card that allows you to deposit/ or withdraw money from these institutions using a cash machine?/~END

//~END// ^BJ71 58 B58(0+"0")=PLEASE ENTER RESPONSE*A5.10.1-A5.10.5 SHOULD BE ASKED OF ALL RS WHO HAVE AT LEAST ONE*ACCOUNT OR WHO DK/REF NUMBER OF ACCOUNTS AT A5.1...J71 755 42(0+"0")Q71B 19 A5_10_1.DEBIT CARDS?/ QxQ// A debit card is a card that you can present when you buy things that/ automatically deducts the amount of the purchase from the money in an

/ account that you have.//~IF 0A(LE1)=6AM25(N2)=/ Do you use any debit cards?/~ELSE/ Does your family use any debit cards?/~END// INTERVIEWER: WE CARE ABOUT USE, NOT WHETHER R HAS A DEBIT CARD// ^BJ72 71 B71(0+"0")=PLEASE ENTER RESPONSEQ72B 19 A5_10_2.DIRECT DEPOSIT?

/// Some people have their paychecks or Social Security benefits/ or other money automatically paid directly into their accounts.//~IF 0A(LE1)=6AM25(N2)=/~IF 0A(1)=43AM45(N"<")=/ Do you have any money directly deposited into your account?/~ELSE/ Do you have any money directly deposited into one of your accounts?/~END/~ELSE/~IF 0A(1)=43AM45(N"<")=

/ Do you or someone in your family living here have any money directly/ deposited into your family's account?/~ELSE/ Do you or someone in your family living here have any money directly/ deposited into one of your family's accounts?/~END/~END// (IF R ASKS, DO NOT INCLUDE INTEREST PAID ON THE ACCOUNT)// ^B



J73 72 B72(0+"0")=PLEASE ENTER RESPONSEJ73 75 72(N1)Q73MC A5_10_3.KINDS OF DEPOSITS//// What kinds of deposits are these? (CODE ALL THAT APPLY)C1 PAYCHECK

C2 SOCIAL SECURITYC3 OTHERC10G 1/3J74 74 75 73(3)Q74U A5_10_3V.SPECIFY// PLEASE SPECIFY.V M!a_!Q75B 19 A5_10_4.AUTOMATIC PAYMENTS?/// Some people have their utility bills, mortgage or rent payments,

/ or other payments automatically paid directly from their accounts/ without having to write a check.//~IF 0A(LE1)=6AM25(N2)=/ Do you have any payments that you make in this way?/~ELSE/ Do you and your family living here have any payments that you make/ in this way?/~END// ^BJ487 75 B75(0+"0")=PLEASE ENTER RESPONSEJ487 755 75(N1)

Q487MC A5_10_5.SORTS OF PAYMENTS//// What sorts of payments are these? (CODE ALL THAT APPLY)C1 UTILITY BILLSC2 MORTGAGE/RENTC3 OTHERC10G 1/3J498 498 755 487(3)Q498U A5_10_5V.SPECIFY/

/ PLEASE SPECIFY.V M!a_!Q755B 19 A5_10_6.SMART CARDS/ QxQ/// A 'smart card' is a type of payment card containing a computer/ chip which is set to hold a sum of money. As the card is used,/ purchases are subtracted from that sum.//~IF 0A(LE1)=6AM25(N2)=



/ Do you have any such cards that you can use for a variety of purchases?/~ELSE/ Do you or anyone in your family living here have any such cards that/ you can use for a variety of purchases?/~END// ^BJ60 755 B755(0+"0")=PLEASE ENTER RESPONSE

********************************************************************************* SECTION B: ATTITUDES TOWARD CREDIT/CREDIT CARDS********************************************************************************Q60B B1.BUY ON INSTALLMENT/ QxQ/^C1/ Now I would like to ask you some questions about how you feel about/ credit. In general, do you think it is a good idea or a bad idea/ for people to buy things on the installment plan?// ^BC0C1 Good idea

C2 GOOD IN SOME WAYS, BAD IN OTHERSC3 Bad ideaV BJ61 60 B60(0+"0")=PLEASE ENTER RESPONSEQ61SC1 first, to cover the expenses of a vacation trip?C2 next, to cover living expenses when income is cut?C3 next, to finance the purchase of a fur coat or jewelry/?C4 next, to finance the purchase of a car?C5 finally, to finance educational expenses?Q62B 19 B2.ALL RIGHT TO BORROW FOR...?/ QxQ

/~IF 61(1)// People have many different reasons for borrowing money which they pay/ back over a period of time. For each of the reasons I read, please/ tell me whether you feel it is all right for someone like yourself to/ borrow money.../~END// ^61// ^BR61 62*ITEM 2.6 ADDED.

J63 62 B62(0+"0")=PLEASE ENTER RESPONSEQ63B 19 B2_6.APPLIED FOR CREDIT/LOAN IN LAST 5 YRS?///~IF M7(2/3)+25(1)/ Have you ^35(1/3) applied for any type of credit or loan/ in the last five years?/~ELSE/ Have you applied for any type of credit or loan in the/ last five years?/~END



// ^BJ64 63 B63(0+"0")=PLEASE ENTER RESPONSEJ64 69 63(A+N1)Q64B B3.TURNED DOWN IN LAST 5 YRS?///~IF M7(2/3)+25(1)

/ In the past five years, has a particular lender or creditor turned down/ any request you ^35(4/6) made for credit, or not given you as much/ credit as you applied for?/~ELSE/ In the past five years, has a particular lender or creditor turned down/ any request you made for credit, or not given you as much credit as you/ applied for?/~END/ (PROBE: Turned down, or not as much credit?)/ IF TURNED DOWN AND NOT AS MUCH CREDIT, ASK WHICH IS MORE RECENT// ^BC0

C1 Yes, turned downC2 Yes, not as much creditC3 NoJ65 64 B64(0+"0")=PLEASE ENTER RESPONSEJ65 69 64(N1/2)Q65B 19 B3_1.OBTAIN FULL AMOUNT?///~IF M7(2/3)+25(1)/ Were you later able to obtain the full amount you ^35(4/6)/ requested by reapplying to the same institution or by applying/ elsewhere?/~ELSE

/ Were you later able to obtain the full amount you requested by/ reapplying to the same institution or by applying elsewhere?/~END// ^BC3 Did Not ReapplyJ66 65 B65(0+"0")=PLEASE ENTER RESPONSEQ66U B3_2.REASONS FOR BEING TURNED DOWN///~IF M7(2/3)+25(1)/ On the most recent occasion, what reasons were you ^35(4/6)/~IF 64(1)

/ given for being turned down for credit?/~ELSE/ given for being unable to get as much credit as you applied for?/~END/~ELSE/ On the most recent occasion, what reasons were you given for/~IF 64(1)/ being turned down for credit?/~ELSE/ being unable to get as much credit as you applied for?/~END



/~ENDV M!a_!*Q3.3 MAY MOVE TO FOLLOW Q.3.1Q67B B3_3.TYPE OF CREDIT APPLIED FOR//^C1/ What type of credit did you apply for?/

/ ^BC0C1 MortgageC2 Car loanC3 Other installment loanC4 Credit CardC5 Line of creditC6 OtherJ68 67 B67(0+"0")=PLEASE ENTER RESPONSEJ68 69 67(N6)Q68U B3_3V.SPECIFY// PLEASE SPECIFY.

V M!a_!Q69B 19 B3_4.THOUGHT MIGHT BE TURNED DOWN/ QxQ//~IF M7(2/3)+25(1)/ Was there any time in the past five years that you ^35(4/6)/ thought of applying for credit at a particular place, but changed/ your mind because you thought you might be turned down?/~ELSE/ Was there any time in the past five years that you thought of/ applying for credit at a particular place, but changed your mind/ because you thought you might be turned down?/~END

// ^BJ70 69 B69(0+"0")=PLEASE ENTER RESPONSEJ70 76 69(A+N1)Q70U B3_5.WHY MIGHT BE TURNED DOWN?///~IF M7(2/3)+25(1)/ On the most recent occasion, why did you ^35(4/6) think you/ might be turned down?/~ELSE/ On the most recent occasion, why did you think you might be/ turned down?

/~ENDV M!a_!Q76B 19 B5.DO YOU HAVE ANY CREDIT CARDS?/ QxQ/^C1/~IF 0A(LE1)=6AM25(N2)=/ Now I have some questions about credit cards and charge cards./ Do you have any credit cards or charge cards?/ (Please do not include debit cards.)/~ELSE/ Now I have some questions about credit cards and charge cards.



/ Do you or anyone in your family living here have any credit cards/ or charge cards? (Please do not include debit cards.)/~END// ^BJ77 76 B76(0+"0")=PLEASE ENTER RESPONSEJ77 91 76(2.K2.K3)*>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN CREDIT CARD LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<

Q77SC1 Visa, Mastercard, Discover, or Optima cardsC2 Sears, K-Mart, furniture, clothing and other store car/dsC3 Gasoline Cards such as Shell, Exxon, BP, Texaco, or Am/ocoC4 American Express, Diners Club, or Carte Blanche cardsC5 Airline, Car Rental, or other cardsQ78B 19 B6.DO YOU HAVE ANY (TYPE) CARDS?/ QxQ/^C1/~IF 77(1)/ Now I would like to ask you a few questions about your credit cards.

/ (SHOW CARD 3)/~END//~IF 0A(LE1)=6AM25(N2)=/ Do you have any type of/~ELSE/ Do you and your family living here have any type of/~END/ ^77?// ^BJ79 78 B78(0+"0")=PLEASE ENTER RESPONSEJ79 77 78(A+N1)

Q79UB 2 B6_1.# OF (TYPE) CARDS/ QxQ/CARD(S): ^77// How many?/~IF M77(G0)+79(G0.K2.K3)/~ELSE/ (Please do not count duplicate cards for the same account or any business/ or company accounts.)/~END// # OF ACCOUNTS: ^BV !.U__.!(1/99)

Q80UB 5 B7.AMOUNT OF NEW CHARGES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//CARD(S): ^77//~IF 79(G1.K2.K3)/ On your last bills, roughly how much were the new charges made to/ these accounts?/~ELSE/ On your last bill, roughly how much were the new charges made to



/ this account?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___.!("range",0/99999)*******************************CALL DKDOL*************************************

J81 82 80(0+"0")Q81T 30 DK.~DKDOL.VQC1 ^80C2 8J82 80 B81("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q82UB 5 B8.BALANCE STILL OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/CARD(S): ^77//~IF 79(G1.K2.K3)

/ After the last payments were made on these accounts, roughly what/ was the balance still owed on these accounts?/~ELSE/ After the last payment was made on this account, roughly what/ was the balance still owed on this account?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___.!("range",0/99999)*******************************CALL DKDOL*************************************J83 84 82(0+"0")

Q83T 30 DK.~DKDOL.VQC1 ^82C2 7J84 82 B83("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J84 77 77(G1)Q84UB 5 B9.CREDIT LIMIT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//CARD(S): ^77//~IF 79(G1.K2.K3)

/ What is the maximum amount you could borrow on all of these/ accounts; that is, what is your total credit limit?/~ELSE/ What is the maximum amount you could borrow on this account;/ that is, what is your total credit limit?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___.!("range",1/99999)



*******************************CALL DKDOL*************************************Q85T 30 DK.~DKDOL.VQC1 ^84C2 6J86 84 B85("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q86UB B9_1.INTEREST ON CARD W/LARGEST BALANCE/CARD(S): ^77

//~IF 79(G1.K2.K3)+83(G0)/ What interest rate do you pay on the card where you have the largest/ balance?/~ELSE 79(G1.K2.K3)+83(0)/ What is the interest rate on the card you got most recently?/~ELSE 79(1)/ What interest rate do you pay on this card?/~END// INTERVIEWER: WE WANT TO KNOW THE RATE THAT R PAYS ON NEW BALANCES// ^B%

V !.U__._!(0/100)Q88MC B10.INSTITUTION/ QxQ/CARD(S): ^77/^C2/~IF 79(G1.K2.K3)/ Please look at the Institutions Card. Are these credit cards/ with any of the institutions on the Institutions Card, or from/ someplace else? (CODE ALL THAT APPLY.)/ [IF INSTITUTIONS CARD: Which institutions?]/ [IF "SOMEPLACE ELSE": What types of institutions?]/~ELSE/ Please look at the Institutions Card. Is this credit card with any

/ institution on the Institutions Card, or from someplace else?/ (CODE ALL THAT APPLY.)/ [IF INSTITUTIONS CARD: Which institution?]/ [IF "SOMEPLACE ELSE": What type of institution?]/~ENDC1 ^45M43(1)=C2 ^45M43(2)=C3 ^45M43(3)=C4 ^45M43(4)=C5 ^45M43(5)=C6 ^45M43(6)=C7 OTHERC11 COMMERCIAL BANK

C12 S&L/SAVINGS BANKC50 SEARS (DISCOVER)C51 AMERICAN EXPRESS(OPTIMA)C52 GASOLINE COMPANYC53 CREDIT UNIONC54 MEMBERSHIP ORG.G #'<1/6#(=M43(#'<1/6#()+45(N"<")G 11,12,53,50/52,54,7*GO BACK TO Q.6, COL. B*NOTE: WE WILL NOT ADD INSTITUTIONS INTRODUCED ON THIS GRID TO THE INSTITUTION*CARD/LIST.



J89 88 B0(GQ79)+79(G0)=88U(1/54)==# OF INST. SHOULD NOT EXCEED/ # OF CARDS!J89 89 77 88(7)Q89U B10V.SPECIFY/// PLEASE SPECIFY.V M!a_!

R77 89*>>>>>>>>>>>>>>>>>>>>>>>>>>END CREDIT CARD LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<J90 90 91 M77(L3)+78(1)Q90B B12.HOW OFTEN PAY TOTAL BALANCE?/ QxQ/^C1/ Thinking only about Visa, Mastercard, Discover, Optima and store cards,/ do you almost always, sometimes, or hardly ever pay off the total/ balance owed on the account each month?// ^BC0C1 Always or almost always

C2 SometimesC3 Hardly everJ91 90 B90(0+"0")=PLEASE ENTER RESPONSEQ91B 19 B13.ANY OTHER CHARGE ACCOUNTS?/ QxQ//~IF M77(2)+78(1)/~IF 0A(LE1)=6AM25(N2)=/ Other than the store accounts where you have credit cards, do you/ have any charge or revolving charge accounts at stores where you owed/ money after your last payment?/~ELSE/ Other than the store accounts where you have credit cards, do you

/ or your family living here have any charge or revolving charge accounts/ at stores where you owed money after your last payment?/~END/~ELSE/~IF 0A(LE1)=6AM25(N2)=/ Do you have any charge or revolving charge accounts at stores where/ you owed money after your last payment?/~ELSE/ Do you or your family living here have any charge or revolving charge/ accounts at stores where you owed money after your last payment?/~END/~END/

/ ^BJ92 91 B91(0+"0")=PLEASE ENTER RESPONSEJ92 95 91(A+N1)Q92UB 2 B14.HOW MANY ACCOUNTS WITH BALANCE?///~IF 0A(LE1)=6AM25(N2)=/ How many such accounts do you have where you owe money?/~ELSE/ How many such accounts do you or your family living here have where/ you owe money?



/~END// ^BV !.U__.!(1/99)Q93UB 6 B15.BALANCE STILL OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

//~IF 92(G1)/ After the last payments were made on these accounts, what was/ the balance still owed on all these accounts?/~ELSE/ After the last payment was made on this account, what was the/ balance still owed on this account?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___.!("range",0/999999)

J94 93 B93(0+"0")+92(G0.K2.K3)=R SAID ^92 ACCOUNTS HAD BALANCE/S!*******************************CALL DKDOL*************************************J94 95 93(0+"0")Q94T 30 DK.~DKDOL.VQC1 ^93C2 7J95 93 B94("X")=PLEASE ENTER CORRECT AMOUNT*************************************************************************************************************************************************************** SECTION D: HOUSING *********************************************************************************Q95B D1.WHERE DOES R LIVE?

/ QxQ/ WHERE DOES R LIVE?// ^BC0C1 R LIVES ON A RANCHC2 R LIVES ON A FARMC3 R LIVES IN A MOBILE HOME/RVC4 ALL OTHER TYPES OF HOUSINGV BJ96 134 95(3)J96 184 95(4)*if 1=2 skip to 11;if 1=3 skip to 16

J96 95 B95(0+"0")=PLEASE ENTER RESPONSEJ96 97Q96X .C1 ranchC2 farmC3 ranchesC4 farmsG 1,3=95(1)G 2,4=95(2)Q97UB 6 D2.HOW MANY ACRES?/ QxQ



/ Now I have some questions about this property.// About how many acres is this ^96(1/2), including any acres that/ are rented or rented out to others?// ^B ACRESV !.U___,___.!(1/999999)Q98B 19 D3.FARMING OR RANCHING BUSINESS?

/ QxQ/~IF 0A(LE1)=6AM25(N2)=/ Do you operate a farming or ranching business on this property?/~ELSE/ Do you or anyone in your family living here operate a farming or/ ranching business on this property?/~END/ (IF R CLAIMS THE FARM ON HIS INCOME TAX, THEN THE FARM IS A BUSINESS/ FOR OUR PURPOSES.)// ^BJ99 98 B98(0+"0")=PLEASE ENTER RESPONSEJ99 107 98(K2.K3)

Q99B 98 D3_1.DO YOU RENT PROPERTY?/ QxQ/~IF 0A(LE1)=6AM25(N2)=/ Do you rent out any part of this property to others?/~ELSE/ Do you or anyone in your family living here rent out any part of/ this property to others?/~END// ^BJ100 104 99(2.K2.K3)J100 99 B99(0+"0")=PLEASE ENTER RESPONSEQ100UB 5 D3_2.AMOUNT OF RENT COLLECTED

// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN// How much rent do you collect?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___.!("range",0/99999)*******************************CALL DKDOL*************************************J101 104 100(0+"0")Q101T 30 DK.~DKDOL.VQC1 ^100

C2 6J102 100 B101("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J102 104 101(0)Q102B D3_2F.FREQUENCY OF RENT/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is that amount collected?/



/ ^BC0C2 WeekC3 BiweeklyC4 MonthC5 QuarterC6 YearC11 Twice per year

C12 BimonthlyC20 OtherG 0,2,3,4,12,5,11,6,20J103 102 B102(0+"0")=PLEASE ENTER RESPONSEJ103 104 102(N20)Q103U D3_2FV.SPECIFY// PLEASE SPECIFYV M!a_!J104 184 98(2.K2.K3)Q104B D4.WHAT PART USED FOR FARMING/RANCHING?//

/ What part of this property is used for ^96(1/2)ing?// ^BC0C1 ENTER PERCENTAGEC2 ENTER ACREAGEC3 Very littleC4 Almost allJ105 104 B104(0+"0")=PLEASE ENTER RESPONSEJ105 106 104(A+N1)Q105UB 6 D4PCT.PERCENTAGE// ENTER PERCENTAGE: ^B

V !.U___.__%!(1/100)*CAPI NOTE PERCENT MUST BE <= 100 ACRES MUST BE <= D2**9. QUESTION DELETED.J106 107 104(N2)Q106UB 5 D4ACRES.# OF ACRES// ENTER ACREAGE: ^BV !.U__,___.!(1/99999)J107 106 B106(GQ97)+97(G0)=ACREAGE USED CANNOT BE > TOTAL ACREAG/E!Q107B D5.LEGAL OWNERSHIP STATUS OF FARM/RANCH/ QxQ

// What is the legal ownership status of this ^96(1/2)?/~IF 0A(LE1)=6AM25(N2)=/ Do you own this ^96(1/2), do you own part of it, do you rent/ it, is it all owned by a business, or what?/~ELSE/ Do you or your family living here own this ^96(1/2), do you/ own part of it, do you rent it, is it all owned by a business, or what?/~END// ^B



C0C1 Owns allC2 Owns only partC3 SharecropperC4 Rents/Leases allC5 Owned by a businessC6 OtherJ108 107 B107(0+"0")=PLEASE ENTER RESPONSE

J108 109 107(N6)Q108U D5V.SPECIFY// PLEASE SPECIFYV M!a_!J109 119 107(2)J109 117 107(3.6.K2.K3)J109 196 107(4)J109 116 107(5)************************R OWNS ALL OF FARM/RANCH********************************Q109B 98 D5_1.FARM/RANCHING BUSINESS PAY RENT?/ QxQ/

/~IF 0A(LE1)=6AM25(N2)=/ Does your ^96(1/2)ing business pay any rent for the use of/ the property?/~ELSE/ Does your family's ^96(1/2)ing business pay any rent for the use of/ the property?/~END// ^BJ110 109 B109(0+"0")=PLEASE ENTER RESPONSEJ110 114 109(A+N1)Q110UB 5 D5_2.AMOUNT OF RENT/

/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN///~IF 0A(LE1)=6AM25(N2)=/ How much rent do you collect?/~ELSE/ How much rent do you or your family living here collect?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___.!("range",1/99999)

*******************************CALL DKDOL*************************************Q111T 30 DK.~DKDOL.VQC1 ^110C2 6J112 110 B111("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J112 114 111(0)Q112B 102 D5_2F.FREQUENCY OF RENT/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED



// And how often is that amount collected?// ^BJ113 112 B112(0+"0")=PLEASE ENTER RESPONSEJ113 114 112(N20)Q113U D5_2FV.SPECIFY/

/ PLEASE SPECIFYV M!a_!Q114UB 8 D5_3.VALUE OF LAND AND BUILDINGS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/ Could you tell me the current value of all the land and buildings -/ that is, what would it bring if it were sold today? Do not include/ any farm animals, implements or crops.// IF R GIVES RANGE, PRESS [F9] KEY.// ^B

V !.A$__,___,___.!("range",0/99999999)* SKIP TO Q.20*******************************CALL DKDOL*************************************J115 116 114(0+"0")Q115T 30 DK.~DKDOL.VQC1 ^114C2 1J116 114 B115("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J116 209 114(A)*************************FARM/RANCH OWNED BY A BUSINESS*************************Q116B 98 D5_4.PAY BUSINESS RENT FOR FARM/RANCH?/ QxQ

//~IF 0A(LE1)=6AM25(N2)=/ Do you pay the business any rent for this property?/~ELSE/ Do you or your family living here pay the business any rent for/ this property?/~END// ^BJ117 196 116(1)J117 116 B116(0+"0")=PLEASE ENTER RESPONSEQ117UB 2 D5_5M.MONTH MOVED INTO FARM/RANCH/

// In what month and year did you move into this ^96(1/2)?// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}Q118UB 4 D5_5Y.YEAR MOVED INTO FARM/RANCH



V (1896/1995){NNNN}J119 117 B117(GQ4)+118(1995)=DATE MUST PRE-DATE DATE OF INTERVIE/W!* (SKIP TO D52)*CAPI NOTE: DATE IN D5.5 MUST PRE-DATE THE DATE OF THE INTERVIEW*************************R OWNS PART OF FARM/RANCH******************************J119 789 117(A)Q119B 98 D6.FARM/RANCHING BUSINESS PAY RENT?

/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Does the ^96(1/2)ing business pay you any rent for the/ use of the property?/~ELSE/ Does the ^96(1/2)ing business pay you or your family living/ here any rent for the use of the property?/~END// ^B* Yes. . . . . . . . . (GO TO Q.6.1) . . . . . . . . 1* No . . . . . . . . . (SKIP TO Q.7) . . . . . . . . 2

J120 119 B119(0+"0")=PLEASE ENTER RESPONSEJ120 124 119(A+N1)Q120UB 5 D6_1.AMOUNT OF RENT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN///~IF 0A(LE1)=6AM25(N2)=/ How much rent do you collect?/~ELSE/ How much rent do you or your family living here collect?/~END/

/ IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___.!("range",1/99999)*******************************CALL DKDOL*************************************Q121T 30 DK.~DKDOL.VQC1 ^120C2 6J122 120 B121("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J122 124 121(0)Q122B 102 D6_1F.FREQEUNCY OF RENT/

// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is that amount collected?// ^BJ123 122 B122(0+"0")=PLEASE ENTER RESPONSEJ123 124 122(N20)Q123U D6_1FV.SPECIFY// PLEASE SPECIFY



V M!a_!Q124B 98 D7.DO YOU PAY RENT FOR PROPERTY?/ QxQ///~IF 0A(LE1)=6AM25(N2)=/ Do you pay any rent for this property?/~ELSE

/ Do you or anyone in your family living here pay any rent for this/ property?/~END// ^B* Yes. . . . . . . . . (GO TO Q.7.1) . . . . . . . . 1* No . . . . . . . . . (SKIP TO Q.8) . . . . . . . . 2J125 124 B124(0+"0")=PLEASE ENTER RESPONSEJ125 129 124(A+N1)Q125UB 5 D7_1.AMOUNT OF RENT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

//~IF 0A(LE1)=6AM25(N2)=/ How much rent do you pay?/~ELSE/ How much rent do you or your family living here pay?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___.!("range",1/99999)*******************************CALL DKDOL*************************************Q126T 30 DK.~DKDOL.VQ

C1 ^125C2 6J127 125 B126("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J127 129 126(0)Q127B 102 D7_1F.FREQUENCY OF RENT/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is that amount paid?// ^B

J128 127 B127(0+"0")=PLEASE ENTER RESPONSEJ128 129 127(N20)Q128U D7_1FV.SPECIFY// PLEASE SPECIFYV M!a_!Q129B D8.PERCENT OF PROPERTY OWNED///~IF 0A(LE1)=6AM25(N2)=/ I will ask you more about the business operation later. Now I'd



/ like to ask about the part of the property that you personally own./ About what percent of the total property is that?/~ELSE/ I will ask you more about the business operation later. Now I'd/ like to ask about the part of the property that you and your family/ living here personally own. About what percent of the total property/ is that?/~END

// ^BC0C1 ENTER PERCENTAGEC2 ENTER ACREAGEJ130 129 B129(0+"0")=PLEASE ENTER RESPONSEJ130 131 129(A+N1)Q130UB 6 D8PCT.PERCENT OWNED// ENTER PERCENTAGE: ^BV !.U___.__%!(0/100)*CAPI NOTE PERCENT MUST BE <= 100 ACRES MUST BE <= D2*

*9. QUESTION DELETED.J131 132 129(N2)Q131UB 5 D8ACRES.ACRES OWNED// ENTER ACREAGE: ^BV !.U__,___.!(0/99999)J132 131 B131(GQ97)+97(G0)=ACREAGE OWNED CANNOT BE > TOTAL ACREA/GE!Q132UB 7 D10.VALUE OF LAND OWNED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/

/ Could you tell me the current value of the entire part of the land and/ building you own? I mean, what would it bring if it were sold today?/ Do not include any farm animals, implements or crops.// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",0/9999999)*******************************CALL DKDOL*************************************J133 134 132(0+"0")Q133T 30 DK.~DKDOL.VQC1 ^132C2 1

J134 132 B133("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************* SKIP TO Q.20J134 209 132(A)*******************************MOBILE HOME*************************************Q134B D11.MOBILE HOME-OWN OR RENT?///~IF 0A(LE1)=6AM25(N2)=/ Now I have some questions about your home. Do you own both this/ mobile home and site or lot, do you own only the mobile home, do you



/ own only the site, do you rent both the home and site, or what?/~ELSE/ Now I have some questions about your home. Do you or your family/ living here own both this mobile home and site or lot, do you own only/ the mobile home, do you own only the site, do you rent both the home/ and site, or what?/~END/

/ ^BC0C1 Own both home and siteC2 Own only siteC3 Own only homeC4 Rent bothC5 Neither own nor rentJ135 134 B134(0+"0")=PLEASE ENTER RESPONSEJ135 166 134(1)J135 149 134(3)J135 160 134(4)J135 146 134(5)J135 147 134(K2.K3)

Q135UB 4 D11_1.AMOUNT OF RENT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// About how much rent do you pay on this home?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___.!("range",0/9999)*******************************CALL DKDOL*************************************J136 139 135(0+"0")

Q136T 30 DK.~DKDOL.VQC1 ^135C2 8J137 135 B136("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J137 139 136(0)Q137B 102 D11_1FV.FREQUENCTY OF RENT/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is it paid?/

/ ^BJ138 137 B137(0+"0")=PLEASE ENTER RESPONSEJ138 139 137(N20)Q138U D11_1FV.SPECIFY// PLEASE SPECIFYV M!a_!Q139UB 6 D11_2.CURRENT VALUE OF SITE// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/



// Could you tell me the current value of the site? I mean, about what/ would it bring if it were sold today?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___.!("range",0/999999)

*******************************CALL DKDOL*************************************J140 141 139(0+"0")Q140T 30 DK.~DKDOL.VQC1 ^139C2 4J141 139 B140("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q141B D11_3.GIFT/INHERITANCE-R PURCHASED/ QxQ// In what month and year did you purchase the site?/ (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.)/

/ ^B// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARC0C1 GIFT/INHERITANCEC2 R PURCHASEDJ142 141 B141(0+"0")=PLEASE ENTER RESPONSEQ142UB 2 D11_3M.MONTH PURCHASED/RECEIVED

V (1/12){Nn}Q143UB 4 D11_3Y.YEAR PURCHASE/RECEIVEDV (1896/1995){NNNN}J144 141 B142(GQ4)+143(1995)=DATE MUST PRE-DATE DATE OF INTERVIE/W!*CAPI NOTE: WILL PUT GIFT/INHERITANCE . . . . . 1 ON SAME SCREEN AS DATE.* DATE FOR D11.3 MUST PREDATE DATE OF THE INTERVIEWQ144UB 6 D11_4.COST OF SITE// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ// How much did this site cost when you originally acquired it?

/ (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.)// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___.!("range",0/999999)*******************************CALL DKDOL*************************************J145 146 144(0+"0")Q145T 30 DK.~DKDOL.VQC1 ^144C2 4



J146 144 B145("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J146 773 144(A)* SKIP TO Q.22Q146U D11_5./// How is that?

V M!a_!Q147UB 2 D11_6M.MONTH MOVED INTO MOBILE HOME/// In what month and year did you move into this mobile home?// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}

Q148UB 4 D11_6Y.YEAR MOVED INTO MOBILE HOMEV (1896/1995){NNNN}* SKIP TO D52J149 789 148(A)***************************R OWNS ONLY MOBILE HOME******************************Q149UB 4 D12.AMOUNT OF RENT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// About how much rent do you pay on this site?// IF R GIVES RANGE, PRESS [F9] KEY.

// ^BV !.A$_,___.!("range",0/9999)*******************************CALL DKDOL*************************************J150 153 149(0+"0")Q150T 30 DK.~DKDOL.VQC1 ^149C2 8J151 149 B150("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J151 153 150(0)Q151B 102 D12F.FREQUENCY OF RENT/

// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is it paid?// ^BJ152 151 B151(0+"0")=PLEASE ENTER RESPONSEJ152 153 151(N20)Q152U D12FV.SPECIFY// PLEASE SPECIFY



V M!a_!Q153UB 6 D12_1.CURRENT VALUE OF MOBILE HOME// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// Could you tell me the current value of this mobile home?/ I mean, about what would it bring if it were sold today?

// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___.!("range",0/999999)*******************************CALL DKDOL*************************************J154 155 153(0+"0")Q154T 30 DK.~DKDOL.VQC1 ^153C2 6J155 153 B154("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q155B D12_2GFT.GIFT/INHERITANCE-R PURCHASED

/ QxQ/ In what month and year did you purchase this mobile home?/ (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.)// ^B// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARC0

C1 GIFT/INHERITANCEC2 R PURCHASEDJ156 155 B155(0+"0")=PLEASE ENTER RESPONSEQ156UB 2 D12_2M.MONTH PURCHASED/RECEIVEDV (1/12){Nn}Q157UB 4 D12_2Y.YEAR PURCHASE/RECEIVEDV (1896/1995){NNNN}J158 155 B156(GQ4)+157(1995)=DATE MUST PRE-DATE DATE OF INTERVIE/W!*CAPI NOTE: TREAT THE SAME AS D11.3.Q158UB 6 D12_3.COST OF MOBILE HOME?// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

/ QxQ// How much did this mobile home cost when you originally acquired it?// INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED./ IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___.!("range",0/999999)*******************************CALL DKDOL*************************************J159 160 158(0+"0")



Q159T 30 DK.~DKDOL.VQC1 ^158C2 6J160 158 B159("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************* SKIP TO Q.22, PAGE D-21J160 773 158(A)*************************R RENTS MOBILE HOME AND SITE**************************

Q160UB 4 D13.AMOUNT OF RENT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// About how much rent do you pay on this home and site?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___.!("range",0/9999)*******************************CALL DKDOL*************************************J161 164 160(0+"0")

Q161T 30 DK.~DKDOL.VQC1 ^160C2 8J162 160 B161("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J162 164 161(0)Q162B 102 D13F.FREQUENCY OF RENT/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is it paid?/

/ ^BJ163 162 B162(0+"0")=PLEASE ENTER RESPONSEJ163 164 162(N20)Q163U D13FV.SPECIFY// PLEASE SPECIFYV M!a_!Q164UB 2 D13_1M.MONTH MOVED INTO MOBILE HOME/// In what month and year did you move into this mobile home?// JAN = 1 APR = 4 JUL = 7 OCT = 10

/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}Q165UB 4 D13_1Y.YEAR MOVED INTO MOBILE HOMEV (1896/1995){NNNN}* SKIP TO D52J166 789 164(A)*********************R OWNS BOTH MOBILE HOME AND SITE***************************



/ INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED./ IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___.!("range",0/999999)*******************************CALL DKDOL*************************************J173 174 172(0+"0")Q173T 30 DK.~DKDOL.VQ

C1 ^172C2 6J174 172 B173("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q174B D15_3.GIFT/INHERITANCE-R PURCHASED/ QxQ// In what month and year did you purchase this site?/ (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.)// ^B// JAN = 1 APR = 4 JUL = 7 OCT = 10

/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARC0C1 GIFT/INHERITANCEC2 R PURCHASEDJ175 174 B174(0+"0")=PLEASE ENTER RESPONSEQ175UB 2 D15_3M.MONTH PURCHASE/RECEIVEDV (1/12){Nn}Q176UB 4 D15_3Y.YEAR PURCHASED/RECEIVEDV (1896/1995){NNNN}

J177 174 B175(GQ4)+176(1995)=DATE MUST PRE-DATE DATE OF INTERVIE/W!*CAPI NOTE: TREAT AS D11.3Q177UB 6 D15_4.COST OF SITE// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ// How much did this site cost when you originally acquired it?// INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED./ IF R GIVES RANGE, PRESS [F9] KEY./

/ ^BV !.A$___,___.!("range",0/999999)*******************************CALL DKDOL*************************************J178 179 177(0+"0")Q178T 30 DK.~DKDOL.VQC1 ^177C2 6J179 177 B178("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************* SKIP TO Q.22, PAGE D-31J179 773 177(A)



Q179B D15_5.GIFT/INHERITANCE-R PURCHASED/ QxQ// In what month and year did you purchase this mobile home and site?/ (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.)// ^B/

/ JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARC0C1 GIFT/INHERITANCEC2 R PURCHASEDJ180 179 B179(0+"0")=PLEASE ENTER RESPONSEQ180UB 2 D15_5M.MONTH PURCHASED/RECEIVEDV (1/12){Nn}Q181UB 4 D15_5Y.YEAR PURCHASED/RECEIVED

V (1896/1995){NNNN}J182 179 B180(GQ4)+181(1995)=DATE MUST PRE-DATE DATE OF INTERVIE/W!*CAPI NOTE: TREAT AS D11.3Q182UB 6 D15_6.COST OF HOME/SITE// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ// How much did the mobile home and site cost when you originally/ acquired it?// INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.

/ IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___.!("range",0/999999)*******************************CALL DKDOL*************************************J183 184 182(0+"0")Q183T 30 DK.~DKDOL.VQC1 ^182C2 5J184 182 B183("X")=PLEASE ENTER CORRECT AMOUNT*******************************************************************************SKIP TO Q.22, PAGE D-21J184 773 182(A)

*********************OTHER HOUSING ARRANGEMENTS*********************************Q184B D16.OWN, RENT, CONDO ASSOCIATION?/ QxQ/// Now I have some questions about your home./~IF 0A(LE1)=6AM25(N2)=/~IF 95(1)/ Do you own this ranch, do you pay rent, do you own it as a part of/ a condo, co-op, townhouse association, or what?/~ELSE 95(2)



/ Do you own this farm, do you pay rent, do you own it as a part of a/ condo, co-op, townhouse association, or what?/~ELSE/ Do you own this (house and lot/apartment), do you pay rent, do you/ own it as a part of a condo, co-op, townhouse association, or what?/~END/~ELSE/~IF 95(1)

/ Do you and your family living here own this ranch, do you pay rent,/ do you own it as a part of a condo, co-op, townhouse association,/ or what?/~ELSE 95(2)/ Do you and your family living here own this farm, do you pay rent,/ do you own it as a part of a condo, co-op, townhouse association,/ or what?/~ELSE/ Do you and your family living here own this (house and lot/apartment),/ do you pay rent, do you own it as a part of a condo, co-op, townhouse/ association, or what?/~END/~END

// ^BC0C1 Owns or is buying/land contractC2 Pays rentC3 CondoC4 Co-opC5 Townhouse AssociationC6 Retirement Lifetime TenancyC7 Neither owns nor rentsJ193 184 B184(0+"0")=PLEASE ENTER RESPONSEJ193 187 184(1.3.4.5.6)J193 196 184(2)

J193 194 184(K2.K3)Q193U D16_4.HOW IS HOUSING PROVIDED?/// How is your housing provided?V M!a_!Q185B 98 D16_05.DO YOU OWN ANY PART?///~IF 0A(LE1)=6AM25(N2)=/~IF 95(1)/ Do you own any part of this ranch?/~ELSE 95(2)

/ Do you own any part of this farm?/~ELSE/ Do you own any part of this (house and lot/apartment)?/~END/~ELSE/~IF 95(1/2)/ Does anyone in your family living here own any part of this ^96(1/2)?/~ELSE/ Does anyone in your family living here own any part of this/ (house and lot/apartment)?/~END



/~END// ^BJ186 185 B185(0+"0")=PLEASE ENTER RESPONSEJ186 194 185(2.K2.K3)Q186UB 5 D16_055.WHAT PERCENT DO YOU OWN?// IN THE FOLLOWING QUESTIONS ABOUT VALUE AND LOANS, INCLUDE ONLY

/ R'S SHARE; IF R KNOWS ONLY TOTALS FOR THE WHOLE PROPERTY, MAKE/ NOTES WHERE APPLICABLE//~IF 0A(LE1)=6AM25(N2)=/ What percent of the property do you own?/~ELSE/ What percent of the property do you and your family living here own?/~END// ^BV !.U__.__%!(1/100)Q187B 98 D16_1.REQUIRED TO PAY FEES?/

// Are you required to pay regular fees to an association or property/ management group in order to live here?// ^B* Yes. . . . . . . . . . . .(GO TO Q.16.2) . . . . . .1* No . . . . . . . . . . . .(SKIP TO Q.16.3) . . . . .2J188 187 B187(0+"0")=PLEASE ENTER RESPONSEJ188 192 187(A+N1)Q188UB 5 D16_2.HOW MUCH ARE FEES?// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

// How much are your fees?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___.!("range",1/99999)*******************************CALL DKDOL*************************************Q189T 30 DK.~DKDOL.VQC1 ^188C2 8J190 188 B189("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************

J190 192 189(0)Q190B 102 D16_2F.FREQUENCY OF FEE PAYMENT/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often do you pay this amount?// ^BJ191 190 B190(0+"0")=PLEASE ENTER RESPONSEJ191 192 190(N20)



Q191U D16_2FV.SPECIFY// PLEASE SPECIFYV M!a_!Q192B 98 D16_3.R LIVE IN MUTIPLE HU STRUCTURE?/ QxQ// INTERVIEWER OBSERVATION:

// DOES R LIVE IN MULTIPLE HU STRUCTURE?/ (CONFIRM WITH R IF NECESSARY)// ^B*SKIP TO Q.18 ON YES/ Q.19 ON NOJ194 192 B192(0+"0")=PLEASE ENTER RESPONSEJ194 204 192(1)J194 207 192(2.K2.K3)Q194UB 2 D16_5M.MONTH MOVED INTO HOME/// In what month and year did you move into this home?

// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}Q195UB 4 D16_5Y.YEAR MOVED INTO HOMEV (1898/1995){NNNN}* SKIP TO D52J196 301 185(2)+195(G0.K2.K3)J196 789 195(G0.K2.K3)

*****************************R PAYS RENT***************************************Q196UB 5 D17.AMOUNT OF RENT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN///~IF 95(1/2)/~IF 0A(LE1)=6AM25(N2)=/ How much rent do you pay for this ^96(1/2)?/~ELSE/ How much rent do you or your family living here pay for this ^96(1/2)?/~END/~ELSE

/~IF 0A(LE1)=6AM25(N2)=/ How much rent do you pay for this (house/apartment)?/~ELSE/ How much rent do you or your family living here pay for this/ (house/apartment)?/~END/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^B



V !.A$__,___.!("range",0/99999)*******************************CALL DKDOL*************************************J197 200 196(0+"0")Q197T 30 DK.~DKDOL.VQC1 ^196C2 8J198 196 B197("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************

J198 200 197(0)Q198B 102 D17F.FREQUENCY OF RENT/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is that amount paid?// ^BJ199 198 B198(0+"0")=PLEASE ENTER RESPONSEJ199 200 198(N20)Q199U D17FV.SPECIFY/

/ PLEASE SPECIFYV M!a_!Q200B D17_1.INCLUDE SOME OR ALL UTILITIES?/// Does that include some or all utilities?// ^BC0C1 Yes, allC2 Yes, someC3 NoJ201 200 B200(0+"0")=PLEASE ENTER RESPONSE

Q201B D17_2.FURNISHED OR UNFURNISHED?/// Do you rent it furnished or unfurnished?// ^BC0C1 FurnishedC2 Partially furnishedC3 UnfurnishedJ202 201 B201(0+"0")=PLEASE ENTER RESPONSEQ202UB 2 D17_3M.MONTH MOVED IN/

//~IF 95(1)/ In what month and year did you move into this ranch?/~ELSE 95(2)/ In what month and year did you move into this farm?/~ELSE/ In what month and year did you move into this (house/apartment)?/~END// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11



/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}Q203UB 4 D17_3Y.YEAR MOVED INV (1896/1995){NNNN}* SKIP TO D52

J204 789 203(A)********************R LIVES IN MULTIPLE HU STRUCTURE****************************Q204B D18.OWN ENTIRE BUILDING OR UNIT?/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Do you own the entire building or just your unit?/~ELSE/ Do you and your family living here own the entire building or/ just your unit?/~END// ^B

C0C1 Entire buildingC2 Just R's unit* Entire building. . . . . .(GO TO Q.18.1) . . . . . .1* Just R's unit. . . . . . .(SKIP TO Q.19) . . . . . .2J205 204 B204(0+"0")=PLEASE ENTER RESPONSEJ205 207 204(2.K2.K3)Q205UB 4 D18_1.HOW MANY UNITS IN BUILDING?/// How many housing units are in this building?// ^B UNITS

V !.U_,___.!(2/9999)Q206B 98 D18_2.OWN UNIT SEPARATELY FROM REST OF BUILDING?/// Do you own your unit separately from the rest of the building?// ^BQ207UB 8 D19.CURRENT VALUE OF HOME/PROPERTY// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 204(2).(204(1)+206(1))

/ The following questions about your home refer to your unit only./~ELSE 204(1)+206(N1)/ The following questions refer to the entire building./~END/ What is the current value of this (home and land/apartment/property)?/ I mean, about what would it bring if it were sold today?// INTERVIEWER: PROPERTY REFERS TO WHATEVER PART R OWNS OF THEIR/ HOUSE AND LOT, APARTMENT, BUILDING, FARM OR RANCH. INCLUDE THE/ PART OF THE PROPERTY THAT R OWNS; FOR FARMS/RANCHES, INCLUDE ALL/ OWNED LAND AND STRUCTURES.



// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.!("range",0/99999999)*CAPI NOTE: TEXT FILL FOR D19 USED IF D18.1="Y"*******************************CALL DKDOL*************************************J208 209 207(0+"0")

Q208T 30 DK.~DKDOL.VQC1 ^207C2 3J209 207 B208("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q209B D20GFT.GIFT/INHERITANCE-R PURCHASED/ QxQ// In what month and year did you first purchase any part of this property?/ (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.)// ^B/

/ JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARC0C1 GIFT/INHERITANCEC2 R PURCHASEDJ210 209 B209(0+"0")=PLEASE ENTER RESPONSEQ210UB 2 D20M.MONTH PURCHASED/RECEIVEDV (1/12){Nn}Q211UB 4 D20Y.YEAR PURCHASED/RECEIVED

V (1896/1995){NNNN}J212 209 B210(GQ4)+211(1995)=DATE MUST PRE-DATE DATE OF INTERVIE/W!*CAPI NOTE: TREAT THE SAME AS D11.3.Q212UB 8 D21.COST OF HOME/LAND// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ// How much did it cost when you originally acquired it?// INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED./ IF R GIVES RANGE, PRESS [F9] KEY.

// ^BV !.A$__,___,___.!("range",0/99999999)*******************************CALL DKDOL*************************************J213 773 212(0+"0")Q213T 30 DK.~DKDOL.VQC1 ^212C2 4J773 212 B213("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q773B D21_1.CHANCES OF LIVING HERE



// (SHOW CARD 4)/ We are interested in your view of the chance that you will be staying/ at your current address for the next two years. Using any number from/ zero to 100, where zero equals no chance and 100 equals absolutely/ certain, what do you think the chances are that you will be living at/ your current address two years from now?/

/ INTERVIEWER: ROUND TO CLOSEST NUMBER DISPLAYED// ^BC0 0. No chanceC1C10 10.C20 20.C30 30.C40 40.C50 50. 50-50 chanceC60 60.C70 70.C80 80.

C90 90.C100 100. Absolutely certainG 1,0,10,20,30,40,50,60,70,80,90,100J214 773 B773(1)=PLEASE ENTER RESPONSEQ214UB 7 D22.REAL ESTATE TAXES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 134(1)/ What are the real estate taxes on this home and land?/~ELSE 134(2)/ What are the real estate taxes on this land?

/~ELSE 134(3)/ What are the real estate taxes on this home?/~ELSE 107(1)/~IF 95(2)/ What are the real estate taxes on this farm?/~ELSE 95(1)/ What are the real estate taxes on this ranch?/~END/~ELSE 107(2)/~IF 95(1)/ What are the real estate taxes on the part of the ranch you own?/~ELSE 95(2)/ What are the real estate taxes on the part of the farm you own?

/~END/~ELSE 204(2)/ What are the real estate taxes on this unit?/~ELSE/ What are the real estate taxes on this property?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",0/9999999)



*******************************CALL DKDOL*************************************J215 218 214(0+"0")Q215T 30 DK.~DKDOL.VQC1 ^214C2 7J216 214 B215("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J216 218 215(0)

Q216B 102 D22F.FREQUENCY OF TAXES/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often do you pay this amount?// ^BJ217 216 B216(0+"0")=PLEASE ENTER RESPONSEJ217 218 216(N20)Q217U D22FV.// PLEASE SPECIFY

V M!a_!Q218B D23.MORTGAGE OR LAND CONTRACT?/ QxQ// Is there a mortgage or land contract on this (home/home and land// apartment/property)? (Do not include home equity loans or lines/ of credit.)// (IF R SAYS BOTH MORTGAGE AND LAND CONTRACT, CHOOSE MORTGAGE)// ^BC0C1 Yes, mortgage

C2 Yes, land contractC3 NoJ219 218 B218(0+"0")=PLEASE ENTER RESPONSEJ219 224 218(A+N1)Q219B 98 D24.FHA OR VA?/ QxQ// Is the first or main mortgage a federally guaranteed mortgage,/ such as FHA or VA?// ^BJ220 219 B219(0+"0")=PLEASE ENTER RESPONSEJ220 221 219(1)

Q220B 98 D24_1.PRIVATE MORTGAGE INSURANCE?/ QxQ// Does this mortgage carry any type of private mortgage insurance or/ PMI against default?/ (IF R ASKS: DO NOT INCLUDE MORTGAGE LIFE INSURANCE.)// ^BJ221 220 B220(0+"0")=PLEASE ENTER RESPONSEJ221 224 220(A)Q221B D25.FHA, VA, OR OTHER PROGRAM?



/// Is it an FHA mortgage, a VA mortgage, or is it from some other program?// ^BC0C1 FHAC2 VA

C3 OtherJ222 221 B221(0+"0")=PLEASE ENTER RESPONSEJ222 223 221(N3)Q222U D25V.SPECIFY// PLEASE SPECIFYV M!a_!Q223U D26.WHY CHOSEN/// Why did you choose this type of loan?V M!a_!*>>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN MORTGAGE LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<

Q224S STEPTHRU.C1 mortgage/land contractC2 2nd mortgage/land contractC3 loanJ225 224 224(1)+218(3.K2.K3)J225 273 224(2)+218(3.K2.K3)J225 224 224(2)+272(3)Q225UB 2 D27M.MONTH MORTGAGE OBTAINED/ QxQ//~IF 224(L3)/~IF 218(1).240(1)/ About this mortgage, in what month and year did you obtain or

/ last refinance it?/~ELSE/ About this land contract, in what month and year did you obtain or/ last refinance it?/~END/~ELSE/ About this loan, in what month and year did you obtain or last/ refinance it?/~END// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12

// ^B ^B/ MONTH YEARV (1/12){Nn}Q226UB 4 D27Y.YEAR MORTGAGE OBTAINEDV (1896/1995){NNNN}*IF D27 NE D20 OR D11.3 SKIP TO D27.2. IF D27 = D20 OR D11.3 GO TO*27.1. DK/REF FOLLOWS THE NE PATH.J227 230 224(3)J227 225 B226(LQ211.LQ143)+226(G0)=REFINANCE DATE MUST BE LATER/THAN PURCHASE DATE!



J227 225 B225(LQ210)+225(G0)+226(Q211)=REFINANCE DATE MUST BE LA/TER THAN PURCHASE DATE!J227 225 B225(LQ142)+225(G0)+226(Q143)=REFINANCE DATE MUST BE LA/TER THAN PURCHASE DATE!J227 228 226(NQ211)+211(G0)J227 228 226(G0)+211(A+0)J227 228 226(G0)+143(A+0)J227 228 226(NQ143)+143(G0)

Q227B 98 D27_1.ASSUMED FROM PREVIOUS OWNER?////~IF 224(1)/~IF 218(1).240(1)/ Was this mortgage assumed from the previous owner?/~ELSE/ Was this land contract assumed from the previous owner?/~END/~ELSE/ Was this second mortgage assumed from the previous owner?/~END

// ^B*(ALL SKIP TO D28)J228 227 B227(0+"0")=PLEASE ENTER RESPONSEJ228 230 227(A)J228 230 224(G1)Q228B D27_2.REFINANCE OR ROLLOVER/// Did you take out this mortgage to:// ^BC0

C1 refinance or rollover an earlier loan,C2 borrow additional money on your home equity,C3 or to do both?J229 230 228(1.K2.K3)Q229U D27_3./// For what purpose was the money used?V M!a_!Q230UB 8 D28.AMOUNT BORROWED OR REFINANCED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

// How much did you borrow or refinance?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.!("range",1/99999999)*******************************CALL DKDOL*************************************Q231T 30 DK.~DKDOL.VQC1 ^230C2 4



J232 230 B231("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q232UB 8 D29.AMOUNT STILL OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// How much is still owed on this loan?

// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.!("range",1/99999999)*******************************CALL DKDOL*************************************Q233T 30 DK.~DKDOL.VQC1 ^232C2 4J234 232 B233("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q234B D30.YEARS, PAYMENTS, NO SET #/

// How many years or payments did you agree upon when the loan was/ taken out or refinanced?// ^BC0C1 ENTER NUMBER OF YEARSC2 ENTER NUMBER OF PAYMENTSC3 NO SET NUMBER OF YEARS OR PAYMENTSJ235 234 B234(0+"0")=PLEASE ENTER RESPONSEJ235 236 234(2)J235 237 234(K2.K3)J235 241 234(3)

Q235UB 2 D30YS.NUMBER OF YEARS/// NUMBER OF YEARS: ^BV !U__!(1/99)J236 237 234(1)Q236UB 3 D30PAY.NUMBER OF PAYMENTS/// NUMBER OF PAYMENTS: ^BV !U___!(1/999)Q237UB 6 D31.AMOUNT OF PAYMENTS/

/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// How much are the payments?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO REGULAR PAYMENTS, PRESS [F6] KEY.// ^BV !.A$___,___.!("range,NT",0/999999)J238 237 B237(GQ230)+230(G0)=PAYMENTS CANNOT BE > THAN AMOUNT BO



/RROWED/OWED!J238 237 B237(GQ232)+232(G0)=PAYMENTS CANNOT BE > THAN AMOUNT BO/RROWED/OWED!*******************************CALL DKDOL*************************************J238 241 237(0+"0").237("NT")Q238T 30 DK.~DKDOL.VQC1 ^237C2 7

J239 237 B238("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J239 241 238(0)Q239B D31F.FREQUENCY OF PAYMENTS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often are they due?// ^BC0 /6 102 0C8 Lump sum/one payment only

C11 /20 102 11G 0,2/4,12,5,11,6,8,20J240 239 B239(0+"0")=PLEASE ENTER RESPONSEJ240 241 239(N20)Q240U D31FV.SPECIFY// PLEASE SPECIFYV M!a_!J241 245 238(G0).237(K2)Q241UB 7 D31_1.AMOUNT OF TYPICAL PAYMENT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

// What is the typical payment?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO TYPICAL PAYMENTS, PRESS [F6] KEY.// ^BV !.A$_,___,___.!("range,NT",0/9999999)J242 241 B241(GQ230)+230(G0)=PAYMENTS CANNOT BE > THAN AMOUNT BO/RROWED!*******************************CALL DKDOL*************************************J242 245 241(0+"0").241("NT")Q242T 30 DK.~DKDOL.VQ

C1 ^241C2 7J243 241 B242("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J243 245 242(0)Q243B D31_1F.FREQUENCY OF PAYMENT/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is it made?



// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20J244 243 B243(0+"0")=PLEASE ENTER RESPONSEJ244 245 243(N20)

Q244U D31_1FV.SPECIFY// PLEASE SPECIFYV M!a_!J245 250 242(0)+241(A)J245 246 237(K2)+238(0)J245 246 224(G1)Q245B D32.PAYMENT INCLUDE TAXES/INSURANCE?/// Does the amount include property taxes or home owners insurance?/ (Which?)/

/ ^BC0C1 Taxes onlyC2 Insurance onlyC3 BothC4 NeitherJ246 245 B245(0+"0")=PLEASE ENTER RESPONSEQ246B D33.WILL THERE BE BALLOON PAYMENT?/ QxQ// Will the (regular) payments repay the loan completely, or will there be/ a balance payable, or "balloon" payment, when the loan is due?/

/ ^BC0C1 Repay completelyC2 Balloon*Repay completely (SKIP TO Q.34)*Balloon (GO TO Q.33.1)J247 246 B246(0+"0")=PLEASE ENTER RESPONSEJ247 249 246(N2)Q247UB 7 D33_1.AMOUNT OF BALLOON PAYMENT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//

/ What will the balance due or balloon payment be?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q248T 30 DK.~DKDOL.VQC1 ^247C2 4J249 247 B248("X")=PLEASE ENTER CORRECT AMOUNT



******************************************************************************J249 250 234(3)Q249B D34.AHEAD, BEHIND, OR ON SCHEDULE?/// Are you paying off this loan ahead of schedule, behind schedule,/ or are the payments about on schedule?/

/ ^BC0C1 On scheduleC2 Ahead of scheduleC3 Behind scheduleJ250 249 B249(0+"0")=PLEASE ENTER RESPONSEJ250 251 249(1)Q250UB 4 D34_1.YEAR EXPECT TO REPAY LOAN/// When do you expect this loan to be repaid?// ^B

/ YEARV (1995/2030,U2031/2050){NNNN}Q251UB 5 D35.ANNUAL INTEREST RATE ON LOAN/// What is the current annual rate of interest being charged on the loan?// ^BV !.U__.__%!(0/100)Q252B D36.INSTITUTION/ Please look at the Institutions Card. Is the loan with any of the/ institutions on the Institutions Card, or from someplace else?/ (IF INSTITUTIONS CARD: Which institution?)

/ (IF SOMEPLACE ELSE: What type of institution is that?)// (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS/ MENTIONED AT THIS POINT.)/^C2/ ^BC0C1 ^45M43(1)=C2 ^45M43(2)=C3 ^45M43(3)=C4 ^45M43(4)=C5 ^45M43(5)=C6 ^45M43(6)=

C7 OTHERC11 COMMERCIAL BANKC12 S&L/SAVINGS BNKC14 FINANCE/LOAN COC17 INSURANCE COC18 MORTGAGE COC19 CONTRACTOR/DEVELOPERC20 PRIOR OWNERG 0G #'<1/6#(=M43(#'<1/6#()+45(N"<")=G #'<1/6#(=0A(#'<0/5#()=43AM45(N"<")=



G 7G 11,12,14,17/20=0A(6.0)=43AM45(N"<")=G E1/7,11,12,14,17/20J253 252 B252(0+"0")=PLEASE ENTER RESPONSEJ253 253 254 M43(Q252)+45("<")Q253B//

/ ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(// ##ENTER NAME OF NEW INSTITUTION:##/ #'^E45M43(Q252)+45("<")#55#(///// ^BC1 PRESS ENTER TO CONTINUEJ254 255 252(N7)Q254U D36V.SPECIFY

// PLEASE SPECIFYV M!a_!J255 258 227(1)J255 256 224(G1)Q255B 98 D36_1.SAME INSTITUTION AS ORIG. LOAN?/// Is this the same institution as the one from which you originally/ took out this loan?// ^BJ256 255 B255(0+"0")=PLEASE ENTER RESPONSE

J256 258 224(1)Q256B D37.LOAN USED TO PURCHASE HOME?/// Was the money from this loan used for the purchase of this home/ or for some other purpose?// ^BC0C1 Home purchaseC2 Home improvementsC7 OtherJ257 256 B256(0+"0")=PLEASE ENTER RESPONSE

J257 258 256(N7)Q257U D37V.PURPOSE OF LOAN/// What other purpose?V M!a_!* (SKIP TO Q.39)J258 260 224(G1)Q258B D38.REASON CHOSE LENDER//



/ (SHOW CARD 5)/~IF 255(2)/ What was the most important reason you chose the original lender?/~ELSE/ What is the most important reason you chose this lender?/~END/ (Was it because they were recommended to you, because they had low/ interest rates, because of the location of their offices, because you

/ had done other business with them, because it was easier to qualify/ for the loan, or for some other reason?)// ^BC0C1 RecommendedC2 Low interestC3 LocationC4 Other businessC5 Easy to qualifyC6 OtherJ259 258 B258(0+"0")=PLEASE ENTER RESPONSEJ259 260 258(N6)

Q259U D38V.SPECIFY// PLEASE SPECIFYV M!a_!Q260B 98 D39.ADJUSTABLE RATE LOAN?//~IF 224(3)/ Is this an adjustable rate loan; that is, does it have/ an interest rate that can rise or fall from time to time?/~ELSE/ Is this an adjustable rate mortgage; that is, does it have/ an interest rate that can rise or fall from time to time?/~END

// ^BJ261 260 B260(0+"0")=PLEASE ENTER RESPONSEJ261 272 224(1)+260(A+N1)J261 273 224(G1)Q261B 98 D39_1.RATE CHANGE DEPEND ON OTHER INTEREST RATE?/// Does the change in your interest rate depend on some other interest rate?// ^BJ262 261 B261(0+"0")=PLEASE ENTER RESPONSEJ262 263 261(A+N1)

Q262U D39_1V.WHAT OTHER RATE?/// On what other rate does it depend?V M!a_!Q263UB 2 D39_3.HOW OFTEN CAN RATE CHANGE?/// How often can your interest rate change?// NUMBER OF TIMES: ^B



// ^B/// ^BV !U__!(1/99)J264 265 263(0)Q264B D39_3F.FREQUENCY OF RATE CHANGE

C0 /12 102 0C13 Every three yearsC15 Continuously floating rate/whenever rate changesC16 Per 7 yearsC19 In totalC20 OtherG 0,2/4,12,5,6,13,16,15,19,20Q265B .C1 PRESS [ENTER] TO CONTINUEJ266 263 B264(15)+263(N1)=NUMBER OF TIMES MUST BE '1' IF 'Contin/uously floating..'!J266 264 B264(0+"0")=PLEASE ENTER RESPONSEJ266 267 264(N20)

Q266U D39_3FV.SPECIFY// PLEASE SPECIFYV M!a_!Q267B 98 D39_4.SIZE OF PAYMENTS CHANGE WITH RATE?/ QxQ// When the interest rate on your mortgage changes, does the size of/ your monthly payments also change?// ^BJ268 267 B267(0+"0")=PLEASE ENTER RESPONSEQ268UB 5 D39_5.MOST RATE CAN RISE AT ONE TIME

/// What is the most the rate can rise at any one time?// (POINTS = PERCENTAGE POINTS)// IF NO LIMIT, PRESS [F6] KEY.// ^B/POINTSV !.A__.__%!("NT",0/100)*NO LIMIT. . . . . . . . . . . . . . . . . . . . . . . . . . . .9995Q269UB 5 D39_6.ORIGINAL INTEREST RATE/

// What was the interest rate on this mortgage when you first got it?// ^BV !.U__.__%!(0/100)Q270UB 5 D39_7.HIGHEST RATE CAN GO UP/ QxQ// What is the highest the rate can go up to over the life/ of the loan?/



/ INTERVIEWER: WE WANT THE HIGHEST RATE ALLOWED, NOT THE MAXIMUM/ AMOUNT BY WHICH THE RATE COULD RISE.// ^BV !.U__.__%!(0/100)J271 270 B270(LQ251)+270(G0)=PERCENTAGE MUST BE >= TO CURRENT PE/RCENTAGE!J271 270 B270(LQ269)+270(G0)=PERCENTAGE MUST BE >= TO ORIGINAL P

/ERCENTAGE!*ITEM 39.7 CHANGED WORDING*CAPI NOTE: D39.7 MUST BE >=D35Q271B 98 D39_8.CONVERTIBLE MORTGAGE?/// Is this a convertible mortgage; that is do you have an option to/ convert it to a mortgage with a fixed interest rate?// ^BJ272 271 B271(0+"0")=PLEASE ENTER RESPONSEJ272 273 224(G1)Q272B D40.SECOND MORTGAGE/LAND CONTRACT?

/// Do you have a second mortgage or a land contract on this property?/ (Please do not include any home equity lines of credit.)// INTERVIEWER:/ A HOME EQUITY LINE OF CREDIT IS AN AGREEMENT WHERE THE R CAN BORROW/ AT ANY TIME USING THE HOUSE AS COLLATERAL, UP TO SOME LIMIT.// A HOME EQUITY LOAN IS A FIXED LENGTH, FIXED MONTHLY PAYMENT LOAN.// ^BC0

C1 Yes, second mortgageC2 Yes, land contractC3 NoJ273 272 B272(0+"0")=PLEASE ENTER RESPONSEJ273 224 272(1.2)J273 274 224(3)Q273B 98 D40_1.OTHER LOANS W/PROPERTY AS COLLATERAL?/ QxQ//~IF 218(L3)/ Do you have any other loans that use this property as collateral?/~ELSE/ Do you have any loans that use this property as collateral?

/~END/ (Please do not include any home equity lines of credit.)// ^BJ224 274 273(2.K2.K3)J224 273 B273(0+"0")=PLEASE ENTER RESPONSER224 273*>>>>>>>>>>>>>>>>>>>>>>>>>END MORTGAGE LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<Q274B 19 D41.OWE ON OTHER LOANS FOR PROPERTY?/ QxQ/



/~IF 0A(LE1)=6AM25(N2)=/~IF 218(L3)/ Do you owe money on any other loans used for the purchase of/ this property, such as loans from relatives or the seller?/~ELSE/ Do you owe money on any loans used for the purchase of/ this property, such as loans from relatives or the seller?/~END

/~ELSE/~IF 238(L3)/ Do you and your family living here owe money on any other loans/ used for the purchase of this property, such as loans from/ relatives or the seller?/~ELSE/ Do you and your family living here owe money on any loans/ used for the purchase of this property, such as loans from/ relatives or the seller?/~END/~END/ (Please do not include any home equity lines of credit.)/

/ ^B* No.(SKIP TO Q.52)J275 274 B274(0+"0")=PLEASE ENTER RESPONSEJ275 789 274(A+N1)Q275UB 2 D42M.MONTH LOAN TAKEN OUT/// In what month and year was this loan taken out?// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12/

/ ^B ^B/ MONTH YEARV (1/12){Nn}Q276UB 4 D42Y.YEAR LOAN TAKEN OUTV (1896/1995){NNNN}J277 276 276(LQ211.LQ143)+276(G0)=REFINANCE DATE MUST BE LATER/THAN PURCHASE DATE!Q277UB 7 D43.AMOUNT BORROWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// How much was borrowed, not including finance charges?

// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",0/9999999)*******************************CALL DKDOL*************************************J278 279 277(0+"0")Q278T 30 DK.~DKDOL.VQC1 ^277C2 6J279 277 B278("X")=PLEASE ENTER CORRECT AMOUNT



******************************************************************************Q279B D44.REGULAR INSTALLMENT LOAN?/// Is this a regular installment loan where you pay a fixed dollar/ amount each month for a fixed number of months until the loan is/ repaid, or some other kind?/

/ ^BC0C1 Regular installmentC2 Other kindJ280 279 B279(0+"0")=PLEASE ENTER RESPONSEJ280 288 279(2)Q280B 234 D45.YEARS OR PAYMENTS/// How many monthly payments or years were agreed upon when the loan/ was received?// ^B

J281 280 B280(0+"0")=PLEASE ENTER RESPONSEJ281 282 280(A+N1)Q281UB 2 D45YS.NUMBER OF YEARS/// NUMBER OF YEARS: ^BV !U__!(1/99)J282 283 280(N2)Q282UB 3 D45PAY.NUMBER OF PAYMENTS/// NUMBER OF PAYMENTS: ^BV !U___!(1/999)

J283 284Q283XC1 otherC2G 1=76(1)G 2=76(N1)J284 283 B283(0+"0")=PLEASE ENTER RESPONSEJ284 288 280(3)Q284UB 5 D46.AMOUNT OF PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//

/ How much are the payments?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO TYPICAL PAYMENTS, PRESS [F6] KEY.// ^BV !.A$__,___.!("range,NT",0/99999)*******************************CALL DKDOL*************************************J285 288 284(0+"0").284("NT")Q285T 30 DK.~DKDOL.VQC1 ^284



C2 7J286 284 B285("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J286 288 285(0)Q286B D46F.FREQUENCY OF PAYMENTS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED

// And how often are they made?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20J287 286 B286(0+"0")=PLEASE ENTER RESPONSEJ287 288 286(N20)Q287U D46FV.SPECIFY// PLEASE SPECIFY

V M!a_!J288 292 286(G0).284(K2)Q288UB 6 D47.AMOUNT OF TYPICAL PAYMENT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// What is the typical payment?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO TYPICAL PAYMENTS, PRESS [F6] KEY.// ^B

V !.A$___,___.!("range,NT",0/999999)*******************************CALL DKDOL*************************************J289 292 288(0+"0").288("NT")Q289T 30 DK.~DKDOL.VQC1 ^288C2 7J290 288 B289("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J290 292 289(0)Q290B D47F.FREQUENCY OF TYPICAL PAYMENT/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED

// And how often is it made?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20J291 290 B290(0+"0")=PLEASE ENTER RESPONSEJ291 292 290(N20)Q291U D47FV.SPECIFY



// PLEASE SPECIFYV M!a_!J292 293 288(A)Q292B D47_1.AHEAD, BEHIND, OR ON SCHEDULE/// Are you paying off this loan ahead of schedule, behind schedule,

/ or are the payments about on schedule?// ^BC0C1 On scheduleC2 Ahead of scheduleC3 Behind scheduleJ293 292 B292(0+"0")=PLEASE ENTER RESPONSEJ293 297 292(1)Q293UB 2 D48M.MONTH EXPECT TO REPAY LOAN/// In what month and year do you expect this loan to be repaid?

// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}Q294UB 4 D48Y.YEAR EXPECT TO REPAY LOANV (1995/2030,U2031/2050){NNNN}J295 293 B294(L1995)+294(G0)=DATE CANNOT BE IN THE PAST!J295 293 B294(1995)+293(LQ4)+293(G0)=DATE CANNOT BE IN THE PAST!J295 293 B294(LQ276)+294(G0)=DATE LOAN WAS TAKEN OUT MUST PRECED

/E DATE REPAID!J295 297 292(1)Q295UB 7 D49.AMOUNT STILL OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// How much is still owed on this loan?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",1/9999999)

*******************************CALL DKDOL*************************************Q296T 30 DK.~DKDOL.VQC1 ^295C2 6J297 295 B296("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q297UB 5 D50.ANNUAL INTEREST RATE/// What is the current annual rate of interest being charged on this loan?/



/ ^BV !.U__.__%!(0/100)*CAPI NOTE: FI MUST KEY THE DECIMAL POINTQ298B D51.INSTITUTION// Please look at the Institutions Card. Is the loan with any of the/ institutions on the Institutions Card, or from someplace else?/

/ (IF INSTITUTIONS CARD: Which institution?)/ (IF SOMEPLACE ELSE: What type of institution is that?)// (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS/ MENTIONED AT THIS POINT.)/^C2/ ^BC0C1 ^45M43(1)=C2 ^45M43(2)=C3 ^45M43(3)=C4 ^45M43(4)=C5 ^45M43(5)=

C6 ^45M43(6)=C7 OTHERC11 COMMERCIAL BANKC12 S&L/SAVINGS BANKC13 CREDIT UNIONC14 FINANCE/LOAN COG 0G #'<1/6#(=M43(#'<1/6#()+45(N"<")=G #'<1/6#(=0A(#'<0/5#()=43AM45(N"<")=G 7G 11/14=0A(6.0)=43AM45(N"<")=G E1/14J299 298 B298(0+"0")=PLEASE ENTER RESPONSE

J299 299 300 M43(Q298)+45("<")Q299B/// ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(// ##ENTER NAME OF NEW INSTITUTION:##/ #'^E45M43(Q298)+45("<")#55#(////

/ ^BC1 PRESS ENTER TO CONTINUEJ300 789 298(N7)Q300U D51V.SPECIFY// PLEASE SPECIFYV M!a_!J789 301 773(A)Q789B 773 D51_1.CHANCES STILL LIVING HERE// (SHOW CARD 4)



/ We are interested in your view of the chance that you will be staying/ at your current address for the next two years. Using any number from/ zero to 100, where zero equals no chance and 100 equals absolutely/ certain, what do you think the chances are that you will be living at/ your current address two years from now?// INTERVIEWER: ROUND TO CLOSEST NUMBER DISPLAYED/

/ ^BJ301 789 B789(1)=PLEASE ENTER RESPONSEQ301B 98 D52.HAVE LINES OF CREDIT?/ QxQ//~IF 0A(LE1)=6AM25(N2)=/~IF 107(3.4.6).134(4.5).184(2.7)/ Do you have any lines of credit, not counting credit cards/ or business lines of credit? Please include such lines of credit/ even if you are not currently drawing against them./~ELSE/ Do you have a home equity line of credit or any other lines of/ credit, not counting credit cards or business lines of credit?

/ Please include such lines of credit even if you are not currently/ drawing against them./~END/~ELSE/~IF 107(3.4.6).134(4.5).184(2.7)/ Do you or anyone in your family living here have any lines/ of credit, not counting credit cards or business lines of credit?/ Please include such lines of credit even if you are not currently/ drawing against them./~ELSE/ Do you or anyone in your family living here have a home equity line/ of credit or any other lines of credit, not counting credit cards or/ business lines of credit? Please include such lines of credit even if

/ you are not currently drawing against them./~END/~END// (IF R ASKS: A LINE OF CREDIT IS A FORMAL AGREEMENT WITH A LENDER THAT/ ALLOWS R TO BORROW UP TO AN AGREED UPON LIMIT AND PAY IT OFF AS R DESIRES./ A HOME EQUITY LINE OF CREDIT IS A LINE OF CREDIT SECURED BY THE EQUITY IN/ R'S HOME.)// ^B* No . . . . . . . . .(SKIP TO Q.54) . . . . . . . .2*TEXT FILL ADDED. IF D5=03, 04, 0R 06, OR IF D11 = 04 OR 05, OR IF D16 = 02* OR 07 OMIT TEXT IN (). ELSE USE TEXT FILL INDICATED ("A HOME EQUITY LINE

*OF CREDIT OR ANY OTHER LINES OF CREDIT...").J302 301 B301(0+"0")=PLEASE ENTER RESPONSEJ302 324 301(2.K2.K3)Q302UB 2 D53.# OF LINES OF CREDIT///~IF 0A(LE1)=6AM25(N2)=/ How many lines of credit do you have?/~ELSE/ How many lines of credit do you and your family living here have?/~END



// # LINES OF CREDIT: ^BV !U__!(1/99)*ASK D53.1 ONLY IF TEXT FILL USED IN D52*>>>>>>>>>>>>>>>>>>>>>BEGIN LINE OF CREDIT LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<Q303S .C1 LINE OF CREDIT #1C2 LINE OF CREDIT #2

C3 LINE OF CREDIT #3J304 305 107(3.4.6).134(4.5).184(2.7)Q304B 98 D53_1.SECURED BY EQUITY IN HOME?/ ^303//~IF 302(1)/ Is this line of credit secured by the equity in your home?/~ELSE 303(1)/ Is the largest line of credit secured by the equity in your home?/~ELSE/ Is the next line of credit secured by the equity in your home?/~END/

/ ^B*ITEM D53.2 MOVEDJ305 304 B304(0+"0")=PLEASE ENTER RESPONSEQ305B 98 D53_2.BORROWING AGAINST LINE OF CREDIT?/ ^303// Are you currently borrowing any money against this line of credit?// ^B*Yes. . . . . . . 1 (GO TO Q.53.4)*No. . . . . . . . . . . . . . . 2 (SKIP TO Q.53.8)*ITEM D53.3 ADDEDJ306 305 B305(0+"0")=PLEASE ENTER RESPONSE

J306 316 305(A+N1)Q306UB 7 D53_3.AMOUNT BORROWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN// ^303// How much did you borrow the most recent time you used this line?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",0/9999999)

*******************************CALL DKDOL*************************************J307 308 306(0+"0")Q307T 30 DK.~DKDOL.VQC1 ^306C2 6J308 306 B307("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q308U D53_4.WHAT WAS MONEY USED FOR?/ ^303// What was the money used for? (What was its major use?)



V M!a_!Q309UB 7 D53_5.AMOUNT OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// How much is currently owed?/

/ IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",0/9999999)*******************************CALL DKDOL*************************************J310 311 309(0+"0")Q310T 30 DK.~DKDOL.VQC1 ^309C2 6J311 309 B310("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q311UB 5 D53_6.AMOUNT OF TYPICAL PAYMENT/

/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN// ^303// What is the typical payment?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO TYPICAL PAYMENTS, PRESS [F6] KEY.// ^BV !.A$__,___.!("range,NT",0/99999)J312 311 B309(G0)+311(GQ309)=PAYMENTS MUST BE < AMOUNT OWED (^30/9)

*******************************CALL DKDOL*************************************J312 315 311(0+"0").311("NT")Q312T 30 DK.~DKDOL.VQC1 ^311C2 8J313 311 B312("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J313 315 312(0)Q313B D53_6F.FREQUENCY OF TYPICAL PAYMENT/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED/

/ And how often is it made?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20J314 313 B313(0+"0")=PLEASE ENTER RESPONSEJ314 315 313(N20)Q314U D53_6FV.SPECIFY/



/ PLEASE SPECIFYV M!a_!Q315UB 5 D53_7.ANNUAL INTEREST RATE/ ^303// What is the current annual rate of interest being charged on this loan?// ^B

V !.U__.__%!(0/100)Q316B D53_8.INSTITITUTION/^303// (Please look at the Institutions Card.) Is this line of credit with any/ of the institutions on the Institutions Card, or from someplace else?/ (IF INSTITUTIONS CARD: Which institution?)/ (IF SOMEPLACE ELSE: What type of institution is that?)// (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS/ MENTIONED AT THIS POINT.)/^C2/ ^B

C0C1 ^45M43(1)=C2 ^45M43(2)=C3 ^45M43(3)=C4 ^45M43(4)=C5 ^45M43(5)=C6 ^45M43(6)=C7 OTHERC11 COMMERCIAL BANKC12 S&L/SAVINGS BNKC14 FINANCE/LOAN COC16 BROKERAGEG 0

G #'<1/6#(=M43(#'<1/6#()+45(N"<")=G #'<1/6#(=0A(#'<0/5#()=43AM45(N"<")=G 7G 11,12,14,16=0A(6.0)=43AM45(N"<")=G E1/7,11,12,14,16J317 316 B316(0+"0")=PLEASE ENTER RESPONSEJ317 317 318 M43(Q316)+45("<")Q317B/ ^303// ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(/

/ ##ENTER NAME OF NEW INSTITUTION:##/ #'^E45M43(Q316)+45("<")#55#(///// ^BC1 PRESS ENTER TO CONTINUEJ318 319 316(N7)Q318U D53_8V.SPECIFY/



/ PLEASE SPECIFYV M!a_!Q319UB 7 D53_9.MAXIMUM AMOUNT CAN BORROW// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN// ^303/

/~IF 310(G0)/ What is the maximum amount you could borrow on this/ line of credit (including what you owe now)?/~ELSE/ What is the maximum amount you could borrow on this line of credit?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",1/9999999)*ITEM MOVED AND CHANGED. USE TEXT FILL IF D53.3="Y"*******************************CALL DKDOL*************************************

J320 321 319(0+"0")Q320T 30 DK.~DKDOL.VQC1 ^319C2 6J321 319 B320("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J321 322 303(3)+302(G3)=:1:Q321B 98 D53_10.ANOTHER LINE OF CREDIT?//~IF 303(LQ302)/ INTERVIEWER: CAN R PROVIDE INFORMATION ON ANOTHER LINE OF CREDIT?/~ELSE/ Is there another line of credit?

/~END// ^B*YES.(REASK Q53.1-53.9) . . 1*NO. . . (GO TO Q.54). . . . . . . . . . . . . . . 2J303 321 B321(0+"0")=PLEASE ENTER RESPONSEJ303 324 321(2.K2.K3)+302(LE1)J303 322 321(2.K2.K3)+302(G1)R303 321*>>>>>>>>>>>>>>>>>>>>>>>END LINE OF CREDIT LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<J322 324 321(K2.K3)J322 322 324 321(1).303(LQ302)Q322UB 7 D53_11.AMOUNT OWED ON REMAINING LINES OF CREDIT

// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN///~IF 0A(LE1)=6AM25(N2)=/ What is the total amount that you currently owe on all other/ remaining lines of credit?/~ELSE/ What is the total amount that you and your family living here/ currently owe on all other remaining lines of credit?/~END



// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",0/9999999)*******************************CALL DKDOL*************************************J323 324 322(0+"0")Q323T 30 DK.~DKDOL.VQ

C1 ^322C2 6J324 322 B323("X")=PLEASE ENTER CORRECT AMOUNT*******************************************************************************IF TEXT FILL NOT USED IN D52, SKIP TO SECTION E.J324 367 107(3.4.6).134(4.5).184(2.7)J324 325 256(2)=:1:Q324B 98 D54.MADE ADDITIONS/REMODELED PROPERTY?/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Have you ever made any major additions or done extensive/ remodeling to this property?

/~ELSE/ Have you and your family living here ever made any major/ additions or done extensive remodeling to this property?/~END// ^B* No . . . . . . . . .(SKIP TO Q.66) . . . . . . . .2J325 324 B324(0+"0")=PLEASE ENTER RESPONSEJ325 361 324(A+N1)Q325UB 7 D54_1.COST OF ADDITIONS/REMODELING// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

// Roughly what was the total cost of all remodeling or additions/ to this property?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q326T 30 DK.~DKDOL.VQC1 ^325C2 5J327 325 B326("X")=PLEASE ENTER CORRECT AMOUNT

******************************************************************************Q327B 98 D54_2.ANY OTHER REMODELING LOANS///~IF 0A(LE1)=6AM25(N2)=/ Other than what I have already recorded, do you owe any money/ on loans taken out for these projects?/~ELSE/ Other than what I have already recorded, do you or your family living/ here owe any money on loans taken out for these projects?/~END



// ^B* No . . . . . . . . .(SKIP TO Q.66) . . . . . . . .2*EXACTLY THE SAME SEQUENCE AS D42-D50.J328 327 B327(0+"0")=PLEASE ENTER RESPONSEJ328 361 327(A+N1)Q328UB 2 D55M.MONTH LOAN TAKEN OUT/

// In what month and year was the most recent loan taken out?// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}Q329UB 4 D55Y.YEAR LOAN TAKEN OUTV (1896/1995){NNNN}J330 328 B328(GQ4)+329(1995)=DATE CANNOT BE IN THE FUTURE!

J330 328 B329(LQ211.LQ143)+329(G0)=REFINANCE DATE MUST BE LATER/THAN PURCHASE DATE!Q330UB 7 D56.AMOUNT BORROWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// How much was borrowed, not including finance charges?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",0/9999999)

*******************************CALL DKDOL*************************************J331 332 330(0+"0")Q331T 30 DK.~DKDOL.VQC1 ^330C2 6J332 330 B331("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q332B D57.REGULAR INSTALLMENT LOAN?/// Is this a regular installment loan where you pay a fixed dollar/ amount each month for a fixed number of months until the loan is/ repaid, or some other kind?

// ^BC0C1 Regular installmentC2 Other kindJ333 332 B332(0+"0")=PLEASE ENTER RESPONSEJ333 341 332(2)Q333B 234 D58.YEARS OR PAYMENTS?/// How many monthly payments or years were agreed upon when the loan



Q341UB 6 D60.AMOUNT OF TYPICAL PAYMENT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// What is the typical payment?// IF R GIVES RANGE, PRESS [F9] KEY.

/ IF NO TYPICAL PAYMENTS, PRESS [F6] KEY.// ^BV !.A$___,___.!("range,NT",0/999999)*******************************CALL DKDOL*************************************J342 345 341(0+"0").341("NT")Q342T 30 DK.~DKDOL.VQC1 ^341C2 8J343 341 B342("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J343 345 342(0)Q343B D60F.FREQUENCY OF PAYMENTS

/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is it made?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20J344 343 B343(0+"0")=PLEASE ENTER RESPONSEJ344 345 343(N20)

Q344U D60FV.SPECIFY// PLEASE SPECIFYV M!a_!J345 346 341(A)Q345B D60_1.AHEAD, BEHIND, OR ON SCHEDULE/// Are you paying off this loan ahead of schedule, behind schedule,/ or are the payments about on schedule?// ^BC0

C1 On scheduleC2 Ahead of scheduleC3 Behind scheduleJ346 345 B345(0+"0")=PLEASE ENTER RESPONSEJ346 350 345(1)Q346UB 2 D61M.MONTH EXPECT TO REPAY LOAN/// In what month and year do you expect this loan to be repaid?// JAN = 1 APR = 4 JUL = 7 OCT = 10



/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}Q347UB 4 D61Y.YEAR EXPECT TO REPAY LOANV (1995/2030,U2031/2050){NNNN}

J348 346 347(1995)+346(G0+LQ4)=DATE MUST NOT BE IN THE PAST!J348 347 347(LQ211.LQ143)+347(G0)=REFINANCE DATE MUST BE LATER/THAN PURCHASE DATE!J348 350 345(1)Q348UB 7 D62.AMOUNT STILL OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// How much is still owed on this loan?// IF R GIVES RANGE, PRESS [F9] KEY./

/ ^BV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q349T 30 DK.~DKDOL.VQC1 ^348C2 6J350 348 B349("X")=PLEASE ENTER CORRECT AMOUNT*******************************************************************************(SKIP TO Q.63)Q350UB 5 D63.CURRENT INTEREST RATE CHARGED/// What is the current annual rate of interest being charged on this loan?

// ^B%V !.U__.__!(0/100)Q351B D64.INSTITUTION/ Please look at the Institutions Card. Is the loan with any of the/ institutions on the Institutions Card, or from someplace else?// (IF INSTITUTIONS CARD: Which institution?)/ (IF SOMEPLACE ELSE: What type of institution is that?)// (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS/ MENTIONED AT THIS POINT.)/^C2

/ ^BC0C1 ^45M43(1)=C2 ^45M43(2)=C3 ^45M43(3)=C4 ^45M43(4)=C5 ^45M43(5)=C6 ^45M43(6)=C7 OTHERC11 COMMERCIAL BANKC12 S&L/SAVINGS BNK



C13 CREDIT UNIONC14 FINANCE/LOAN COG 0G #'<1/6#(=M43(#'<1/6#()+45(N"<")=G #'<1/6#(=0A(#'<0/5#()=43AM45(N"<")=G 7G 11/14=0A(6.0)=43AM45(N"<")=G E1/14

J352 351 B351(0+"0")=PLEASE ENTER RESPONSEJ352 352 353 M43(Q351)+45("<")Q352B/// ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(// ##ENTER NAME OF NEW INSTITUTION:##/ #'^E45M43(Q351)+45("<")#55#(///

// ^BC1 PRESS ENTER TO CONTINUEJ353 354 351(N7)Q353U D64V.SPECIFY// PLEASE SPECIFYV M!a_!Q354B 98 D65.OWE ON MORE IMPROVEMENT LOANS?/// Do you owe money on more than one loan for home additions or/ improvements to this property?

// ^B*No . . . . . . . . .(SKIP TO Q.66) . . . . . . . .2J355 354 B354(0+"0")=PLEASE ENTER RESPONSEJ355 361 354(A+N1)Q355UB 7 D65_1.AMOUNT OWED ON OTHER LOANS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// Altogether, how much is still owed on all other loans for additions/ or improvements to this property?/

/ IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",0/9999999)*******************************CALL DKDOL*************************************J356 357 355(0+"0")Q356T 30 DK.~DKDOL.VQC1 ^355C2 7J357 355 B356("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************



Q357UB 6 D65_2.AMOUNT OF PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// Altogether, how much are the payments?// IF R GIVES RANGE, PRESS [F9] KEY.

/ IF NO TYPICAL PAYMENTS, PRESS [F6] KEY.// ^BV !.A$___,___.!("range,NT",0/999999)*******************************CALL DKDOL*************************************J358 361 357(0+"0").357("NT")Q358T 30 DK.~DKDOL.VQC1 ^357C2 8J359 357 B358("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J359 361 358(0)Q359B D65_2F.FREQUENCY OF PAYMENTS

/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often are they made?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20J360 359 B359(0+"0")=PLEASE ENTER RESPONSEJ360 361 359(N20)

Q360U D65_2FV.SPECIFY// PLEASE SPECIFYV M!a_!J361 362 95(1/2)=:1:J361 362 95(N1/2)=:2:Q361 98 D66.FARM OR RANCH?/// INTERVIEWER: DOES R LIVE ON A RANCH OR FARM?*Yes..(SKIP TO SECTION E)J362 361 B361(0+"0")=PLEASE ENTER RESPONSEJ362 367 361(1)

Q362B 98 D67.RENT ANY PORTION OF HOUSE/LOT/APARTMENT?///~IF 0A(LE1)=6AM25(N2)=/ Do you rent out any portion of this (house or lot/apartment/mobile/ home/building) to others?/~ELSE/ Do you or anyone in your family here rent out any portion of this/ (house or lot/apartment/mobile home/building) to others?/~END/



/ ^B*No . . . . . . . . .(SKIP TO SECTION E). . . . . .2J363 362 B362(0+"0")=PLEASE ENTER RESPONSEJ363 367 362(A+N1)Q363UB 5 D67_1.AMOUNT OF RENT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

// How much rent do you collect?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___.!("range",0/99999)*******************************CALL DKDOL*************************************J364 367 363(0+"0")Q364T 30 DK.~DKDOL.VQC1 ^363C2 8J365 366 B364("X")=PLEASE ENTER CORRECT AMOUNT

******************************************************************************J365 367 364(0)Q365B 102 D67_1F.FREQUENCY OF RENT/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is that amount collected?// ^BJ366 365 B365(0+"0")=PLEASE ENTER RESPONSEJ366 367 365(N20)Q366U D67_1FV.

// PLEASE SPECIFYV M!a_!********************************************************************************* SECTION E: OTHER PROPERTIES,LAND CONTRACTS *********************************************************************************Q367B 19 E1. LOANED BUYER MONEY/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Have you ever sold any real estate for which you loaned money to/ the buyer? Please include accepting a note, land contract, or/ mortgage from the buyer.

/~ELSE/ Have you or anyone in your family living here ever sold/ any real estate for which you loaned money to the buyer?/ Please include accepting a note, land contract, or mortgage/ from the buyer./~END// ^BV BJ368 367 B367(0+"0")=PLEASE ENTER RESPONSEJ368 401 367(A+N1)



Q368B 19 E2. BUYER STILL OWE/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Does the buyer still owe you money on any of these notes,/ land contracts, or mortgages?/~ELSE/ Does the buyer still owe your family money on any

/ of these notes, land contracts, or mortgages?/~END// ^BJ369 368 B368(0+"0")=PLEASE ENTER RESPONSEJ369 401 368(A+N1)Q369UB 2 E2_1. HOW MANY LOANS/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Altogether, on how many such loans are you owed money?/~ELSE/ Altogether, on how many such loans is your family owed money?

/~END// ^BV (1/10,U11/99){Nn}*>>>>>>>>>>>>>>>>>>>BEGIN MORTGAGE OWED TO R LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<Q370S MORTGAGE STEP-THROUGHC1 1C2 2C3 3Q371B E3. LAND/MORTGAGE/ELSE/~IF 370(LEQ369)/LOAN: ^370 OF ^369/~ELSE

/LOAN: ^370/~END/ QxQ//~IF 369(1)+370(1)/ About this loan, is it a land contract, a mortgage, or something else?/~ELSE/~IF 370(1)/ About the largest loan, is it a land contract, a mortgage,/~ELSE/ About the next largest loan, is it a land contract, a mortgage,/~END/ or something else?

/~END// ^BC0C1 land contractC2 mortgageC3 something elseJ373 371 B371(0+"0")=PLEASE ENTER RESPONSEJ372 373Q372XC1 land contract



C2 mortgageC3 loanG 1=371(1)G 2=371(2)G 3=371(3.K2.K3)J373 376 371(N3)Q373U E3V. COMMENT FOR SOMETHING ELSE/~IF 370(LEQ369)

/LOAN: ^370 OF ^369/~ELSE/LOAN: ^370/~END////INTERVIEWER, ASK:// What would that be?//V M!a_!

Q374UB 8 E4. HOW MUCH OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 370(LEQ369)/LOAN: ^370 OF ^369/~ELSE/LOAN: ^370/~END/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ How much are you owed on this note?

/~ELSE/ How much are you and your family owed on this note?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.!("range",1/99999999)*******************************CALL DKDOL*************************************Q375T 30 DK.~DKDOL.VQC1 ^374C2 3J376 374 B375("X")=PLEASE ENTER CORRECT AMOUNT

******************************************************************************J376 392 374(A)Q376UB 2 E5M. MONTH TAKEN OUT/~IF 370(LEQ369)/LOAN: ^370 OF ^369/~ELSE/LOAN: ^370/~END/ QxQ//



/ In what month and year was this ^372/ taken out?// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B

/ MONTH YEARV (1/12){Nn}Q377UB 4 E5Y. YEAR TAKEN OUTV (1896/1995){NNNN}J378 376 B376(GQ4)+377(1995)=DATE CANNOT BE IN THE FUTURE!Q378UB 8 E6. HOW MUCH LEND// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 370(LEQ369)/LOAN: ^370 OF ^369/~ELSE/LOAN: ^370

/~END/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ How much money did you lend the borrower?/~ELSE/ How much money did your family lend the borrower?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.!("range",1/99999999)

*******************************CALL DKDOL*************************************Q379T 30 DK.~DKDOL.VQC1 ^378C2 3J380 378 B379("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q380UB 8 E7. HOW MUCH STILL OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 370(LEQ369)/LOAN: ^370 OF ^369/~ELSE

/LOAN: ^370/~END/ QxQ/// How much is still owed on this ^372?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.!("range",1/99999999)



*******************************CALL DKDOL*************************************Q381T 30 DK.~DKDOL.VQC1 ^380C2 3J382 380 B381("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q382UB 7 E8. AMOUNT OF PAYMENTS/

/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 370(LEQ369)/LOAN: ^370 OF ^369/~ELSE/LOAN: ^370/~END/ QxQ/// How much are the ^372 payments?// IF R GIVES RANGE, PRESS [F9] KEY.

/ IF NO REGULAR PAYMENTS, PRESS [F6] KEY.// ^BV !.A$_,___,___.!("range,NT",0/9999999)*******************************CALL DKDOL*************************************J383 386 382(0+"0").382("NT")Q383T 30 DK.~DKDOL.VQC1 ^382C2 7J384 382 B383("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J384 386 383(0)Q384B E8F.FREQUENCY OF PAYMENTS

/~IF 370(LEQ369)/LOAN: ^370 OF ^369/~ELSE/LOAN: ^370/~END/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often are they due?// ^BC0 /6 102 0

C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20J385 384 B384(0+"0")=PLEASE ENTER RESPONSEJ385 386 384(N20)Q385U E8FV./~IF 370(LEQ369)/LOAN: ^370 OF ^369/~ELSE/LOAN: ^370/~END



// PLEASE SPECIFYV M!a_!J386 382 B379(G0)+379(LQ383)=PAYMENTS ARE GREATER THAN AMOUNT LE/NT TO BORROWER!J386 392 382("NT")Q386B 234 E9. YEARS OR PAYMENTS/~IF 370(LEQ369)

/LOAN: ^370 OF ^369/~ELSE/LOAN: ^370/~END/ QxQ/// When the ^372 was taken out, was it agreed upon that there/ were going to be a number of years , a number of payments ,/ or was there no set number of years or payments?/^C1/ ^BJ387 386 B386(0+"0")=PLEASE ENTER RESPONSE

J387 388 386(A+N1)Q387UB 2 E9YRS.NUMBER OF YEARS/~IF 370(LEQ369)/LOAN: ^370 OF ^369/~ELSE/LOAN: ^370/~END/// NUMBER OF YEARS: ^BV !.U__.!(1/99)J388 389 386(N2)Q388UB 3 E9PAY.NUMBER OF PAYMENTS

/~IF 370(LEQ369)/LOAN: ^370 OF ^369/~ELSE/LOAN: ^370/~END/// NUMBER OF PAYMENTS: ^BV !.U___.!(1/999)Q389B E10. PAY OFF OR BALLOON/~IF 370(LEQ369)/LOAN: ^370 OF ^369/~ELSE

/LOAN: ^370/~END/ QxQ/// Will the regular payments pay off the ^372/ completely or will there be a balance payable or "balloon"/ when the ^372 is due?/^C1/ ^BC0



C1 BALANCE PAYABLE OR BALLOONC2 REPAID COMPLETELYJ390 389 B389(0+"0")=PLEASE ENTER RESPONSEJ390 392 389(A+N1)Q390UB 7 E10_1. BALLOON BALANCE// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

/~IF 370(LEQ369)/LOAN: ^370 OF ^369/~ELSE/LOAN: ^370/~END/ QxQ/// What will the balance payable or balloon payment be?// IF R GIVES RANGE, PRESS [F9] KEY.// ^B

V !.A$_,___,___.!("range",0/9999999)J391 390 B379(G0)+390(GQ379)=:~:PAYMENT SHOULD BE LESS THAN AMOU/NT BORROWED*******************************CALL DKDOL*************************************J391 392 390(0+"0")Q391T 30 DK.~DKDOL.VQC1 ^390C2 3J392 390 B391("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q392B 19 E11. STILL OWE MONEY?/~IF 370(LEQ369)/LOAN: ^370 OF ^369

/~ELSE/LOAN: ^370/~END/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Do you still owe any money on loans for this property?/~ELSE/ Do you or your family living here still owe any money/ on loans for this property?/~END// ^B

J393 392 B392(0+"0")=PLEASE ENTER RESPONSEJ393 395 392(A+N1)Q393UB 7 E11_1. AMOUNT STILL OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 370(LEQ369)/LOAN: ^370 OF ^369/~ELSE/LOAN: ^370/~END



/ QxQ/// How much do you still owe?// IF R GIVES RANGE, PRESS [F9] KEY.// ^B

V !.A$_,___,___.!("range",0/9999999)J394 393 B379(G0)+393(GQ379)=:~:AMOUNT OWED SHOULD BE LESS THAN/AMOUNT BORROWED*******************************CALL DKDOL*************************************J394 395 393(0+"0")Q394T 30 DK.~DKDOL.VQC1 ^393C2 3J395 393 B394("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J395 396 370(3)+369(G3)=:1:Q395B 19 E12. ANOTHER LOAN/LAND CONTRACT?/~IF 370(LEQ369)

/LOAN: ^370 OF ^369/~ELSE/LOAN: ^370/~END/ QxQ//~IF 370(LQ369)/ INTERVIEWER: CAN R PROVIDE INFORMATION ABOUT ANOTHER/ LOAN/LAND CONTRACT?/~ELSE/ Are there any other such real estate loans or land contracts/ where the buyer owes you money?/~END

//^C1// ^BJ370 398 395(2.K2.K3)+369(L1)J370 401 395(2.K2.K3)+369(1)J370 396 395(2.K2.K3)+369(G1)J370 395 B395(0+"0")=PLEASE ENTER RESPONSER370 395*>>>>>>>>>>>>>>>>>>>>>>>END MORTGAGE OWED TO R LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<J396 401 395(K2.K3)J396 396 401 395(1).370(LQ369)Q396UB 9 E13. AMOUNT OWED IN REMAINING LOANS

// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ About how much in total is owed to you on the remaining notes,/ land contracts, or mortgages?/~ELSE/ About how much in total is owed to your family on the remaining/ notes, land contracts, or mortgages?/~END



// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J397 398 396(0+"0")Q397T 30 DK.~DKDOL.VQ

C1 ^396C2 3J398 396 B397("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q398B 19 E13_1. STILL OWE ON OTHER?/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Do you still owe any money on loans for these other properties?/~ELSE/ Do you or your family here still owe any money on loans/ for these other properties?/~END

// ^BJ399 398 B398(0+"0")=PLEASE ENTER RESPONSEJ399 401 398(A+N1)Q399UB 9 E13_2. AMOUNT OWE IN REMAINING LOANS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Altogether how much do you still owe?/~ELSE/ Altogether how much does your family still owe?

/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J400 401 399(0+"0")Q400T 30 DK.~DKDOL.VQC1 ^399C2 3J401 399 B400("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************

J401 402 206(1)=:1:Q401B 19 E14. OWN OTHER REAL ESTATE?/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Do you own any (other) real estate such as a lot, vacation home,/ timeshare, apartment building, commercial property, or other/ investment property, including properties owned in partnership with/ other people?/~ELSE/ Do you or anyone in your family living here own any (other) real



/ estate such as a lot, vacation home, timeshare, apartment building,/ commercial property, or other investment property, including/ properties owned in partnership with other people?/~END/// ^BJ402 401 B401(0+"0")=PLEASE ENTER RESPONSE

J402 481 401(A+N1)J402 403 206(1)=:2:Q402B 19 E14_1. OWNED BY BUSINESS?/ QxQ/// Are any of these properties owned by a business?/^C1// ^B// (IF YES, SAY: I'll ask about those properties later).J403 402 B402(0+"0")=PLEASE ENTER RESPONSE

Q403UB 3 E15. PROPERTIES W/INTEREST IN/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ How many properties that are not owned by a business do/ you own or have an interest in?/~ELSE/ How many properties that are not owned by a business do you/ and your family living here own or have an interest in?/~END/~IF 206(1)/~IF 205(1/2)/ Earlier you told me you own your home separately from the other

/ unit you own on the property. Please include the rest of the/ property here./~ELSE/ Earlier you told me you own your home separately from the other/ units you own on the property. Please include the rest of the/ property here./~END/~END// ^BV (0/50,U51/999){Nnn}J404 403 B403(0+"0")+401(1)+402(2)=R HAS OTHER REAL ESTATE THAT/IS NOT OWNED BY BUSINESSES

J404 481 403(0+"0").403(K2)*>>>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN PROPERTY LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<Q404S PROPERTY STEP-THROUGHC1 1C2 2C3 3Q405U E16. TYPE OF PROPERTY/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404



/~END/ QxQ//~IF 206(1)+403(G1)+404(1)/ I want to ask first about the property where you live./ In the questions that follow, please give me the amounts/ for the building excluding your unit./~ELSE 206(1)+403(1)+404(1)

/ I want to ask about the property where you live./ In the questions that follow, please give me the amounts/ for the building excluding your unit./~ELSE 206(N1)+403(G1.K2.K3)+404(1)/ I want to ask first about the most valuable property./~ELSE 206(N1)+403(1)/ About the property...../~ELSE 404(G1)/ About the next most valuable property...../~END// What type of property is this?/

V M!a_!Q406B E17. OWNED BY YOU, JOINTLY, PARTNER.../~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Is this property owned by you, is it owned jointly with others,/ owned by a partnership, is it a timeshare, or what?/~ELSE

/ Is this property owned by you and your family living here,/ is it owned jointly with others, owned by a partnership,/ is it a timeshare, or what?/~END// ^BC0C1 OWNED BY R OR FAMILY LIVING THEREC2 OWNED JOINTLYC3 PARTNERSHIPC4 REAL ESTATE INVESTMENT, TRUSTC5 TIMESHAREC7 OTHER

J407 406 B406(0+"0")=PLEASE ENTER RESPONSEJ407 409 406(1.5)J407 408 406(N7)Q407U E17V. SPECIFY/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END//



/ What would that be?//V M!a_!Q408UB 5 E17_1. PERCENTAGE OWNED/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE

/PROPERTY: ^404/~END/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ What percentage of the property do you own?/~ELSE/ What percentage of the property do you and your family/ living here own?/~END// ^BV !.U___.__%!(1/100)

Q409UB 9 E18. WORTH IF SOLD TODAY// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ//~IF 406(5)/ How much in total is this timeshare worth?

/~ELSE/ How much in total is this property worth?/~END/ I mean, what would it bring if it were sold today?//~IF 406(N5)/ INTERVIEWER: WE WANT THE TOTAL VALUE OF THE PROPERTY, NOT JUST R'S SHARE./~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)

*******************************CALL DKDOL*************************************Q410T 30 DK.~DKDOL.VQC1 ^409C2 1J411 409 B410("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q411B E19. GIFT/INHERITANCE-R PURCHASED/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404



/~END/ QxQ//~IF 406(1)/ In what month and year did you first purchase this property?/~ELSE 406(N5)/ In what month and year did you first purchase any part of/ this property?

/~ELSE/ In what month and year did you first purchase this timeshare?/~END/ (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.)// ^B// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEAR

C0C1 GIFT/INHERITANCEC2 R PURCHASEDJ412 411 B411(0+"0")=PLEASE ENTER RESPONSEQ412UB 2 E19M.MONTH PURCHASEDV (1/12){Nn}Q413UB 4 E19Y.YEAR PURCHASEDV (1896/1995){NNNN}J414 412 B413(1995)+412(GQ4)=DATE MUST PRECEDE TODAYS DATE!Q414UB 9 E20. TOTAL PURHCASE PRICE// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ//~IF 411(1)/ What was the value of the property when received?/~ELSE/~IF 406(5)/ What was the purchase price of your timeshare?/~ELSE

/ What was the total purchase price?/~END/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J415 416 414(0+"0")Q415T 30 DK.~DKDOL.VQ



C1 ^414C2 1J416 414 B415("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q416B 19 E21. ANY OUTSTANDING LOANS?/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE

/PROPERTY: ^404/~END/ QxQ//~IF 406(5)/ Are there any outstanding loans or mortgages on this/ timeshare?/~ELSE/ Are there any outstanding loans or mortgages on this/ property?/~END// ^B

J417 416 B416(0+"0")=PLEASE ENTER RESPONSEJ417 444 416(A+N1)Q417UB 2 E22. MONTH TAKEN OUT/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ/// In what month and year did you obtain or last refinance the loan?/

/ JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}Q418UB 4 E22. YEAR TAKEN OUTV (1896/1995){NNNN}J419 417 B418(LQ413)+418(G0)=DATE CANNOT PRECEDE PURCHASE DATE!J419 417 B418(Q413)+418(G0)+417(LQ412)+417(G0)=DATE CANNOT PRECE/DE PURCHASE DATE!Q419UB 9 E23. AMOUNT BORROWED/REFINANCED

// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ//~IF 406(5)



/ How much was borrowed or refinanced for your timeshare?/~ELSE/ In total, how much was borrowed or refinanced?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^B

V !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J420 421 419(0+"0")Q420T 30 DK.~DKDOL.VQC1 ^419C2 1J421 419 B420("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q421UB 9 E24. AMOUNT STILL OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 404(LEQ403)

/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ//~IF 406(5)/ How much is still owed?/~ELSE/ In total, how much is still owed?/~END// IF R GIVES RANGE, PRESS [F9] KEY.

// ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J422 423 421(0+"0")Q422T 30 DK.~DKDOL.VQC1 ^421C2 1J423 421 B422("X")=PLEASE ENTER CORRECT AMOUNT*******************************************************************************J423 421 B422(GQ420)+420(G0)=AMOUNT OWED CANNOT EXCEED AMOUNT B*/RROWED!Q423B 234 E25. PAYMENTS OR YEARS?

/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ//~IF 406(5)/ How many years or what number of payments were agreed upon/ when the loan was taken out?/~ELSE



/ In total, how many years or what number of payments were agreed/ upon when the loan was taken out?/~END// ^BJ424 423 B423(0+"0")=PLEASE ENTER RESPONSEJ424 425 423(A+N1)Q424UB 2 E25YRS. NUMBER OF YEARS

/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END//// NUMBER OF YEARS: ^BV !.U__.!(1/99)J425 426 423(N2)Q425UB 3 E25PAY. NUMBER OF PAYMENTS/~IF 404(LEQ403)

/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END//// NUMBER OF PAYMENTS: ^BV !.U___.!(1/999)J426 430 423(3)Q426UB 7 E26. AMOUNT OF PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

//~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ//~IF 406(5)/ How much are the payments?/~ELSE/ In total, how much are the payments?/~END

// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO REGULAR PAYMENTS, PRESS [F6] KEY.// ^BV !.A$_,___,___.!("range,NT",0/9999999)*******************************CALL DKDOL*************************************J427 430 426(0+"0").426("NT")Q427T 30 DK.~DKDOL.VQC1 ^426C2 6



J428 426 B427("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J428 430 427(0)Q428B E26F.FREQUENCY OF PAYMENTS/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404

/~END/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often are they due?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20J429 428 B428(0+"0")=PLEASE ENTER RESPONSE

J429 430 428(N20)Q429U E26FV.SPECIFY/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END// PLEASE SPECIFYV M!a_!J430 434 427(G0)J430 435 426(K2)Q430UB 7 E27. AMOUNT OF TYPICAL PAYMENT

// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ/// What is the typical payment?/

/ IF R GIVES RANGE, PRESS [F9] KEY./ IF NO TYPICAL PAYMENTS, PRESS [F6] KEY.// ^BV !.A$_,___,___.!("range,NT",0/9999999)*******************************CALL DKDOL*************************************J431 434 430(0+"0").430("NT")Q431T 30 DK.~DKDOL.VQC1 ^430C2 6J432 430 B431("X")=PLEASE ENTER CORRECT AMOUNT



******************************************************************************J432 434 431(0)Q432B E27F.FREQUENCY OF TYPICAL PAYMENT/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END


Q433U E27FV.SPECIFY/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END// PLEASE SPECIFYV M!a_!J434 439 430(A+0)+431(0)Q434B E28. INCLUDE TAXES OR INSURANCE?/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403

/~ELSE/PROPERTY: ^404/~END/ QxQ/// Does this amount include property taxes or insurance?// INTERVIEWER: PROBE FOR WHICH./^C1/ ^BC0C1 TAXES ONLY

C2 INSURANCE ONLYC3 BOTHC4 NEITHERJ435 434 B434(0+"0")=PLEASE ENTER RESPONSEQ435B E29. REPAY OR BALLOON/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ



/// Will the regular payments repay the loan completely or will there/ be a balance payable, or "balloon" payment when the loan is due?// ^BC0C1 REPAY COMPLETELY

C2 BALLOONJ436 435 B435(0+"0")=PLEASE ENTER RESPONSEJ436 438 435(N2)Q436UB 8 E29_1. AMOUNT OF BALLOON PAYMENT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ

/// What will the balance due or balloon payment be?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.!("range",1/99999999)*******************************CALL DKDOL*************************************Q437T 30 DK.~DKDOL.VQC1 ^436C2 1J438 436 B437("X")=PLEASE ENTER CORRECT AMOUNT

******************************************************************************J438 439 435(N2)+(426("NT").430("NT"))J438 439 423(3)Q438B E30. AHEAD, BEHIND, OR ON SCHEDULE/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ/// Is this loan being paid off ahead of schedule, behind

/ schedule, or are the payments about on schedule?/^C1/ ^BC0C1 ON SCHEDULEC2 AHEAD OF SCHEDULEC3 BEHIND SCHEDULEJ439 438 B438(0+"0")=PLEASE ENTER RESPONSEJ439 440 438(1)Q439UB 4 E30_1. YEAR TO BE REPAID/~IF 404(LEQ403)



/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ/// When do you expect this loan to be repaid?

// ^B/ YEARV (1995/2030,U2031/2050){NNNN}Q440UB 4 E31. ANNUAL INTEREST RATE/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ//

/ What is the current annual interest rate being charged/ on the loan?// ^BV !.U__.__%!(0/100)Q441B 19 E32. ADJUSTABLE RATE?/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ/

// Does this loan have an adjustable rate? That is, does it/ have an interest rate that can rise and fall from time to time?/^C1/ ^BJ442 441 B441(0+"0")=PLEASE ENTER RESPONSEQ442B E33. INSTITUTION/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ

/ Please look at the Institutions Card. Is this loan with/ any of the institutions on the card, or from someplace else?/ (IF INSTITUTIONS CARD: Which institution?)/ (IF SOMEPLACE ELSE: What type of institution is that?)// (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS/ MENTIONED AT THIS POINT.)/^C2/ ^BC0C1 ^45M43(1)=



C2 ^45M43(2)=C3 ^45M43(3)=C4 ^45M43(4)=C5 ^45M43(5)=C6 ^45M43(6)=C7 OTHERC11 COMMERCIAL BANKC12 S&L/SAVINGS BNK

C14 FINANCE/LOAN COC17 INSURANCE COC18 MORTGAGE COC19 CONTRACTOR/DEVELOPERC20 PRIOR OWNERG 0G #'<1/6#(=M43(#'<1/6#()+45(N"<")=G #'<1/6#(=0A(#'<0/5#()=43AM45(N"<")=G 7G 11,12,14,17/20=0A(6.0)=43AM45(N"<")=G E1/7,11,12,14,17/20J443 442 B442(0+"0")=PLEASE ENTER RESPONSEJ443 443 444 M43(Q442)+45("<")

Q443B/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END// ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(// ##ENTER NAME OF NEW INSTITUTION:##/ #'^E45M43(Q442)+45("<")#55#(/

//// ^BC1 PRESS ENTER TO CONTINUEJ444 445 442(N7)Q444U E33V.SPECIFY// PLEASE SPECIFYV M!a_!Q445B 19 E34. RECEIVE PROPERTY INCOME IN 94?/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403

/~ELSE/PROPERTY: ^404/~END/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Did you receive any income from this property in 1994?/~ELSE/ Did your family living here receive any income from this/ property in 1994?/~END



// ^BJ446 445 B445(0+"0")=PLEASE ENTER RESPONSEJ446 448 445(A+N1)Q446UB 7 E34_1. GROSS INCOME RECEIVED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ How much gross income did you receive?/~ELSE/ How much gross income did your family receive?/~END/

/ IF R GIVES RANGE, PRESS [F9] KEY.// ANNUAL AMOUNT : ^B IN '94V !.A$_,___,___.!("range",0/9999999)*******************************CALL DKDOL*************************************J447 448 446(0+"0")Q447T 30 DK.~DKDOL.VQC1 ^446C2 6J448 446 B447("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J448 449 404(3)+403(G3)=:1:Q448B 19 E35. ANOTHER PROPERTY?

/~IF 404(LEQ403)/PROPERTY: ^404 OF ^403/~ELSE/PROPERTY: ^404/~END//~IF 404(LQ403)/ INTERVIEWER: CAN R PROVIDE INFORMATION ABOUT ANOTHER PROPERTY?/~ELSE/ Is there another such property in which you have an interest?/~END/^C1/ ^B

J404 448 B448(0+"0")=PLEASE ENTER RESPONSEJ404 450 448(2.K2.K3)+403(L1)J404 481 448(2.K2.K3)+403(1)J404 449 448(2.K2.K3)+403(G1)R404 448*>>>>>>>>>>>>>>>>>>>>>>>>>>>END PROPERTY LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<J449 481 448(K2.K3)J449 449 481 448(1).404(LQ403)Q449B 19 E36. VACATION HOMES?/ QxQ/



/~IF 0A(LE1)=6AM25(N2)=/ About the remaining properties that you own, are any of these/ vacation homes or land you use for recreational purposes?/~ELSE/ About the remaining properties that you and your family/ living here own, are any of these vacation homes or land/ you use for recreational purposes?/~END

// ^BJ450 449 B449(0+"0")=PLEASE ENTER RESPONSEJ450 466 449(A+N1)Q450UB 9 E36_1. VACATION HOME WORTH// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ How much in total is your share of these vacation homes or/ recreational property worth?/~ELSE

/ How much in total is your family's share of these vacation/ homes or recreational property worth?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J451 452 450(0+"0")Q451T 30 DK.~DKDOL.VQC1 ^450C2 1

J452 450 B451("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q452B 141 E36_2.GIFT/INHERITANCE-R PURCHASED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ What was your total purchase price for these properties?/~ELSE/ What was your family's total purchase price for these/ properties?/~END

// (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.)// ^B// IF R GIVES RANGE, PRESS [F9] KEY.// ^BQ453UB 7 E36_2AMT. PURCHASE PRICE OF VACATION HOMEV !.A$_,___,___.!("range",0/9999999)*******************************CALL DKDOL*************************************



J454 455 453(0+"0")Q454T 30 DK.~DKDOL.VQC1 ^453C2 1J455 453 B454("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q455B 19 E36_3. MORTGAGES/LOANS OUTSTANDING/ QxQ

/// Are there any mortgages or loans outstanding against/ these vacation homes or recreational land?/^C1/ ^BJ456 455 B455(0+"0")=PLEASE ENTER RESPONSEJ456 462 455(A+N1)Q456UB 9 E36_4. AMOUNT OWED ON VACATION PROPERTY// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/

/~IF 0A(LE1)=6AM25(N2)=/ Altogether, about how much is owed on your share of these/ mortgages or loans?/~ELSE/ Altogether, about how much is owed on your family's share/ of these mortgages or loans?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************

J457 458 456(0+"0")Q457T 30 DK.~DKDOL.VQC1 ^456C2 1J458 456 B457("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q458UB 6 E36_5.AMOUNT OF PAYMENTS-VACATION// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/// How much are the payments on these loans or mortgages?

// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO REGULAR PAYMENTS, PRESS [F6] KEY.// ^BV !.A$_,___,___.!("range,NT",0/9999999)J459 458 B456(G0)+458(GQ456)=PAYMENTS MUST BE < AMOUNT OWED*******************************CALL DKDOL*************************************J459 462 458(0+"0").458("NT")Q459T 30 DK.~DKDOL.VQC1 ^458



C2 7J460 458 B459("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J460 462 459(0)Q460B E36_5F.FREQUENCY OF PAYMENTS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED

// And how often is that amount paid?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20J461 460 B460(0+"0")=PLEASE ENTER RESPONSEJ461 462 460(N20)Q461U E36_5FV.SPECIFY// PLEASE SPECIFY

V M!a_!Q462B 19 E36_6. RECEIVE INCOME FROM VACATION/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Did you receive any income in 1994 from renting out these/ vacation homes or recreational land?/~ELSE/ Did you or your family living here receive any income in 1994/ from renting out these vacation homes or recreational land?/~END// ^B

J463 462 B462(0+"0")=PLEASE ENTER RESPONSEJ463 465 462(A+N1)Q463UB 9 E36_7. AMOUNT OF INCOME FROM VACATION// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Altogether, how much gross income did you receive?/~ELSE/ Altogether, how much gross income did your family receive?/~END/

/ IF R GIVES RANGE, PRESS [F9] KEY.// ANNUAL AMOUNT: ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J464 465 463(0+"0")Q464T 30 DK.~DKDOL.VQC1 ^463C2 5J465 463 B464("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************



Q465B 19 E36_8. REMAINING PROPERTIES?/ QxQ/// Are there any remaining properties you own that you have/ not told me details about?/^C1/ ^B

J466 465 B465(0+"0")=PLEASE ENTER RESPONSEJ466 481 465(2.K2.K3)Q466UB 9 E37. REMAINING PROPERTIES WORTH// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ For the remaining properties that you own, about how much in total/ is your share worth? I mean, what could you sell them for?/~ELSE/ For the remaining properties that you own, about how much/ in total is your family's share worth? I mean, what could

/ you sell them for?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J467 468 466(0+"0")Q467T 30 DK.~DKDOL.VQC1 ^466C2 1J468 466 B467("X")=PLEASE ENTER CORRECT AMOUNT

******************************************************************************Q468B 141 E37_1.PURCHASE PRICE OF PROPERTIES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ About how much was your total purchase price for these properties?/~ELSE/ About how much was your family's total purchase price for these/ properties?/~END/

/ (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.)// ^B// IF R GIVES RANGE, PRESS [F9] KEY.// ^BQ469UB 7 E37_1. REMAINING PURCHASE PRICEV !.A$_,___,___.!("range",0/9999999)*******************************CALL DKDOL*************************************J470 471 469(0+"0")



Q470T 30 DK.~DKDOL.VQC1 ^469C2 1J471 469 B470("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q471B 19 E37_2. ANY OUTSTANDING LOANS?/ QxQ/

// Are there mortgages or loans outstanding against these/ properties?/^C1/ ^BJ472 471 B471(0+"0")=PLEASE ENTER RESPONSEJ472 478 471(A+N1)Q472UB 9 E37_3. AMOUNT OWE ON MORTGAGES/LOANS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 0A(LE1)=6AM25(N2)=

/ Altogether, about how much is owed on your share of these/ mortgages or loans?/~ELSE/ Altogether, about how much is owed on your family's share of/ these mortgages or loans?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q473T 30 DK.~DKDOL.VQ

C1 ^472C2 1J474 472 B473("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q474UB 7 E37_4. AMOUNT OF PAYMENTS ON MORTGAGES/LOANS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/// How much are the payments on these loans or mortgages?// IF R GIVES RANGE, PRESS [F9] KEY.

/ IF NO REGULAR PAYMENTS, PRESS [F6] KEY.// ^BV !.A$_,___,___.!("range,NT",0/9999999)J475 474 B472(G0)+474(GQ472)=PAYMENTS MUST BE < AMOUNT OWED*******************************CALL DKDOL*************************************J475 478 474(0+"0").474("NT")Q475T 30 DK.~DKDOL.VQC1 ^474C2 6J476 474 B475("X")=PLEASE ENTER CORRECT AMOUNT



******************************************************************************J476 478 475(0)Q476B E37_4F.FREQUENCY OF PAYMENTS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is that amount paid?

// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20J477 476 B476(0+"0")=PLEASE ENTER RESPONSEJ477 478 476(N20)Q477U E37_4FV.// PLEASE SPECIFYV M!a_!Q478B 19 E37_5. INCOME FROM OTHER PROPERTIES?

/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Did you receive any income in 1994 from renting out any of/ these properties?/~ELSE/ Did you or your family living here receive any income in 1994/ from renting out any of these properties?/~END// ^BJ479 478 B478(0+"0")=PLEASE ENTER RESPONSEJ479 481 478(A+N1)

Q479UB 9 E37_6. GROSS INCOME FROM OTHER PROPERTIES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Altogether, how much gross income from these properties/ did you receive in 1994?/~ELSE/ Altogether, how much gross income from these properties/ did your family receive in 1994?/~END/

/ IF R GIVES RANGE, PRESS [F9] KEY.// ANNUAL AMOUNT: ^B IN '94V !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J480 481 479(0+"0")Q480T 30 DK.~DKDOL.VQC1 ^479C2 5J481 479 B480("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************



//~IF 0A(LE1)=6AM25(N2)=/ Now I would like to ask you about businesses you may own. Do you/ own or share ownership in any privately-held businesses, farms,/ professional practices, limited partnerships or any other types of/ partnerships? Do not include corporations with publicly-traded stock/ or any property partnerships that have already been recorded earlier./~ELSE

/ Now I would like to ask you about businesses you may own. Do you and/ your family living here own or share ownership in any privately-held/ businesses, farms, professional practices, limited partnerships or any/ other types of partnerships? Do not include corporations with/ publicly-traded stock or any property partnerships that have already/ been recorded earlier./~END// ^BJ485 484 B484(0+"0")=PLEASE ENTER RESPONSEJ485 484 B484(2)+402(1)=R SAID R OWNS PROPERTY THAT IS OWNED BY/A BUSINESS IN SECTION E!J485 556 484(2.K2.K3)

Q485B 19 F4. ACTIVE MANAGEMENT/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Do you have an active management role in any of these businesses?/~ELSE/ Do you or anyone in your family living here have an active management/ role in any of these businesses?/~END/// INTERVIEWER: INCLUDE THE GENERAL PARTNERS IN A LIMITED PARTNERSHIP,/ BUT NOT THE LIMITED PARTNERS. IF R OWNS A HOLDING COMPANY OR MANAGED

/ INVESTMENTS ACOUNTS, REPORT THE COMPONENTS SEPARATELY./^C1// ^BJ486 485 B485(0+"0")=PLEASE ENTER RESPONSEJ486 535 485(2.K2.K3)J486 488 481(1)=:/^482:Q486UB 2 F4_1. HOW MANY ACTIVE MANAGEMENT/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ In how many businesses do you have an active management role?/~ELSE

/ In how many businesses do you or anyone in your family living here/ have an active management role?/~END/// ^B NUMBER OF BUSINESSESV (1/10,U11/99){Nn}*>>>>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN BUSINESS LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<Q488S BUSINESS STEP-THROUGHC1 1C2 2



C3 3J489 490Q489XC1 itC2 the largest businessC3 the next businessG 1=486(1)G 2=488(1)+486(G1.0)

G 3=488(G1)+486(G1.0)J490 491 488(1)+98(1)Q490U F5_1. KIND OF BUSINESS/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END/ QxQ/// What kind of business is ^489?/ That is, what does the business make or do?

//V M!a_!Q491B F6. HOW ACQUIRE BUSINESS/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END//~IF 0A(LE1)=6AM25(N2)=/ How did you first acquire this business; was it bought or invested/ in, started by you, inherited, given to you, or what?

/~ELSE/ How did you or your family living here first acquire this business;/ was it bought or invested in, started by you, inherited, given to you,/ or what?/~END/^C1// ^BC0C1 BOUGHT/INVESTC2 STARTEDC3 INHERITEDC4 GIVEN

C5 OTHERJ492 491 B491(0+"0")=PLEASE ENTER RESPONSEJ492 493 491(N5)Q492U F6V. COMMENT FOR OTHER/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END//



/ PLEASE SPECIFYV M!a_!Q493UB 4 F8. YEAR BUSINESS STARTED/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END

/ QxQ//~IF 491(2)/ In what year did you start the business?/~ELSE/ In what year did you acquire the business?/~END/// ^B/ YEARV (1896/1995){NNNN}Q494UB 4 F9. NUMBER OF EMPLOYEES

/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ How many employees does it have including you?/~ELSE/ How many employees does it have including you and members of your/ family?/~END

/// ^BV (1/1000,U1001/9999){Nnnn}J495 496 6(1)=:1:J495 496 6(G1)=:2:Q495 F9_1. CHECKPOINT/ INTERVIEWER CHECKPOINTC1 R LIVES ALONEC2 ALL OTHERSJ496 500 495(1)Q496MC F9_2. WHICH FAMILY MEMBERS WORK/~IF 488(LEQ486)

/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END/// Which members of your family living here work in or participate in the/ operation of the business?// INTERVIEWER: CODE ALL THAT APPLYC1 RESPONDENT



C2 SPOUSE/PARTNERC3 ADULT CHILDC4 OTHER ADULT IN HOUSEHOLDC7 OTHERC10G 1G 2=M6(2)+7(2/3)+25(1)G 3,4=M6(G0)+7(G3)+25(1)

G 7J497 496 B0(G1)+494(1)=496U(1/7)==R SAID COMPANY ONLY HAD ONE EM/PLOYEE!J497 497 499 496(7)Q497U F9_2V. COMMENT FOR OTHER/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END///

/ PLEASE SPECIFY.///V M!a_!J499 500 496(1)+496(N2/7)J499 500 496(2)+496(N1+N3/7)J499 500 496(K2.K3)Q499UB 3 F9_3. HOW MANY HOURS/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488

/~END/ QxQ///~IF 0(1)+496(1)+496(2)=496U(3/7)=/ Other than you ^35(1/3), how many hours does the other/ family member work in this business in a normal week?/~ELSE 0(G1)+496(1)+496(2)=496U(3/7)=/ Other than you ^35(1/3), how many hours does the most/ involved family member work in this business in a normal week?/~ELSE 0(1)+496(1)=496U(2/7)=/ Other than you, how many hours does the other family member work/ in this business in a normal week?

/~ELSE 0(G1)+496(1)=496U(2/7)=/ Other than you, how many hours does the most involved family member/ work in this business in a normal week?/~ELSE 0(1)=496U(2/7)=/ How many hours does the other family member work in this business/ in a normal week?/~ELSE 0(G1)=496U(2/7)=/ How many hours does the most involved family member work in this/ business in a normal week?/~END/



/ ^B HOURSV (0/84,U85/999){Nnn}Q500B F9_4. TYPE OF CORPORATION/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END

/// Is it a partnership, a sole proprietorship, a subchapter S corporation,/ another type of corporation, or what?/^C1// ^BC0C1 PARTNERSHIPC2 SOLE PROPRIETORSHIPC3 SUBCHAPTER SC4 OTHER CORPORATIONC5 OTHER

J501 500 B500(0+"0")=PLEASE ENTER RESPONSEJ501 502 500(N5)Q501U F9_4V. COMMENT FOR OTHER/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END//// PLEASE SPECIFY./

V M!a_!Q502B 19 F10. USING PERSONAL ASSETS AS COLLATERAL?/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END/ QxQ///~IF 488(1)/~IF 0A(LE1)=6AM25(N2)=/ These next few questions are about the relationship between your

/ personal finances and the finances of your business./~ELSE/ These next few questions are about the relationship between your/ family's personal finances and the finances of your family's/ business./~END/~END///~IF 0A(LE1)=6AM25(N2)=/ Are you using personal assets as collateral or did you have to



/ cosign or guarantee any loans for this business?/~ELSE/ Are you or your family living here using personal assets as/ collateral or did you have to cosign or guarantee any loans for this/ business?/~END// ^B

J503 502 B502(0+"0")=PLEASE ENTER RESPONSEJ503 509 502(A+N1)Q503B F10_05. COLLATERALIZE OR GUARANTEE/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END/// Which of these did you do? Collateralize a loan, guarantee a loan,/ or both?/^C1

// ^BC0C1 COLLATERALIZEC2 GUARANTEEC3 BOTHJ504 503 B503(0+"0")Q504UB 9 F10_1. AMOUNT GUARANTEED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 488(LEQ486)/BUSINESS: ^488 OF ^486

/~ELSE/BUSINESS: ^488/~END/ QxQ//~IF 503(1)/ How much is collateralized?/~ELSE 503(2)/ How much is guaranteed?/~ELSE/ How much is guaranteed or collateralized?/~END/

/ IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************J505 509 504(0+"0")Q505T 30 DK.~DKDOL.VQC1 ^504C2 1J506 504 B505("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************



J506 509 504(0)+505(0)Q506B 19 F10_2.RECORD EARLIER?/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END/ QxQ

/// Did I record this earlier?/^C1// ^BJ507 506 B506(0+"0")=PLEASE ENTER RESPONSEJ507 509 506(A+N1)Q507B F10_3.WHICH LOAN?/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488

/~END// Which loan was that?// ^BC0C1 Credit CardC2 1st MortgageC3 2nd MortgageC4 Home Equity LoanC5 Line of CreditC6 Other Real Estate LoanC7 Other

G 0G 1=76(1)G 2=224(GE1)G 3=M224(1)+273(1)G 4=224(3)G 5=301(1)G 6=274(1)G 7J508 507 B507(0+"0")=PLEASE ENTER RESPONSEJ508 509 507(N7)Q508U F10_3V./~IF 488(LEQ486)/BUSINESS: ^488 OF ^486

/~ELSE/BUSINESS: ^488/~END/// PLEASE SPECIFY.V M!a_!Q509B 19 F11. DOES BUSINESS OWE YOU?/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE



/BUSINESS: ^488/~END/ QxQ///~IF 0A(LE1)=6AM25(N2)=/~IF 503(G1)/ Other than guarantees, does the business owe you any money?

/~ELSE/ Does the business owe you any money?/~END/~ELSE/~IF 523(G1)/ Other than guarantees, does the business owe you or your family/ living here any money?/~ELSE/ Does the business owe you or your family living here any money?/~END/~END// ^B

J510 509 B509(0+"0")=PLEASE ENTER RESPONSEJ510 512 509(A+N1)Q510UB 8 F11_1. AMOUNT OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END//

/ How much is owed?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.!("range",1/99999999)*******************************CALL DKDOL*************************************J511 512 510(0+"0")Q511T 30 DK.~DKDOL.VQC1 ^510C2 3J512 510 B511("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************

Q512B 19 F12. OWE BUSINESS MONEY?/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Do you owe the business any money?/~ELSE



/ Do you or your family living here owe the business any money?/~END// ^BJ513 512 B512(0+"0")=PLEASE ENTER RESPONSEJ513 518 512(A+N1)Q513UB 7 F12_1. AMOUNT OWE/

/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END/// How much do you owe?// IF R GIVES RANGE, PRESS [F9] KEY./

/ ^BV !.A$_,___,___.!("range",1/99999999)*******************************CALL DKDOL*************************************J514 518 513(0+"0")Q514T 30 DK.~DKDOL.VQC1 ^513C2 3J515 513 B514("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************J515 518 513(0)+514(0)Q515B 19 F12_2. RECORD EARLIER?/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486

/~ELSE/BUSINESS: ^488/~END/ QxQ/// Did I record this earlier?/^C1// ^BJ516 515 B515(0+"0")=PLEASE ENTER RESPONSEJ516 518 515(A+N1)Q516B 507 F12_3. WHICH LOAN?

/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END// When was it mentioned?// ^BJ518 516 B516(0+"0")=PLEASE ENTER RESPONSEJ517 518 516(N7)



Q517U F12_3V./~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END//

/ PLEASE SPECIFY.V M!a_!J518 519 500(2)Q518UB 5 F13. WHAT PERCENT OWN/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ What percentage of the business do you own?

/~ELSE/ What percentage of the business do you and your family/ living here own?/~END// ^BV !.U___.__%!(1/100)Q519UB 8 F14. NET WORTH OF SHARE// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 488(LEQ486)/BUSINESS: ^488 OF ^486

/~ELSE/BUSINESS: ^488/~END/ QxQ//~IF 518(100)/ What is the net worth of this business?/~ELSE/ What is the net worth of your share of this business?/~END/ What could you sell it for?//

/ IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.!("range",0/99999999)*******************************CALL DKDOL*************************************J520 521 519(0+"0")Q520T 30 DK.~DKDOL.VQC1 ^519C2 2J521 519 B520("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************



Q521UB 8 F15. IF SOLD, WHAT COST BASIS...// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488

/~END/ QxQ/// If you sold the business now, what would be the cost basis for tax/ purposes of this share? (What was your original investment)?/// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.!("range",0/99999999)*******************************CALL DKDOL*************************************

J522 523 521(0+"0")Q522T 30 DK.~DKDOL.VQC1 ^521C2 1J523 521 B522("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************Q523UB 10 F16. GROSS RECEIPTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE

/BUSINESS: ^488/~END/ QxQ/// What were the gross receipts or gross sales of the business as a whole/ in 1994?// IF R GIVES RANGE, PRESS [F9] KEY.// ANNUAL AMOUNT: ^B IN '94V !.A$_,___,___,___.!("range",-999999999/9999999999)*******************************CALL DKDOL*************************************

J524 525 523(0+"0")Q524T 30 DK.~DKDOL.VQC1 ^523C2 2J525 523 B524("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************Q525UB 9 F17. NET INCOME// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 488(LEQ486)



/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END/ QxQ/// What was the business's total net income before taxes in 1994?

// IF R GIVES RANGE, PRESS [F9] KEY.// ANNUAL AMOUNT: ^B IN '94V !.A$___,___,___.!("range",-99999999/999999999)*******************************CALL DKDOL*************************************J526 527 525(0+"0")Q526T 30 DK.~DKDOL.VQC1 ^525C2 3J527 525 B526("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************J527 528 488(3)+486(G3)=:1:

Q527B 19 F19. ANOTHER BUSINESS?/~IF 488(LEQ486)/BUSINESS: ^488 OF ^486/~ELSE/BUSINESS: ^488/~END//~IF 488(LQ486)/ INTERVIEWER: CAN R PROVIDE INFORMATION ABOUT ANOTHER/ ACTIVELY MANAGED BUSINESS?/~ELSE/ Is there another business in which you have an active/ management role?

/~END/^C1// ^BJ488 527 B527(0+"0")=PLEASE ENTER RESPONSEJ488 534 527(2.K2.K3)+486(LE1)J488 528 527(2.K2.K3)+486(G1)R488 527*>>>>>>>>>>>>>>>>>>>>>>>>>>>>>END BUSINESS LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<J528 534 527(K2.K3)J528 528 534 527(1).488(LQ486)Q528UB 9 F19_1. REMAINING BUSINESS WORTH/

/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN///~IF 0A(LE1)=6AM25(N2)=/~IF 0(Q486)=488+1X/ For the remaining business you own and actively manage, what/ could you sell your share for? (What is your share worth?)/~ELSE/ For the remaining businesses you own and actively manage, what/ could you sell your share for? (What is your share worth?)/~END



/~ELSE/~IF 0(Q486)=488+1X/ For the remaining business you and your family living here own/ and actively manage, what could you sell your share for? (What is your/ share worth?)/~ELSE/ For the remaining businesses you and your family living here own/ and actively manage, what could you sell your share for? (What is your

/ share worth?)/~END/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J529 530 528(0+"0")Q529T 30 DK.~DKDOL.VQC1 ^528C2 1

J530 528 B529("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************Q530UB 9 F19_2. IF SOLD, WHAT COST BASIS...// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ///~IF 0(Q486)=488+1X/ If you sold this business now, what would be the cost basis for/ tax purposes of your share? (What was your original investment?)/~ELSE/ If you sold these businesses now, what would be the cost basis for

/ tax purposes of your share? (What was your original investment?)/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J531 532 530(0+"0")Q531T 30 DK.~DKDOL.VQC1 ^530C2 1J532 530 B531("X")=PLEASE ENTER CORRECT AMOUNT

********************************************************************************Q532UB 9 F19_3. TOTAL NET INCOME// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 0A(LE1)=6AM25(N2)=/~IF 0(Q486)=488+1X/ What was the total net income you received from this business in 1994?/~ELSE/ What was the total net income you received from these businesses



/ in 1994?/~END/~ELSE/ What was the total net income you and your family living here/~IF 0(Q486)=488+1X/ received from this business in 1994?/~ELSE/ received from these businesses in 1994?

/~END/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",-99999999/999999999)*******************************CALL DKDOL*************************************J533 534 532(0+"0")Q533T 30 DK.~DKDOL.VQC1 ^532C2 3J534 532 B533("X")=PLEASE ENTER CORRECT AMOUNT

********************************************************************************Q534B 19 F20. INTEREST IN OTHER BUSINESSES?///~IF 0A(LE1)=6AM25(N2)=/ Do you own or have an interest in any other businesses or any type of/ partnership where you do not have an active management role?/~ELSE/ Do you or anyone in your family living here own or have an interest/ in any other businesses or any type of partnership where you do not/ have an active management role?/~END/

/ ^BJ535 534 B534(0+"0")=PLEASE ENTER RESPONSEJ535 556 534(2.K2.K3)Q535UB 3 F20_1. HOW MANY OWN OR SHARE///~IF 0A(LE1)=6AM25(N2)=/ How many of these businesses or partnerships do you own or/ share ownership in?/~ELSE/ How many of these businesses or partnerships do you and your/ family living here own or share ownership in?/~END

// ^BV (1/50,U51/999){Nnn}J536 544 535(A+N1)Q536B F20_2. SOLE, LIMITED, OTHER//// Is it a sole-proprietorship, a limited partnership, another type of/ partnership, a Subchapter S corporation, another type of corporation,/ or what?



/^C1// ^BC0C1 PARTNERSHIPC2 PROPRIETORSHIPC3 SUBCHAPTER SC4 OTHER CORP

C5 LIMITED PARTNERSHIPC7 OTHERJ537 536 B536(0+"0")=PLEASE ENTER RESPONSEJ537 538 536(N7)Q537U F20_2V. COMMENT FOR OTHER////PLEASE SPECIFY./V M!a_!Q538UB 9 F20_3. WORTH OF SHARE/

/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ What could you sell your share for? (What is it worth?)/~ELSE/ What could you sell your family's share for? (What is it worth?)/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",-99999999/999999999)

*******************************CALL DKDOL*************************************J539 540 538(0+"0")Q539T 30 DK.~DKDOL.VQC1 ^538C2 3J540 538 B539("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************Q540UB 9 F20_4. IF SOLD, WHAT COST BASIS...// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//

/ If you sold this business now, what would be the cost basis for/ tax purposes? (What was your original investment?)// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",-99999999/999999999)*******************************CALL DKDOL*************************************J541 542 540(0+"0")Q541T 30 DK.~DKDOL.VQC1 ^540



C2 3J542 540 B541("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************Q542UB 9 F20_5. TOTAL NET INCOME// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/

/~IF 0A(LE1)=6AM25(N2)=/ What was the total net income you received from this business in 1994?/~ELSE/ What was the total net income you and your family living here/ received from this business in 1994?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ANNUAL AMOUNT: ^B IN '94V !.A$___,___,___.!("range",-99999999/999999999)*******************************CALL DKDOL*************************************J543 544 542(0+"0")

Q543T 30 DK.~DKDOL.VQC1 ^542C2 4J544 542 B543("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************J544 555 542(A)Q544S TYPE OF BUSINESS STEP-THROUGHC1 limited partnershipC2 other partnershipC3 subchapter S corporationC4 other corporationC5 sole proprietorshipC6 some other kind of business

J545 546 544(6)+546(5)=:1:Q545B 19 F21. ARE ANY OF THEM.../// (I need to know what type of businesses these are.)// Are any of them ^544?/^C1// ^BJ544 545 B545(0+"0")=PLEASE ENTER RESPONSEQ546UT 14 |545U(2."R")=+546R544 546

J547 548 M544(6)+545(N1)Q547U F21V. COMMENT FOR OTHER//// What type are these businesses?/V M!a_!Q548S TYPE OF BUSINESS STEP-THROUGHC1 Limited PartnershipsC2 Other partnerships



C3 Subchapter S CorporationsC4 Other CorporationsC5 Sole ProprietorshipsC6 ^547G 1=M544(1)+545(1)G 2=M544(2)+545(1)G 3=M544(3)+545(1)G 4=M544(4)+545(1)

G 5=M544(5)+545(1)G 6=M544(6)+545(1)Q549UB 9 F22. WORTH OF SHARE// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ What could you sell your share of all these/ ^548 for? (What is it worth?)/~ELSE/ What could you sell your family's share of all these/ ^548 for? (What is it worth?)

/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J550 551 549(0+"0")Q550T 30 DK.~DKDOL.VQC1 ^549C2 3J551 549 B550("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************

Q551UB 9 F23. IF SOLD, WHAT COST BASIS...// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/// If you sold these ^548 now, what would be the/ cost basis for tax purposes? (What was your original investment?)// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",0/999999999)

*******************************CALL DKDOL*************************************J552 553 551(0+"0")Q552T 30 DK.~DKDOL.VQC1 ^551C2 3J553 551 B552("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************Q553UB 9 F24. TOTAL NET INCOME// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ



//~IF 0A(LE1)=6AM25(N2)=/ What was the total net income you received from all such/ ^548 in 1994?/~ELSE/ What was the total net income you and your family living here/ received from all such ^548 in 1994?/~END

// IF R GIVES RANGE, PRESS [F9] KEY.// ANNUAL AMOUNT: ^B IN '94V !.A$___,___,___.!("range",-99999999/999999999)*******************************CALL DKDOL*************************************J554 548 553(0+"0")Q554T 30 DK.~DKDOL.VQC1 ^553C2 4J548 553 B554("X")=PLEASE ENTER CORRECT AMOUNT********************************************************************************R548 554

Q555B 19 F25. EVER IN ACTIVE MANAGEMENT///~IF 0A(LE1)=6AM25(N2)=/~IF 535(G1)/ Were you ever involved in the active management of the businesses?/~ELSE/ Were you ever involved in the active management of the business?/~END/~ELSE/~IF 535(G1)/ Were you or any of your family living here ever involved in the/ active management of the businesses?

/~ELSE/ Were you or any of your family living here ever involved in the/ active management of the business?/~END/~END// ^BJ556 555 B555(0+"0")=PLEASE ENTER RESPONSE********************************************************************************* SECTION G: VEHICLES *********************************************************************************Q556B 19 G1. CURRENTLY LEASING CARS/ QxQ

//~IF 0A(LE1)=6AM25(N2)=/ Now I'd like to get some information on your vehicles.// Some people have cars or other vehicles provided to them by a business/ for personal and business use. Do you have any such business vehicles?/~ELSE/ Now I'd like to get some information on your family's vehicles.// Some people have cars or other vehicles provided to them by a business/ for personal and business use. Do you or anyone in your family have



/ any such business vehicles?/~END// ^BV BJ557 559 556(2.K2.K3)J557 556 B556(0+"0")=PLEASE ENTER RESPONSEQ557UB 2 G1_1. NUMBER REGULARLY USED

/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ How many such vehicles do you regularly use?/~ELSE/ How many such vehicles do you or someone in your family living here/ regularly use?/~END/// ^BV (1/5,U6/99){Nn}Q558B 19 G1_2. ANY VEHICLES LEASED

////~IF 557(1)/ Does the business lease this vehicle?/~ELSE/ Does the business lease any of these vehicles?/~END/^C1/ ^BJ559 558 B558(0+"0")=PLEASE ENTER RESPONSEQ559B 19 G2. YOU LEASING VEHICLES/ QxQ

//~IF 556(1)/ Other than any vehicles provided by a business.../~END/~IF 0A(LE1)=6AM25(N2)=/ Are you currently leasing any cars or other vehicles?/~ELSE/ Are you or anyone in your family living here currently leasing/ any cars or other vehicles?/~END/// ^B

J560 577 559(2.K2.K3)J560 559 B559(0+"0")=PLEASE ENTER RESPONSEQ560UB 2 G2_1. NUMBER PERSONAL LEASE///~IF 0A(LE1)=6AM25(N2)=/ Not counting vehicles leased by a business, how many cars or other/ vehicles do you lease?/~ELSE/ Not counting vehicles leased by a business, how many cars or other/ vehicles do you and your family living here lease?



/~END/// ^BV (1/5,U6/99){Nn}*>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN VEHICLE LOOP 1<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<Q561S LEASE STEP-THROUGHC1 1

C2 2Q562UB 15 G3. MAKE OF VEHICLE/~IF 561(LEQ560)/LEASED VEHICLE: ^561 OF ^560/~ELSE/LEASED VEHICLE: ^561/~END//~IF 561(1)/~IF 560(1)/ What make and model is this vehicle?/~ELSE/ What make and model is the newest vehicle?

/~END/~ELSE/ What make and model is the next vehicle?/~END// (2-WORD ANSWER. MAKE AND MODEL)/// MAKE: ^B// MODEL: ^BV MQ563UB 15 G3. MODEL OF VEHICLE

V MQ564UB 4 G4. WHAT MODEL YEAR/~IF 561(LEQ560)/LEASED VEHICLE: ^561 OF ^560/~ELSE/LEASED VEHICLE: ^561/~END/// What model year is it?// ^B/ YEAR

V (1950/1996,U1900/1949){NNNN}Q565UB 4 G5. HOW MUCH MONTHLY PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 561(LEQ560)/LEASED VEHICLE: ^561 OF ^560/~ELSE/LEASED VEHICLE: ^561/~END/



// How much are your lease payments?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO REGULAR PAYMENTS, PRESS [F6] KEY.// ^BV !.A$_,___.!("range,NT",0/9999)

*******************************CALL DKDOL*************************************J566 569 565(0+"0").565("NT")Q566T 30 DK.~DKDOL.VQC1 ^565C2 8J567 565 B566("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J567 569 566(0)Q567B 102 G5F./~IF 561(LEQ560)/LEASED VEHICLE: ^561 OF ^560/~ELSE/LEASED VEHICLE: ^561

/~END/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often are they due?// ^BJ568 567 B567(0+"0")=PLEASE ENTER RESPONSEJ568 569 567(N20)Q568U G5FV.// PLEASE SPECIFY

V M!a_!Q569B G5_1. YEARS OR MONTHS FOR LEASE/~IF 561(LEQ560)/LEASED VEHICLE: ^561 OF ^560/~ELSE/LEASED VEHICLE: ^561/~END/// How many years or months was the original lease?/^C1// ^B

C0C1 ENTER YEARSC2 ENTER MONTHSJ570 571 569(2.K2.K3)J570 569 B569(0+"0")=PLEASE ENTER RESPONSEQ570UB 2 G5_1. NUMBER OF YEARS/~IF 561(LEQ560)/LEASED VEHICLE: ^561 OF ^560/~ELSE/LEASED VEHICLE: ^561/~END



/// How many years was the original lease?/^C1/// ^B/ YEARS

V (1/5,U6/99){Nn}J571 572 569(N2)Q571UB 2 G5_1. NUMBER OF MONTHS/~IF 561(LEQ560)/LEASED VEHICLE: ^561 OF ^560/~ELSE/LEASED VEHICLE: ^561/~END/// How many months was the original lease?/^C1/

/ ^B/ MONTHSV (1/99){Nn}J572 573 561(2)+560(G2)=:1:Q572B 19 G6. ANOTHER VEHICLE/~IF 561(LEQ560)/LEASED VEHICLE: ^561 OF ^560/~ELSE/LEASED VEHICLE: ^561/~END///~IF 561(LQ560)

/ INTERVIEWER: CAN R PROVIDE INFORMATION ON ANOTHER LEASED CAR,/ VAN, JEEP, OR OTHER VEHICLE?/~ELSE/~IF 0A(LE1)=4AM23(N2)=/ Are you leasing any other cars, vans, jeeps or other such vehicles?/~ELSE/ Are you or your family leasing any other cars, vans, jeeps or/ other such vehicles?/~END/~END/// ^B

J561 572 B572(0+"0")=PLEASE ENTER RESPONSEJ561 577 572(2.K2.K3)+560(LE1)J561 573 572(2.K2.K3)+560(G1)R561 572*>>>>>>>>>>>>>>>>>>>>>>>>>END VEHICLE LOOP 1<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<J573 577 572(K2.K3)J573 573 577 572(1).561(LQ560)Q573UB 4 G6_1. AMOUNT OF OTHER LEASE PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/



//~IF 0(G1)=560-561/ Altogether, about how much are the lease payments on your other/ leased vehicles?/~ELSE/ Altogether, about how much are the lease payments on your other/ leased vehicle?/~END

// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO REGULAR PAYMENTS, PRESS [F6] KEY.// ^BV !.A$_,___.!("range,NT",0/9999)*******************************CALL DKDOL*************************************J574 577 573(0+"0").573("NT")Q574T 30 DK.~DKDOL.VQC1 ^573C2 8J575 573 B574("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************

J575 577 574(0)Q575B G6_1F./// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is that amount paid?// ^BC0C1 DayC2 /6 102 2G 0,1/4,12,5,11,6,20

J576 575 B575(0+"0")=PLEASE ENTER RESPONSEJ576 577 575(N20)Q576U G6_1FV.// PLEASE SPECIFYV M!a_!Q577B 19 G7. OWN ANY CARS/ QxQ///~IF 0A(LE1)=6AM25(N2)=/ Do you own any cars, or any kind of truck, van or jeep-type vehicle?/~ELSE

/ Do you or anyone in your family here own any cars, or any kind of/ truck, van or jeep-type vehicle?/~END// Do not include motorcyles, tractors, snow blowers, etc.,/ or any vehicles owned by a business./^C1// ^BJ578 623 577(2.K2.K3)J578 577 B577(0+"0")=PLEASE ENTER RESPONSE



Q578UB 2 G7_1. HOW MANY VEHICLES OWN///~IF 0A(LE1)=6AM25(N2)=/ Altogether, how many such cars or vehicles do you own?/~ELSE/ Altogether, how many such cars or vehicles do you and your family/ living here own?

/~END// ^B # OWNED VEHICLESV (1/5,U6/99){Nn}*>>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN VEHICLE LOOP 2<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<Q579S OWN STEP-THROUGHC1 1C2 2C3 3C4 4Q580B G8. TYPE OF VEHICLE/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578

/~ELSE/OWNED VEHICLE: ^579/~END///~IF 578(1)/ What type of vehicle is it?/~ELSE 578(G1.K2.K3)+579(1)/ What type of vehicle is the newest one?/~ELSE/ What type of vehicle is the next one?/~END/

/INTERVIEWER: PROBE IF NECESSARY.// Is it a car, a van or minivan, a jeep or sport-utility vehicle,/ a pickup, or what?/^C1// ^BC0C1 CarC2 Van/minivanC3 Jeep/sport-utility vehicleC4 PickupC5 Other

J581 580 B580(0+"0")=PLEASE ENTER RESPONSEJ581 582 580(N5)Q581U G8V. COMMENT FOR OTHER/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END///



/PLEASE SPECIFY.V M!a_!Q582UB 15 G9. MAKE OF VEHICLE/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END

/// What make and model is it?// (2-WORD ANSWER. MAKE AND MODEL)/// MAKE: ^B// MODEL: ^BV MQ583UB 15 G9. MODEL OF VEHICLEV M

Q584UB 4 G10. WHAT MODEL YEAR/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END/// What model year is it?// ^B/ YEARV (1950/1996,U1900/1949){NNNN}

Q585B G11. NEW OR USED/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END/// Did you buy it new or used?/^C1// ^BC0

C1 NewC2 UsedJ586 587 585(1)J586 585 B585(0+"0")=PLEASE ENTER RESPONSEQ586UB 4 G11_1. WHAT YEAR BOUGHT/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END/



// In what year did you buy it?// ^B/ YEARV (1950/1995,U1900/1949){NNNN}J587 586 B0(G1)+586(G0)=584-586=PURCHASE DATE OF USED CAR CANNOT/ COME BEFORE MODEL YEAR!

Q587B 19 G12. MONEY STILL OWED/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END/// Not counting any loans I've already recorded, is any money still owed/ on loans for this ^582 ^583?/^C1// ^B

J588 613 587(2.K2.K3)J588 587 B587(0+"0")=PLEASE ENTER RESPONSEQ588UB 2 G13. MONTH LOAN TAKEN OUT/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END/// In what month and year was the loan taken out?// JAN = 1 APR = 4 JUL = 7 OCT = 10

/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}Q589UB 4 G13. YEAR LOAN TAKEN OUTV (1950/1995,U1900/1949){NNNN}J590 588 B589(1995)+588(GQ4)=DATE MUST PRECEDE TODAY'S DATE!Q590UB 6 G14. HOW MUCH BORROWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END/// How much was borrowed or financed?// IF R GIVES RANGE, PRESS [F9] KEY./



/ ^BV !.A$___,___.!("range",1/999999)*******************************CALL DKDOL*************************************Q591T 30 DK.~DKDOL.VQC1 ^590C2 6J592 590 B591("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************

Q592B G15. REGULAR INSTALLMENT OR OTHER/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END/// Is this a regular installment loan where you pay a fixed dollar amount/ each month for a fixed number of months until the loan is repaid, or/ some other kind?/^C1/ ^B

C0C1 Regular InstallmentC2 Other KindJ593 600 592(2)J593 592 B592(0+"0")=PLEASE ENTER RESPONSEQ593B G16. AGREED TO YEARS OR PAYMENTS/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END//

/ How many monthly payments or years were agreed upon when/ the loan was received?/^C1// ^BC0C1 ENTER YEARSC2 ENTER PAYMENTSC3 NO SET NUMBER OF YEARS OR PAYMENTSJ594 593 B593(0+"0")=PLEASE ENTER RESPONSEJ594 595 593(N1)Q594UB 3 G16YRS. NUMBER OF YEARS/~IF 579(LEQ578)

/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END/// NUMBER OF YEARS: ^BV (1/120,U121/999){Nnn}J595 596 593(N2)Q595UB 3 G16PAY./~IF 579(LEQ578)



V M!a_!J600 604 598(G0).596(K2)Q600UB 6 G18. HOW MUCH MONTHLY PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578

/~ELSE/OWNED VEHICLE: ^579/~END/// What is the typical payment?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO REGULAR PAYMENTS, PRESS [F6] KEY.// ^BV !.A$___,___.!("range,NT",0/999999)*******************************CALL DKDOL*************************************

J601 604 600(0+"0").600("NT")Q601T 30 DK.~DKDOL.VQC1 ^600C2 8J602 600 B601("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J602 604 601(0)Q602B G18F./~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END


Q603U G18FV./~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END// PLEASE SPECIFYV M!a_!J604 605 600(A)Q604B G18_1. AHEAD, BEHIND, ON SCHEDULE



/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END/// Is this loan being paid off ahead of schedule, behind schedule, or are

/ the payments about on schedule?/^C1/ ^BC0C1 On scheduleC2 Ahead of scheduleC3 Behind scheduleJ605 604 B604(0+"0")=PLEASE ENTER RESPONSEJ605 609 604(1)Q605UB 2 G19. MONTH LOAN TO BE REPAID/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE

/OWNED VEHICLE: ^579/~END/// In what month and year do you expect this loan to be repaid?// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}

Q606UB 4 G19. YEAR LOAN TO BE REPAIDV (1995/2010,U2011/2050){NNNN}J607 605 B606(1995)+605(LQ4)+605(G0)=DATE CANNOT BE IN THE PAST!J607 609 604(1)Q607UB 6 G20. HOW MUCH STILL OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END

/// How much is still owed on this loan?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___.!("range",1/999999)*******************************CALL DKDOL*************************************Q608T 30 DK.~DKDOL.VQC1 ^607



C2 6J609 607 B608("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q609UB 4 G21. CURRENT APR/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579

/~END/// What is the current annual rate of interest being charged on this loan?// ^BV !.U__.__%!(0/100)Q610B G22. LOAN INSTITUTION ON CARD/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END

// Please look at the Institutions Card. Is the loan with any of the/ institutions on the Institutions Card, or from someplace else?// (IF INSTITUTIONS CARD: Which institution?)/ (IF SOMEPLACE ELSE: What type of institution is that?)// (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS/ MENTIONED AT THIS POINT.)/^C2/ ^BC0C1 ^45M43(1)=

C2 ^45M43(2)=C3 ^45M43(3)=C4 ^45M43(4)=C5 ^45M43(5)=C6 ^45M43(6)=C7 OTHERC11 COMMERCIAL BANKC12 S&L/SAVINGS BANKC13 CREDIT UNIONC14 FINANCE/LOAN COC15 DEALERC20 PRIOR OWNERC21 AUTO FINANCE/GMAC/FORD CREDIT

G 0G #'<1/6#(=M43(#'<1/6#()+45(N"<")=G #'<1/6#(=0A(#'<0/5#()=43AM45(N"<")=G 7G 11/15,20/21=0A(6.0)=43AM45(N"<")=G E1/7,11/15,20/21J611 610 B610(0+"0")=PLEASE ENTER RESPONSEJ611 611 612 M43(Q610)+45("<")Q611B/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578



/~ELSE/OWNED VEHICLE: ^579/~END// ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(// ##ENTER NAME OF NEW INSTITUTION:##

/ #'^E45M43(Q610)+45("<")#55#(///// ^BC1 PRESS ENTER TO CONTINUEJ612 613 610(N7)Q612U G22V.// PLEASE SPECIFYV M!a_!J613 614 579(4)+578(G3)=:1:

Q613B 19 G23. ANOTHER VEHICLE/~IF 579(LEQ578)/OWNED VEHICLE: ^579 OF ^578/~ELSE/OWNED VEHICLE: ^579/~END///~IF 579(LQ578)/ INTERVIEWER: CAN R PROVIDE INFORMATION ON ANOTHER VEHICLE?/~ELSE/ Do you have any other such vehicles?/

/ Do not include motorcyles, tractors, snow blowers, etc.,/ or any vehicles owned by a business./~END/// ^BJ579 623 613(2.K2.K3)+578(LE1)J579 614 613(2.K2.K3)+578(G1)J579 613 B613(0+"0")=PLEASE ENTER RESPONSER579 613*>>>>>>>>>>>>>>>>>>>>>>>>END VEHICLE LOOP 2<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<J614 623 613(K2.K3)J614 623 579(4)+578(4)

J614 614 623 613(1).579(LQ578)Q614UB 6 G23_1. WORTH OF OTHER VEHICLES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN///~IF 0A(LE1)=6AM25(N2)=/~IF 0(G1)=578-579/ How much are all the other such vehicles that you own worth/ in today's prices?/~ELSE



/ How much is the other such vehicle that you own worth in today's/ prices?/~END/~ELSE/~IF 0(G1)=578-579/ How much are all the other such vehicles that you and others in/ your family living here own worth in today's prices?/~ELSE

/ How much is the other such vehicle that you and others in your/ family living here own worth in today's prices?/~END/~END/// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___.!("range",0/999999)*******************************CALL DKDOL*************************************J615 616 614(0+"0")Q615T 30 DK.~DKDOL.VQ

C1 ^614C2 6J616 614 B615("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q616B 19 G23_2. MONEY STILL OWED ON OTHER////~IF 0(G1)=578-579/ Not counting loans I have already recorded, is any money still owed on/ loans for these vehicles?/~ELSE/ Not counting loans I have already recorded, is any money still owed on

/ a loan for this vehicle?/~END/^C1// ^BJ617 623 616(2.K2.K3)J617 616 B616(0+"0")=PLEASE ENTER RESPONSEQ617UB 5 G23_3. HOW MUCH STILL OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN///

/~IF 0(G1)=578-579/ Altogether, about how much is still owed on these loans?/~ELSE/ Altogether, about how much is still owed on this loan?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___.!("range",1/99999)*******************************CALL DKDOL*************************************



Q618T 30 DK.~DKDOL.VQC1 ^617C2 6J619 617 B618("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q619UB 6 G23_4. TOTAL MONTHLY PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

////~IF 0(G1)=578-579/ How much are the total payments on these loans?/~ELSE/ How much are the total payments on this loan?/~END// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO TYPICAL PAYMENTS, PRESS [F6] KEY.// ^B

V !.A$___,___.!("range,NT",0/999999)*******************************CALL DKDOL*************************************J620 621 619(0+"0").619("NT")Q620T 30 DK.~DKDOL.VQC1 ^619C2 8J621 619 B620("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J621 623 620(0)Q621B 102 G23_4F./// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED

// And how often is that amount paid?// ^BJ622 621 B621(0+"0")=PLEASE ENTER RESPONSEJ622 623 621(N20)Q622U G23_4FV.// PLEASE SPECIFYV M!a_!Q623B 19 G25. MOTORHOME, RV..../ QxQ/

/~IF 0A(LE1)=6AM25(N2)=/ Do you own any other vehicles such as a motorhome, RV, motorcycle,/ boat, or airplane?/~ELSE/ Do you or anyone in your family living here own any other vehicles/ such as a motorhome, RV, motorcycle, boat, or airplane?/~END// INTERVIEWER: DO NOT INCLUDE TRACTORS AND LAWN MOWERS// ^B



J624 666 623(2.K2.K3)J624 623 B623(0+"0")=PLEASE ENTER RESPONSEQ624UB 2 G25_1. HOW MANY MOTORHOME, RV, BOAT/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Altogether, how many of these other vehicles do you own?/~ELSE

/ Altogether, how many of these other vehicles do you or someone in/ your family living here own?/~END// ^BV (1/10,U11/99){Nn}*>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN VEHICLE LOOP 3<<<<<<<<<<<<<<<<<<<<<<<<<<<<Q625S MOTORHOME STEP-THROUGHC1 1C2 2Q626B G26. WHAT TYPE OF MOTORHOME.../~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624

/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END//~IF 624(1)/ What type of vehicle is it?/~ELSE 624(G1)+625(1)/ What type of vehicle is the newest one?/~ELSE/ What type of vehicle is the next one?/~END//

/ INTERVIEWER: PROBE IF NECESSARY.// Is it a motorhome, RV, airplane, boat, or what?/^C1// ^BC0C1 MotorhomeC2 RVC3 AirplaneC4 BoatC5 MotorcycleC7 Other

J627 626 B626(0+"0")=PLEASE ENTER RESPONSEJ627 628 626(N7)Q627U G26V. COMMENT FOR OTHER/~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END///



/PLEASE SPECIFY.V M!a_!Q628UB 7 G27. HOW MUCH RV WORTH// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624

/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END///~IF 626(N7)/ About how much is this ^626 worth?/~ELSE/ About how much is this vehicle worth?/~END// IF R GIVES RANGE, PRESS [F9] KEY./

/ ^BV !.A$_,___,___.!("range",0/9999999)*******************************CALL DKDOL*************************************J629 630 628(0+"0")Q629T 30 DK.~DKDOL.VQC1 ^628C2 6J630 628 B629("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q630B 19 G28. MONEY STILL OWED ON RV/~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE

/MOTORHOME/RV/PLANE/BOAT: ^625/~END/// Not counting any loans that I have already recorded, is any money still/~IF 626(N7)/ owed on loans for this ^626?/~ELSE/ owed on loans for this vehicle?/~END/^C1/ ^BJ631 656 630(2.K2.K3)

J631 630 B630(0+"0")=PLEASE ENTER RESPONSEQ631UB 2 G29. MONTH LOAN TAKEN OUT/~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END/// In what month and year was the loan taken out?/



/ JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}Q632UB 4 G29. YEAR LOAN TAKEN OUT

V (1950/1995,U1900/1949){NNNN}J633 631 B632(1995)+631(GQ4)=DATE MUST PRECEDE TODAY'S DATE!Q633UB 6 G30. HOW MUCH FINANCED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END//

/ How much was borrowed or financed, not counting the finance charges?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___.!("range",1/999999)*******************************CALL DKDOL*************************************Q634T 30 DK.~DKDOL.VQC1 ^633C2 6J635 633 B634("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q635B G31. REGULAR INSTALLMENT OR OTHER

/~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END/// Is this a regular installment loan where you pay a fixed dollar amount/ each month for a fixed number of months until the loan is repaid, or/ some other kind?/^C1/ ^BC0

C1 Regular InstallmentC2 Other KindJ636 643 635(2)J636 635 B635(0+"0")=PLEASE ENTER RESPONSEQ636B 593 G32. AGREED TO YEARS OR PAYMENTS/~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END/



// How many monthly payments or years were agreed upon when/ the loan was received?/^C1// ^BJ637 636 B636(0+"0")=PLEASE ENTER RESPONSEJ637 638 636(N1)

Q637UB 3 G32YRS. NUMBER OF YEARS OR PAYMENTS/~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END/// NUMBER OF YEARS: ^BV (1/120,U121/999){Nnn}J638 639 636(N2)Q638UB 3 G32PAY./~IF 625(LEQ624)

/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END/// NUMBER OF PAYMENTS: ^BV (1/120,U121/999){Nnn}J639 643 636(3)Q639UB 6 G33. HOW MUCH MONTHLY PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

/~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END/// How much are the payments?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO REGULAR PAYMENTS, PRESS [F6] KEY.// ^B

V !.A$___,___.!("range,NT",0/999999)*******************************CALL DKDOL*************************************J640 643 639(0+"0").639("NT")Q640T 30 DK.~DKDOL.VQC1 ^639C2 8J641 639 B640("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J641 643 640(0)Q641B 102 G33F./~IF 625(LEQ624)



/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED/

/ And how often are they due?// ^BJ642 641 B641(0+"0")=PLEASE ENTER RESPONSEJ642 643 641(N20)Q642U G33FV./~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END// PLEASE SPECIFY

V M!a_!J643 647 641(G0).639(K2)Q643UB 6 G34. TYPICAL MONTHLY PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END//

/ What is the typical payment?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO TYPICAL PAYMENTS, PRESS [F6] KEY.// ^BV !.A$___,___.!("range,NT",0/999999)*******************************CALL DKDOL*************************************J644 648 643(0+"0").643("NT")Q644T 30 DK.~DKDOL.VQC1 ^643C2 8J645 643 B644("X")=PLEASE ENTER CORRECT AMOUNT

******************************************************************************J645 647 644(0)Q645B G34F./~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED



// And how often is it made?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20

J646 645 B645(0+"0")=PLEASE ENTER RESPONSEJ646 647 645(N20)Q646U G34FV./~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END// PLEASE SPECIFYV M!a_!J647 648 644(A)Q647B G34_1. AHEAD, BEHIND, ON SCHEDULE

/~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END/// Is this loan being paid off ahead of schedule, behind schedule, or are/ the payments about on schedule?/^C1/ ^BC0C1 On schedule

C2 Ahead of scheduleC3 Behind scheduleJ648 647 B647(0+"0")=PLEASE ENTER RESPONSEJ648 652 647(1)Q648UB 2 G35. MONTH LOAN TO BE REPAID/~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END/// In what month and year do you expect this loan to be repaid?

// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}Q649UB 4 G35. YEAR LOAN TO BE REPAIDV (1995/2010,U2011/2050){NNNN}J650 648 B649(1995)+648(LQ4)+648(G0)=DATE CANNOT BE IN THE PAST!



J650 652 647(1)Q650UB 6 G36. HOW MUCH STILL OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE

/MOTORHOME/RV/PLANE/BOAT: ^625/~END/// How much is still owed on this loan?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___.!("range",0/999999)*******************************CALL DKDOL*************************************J651 652 650(0+"0")Q651T 30 DK.~DKDOL.VQ

C1 ^650C2 6J652 650 B651("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q652UB 4 G37. CURRENT APR/~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END/// What is the current annual rate of interest being charged on this loan?

// ^BV !.U__.__%!(0/100)Q653B G38. LOAN INSTITUTION ON CARD/~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END// Please look at the Institutions Card. Is the loan with any of the/ institutions on the Institutions Card, or from someplace else?/

/ (IF INSTITUTIONS CARD: Which institution?)/ (IF SOMEPLACE ELSE: What type of institution is that?)// (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS/ MENTIONED AT THIS POINT.)/^C2/ ^BC0C1 ^45M43(1)=C2 ^45M43(2)=C3 ^45M43(3)=



C4 ^45M43(4)=C5 ^45M43(5)=C6 ^45M43(6)=C7 OTHERC11 COMMERCIAL BANKC12 S&L/SAVINGS BANKC13 CREDIT UNIONC14 FINANCE/LOAN CO

C16 BROKERAGEG 0G #'<1/6#(=M43(#'<1/6#()+45(N"<")=G #'<1/6#(=0A(#'<0/5#()=43AM45(N"<")=G 7G 11/14,16=0A(6.0)=43AM45(N"<")=G E1/7,11/14,16J654 653 B653(0+"0")=PLEASE ENTER RESPONSEJ654 654 655 M43(Q653)+45("<")Q654B/~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE

/MOTORHOME/RV/PLANE/BOAT: ^625/~END// ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(// ##ENTER NAME OF NEW INSTITUTION:##/ #'^E45M43(Q653)+45("<")#55#(///// ^B

C1 PRESS ENTER TO CONTINUEJ655 656 653(N7)Q655U G38V.// PLEASE SPECIFYV M!a_!J656 657 625(2)+624(G2)=:1:Q656B 19 G39. ANOTHER VEHICLE?/~IF 625(LEQ624)/MOTORHOME/RV/PLANE/BOAT: ^625 OF ^624/~ELSE/MOTORHOME/RV/PLANE/BOAT: ^625/~END

//~IF 625(LQ624)/ INTERVIEWER: CAN R PROVIDE INFORMATION ON ANOTHER VEHICLE?/~ELSE/ Do you have any other vehicles?/~END/// ^BJ625 666 656(2.K2.K3)+624(LE1)J625 657 656(2.K2.K3)+624(G1)



J625 656 B656(0+"0")=PLEASE ENTER RESPONSER625 656*>>>>>>>>>>>>>>>>>>>>>>>>END VEHICLE LOOP 3<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<J657 666 656(K2.K3)J657 657 666 656(1).625(LQ624)Q657UB 6 G39_1. WORTH OF OTHER VEHICLES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

///~IF 0A(LE1)=6AM25(N2)=/~IF 0(G1)=624-625/ How much are all the other such vehicles that you own worth?/~ELSE/ How much is the other such vehicle that you own worth?/~END/~ELSE/~IF 0(G1)=624-625/ How much are all the other such vehicles that you and others in/ your family living here own worth?/~ELSE

/ How much is the other such vehicle that you and others in your/ family living here own worth?/~END/~END/// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___.!("range",0/999999)*******************************CALL DKDOL*************************************J658 659 657(0+"0")Q658T 30 DK.~DKDOL.VQ

C1 ^657C2 6J659 657 B658("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q659B 19 G39_2. MONEY STILL OWED ON OTHER////~IF 0(G1)=624-625/ Not counting loans I have already recorded, is any money still owed on/ loans for these vehicles?/~ELSE/ Not counting loans I have already recorded, is any money still owed on

/ loans for this vehicle?/~END/^C1// ^BJ660 666 659(2.K2.K3)J660 659 B659(0+"0")=PLEASE ENTER RESPONSEQ660UB 5 G39_3. HOW MUCH STILL OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/



///~IF 0(G1)=624-625/ Altogether, about how much is still owed on these loans?/~ELSE/ Altogether, about how much is still owed on this loan?/~END/

/ IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___.!("range",1/99999)*******************************CALL DKDOL*************************************Q661T 30 DK.~DKDOL.VQC1 ^660C2 6J662 660 B661("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q662UB 6 G39_4. TOTAL MONTHLY PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

////~IF 0(G1)=624-625/ How much are the total payments on these loans?/~ELSE/ How much are the total payments on this loan?/~END// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO TYPICAL PAYMENTS, PRESS [F6] KEY.// ^B

V !.A$___,___.!("range,NT",0/999999)*******************************CALL DKDOL*************************************J663 666 662(0+"0").662("NT")Q663T 30 DK.~DKDOL.VQC1 ^662C2 8J664 662 B663("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J664 666 663(0)Q664B 102 G39_4F./// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED

// And how often is that amount paid?// ^BJ665 664 B664(0+"0")=PLEASE ENTER RESPONSEJ665 666 664(N20)Q665U G39_4FV.// PLEASE SPECIFYV M!a_!********************************************************************************



* SECTION H: EDUCATION LOANS *********************************************************************************Q666B 19 H1. EDUCATION LOANS/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Not counting credit cards or loans you may have told me about in/ detail, do you owe any money or have any loans for educational expenses?

/~ELSE/ Not counting credit cards or loans you may have told me about in/ detail, do you and your family living here owe any money or have any/ loans for educational expenses?/~END/^C1// ^BV BJ667 702 666(2.K2.K3)J667 666 B666(0+"0")=PLEASE ENTER RESPONSEQ667UB 3 H2. HOW MANY EDUCATION LOANS/ QxQ

/// How many such loans are there?/// # LOANS: ^BV (1/10,U11/999){Nnn}*>>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN EDUCATION LOAN LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<Q668S LOAN STEP-THROUGHC1 1C2 2C3 3C4 4

C5 5C6 6Q669UB 2 H3. MONTH LOAN TAKEN OUT/~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END///~IF 667(1)/ In what month and year was this loan taken out?/~ELSE 667(N1)+668(1)

/ About the largest loan, in what month and year was/ this loan taken out?/~ELSE/ About the next loan, in what month and year was/ this loan taken out?/~END// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12/



/ ^B ^B/ MONTH YEARV (1/12){Nn}Q670UB 4 H3. YEAR LOAN TAKEN OUTV (1950/1995,U1900/1949){NNNN}J671 669 B670(1995)+669(GQ4)=DATE MUST PRECEDE TODAYS DATE!Q671UB 7 H4. HOW MUCH BORROWED/

/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END/// How much was borrowed or financed, not counting the finance charges?/// IF R GIVES RANGE, PRESS [F9] KEY.

// ^BV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q672T 30 DK.~DKDOL.VQC1 ^671C2 7J673 671 B672("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q673B 19 H5. YOU PAYING ON LOAN NOW/~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE

/EDUCATION LOAN: ^668/~END/ QxQ/// Are you paying on this loan now?/^C1// ^BJ674 678 673(1)J674 673 B673(0+"0")=PLEASE ENTER RESPONSEQ674B 19 H5_1. PAYMENTS DEFERRED/~IF 668(LEQ667)

/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END/ QxQ/// Are the payments on this loan deferred?/^C1// ^B



J675 678 674(2.K2.K3)J675 674 B674(0+"0")=PLEASE ENTER RESPONSEQ675UB 2 H6. MONTH WHEN START PAYING/~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END

/ QxQ// When will you start paying on this loan?// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}Q676UB 4 H6. YEAR WHEN START PAYINGV (1995/2000,U2001/2010){NNNN}

J677 675 B676(1995)+675(LQ4)+675(G0)=DATE CANNOT BE IN THE PAST!Q677B 19 H7. ACCUMULATING INTEREST/~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END/// Is this loan accumulating interest which you will have to pay?/^C1// ^B

J678 695 677(1.K2.K3)J678 696 677(2)J678 677 B677(0+"0")=PLEASE ENTER RESPONSEQ678UB 2 H8. MONTH DID START PAYING/~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END//~IF 673(1).674(1)/ When did you start paying on this loan?/ (TAKE MOST RECENT TIME R BEGAN PAYING ON LOAN).

/~ELSE/ When did you last make payments on this loan?/~END/// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEAR



/// NUMBER OF PAYMENTS: ^BV (1/120,U121/999){Nnn}J684 688 681(3)Q684UB 5 H11. HOW MUCH MONTHLY PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

//~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END/// How much are the payments?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO REGULAR PAYMENTS, PRESS [F6] KEY./

/ ^BV !.A$__,___.!("range,NT",0/99999)*******************************CALL DKDOL*************************************J685 688 684(0+"0").684("NT")Q685T 30 DK.~DKDOL.VQC1 ^684C2 8J686 684 B685("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J686 688 685(0)Q686B 102 H11F./~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667

/~ELSE/EDUCATION LOAN: ^668/~END/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often are they due?// ^BJ687 686 B686(0+"0")=PLEASE ENTER RESPONSEJ687 688 686(N20)Q687U H11FV.

/~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END// PLEASE SPECIFYV M!a_!J688 692 686(G0).684(K2)Q688UB 5 H11_1. HOW MUCH MONTHLY PAYMENTS/



/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END/

// What is the typical payment?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO TYPICAL PAYMENTS, PRESS [F6] KEY.// ^BV !.A$__,___.!("range,NT",0/99999)*******************************CALL DKDOL*************************************J689 692 688(0+"0").688("NT")Q689T 30 DK.~DKDOL.VQC1 ^688C2 8

J690 688 B689("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J690 692 689(0)Q690B 102 H11_1F./~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED/

/ And how often is it made?// ^BJ691 690 B690(0+"0")=PLEASE ENTER RESPONSEJ691 692 690(N20)Q691U H11_1FV.// PLEASE SPECIFYV M!a_!J692 693 688(A)Q692B H12. ON, AHEAD, BEHIND SCHEDULE/~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667

/~ELSE/EDUCATION LOAN: ^668/~END/// Is this loan being paid off ahead of schedule, behind schedule, or are/ the payments about on schedule?/^C1// ^BC0



C1 On scheduleC2 Ahead of scheduleC3 Behind scheduleJ693 692 B692(0+"0")=PLEASE ENTER RESPONSEJ693 695 692(1)Q693UB 2 H13. MONTH EXPECT TO REPAY/~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667

/~ELSE/EDUCATION LOAN: ^668/~END/// In what month and year do you expect this loan to be repaid?// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEAR

V (1/12){Nn}Q694UB 4 H13. YEAR EXPECT TO REPAYV (1995/2010,U2011/2050){NNNN}J695 693 B694(1995)+693(LQ4)+693(G0)=DATE CANNOT BE IN THE PAST!Q695UB 4 H14. CURRENT APR/~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END/// What is the current annual rate of interest being charged on this loan?

// ^BV !.U__.__%!(0/100)Q696B H15. LOAN INSTITUTION ON CARD/~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END/ QxQ// Please look at the Institutions Card. Is the loan with any of the/ institutions on the Institutions Card, or from someplace else?

// (IF INSTITUTIONS CARD: Which institution?)/ (IF SOMEPLACE ELSE: What type of institution is that?)// (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS/ MENTIONED AT THIS POINT.)/^C2/ ^BC0C1 ^45M43(1)=C2 ^45M43(2)=



C3 ^45M43(3)=C4 ^45M43(4)=C5 ^45M43(5)=C6 ^45M43(6)=C7 OTHERC11 COMMERCIAL BANKC12 S&L/SAVINGS BANKC13 CREDIT UNION

C14 FINANCE/LOAN COC16 BROKERAGEC22 COLLEGE/UNIVERSITYG 0G #'<1/6#(=M43(#'<1/6#()+45(N"<")=G #'<1/6#(=0A(#'<0/5#()=43AM45(N"<")=G 7G 11/14,16,22=0A(6.0)=43AM45(N"<")=G E1/7,11/14,16,22J697 696 B696(0+"0")=PLEASE ENTER RESPONSEJ697 697 698 M43(Q696)+45("<")Q697B/~IF 668(LEQ667)

/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END// ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(// ##ENTER NAME OF NEW INSTITUTION:##/ #'^E45M43(Q696)+45("<")#55#(///

// ^BC1 PRESS ENTER TO CONTINUEJ698 699 696(N7)Q698U H15V./~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END/// PLEASE SPECIFY

V M!a_!Q699UB 8 H16. HOW MUCH STILL OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END/



// How much is still owed on this loan?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.!("range",0/99999999)*******************************CALL DKDOL*************************************

J700 701 699(0+"0")Q700T 30 DK.~DKDOL.VQC1 ^699C2 7J701 699 B700("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q701B 19 H17. ANOTHER EDUCATION LOAN/~IF 668(LEQ667)/EDUCATION LOAN: ^668 OF ^667/~ELSE/EDUCATION LOAN: ^668/~END/

//~IF 668(LQ667)/ INTERVIEWER: CAN R PROVIDE INFORMATION ON ANOTHER EDUCATION LOAN?/~ELSE/ Is there another education loan?/~END/// ^BJ668 702 701(2.K2.K3)+667(LE1)J668 806 701(2.K2.K3)+667(G1)J668 701 B701(0+"0")=PLEASE ENTER RESPONSER668 701

*>>>>>>>>>>>>>>>>>>>>>>>>>END EDUCATION LOAN LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<J806 702 701(K2.K3)J806 806 702 701(1).668(LQ667)Q806UB 8 H18. AMOUNT OF REMAINING LOANS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// How much in total is owed on all the remaining loans?// IF R GIVES RANGE, PRESS [F9] KEY.// ^B

V !.A$__,___,___.!("range",0/99999999)*******************************CALL DKDOL*************************************J822 702 806(0+"0")Q822T 30 DK.~DKDOL.VQC1 ^806C2 7J702 806 B822("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q1427UB 8 H18_1. AMOUNT OF REMAINING LOANS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN



/// How much in total are all the payments you are making on all/ the remaining loans?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO TYPICAL PAYMENTS, PRESS [F6] KEY./

/ ^BV !.A$__,___,___.!("range,NT",0/99999999)*******************************CALL DKDOL*************************************J1485 702 1427(0+"0").1427("NT")Q1485T 30 DK.~DKDOL.VQC1 ^1427C2 8J1497 1427 B1485("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1497 702 1485(0)Q1497B 102 H18_1F.FREQUENCY//

/ INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is that amount paid?// ^B********************************************************************************* SECTION I: OTHER LOANS *********************************************************************************Q702B 19 I1. OTHER LOANS/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Now I want to ask you about the loans you have. Not counting credit

/ cards or loans you have told me about in detail, do you owe any/ money or have any loans for any reason on this card (SHOW CARD 6)?/ These are loans for household appliances, furniture, hobby or/ recreational equipment, medical bills, loans from friends or relatives/ or other loans./~ELSE/ Now I want to ask you about the loans you and anyone in your family/ living here have. Not counting credit cards or loans you have told me/ about in detail, do you or anyone in your family living here owe any/ money or have any loans for any reason on this card (SHOW CARD 6)?/ These are loans for household appliances, furniture, hobby or/ recreational equipment, medical bills, loans from friends or relatives/ or other loans.

/~END/ (DO NOT INCLUDE GIFTS FROM FAMILY MEMBERS YOU ARE NOT EXPECTED TO RE-PAY)/^C1// ^BV BJ703 702 B702(0+"0")=PLEASE ENTER RESPONSEJ703 732 702(2.K2.K3)Q703UB 3 I2. HOW MANY OTHER LOANS//



// How many such loans do you have?/// # LOANS: ^BV (1/10,U11/999){Nnn}*>>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN OTHER LOANS LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<Q704S 668 LOAN STEP-THROUGH

Q705U I4. WHAT LOAN FOR/~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END/ QxQ//~IF 703(1)/ What was the loan for?/~ELSE 703(N1)+704(1)/ What was the largest loan for?/~ELSE

/ What was the next loan for?/~ENDV M!a_!Q706UB 2 I5. MONTH LOAN TAKEN OUT/~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END/// In what month and year was this loan taken out?/

/ JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}Q707UB 4 I5. YEAR LOAN TAKEN OUTV (1975/1995,U1900/1974){NNNN}J708 706 B707(1995)+706(GQ4)=DATE MUST PRECEDE TODAYS DATE!Q708UB 7 I6. HOW MUCH BORROWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

//~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END/// How much was borrowed or financed, not counting the finance charges?//



/ IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q709T 30 DK.~DKDOL.VQC1 ^708C2 7

J710 708 B709("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q710B I7. REGULAR OR INSTALLMENT/~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END/// Is this a regular installment loan where you pay a fixed dollar amount/ each month for a fixed number of months until the loan is repaid, or/ some other kind?

/^C1// ^BC0C1 Regular InstallmentC2 Other KindJ711 718 710(2)J711 710 B710(0+"0")=PLEASE ENTER RESPONSEQ711B 593 I8. AGREED TO YEARS OR PAYMENTS/~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704

/~END/// How many monthly payments or years were agreed upon when/ the loan was received?/^C1// ^BJ712 711 B711(0+"0")=PLEASE ENTER RESPONSEJ712 713 711(N1)Q712UB 2 I8YRS. NUMBER OF YEARS OR PAYMENTS/~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703

/~ELSE/OTHER LOAN: ^704/~END/// NUMBER OF YEARS: ^BV (1/120,U121/999){Nnn}J713 714 711(N2)Q713UB 3 I8PAY./~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703



/~ELSE/OTHER LOAN: ^704/~END/// NUMBER OF PAYMENTS: ^BV (1/120,U121/999){Nnn}J714 718 711(3)

Q714UB 5 I9. HOW MUCH MONTHLY PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END/// How much are the payments?/

/ IF R GIVES RANGE, PRESS [F9] KEY./ IF NO REGULAR PAYMENTS, PRESS [F6] KEY.// ^BV !.A$__,___.!("range,NT",0/99999)*******************************CALL DKDOL*************************************J715 718 714(0+"0").714("NT")Q715T 30 DK.~DKDOL.VQC1 ^714C2 8J716 714 B715("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J716 718 715(0)

Q716B 102 I9F./~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often are they due?// ^B

J717 716 B716(0+"0")=PLEASE ENTER RESPONSEJ717 718 716(N20)Q717U I9FV./~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END/// PLEASE SPECIFY



V M!a_!J718 722 716(G0).714(K2)Q718UB 5 I10. HOW MUCH TYPICAL PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703

/~ELSE/OTHER LOAN: ^704/~END/// What is the typical payment?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO TYPICAL PAYMENTS, PRESS [F6] KEY.// ^BV !.A$__,___.!("range,NT",0/99999)*******************************CALL DKDOL*************************************

J719 722 718(0+"0").718("NT")Q719T 30 DK.~DKDOL.VQC1 ^718C2 8J720 718 B719("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J720 722 719(0)Q720B 102 I10F./~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END

/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is it made?// ^BJ721 720 B720(0+"0")=PLEASE ENTER RESPONSEJ721 722 720(N20)Q721U I10FV./~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE

/OTHER LOAN: ^704/~END/// PLEASE SPECIFYV M!a_!J722 723 718(A)Q722B I10_1. ON, AHEAD, BEHIND SCHEDULE/~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE



/OTHER LOAN: ^704/~END/// Is this loan being paid off ahead of schedule, behind schedule, or are/ the payments about on schedule?/^C1/

/ ^BC0C1 On scheduleC2 Ahead of scheduleC3 Behind scheduleJ723 722 B722(0+"0")=PLEASE ENTER RESPONSEJ723 727 722(1)Q723UB 2 I11. MONTH EXPECT TO REPAY/~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END

// In what month and year do you expect this loan to be repaid?// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B/ MONTH YEARV (1/12){Nn}Q724UB 4 I11. YEAR EXPECT TO REPAYV (1995/2005,U2006/2020){NNNN}J725 723 B724(1995)+723(LQ4)+723(G0)=DATE CANNOT BE IN THE PAST!

J725 727 722(1)Q725UB 7 I12. HOW MUCH STILL OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END/// How much is still owed on this loan?

// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q726T 30 DK.~DKDOL.VQC1 ^725C2 7J727 725 B726("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************



Q727UB 4 I13. CURRENT APR/~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END//

/ What is the current annual rate of interest being charged on this loan?// ^BV !.U__.__%!(0/100)Q728B I14. LOAN INSTITUTION ON CARD/~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END// Please look at the Institutions Card. Is the loan with any of the/ institutions on the Institutions Card, or from someplace else?

// (IF INSTITUTIONS CARD: Which institution?)/ (IF SOMEPLACE ELSE: What type of institution is that?)// (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS/ MENTIONED AT THIS POINT.)/^C2/ ^BC0C1 ^45M43(1)=C2 ^45M43(2)=C3 ^45M43(3)=C4 ^45M43(4)=

C5 ^45M43(5)=C6 ^45M43(6)=C7 OTHERC11 COMMERCIAL BANKC12 S&L/SAVINGS BANKC13 CREDIT UNIONC14 FINANCE/LOAN COC16 BROKERAGEG 0G #'<1/6#(=M43(#'<1/6#()+45(N"<")=G #'<1/6#(=0A(#'<0/5#()=43AM45(N"<")=G 7G 11/14,16=0A(6.0)=43AM45(N"<")=

G E1/7,11/14,16J729 728 B728(0+"0")=PLEASE ENTER RESPONSEJ729 729 730 M43(Q728)+45("<")Q729B/~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END// ##INSTITUTIONS ALREADY LISTED:##



/ #'^45M45(N"<")#31#(// ##ENTER NAME OF NEW INSTITUTION:##/ #'^E45M43(Q728)+45("<")#55#(////

/ ^BC1 PRESS ENTER TO CONTINUEJ730 731 728(N7)Q730U I14V./~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END/// PLEASE SPECIFYV M!a_!

J731 732 704(6)Q731B 19 I15. ANOTHER LOAN/~IF 704(LEQ703)/OTHER LOAN: ^704 OF ^703/~ELSE/OTHER LOAN: ^704/~END///~IF 704(LQ703)/ INTERVIEWER: CAN R PROVIDE INFORMATION ON ANOTHER SUCH LOAN?/~ELSE/ Do you have any other loans like the ones listed on the card?

/~END/^C1// ^BJ704 732 731(2.K2.K3)+703(LE1)J704 840 731(2.K2.K3)+703(G1)J704 731 B731(0+"0")=PLEASE ENTER RESPONSER704 731*>>>>>>>>>>>>>>>>>>>>>>>>>>END OTHER LOANS LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<J840 732 731(K2.K3)J840 840 732 731(1).704(LQ703)Q840UB 8 I16. AMOUNT OF REMAINING LOANS/

/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// How much in total is owed on all the remaining loans?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.!("range",0/99999999)*******************************CALL DKDOL*************************************J889 732 840(0+"0")



Q889T 30 DK.~DKDOL.VQC1 ^840C2 7J1535 840 B889("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q1535UB 8 I16_1. AMOUNT OF REMAINING LOANS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

/// How much in total are all the payments you are making on all/ the remaining loans?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO TYPICAL PAYMENTS, PRESS [F6] KEY./// ^BV !.A$__,___,___.!("range,NT",0/99999999)*******************************CALL DKDOL*************************************J1595 732 1535(0+"0").1535("NT")

Q1595T 30 DK.~DKDOL.VQC1 ^1535C2 7J1596 1435 B1595("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1596 732 1595(0)Q1596B 102 I16_1F.FREQUENCY/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is that amount paid?/

/ ^BJ732 732 734 218(1/2).272(1/2).273(1).301(1).327(1).(M404(G0)+416(1/)).455(1).(M488(G0)+512(1)).(M625(G0)+630(1)).659(1).702(1)Q732B I19. ALL PAYMENTS ON SCHEDULE...//// Now thinking of all the various loan or mortgage payments you made/ during last year, were all the payments made the way they were/ scheduled, or were payments on any of the loans sometimes made/ later or missed?/^C1/

/ ^BC0C1 All paid as scheduled or ahead of scheduleC2 Sometimes got behind or missed paymentsJ733 734 732(1)J733 732 B732(0+"0")=PLEASE ENTER RESPONSEQ733B 19 I19_1. BEHIND BY TWO MONTHS//// Were you ever behind in your payments by two months or more?



C10G 1/6J737 737 738 736(6)Q737U J2_1V. COMMENT FOR OTHER//// PLEASE SPECIFY.

V M!a_!Q738B 19 J2_2. SAVING NOW///~IF 0(G1)=736U(1/6)=/ Are you saving for these expenses now?/~ELSE/ Are you saving for this expense now?/~END/^C1// ^BJ739 738 B738(0+"0")=PLEASE ENTER RESPONSE

Q739B J3. PLANNING PERIOD/ QxQ// INTERVIEWER: SHOW CARD 8//~IF 0A(LE1)=6AM25(N2)=/ In planning your saving and spending, which of the time periods/ listed on this page is most important to you?/~ELSE/~IF M7(2/3)+25(1)/ In planning your family's saving and spending, which of the time periods/ listed on this page is most important to you ^35(1/3)?/~ELSE

/ In planning your family's saving and spending, which of the time periods/ listed on this page is most important to you?/~END/~END// ^BC0C1 NEXT FEW MONTHSC2 NEXT YEARC3 NEXT FEW YEARSC4 NEXT 5-10 YEARSC5 LONGER THAN 10 YEARSJ740 739 B739(0+"0")=PLEASE ENTER RESPONSE

Q740B J5. FINANCIAL RISK/ QxQ/ INTERVIEWER: SHOW CARD 9//~IF M7(2/3)+25(1)/ Which of the statements on this page comes closest to the amount of/ financial risk that you ^35(1/3) are willing/ to take when you save or make investments?/~ELSE/ Which of the statements on this page comes closest to the amount of/ financial risk that you are willing to take when you save or make



/ investments?/~END/// INTERVIEWER: READ ANSWERS ONLY IF NECESSARY. IF MORE THAN ONE/ RESPONSE IS GIVEN USE THE FIRST CATEGORY THAT APPLIES./^C1/

/^BC0C1 TAKE SUBSTANTIAL FINANCIAL RISKS EXPECTING TO EARN SUB/STANTIAL RETURNSC2 TAKE ABOVE AVERAGE FINANCIAL RISKS EXPECTING TO EARN A/BOVE AVERAGE RETURNSC3 TAKE AVERAGE FINANCIAL RISKS EXPECTING TO EARN AVERAGE/ RETURNSC4 NOT WILLING TO TAKE ANY FINANCIAL RISKSJ741 740 B740(0+"0")=PLEASE ENTER RESPONSEQ741MC J6. SAVING HABITS/ QxQ/ INTERVIEWER: SHOW CARD 10

//~IF M7(2/3)+25(1)/ Which of the following statements on this page comes closest to/ describing your ^35(1/3)'s saving habits?/~ELSE/ Which of the following statements on this page comes closest to/ describing your saving habits?/~END// INTERVIEWER: DO NOT PROBE FOR MORE THAN ONE RESPONSE./ ENTER MULTIPLE RESPONSES ONLY IF R VOLUNTEERS THEMC1 DON'T SAVE - USUALLY SPEND MORE THAN INCOMEC2 DON'T SAVE - USUALLY SPEND ABOUT AS MUCH AS INCOME

C3 SAVE WHATEVER IS LEFT OVER AT THE END OF THE MONTH - N/O REGULAR PLANC4 SAVE INCOME OF ONE FAMILY MEMBER, SPEND THE OTHERC5 SPEND REGULAR INCOME, SAVE OTHER INCOMEC6 SAVE REGULARLY BY PUTTING MONEY ASIDE EACH MONTHC10G 1/6Q742B J7. HOW RATE RETIREMENT INCOME/ QxQ/// INTERVIEWER: SHOW CARD 11/

/ Looking at this card, how would you rate the retirement income you/ (receive or expect to receive) from Social Security and job pensions?/^C1// ^BC0C1 1. TOTALLY INADEQUATEC2 2.C3 3. ENOUGH TO MAINTAIN LIVING STANDARDSC4 4.C5 5. VERY SATISFACTORY



J743 742 B742(0+"0")=PLEASE ENTER RESPONSEQ743B J9. SPENDING///~IF 0A(LE1)=6AM25(N2)=/ Over the past year, would you say that your spending exceeded your/ income, that it was about the same as your income, or that you spent/ less than your income?

/~ELSE/ Over the past year, would you say that your family's spending/ exceeded your family's income, that it was about the same as/ your income, or that you spent less than your income?/~END/ (Spending should not include any investments you have made.)/^C1// ^BC0C1 SPENDING EXCEEDED INCOMEC2 SPENDING EQUALLED INCOMEC3 SPENDING WAS LESS THAN INCOME

J744 748 743(2)J744 749 743(3.K2.K3)J744 743 B743(0+"0")=PLEASE ENTER RESPONSEQ744B 19 J9_1. INCLUDE HOME, AUTO//// Did any of that spending include purchases of a home or automobile or/ spending for any investments?/^C1// ^BJ745 746 744(2)

J745 744 B744(0+"0")=PLEASE ENTER RESPONSEQ745B J9_2. INCLUDING ONLY HOUSE///~IF 0A(LE1)=6AM25(N2)=/ Including only monthly payments on your house or car and leaving aside/ any spending on investments, over the past year, would you say that/ your spending exceeded your income, that it was about the same as your/ income, or that you spent less than your income?/~ELSE/ Including only monthly payments on your house or car and leaving aside/ any spending on investments, over the past year, would you say that/ your family's spending exceeded your family's income, that it was about

/ the same as your income, or that you spent less than your income?/~END// ^BC0C1 SPENDING EXCEEDED INCOMEC2 SPENDING EQUALLED INCOMEC3 SPENDING WAS LESS THAN INCOMEJ746 749 745(2.3.K2.K3)J746 745 B745(0+"0")=PLEASE ENTER RESPONSEQ746B J9_3. MAKE UP DIFFERENCE



//// To make up the difference, did you borrow additional money, did you/ spend out of savings or investments, or did you do something else?/^C1// ^B

C0C1 BORROWED MONEYC2 SPENT OUT OF SAVINGS INVESTMENTSC3 OTHERJ747 746 B746(0+"0")=PLEASE ENTER RESPONSEJ747 748 746(N3)Q747U J9_3V. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!J748 749 746(A)

Q748B 19 J9_4. INCLUDE HOME, AUTO//// Did any of that spending include purchases of a home or automobile or/ spending for any investments?/^C1// ^BJ749 748 B748(0+"0")=PLEASE ENTER RESPONSEQ749UB 8 J10. THINK YOU NEED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ About how much do you think you need to have in savings for/ unanticipated emergencies and other unexpected things that/ may come up?/~ELSE/ About how much do you think you and your family need to have in/ savings for unanticipated emergencies and other unexpected things that/ may come up?/~END// IF R GIVES RANGE, PRESS [F9] KEY.

// ^BV !.A$__,___,___.!("range",0/99999999)*******************************CALL DKDOL*************************************J750 751 749(0+"0")Q750T 30 DK.~DKDOL.VQC1 ^749C2 6J751 749 B750("X")=PLEASE ENTER CORRECT AMOUNT**************************************************************************************************************************************************************



* SECTION N: FINANCIAL ASSETS *********************************************************************************Q751B 19 N1.HAVE CHECKING ACCOUNTS?/ QxQ// Now I'd like to ask about different types of financial assets that/~IF 0A(LE1)=6AM25(N2)=/ you might have. First, do you have any checking accounts at any

/ type of institution?/~ELSE/ you might have. First, do you or anyone in your family living here/ have any checking accounts at any type of institution?/~END// PROBE: Please do not include any money market accounts unless you/ use them regularly as checking accounts./// ^BV BJ752 751 B751(0+"0")=PLEASE ENTER RESPONSE

J752 756 751(1)Q752B 19 N2.EVER HAD CHECKING ACCOUNT?/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Have you ever had a checking account?/~ELSE/ Have you or anyone in your family living here ever had a checking/ account?/~END// ^BJ753 752 B752(0+"0")=PLEASE ENTER RESPONSE

J753 774 751(K2.K3)Q753B N2_1.REASON DON'T HAVE CHECKING ACCOUNT/ QxQ// (SHOW CARD 12) Looking at this list, please tell me which is the most/~IF 0A(LE1)=6AM25(N2)=/ important reason you don't have a checking account./~ELSE/ important reason your family doesn't have a checking account./~END// ^BC0

C01 Don't write enough checks to make it worthwhileC02 Minimum balance is too highC03 Do not like dealing with banksC04 Service charges are too highC05 No bank has convenient hours or locationC06 OtherJ754 753 B753(0+"0")=PLEASE ENTER RESPONSEJ754 756 753(N6)Q754U N2_1V.//



/ PLEASE SPECIFYV M!a_!J756 774 753(A)Q756UB 2 N3.NUMBER OF CHECKING ACCOUNTS/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ How many checking accounts do you have?

/~ELSE/ How many checking accounts do you and your family living here have?/~END/ (IF R ASKS: INCLUDE MONEY MARKET ACCOUNTS ONLY IF THEY ARE USED AS/ CHECKING ACCOUNTS)// ^B # ACCOUNTSV (1/20){Nn}Q757SC1 1C2 2C3 3C4 4

C5 5C6 6Q758B N4.INSTITUTION/CHECKING ACCOUNT: ^757 OF ^756//~IF 757(1)+756(1)/ Please look at the Institutions Card. Thinking about your checking/ account, is this account with any of the institutions on the Institutions/ Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?)/ (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK/ THE INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.)/~ELSE 757(1)+756(N1)/ Please look at the Institutions Card. Thinking about your main checking

/ account, the one used to write most of your checks, is this account with/ any of the institutions on the Institutions Card, or from someplace else?/ (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type/ of institution is that?) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND/ UPDATE IF A NEW INSTITUTION IS MENTIONED.)/~ELSE/ Please look at the Institutions Card. Thinking about the next account,/ is this account with any of the institutions on the Institutions Card,/ or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF/ SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER:/ CHECK THE INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION/ IS MENTIONED.)/~END

/^C2/ ^BC0C01 ^45M43(1)=C02 ^45M43(2)=C03 ^45M43(3)=C04 ^45M43(4)=C05 ^45M43(5)=C06 ^45M43(6)=C07 OTHERC11 COMMERCIAL BANK



C12 S&L/SAV BANKC13 CREDIT UNIONC16 BROKERAGEG 0G #'<1/6#(=M43(#'<1/6#()+45(N"<")=G #'<1/6#(=0A(#'<0/5#()=43AM45(N"<")=G 7G 11/16=0A(6.0)=43AM45(N"<")=

G E1/16J759 758 B758(0+"0")=PLEASE ENTER RESPONSEJ759 759 760 M43(Q758)+45("<")Q759B/// ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(// ##ENTER NAME OF NEW INSTITUTION:##/ #'^E45M43(Q758)+45("<")#55#(//

/// ^BC1 PRESS ENTER TO CONTINUEJ760 761 758(N7)Q760U N4V./// PLEASE SPECIFY.V M!a_!Q761UB 7 N5.AMOUNT IN CHECKING ACCOUNT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

/ QxQ/CHECKING ACCOUNT: ^757 OF ^756/// How much is in this account? (What was the average over the last/ month?) IF R GIVES A RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",0/9999999)*******************************CALL DKDOL*************************************J762 763 761(0+"0")Q762T 30 DK.~DKDOL.VQC1 ^761

C2 7J763 761 B762("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q763B 19 N6. MONEY-MARKET TYPE ACCOUNT?/ QxQ/CHECKING ACCOUNT: ^757 OF ^756/// Is this a money market-type account?// ^B



J764 763 B763(0+"0")=PLEASE ENTER RESPONSEJ764 766 6(1)J764 766 6(2)+M7(2)+25(2.K2.K3)Q764B N6_2.JOINT, YOUR NAME, SPOUSE'S NAME/ QxQ/CHECKING ACCOUNT: ^757 OF ^756//

/~IF M7(2)+8(1)+25(N2)/ Is this a joint checking account, or is the account in your name,/ in your husband's name, or something else?/~ELSE M7(2)+8(2)+25(N2)/ Is this a joint checking account, or is the account in your name,/ in your wife's name, or something else?/~ELSE M7(3)+25(N2)/ Is this a joint checking account, or is the account in your name,/ in your partner's name, or something else?/~ELSE 0A(LE1)=6AM25(N2)=/ Is this checking account in your name, or something else?/~ELSE/ Is this a joint checking account, or is the account in your name?

/~END// ^BC0C1 Joint accountC2 R's accountC3 Spouse's/partner's accountC4 Other family member's accountC5 OtherG 0G 1=0A(G1)=6AM25(N2)=G 2G 3=M7(2)+25(N2)

G . 3=M7(3)+25(N2)G 4=M7(G3)+25(N2)G 5G E1/5J765 764 B764(0+"0")=PLEASE ENTER RESPONSEJ765 766 764(N5)Q765U N6_2V./// PLEASE SPECIFY.V M!a_!J766 767 757(6)+756(G6)=:1:Q766B 19 N7.ANOTHER CHECKING ACCOUNT?

/CHECKING ACCOUNT: ^757 OF ^756//~IF 757(LQ756)/ INTERVIEWER: CAN R PROVIDE INFORMATION ABOUT ANOTHER ACCOUNT?/~ELSE/ Do you have another checking account?/~END// ^BJ757 766 B766(0+"0")=PLEASE ENTER RESPONSEJ757 769 766(2.K2.K3)+756(LE1)



J757 767 766(2.K2.K3)+756(G1)R757 766J767 769 766(K2.K3)J767 767 769 766(1).757(LQ756)Q767UB 9 N8.AMOUNT IN REMAINING CHECKING ACCOUNTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

/CHECKING///~IF 0A(LE1)=6AM25(N2)=/ How much is in all your remaining checking accounts? (What was the/ average over the last month?)/~ELSE/ How much is in all your family's remaining checking accounts?/ (What was the average over the last month?)/~END/ IF R GIVES A RANGE, PRESS [F9] KEY.// ^B

V !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J768 769 767(0+"0")Q768T 30 DK.~DKDOL.VQC1 ^767C2 6J769 767 B768("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q769B CHECKING/// NO. INSTITUTION AMOUNT MONEY MKT JOINT/ #'^757M757(1)#4#( #'^758#17#( #'^761#10#( #'^763#12#( #'^764#14#(

/ #'^757M757(2)#4#( #'^758#17#( #'^761#10#( #'^763#12#( #'^764#14#(/ #'^757M757(3)#4#( #'^758#17#( #'^761#10#( #'^763#12#( #'^764#14#(/ #'^757M757(4)#4#( #'^758#17#( #'^761#10#( #'^763#12#( #'^764#14#(/ #'^757M757(5)#4#( #'^758#17#( #'^761#10#( #'^763#12#( #'^764#14#(/ #'^757M757(6)#4#( #'^758#17#( #'^761#10#( #'^763#12#( #'^764#14#(//~IF 767("range".K2.K3.G0)/ AMOUNT IN REMAINING CHECKING ACCOUNTS: ^767/~END// ^BC1 CONTINUEC2 ADD MORE

G 1G 2=757(L6)V BJ770 766 B769(2)=CHANGE ANSWER TO YES TO ADD MOREQ770B N9.REASON CHOSE INSTITUTION///~IF 0A(LE1)=6AM25(N2)=/ (SHOW CARD 13) Which of the reasons on this card is the most important/ reason you chose the institution that you did for your main checking/ account? Was it because of the location of their offices, because they



/ had the lowest fees or minimum balance requirement, because you were/ able to obtain many services at one place, because they offered safety/ and an absence of risk, or some other reason?/~ELSE/ (SHOW CARD 13) Which of the reasons on this card is the most important/ reason your family living here chose the institution that you did for/ your main checking account? Was it because of the location of/ their offices, because they had the lowest fees or minimum balance

/ requirement, because you were able to obtain many services at one place,/ because they offered safety and an absence of risk, or some other reason?/~END// ^BC0C01 Location of officesC02 Low feesC03 Many services in one placeC04 SafetyC05 OtherJ771 770 B770(0+"0")=PLEASE ENTER RESPONSEJ771 772 770(N5)

Q771U N9V./// PLEASE SPECIFY.V M!a_!Q772UB 2 N9_1.# OF YEARS W/INSTITUTION/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ For how many years have you done business with this institution?/~ELSE/ For how many years has someone in your family living here done business/ with this institution?

/~END/// ENTER YEARS:^BV (0/99){Nn}J774 772 B772(GQ17)+17(G0)=ANSWER CAN'T BE MORE THAN AGE OF OLDE/ST HH MEMBER (^17)Q774B N10.HAVE IRA/KEOGH?/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Do you have any Individual Retirement Accounts, that is, IRA or/ Keogh accounts?

/~ELSE/ Do you or anyone in your family here have any Individual Retirement/ Accounts, that is, IRA or Keogh accounts?/~END// ^BC0C1 YESC2 NOJ775 774 B774(0+"0")=PLEASE ENTER RESPONSEJ775 790 774(N1)



Q775SC1 R'sC2 spouse/partner'sC3 other family members'G 1=774(1)G 2=M7(2/3)+25(N2)G 3=M7(4/39)+25(N2)J776 777 6(1)=:1:

J776 777 M7(2)+25(2.K2.K3)=:1:Q776B 774 N10_1.IRA/KEOGH ACCOUNTS YOURS?/ QxQ//~IF 775(1)/ Are any of the IRA or Keogh accounts yours?/~ELSE 775(2)/~IF M7(2)+25(N2)/ Does your spouse have IRA or Keogh accounts?/~ELSE/ Does your partner have IRA or Keogh accounts?/~END/

/~ELSE 775(3)/ Do any other family members have IRA or Keogh accounts?/~END// ^BJ777 776 B776(0+"0")=PLEASE ENTER RESPONSEJ777 775 776(A+N1)Q777UB 2 N11.NUMBER OF IRA/KEOGH ACCOUNTS///~IF 775(1)/ How many IRA and Keogh accounts do you have?/~ELSE 775(2)

/~IF M7(2)+25(N2)/ How many IRA and Keogh accounts does your spouse have?/~ELSE/ How many IRA and Keogh accounts does your partner have?/~END//~ELSE 775(3)/ How many IRA and Keogh accounts do your other family members have?/~END// ^B # ACCTSV !U__!(1/99)J778 775 777(0+"0").777(K2)

J778 779Q778XC1 are theseC2 is this anC3 accountsC4 accountC5 Are theyC6 Is thisC7 all of yourC8 thisG 1,3,5,7=777(N1)



G 2,4,6,8=777(1)Q779B N12.IRA OR KEOGH?/ QxQ/^775 IRA/KEOGH//~IF 775(1)/ About your ^778(3.4), ^778(1.2) IRA or Keogh ^778(3.4)?/~ELSE 775(2)

/~IF M7(2)+25(N2)/ About your spouse's ^778(3.4), ^778(1.2) IRA or Keogh ^778(3.4)?/~ELSE/ About your partner's ^778(3.4), ^778(1.2) IRA or Keogh ^778(3.4)?/~END//~ELSE/ About your ^775 ^778(3.4), ^778(1.2) IRA or Keogh ^778(3.4)?/~END// ^BC0C1 IRA

C2 KEOGHC3 IRA AND KEOGHG 0,1,2G 3=777(G1.K2.K3)J780 779 B779(0+"0")=PLEASE ENTER RESPONSEQ780MC N13.INSTITUTION/ QxQ/^775 IRA/KEOGH// Please look at the Institutions Card. ^778(5.6) with any of the/ institutions on the Institutions Card, or from someplace else?/ (CODE ALL THAT APPLY.) (IF INSTITUTIONS CARD: Which institution(s)?)/ (IF SOMEPLACE ELSE: What type(s) of institution(s)? (INTERVIEWER: CHECK

/ INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.)C01 ^45M43(1)=C02 ^45M43(2)=C03 ^45M43(3)=C04 ^45M43(4)=C05 ^45M43(5)=C06 ^45M43(6)=C07 OTHERC11 COMMERCIAL BANKC12 S&L/SAV BANKC13 CREDIT UNIONC16 BROKERAGEG 0,1/7

G 11/16=0A(6.0)=43AM45(N"<")=G E1/16J781 780 B0(GQ777)+777(G0)=780U(1/16)==NUMBER OF ACCOUNTS IS ^77/7, CAN'T HAVE MORE THAN ^777 INSTITUTIONSJ781 781 782 M43(Q780)+45("<")Q781B/// ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(/



/~END/~IF M775(2)+776(1)/ PERSON: ^775M775(2)= NUMBER: ^777M775(2)= TYPE(S): ^779M775(2)=/ INSTITUTION(S): ^780M775(2)=/ AMOUNT: ^783M775(2)=//~END/~IF M775(3)+776(1)

/ PERSON: ^775M775(3)= NUMBER: ^777M775(3)= TYPE(S): ^779M775(3)=/ INSTITUTION(S): ^780M775(3)=/ AMOUNT: ^783M775(3)=/~END// ^BC1 CONTINUEV BJ786 787Q786XC1 thisC2 all of yourC3 account

C4 accountsG 1,3=0(1)=777M777(G0)=G 2,4=0(N1)=777M777(G0)=Q787B N15.HOW IS IRA/KEOGH INVESTED?/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ How is the money in ^786(1.2) IRA and Keogh ^786(3.4) invested? Is most/ of it in CDs or other bank accounts, most of it in stocks, most of it/ in bonds or similar assets, or what?/~ELSE/ How is the money in ^786(1.2) family's IRA and Keogh ^786(3.4) invested?/ Is most of it in CDs or other bank accounts, most of it in stocks, most

/ of it in bonds or similar assets, or what?/~END// ^BC0C01 CDs/Bank accountsC02 StockC03 Bonds/Similar assetsC04 OtherJ788 787 B787(0+"0")=PLEASE ENTER RESPONSEJ788 790 787(N4)Q788U N15V./

// PLEASE SPECIFY.V M!a_!Q790B 19 N16.HAVE MONEY-MARKET ACCOUNTS?/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Not including any accounts I have already recorded, do you have any money/ market accounts?/~ELSE/ Not including any accounts I have already recorded, do you or anyone in



/ your family here have any money market accounts?/~END// ^BJ791 790 B790(0+"0")=PLEASE ENTER RESPONSEJ791 807 790(A+N1)Q791UB 2 N16_1.NUMBER OF MONEY-MARKET ACCOUNTS/ QxQ

//~IF 0A(LE1)=6AM25(N2)=/ Altogether, how many of these money market accounts do you have?/~ELSE/ Altogether, how many of these money market accounts do you and your/ family living here have?/~END// ^B # OF MONEY MARKET ACCOUNTSV (1/99){Nn}Q792SC1 1C2 2

C3 3Q793B 19 N17.CHECK WRITING PRIVILEGES?/ QxQ/~IF 792(LEQ791)/MONEY MARKET ACCOUNT: ^792 OF ^791/~ELSE/MONEY MARKET ACCOUNT: ^792/~END///~IF 791(1)/ Does this account have check-writing privileges?/~ELSE

/~IF 792(1)/ Does the largest account have check-writing privileges?/~ELSE/ Does the next largest account have check-writing privileges?/~END/~END// ^BJ794 793 B793(0+"0")=PLEASE ENTER RESPONSEQ794B 19 N18.TAX-FREE ACCOUNT?/ QxQ/~IF 792(LEQ791)/MONEY MARKET ACCOUNT: ^792 OF ^791

/~ELSE/MONEY MARKET ACCOUNT: ^792/~END// Is this a tax-free money market account?/// ^BJ795 794 B794(0+"0")=PLEASE ENTER RESPONSEQ795B 758 N19.INSTITUTION/~IF 792(LEQ791)



/MONEY MARKET ACCOUNT: ^792 OF ^791/~ELSE/MONEY MARKET ACCOUNT: ^792/~END// Please look at the Institutions Card. Is this account with any/ of the institutions on the Institutions Card, or from someplace/ else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE:

/ What type of institution is that?) (INTERVIEWER: CHECK INSTITUTIONS/ CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.)/ ^C2/ ^BJ796 795 B795(0+"0")=PLEASE ENTER RESPONSEJ796 796 797 M43(Q795)+45("<")Q796B/// ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(// ##ENTER NAME OF NEW INSTITUTION:##

/ #'^E45M43(Q795)+45("<")#55#(///// ^BC1 PRESS ENTER TO CONTINUEJ797 798 795(N7)Q797U N19V.//// PLEASE SPECIFY.

V !a_!Q798UB 7 N20.AMOUNT IN ACCOUNT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 792(LEQ791)/MONEY MARKET ACCOUNT: ^792 OF ^791/~ELSE/MONEY MARKET ACCOUNT: ^792/~END/// How much is in this account? IF R GIVES A RANGE,

/ PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************J799 800 798(0+"0")Q799T 30 DK.~DKDOL.VQC1 ^798C2 5J800 798 B799("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************



J800 802 7(1)Q800B 764 N20_2.JOINT, YOUR NAME, SPOUSE'S NAME/~IF 792(LEQ791)/MONEY MARKET ACCOUNT: ^792 OF ^791/~ELSE/MONEY MARKET ACCOUNT: ^792/~END/

/~IF M7(2)+8(1)+25(N2)/ Is this a joint money market account, or is the account in your name,/ in your husband's name, or something else?/~ELSE M7(2)+8(2)+25(N2)/ Is this a joint money market account, or is the account in your name,/ in your wife's name, or something else?/~ELSE M7(3)+25(N2)/ Is this a joint money market account, or is the account in your name,/ in your partner's name, or something else?/~ELSE 0A(LE1)=6AM25(N2)=/ Is this money market account in your name or something else?/~ELSE/ Is this a joint money market account, or is the account in your name?

/~END// ^BJ801 800 B800(0+"0")=PLEASE ENTER RESPONSEJ801 802 800(N5)Q801U N20_2V./// PLEASE SPECIFY.V M!a_!J802 803 792(3)+791(G3)=:1:Q802B 19 N21.ANOTHER MONEY-MARKET ACCOUNT?/~IF 792(LEQ791)

/MONEY MARKET ACCOUNT: ^792 OF ^791/~ELSE/MONEY MARKET ACCOUNT: ^792/~END///~IF 792(LQ791)/ INTERVIEWER: CAN R PROVIDE INFORMATION ABOUT ANOTHER/ MONEY MARKET ACCOUNT?/~ELSE/ Do you have another money market account I have not already recorded?/~END/

/ ^BJ792 802 B802(0+"0")=PLEASE ENTER RESPONSEJ792 805 802(2.K2.K3)+791(LE1)J792 803 802(2.K2.K3)+791(G1)R792 802J803 805 802(K2.K3)J803 803 805 802(1).792(LQ791)Q803UB 9 N21_1.AMOUNT IN REMAINING ACCOUNTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/



/~IF 0A(LE1)=6AM25(N2)=/ How much is in all your remaining money market accounts?/~ELSE/ How much is in all your family's remaining money market accounts?/~END/ IF R GIVES A RANGE, PRESS [F9] KEY.// ^B

V !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************J804 805 803(0+"0")Q804T 30 DK.~DKDOL.VQC1 ^803C2 5J805 803 B804("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q805B MONEY MARKET.// (MONEY MARKET ACCOUNTS)// NO. CHECKS TAX FREE INSTITUTION AMOUNT JOINT

/ #'^792M792(1)#3#( #'^793#5#( #'^794#( #'^795#12#( #'^798#12#(#'^800#(/ #'^792M792(2)#3#( #'^793#5#( #'^794#( #'^795#12#( #'^798#12#(#'^800#(/ #'^792M792(3)#3#( #'^793#5#( #'^794#( #'^795#12#( #'^798#12#(#'^800#(//~IF 803("range".K2.K3.G0)/ AMOUNT IN REMAINING ACCOUNTS: ^803/~END// ^BC1 CONTINUE

C2 ADD MOREG 1G 2=792(L3)V BJ807 802 B805(2)=CHANGE ASWER TO 'YES' TO ADD MOREQ807B 19 N22.HAVE CDS?/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Not including CDs that are part of IRAs or Keoghs, do you have any CDs/ or certificates of deposit at financial institutions?/~ELSE/ Not including CDs that are part of IRAs or Keoghs, do you or anyone in

/ your family here have any CDs or certificates of deposit at financial/ institutions?/~END// (IF R ASKS: CDs ARE CERTIFICATES HELD FOR A SET PERIOD OF TIME THAT/ MUST BE CASHED OR RENEWED AT THE MATURITY DATE.)// ^BJ808 807 B807(0+"0")=PLEASE ENTER RESPONSEJ808 816 807(A+N1)Q808UB 3 N22_1.NUMBER OF CDS



/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Altogether, how many such CDs do you have?/~ELSE/ Altogether, how many such CDs do you and your family living here have?/~END/

/ ^B # CERTIFICATES/V (1/999)Q809UB 9 N22_2.VALUE OF CDS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 808(G1)/ What is the total dollar value of all these CDs?/ IF R GIVES A RANGE, PRESS [F9] KEY./~ELSE/ What is the total dollar value of this CD?

/ IF R GIVES A RANGE, PRESS [F9] KEY./~END// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************J810 811 809(0+"0")Q810T 30 DK.~DKDOL.VQC1 ^809C2 5J811 809 B810("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q811MC 780 N22_3.INSTITUTION

/ QxQ/~IF 808(1)// (Please look the at Institutions Card.) Is this CD with any of the/ institutions on the Institutions Card, or from someplace else?/ (CODE ALL THAT APPLY) (IF INSTITUTIONS CARD: Which institution?)/ (IF SOMEPLACE ELSE: What type of institution?) (INTERVIEWER:/ CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.)/~ELSE/ (Please look the at Institutions Card.) Are these CDs with any of the/ institutions on the Institutions Card, or from someplace else?/ (CODE ALL THAT APPLY) (IF INSTITUTIONS CARD: Which institutions?)/ (IF SOMEPLACE ELSE: What types of institutions?) (INTERVIEWER:

/ CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.)/~END/J812 811 B0(GQ808)+808(G0)=811U(1/16)==SORRY, CAN'T HAVE MORE IN/STITUTIONS THAN ACCOUNTSJ812 812 813 M43(Q811)+45("<")Q812B/// ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(



// ##ENTER NAME OF NEW INSTITUTION:##/ #'^E45M43(Q811)+45("<")#57#(///// ^B

C1 PRESS ENTER TO CONTINUEJ813 814 811(N7)Q813U N22_3V./// PLEASE SPECIFY.V M!a_!J814 815 6(1)Q814B 764 N22_4.JOINT, YOUR NAME, SPOUSE'S NAME///~IF 808(1)/

/~IF M7(2)+8(1)+25(N2)/ Is this CD held jointly, or is it in your name, in your husband's name,/ or something else?/~ELSE M7(2)+8(2)+25(N2)/ Is this CD held jointly, or is it in your name, in your wife's name, or/ something else?/~ELSE M7(3)+25(N2)/ Is this CD held jointly, or is it in your name, in your partner's name,/ or something else?/~ELSE 0A(LE1)=6AM25(N2)=/ Is this CD in your name or something else?/~ELSE/ Is this CD held jointly, or is it in your name?

/~END//~ELSE/~IF M7(2)+8(1)+25(N2)/ Is most of the money in these CDs held jointly, or is most of it in your/ name, in your husband's name, or something else?/~ELSE M7(2)+8(2)+25(N2)/ Is most of the money in these CDs held jointly, or is most of it in your/ name, in your wife's name, or something else?/~ELSE M7(3)+25(N2)/ Is most of the money in these CDs held jointly, or is most of it in your/ name, in your partner's name, or something else?/~ELSE 0A(LE1)=6AM25(N2)=

/ Is most of the money in these CDs in your name or something else?/~ELSE/ Is most of the money in these CDs held jointly, or is most of it in/ your name?/~END//~END// ^BJ815 814 B814(0+"0")=PLEASE ENTER RESPONSEJ815 816 814(N5)



Q815U N22_4V./// PLEASE SPECIFY.V M!a_!Q816B 19 N23.ANY OTHER ACCOUNTS?/ QxQ/SAVINGS

//~IF 0A(LE1)=6AM25(N2)=/ Do you have any other accounts at banks, savings and loan associations,/ or credit unions? These could be passbook accounts, share accounts,/ Christmas Club accounts, or any other type of savings account./~ELSE/ Do you or anyone in your family living here have any other accounts at/ banks, savings and loan associations, or credit unions? These could be/ passbook accounts, share accounts, Christmas Club accounts, or any other/ type of savings account./~END// ^B

J817 816 B816(0+"0")=PLEASE ENTER RESPONSEJ817 831 816(A+N1)Q817UB 3 N23_1.NUMBER OF OTHER ACCOUNTS/ QxQ/SAVINGS//~IF 0A(LE1)=6AM25(N2)=/ How many such accounts do you have?/~ELSE/ How many such accounts do you and your family living here have?/~END//

/ ^B # ACCOUNTSV (1/999){Nnn}Q818SC1 1C2 2C3 3C4 4C5 5Q819B 758 N24.INSTITUTION/SAVINGS ACCOUNT: ^818 OF ^817//~IF 817(1)/ Please look at the Institutions Card. Is this account with any of

/ the institutions on the Institutions Card, or from someplace else?/ (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type/ of institution is that?) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND/ UPDATE IF A NEW INSTITUTION IS MENTIONED.)/~ELSE/~IF 818(1)/ Please look at the Institutions Card. Is the largest account with any/ of the institutions on the Institutions Card, or from someplace else? (IF/ INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of/ institution is that?) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE/ IF A NEW INSTITUTION IS MENTIONED.)



/~ELSE/ Please look at the Institutions Card. Is the next largest account with any/ of the institutions on the Institutions Card, or from someplace else? (IF/ INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of/ institution is that?) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE/ IF A NEW INSTITUTION IS MENTIONED.)/~END/

/~END/^C2/ ^BJ820 819 B819(0+"0")=PLEASE ENTER RESPONSEJ820 820 821 M43(Q819)+45("<")Q820B/// ##INSTITUTIONS ALREADY LISTED:##/ #'^41M41(N"<")#31#(// ##ENTER NAME OF NEW INSTITUTION:##/ #'^E45M43(Q819)+45("<")#55#(

///// ^BC1 PRESS ENTER TO CONTINUEJ821 823 819(N7)Q821U N24V./// PLEASE SPECIFY.V M!a_!Q823UB 7 N25.AMOUNT IN SAVINGS ACCOUNT

// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//SAVINGS ACCOUNT: ^818 OF ^817/// How much is in this account? IF R GIVES A RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************J824 825 823(0+"0")Q824T 30 DK.~DKDOL.VQ

C1 ^823C2 7J825 823 B824("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J825 827 6(1)Q825B 764 N25_2.JOINT, YOUR NAME, SPOUSE'S NAME/SAVINGS ACCOUNT: ^818 OF ^817///~IF M7(2)+8(1)+25(N2)/ Is this a joint savings account, or is the account in your name,



/ in your husband's name, or something else?/~ELSE M7(2)+8(2)+25(N2)/ Is this a joint savings account, or is the account in your name,/ in your wife's name, or something else?/~ELSE M7(3)+25(N2)/ Is this a joint savings account, or is the account in your name,/ in your partner's name, or something else?/~ELSE 0A(LE1)=6AM25(N2)=

/ Is this savings account in your name or something else?/~ELSE/ Is this a joint savings account, or is the account in your name?/~END// ^BJ826 825 B825(0+"0")=PLEASE ENTER RESPONSEJ826 827 825(N4)Q826U N25_2V./// PLEASE SPECIFY.V M!a_!

J827 828 818(5)+817(G5)=:1:Q827B 19 N26.ANOTHER SAVINGS ACCOUNT?/SAVINGS ACCOUNT: ^818 OF ^817///~IF 818(LQ817)/ INTERVIEWER: CAN R PROVIDE INFORMATION ABOUT ANOTHER/ SAVINGS ACCOUNT?/~ELSE/ Do you have another savings account?/~END// ^B

J818 827 B827(0+"0")=PLEASE ENTER RESPONSEJ818 830 827(2.K2.K3)+817(LE1)J818 828 827(2.K2.K3)+817(G1)R818 827J828 830 827(K2.K3)J828 828 830 827(1).818(LQ817)Q828UB 9 N26_1.AMOUNT IN REMAINING SAVINGS ACCOUNTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN///~IF 0A(LE1)=6AM25(N2)=/ How much is in all your remaining savings accounts? (What was the

/ average over the last month?)/~ELSE/ How much is in all your family's remaining savings accounts?/ (What was the average over the last month?)/~END/ IF R GIVES A RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************J829 830 828(0+"0")



Q829T 30 DK.~DKDOL.VQC1 ^828C2 7J830 828 B829("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q830B SAVINGS.// (SAVINGS ACCOUNTS)

// NO. INSTITUTION AMOUNT JOINT/ #'^818M818(1)#8#( #'^819#15#( #'^823#12#( #'^825#9#(/ #'^818M818(2)#8#( #'^819#15#( #'^823#12#( #'^825#9#(/ #'^818M818(3)#8#( #'^819#15#( #'^823#12#( #'^825#9#(/ #'^818M818(4)#8#( #'^819#15#( #'^823#12#( #'^825#9#(/ #'^818M818(5)#8#( #'^819#15#( #'^823#12#( #'^825#9#(//~IF 828("range".K2.K3.G0)/ AMOUNT IN REMAINING ACCOUNTS: ^828/~END// ^B

C1 CONTINUEC2 ADD MOREG 1G 2=818(L5)V BJ831 827 B830(2)=CHANGE ANSWER TO YES TO ADD MOREQ831B 19 N27.SHARES IN MUTUAL FUNDS?/ QxQ// Not including any pension-type, thrift-saving, 401K, or IRA/Keogh/~IF 0A(LE1)=6AM25(N2)=/ plans, do you have any shares in mutual funds?/~ELSE

/ plans, do you or anyone in your family here have any shares in mutual/ funds?/~END// ^BJ832 831 B831(0+"0")=PLEASE ENTER RESPONSEJ832 852 831(A+N1)Q832SC1 Stock FundsC2 Tax-Free Bond FundsC3 Government or Government backed Bond FundsC4 Other Bond FundsC5 Combination funds or any other mutual funds

Q833B 22 N28.DO YOU HAVE (TYPE MUTUAL FUND)/ QxQ/MUTUAL FUNDS///~IF 832(1)/ I need to know what types of mutual funds you have. Do you have. . ./ ^832?/~ELSE/ Do you have. . ./ ^832?



/~END// ^BJ834 833 B833(0+"0")=PLEASE ENTER RESPONSEJ834 836 833(A+N1)Q834UB 7 N29.MARKET VALUE OF (TYPE MUTUAL FUND)// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

//MUTUAL FUNDS///~IF 0A(LE1)=6AM25(N2)=/~IF 832(1.2.4)/ What is the total market value of all of the ^832/ that you have?/~ELSE 832(5)/ What is the total market value of all of the Combination funds or/ any other mutual funds that you have?/~ELSE 832(3)/ What is the total market value of all of the Government or Government

/ backed Bond Funds that you have?/~END/~ELSE/~IF 832(1.2.4)/ What is the total market value of all of the ^832/ that you and your family living here have?/~ELSE 832(5)/ What is the total market value of all of the Combination funds or/ any other mutual funds that you and your family living here have?/~ELSE 832(3)/ What is the total market value of all of the Government or Government/ backed Bond Funds that you and your family living here have?/~END

/~END// IF R GIVES A RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************J835 836 834(0+"0")Q835T 30 DK.~DKDOL.VQC1 ^834C2 5J836 834 B835("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************

Q836UT 14 |833U(1)=+836R832 836J837 841 M833(1.K2)Q837U N29V.EXPLAIN/// PLEASE EXPLAIN TYPE OF MUTUAL FUNDS.V !a_!Q838UB 7 N29_6.TOTAL VALUE OF MUTUAL FUNDS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN



//MUTUAL FUNDS///~IF 0A(LE1)=6AM25(N2)=/ What is the total market value of all of the mutual funds that you have?/~ELSE/ What is the total market value of all of the mutual funds that you and

/ your family living here have?/~END// IF R GIVES A RANGE, PRESS [F9] KEY./// ^BV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************J839 841 838(0+"0")Q839T 30 DK.~DKDOL.VQC1 ^838C2 5

J841 838 B839("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q841B MUTUAL FUNDS./// TYPE HELD? MKT VALUE/ #'^832M832(G0)#22#( #'^833#( #'^834#12#(//////

// ^BC1 CONTINUEV BQ842UB 3 N27_1.NUMBER OF MUTUAL FUNDS/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ In how many different mutual funds do you own shares?/~ELSE/ In how many different mutual funds does your family own shares?/~END/ (INTERVIEWER: WE WANT THE NUMBER OF FUNDS, NOT THE NUMBER OF FUND

/ MANAGEMENT COMPANIES.)// ^B# MUTUAL FUNDSV (1/999)J843 842 B842(LQ836)+842(G0)=ANSWER CAN'T BE LESS THAN THAN NUMB/ER OF DIFFERENT TYPES HELD (^836)J843 843 842(K2.K3).836(0)Q843B N30.GAIN OR LOSS IN VALUE/ QxQ//~IF 0A(LE1)=6AM25(N2)=



J849 850 848(A+N1)Q849UB 6 N30_2A.PERCENT LOST/// ^B PERCENT LOSTV !.U___.__%!(1/100)J850 852 848(N2)Q850UB 7 N30_2B.AMOUNT LOST

// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// IF R GIVES RANGE, PRESS [F9] KEY.// ^B AMOUNT LOSTV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************J851 852 850(0+"0")Q851T 30 DK.~DKDOL.VQC1 ^850C2 6

J852 850 B851("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q852B 19 N31.HAVE GOVERNMENT BONDS?///~IF 0A(LE1)=6AM25(N2)=/ Do you have any U.S. government savings bonds? (THESE MAY BE CALLED/ SERIES EE OR HH. ONE WAY THEY CAN BE PURCHASED IS BY PAYROLL DEDUCTION.)/~ELSE/ Do you or anyone in your family here have any U.S. government savings/ bonds? (THESE MAY BE CALLED SERIES EE OR HH. ONE WAY THEY CAN BE/ PURCHASED IS BY PAYROLL DEDUCTION.)/~END

/// ^BV BJ853 852 B852(0+"0")=PLEASE ENTER RESPONSEJ853 855 852(A+N1)Q853UB 9 N31_1.VALUE OF SAVINGS BONDS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ// What is the total face value of all the savings bonds that you/~IF 0A(LE1)=6AM25(N2)=

/ have?/~ELSE/ and your family have?/~END// IF R GIVES A RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q854T 30 DK.~DKDOL.VQ



C1 ^853C2 7J855 853 B854("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q855B 19 N32.HAVE ANY OTHER BONDS?///~IF 0A(LE1)=6AM25(N2)=

/ Not including any bonds or bills held in pension accounts or trusts,/ or in accounts I have already recorded, do you have any other corporate,/ municipal, government, or other type of bonds or bills?/~ELSE/ Not including any bonds or bills held in pension accounts or trusts,/ or in accounts I have already recorded, do you or anyone here have any/ other corporate, municipal, government, or other type of bonds or bills?/~END// ^BV BJ856 855 B855(0+"0")=PLEASE ENTER RESPONSEJ856 870 855(A+N1)

Q856S N33_1-5.C1 Mortgage-backed bondsC2 U.S. Government bonds or Treasury billsC3 State or municipal bonds, or other taxfree bondsC4 Foreign bondsC5 Corporate or any other type of bondsQ857B 19 N33_1-5.DO YOU HAVE (BOND TYPE)/ QxQ/BONDS///~IF 856(1)/ I need to know what types of bonds or bills you have. Do you have. . .

/ Mortgage-backed bonds such as those from "Ginnie-Mae", "Fannie-Mae" or/ "Freddie-Mac"?/~ELSE/ Do you have. . ./ ^856?/~END// ^BJ858 857 B857(0+"0")=PLEASE ENTER RESPONSEJ858 862 857(A+N1)Q858UB 8 N34_1-5.VALUE OF (BOND TYPE)// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

///~IF 0A(LE1)=6AM25(N2)=/~IF 856(N3)/ What is the face value of all of the ^856/ that you have?/~ELSE/ What is the face value of all of the State or municipal bonds, or other/ taxfree bonds that you have?/~END/~ELSE



/~IF 856(N3)/ What is the face value of all of the/ ^856/ that you and your family living here have?/~ELSE/ What is the face value of all of the State or municipal bonds, or other/ taxfree bonds that you and your family living here have?/~END

/~END// IF R GIVES A RANGE, PRESS [F9] KEY./// ^BV !.A$__,___,___.!("range",1/99999999)*******************************CALL DKDOL*************************************Q859T 30 DK.~DKDOL.VQC1 ^858C2 1J860 858 B859("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************

Q860UB 8 N34_6-11.// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// What is the total market value? IF R GIVES A RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.!("range",1/99999999)*******************************CALL DKDOL*************************************Q861T 30 DK.~DKDOL.VQC1 ^860C2 1

J862 860 B861("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q862UT 14 |857U(1)=+862R856 862J863 868 M857(1.K2)Q863U N34_11V.EXPLAIN//// PLEASE EXPLAIN TYPE OF BONDS.V !a_!Q864UB 8 N34_12.FACE VALUE OF BONDS/

/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN///~IF 0A(LE1)=6AM25(N2)=/ What is the face value of all of the bonds that you have?/~ELSE/ What is the face value of all of the bonds that you and your/ family living here have?/~END// IF R GIVES A RANGE, PRESS [F9] KEY.



// ^BV !.A$__,___,___.!("range",1/99999999)*******************************CALL DKDOL*************************************Q865T 30 DK.~DKDOL.VQC1 ^864C2 1J866 864 B865("X")=PLEASE ENTER CORRECT AMOUNT

******************************************************************************Q866UB 8 N34_13.MARKET VALUE OF BONDS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// What is the total market value? IF R GIVES A RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.!("range",1/99999999)*******************************CALL DKDOL*************************************Q867T 30 DK.~DKDOL.VQC1 ^866

C2 1J868 866 B867("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q868UB 3 N32_1.NUMBER OF BONDS/BILLS/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ How many different bonds or bills do you own?/~ELSE/ How many different bonds or bills do you or your family own?/~END//

/ ^B # BONDS OR BILLS/V (1/999)J869 869 836(0).868(K2.K3)J869 868 B868(LQ862)+868(G0)=ANSWER CAN'T BE LESS THAN NUMBER OF/ DIFFERENT TYPES HELD (^836)Q869B BONDS./// TYPE HELD? FACE VALUE MKT VALUE/ #'^856M856(G0)#22#( #'^857#( #'^858#9#( #'^860#9#(//

////// ^BC1 CONTINUEV BQ870B 19 N35.OWN PUBLICLY TRADED STOCK?//~IF 0A(LE1)=6AM25(N2)=



// Not including any stock held through mutual funds, pension accounts or/ trusts, or in accounts or businesses that I have already recorded,/ do you own any stock which is publicly traded?/~ELSE// Not including any stock held through mutual funds, pension accounts or/ trusts, or in accounts or businesses that I have already recorded,

/ do you or anyone in your family living here own any stock which is/ publicly traded?/~END// ^BJ871 870 B870(0+"0")=PLEASE ENTER RESPONSEJ871 892 870(A+N1)Q871UB 3 N36.NUMBER OF DIFFERENT STOCKS/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ In how many different companies do you own stock?/~ELSE

/ In how many different companies do you or your family living here own/ stock?/~END// ^B # COMPANIES/V (1/999)Q872UB 9 N37.MARKET VALUE OF STOCKS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ// What is the total market value of this stock?

/ IF R GIVES A RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q873T 30 DK.~DKDOL.VQC1 ^872C2 1J883 872 B873("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q883B 19 N39.STOCK IN COMPANY WHERE WORKED?/ QxQ/

/~IF 0A(LE1)=6AM25(N2)=/ Of your publicly-traded stock, is any of it stock in a company where/ you work or have worked?/~ELSE/ Of your family's publicly-traded stock, is any of it stock in a company/ where you or anyone in your family living here work or have worked?/~END// ^BJ884 883 B883(0+"0")=PLEASE ENTER RESPONSEJ884 887 883(A+N1)



Q884B 22 N39_05.THIS STOCK INCLUDED IN TOTALS?/// Is this stock included in the totals you gave before?/// ^BQ885UB 9 N39_1.MARKET VALUE OF STOCK

// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// What is the total market value of your stock in the company?/ IF R GIVES A RANGE, PRESS [F9] KEY./// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q886T 30 DK.~DKDOL.VQC1 ^885

C2 3J887 885 B886("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J887 885 B886(GQ873)+873(G0)+884(1)=CAN'T BE MORE THAN TOTAL VAL/UE OF ALL STOCK HELD ($^873)Q887B 19 N39_2.STOCK IN FOREIGN COMPANY?///~IF 0A(LE1)=6AM25(N2)=/ Of your stock, is any of it stock in a company headquartered outside/ of the United States?/~ELSE/ Of your family's stock, is any of it stock in a company headquartered

/ outside of the United States?/~END// ^BJ888 887 B887(0+"0")=PLEASE ENTER RESPONSEQ888B 22 N39_2_1.STOCK INCLUDED IN TOTAL?/// Is this stock included in the totals you gave before?/// ^BQ890UB 9 N39_3.MARKET VALUE OF STOCK

// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// What is the total market value in dollars of this stock?/ IF R GIVES A RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q891T 30 DK.~DKDOL.VQ



C1 ^890C2 3J874 890 B891("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J874 890 B891(GQ873)+873(G0)=AMOUNT CANNOT BE MORE THAN TOTAL ST/OCKQ874B N38.GAIN OR LOSS IN VALUE OF STOCK/ QxQ

//~IF 0A(LE1)=6AM25(N2)=/ Overall has there been a gain or loss in the value of this stock since/ you obtained it?/~ELSE/ Overall has there been a gain or loss in the value of all of your/ family's stock since you or someone in your family here obtained it?/~END// ^BC0C1 GainC2 Neither gain nor loss

C3 LossJ875 874 B874(0+"0")=PLEASE ENTER RESPONSEJ875 879 874(A+N1)Q875B N38_1.PERCENT OR AMOUNT GAINED/// How much has it gained in value since it was obtained?// ^BC0C1 ENTER PERCENTC2 ENTER AMOUNTJ876 875 B875(0+"0")=PLEASE ENTER RESPONSE

J876 877 875(A+N1)Q876UB 6 N38_1A.PERCENT GAIN/// ^B PERCENT GAINV !.U___.__%!(1/999.99)J877 879 875(N2)Q877UB 7 N38_1B.AMOUNT GAIN// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// IF R GIVES RANGE, PRESS [F9] KEY.

// ^B AMOUNT GAINV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q878T 30 DK.~DKDOL.VQC1 ^877C2 6J879 877 B878("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J879 877 B877(GQ873)+873(G0)=AMOUNT CANNOT BE MORE THAN MARKET V/ALUE ($^873)



J879 892 874(N3)Q879B N38_2.PERCENT OR AMOUNT LOST/// How much has it lost in value since it was obtained?// ^BC0

C1 ENTER PERCENTC2 ENTER AMOUNTJ880 879 B879(0+"0")=PLEASE ENTER RESPONSEJ880 881 879(A+N1)Q880UB 6 N38_2A.PERCENT LOST/// ^B PERCENT LOSTV !.U___.__%!(1/100)J881 892 879(N2)Q881UB 7 N38_2B.AMOUNT LOST// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

/// IF R GIVES RANGE, PRESS [F9] KEY.// ^B AMOUNT LOSTV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q882T 30 DK.~DKDOL.VQC1 ^881C2 6J892 881 B882("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q892B 19 N40.BROKERAGE ACCOUNT?

/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Do you have a brokerage account for the purchase or sale of stocks and/ other securities?/~ELSE/ Do you or anyone in your family here have a brokerage account for the/ purchase or sale of stocks and other securities?/~END// ^BJ893 892 B892(0+"0")=PLEASE ENTER RESPONSEJ893 907 892(A+N1)

Q893MC 780 N40_1.INSTITUTION/ QxQ/ Please look at the Institutions Card. (Is this/Are these) account(s) with/ any of the institutions on the Institutions Card, or from someplace else?/ (CODE ALL THAT APPLY.) (IF INSTITUTIONS CARD: Which institution(s)?)/ (IF SOMEPLACE ELSE: What type(s) of institution(s)?) (INTERVIEWER:/ CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.)J894 894 895 M43(Q893)+45("<")Q894B//



/ ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(// ##ENTER NAME OF NEW INSTITUTION:##/ #'^E45M43(Q893)+45("<")#57#(///

// ^BC1 PRESS ENTER TO CONTINUEJ895 896 893(N7)Q895U N40_1A./// PLEASE SPECIFY.V M!a_!Q896UB 4 N40_2.TIMES BOUGHT OR SOLD STOCKS/ QxQ/~IF 0A(LE1)=6AM25(N2)=/ Over the past year, about how many times did you buy or sell stocks or

/ other securities through a broker?/~ELSE/ Over the past year, about how many times did you or anyone in your family/ living here buy or sell stocks or other securities through a broker?/~END/// ^B TIMES PER// ^B// ^BV !.U_,___.!(0/9996)

J897 1585 896(0)Q897B N40_2F.FREQUENCY BOUGHT OR SOLD STOCKSC1 DAILYC2 WEEKLYC3 MONTHLYC4 QUARTERLYC5 YEARLYC6 OTHERQ1585BC0 PRESS [ENTER] TO CONTINUEJ898 899 897(N6)Q898U N40_2FV./

/// PLEASE SPECIFY.V !a_!Q899B 19 N40_3.CASH/CALL MONEY ACCOUNTS?///~IF 0A(LE1)=6AM25(N2)=/ Not including any accounts you've told me about, do you have a "cash" or/ "call money" account at a stock brokerage?/~ELSE



/ Not including any accounts you've told me about, do you or anyone in your/ family living here have a "cash" or "call money" account at a stock/ brokerage?/~END/ (IF R ASKS: CASH OR CALL MONEY ACCOUNTS HOLD MONEY RECEIVED FROM THE/ SALE OF STOCK UNTIL THE MONEY IS REINVESTED.)// ^B

J900 899 B899(0+"0")=PLEASE ENTER RESPONSEJ900 902 899(A+N1)Q900UB 9 N40_4.VALUE OF CASH/CALL MONEY ACCOUNTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// What is the total dollar value of all the cash or call money accounts/~IF 0A(LE1)=6AM25(N2)=/ that you have?/~ELSE/ that you and your family living here have?/~END

/ IF R GIVES A RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q901T 30 DK.~DKDOL.VQC1 ^900C2 3J902 900 B901("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q902B 19 N40_5.MARGIN LOANS?/ QxQ/

//~IF 0A(LE1)=6AM25(N2)=/ Other than loans you have already told me about, do you have any/ margin loans at a stock brokerage?/~ELSE/ Other than loans you have already told me about, do you or anyone in your/ family living here have any margin loans at a stock brokerage?/~END// ^BJ903 902 B902(0+"0")=PLEASE ENTER RESPONSEJ903 907 902(A+N1)Q903B 19 N40_5A. TELL ME EARLIER?

//// Did you tell me about this loan earlier?/^C1// ^BJ904 905 903(2.K2.K3)J904 903 B903(0+"0")=PLEASE ENTER RESPONSEQ904B 507 N40_5B. WHERE?/



// Which loan was that?// ^BJ1597 904 B904(0+"0")=PLEASE ENTER RESPONSEJ1597 905 904(N7)Q1597U N440_5BV./

// PLEASE SPECIFY.V M!a_!Q905UB 9 N40_6.BALANCE ON MARGIN LOANS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// Altogether, what is the current balance on these margin loans?/ IF R GIVES A RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)

*******************************CALL DKDOL*************************************Q906T 30 DK.~DKDOL.VQC1 ^905C2 3J907 905 B906("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q907B 19 N41.INCOME FROM TRUST, ANNUITY?///~IF 0A(LE1)=6AM25(N2)=/ Not including pension-type accounts, or any assets that I have already/ recorded, do you receive income from or have assets in a trust, annuity,/ or managed investment account that you have not already told me about?

/~ELSE/ Not including pension-type accounts, or any assets that I have already/ recorded, do you or anyone in your family here receive income from or/ have assets in a trust, annuity, or managed investment account that you/ have not already told me about?/~END// ^BJ908 907 B907(0+"0")=PLEASE ENTER RESPONSEJ908 924 907(A+N1)Q908MC N42.TRUSTS, ANNUITIES, OR MANAGED INVESTMENT?//

/ What are these; are they legal trusts, annuities, or managed investment/ accounts? (CODE ALL THAT APPLY)C01 Legal trustsC02 AnnuitiesC03 Managed investment accountsC04 OtherC10G 1/4J909 910 908(N4)Q909U N42A./



// PLEASE SPECIFY.V M!a_!Q910B 19 N43.SET UP SO ENTITLED ONLY TO INCOME?/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Are any of these set up so that you are legally entitled only to the

/ income and do not have an equity interest?/~ELSE/ Are any of these set up so that you or your family living here are/ legally entitled only to the income and do not have an equity interest?/~END// ^BJ911 910 B910(0+"0")=PLEASE ENTER RESPONSEJ911 916 910(A+N1)Q911UB 9 N43_1.AMOUNT OF INCOME FROM TRUST?// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

//~IF 0A(LE1)=6AM25(N2)=/ How much income did you receive from these income-only trusts,/ annuities, or accounts in 1994?/~ELSE/ How much income did your family living here receive from these/ income-only trusts, annuities, or accounts in 1994?/~END// IF R GIVES A RANGE, PRESS [F9] KEY.// ANNUAL AMOUNT: ^B IN '94V !.A$___,___,___.!("range",1/999999999)

*******************************CALL DKDOL*************************************Q912T 30 DK.~DKDOL.VQC1 ^911C2 3J913 911 B912("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q913B 19 N43_2.TRUSTS/ANNUITIES W/EQUITY INTEREST?///~IF 0A(LE1)=6AM25(N2)=/ Do you also have annuities, trusts, or managed investment accounts/ in which you have an equity interest?/~ELSE

/ Do you or your family living here also have annuities, trusts, or/ managed investment accounts in which you or your family have an equity/ interest?/~END// ^BJ914 913 B913(0+"0")=PLEASE ENTER RESPONSEJ914 918 913(A+N1)Q914UB 9 N43_3.DOLLAR AMOUNT OF INTEREST// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN



/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ What is the total dollar amount of your interest in these accounts?/ IF R GIVES A RANGE, PRESS [F9] KEY./~ELSE/ What is the total dollar amount of your family's interest in these/ accounts? IF R GIVES A RANGE, PRESS [F9] KEY.

/~END/// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q915T 30 DK.~DKDOL.VQC1 ^914C2 1J916 914 B915("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J916 918 914(A)Q916UB 9 N44.VALUE OF INTEREST

// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ What is the total dollar value of your interest in all annuities, trusts,/ or managed investment accounts?/~ELSE/ What is the total dollar value of your family's interest in all annuities,/ trusts, or managed investment accounts?/~END// IF R GIVES A RANGE, PRESS [F9] KEY.

// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q917T 30 DK.~DKDOL.VQC1 ^916C2 1J918 916 B917("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q918MC 780 N45.INSTITUTION/ QxQ//~IF 0A(LE1)=6AM25(N2)=

/ Who manages your trusts, annuities, or investment accounts,--is it/ any of the institutions on the Institutions Card, or are they managed/ by someone else? (CODE ALL THAT APPLY.)/~ELSE/ Who manages your family's trusts, annuities, or investment accounts,--is/ it any of the institutions on the Institutions Card, or are they managed/ by someone else? (CODE ALL THAT APPLY.)/~END/ (IF INSTITUTIONS CARD: Which institution(s)?) (IF SOMEPLACE ELSE: What/ type of institution(s) or who manages them?) (INTERVIEWER: CHECK/ INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.)



J919 919 920 M43(Q918)+45("<")Q919B/// ##INSTITUTIONS ALREADY LISTED:##/ #'^45M45(N"<")#31#(// ##ENTER NAME OF NEW INSTITUTION:##

/ #'^E45M43(Q918)+45("<")#55#(///// ^BC1 PRESS ENTER TO CONTINUEJ920 921 918(N7)Q920U N45V.////

/ PLEASE SPECIFY.V M!a_!Q921B N46.HOW IS MONEY IN TRUSTS INVESTED?/ QxQ// How is the money in these trusts and managed accounts invested?/ Is most of it in stocks, most of it in bonds or other interest-earning/ assets, or what?/// ^BC0C01 Stocks

C02 Bonds/InterestC04 OtherC10G 0/4J922 921 B921(0+"0")=PLEASE ENTER RESPONSEJ922 924 921(N4)Q922U N46A/// PLEASE SPECIFY.V M!a_!Q924B 19 N47.LIFE INSURANCE?/

//~IF 0A(LE1)=6AM25(N2)=/ Do you have any life insurance? Please include individual and group/ policies, but not accident insurance./~ELSE/ Do you or anyone in your family living here have any life insurance?/ Please include individual and group policies, but not accident insurance./~END// ^BJ925 924 B924(0+"0")=PLEASE ENTER RESPONSE



J925 953 924(A+N1)Q925B 19 N48.GROUP OR INDIV. TERM POLICIES?/ QxQ// The two major types of life insurance are term and cash-value/ policies. Term policies pay a benefit if the insured person dies, but/ otherwise have no value. They are often provided through an employer/ or union, but may also be bought by individuals. Cash-value policies

/ also pay a death benefit, but differ in that they build up a value as/ premimums are paid. Other names for types of cash value policies are/ "whole life" and "universal life."//~IF 0A(LE1)=6AM25(N2)=/ Are any of your policies individual term insurance?/~ELSE/ Are any of your family's policies individual term insurance?/~END// ^BJ926 925 B925(0+"0")=PLEASE ENTER RESPONSEJ926 929 925(A+N1)

Q926UB 9 N48_1.FACE VALUE OF POLICIES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ What is the current face value of all the term life policies that you/ have?/~ELSE/ What is the current face value of all the term life policies that you/ and your family living here have?/~END/

/ (THE FACE VALUE OF A POLICY IS WHAT THE POLICY WOULD PAY IN THE/ EVENT OF DEATH)// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q927T 30 DK.~DKDOL.VQC1 ^926C2 3J928 926 B927("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************

Q928B 19 N48_2.HAVE WHOLE/STRAIGHT LIFE POLICIES?/// Do you have any policies that build up a cash value or that you can/ borrow on? (IF R ASKS: THESE ARE SOMETIMES CALLED "WHOLE LIFE" OR/ "STRAIGHT LIFE".)// ^BJ929 928 B928(0+"0")=PLEASE ENTER RESPONSEJ929 931 928(1)J929 953 928(2)



J929 951 928(K2.K3)Q929B 19 N49.HAVE POLICIES THAT BUILD UP CASH VALUE?/ QxQ// Do you have any policies that build up a cash value or that you can/ borrow on?// ^B

J930 929 B929(0+"0")=PLEASE ENTER RESPONSEJ930 930 931 925(2)+929(2)Q930U N49V.EXPLAIN//// PLEASE EXPLAIN TYPE OF INSURANCE.V !a_!J931 951 929(A+N1)Q931UB 9 N49_1.FACE VALUE OF POLICIES THAT BUILD UP CASH// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

//~IF 0A(LE1)=6AM25(N2)=/ What is the current face value of all of the policies that build up a/ cash value that you have? (THE FACE VALUE OF A POLICY IS WHAT THE/ POLICY WOULD PAY IN THE EVENT OF DEATH.)/~ELSE/ What is the current face value of all of the policies that build up a/ cash value that you and your family living here have? (THE FACE VALUE/ OF A POLICY IS WHAT THE POLICY WOULD PAY IN THE EVENT OF DEATH.)/~END// IF R GIVES A RANGE, PRESS [F9] KEY./

// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q932T 30 DK.~DKDOL.VQC1 ^931C2 3J933 931 B932("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q933UB 9 N49_2.CASH VALUE OF POLICIES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ

// What is the total cash value of these policies? (THE CASH VALUE OF A/ POLICY IS WHAT THE INSURANCE COMPANY WOULD PAY IF THE POLICY WERE/ SURRENDERED BEFORE DEATH.)// IF R GIVES A RANGE, PRESS [F9] KEY./// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************



Q934T 30 DK.~DKDOL.VQC1 ^933C2 6J935 933 B934("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q935B 19 N49_3.BORROWING AGAINST POLICIES?//

/~IF 0A(LE1)=6AM25(N2)=/ Are you borrowing against these policies?/~ELSE/ Are you or your family borrowing against these policies?/~END// ^BJ936 935 B935(0+"0")=PLEASE ENTER RESPONSEJ936 947 935(A+N1)J936 937 934(0)Q936B N49_4.NET OR GROSS VALUE/ QxQ/

/ Is the cash value you just gave me the net cash value, that is the/ total cash value minus the loan, or is it the gross cash value?// ^BC0C1 NetC2 GrossJ937 936 B936(0+"0")=PLEASE ENTER RESPONSEQ937B 19 N49_5.RECORD LOANS EARLIER?/// Did I record these loans earlier in the interview?/

// ^BJ938 937 B937(0+"0")=PLEASE ENTER RESPONSEJ938 940 937(A+N1)Q938B 507 N49_6.WHERE?/// Where did you tell me about these loans?// ^BJ939 938 B938(0+"0")=PLEASE ENTER RESPONSEJ939 940 938(N7)Q939U N49_6V.

/// PLEASE SPECIFY.V M!a_!J940 947 937(1)Q940UB 9 N49_7.AMOUNT CURRENTLY BORROWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// How much is currently borrowed?



// IF R GIVES A RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q941T 30 DK.~DKDOL.VQC1 ^940

C2 6J942 940 B941("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J942 940 B936(1)+934(G0)+940(GQ934)=AMOUNT MUST BE LESS THAN THE/ TOTAL CASH VALUE OF THE POLICIES ($^934)Q942UB 5 N49_8.AMOUNT OF TYPICAL PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// Typically how much are the payments on these loans?// IF R GIVES A RANGE, PRESS [F9] KEY.

/ IF NO TYPICAL PAYMENTS, PRESS [F6]./// ^BV !.A$__,___.!("range,NT",0/99999)*******************************CALL DKDOL*************************************J943 946 942(0+"0").942("NT")Q943T 30 DK.~DKDOL.VQC1 ^942C2 8J944 945 B943("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J944 946 943(0)

Q944B N49_8F.FREQUENCY OF TYPICAL PAYMENTS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is that amount paid?// ^BC0 /20 102 0G 0,2/4,12,5,11,6,20J945 944 B944(0+"0")=PLEASE ENTER RESPONSEJ945 946 944(N20)Q945U N49_8V.

/// PLEASE SPECIFY.V M!a_!Q946UB 5 N49_9.ANNUAL RATE OF INTEREST/// What is the current annual rate of interest being charged on/ these loans?//



/ ^BV !.U__.__%!(0/100)Q947UB 7 N49_10.AMOUNT OF PAYMENTS FOR POLICIES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// How much are the premiums for these policies that build up

/ a cash value?// IF R GIVES A RANGE, PRESS [F9] KEY./ IF NO TYPICAL PREMIUMS, PRESS [F6]./// ^BV !.A$_,___,___.!("range,NT",0/9999999)*******************************CALL DKDOL*************************************J948 951 947(0+"0").947("NT")Q948T 30 DK.~DKDOL.VQC1 ^947C2 8

J951 947 B948("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J949 951 948(0)Q949B N49_10F.FREQUENCY OF PAYMENTS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED.// And how often is that amount paid?// ^BC0 /20 102 0C21 Policy paid up

G 0,2/4,12,5,11,6,21,20J950 949 B949(0+"0")=PLEASE ENTER RESPONSEJ950 951 949(N20)Q950U N49_10V./// PLEASE SPECIFY.V M!a_!J951 953 947(A)J951 951 953 924(1)+((925(2.K3)+929(2.K3)).(925(1)+929(K3)))Q951UB 9 N50.FACE VALUE OF LIFE INSURANCE// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

///~IF 0A(LE1)=6AM25(N2)=/~IF 925(1)/ Other than this term insurance, what is the current face value of all/ the life insurance you own?/~ELSE/ What is the current face value of all the life insurance you own?/~END/~ELSE/~IF 925(1)



/ Other than this term insurance, what is the current face value of all/ the life insurance you and your family living here own?/~ELSE/ What is the current face value of all the life insurance you and your/ family living here own?/~END/~END/

/ IF R GIVES A RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q952T 30 DK.~DKDOL.VQC1 ^951C2 3J953 951 B952("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q953B 19 N51.OWED MONEY BY FRIENDS/OTHERS?/ QxQ/

/~IF 0A(LE1)=6AM25(N2)=/ We have talked about various types of savings, investments, and loans./ Other than what I have already recorded, are you owed any money by/ friends, relatives outside the immediate family, businesses, or others?/ (WE DO NOT WANT TO INCLUDE LOANS BETWEEN FINANCIALLY DEPENDENT FAMILY/ MEMBERS.)/~ELSE/ We have talked about various types of savings, investments, and loans./ Other than what I have already recorded, are you or anyone in your family/ living here owed any money by friends, relatives outside the immediate/ family, businesses, or others? (WE DO NOT WANT TO INCLUDE LOANS BETWEEN/ FINANCIALLY DEPENDENT FAMILY MEMBERS.)/~END

// ^BJ954 953 B953(0+"0")=PLEASE ENTER RESPONSEJ954 956 953(A+N1)Q954UB 9 N51_1.AMOUNT OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/// Altogether, how much are you owed?// IF R GIVES A RANGE, PRESS [F9] KEY./

// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q955T 30 DK.~DKDOL.VQC1 ^954C2 6J956 954 B955("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q956B 19 N52.OTHER ASSETS?/ QxQ



//~IF 0A(LE1)=6AM25(N2)=/ Other than pension assets, do you have any other substantial assets that/ I haven't already recorded -- for example, artwork, precious metals,/ antiques, oil and gas leases, futures contracts, future proceeds from a/ lawsuit or estate that is being settled, royalties, or something else?/ (DO NOT INCLUDE PENSION-TYPE OR EMPLOYER PROFIT-SHARING ACCOUNTS HERE.)/~ELSE

/ Other than pension assets, do you or anyone in your family living here/ have any other substantial assets that I haven't already recorded --/ for example, artwork, precious metals, antiques, oil and gas leases,/ futures contracts, future proceeds from a lawsuit or estate that is/ being settled, royalties, or something else? (DO NOT INCLUDE PENSION-/ TYPE OR EMPLOYER PROFIT-SHARING ACCOUNTS HERE.)/~END// ^BJ957 956 B956(0+"0")=PLEASE ENTER RESPONSEJ957 963 956(A+N1)Q957SC1 ASSET 1

C2 ASSET 2C3 ASSET 3Q958U N52_1.WHAT KIND OF ASSET?///~IF 957(1)/ About the most valuable of these .. What kind of asset is it?/~ELSE/ What kind of asset is it?/~END// ONLY PROBE FOR MORE DETAIL ON ONE ITEM; DO NOT PROBE FOR/ ADDITIONAL ITEMS ON THIS SCREEN

V !a_!J959 960 958(N99)Q959U N52_1V./// PLEASE SPECIFY.V M!a_!Q960UB 8 N52_2.VALUE HAVE IN ASSET// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN///~IF 0A(LE1)=6AM25(N2)=

/ What is the total dollar value that you have in/ this asset? IF R GIVES A RANGE, PRESS [F9] KEY./~ELSE/ What is the total dollar value that you and your family living here/ have in this asset? IF R GIVES A RANGE, PRESS [F9] KEY./~END/// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************



Q961T 30 DK.~DKDOL.VQC1 ^960C2 6J962 960 B961("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J962 963 957(3)Q962B 19 N52_3.ANY OTHER ASSETS?/

// Do you have any other such substantial assets?// ^BJ957 962 B962(0+"0")=PLEASE ENTER RESPONSEJ957 963 962(2.K2.K3)R957 962Q963B 19 N53.OWE ANY OTHER MONEY?/ QxQ//~IF 0A(LE1)=6AM25(N2)=/ Do you owe any other money not recorded earlier? (WE DO NOT WANT TO/ INCLUDE LOANS BETWEEN FINANCIALLY DEPENDENT FAMILY MEMBERS.)

/~ELSE/ Do you or anyone in your family living here owe any other money not/ recorded earlier? (WE DO NOT WANT TO INCLUDE LOANS BETWEEN FINANCIALLY/ DEPENDENT FAMILY MEMBERS.)/~END// ^BJ964 963 B963(0+"0")=PLEASE ENTER RESPONSEJ964 967 963(A+N1)Q964UB 9 N53_1. AMOUNT OWED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

// How much is owed? IF R GIVES A RANGE, PRESS [F9] KEY./// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q965T 30 DK.~DKDOL.VQC1 ^964C2 6J967 964 B965("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J967 967 968 751(1).790(1).807(1).816(1)

Q967B 19 N55.ACCOUNTS HELD IN FOREIGN CURRENCY?/// Thinking about all the accounts we have talked about, are any of the/ accounts you have told me about held in some currency other than U.S./ dollars?// ^BJ968 967 B967(0+"0")=PLEASE ENTER RESPONSEQ968SC01 ^45M43(1)=



C02 ^45M43(2)=C03 ^45M43(3)=C04 ^45M43(4)=C05 ^45M43(5)=C06 ^45M43(6)=G #'<1/6#(=M43(#'<1/6#()+45(N"<")J969 968 M47(Q968)+48(A)=::^:Q969B A6B.

/^C1// Now, I need a little more information on the institutions we've added/ to the card since the start of the interview.// About ^45M43(Q968)=,/ what kind of institution is this? (Is it a commercial bank, a savings/ and loan or saving bank, a credit union, a finance or loan company, a/ brokerage, or what?)/// ^BC0

C11 COMMERCIAL BANKC12 S&L/SAVING BANKC13 CREDIT UNIONC14 FINANCE/LOAN CO.C16 BROKERAGEC17 OTHERJ970 969 B969(0+"0")=PLEASE ENTER RESPONSEJ970 971 969(N17)Q970U A6BV.SPECIFY/// PLEASE SPECIFY.V M!a_!

Q971MC 50 A7B./^C1//~IF 0A(LE1)=6AM25(N2)=/ How do you mainly do business with this institution (-by Cash Machine,/ in person, by mail, by phone, by computer, or some other way)?/~ELSE/ How does your family mainly do business with this institution (-by Cash/ Machine, in person, by mail, by phone, by computer, or some other way)?/~END/ CODE ALL THAT APPLY -- CODE MAIN METHOD FIRSTJ972 972 973 971(7)Q972U A7BV.SPECIFY

/// PLEASE SPECIFY.V M!a_!Q973B A8B./// Roughly, how many miles is the office or cash machine of this/ institution from the home or workplace of the person who uses it/ most often? IF R ASKS: WE WANT THE CLOSER OF THE DISTANCE FROM/ HOME OR WORKPLACE.



// ^B/// ENTER MILES: ^B///

/ ^BC0C1 LESS THAN A MILEC2 ENTER EXACT MILESC3 FOREIGN LOCATIONC4 LOCATED AT WORKC5 OVER 50 MILESC6 LOCAL PHONE OR POST BOXJ974 975 973(N2)Q974UB 4 A8A.V !U____!(1/9999)Q975BC0 PRESS [ENTER] TO CONTINUE

J1588 973 B973(0+"0")=PLEASE ENTER RESPONSEQ1588UT 34 969 MOVE A6|48M47(Q968)=Q1589UT 34 970 MOVE A6V|49M47(Q968)=Q1590UT 34 971 MOVE A7|50M47(Q968)=Q1591UT 34 972 MOVE A7V|51M47(Q968)=Q1592UT 34 973 MOVE A8|52M47(Q968)=Q1593UT 34 974 MOVE A8|53M47(Q968)=Q1594UT 38 |2:55M47(Q968)=R968 1594********************************************************************************* SECTION R: EMPLOYMENT *********************************************************************************R976 1284

Q976S RESPONDENT/SPOUSE STEP-THROUGHC1 RESPONDENTC2 RESPONDENT'S SPOUSE/PARTNERG 1G 2=M7(2/3)+25(1)J977 978 976(1)+6(1)=:1:J977 978 976(1)+M7(2)+21(2.K2.K3)=:1:J977 978 976(1)+M7(2/3)+25(2)=:1:J977 978 976(1)+M6(2)+7(N2+N3)=:1:J977 1286 976(2)+M6(2)+7(N2/3)J977 1286 976(2)+M7(2)+21(2.K2.K3)+25(N1)J977 978 976(2)+M7(2)+21(2.K2.K3)+25(1)=:1:Q977B R0. WHO IS PROVIDING INFO?

/ QxQ/~IF 976(2)/ INTERVIEWER: IF SPOUSE/PARTNER IS PRESENT, TRY TO OBTAIN/ EMPLOYMENT INFORMATION FROM (HIM/HER) DIRECTLY./~END// INTERVIEWER: WHO IS PROVIDING EMPLOYMENT INFORMATION/ ABOUT THE ^976?/^C1// ^B



C0C1 DESIGNATED RESPONDENTC2 SPOUSE/PARTNERJ978 977 B977(0+"0")=PLEASE ENTER RESPONSEJ978 979Q978X R0_1. WHO ABOUT, R OR SC1 youC2 your wife

C3 your husbandC4 your partnerC5 yourC6 your wife'sC7 your husband'sC8 your partner'sC9 do youC10 does your wifeC11 does your husbandC12 does your partnerC13 Are youC14 Is sheC15 Is he

C16 you areC17 she isC18 he isC19 you wereC20 she wasC21 he wasC22 Do youC23 Does sheC24 Does heC25 do youC26 does sheC27 does heC28 you do

C29 she doesC30 he doesC31 have youC32 has sheC33 has heC34 were youC35 was sheC36 was heC37 are youC38 is sheC39 is heC40 yourC41 her

C42 hisC43 youC44 sheC45 heC46 yourselfC47 herselfC48 himselfC49 youC50 herC51 himC52



C53 sG 1/9/4,13/49/3,52=976(1)+977(1)G 2/10/4,14/50/3,53=976(1)+977(2)+M6(1)+8(2)+20(1)+22(1)G2/10/4,14/50/3,53=976(1)+977(2)+M6(1)+8(2)+20(1)+22(2)+23(2)G 3/11/4,15/51/3,53=976(1)+977(2)+M6(1)+8(1)+20(1)+22(1)G3/11/4,15/51/3,53=976(1)+977(2)+M6(1)+8(1)+20(1)+22(2)+23(2)

G 4/12/4,14/50/3,53=976(1)+977(2)+M6(1)+8(2)+23(1)G 4/12/4,14/50/3,53=976(1)+977(2)+M6(1)+8(2)+20(2)+22(1)G 4/12/4,15/51/3,53=976(1)+977(2)+M6(1)+8(1)+23(1)G 4/12/4,15/51/3,53=976(1)+977(2)+M6(1)+8(1)+20(2)+22(1)G 1/9/4,13/49/3,52=976(2)+977(2)G 2/10/4,14/50/3,53=976(2)+977(1)+M7(2)+8(2)G 3/11/4,15/51/3,53=976(2)+977(1)+M7(2)+8(1)G 4/12/4,14/50/3,53=976(2)+977(1)+M7(3)+8(2)G 4/12/4,15/51/3,53=976(2)+977(1)+M7(3)+8(1)Q979MC R1. PRESENT JOB STATUS/ QxQ// We are interested in ^978(5/8) present job status.

/ ^978(13/15) working now, temporarily laid off, unemployed and/ looking for work, disabled and unable to work, retired, a student,/ a homemaker, or what?/ CODE ALL THAT APPLY (SHOW CARD 14)C1 Working now or on strikeC2 Temporarily laid off - on sick or other leaveC3 Unemployed and looking for workC4 StudentC5 HomemakerC6 DisabledC7 RetiredC8 OtherC10

G 1/8J980 979 B979(0+"0")=PLEASE ENTER RESPONSEJ980 980 981 979(8)Q980U R1V. COMMENT FOR OTHER////PLEASE SPECIFY.V M!a_!J981 985 979(6.7)J981 990 979(1)J981 984 979(3/5.8.K2.K3)Q981B 19 R1_1. EXPECT TO GO BACK TO JOB

/// ^978(22/24) expect to go back to this job?/// ^BJ982 984 981(2.K2.K3)J982 981 B981(0+"0")=PLEASE ENTER RESPONSEQ982UB 2 R1_2. WHEN LAST WORK - MONTH//



/ When did ^978(43/45) last work on this job?/// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12// ^B ^B

/ MONTH YEARV (1/12){Nn}Q983UB 4 R1_2. WHEN LAST WORK - YEARV (1985/1995,U0/1984){NNNN}J984 990 982(A)+983(A)Q984B 19 R1_3. DOING ANY WORK/ QxQ// ^978(13/15) doing any work for pay at the present time?/^C1// ^BJ985 990 984(1)

J985 1230 984(2.K2.K3)J985 984 B984(0+"0")=PLEASE ENTER RESPONSEQ985B R1_4.///~IF 979(6)/ When did ^978(1/4) become disabled?/~ELSE/ When did ^978(1/4) retire?/~END// ^BC0

C1 ENTER YEARC2 ENTER "AT AGE"C3 ENTER "# OF YEARS AGO"J986 985 B985(0+"0")=PLEASE ENTER RESPONSEJ986 987 985(N1)Q986UB 4 R1_4YR. WHEN DISABLED/// ^B/ YEARV (1950/1995,U1900/1949){NNNN}J987 988 985(N2)Q987UB 2 R1_4AGE.

/// AT AGE: ^BV (10/99){NN}J988 987 B976(1)+987(G0)+M6(1)+14(G0+LQ987)=THAT IS OLDER THAN R/'S CURRENT AGE!J988 987 B976(2)+987(G0)+M6(2)+16(G0+LQ987)=THAT IS OLDER THAN S/POUSE/PARTNER'S CURRENT AGE!J988 989 985(N3)Q988UB 2 R1_4YRS./



// ^B YEARS AGOV (1/99){Nn}J989 988 B976(1)+988(G0)+M6(1)+14(G0+LQ988)=THAT IS MORE YEARS T/HAN R'S CURRENT AGE!J989 988 B976(2)+988(G0)+M6(2)+16(G0+LQ988)=THAT IS MORE YEARS T/HAN SPOUSE/PARTNER'S CURRENT AGE!Q989B 19 R1_5. DOING ANY WORK

/ QxQ/// ^978(13/15) doing any work for pay at the present time?/^C1// ^BJ990 1230 989(2)J990 989 B989(0+"0")=PLEASE ENTER RESPONSEQ990B R2. ABOUT MAIN JOB/ QxQ//

/ Next are some questions about ^978(5/8) current,/ main job. ^978(22/24) work for someone else, ^978(37/39)/ self-employed, or what?// IF R SAYS "I RUN MY OWN BUSINESS", CODE AS SELF-EMPLOYED/^C1// ^BC0C1 Someone elseC2 Self-employedC3 OtherJ991 992 990(1.K2.K3)

J991 1013 990(2)J991 990 B990(0+"0")=PLEASE ENTER RESPONSEQ991U R2V. COMMENT FOR OTHER////PLEASE SPECIFY.V M!a_!J992 1013 991(A)Q992U R3. OFFICIAL JOB TITLE/ QxQ//

/ What is the official title of ^978(5/8) job?/ (The title that ^978(40/42) employer uses?)V M!a_!Q993U R4. WHAT DO YOU DO/ QxQ/// What sort of work ^978(25/27) do on ^978(40/42) job?/ (Tell me little more about what ^978(28/30).)V M!a_!Q994U R5. WHAT KIND OF BUSINESS



/ QxQ/// What kind of business or industry ^978(9/12)/ work in -- that is, what do they make or do at the place where/ ^978(43/45) work^978(52/53)?V M!a_!Q995UB 3 R6. HOW MANY HOURS

/ QxQ/// How many hours ^978(25/27) work on ^978(40/42) main/ job in a normal week?// NUMBER OF HOURS: ^BV (1/84,U0,85/999){Nnn}Q996UB 2 R7. HOW MANY WEEKS/ QxQ//INTERVIEWER: READ SLOWLY/

/ Counting paid vacations as weeks of work, how many weeks/ ^978(9/12) work on this job in a normal year?// ^B # WEEKSV (1/52,U0)Q997UB 11 R8. EARN BEFORE TAXES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/ About how much ^978(25/27) earn before taxes/ on ^978(40/42) main job?// IF R GIVES RANGE, PRESS [F9] KEY.

// ^BV !.A$___,___,___.__!("range",0/1000000000)*******************************CALL DKDOL*************************************J998 1001 997(0+"0")Q998T 30 DK.~DKDOL.VQC1 ^997C2 5J999 997 B998("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J999 1000 998(0)Q999B R8F. HOUR, DAY, WEEK.../

// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often ^978(25/27) receive that amount?// ^BC0C1 DayC2 WeekC3 BiweeklyC4 Month



C5 QuarterC6 YearC8 Lump sum/one payment onlyC11 Twice per yearC12 BimonthlyC14 By the piece/jobC18 HourC20 Other

G 0,18,1/6,8,11/12,14,20J1000 999 B999(0+"0")=PLEASE ENTER RESPONSEJ1000 1001 999(N20)Q1000U R8V. COMMENT FOR OTHER////PLEASE SPECIFY.V M!a_!J1001 1001 1003 999(14)Q1001UB 11 R8_1. EARN IN PAST YEAR// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

///// How much did ^978(1/4) earn in the past year?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.__!("range",0/1000000000)*******************************CALL DKDOL*************************************J1002 1003 1001(0+"0").1001(K1)Q1002T 30 DK.~DKDOL.VQ

C1 ^1001C2 5J1003 1001 B1002("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q1003B R9. HOW MANY EMPLOYEES//// About how many employees work for this company or organization,/ including all locations? (Is it fewer than 10, 10 to 19, 20 to 99, 100/ to 499, or 500 or more?)/^C1/

/ ^BC0C1 Less than 10C2 10 to 19C3 20 to 99C4 100 to 499C5 500 or MOREJ1005 1003 B1003(0+"0")=PLEASE ENTER RESPONSEQ1004B R10.YEARS/AGE/YEAR/ QxQ/



// How many years in total ^978(31/33) worked for/ this employer? (RECORD LESS THAN ONE YEAR AS 00)// ^BC0C1 ENTER NUMBER OF YEARSC2 ENTER "SINCE AGE"

C3 ENTER "SINCE YEAR"J1005 1004 B1004(0+"0")=PLEASE ENTER RESPONSEJ1005 1006 1004(N1)Q1005UB 2 R10YRS. YEARS WORKED FOR EMPLOYER/// NUMBER OF YEARS: ^BV (0/50,U51/99){Nn}J1006 1005 B976(1)+1005(G0)+M6(1)+14(G0+LQ1005)=THAT IS MORE YEARS/THAN R'S CURRENT AGE!J1006 1005 B976(2)+1005(G0)+M6(2)+16(G0+LQ1005)=THAT IS MORE YEARS/THAN SPOUSE/PARTNER'S CURRENT AGE!J1006 1007 1004(N2)

Q1006UB 2 R10AGE.SINCE AGE/// SINCE AGE: ^BV (15/99){Nn}J1007 1006 B976(1)+1006(G0)+M6(1)+14(G0+LQ1006)=THAT IS OLDER THAN/ R'S CURRENT AGE!J1007 1006 B976(2)+1006(G0)+M6(2)+16(G0+LQ1006)=THAT IS OLDER THAN/ SPOUSE/PARTNER'S CURRENT AGE!J1007 1008 1004(N3)Q1007UB 4 R10YR. SINCE WHAT YEAR//

/ SINCE YEAR: ^BV (1920/1995,U1890/1919){NNNN}Q1008B R11.YEARS/AGE/YEAR/// How many years ^978(25/27) expect to continue/ working for this employer? (RECORD LESS THAN ONE YEAR AS 00)// ^BC0C1 ENTER NUMBER OF YEARSC2 ENTER "UNTIL AGE"C3 ENTER "UNTIL YEAR"

C4 NEVER STOPJ1009 1008 B1008(0+"0")=PLEASE ENTER RESPONSEJ1009 1010 1008(N1)Q1009UB 2 R11YRS. YEARS EXPECT TO WORK/// NUMBER OF YEARS: ^BV (0/50,U51/99){Nn}J1010 1584 1008(N2)Q1010UB 2 R11AGE. UNTIL AGE/



// UNTIL AGE: ^BV (18/70,U71/99){NN}J1584 1010 B976(1)+1010(G0)+M6(1)+14(GQ1010)=AGE CANNOT BE LESS TH/AN R'S CURRENT AGE!J1584 1010 B976(2)+1010(G0)+M6(2)+16(GQ1010)=AGE CANNOT BE LESS TH/AN SPOUSE/PARTNER'S CURRENT AGE!J1584 1011 1008(N3)

Q1584UB 4 R11YR. UNTIL YEAR/// UNTIL YEAR: ^BV (1995/2050){NNNN}Q1011B 19 R12. UNION CONTRACT/ QxQ/// ^978(13/15) covered on this job by a union or/ employee-association contract?/^C1/

/ ^BJ1012 1011 B1011(0+"0")=PLEASE ENTER RESPONSEQ1012B 19 R13. INSURANCE IF DISABLED//// ^978(22/24) have any type of insurance other than Social/ Security, that would help provide ^978(49/51) with income/ in the event that ^978(43/45) became disabled?/^C1// ^BJ1013 1012 B1012(0+"0")=PLEASE ENTER RESPONSE

J1013 1039 1012(A)Q1013U R14. WHAT SORT OF WORK//// What sort of work ^978(9/12) do?/ (Tell me a little more about what ^978(28/30).)V M!a_!Q1014U R14_1. WHAT INDUSTRY WORK IN//// What industry ^978(25/27) work in?

/ That is, what ^978(25/27) do or make?/ (What industry ^978(25/27) typically work in?)V M!a_!Q1015UB 3 R14_2. HOURS IN NORMAL WEEK//// How many hours ^978(9/12) work for ^978(46/48) in this/ business in a normal week?// NUMBER OF HOURS: ^B



V (1/84,U0,85/999){Nnn}Q1016UB 2 R14_3. HOW MANY WEEKS///INTERVIEWER: READ SLOWLY// Counting paid vacations as weeks of work, how many weeks per year/ ^978(25/27) work on this job?

// ^B NUMBER OF WEEKSV (1/52,U0){Nn}Q1017B R14_4. YEARS/AGE/YEAR//// How many years ^978(31/33) worked for ^978(46/48)/ in this business?// INTERVIEWER: RECORD LESS THAN ONE YEAR AS 00// ^B

C0C1 ENTER NUMBER OF YEARSC2 ENTER "SINCE AGE"C3 ENTER "SINCE YEAR"J1018 1017 B1017(0+"0")=PLEASE ENTER RESPONSEJ1018 1019 1017(N1)Q1018UB 2 R14_4YRS. YEARS WITH THIS EMPLOYER/// NUMBER OF YEARS: ^BV (0/50,U51/99){Nn}J1019 1018 B976(1)+1018(G0)+M6(1)+14(G0+LQ1018)=THAT IS MORE YEARS/ THAN R'S CURRENT AGE!

J1019 1018 B976(2)+1018(G0)+M6(2)+16(G0+LQ1018)=THAT IS MORE YEARS/ THAN SPOUSE/PARTNER'S CURRENT AGE!J1019 1020 1017(N2)Q1019UB 2 R14_4AGE.SINCE AGE/// SINCE AGE: ^BV (10/99){NN}J1020 1019 B976(1)+1019(G0)+M6(1)+14(G0+LQ1019)=THAT IS OLDER THAN/ R'S CURRENT AGE!J1020 1019 B976(2)+1019(G0)+M6(2)+16(G0+LQ1019)=THAT IS OLDER THAN/ SPOUSE/PARTNER'S CURRENT AGE!J1020 1021 1017(N3)

Q1020UB 4 R14_4YR. SINCE WHAT YEAR/// SINCE YEAR: ^BV (1920/1995,U1890/1919){NNNN}Q1021B R14_5. YEARS/AGE/YEAR//// About how many years ^978(9/12) expect to continue/ working for ^978(46/48) in this business?



// INTERVIEWER: RECORD LESS THAN ONE YEAR AS 00// ^BC0C1 ENTER NUMBER OF YEARSC2 ENTER "UNTIL AGE"C3 ENTER "UNTIL YEAR"

C4 NEVER STOPJ1022 1021 B1021(0+"0")=PLEASE ENTER RESPONSEJ1022 1023 1021(N1)Q1022UB 2 R14_5YRS. YEARS EXPECT WITH THIS EMPLOYER/// NUMBER OF YEARS: ^BV (0/50,U51/99){Nn}J1023 1024 1021(N2)Q1023UB 2 R14_5AGE.UNTIL AGE/// UNTIL AGE: ^B

V (5/99){Nn}J1024 1023 B976(1)+1023(G0)+M6(1)+14(GQ1023)=AGE CANNOT BE LESS TH/AN R'S CURRENT AGE!J1024 1023 B976(2)+1023(G0)+M6(2)+16(GQ1023)=AGE CANNOT BE LESS TH/AN SPOUSE/PARTNER'S CURRENT AGE!J1024 1025 1021(N3)Q1024UB 4 R14_5YR. UNTIL YEAR/// UNTIL YEAR: ^BV (1995/2050){NNNN}Q1025B 19 R14_6. HOW PAID/ QxQ

/// How ^978(37/39) paid? ^978(13/15) paid a regular/ salary or wages?/^C1// ^BJ1026 1030 1025(2.K2.K3)J1026 1025 B1025(0+"0")=PLEASE ENTER RESPONSEQ1026UB 10 R14_7. EARN BEFORE TAXES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ

/ How much in salary or wages ^978(37/39) paid/ before taxes?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.__!("range",0/100000000)*******************************CALL DKDOL*************************************J1027 1028 1026(0+"0").1026(K1)Q1027T 30 DK.~DKDOL.VQC1 ^1026



C2 5J1028 1026 B1027("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1028 1029 1027(0)Q1028B 999 R14_7F.FREQUENCY OF PAY/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED

// And how often ^978(25/27) receive that amount?// ^BJ1029 1028 B1028(0+"0")=PLEASE ENTER RESPONSEJ1029 1030 1028(N20)Q1029U R14_7V. COMMENT FOR OTHER////PLEASE SPECIFY.V M!a_!Q1030B 19 R14_8. PORTION OF NET EARNINGS

/ QxQ///~IF 1025(1)/ ^978(22/24) also receive a portion of the net earnings,/ or some other kind of income?/~ELSE/ ^978(22/24) receive a portion of the net earnings, or some other/ kind of income?/~END/^C1// ^B

J1031 1035 1030(2.K2.K3)J1031 1030 B1030(0+"0")=PLEASE ENTER RESPONSEQ1031UB 10 R14_9. EARN BEFORE TAXES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN///~IF 1025(1)/ In addition to regular salary, how much ^978(25/27)/ personally receive from the business before taxes?/~ELSE/ How much ^978(25/27) personally receive from the business/ before taxes?

/~END/ (What did ^978(43/45) get in 1994?)// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___,___.__!("range",-9999999/100000000)*******************************CALL DKDOL*************************************J1032 1033 1031(0+"0")Q1032T 30 DK.~DKDOL.VQC1 ^1031



C2 3J1033 1031 B1032("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1033 1034 1032(0)Q1033B 999 R14_9.FREQUENCY OF EARNINGS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED

// And how often ^978(25/27) receive that amount?// ^BJ1034 1033 B1033(0+"0")=PLEASE ENTER RESPONSEJ1034 1035 1033(N20)Q1034U R14_9V. COMMENT FOR OTHER////PLEASE SPECIFY.V M!a_!Q1035B R14_10. NUMBER OF EMPLOYEES

//// About how many employees work for this company or organization,/ including all locations? (Is it fewer than 10, 10 to 19, 20 to 99, 100/ to 499, or 500 or more?)/^C1// ^BC0C1 Less than 10C2 10 to 19C3 20 to 99

C4 100 to 499C5 500 or MOREJ1036 1035 B1035(0+"0")=PLEASE ENTER RESPONSEQ1036B 19 R14_11. UNION CONTRACT?//// ^978(13/15) covered on this job by a union or/ employee-association contract?/^C1// ^BJ1037 1036 B1036(0+"0")=PLEASE ENTER RESPONSE

Q1037B 19 R14_12. INSURANCE IF DISABLED?//// ^978(22/24) have any type of insurance other than Social/ Security, that would help provide ^978(49/51) with income in the/ event that ^978(43/45) became disabled?/^C1// ^BJ1038 1037 B1037(0+"0")=PLEASE ENTER RESPONSE



Q1038B 19 R14_13. INCLUDED IN PENSION PLANS?//// Aside from IRA or KEOGH plans, ^978(37/39) included/ in any pension plans or tax-deferred savings plans through/ ^978(40/42) work/the business?/^C1

// ^BJ1039 1046 1038(1)J1039 1135 1038(2.K2.K3)J1039 1038 B1038(0+"0")=PLEASE ENTER RESPONSEQ1039B 19 R15. PENSION OR RETIREMENT PLANS/ QxQ/ Many employers have pension plans, and some provide tax-deferred plans/ such as thrift, savings, 401Ks, profit sharing, or stock ownership/ plans. Some plans span multiple jobs, for example TIAA-CREF, union/ plans, etc./ ^978(13/15) included in any pension or retirement plans,/ or in any tax-deferred savings plans connected with the job you

/ just told me about? (DO NOT INCLUDE SOCIAL SECURITY.)/// INTERVIEWER: IF R MENTIONS IRA OR KEOGH PLANS, MAKE A NOTE AND SAY:/ "We covered those earlier in the interview. Here, I just want to/ find out about other plans operated through ^978(5/8) employer."/^C1// ^BJ1040 1046 1039(1)J1040 1039 B1039(0+"0")=PLEASE ENTER RESPONSEQ1040B 19 R16. EMPLOYER OFFER PLANS?/

/// Does ^978(40/42) employer offer any such plans?/^C1// ^BJ1041 1135 1040(2.K2.K3)J1041 1040 B1040(0+"0")=PLEASE ENTER RESPONSEQ1041B 19 R16_1. ELIGIBLE FOR PLANS?//// ^978(13/15) eligible to be included in any of these plans?

/^C1// ^BJ1042 1044 1041(2.K2.K3)J1042 1041 B1041(0+"0")=PLEASE ENTER RESPONSEQ1042MC R16_2. WHAT KINDS OF PLANS?//// What kinds of plans are these? (CHECK ALL THAT APPLY)C1 401K/403B



C2 Savings/ThriftC3 Profit sharingC4 Tax-deferred AnnuityC5 OtherC10G 1/5J1043 1042 B1042(0+"0")=PLEASE ENTER RESPONSEJ1043 1043 1135 1042(5)

Q1043U R16_2V. COMMENT FOR OTHER////PLEASE SPECIFY.V M!a_!J1044 1134 1043(A)Q1044B R16_3. WILL YOU BE ELIGIBLE?//// Will ^978(43/45) be eligible if ^978(43/45) continue^978(52/53) to/ work for this employer?

/^C1// ^BC0C1 YESC2 NOC3 DEPENDSJ1045 1044 B1044(0+"0")=PLEASE ENTER RESPONSEJ1045 1135 1044(N3)Q1045U R16_3V. COMMENT FOR OTHER///

/PLEASE SPECIFY.V M!a_!J1046 1135 1045(A)Q1046UB 2 R17.NUMBER OF PLANS//// In how many different plans of this sort ^978(37/39)/ included on this job?/^C1// NUMBER OF PLANS: ^BV (1/10,U11/99){Nn}

Q1047B 19 R17_1. CURRENTLY RECEIVING PAYMENTS/ QxQ/// ^978(13/15) currently receiving retirement payments/ from any pension plans from this job?/^C1// ^BJ1048 1047 B1047(0+"0")=PLEASE ENTER RESPONSEJ1048 1049 1047(2.K2.K3)



Q1048B 19 R17_2. ANY PLANS WHERE NOT RECEIVING PAYMENTS//// I'll ask you about the payments later./ Are there any retirement or savings plans from this job where/ ^978(16/18) not yet drawing benefit payments?/^C1

// ^BJ1049 1135 1048(2.K2.K3)J1049 1048 B1048(0+"0")=PLEASE ENTER RESPONSEJ1049 1050 1047(2.K2.K3)=:/^1046:Q1049UB 3 R17_3. NUMBER OF PLANS//// How many such plans ^978(9/12) have?/^C1// ^B NUMBER OF PLANS

V (1/10,U11/999){Nnn}J1050 1049 B1046(G0)+1047(N1)+1049(GQ1046)=NUMBER CANNOT BE GREATE/R THAN THE TOTAL NUMBER OF PLANS (^1046)J1050 1049 B1046(G0)+1047(1)+1049(GQ1046)=NUMBER MUST BE LESS THAN/ THE TOTAL NUMBER OF PLANS (^1046)Q1050S TYPE OF PLAN STEP-THROUGHC1 1C2 2C3 3Q1051B R19. TYPE OF PLAN/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE

/RETIREMENT PLAN: ^1050/~END/ QxQ//~IF 1049(1)+1050(1)/ Is this a pension or retirement plan, or a tax-deferred savings/ plan of some sort?/~ELSE/~IF 1050(1)/ About the most important of these plans, is it a pension or/~ELSE/ About the next most important of these plans, is it a pension or/~END

/ retirement plan, or a tax-deferred savings plan of some sort?/~END//// ^BC0C1 Pension or retirementC2 Tax-deferred savingsC3 OTHERC4 THRIFT OR SAVINGS



C5 401K/403B/SRAC6 PROFIT SHARINGC7 STOCK PURCHASE/ESOPG 0/2,4/7,3J1052 1053 1051(1.K2.K3)J1052 1087 1051(2)J1052 1089 1051(4/7)J1052 1051 B1051(0+"0")=PLEASE ENTER RESPONSE

Q1052U R19V. COMMENT FOR OTHER/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END////PLEASE SPECIFY.V M!a_!Q1053B R20. FORMULA OR ACCOUNT PLAN/~IF 1050(LEQ1049)

/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/ QxQ/// (SHOW CARD 15)// I would like to know what general type of plan this is. In the most/ common pension or retirement plan, the monthly retirement benefit paid/ is based on a formula usually involving age, years of service, and/ salary. In other plans, money is accumulated in an account for

/ ^978(49/51) until ^978(40/42) retirement. Is this plan like the/ formula plan or account plan?/^C1// ^BC0C1 FormulaC2 AccountC3 BothJ1054 1057 1053(1.K2.K3)J1054 1087 1053(2)J1054 1053 B1053(0+"0")=PLEASE ENTER RESPONSEQ1054UB 9 R21. AMOUNT ACCUMULATED

// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END///



/ For that part of ^978(5/8) plan where money is accumulated/ in an account, how much is in the account?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************

Q1055T 30 DK.~DKDOL.VQC1 ^1054C2 6J1056 1054 B1055("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q1056B 19 R21_05. CAN YOU BORROW AGAINST ACCOUNT?/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END//

// Can ^978(43/45) borrow against that account?/^C1// ^BJ1057 1056 B1056(0+"0")=PLEASE ENTER RESPONSEQ1057B R21_1. YEARS/AGE/YEAR/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/

/// How long ^978(31/33) been in the plan?// ^BC0C1 ENTER NUMBER OF YEARSC2 ENTER "SINCE AGE"C3 ENTER "SINCE YEAR"J1058 1057 B1057(0+"0")=PLEASE ENTER RESPONSEJ1058 1059 1057(N1)Q1058UB 2 R21_1YRS. YEARS IN PLAN/~IF 1050(LEQ1049)

/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/// NUMBER OF YEARS: ^BV (0/50,U51/99){Nn}J1059 1058 B976(1)+1058(G0)+M6(1)+14(G0+LQ1058)=THAT IS MORE YEARS/ THAN R'S CURRENT AGE!J1059 1058 B976(2)+1058(G0)+M6(2)+16(G0+LQ1058)=THAT IS MORE YEARS



/ THAN SPOUSE/PARTNER'S CURRENT AGE!J1059 1060 1057(N2)Q1059UB 2 R21_1AGE.SINCE AGE/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END

/// SINCE AGE: ^BV (5/99){Nn}J1060 1059 B976(1)+1059(G0)+M6(1)+14(G0+LQ1059)=THAT IS OLDER THAN/ R'S CURRENT AGE!J1060 1059 B976(2)+1059(G0)+M6(2)+16(G0+LQ1059)=THAT IS OLDER THAN/ SPOUSE/PARTNER'S CURRENT AGE!J1060 1061 1057(N3)Q1060UB 4 R21_1YR. SINCE WHAT YEAR/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE

/RETIREMENT PLAN: ^1050/~END/// SINCE YEAR: ^BV (1920/1995,U1890/1919){NNNN}Q1061B 19 R22. MAKE CONTRIBUTIONS?/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/ QxQ

/// ^978(22/24) currently make contributions to this plan?// IF R ASKS, INCLUDE CONTRIBUTIONS THROUGH SALARY DEDUCTIONS,/ UNION DUES OR OTHER SOURCES/^C1// ^BJ1062 1068 1061(2.K2.K3)J1062 1061 B1061(0+"0")=PLEASE ENTER RESPONSEQ1062B R23. PERCENT/AMOUNT/VARIABLE/~IF 1050(LEQ1049)

/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/// What percent of ^978(40/42) pay or amount of money per month or year/ ^978(25/27) currently contribute?// INDICATE UNIT REPORTED/^C1



/ ^BC0C1 PERCENTC2 AMOUNTC3 VARIABLEJ1063 1062 B1062(0+"0")=PLEASE ENTER RESPONSEJ1063 1064 1062(N1)Q1063UB 4 R23_1PCT. PERCENT PAID

/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END////ENTER PERCENT: ^BV !.U__.__%!(1/9999)J1064 1068 1063(A).1062(K2.K3)Q1064UB 7 R23_1AMT. AMOUNT/VARIABLE PAID/

/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END///~IF 1062(2)/ ENTER AMOUNT/~ELSE 1062(3)/ About how much did ^978(43/45) contribute over the past year?

/~END/// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q1065T 30 DK.~DKDOL.VQC1 ^1064C2 7J1066 1064 B1065("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************

J1066 1067 1065(0)+1064(A).1063(A+0)Q1066B R23_1F.FREQUENCY OF CONTRIBUTIONS/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED/



/ And how often did ^978(43/45) contribute that amount?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20J1067 1066 B1066(0+"0")=PLEASE ENTER RESPONSE

J1067 1068 1066(N20)Q1067U R23_1V. COMMENT FOR OTHER/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END////PLEASE SPECIFY.V M!a_!Q1068B R24.AGE/YEARS/YEAR

/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/ QxQ/// At what age ^978(9/12) expect to start receiving/ benefits from this plan?// ^BC0

C1 ENTER "AT AGE"C2 ENTER "IN # OF YEARS"C3 ENTER "BEGINNING IN YEAR"C4 DON'T EXPECT BENEFITSJ1069 1068 B1068(0+"0")=PLEASE ENTER RESPONSEJ1069 1070 1068(N1)Q1069UB 2 R24AGE.AGE EXPECT TO RECEIVE/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/

// AT AGE: ^BV (5/99){Nn}J1070 1069 B976(1)+1069(G0)+M6(1)+14(GQ1069)=AGE CANNOT BE LESS TH/AN R'S CURRENT AGE!J1070 1069 B976(2)+1069(G0)+M6(2)+16(GQ1069)=AGE CANNOT BE LESS TH/AN SPOUSE/PARTNER'S CURRENT AGE!J1070 1071 1068(N2)Q1070UB 2 R24YEARS.IN NUMBER OF YEARS/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049



/~ELSE/RETIREMENT PLAN: ^1050/~END/// IN ^B YEARSV (0/99){Nn}J1071 1072 1068(N3)

Q1071UB 4 R24YEAR.IN YEAR/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/// BEGINNING IN YEAR: ^BV (1995/2050){NNNN}J1072 1078 1068(4.K2.K3)Q1072B R25.AMOUNT/PERCENTAGE OF FINAL PAY/~IF 1050(LEQ1049)

/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END//// About how much ^978(25/27) expect ^978(40/42) benefits to be?/ (As a proportion of ^978(40/42) pay at retirement, or as an/ amount per month or year when ^978(43/45) start^978(52/53) receiving/ them?)// ^B

C0C1 ENTER DOLLAR AMOUNTC2 ENTER PERCENTAGE OF FINAL PAYJ1073 1072 B1072(0+"0")=PLEASE ENTER RESPONSEJ1073 1075 1072(2)Q1073UB 7 R25AMT. AMOUNT OF BENEFITS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050

/~END/// IF R GIVES RANGE, PRESS [F9] KEY.// AMOUNT: ^BV !.A$_,___,___.!("range",0/9999999)J1074 1073 B1068(N4)+1073(0+"0")=R SAID HE/SHE EXPECTED BENEFITS!*******************************CALL DKDOL*************************************J1074 1075 1073(0+"0")Q1074T 30 DK.~DKDOL.VQ



C1 ^1073C2 6J1075 1073 B1074("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1075 1076 1072(N2)Q1075UB 4 R25PCT.PERCENTAGE OF FINAL PAY/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049

/~ELSE/RETIREMENT PLAN: ^1050/~END/// PERCENT OF FINAL PAY: ^BV !.U__.__%!(0/9999)J1076 1075 B1068(N4)+1075(0+"0")=R SAID HE/SHE EXPECTED BENEFITS!J1076 1077 1074(0)+1073(A).1075(A+0)J1076 1078 1075(A)Q1076B R25F.FREQUENCY OF BENEFITS/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049

/~ELSE/RETIREMENT PLAN: ^1050/~END/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often would ^978(43/45) receive that amount?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11

G 0,2/4,12,5,11,6,8,20J1077 1076 B1076(0+"0")=PLEASE ENTER RESPONSEJ1077 1078 1076(N20)Q1077U R25V. COMMENT FOR OTHER/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END////PLEASE SPECIFY.

V M!a_!Q1078B R26. START BENEFIT NOW, LATER.../~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END///~IF 990(1)/ If ^978(1/4) were to leave this job now, would ^978(43/45)



/ start receiving a monthly or annual pension benefit now,/ would ^978(43/45) receive one later, would ^978(43/45) get a/ cash settlement now, would ^978(43/45) get nothing, or what?/~ELSE 990(2)/ If ^978(1/4) were to sell this business now, would ^978(43/45)/ start receiving a monthly or annual pension benefit now,/ would ^978(43/45) receive one later, would ^978(43/45) get a/ cash settlement now, would ^978(43/45) get nothing, or what?

/~ELSE/ If ^978(1/4) were to (leave this job/sell this/ business) now, would ^978(43/45) start receiving a/ monthly or annual pension benefit now, would ^978(43/45)/ receive one later, would ^978(43/45) get a cash settlement now,/ would ^978(43/45) get nothing, or what?/~END///^C1// ^BC0

C1 Benefit nowC2 Benefit laterC3 Cash settlement/lump sumC4 ROLLOVERC5 NothingC6 OtherJ1079 1080 1078(1.2)J1079 1084 1078(3.4)J1079 1086 1078(5.K2.K3)J1079 1078 B1078(0+"0")=PLEASE ENTER RESPONSEQ1079U R26V. COMMENT FOR OTHER/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049

/~ELSE/RETIREMENT PLAN: ^1050/~END////PLEASE SPECIFY.V M!a_!J1080 1086 1079(A)Q1080UB 7 R26_1. AMOUNT OF BENEFIT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END//// About how much would ^978(43/45) receive?//



/ IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q1081T 30 DK.~DKDOL.VQC1 ^1080C2 7

J1082 1080 B1081("X")=PLEASE ENTER CORRECT AMOUNT*******************************************************************************J1063 1061 B1054(LQ1061)=MUST BE LESS THAN OR EQUAL TO DOLLAR BEN*EFITS IN Q25.J1082 1083 1081(0)Q1082B R26_1F.FREQUENCY OF BENEFIT/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END//

/ INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often would ^978(43/45) receive that amount?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20J1083 1082 B1082(0+"0")=PLEASE ENTER RESPONSEJ1083 1084 1082(N20)Q1083U R26_1V. COMMENT FOR OTHER/~IF 1050(LEQ1049)

/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END////PLEASE SPECIFY.V M!a_!J1084 1086 1080(A)Q1084UB 7 R26_2. AMOUNT OF BENEFIT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

//~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END//// How much would ^978(43/45) receive?/



/RETIREMENT PLAN: ^1050/~END////PLEASE SPECIFY.V M!a_!Q1089B R29.YEARS/AGE/YEAR

/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/ QxQ/// For how many years altogether ^978(31/33) been included in this/ plan? (INCLUDE YEARS WITH OTHER EMPLOYERS, IF SAME PLAN.)// ^BC0

C1 ENTER YEARSC2 ENTER "SINCE AGE"C3 ENTER "SINCE YEAR"J1090 1089 B1089(0+"0")=PLEASE ENTER RESPONSEJ1090 1091 1089(N1)Q1090UB 2 R29YRS. NUMBER OF YEARS/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END//

/ NUMBER OF YEARS: ^BV (0/50,U51/99){Nn}J1091 1090 B976(1)+1090(G0)+M6(1)+14(G0+LQ1090)=THAT IS MORE YEARS/ THAN R'S CURRENT AGE!J1091 1090 B976(2)+1090(G0)+M6(2)+16(G0+LQ1090)=THAT IS MORE YEARS/ THAN SPOUSE/PARTNER'S CURRENT AGE!J1091 1092 1089(N2)Q1091UB 2 R29AGE.SINCE AGE/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END

/// SINCE AGE: ^BV (1/99){Nn}J1092 1091 B976(1)+1091(G0)+M6(1)+14(G0+LQ1091)=THAT IS OLDER THAN/ R'S CURRENT AGE!J1092 1091 B976(2)+1091(G0)+M6(2)+16(G0+LQ1091)=THAT IS OLDER THAN/ SPOUSE/PARTNER'S CURRENT AGE!J1092 1093 1089(N3)Q1092UB 4 R29YR.SINCE YEAR/~IF 1050(LEQ1049)



/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/// SINCE YEAR: ^BV (1896/1995){NNNN}

Q1093B 19 R30. EMPLOYER MAKE CONTRIBUTIONS?/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END////~IF 990(1)/ Does ^978(5/8) employer make contributions to this plan?/~ELSE 990(2)/ Does the business make contributions to this plan?

/~ELSE/ [Does ^978(5/8) employer/Does the business]/ make contributions to this plan?/~END/^C1// ^BJ1094 1100 1093(2.K2.K3)J1094 1093 B1093(0+"0")=PLEASE ENTER RESPONSEQ1094B R30_1.PERCENT/AMOUNT/VARIABLE/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE

/RETIREMENT PLAN: ^1050/~END/// What percent of ^978(40/42) pay or amount of money per month or year/ does ^978(40/42) employer currently contribute?// INTERVIEWER: INDICATE WHICH TYPE OF UNIT IS BEING REPORTED FIRST/^C1/ ^BC0C1 PERCENTC2 AMOUNT

C3 VARIABLEC4 NONEJ1095 1094 B1094(0+"0")=PLEASE ENTER RESPONSEJ1095 1100 1094(4)J1095 1096 1094(N1)Q1095UB 4 R30_2A. PERCENT PAID/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END



////ENTER PERCENT: ^BV !.U__.__%!(0/9999)J1096 1100 1095(A).1094(K2.K3)Q1096UB 7 R30_2B. AMOUNT/VARIABLE PAID/

/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END////~IF 1094(2)/ENTER AMOUNT/~ELSE 1094(3)

/ About how much did ^978(40/42) employer contribute over/ the past year?/~END// IF R GIVES RANGE, PRESS [F9] KEY./// ^BV !.A$_,___,___.!("range",0/9999999)*******************************CALL DKDOL*************************************J1097 1098 1096(0+"0").1096(K1)Q1097T 30 DK.~DKDOL.VQC1 ^1096

C2 6J1098 1096 B1097("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1098 1099 1097(0)+1096(A).1095(A+0)Q1098B R30_2.FREQUENCY OF EMPLOYER CONTRIBUTION/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED

// And how often does ^978(40/42) employer contribute that amount?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20J1099 1098 B1098(0+"0")=PLEASE ENTER RESPONSEJ1099 1100 1098(N20)Q1099U R30_2V. COMMENT FOR OTHER



/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END///

/PLEASE SPECIFY.V M!a_!Q1100B 19 R31. EMERGENCY MONEY/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/ QxQ/// If ^978(1/4) needed money in an emergency, could ^978(43/45)/ withdraw some of the funds in the account?

/ (CODE "YES" EVEN IF WITHDRAWAL INVOLVES PENALTY.)/^C1// ^BJ1101 1100 B1100(0+"0")=PLEASE ENTER RESPONSEQ1101B 19 R32. BORROW AGAINST ACCOUNT?/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END//

// Can ^978(43/45) borrow against the account?/^C1// ^BJ1102 1112 1101(2.K2.K3)J1102 1101 B1101(0+"0")=PLEASE ENTER RESPONSEQ1102B 19 R33. HAVE LOAN AGAINST ACCOUNT?/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END

//// ^978(22/24) currently have a loan against the account?/^C1// ^BJ1103 1112 1102(2.K2.K3)J1103 1102 B1102(0+"0")=PLEASE ENTER RESPONSEQ1103UB 9 R33_1. LOAN BALANCE/



/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/

/// What is the amount of the loan balance?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q1104T 30 DK.~DKDOL.VQC1 ^1103C2 6J1105 1103 B1104("X")=PLEASE ENTER CORRECT AMOUNT

******************************************************************************Q1105B 19 R33_2. TELL ME EARLIER?/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/ QxQ/// Did you tell me about this loan earlier?/^C1/

/ ^BJ1106 1108 1105(2.K2.K3)J1106 1105 B1105(0+"0")=PLEASE ENTER RESPONSEQ1106B 507 R33_3. WHERE?/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/// Where did you tell me about this loan?/

/ ^BJ1107 1106 B1106(0+"0")=PLEASE ENTER RESPONSEJ1107 1108 1106(N7)Q1107U R33_3V./~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END//



/ PLEASE SPECIFY.V M!a_!Q1108UB 5 R33_4. AMOUNT OF PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049

/~ELSE/RETIREMENT PLAN: ^1050/~END//// How much are the payments?// IF R GIVES RANGE, PRESS [F9] KEY./ IF NO REGULAR PAYMENTS, PRESS [F6]./// ^B

V !.A$__,___.!("range,NT",0/99999)*******************************CALL DKDOL*************************************J1109 1110 1108(0+"0").1108("NT")Q1109T 30 DK.~DKDOL.VQC1 ^1108C2 8J1110 1108 B1109("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1110 1111 1109(0)Q1110B R33_4F. FREQUENCY OF PAYMENTS/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE

/RETIREMENT PLAN: ^1050/~END/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often are the payments made?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20

J1111 1110 B1110(0+"0")=PLEASE ENTER RESPONSEJ1111 1112 1110(N20)Q1111U R33_4V. COMMENT FOR OTHER/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END///



/PLEASE SPECIFY.V M!a_!Q1112B 19 R34. MAKE CONTRIBUTIONS?/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END

///~IF 1102(1)/ Not including repayment of the loan,/~END/ ^978(22/24) currently make contributions to this plan?// INTERVIEWER: IF R ASKS, INCLUDE CONTRIBUTIONS THROUGH SALARY/ DEDUCTIONS, UNION DUES OR OTHER SOURCES/^C1// ^BJ1113 1119 1112(2.K2.K3)

J1113 1112 B1112(0+"0")=PLEASE ENTER RESPONSEQ1113B R34_1.PERCENT/AMOUNT/VARIABLE/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END///~IF 1102(1)/ Not including repayment of the loan,/~END/ What percent of ^978(5/8) pay or amount of money per month or year

/ ^978(9/12) currently contribute?// INTERVIEWER: INDICATE WHICH TYPE OF UNIT IS BEING REPORTED FIRST/^C1/ ^BC0C1 PERCENTC2 AMOUNTC3 VARIABLEJ1114 1113 B1113(0+"0")=PLEASE ENTER RESPONSEJ1114 1115 1113(N1)Q1114UB 4 R34_2A. PERCENT CONTRIBUTED/~IF 1050(LEQ1049)

/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END////ENTER PERCENT: ^BV !.U__.__%!(1/100)J1115 1119 1114(A).1113(K2.K3)Q1115UB 7 R34_2B. AMOUNT CONTRIBUTED



// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END

////~IF 1113(2)/ENTER AMOUNT/~ELSE 1113(3)/ About how much did ^978(43/45) contribute over the past year?/~END// IF R GIVES RANGE, PRESS [F9] KEY./// ^B

V !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q1116T 30 DK.~DKDOL.VQC1 ^1115C2 6J1117 1115 B1116("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1117 1118 1116(0)+1115(A)Q1117B R34_2C. FREQUENCY OF CONTRIBUTION/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050

/~END/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often ^978(25/27) contribute that amount?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20J1118 1117 B1117(0+"0")=PLEASE ENTER RESPONSE

J1118 1119 1117(N20)Q1118U R34_2V. COMMENT FOR OTHER/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END////PLEASE SPECIFY.



V M!a_!Q1119UB 9 R35. AMOUNT IN ACCOUNT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE

/RETIREMENT PLAN: ^1050/~END//// How much money is in ^978(5/8) account at present?/~IF 1102(1)/ Please do not deduct what ^978(43/45) owe^978(52/53) on the loan/ against this account./~END// IF R GIVES RANGE, PRESS [F9] KEY./

// ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J1120 1121 1119(0+"0")Q1120T 30 DK.~DKDOL.VQC1 ^1119C2 5J1121 1119 B1120("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1121 1119 B1120(LQ1104)+1120(G0)=AMOUNT IN THE ACCOUNT CAN'T BE L/ESS THAN WAS BORROWED! ($^1104)Q1121B R36. IF LEAVE JOB, LOSE ALL?

/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END///~IF 990(1)/ If ^978(1/4) were to leave this job now, would ^978(43/45)/ lose all, some, or none of the money in this account?/~ELSE 990(2)/ If ^978(1/4) were to sell the business now, would ^978(43/45)/ lose all, some, or none of the money in this account?

/~ELSE/ If ^978(1/4) were to (leave this job/sell the business) now,/ would ^978(43/45) lose all, some, or none of the money in this account?/~END/^C1// ^BC0C1 LOSE ALLC2 LOSE SOMEC3 LOSE NONE



V !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q1126T 30 DK.~DKDOL.VQC1 ^1125C2 6J1127 1125 B1126("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1127 1125 B1126(GQ1120)+1120(G0)=CAN'T LOSE MORE THAN IS IN THE A

/CCOUNT! ($^1120)Q1127B R37. HOW INVESTED?/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END/ QxQ/// How is the money in this account invested? Is it mostly in stocks,/ mostly in interest earning assets, is it split between these, or what?/^C1

// ^BC0C1 Mostly or all stockC2 Mostly or all interest earningC3 SplitC4 OtherJ1128 1127 B1127(0+"0")=PLEASE ENTER RESPONSEJ1128 1129 1127(N4)Q1128U R37V. COMMENT FOR OTHER/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE

/RETIREMENT PLAN: ^1050/~END////PLEASE SPECIFY.V M!a_!Q1129B 19 R37_1. CONTROL HOW INVESTED/~IF 1050(LEQ1049)/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END

/ QxQ/// ^978(22/24) have any choices about how the money is invested?/// ^BJ1130 1129 B1129(0+"0")=PLEASE ENTER RESPONSEJ1130 1131 1050(3)+1049(G3)=:1:Q1130B 19 R38. ANOTHER PLAN?/~IF 1050(LEQ1049)



/RETIREMENT PLAN: ^1050 OF ^1049/~ELSE/RETIREMENT PLAN: ^1050/~END////~IF 1050(LQ1049)

/ INTERVIEWER: CAN R PROVIDE INFORMATION ABOUT ANOTHER PLAN?/~ELSE/ ^978(22/24) have another plan?/~END/^C1// ^BJ1586 1130 B1130(0+"0")=PLEASE ENTER RESPONSEJ1586 1598 1130(2.K2.K3)Q1586UBR1050 1586J1598 1131 M1050(G0)+1051(2/7)=:1:Q1598UB

J1131 1134 1049(LE1)J1131 1134 1130(K2.K3).1086(K2.K3)J1131 1131 1134 1130(1).1086(1).1050(LQ1049)Q1131UB 9 R39. AMOUNT IN OTHER PLANS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//// Altogether, how much ^978(9/12) have in ^978(40/42) account/~IF 0(1)=1050-1049/ balance for any other pension plan or savings plan from this job?/~ELSE

/ balances for any other pension plans or savings plans from this job?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J1132 1133 1131(0+"0").1131(K1)Q1132T 30 DK.~DKDOL.VQC1 ^1131C2 5J1133 1131 B1132("X")=PLEASE ENTER CORRECT AMOUNT

******************************************************************************Q1133U R39_1. WHAT OTHER PLANS?//// Altogether, what other retirement payments ^978(25/27)/~IF 0(1)=1050-1049/ expect to receive from this other pension plan from this job?/~ELSE/ expect to receive from these other pension plans from this job?/~END



V (1/84,U85/999){Nnn}Q1139UB 2 R42. HOW MANY WEEKS WORK/ QxQ/// Counting paid vacations as weeks of work, how many weeks/ ^978(25/27) work on these jobs in a normal year?/^C1

// NUMBER OF WEEKS: ^BV (1/52,U0){Nn}Q1140UB 9 R43. AMOUNT EARN BEFORE TAXES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/ About how much ^978(25/27) earn before taxes/ from these other jobs?// IF R GIVES RANGE, PRESS [F9] KEY.// ^B

V !.A$_,___,___.__!("range",0/10000000)*******************************CALL DKDOL*************************************J1141 1142 1140(0+"0").1140(K1)Q1141T 30 DK.~DKDOL.VQC1 ^1140C2 6J1142 1140 B1141("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1142 1143 1141(0)Q1142B 999 R43F. FREQUENCY OF EARNINGS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED

// And how often ^978(25/27) receive that amount?// ^BJ1143 1142 B1142(0+"0")=PLEASE ENTER RESPONSEJ1143 1144 1142(N20)Q1143U R43V. COMMENT FOR OTHER////PLEASE SPECIFY.V M!a_!Q1144B R44. FULL-TIME, PART-TIME

/ QxQ/// Thinking about all ^978(5/8) current work for pay,/ ^978(25/27) consider ^978(46/48) to be working full-time or/ part-time?///INTERVIEWER: IF R IS LAID OFF OR A SEASONAL WORKER, ASK ABOUT "JOBS WHEN R/ IS WORKING"./



/ ^BC0C1 Full-timeC2 Part-timeJ1145 1181 1144(2)J1145 1181 1144(K2.K3)+(995(L20+G0).1015(L21+G0))J1145 1144 B1144(0+"0")=PLEASE ENTER RESPONSEQ1145UB 2 R45. NUMBER OF YEARS FULL-TIME

/ QxQ/// (READ SLOWLY) Now I have a few questions about ^978(5/8)/ past jobs. Including any periods of self-employment, the military,/ and ^978(40/42) current job, since ^978(19/21) 18, how many years/ ^978(31/33) worked full-time?/ (Roughly how many years?)/^C1// NUMBER OF YEARS: ^BV (0/70,U71/99){Nn}J1146 1164 1145(0+"0")

Q1146UB 2 R45_1. ONE YEAR OR MORE?/ QxQ/// Including any self-employment and ^978(5/8) current job,/ for how many different employers ^978(31/33) worked in full-time jobs/ lasting one year or more?/^C1// ^B NUMBER OF EMPLOYERSV (0/20,U21/99){Nn}J1147 1164 1145(L1)Q1147B 19 R45_2. THREE YEARS OR MORE?

//// Now, not counting ^978(40/42) current job, ^978(31/33)/ ever had a full-time job that lasted three years or more?/^C1// ^BJ1148 1164 1147(2.K2.K3)J1148 1147 B1147(0+"0")=PLEASE ENTER RESPONSEQ1148B R45_3. LONGEST JOB//

// I want to know about the longest such job ^978(43/45) had./ Did ^978(43/45) work for someone else, ^978(34/36)/ self-employed, or what?/^C1// ^BC0C1 Someone elseC2 Self-employedC3 Other



J1149 1148 B1148(0+"0")=PLEASE ENTER RESPONSEJ1149 1150 1148(N3)Q1149U R45_3V. COMMENT FOR OTHER////PLEASE SPECIFY.V M!a_!

Q1150U R45_4. WHAT SORT OF WORK//// What sort of work ^978(34/36) doing when ^978(43/45)/ left that job?/ (Tell me a little more about what ^978(43/45) did.)V M!a_!Q1151U R45_5. WHAT KIND OF BUSINESS//// What kind of business or industry did ^978(43/45) work

/ in -- that is, what did they make or do at the place where/ ^978(43/45) worked?V M!a_!Q1152B R45_6.YEAR/AGE/YEARS//// In what year did ^978(43/45) start working at that job?/// ^BC0C1 ENTER YEAR

C2 ENTER "AT AGE"C3 ENTER "# YEARS AGO"J1153 1152 B1152(0+"0")=PLEASE ENTER RESPONSEJ1153 1154 1152(N1)Q1153UB 4 R45_6YR. YEAR STARTED WORKING/// ^B/ YEARV (1945/1995,U1900/1944){NNNN}J1154 1155 1152(N2)Q1154UB 2 R45_6AGE.AGE STARTED WORKING/

// AT AGE: ^BV (5/99){Nn}J1155 1154 B976(1)+1154(G0)+M6(1)+14(G0+LQ1154)=THAT IS OLDER THAN/ R'S CURRENT AGE!J1155 1154 B976(2)+1154(G0)+M6(2)+16(G0+LQ1154)=THAT IS OLDER THAN/ SPOUSE/PARTNER'S CURRENT AGE!J1155 1156 1152(N3)Q1155UB 2 R45_6YRS.YEARS AGO STARTED WORKING//



*******************************CALL DKDOL*************************************J1161 1162 1160(0+"0").1160(K1)Q1161T 30 DK.~DKDOL.VQC1 ^1160C2 5J1162 1160 B1161("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1162 1163 1161(0)

Q1162B R45_8F. FREQUENCY OF EARNINGS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often did ^978(43/45) receive that amount?// ^BC0C1 DayC2 /12 102 2C14 By the piece/jobC18 Hour

C20 OtherG 0,18,1/4,12,5,11,6,14,20J1163 1162 B1162(0+"0")=PLEASE ENTER RESPONSEJ1163 1164 1162(N20)Q1163U R45_8V. COMMENT FOR OTHER////PLEASE SPECIFY.V M!a_!Q1164B 19 R45_9. ANY YEARS ONLY PART-TIME?/ QxQ/

// Since ^978(19/21) 18, have there been years when ^978(1/4)/ only worked part-time?/^C1// ^BJ1165 1169 1164(2.K2.K3)J1165 1164 B1164(0+"0")=PLEASE ENTER RESPONSEQ1165ETQ1166UB 2 R45_10.YEARS, PART-TIME///

/ About how many years in total did ^978(43/45) work part-time?/// ^BV (0/99){Nn}J1167 1166 B976(1)+1166(G0)+M6(1)+14(G0+LQ1166)=THAT IS MORE YEARS/ THAN R'S CURRENT AGE!J1167 1166 B976(2)+1166(G0)+M6(2)+16(G0+LQ1166)=THAT IS MORE YEARS/ THAN SPOUSE/PARTNER'S CURRENT AGE!J1167 1168 1165(N2)Q1167ET 2 R45_10AG. SINCE AGE, PART-TIME



Q1168ET 4 R45_10YR. SINCE YEAR, PART-TIMEJ1169 976 1166(K2.K3)Q1169B R45_11.YEAR/AGE/YEARS//// Thinking now of the future, in what year or at what age/ ^978(9/12) expect to stop working full-time?

/^C1// ^BC0C1 ENTER YEARC2 ENTER AGEC3 ENTER "IN # OF YEARS"C4 DEPENDSC5 NEVER STOPJ1170 1169 B1169(0+"0")=PLEASE ENTER RESPONSEJ1170 1171 1169(N1)Q1170UB 4 R45_11YR. YEAR EXPECT TO STOP/

// ^B/ YEARV (1995/2040,U2041/2060){NNNN}J1171 1172 1169(N2)Q1171UB 2 R45_11AG. AGE EXPECT TO STOP/// AGE: ^BV (18/99){NN}J1172 1171 B976(1)+1171(G0)+M6(1)+14(GQ1171)=AGE CANNOT BE LESS TH/AN R'S CURRENT AGE!J1172 1171 B976(2)+1171(G0)+M6(2)+16(GQ1171)=AGE CANNOT BE LESS TH

/AN SPOUSE/PARTNER'S CURRENT AGE!J1172 1173 1169(N3)Q1172UB 2 R45_10YS. STOP IN # YEARS/// NUMBER OF YEARS: ^BV (0/99){Nn}J1173 1174 1169(N4)Q1173U R45_11V. COMMENT FOR DEPENDS////PLEASE SPECIFY.

V M!a_!J1174 976 1169(5.K2.K3).1170(K2.K3).1171(K2.K3).1172(K2.K3)Q1174B R45_12. EXPECT PART-TIME AFTER//// ^978(22/24) expect to work part-time after that?/// ^BC0



C1 YESC2 NOC3 DEPENDSJ1175 976 1174(2)J1175 1176 B1174(0+"0")=PLEASE ENTER RESPONSEJ1175 1176 1174(N3)Q1175U R45_12V. COMMENT FOR DEPENDS/

///PLEASE SPECIFY.V M!a_!J1176 1177 (1008(4).1021(4))+1144(1)=:5:Q1176B R45_13.YEAR/AGE/YEARS//// In what year ^978(25/27) expect to stop working altogether?/^C1// ^B

C0C1 ENTER YEARC2 ENTER "AT AGE"C3 ENTER "IN # OF YEARS"C4 DEPENDSC5 NEVER STOPJ1177 1176 B1176(0+"0")=PLEASE ENTER RESPONSEJ1177 1178 1176(N1)Q1177UB 4 R45_13YR. YEAR TO STOP WORKING ALTOGETHER/// ^B/ YEAR

V (1995/2040,U2041/2060){NNNN}J1178 1177 B1177(A+LQ1170)=CANNOT STOP WORKING ALTOGETHER BEFORE S/TOPPED WORKING FULL-TIME!J1178 1179 1176(N2)Q1178UB 2 R45_13AG. AGE TO STOP WORKING ALTOGETHER/// AT AGE: ^BV (0/99){NN}J1179 1178 B976(1)+1178(G0)+M6(1)+14(GQ1178)=AGE CANNOT BE LESS TH/AN R'S CURRENT AGE!J1179 1178 B976(2)+1178(G0)+M6(2)+16(GQ1178)=AGE CANNOT BE LESS TH/AN SPOUSE/PARTNER'S CURRENT AGE!

J1179 1180 1176(N3)Q1179UB 2 R45_13YS.STOP IN # YEARS/// IN ^B YEARSV (0/99){Nn}J1180 976 1176(N4)Q1180U R45_13V. COMMENT FOR DEPENDS///



/PLEASE SPECIFY.V M!a_!J1181 976 1176(A)Q1181UB 2 R46. HOW MANY YEARS PART-TIME/ QxQ/// Now I have a few questions about ^978(5/8) past work.

/ Including any self-employment and your current job, since/ ^978(19/21) 18, about how many years ^978(31/33)/ worked part-time for all or most of the year?/^C1// NUMBER OF YEARS: ^BV (0/99){Nn}Q1182B 19 R46_1. EVER WORKED FULL-TIME?/ QxQ/// Since ^978(19/21) 18, ^978(31/33) ever worked full-time for/ pay -- including any self-employment and the military?

/^C1// ^BJ1183 1215 1182(2.K2.K3)J1183 1182 B1182(0+"0")=PLEASE ENTER RESPONSEQ1183UB 2 R46_2. HOW MANY YEARS FULL-TIME?//// How many years ^978(31/33) worked full-time for all or most of the year?/^C1// NUMBER OF YEARS: ^B

V (0/99){Nn}J1184 1184 1185 1183(K2.K3)Q1184B 19 R46_2A. FIVE YEARS OR MORE?//// Was that five years or more?/^C1// ^BJ1185 1184 B1184(0+"0")=PLEASE ENTER RESPONSEJ1185 1186 1183(G4)=:1:J1185 1186 1183(L5)+1183(G0."0")=:2:

J1185 1186 1184(1)=:1:J1185 1186 1184(2)=:2:J1185 1186 1184(K2.K3)=:1:Q1185B R46_3. INTERVIEWER CHECKPOINT//// INTERVIEWER CHECKPOINT - SEE Q.46.2 AND Q46.2.A/^C1/ ^BC1 R HAS WORKED FULL-TIME FOR 5 YEARS OR MORE OR DK



C2 LESS THAN 5 YEARSJ1186 1194 1185(1)Q1186B R46_4.YEAR/AGE/YEARS//// In what year did ^978(43/45) last work full-time for pay?/^C1

// ^BC0C1 ENTER YEARC2 ENTER "AT AGE"C3 ENTER "# YEARS AGO"J1187 1186 B1186(0+"0")=PLEASE ENTER RESPONSEJ1187 1188 1186(N1)Q1187UB 4 R46_4YR. LAST YEAR FULL-TIME/// ^B/ YEAR

V (1900/1995){NNNN}J1188 1189 1186(N2)Q1188UB 2 R46_4AGE.LAST AGE FULL-TIME/// AT AGE: ^BV (0/99){Nn}J1189 1188 B976(1)+1188(G0)+M6(1)+14(G0+LQ1188)=THAT IS OLDER THAN/ R'S CURRENT AGE!J1189 1188 B976(2)+1188(G0)+M6(2)+16(G0+LQ1188)=THAT IS OLDER THAN/ SPOUSE/PARTNER'S CURRENT AGE!J1189 1190 1186(N3)Q1189UB 2 R46_4YRS.STOPPED FULL-TIME # YEARS AGO

/// ^B YEARS AGOV (1/99){Nn}J1190 1189 B976(1)+1189(G0)+M6(1)+14(G0+LQ1189)=THAT IS MORE YEARS/ THAN R'S CURRENT AGE!J1190 1189 B976(2)+1189(G0)+M6(2)+16(G0+LQ1189)=THAT IS MORE YEARS/ THAN SPOUSE/PARTNER'S CURRENT AGE!Q1190UB 9 R46_5. AMOUNT EARN BEFORE TAXES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN// About how much did ^978(43/45) earn before taxes

/ that year?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.__!("range",0/10000000)*******************************CALL DKDOL*************************************J1191 1192 1190(0+"0").1190(K1)Q1191T 30 DK.~DKDOL.VQC1 ^1190C2 6



J1192 1190 B1191("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1192 1193 1191(0)Q1192B R46_5F. FREQUENCY OF EARNINGS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED/

/ And how often did ^978(43/45) receive that amount?// ^BC0C1 DayC2 /12 102 2C14 By the piece/jobC18 HourC20 OtherG 0,18,1/4,12,5,11,6,14,20J1193 1192 B1192(0+"0")=PLEASE ENTER RESPONSEJ1193 1194 1192(N20)Q1193U R46_5V. COMMENT FOR OTHER

////PLEASE SPECIFY.V M!a_!J1194 1215 1190(A)Q1194UB 2 R46_6. # OF EMPLOYERS-ONE YEAR OR MORE/ QxQ/// Including any self-employment and any full-time work on/ ^978(5/8) current job, for how many different employers/ ^978(31/33) worked in full-time jobs lasting one year or more?

/^C1// ^B # EMPLOYERSV (0/20,U21/99){Nn}Q1195B R46_7. LONGEST JOB//// I want to know about the longest full-time job ^978(43/45) had./ Did ^978(43/45) work for someone else, ^978(34/36) self-employed,/ or what?/^C1/

/ ^BC0C1 Someone elseC2 Self-employedC3 OtherJ1196 1195 B1195(0+"0")=PLEASE ENTER RESPONSEJ1196 1197 1195(N3)Q1196U R46_7V. COMMENT FOR OTHER///



/PLEASE SPECIFY.V M!a_!Q1197U R46_8. WHAT SORT OF WORK/ QxQ/// What sort of work ^978(34/36) doing when you stopped working/ full-time at that job?

/ (Tell me a little more about what ^978(43/45) did.)V M!a_!Q1198U R46_9. WHAT KIND OF BUSINESS/ QxQ/// What kind of business or industry did ^978(43/45) work in --/ that is, what did they make or do at the place where/ ^978(43/45) worked?V M!a_!Q1199B 1186 R46_10.YEAR/AGE/YEARS//

/ When did ^978(43/45) start working at that job?/// ^BJ1200 1199 B1199(0+"0")=PLEASE ENTER RESPONSEJ1200 1201 1199(N1)Q1200UB 4 R46_10YR. YEAR START WORKING AT JOB/// ^B/ YEARV (1900/1995){NNNN}J1201 1202 1199(N2)

Q1201UB 2 R46_10AG.AGE START WORKING AT JOB/// AT AGE: ^BV (0/99){Nn}J1202 1201 B976(1)+1201(G0)+M6(1)+14(G0+LQ1201)=THAT IS OLDER THAN/ R'S CURRENT AGE!J1202 1201 B976(2)+1201(G0)+M6(2)+16(G0+LQ1201)=THAT IS OLDER THAN/ SPOUSE/PARTNER'S CURRENT AGE!J1202 1203 1199(N3)Q1202UB 2 R46_10YS.YEARS AGO START WORKING AT JOB//

/ ^B YEARS AGOV (1/99){Nn}J1203 1202 B976(1)+1202(G0)+M6(1)+14(G0+LQ1202)=THAT IS MORE YEARS/ THAN R'S CURRENT AGE!J1203 1202 B976(2)+1202(G0)+M6(2)+16(G0+LQ1202)=THAT IS MORE YEARS/ THAN SPOUSE/PARTNER'S CURRENT AGE!Q1203B 1186 R46_11.YEAR/AGE/YEARS//// When did ^978(43/45) stop working at that job?



/// ^BJ1204 1203 B1203(0+"0")=PLEASE ENTER RESPONSEJ1204 1205 1203(N1)Q1204UB 4 R46_11YR. YEAR STOPPED WORKING AT JOB// ^B

/ YEARV (1900/1995){NNNN}J1205 1206 1203(N2)Q1205UB 2 R46_11AG./// AT AGE: ^BV (0/99){Nn}J1206 1205 B976(1)+1205(G0)+M6(1)+14(G0+LQ1205)=THAT IS OLDER THAN/ R'S CURRENT AGE!J1206 1205 B976(2)+1205(G0)+M6(2)+16(G0+LQ1205)=THAT IS OLDER THAN/ SPOUSE/PARTNER'S CURRENT AGE!J1206 1207 1203(N3)

Q1206UB 2 R46_11YS.YEARS AGO STOPPED WORKING AT JOB/// ^B YEARS AGOV (1/99){Nn}J1207 1206 B976(1)+1206(G0)+M6(1)+14(G0+LQ1206)=THAT IS MORE YEARS/ THAN R'S CURRENT AGE!J1207 1206 B976(2)+1206(G0)+M6(2)+16(G0+LQ1206)=THAT IS MORE YEARS/ THAN SPOUSE/PARTNER'S CURRENT AGE!J1207 1204 B1204(LQ1200)+1204(G0)+1200(G0)=CAN'T STOP BEFORE START/ED (^1200)J1207 1205 B1205(LQ1201)+1205(G0)+1201(G0)=CAN'T STOP BEFORE START/ED (AT AGE ^1201)

J1207 1206 B1202(LQ1206)+1206(G0)+1202(G0)=CAN'T STOP BEFORE START/ED (^1202 YRS AGO)Q1207UB 9 R46_12. AMOUNT EARNING WHEN STOPPED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN// About how much ^978(34/36) earning before taxes when/ ^978(43/45) stopped?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.__!("range",0/10000000)

*******************************CALL DKDOL*************************************J1208 1209 1207(0+"0").1207(K1)Q1208T 30 DK.~DKDOL.VQC1 ^1207C2 5J1209 1207 B1208("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1209 1210 1208(0)Q1209B R46_12F. FREQUENCY OF EARNINGS//



/ INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often did ^978(43/45) receive that amount?// ^BC0C1 DayC2 /12 102 2

C14 By the piece/jobC18 HourC20 OtherG 0,18,1/4,12,5,11,6,14,20J1210 1209 B1209(0+"0")=PLEASE ENTER RESPONSEJ1210 1211 1209(N20)Q1210U R46_12V. COMMENT FOR OTHER////PLEASE SPECIFY.V M!a_!Q1211B 1186 R46_13. YEAR/AGE/YEARS

//// In what year did ^978(1/4) last work full-time for pay?/// ^BJ1212 1211 B1211(0+"0")=PLEASE ENTER RESPONSEJ1212 1213 1211(N1)Q1212UB 4 R46_13YR. LAST YEAR FULL-TIME/// ^B

/ YEARV (1900/1995){NNNN}J1213 1214 1211(N2)Q1213UB 2 R46_13AG.AGE LAST WORKED FULL-TIME/// AT AGE: ^BV (0/99){Nn}J1214 1213 B976(1)+1213(G0)+M6(1)+14(G0+LQ1213)=THAT IS OLDER THAN/ R'S CURRENT AGE!J1214 1213 B976(2)+1213(G0)+M6(2)+16(G0+LQ1213)=THAT IS OLDER THAN/ SPOUSE/PARTNER'S CURRENT AGE!J1214 1215 1211(N3)

Q1214UB 2 R46_13YS.YEARS AGO LAST WORKED FULL-TIME/// ^B YEARS AGOV (1/99){Nn}J1215 1214 B976(1)+1214(G0)+M6(1)+14(G0+LQ1214)=THAT IS MORE YEARS/ THAN R'S CURRENT AGE!J1215 1214 B976(2)+1214(G0)+M6(2)+16(G0+LQ1214)=THAT IS MORE YEARS/ THAN SPOUSE/PARTNER'S CURRENT AGE!Q1215B R46_14. EXPECT FULL-TIME IN FUTURE?/



/// Thinking now of the future, ^978(9/12) expect to do any/ full-time work for pay?/^C1// ^BC0

C1 YESC2 NOC3 DEPENDSJ1216 1215 B1215(0+"0")=PLEASE ENTER RESPONSEJ1578 1216 1215(N3)Q1578U R46_14V.////PLEASE SPECIFY.V M!a_!J1216 1226 1215(N1)Q1216B R46_15.YEAR/AGE/YEARS

//// In what year ^978(25/27) expect to start working full-time?/// ^BC0C1 ENTER YEARC2 ENTER "AT AGE"C3 ENTER "IN # OF YEARS"C4 DEPENDSJ1217 1216 B1216(0+"0")=PLEASE ENTER RESPONSE

J1217 1218 1216(N1)Q1217UB 4 R46_15YR. YEAR EXPECT TO START/// ^B/ YEARV (1995/2050){NNNN}J1218 1219 1216(N2)Q1218UB 2 R46_15AG. AGE EXPECT TO START/// AT AGE: ^BV (18/99){NN}

J1219 1218 B976(1)+1218(G0)+M6(1)+14(GQ1218)=AGE CANNOT BE LESS TH/AN R'S CURRENT AGE!J1219 1218 B976(2)+1218(G0)+M6(2)+16(GQ1218)=AGE CANNOT BE LESS TH/AN SPOUSE/PARTNER'S CURRENT AGE!J1219 1220 1216(N3)Q1219UB 2 R46_15YS.EXPECT TO START IN # YEARS/// IN ^B YEARSV (1/99){Nn}J1220 1221 1216(N4)



Q1220U R46_15V. COMMENT FOR DEPENDS////PLEASE SPECIFY.V M!a_!Q1221B R46_16.YEAR/AGE/YEARS/

/// In what year ^978(25/27) expect to stop working full-time?/// ^BC0 /4 1216 0C5 NEVER STOPJ1222 1221 B1221(0+"0")=PLEASE ENTER RESPONSEJ1222 1223 1221(N1)Q1222UB 4 R46_16YR. YEAR EXPECT TO STOP FULL-TIME//

/ ^B/ YEARV (1995/2050){NNNN}J1223 1224 1221(N2)Q1223UB 2 R46_16AG. AGE EXPECT TO STOP FULL-TIME/// AT AGE: ^BV (18/99){NN}J1224 1223 B976(1)+1223(G0)+M6(1)+14(GQ1223)=AGE CANNOT BE LESS TH/AN R'S CURRENT AGE!J1224 1223 B976(2)+1223(G0)+M6(2)+16(GQ1223)=AGE CANNOT BE LESS TH/AN SPOUSE/PARTNER'S CURRENT AGE!

J1224 1225 1221(N3)Q1224UB 2 R46_16YS.EXPECT TO STOP IN # YEARS FULL-TIME/// IN ^B YEARSV (1/99){Nn}J1225 1226 1221(N4)Q1225U R46_16V. COMMENT FOR DEPENDS////PLEASE SPECIFY.V M!a_!

J1226 976 1221(5)J1226 1227 (1008(4).1021(4))+1144(2)=:5:Q1226B R46_17.YEAR/AGE/YEARS//// In what year ^978(25/27) expect to stop working for pay/ altogether?/// ^B



C0 /4 1216 0C5 NEVER STOPJ1227 1226 B1226(0+"0")=PLEASE ENTER RESPONSEJ1227 1228 1226(N1)Q1227UB 4 R46_17YR. YEAR EXPECT TO STOP ALTOGETHER/// ^B

/ YEARV (1995/2050){NNNN}J1228 1229 1226(N2)Q1228UB 2 R46_17AG. AGE EXPECT TO STOP ALTOGETHER/// AT AGE: ^BV (18/99){NN}J1229 1228 B976(1)+1228(G0)+M6(1)+14(GQ1228)=AGE CANNOT BE LESS TH/AN R'S CURRENT AGE!J1229 1228 B976(2)+1228(G0)+M6(2)+16(GQ1228)=AGE CANNOT BE LESS TH/AN SPOUSE/PARTNER'S CURRENT AGE!J1229 1230 1226(N3)

Q1229UB 2 R46_17YS.EXPECT TO STOP IN # YEARS ALTOGETHER/// IN ^B YEARSV (1/99){Nn}J1230 1231 1226(N4)Q1230U R46_17V. COMMENT FOR DEPENDS////PLEASE SPECIFY.V M!a_!J1231 976 1226(G0.K2.K3)

Q1231B 19 R47. EVER WORKED FULL-TIME FOR PAY//// Since ^978(19/21) 18, ^978(31/33) ever worked/ full-time for pay?/^C1// ^BJ1232 1260 1231(2.K2.K3)J1232 1231 B1231(0+"0")=PLEASE ENTER RESPONSEQ1232UB 2 R47_1. HOW MANY YEARS FULL-TIME/

/// How many years ^978(31/33) worked full-time for all or most/ of the year? Include any periods of self-employment, and the/ military. (Roughly, how many years?)/^C1// ^B NUMBER OF YEARSV (0/50,U51/99){Nn}J1233 1233 1234 1232(K2.K3)Q1233B 19 R47_1_1. FIVE YEARS OR MORE?



//// Was that five years or more?/^C1// ^BJ1234 1233 B1233(0+"0")=PLEASE ENTER RESPONSE

J1234 1235 1232(G4)=:1:J1234 1235 1232(L5)+1232(NK2+NK3)=:2:J1234 1235 1233(1)=:1:J1234 1235 1233(2)=:2:J1234 1235 1233(K2.K3)=:1:Q1234B R47_2. INTERVIEWER CHECKPOINT//// INTERVIEWER CHECKPOINT - SEE Q.47.1 AND Q47.1A/^C1/ ^BC1 R HAS WORKED FULL-TIME FOR 5 YEARS OR MORE OR DK

C2 LESS THAN 5 YEARSJ1235 1243 1234(1)Q1235B R47_3.YEAR/AGE/YEARS//// In what year did ^978(43/45) last work full-time for pay?/// ^BC0C1 ENTER YEARC2 ENTER "AT AGE"

C3 ENTER "# YEARS AGO"J1236 1235 B1235(0+"0")=PLEASE ENTER RESPONSEJ1236 1237 1235(N1)Q1236UB 4 R47_3YR. LAST YEAR FULL-TIME/// ^B/ YEARV (1900/1995){NNNN}J1237 1238 1235(N2)Q1237UB 2 R47_3AGE.LAST AGE FULL-TIME//

/ AT AGE: ^BV (0/99){Nn}J1238 1237 B976(1)+1237(G0)+M6(1)+14(G0+LQ1237)=THAT IS OLDER THAN/ R'S CURRENT AGE!J1238 1237 B976(2)+1237(G0)+M6(2)+16(G0+LQ1237)=THAT IS OLDER THAN/ SPOUSE/PARTNER'S CURRENT AGE!J1238 1239 1235(N3)Q1238UB 2 R47_3YRS.YEARS AGO FULL-TIME/// ^B YEARS AGO



V (1/99){Nn}J1239 1238 B976(1)+1238(G0)+M6(1)+14(G0+LQ1238)=THAT IS MORE YEARS/ THAN R'S CURRENT AGE!J1239 1238 B976(2)+1238(G0)+M6(2)+16(G0+LQ1238)=THAT IS MORE YEARS/ THAN SPOUSE/PARTNER'S CURRENT AGE!Q1239UB 7 R47_4. AMOUNT EARN BEFORE TAXES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

// About how much did ^978(43/45) earn before taxes that year?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___.__!("range",0/100000)*******************************CALL DKDOL*************************************J1240 1241 1239(0+"0").1239(K1)Q1240T 30 DK.~DKDOL.VQC1 ^1239C2 6J1241 1239 B1240("X")=PLEASE ENTER CORRECT AMOUNT

******************************************************************************J1241 1242 1240(0)Q1241B R47_4F. FREQUENCY OF EARNINGS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often did ^978(43/45) receive that amount?// ^BC0C1 DayC2 /12 102 2

C14 By the piece/jobC18 HourC20 OtherG 0,18,1/4,12,5,11,6,14,20J1242 1241 B1241(0+"0")=PLEASE ENTER RESPONSEJ1242 1243 1241(N20)Q1242U R47_4V. COMMENT FOR OTHER////PLEASE SPECIFY.V M!a_!J1243 1260 1239(A)

Q1243UB 2 R47_5. # OF EMPLOYERS-ONE YEAR OR MORE/ QxQ/// Including any self-employment, for how many different employers/ ^978(31/33) worked in full-time jobs lasting one year or more?/^C1// ^B NUMBER OF EMPLOYERSV (0/99){Nn}Q1244B R47_6. LONGEST JOB



/ QxQ//~IF 1243(1)/ I want to know about this full-time job ^978(43/45)/~ELSE/ I want to know about the longest full-time job ^978(43/45)/~END/ had. Did ^978(43/45) work for someone else, ^978(34/36)

/ self-employed, or what?/^C1// ^BC0C1 Someone elseC2 Self-employedC3 OtherJ1245 1244 B1244(0+"0")=PLEASE ENTER RESPONSEJ1245 1246 1244(N3)Q1245U R47_6V. COMMENT FOR OTHER//

//PLEASE SPECIFY.V M!a_!Q1246U R47_7. WHAT SORT OF WORK/ QxQ/// What sort of work ^978(34/36) doing when ^978(43/45)/ left that job?/ (Tell me a little more about what ^978(43/45) did.)V M!a_!Q1247U R47_8. WHAT KIND OF BUSINESS/ QxQ

/// What kind of business or industry did ^978(43/45) work in --/ that is, what did they make or do at the place where ^978(43/45)/ worked?V M!a_!Q1248B 1152 R47_9.YEAR/AGE/YEARS//// In what year did ^978(43/45) start working at that job?//

/ ^BJ1249 1248 B1248(0+"0")=PLEASE ENTER RESPONSEJ1249 1250 1248(N1)Q1249UB 4 R47_9YR. YEAR START WORKING AT JOB/// ^B/ YEARV (1945/1995,U1900/1944){NNNN}J1250 1251 1248(N2)Q1250UB 2 R47_9AGE.AGE START WORKING AT JOB



/// AT AGE: ^BV (5/99){Nn}J1251 1250 B976(1)+1250(G0)+M6(1)+14(G0+LQ1250)=THAT IS OLDER THAN/ R'S CURRENT AGE!J1251 1250 B976(2)+1250(G0)+M6(2)+16(G0+LQ1250)=THAT IS OLDER THAN/ SPOUSE/PARTNER'S CURRENT AGE!

J1251 1252 1248(N3)Q1251UB 2 R47_9YRS.YEARS AGO START WORKING AT JOB/// ^B YEARS AGOV (1/99){Nn}J1252 1251 B976(1)+1251(G0)+M6(1)+14(G0+LQ1251)=THAT IS MORE YEARS/ THAN R'S CURRENT AGE!J1252 1251 B976(2)+1251(G0)+M6(2)+16(G0+LQ1251)=THAT IS MORE YEARS/ THAN SPOUSE/PARTNER'S CURRENT AGE!Q1252B 1152 R47_10.YEAR/AGE/YEARS//

// In what year did ^978(43/45) stop working at that job?/// ^BJ1253 1252 B1252(0+"0")=PLEASE ENTER RESPONSEJ1253 1254 1252(N1)Q1253UB 4 R47_10YR. YEAR STOPPED WORKING AT JOB/// ^B/ YEARV (1945/1995,U1900/1944){NNNN}

J1254 1255 1252(N2)Q1254UB 2 R47_10AG.AGE STOPPED WORKING AT JOB/// AT AGE: ^BV (5/99){Nn}J1255 1254 B976(1)+1254(G0)+M6(1)+14(G0+LQ1254)=THAT IS OLDER THAN/ R'S CURRENT AGE!J1255 1254 B976(2)+1254(G0)+M6(2)+16(G0+LQ1254)=THAT IS OLDER THAN/ SPOUSE/PARTNER'S CURRENT AGE!J1255 1256 1252(N3)Q1255UB 2 R47_10YS.YEARS AGO STOPPED WORKING AT JOB/

// ^B YEARS AGOV (1/99){Nn}J1256 1255 B976(1)+1255(G0)+M6(1)+14(G0+LQ1255)=THAT IS MORE YEARS/ THAN R'S CURRENT AGE!J1256 1255 B976(2)+1255(G0)+M6(2)+16(G0+LQ1255)=THAT IS MORE YEARS/ THAN SPOUSE/PARTNER'S CURRENT AGE!J1256 1253 B1253(LQ1249)+1253(G0)+1249(G0)=CAN'T STOP BEFORE START/ED (^1249)J1256 1254 B1254(LQ1250)+1254(G0)+1250(G0)=CAN'T STOP BEFORE START/ED (AT AGE: ^1250)



J1256 1255 B1251(LQ1255)+1255(G0)+1251(G0)=CAN'T STOP BEFORE START/ED (^1251 YRS AGO)Q1256UB 9 R47_11. AMOUT EARNING WHEN STOPPED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN// About how much ^978(34/36) earning before taxes when/ ^978(43/45) stopped?

// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$_,___,___.__!("range",0/10000000)*******************************CALL DKDOL*************************************J1257 1258 1256(0+"0")Q1257T 30 DK.~DKDOL.VQC1 ^1256C2 5J1258 1256 B1257("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1258 1259 1257(0)

Q1258B R47_11F. FREQUENCY OF EARNINGS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often did ^978(43/45) receive that amount?// ^BC0C1 DayC2 /12 102 2C14 By the piece/jobC18 Hour

C20 OtherG 0,18,1/4,12,5,11,6,14,20J1259 1258 B1258(0+"0")=PLEASE ENTER RESPONSEJ1259 1260 1258(N20)Q1259U R47_11V. COMMENT FOR OTHER////PLEASE SPECIFY.V M!a_!Q1260B 19 R47_12. PART-TIME ALL OR MOST OF YEAR//

// Since ^978(19/21) 18, were there any years when ^978(43/45)/ (only) worked part-time for all or most of the year?/^C1// ^BJ1261 1262 1260(2.K2.K3)J1261 1260 B1260(0+"0")=PLEASE ENTER RESPONSEQ1261UB 2 R47_13. HOW MANY YEARS PART-TIME?//



// For about how many years did ^978(43/45) work part-time/ (for all or most of the year)?// ^B NUMBER OF YEARSV (0/99){Nn}Q1262B 19 R47_14. EXPECT TO WORK FOR PAY?/

/// ^978(22/24) expect to work for pay in the future?/^C1// ^BJ1263 976 1262(2.K2.K3)J1263 1262 B1262(0+"0")=PLEASE ENTER RESPONSEQ1263B R47_15.YEAR/AGE/YEARS//// In what year ^978(9/12) expect to start working?

/^C1// ^BC0C1 ENTER YEARC2 ENTER "AT AGE"C3 ENTER "IN # OF YEARS"C4 DEPENDSJ1264 1263 B1263(0+"0")=PLEASE ENTER RESPONSEJ1264 1265 1263(N1)Q1264UB 4 R47_15YR. YEAR EXPECT TO START//

/ ^B/ YEARV (1995/2050){NNNN}J1265 1266 1263(N2)Q1265UB 2 R47_15AG. AGE EXPECT TO START/// AT AGE: ^BV (18/99){NN}J1266 1265 B976(1)+1265(G0)+M6(1)+14(GQ1265)=AGE CANNOT BE LESS TH/AN R'S CURRENT AGE!J1266 1265 B976(2)+1265(G0)+M6(2)+16(GQ1265)=AGE CANNOT BE LESS TH/AN SPOUSE/PARTNER'S CURRENT AGE!

J1266 1267 1263(N3)Q1266UB 2 R14_15YS.EXPECT TO START IN # YEARS/// IN ^B YEARSJ1267 1268 1263(N4)Q1267U R47_15V. COMMENT FOR DEPENDS////PLEASE SPECIFY.



V M!a_!Q1268B R47_16. ANY FULL-TIME WORK//// Will any of that be full-time work?/^C1/

/ ^BC0C1 YESC2 NOC3 DEPENDSJ1269 1268 B1268(0+"0")=PLEASE ENTER RESPONSEJ1269 1270 1268(N3)Q1269U R47_16V. COMMENT FOR OTHER////PLEASE SPECIFY.V M!a_!

J1270 1280 1268(2.3.K2.K3)Q1270B 1263 R47_17.YEAR/AGE/YEARS//// In what year ^978(25/27) expect to start working full-time?/^C1// ^BJ1271 1270 B1270(0+"0")=PLEASE ENTER RESPONSEJ1271 1272 1270(N1)Q1271UB 4 R47_17YR. YEAR EXPECT TO START FULL-TIME/

// ^B/ YEARV (1995/2050){NNNN}J1272 1273 1270(N2)Q1272UB 2 R47_17AG. AGE EXPECT TO START FULL-TIME/// AT AGE: ^BV (18/99){NN}J1273 1272 B976(1)+1272(G0)+M6(1)+14(GQ1272)=AGE CANNOT BE LESS TH/AN R'S CURRENT AGE!J1273 1272 B976(2)+1272(G0)+M6(2)+16(GQ1272)=AGE CANNOT BE LESS TH

/AN SPOUSE/PARTNER'S CURRENT AGE!J1273 1274 1270(N3)Q1273UB 2 R14_17YS.EXPECT TO START IN # YEARS FULL-TIME/// IN ^B YEARSJ1274 1275 1270(N4)Q1274U R47_17V. COMMENT FOR DEPENDS///



/PLEASE SPECIFY.V M!a_!Q1275B R47_18.YEAR/AGE/YEARS//// In what year ^978(25/27) expect to stop working full-time?/^C1

// ^BC0C1 ENTER YEARC2 ENTER "AT AGE"C3 ENTER "IN # OF YEARS"C4 DEPENDSC5 NEVER STOPJ1276 1275 B1275(0+"0")=PLEASE ENTER RESPONSEJ1276 1277 1275(N1)Q1276UB 4 R47_18YR. YEAR EXPECT TO STOP FULL-TIME//

/ ^B/ YEARV (1995/2050){NNNN}J1277 1278 1275(N2)Q1277UB 2 R47_18AG. AGE EXPECT TO STOP FULL-TIME/// AT AGE: ^BV (18/99){NN}J1278 1277 B976(1)+1277(G0)+M6(1)+14(GQ1277)=AGE CANNOT BE LESS TH/AN R'S CURRENT AGE!J1278 1277 B976(2)+1277(G0)+M6(2)+16(GQ1277)=AGE CANNOT BE LESS TH/AN SPOUSE/PARTNER'S CURRENT AGE!

J1278 1279 1275(N3)Q1278UB 2 R47_18YS.EXPECT TO STOP IN # YEARS FULL-TIME/// IN ^B YEARSV (0/99){Nn}J1279 1280 1275(N4)Q1279U R47_18V. COMMENT FOR DEPENDS////PLEASE SPECIFY.V M!a_!

J1280 976 1275(5)Q1280B R47_19.YEAR/AGE/YEARS//// In what year ^978(25/27) expect to stop working for pay/ altogether?/^C1// ^BC0



C1 ENTER YEARC2 ENTER "AT AGE"C3 ENTER "IN # OF YEARS"C4 DEPENDSC5 NEVER STOPJ1281 1280 B1280(0+"0")=PLEASE ENTER RESPONSEJ1281 1282 1280(N1)Q1281UB 4 R47_19YR. YEAR EXPECT TO STOP ALTOGETHER

/// ^B/ YEARV (1995/2050){NNNN}J1282 1283 1280(N2)Q1282UB 2 R47_19AG. AGE EXPECT TO STOP ALTOGETHER/// AT AGE: ^BV (18/99){NN}J1283 1282 B976(1)+1282(G0)+M6(1)+14(GQ1282)=AGE CANNOT BE LESS TH/AN R'S CURRENT AGE!

J1283 1283 B976(2)+1282(G0)+M6(2)+16(GQ1282)=AGE CANNOT BE LESS TH/AN SPOUSE/PARTNER'S CURRENT AGE!J1283 1284 1280(N3)Q1283UB 2 R47_19YS.EXPECT TO STOP IN # YEARS ALTOGETHER/// IN ^B YEARSV (0/99){Nn}J1284 976 1280(N4)Q1284U R47_19V. COMMENT FOR DEPENDS///

/PLEASE SPECIFY.V M!a_!Q1286B 19 R96. RECEIVING SOCIAL SECURITY?///~IF M7(2/3)+25(1)/~IF M976(G0)+1047(1)/ Are you ^35(4/6) currently receiving Social Security/ benefit payments?/~ELSE/ Are you ^35(4/6) currently receiving Social Security/ benefit payments, or any other type of pension, retirement,/ or disability benefit payment?

/~END/~ELSE/~IF M976(G0)+1047(1)/ Are you currently receiving Social Security benefit payments?/~ELSE/ Are you currently receiving Social Security benefit payments,/ or any other type of pension, retirement, or disability benefit payment?/~END/~END//~IF M976(G0)+977(2)



/ REMEMBER! 'YOU' HERE MEANS THE DESIGNATED RESPONDENT/ 'SPOUSE/PARTNER' MEANS SPOUSE/PARTNER OF DESIGNATED R//~END/ (DO NOT INCLUDE SUPPLEMENTAL SECURITY INCOME [SSI])/^C1// ^B

J1287 1286 B1286(0+"0")=PLEASE ENTER RESPONSEJ1287 1299 1286(2.K2.K3)+M976(G0)+1047(1)J1287 1319 1286(2.K2.K3)J1287 1288 1286(1)+M976(G0)+1047(1)=:1:Q1287B 19 R96_1. INCLUDE SOCIAL SECURITY BENEFITS?/ QxQ/// Do these include Social Security benefit payments?/^C1// ^BJ1288 1300 1287(2.K2.K3)

J1288 1287 B1287(0+"0")=PLEASE ENTER RESPONSEJ1288 1289 6(1)=:1:J1288 1289 M7(2/3)+25(2)=:1:J1288 1289 M6(2)+7(N2/3)=:1:Q1288MC R96_2. RESPONDENT OR SPOUSE/ QxQ// Are you and your ^35(7/9) currently receiving Social Security/ payments or is only one of you? (Which one?)/ (CODE ALL THAT APPLY)C1 RESPONDENTC2 SPOUSE/PARTNERC10

G 1/2J1290 1288 B1288(0+"0")=PLEASE ENTER RESPONSEQ1289SC1 RESPONDENTC2 SPOUSEG 1=1288(1)G 2=1288(2)Q1290B R96_4. PAYMENTS FOR RETIREMENT, DISABILITY///~IF 1289(1)/ Are the payments you receive for retirement, disability, or/ survivors benefits?

/~ELSE/ Are the payments your ^35(7/9) receives for retirement,/ disability, or survivors benefits?/~END/^C1// ^BC0C1 RetirementC2 DisabilityC3 Survivors



G 0G 1=1289(1)+M6(1)+14(0.G61)G 1=1289(2)+M6(2)+16(0.G61)G 2/3J1291 1290 B1290(0+"0")=PLEASE ENTER RESPONSEQ1291B 1004 R96_5.YEARS/AGE/YEAR//

//~IF 1289(1)/ How long have you received these benefits?/~ELSE/~IF M6(2)+8(1)/ How long has he received these benefits?/~ELSE/ How long has she received these benefits?/~END/~END/^C1// ^B

J1292 1291 B1291(0+"0")=PLEASE ENTER RESPONSEJ1292 1293 1291(N1)Q1292UB 2 R96_5YRS. HOW LONG RECEIVED- YEARS//// NUMBER OF YEARS: ^BV (0/99){Nn}J1293 1292 B1289(1)+1292(G0)+M6(1)+14(G0+LQ1292)=THAT IS MORE YEAR/S THAN R'S CURRENT AGE!J1293 1292 B1289(2)+1292(G0)+M6(2)+16(G0+LQ1292)=THAT IS MORE YEAR/S THAN SPOUSE/PARTNER'S CURRENT AGE!J1293 1294 1291(N2)

Q1293UB 2 R96_5AGE. HOW LONG RECEIVED - SINCE AGE/// SINCE AGE: ^BV (1/99){NN}J1294 1293 B1289(1)+1293(G0)+M6(1)+14(G0+LQ1293)=THAT IS OLDER THA/N R'S CURRENT AGE!J1294 1293 B1289(2)+1293(G0)+M6(2)+16(G0+LQ1293)=THAT IS OLDER THA/NR SPOUSE/PARTNER'S CURRENT AGE!J1294 1295 1291(N3)Q1294UB 4 R96_5YR. HOW LONG RECEIVED - SINCE YEAR//

/ SINCE YEAR: ^BV (1896/1995){NNNN}Q1295UB 7 R96_6. AMOUNT RECEIVE// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN///~IF 1289(1)/ How much do you receive each month or year?/~ELSE/~IF M6(2)+8(1)



/ How much does he receive each month or year?/~ELSE/ How much does she receive each month or year?/~END/~END// IF R GIVES RANGE, PRESS [F9] KEY./

/ ^BV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q1296T 30 DK.~DKDOL.VQC1 ^1295C2 7J1297 1295 B1296("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1297 1298 1296(0)Q1297B R96_6F. FREQUENCY OF RETIREMENT PAYMENTS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED

//~IF 1289(1)/ And how often do you receive that amount?/~ELSE/~IF M6(2)+8(1)/ And how often does he receive that amount?/~ELSE/ And how often does she receive that amount?/~END/~END// ^BC0

C4 MonthC6 YearC20 OtherJ1298 1297 B1297(0+"0")=PLEASE ENTER RESPONSEJ1298 1289 1297(N20)Q1298U R96_6V. COMMENT FOR OTHER////PLEASE SPECIFY.V M!a_!R1289 1298J1299 1300 M976(G0)+1047(1)

Q1299B 19 R97. RECEIVING OTHER RETIREMENT?////~IF M7(2/3)+25(1)/ Are you ^35(4/6) currently receiving any other/ retirement, pensions, or disability payments?/~ELSE/ Are you currently receiving any other retirement, pensions,/ or disability payments?/~END



/^C1// ^BJ1300 1319 1299(2.K2.K3)J1300 1299 B1299(0+"0")=PLEASE ENTER RESPONSEQ1300UB 2 R97_1. HOW MANY PAYMENTS RECEIVING//

//~IF M7(2/3)+25(1)/~IF 1286(1).1287(1)/ Not counting Social Security, how many retirement, pension, or/ disability benefit payments are you ^35(1/3) currently receiving?/~ELSE/ How many retirement, pension, or disability benefit payments are you/ ^35(1/3) currently receiving?/~END/~ELSE/~IF 1286(1).1287(1)/ Not counting Social Security, how many retirement, pension, or/ disability benefit payments are you currently receiving?

/~ELSE/ How many retirement, pension, or disability benefit payments are you/ currently receiving?/~END/~END/~IF M976(1)+1047(1)/~IF M976(2)+1047(1)/ Including the payments you told me you ^35(1/3) are receiving./~ELSE/ Including the payments you told me you are receiving./~END/~ELSE M976(2)+1047(1)/ Including the payments you told me your ^35(7/9) is receiving.

/~END/ (DO NOT INCLUDE INCOME FROM IRA AND KEOGH ACCOUNTS ALREADY REPORTED.)/// NUMBER OF PENSION/DISABILITY PAYMENTS: ^BV (1/99){Nn}Q1301S BENEFIT STEP-THROUGHC1 first benefitC2 second benefitC3 third benefitC4 fourth benefitC5 fifth benefitC6 sixth benefit

J1302 1303 6(1)=:1:J1302 1303 M7(2/3)+25(2)=:1:J1302 1303 M6(2)+7(N2/3)=:1:Q1302B R97_2. WHO IS RECEIVING/~IF 1301(LEQ1300)/^1301 OF ^1300/~ELSE/^1300/~END//



/~IF 1300(1)+1301(1)/ For this benefit, who is receiving these payments, you or/~ELSE/ For the ^1301, who is receiving these payments, you or/~END/ your ^35(7/9)?// ^B

C0C1 RESPONDENTC2 SPOUSE/PARTNERJ1303 1302 B1302(0+"0")=PLEASE ENTER RESPONSEQ1303B R97_3. CURRENT JOB, PAST DISABILITY.../~IF 1301(LEQ1300)/^1301 OF ^1300/~ELSE/^1300/~END/ QxQ//

/ Is this a payment from a current job, past job, a disability or/ military benefit, spouse's pension, or something else?/^C1// ^BC0C1 Current job pensionC2 Past job pensionC3 DisabilityC4 MilitaryC5 Spouse pensionC6 OtherG 0

G 1=M976(1)+1047(1.K2.K3)G 2/6J1304 1303 B1303(0+"0")=PLEASE ENTER RESPONSEJ1304 1305 1303(N6)Q1304U R97_3V. COMMENT FOR OTHER/~IF 1301(LEQ1300)/^1301 OF ^1300/~ELSE/^1300/~END///

/PLEASE SPECIFY.V M!a_!Q1305B 1004 R97_4.YEARS/AGE/YEAR/~IF 1301(LEQ1300)/^1301 OF ^1300/~ELSE/^1300/~END///



/~IF 1302(1)/ How long have you received these benefits?/~ELSE/ How long has ^35(10/11) received these benefits?/~END/^C1// ^B

J1306 1305 B1305(0+"0")=PLEASE ENTER RESPONSEJ1306 1307 1305(N1)Q1306UB 2 R97_4YRS. HOW LONG RECEIVED - YEARS/~IF 1301(LEQ1300)/^1301 OF ^1300/~ELSE/^1300/~END//// NUMBER OF YEARS: ^BV (0/99){Nn}

J1307 1306 B1302(1)+1306(G0)+M6(1)+14(G0+LQ1306)=THAT IS MORE YEAR/S THAN R'S CURRENT AGE!J1307 1306 B1302(2)+1306(G0)+M6(2)+16(G0+LQ1306)=THAT IS MORE YEAR/S THAN SPOUSE/PARTNER'S CURRENT AGE!J1307 1308 1305(N2)Q1307UB 2 R97_4AGE. HOW LONG RECEIVED - SINCE AGE/~IF 1301(LEQ1300)/^1301 OF ^1300/~ELSE/^1300/~END//

/ SINCE AGE: ^BV (0/99){Nn}J1308 1307 B1302(1)+1307(G0)+M6(1)+14(G0+LQ1307)=THAT IS OLDER THA/N R'S CURRENT AGE!J1308 1307 B1302(2)+1307(G0)+M6(2)+16(G0+LQ1307)=THAT IS OLDER THA/N SPOUSE/PARTNER'S CURRENT AGE!J1308 1309 1305(N3)Q1308UB 4 R97_4. HOW LONG RECEIVED - SINCE YEAR/~IF 1301(LEQ1300)/^1301 OF ^1300/~ELSE/^1300/~END

/// SINCE YEAR: ^BV (1896/1995){NNNN}Q1309UB 6 R97_5. AMOUNT RECEIVED/~IF 1301(LEQ1300)/^1301 OF ^1300/~ELSE/^1300/~END/



/ INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//// How much is received each month or year?// IF R GIVES RANGE, PRESS [F9] KEY./

// ^BV !.A$___,___.!("range",0/999999)*******************************CALL DKDOL*************************************J1310 1311 1309(0+"0").1309(K1)Q1310T 30 DK.~DKDOL.VQC1 ^1309C2 7J1311 1309 B1310("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1311 1314 1310(0)Q1311B R97_5F. FREQUENCY OF PAYMENTS/~IF 1301(LEQ1300)

/^1301 OF ^1300/~ELSE/^1300/~END// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often is that amount received?// ^BC0C1 MonthC2 Year

C3 OtherJ1312 1311 B1311(0+"0")=PLEASE ENTER RESPONSEJ1312 1313 1311(N3)Q1312U R97_5V. COMMENT FOR OTHER/~IF 1301(LEQ1300)/^1301 OF ^1300/~ELSE/^1300/~END////PLEASE SPECIFY.

V M!a_!Q1313B 19 R97_6. INCREASE WITH COST OF LIVING?/~IF 1301(LEQ1300)/^1301 OF ^1300/~ELSE/^1300/~END/ QxQ/// Has this payment been increased when the cost of living has



/ increased?/^C1// ^BJ1314 1313 B1313(0+"0")=PLEASE ENTER RESPONSEJ1314 1315 M6(1)+20(1)=:1:J1314 1315 M6(1)+20(N1)=:2:Q1314B 19 R97_7. CHECKPOINT: IS R MARRIED

//// INTERVIEWER CHECKPOINT: IS R LEGALLY MARRIED?/^C1// ^BJ1315 1318 1314(2)J1315 1314 B1314(0+"0")=PLEASE ENTER RESPONSEQ1315B R97_8. IF RECIPIENT DIES, WHAT PERCENT../~IF 1301(LEQ1300)/^1301 OF ^1300/~ELSE

/^1300/~END//~IF 1302(1)/ If you were to die, what percent of this payment would your/ ^35(7/8) continue to receive or would the payments stop?/~ELSE/ If your ^35(7/8) were to die, what percent of this payment would/ you continue to receive or would the payments stop?/~END/^C1// ^B

C0C1 ENTER PERCENTAGEC2 STOPC3 OTHERJ1316 1315 1315(0+"0")=PLEASE ENTER RESPONSEJ1316 1317 1315(N1)Q1316UB 5 R97_8. PERCENTAGE/~IF 1301(LEQ1300)/^1301 OF ^1300/~ELSE/^1300/~END/

/// PERCENT: ^BV !.U___.__%!(1/99999)J1317 1318 1315(N3)Q1317U R97_8V. COMMENT FOR OTHER/~IF 1301(LEQ1300)/^1301 OF ^1300/~ELSE/^1300/~END



////PLEASE SPECIFY.V M!a_!J1318 1319 1301(6)Q1318B 19 R97_9. ANOTHER BENEFIT?/~IF 1301(LEQ1300)

/^1301 OF ^1300/~ELSE/^1300/~END///~IF 1301(LQ1300)/ INTERVIEWER: CAN R PROVIDE INFORMATION ON ANOTHER BENEFIT?/~ELSE/~IF M7(2/3)/ Is there another pension from which you or your ^35(7/9) receives/ benefits?/~ELSE

/ Is there another pension from which you receive benefits?/~END/~END/// ^BJ1301 1319 1318(2.K2.K3)J1301 1318 B1318(0+"0")=PLEASE ENTER RESPONSER1301 1318Q1319B 19 R98. CASH SETTLEMENT/ QxQ//

/~IF M7(2/3)+25(1)/ Have you ^35(4/6) ever received a cash settlement from a/ pension or retirement plan of a previous job?/~ELSE/ Have you ever received a cash settlement from a pension or/ retirement plan of a previous job?/~END/// ^BJ1320 1330 1319(2.K2.K3)J1320 1319 B1319(0+"0")=PLEASE ENTER RESPONSEQ1320UB 2 R98_1. NUMBER OF CASH SETTLEMENTS

///~IF M7(2/3)+25(1)/ How many different cash settlements have you ^35(4/6)/ received?/~ELSE/ How many different cash settlements have you received?/~END// ^BV (1/99){Nn}



Q1321S CASH SETTLEMENT STEP-THROUGHC1 first cashC2 second cashC3 third cashC4 fourth cashC5 fifth cashC6 sixth cashJ1322 1323 6(1)=:1:

J1322 1323 M6(2)+7(N2/3)=:1:J1322 1323 M6(2)+7(2/3)+25(2)=:1:Q1322B R98_2. WHO RECEIVED SETTLEMENT?////~IF 1320(1)+1321(1)/ Who received this settlement, you or your ^35(7/9)?/~ELSE/ Who received the ^1321 settlement, you or your/ ^35(7/9)?/~END/^C1

// ^BC0C1 RespondentC2 Spouse/partnerJ1323 1322 B1322(0+"0")=PLEASE ENTER RESPONSEQ1323UB 9 R98_3. AMOUNT OF CASH SETTLEMENT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN////~IF 1320(1)+1321(1)

/ What was the amount of this settlement?/~ELSE/ What was the amount of this ^1321 settlement?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q1324T 30 DK.~DKDOL.VQC1 ^1323C2 6

J1325 1323 B1324("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q1325B R98_4.YEAR/AGE/YEARS///~IF 1320(1)+1321(1)/ In what year was this settlement received?/~ELSE/ In what year was the ^1321 settlement received?/~END/



/ ^BC0C1 ENTER YEARC2 ENTER "AT AGE"C3 ENTER "# OF YEARS AGO"J1326 1325 B1325(0+"0")=PLEASE ENTER RESPONSEJ1326 1327 1325(N1)Q1326UB 4 R98_4YR. WHEN RECEIVED - YEAR

/// ^B/ YEARV (1896/1995){NNNN}J1327 1328 1325(N2)Q1327UB 2 R98_4AGE. WHEN RECEIVED - AGE/// AT AGE: ^BV (0/99){Nn}J1327 1326 B1322(1)+1326(G0)+M6(1)+14(G0+LQ1326)=THAT IS OLDER THA/N R'S CURRENT AGE!

J1327 1326 B1322(2)+1326(G0)+M6(2)+16(G0+LQ1326)=THAT IS OLDER THA/N SPOUSE/PARTNER'S CURRENT AGE!J1328 1329 1325(N3)Q1328UB 2 R98_4YRS. WHEN RECEIVED - YEARS AGO/// ^B YEARS AGOV (0/99){Nn}J1329 1328 B1322(1)+1328(G0)+M6(1)+14(G0+LQ1328)=THAT IS MORE YEAR/S THAN R'S CURRENT AGE!J1329 1328 B1322(2)+1328(G0)+M6(2)+16(G0+LQ1328)=THAT IS MORE YEAR/S THAN SPOUSE/PARTNER'S CURRENT AGE!Q1329B 19 R98_5. ANOTHER CASH SETTLEMENT?

///~IF 1321(LQ1320)/ INTERVIEWER: CAN R PROVIDE DETAIL ON ANOTHER CASH SETTLEMENT?/~ELSE/~IF M6(2)+7(2/3)/ Did you or your ^35(7/9) receive any other such settlements?/~ELSE/ Did you receive any other such settlements?/~END/~END//^C1

// ^BR1321 1329J1321 1330 1329(2.K2.K3)J1330 1329 B1329(0+"0")=PLEASE ENTER RESPONSEQ1330B 19 R99. FUTURE PENSION BENEFITS?/ QxQ///~IF M7(2/3)+25(1)/ Now I want to ask about future pension benefits that you and your



/ ^35(7/9) have earned rights to from past or current jobs./ Aside from Social Security and other pensions you have already/ told me about, do you and your ^35(7/9) expect to receive any/ (other) pensions in the future?/~ELSE/ Now I want to ask about future pension benefits that you have/ earned rights to from past or current jobs. Aside from Social/ Security and other pensions you have already told me about, do you

/ expect to receive any (other) pensions in the future?/~END/// ^BJ1331 1349 1330(2.K2.K3)J1331 1330 B1330(0+"0")=PLEASE ENTER RESPONSEQ1331UB 2 R99_1. NUMBER OF FUTURE BENEFITS////~IF M7(2/3)+25(1)/ How many such benefits do you or your ^35(7/9)

/ expect to receive in the future?/~ELSE/ How many such benefits do you expect to receive in the future?/~END// ^BV (1/99){Nn}Q1332S FUTURE BENEFIT STEP-THROUGHC1 largestC2 nextC3 nextC4 nextC5 next

C6 nextJ1333 1334 6(1)=:1:J1333 1334 M6(2)+7(N2/3)=:1:J1333 1334 M7(2)+21(2.K2.K3)=:1:J1333 1334 M7(2/3)+25(2)=:1:Q1333B R99_2. WHO EXPECTS TO RECEIVE BENEFIT?///~IF 1331(1)+1332(1)/ Who expects to receive this benefit?/~ELSE/ Who expects to receive the ^1332 benefit?/~END

//~IF 1332(1)+1331(G1)/ IF R ANSWERS DK: Tell me about your benefits first.// WE DO NOT CARE WHICH PLAN IS LARGEST, TAKE ANY PLAN./~END// ^BC0C1 RespondentC2 Spouse



J1334 1333 B1333(0+"0")=PLEASE ENTER RESPONSEQ1334B R99_3. INCOME FORMULA, ACCOUNT.../ QxQ///~IF 1331(1)+1332(1)/ About this benefit, is this from a pension plan/~ELSE

/ About the ^1332 benefit, is this from a pension plan/~END/~IF 1333(1)/ where a certain amount of money is accumulated in an account for you,/ a formula plan that will give you a specific amount of income each/ month or year when you retire, or what?/~ELSE/ where a certain amount of money is accumulated in an account for your/ ^35(7/9), a formula plan that will give you a specific amount of income/ each month or year when ^35(10/11) retires, or what?/~END/^C1/

/ ^BC0C1 Income formulaC2 AccountC3 BothJ1335 1338 1334(1)J1335 1334 B1334(0+"0")=PLEASE ENTER RESPONSEQ1335B R99_3_1. LUMP SUM OR REGULAR PAYMENT?////~IF 1333(1)/ When you retire, will you receive the money in the account as a lump

/ sum, or will you receive regular payments?/~ELSE/ When your ^35(7/9) retires, will ^35(10/11) receive the money in the/ account as a lump sum, or will ^35(10/11) receive regular payments?/~END/^C1// ^BC0C1 Lump sumC2 Regular paymentsJ1336 1335 B1335(0+"0")=PLEASE ENTER RESPONSEJ1336 1338 1334(K2.K3)+1335(K2.K3)

Q1336UB 7 R99_4. AMOUNT IN ACCOUNT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//// How much is in the account now?// IF R GIVES RANGE, PRESS [F9] KEY.// ^B



V !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q1337T 30 DK.~DKDOL.VQC1 ^1336C2 6J1338 1336 B1337("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q1338B R99_5. YEARS/AGE YEARS

///~IF 1333(1)/ When do you expect to receive this pension?/~ELSE/ When does ^35(10/11) expect to receive this pension?/~END/^C1// ^BC0C1 ENTER NUMBER OF YEARSC2 ENTER "AT AGE"

C3 ENTER "IN YEAR"J1339 1338 B1338(0+"0")=PLEASE ENTER RESPONSEJ1339 1340 1338(N1)Q1339UB 2 R99_5YS.WHEN EXPECT TO RECEIVE - YEARS/// NUMBER OF YEARS: ^BV (0/99){Nn}J1340 1341 1338(N2)Q1340UB 2 R99_5AG. WHEN EXPECT TO RECEIVE - AGE/// AT AGE: ^B

V (0/99){Nn}J1341 1340 B1340(G0)+M6(1)+14(GQ1340)=THAT IS YOUNGER THAN R'S CUR/RENT AGE!J1341 1342 1338(N3)Q1341UB 4 R99_5YR. WHEN EXPECT TO RECEIVE - YEAR/// IN THE YEAR: ^BV (1995/2050){NNNN}J1342 1346 1335(1)Q1342UB 7 R99_6. AMOUNT OF EXPECTED PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN

////~IF 1333(1)/ About how much do you expect them to be?/~ELSE/ About how much does ^35(10/11) expect them to be?/~END// IF R GIVES RANGE, PRESS [F9] KEY./



// ^BV !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q1343T 30 DK.~DKDOL.VQC1 ^1342C2 7J1344 1342 B1343("X")=PLEASE ENTER CORRECT AMOUNT

******************************************************************************J1344 1345 1343(0).1335(1)Q1344B R99_6F. FREQUENCY OF EXPECTED PAYMENTS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED// And how often do you expect to receive that amount?// ^BC0C2 WeekC3 Biweekly

C4 MonthC5 QuarterC6 YearC8 Lump sum/one payment onlyC11 Twice per yearC12 BimonthlyC20 OtherG 0,2/4,12,5,11,6,8,20J1345 1344 B1344(0+"0")=PLEASE ENTER RESPONSEJ1345 1346 1344(N20)Q1345U R99_6V. COMMENT FOR OTHER//

//PLEASE SPECIFY.V M!a_!J1346 1347 1332(6)Q1346B 19 R99_7. ANOTHER FUTURE BENEFIT?///~IF 1332(LQ1331)/ INTERVIEWER: CAN R PROVIDE INFORMATION ON ANOTHER FUTURE BENEFIT/~ELSE/ Is there another such future benefit?/~END/^C1

// ^BJ1332 1349 1346(2.K2.K3)J1347 1346 B1346(0+"0")=PLEASE ENTER RESPONSER1332 1346Q1347B R100. IRA, KEOGH?//// Are any of these part of an IRA, KEOGH, or other pension plan?/^C1



// ^BC0C1 Yes, IRA/KEOGHC2 Yes, pensionC3 NoJ1348 1347 B1347(0+"0")=PLEASE ENTER RESPONSEJ1348 1349 1347(N1)

Q1348U R100V. COMMENT FOR IRA/KEOUGH///PLEASE SPECIFY.V M!a_!******************************************************************************** SECTION T: INCOME ********************************************************************************Q1349B PREAMBLE FROM FIRST QUESTION////~IF 0A(LE1)=6AM25(N2)=

/ We have talked about various sources of income. Now we would like to/ get the overall picture of all the different sources of income that you/ had in 1994./~ELSE/ We have talked about various sources of income. Now we would like to/ get the overall picture of all the different sources of income that you/ and members of your family living here had in 1994./~END/// ^BC0 PRESS [ENTER] TO CONTINUEQ1350S TYPE OF INCOME STEP-THROUGH

C1 wages and salariesC2 a professional practice, business, or farmC3 non-taxable investments such as municipal bondsC4 other interestC5 dividendsC6 net gains or losses from the sale of stocks, bonds, or/ real estateC7 net rent, trusts, or royalties from any other investme/nt or businessC8 unemployment or worker's compensationC9 child support or alimony which you or your family here/ receiveC10 ADC, AFDC, food stamps, or other forms of welfare or a

/ssistance such as SSIC11 Social Security or other pensions, annuities, or other/ disability or retirement programsC12 any other sourcesJ1587 1285Q1587XC1 7C2 12,18C3 8bC4 8aC5 9



C6 13,14C7 17C8 19C9 11C10 SSI IS SHOWN ON IRS FORM 1040 LINE 21b, OTHER WELFARE/NOT SHOWN ON 1040C11 16a,20aC12 21

G 1=1350(1)G 2=1350(2)G 3=1350(3)G 4=1350(4)G 5=1350(5)G 6=1350(6)G 7=1350(7)G 8=1350(8)G 9=1350(9)G 10=1350(10)G 11=1350(11)G 12=1350(12)J1285 1351 1350(L3)=:5:

J1285 1351 1350(3.7.11.12)=:6:J1285 1351 1350(4/6.8/10)=:7:Q1285U 1Q1351B T1. TYPES OF INCOME/ QxQ///~IF 0A(LE1)=6AM25(N2)=/~IF 1350(N2+N4)/Did you have income from/~ELSE 1350(4)/ Did you have any other interest income?/~ELSE 1350(2)

/Did you have income or losses from/~END/~ELSE/~IF 1350(N2+N4)/Did you or anyone have income from/~ELSE 1350(4)/ Did you or anyone have any other interest income?/~ELSE 1350(2)/Did you or anyone have income or losses from/~END/~END/~IF 1350(N4)/^1350?

/~END/~IF 1350(2)/(Other than wages or salaries)/~END//~IF 1350(10)/^1587/~ELSE/IRS FORM 1040 LINE NUMBER: ^1587/~END/



/// ^BC0C1 YESC2 NOJ1352 1351 B1351(0+"0")=PLEASE ENTER RESPONSEJ1352 1352 1353 1350(12)+1351(1)

Q1352U T1V. COMMENT FOR ANY OTHER TYPE/// What other sources?/V M!a_!J1353 1350 1351(2.K2.K3)Q1353UB 9 T2. AMOUNT OF INCOME// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN///

/~IF 1350(4)/ In total, how much other interest income/~ELSE/ In total, how much income from/ ^1350/~END/~IF 0A(LE1)=6AM25(N2)=/ did you receive in 1994, before deductions for taxes and anything else?/~ELSE/ did you and your family receive in 1994, before deductions for taxes/ and anything else?/~END/

/~IF 1350(10)/^1587/~ELSE/IRS FORM 1040 LINE NUMBER: ^1587/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ANNUAL AMOUNT: ^B IN '94V !.A$___,___,___.!("range",-99999999/999999999)J1354 1353 B1353(L0)+1350(1.3/5.8/11)=AMOUNT MUST BE POSITIVE!*******************************CALL DKDOL*************************************J1354 1350 1353(0+"0")

Q1354T 30 DK.~DKDOL.VQC1 ^1353C2 ^1285J1350 1353 B1354("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************R1350 1354Q1580UT 14 ADD AMOUNTS IN T2|1353A[1/12]J1581 1355 M1350(G0)+1351(K2.K3)J1581 1355 M1350(G0)+1353("range"."NT".K2.K3)Q1581B 1351 T2_1.TOTAL CORRECT?/



//~IF 0A(LE1)=6AM25(N2)=/ I would like to confirm that your total 1994 income from all/~ELSE/ I would like to confirm that your family's total 1994 income from all/~END/ sources was $^1580./

// Is that correct?// ^BJ1355 1581 B1581(0+"0")=PLEASE ENTER RESPONSEJ1355 1357 1581(1)Q1355UB 9 T3. AMOUNT OF TOTAL INCOME// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ///~IF 1581(2.K2.K3)

/ What would be the correct total?/~ELSE/~IF 0A(LE1)=6AM25(N2)=/ How much was the total income you received in 1994 from all/ sources, before taxes and other deductions were made?/~ELSE/ How much was the total income you and your family living here/ received in 1994 from all sources, before taxes and other deductions/ were made?/~END/~END// IF R GIVES RANGE, PRESS [F9] KEY.

// ANNUAL AMOUNT: ^B IN '94V !.A$___,___,___.!("range",-99999999/999999999)*******************************CALL DKDOL*************************************J1356 1357 1355(0+"0").1355("NT")Q1356T 30 DK.~DKDOL.VQC1 ^1355C2 5J1357 1355 B1356("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q1357B T4. INCOME HIGH OR LOW//

// Is this income unusually high or low compared to what you would expect/ in a "normal" year, or is it normal?/^C1// ^BC0C1 HighC2 LowC3 NormalJ1358 1361 1357(3.K2.K3)



J1358 1357 B1357(0+"0")=PLEASE ENTER RESPONSEQ1358U T4_05. WHY IS THAT?//// Why is that?V M!a_!Q1359UB 9 T4_1. AMOUNT OF INCOME IN NORMAL YEAR

// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//// About what would your income have been if it had been a normal year?// IF R GIVES RANGE, PRESS [F9] KEY.// ANNUAL AMOUNT: ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J1360 1361 1359(0+"0")

Q1360T 30 DK.~DKDOL.VQC1 ^1359C2 5J1361 1359 B1360("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q1361B T4_2.PAST 5 YEARS-INCOME GO UP?///~IF 0A(LE1)=6AM25(N2)=/ Over the past five years, did your total income go up more/ than prices, less than prices, or about the same as prices?/~ELSE/ Over the past five years, did your total family income go up

/ more than prices, less than prices, or about the same as prices?/~END// ^BC0C1 Up moreC2 Up lessC3 About the sameJ1362 1361 B1361(0+"0")=PLEASE ENTER RESPONSEQ1362B 1361 T4_3.NEXT YEAR-EXPECT INCOME GO UP?///~IF 0A(LE1)=6AM25(N2)=

/ Over the next year, do you expect your total income to go up/ more than prices, less than prices, or about the same as prices?/~ELSE/ Over the next year, do you expect your total family income/ to go up more than prices, less than prices, or about the same/ as prices?/~END// ^BJ1363 1362 B1362(0+"0")=PLEASE ENTER RESPONSEQ1363B 1351 T4_4.GOOD IDEA OF INCOME NEXT YEAR?



///~IF 0A(LE1)=6AM25(N2)=/ At this time, do you have a good idea of what your income for next/ year will be?/~ELSE/ At this time, do you have a good idea of what your family's/ income for next year will be?

/~END// ^BJ1364 1363 B1363(0+"0")=PLEASE ENTER RESPONSEQ1364B 1351 T4_5.USUALLY HAVE A GOOD IDEA///~IF 0A(LE1)=6AM25(N2)=/ Do you usually have a good idea of what your next year's/ income will be?/~ELSE/ Do you usually have a good idea of what your family's next year's/ income will be?

/~END// ^BJ1365 1364 B1364(0+"0")=PLEASE ENTER RESPONSEQ1365B T5. IN 1994, DID YOU PAY ALIMONY.../ QxQ///~IF 0A(LE1)=6AM25(N2)=/ During 1994, did you pay any alimony, separation payments,/ or child support?/~ELSE/ During 1994, did you or anyone in your family living here pay any

/ alimony, separation payments, or child support?/~END// ^BC0C1 YesC2 NoJ1366 1368 1365(2.K2.K3)J1366 1365 B1365(0+"0")=PLEASE ENTER RESPONSEQ1366UB 9 T5_1. AMOUNT OF ALIMONY PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/

///~IF 0A(LE1)=6AM25(N2)=/ Altogether, how much alimony and/or child support did you/ pay in 1994?/~ELSE/ Altogether, how much alimony and/or child support did you and your/ family pay in 1994?/~END// IF R GIVES RANGE, PRESS [F9] KEY.



// ANNUAL AMOUNT: ^B IN '94V !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q1367T 30 DK.~DKDOL.VQC1 ^1366C2 6J1368 1366 B1367("X")=PLEASE ENTER CORRECT AMOUNT

******************************************************************************Q1368B T6. SUPPORT OTHER FRIENDS, RELATIVES/ QxQ///~IF 0A(LE1)=6AM25(N2)=/~IF 1365(1)/ During 1994, did you provide any other financial support for/ relatives or friends who do not live here?/~ELSE/ During 1994, did you provide any financial support for relatives or/ friends who do not live here?/~END

/~ELSE/~IF 1365(1)/ During 1994, did you or anyone in your family living here provide any/ other financial support for relatives or friends who do not live here?/~ELSE/ During 1994, did you or anyone in your family living here provide any/ financial support for relatives or friends who do not live here?/~END/~END/// ^BC0

C1 YesC2 NoJ1369 1373 1368(2.K2.K3)J1369 1368 B1368(0+"0")=PLEASE ENTER RESPONSEQ1369UB 7 T6_1. AMOUNT OF OTHER SUPPORT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN////~IF 0A(LE1)=6AM25(N2)=/ How much support did you pay?/~ELSE

/ How much support did you and your family pay?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ANNUAL AMOUNT: ^B IN '94V !.A$_,___,___.!("range",1/9999999)*******************************CALL DKDOL*************************************Q1370T 30 DK.~DKDOL.VQC1 ^1369C2 6



/~END/^C1// ^BC0C1 File JointlyC2 File SeparatelyC3 Only R File

C4 Only S FileJ1375 1379 1374(2.3)J1375 1382 1374(4)J1375 1386 1374(K2.K3)J1375 1374 B1374(0+"0")=PLEASE ENTER RESPONSEQ1375MC T7_3. WHICH SCHEDULES?/ QxQ//~IF M7(2/3)+25(1)/~IF 1373(1)/ Did you ^35(1/3) file a schedule C, E, or F with your return?/~ELSE/ Will you ^35(1/3) file a schedule C, E, or F with your return?

/~END/~ELSE/~IF 1373(1)/ Did you file a schedule C, E, or F with your return?/~ELSE/ Will you file a schedule C, E, or F with your return?/~END/~END// INTERVIEWER:// CODE ALL THAT APPLY./

/ IF R ASKS: SCHEDULE C IS FOR BUSINESS INCOME OR SELF EMPLOYMENT/ SCHEDULE E IS FOR TRUST AND PARTNERSHIP INCOME/ SCHEDULE F IS FOR FARM INCOMEC1 Schedule CC2 Schedule EC3 Schedule FC4 No;EC10G 1/4Q1376B 1351 T7_3A.DID/WILL YOU ITEMIZE?/ QxQ//~IF 1373(1)

/ Did you itemize deductions?/~ELSE/ Will you itemize deductions?/~END// ^BQ1377UB 9 T7_4. TOTAL ADJUSTED GROSS INCOME// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/



//~IF M7(2/3)+25(1)/~IF 1373(1)/ What was your ^35(1/3)'s total adjusted gross income (AGI)/ on your 1994 tax return? (Form 1040, Line 31)/~ELSE/ What will be your ^35(1/3)'s total adjusted gross income/ (AGI) on your 1994 tax return? (What do you think it will be?)

/ (Form 1040, Line 31)/~END/~ELSE/~IF 1373(1)/ What was your total adjusted gross income (AGI) on your 1994/ tax return? (Form 1040, Line 31)/~ELSE/ What will be your total adjusted gross income (AGI) on your 1994/ tax return? (What do you think it will be?) (Form 1040, Line 31)/~END/~END//

/ IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",-99999999/999999999)*******************************CALL DKDOL*************************************J1378 1379 1377(0+"0")Q1378T 30 DK.~DKDOL.VQC1 ^1377C2 5J1379 1377 B1378("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1379 1386 1377(A)Q1379MC T7_5. WHICH SCHEDULES?

/ QxQ///~IF 1373(1)/ Did you file a schedule C, E, or F with your return?/~ELSE/ Will you file a schedule C, E, or F with your return?/~END// INTERVIEWER:// CODE ALL THAT APPLY./

/ IF R ASKS: SCHEDULE C IS FOR BUSINESS INCOME OR SELF EMPLOYMENT/ SCHEDULE E IS FOR TRUST AND PARTNERSHIP INCOME/ SCHEDULE F IS FOR FARM INCOMEC1 Schedule CC2 Schedule EC3 Schedule FC4 No;EC10G 1/4Q1579B 1351 T7_5A./ QxQ



/ Did ^35(10/11) itemize deductions on the return?/~ELSE/ Will ^35(10/11) itemize deductions on the return?/~END// ^BJ1384 1383 B1383(0+"0")=PLEASE ENTER RESPONSEQ1384UB 9 T7_8. SPOUSE'S TOTAL ADJUSTED GROSS INCOME

// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ///~IF 1373(1)/ What was ^35(12/13) total adjusted gross income (AGI) on ^35(12/13) 1994/ tax return?/~ELSE/ What will be ^35(12/13) total adjusted gross income (AGI) on ^35(12/13)/ 1994 tax return? (What do you think it will be?)/~END/

/ IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",-99999999/999999999)*******************************CALL DKDOL*************************************J1385 1386 1384(0+"0")Q1385T 30 DK.~DKDOL.VQC1 ^1384C2 5J1386 1384 B1385("X")=PLEASE ENTER CORRECT AMOUNT************************************************************************************************************************************************************** SECTION X: *

*******************************************************************************Q1386B 1351 X1. EVER RECEIVED INHERITANCE?/ QxQ///~IF M7(2/3)+25(1)/ Have you ^35(4/6) ever received an inheritance, or been/ given substantial assets in a trust or in some other form?/~ELSE/ Have you ever received an inheritance, or been given substantial/ assets in a trust or in some other form?/~END/ Please include any gifts or inheritances you may have told me

/ about earlier./// ^BJ1387 1386 B1386(2)+(141(1).155(1).169(1).174(1).179(1).209(1).411*/(1).452(1).468(1).491(3))=AN INHERITANCE WAS REPORTED EARLIER IN THE INTERVIEW/!J1387 1386 B1386(0+"0")=PLEASE ENTER RESPONSEJ1387 1399 1386(N1)Q1387UB 2 X2. NUMBER OF INHERITANCES/ QxQ



//~IF M7(2/3)+25(1)/ How many of these have you ^35(4/6) ever received?/~ELSE/ How many of these have you ever received?/~END// ^B NUMBER OF INHERITANCES

V (1/99)Q1388S INHERITANCE STEP-THROUGHC1 largestC2 next largestC3 next largestQ1389B X3. INHERITANCE, TRUST, WHAT?/ QxQ//~IF 1387(1)+1388(1)/ Was that an inheritance, a trust, or what?/~ELSE/ Thinking about the ^1388 of these, was that an inheritance,/ a trust, or what?

/~END// ^BC0C1 TRUSTC2 INHERITANCEC3 INHERITED TRUSTC4 TRANSFER/GIFTC5 OTHERJ1390 1389 1389(0+"0")=PLEASE ENTER RESPONSEJ1390 1391 1389(N3)Q1390U X3V. COMMENT FOR OTHER/

/// PLEASE SPECIFY.V M!a_!Q1391UB 9 X4. APPROXIMATE VALUE// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/// What was its approximate value at the time it was received?// IF R GIVES RANGE, PRESS [F9] KEY.

// ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J1392 1393 1391(0+"0")Q1392T 30 DK.~DKDOL.VQC1 ^1391C2 5J1393 1391 B1392("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q1393UB 4 X5. YEAR RECEIVED



/ QxQ/// In what year was it received?// ^B/ YEARV (1896/1995){NNNN}

Q1394B X6. FROM WHOM RECEIVED?/ QxQ/// From whom was it received?/^C1// ^BC0C1 GrandparentC2 ParentC3 ChildC4 Aunt/Uncle

C5 SiblingC6 FriendC7 OtherJ1395 1394 B1394(0+"0")=PLEASE ENTER RESPONSEJ1395 1396 1394(N7)Q1395U X6V. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!J1396 1397 1388(3)+1387(G3)=:1:Q1396B X7. ANOTHER INHERITANCE?

/ QxQ//~IF 1388(LQ1387)/ INTERVIEWER: CAN R PROVIDE DETAILED INFORMATION ON ANOTHER INHERITANCE,/ TRUST, OR TRANSFER?/~ELSE/ Is there another inheritance, trust, or transfer?/~END/// ^BC0C1 YES

C2 NOJ1388 1399 1396(2.K2.K3)+1387(LE1)J1388 1397 1396(2.K2.K3)+1387(G1)J1388 1396 B1396(0+"0")=PLEASE ENTER RESPONSER1388 1396J1397 1399 1396(K2.K3)J1397 1397 1399 1396(1).1388(LQ1387)Q1397UB 9 X8. AMOUNT FROM ALL OTHERS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/



/// How much altogether were any others you have received?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",0/999999999)

*******************************CALL DKDOL*************************************J1398 1399 1397(0+"0")Q1398T 30 DK.~DKDOL.VQC1 ^1397C2 5J1399 1397 B1398("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q1399B X9. EXPECT TO RECEIVE INHERITANCE?///~IF M7(2/3)+25(1)/ Do you ^35(4/6) expect to receive a substantial/ inheritance or transfer of assets in the future?

/~ELSE/ Do you expect to receive a substantial inheritance or transfer/ of assets in the future?/~END/^C1// ^BC0C1 YesC2 NoJ1400 1404 1399(2.K2.K3)J1400 1399 B1399(0+"0")=PLEASE ENTER RESPONSEQ1400B X9_1. LARGE, MODERATE, OR WHAT?

//// Is that likely to involve a large amount of money, a moderate amount,/ or what?/^C1// ^BC0C1 LargeC2 ModerateC3 OtherJ1401 1400 B1400(0+"0")=PLEASE ENTER RESPONSE

J1401 1402 1400(N3)Q1401U X9_1V. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!Q1402UB 9 X9_2. AMOUNT EXPECTED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/



/// About how much do you expect?// IF R GIVES RANGE, PRESS [F9] KEY./// ^B

V !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J1403 1404 1402(0+"0")Q1403T 30 DK.~DKDOL.VQC1 ^1402J1404 1402 B1403("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q1404B X10. CHARITABLE CONTRIBUTIONS?/ QxQ///~IF 0A(LE1)=6AM25(N2)=/ During 1994, did you make charitable contributions of money or

/ property totaling $500 or more?/~ELSE/ During 1994, did you or anyone in your family living here make/ charitable contributions of money or property totaling $500 or more?/~END/ (Please do not include political contributions.)/// ^BC0C1 YesC2 NoJ1405 1407 1404(2.K2.K3)

J1405 1404 B1404(0+"0")=PLEASE ENTER RESPONSEQ1405UB 8 X10_1. AMOUNT CONTRIBUTED// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN////~IF 0A(LE1)=6AM25(N2)=/ Roughly, how much did you contribute?/~ELSE/ Roughly, how much did your family contribute?/~END/

/ IF R GIVES RANGE, PRESS [F9] KEY./// ANNUAL AMOUNT: ^B IN '94V !.A$__,___,___.!("range",1,500/99999999)*******************************CALL DKDOL*************************************J1406 1407 1405(0+"0")Q1406T 30 DK.~DKDOL.VQC1 ^1405C2 7J1407 1405 B1406("X")=PLEASE ENTER CORRECT AMOUNT



******************************************************************************Q1407B X10_2. VOLUNTEER ONE HOUR OR MORE?////~IF 0A(LE1)=6AM25(N2)=/ During 1994, did you volunteer an average of one hour or more/ a week to any charitable organizations?

/~ELSE/ During 1994, did you or anyone in your family living here volunteer/ an average of one hour or more a week to any charitable organizations?/~END/ (Please do not include time volunteered for political causes.)/// ^BC0C1 YesC2 NoJ1408 1407 B1407(0+"0")=PLEASE ENTER RESPONSEQ1408B X11. IMPORTANT TO LEAVE INHERITANCE?

/ QxQ/// Some people think it is important to leave an estate or inheritance to/ their surviving heirs, while others don't. Which is closer to your/~IF M7(2/3)+25(1)/ ^35(1/3)'s feelings? Would you say it is very important,/ important, somewhat important, or not important?/~ELSE/ feelings? Would you say it is very important, important, somewhat/ important, or not important?/~END/

// ^BC0C1 Very ImportantC2 ImportantC3 Somewhat ImportantC4 Not ImportantC5 R and SP/PARTNER DIFFERG 0/4G 5=M7(2/3)+25(1)J1409 1408 B1408(0+"0")=PLEASE ENTER RESPONSEQ1409B X12. EXPECT TO LEAVE ESTATE?/

//~IF M7(2/3)+25(1)/ Do you ^35(1/3) expect to leave a sizable estate to others?/~ELSE/ Do you expect to leave a sizable estate to others?/~END/// ^BC0C1 Yes



C2 NoC3 POSSIBLY******************************************************************************** SECTION Y: ********************************************************************************J1410 1409 B1409(0+"0")=PLEASE ENTER RESPONSEQ1410B Y1. R GRADE COMPLETED/ QxQ

// I'd like to ask you some questions about your background. What is the/ highest grade of school or year of college you completed?/^C2/ ^BC0 0 GRADEC1 1ST GRADEC2 2ND GRADEC3 3RD GRADEC4 4TH GRADEC5 5TH GRADEC6 6TH GRADEC7 7TH GRADE

C8 8TH GRADEC9 9TH GRADEC10 10TH GRADEC11 11TH GRADEC12 12TH GRADEC13 1 YEAR OF COLLEGEC14 2 YEARS OF COLLEGEC15 3 YEARS OF COLLEGEC16 4 YEARS OF COLLEGEC17 GRADUATE SCHOOLC18G 18,9,1,10,2,11,3,12,4,13,5,14,6,15,7,16,8,17J1411 1410 B1410(18)=PLEASE ENTER RESPONSE

J1411 1413 1410(13/17)Q1411B Y1_1. R DIPLOMA/ QxQ/// Did you get a high school diploma or pass a high school equivalency/ test?/^C1// ^BC0C1 YesC2 No

J1412 1411 B1411(0+"0")=PLEASE ENTER RESPONSEQ1412B Y1_2. R ON-THE-JOB TRAINING/ QxQ/// Since completing your formal education, have you had on-the-job/ training or other vocational training lasting 100 hours or more?/^C1// ^BC0



C1 YesC2 NoJ1413 1416 1412(A)J1413 1412 B1412(0+"0")=PLEASE ENTER RESPONSEQ1413B Y1_3. R COLLEGE DEGREE/ QxQ//

/ Did you get a college degree?/^C1// ^BC0C1 YesC2 NoJ1414 1416 1413(2.K2.K3)J1414 1413 B1413(0+"0")=PLEASE ENTER RESPONSEQ1414B Y1_4. R HIGHEST DEGREE/ QxQ//

/ What is the highest degree you have earned?//INTERVIEWER: WE WANT THE DEGREE, NOT A LICENSE/^C1// ^BC0C1 Associate'sC2 Bachelor'sC3 MA/MSC4 MBAC5 Ph.DC6 MD

C7 OtherC8 LawG 0,1/6,8,7J1415 1414 B1414(0+"0")=PLEASE ENTER RESPONSEJ1415 1416 1414(N7)Q1415U Y1_4V. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!Q1416B Y2. R MILITARY SERVICE/ QxQ

/// Have you ever been in the military service?/^C1// ^BC0C1 YesC2 NoJ1417 1416 B1416(0+"0")=PLEASE ENTER RESPONSEQ1417B Y4. RACE



/ QxQ/// Are you Native American, Asian, Hispanic, black, white, or another/ race?// (SHOW CARD 16)/^C1

// ^BC0C1 Native American/Eskimo/AleutC2 Asian or Pacific IslanderC3 HispanicC4 Black or African-AmericanC5 WhiteC6 OtherJ1418 1417 B1417(0+"0")=PLEASE ENTER RESPONSEJ1418 1419 1417(N6)Q1418U Y4V. COMMENT FOR OTHER/

/// PLEASE SPECIFY.V M!a_!Q1419UB 2 Y5. NUMBER OF CHILDREN ELSEWHERE/ QxQ/// Now I'd like to ask some questions about your family living elsewhere./ Altogether, including children from previous marriages and adopted/~IF M7(2/3)+25(1)/ children, how many sons and daughters do you ^35(4/6)/ have who do not live with you?

/~ELSE/ children, how many sons and daughters do you have who do not/ live with you?/~END/// ^B CHILDRENV (0/10,U11/25){Nn}J1420 1424 1419(0)Q1420B Y5_1.25 OR OLDER///~IF 1419(G1)

/ How many of them are 25 or older?/~ELSE/ Is that child 25 or older?/~END// ^BC0C1 ENTER NUMBERC2 ALL OF THEMC3 YESC4 NO



C5 NONEG 0G 1/2,5=1419(G1)G 3/4=1419(1)J1421 1424 1420(2.3)J1421 1422 1420(4.5.K2.K3)J1421 1420 B1420(0+"0")=PLEASE ENTER RESPONSEQ1421UB 2 Y5_1NUM. 25 OR OLDER

/// NUMBER OF CHILDREN 25 OR OLDER: ^BV (0/10,U11/25){Nn}J1422 1421 B1421(GQ1419)=^1421 IS GREATER THAN TOTAL NUMBER OF CHI/LDREN (^1419)Q1422B Y5_2.LESS THAN 18///~IF 1419(G1)/ How many of them are less than 18 years old?/~ELSE/ Is that child less than 18 years old?

/~END// ^BC0C1 ENTER NUMBERC2 ALL OF THEMC3 YESC4 NOC5 NONEG 0G 1,5=1419(G1)G 2=1419(G1)+1420(N1)G 3/4=1419(1)

J1423 1422 B1422(0+"0")=PLEASE ENTER RESPONSEJ1423 1424 1422(2/5.K2.K3)Q1423UB 2 Y5_2NUM. LESS THAN 18//// NUMBER OF CHILDREN LESS THAN 18: ^BV (0/10,U11/25){Nn}J1424 1423 B0(LQ1423)+1423(G0)=1419-1421=^1423 IS GREATER THAN TOT/AL # OF CHILDREN (^1419) - CHILDREN OVER 25 (^1421)Q1424UB 2 Y6. NUMBER OF SIBLINGS/ QxQ/

// How many living brothers and sisters do you have?// ^BV (0/10,U11/25){Nn}J1425 1428 1424(0)Q1425B Y6_1.OLDER SIBLINGS/ QxQ//~IF 1424(G1)/ How many are older than you?



/~ELSE/ Is he or she older than you?/~END// ^BC0C1 ENTER NUMBERC2 ALL OF THEM

C3 YESC4 NOC5 NONEG 0G 1/2,5=1424(G1)G 3/4=1424(1)J1426 1425 B1425(0+"0")=PLEASE ENTER RESPONSEJ1426 1428 1425(N1)Q1426UB 2 Y6_1NUM. OLDER SIBLINGS/// NUMBER OF OLDER BROTHERS AND SISTERS: ^BV (0/10,U11/95){Nn}

J1428 1426 B1426(GQ1424)+1424(G0)=^1426 IS GREATER THAN THE TOTAL/NUMBER OF BROTHERS AND SISTERS (^1424)J1428 1428 1433 28(1.2.4.6.8.10.12.20)Q1428B Y7. YEARS/AGE/YEAR///~IF M7(2)/ How many years have you been married to your current spouse?/~ELSE/ How many years have you been living with your partner?/~END// ^B

C0C1 ENTER NUMBER OF YEARSC2 ENTER "SINCE AGE"C3 ENTER "SINCE YEAR"J1429 1428 B1428(0+"0")=PLEASE ENTER RESPONSEJ1429 1430 1428(N1)Q1429UB 2 Y7YRS.YEARS WITH SPOUSE// ^B YEARSV (0/50,U51/99){Nn}J1430 1429 B1429(G0)+M6(1)+14(G0+LQ1429)=THAT IS MORE YEARS THAN R/'S CURRENT AGE!J1430 1431 1428(N2)

Q1430UB 2 Y7AGE.AGE MARRIED TO SPOUSE/// SINCE AGE: ^BV (13/99){NN}J1431 1430 B1430(G0)+M6(1)+14(G0+LQ1430)=THAT IS OLDER THAN R'S CU/RRENT AGE!J1431 1432 1428(N3)Q1431UB 4 Y7YR.YEAR MARRIED TO SPOUSE//



/ SINCE YEAR: ^BV (1896/1995){NNNN}J1432 1433 M6(1)+20(1)+22(2)=:1:J1432 1446 M6(1)+20(1)J1432 1433 M6(1)+20(N2)J1432 1432 1433 28(12)Q1432B Y7_1. EVER BEEN MARRIED?/

/// What is your current legal marital status? Are you married,/ separated, divorced, widowed, or have you never been married?/// ^BC0C1 MARRIEDC3 SEPARATEDC4 DIVORCEDC5 WIDOWEDC6 NEVER MARRIED

J1433 1432 B1432(0+"0")=PLEASE ENTER RESPONSEJ1433 1433 1437 28(3/8).1432(3/5)Q1433B Y8. YEAR/AGE/YEARS/ QxQ///~IF 28(3/4).1432(3)/ In what year were you separated from your spouse?/~ELSE 28(7/8).1432(4)/ In what year were you divorced?/~ELSE 28(5/6).1432(5)/ In what year were you widowed?/~ELSE

/ In what year were you separated, divorced, or widowed?/~END/// ^BC0C1 ENTER YEARC2 ENTER "AT AGE"C3 ENTER "# OF YEARS AGO"J1434 1433 B1433(0+"0")=PLEASE ENTER RESPONSEJ1434 1435 1433(N1)Q1434UB 4 Y8YR.YEAR DIVORCED/SEPARATED/WIDOWED/

// YEAR: ^BV (1896/1995){NNNN}J1435 1436 1433(N2)Q1435UB 2 Y8AGE.YEAR DIVORCED/SEPARATED/WIDOWED/// AT AGE: ^BV (13/99){NN}J1436 1435 B1435(G0)+M6(1)+14(G0+LQ1435)=THAT IS OLDER THAN R'S CU/RRENT AGE!



J1436 1437 1433(N3)Q1436UB 2 Y8YRS.YEARS AGO DIVORCED/SEPARATED/WIDOWED/// ^B YEARS AGOV (1/75){Nn}J1437 1436 B1436(G0)+M6(1)+14(G0+LQ1436)=THAT IS MORE YEARS THAN R/'S CURRENT AGE!

J1437 1437 1441 28(3/8).1432(1/5)Q1437B 1433 Y8_1. YEAR/AGE/YEARS////~IF 1432(1)/ In what year did your current marriage begin?/~ELSE/ In what year did that marriage begin?/~END// ^BJ1438 1437 B1437(0+"0")=PLEASE ENTER RESPONSE

J1438 1439 1437(N1)Q1438UB 4 Y8_1YR.YEAR MARRIAGE BEGAN/// YEAR: ^BV (1896/1995){NNNN}J1439 1440 1437(N2)Q1439UB 2 Y8_1AGE.AGE MARRIAGE BEGAN/// AT AGE: ^BV (13/99){NN}J1440 1439 B1439(G0)+M6(1)+14(G0+LQ1439)=THAT IS OLDER THAN R'S CU

/RRENT AGE!J1440 1441 1437(N3)Q1440UB 2 Y8_1YRS.YEARS AGO MARRIAGE BEGAN/// ^B YEARS AGOV (1/75){Nn}J1441 1440 B1440(G0)+M6(1)+14(G0+LQ1440)=THAT IS MORE YEARS THAN R/'S CURRENT AGE!J1441 1438 B1438(GQ1434)+1438(G0)+1434(G0)=MARRIAGE CAN'T BEGIN AF/TER IT ENDED (^1434)J1441 1439 B1439(GQ1435)+1439(G0)+1435(G0)=MARRIAGE CAN'T BEGIN AF/TER IT ENDED (^1435)

J1441 1440 B1436(GQ1440)+1440(G0)+1436(G0)=MARRIAGE CAN'T BEGIN AF/TER IT ENDED (^1436 YRS AGO)J1441 1441 1442 28(2.3.4.22).1432(3)Q1441B Y8_2. RECEIVE/PAY SUPPORT?/ QxQ//~IF M7(2)/ Do you receive support from your ^35(7/8), do you pay support, or/ is there no support involved?/~ELSE 1432(1/3)+M6(1)+8(1)/ Do you receive support from your wife, do you pay support, or



/ is there no support involved?/~ELSE/ Do you receive support from your husband, do you pay support, or/ is there no support involved?/~END/// ^B

C0C1 Receive SupportC2 No Support InvolvedC3 Pay SupportJ1442 1441 B1441(0+"0")=PLEASE ENTER RESPONSEJ1442 1446 1441(N1+N3)Q1442UB 6 Y8_3. AMOUNT OF SUPPORT PAY/RECEIVE// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN///~IF 1441(1)/ How much do you receive?

/~ELSE/ How much do you pay?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___.!("range",1/999999)*******************************CALL DKDOL*************************************Q1443T 30 DK.~DKDOL.VQC1 ^1442C2 7J1444 1442 B1443("X")=PLEASE ENTER CORRECT AMOUNT

******************************************************************************J1444 1446 1443(0)Q1444B Y8_3F. FREQUENCY OF PAYMENTS// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED.// Is that weekly, monthly, quarterly, yearly, or what?// ^BC0 /6 102 0C8 Lump sum/one payment onlyC11 /20 102 11G 0,2/4,12,5,11,6,8,20

J1445 1444 B1444(0+"0")=PLEASE ENTER RESPONSEJ1445 1446 1444(N20)Q1445U Y8_3V. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!J1446 1446 1448 28(2.3.4.22).1432(1.3)Q1446B Y8_4. ASSETS OWNED BY YOU, SPOUSE, JOINTLY?/



//~IF M7(2)/~IF M6(1)+23(1)/ Are the assets and debts that you've told me about in this interview/ owned mainly by you and your partner, are they owned jointly with/ your ^35(7/8), or what?/~ELSE/ Are the assets and debts that you've told me about in this interview

/ owned mainly by you, are they owned jointly with your ^35(7/8),/ or what?/~END/~ELSE 28(3/4).1432(1/3)+M6(1)+8(1)/~IF M7(3)/ Are the assets and debts that you've told me about in this interview/ owned mainly by you and your partner, are they owned jointly with your/ wife, or what?/~ELSE/ Are the assets and debts that you've told me about in this interview/ owned mainly by you, are they owned jointly with your wife, or what?/~END/~ELSE 28(3/4).1432(1/3)+M6(1)+8(2)

/~IF M7(3)/ Are the assets and debts that you've told me about in this interview/ owned mainly by you and your partner, are they owned jointly with your/ husband, or what?/~ELSE/ Are the assets and debts that you've told me about in this interview/ owned mainly by you, are they owned jointly with your husband, or what?/~END/~END/// ^BC0

C1 Owned by RC2 Owned JointlyC3 OtherJ1447 1446 B1446(0+"0")=PLEASE ENTER RESPONSEJ1447 1448 1446(N3)Q1447U Y8_4V. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!J1448 1448 1453 28(1.3/8.22).1432(1/5)Q1448B Y9. FIRST MARRIAGE?

/ QxQ//~IF 28(3/8).1432(3/5)/ Was this your first marriage, or had you been married before?/~ELSE 28(2.22).1432(1)/ Is your marriage to your absent spouse your first marriage, or/ have you been married before?/~ELSE/ Is this your first marriage, or have you been married before?/~END/



// ^BC0C1 First MarriageC2 Married BeforeJ1449 1448 B1448(0+"0")=PLEASE ENTER RESPONSEJ1449 1453 1448(N2)Q1449B 1433 Y10. YEAR/AGE/YEARS

//// How old were you when you were married the first time?// ^BJ1450 1449 B1449(0+"0")=PLEASE ENTER RESPONSEJ1450 1451 1449(N1)Q1450UB 4 Y10YR.YEAR MARRIED-FIRST TIME/// YEAR: ^BV (1896/1995){NNNN}

J1451 1452 1449(N2)Q1451UB 2 Y10AGE.AGE MARRIED-FIRST TIME/// AT AGE: ^BV (13/99){NN}J1452 1451 B1451(G0)+M6(1)+14(G0+LQ1451)=THAT IS OLDER THAN R'S CU/RRENT AGE!J1452 1453 1449(N3)Q1452UB 2 Y10YRS.YEARS AGO MARRIED-FIRST TIME/// ^B YEARS AGO

V (1/99){Nn}J1453 1452 B1452(G0)+M6(1)+14(G0+LQ1452)=THAT IS MORE YEARS THAN R/'S CURRENT AGE!Q1453B 1351 Y11. MOTHER LIVING?/ QxQ/// Now I'd like to ask about your parents.// Is your mother still living?/^C1// ^B

J1454 1455 1453(2.K2.K3)J1454 1453 B1453(0+"0")=PLEASE ENTER RESPONSEQ1454UB 2 Y11_1. MOTHER AGE/ QxQ/// What is her age?// ^B AgeV (30/99){NN}J1455 1454 B1454(G0)+M6(1)+14(GQ1454)=MOTHER CANNOT BE YOUNGER THA



/N HER CHILD!Q1455B 1351 Y11_2. FATHER LIVING?//// Is your father still living?/^C1/

/ ^BJ1456 1457 1455(2.K2.K3)J1456 1455 B1455(0+"0")=PLEASE ENTER RESPONSEQ1456UB 2 Y11_3. FATHER AGE//// What is his age?// ^B AgeV (30/99){NN}J1457 1456 B1456(G0)+M6(1)+14(GQ1456)=FATHER CANNOT BE YOUNGER THA/N HIS CHILD!

Q1457B 1351 Y12. SMOKE//// Now I'd like to ask you some questions about your health;/ do you currently smoke?/^C1// ^BJ1458 1457 B1457(0+"0")=PLEASE ENTER RESPONSEQ1458B Y12_3. HEALTH/ QxQ/

// Would you say your health is excellent, good, fair, or poor?/^C1// ^BC0C1 ExcellentC2 GoodC3 FairC4 PoorJ1459 1458 B1458(0+"0")=PLEASE ENTER RESPONSEQ1459UB 3 Y12_1. HOW OLD LIVE TO BE?/

// About how old do you think you will live to be?// ^BV (20/110){NNn}J1461 1459 B1459(G0)+M6(1)+14(GQ1459)=AGE CANNOT BE LESS THAN R'S/CURRENT AGE!J1461 1462 6(1)=:2:J1461 1462 6(2)+M7(2)+25(2.K2.K3)=:2:J1461 1462 M7(2/3)+25(1)=:1:J1461 1462 M7(2/3)+25(2)=:3:



J1461 1462 6(G1).M6(2)+7(N2/3)=:3:Q1461B INTERVIEWER CHECKPOINT////INTERVIEWER: SEE HOUSEHOLD LISTING/^C1/

/ ^BC1 R IS MARRIED OR LIVING WITH PARTNERC2 R LIVES ALONEC3 ALL OTHERSJ1462 1498 1461(3)J1462 1500 1461(2)Q1462B 1410 Y13. SPOUSE GRADE COMPLETED/ QxQ// I'd like to ask you some questions about your ^35(7/9)'s/ background. What is the highest grade of school or year of college/ ^35(10/11) completed?/^C2

/ ^BJ1463 1462 B1462(18)=PLEASE ENTER RESPONSEJ1463 1465 1462(13/17)Q1463B 1351 Y13_1. SPOUSE DIPLOMA/ QxQ/// Did ^35(10/11) get a high school diploma or pass a high school/ equivalency test?/^C1// ^BJ1464 1463 B1463(0+"0")=PLEASE ENTER RESPONSE

Q1464B 1351 Y13_2. SPOUSE ON-THE-JOB TRAINING/ QxQ/// Since completing ^35(12/13) formal education, has ^35(10/11) had on-the-/ job training or other vocational training lasting 100 hours or more?/// ^BJ1465 1468 1464(A)J1465 1464 B1464(0+"0")=PLEASE ENTER RESPONSEQ1465B 1351 Y13_3. SPOUSE COLLEGE DEGREE/ QxQ

/// Did ^35(10/11) get a college degree?/^C1// ^BJ1466 1468 1465(2)J1466 1465 B1465(0+"0")=PLEASE ENTER RESPONSEQ1466B 1414 Y13_4. SPOUSE HIGHEST DEGREE/ QxQ/



// What is the highest degree ^35(10/11) earned?//INTERVIEWER: WE WANT THE DEGREE, NOT A LICENSE/^C1// ^BJ1467 1466 B1466(0+"0")=PLEASE ENTER RESPONSE

J1467 1468 1466(N7)Q1467U Y13_4V. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!Q1468B 1351 Y14. SPOUSE MILITARY SERVICE/ QxQ/// Has ^35(10/11) ever been in the military service?/^C1

// ^BJ1469 1468 B1468(0+"0")=PLEASE ENTER RESPONSEQ1469UB 2 Y15M. MONTH OF SPOUSE'S BIRTH//// What is ^35(12/13) date of birth?// JAN = 1 APR = 4 JUL = 7 OCT = 10/ FEB = 2 MAY = 5 AUG = 8 NOV = 11/ MAR = 3 JUN = 6 SEP = 9 DEC = 12/

/ ^B ^B ^B/ MONTH DAY YEARV (1/12){Nn}Q1460UB 2 Y15D. DAY OF SPOUSE'S BIRTHV (1/31){Nn}Q1470UB 4 Y15Y. YEAR OF SPOUSE'S BIRTHV (1880/1980){NNNN}Q1471UB 2 Y16. NUMBER OF SPOUSE'S SIBLINGS/ QxQ/// How many living brothers and sisters does ^35(10/11) have?/

// ^B NUMBER OF LIVING BROTHERS AND SISTERSV (0/25){Nn}J1472 1474 1471(0)Q1472B Y16_1.HOW MANY SPOUSE'S SIBLINGS OLDER/ QxQ/// How many are older than ^35(10/11) is?//



/ ^BC0C1 ENTER NUMBERC2 ALL ARE OLDERC3 NONEJ1473 1472 B1472(0+"0")=PLEASE ENTER RESPONSEJ1473 1474 1472(2/3.K2.K3)Q1473UB 2 Y16_1NUM. NUMBER SPOUSE'S SIBLINGS OLDER

/// NUMBER OF OLDER LIVING BROTHERS AND SISTERS: ^BV (0/25){Nn}J1474 1473 B1473(GQ1471)+1471(G0)=^1473 IS GREATER THAN TOTAL NUMB/ER OF BROTHERS AND SISTERS (^1471)J1474 1475Q1474X PARTNER SEPARATED/DIVORCED/WIDOWED?C1 separatedC2 widowedC3 divorcedG 1=29(52)G 2=29(53)

G 3=29(N52+N53)J1475 1475 30 29(52/54)Q1475B 1433 Y17_1. YEAR/AGE/YEARS/// In what year was your ^35(7/9) ^1474?/// ^BJ1476 1475 B1475(0+"0")=PLEASE ENTER RESPONSEJ1476 1477 1475(N1)Q1476UB 4 Y17_1YR.YEAR PARTNER SEPARATED/WIDOWED/DIVORCED/

// YEAR: ^BV (1896/1995){NNNN}J1477 1478 1475(N2)Q1477UB 2 Y17_1AGE.AGE PARTNER SEPARATED/WIDOWED/DIVORCED/// AT AGE: ^BV (13/99){NN}J1478 1477 B1477(G0)+M6(2)+16(G0+LQ1477)=THAT IS OLDER THAN SPOUSE//PARTNER'S CURRENT AGE!J1478 30 1475(N3)Q1478UB 2 Y17_1YRS.YEARS AGO PARTNER SEPARATED/WIDOWED/DIVORCED

/// ^B YEARS AGOV (1/75){Nn}J30 1478 B1478(G0)+M6(2)+16(G0+LQ1478)=THAT IS MORE YEARS THAN S/OUSE/PARTNER'S CURRENT AGE!J30 30 1479 29(52/54.56)Q30B 1433 Y17_1B. YEAR/AGE/YEARS//~IF 29(56)/ In what year did your partner's current marriage begin?



/~ELSE/ In what year did that marriage begin?/~END/// ^BJ59 30 B30(0+"0")=PLEASE ENTER RESPONSEJ59 87 30(N1)

Q59UB 4 Y17_1BYR.YEAR PARTNER MARRIED/// YEAR: ^BV (1896/1995){NNNN}J87 336 30(N2)Q87UB 2 Y17_1BAG.AGE PARTNER MARRIED/// AT AGE: ^BV (13/99){NN}J336 87 B87(G0)+M6(2)+16(G0+LQ87)=THAT IS OLDER THAN SPOUSE/PAR/TNER'S CURRENT AGE!

J336 1479 30(N3)Q336UB 2 Y17_1BYS.YEARS AGO PARTNER MARRIED/// ^B YEARS AGOV (1/75){Nn}J1479 336 B336(G0)+M6(2)+16(G0+LQ336)=THAT IS MORE YEARS THAN SPO/USE/PARTNER'S CURRENT AGE!J1479 1479 1484 29(52.56)Q1479B Y17_2. PARTNER RECEIVE/PAY SUPPORT?///

/~IF M7(3)+8(1)/ Does your partner receive support from his wife, does/~ELSE/ Does your partner receive support from her husband, does/~END/ ^35(10/11) pay support, or is there no support involved?/^C1// ^BC0C1 Receive SupportC2 No Support InvolvedC3 Pay Support

J1480 1484 1479(2.K2.K3)J1480 1479 B1479(0+"0")=PLEASE ENTER RESPONSEQ1480UB 6 Y17_3. AMOUNT OF SUPPORT PARTNER PAYS/RECEIVES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN////~IF 1479(3)/ How much does ^35(10/11) pay?/~ELSE



/ How much does ^35(10/11) receive?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___.!("range",1/999999)*******************************CALL DKDOL*************************************

J1481 1484 1480(0+"0")Q1481T 30 DK.~DKDOL.VQC1 ^1480C2 7J1482 1480 B1481("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1482 1484 1481(0)Q1482B 102 Y17_3F. FREQUENCY OF PAYMENTS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED.// Is that weekly, monthly, quarterly, yearly, or what?

/^C1// ^BJ1483 1482 B1482(0+"0")=PLEASE ENTER RESPONSEJ1483 1484 1482(N20)Q1483U Y17_3V. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!J1484 1484 1486 29(51/54.56)Q1484B Y17_4. PARTNER'S FIRST MARRIAGE?

////~IF 29(51.56)/ Is this your ^35(7/9)'s first marriage, or has ^35(10/11) been/ married before?/~ELSE/ Was this your partner's first marriage, or has ^35(10/11) been/ married before?/~END/^C1// ^B

C0C1 First marriageC2 Married beforeJ1486 1484 B1484(0+"0")=PLEASE ENTER RESPONSEJ1486 1490 1484(N2)Q1486B 1433 Y18_1. YEAR/AGE/YEARS/// How old was ^35(10/11) when ^35(10/11) was married the first time?//



/ ^BJ1487 1486 B1486(0+"0")=PLEASE ENTER RESPONSEJ1487 1488 1486(N1)Q1487UB 4 Y18_1YR. YEAR OF SPOUSE'S FIRST MARRIAGE/// YEAR: ^BV (1896/1995){NNNN}

J1488 1489 1486(N2)Q1488UB 2 Y18_1AGE.AGE WHEN SPOUSE FIRST MARRIED/// AT AGE: ^BV (5/99){NN}J1489 1488 B1488(G0)+M6(1)+14(G0+LQ1488)=THAT IS OLDER THAN R'S CU/RRENT AGE!J1489 1490 1486(N3)Q1489UB 2 Y18_1YRS.YEARS AGO WHEN SPOUSE FIRST MARRIED/// ^B YEARS AGO

V (1/75){Nn}J1490 1489 B1489(G0)+M6(1)+14(G0+LQ1489)=THAT IS MORE YEARS THAN R/'S CURRENT AGE!Q1490B 1351 Y19. SPOUSE'S MOTHER LIVING?/ QxQ/// Is your ^35(7/9)'s mother still living?/^C1// ^BJ1491 1492 1490(2.K2.K3)J1491 1490 B1490(0+"0")=PLEASE ENTER RESPONSE

Q1491UB 2 Y19_1. SPOUSE'S MOTHER AGE//// What is her age?// ^B AgeV (30/99){NN}J1492 1491 B1491(G0)+M6(2)+16(GQ1491)=MOTHER CANNOT BE YOUNGER THA/N HER CHILD!Q1492B 1351 Y19_2. SPOUSE'S FATHER LIVING/ QxQ/

// Is your ^35(7/9)'s father still living?/^C1// ^BJ1493 1494 1492(2)J1493 1492 B1492(0+"0")=PLEASE ENTER RESPONSEQ1493UB 2 Y19_3. SPOUSE'S FATHER AGE///



/ What is his age?// ^B AgeV (30/99){NN}J1494 1493 B1493(G0)+M6(2)+16(GQ1493)=FATHER CANNOT BE YOUNGER THA/N HIS CHILD!Q1494B 1351 Y20. SPOUSE SMOKE/ QxQ

/// Now I'd like to ask you some questions about your ^35(7/9)'s/ health; does your ^35(7/9) currently smoke?/^C1// ^BJ1495 1494 B1494(0+"0")=PLEASE ENTER RESPONSEQ1495B Y20_3. SPOUSE HEALTH/ QxQ/// Would you say your ^35(7/9)'s health in general is excellent,

/ good, fair, or poor?/^C1// ^BC0C1 ExcellentC2 GoodC3 FairC4 PoorJ1496 1495 B1495(0+"0")=PLEASE ENTER RESPONSEQ1496UB 3 Y20_1. HOW OLD SPOUSE EXPECT TO LIVE?//

// If we asked your ^35(7/9), about how old do you think ^35(10/11)/ would say that ^35(10/11) expects to live to be?// ^BV (20/110){NNn}J1498 1496 B1496(G0)+M6(2)+16(GQ1496)=AGE CANNOT BE LESS THAN SPOU/SE/PARTNER'S CURRENT AGE!J1498 1499 M6(G0)+25(2)=:1:J1498 1499 3(G0)=:2:Q1498B Y25. INTERVIEWER CHECKPOINT//

//INTERVIEWER CHECKPOINT: SEE HOUSEHOLD LISTING/^C1// ^BC1 1 OR MORE ADULTS WITH INDEPENDENT FINANCESC2 ALL OTHERSJ1499 1513 1498(N1)Q1499B Y25_1. PREAMBLE//



/ For the rest of the questions in the interview, please include/ everyone in your household who has independent finances, not just/ the ones listed at the bottom of the card.// HOUSEHOLD MEMBERS WITH INDEPENDENT FINANCES// RELATIONSHIP SEX AGE MARITAL/

/ #'^7M6(G0)+25(2)#14#( #'^8#6#( #'^16#4#( #'^20#14#(// ^BC0 PRESS [ENTER] TO CONTINUEJ1500 1513 1499(A)Q1500B Y27. ELIGIBLE FOR MEDICARE - R ALONE/ QxQ/// Are you currently eligible to receive benefits from any government/ health insurance programs, such as Medicare, Medicaid, or CHAMPUS, VA,/ or other military programs?/^C1

// ^BC0C1 YESC2 NOJ1501 1504 1500(2.K2.K3)J1501 1500 B1500(0+"0")=PLEASE ENTER RESPONSEQ1501MC Y27_1. WHICH PROGRAM//// Which program is that?/

/ INTERVIEWER:/ MAINLY ONLY PERSONS 65 0R OLDER SHOULD BE ELIGIBLE FOR MEDICARE./ ONLY LOW-INCOME PERSONS SHOULD BE ELIGIBLE FOR MEDICAID./ CHAMPUS IS FOR ACTIVE MILITARY.C1 MedicareC2 MedicaidC3 VAC4 ChampusC5 OtherC10G 1/5J1502 1502 1503 1501(5)Q1502U Y27_1V. COMMENT FOR OTHER

//// PLEASE SPECIFY.V M!a_!Q1503B 1351 Y27_2. ANY OTHER TYPE OF HEALTH//// Are you covered by any other type of health coverage such as employer/ or union plans, or Blue Cross-Blue Shield, a Health Maintenance



/ Organization (HMO), a Medigap plan, or some other health insurance?/^C1// ^BJ1504 1505 1503(1)J1504 923 1503(2.K2.K3)J1504 1503 B1503(0+"0")=PLEASE ENTER RESPONSEQ1504B 1351 Y28. ANY OTHER TYPE OF HEALTH

/ QxQ/// Are you covered by any type of health coverage such as employer/ or union plans, or Blue Cross-Blue Shield, a Health Maintenance/ Organization (HMO), a Medigap plan, or some other health insurance?/^C1// ^BJ1505 1533 1504(2.K2.K3)J1505 1504 B1504(0+"0")=PLEASE ENTER RESPONSEQ1505MC Y28_1. COVERAGE OBTAINED THROUGH.../ QxQ

/// Is this coverage obtained through your employer or former employer, a/ union, through direct payments to an insurance company, AARP, or what?// (CODE ALL THAT APPLY)//C1 EmployerC2 Former EmployerC3 UnionC4 Direct PaymentC5 AARP

C6 OtherC10G 1/6J1506 1506 1507 1505(6)Q1506U Y28_1. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!Q1507MC Y28_2. HOW COVERAGE PAID//

// How is this coverage paid for - by you, by an employer, by you and an/ employer, by a relative, or what?// (CODE ALL THAT APPLY)/C1 RC2 EmployerC3 RelativeC4 FORMER EMPLOYERC5 OTHER



C10G 1/5J1508 1508 1509 1507(5)Q1508U Y28_2. COMMENT FOR OTHER//// PLEASE SPECIFY.

V M!a_!J1509 1509 923 1507(1)Q1509UB 5 Y28_3. AMOUNT PAY FOR INSURANCE// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN//// How much do you pay for this insurance?// IF R GIVES RANGE, PRESS [F9] KEY.// ^B

V !.A$__,___.!("range",1/99999)*******************************CALL DKDOL*************************************Q1510T 30 DK.~DKDOL.VQC1 ^1509C2 8J1511 1509 B1510("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1511 1513 1510(0)Q1511B 102 Y28_3. FREQUENCY OF PAYMENTS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED./

/ And is that weekly, monthly, quarterly, yearly, or what?/^C1// ^BJ1512 1511 B1511(0+"0")=PLEASE ENTER RESPONSEJ1512 1513 1511(N20)Q1512U Y28_3. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!J1513 923 1509(A).1461(2)

Q1513B 1351 Y29. ELIGIBLE FOR BENEFITS - R NOT ALONE/ QxQ//~IF M6(G1)+25(2)/ Are you or anyone in your family living here, including household/ members with independent finances, currently eligible to receive/ benefits from any government health insurance program, such as/ Medicare, Medicaid, or CHAMPUS, VA, or other military programs?/~ELSE/ Are you or anyone in your family living here currently eligible to/ receive benefits from any government health insurance program, such as



/ Medicare, Medicaid, or CHAMPUS, VA, or other military programs?/~END/^C1// ^BJ1514 1520 1513(2.K2.K3)J1514 1513 B1513(0+"0")=PLEASE ENTER RESPONSEQ1514MC Y29_1. WHICH PROGRAM?

/ QxQ/ Which program is that? (Anything else?) (CODE ALL THAT APPLY.)/// INTERVIEWER:/ MAINLY ONLY PERSONS 65 0R OLDER SHOULD BE ELIGIBLE FOR MEDICARE./ ONLY LOW-INCOME PERSONS SHOULD BE ELIGIBLE FOR MEDICAID./ CHAMPUS IS FOR ACTIVE MILITARY./C1 MedicareC2 MedicaidC3 VAC4 Champus

C5 OtherC10G 1/5J1515 1515 1516 1514(5)Q1515U Y29_1. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!Q1516B 1351 Y29_2. IS EVERYONE COVERED?/ QxQ/

/~IF 0(1)=1514U(1/5)=/ Is everyone living here covered by this program?/~ELSE/ Is everyone living here covered by one of these programs?/~END/// ^BJ1517 1518 1516(2.K2.K3)J1517 1516 B1516(0+"0")=PLEASE ENTER RESPONSEQ1517B 1351 Y29_3.COVERED BY OTHER HEALTH COVERAGE?/ QxQ/

// Are you or anyone covered by any other type of health coverage such as/ employer or union plans, or Blue Cross-Blue Shield, a Health/ Maintenance Organization (HMO), a Medigap plan, or some other health/ insurance?/^C1// ^BJ1518 1521 1517(1)J1518 1532 1517(2.K2.K3)J1518 1517 B1517(0+"0")=PLEASE ENTER RESPONSE



Q1518MC Y29_4. WHO IS NOT COVERED?/ QxQ/// Who is not covered? (CODE ALL THAT APPLY)/C1 RC2 Spouse/partner

C3 Child(ren) under 18C4 Child(ren) 18 and OverC5 Father (In-Law)C6 Mother (In-Law)C7 OtherC10G 1G 2=M7(2/3)+25(1)G 3=M7(4)+16(L18)G 4=M7(4)+16(G17)G 5=M7(6)+8(1)G 6=M7(6)+8(2)G 7

J1519 1519 1520 1518(7)Q1519U Y29_4V. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!Q1520B 1351 Y30.COVERED BY OTHER HEALTH COVERAGE?/ QxQ/// Are you or anyone covered by any (other) type of health coverage/ such as employer or union plans, or Blue Cross-Blue Shield, a Health

/ Maintenance Organization (HMO), a Medigap plan, or some other health/ insurance?/^C1// ^BJ1521 1533 1520(2.K2.K3)J1521 1520 B1520(0+"0")=PLEASE ENTER RESPONSEQ1521MC Y31. COVERAGE OBTAINED THROUGH.../ QxQ/~IF M7(2/3)+25(1)/ Is this coverage obtained through your employer, former employer, or/ union, your ^35(7/9)'s employer, former employer, or/ union, through direct payments to an insurance company, AARP, or

/ somewhere else?/~ELSE/ Is this coverage obtained through your employer, former employer, or/ union, through direct payments to an insurance company, AARP, or/ somewhere else?/~END// (CODE ALL THAT APPLY)C1 R'S EMPLOYERC2 R'S FORMER EMPLOYERC3 R'S UNION



C4 SPOUSE/PARTNER'S EMPLOYERC5 SPOUSE/PARTNER'S FORMER EMPLOYERC6 SPOUSE/PARTNER'S UNIONC7 DIRECTLY FROM INSURANCE CO.C8 AARPC9 OTHERC10G 1/3

G 4/6=M7(2/3)+25(1)G 7/9J1522 1522 1523 1521(9)Q1522U Y31V. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!Q1523MC Y31_1. HOW COVERAGE PAID/ QxQ/ How is this coverage paid for - by you, by an employer, by you and an/ employer, by a relative, or what?

// (CODE ALL THAT APPLY)/C1 R/FamilyC2 EmployerC3 RelativeC4 FORMER EMPLOYERC5 OtherC10G 1/5J1524 1524 1525 1523(5)Q1524U Y31_1V. COMMENT FOR OTHER/

/// PLEASE SPECIFY.V M!a_!J1525 1525 1529 1523(1)Q1525UB 5 Y31_2. AMOUNT OF INSURANCE PAYMENTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ///~IF 0A(LE1)=6AM25(N2)=/ How much do you pay for this insurance?

/~ELSE/ How much do you and your other household members pay for this insurance?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$__,___.!("range",1/99999)*******************************CALL DKDOL*************************************Q1526T 30 DK.~DKDOL.VQC1 ^1525



C2 8J1527 1525 B1526("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1527 1529 1526(0)Q1527B 102 Y31_2. FREQUENCY OF PAYMENTS/// INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED.

// And is that weekly, monthly, quarterly, yearly, or what?/^C1// ^BJ1528 1527 B1527(0+"0")=PLEASE ENTER RESPONSEJ1528 1529 1527(N20)Q1528U Y31_2V. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!

Q1529B 1351 Y31_3. EVERYONE COVERED BY ONE/ QxQ/// Is everyone in your household covered by at least one of these/ private health programs?/^C1// ^BJ1530 1532 1529(1.K2.K3)J1530 1529 B1529(0+"0")=PLEASE ENTER RESPONSEQ1530MC 1518 Y31_4. WHO IS NOT COVERED/ QxQ

/ Who is not covered (including those with independent finances)?/ (Anyone else?)// (CODE ALL THAT APPLY)J1531 1531 1532 1530(7)Q1531U Y31_4V. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!J1532 1532 1533 1516(N1)+1529(N1)Q1532B 1351 Y31_5.EVERYONE COVERED BY SOME TYPE OF HEALTH INS

/// Is everyone in your family covered by some type of public or/ private health insurance?// ^BJ1533 1532 B1532(0+"0")=PLEASE ENTER RESPONSEJ1533 1536 1532(1.K2.K3)J1533 1536 1520(K2.K3).1516(1.K2.K3).1529(1.K2.K3)Q1533B Y32.REASONS WHY NO HEALTH INSURANCE/ QxQ



/ This is a list of reasons why some people don't have health insurance./ Which number best describes why (you/some members of your family living/ here) are not covered?//INTERVIEWER: SHOW CARD 17/^C1/ ^BC0

C1 Too expensive, can't afford health insuranceC2 Can't get health insurance because of poor health, age/, or illnessC3 Don't believe in health insuranceC4 Not much sickness in the family - we haven't needed in/suranceC5 Dissatisfied with previous insuranceC6 Job layoff or job lossC7 Everyone covered by some health insuranceC8 OtherJ1534 1533 B1533(0+"0")=PLEASE ENTER RESPONSEJ1534 1536 1533(N8)Q1534U Y32V. COMMENT FOR OTHER

//// PLEASE SPECIFY.V M!a_!J1536 923 1498(N1)Q1536B 1351 Y34. 18 OR OVER RECEIVE WAGES.../ QxQ///~IF 0A(G1)=6AM25(2)=/ I'd like to ask some questions just about the other adults 18 and over/ who live with you (and your family) but have independent finances.

/~ELSE/ I'd like to ask some questions just about the other adult 18 and over/ who lives with you (and your family) but has independent finances./~END/~IF 0A(1)=6AM25(2)=/~IF M6(G1)+8(1)+25(2)/ Does he receive any income from wages or salaries?/~ELSE M6(G1)+8(2)+25(2)/ Does she receive any income from wages or salaries?/~ELSE/ Do they receive any income from wages or salaries?/~END/~ELSE

/ Do any of these other adults receive income from wages or salaries?/~END/^C1// ^BJ1537 1541 1536(2.K2.K3)J1537 1536 B1536(0+"0")=PLEASE ENTER RESPONSEQ1537UB 9 Y34_1. AMOUNT - 18 AND OVER INCOME// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ



///~IF 0A(1)=6AM25(2)=/~IF M6(G1)+8(1)+25(2)/ Roughly how much total income did he have from wages and/ salaries in 1994 before taxes and deductions?/~ELSE M6(G1)+8(2)+25(2)/ Roughly how much total income did she have from wages and

/ salaries in 1994 before taxes and deductions?/~ELSE/ Roughly how much total income did they have from wages and/ salaries in 1994 before taxes and deductions?/~END/~ELSE/ Roughly how much total income did they have from wages and/ salaries in 1994 before taxes and deductions?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ANNUAL AMOUNT: ^B

V !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q1538T 30 DK.~DKDOL.VQC1 ^1537C2 6J1539 1537 B1538("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1539 1541 1538(0)Q1539B 1351 Y34_2. INCLUDE THIS AMOUNT EARLIER/ QxQ/// Did you include this amount in the income you told me about

/ earlier in this interview?//INTERVIEWER: IF R ONLY TOLD ABOUT PART, MAKE NOTE/^C1// ^BJ1540 1541 1539(2.K2.K3)J1540 1539 B1539(0+"0")=PLEASE ENTER RESPONSEQ1540U Y34_3. WHERE DID YOU TELL ME/ QxQ/// Where did you tell me about this income?

V M!a_!Q1541B 1351 Y35. ANY OTHER SOURCES/ QxQ///~IF 0A(1)=6AM25(2)=/~IF M6(G1)+8(1)+25(2)/ Does he receive income from any other sources (such as social/ security, a pension, disability payments, public assistance,/ or income from a business or other assets)?/~ELSE M6(G1)+8(2)+25(2)



/ Does she receive income from any other sources (such as social/ security, a pension, disability payments, public assistance,/ or income from a business or other assets)?/~ELSE/ Do they receive income from any other sources (such as social/ security, a pension, disability payments, public assistance,/ or income from a business or other assets)?/~END

/~ELSE/ Do they receive income from any other sources (such as social/ security, a pension, disability payments, public assistance,/ or income from a business or other assets)?/~END/^C1// ^BJ1542 1548 1541(2.K2.K3)J1542 1541 B1541(0+"0")=PLEASE ENTER RESPONSEQ1542MC Y35_1. WHAT OTHER SOURCES/ QxQ/

/~IF 0A(1)=6AM25(2)=/~IF M6(G1)+8(1)+25(2)/ What other sources of income does he have?/~ELSE M6(G1)+8(2)+25(2)/ What other sources of income does she have?/~ELSE/ What other sources of income do they have?/~END/~ELSE/ What other sources of income do they have?/~END// (CODE ALL THAT APPLY)

/C1 Social SecurityC2 PensionsC3 DisabilityC4 Public AssistanceC5 Interest IncomeC6 DividendsC7 BusinessC8 Real EstateC9 OtherC10G 1/9J1543 1543 1544 1542(9)

Q1543U Y35_1V. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!Q1544UB 9 Y35_2.AMOUNT OF TOTAL INCOME IN 94// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/



//~IF 0A(1)=6AM25(2)=/~IF M6(G1)+8(1)+25(2)/ Roughly how much total income did he have from/~ELSE M6(G1)+8(2)+25(2)/ Roughly how much total income did she have from/~ELSE/ Roughly how much total income did they have from

/~END/~ELSE/ Roughly how much total income did they have from/~END/~IF 0(G1)=1542U(1/9)=/ all these sources in 1994 before taxes and deductions?/~ELSE/ all this source in 1994 before taxes and deductions?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ANNUAL AMOUNT: ^B IN '94

V !.A$___,___,___.!("range",-99999999/999999999)*******************************CALL DKDOL*************************************J1545 1546 1544(0+"0")Q1545T 30 DK.~DKDOL.VQC1 ^1544C2 6J1546 1544 B1545("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1546 1548 1545(0)Q1546B 1351 Y35_3. INCLUDE THIS AMOUNT EARLIER/ QxQ//

/ Did you include this amount in the income you told me about earlier in/ this interview?//INTERVIEWER: IF R ONLY TOLD ABOUT PART, MAKE NOTE/^C1// ^BJ1547 1548 1546(2.K2.K3)J1547 1546 B1546(0+"0")=PLEASE ENTER RESPONSEQ1547U Y35_4. WHERE DID YOU TELL ME/ QxQ//

/ Where did you tell me about this income?V M!a_!Q1548B 1351 Y36. CARS OR VEHICLES/ QxQ///~IF 0A(1)=6AM25(2)=/~IF M6(G1)+8(1)+25(2)/ Does he have any cars or other vehicles?/~ELSE M6(G1)+8(2)+25(2)/ Does she have any cars or other vehicles?



/~ELSE/ Do they have any cars or other vehicles?/~END/~ELSE/ Do any of them have any cars or other vehicles?/~END/^C1/

/ ^BJ1549 1553 1548(2.K2.K3)J1549 1548 B1548(0+"0")=PLEASE ENTER RESPONSEQ1549UB 9 Y36_1. HOW MUCH VEHICLES WORTH// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/// Roughly how much (is this/are these) vehicle(s) worth now?// IF R GIVES RANGE, PRESS [F9] KEY./

/ ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J1550 1551 1549(0+"0")Q1550T 30 DK.~DKDOL.VQC1 ^1549C2 6J1551 1549 B1550("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1551 1553 1550(0)Q1551B 1351 Y36_2. INCLUDE THIS VEHICLE EARLIER/ QxQ/

// Did you include (this/these) vehicle(s) in the ones you told me/ about earlier in this interview?//INTERVIEWER: IF R ONLY TOLD ABOUT PART, MAKE NOTE/^C1// ^BJ1552 1553 1551(2.K2.K3)J1552 1551 B1551(0+"0")=PLEASE ENTER RESPONSEQ1552U Y36_3. WHERE DID YOU TELL ME/ QxQ/

// Where did you tell me about this/these vehicles?V M!a_!Q1553B 1351 Y37. BANK ACCOUNT, SAVINGS ACCOUNTS.../ QxQ///~IF 0A(1)=6AM25(2)=/~IF M6(G1)+8(1)+25(2)/ Does he have any bank accounts, savings accounts, or/ savings bonds?



/~ELSE M6(G1)+8(2)+25(2)/ Does she have any bank accounts, savings accounts, or/ savings bonds?/~ELSE/ Do they have any bank accounts, savings accounts, or/ savings bonds?/~END/~ELSE

/ Do they have any bank accounts, savings accounts, or/ savings bonds?/~END/^C1// ^BJ1554 1558 1553(2.K2.K3)J1554 1553 B1553(0+"0")=PLEASE ENTER RESPONSEQ1554UB 9 Y37_1. AMOUNT IN ACCOUNTS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/

//~IF 0A(1)=6AM25(2)=/~IF M6(G1)+8(1)+25(2)/ Roughly how much in total does he have in bank accounts,/ savings accounts, or savings bonds?/~ELSE M6(G1)+8(2)+25(2)/ Roughly how much in total does she have in bank accounts,/ savings accounts, or savings bonds?/~ELSE/ Roughly how much in total do they have in bank accounts,/ savings accounts, or savings bonds?/~END/~ELSE

/ Roughly how much in total do they have in bank accounts,/ savings accounts, or savings bonds?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q1555T 30 DK.~DKDOL.VQC1 ^1554C2 7J1556 1554 B1555("X")=PLEASE ENTER CORRECT AMOUNT

******************************************************************************J1556 1558 1555(0)Q1556B 1351 Y37_2. INCLUDE THIS VEHICLE EARLIER/ QxQ/// Did you include this amount when you told me about these items earlier/ in this interview?//INTERVIEWER: IF R ONLY TOLD ABOUT PART, MAKE NOTE/^C1



// ^BJ1557 1558 1556(2.K2.K3)J1557 1556 B1556(0+"0")=PLEASE ENTER RESPONSEQ1557U Y37_3. WHERE DID YOU TELL ME/ QxQ//

/ Where did you tell me about this/these items?V M!a_!Q1558B 1351 Y38. ANY OTHER ASSETS?/ QxQ///~IF 0A(1)=6AM25(2)=/~IF M6(G1)+8(1)+25(2)/ Does he have any other assets (such as stocks, bonds, a business,/ or any properties, including any part of the [house/apartment] you/ live in)?/~ELSE M6(G1)+8(2)+25(2)/ Does she have any other assets (such as stocks, bonds, a business,

/ or any properties, including any part of the [house/apartment] you/ live in)?/~ELSE/ Do they have any other assets (such as stocks, bonds, a business,/ or any properties, including any part of the [house/apartment] you/ live in)?/~END/~ELSE/ Do they have any other assets (such as stocks, bonds, a business,/ or any properties, including any part of the [house/apartment] you/ live in)?/~END/^C1

// ^BJ1559 1571 1558(2.K2.K3)J1559 1558 B1558(0+"0")=PLEASE ENTER RESPONSEQ1559MC Y38_1. OTHER KINDS OF ASSETS/ QxQ/~IF 0A(1)=6AM25(2)=/~IF M6(G1)+8(1)+25(2)/ What other kinds of assets does he have?/~ELSE M6(G1)+8(2)+25(2)/ What other kinds of assets does she have?/~ELSE/ What other kinds of assets do they have?

/~END/~ELSE/ What other kinds of assets do they have?/~END// (CODE ALL THAT APPLY)/C1 R's HomeC2 StocksC3 BondsC4 Mutual Funds



C5 Money Market FundsC6 BusinessC7 Other Real EstateC8 OtherC10G 1/8J1560 1559 B1559(0+"0")=PLEASE ENTER RESPONSEJ1560 1560 1582 1559(8)

Q1560U Y38_1. COMMENT FOR OTHER//// PLEASE SPECIFY.V M!a_!J1582 1561Q1582XC1 this assetC2 all these assetsG 1=0(1)=1559U(1/8)=G 2=0(G1)=1559U(1/8)=G 2=1559(0)

Q1561UB 9 Y38_2. AMOUNT IN ASSETS// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ///~IF 0A(1)=6AM25(2)=/~IF M6(G1)+8(1)+25(2)/ Roughly how much in total does he have in ^1582?/~ELSE M6(G1)+8(2)+25(2)/ Roughly how much in total does she have in ^1582?/~ELSE/ Roughly how much in total do they have in ^1582?

/~END/~ELSE/ Roughly how much in total do they have in ^1582?/~END// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J1562 1563 1561(0+"0")Q1562T 30 DK.~DKDOL.VQC1 ^1561

C2 6J1563 1561 B1562("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1563 1565 1562(0)Q1563B 1351 Y38_3. INCLUDE ASSETS EARLIER/ QxQ/// Did you include this amount in the assets you told me about earlier/ in this interview?/



/INTERVIEWER: IF R ONLY TOLD ABOUT PART, MAKE NOTE/^C1// ^BJ1564 1565 1563(2.K2.K3)J1564 1563 B1563(0+"0")=PLEASE ENTER RESPONSEQ1564U Y38_4. WHERE DID YOU TELL ME/ QxQ

/// Where did you tell me about ^1582?V M!a_!J1565 1566 1559(1)=:1:J1565 1566 1559(A)=:2:Q1565B Y39. INTERVIEWER CHECKPOINT/ QxQ/// INTERVIEWER CHECKPOINT: SEE Q.38.1/^C1/

/ ^B/C0C1 R's HOME MARKED IN Q.38.1C2 ALL OTHERSJ1566 1571 1565(2)Q1566UB 5 Y39_1. WHAT SHARE OF HOME/ QxQ///~IF 0A(1)=6AM25(2)=/~IF M6(G1)+8(1)+25(2)/ What share of this home does he own?

/~ELSE M6(G1)+8(2)+25(2)/ What share of this home does she own?/~ELSE/ What share of this home do they own?/~END/~ELSE/ What share of this home do they own?/~END// ^BV !.U___.__%!(0/100)J1567 1567 1569 1559(1)Q1567UB 9 Y39_2. PRESENT VALUE OF HOME

// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/// What is the present value of this home? I mean, about what would it/ bring if it were sold today?// IF R GIVES RANGE, PRESS [F9] KEY.// ^B



V !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J1568 1583 1567(0+"0")Q1568T 30 DK.~DKDOL.VQC1 ^1567C2 3J1569 1567 B1568("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************

Q1583UT 14 |1568*(1566/100X)J1569 1567 B1562(G0)+1583(GQ1562)=VALUE OF HOME TIMES PERCENTAGE O/WNED IS GREATER THAN TOTAL ASSETS!Q1569UB 9 Y39_3. AMOUNT OWED ON MORTGAGES// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ/// What is the amount still owed on all the mortgages, land contracts, and/ loans on the home?// IF R GIVES RANGE, PRESS [F9] KEY.

// ^BV !.A$___,___,___.!("range",0/999999999)*******************************CALL DKDOL*************************************J1570 1571 1569(0+"0")Q1570T 30 DK.~DKDOL.VQC1 ^1569C2 3J1571 1569 B1570("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************Q1571B 1351 Y40. HAVE ANY DEBTS/ QxQ/

//~IF 0A(1)=6AM25(2)=/~IF M6(G1)+8(1)+25(2)/~IF M7(2/3)+25(1)/ Not including any debts he owes you or your ^35(7/9),/ does he have any debts?/~ELSE/ Not including any debts he owes you, does he have any debts?/~END/~ELSE M6(G1)+8(2)+25(2)/~IF M7(2/3)+25(1)/ Not including any debts she owes you or your ^35(7/9),/ does she have any debts?

/~ELSE/ Not including any debts she owes you, does she have any debts?/~END/~ELSE/~IF M7(2/3)+25(1)/ Not including any debts they owe you or your ^35(7/9),/ do they have any debts?/~ELSE/ Not including any debts they owe you, do they have any debts?/~END/~END



/~ELSE/~IF M7(2/3)+25(1)/ Not including any debts they owe you or your ^35(7/9),/ do they have any debts?/~ELSE/ Not including any debts they owe you, do they have any debts?/~END/~END

//INTERVIEWER: IF R ASKS: DO NOT INCLUDE MORTGAGE ON R's HOME/^C1// ^BJ1572 923 1571(2.K2.K3)J1572 1571 B1571(0+"0")=PLEASE ENTER RESPONSEQ1572UB 9 Y40_1. AMOUNT IN DEBT// INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN/ QxQ//

/ Roughly how much in total are these debts?// IF R GIVES RANGE, PRESS [F9] KEY.// ^BV !.A$___,___,___.!("range",1/999999999)*******************************CALL DKDOL*************************************Q1573T 30 DK.~DKDOL.VQC1 ^1572C2 6J1574 1572 B1573("X")=PLEASE ENTER CORRECT AMOUNT******************************************************************************J1574 923 1573(0)

Q1574B 1351 Y40_2. INCLUDE DEBTS EARLIER?/ QxQ/// Did you include these debts when you told me about the household/ debts earlier in this interview?//INTERVIEWER: IF R ONLY TOLD ABOUT PART, MAKE NOTE/^C1// ^BJ1575 923 1574(2.K2.K3)J1575 1574 B1574(0+"0")=PLEASE ENTER RESPONSE

Q1575U Y40_3. WHERE DID YOU TELL ME/ QxQ/// Where did you tell me about these debts?V M!a_!J923 966 M976(1)+1038(N1)+1039(N1)Q923U Y40_4./ QxQ//



/ Earlier you told me about a pension or retirement plan you are included/ in through your current job. Because pensions are an important part of/ this study and there are many legal details of plans very few people/ know, we would like to contact the organization that provides your/ pension to obtain a legal description of your plan(s). Your name and/ the fact that you did this interview will not be mentioned. What is the/ name and address of the organization that provides your pension?V M!a_!

J966 1576 M976(2)+1038(N1)+1039(N1)J966 1576 976(1)Q966U Y40_5./ QxQ/// Earlier you told me about a pension or retirement plan your/ ^35(7/9) is included in through ^35(12/13) current job./~IF 923(NA)/ Because pensions are an important part of this study and few people/ know all the legal details of their plans, we would like to contact/ the organization that provides your pension to obtain a legal/~IF M6(2)+8(1)

/ description of his plan(s). His name and the fact that you/ did this interview will not be mentioned./~ELSE/ description of her plan(s). Her name and the fact that you/ did this interview will not be mentioned./~END/~END/ What is the name and address of the organization that provides/ ^35(12/13) pension?V M!a_!Q1576U Y41. FINISH//

// That finishes the actual interview. Is there anything you would like/ to add to any of the subjects we've discussed?// INTERVIEWER: DO CASE VALIDATION NOW WHILE THE CASE IS FILING./ PLEASE THANK THE RESPONDENT!V M!a_!Q1577UT N2 2 ELAPSED SECONDS - ENDQ1599UT 17 TIME OF DAY

----------------------------------------------------------------------------------------------------------------------------------------------------------

AUTOQUEST (SURVEYCRAFT) PROGRAM FOR INTERVIEWER COMMENTS----------------------------------------------------------------------------------------------------------------------------------------------------------L90 209=REFUSEDL91 210=DON'T KNOWQ1UT R10 CASEIDQ2B ZZ1. INTERIOR//// Please rate the physical condition of the interior of the HU:



C1 NO, NOT AT ALL SUSPICIOUSC2 YES, SOMEWHAT SUSPICIOUSC3 YES, VERY SUSPICIOUSJ7 6 B6(0+"0")=PLEASE ENTER RESPONSEQ7B ZZ6. INTEREST///

/ Overall, how great was R's interest in the interview?/^C1/ ^BC0C1 VERY HIGHC2 ABOVE AVERAGEC3 AVERAGEC4 BELOW AVERAGEC5 VERY LOWJ8 7 B7(0+"0")=PLEASE ENTER RESPONSEQ8MC ZZ7. OTHERS PRESENT//

// Other persons present at the interview: (CODE ALL THAT APPLY)/^C1C1 CHILDREN UNDER AGE 6C2 CHILDREN 6 AND OVERC3 SPOUSE/PARTNERC4 OTHER RELATIVESC5 OTHER ADULTSC6 NO ONEC10G 1/6Q9B ZZ8. DOCUMENTS/

/// Did R refer to documents to answer questions?/^C1/ ^BC0C1 FREQUENTLYC2 SOMETIMESC3 RARELYC4 NEVERJ10 12 9(4)J10 9 B9(0+"0")=PLEASE ENTER RESPONSEQ10MC ZZ9. WHAT DOCUMENTS

//// Which documents did R refer to? (CODE ALL THAT APPLY)/^C1C1 INCOME TAX RETURNSC2 PENSION DOCUMENTSC3 ACCOUNT STATEMENTSC4 INVESTMENT/BUSINESS RECORDSC5 LOAN DOCUMENTSC6 OTHER



C10G 1/6J11 12 10(N6)Q11U ZZ9V. OTHER/Please specify.V *Q12B ZZ10. LANGUAGE/

/// In what language was the survey conducted?/^C1/ ^BC0C1 ENGLISHC2 SPANISHJ13 12 B12(0+"0")=PLEASE ENTER RESPONSEQ13B ZZ11. MORE THAN ONCE///

/ Other than inheritances, do you believe that the R reported the/ same asset or debt more than once in the interview?/^C1/ ^BC0C1 YESC2 NOJ14 15 13(2)J14 13 B13(0+"0")=PLEASE ENTER RESPONSEQ14U ZZ12. WHICH ASSETS REPORTED///

/ Which assets and/or debts are these?V *Q15B ZZ13. ASSETS NOT COLLECTED//// Do you believe that any important assets or debts were not/ collected in the interview?/^C1/ ^BC0C1 YESC2 NO

J16 17 15(2)J16 15 B15(0+"0")=PLEASE ENTER RESPONSEQ16U ZZ14. WHICH ASSETS REPORTED//// Which assets and/or debts are these?V *Q17B ZZ15. CONSISTENCY PROBLEMS//



// Do you believe there are any important consistency problems/ with this interview?/^C1/ ^BC0C1 YESC2 NO

J18 19 17(2)J18 17 B17(0+"0")=PLEASE ENTER RESPONSEQ18U ZZ16. WHAT PROBLEMS//// What are these problems?V *Q19B ZZ17. CONSISTENCY PROBLEMS//// Is there anything about this case that would be helpful in resolving

/ problems with this case, or anything else you believe we need to know?/^C1/ ^BC0C1 YESC2 NOJ20 21 19(2)J20 19 B19(0+"0")=PLEASE ENTER RESPONSEQ20U ZZ18. WHAT PROBLEMS/Please specify.V *Q21U THANKS/

/// INTERVIEWER: THANK YOU FOR COMPLETING ANOTHER INTERVIEW AND/ THIS IMPORTANT BACKGROUND INFORMATION. YOUR CARE AND ATTENTION ARE/ ESSENTIAL TO THE SUCCESS OF THIS PROJECT.Q22UT 17 TIME STAMP

---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------MAPPING FROM AUTOQUEST VARIABLES ("Q-variables") TO SCF VARIABLES("X-variables)

---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------This section provides a rough guide for the equivalence of SCF andAQ variables. The mapping is rough because duplicate AQ variableshave been collapsed into one SCF variable, and because someinformation has been rearranged to conform to the treatment of data inthe SCF since 1989. Included in this file are the variablesassociated with the DKDOL subroutine, which is discussed in theintroduction to this codebook.



CASEID - CASEID N XX1AQID - AQID NQ7A1 - HHL_A. RELATIONSHIP N X8020Q8A1 - HHL_B. SEX OF RESPONDENT N X8021Q10A1 - BMO. RESPONDENT BIRTH MONTH N X5907Q11A1 - BDAY. RESPONDENT BIRTH DAY N X7003Q12A1 - BYR. RESPONDENT BIRTH YEAR N X5908Q15A1 - VERAGE. VERIFY RESPONDENT AGE N X7005

Q16A1 - AGE. HOW OLD IS RESPONDENT? N X8022Q19A1 - OVER18. 18 OR OVER? N NULLQ20A1 - HHL1. RESPONDENT MARITAL STATUS N X8023Q21A1 - HHL2. USUALLY LIVE WITH YOU? N X8024Q22A1 - HHL2_1. S/P LIVE WITH YOU NOW? N X7000Q23A1 - HHL2_2. LIVE WITH PARTNER? N X7002Q25A1 - HHL4. S/P FINANCIALLY DEPENDENT? N X8098Q26A1 - NEXTHH. ANYONE ELSE LIVE W/ YOU? NQ7A2 - HHL_A. S/P RELATIONSHIP TO R N X102Q8A2 - HHL_B. SEX OF SPOUSE/PARTNER N X103Q15A2 - VERAGE. VERIFY S/P AGE N NULLQ16A2 - AGE. HOW OLD IS SPOUSE/PARTNER? N X104Q19A2 - OVER18. S/P 18 OR OVER? N NULL

Q20A2 - HHL1. MARITAL STATUS OF S/P N X105Q21A2 - HHL2. S/P USUALLY LIVE WITH YOU? N X106Q25A2 - HHL4. S/P FINANCIALLY DEPENDENT? N X107Q26A2 - NEXTHH. ANYONE ELSE LIVE W/ YOU? NQ7A3 - HHL_A. RELATIONSHIP N X108Q8A3 - HHL_B. SEX N X109Q15A3 - VERAGE. VERIFY AGE N NULLQ16A3 - AGE. HOW OLD? N X110Q19A3 - OVER18. 18 OR OVER? N X7006Q20A3 - HHL1. MARITAL STATUS N X111Q21A3 - HHL2. USUALLY LIVE WITH YOU? N X112Q25A3 - HHL4. FINANCIALLY DEPENDENT? N X113Q26A3 - NEXTHH. ANYONE ELSE LIVE W/ YOU? N

Q7A4 - HHL_A. RELATIONSHIP N X114Q8A4 - HHL_B. SEX N X115Q15A4 - VERAGE. VERIFY AGE N NULLQ16A4 - AGE. HOW OLD? N X116Q19A4 - OVER18. 18 OR OVER? N X7007Q20A4 - HHL1. MARITAL STATUS N X117Q21A4 - HHL2. USUALLY LIVE WITH YOU? N X118Q25A4 - HHL4. FINANCIALLY DEPENDENT? N X119Q26A4 - NEXTHH. ANYONE ELSE LIVE W/ YOU? NQ7A5 - HHL_A. RELATIONSHIP N X120Q8A5 - HHL_B. SEX N X121Q15A5 - VERAGE. VERIFY AGE N NULLQ16A5 - AGE. HOW OLD? N X122

Q19A5 - OVER18. 18 OR OVER? N X7008Q20A5 - HHL1. MARITAL STATUS N X123Q21A5 - HHL2. USUALLY LIVE WITH YOU? N X124Q25A5 - HHL4. FINANCIALLY DEPENDENT? N X125Q26A5 - NEXTHH. ANYONE ELSE LIVE W/ YOU? NQ7A6 - HHL_A. RELATIONSHIP N X126Q8A6 - HHL_B. SEX N X127Q15A6 - VERAGE. VERIFY AGE N NULLQ16A6 - AGE. HOW OLD? N X128Q19A6 - OVER18. 18 OR OVER? N X7009Q20A6 - HHL1. MARITAL STATUS N X129



Q21A6 - HHL2. USUALLY LIVE WITH YOU? N X130Q25A6 - HHL4. FINANCIALLY DEPENDENT? N X131Q26A6 - NEXTHH. ANYONE ELSE LIVE W/ YOU? NQ7A7 - HHL_A. RELATIONSHIP N X132Q8A7 - HHL_B. SEX N X133Q15A7 - VERAGE. VERIFY AGE N NULLQ16A7 - AGE. HOW OLD? N X134Q19A7 - OVER18. 18 OR OVER? N X7010

Q20A7 - HHL1. MARITAL STATUS N X135Q21A7 - HHL2. USUALLY LIVE WITH YOU? N X136Q25A7 - HHL4. FINANCIALLY DEPENDENT? N X137Q26A7 - NEXTHH. ANYONE ELSE LIVE W/ YOU? NQ7A8 - HHL_A. RELATIONSHIP N X202Q8A8 - HHL_B. SEX N X203Q15A8 - VERAGE. VERIFY AGE N NULLQ16A8 - AGE. HOW OLD? N X204Q19A8 - OVER18. 18 OR OVER? N X7011Q20A8 - HHL1. MARITAL STATUS N X205Q21A8 - HHL2. USUALLY LIVE WITH YOU? N X206Q25A8 - HHL4. FINANCIALLY DEPENDENT? N X207Q26A8 - NEXTHH. ANYONE ELSE LIVE W/ YOU? N

Q7A9 - HHL_A. RELATIONSHIP N X208Q8A9 - HHL_B. SEX N X209Q15A9 - VERAGE. VERIFY AGE N NULLQ16A9 - AGE. HOW OLD? N X210Q19A9 - OVER18. 18 OR OVER? N X7012Q20A9 - HHL1. MARITAL STATUS N X211Q21A9 - HHL2. USUALLY LIVE WITH YOU? N X212Q25A9 - HHL4. FINANCIALLY DEPENDENT? N X213Q26A9 - NEXTHH. ANYONE ELSE LIVE W/ YOU? NQ7A10 - HHL_A. RELATIONSHIP N X214Q8A10 - HHL_B. SEX N X215Q15A10 - VERAGE. VERIFY AGE N NULLQ16A10 - AGE. HOW OLD? N X216

Q19A10 - OVER18. 18 OR OVER? N X7013Q20A10 - HHL1. MARITAL STATUS N X217Q21A10 - HHL2. USUALLY LIVE WITH YOU? N X218Q25A10 - HHL4. FINANCIALLY DEPENDENT? N X219Q26A10 - NEXTHH. ANYONE ELSE LIVE W/ YOU NQ27 - HH LIST. NQ28 - R MARITAL STATUS NQ29 - SPOUSE/PARTNER'S MARITAL STATUS NQ32 - A1. EXPECTATIONS FOR ECONOMY N X301Q33 - A2. INTEREST RATES HIGHER/LOWER N X302Q34 - A3. SHOPPING: LOANS N X7100Q36A1 - A3_1. INFO USED FOR BORROW DECIS N X7101Q36A2 - A3_1. INFO USED FOR BORROW DECIS N X7102

Q36A3 - A3_1. INFO USED FOR BORROW DECIS N X7103Q36A4 - A3_1. INFO USED FOR BORROW DECIS N X7104Q36A5 - A3_1. INFO USED FOR BORROW DECIS N X7105Q36A6 - A3_1. INFO USED FOR BORROW DECIS N X7106Q36A7 - A3_1. INFO USED FOR BORROW DECIS N X7107Q36A8 - A3_1. INFO USED FOR BORROW DECIS N X7108Q36A9 - A3_1. INFO USED FOR BORROW DECIS N X7109Q36A10 - A3_1. INFO USED FOR BORROW DECI N X7110Q38 - A4. SHOPPING: SAVING/INVESTMENTS N X7111Q39A1 - A4_1. HOW MAKE INVEST DECISIONS? N X7112Q39A2 - A4_1. HOW MAKE INVEST DECISIONS? N X7113



Q39A3 - A4_1. HOW MAKE INVEST DECISIONS? N X7114Q39A4 - A4_1. HOW MAKE INVEST DECISIONS? N X7115Q39A5 - A4_1. HOW MAKE INVEST DECISIONS? N X7116Q39A6 - A4_1. HOW MAKE INVEST DECISIONS? N X7117Q39A7 - A4_1. HOW MAKE INVEST DECISIONS? N X7118Q39A8 - A4_1. HOW MAKE INVEST DECISIONS? N X7119Q39A9 - A4_1. HOW MAKE INVEST DECISIONS? N X7120Q39A10 - A4_1. HOW MAKE INVEST DECISIONS N X7121

Q41 - A5. ONE OR # OF INSTITUTIONS N X305AQ42 - A5A. # OF INSTITUTIONS N X305Q45A1 - A5_1. INSTITUTION NAME CQ46A1 - A5_9. ANOTHER INSTITUTION? N X311Q45A2 - A5_1. INSTITUTION NAME CQ46A2 - A5_9. ANOTHER INSTITUTION? N X315Q45A3 - A5_1. INSTITUTION NAME CQ46A3 - A5_9. ANOTHER INSTITUTION? N X319Q45A4 - A5_1. INSTITUTION NAME CQ46A4 - A5_9. ANOTHER INSTITUTION? N X323Q45A5 - A5_1. INSTITUTION NAME CQ46A5 - A5_9. ANOTHER INSTITUTION? N X327Q45A6 - A5_1. INSTITUTION NAME C

Q46A6 - A5_9. ANOTHER INSTITUTION? N NULLQ48A1 - A6. TYPE OF INSTITUTION N X308Q50A1B1 - A7. HOW DO BUSINESS W/ INSTIT N X6600Q50A1B2 - A7. HOW DO BUSINESS W/ INSTIT N X6601Q50A1B3 - A7. HOW DO BUSINESS W/ INSTIT N X6602Q50A1B4 - A7. HOW DO BUSINESS W/ INSTIT N X6603Q50A1B5 - A7. HOW DO BUSINESS W/ INSTIT N X6604Q50A1B6 - A7. HOW DO BUSINESS W/ INSTIT N X6605Q50A1B7 - A7. HOW DO BUSINESS W/ INSTIT N X6606Q50A1B8 - A7. HOW DO BUSINESS W/ INSTIT N X6607Q52A1 - A8. INSTITUTION DISTANCE-CODED N X310AQ53A1 - A8A. # OF MILES TO INSTITUTION N X310Q55A1 - A9. ANY OTHER INSTITUTIONS? N

Q48A2 - A6. TYPE OF INSTITUTION N X312Q50A2B1 - A7. HOW DO BUSINESS W/ INSTIT N X6608Q50A2B2 - A7. HOW DO BUSINESS W/ INSTIT N X6609Q50A2B3 - A7. HOW DO BUSINESS W/ INSTIT N X6610Q50A2B4 - A7. HOW DO BUSINESS W/ INSTIT N X6611Q50A2B5 - A7. HOW DO BUSINESS W/ INSTIT N X6612Q50A2B6 - A7. HOW DO BUSINESS W/ INSTIT N X6613Q50A2B7 - A7. HOW DO BUSINESS W/ INSTIT N X6614Q50A2B8 - A7. HOW DO BUSINESS W/ INSTIT N X6615Q52A2 - A8. INSTITUTION DISTANCE-CODED N X314AQ53A2 - A8A. # OF MILES TO INSTITUTION N X314Q55A2 - A9. ANY OTHER INSTITUTIONS? NQ48A3 - A6. TYPE OF INSTITUTION N X316

Q50A3B1 - A7. HOW DO BUSINESS W/ INSTIT N X6616Q50A3B2 - A7. HOW DO BUSINESS W/ INSTIT N X6617Q50A3B3 - A7. HOW DO BUSINESS W/ INSTIT N X6618Q50A3B4 - A7. HOW DO BUSINESS W/ INSTIT N X6619Q50A3B5 - A7. HOW DO BUSINESS W/ INSTIT N X6620Q50A3B6 - A7. HOW DO BUSINESS W/ INSTIT N X6621Q50A3B7 - A7. HOW DO BUSINESS W/ INSTIT N X6622Q50A3B8 - A7. HOW DO BUSINESS W/ INSTIT N X6623Q52A3 - A8. INSTITUTION DISTANCE-CODED N X318AQ53A3 - A8A. # OF MILES TO INSTITUTION N X318Q55A3 - A9. ANY OTHER INSTITUTIONS? N



Q48A4 - A6. TYPE OF INSTITUTION N X320Q50A4B1 - A7. HOW DO BUSINESS W/ INSTIT N X6624Q50A4B2 - A7. HOW DO BUSINESS W/ INSTIT N X6625Q50A4B3 - A7. HOW DO BUSINESS W/ INSTIT N X6626Q50A4B4 - A7. HOW DO BUSINESS W/ INSTIT N X6627Q50A4B5 - A7. HOW DO BUSINESS W/ INSTIT N X6628Q50A4B6 - A7. HOW DO BUSINESS W/ INSTIT N X6629Q50A4B7 - A7. HOW DO BUSINESS W/ INSTIT N X6630

Q50A4B8 - A7. HOW DO BUSINESS W/ INSTIT N X6631Q52A4 - A8. INSTITUTION DISTANCE-CODED N X322AQ53A4 - A8A. # OF MILES TO INSTITUTION N X322Q55A4 - A9. ANY OTHER INSTITUTIONS? NQ48A5 - A6. TYPE OF INSTITUTION N X324Q50A5B1 - A7. HOW DO BUSINESS W/ INSTIT N X6632Q50A5B2 - A7. HOW DO BUSINESS W/ INSTIT N X6633Q50A5B3 - A7. HOW DO BUSINESS W/ INSTIT N X6634Q50A5B4 - A7. HOW DO BUSINESS W/ INSTIT N X6635Q50A5B5 - A7. HOW DO BUSINESS W/ INSTIT N X6636Q50A5B6 - A7. HOW DO BUSINESS W/ INSTIT N X6637Q50A5B7 - A7. HOW DO BUSINESS W/ INSTIT N X6638Q50A5B8 - A7. HOW DO BUSINESS W/ INSTIT N X6639

Q52A5 - A8. INSTITUTION DISTANCE-CODED N X326AQ53A5 - A8A. # OF MILES TO INSTITUTION N X326Q55A5 - A9. ANY OTHER INSTITUTIONS? NQ48A6 - A6. TYPE OF INSTITUTION N X328Q50A6B1 - A7. HOW DO BUSINESS W/ INSTIT N X6640Q50A6B2 - A7. HOW DO BUSINESS W/ INSTIT N X6641Q50A6B3 - A7. HOW DO BUSINESS W/ INSTIT N X6642Q50A6B4 - A7. HOW DO BUSINESS W/ INSTIT N X6643Q50A6B5 - A7. HOW DO BUSINESS W/ INSTIT N X6644Q50A6B6 - A7. HOW DO BUSINESS W/ INSTIT N X6645Q50A6B7 - A7. HOW DO BUSINESS W/ INSTIT N X6646Q50A6B8 - A7. HOW DO BUSINESS W/ INSTIT N X6647Q52A6 - A8. INSTITUTION DISTANCE-CODED N X330A

Q53A6 - A8A. # OF MILES TO INSTITUTION N X330Q55A6 - A9. ANY OTHER INSTITUTIONS? NQ57 - INSTITUTIONS. NQ58 - A5_10. DO YOU HAVE ANY CASH CARDS? N X306Q71 - A5_10_1. HAVE ANY DEBIT CARDS? N X7582Q72 - A5_10_2. HAVE ANY DIRECT DEPOSITS? N X7122Q73A1 - A5_10_3. KINDS OF DEPOSITS N X7123AQ73A2 - A5_10_3. KINDS OF DEPOSITS N X7124AQ73A3 - A5_10_3. KINDS OF DEPOSITS N X7125AQ75 - A5_10_4. MAKE ANY AUTO BILL PMTS? N X7126Q487A1 - A5_10_5. SORTS OF PAYMENTS N X7127AQ487A2 - A5_10_5. SORTS OF PAYMENTS N X7128AQ487A3 - A5_10_5. SORTS OF PAYMENTS N X7129A

Q755 - A5_10_6. HAVE ANY SMART CARDS? N X7130Q60 - B1. BUY ON INSTALLMENT N X401Q62A1 - B2. OK TO BORROW...FOR VACATION? N X402Q62A2 - B2. OK TO COVER LIVING EXPENSES? N X403Q62A3 - B2. OK TO PURCHASE FUR/JEWELRY? N X404Q62A4 - B2. OK TO PURCHASE CAR? N X405Q62A5 - B2. OK FOR EDUCATIONAL EXPENSES? N X406Q63 - B2_6. APPLIED FOR CREDIT/LOAN? N X7131Q64 - B3. TURNED DOWN IN LAST 5 YRS? N X407Q65 - B3_1. OBTAIN FULL AMOUNT? N X408Q67 - B3_3. TYPE OF CREDIT APPLIED FOR N X7584



Q69 - B3_4. THOUGHT MIGHT BE TURNED DOWN N X409Q76 - B5. DO YOU HAVE ANY CREDIT CARDS? N X410Q78A1 - B6. HAVE ANY VISA/MC/DISC CARDS? N X7973Q79A1 - B6_1. # OF VISA/MC/DISC/OPTIMA N X411Q80A1 - B7. AMOUNT OF NEW CHARGES N X412DK5_1 - DECISION TREE TYPE NDK8_1 - RANGE CARD/RANGE NDK9_1 - RANGE FROM CARD? N

DK10_1 - DECISION TREE 1 NDK11_1 - DECISION TREE 2 NDK12_1 - DECISION TREE 3 NDK13_1 - DECISION TREE 4 NDK14_1 - DECISION TREE 5 NDK15_1 - DECISION TREE 6 NDK16_1 - DECISION TREE 7 NDK17_1 - RANGE CARD CDK19_1 - LOW END NDK20_1 - HIGH END NDK21_1 - MIDPOINT (CALCULATED) NQ82A1 - B8. BALANCE STILL OWED N X413DK5_2 - DECISION TREE TYPE N

DK8_2 - RANGE CARD/RANGE NDK9_2 - RANGE FROM CARD? NDK10_2 - DECISION TREE 1 NDK11_2 - DECISION TREE 2 NDK12_2 - DECISION TREE 3 NDK13_2 - DECISION TREE 4 NDK14_2 - DECISION TREE 5 NDK15_2 - DECISION TREE 6 NDK16_2 - DECISION TREE 7 NDK17_2 - RANGE CARD CDK19_2 - LOW END NDK20_2 - HIGH END NDK21_2 - MIDPOINT (CALCULATED) N

Q84A1 - B9. CREDIT LIMIT N X414DK5_3 - DECISION TREE TYPE NDK8_3 - RANGE CARD/RANGE NDK9_3 - RANGE FROM CARD? NDK10_3 - DECISION TREE 1 NDK11_3 - DECISION TREE 2 NDK12_3 - DECISION TREE 3 NDK13_3 - DECISION TREE 4 NDK14_3 - DECISION TREE 5 NDK15_3 - DECISION TREE 6 NDK16_3 - DECISION TREE 7 NDK17_3 - RANGE CARD CDK19_3 - LOW END N

DK20_3 - HIGH END NDK21_3 - MIDPOINT (CALCULATED) NQ86A1 - B9_1. INTEREST ON CARD W/HI BAL N X7132Q88A1B1 - B10. INSTITUTION N X415Q88A1B2 - B10. INSTITUTION N X416Q88A1B3 - B10. INSTITUTION N X417Q88A1B4 - B10. INSTITUTION N X418Q88A1B5 - B10. INSTITUTION N X7500Q88A1B6 - B10. INSTITUTION N X6648Q88A1B7 - B10. INSTITUTION N X6649Q88A1B8 - B10. INSTITUTION N X6720



Q88A1B9 - B10. INSTITUTION N X7500DQ88A1B10 - B10. INSTITUTION N X7500EQ88A1B11 - B10. INSTITUTION N X7500FQ88A1B12 - B10. INSTITUTION N X7500GQ88A1B13 - B10. INSTITUTION N X7500HQ88A1B14 - B10. INSTITUTION N X7500IQ78A2 - B6. HAVE ANY OTHER STORE CARDS? N X7974Q79A2 - B6_1. # OF OTHER STORE CARDS N X419

Q80A2 - B7. AMOUNT OF NEW CHARGES N X420DK5_4 - DECISION TREE TYPE NDK8_4 - RANGE CARD/RANGE NDK9_4 - RANGE FROM CARD? NDK10_4 - DECISION TREE 1 NDK11_4 - DECISION TREE 2 NDK12_4 - DECISION TREE 3 NDK13_4 - DECISION TREE 4 NDK14_4 - DECISION TREE 5 NDK15_4 - DECISION TREE 6 NDK16_4 - DECISION TREE 7 NDK17_4 - RANGE CARD CDK19_4 - LOW END N

DK20_4 - HIGH END NDK21_4 - MIDPOINT (CALCULATED) NQ82A2 - B8. BALANCE STILL OWED N X421DK5_5 - DECISION TREE TYPE NDK8_5 - RANGE CARD/RANGE NDK9_5 - RANGE FROM CARD? NDK10_5 - DECISION TREE 1 NDK11_5 - DECISION TREE 2 NDK12_5 - DECISION TREE 3 NDK13_5 - DECISION TREE 4 NDK14_5 - DECISION TREE 5 NDK15_5 - DECISION TREE 6 NDK16_5 - DECISION TREE 7 N

DK17_5 - RANGE CARD CDK19_5 - LOW END NDK20_5 - HIGH END NDK21_5 - MIDPOINT (CALCULATED) NQ84A2 - B9.CREDIT LIMIT N NULLDK5_6 - DECISION TREE TYPE N NULLDK8_6 - RANGE CARD/RANGE N NULLDK9_6 - RANGE FROM CARD? N NULLDK10_6 - DECISION TREE 1 N NULLDK11_6 - DECISION TREE 2 N NULLDK12_6 - DECISION TREE 3 N NULLDK13_6 - DECISION TREE 4 N NULLDK14_6 - DECISION TREE 5 N NULL

DK15_6 - DECISION TREE 6 N NULLDK16_6 - DECISION TREE 7 N NULLDK17_6 - RANGE CARD C NULLDK19_6 - LOW END N NULLDK20_6 - HIGH END N NULLDK21_6 - MIDPOINT (CALCULATED) N NULLQ86A2 - B9_1. INTEREST ON CARD W/HI BAL N NULLQ88A2 - B10.INSTITUTION C NULLQ78A3 - B6. HAVE ANY GASOLINE CARDS? N X7975Q79A3 - B6_1. # OF GASOLINE CARDS N X422Q80A3 - B7. AMOUNT OF NEW CHARGES N X423



DK5_7 - DECISION TREE TYPE NDK8_7 - RANGE CARD/RANGE NDK9_7 - RANGE FROM CARD? NDK10_7 - DECISION TREE 1 NDK11_7 - DECISION TREE 2 NDK12_7 - DECISION TREE 3 NDK13_7 - DECISION TREE 4 NDK14_7 - DECISION TREE 5 N

DK15_7 - DECISION TREE 6 NDK16_7 - DECISION TREE 7 NDK17_7 - RANGE CARD CDK19_7 - LOW END NDK20_7 - HIGH END NDK21_7 - MIDPOINT (CALCULATED) NQ82A3 - B8. BALANCE STILL OWED N X424DK5_8 - DECISION TREE TYPE NDK8_8 - RANGE CARD/RANGE NDK9_8 - RANGE FROM CARD? NDK10_8 - DECISION TREE 1 NDK11_8 - DECISION TREE 2 NDK12_8 - DECISION TREE 3 N

DK13_8 - DECISION TREE 4 NDK14_8 - DECISION TREE 5 NDK15_8 - DECISION TREE 6 NDK16_8 - DECISION TREE 7 NDK17_8 - RANGE CARD CDK19_8 - LOW END NDK20_8 - HIGH END NDK21_8 - MIDPOINT (CALCULATED) NQ84A3 - B9.CREDIT LIMIT N NULLDK5_9 - DECISION TREE TYPE N NULLDK8_9 - RANGE CARD/RANGE N NULLDK9_9 - RANGE FROM CARD? N NULLDK10_9 - DECISION TREE 1 N NULL

DK11_9 - DECISION TREE 2 N NULLDK12_9 - DECISION TREE 3 N NULLDK13_9 - DECISION TREE 4 N NULLDK14_9 - DECISION TREE 5 N NULLDK15_9 - DECISION TREE 6 N NULLDK16_9 - DECISION TREE 7 N NULLDK17_9 - RANGE CARD C NULLDK19_9 - LOW END N NULLDK20_9 - HIGH END N NULLDK21_9 - MIDPOINT (CALCULATED) N NULLQ86A3 - B9_1. INTEREST ON CARD W/HI BAL N NULLQ88A3 - B10.INSTITUTION C NULLQ78A4 - B6. HAVE ANY AM EX/DINERS CARDS? N X7976

Q79A4 - B6_1. # OF AM EX/DINERS CARDS N X425Q80A4 - B7. AMOUNT OF NEW CHARGES N X426DK5_10 - DECISION TREE TYPE NDK8_10 - RANGE CARD/RANGE NDK9_10 - RANGE FROM CARD? NDK10_10 - DECISION TREE 1 NDK11_10 - DECISION TREE 2 NDK12_10 - DECISION TREE 3 NDK13_10 - DECISION TREE 4 NDK14_10 - DECISION TREE 5 NDK15_10 - DECISION TREE 6 N



DK16_10 - DECISION TREE 7 NDK17_10 - RANGE CARD CDK19_10 - LOW END NDK20_10 - HIGH END NDK21_10 - MIDPOINT (CALCULATED) NQ82A4 - B8. BALANCE STILL OWED N X427DK5_11 - DECISION TREE TYPE NDK8_11 - RANGE CARD/RANGE N

DK9_11 - RANGE FROM CARD? NDK10_11 - DECISION TREE 1 NDK11_11 - DECISION TREE 2 NDK12_11 - DECISION TREE 3 NDK13_11 - DECISION TREE 4 NDK14_11 - DECISION TREE 5 NDK15_11 - DECISION TREE 6 NDK16_11 - DECISION TREE 7 NDK17_11 - RANGE CARD CDK19_11 - LOW END NDK20_11 - HIGH END NDK21_11 - MIDPOINT (CALCULATED) NQ84A4 - B9.CREDIT LIMIT N NULL

DK5_12 - DECISION TREE TYPE N NULLDK8_12 - RANGE CARD/RANGE N NULLDK9_12 - RANGE FROM CARD? N NULLDK10_12 - DECISION TREE 1 N NULLDK11_12 - DECISION TREE 2 N NULLDK12_12 - DECISION TREE 3 N NULLDK13_12 - DECISION TREE 4 N NULLDK14_12 - DECISION TREE 5 N NULLDK15_12 - DECISION TREE 6 N NULLDK16_12 - DECISION TREE 7 N NULLDK17_12 - RANGE CARD C NULLDK19_12 - LOW END N NULLDK20_12 - HIGH END N NULL

DK21_12 - MIDPOINT (CALCULATED) N NULLQ86A4 - B9_1. INTEREST ON CARD W/HI BAL N NULLQ88A4 - B10.INSTITUTION C NULLQ78A5 - B6. HAVE AIRLINE/CAR RENT CARDS? N X7977Q79A5 - B6_1.# OF AIRLINE/CAR RENT CARDS N X428Q80A5 - B7. AMOUNT OF NEW CHARGES N X429DK5_13 - DECISION TREE TYPE NDK8_13 - RANGE CARD/RANGE NDK9_13 - RANGE FROM CARD? NDK10_13 - DECISION TREE 1 NDK11_13 - DECISION TREE 2 NDK12_13 - DECISION TREE 3 NDK13_13 - DECISION TREE 4 N

DK14_13 - DECISION TREE 5 NDK15_13 - DECISION TREE 6 NDK16_13 - DECISION TREE 7 NDK17_13 - RANGE CARD CDK19_13 - LOW END NDK20_13 - HIGH END NDK21_13 - MIDPOINT (CALCULATED) NQ82A5 - B8. BALANCE STILL OWED N X430DK5_14 - DECISION TREE TYPE NDK8_14 - RANGE CARD/RANGE NDK9_14 - RANGE FROM CARD? N



DK10_14 - DECISION TREE 1 NDK11_14 - DECISION TREE 2 NDK12_14 - DECISION TREE 3 NDK13_14 - DECISION TREE 4 NDK14_14 - DECISION TREE 5 NDK15_14 - DECISION TREE 6 NDK16_14 - DECISION TREE 7 NDK17_14 - RANGE CARD C

DK19_14 - LOW END NDK20_14 - HIGH END NDK21_14 - MIDPOINT (CALCULATED) NQ84A5 - B9.CREDIT LIMIT N NULLDK5_15 - DECISION TREE TYPE N NULLDK8_15 - RANGE CARD/RANGE N NULLDK9_15 - RANGE FROM CARD? N NULLDK10_15 - DECISION TREE 1 N NULLDK11_15 - DECISION TREE 2 N NULLDK12_15 - DECISION TREE 3 N NULLDK13_15 - DECISION TREE 4 N NULLDK14_15 - DECISION TREE 5 N NULLDK15_15 - DECISION TREE 6 N NULL

DK16_15 - DECISION TREE 7 N NULLDK17_15 - RANGE CARD C NULLDK19_15 - LOW END N NULLDK20_15 - HIGH END N NULLDK21_15 - MIDPOINT (CALCULATED) N NULLQ86A5 - B9_1. INTEREST ON CARD W/HI BAL N NULLQ88A5 - B10.INSTITUTION C NULLQ90 - B12. HOW OFTEN PAY TOTAL BALANCE? N X432Q91 - B13. ANY OTHER CHARGE ACCOUNTS? N X7577Q92 - B14. HOW MANY ACCOUNTS W/BALANCE? N X7576Q93 - B15. BALANCE STILL OWED N X7575DK5_16 - DECISION TREE TYPE NDK8_16 - RANGE CARD/RANGE N

DK9_16 - RANGE FROM CARD? NDK10_16 - DECISION TREE 1 NDK11_16 - DECISION TREE 2 NDK12_16 - DECISION TREE 3 NDK13_16 - DECISION TREE 4 NDK14_16 - DECISION TREE 5 NDK15_16 - DECISION TREE 6 NDK16_16 - DECISION TREE 7 NDK17_16 - RANGE CARD CDK19_16 - LOW END NDK20_16 - HIGH END NDK21_16 - MIDPOINT (CALCULATED) NQ95 - D1. R LIVE FARM/RANCH, MOBILE, OTH N X501

Q97 - D2. HOW MANY ACRES? N X502Q98 - D3. FARMING OR RANCHING BUSINESS? N X503Q99 - D3_1. RENT OUT FARM/RANCH PROPERTY N X504Q100 - D3_2. AMOUNT OF RENT COLLECTED N X505DK5_17 - DECISION TREE TYPE NDK8_17 - RANGE CARD/RANGE NDK9_17 - RANGE FROM CARD? NDK10_17 - DECISION TREE 1 NDK11_17 - DECISION TREE 2 NDK12_17 - DECISION TREE 3 NDK13_17 - DECISION TREE 4 N



DK14_17 - DECISION TREE 5 NDK15_17 - DECISION TREE 6 NDK16_17 - DECISION TREE 7 NDK17_17 - RANGE CARD CDK19_17 - LOW END NDK20_17 - HIGH END NDK21_17 - MIDPOINT (CALCULATED) NQ102 - D3_2F. FREQ OF RENT COLLECTED N X506

Q104 - D4. WHAT PART USED TO FARM/RANCH? N X507AQ105 - D4PCT. PERCENTAGE N X507Q106 - D4ACRES. # OF ACRES N X7574Q107 - D5. LEGAL OWN STATUS OF FARM/RAN N X508Q109 - D5_1. FARM/RAN BUS PAY RENT TO R? N X509Q110 - D5_2. AMT RENT PAID BY BUS TO R N X510DK5_18 - DECISION TREE TYPE NDK8_18 - RANGE CARD/RANGE NDK9_18 - RANGE FROM CARD? NDK10_18 - DECISION TREE 1 NDK11_18 - DECISION TREE 2 NDK12_18 - DECISION TREE 3 NDK13_18 - DECISION TREE 4 N

DK14_18 - DECISION TREE 5 NDK15_18 - DECISION TREE 6 NDK16_18 - DECISION TREE 7 NDK17_18 - RANGE CARD CDK19_18 - LOW END NDK20_18 - HIGH END NDK21_18 - MIDPOINT (CALCULATED) NQ112 - D5_2F. FREQ RENT PAID BY BUS TO R N X511Q114 - D5_3. VALUE OF LAND AND BUILDINGS N X513DK5_19 - DECISION TREE TYPE NDK8_19 - RANGE CARD/RANGE NDK9_19 - RANGE FROM CARD? NDK10_19 - DECISION TREE 1 N

DK11_19 - DECISION TREE 2 NDK12_19 - DECISION TREE 3 NDK13_19 - DECISION TREE 4 NDK14_19 - DECISION TREE 5 NDK15_19 - DECISION TREE 6 NDK16_19 - DECISION TREE 7 NDK17_19 - RANGE CARD CDK19_19 - LOW END NDK20_19 - HIGH END NDK21_19 - MIDPOINT (CALCULATED) NQ116 - D5_4. R PAY BUS RENT ON FARM/RAN? N X514Q117 - D5_5M. MONTH MOVED INTO FARM/RAN N X515Q118 - D5_5Y. YEAR MOVED INTO FARM/RANCH N X516

Q119 - D6. FARM/RAN BUS PAY RENT TO R? N X517Q120 - D6_1. AMT RENT BUSINESS PAYS TO R N X518DK5_20 - DECISION TREE TYPE NDK8_20 - RANGE CARD/RANGE NDK9_20 - RANGE FROM CARD? NDK10_20 - DECISION TREE 1 NDK11_20 - DECISION TREE 2 NDK12_20 - DECISION TREE 3 NDK13_20 - DECISION TREE 4 NDK14_20 - DECISION TREE 5 NDK15_20 - DECISION TREE 6 N



DK16_20 - DECISION TREE 7 NDK17_20 - RANGE CARD CDK19_20 - LOW END NDK20_20 - HIGH END NDK21_20 - MIDPOINT (CALCULATED) NQ122 - D6_1F. FREQ RENT PAID BY BUS TO R N X519Q124 - D7. DO YOU PAY RENT FOR PROPERTY? N X520Q125 - D7_1. AMOUNT OF RENT PAID BY R N X521

DK5_21 - DECISION TREE TYPE NDK8_21 - RANGE CARD/RANGE NDK9_21 - RANGE FROM CARD? NDK10_21 - DECISION TREE 1 NDK11_21 - DECISION TREE 2 NDK12_21 - DECISION TREE 3 NDK13_21 - DECISION TREE 4 NDK14_21 - DECISION TREE 5 NDK15_21 - DECISION TREE 6 NDK16_21 - DECISION TREE 7 NDK17_21 - RANGE CARD CDK19_21 - LOW END NDK20_21 - HIGH END N

DK21_21 - MIDPOINT (CALCULATED) NQ127 - D7_1F. FREQ OF RENT PAID BY R N X522Q129 - D8.PERCENT OF FARM/RAN PROP OWNED N X523AQ130 - D8PCT.PERCENT OWNED N X523Q131 - D8ACRES.ACRES OWNED N X7573Q132 - D10.VALUE OF FARM/RAN LAND OWNED N X526DK5_22 - DECISION TREE TYPE NDK8_22 - RANGE CARD/RANGE NDK9_22 - RANGE FROM CARD? NDK10_22 - DECISION TREE 1 NDK11_22 - DECISION TREE 2 NDK12_22 - DECISION TREE 3 NDK13_22 - DECISION TREE 4 N

DK14_22 - DECISION TREE 5 NDK15_22 - DECISION TREE 6 NDK16_22 - DECISION TREE 7 NDK17_22 - RANGE CARD CDK19_22 - LOW END NDK20_22 - HIGH END NDK21_22 - MIDPOINT (CALCULATED) NQ134 - D11.MOBILE HOME-OWN OR RENT? N X601Q135 - D11_1.AMT RENT MOB HOME -OWN SITE N X602DK5_23 - DECISION TREE TYPE NDK8_23 - RANGE CARD/RANGE NDK9_23 - RANGE FROM CARD? NDK10_23 - DECISION TREE 1 N

DK11_23 - DECISION TREE 2 NDK12_23 - DECISION TREE 3 NDK13_23 - DECISION TREE 4 NDK14_23 - DECISION TREE 5 NDK15_23 - DECISION TREE 6 NDK16_23 - DECISION TREE 7 NDK17_23 - RANGE CARD CDK19_23 - LOW END NDK20_23 - HIGH END NDK21_23 - MIDPOINT (CALCULATED) NQ137 - D11_1FV. FREQ RENT ON MOBILE HOME N X603



Q139 - D11_2. CURRENT VALUE OF SITE N X604DK5_24 - DECISION TREE TYPE NDK8_24 - RANGE CARD/RANGE NDK9_24 - RANGE FROM CARD? NDK10_24 - DECISION TREE 1 NDK11_24 - DECISION TREE 2 NDK12_24 - DECISION TREE 3 NDK13_24 - DECISION TREE 4 N

DK14_24 - DECISION TREE 5 NDK15_24 - DECISION TREE 6 NDK16_24 - DECISION TREE 7 NDK17_24 - RANGE CARD CDK19_24 - LOW END NDK20_24 - HIGH END NDK21_24 - MIDPOINT (CALCULATED) NQ141 - D11_3.GIFT/INHERIT OR R PURCHASE? N X608Q142 - D11_3M. MONTH PURCHASED/RECEIVED N X605Q143 - D11_3Y. YEAR PURCHASE/RECEIVED N X606Q144 - D11_4. COST OF SITE N X607DK5_25 - DECISION TREE TYPE NDK8_25 - RANGE CARD/RANGE N

DK9_25 - RANGE FROM CARD? NDK10_25 - DECISION TREE 1 NDK11_25 - DECISION TREE 2 NDK12_25 - DECISION TREE 3 NDK13_25 - DECISION TREE 4 NDK14_25 - DECISION TREE 5 NDK15_25 - DECISION TREE 6 NDK16_25 - DECISION TREE 7 NDK17_25 - RANGE CARD CDK19_25 - LOW END NDK20_25 - HIGH END NDK21_25 - MIDPOINT (CALCULATED) NQ147 - D11_6M.MONTH MOVED TO MOBILE HOME N X610

Q148 - D11_6Y.YEAR MOVED TO MOBILE HOME N X611Q149 - D12. AMT RENT ON SITE -OWN HOME N X612DK5_26 - DECISION TREE TYPE NDK8_26 - RANGE CARD/RANGE NDK9_26 - RANGE FROM CARD? NDK10_26 - DECISION TREE 1 NDK11_26 - DECISION TREE 2 NDK12_26 - DECISION TREE 3 NDK13_26 - DECISION TREE 4 NDK14_26 - DECISION TREE 5 NDK15_26 - DECISION TREE 6 NDK16_26 - DECISION TREE 7 NDK17_26 - RANGE CARD C

DK19_26 - LOW END NDK20_26 - HIGH END NDK21_26 - MIDPOINT (CALCULATED) NQ151 - D12F. FREQ RENT ON SITE -OWN HOME N X613Q153 - D12_1.CURRENT VAL OF MOBILE HOME N X614DK5_27 - DECISION TREE TYPE NDK8_27 - RANGE CARD/RANGE NDK9_27 - RANGE FROM CARD? NDK10_27 - DECISION TREE 1 NDK11_27 - DECISION TREE 2 NDK12_27 - DECISION TREE 3 N



DK13_27 - DECISION TREE 4 NDK14_27 - DECISION TREE 5 NDK15_27 - DECISION TREE 6 NDK16_27 - DECISION TREE 7 NDK17_27 - RANGE CARD CDK19_27 - LOW END NDK20_27 - HIGH END NDK21_27 - MIDPOINT (CALCULATED) N

Q155 - D12_2GFT.GIFT/INH OR R PURCHASE? N X618Q156 - D12_2M. MONTH PURCHASED/RECEIVED N X615Q157 - D12_2Y. YEAR PURCHASE/RECEIVED N X616Q158 - D12_3. COST OF MOBILE HOME? N X617DK5_28 - DECISION TREE TYPE NDK8_28 - RANGE CARD/RANGE NDK9_28 - RANGE FROM CARD? NDK10_28 - DECISION TREE 1 NDK11_28 - DECISION TREE 2 NDK12_28 - DECISION TREE 3 NDK13_28 - DECISION TREE 4 NDK14_28 - DECISION TREE 5 NDK15_28 - DECISION TREE 6 N

DK16_28 - DECISION TREE 7 NDK17_28 - RANGE CARD CDK19_28 - LOW END NDK20_28 - HIGH END NDK21_28 - MIDPOINT (CALCULATED) NQ160 - D13. AMT RENT BOTH HOME AND SITE? N X619DK5_29 - DECISION TREE TYPE NDK8_29 - RANGE CARD/RANGE NDK9_29 - RANGE FROM CARD? NDK10_29 - DECISION TREE 1 NDK11_29 - DECISION TREE 2 NDK12_29 - DECISION TREE 3 NDK13_29 - DECISION TREE 4 N

DK14_29 - DECISION TREE 5 NDK15_29 - DECISION TREE 6 NDK16_29 - DECISION TREE 7 NDK17_29 - RANGE CARD CDK19_29 - LOW END NDK20_29 - HIGH END NDK21_29 - MIDPOINT (CALCULATED) NQ162 - D13F.FREQ RENT BOTH HOME AND SITE N X620Q164 - D13_1M.MONTH MOVED TO MOBILE HOME N X621Q165 - D13_1Y.YEAR MOVED TO MOBILE HOME N X622Q166 - D14.CURRENT VALUE -OWN BOTH N X623DK5_30 - DECISION TREE TYPE NDK8_30 - RANGE CARD/RANGE N

DK9_30 - RANGE FROM CARD? NDK10_30 - DECISION TREE 1 NDK11_30 - DECISION TREE 2 NDK12_30 - DECISION TREE 3 NDK13_30 - DECISION TREE 4 NDK14_30 - DECISION TREE 5 NDK15_30 - DECISION TREE 6 NDK16_30 - DECISION TREE 7 NDK17_30 - RANGE CARD CDK19_30 - LOW END NDK20_30 - HIGH END N



DK21_30 - MIDPOINT (CALCULATED) NQ168 - D15.SITE AND HOME BGT SEPARATELY? N X624Q169 - D15_1.GIFT/INHERIT OR R PURCHASE? N X628Q170 - D15_1M. MONTH PURCHASED/RECEIVED N X625Q171 - D15_1Y. YEAR PURCHASED/RECEIVED N X626Q172 - D15_2. COST OF MOBILE HOME N X627DK5_31 - DECISION TREE TYPE NDK8_31 - RANGE CARD/RANGE N

DK9_31 - RANGE FROM CARD? NDK10_31 - DECISION TREE 1 NDK11_31 - DECISION TREE 2 NDK12_31 - DECISION TREE 3 NDK13_31 - DECISION TREE 4 NDK14_31 - DECISION TREE 5 NDK15_31 - DECISION TREE 6 NDK16_31 - DECISION TREE 7 NDK17_31 - RANGE CARD CDK19_31 - LOW END NDK20_31 - HIGH END NDK21_31 - MIDPOINT (CALCULATED) NQ174 - D15_3.GIFT/INHERIT OR R PURCHASE? N X632

Q175 - D15_3M. MONTH PURCHASE/RECEIVED N X629Q176 - D15_3Y. YEAR PURCHASED/RECEIVED N X630Q177 - D15_4. COST OF SITE N X631DK5_32 - DECISION TREE TYPE NDK8_32 - RANGE CARD/RANGE NDK9_32 - RANGE FROM CARD? NDK10_32 - DECISION TREE 1 NDK11_32 - DECISION TREE 2 NDK12_32 - DECISION TREE 3 NDK13_32 - DECISION TREE 4 NDK14_32 - DECISION TREE 5 NDK15_32 - DECISION TREE 6 NDK16_32 - DECISION TREE 7 N

DK17_32 - RANGE CARD CDK19_32 - LOW END NDK20_32 - HIGH END NDK21_32 - MIDPOINT (CALCULATED) NQ179 - D15_5.GIFT/INHERIT OR R PURCHASE? N X636Q180 - D15_5M. MONTH PURCHASED/RECEIVED N X633Q181 - D15_5Y. YEAR PURCHASED/RECEIVED N X634Q182 - D15_6. COST OF HOME AND SITE N X635DK5_33 - DECISION TREE TYPE NDK8_33 - RANGE CARD/RANGE NDK9_33 - RANGE FROM CARD? NDK10_33 - DECISION TREE 1 NDK11_33 - DECISION TREE 2 N

DK12_33 - DECISION TREE 3 NDK13_33 - DECISION TREE 4 NDK14_33 - DECISION TREE 5 NDK15_33 - DECISION TREE 6 NDK16_33 - DECISION TREE 7 NDK17_33 - RANGE CARD CDK19_33 - LOW END NDK20_33 - HIGH END NDK21_33 - MIDPOINT (CALCULATED) NQ184 - D16.OWN, RENT, CONDO ASSOCIATION? N X701Q185 - D16_05. DO YOU OWN ANY PART? N X7133



Q186 - D16_055. WHAT PERCENT DO YOU OWN? N X7134Q187 - D16_1. REQUIRED TO PAY FEES? N X7572Q188 - D16_2. HOW MUCH ARE FEES? N X703DK5_34 - DECISION TREE TYPE NDK8_34 - RANGE CARD/RANGE NDK9_34 - RANGE FROM CARD? NDK10_34 - DECISION TREE 1 NDK11_34 - DECISION TREE 2 N

DK12_34 - DECISION TREE 3 NDK13_34 - DECISION TREE 4 NDK14_34 - DECISION TREE 5 NDK15_34 - DECISION TREE 6 NDK16_34 - DECISION TREE 7 NDK17_34 - RANGE CARD CDK19_34 - LOW END NDK20_34 - HIGH END NDK21_34 - MIDPOINT (CALCULATED) NQ190 - D16_2F. FREQUENCY OF FEE PAYMENT N X704Q192 - D16_3.R LIVE IN MUTIPLE HU STRUCT N X702Q194 - D16_5M. MONTH MOVED INTO HOME N X706Q195 - D16_5Y. YEAR MOVED INTO HOME N X707

Q196 - D17. AMOUNT OF RENT N X708DK5_35 - DECISION TREE TYPE NDK8_35 - RANGE CARD/RANGE NDK9_35 - RANGE FROM CARD? NDK10_35 - DECISION TREE 1 NDK11_35 - DECISION TREE 2 NDK12_35 - DECISION TREE 3 NDK13_35 - DECISION TREE 4 NDK14_35 - DECISION TREE 5 NDK15_35 - DECISION TREE 6 NDK16_35 - DECISION TREE 7 NDK17_35 - RANGE CARD CDK19_35 - LOW END N

DK20_35 - HIGH END NDK21_35 - MIDPOINT (CALCULATED) NQ198 - D17F. FREQUENCY OF RENT N X709Q200 - D17_1.INCLUDE ALL/SOME UTILITIES? N X710Q201 - D17_2. FURNISHED OR UNFURNISHED? N X711Q202 - D17_3M. MONTH MOVED IN N X712Q203 - D17_3Y. YEAR MOVED IN N X713Q204 - D18. OWN ENTIRE BUILDING OR UNIT? N X714Q205 - D18_1.HOW MANY UNITS IN BUILDING? N X715Q206 - D18_2.OWN UNIT SEP FROM REMAIN BG N X7135Q207 - D19. CURRENT VALUE OF HOME/PROP N X716DK5_36 - DECISION TREE TYPE NDK8_36 - RANGE CARD/RANGE N




DK21_39 - MIDPOINT (CALCULATED) NQ232A1 - D29. AMOUNT STILL OWED N X805DK5_40 - DECISION TREE TYPE NDK8_40 - RANGE CARD/RANGE NDK9_40 - RANGE FROM CARD? NDK10_40 - DECISION TREE 1 NDK11_40 - DECISION TREE 2 NDK12_40 - DECISION TREE 3 N

DK13_40 - DECISION TREE 4 NDK14_40 - DECISION TREE 5 NDK15_40 - DECISION TREE 6 NDK16_40 - DECISION TREE 7 NDK17_40 - RANGE CARD CDK19_40 - LOW END NDK20_40 - HIGH END NDK21_40 - MIDPOINT (CALCULATED) NQ234A1 - D30. YEARS, PAYMENTS, NO SET # N X806AQ235A1 - D30YS. NUMBER OF YEARS N X806Q236A1 - D30PAY. NUMBER OF PAYMENTS N X807Q237A1 - D31.AMT OF REGULAR MORTGAGE PMT N X808DK5_41 - DECISION TREE TYPE N


Q239A1 - D31F. FREQ REGULAR MORTGAGE PMT N X809Q241A1 - D31_1.AMT TYPICAL MORTGAGE PMT N X813DK5_42 - DECISION TREE TYPE NDK8_42 - RANGE CARD/RANGE NDK9_42 - RANGE FROM CARD? NDK10_42 - DECISION TREE 1 NDK11_42 - DECISION TREE 2 NDK12_42 - DECISION TREE 3 NDK13_42 - DECISION TREE 4 NDK14_42 - DECISION TREE 5 NDK15_42 - DECISION TREE 6 NDK16_42 - DECISION TREE 7 NDK17_42 - RANGE CARD C

DK19_42 - LOW END NDK20_42 - HIGH END NDK21_42 - MIDPOINT (CALCULATED) NQ243A1 - D31_1F. FREQ TYPICAL MORT PMT N X814Q245A1 - D32.PAYMENT INCLUDE TAX/INSURE? N X810Q246A1 - D33. BE A BALLOON PAYMENT? N X811Q247A1 - D33_1. AMT OF BALLOON PAYMENT N X812DK5_43 - DECISION TREE TYPE NDK8_43 - RANGE CARD/RANGE NDK9_43 - RANGE FROM CARD? NDK10_43 - DECISION TREE 1 N



DK11_43 - DECISION TREE 2 NDK12_43 - DECISION TREE 3 NDK13_43 - DECISION TREE 4 NDK14_43 - DECISION TREE 5 NDK15_43 - DECISION TREE 6 NDK16_43 - DECISION TREE 7 NDK17_43 - RANGE CARD CDK19_43 - LOW END N

DK20_43 - HIGH END NDK21_43 - MIDPOINT (CALCULATED) NQ249A1 - D34.AHEAD, BEHIND, OR ON SCHED? N X7571Q250A1 - D34_1.YEAR EXPECT TO REPAY LOAN N X815Q251A1 - D35. ANNUAL INT RATE ON LOAN N X816Q252A1 - D36.INSTITUTION N X817Q255A1 - D36_1.SAME INSTIT AS ORIG LOAN? N X7568Q256A1 - D37.LOAN USED TO PURCHASE HOME? N NULLQ258A1 - D38. REASON CHOSE LENDER N X819Q260A1 - D39. ADJUSTABLE RATE LOAN? N X820Q261A1 - D39_1.RATE DEPEND ON OTH RATES? N X821Q263A1 - D39_3.NUM TIMES RATE CAN CHANGE N X823Q264A1 - D39_3F.FREQ RATE CHANGE POSSIB N X824

Q267A1 - D39_4.SIZE PMTS CHANGE W/RATE? N X825Q268A1 - D39_5.MAX RATE CAN RISE AT ONCE N X826Q269A1 - D39_6. ORIGINAL INTEREST RATE N X828Q270A1 - D39_7. MAX RATE CAN BE CHARGED N X827Q271A1 - D39_8. CONVERTIBLE MORTGAGE? N X829Q272A1 - D40.SECOND MORT/LAND CONTRACT? N X830Q273A1 - D40_1.OTHERS W/PROP AS COLLAT? N X931Q225A2 - D27M. MONTH MORTGAGE OBTAINED N X901Q226A2 - D27Y. YEAR MORTGAGE OBTAINED N X902Q227A2 - D27_1. ASSUMED FROM PREV OWNER? N X903Q228A2 - D27_2. REFINANCE OR ROLLOVER N NULLQ230A2 - D28. AMOUNT BORROWED/REFINANCED N X904DK5_44 - DECISION TREE TYPE N


Q232A2 - D29. AMT STILL OWED ON MORTGAGE N X905DK5_45 - DECISION TREE TYPE NDK8_45 - RANGE CARD/RANGE NDK9_45 - RANGE FROM CARD? NDK10_45 - DECISION TREE 1 NDK11_45 - DECISION TREE 2 NDK12_45 - DECISION TREE 3 NDK13_45 - DECISION TREE 4 NDK14_45 - DECISION TREE 5 NDK15_45 - DECISION TREE 6 NDK16_45 - DECISION TREE 7 N



DK17_45 - RANGE CARD CDK19_45 - LOW END NDK20_45 - HIGH END NDK21_45 - MIDPOINT (CALCULATED) NQ234A2 - D30. YEARS, PAYMENTS, NO SET # N X906AQ235A2 - D30YS. NUMBER OF YEARS N X906Q236A2 - D30PAY. NUMBER OF PAYMENTS N X907Q237A2 - D31. AMOUNT OF REGULAR PAYMENT N X908


DK21_46 - MIDPOINT (CALCULATED) NQ239A2 - D31F. FREQ REGULAR MORTGAGE PMT N X909Q241A2 - D31_1. AMT TYPICAL MORTGAGE PMT N X913DK5_47 - DECISION TREE TYPE NDK8_47 - RANGE CARD/RANGE NDK9_47 - RANGE FROM CARD? NDK10_47 - DECISION TREE 1 NDK11_47 - DECISION TREE 2 NDK12_47 - DECISION TREE 3 NDK13_47 - DECISION TREE 4 NDK14_47 - DECISION TREE 5 NDK15_47 - DECISION TREE 6 NDK16_47 - DECISION TREE 7 N

DK17_47 - RANGE CARD CDK19_47 - LOW END NDK20_47 - HIGH END NDK21_47 - MIDPOINT (CALCULATED) NQ243A2 - D31_1F. FREQ TYPICAL MORT PMT N X914Q245A2 - D32. PMT INCLUDE TAXES/INSURE? N NULLQ246A2 - D33. BE A BALLOON PAYMENT? N X911Q247A2 - D33_1. AMT OF BALLOON PAYMENT N X912DK5_48 - DECISION TREE TYPE NDK8_48 - RANGE CARD/RANGE NDK9_48 - RANGE FROM CARD? NDK10_48 - DECISION TREE 1 NDK11_48 - DECISION TREE 2 N

DK12_48 - DECISION TREE 3 NDK13_48 - DECISION TREE 4 NDK14_48 - DECISION TREE 5 NDK15_48 - DECISION TREE 6 NDK16_48 - DECISION TREE 7 NDK17_48 - RANGE CARD CDK19_48 - LOW END NDK20_48 - HIGH END NDK21_48 - MIDPOINT (CALCULATED) NQ249A2 - D34.AHEAD, BEHIND, OR ON SCHED? N X7570Q250A2 - D34_1.YEAR EXPECT TO REPAY LOAN N X915



Q251A2 - D35. ANNUAL INT RATE ON LOAN N X916Q252A2 - D36. INSTITUTION N X917Q255A2 - D36_1.SAME INSTIT AS ORIG LOAN? N NULLQ256A2 - D37.LOAN USED TO PURCHASE HOME? N X918Q258A2 - D38.REASON CHOSE LENDER N NULLQ260A2 - D39. ADJUSTABLE RATE LOAN? N X920Q261A2 - D39_1.RATE CHANGE DEPEND ON OTH N NULLQ263A2 - D39_3.HOW OFTEN CAN RATE CHANGE N NULL

Q264A2 - D39_3F.FREQUENCY OF RATE CHANGE N NULLQ267A2 - D39_4.SIZE OF PAYMENTS CHANGE N NULLQ268A2 - D39_5.MOST RATE CAN RISE AT ONE C NULLQ269A2 - D39_6.ORIGINAL INTEREST RATE N NULLQ270A2 - D39_7.HIGHEST RATE CAN GO UP N NULLQ271A2 - D39_8.CONVERTIBLE MORTGAGE? N NULLQ272A2 - D40.SECOND MORTGAGE/LAND CONTRA N NULLQ273A2 - D40_1. OTHERS W/PROP AS COLLAT? N X931AQ225A3 - D27M. MONTH MORTGAGE OBTAINED N X1001Q226A3 - D27Y. YEAR MORTGAGE OBTAINED N X1002Q227A3 - D27_1. ASSUMED FROM PREV OWNER? N NULLQ228A3 - D27_2. REFINANCE OR ROLLOVER N NULLQ230A3 - D28. AMT BORROWED OR REFINANCED N X1004


DK21_49 - MIDPOINT (CALCULATED) NQ232A3 - D29. AMOUNT STILL OWED N X1005DK5_50 - DECISION TREE TYPE NDK8_50 - RANGE CARD/RANGE NDK9_50 - RANGE FROM CARD? NDK10_50 - DECISION TREE 1 NDK11_50 - DECISION TREE 2 NDK12_50 - DECISION TREE 3 NDK13_50 - DECISION TREE 4 NDK14_50 - DECISION TREE 5 NDK15_50 - DECISION TREE 6 NDK16_50 - DECISION TREE 7 NDK17_50 - RANGE CARD C

DK19_50 - LOW END NDK20_50 - HIGH END NDK21_50 - MIDPOINT (CALCULATED) NQ234A3 - D30. YEARS, PAYMENTS, NO SET # N X1006AQ235A3 - D30YS. NUMBER OF YEARS N X1006Q236A3 - D30PAY. NUMBER OF PAYMENTS N X1007Q237A3 - D31. AMT REGULAR MORTGAGE PMT N X1008DK5_51 - DECISION TREE TYPE NDK8_51 - RANGE CARD/RANGE NDK9_51 - RANGE FROM CARD? NDK10_51 - DECISION TREE 1 N




DK20_51 - HIGH END NDK21_51 - MIDPOINT (CALCULATED) NQ239A3 - D31F. FREQ REGULAR MORTGAGE PMT N X1009Q241A3 - D31_1. AMT TYPICAL MORTGAGE PMT N X1013DK5_52 - DECISION TREE TYPE NDK8_52 - RANGE CARD/RANGE NDK9_52 - RANGE FROM CARD? NDK10_52 - DECISION TREE 1 NDK11_52 - DECISION TREE 2 NDK12_52 - DECISION TREE 3 NDK13_52 - DECISION TREE 4 NDK14_52 - DECISION TREE 5 NDK15_52 - DECISION TREE 6 N

DK16_52 - DECISION TREE 7 NDK17_52 - RANGE CARD CDK19_52 - LOW END NDK20_52 - HIGH END NDK21_52 - MIDPOINT (CALCULATED) NQ243A3 - D31_1F. FREQUENCY OF PAYMENT N X1014Q245A3 - D32. PMT INCLUDE TAXES/INSURE? N NULLQ246A3 - D33. BE A BALLOON PAYMENT? N X1011Q247A3 - D33_1.AMOUNT OF BALLOON PAYMENT N X1012DK5_53 - DECISION TREE TYPE NDK8_53 - RANGE CARD/RANGE NDK9_53 - RANGE FROM CARD? NDK10_53 - DECISION TREE 1 N

DK11_53 - DECISION TREE 2 NDK12_53 - DECISION TREE 3 NDK13_53 - DECISION TREE 4 NDK14_53 - DECISION TREE 5 NDK15_53 - DECISION TREE 6 NDK16_53 - DECISION TREE 7 NDK17_53 - RANGE CARD CDK19_53 - LOW END NDK20_53 - HIGH END NDK21_53 - MIDPOINT (CALCULATED) NQ249A3 - D34.AHEAD, BEHIND, OR ON SCHED? N X7569Q250A3 - D34_1.YEAR EXPECT TO REPAY LOAN N X1015Q251A3 - D35. ANNUAL INT RATE ON LOAN N X1016

Q252A3 - D36. INSTITUTION N X1017Q255A3 - D36_1.SAME INSTIT AS ORIG LOAN? N NULLQ256A3 - D37.LOAN USED TO PURCHASE HOME? N X1018Q258A3 - D38.REASON CHOSE LENDER N NULLQ260A3 - D39. ADJUSTABLE RATE LOAN? N X1020Q261A3 - D39_1.RATE CHANGE DEPEND ON OTH N NULLQ263A3 - D39_3.HOW OFTEN CAN RATE CHANGE N NULLQ264A3 - D39_3F.FREQUENCY OF RATE CHANGE N NULLQ267A3 - D39_4.SIZE OF PAYMENTS CHANGE W N NULLQ268A3 - D39_5.MOST RATE CAN RISE AT ONE C NULLQ269A3 - D39_6.ORIGINAL INTEREST RATE N NULL



Q270A3 - D39_7.HIGHEST RATE CAN GO UP N NULLQ271A3 - D39_8.CONVERTIBLE MORTGAGE? N NULLQ272A3 - D40.SECOND MORTGAGE/LAND CONTRA N NULLQ273A3 - D40_1.OTHER LOANS W/PROPERTY AS N NULLQ274 - D41. OWE ON OTHER LOANS FOR PROP? N X1032Q275 - D42M. MONTH LOAN TAKEN OUT N X1033Q276 - D42Y. YEAR LOAN TAKEN OUT N X1034Q277 - D43. AMOUNT BORROWED N X1035


DK21_54 - MIDPOINT (CALCULATED) NQ279 - D44. REGULAR INSTALLMENT LOAN? N X1036Q280 - D45. YEARS OR PAYMENTS N X1037AQ281 - D45YS. NUMBER OF YEARS N X1038Q282 - D45PAY. NUMBER OF PAYMENTS N X1037Q284 - D46. AMOUNT OF REGULAR PAYMENT N X1039DK5_55 - DECISION TREE TYPE NDK8_55 - RANGE CARD/RANGE NDK9_55 - RANGE FROM CARD? NDK10_55 - DECISION TREE 1 NDK11_55 - DECISION TREE 2 NDK12_55 - DECISION TREE 3 NDK13_55 - DECISION TREE 4 N

DK14_55 - DECISION TREE 5 NDK15_55 - DECISION TREE 6 NDK16_55 - DECISION TREE 7 NDK17_55 - RANGE CARD CDK19_55 - LOW END NDK20_55 - HIGH END NDK21_55 - MIDPOINT (CALCULATED) NQ286 - D46F.FREQUENCY OF REGULAR PAYMENT N X7567Q288 - D47. AMOUNT OF TYPICAL PAYMENT N X1040DK5_56 - DECISION TREE TYPE NDK8_56 - RANGE CARD/RANGE NDK9_56 - RANGE FROM CARD? NDK10_56 - DECISION TREE 1 N

DK11_56 - DECISION TREE 2 NDK12_56 - DECISION TREE 3 NDK13_56 - DECISION TREE 4 NDK14_56 - DECISION TREE 5 NDK15_56 - DECISION TREE 6 NDK16_56 - DECISION TREE 7 NDK17_56 - RANGE CARD CDK19_56 - LOW END NDK20_56 - HIGH END NDK21_56 - MIDPOINT (CALCULATED) NQ290 - D47F.FREQUENCY OF TYPICAL PAYMENT N X1041



Q292 - D47_1.AHEAD, BEHIND, OR ON SCHED? N X7566Q293 - D48M. MONTH EXPECT TO REPAY LOAN N X1042Q294 - D48Y. YEAR EXPECT TO REPAY LOAN N X1043Q295 - D49. AMOUNT STILL OWED N X1044DK5_57 - DECISION TREE TYPE NDK8_57 - RANGE CARD/RANGE NDK9_57 - RANGE FROM CARD? NDK10_57 - DECISION TREE 1 N

DK11_57 - DECISION TREE 2 NDK12_57 - DECISION TREE 3 NDK13_57 - DECISION TREE 4 NDK14_57 - DECISION TREE 5 NDK15_57 - DECISION TREE 6 NDK16_57 - DECISION TREE 7 NDK17_57 - RANGE CARD CDK19_57 - LOW END NDK20_57 - HIGH END NDK21_57 - MIDPOINT (CALCULATED) NQ297 - D50. ANNUAL INTEREST RATE N X1045Q298 - D51. INSTITUTION N X1046Q789 - D51_1. CHANCES STILL LIVING HERE N X7140

Q301 - D52. HAVE ANY LINES OF CREDIT? N X1101Q302 - D53.# OF LINES OF CREDIT N X6686Q304A1 - D53_1.SECURED BY HOME EQUITY? N X1103Q305A1 - D53_2.BORROWING AGAINST LINE? N X1105Q306A1 - D53_3.AMT BORROWED AGAINST LINE N X7141DK5_58 - DECISION TREE TYPE NDK8_58 - RANGE CARD/RANGE NDK9_58 - RANGE FROM CARD? NDK10_58 - DECISION TREE 1 NDK11_58 - DECISION TREE 2 NDK12_58 - DECISION TREE 3 NDK13_58 - DECISION TREE 4 NDK14_58 - DECISION TREE 5 N

DK15_58 - DECISION TREE 6 NDK16_58 - DECISION TREE 7 NDK17_58 - RANGE CARD CDK19_58 - LOW END NDK20_58 - HIGH END NDK21_58 - MIDPOINT (CALCULATED) NQ309A1 - D53_5. AMT OWED ON LINE OF CRED N X1108DK5_59 - DECISION TREE TYPE NDK8_59 - RANGE CARD/RANGE NDK9_59 - RANGE FROM CARD? NDK10_59 - DECISION TREE 1 NDK11_59 - DECISION TREE 2 NDK12_59 - DECISION TREE 3 N

DK13_59 - DECISION TREE 4 NDK14_59 - DECISION TREE 5 NDK15_59 - DECISION TREE 6 NDK16_59 - DECISION TREE 7 NDK17_59 - RANGE CARD CDK19_59 - LOW END NDK20_59 - HIGH END NDK21_59 - MIDPOINT (CALCULATED) NQ311A1 - D53_6.AMOUNT OF TYPICAL PAYMENT N X1109DK5_60 - DECISION TREE TYPE NDK8_60 - RANGE CARD/RANGE N



DK9_60 - RANGE FROM CARD? NDK10_60 - DECISION TREE 1 NDK11_60 - DECISION TREE 2 NDK12_60 - DECISION TREE 3 NDK13_60 - DECISION TREE 4 NDK14_60 - DECISION TREE 5 NDK15_60 - DECISION TREE 6 NDK16_60 - DECISION TREE 7 N

DK17_60 - RANGE CARD CDK19_60 - LOW END NDK20_60 - HIGH END NDK21_60 - MIDPOINT (CALCULATED) NQ313A1 - D53_6F. FREQ OF TYPICAL PAYMENT N X1110Q315A1 - D53_7. ANNUAL INTEREST RATE N X1111Q316A1 - D53_8. INSTITITUTION N X1112Q319A1 - D53_9.MAXIMUM AMOUNT CAN BORROW N X1104DK5_61 - DECISION TREE TYPE NDK8_61 - RANGE CARD/RANGE NDK9_61 - RANGE FROM CARD? NDK10_61 - DECISION TREE 1 NDK11_61 - DECISION TREE 2 N

DK12_61 - DECISION TREE 3 NDK13_61 - DECISION TREE 4 NDK14_61 - DECISION TREE 5 NDK15_61 - DECISION TREE 6 NDK16_61 - DECISION TREE 7 NDK17_61 - RANGE CARD CDK19_61 - LOW END NDK20_61 - HIGH END NDK21_61 - MIDPOINT (CALCULATED) NQ321A1 - D53_10. ANOTHER LINE OF CREDIT? N X1113Q304A2 - D53_1. SECURED BY HOME EQUITY? N X1114Q305A2 - D53_2. BORROWING AGAINST LINE? N X1116Q306A2 - D53_3.AMT BORROWED AGAINST LINE N X7142


DK21_62 - MIDPOINT (CALCULATED) NQ309A2 - D53_5. AMOUNT OWED AGAINST LINE N X1119DK5_63 - DECISION TREE TYPE NDK8_63 - RANGE CARD/RANGE NDK9_63 - RANGE FROM CARD? NDK10_63 - DECISION TREE 1 NDK11_63 - DECISION TREE 2 NDK12_63 - DECISION TREE 3 NDK13_63 - DECISION TREE 4 NDK14_63 - DECISION TREE 5 NDK15_63 - DECISION TREE 6 N



DK16_63 - DECISION TREE 7 NDK17_63 - RANGE CARD CDK19_63 - LOW END NDK20_63 - HIGH END NDK21_63 - MIDPOINT (CALCULATED) NQ311A2 - D53_6.AMOUNT OF TYPICAL PAYMENT N X1120DK5_64 - DECISION TREE TYPE NDK8_64 - RANGE CARD/RANGE N

DK9_64 - RANGE FROM CARD? NDK10_64 - DECISION TREE 1 NDK11_64 - DECISION TREE 2 NDK12_64 - DECISION TREE 3 NDK13_64 - DECISION TREE 4 NDK14_64 - DECISION TREE 5 NDK15_64 - DECISION TREE 6 NDK16_64 - DECISION TREE 7 NDK17_64 - RANGE CARD CDK19_64 - LOW END NDK20_64 - HIGH END NDK21_64 - MIDPOINT (CALCULATED) NQ313A2 - D53_6F. FREQ OF TYPICAL PAYMENT N X1121

Q315A2 - D53_7. ANNUAL INTEREST RATE N X1122Q316A2 - D53_8. INSTITITUTION N X1123Q319A2 - D53_9.MAXIMUM AMOUNT CAN BORROW N X1115DK5_65 - DECISION TREE TYPE NDK8_65 - RANGE CARD/RANGE NDK9_65 - RANGE FROM CARD? NDK10_65 - DECISION TREE 1 NDK11_65 - DECISION TREE 2 NDK12_65 - DECISION TREE 3 NDK13_65 - DECISION TREE 4 NDK14_65 - DECISION TREE 5 NDK15_65 - DECISION TREE 6 NDK16_65 - DECISION TREE 7 N

DK17_65 - RANGE CARD CDK19_65 - LOW END NDK20_65 - HIGH END NDK21_65 - MIDPOINT (CALCULATED) NQ321A2 - D53_10. ANOTHER LINE OF CREDIT? N X1124Q304A3 - D53_1. SECURED BY HOME EQUITY? N X1125Q305A3 - D53_2. BORROWING AGAINST LINE? N X1127Q306A3 - D53_3.AMT BORROWED AGAINST LINE N X7143DK5_66 - DECISION TREE TYPE NDK8_66 - RANGE CARD/RANGE NDK9_66 - RANGE FROM CARD? NDK10_66 - DECISION TREE 1 NDK11_66 - DECISION TREE 2 N

DK12_66 - DECISION TREE 3 NDK13_66 - DECISION TREE 4 NDK14_66 - DECISION TREE 5 NDK15_66 - DECISION TREE 6 NDK16_66 - DECISION TREE 7 NDK17_66 - RANGE CARD CDK19_66 - LOW END NDK20_66 - HIGH END NDK21_66 - MIDPOINT (CALCULATED) NQ309A3 - D53_5.AMOUNT OWED AGAINST LINE N X1130DK5_67 - DECISION TREE TYPE N



DK8_67 - RANGE CARD/RANGE NDK9_67 - RANGE FROM CARD? NDK10_67 - DECISION TREE 1 NDK11_67 - DECISION TREE 2 NDK12_67 - DECISION TREE 3 NDK13_67 - DECISION TREE 4 NDK14_67 - DECISION TREE 5 NDK15_67 - DECISION TREE 6 N

DK16_67 - DECISION TREE 7 NDK17_67 - RANGE CARD CDK19_67 - LOW END NDK20_67 - HIGH END NDK21_67 - MIDPOINT (CALCULATED) NQ311A3 - D53_6.AMOUNT OF TYPICAL PAYMENT N X1131DK5_68 - DECISION TREE TYPE NDK8_68 - RANGE CARD/RANGE NDK9_68 - RANGE FROM CARD? NDK10_68 - DECISION TREE 1 NDK11_68 - DECISION TREE 2 NDK12_68 - DECISION TREE 3 NDK13_68 - DECISION TREE 4 N

DK14_68 - DECISION TREE 5 NDK15_68 - DECISION TREE 6 NDK16_68 - DECISION TREE 7 NDK17_68 - RANGE CARD CDK19_68 - LOW END NDK20_68 - HIGH END NDK21_68 - MIDPOINT (CALCULATED) NQ313A3 - D53_6F. FREQ OF TYPICAL PAYMENT N X1132Q315A3 - D53_7. ANNUAL INTEREST RATE N X1133Q316A3 - D53_8. INSTITITUTION N X1134Q319A3 - D53_9.MAXIMUM AMOUNT CAN BORROW N X1126DK5_69 - DECISION TREE TYPE NDK8_69 - RANGE CARD/RANGE N

DK9_69 - RANGE FROM CARD? NDK10_69 - DECISION TREE 1 NDK11_69 - DECISION TREE 2 NDK12_69 - DECISION TREE 3 NDK13_69 - DECISION TREE 4 NDK14_69 - DECISION TREE 5 NDK15_69 - DECISION TREE 6 NDK16_69 - DECISION TREE 7 NDK17_69 - RANGE CARD CDK19_69 - LOW END NDK20_69 - HIGH END NDK21_69 - MIDPOINT (CALCULATED) NQ321A3 - D53_10. ANOTHER LINE OF CREDIT? N X1135

Q322 - D53_11. AMT OWED ON REMAIN LINES N X1136DK5_70 - DECISION TREE TYPE NDK8_70 - RANGE CARD/RANGE NDK9_70 - RANGE FROM CARD? NDK10_70 - DECISION TREE 1 NDK11_70 - DECISION TREE 2 NDK12_70 - DECISION TREE 3 NDK13_70 - DECISION TREE 4 NDK14_70 - DECISION TREE 5 NDK15_70 - DECISION TREE 6 NDK16_70 - DECISION TREE 7 N



DK17_70 - RANGE CARD CDK19_70 - LOW END NDK20_70 - HIGH END NDK21_70 - MIDPOINT (CALCULATED) NQ324 - D54. MADE ADDITIONS/REMODELED? N X1201Q325 - D54_1. COST OF ADDITIONS/REMODEL N X1202DK5_71 - DECISION TREE TYPE NDK8_71 - RANGE CARD/RANGE N

DK9_71 - RANGE FROM CARD? NDK10_71 - DECISION TREE 1 NDK11_71 - DECISION TREE 2 NDK12_71 - DECISION TREE 3 NDK13_71 - DECISION TREE 4 NDK14_71 - DECISION TREE 5 NDK15_71 - DECISION TREE 6 NDK16_71 - DECISION TREE 7 NDK17_71 - RANGE CARD CDK19_71 - LOW END NDK20_71 - HIGH END NDK21_71 - MIDPOINT (CALCULATED) NQ327 - D54_2. ANY OTHER REMODELING LOANS N X1203

Q328 - D55M. MONTH REMODELING LOAN TAKEN N X1204Q329 - D55Y. YEAR REMODELING LOAN TAKEN N X1205Q330 - D56. AMOUNT BORROWED N X1206DK5_72 - DECISION TREE TYPE NDK8_72 - RANGE CARD/RANGE NDK9_72 - RANGE FROM CARD? NDK10_72 - DECISION TREE 1 NDK11_72 - DECISION TREE 2 NDK12_72 - DECISION TREE 3 NDK13_72 - DECISION TREE 4 NDK14_72 - DECISION TREE 5 NDK15_72 - DECISION TREE 6 NDK16_72 - DECISION TREE 7 N

DK17_72 - RANGE CARD CDK19_72 - LOW END NDK20_72 - HIGH END NDK21_72 - MIDPOINT (CALCULATED) NQ332 - D57. REGULAR INSTALLMENT LOAN? N X1207Q333 - D58. YEARS OR PAYMENTS? N X1208AQ334 - D58YS. NUMBER OF YEARS N X1209Q335 - D58PAY. NUMBER OF PAYMENTS N X1208Q337 - D59. AMOUNT OF REGULAR PAYMENT N X1210DK5_73 - DECISION TREE TYPE NDK8_73 - RANGE CARD/RANGE NDK9_73 - RANGE FROM CARD? NDK10_73 - DECISION TREE 1 N

DK11_73 - DECISION TREE 2 NDK12_73 - DECISION TREE 3 NDK13_73 - DECISION TREE 4 NDK14_73 - DECISION TREE 5 NDK15_73 - DECISION TREE 6 NDK16_73 - DECISION TREE 7 NDK17_73 - RANGE CARD CDK19_73 - LOW END NDK20_73 - HIGH END NDK21_73 - MIDPOINT (CALCULATED) NQ339 - D59F.FREQUENCY OF REGULAR PAYMENT N X7565



Q341 - D60. AMOUNT OF TYPICAL PAYMENT N X1211DK5_74 - DECISION TREE TYPE NDK8_74 - RANGE CARD/RANGE NDK9_74 - RANGE FROM CARD? NDK10_74 - DECISION TREE 1 NDK11_74 - DECISION TREE 2 NDK12_74 - DECISION TREE 3 NDK13_74 - DECISION TREE 4 N

DK14_74 - DECISION TREE 5 NDK15_74 - DECISION TREE 6 NDK16_74 - DECISION TREE 7 NDK17_74 - RANGE CARD CDK19_74 - LOW END NDK20_74 - HIGH END NDK21_74 - MIDPOINT (CALCULATED) NQ343 - D60F.FREQUENCY OF TYPICAL PAYMENT N X1212Q345 - D60_1.AHEAD, BEHIND, OR ON SCHED? N X7564Q346 - D61M. MONTH EXPECT TO REPAY LOAN N X1213Q347 - D61Y. YEAR EXPECT TO REPAY LOAN N X1214Q348 - D62. AMOUNT STILL OWED N X1215DK5_75 - DECISION TREE TYPE N


Q350 - D63.CURRENT INTEREST RATE CHARGED N X1216Q351 - D64. INSTITUTION N X1217Q354 - D65.OWE ON MORE IMPROVEMENT LOANS N X1218Q355 - D65_1. AMOUNT OWED ON OTHER LOANS N X1219DK5_76 - DECISION TREE TYPE NDK8_76 - RANGE CARD/RANGE NDK9_76 - RANGE FROM CARD? NDK10_76 - DECISION TREE 1 NDK11_76 - DECISION TREE 2 NDK12_76 - DECISION TREE 3 NDK13_76 - DECISION TREE 4 NDK14_76 - DECISION TREE 5 NDK15_76 - DECISION TREE 6 N

DK16_76 - DECISION TREE 7 NDK17_76 - RANGE CARD CDK19_76 - LOW END NDK20_76 - HIGH END NDK21_76 - MIDPOINT (CALCULATED) NQ357 - D65_2. AMOUNT OF REGULAR PAYMENT N X1220DK5_77 - DECISION TREE TYPE NDK8_77 - RANGE CARD/RANGE NDK9_77 - RANGE FROM CARD? NDK10_77 - DECISION TREE 1 NDK11_77 - DECISION TREE 2 N



DK12_77 - DECISION TREE 3 NDK13_77 - DECISION TREE 4 NDK14_77 - DECISION TREE 5 NDK15_77 - DECISION TREE 6 NDK16_77 - DECISION TREE 7 NDK17_77 - RANGE CARD CDK19_77 - LOW END NDK20_77 - HIGH END N

DK21_77 - MIDPOINT (CALCULATED) NQ359 - D65_2F. FREQUENCY OF REGULAR PMT N X1221Q361 - D66. R LIVE ON FARM OR RANCH? N X1222Q362 - D67.RENT ANY PORTION OF HOUSE/LOT N X1223Q363 - D67_1.AMOUNT OF RENT COLLECTED N X1224DK5_78 - DECISION TREE TYPE NDK8_78 - RANGE CARD/RANGE NDK9_78 - RANGE FROM CARD? NDK10_78 - DECISION TREE 1 NDK11_78 - DECISION TREE 2 NDK12_78 - DECISION TREE 3 NDK13_78 - DECISION TREE 4 NDK14_78 - DECISION TREE 5 N

DK15_78 - DECISION TREE 6 NDK16_78 - DECISION TREE 7 NDK17_78 - RANGE CARD CDK19_78 - LOW END NDK20_78 - HIGH END NDK21_78 - MIDPOINT (CALCULATED) NQ365 - D67_1F. FREQ OF RENT COLLECTED N X1225Q367 - E1. EVER SOLD RE AND LOANED MONEY N X1401Q368 - E2. BUYER STILL OWE TO R? N X1402Q369 - E2_1. HOW MANY LOANS OWED TO R? N X6687Q371A1 - E3. LAND/MORTGAGE/ELSE N X1404Q374A1 - E4. HOW MUCH OWED TO R N X1405DK5_79 - DECISION TREE TYPE N


Q376A1 - E5M. MONTH R LOANED TO BUYER N X1406Q377A1 - E5Y. YEAR R LOANED TO BUYER N X1407Q378A1 - E6. HOW MUCH LEND N X1408DK5_80 - DECISION TREE TYPE NDK8_80 - RANGE CARD/RANGE NDK9_80 - RANGE FROM CARD? NDK10_80 - DECISION TREE 1 NDK11_80 - DECISION TREE 2 NDK12_80 - DECISION TREE 3 NDK13_80 - DECISION TREE 4 NDK14_80 - DECISION TREE 5 N



DK15_80 - DECISION TREE 6 NDK16_80 - DECISION TREE 7 NDK17_80 - RANGE CARD CDK19_80 - LOW END NDK20_80 - HIGH END NDK21_80 - MIDPOINT (CALCULATED) NQ380A1 - E7. HOW MUCH BUYER STILL OWE R? N X1409DK5_81 - DECISION TREE TYPE N


Q382A1 - E8. AMOUNT OF PAYMENTS TO R N X1410DK5_82 - DECISION TREE TYPE NDK8_82 - RANGE CARD/RANGE NDK9_82 - RANGE FROM CARD? NDK10_82 - DECISION TREE 1 NDK11_82 - DECISION TREE 2 NDK12_82 - DECISION TREE 3 NDK13_82 - DECISION TREE 4 NDK14_82 - DECISION TREE 5 NDK15_82 - DECISION TREE 6 NDK16_82 - DECISION TREE 7 NDK17_82 - RANGE CARD CDK19_82 - LOW END N

DK20_82 - HIGH END NDK21_82 - MIDPOINT (CALCULATED) NQ384A1 - E8F. FREQUENCY OF PAYMENTS TO R N X1411Q386A1 - E9. YEARS OR PAYMENTS N X1412AQ387A1 - E9YRS. NUMBER OF YEARS N X1412Q388A1 - E9PAY. NUMBER OF PAYMENTS N X1413Q389A1 - E10. PAY OFF OR BALLOON N X1414Q390A1 - E10_1. BALLOON BALANCE N X1415DK5_83 - DECISION TREE TYPE NDK8_83 - RANGE CARD/RANGE NDK9_83 - RANGE FROM CARD? NDK10_83 - DECISION TREE 1 NDK11_83 - DECISION TREE 2 N

DK12_83 - DECISION TREE 3 NDK13_83 - DECISION TREE 4 NDK14_83 - DECISION TREE 5 NDK15_83 - DECISION TREE 6 NDK16_83 - DECISION TREE 7 NDK17_83 - RANGE CARD CDK19_83 - LOW END NDK20_83 - HIGH END NDK21_83 - MIDPOINT (CALCULATED) NQ392A1 - E11. R STILL OWE MONEY ON PROP? N X1416Q393A1 - E11_1. AMOUNT R STILL OWES N X1417




DK15_84 - DECISION TREE 6 NDK16_84 - DECISION TREE 7 NDK17_84 - RANGE CARD CDK19_84 - LOW END NDK20_84 - HIGH END NDK21_84 - MIDPOINT (CALCULATED) NQ395A1 - E12. ANOTHER LOAN/LAND CONTRACT N X1418Q371A2 - E3. LAND/MORTGAGE/ELSE N X1504Q374A2 - E4. HOW MUCH OWED TO R N X1505DK5_85 - DECISION TREE TYPE NDK8_85 - RANGE CARD/RANGE NDK9_85 - RANGE FROM CARD? NDK10_85 - DECISION TREE 1 N

DK11_85 - DECISION TREE 2 NDK12_85 - DECISION TREE 3 NDK13_85 - DECISION TREE 4 NDK14_85 - DECISION TREE 5 NDK15_85 - DECISION TREE 6 NDK16_85 - DECISION TREE 7 NDK17_85 - RANGE CARD CDK19_85 - LOW END NDK20_85 - HIGH END NDK21_85 - MIDPOINT (CALCULATED) NQ376A2 - E5M. MONTH R LOANED TO BUYER N X1506Q377A2 - E5Y. YEAR R LOANED TO BUYER N X1507Q378A2 - E6. HOW MUCH LEND N X1508


DK21_86 - MIDPOINT (CALCULATED) NQ380A2 - E7. HOW MUCH BUYER STILL OWE R? N X1509DK5_87 - DECISION TREE TYPE NDK8_87 - RANGE CARD/RANGE NDK9_87 - RANGE FROM CARD? NDK10_87 - DECISION TREE 1 NDK11_87 - DECISION TREE 2 NDK12_87 - DECISION TREE 3 NDK13_87 - DECISION TREE 4 NDK14_87 - DECISION TREE 5 NDK15_87 - DECISION TREE 6 N



DK16_87 - DECISION TREE 7 NDK17_87 - RANGE CARD CDK19_87 - LOW END NDK20_87 - HIGH END NDK21_87 - MIDPOINT (CALCULATED) NQ382A2 - E8. AMOUNT OF PAYMENTS TO R N X1510DK5_88 - DECISION TREE TYPE NDK8_88 - RANGE CARD/RANGE N

DK9_88 - RANGE FROM CARD? NDK10_88 - DECISION TREE 1 NDK11_88 - DECISION TREE 2 NDK12_88 - DECISION TREE 3 NDK13_88 - DECISION TREE 4 NDK14_88 - DECISION TREE 5 NDK15_88 - DECISION TREE 6 NDK16_88 - DECISION TREE 7 NDK17_88 - RANGE CARD CDK19_88 - LOW END NDK20_88 - HIGH END NDK21_88 - MIDPOINT (CALCULATED) NQ384A2 - E8F. FREQUENCY OF PAYMENTS TO R N X1511

Q386A2 - E9. YEARS OR PAYMENTS N X1512AQ387A2 - E9YRS. NUMBER OF YEARS N X1512Q388A2 - E9PAY. NUMBER OF PAYMENTS N X1513Q389A2 - E10. PAY OFF OR BALLOON N X1514Q390A2 - E10_1. BALLOON BALANCE N X1515DK5_89 - DECISION TREE TYPE NDK8_89 - RANGE CARD/RANGE NDK9_89 - RANGE FROM CARD? NDK10_89 - DECISION TREE 1 NDK11_89 - DECISION TREE 2 NDK12_89 - DECISION TREE 3 NDK13_89 - DECISION TREE 4 NDK14_89 - DECISION TREE 5 N

DK15_89 - DECISION TREE 6 NDK16_89 - DECISION TREE 7 NDK17_89 - RANGE CARD CDK19_89 - LOW END NDK20_89 - HIGH END NDK21_89 - MIDPOINT (CALCULATED) NQ392A2 - E11. R STILL OWE MONEY ON PROP? N X1516Q393A2 - E11_1. AMOUNT R STILL OWES N X1517DK5_90 - DECISION TREE TYPE NDK8_90 - RANGE CARD/RANGE NDK9_90 - RANGE FROM CARD? NDK10_90 - DECISION TREE 1 NDK11_90 - DECISION TREE 2 N

DK12_90 - DECISION TREE 3 NDK13_90 - DECISION TREE 4 NDK14_90 - DECISION TREE 5 NDK15_90 - DECISION TREE 6 NDK16_90 - DECISION TREE 7 NDK17_90 - RANGE CARD CDK19_90 - LOW END NDK20_90 - HIGH END NDK21_90 - MIDPOINT (CALCULATED) NQ395A2 - E12. ANOTHER LOAN/LAND CONTRACT N X1518Q371A3 - E3. LAND/MORTGAGE/ELSE N X1604



Q374A3 - E4. HOW MUCH OWED TO R N X1605DK5_91 - DECISION TREE TYPE NDK8_91 - RANGE CARD/RANGE NDK9_91 - RANGE FROM CARD? NDK10_91 - DECISION TREE 1 NDK11_91 - DECISION TREE 2 NDK12_91 - DECISION TREE 3 NDK13_91 - DECISION TREE 4 N

DK14_91 - DECISION TREE 5 NDK15_91 - DECISION TREE 6 NDK16_91 - DECISION TREE 7 NDK17_91 - RANGE CARD CDK19_91 - LOW END NDK20_91 - HIGH END NDK21_91 - MIDPOINT (CALCULATED) NQ376A3 - E5M. MONTH R LOANED TO BUYER N X1606Q377A3 - E5Y. YEAR R LOANED TO BUYER N X1607Q378A3 - E6. HOW MUCH LEND N X1608DK5_92 - DECISION TREE TYPE NDK8_92 - RANGE CARD/RANGE NDK9_92 - RANGE FROM CARD? N

DK10_92 - DECISION TREE 1 NDK11_92 - DECISION TREE 2 NDK12_92 - DECISION TREE 3 NDK13_92 - DECISION TREE 4 NDK14_92 - DECISION TREE 5 NDK15_92 - DECISION TREE 6 NDK16_92 - DECISION TREE 7 NDK17_92 - RANGE CARD CDK19_92 - LOW END NDK20_92 - HIGH END NDK21_92 - MIDPOINT (CALCULATED) NQ380A3 - E7. HOW MUCH BUYER STILL OWE R? N X1609DK5_93 - DECISION TREE TYPE N


Q382A3 - E8. AMOUNT OF PAYMENTS TO R N X1610DK5_94 - DECISION TREE TYPE NDK8_94 - RANGE CARD/RANGE NDK9_94 - RANGE FROM CARD? NDK10_94 - DECISION TREE 1 NDK11_94 - DECISION TREE 2 NDK12_94 - DECISION TREE 3 NDK13_94 - DECISION TREE 4 NDK14_94 - DECISION TREE 5 NDK15_94 - DECISION TREE 6 NDK16_94 - DECISION TREE 7 N



DK17_94 - RANGE CARD CDK19_94 - LOW END NDK20_94 - HIGH END NDK21_94 - MIDPOINT (CALCULATED) NQ384A3 - E8F. FREQUENCY OF PAYMENTS TO R N X1611Q386A3 - E9. YEARS OR PAYMENTS N X1612AQ387A3 - E9YRS. NUMBER OF YEARS N X1612Q388A3 - E9PAY. NUMBER OF PAYMENTS N X1613

Q389A3 - E10. PAY OFF OR BALLOON N X1614Q390A3 - E10_1. BALLOON BALANCE N X1615DK5_95 - DECISION TREE TYPE NDK8_95 - RANGE CARD/RANGE NDK9_95 - RANGE FROM CARD? NDK10_95 - DECISION TREE 1 NDK11_95 - DECISION TREE 2 NDK12_95 - DECISION TREE 3 NDK13_95 - DECISION TREE 4 NDK14_95 - DECISION TREE 5 NDK15_95 - DECISION TREE 6 NDK16_95 - DECISION TREE 7 NDK17_95 - RANGE CARD C

DK19_95 - LOW END NDK20_95 - HIGH END NDK21_95 - MIDPOINT (CALCULATED) NQ392A3 - E11. R STILL OWE MONEY ON PROP? N X1616Q393A3 - E11_1. AMOUNT R STILL OWES N X1617DK5_96 - DECISION TREE TYPE NDK8_96 - RANGE CARD/RANGE NDK9_96 - RANGE FROM CARD? NDK10_96 - DECISION TREE 1 NDK11_96 - DECISION TREE 2 NDK12_96 - DECISION TREE 3 NDK13_96 - DECISION TREE 4 NDK14_96 - DECISION TREE 5 N

DK15_96 - DECISION TREE 6 NDK16_96 - DECISION TREE 7 NDK17_96 - RANGE CARD CDK19_96 - LOW END NDK20_96 - HIGH END NDK21_96 - MIDPOINT (CALCULATED) NQ395A3 - E12. ANY OTHER LOANS BY R? N X1618Q396 - E13. AMOUNT OWED TO R ON OTHERS N X1619DK5_97 - DECISION TREE TYPE NDK8_97 - RANGE CARD/RANGE NDK9_97 - RANGE FROM CARD? NDK10_97 - DECISION TREE 1 NDK11_97 - DECISION TREE 2 N

DK12_97 - DECISION TREE 3 NDK13_97 - DECISION TREE 4 NDK14_97 - DECISION TREE 5 NDK15_97 - DECISION TREE 6 NDK16_97 - DECISION TREE 7 NDK17_97 - RANGE CARD CDK19_97 - LOW END NDK20_97 - HIGH END NDK21_97 - MIDPOINT (CALCULATED) NQ398 - E13_1. R STILL OWE ANOTHER LOAN? N X1620Q399 - E13_2. AMOUNT R OWES ON REMAINING N X1621




DK15_98 - DECISION TREE 6 NDK16_98 - DECISION TREE 7 NDK17_98 - RANGE CARD CDK19_98 - LOW END NDK20_98 - HIGH END NDK21_98 - MIDPOINT (CALCULATED) NQ401 - E14. OWN OTHER REAL ESTATE? N X1700Q402 - E14_1. OWNED BY BUSINESS? N X7555Q403 - E15. PROPERTIES W/INTEREST IN N X6688Q406A1 - E17. OWNED BY R, JOINT, PARTNER N X1704Q408A1 - E17_1. PERCENTAGE OWNED N X1705Q409A1 - E18. WORTH IF SOLD TODAY N X1706DK5_99 - DECISION TREE TYPE N


Q411A1 - E19. GIFT/INHERIT OR R PURCHASE N X1710Q412A1 - E19M.MONTH PURCHASED OTHER RE 1 N X1707Q413A1 - E19Y.YEAR PURCHASED OTHER RE 1 N X1708Q414A1 - E20. TOTAL PURHCASE PRICE N X1709DK5_100 - DECISION TREE TYPE NDK8_100 - RANGE CARD/RANGE NDK9_100 - RANGE FROM CARD? NDK10_100 - DECISION TREE 1 NDK11_100 - DECISION TREE 2 NDK12_100 - DECISION TREE 3 NDK13_100 - DECISION TREE 4 NDK14_100 - DECISION TREE 5 NDK15_100 - DECISION TREE 6 N

DK16_100 - DECISION TREE 7 NDK17_100 - RANGE CARD CDK19_100 - LOW END NDK20_100 - HIGH END NDK21_100 - MIDPOINT (CALCULATED) NQ416A1 - E21. ANY OUTSTANDING LOANS? N X1711Q417A1 - E22. MONTH LOAN TAKEN OUT N X1712Q418A1 - E22. YEAR LOAN TAKEN OUT N X1713Q419A1 - E23. AMOUNT BORROWED/REFINANCED N X1714DK5_101 - DECISION TREE TYPE NDK8_101 - RANGE CARD/RANGE N




DK17_101 - RANGE CARD CDK19_101 - LOW END NDK20_101 - HIGH END NDK21_101 - MIDPOINT (CALCULATED) NQ421A1 - E24. AMOUNT STILL OWED N X1715DK5_102 - DECISION TREE TYPE NDK8_102 - RANGE CARD/RANGE NDK9_102 - RANGE FROM CARD? NDK10_102 - DECISION TREE 1 NDK11_102 - DECISION TREE 2 NDK12_102 - DECISION TREE 3 NDK13_102 - DECISION TREE 4 NDK14_102 - DECISION TREE 5 N

DK15_102 - DECISION TREE 6 NDK16_102 - DECISION TREE 7 NDK17_102 - RANGE CARD CDK19_102 - LOW END NDK20_102 - HIGH END NDK21_102 - MIDPOINT (CALCULATED) NQ423A1 - E25. PAYMENTS OR YEARS? N X1716AQ424A1 - E25YRS. NUMBER OF YEARS N X1716Q425A1 - E25PAY. NUMBER OF PAYMENTS N X1717Q426A1 - E26. AMOUNT OF REGULAR PAYMENT N X1718DK5_103 - DECISION TREE TYPE NDK8_103 - RANGE CARD/RANGE NDK9_103 - RANGE FROM CARD? N

DK10_103 - DECISION TREE 1 NDK11_103 - DECISION TREE 2 NDK12_103 - DECISION TREE 3 NDK13_103 - DECISION TREE 4 NDK14_103 - DECISION TREE 5 NDK15_103 - DECISION TREE 6 NDK16_103 - DECISION TREE 7 NDK17_103 - RANGE CARD CDK19_103 - LOW END NDK20_103 - HIGH END NDK21_103 - MIDPOINT (CALCULATED) NQ428A1 - E26F. FREQ OF REGULAR PAYMENT N X1719Q430A1 - E27. AMOUNT OF TYPICAL PAYMENT N X1723

DK5_104 - DECISION TREE TYPE NDK8_104 - RANGE CARD/RANGE NDK9_104 - RANGE FROM CARD? NDK10_104 - DECISION TREE 1 NDK11_104 - DECISION TREE 2 NDK12_104 - DECISION TREE 3 NDK13_104 - DECISION TREE 4 NDK14_104 - DECISION TREE 5 NDK15_104 - DECISION TREE 6 NDK16_104 - DECISION TREE 7 NDK17_104 - RANGE CARD C



DK19_104 - LOW END NDK20_104 - HIGH END NDK21_104 - MIDPOINT (CALCULATED) NQ432A1 - E27F. FREQ OF TYPICAL PAYMENT N X1724Q434A1 - E28. INCLUDE TAXES OR INSURANCE N X1720Q435A1 - E29. REPAY OR BALLOON N X1721Q436A1 - E29_1. AMOUNT OF BALLOON PMT N X1722DK5_105 - DECISION TREE TYPE N


Q438A1 - E30. AHEAD, BEHIND, OR ON SCHED N X7554Q439A1 - E30_1. YEAR TO BE REPAID N X1725Q440A1 - E31. ANNUAL INTEREST RATE N X1726Q441A1 - E32. ADJUSTABLE RATE? N X1727Q442A1 - E33. INSTITUTION N X1728Q445A1 - E34. RECEIVE INCOME FROM PROP? N X1729Q446A1 - E34_1. GROSS INCOME RECEIVED N X1730DK5_106 - DECISION TREE TYPE NDK8_106 - RANGE CARD/RANGE NDK9_106 - RANGE FROM CARD? NDK10_106 - DECISION TREE 1 NDK11_106 - DECISION TREE 2 NDK12_106 - DECISION TREE 3 N

DK13_106 - DECISION TREE 4 NDK14_106 - DECISION TREE 5 NDK15_106 - DECISION TREE 6 NDK16_106 - DECISION TREE 7 NDK17_106 - RANGE CARD CDK19_106 - LOW END NDK20_106 - HIGH END NDK21_106 - MIDPOINT (CALCULATED) NQ448A1 - E35. ANOTHER PROPERTY? N X1731Q406A2 - E17. OWNED BY R, JOINT, PARTNER N X1804Q408A2 - E17_1. PERCENTAGE OWNED N X1805Q409A2 - E18. WORTH IF SOLD TODAY N X1806DK5_107 - DECISION TREE TYPE N

DK8_107 - RANGE CARD/RANGE NDK9_107 - RANGE FROM CARD? NDK10_107 - DECISION TREE 1 NDK11_107 - DECISION TREE 2 NDK12_107 - DECISION TREE 3 NDK13_107 - DECISION TREE 4 NDK14_107 - DECISION TREE 5 NDK15_107 - DECISION TREE 6 NDK16_107 - DECISION TREE 7 NDK17_107 - RANGE CARD CDK19_107 - LOW END N



DK20_107 - HIGH END NDK21_107 - MIDPOINT (CALCULATED) NQ411A2 - E19. GIFT/INHERIT OR R PURCHASE N X1810Q412A2 - E19M.MONTH PURCHASED OTHER RE 2 N X1807Q413A2 - E19Y.YEAR PURCHASED OTHER RE 2 N X1808Q414A2 - E20. TOTAL PURHCASE PRICE N X1809DK5_108 - DECISION TREE TYPE NDK8_108 - RANGE CARD/RANGE N

DK9_108 - RANGE FROM CARD? NDK10_108 - DECISION TREE 1 NDK11_108 - DECISION TREE 2 NDK12_108 - DECISION TREE 3 NDK13_108 - DECISION TREE 4 NDK14_108 - DECISION TREE 5 NDK15_108 - DECISION TREE 6 NDK16_108 - DECISION TREE 7 NDK17_108 - RANGE CARD CDK19_108 - LOW END NDK20_108 - HIGH END NDK21_108 - MIDPOINT (CALCULATED) NQ416A2 - E21. ANY OUTSTANDING LOANS? N X1811

Q417A2 - E22. MONTH LOAN TAKEN OUT N X1812Q418A2 - E22. YEAR LOAN TAKEN OUT N X1813Q419A2 - E23. AMOUNT BORROWED/REFINANCED N X1814DK5_109 - DECISION TREE TYPE NDK8_109 - RANGE CARD/RANGE NDK9_109 - RANGE FROM CARD? NDK10_109 - DECISION TREE 1 NDK11_109 - DECISION TREE 2 NDK12_109 - DECISION TREE 3 NDK13_109 - DECISION TREE 4 NDK14_109 - DECISION TREE 5 NDK15_109 - DECISION TREE 6 NDK16_109 - DECISION TREE 7 N

DK17_109 - RANGE CARD CDK19_109 - LOW END NDK20_109 - HIGH END NDK21_109 - MIDPOINT (CALCULATED) NQ421A2 - E24. AMOUNT STILL OWED N X1815DK5_110 - DECISION TREE TYPE NDK8_110 - RANGE CARD/RANGE NDK9_110 - RANGE FROM CARD? NDK10_110 - DECISION TREE 1 NDK11_110 - DECISION TREE 2 NDK12_110 - DECISION TREE 3 NDK13_110 - DECISION TREE 4 NDK14_110 - DECISION TREE 5 N

DK15_110 - DECISION TREE 6 NDK16_110 - DECISION TREE 7 NDK17_110 - RANGE CARD CDK19_110 - LOW END NDK20_110 - HIGH END NDK21_110 - MIDPOINT (CALCULATED) NQ423A2 - E25. PAYMENTS OR YEARS? N X1816AQ424A2 - E25YRS. NUMBER OF YEARS N X1816Q425A2 - E25PAY. NUMBER OF PAYMENTS N X1817Q426A2 - E26. AMOUNT OF REGULAR PAYMENT N X1818DK5_111 - DECISION TREE TYPE N




DK16_111 - DECISION TREE 7 NDK17_111 - RANGE CARD CDK19_111 - LOW END NDK20_111 - HIGH END NDK21_111 - MIDPOINT (CALCULATED) NQ428A2 - E26F. FREQ OF REGULAR PAYMENT N X1819Q430A2 - E27. AMOUNT OF TYPICAL PAYMENT N X1823DK5_112 - DECISION TREE TYPE NDK8_112 - RANGE CARD/RANGE NDK9_112 - RANGE FROM CARD? NDK10_112 - DECISION TREE 1 NDK11_112 - DECISION TREE 2 NDK12_112 - DECISION TREE 3 N

DK13_112 - DECISION TREE 4 NDK14_112 - DECISION TREE 5 NDK15_112 - DECISION TREE 6 NDK16_112 - DECISION TREE 7 NDK17_112 - RANGE CARD CDK19_112 - LOW END NDK20_112 - HIGH END NDK21_112 - MIDPOINT (CALCULATED) NQ432A2 - E27F. FREQ OF TYPICAL PAYMENT N X1824Q434A2 - E28. INCLUDE TAXES OR INSURANCE N X1820Q435A2 - E29. REPAY OR BALLOON N X1821Q436A2 - E29_1. AMOUNT OF BALLOON PMT N X1822DK5_113 - DECISION TREE TYPE N


Q438A2 - E30. AHEAD, BEHIND, OR ON SCHED N X7553Q439A2 - E30_1. YEAR TO BE REPAID N X1825Q440A2 - E31. ANNUAL INTEREST RATE N X1826Q441A2 - E32. ADJUSTABLE RATE? N X1827Q442A2 - E33. INSTITUTION N X1828Q445A2 - E34. RECEIVE INCOME FROM PR0P? N X1829Q446A2 - E34_1. GROSS INCOME RECEIVED N X1830DK5_114 - DECISION TREE TYPE NDK8_114 - RANGE CARD/RANGE NDK9_114 - RANGE FROM CARD? NDK10_114 - DECISION TREE 1 N




DK20_114 - HIGH END NDK21_114 - MIDPOINT (CALCULATED) NQ448A2 - E35. ANOTHER PROPERTY? N X1831Q406A3 - E17. OWNED BY R, JOINT, PARTNER N X1904Q408A3 - E17_1. PERCENTAGE OWNED N X1905Q409A3 - E18. WORTH IF SOLD TODAY N X1906DK5_115 - DECISION TREE TYPE NDK8_115 - RANGE CARD/RANGE NDK9_115 - RANGE FROM CARD? NDK10_115 - DECISION TREE 1 NDK11_115 - DECISION TREE 2 NDK12_115 - DECISION TREE 3 NDK13_115 - DECISION TREE 4 N

DK14_115 - DECISION TREE 5 NDK15_115 - DECISION TREE 6 NDK16_115 - DECISION TREE 7 NDK17_115 - RANGE CARD CDK19_115 - LOW END NDK20_115 - HIGH END NDK21_115 - MIDPOINT (CALCULATED) NQ411A3 - E19. GIFT/INHERIT OR R PURCHASE N X1910Q412A3 - E19M.MONTH PURCHASED OTHER RE 3 N X1907Q413A3 - E19Y.YEAR PURCHASED OTHER RE 3 N X1908Q414A3 - E20. TOTAL PURHCASE PRICE N X1909DK5_116 - DECISION TREE TYPE NDK8_116 - RANGE CARD/RANGE N

DK9_116 - RANGE FROM CARD? NDK10_116 - DECISION TREE 1 NDK11_116 - DECISION TREE 2 NDK12_116 - DECISION TREE 3 NDK13_116 - DECISION TREE 4 NDK14_116 - DECISION TREE 5 NDK15_116 - DECISION TREE 6 NDK16_116 - DECISION TREE 7 NDK17_116 - RANGE CARD CDK19_116 - LOW END NDK20_116 - HIGH END NDK21_116 - MIDPOINT (CALCULATED) NQ416A3 - E21. ANY OUTSTANDING LOANS? N X1911

Q417A3 - E22. MONTH LOAN TAKEN OUT N X1912Q418A3 - E22. YEAR LOAN TAKEN OUT N X1913Q419A3 - E23. AMOUNT BORROWED/REFINANCED N X1914DK5_117 - DECISION TREE TYPE NDK8_117 - RANGE CARD/RANGE NDK9_117 - RANGE FROM CARD? NDK10_117 - DECISION TREE 1 NDK11_117 - DECISION TREE 2 NDK12_117 - DECISION TREE 3 NDK13_117 - DECISION TREE 4 NDK14_117 - DECISION TREE 5 N



DK15_117 - DECISION TREE 6 NDK16_117 - DECISION TREE 7 NDK17_117 - RANGE CARD CDK19_117 - LOW END NDK20_117 - HIGH END NDK21_117 - MIDPOINT (CALCULATED) NQ421A3 - E24. AMOUNT STILL OWED N X1915DK5_118 - DECISION TREE TYPE N


Q423A3 - E25. PAYMENTS OR YEARS? N X1916AQ424A3 - E25YRS. NUMBER OF YEARS N X1916Q425A3 - E25PAY. NUMBER OF PAYMENTS N X1917Q426A3 - E26. AMOUNT OF REGULAR PAYMENT N X1918DK5_119 - DECISION TREE TYPE NDK8_119 - RANGE CARD/RANGE NDK9_119 - RANGE FROM CARD? NDK10_119 - DECISION TREE 1 NDK11_119 - DECISION TREE 2 NDK12_119 - DECISION TREE 3 NDK13_119 - DECISION TREE 4 NDK14_119 - DECISION TREE 5 NDK15_119 - DECISION TREE 6 N

DK16_119 - DECISION TREE 7 NDK17_119 - RANGE CARD CDK19_119 - LOW END NDK20_119 - HIGH END NDK21_119 - MIDPOINT (CALCULATED) NQ428A3 - E26F. FREQ OF REGULAR PAYMENT N X1919Q430A3 - E27. AMOUNT OF TYPICAL PAYMENT N X1923DK5_120 - DECISION TREE TYPE NDK8_120 - RANGE CARD/RANGE NDK9_120 - RANGE FROM CARD? NDK10_120 - DECISION TREE 1 NDK11_120 - DECISION TREE 2 NDK12_120 - DECISION TREE 3 N

DK13_120 - DECISION TREE 4 NDK14_120 - DECISION TREE 5 NDK15_120 - DECISION TREE 6 NDK16_120 - DECISION TREE 7 NDK17_120 - RANGE CARD CDK19_120 - LOW END NDK20_120 - HIGH END NDK21_120 - MIDPOINT (CALCULATED) NQ432A3 - E27F. FREQ OF TYPICAL PAYMENT N X1924Q434A3 - E28. INCLUDE TAXES OR INSURANCE N X1920Q435A3 - E29. REPAY OR BALLOON N X1921



Q436A3 - E29_1. AMOUNT OF BALLOON PMT N X1922DK5_121 - DECISION TREE TYPE NDK8_121 - RANGE CARD/RANGE NDK9_121 - RANGE FROM CARD? NDK10_121 - DECISION TREE 1 NDK11_121 - DECISION TREE 2 NDK12_121 - DECISION TREE 3 NDK13_121 - DECISION TREE 4 N

DK14_121 - DECISION TREE 5 NDK15_121 - DECISION TREE 6 NDK16_121 - DECISION TREE 7 NDK17_121 - RANGE CARD CDK19_121 - LOW END NDK20_121 - HIGH END NDK21_121 - MIDPOINT (CALCULATED) NQ438A3 - E30. AHEAD, BEHIND, OR ON SCHED N X7552Q439A3 - E30_1. YEAR TO BE REPAID N X1925Q440A3 - E31. ANNUAL INTEREST RATE N X1926Q441A3 - E32. ADJUSTABLE RATE? N X1927Q442A3 - E33. INSTITUTION N X1928Q445A3 - E34. RECEIVE INCOME FROM PROP? N X1929

Q446A3 - E34_1. GROSS INCOME RECEIVED N X1930DK5_122 - DECISION TREE TYPE NDK8_122 - RANGE CARD/RANGE NDK9_122 - RANGE FROM CARD? NDK10_122 - DECISION TREE 1 NDK11_122 - DECISION TREE 2 NDK12_122 - DECISION TREE 3 NDK13_122 - DECISION TREE 4 NDK14_122 - DECISION TREE 5 NDK15_122 - DECISION TREE 6 NDK16_122 - DECISION TREE 7 NDK17_122 - RANGE CARD CDK19_122 - LOW END N

DK20_122 - HIGH END NDK21_122 - MIDPOINT (CALCULATED) NQ448A3 - E35. ANOTHER PROPERTY? N X1931Q449 - E36. ANY PROPS VACATION HOMES? N X2001Q450 - E36_1. VACATION HOME WORTH N X2002DK5_123 - DECISION TREE TYPE NDK8_123 - RANGE CARD/RANGE NDK9_123 - RANGE FROM CARD? NDK10_123 - DECISION TREE 1 NDK11_123 - DECISION TREE 2 NDK12_123 - DECISION TREE 3 NDK13_123 - DECISION TREE 4 NDK14_123 - DECISION TREE 5 N

DK15_123 - DECISION TREE 6 NDK16_123 - DECISION TREE 7 NDK17_123 - RANGE CARD CDK19_123 - LOW END NDK20_123 - HIGH END NDK21_123 - MIDPOINT (CALCULATED) NQ452 - E36_2.GIFT/INHERIT OR R PURCHASE? N X2004Q453 - E36_2AMT. PURCHASE PRICE -VA HOME N X2003DK5_124 - DECISION TREE TYPE NDK8_124 - RANGE CARD/RANGE NDK9_124 - RANGE FROM CARD? N




DK19_124 - LOW END NDK20_124 - HIGH END NDK21_124 - MIDPOINT (CALCULATED) NQ455 - E36_3. ANY MORTGAGES OUTSTANDING? N X2005Q456 - E36_4. TOTAL AMOUNT OWED -VA HOME N X2006DK5_125 - DECISION TREE TYPE NDK8_125 - RANGE CARD/RANGE NDK9_125 - RANGE FROM CARD? NDK10_125 - DECISION TREE 1 NDK11_125 - DECISION TREE 2 NDK12_125 - DECISION TREE 3 NDK13_125 - DECISION TREE 4 NDK14_125 - DECISION TREE 5 N

DK15_125 - DECISION TREE 6 NDK16_125 - DECISION TREE 7 NDK17_125 - RANGE CARD CDK19_125 - LOW END NDK20_125 - HIGH END NDK21_125 - MIDPOINT (CALCULATED) NQ458 - E36_5. REG PMT VAC HOME MORTGAGE N X2007DK5_126 - DECISION TREE TYPE NDK8_126 - RANGE CARD/RANGE NDK9_126 - RANGE FROM CARD? NDK10_126 - DECISION TREE 1 NDK11_126 - DECISION TREE 2 NDK12_126 - DECISION TREE 3 N

DK13_126 - DECISION TREE 4 NDK14_126 - DECISION TREE 5 NDK15_126 - DECISION TREE 6 NDK16_126 - DECISION TREE 7 NDK17_126 - RANGE CARD CDK19_126 - LOW END NDK20_126 - HIGH END NDK21_126 - MIDPOINT (CALCULATED) NQ460 - E36_5F. FREQ PMT ON VAC HOME MORT N X2008Q462 - E36_6. RECEIVE INCOME FROM V HOME N X2009Q463 - E36_7. AMT INCOME FROM VAC HOME N X2010DK5_127 - DECISION TREE TYPE NDK8_127 - RANGE CARD/RANGE N




DK21_127 - MIDPOINT (CALCULATED) NQ465 - E36_8. ANY REMAINING PROPERTIES? N X2011Q466 - E37. REMAINING PROPERTIES WORTH N X2012DK5_128 - DECISION TREE TYPE NDK8_128 - RANGE CARD/RANGE NDK9_128 - RANGE FROM CARD? NDK10_128 - DECISION TREE 1 NDK11_128 - DECISION TREE 2 N

DK12_128 - DECISION TREE 3 NDK13_128 - DECISION TREE 4 NDK14_128 - DECISION TREE 5 NDK15_128 - DECISION TREE 6 NDK16_128 - DECISION TREE 7 NDK17_128 - RANGE CARD CDK19_128 - LOW END NDK20_128 - HIGH END NDK21_128 - MIDPOINT (CALCULATED) NQ468 - E37_1.GIFT/INHERIT OR R PURCHASE? N X2014Q469 - E37_1. REMAIN PROP PURCHASE PRICE N X2013DK5_129 - DECISION TREE TYPE NDK8_129 - RANGE CARD/RANGE N

DK9_129 - RANGE FROM CARD? NDK10_129 - DECISION TREE 1 NDK11_129 - DECISION TREE 2 NDK12_129 - DECISION TREE 3 NDK13_129 - DECISION TREE 4 NDK14_129 - DECISION TREE 5 NDK15_129 - DECISION TREE 6 NDK16_129 - DECISION TREE 7 NDK17_129 - RANGE CARD CDK19_129 - LOW END NDK20_129 - HIGH END NDK21_129 - MIDPOINT (CALCULATED) NQ471 - E37_2. ANY LOANS ON REMAINING? N X2015

Q472 - E37_3. TOTAL AMOUNT OWED ON OTHER N X2016DK5_130 - DECISION TREE TYPE NDK8_130 - RANGE CARD/RANGE NDK9_130 - RANGE FROM CARD? NDK10_130 - DECISION TREE 1 NDK11_130 - DECISION TREE 2 NDK12_130 - DECISION TREE 3 NDK13_130 - DECISION TREE 4 NDK14_130 - DECISION TREE 5 NDK15_130 - DECISION TREE 6 NDK16_130 - DECISION TREE 7 NDK17_130 - RANGE CARD CDK19_130 - LOW END N

DK20_130 - HIGH END NDK21_130 - MIDPOINT (CALCULATED) NQ474 - E37_4. AMT OF PMTS ON MORT/LOANS N X2017DK5_131 - DECISION TREE TYPE NDK8_131 - RANGE CARD/RANGE NDK9_131 - RANGE FROM CARD? NDK10_131 - DECISION TREE 1 NDK11_131 - DECISION TREE 2 NDK12_131 - DECISION TREE 3 NDK13_131 - DECISION TREE 4 NDK14_131 - DECISION TREE 5 N



DK15_131 - DECISION TREE 6 NDK16_131 - DECISION TREE 7 NDK17_131 - RANGE CARD CDK19_131 - LOW END NDK20_131 - HIGH END NDK21_131 - MIDPOINT (CALCULATED) NQ476 - E37_4F.FREQUENCY OF PAYMENTS N X2018Q478 - E37_5. RECD INCOME FROM REMAIN P? N X2019

Q479 - E37_6. GROSS INCOME RECEIVED N X2020DK5_132 - DECISION TREE TYPE NDK8_132 - RANGE CARD/RANGE NDK9_132 - RANGE FROM CARD? NDK10_132 - DECISION TREE 1 NDK11_132 - DECISION TREE 2 NDK12_132 - DECISION TREE 3 NDK13_132 - DECISION TREE 4 NDK14_132 - DECISION TREE 5 NDK15_132 - DECISION TREE 6 NDK16_132 - DECISION TREE 7 NDK17_132 - RANGE CARD CDK19_132 - LOW END N

DK20_132 - HIGH END NDK21_132 - MIDPOINT (CALCULATED) NQ481 - F1. R OPERATE FARM BUS ON PROP? N X3101Q482 - F2. HOW MANY FARM BUSINESSES? N X6719Q484 - F3. OWN/SHARE OWNERSHIP ANY BUS? N X3103Q485 - F4. R HAVE ACTIVE MANAGEMENT ROLE N X3104Q486 - F4_1. HOW MANY ACTIVE MANAGE BUS? N X6689Q491A1 - F6. BUY, START, INHERIT, GIVEN? N X3108Q493A1 - F8. YEAR BUSINESS STARTED N X3110Q494A1 - F9. NUMBER OF EMP INCLUDING R N X3111Q495A1 - F9_1. CHECKPOINT -R LIVE ALONE? N X3112Q496A1B1 - F9_2. WHICH FAM MEMBERS WORK N X3113AQ496A1B2 - F9_2. WHICH FAM MEMBERS WORK N X3114A

Q496A1B3 - F9_2. WHICH FAM MEMBERS WORK N X3115AQ496A1B4 - F9_2. WHICH FAM MEMBERS WORK N X3116AQ496A1B5 - F9_2. WHICH FAM MEMBERS WORK N X3117AQ499A1 - F9_3. HOW MANY HOURS FAM WORK? N X3118Q500A1 - F9_4. TYPE OF CORPORATION N X3119Q502A1 - F10. PERSONAL ASSETS COLLATERAL N X3120Q503A1 - F10_05. COLLAT, GUARANTEE, BOTH N X7144Q504A1 - F10_1. AMOUNT GUARANTEED N X3121DK5_133 - DECISION TREE TYPE NDK8_133 - RANGE CARD/RANGE NDK9_133 - RANGE FROM CARD? NDK10_133 - DECISION TREE 1 NDK11_133 - DECISION TREE 2 N

DK12_133 - DECISION TREE 3 NDK13_133 - DECISION TREE 4 NDK14_133 - DECISION TREE 5 NDK15_133 - DECISION TREE 6 NDK16_133 - DECISION TREE 7 NDK17_133 - RANGE CARD CDK19_133 - LOW END NDK20_133 - HIGH END NDK21_133 - MIDPOINT (CALCULATED) NQ506A1 - F10_2. RECORD EARLIER? N X3122Q507A1 - F10_3. WHICH LOAN? N X7551



Q509A1 - F11. DOES BUSINESS OWE YOU? N X3123Q510A1 - F11_1. AMOUNT OWED TO R BY BUS N X3124DK5_134 - DECISION TREE TYPE NDK8_134 - RANGE CARD/RANGE NDK9_134 - RANGE FROM CARD? NDK10_134 - DECISION TREE 1 NDK11_134 - DECISION TREE 2 NDK12_134 - DECISION TREE 3 N

DK13_134 - DECISION TREE 4 NDK14_134 - DECISION TREE 5 NDK15_134 - DECISION TREE 6 NDK16_134 - DECISION TREE 7 NDK17_134 - RANGE CARD CDK19_134 - LOW END NDK20_134 - HIGH END NDK21_134 - MIDPOINT (CALCULATED) NQ512A1 - F12. R OWE BUSINESS MONEY? N X3125Q513A1 - F12_1. AMOUNT R OWES BUSINESS N X3126DK5_135 - DECISION TREE TYPE NDK8_135 - RANGE CARD/RANGE NDK9_135 - RANGE FROM CARD? N

DK10_135 - DECISION TREE 1 NDK11_135 - DECISION TREE 2 NDK12_135 - DECISION TREE 3 NDK13_135 - DECISION TREE 4 NDK14_135 - DECISION TREE 5 NDK15_135 - DECISION TREE 6 NDK16_135 - DECISION TREE 7 NDK17_135 - RANGE CARD CDK19_135 - LOW END NDK20_135 - HIGH END NDK21_135 - MIDPOINT (CALCULATED) NQ515A1 - F12_2. RECORD LOAN FROM B EARLY N X3127Q516A1 - F12_3. WHICH PREV RECORDED LOAN N X7548

Q518A1 - F13. WHAT PERCENT OF BUS R OWN N X3128Q519A1 - F14. NET WORTH OF BUS SHARE N X3129DK5_136 - DECISION TREE TYPE NDK8_136 - RANGE CARD/RANGE NDK9_136 - RANGE FROM CARD? NDK10_136 - DECISION TREE 1 NDK11_136 - DECISION TREE 2 NDK12_136 - DECISION TREE 3 NDK13_136 - DECISION TREE 4 NDK14_136 - DECISION TREE 5 NDK15_136 - DECISION TREE 6 NDK16_136 - DECISION TREE 7 NDK17_136 - RANGE CARD C

DK19_136 - LOW END NDK20_136 - HIGH END NDK21_136 - MIDPOINT (CALCULATED) NQ521A1 - F15. IF SOLD, WHAT COST BASIS N X3130DK5_137 - DECISION TREE TYPE NDK8_137 - RANGE CARD/RANGE NDK9_137 - RANGE FROM CARD? NDK10_137 - DECISION TREE 1 NDK11_137 - DECISION TREE 2 NDK12_137 - DECISION TREE 3 NDK13_137 - DECISION TREE 4 N



DK14_137 - DECISION TREE 5 NDK15_137 - DECISION TREE 6 NDK16_137 - DECISION TREE 7 NDK17_137 - RANGE CARD CDK19_137 - LOW END NDK20_137 - HIGH END NDK21_137 - MIDPOINT (CALCULATED) NQ523A1 - F16. GROSS RECEIPTS N X3131


DK21_138 - MIDPOINT (CALCULATED) NQ525A1 - F17. BUS TOTAL NET INCOME IN 94 N X3132DK5_139 - DECISION TREE TYPE NDK8_139 - RANGE CARD/RANGE NDK9_139 - RANGE FROM CARD? NDK10_139 - DECISION TREE 1 NDK11_139 - DECISION TREE 2 NDK12_139 - DECISION TREE 3 NDK13_139 - DECISION TREE 4 NDK14_139 - DECISION TREE 5 NDK15_139 - DECISION TREE 6 NDK16_139 - DECISION TREE 7 NDK17_139 - RANGE CARD C

DK19_139 - LOW END NDK20_139 - HIGH END NDK21_139 - MIDPOINT (CALCULATED) NQ527A1 - F19. ANOTHER BUSINESS? N X3134Q491A2 - F6. BUY, START, INHERIT, GIVEN N X3208Q493A2 - F8. YEAR BUSINESS STARTED N X3210Q494A2 - F9. # OF EMPLOYEES INCLUDING R N X3211Q495A2 - F9_1. CHECKPOINT- R LIVE ALONE? N X3212Q496A2B1 - F9_2. WHICH FAM MEMBERS WORK N X3213AQ496A2B2 - F9_2. WHICH FAM MEMBERS WORK N X3214AQ496A2B3 - F9_2. WHICH FAM MEMBERS WORK N X3215AQ496A2B4 - F9_2. WHICH FAM MEMBERS WORK N X3216AQ496A2B5 - F9_2. WHICH FAM MEMBERS WORK N X3217A

Q499A2 - F9_3. HOW MANY HOURS FAM WORK? N X3218Q500A2 - F9_4. TYPE OF CORPORATION N X3219Q502A2 - F10. PERSONAL ASSETS AS COLLAT? N X3220Q503A2 - F10_05. COLLAT, GUARANTEE, BOTH N X7145Q504A2 - F10_1. AMOUNT GUARANTEED N X3221DK5_140 - DECISION TREE TYPE NDK8_140 - RANGE CARD/RANGE NDK9_140 - RANGE FROM CARD? NDK10_140 - DECISION TREE 1 NDK11_140 - DECISION TREE 2 NDK12_140 - DECISION TREE 3 N




Q506A2 - F10_2. RECORD EARLIER? N X3222Q507A2 - F10_3. WHICH LOAN? N X7550Q509A2 - F11. DOES BUSINESS OWE YOU? N X3223Q510A2 - F11_1. AMT OWED TO R BY BUS 2 N X3224DK5_141 - DECISION TREE TYPE NDK8_141 - RANGE CARD/RANGE NDK9_141 - RANGE FROM CARD? NDK10_141 - DECISION TREE 1 NDK11_141 - DECISION TREE 2 NDK12_141 - DECISION TREE 3 NDK13_141 - DECISION TREE 4 NDK14_141 - DECISION TREE 5 NDK15_141 - DECISION TREE 6 N

DK16_141 - DECISION TREE 7 NDK17_141 - RANGE CARD CDK19_141 - LOW END NDK20_141 - HIGH END NDK21_141 - MIDPOINT (CALCULATED) NQ512A2 - F12. R OWE BUSINESS 2 MONEY? N X3225Q513A2 - F12_1. AMOUNT R OWES BUSINESS 2 N X3226DK5_142 - DECISION TREE TYPE NDK8_142 - RANGE CARD/RANGE NDK9_142 - RANGE FROM CARD? NDK10_142 - DECISION TREE 1 NDK11_142 - DECISION TREE 2 NDK12_142 - DECISION TREE 3 N

DK13_142 - DECISION TREE 4 NDK14_142 - DECISION TREE 5 NDK15_142 - DECISION TREE 6 NDK16_142 - DECISION TREE 7 NDK17_142 - RANGE CARD CDK19_142 - LOW END NDK20_142 - HIGH END NDK21_142 - MIDPOINT (CALCULATED) NQ515A2 - F12_2. RECORD LOAN FROM B EARLY N X3227Q516A2 - F12_3. WHICH PREV RECORDED LOAN N X7547Q518A2 - F13. WHAT PERCENT OF BUS R OWN? N X3228Q519A2 - F14. NET WORTH OF BUS 2 SHARE N X3229DK5_143 - DECISION TREE TYPE N




DK20_143 - HIGH END NDK21_143 - MIDPOINT (CALCULATED) NQ521A2 - F15. IF SOLD, WHAT COST BASIS N X3230DK5_144 - DECISION TREE TYPE NDK8_144 - RANGE CARD/RANGE NDK9_144 - RANGE FROM CARD? NDK10_144 - DECISION TREE 1 NDK11_144 - DECISION TREE 2 N

DK12_144 - DECISION TREE 3 NDK13_144 - DECISION TREE 4 NDK14_144 - DECISION TREE 5 NDK15_144 - DECISION TREE 6 NDK16_144 - DECISION TREE 7 NDK17_144 - RANGE CARD CDK19_144 - LOW END NDK20_144 - HIGH END NDK21_144 - MIDPOINT (CALCULATED) NQ523A2 - F16. GROSS RECEIPTS N X3231DK5_145 - DECISION TREE TYPE NDK8_145 - RANGE CARD/RANGE NDK9_145 - RANGE FROM CARD? N

DK10_145 - DECISION TREE 1 NDK11_145 - DECISION TREE 2 NDK12_145 - DECISION TREE 3 NDK13_145 - DECISION TREE 4 NDK14_145 - DECISION TREE 5 NDK15_145 - DECISION TREE 6 NDK16_145 - DECISION TREE 7 NDK17_145 - RANGE CARD CDK19_145 - LOW END NDK20_145 - HIGH END NDK21_145 - MIDPOINT (CALCULATED) NQ525A2 - F17. BUS 2 TOTAL NET INCOME 94 N X3232DK5_146 - DECISION TREE TYPE N


Q527A2 - F19. ANOTHER BUSINESS? N X3234Q491A3 - F6. BUY, START, INHERIT, GIVEN N X3308Q493A3 - F8. YEAR BUSINESS STARTED N X3310Q494A3 - F9. NUMBER OF EMP INCLUDING R N X3311Q495A3 - F9_1. CHECKPOINT- R LIVE ALONE? N X3312Q496A3B1 - F9_2. WHICH FAM MEMBERS WORK N X3313AQ496A3B2 - F9_2. WHICH FAM MEMBERS WORK N X3314AQ496A3B3 - F9_2. WHICH FAM MEMBERS WORK N X3315AQ496A3B4 - F9_2. WHICH FAM MEMBERS WORK N X3316AQ496A3B5 - F9_2. WHICH FAM MEMBERS WORK N X3317AQ499A3 - F9_3. HOW MANY HOURS FAM WORK? N X3318



Q500A3 - F9_4. TYPE OF CORPORATION N X3319Q502A3 - F10. PERSONAL ASSETS AS COLLAT? N X3320Q503A3 - F10_05. COLLAT, GUARANTEE, BOTH N X7146Q504A3 - F10_1. AMOUNT GUARANTEED N X3321DK5_147 - DECISION TREE TYPE NDK8_147 - RANGE CARD/RANGE NDK9_147 - RANGE FROM CARD? NDK10_147 - DECISION TREE 1 N

DK11_147 - DECISION TREE 2 NDK12_147 - DECISION TREE 3 NDK13_147 - DECISION TREE 4 NDK14_147 - DECISION TREE 5 NDK15_147 - DECISION TREE 6 NDK16_147 - DECISION TREE 7 NDK17_147 - RANGE CARD CDK19_147 - LOW END NDK20_147 - HIGH END NDK21_147 - MIDPOINT (CALCULATED) NQ506A3 - F10_2. RECORD EARLIER? N X3322Q507A3 - F10_3. WHICH LOAN? N X7549Q509A3 - F11. DOES BUSINESS OWE YOU? N X3323

Q510A3 - F11_1. AMT OWED TO R BY BUS 3 N X3324DK5_148 - DECISION TREE TYPE NDK8_148 - RANGE CARD/RANGE NDK9_148 - RANGE FROM CARD? NDK10_148 - DECISION TREE 1 NDK11_148 - DECISION TREE 2 NDK12_148 - DECISION TREE 3 NDK13_148 - DECISION TREE 4 NDK14_148 - DECISION TREE 5 NDK15_148 - DECISION TREE 6 NDK16_148 - DECISION TREE 7 NDK17_148 - RANGE CARD CDK19_148 - LOW END N

DK20_148 - HIGH END NDK21_148 - MIDPOINT (CALCULATED) NQ512A3 - F12. R OWE BUSINESS MONEY? N X3325Q513A3 - F12_1. AMOUNT R OWES BUSINESS N X3326DK5_149 - DECISION TREE TYPE NDK8_149 - RANGE CARD/RANGE NDK9_149 - RANGE FROM CARD? NDK10_149 - DECISION TREE 1 NDK11_149 - DECISION TREE 2 NDK12_149 - DECISION TREE 3 NDK13_149 - DECISION TREE 4 NDK14_149 - DECISION TREE 5 NDK15_149 - DECISION TREE 6 N

DK16_149 - DECISION TREE 7 NDK17_149 - RANGE CARD CDK19_149 - LOW END NDK20_149 - HIGH END NDK21_149 - MIDPOINT (CALCULATED) NQ515A3 - F12_2. RECORD LOAN FROM B EARLY N X3327Q516A3 - F12_3. WHICH PREV RECORDED LOAN N X7546Q518A3 - F13. WHAT PERCENT OF BUS R OWN? N X3328Q519A3 - F14. NET WORTH OF BUS 3 SHARE N X3329DK5_150 - DECISION TREE TYPE NDK8_150 - RANGE CARD/RANGE N




DK17_150 - RANGE CARD CDK19_150 - LOW END NDK20_150 - HIGH END NDK21_150 - MIDPOINT (CALCULATED) NQ521A3 - F15. IF SOLD, WHAT COST BASIS N X3330DK5_151 - DECISION TREE TYPE NDK8_151 - RANGE CARD/RANGE NDK9_151 - RANGE FROM CARD? NDK10_151 - DECISION TREE 1 NDK11_151 - DECISION TREE 2 NDK12_151 - DECISION TREE 3 NDK13_151 - DECISION TREE 4 NDK14_151 - DECISION TREE 5 N

DK15_151 - DECISION TREE 6 NDK16_151 - DECISION TREE 7 NDK17_151 - RANGE CARD CDK19_151 - LOW END NDK20_151 - HIGH END NDK21_151 - MIDPOINT (CALCULATED) NQ523A3 - F16. GROSS RECEIPTS N X3331DK5_152 - DECISION TREE TYPE NDK8_152 - RANGE CARD/RANGE NDK9_152 - RANGE FROM CARD? NDK10_152 - DECISION TREE 1 NDK11_152 - DECISION TREE 2 NDK12_152 - DECISION TREE 3 N

DK13_152 - DECISION TREE 4 NDK14_152 - DECISION TREE 5 NDK15_152 - DECISION TREE 6 NDK16_152 - DECISION TREE 7 NDK17_152 - RANGE CARD CDK19_152 - LOW END NDK20_152 - HIGH END NDK21_152 - MIDPOINT (CALCULATED) NQ525A3 - F17. BUS 3 TOTAL NET INCOME 94 N X3332DK5_153 - DECISION TREE TYPE NDK8_153 - RANGE CARD/RANGE NDK9_153 - RANGE FROM CARD? NDK10_153 - DECISION TREE 1 N

DK11_153 - DECISION TREE 2 NDK12_153 - DECISION TREE 3 NDK13_153 - DECISION TREE 4 NDK14_153 - DECISION TREE 5 NDK15_153 - DECISION TREE 6 NDK16_153 - DECISION TREE 7 NDK17_153 - RANGE CARD CDK19_153 - LOW END NDK20_153 - HIGH END NDK21_153 - MIDPOINT (CALCULATED) NQ527A3 - F19. ANY OTHER BUSINESSES? N X3334



Q528 - F19_1. REMAINING BUSINESSES WORTH N X3335DK5_154 - DECISION TREE TYPE NDK8_154 - RANGE CARD/RANGE NDK9_154 - RANGE FROM CARD? NDK10_154 - DECISION TREE 1 NDK11_154 - DECISION TREE 2 NDK12_154 - DECISION TREE 3 NDK13_154 - DECISION TREE 4 N

DK14_154 - DECISION TREE 5 NDK15_154 - DECISION TREE 6 NDK16_154 - DECISION TREE 7 NDK17_154 - RANGE CARD CDK19_154 - LOW END NDK20_154 - HIGH END NDK21_154 - MIDPOINT (CALCULATED) NQ530 - F19_2. IF SOLD, WHAT COST BASIS N X3336DK5_155 - DECISION TREE TYPE NDK8_155 - RANGE CARD/RANGE NDK9_155 - RANGE FROM CARD? NDK10_155 - DECISION TREE 1 NDK11_155 - DECISION TREE 2 N

DK12_155 - DECISION TREE 3 NDK13_155 - DECISION TREE 4 NDK14_155 - DECISION TREE 5 NDK15_155 - DECISION TREE 6 NDK16_155 - DECISION TREE 7 NDK17_155 - RANGE CARD CDK19_155 - LOW END NDK20_155 - HIGH END NDK21_155 - MIDPOINT (CALCULATED) NQ532 - F19_3. TOT NET INC REMAINING BUS N X3337DK5_156 - DECISION TREE TYPE NDK8_156 - RANGE CARD/RANGE NDK9_156 - RANGE FROM CARD? N

DK10_156 - DECISION TREE 1 NDK11_156 - DECISION TREE 2 NDK12_156 - DECISION TREE 3 NDK13_156 - DECISION TREE 4 NDK14_156 - DECISION TREE 5 NDK15_156 - DECISION TREE 6 NDK16_156 - DECISION TREE 7 NDK17_156 - RANGE CARD CDK19_156 - LOW END NDK20_156 - HIGH END NDK21_156 - MIDPOINT (CALCULATED) NQ534 - F20. ANY BUS, NOT ACTIVELY MANAGE N X3401Q535 - F20_1. HOW MANY W/NO R ACT MANAGE N X3402

Q536 - F20_2. TYPE OF CORPORATION N X3403Q538 - F20_3. WORTH OF SHARE N X3404DK5_157 - DECISION TREE TYPE NDK8_157 - RANGE CARD/RANGE NDK9_157 - RANGE FROM CARD? NDK10_157 - DECISION TREE 1 NDK11_157 - DECISION TREE 2 NDK12_157 - DECISION TREE 3 NDK13_157 - DECISION TREE 4 NDK14_157 - DECISION TREE 5 NDK15_157 - DECISION TREE 6 N



DK16_157 - DECISION TREE 7 NDK17_157 - RANGE CARD CDK19_157 - LOW END NDK20_157 - HIGH END NDK21_157 - MIDPOINT (CALCULATED) NQ540 - F20_4. IF SOLD, WHAT COST BASIS N X3405DK5_158 - DECISION TREE TYPE NDK8_158 - RANGE CARD/RANGE N

DK9_158 - RANGE FROM CARD? NDK10_158 - DECISION TREE 1 NDK11_158 - DECISION TREE 2 NDK12_158 - DECISION TREE 3 NDK13_158 - DECISION TREE 4 NDK14_158 - DECISION TREE 5 NDK15_158 - DECISION TREE 6 NDK16_158 - DECISION TREE 7 NDK17_158 - RANGE CARD CDK19_158 - LOW END NDK20_158 - HIGH END NDK21_158 - MIDPOINT (CALCULATED) NQ542 - F20_5. TOT NET INC NON-ACTIVE MAN N X3406


DK21_159 - MIDPOINT (CALCULATED) NQ545A1 - F21. ANY NON-ACT LTD PARTNERSHP N X3407Q545A2 - F21. ANY NON-ACT OTH PARTNERSHP N X3411Q545A3 - F21. ANY NON-ACT SUBCHAPTER S N X3415Q545A4 - F21. ANY NON-ACTIVE OTHER CORPS N X3419Q545A5 - F21. ANY NON-ACTIVE SOLE PROP N X3423Q545A6 - F21. ANY NON-ACTIVE OTHER TYPES N X3427Q549A1 - F22. LTD PARTNER SHARE WORTH N X3408DK5_160 - DECISION TREE TYPE NDK8_160 - RANGE CARD/RANGE NDK9_160 - RANGE FROM CARD? NDK10_160 - DECISION TREE 1 NDK11_160 - DECISION TREE 2 N

DK12_160 - DECISION TREE 3 NDK13_160 - DECISION TREE 4 NDK14_160 - DECISION TREE 5 NDK15_160 - DECISION TREE 6 NDK16_160 - DECISION TREE 7 NDK17_160 - RANGE CARD CDK19_160 - LOW END NDK20_160 - HIGH END NDK21_160 - MIDPOINT (CALCULATED) NQ551A1 - F23. LTD PTNR COST BASIS? N X3409DK5_161 - DECISION TREE TYPE N




DK16_161 - DECISION TREE 7 NDK17_161 - RANGE CARD CDK19_161 - LOW END NDK20_161 - HIGH END NDK21_161 - MIDPOINT (CALCULATED) NQ553A1 - F24. TOTAL NET INCOME LTD PTNR N X3410DK5_162 - DECISION TREE TYPE NDK8_162 - RANGE CARD/RANGE NDK9_162 - RANGE FROM CARD? NDK10_162 - DECISION TREE 1 NDK11_162 - DECISION TREE 2 NDK12_162 - DECISION TREE 3 NDK13_162 - DECISION TREE 4 N

DK14_162 - DECISION TREE 5 NDK15_162 - DECISION TREE 6 NDK16_162 - DECISION TREE 7 NDK17_162 - RANGE CARD CDK19_162 - LOW END NDK20_162 - HIGH END NDK21_162 - MIDPOINT (CALCULATED) NQ549A2 - F22. OTHER PARTNER SHARE WORTH? N X3412DK5_163 - DECISION TREE TYPE NDK8_163 - RANGE CARD/RANGE NDK9_163 - RANGE FROM CARD? NDK10_163 - DECISION TREE 1 NDK11_163 - DECISION TREE 2 N

DK12_163 - DECISION TREE 3 NDK13_163 - DECISION TREE 4 NDK14_163 - DECISION TREE 5 NDK15_163 - DECISION TREE 6 NDK16_163 - DECISION TREE 7 NDK17_163 - RANGE CARD CDK19_163 - LOW END NDK20_163 - HIGH END NDK21_163 - MIDPOINT (CALCULATED) NQ551A2 - F23. OTH PTNRSP COST BASIS? N X3413DK5_164 - DECISION TREE TYPE NDK8_164 - RANGE CARD/RANGE NDK9_164 - RANGE FROM CARD? N

DK10_164 - DECISION TREE 1 NDK11_164 - DECISION TREE 2 NDK12_164 - DECISION TREE 3 NDK13_164 - DECISION TREE 4 NDK14_164 - DECISION TREE 5 NDK15_164 - DECISION TREE 6 NDK16_164 - DECISION TREE 7 NDK17_164 - RANGE CARD CDK19_164 - LOW END NDK20_164 - HIGH END NDK21_164 - MIDPOINT (CALCULATED) N



Q553A2 - F24. TOTAL NET INCOME OTH PTNR N X3414DK5_165 - DECISION TREE TYPE NDK8_165 - RANGE CARD/RANGE NDK9_165 - RANGE FROM CARD? NDK10_165 - DECISION TREE 1 NDK11_165 - DECISION TREE 2 NDK12_165 - DECISION TREE 3 NDK13_165 - DECISION TREE 4 N

DK14_165 - DECISION TREE 5 NDK15_165 - DECISION TREE 6 NDK16_165 - DECISION TREE 7 NDK17_165 - RANGE CARD CDK19_165 - LOW END NDK20_165 - HIGH END NDK21_165 - MIDPOINT (CALCULATED) NQ549A3 - F22. SUBCHAPTER S SHARE WORTH? N X3416DK5_166 - DECISION TREE TYPE NDK8_166 - RANGE CARD/RANGE NDK9_166 - RANGE FROM CARD? NDK10_166 - DECISION TREE 1 NDK11_166 - DECISION TREE 2 N

DK12_166 - DECISION TREE 3 NDK13_166 - DECISION TREE 4 NDK14_166 - DECISION TREE 5 NDK15_166 - DECISION TREE 6 NDK16_166 - DECISION TREE 7 NDK17_166 - RANGE CARD CDK19_166 - LOW END NDK20_166 - HIGH END NDK21_166 - MIDPOINT (CALCULATED) NQ551A3 - F23. COST BASIS SUBCHAPTER S N X3417DK5_167 - DECISION TREE TYPE NDK8_167 - RANGE CARD/RANGE NDK9_167 - RANGE FROM CARD? N

DK10_167 - DECISION TREE 1 NDK11_167 - DECISION TREE 2 NDK12_167 - DECISION TREE 3 NDK13_167 - DECISION TREE 4 NDK14_167 - DECISION TREE 5 NDK15_167 - DECISION TREE 6 NDK16_167 - DECISION TREE 7 NDK17_167 - RANGE CARD CDK19_167 - LOW END NDK20_167 - HIGH END NDK21_167 - MIDPOINT (CALCULATED) NQ553A3 - F24. TOTAL NET INCOME SUBCHAP S N X3418DK5_168 - DECISION TREE TYPE N




DK20_168 - HIGH END NDK21_168 - MIDPOINT (CALCULATED) NQ549A4 - F22. OTHER CORP SHARE WORTH N X3420DK5_169 - DECISION TREE TYPE NDK8_169 - RANGE CARD/RANGE NDK9_169 - RANGE FROM CARD? NDK10_169 - DECISION TREE 1 NDK11_169 - DECISION TREE 2 N

DK12_169 - DECISION TREE 3 NDK13_169 - DECISION TREE 4 NDK14_169 - DECISION TREE 5 NDK15_169 - DECISION TREE 6 NDK16_169 - DECISION TREE 7 NDK17_169 - RANGE CARD CDK19_169 - LOW END NDK20_169 - HIGH END NDK21_169 - MIDPOINT (CALCULATED) NQ551A4 - F23. COST BASIS OTHER CORP? N X3421DK5_170 - DECISION TREE TYPE NDK8_170 - RANGE CARD/RANGE NDK9_170 - RANGE FROM CARD? N

DK10_170 - DECISION TREE 1 NDK11_170 - DECISION TREE 2 NDK12_170 - DECISION TREE 3 NDK13_170 - DECISION TREE 4 NDK14_170 - DECISION TREE 5 NDK15_170 - DECISION TREE 6 NDK16_170 - DECISION TREE 7 NDK17_170 - RANGE CARD CDK19_170 - LOW END NDK20_170 - HIGH END NDK21_170 - MIDPOINT (CALCULATED) NQ553A4 - F24. TOTAL NET INCOME OTH CORPS N X3422DK5_171 - DECISION TREE TYPE N


Q549A5 - F22. SOLE PROP SHARE WORTH N X3424DK5_172 - DECISION TREE TYPE NDK8_172 - RANGE CARD/RANGE NDK9_172 - RANGE FROM CARD? NDK10_172 - DECISION TREE 1 NDK11_172 - DECISION TREE 2 NDK12_172 - DECISION TREE 3 NDK13_172 - DECISION TREE 4 NDK14_172 - DECISION TREE 5 NDK15_172 - DECISION TREE 6 NDK16_172 - DECISION TREE 7 N



DK17_172 - RANGE CARD CDK19_172 - LOW END NDK20_172 - HIGH END NDK21_172 - MIDPOINT (CALCULATED) NQ551A5 - F23. COST BASIS SOLE PROP? N X3425DK5_173 - DECISION TREE TYPE NDK8_173 - RANGE CARD/RANGE NDK9_173 - RANGE FROM CARD? N

DK10_173 - DECISION TREE 1 NDK11_173 - DECISION TREE 2 NDK12_173 - DECISION TREE 3 NDK13_173 - DECISION TREE 4 NDK14_173 - DECISION TREE 5 NDK15_173 - DECISION TREE 6 NDK16_173 - DECISION TREE 7 NDK17_173 - RANGE CARD CDK19_173 - LOW END NDK20_173 - HIGH END NDK21_173 - MIDPOINT (CALCULATED) NQ553A5 - F24. TOTAL NET INCOME SOLE PROP N X3426DK5_174 - DECISION TREE TYPE N


Q549A6 - F22. OTHER TYPE SHARE WORTH? N X3428DK5_175 - DECISION TREE TYPE NDK8_175 - RANGE CARD/RANGE NDK9_175 - RANGE FROM CARD? NDK10_175 - DECISION TREE 1 NDK11_175 - DECISION TREE 2 NDK12_175 - DECISION TREE 3 NDK13_175 - DECISION TREE 4 NDK14_175 - DECISION TREE 5 NDK15_175 - DECISION TREE 6 NDK16_175 - DECISION TREE 7 NDK17_175 - RANGE CARD CDK19_175 - LOW END N

DK20_175 - HIGH END NDK21_175 - MIDPOINT (CALCULATED) NQ551A6 - F23. COST BASIS OTHER TYPE? N X3429DK5_176 - DECISION TREE TYPE NDK8_176 - RANGE CARD/RANGE NDK9_176 - RANGE FROM CARD? NDK10_176 - DECISION TREE 1 NDK11_176 - DECISION TREE 2 NDK12_176 - DECISION TREE 3 NDK13_176 - DECISION TREE 4 NDK14_176 - DECISION TREE 5 N



DK15_176 - DECISION TREE 6 NDK16_176 - DECISION TREE 7 NDK17_176 - RANGE CARD CDK19_176 - LOW END NDK20_176 - HIGH END NDK21_176 - MIDPOINT (CALCULATED) NQ553A6 - F24. TOTAL NET INCOME OTH TYPE N X3430DK5_177 - DECISION TREE TYPE N


Q555 - F25. EVER ACTIVE MANAGEME THESE? N X7545Q556 - G24. ANY VEHIC PROVIDED BY BUSIN? N X2501Q557 - G1_1. NUMBER BUS VEHIC REG USED N X2502Q558 - G1_2. ANY VEHICLES LEASED BY BUS? N X7149Q559 - G2. ANY VEHICLES LEASED PERSONAL? N X2101Q560 - G2_1. NUMBER PERSONAL LEASE N X6690Q562A1 - G3. MAKE/MODEL LEASED VEHICLE C X2103Q564A1 - G4. WHAT MODEL YEAR N X2104Q565A1 - G5. AMOUNT OF LEASE PAYMENT N X2105DK5_178 - DECISION TREE TYPE NDK8_178 - RANGE CARD/RANGE NDK9_178 - RANGE FROM CARD? NDK10_178 - DECISION TREE 1 N

DK11_178 - DECISION TREE 2 NDK12_178 - DECISION TREE 3 NDK13_178 - DECISION TREE 4 NDK14_178 - DECISION TREE 5 NDK15_178 - DECISION TREE 6 NDK16_178 - DECISION TREE 7 NDK17_178 - RANGE CARD CDK19_178 - LOW END NDK20_178 - HIGH END NDK21_178 - MIDPOINT (CALCULATED) NQ567A1 - G5F. FREQUENCY OF LEASE PAYMENT N X2106Q569A1 - G5_1. YEARS OR MONTHS FOR LEASE N X2107AQ570A1 - G5_1. NUMBER OF YEARS LEASED N X2107

Q571A1 - G5_1. NUMBER OF MONTHS LEASED N X2108Q572A1 - G6. ANOTHER LEASED VEHICLE? N X2109Q562A2 - G3. MAKE/MODEL OF LEASED VEHIC2 C X2110Q564A2 - G4. WHAT MODEL YEAR N X2111Q565A2 - G5. AMT OF LEASE PMT VEHIC 2 N X2112DK5_179 - DECISION TREE TYPE NDK8_179 - RANGE CARD/RANGE NDK9_179 - RANGE FROM CARD? NDK10_179 - DECISION TREE 1 NDK11_179 - DECISION TREE 2 NDK12_179 - DECISION TREE 3 N




Q567A2 - G5F. FREQ LEASE PMT VEHIC 2 N X2113Q569A2 - G5_1. YEARS OR MONTHS FOR LEASE N X2114AQ570A2 - G5_1. NUMBER OF YEARS LEASED N X2114Q571A2 - G5_1. NUMBER OF MONTHS LEASED N X2115Q572A2 - G6. ANOTHER LEASED VEHICLE? N X2116Q573 - G6_1. TOT AMT OF OTHER LEASE PMTS N X2117DK5_180 - DECISION TREE TYPE NDK8_180 - RANGE CARD/RANGE NDK9_180 - RANGE FROM CARD? NDK10_180 - DECISION TREE 1 NDK11_180 - DECISION TREE 2 NDK12_180 - DECISION TREE 3 NDK13_180 - DECISION TREE 4 N

DK14_180 - DECISION TREE 5 NDK15_180 - DECISION TREE 6 NDK16_180 - DECISION TREE 7 NDK17_180 - RANGE CARD CDK19_180 - LOW END NDK20_180 - HIGH END NDK21_180 - MIDPOINT (CALCULATED) NQ575 - G6_1F. FREQ OF OTHER LEASE PMTS N X2118Q577 - G7. ANY CARS, TRUCKS, VANS, JEEPS N X2201Q578 - G7_1. HOW MANY VEHICLES OWN N X6691Q580A1 - G8. TYPE OF VEHICLE N X2203Q582A1 - G9. MAKE/MODEL OF VEHICLE C X2204Q584A1 - G10. WHAT MODEL YEAR N X2205

Q585A1 - G11. BOUGHT NEW OR USED? N X7543Q586A1 - G11_1. WHAT YEAR BOUGHT N X7540Q587A1 - G12. MONEY STILL OWED N X2206Q588A1 - G13. MONTH LOAN TAKEN OUT N X2207Q589A1 - G13. YEAR LOAN TAKEN OUT N X2208Q590A1 - G14. HOW MUCH BORROWED N X2209DK5_181 - DECISION TREE TYPE NDK8_181 - RANGE CARD/RANGE NDK9_181 - RANGE FROM CARD? NDK10_181 - DECISION TREE 1 NDK11_181 - DECISION TREE 2 NDK12_181 - DECISION TREE 3 NDK13_181 - DECISION TREE 4 N

DK14_181 - DECISION TREE 5 NDK15_181 - DECISION TREE 6 NDK16_181 - DECISION TREE 7 NDK17_181 - RANGE CARD CDK19_181 - LOW END NDK20_181 - HIGH END NDK21_181 - MIDPOINT (CALCULATED) NQ592A1 - G15. REG INSTALL OR OTHER TYPE N X2210Q593A1 - G16. AGREED TO YEARS OR PMTS N X2212AQ594A1 - G16YRS. NUMBER OF YEARS N X2212Q595A1 - G16PAY. NUMBER OF PAYMENTS N X2211



Q596A1 - G17. AMT OF REG PMT CAR LOAN 1 N X2213DK5_182 - DECISION TREE TYPE NDK8_182 - RANGE CARD/RANGE NDK9_182 - RANGE FROM CARD? NDK10_182 - DECISION TREE 1 NDK11_182 - DECISION TREE 2 NDK12_182 - DECISION TREE 3 NDK13_182 - DECISION TREE 4 N

DK14_182 - DECISION TREE 5 NDK15_182 - DECISION TREE 6 NDK16_182 - DECISION TREE 7 NDK17_182 - RANGE CARD CDK19_182 - LOW END NDK20_182 - HIGH END NDK21_182 - MIDPOINT (CALCULATED) NQ598A1 - G17F. FREQUENCY OF REGULAR PMT N X7537Q600A1 - G18. AMOUNT OF TYPICAL PAYMENT N X2214DK5_183 - DECISION TREE TYPE NDK8_183 - RANGE CARD/RANGE NDK9_183 - RANGE FROM CARD? NDK10_183 - DECISION TREE 1 N

DK11_183 - DECISION TREE 2 NDK12_183 - DECISION TREE 3 NDK13_183 - DECISION TREE 4 NDK14_183 - DECISION TREE 5 NDK15_183 - DECISION TREE 6 NDK16_183 - DECISION TREE 7 NDK17_183 - RANGE CARD CDK19_183 - LOW END NDK20_183 - HIGH END NDK21_183 - MIDPOINT (CALCULATED) NQ602A1 - G18F. FREQUENCY OF TYPICAL PMT N X2215Q604A1 - G18_1. ON, AHEAD, BEHIND SCHED? N X7534Q605A1 - G19. MONTH LOAN TO BE REPAID N X2216

Q606A1 - G19. YEAR LOAN TO BE REPAID N X2217Q607A1 - G20. HOW MUCH STILL OWED N X2218DK5_184 - DECISION TREE TYPE NDK8_184 - RANGE CARD/RANGE NDK9_184 - RANGE FROM CARD? NDK10_184 - DECISION TREE 1 NDK11_184 - DECISION TREE 2 NDK12_184 - DECISION TREE 3 NDK13_184 - DECISION TREE 4 NDK14_184 - DECISION TREE 5 NDK15_184 - DECISION TREE 6 NDK16_184 - DECISION TREE 7 NDK17_184 - RANGE CARD C

DK19_184 - LOW END NDK20_184 - HIGH END NDK21_184 - MIDPOINT (CALCULATED) NQ609A1 - G21. CURRENT APR N X2219Q610A1 - G22. LOAN INSTITUTION ON CARD N X2220Q613A1 - G23. OWN ANOTHER VEHICLE? N X2221Q580A2 - G8. TYPE OF VEHICLE N X2303Q582A2 - G9. MAKE/MODEL OF VEHICLE C X2304Q584A2 - G10. WHAT MODEL YEAR N X2305Q585A2 - G11. BOUGHT NEW OR USED? N X7542Q586A2 - G11_1. WHAT YEAR BOUGHT N X7539



Q587A2 - G12. MONEY STILL OWED N X2306Q588A2 - G13. MONTH LOAN TAKEN OUT N X2307Q589A2 - G13. YEAR LOAN TAKEN OUT N X2308Q590A2 - G14. HOW MUCH BORROWED N X2309DK5_185 - DECISION TREE TYPE NDK8_185 - RANGE CARD/RANGE NDK9_185 - RANGE FROM CARD? NDK10_185 - DECISION TREE 1 N

DK11_185 - DECISION TREE 2 NDK12_185 - DECISION TREE 3 NDK13_185 - DECISION TREE 4 NDK14_185 - DECISION TREE 5 NDK15_185 - DECISION TREE 6 NDK16_185 - DECISION TREE 7 NDK17_185 - RANGE CARD CDK19_185 - LOW END NDK20_185 - HIGH END NDK21_185 - MIDPOINT (CALCULATED) NQ592A2 - G15. REG INSTALL OR OTHER TYPE? N X2310Q593A2 - G16. AGREED TO YEARS OR PMTS N X2312AQ594A2 - G16YRS. NUMBER OF YEARS N X2312

Q595A2 - G16PAY. NUMBER OF PAYMENTS N X2311Q596A2 - G17. AMT OF REG PMT CAR LOAN 2 N X2313DK5_186 - DECISION TREE TYPE NDK8_186 - RANGE CARD/RANGE NDK9_186 - RANGE FROM CARD? NDK10_186 - DECISION TREE 1 NDK11_186 - DECISION TREE 2 NDK12_186 - DECISION TREE 3 NDK13_186 - DECISION TREE 4 NDK14_186 - DECISION TREE 5 NDK15_186 - DECISION TREE 6 NDK16_186 - DECISION TREE 7 NDK17_186 - RANGE CARD C

DK19_186 - LOW END NDK20_186 - HIGH END NDK21_186 - MIDPOINT (CALCULATED) NQ598A2 - G17F. FREQUENCY OF REGULAR PMT N X7536Q600A2 - G18. AMOUNT OF TYPICAL PAYMENT N X2314DK5_187 - DECISION TREE TYPE NDK8_187 - RANGE CARD/RANGE NDK9_187 - RANGE FROM CARD? NDK10_187 - DECISION TREE 1 NDK11_187 - DECISION TREE 2 NDK12_187 - DECISION TREE 3 NDK13_187 - DECISION TREE 4 NDK14_187 - DECISION TREE 5 N

DK15_187 - DECISION TREE 6 NDK16_187 - DECISION TREE 7 NDK17_187 - RANGE CARD CDK19_187 - LOW END NDK20_187 - HIGH END NDK21_187 - MIDPOINT (CALCULATED) NQ602A2 - G18F. FREQUENCY OF TYPICAL PMT N X2315Q604A2 - G18_1. ON, AHEAD, BEHIND SCHED? N X7533Q605A2 - G19. MONTH LOAN TO BE REPAID N X2316Q606A2 - G19. YEAR LOAN TO BE REPAID N X2317Q607A2 - G20. HOW MUCH STILL OWED N X2318




DK15_188 - DECISION TREE 6 NDK16_188 - DECISION TREE 7 NDK17_188 - RANGE CARD CDK19_188 - LOW END NDK20_188 - HIGH END NDK21_188 - MIDPOINT (CALCULATED) NQ609A2 - G21. CURRENT APR N X2319Q610A2 - G22. LOAN INSTITUTION ON CARD N X2320Q613A2 - G23. OWN ANOTHER VEHICLE? N X2321Q580A3 - G8. TYPE OF VEHICLE N X2403Q582A3 - G9. MAKE/MODEL OF VEHICLE C X2404Q584A3 - G10. WHAT MODEL YEAR N X2405Q585A3 - G11. BOUGHT NEW OR USED? N X7541

Q586A3 - G11_1. WHAT YEAR BOUGHT N X7538Q587A3 - G12. MONEY STILL OWED N X2406Q588A3 - G13. MONTH LOAN TAKEN OUT N X2407Q589A3 - G13. YEAR LOAN TAKEN OUT N X2408Q590A3 - G14. HOW MUCH BORROWED N X2409DK5_189 - DECISION TREE TYPE NDK8_189 - RANGE CARD/RANGE NDK9_189 - RANGE FROM CARD? NDK10_189 - DECISION TREE 1 NDK11_189 - DECISION TREE 2 NDK12_189 - DECISION TREE 3 NDK13_189 - DECISION TREE 4 NDK14_189 - DECISION TREE 5 N

DK15_189 - DECISION TREE 6 NDK16_189 - DECISION TREE 7 NDK17_189 - RANGE CARD CDK19_189 - LOW END NDK20_189 - HIGH END NDK21_189 - MIDPOINT (CALCULATED) NQ592A3 - G15. REG INSTALL OR OTHER TYPE? N X2410Q593A3 - G16. AGREED TO YEARS OR PMTS N X2412AQ594A3 - G16YRS. NUMBER OF YEARS N X2412Q595A3 - G16PAY. NUMBER OF PAYMENTS N X2411Q596A3 - G17. AMT OF REG PMT CAR LOAN 3 N X2413DK5_190 - DECISION TREE TYPE NDK8_190 - RANGE CARD/RANGE N




DK21_190 - MIDPOINT (CALCULATED) NQ598A3 - G17F. FREQUENCY OF REGULAR PMT N X7535Q600A3 - G18. AMOUNT OF TYPICAL PAYMENT N X2414DK5_191 - DECISION TREE TYPE NDK8_191 - RANGE CARD/RANGE NDK9_191 - RANGE FROM CARD? NDK10_191 - DECISION TREE 1 NDK11_191 - DECISION TREE 2 N

DK12_191 - DECISION TREE 3 NDK13_191 - DECISION TREE 4 NDK14_191 - DECISION TREE 5 NDK15_191 - DECISION TREE 6 NDK16_191 - DECISION TREE 7 NDK17_191 - RANGE CARD CDK19_191 - LOW END NDK20_191 - HIGH END NDK21_191 - MIDPOINT (CALCULATED) NQ602A3 - G18F. FREQUENCY OF TYPICAL PMT N X2415Q604A3 - G18_1. ON, AHEAD, BEHIND SCHED? N X7532Q605A3 - G19. MONTH LOAN TO BE REPAID N X2416Q606A3 - G19. YEAR LOAN TO BE REPAID N X2417

Q607A3 - G20. HOW MUCH STILL OWED N X2418DK5_192 - DECISION TREE TYPE NDK8_192 - RANGE CARD/RANGE NDK9_192 - RANGE FROM CARD? NDK10_192 - DECISION TREE 1 NDK11_192 - DECISION TREE 2 NDK12_192 - DECISION TREE 3 NDK13_192 - DECISION TREE 4 NDK14_192 - DECISION TREE 5 NDK15_192 - DECISION TREE 6 NDK16_192 - DECISION TREE 7 NDK17_192 - RANGE CARD CDK19_192 - LOW END N

DK20_192 - HIGH END NDK21_192 - MIDPOINT (CALCULATED) NQ609A3 - G21. CURRENT APR N X2419Q610A3 - G22. LOAN INSTITUTION ON CARD N X2420Q613A3 - G23. OWN ANOTHER VEHICLE? N X2421Q580A4 - G8. TYPE OF VEHICLE N X7150Q582A4 - G9. MAKE/MODEL OF VEHICLE C X7151Q584A4 - G10. WHAT MODEL YEAR N X7152Q585A4 - G11. BOUGHT NEW OR USED? N X7153Q586A4 - G11_1. WHAT YEAR BOUGHT N X7154Q587A4 - G12. MONEY STILL OWED N X7155Q588A4 - G13. MONTH LOAN TAKEN OUT N X7156Q589A4 - G13. YEAR LOAN TAKEN OUT N X7157

Q590A4 - G14. HOW MUCH BORROWED N X7158DK5_193 - DECISION TREE TYPE NDK8_193 - RANGE CARD/RANGE NDK9_193 - RANGE FROM CARD? NDK10_193 - DECISION TREE 1 NDK11_193 - DECISION TREE 2 NDK12_193 - DECISION TREE 3 NDK13_193 - DECISION TREE 4 NDK14_193 - DECISION TREE 5 NDK15_193 - DECISION TREE 6 NDK16_193 - DECISION TREE 7 N



DK17_193 - RANGE CARD CDK19_193 - LOW END NDK20_193 - HIGH END NDK21_193 - MIDPOINT (CALCULATED) NQ592A4 - G15. REG INSTALL OR OTHER TYPE? N X7159Q593A4 - G16. AGREED TO YEARS OR PMTS N X7161AQ594A4 - G16YRS. NUMBER OF YEARS N X7161Q595A4 - G16PAY. NUMBER OF PAYMENTS N X7160

Q596A4 - G17. AMT OF REG PMT CAR LOAN 4 N X7162DK5_194 - DECISION TREE TYPE NDK8_194 - RANGE CARD/RANGE NDK9_194 - RANGE FROM CARD? NDK10_194 - DECISION TREE 1 NDK11_194 - DECISION TREE 2 NDK12_194 - DECISION TREE 3 NDK13_194 - DECISION TREE 4 NDK14_194 - DECISION TREE 5 NDK15_194 - DECISION TREE 6 NDK16_194 - DECISION TREE 7 NDK17_194 - RANGE CARD CDK19_194 - LOW END N

DK20_194 - HIGH END NDK21_194 - MIDPOINT (CALCULATED) NQ598A4 - G17F. FREQUENCY OF REGULAR PMT N X7163Q600A4 - G18. AMOUNT OF TYPICAL PAYMENT N X7164DK5_195 - DECISION TREE TYPE NDK8_195 - RANGE CARD/RANGE NDK9_195 - RANGE FROM CARD? NDK10_195 - DECISION TREE 1 NDK11_195 - DECISION TREE 2 NDK12_195 - DECISION TREE 3 NDK13_195 - DECISION TREE 4 NDK14_195 - DECISION TREE 5 NDK15_195 - DECISION TREE 6 N

DK16_195 - DECISION TREE 7 NDK17_195 - RANGE CARD CDK19_195 - LOW END NDK20_195 - HIGH END NDK21_195 - MIDPOINT (CALCULATED) NQ602A4 - G18F. FREQUENCY OF TYPICAL PMT N X7165Q604A4 - G18_1. ON, AHEAD, BEHIND SCHED? N X7166Q605A4 - G19. MONTH LOAN TO BE REPAID N X7167Q606A4 - G19. YEAR LOAN TO BE REPAID N X7168Q607A4 - G20. HOW MUCH STILL OWED N X7169DK5_196 - DECISION TREE TYPE NDK8_196 - RANGE CARD/RANGE NDK9_196 - RANGE FROM CARD? N




Q609A4 - G21. CURRENT APR N X7170Q610A4 - G22. LOAN INSTITUTION ON CARD N X7171Q613A4 - G23. OWN ANOTHER VEHICLE? N X7172Q614 - G23_1. TOT WORTH OF ALL OTHER VEH N X2422DK5_197 - DECISION TREE TYPE NDK8_197 - RANGE CARD/RANGE NDK9_197 - RANGE FROM CARD? NDK10_197 - DECISION TREE 1 N

DK11_197 - DECISION TREE 2 NDK12_197 - DECISION TREE 3 NDK13_197 - DECISION TREE 4 NDK14_197 - DECISION TREE 5 NDK15_197 - DECISION TREE 6 NDK16_197 - DECISION TREE 7 NDK17_197 - RANGE CARD CDK19_197 - LOW END NDK20_197 - HIGH END NDK21_197 - MIDPOINT (CALCULATED) NQ616 - G23_2. OWE ON REMAIN OWNED VEH? N X2423Q617 - G23_3. TOT AMT OWED ON REMAIN VEH N X2424DK5_198 - DECISION TREE TYPE N


Q619 - G23_4. TOT AMT REMAIN REG PMTS N X2425DK5_199 - DECISION TREE TYPE NDK8_199 - RANGE CARD/RANGE NDK9_199 - RANGE FROM CARD? NDK10_199 - DECISION TREE 1 NDK11_199 - DECISION TREE 2 NDK12_199 - DECISION TREE 3 NDK13_199 - DECISION TREE 4 NDK14_199 - DECISION TREE 5 NDK15_199 - DECISION TREE 6 NDK16_199 - DECISION TREE 7 NDK17_199 - RANGE CARD CDK19_199 - LOW END N

DK20_199 - HIGH END NDK21_199 - MIDPOINT (CALCULATED) NQ621 - G23_4F. FREQ OF REMAIN REG PMTS N X2426Q623 - G25. OWN ANY OTHER TYPE VEHICLES? N X2503Q624 - G25_1. HOW MANY TOTAL OTHER VEH? N X6692Q626A1 - G26. WHAT TYPE OF OTHER VEHICLE N X2505Q628A1 - G27. HOW MUCH OTHER VEH WORTH? N X2506DK5_200 - DECISION TREE TYPE NDK8_200 - RANGE CARD/RANGE NDK9_200 - RANGE FROM CARD? NDK10_200 - DECISION TREE 1 N




DK20_200 - HIGH END NDK21_200 - MIDPOINT (CALCULATED) NQ630A1 - G28. MONEY STILL OWED ON RV N X2507Q631A1 - G29. MONTH LOAN TAKEN OUT N X2508Q632A1 - G29. YEAR LOAN TAKEN OUT N X2509Q633A1 - G30. HOW MUCH BORROWED? N X2510DK5_201 - DECISION TREE TYPE NDK8_201 - RANGE CARD/RANGE NDK9_201 - RANGE FROM CARD? NDK10_201 - DECISION TREE 1 NDK11_201 - DECISION TREE 2 NDK12_201 - DECISION TREE 3 NDK13_201 - DECISION TREE 4 N

DK14_201 - DECISION TREE 5 NDK15_201 - DECISION TREE 6 NDK16_201 - DECISION TREE 7 NDK17_201 - RANGE CARD CDK19_201 - LOW END NDK20_201 - HIGH END NDK21_201 - MIDPOINT (CALCULATED) NQ635A1 - G31. REG INSTALL OR OTHER TYPE? N X2511Q636A1 - G32. AGREED TO YEARS OR PMTS? N X2513AQ637A1 - G32YRS. NUMBER OF YEARS N X2513Q638A1 - G32PAY. NUMBER OF PAYMENTS N X2512Q639A1 - G33. AMOUNT OF REGULAR PAYMENT N X2514DK5_202 - DECISION TREE TYPE N


Q641A1 - G33F. FREQUENCY OF REGULAR PMT N X7531Q643A1 - G34. AMOUNT OF TYPICAL PAYMENT N X2515DK5_203 - DECISION TREE TYPE NDK8_203 - RANGE CARD/RANGE NDK9_203 - RANGE FROM CARD? NDK10_203 - DECISION TREE 1 NDK11_203 - DECISION TREE 2 NDK12_203 - DECISION TREE 3 NDK13_203 - DECISION TREE 4 NDK14_203 - DECISION TREE 5 NDK15_203 - DECISION TREE 6 N



DK16_203 - DECISION TREE 7 NDK17_203 - RANGE CARD CDK19_203 - LOW END NDK20_203 - HIGH END NDK21_203 - MIDPOINT (CALCULATED) NQ645A1 - G34F. FREQUENCY OF TYPICAL PMT N X2516Q647A1 - G34_1. ON, AHEAD, BEHIND SCHED? N X7529Q648A1 - G35. MONTH LOAN TO BE REPAID N X2517

Q649A1 - G35. YEAR LOAN TO BE REPAID N X2518Q650A1 - G36. HOW MUCH STILL OWED N X2519DK5_204 - DECISION TREE TYPE NDK8_204 - RANGE CARD/RANGE NDK9_204 - RANGE FROM CARD? NDK10_204 - DECISION TREE 1 NDK11_204 - DECISION TREE 2 NDK12_204 - DECISION TREE 3 NDK13_204 - DECISION TREE 4 NDK14_204 - DECISION TREE 5 NDK15_204 - DECISION TREE 6 NDK16_204 - DECISION TREE 7 NDK17_204 - RANGE CARD C

DK19_204 - LOW END NDK20_204 - HIGH END NDK21_204 - MIDPOINT (CALCULATED) NQ652A1 - G37. CURRENT APR N X2520Q653A1 - G38. LOAN INSTITUTION ON CARD N X2521Q656A1 - G39. OWN ANOTHER VEHICLE? N X2522Q626A2 - G26. WHAT TYPE OF OTHER VEHICLE N X2605Q628A2 - G27. HOW MUCH OTHER VEH WORTH? N X2606DK5_205 - DECISION TREE TYPE NDK8_205 - RANGE CARD/RANGE NDK9_205 - RANGE FROM CARD? NDK10_205 - DECISION TREE 1 NDK11_205 - DECISION TREE 2 N

DK12_205 - DECISION TREE 3 NDK13_205 - DECISION TREE 4 NDK14_205 - DECISION TREE 5 NDK15_205 - DECISION TREE 6 NDK16_205 - DECISION TREE 7 NDK17_205 - RANGE CARD CDK19_205 - LOW END NDK20_205 - HIGH END NDK21_205 - MIDPOINT (CALCULATED) NQ630A2 - G28. MONEY STILL OWED ON RV N X2607Q631A2 - G29. MONTH LOAN TAKEN OUT N X2608Q632A2 - G29. YEAR LOAN TAKEN OUT N X2609Q633A2 - G30. HOW MUCH BORROWED? N X2610




DK19_206 - LOW END NDK20_206 - HIGH END NDK21_206 - MIDPOINT (CALCULATED) NQ635A2 - G31. REG INSTALL OR OTHER TYPE? N X2611Q636A2 - G32. AGREED TO YEARS OR PMTS N X2613AQ637A2 - G32YRS. NUMBER OF YEARS N X2613Q638A2 - G32PAY. NUMBER OF PAYMENTS N X2612Q639A2 - G33. AMOUNT OF REGULAR PAYMENT N X2614


DK21_207 - MIDPOINT (CALCULATED) NQ641A2 - G33F. FREQUENCY OF REGULAR PMT N X7530Q643A2 - G34. AMOUNT OF TYPICAL PAYMENT N X2615DK5_208 - DECISION TREE TYPE NDK8_208 - RANGE CARD/RANGE NDK9_208 - RANGE FROM CARD? NDK10_208 - DECISION TREE 1 NDK11_208 - DECISION TREE 2 NDK12_208 - DECISION TREE 3 NDK13_208 - DECISION TREE 4 NDK14_208 - DECISION TREE 5 NDK15_208 - DECISION TREE 6 NDK16_208 - DECISION TREE 7 N

DK17_208 - RANGE CARD CDK19_208 - LOW END NDK20_208 - HIGH END NDK21_208 - MIDPOINT (CALCULATED) NQ645A2 - G34F. FREQUENCY OF TYPICAL PMT N X2616Q647A2 - G34_1. ON, AHEAD, BEHIND SCHED? N X7528Q648A2 - G35. MONTH LOAN TO BE REPAID N X2617Q649A2 - G35. YEAR LOAN TO BE REPAID N X2618Q650A2 - G36. HOW MUCH STILL OWED N X2619DK5_209 - DECISION TREE TYPE NDK8_209 - RANGE CARD/RANGE NDK9_209 - RANGE FROM CARD? NDK10_209 - DECISION TREE 1 N

DK11_209 - DECISION TREE 2 NDK12_209 - DECISION TREE 3 NDK13_209 - DECISION TREE 4 NDK14_209 - DECISION TREE 5 NDK15_209 - DECISION TREE 6 NDK16_209 - DECISION TREE 7 NDK17_209 - RANGE CARD CDK19_209 - LOW END NDK20_209 - HIGH END NDK21_209 - MIDPOINT (CALCULATED) NQ652A2 - G37. CURRENT APR N X2620



Q653A2 - G38. LOAN INSTITUTION ON CARD N X2621Q656A2 - G39. OWN ANY OTHER VEHICLES? N X2622Q657 - G39_1. TOT WORTH REMAIN OTHER VEH N X2623DK5_210 - DECISION TREE TYPE NDK8_210 - RANGE CARD/RANGE NDK9_210 - RANGE FROM CARD? NDK10_210 - DECISION TREE 1 NDK11_210 - DECISION TREE 2 N

DK12_210 - DECISION TREE 3 NDK13_210 - DECISION TREE 4 NDK14_210 - DECISION TREE 5 NDK15_210 - DECISION TREE 6 NDK16_210 - DECISION TREE 7 NDK17_210 - RANGE CARD CDK19_210 - LOW END NDK20_210 - HIGH END NDK21_210 - MIDPOINT (CALCULATED) NQ659 - G39_2. OWE ON REMAIN OTHER VEH? N X2624Q660 - G39_3. TOTAL OWED REMAIN OTH VEH N X2625DK5_211 - DECISION TREE TYPE NDK8_211 - RANGE CARD/RANGE N

DK9_211 - RANGE FROM CARD? NDK10_211 - DECISION TREE 1 NDK11_211 - DECISION TREE 2 NDK12_211 - DECISION TREE 3 NDK13_211 - DECISION TREE 4 NDK14_211 - DECISION TREE 5 NDK15_211 - DECISION TREE 6 NDK16_211 - DECISION TREE 7 NDK17_211 - RANGE CARD CDK19_211 - LOW END NDK20_211 - HIGH END NDK21_211 - MIDPOINT (CALCULATED) NQ662 - G39_4. TOTAL AMT REMAIN REG PMTS N X2626


DK21_212 - MIDPOINT (CALCULATED) NQ664 - G39_4F. FREQ REMAIN REG PMTS N X2627Q666 - H1. HAVE ANY EDUCATION LOANS? N X7801Q667 - H2. HOW MANY EDUCATION LOANS N X6693Q669A1 - H3. MONTH LOAN TAKEN OUT N X7803Q670A1 - H3. YEAR LOAN TAKEN OUT N X7804Q671A1 - H4. HOW MUCH BORROWED N X7805DK5_213 - DECISION TREE TYPE NDK8_213 - RANGE CARD/RANGE NDK9_213 - RANGE FROM CARD? NDK10_213 - DECISION TREE 1 N




DK20_213 - HIGH END NDK21_213 - MIDPOINT (CALCULATED) NQ673A1 - H5. YOU PAYING ON LOAN NOW N X7806Q674A1 - H5_1. ARE THE PAYMENTS DEFERRED N X7173Q675A1 - H6. MONTH WHEN WILL START REPAY N X7807Q676A1 - H6. YEAR WHEN WILL START REPAY N X7808Q677A1 - H7. ACCUM INTEREST DURING DEFER N X7809Q678A1 - H8. MONTH DID START PAYING N X7810Q679A1 - H8. YEAR DID START PAYING N X7811Q680A1 - H9. REG INSTALL OR OTHER TYPE? N X7812Q681A1 - H10. AGREED TO YEARS OR PMTS N X7813AQ682A1 - H10YRS. NUMBER OF YEARS N X7813Q683A1 - H10PAY. NUMBER OF PAYMENTS N X7814

Q684A1 - H11. AMOUNT OF REGULAR PAYMENT N X7815DK5_214 - DECISION TREE TYPE NDK8_214 - RANGE CARD/RANGE NDK9_214 - RANGE FROM CARD? NDK10_214 - DECISION TREE 1 NDK11_214 - DECISION TREE 2 NDK12_214 - DECISION TREE 3 NDK13_214 - DECISION TREE 4 NDK14_214 - DECISION TREE 5 NDK15_214 - DECISION TREE 6 NDK16_214 - DECISION TREE 7 NDK17_214 - RANGE CARD CDK19_214 - LOW END N

DK20_214 - HIGH END NDK21_214 - MIDPOINT (CALCULATED) NQ686A1 - H11F. FREQUENCY OF REGULAR PMT N X7816Q688A1 - H11_1. AMOUNT OF TYPICAL PMT N X7817DK5_215 - DECISION TREE TYPE NDK8_215 - RANGE CARD/RANGE NDK9_215 - RANGE FROM CARD? NDK10_215 - DECISION TREE 1 NDK11_215 - DECISION TREE 2 NDK12_215 - DECISION TREE 3 NDK13_215 - DECISION TREE 4 NDK14_215 - DECISION TREE 5 NDK15_215 - DECISION TREE 6 N

DK16_215 - DECISION TREE 7 NDK17_215 - RANGE CARD CDK19_215 - LOW END NDK20_215 - HIGH END NDK21_215 - MIDPOINT (CALCULATED) NQ690A1 - H11_1F. FREQ OF TYPICAL PMT N X7818Q692A1 - H12. ON, AHEAD, BEHIND SCHED? N X7821Q693A1 - H13. MONTH EXPECT TO REPAY N X7819Q694A1 - H13. YEAR EXPECT TO REPAY N X7820Q695A1 - H14. CURRENT APR N X7822Q696A1 - H15. LOAN INSTITUTION ON CARD N X7823



Q699A1 - H16. HOW MUCH STILL OWED N X7824DK5_216 - DECISION TREE TYPE NDK8_216 - RANGE CARD/RANGE NDK9_216 - RANGE FROM CARD? NDK10_216 - DECISION TREE 1 NDK11_216 - DECISION TREE 2 NDK12_216 - DECISION TREE 3 NDK13_216 - DECISION TREE 4 N

DK14_216 - DECISION TREE 5 NDK15_216 - DECISION TREE 6 NDK16_216 - DECISION TREE 7 NDK17_216 - RANGE CARD CDK19_216 - LOW END NDK20_216 - HIGH END NDK21_216 - MIDPOINT (CALCULATED) NQ701A1 - H17. ANOTHER EDUCATION LOAN N X7825Q669A2 - H3. MONTH LOAN TAKEN OUT N X7826Q670A2 - H3. YEAR LOAN TAKEN OUT N X7827Q671A2 - H4. HOW MUCH BORROWED N X7828DK5_217 - DECISION TREE TYPE NDK8_217 - RANGE CARD/RANGE N

DK9_217 - RANGE FROM CARD? NDK10_217 - DECISION TREE 1 NDK11_217 - DECISION TREE 2 NDK12_217 - DECISION TREE 3 NDK13_217 - DECISION TREE 4 NDK14_217 - DECISION TREE 5 NDK15_217 - DECISION TREE 6 NDK16_217 - DECISION TREE 7 NDK17_217 - RANGE CARD CDK19_217 - LOW END NDK20_217 - HIGH END NDK21_217 - MIDPOINT (CALCULATED) NQ673A2 - H5. YOU PAYING ON LOAN NOW N X7829

Q674A2 - H5_1. ARE THE PAYMENTS DEFERRED N X7174Q675A2 - H6. MONTH WHEN WILL START REPAY N X7830Q676A2 - H6. YEAR WHEN WILL START REPAY N X7831Q677A2 - H7. ACCUM INTEREST DURING DEFER N X7832Q678A2 - H8. MONTH DID START PAYING N X7833Q679A2 - H8. YEAR DID START PAYING N X7834Q680A2 - H9. REG INSTALL OR OTHER TYPE? N X7835Q681A2 - H10. AGREED TO YEARS OR PMTS N X7836AQ682A2 - H10YRS. NUMBER OF YEARS N X7836Q683A2 - H10PAY. NUMBER OF PAYMENTS N X7837Q684A2 - H11. AMOUNT OF REGULAR PAYMENT N X7838DK5_218 - DECISION TREE TYPE NDK8_218 - RANGE CARD/RANGE N




DK21_218 - MIDPOINT (CALCULATED) NQ686A2 - H11F. FREQUENCY OF REGULAR PMT N X7839Q688A2 - H11_1. AMOUNT OF TYPICAL PMT N X7840DK5_219 - DECISION TREE TYPE NDK8_219 - RANGE CARD/RANGE NDK9_219 - RANGE FROM CARD? NDK10_219 - DECISION TREE 1 NDK11_219 - DECISION TREE 2 N

DK12_219 - DECISION TREE 3 NDK13_219 - DECISION TREE 4 NDK14_219 - DECISION TREE 5 NDK15_219 - DECISION TREE 6 NDK16_219 - DECISION TREE 7 NDK17_219 - RANGE CARD CDK19_219 - LOW END NDK20_219 - HIGH END NDK21_219 - MIDPOINT (CALCULATED) NQ690A2 - H11_1F. FREQ OF TYPICAL PMT N X7841Q692A2 - H12. ON, AHEAD, BEHIND SCHED? N X7844Q693A2 - H13. MONTH EXPECT TO REPAY N X7842Q694A2 - H13. YEAR EXPECT TO REPAY N X7843

Q695A2 - H14. CURRENT APR N X7845Q696A2 - H15. LOAN INSTITUTION ON CARD N X7846Q699A2 - H16. HOW MUCH STILL OWED N X7847DK5_220 - DECISION TREE TYPE NDK8_220 - RANGE CARD/RANGE NDK9_220 - RANGE FROM CARD? NDK10_220 - DECISION TREE 1 NDK11_220 - DECISION TREE 2 NDK12_220 - DECISION TREE 3 NDK13_220 - DECISION TREE 4 NDK14_220 - DECISION TREE 5 NDK15_220 - DECISION TREE 6 NDK16_220 - DECISION TREE 7 N

DK17_220 - RANGE CARD CDK19_220 - LOW END NDK20_220 - HIGH END NDK21_220 - MIDPOINT (CALCULATED) NQ701A2 - H17. ANOTHER EDUCATION LOAN N X7848Q669A3 - H3. MONTH LOAN TAKEN OUT N X7849Q670A3 - H3. YEAR LOAN TAKEN OUT N X7850Q671A3 - H4. HOW MUCH BORROWED N X7851DK5_221 - DECISION TREE TYPE NDK8_221 - RANGE CARD/RANGE NDK9_221 - RANGE FROM CARD? NDK10_221 - DECISION TREE 1 NDK11_221 - DECISION TREE 2 N

DK12_221 - DECISION TREE 3 NDK13_221 - DECISION TREE 4 NDK14_221 - DECISION TREE 5 NDK15_221 - DECISION TREE 6 NDK16_221 - DECISION TREE 7 NDK17_221 - RANGE CARD CDK19_221 - LOW END NDK20_221 - HIGH END NDK21_221 - MIDPOINT (CALCULATED) NQ673A3 - H5. YOU PAYING ON LOAN NOW N X7852Q674A3 - H5_1. ARE THE PAYMENTS DEFERRED N X7175



Q675A3 - H6. MONTH WHEN WILL START REPAY N X7853Q676A3 - H6. YEAR WHEN WILL START REPAY N X7854Q677A3 - H7. ACCUM INTEREST DURING DEFER N X7855Q678A3 - H8. MONTH DID START PAYING N X7856Q679A3 - H8. YEAR DID START PAYING N X7857Q680A3 - H9. REG INSTALL OR OTHER TYPE? N X7858Q681A3 - H10. AGREED TO YEARS OR PMTS N X7859AQ682A3 - H10YRS. NUMBER OF YEARS N X7859

Q683A3 - H10PAY. NUMBER OF PAYMENTS N X7860Q684A3 - H11. AMOUNT OF REGULAR PAYMENT N X7861DK5_222 - DECISION TREE TYPE NDK8_222 - RANGE CARD/RANGE NDK9_222 - RANGE FROM CARD? NDK10_222 - DECISION TREE 1 NDK11_222 - DECISION TREE 2 NDK12_222 - DECISION TREE 3 NDK13_222 - DECISION TREE 4 NDK14_222 - DECISION TREE 5 NDK15_222 - DECISION TREE 6 NDK16_222 - DECISION TREE 7 NDK17_222 - RANGE CARD C

DK19_222 - LOW END NDK20_222 - HIGH END NDK21_222 - MIDPOINT (CALCULATED) NQ686A3 - H11F. FREQUENCY OF REGULAR PMT N X7862Q688A3 - H11_1. AMOUNT OF TYPICAL PMT N X7863DK5_223 - DECISION TREE TYPE NDK8_223 - RANGE CARD/RANGE NDK9_223 - RANGE FROM CARD? NDK10_223 - DECISION TREE 1 NDK11_223 - DECISION TREE 2 NDK12_223 - DECISION TREE 3 NDK13_223 - DECISION TREE 4 NDK14_223 - DECISION TREE 5 N

DK15_223 - DECISION TREE 6 NDK16_223 - DECISION TREE 7 NDK17_223 - RANGE CARD CDK19_223 - LOW END NDK20_223 - HIGH END NDK21_223 - MIDPOINT (CALCULATED) NQ690A3 - H11_1F. FREQ OF TYPICAL PMT N X7864Q692A3 - H12. ON, AHEAD, BEHIND SCHED? N X7867Q693A3 - H13. MONTH EXPECT TO REPAY N X7865Q694A3 - H13. YEAR EXPECT TO REPAY N X7866Q695A3 - H14. CURRENT APR N X7868Q696A3 - H15. LOAN INSTITUTION ON CARD N X7869Q699A3 - H16. HOW MUCH STILL OWED N X7870




DK19_224 - LOW END NDK20_224 - HIGH END NDK21_224 - MIDPOINT (CALCULATED) NQ701A3 - H17. ANOTHER EDUCATION LOAN N X7871Q669A4 - H3. MONTH LOAN TAKEN OUT N X7903Q670A4 - H3. YEAR LOAN TAKEN OUT N X7904Q671A4 - H4. HOW MUCH BORROWED N X7905DK5_225 - DECISION TREE TYPE N


Q673A4 - H5. YOU PAYING ON LOAN NOW N X7906Q674A4 - H5_1. ARE THE PAYMENTS DEFERRED N X7176Q675A4 - H6. MONTH WHEN WILL START REPAY N X7907Q676A4 - H6. YEAR WHEN WILL START REPAY N X7908Q677A4 - H7. ACCUM INTEREST DURING DEFER N X7909Q678A4 - H8. MONTH DID START PAYING N X7910Q679A4 - H8. YEAR DID START PAYING N X7911Q680A4 - H9. REG INSTALL OR OTHER TYPE? N X7912Q681A4 - H10. AGREED TO YEARS OR PMTS N X7913AQ682A4 - H10YRS. NUMBER OF YEARS N X7913Q683A4 - H10PAY. NUMBER OF PAYMENTS N X7914Q684A4 - H11. AMOUNT OF REGULAR PAYMENT N X7915DK5_226 - DECISION TREE TYPE N


Q686A4 - H11F. FREQUENCY OF REGULAR PMT N X7916Q688A4 - H11_1. AMOUNT OF TYPICAL PMT N X7917DK5_227 - DECISION TREE TYPE NDK8_227 - RANGE CARD/RANGE NDK9_227 - RANGE FROM CARD? NDK10_227 - DECISION TREE 1 NDK11_227 - DECISION TREE 2 NDK12_227 - DECISION TREE 3 NDK13_227 - DECISION TREE 4 NDK14_227 - DECISION TREE 5 NDK15_227 - DECISION TREE 6 N



DK16_227 - DECISION TREE 7 NDK17_227 - RANGE CARD CDK19_227 - LOW END NDK20_227 - HIGH END NDK21_227 - MIDPOINT (CALCULATED) NQ690A4 - H11_1F. FREQ OF TYPICAL PMT N X7918Q692A4 - H12. ON, AHEAD, BEHIND SCHED? N X7921Q693A4 - H13. MONTH EXPECT TO REPAY N X7919

Q694A4 - H13. YEAR EXPECT TO REPAY N X7920Q695A4 - H14. CURRENT APR N X7922Q696A4 - H15. LOAN INSTITUTION ON CARD N X7923Q699A4 - H16. HOW MUCH STILL OWED N X7924DK5_228 - DECISION TREE TYPE NDK8_228 - RANGE CARD/RANGE NDK9_228 - RANGE FROM CARD? NDK10_228 - DECISION TREE 1 NDK11_228 - DECISION TREE 2 NDK12_228 - DECISION TREE 3 NDK13_228 - DECISION TREE 4 NDK14_228 - DECISION TREE 5 NDK15_228 - DECISION TREE 6 N

DK16_228 - DECISION TREE 7 NDK17_228 - RANGE CARD CDK19_228 - LOW END NDK20_228 - HIGH END NDK21_228 - MIDPOINT (CALCULATED) NQ701A4 - H17. ANOTHER EDUCATION LOAN N X7925Q669A5 - H3. MONTH LOAN TAKEN OUT N X7926Q670A5 - H3. YEAR LOAN TAKEN OUT N X7927Q671A5 - H4. HOW MUCH BORROWED N X7928DK5_229 - DECISION TREE TYPE NDK8_229 - RANGE CARD/RANGE NDK9_229 - RANGE FROM CARD? NDK10_229 - DECISION TREE 1 N

DK11_229 - DECISION TREE 2 NDK12_229 - DECISION TREE 3 NDK13_229 - DECISION TREE 4 NDK14_229 - DECISION TREE 5 NDK15_229 - DECISION TREE 6 NDK16_229 - DECISION TREE 7 NDK17_229 - RANGE CARD CDK19_229 - LOW END NDK20_229 - HIGH END NDK21_229 - MIDPOINT (CALCULATED) NQ673A5 - H5. YOU PAYING ON LOAN NOW N X7929Q674A5 - H5_1. ARE THE PAYMENTS DEFERRED N X7177Q675A5 - H6. MONTH WHEN WILL START REPAY N X7930

Q676A5 - H6. YEAR WHEN WILL START REPAY N X7931Q677A5 - H7. ACCUM INTEREST DURING DEFER N X7932Q678A5 - H8. MONTH DID START PAYING N X7933Q679A5 - H8. YEAR DID START PAYING N X7934Q680A5 - H9. REG INSTALL OR OTHER TYPE N X7935Q681A5 - H10. AGREED TO YEARS OR PMTS N X7936AQ682A5 - H10YRS. NUMBER OF YEARS N X7936Q683A5 - H10PAY. NUMBER OF PAYMENTS N X7937Q684A5 - H11. AMOUNT OF REGULAR PAYMENT N X7938DK5_230 - DECISION TREE TYPE NDK8_230 - RANGE CARD/RANGE N




DK17_230 - RANGE CARD CDK19_230 - LOW END NDK20_230 - HIGH END NDK21_230 - MIDPOINT (CALCULATED) NQ686A5 - H11F. FREQUENCY OF REGULAR PMT N X7939Q688A5 - H11_1. AMOUNT OF TYPICAL PMT N X7940DK5_231 - DECISION TREE TYPE NDK8_231 - RANGE CARD/RANGE NDK9_231 - RANGE FROM CARD? NDK10_231 - DECISION TREE 1 NDK11_231 - DECISION TREE 2 NDK12_231 - DECISION TREE 3 NDK13_231 - DECISION TREE 4 N

DK14_231 - DECISION TREE 5 NDK15_231 - DECISION TREE 6 NDK16_231 - DECISION TREE 7 NDK17_231 - RANGE CARD CDK19_231 - LOW END NDK20_231 - HIGH END NDK21_231 - MIDPOINT (CALCULATED) NQ690A5 - H11_1F. FREQ OF TYPICAL PMT N X7941Q692A5 - H12. ON, AHEAD, BEHIND SCHED? N X7944Q693A5 - H13. MONTH EXPECT TO REPAY N X7942Q694A5 - H13. YEAR EXPECT TO REPAY N X7943Q695A5 - H14. CURRENT APR N X7945Q696A5 - H15. LOAN INSTITUTION ON CARD N X7946

Q699A5 - H16. HOW MUCH STILL OWED N X7947DK5_232 - DECISION TREE TYPE NDK8_232 - RANGE CARD/RANGE NDK9_232 - RANGE FROM CARD? NDK10_232 - DECISION TREE 1 NDK11_232 - DECISION TREE 2 NDK12_232 - DECISION TREE 3 NDK13_232 - DECISION TREE 4 NDK14_232 - DECISION TREE 5 NDK15_232 - DECISION TREE 6 NDK16_232 - DECISION TREE 7 NDK17_232 - RANGE CARD CDK19_232 - LOW END N

DK20_232 - HIGH END NDK21_232 - MIDPOINT (CALCULATED) NQ701A5 - H17. ANOTHER EDUCATION LOAN N X7948Q669A6 - H3. MONTH LOAN TAKEN OUT N X7949Q670A6 - H3. YEAR LOAN TAKEN OUT N X7950Q671A6 - H4. HOW MUCH BORROWED N X7951DK5_233 - DECISION TREE TYPE NDK8_233 - RANGE CARD/RANGE NDK9_233 - RANGE FROM CARD? NDK10_233 - DECISION TREE 1 NDK11_233 - DECISION TREE 2 N




DK21_233 - MIDPOINT (CALCULATED) NQ673A6 - H5. YOU PAYING ON LOAN NOW N X7952Q674A6 - H5_1. ARE THE PAYMENTS DEFERRED N X7178Q675A6 - H6. MONTH WHEN WILL START REPAY N X7953Q676A6 - H6. YEAR WHEN WILL START REPAY N X7954Q677A6 - H7. ACCUM INTEREST DURING DEFER N X7955Q678A6 - H8. MONTH DID START PAYING N X7956Q679A6 - H8. YEAR DID START PAYING N X7957Q680A6 - H9. REG INSTALL OR OTHER TYPE? N X7958Q681A6 - H10. AGREED TO YEARS OR PMTS N X7959AQ682A6 - H10YRS. NUMBER OF YEARS N X7959Q683A6 - H10PAY. NUMBER OF PAYMENTS N X7960Q684A6 - H11. AMOUNT OF REGULAR PAYMENT N X7961


DK21_234 - MIDPOINT (CALCULATED) NQ686A6 - H11F. FREQUENCY OF REGULAR PMT N X7962Q688A6 - H11_1. AMOUNT OF TYPICAL PMT N X7963DK5_235 - DECISION TREE TYPE NDK8_235 - RANGE CARD/RANGE NDK9_235 - RANGE FROM CARD? NDK10_235 - DECISION TREE 1 NDK11_235 - DECISION TREE 2 NDK12_235 - DECISION TREE 3 NDK13_235 - DECISION TREE 4 NDK14_235 - DECISION TREE 5 NDK15_235 - DECISION TREE 6 NDK16_235 - DECISION TREE 7 N

DK17_235 - RANGE CARD CDK19_235 - LOW END NDK20_235 - HIGH END NDK21_235 - MIDPOINT (CALCULATED) NQ690A6 - H11_1F. FREQ OF TYPICAL PMT N X7964Q692A6 - H12. ON, AHEAD, BEHIND SCHED? N X7967Q693A6 - H13. MONTH EXPECT TO REPAY N X7965Q694A6 - H13. YEAR EXPECT TO REPAY N X7966Q695A6 - H14. CURRENT APR N X7968Q696A6 - H15. LOAN INSTITUTION ON CARD N X7969Q699A6 - H16. HOW MUCH STILL OWED N X7970




DK15_236 - DECISION TREE 6 NDK16_236 - DECISION TREE 7 NDK17_236 - RANGE CARD CDK19_236 - LOW END NDK20_236 - HIGH END NDK21_236 - MIDPOINT (CALCULATED) NQ701A6 - H17. ANOTHER EDUCATION LOAN N X7971Q806 - H18. TOT AMT OWED REMAINING LOANS N X7179DK5_237 - DECISION TREE TYPE NDK8_237 - RANGE CARD/RANGE NDK9_237 - RANGE FROM CARD? NDK10_237 - DECISION TREE 1 NDK11_237 - DECISION TREE 2 N

DK12_237 - DECISION TREE 3 NDK13_237 - DECISION TREE 4 NDK14_237 - DECISION TREE 5 NDK15_237 - DECISION TREE 6 NDK16_237 - DECISION TREE 7 NDK17_237 - RANGE CARD CDK19_237 - LOW END NDK20_237 - HIGH END NDK21_237 - MIDPOINT (CALCULATED) NQ1427 - H18_1.AMT OF PMT ON REMAIN LOANS N X7180DK5_238 - DECISION TREE TYPE NDK8_238 - RANGE CARD/RANGE NDK9_238 - RANGE FROM CARD? N

DK10_238 - DECISION TREE 1 NDK11_238 - DECISION TREE 2 NDK12_238 - DECISION TREE 3 NDK13_238 - DECISION TREE 4 NDK14_238 - DECISION TREE 5 NDK15_238 - DECISION TREE 6 NDK16_238 - DECISION TREE 7 NDK17_238 - RANGE CARD CDK19_238 - LOW END NDK20_238 - HIGH END NDK21_238 - MIDPOINT (CALCULATED) NQ1497 - H18_1F. FREQ OF PMT REMAIN LOANS N X7181Q702 - I1. DO YOU HAVE ANY OTHER LOANS? N X7182

Q703 - I2. HOW MANY OTHER LOANS N X6694Q706A1 - I5. MONTH OTHER LOAN TAKEN OUT N X2712Q707A1 - I5. YEAR OTHER LOAN TAKEN OUT N X2713Q708A1 - I6. HOW MUCH BORROWED N X2714DK5_239 - DECISION TREE TYPE NDK8_239 - RANGE CARD/RANGE NDK9_239 - RANGE FROM CARD? NDK10_239 - DECISION TREE 1 NDK11_239 - DECISION TREE 2 NDK12_239 - DECISION TREE 3 NDK13_239 - DECISION TREE 4 N



DK14_239 - DECISION TREE 5 NDK15_239 - DECISION TREE 6 NDK16_239 - DECISION TREE 7 NDK17_239 - RANGE CARD CDK19_239 - LOW END NDK20_239 - HIGH END NDK21_239 - MIDPOINT (CALCULATED) NQ710A1 - I7. REG INSTALL OR OTHER TYPE? N X2715

Q711A1 - I8. AGREED TO YEARS OR PAYMENTS N X2717AQ712A1 - I8YRS. NUMBER OF YEARS N X2717Q713A1 - I8PAY. NUMBER OF PAYMENTS N X2716Q714A1 - I9. AMOUNT OF REGULAR PAYMENT N X2718DK5_240 - DECISION TREE TYPE NDK8_240 - RANGE CARD/RANGE NDK9_240 - RANGE FROM CARD? NDK10_240 - DECISION TREE 1 NDK11_240 - DECISION TREE 2 NDK12_240 - DECISION TREE 3 NDK13_240 - DECISION TREE 4 NDK14_240 - DECISION TREE 5 NDK15_240 - DECISION TREE 6 N

DK16_240 - DECISION TREE 7 NDK17_240 - RANGE CARD CDK19_240 - LOW END NDK20_240 - HIGH END NDK21_240 - MIDPOINT (CALCULATED) NQ716A1 - I9F. FREQ OF REGULAR PAYMENT N X7527Q718A1 - I10. AMOUNT OF TYPICAL PAYMENT N X2719DK5_241 - DECISION TREE TYPE NDK8_241 - RANGE CARD/RANGE NDK9_241 - RANGE FROM CARD? NDK10_241 - DECISION TREE 1 NDK11_241 - DECISION TREE 2 NDK12_241 - DECISION TREE 3 N

DK13_241 - DECISION TREE 4 NDK14_241 - DECISION TREE 5 NDK15_241 - DECISION TREE 6 NDK16_241 - DECISION TREE 7 NDK17_241 - RANGE CARD CDK19_241 - LOW END NDK20_241 - HIGH END NDK21_241 - MIDPOINT (CALCULATED) NQ720A1 - I10F. FREQ OF TYPICAL PAYMENT N X2720Q722A1 - I10_1. ON, AHEAD, BEHIND SCHED? N X7521Q723A1 - I11. MONTH EXPECT TO REPAY N X2721Q724A1 - I11. YEAR EXPECT TO REPAY N X2722Q725A1 - I12. HOW MUCH STILL OWED N X2723




DK19_242 - LOW END NDK20_242 - HIGH END NDK21_242 - MIDPOINT (CALCULATED) NQ727A1 - I13. CURRENT APR N X2724Q728A1 - I14. LOAN INSTITUTION ON CARD N X2725Q731A1 - I15. ANOTHER LOAN N X2726Q706A2 - I5. MONTH LOAN TAKEN OUT N X2729Q707A2 - I5. YEAR LOAN TAKEN OUT N X2730

Q708A2 - I6. HOW MUCH BORROWED N X2731DK5_243 - DECISION TREE TYPE NDK8_243 - RANGE CARD/RANGE NDK9_243 - RANGE FROM CARD? NDK10_243 - DECISION TREE 1 NDK11_243 - DECISION TREE 2 NDK12_243 - DECISION TREE 3 NDK13_243 - DECISION TREE 4 NDK14_243 - DECISION TREE 5 NDK15_243 - DECISION TREE 6 NDK16_243 - DECISION TREE 7 NDK17_243 - RANGE CARD CDK19_243 - LOW END N

DK20_243 - HIGH END NDK21_243 - MIDPOINT (CALCULATED) NQ710A2 - I7. REG INSTALL OR OTHER TYPE? N X2732Q711A2 - I8. AGREED TO YEARS OR PAYMENTS N X2734AQ712A2 - I8YRS. NUMBER OF YEARS N X2734Q713A2 - I8PAY. NUMBER OF PAYMENTS N X2733Q714A2 - I9. AMOUNT OF REGULAR PAYMENT N X2735DK5_244 - DECISION TREE TYPE NDK8_244 - RANGE CARD/RANGE NDK9_244 - RANGE FROM CARD? NDK10_244 - DECISION TREE 1 NDK11_244 - DECISION TREE 2 NDK12_244 - DECISION TREE 3 N

DK13_244 - DECISION TREE 4 NDK14_244 - DECISION TREE 5 NDK15_244 - DECISION TREE 6 NDK16_244 - DECISION TREE 7 NDK17_244 - RANGE CARD CDK19_244 - LOW END NDK20_244 - HIGH END NDK21_244 - MIDPOINT (CALCULATED) NQ716A2 - I9F. FREQ OF REGULAR PAYMENT N X7526Q718A2 - I10. AMOUNT OF TYPICAL PAYMENT N X2736DK5_245 - DECISION TREE TYPE NDK8_245 - RANGE CARD/RANGE NDK9_245 - RANGE FROM CARD? N




Q720A2 - I10F. FREQ OF TYPICAL PAYMENT N X2737Q722A2 - I10_1. ON, AHEAD, BEHIND SCHED? N X7520Q723A2 - I11. MONTH EXPECT TO REPAY N X2738Q724A2 - I11. YEAR EXPECT TO REPAY N X2739Q725A2 - I12. HOW MUCH STILL OWED N X2740DK5_246 - DECISION TREE TYPE NDK8_246 - RANGE CARD/RANGE NDK9_246 - RANGE FROM CARD? N

DK10_246 - DECISION TREE 1 NDK11_246 - DECISION TREE 2 NDK12_246 - DECISION TREE 3 NDK13_246 - DECISION TREE 4 NDK14_246 - DECISION TREE 5 NDK15_246 - DECISION TREE 6 NDK16_246 - DECISION TREE 7 NDK17_246 - RANGE CARD CDK19_246 - LOW END NDK20_246 - HIGH END NDK21_246 - MIDPOINT (CALCULATED) NQ727A2 - I13. CURRENT APR N X2741Q728A2 - I14. LOAN INSTITUTION ON CARD N X2742

Q731A2 - I15. ANOTHER LOAN N X2743Q706A3 - I5. MONTH LOAN TAKEN OUT N X2812Q707A3 - I5. YEAR LOAN TAKEN OUT N X2813Q708A3 - I6. HOW MUCH BORROWED N X2814DK5_247 - DECISION TREE TYPE NDK8_247 - RANGE CARD/RANGE NDK9_247 - RANGE FROM CARD? NDK10_247 - DECISION TREE 1 NDK11_247 - DECISION TREE 2 NDK12_247 - DECISION TREE 3 NDK13_247 - DECISION TREE 4 NDK14_247 - DECISION TREE 5 NDK15_247 - DECISION TREE 6 N

DK16_247 - DECISION TREE 7 NDK17_247 - RANGE CARD CDK19_247 - LOW END NDK20_247 - HIGH END NDK21_247 - MIDPOINT (CALCULATED) NQ710A3 - I7. REG INSTALL OR OTHER TYPE? N X2815Q711A3 - I8. AGREED TO YEARS OR PAYMENTS N X2817AQ712A3 - I8YRS. NUMBER OF YEARS N X2817Q713A3 - I8PAY. NUMBER OF PAYMENTS N X2816Q714A3 - I9. AMOUNT OF REGULAR PAYMENT N X2818DK5_248 - DECISION TREE TYPE NDK8_248 - RANGE CARD/RANGE NDK9_248 - RANGE FROM CARD? N




Q716A3 - I9F. FREQ OF REGULAR PAYMENT N X7525Q718A3 - I10. AMOUNT OF TYPICAL PAYMENT N X2819DK5_249 - DECISION TREE TYPE NDK8_249 - RANGE CARD/RANGE NDK9_249 - RANGE FROM CARD? NDK10_249 - DECISION TREE 1 NDK11_249 - DECISION TREE 2 NDK12_249 - DECISION TREE 3 N

DK13_249 - DECISION TREE 4 NDK14_249 - DECISION TREE 5 NDK15_249 - DECISION TREE 6 NDK16_249 - DECISION TREE 7 NDK17_249 - RANGE CARD CDK19_249 - LOW END NDK20_249 - HIGH END NDK21_249 - MIDPOINT (CALCULATED) NQ720A3 - I10F. FREQ OF TYPICAL PAYMENT N X2820Q722A3 - I10_1. ON, AHEAD, BEHIND SCHED? N X7519Q723A3 - I11. MONTH EXPECT TO REPAY N X2821Q724A3 - I11. YEAR EXPECT TO REPAY N X2822Q725A3 - I12. HOW MUCH STILL OWED N X2823


DK21_250 - MIDPOINT (CALCULATED) NQ727A3 - I13. CURRENT APR N X2824Q728A3 - I14. LOAN INSTITUTION ON CARD N X2825Q731A3 - I15. ANOTHER LOAN N X2826Q706A4 - I5. MONTH LOAN TAKEN OUT N X2829Q707A4 - I5. YEAR LOAN TAKEN OUT N X2830Q708A4 - I6. HOW MUCH BORROWED N X2831DK5_251 - DECISION TREE TYPE NDK8_251 - RANGE CARD/RANGE NDK9_251 - RANGE FROM CARD? NDK10_251 - DECISION TREE 1 NDK11_251 - DECISION TREE 2 NDK12_251 - DECISION TREE 3 N

DK13_251 - DECISION TREE 4 NDK14_251 - DECISION TREE 5 NDK15_251 - DECISION TREE 6 NDK16_251 - DECISION TREE 7 NDK17_251 - RANGE CARD CDK19_251 - LOW END NDK20_251 - HIGH END NDK21_251 - MIDPOINT (CALCULATED) NQ710A4 - I7. REG INSTALL OR OTHER TYPE? N X2832Q711A4 - I8. AGREED TO YEARS OR PAYMENTS N X2834AQ712A4 - I8YRS. NUMBER OF YEARS N X2834



Q713A4 - I8PAY. NUMBER OF PAYMENTS N X2833Q714A4 - I9. AMOUNT OF REGULAR PAYMENT N X2835DK5_252 - DECISION TREE TYPE NDK8_252 - RANGE CARD/RANGE NDK9_252 - RANGE FROM CARD? NDK10_252 - DECISION TREE 1 NDK11_252 - DECISION TREE 2 NDK12_252 - DECISION TREE 3 N

DK13_252 - DECISION TREE 4 NDK14_252 - DECISION TREE 5 NDK15_252 - DECISION TREE 6 NDK16_252 - DECISION TREE 7 NDK17_252 - RANGE CARD CDK19_252 - LOW END NDK20_252 - HIGH END NDK21_252 - MIDPOINT (CALCULATED) NQ716A4 - I9F. FREQ OF REGULAR PAYMENT N X7524Q718A4 - I10. AMOUNT OF TYPICAL PAYMENT N X2836DK5_253 - DECISION TREE TYPE NDK8_253 - RANGE CARD/RANGE NDK9_253 - RANGE FROM CARD? N

DK10_253 - DECISION TREE 1 NDK11_253 - DECISION TREE 2 NDK12_253 - DECISION TREE 3 NDK13_253 - DECISION TREE 4 NDK14_253 - DECISION TREE 5 NDK15_253 - DECISION TREE 6 NDK16_253 - DECISION TREE 7 NDK17_253 - RANGE CARD CDK19_253 - LOW END NDK20_253 - HIGH END NDK21_253 - MIDPOINT (CALCULATED) NQ720A4 - I10F. FREQ OF TYPICAL PAYMENT N X2837Q722A4 - I10_1. ON, AHEAD, BEHIND SCHED? N X7518

Q723A4 - I11. MONTH EXPECT TO REPAY N X2838Q724A4 - I11. YEAR EXPECT TO REPAY N X2839Q725A4 - I12. HOW MUCH STILL OWED N X2840DK5_254 - DECISION TREE TYPE NDK8_254 - RANGE CARD/RANGE NDK9_254 - RANGE FROM CARD? NDK10_254 - DECISION TREE 1 NDK11_254 - DECISION TREE 2 NDK12_254 - DECISION TREE 3 NDK13_254 - DECISION TREE 4 NDK14_254 - DECISION TREE 5 NDK15_254 - DECISION TREE 6 NDK16_254 - DECISION TREE 7 N

DK17_254 - RANGE CARD CDK19_254 - LOW END NDK20_254 - HIGH END NDK21_254 - MIDPOINT (CALCULATED) NQ727A4 - I13. CURRENT APR N X2841Q728A4 - I14. LOAN INSTITUTION ON CARD N X2842Q731A4 - I15. ANOTHER LOAN N X2843Q706A5 - I5. MONTH LOAN TAKEN OUT N X2912Q707A5 - I5. YEAR LOAN TAKEN OUT N X2913Q708A5 - I6. HOW MUCH BORROWED N X2914DK5_255 - DECISION TREE TYPE N




DK16_255 - DECISION TREE 7 NDK17_255 - RANGE CARD CDK19_255 - LOW END NDK20_255 - HIGH END NDK21_255 - MIDPOINT (CALCULATED) NQ710A5 - I7. REG INSTALL OR OTHER TYPE? N X2915Q711A5 - I8. AGREED TO YEARS OR PAYMENTS N X2917AQ712A5 - I8YRS. NUMBER OF YEARS N X2917Q713A5 - I8PAY. NUMBER OF PAYMENTS N X2916Q714A5 - I9. AMOUNT OF REGULAR PAYMENT N X2918DK5_256 - DECISION TREE TYPE NDK8_256 - RANGE CARD/RANGE NDK9_256 - RANGE FROM CARD? N

DK10_256 - DECISION TREE 1 NDK11_256 - DECISION TREE 2 NDK12_256 - DECISION TREE 3 NDK13_256 - DECISION TREE 4 NDK14_256 - DECISION TREE 5 NDK15_256 - DECISION TREE 6 NDK16_256 - DECISION TREE 7 NDK17_256 - RANGE CARD CDK19_256 - LOW END NDK20_256 - HIGH END NDK21_256 - MIDPOINT (CALCULATED) NQ716A5 - I9F. FREQ OF REGULAR PAYMENT N X7523Q718A5 - I10. AMOUNT OF TYPICAL PAYMENT N X2919


DK21_257 - MIDPOINT (CALCULATED) NQ720A5 - I10F. FREQ OF TYPICAL PAYMENT N X2920Q722A5 - I10_1. ON, AHEAD, BEHIND SCHED? N X7517Q723A5 - I11. MONTH EXPECT TO REPAY N X2921Q724A5 - I11. YEAR EXPECT TO REPAY N X2922Q725A5 - I12. HOW MUCH STILL OWED N X2923DK5_258 - DECISION TREE TYPE NDK8_258 - RANGE CARD/RANGE NDK9_258 - RANGE FROM CARD? NDK10_258 - DECISION TREE 1 NDK11_258 - DECISION TREE 2 N




DK21_258 - MIDPOINT (CALCULATED) NQ727A5 - I13. CURRENT APR N X2924Q728A5 - I14. LOAN INSTITUTION ON CARD N X2925Q731A5 - I15. ANOTHER LOAN N X2926Q706A6 - I5. MONTH LOAN TAKEN OUT N X2929Q707A6 - I5. YEAR LOAN TAKEN OUT N X2930Q708A6 - I6. HOW MUCH BORROWED N X2931DK5_259 - DECISION TREE TYPE NDK8_259 - RANGE CARD/RANGE NDK9_259 - RANGE FROM CARD? NDK10_259 - DECISION TREE 1 NDK11_259 - DECISION TREE 2 NDK12_259 - DECISION TREE 3 N

DK13_259 - DECISION TREE 4 NDK14_259 - DECISION TREE 5 NDK15_259 - DECISION TREE 6 NDK16_259 - DECISION TREE 7 NDK17_259 - RANGE CARD CDK19_259 - LOW END NDK20_259 - HIGH END NDK21_259 - MIDPOINT (CALCULATED) NQ710A6 - I7. REG INSTALL OR OTHER TYPE? N X2932Q711A6 - I8. AGREED TO YEARS OR PAYMENTS N X2934AQ712A6 - I8YRS. NUMBER OF YEARS N X2934Q713A6 - I8PAY. NUMBER OF PAYMENTS N X2933Q714A6 - I9. AMOUNT OF REGULAR PAYMENT N X2935


DK21_260 - MIDPOINT (CALCULATED) NQ716A6 - I9F. FREQ OF REGULAR PAYMENT N X7522Q718A6 - I10. AMOUNT OF TYPICAL PAYMENT N X2936DK5_261 - DECISION TREE TYPE NDK8_261 - RANGE CARD/RANGE NDK9_261 - RANGE FROM CARD? NDK10_261 - DECISION TREE 1 NDK11_261 - DECISION TREE 2 NDK12_261 - DECISION TREE 3 NDK13_261 - DECISION TREE 4 NDK14_261 - DECISION TREE 5 N



DK15_261 - DECISION TREE 6 NDK16_261 - DECISION TREE 7 NDK17_261 - RANGE CARD CDK19_261 - LOW END NDK20_261 - HIGH END NDK21_261 - MIDPOINT (CALCULATED) NQ720A6 - I10F. FREQ OF TYPICAL PAYMENT N X2937Q722A6 - I10_1. ON, AHEAD, BEHIND SCHED? N X7516

Q723A6 - I11. MONTH EXPECT TO REPAY N X2938Q724A6 - I11. YEAR EXPECT TO REPAY N X2939Q725A6 - I12. HOW MUCH STILL OWED N X2940DK5_262 - DECISION TREE TYPE NDK8_262 - RANGE CARD/RANGE NDK9_262 - RANGE FROM CARD? NDK10_262 - DECISION TREE 1 NDK11_262 - DECISION TREE 2 NDK12_262 - DECISION TREE 3 NDK13_262 - DECISION TREE 4 NDK14_262 - DECISION TREE 5 NDK15_262 - DECISION TREE 6 NDK16_262 - DECISION TREE 7 N

DK17_262 - RANGE CARD CDK19_262 - LOW END NDK20_262 - HIGH END NDK21_262 - MIDPOINT (CALCULATED) NQ727A6 - I13. CURRENT APR N X2941Q728A6 - I14. LOAN INSTITUTION ON CARD N X2942Q731A6 - I15. ANOTHER LOAN N X2943Q840 - I16. TOTAL AMT OWED ON ALL REMAIN N X7183DK5_263 - DECISION TREE TYPE NDK8_263 - RANGE CARD/RANGE NDK9_263 - RANGE FROM CARD? NDK10_263 - DECISION TREE 1 NDK11_263 - DECISION TREE 2 N

DK12_263 - DECISION TREE 3 NDK13_263 - DECISION TREE 4 NDK14_263 - DECISION TREE 5 NDK15_263 - DECISION TREE 6 NDK16_263 - DECISION TREE 7 NDK17_263 - RANGE CARD CDK19_263 - LOW END NDK20_263 - HIGH END NDK21_263 - MIDPOINT (CALCULATED) NQ1535 - I16_1. AMT OF PMT ON REMAINING N X7184DK5_264 - DECISION TREE TYPE NDK8_264 - RANGE CARD/RANGE NDK9_264 - RANGE FROM CARD? N




Q1596 - I16_1F. FREQ OF PMTS ON REMAIN N X7185Q732 - I19. ALL PMTS ON, AHEAD, BEHIND? N X3004Q733 - I19_1. EVER BEHIND 2 MO. OR MORE? N X3005Q735 - J2. FORESEEABLE MAJOR EXPENSES? N X3010Q736A1 - J2_1. WHAT KINDS OF OBLIGATIONS N X3011Q736A2 - J2_1. WHAT KINDS OF OBLIGATIONS N X3012Q736A3 - J2_1. WHAT KINDS OF OBLIGATIONS N X3013Q736A4 - J2_1. WHAT KINDS OF OBLIGATIONS N X7512

Q736A5 - J2_1. WHAT KINDS OF OBLIGATIONS N X7511Q736A6 - J2_1. WHAT KINDS OF OBLIGATIONS N X6667Q738 - J2_2. SAVING NOW FOR THESE? N X7186Q739 - J3. PLANNING PERIOD N X3008Q740 - J5. HOW MUCH FIN RISK WILL TAKE? N X3014Q741A1 - J6. SAVING HABITS N X3015AQ741A2 - J6. SAVING HABITS N X3016AQ741A3 - J6. SAVING HABITS N X3017AQ741A4 - J6. SAVING HABITS N X3018AQ741A5 - J6. SAVING HABITS N X3019AQ741A6 - J6. SAVING HABITS N X3020AQ742 - J7. HOW RATE RETIREMENT INCOME N X3023Q743 - J9. SPEND MORE, EQUAL, LESS INC? N X7510

Q744 - J9_1. BOUGHT HOME, AUTO, INVEST? N X7509Q745 - J9_2.W/OUT INVEST, HOW MUCH SPEND N X7508Q746 - J9_3. HOW MADE UP DIFFERENCE N X7507Q748 - J9_4. BOUGHT HOME, AUTO, INVEST? N X7506Q749 - J10. HOW MUCH SAVINGS DO YOU NEED N X7187DK5_265 - DECISION TREE TYPE NDK8_265 - RANGE CARD/RANGE NDK9_265 - RANGE FROM CARD? NDK10_265 - DECISION TREE 1 NDK11_265 - DECISION TREE 2 NDK12_265 - DECISION TREE 3 NDK13_265 - DECISION TREE 4 NDK14_265 - DECISION TREE 5 N

DK15_265 - DECISION TREE 6 NDK16_265 - DECISION TREE 7 NDK17_265 - RANGE CARD CDK19_265 - LOW END NDK20_265 - HIGH END NDK21_265 - MIDPOINT (CALCULATED) NQ751 - N1. HAVE ANY CHECKING ACCOUNTS? N X3501Q752 - N2. EVER HAD CHECKING ACCOUNT? N X3502Q753 - N2_1. REASON NO CHECKING ACCOUNT N X3503Q756 - N3. NUMBER OF CHECKING ACCOUNTS N X6695Q758A1 - N4. INSTITUTION N X3505Q761A1 - N5. AMOUNT IN CHECKING ACCOUNT N X3506DK5_266 - DECISION TREE TYPE N




DK20_266 - HIGH END NDK21_266 - MIDPOINT (CALCULATED) NQ763A1 - N6. MONEY-MARKET TYPE ACCOUNT? N X3507Q764A1 - N6_2. JOINT, YOUR, SPOUSES NAME N X7601Q766A1 - N7. ANOTHER CHECKING ACCOUNT? N X3508Q758A2 - N4. INSTITUTION N X3509Q761A2 - N5. AMOUNT IN CHECKING ACCOUNT N X3510DK5_267 - DECISION TREE TYPE N


Q763A2 - N6. MONEY-MARKET TYPE ACCOUNT? N X3511Q764A2 - N6_2. JOINT, YOUR, SPOUSES NAME N X7603Q766A2 - N7. ANOTHER CHECKING ACCOUNT? N X3512Q758A3 - N4. INSTITUTION N X3513Q761A3 - N5. AMOUNT IN CHECKING ACCOUNT N X3514DK5_268 - DECISION TREE TYPE NDK8_268 - RANGE CARD/RANGE NDK9_268 - RANGE FROM CARD? NDK10_268 - DECISION TREE 1 NDK11_268 - DECISION TREE 2 NDK12_268 - DECISION TREE 3 NDK13_268 - DECISION TREE 4 NDK14_268 - DECISION TREE 5 N

DK15_268 - DECISION TREE 6 NDK16_268 - DECISION TREE 7 NDK17_268 - RANGE CARD CDK19_268 - LOW END NDK20_268 - HIGH END NDK21_268 - MIDPOINT (CALCULATED) NQ763A3 - N6. MONEY-MARKET TYPE ACCOUNT? N X3515Q764A3 - N6_2. JOINT, YOUR, SPOUSES NAME N X7605Q766A3 - N7. ANOTHER CHECKING ACCOUNT? N X3516Q758A4 - N4. INSTITUTION N X3517Q761A4 - N5. AMOUNT IN CHECKING ACCOUNT N X3518DK5_269 - DECISION TREE TYPE NDK8_269 - RANGE CARD/RANGE N




DK21_269 - MIDPOINT (CALCULATED) NQ763A4 - N6. MONEY-MARKET TYPE ACCOUNT? N X3519Q764A4 - N6_2. JOINT, YOUR, SPOUSES NAME N X7607Q766A4 - N7. ANOTHER CHECKING ACCOUNT? N X3520Q758A5 - N4. INSTITUTION N X3521Q761A5 - N5. AMOUNT IN CHECKING ACCOUNT N X3522DK5_270 - DECISION TREE TYPE NDK8_270 - RANGE CARD/RANGE N

DK9_270 - RANGE FROM CARD? NDK10_270 - DECISION TREE 1 NDK11_270 - DECISION TREE 2 NDK12_270 - DECISION TREE 3 NDK13_270 - DECISION TREE 4 NDK14_270 - DECISION TREE 5 NDK15_270 - DECISION TREE 6 NDK16_270 - DECISION TREE 7 NDK17_270 - RANGE CARD CDK19_270 - LOW END NDK20_270 - HIGH END NDK21_270 - MIDPOINT (CALCULATED) NQ763A5 - N6. MONEY-MARKET TYPE ACCOUNT? N X3523

Q764A5 - N6_2. JOINT, YOUR, SPOUSES NAME N X7609Q766A5 - N7. ANOTHER CHECKING ACCOUNT? N X3524Q758A6 - N4. INSTITUTION N X3525Q761A6 - N5. AMOUNT IN CHECKING ACCOUNT N X3526DK5_271 - DECISION TREE TYPE NDK8_271 - RANGE CARD/RANGE NDK9_271 - RANGE FROM CARD? NDK10_271 - DECISION TREE 1 NDK11_271 - DECISION TREE 2 NDK12_271 - DECISION TREE 3 NDK13_271 - DECISION TREE 4 NDK14_271 - DECISION TREE 5 NDK15_271 - DECISION TREE 6 N

DK16_271 - DECISION TREE 7 NDK17_271 - RANGE CARD CDK19_271 - LOW END NDK20_271 - HIGH END NDK21_271 - MIDPOINT (CALCULATED) NQ763A6 - N6. MONEY-MARKET TYPE ACCOUNT? N X3527Q764A6 - N6_2. JOINT, YOUR, SPOUSES NAME N X7611Q766A6 - N7. ANOTHER CHECKING ACCOUNT? N X3528Q767 - N8. AMT IN REMAIN CHECK ACCOUNTS N X3529DK5_272 - DECISION TREE TYPE NDK8_272 - RANGE CARD/RANGE NDK9_272 - RANGE FROM CARD? NDK10_272 - DECISION TREE 1 N

DK11_272 - DECISION TREE 2 NDK12_272 - DECISION TREE 3 NDK13_272 - DECISION TREE 4 NDK14_272 - DECISION TREE 5 NDK15_272 - DECISION TREE 6 NDK16_272 - DECISION TREE 7 NDK17_272 - RANGE CARD CDK19_272 - LOW END NDK20_272 - HIGH END NDK21_272 - MIDPOINT (CALCULATED) NQ769 - CHECKING N NULL



Q770 - N9. REASON CHOSE INSTITUTION N X3530Q772 - N9_1. # OF YEARS W/INSTITUTION N X3531Q774 - N10. HAVE ANY IRA/KEOGH ACCOUNTS N X3601Q776A1 - N10_1. IRA/KEOGH ACCOUNTS YOURS N X3602Q777A1 - N11. NUMBER OF IRA/KEO ACCOUNTS N X3603Q779A1 - N12. IRA OR KEOGH? N X3604AQ780A1B1 - N13. INSTITUTION N X3606Q780A1B2 - N13. INSTITUTION N X3607

Q780A1B3 - N13. INSTITUTION N X3608Q780A1B4 - N13. INSTITUTION N X3609Q780A1B5 - N13. INSTITUTION N X7501Q780A1B6 - N13. INSTITUTION N X6721Q780A1B7 - N13. INSTITUTION N X7501BQ780A1B8 - N13. INSTITUTION N X7501CQ780A1B9 - N13. INSTITUTION N X7501DQ780A1BM - N13. INSTITUTION N X7501EQ780A1BN - N13. INSTITUTION N X7501FQ783A1 - N14. TOTAL AMOUNT IN ACCOUNTS N X3610DK5_273 - DECISION TREE TYPE NDK8_273 - RANGE CARD/RANGE NDK9_273 - RANGE FROM CARD? N

DK10_273 - DECISION TREE 1 NDK11_273 - DECISION TREE 2 NDK12_273 - DECISION TREE 3 NDK13_273 - DECISION TREE 4 NDK14_273 - DECISION TREE 5 NDK15_273 - DECISION TREE 6 NDK16_273 - DECISION TREE 7 NDK17_273 - RANGE CARD CDK19_273 - LOW END NDK20_273 - HIGH END NDK21_273 - MIDPOINT (CALCULATED) NQ776A2 - N10_1. IRA/KEOGH ACCOUNTS SP/P N X3612Q777A2 - N11. NUMBER OF IRA/KE ACCOUNTS N X3613

Q779A2 - N12. IRA OR KEOGH? N X3614AQ780A2B1 - N13. INSTITUTION N X3616Q780A2B2 - N13. INSTITUTION N X3617Q780A2B3 - N13. INSTITUTION N X3618Q780A2B4 - N13. INSTITUTION N X3619Q780A2B5 - N13. INSTITUTION N X7502Q780A2B6 - N13. INSTITUTION N X6722Q780A2B7 - N13. INSTITUTION N X7502BQ780A2B8 - N13. INSTITUTION N X7502CQ780A2B9 - N13. INSTITUTION N X7502DQ780A2BM - N13. INSTITUTION N X7502EQ780A2BN - N13. INSTITUTION N X7502FQ783A2 - N14. TOTAL AMOUNT IN ACCOUNTS N X3620




DK19_274 - LOW END NDK20_274 - HIGH END NDK21_274 - MIDPOINT (CALCULATED) NQ776A3 - N10_1. IRA/KEOGH ACCOUNTS OTHER N X3622Q777A3 - N11. NUMBER OF IRA/KEO ACCOUNTS N X3623Q779A3 - N12. IRA OR KEOGH? N X3624AQ780A3B1 - N13. INSTITUTION N X3626Q780A3B2 - N13. INSTITUTION N X3627

Q780A3B3 - N13. INSTITUTION N X3628Q780A3B4 - N13. INSTITUTION N X3629Q780A3B5 - N13. INSTITUTION N X7503Q780A3B6 - N13. INSTITUTION N X7503AQ780A3B7 - N13. INSTITUTION N X7503BQ780A3B8 - N13. INSTITUTION N X7503CQ780A3B9 - N13. INSTITUTION N X7503DQ780A3BM - N13. INSTITUTION N X7503EQ780A3BN - N13. INSTITUTION N X7503FQ783A3 - N14. TOTAL AMOUNT IN ACCOUNTS N X3630DK5_275 - DECISION TREE TYPE NDK8_275 - RANGE CARD/RANGE NDK9_275 - RANGE FROM CARD? N

DK10_275 - DECISION TREE 1 NDK11_275 - DECISION TREE 2 NDK12_275 - DECISION TREE 3 NDK13_275 - DECISION TREE 4 NDK14_275 - DECISION TREE 5 NDK15_275 - DECISION TREE 6 NDK16_275 - DECISION TREE 7 NDK17_275 - RANGE CARD CDK19_275 - LOW END NDK20_275 - HIGH END NDK21_275 - MIDPOINT (CALCULATED) NQ787 - N15. HOW IS IRA/KEOGH INVESTED? N X3631Q790 - N16. HAVE MONEY-MARKET ACCOUNTS? N X3701

Q791 - N16_1. NUMBER OF MONEY-MARKET ACC N X6696Q793A1 - N17. CHECK WRITING PRIVILEGES? N X3703Q794A1 - N18. TAX-FREE ACCOUNT? N X3704Q795A1 - N19. INSTITUTION N X3705Q798A1 - N20. AMOUNT IN ACCOUNT N X3706DK5_276 - DECISION TREE TYPE NDK8_276 - RANGE CARD/RANGE NDK9_276 - RANGE FROM CARD? NDK10_276 - DECISION TREE 1 NDK11_276 - DECISION TREE 2 NDK12_276 - DECISION TREE 3 NDK13_276 - DECISION TREE 4 NDK14_276 - DECISION TREE 5 N

DK15_276 - DECISION TREE 6 NDK16_276 - DECISION TREE 7 NDK17_276 - RANGE CARD CDK19_276 - LOW END NDK20_276 - HIGH END NDK21_276 - MIDPOINT (CALCULATED) NQ800A1 - N20_2.JOINT, YOUR, SPOUSES NAME N X7613Q802A1 - N21. ANOTHER MONEY-MARKET ACCT? N X3707Q793A2 - N17. CHECK WRITING PRIVILEGES? N X3708Q794A2 - N18. TAX-FREE ACCOUNT? N X3709Q795A2 - N19. INSTITUTION N X3710



Q798A2 - N20. AMOUNT IN ACCOUNT N X3711DK5_277 - DECISION TREE TYPE NDK8_277 - RANGE CARD/RANGE NDK9_277 - RANGE FROM CARD? NDK10_277 - DECISION TREE 1 NDK11_277 - DECISION TREE 2 NDK12_277 - DECISION TREE 3 NDK13_277 - DECISION TREE 4 N

DK14_277 - DECISION TREE 5 NDK15_277 - DECISION TREE 6 NDK16_277 - DECISION TREE 7 NDK17_277 - RANGE CARD CDK19_277 - LOW END NDK20_277 - HIGH END NDK21_277 - MIDPOINT (CALCULATED) NQ800A2 - N20_2.JOINT, YOUR, SPOUSES NAME N X7615Q802A2 - N21. ANOTHER MONEY-MARKET ACCT? N X3712Q793A3 - N17. CHECK WRITING PRIVILEGES? N X3713Q794A3 - N18. TAX-FREE ACCOUNT? N X3714Q795A3 - N19. INSTITUTION N X3715Q798A3 - N20. AMOUNT IN ACCOUNT N X3716


DK21_278 - MIDPOINT (CALCULATED) NQ800A3 - N20_2.JOINT, YOUR, SPOUSES NAME N X7617Q802A3 - N21. ANOTHER MONEY-MARKET ACCT? N X3717Q803 - N21_1. AMOUNT IN REMAINING ACCTS N X3718DK5_279 - DECISION TREE TYPE NDK8_279 - RANGE CARD/RANGE NDK9_279 - RANGE FROM CARD? NDK10_279 - DECISION TREE 1 NDK11_279 - DECISION TREE 2 NDK12_279 - DECISION TREE 3 NDK13_279 - DECISION TREE 4 NDK14_279 - DECISION TREE 5 NDK15_279 - DECISION TREE 6 N

DK16_279 - DECISION TREE 7 NDK17_279 - RANGE CARD CDK19_279 - LOW END NDK20_279 - HIGH END NDK21_279 - MIDPOINT (CALCULATED) NQ805 - MONEY MARKET. N NULLQ807 - N22. DO YOU HAVE ANY CDS? N X3719Q808 - N22_1. TOTAL NUMBER OF CDS N X3720Q809 - N22_2. TOTAL VALUE OF CDS N X3721DK5_280 - DECISION TREE TYPE NDK8_280 - RANGE CARD/RANGE N




DK17_280 - RANGE CARD CDK19_280 - LOW END NDK20_280 - HIGH END NDK21_280 - MIDPOINT (CALCULATED) NQ811A1 - N22_3.INSTITUTION N X3722Q811A2 - N22_3.INSTITUTION N X3723Q811A3 - N22_3.INSTITUTION N X3724Q811A4 - N22_3.INSTITUTION N X3725Q811A5 - N22_3.INSTITUTION N X7618Q811A6 - N22_3.INSTITUTION N X6654Q811A7 - N22_3.INSTITUTION N X6655Q811A8 - N22_3.INSTITUTION N X7618CQ811A9 - N22_3.INSTITUTION N X7618D

Q811A10 - N22_3.INSTITUTION N X7618EQ811A11 - N22_3.INSTITUTION N X7618FQ814 - N22_4. JOINT, YOUR, SPOUSES NAME? N X7620Q816 - N23. ANY OTHER SAVINGS ACCOUNTS? N X3801Q817 - N23_1. NUMBER OF OTHER ACCOUNTS N X6697Q819A1 - N24. INSTITUTION N X3803Q823A1 - N25. AMOUNT IN SAVINGS ACCOUNT N X3804DK5_281 - DECISION TREE TYPE NDK8_281 - RANGE CARD/RANGE NDK9_281 - RANGE FROM CARD? NDK10_281 - DECISION TREE 1 NDK11_281 - DECISION TREE 2 NDK12_281 - DECISION TREE 3 N

DK13_281 - DECISION TREE 4 NDK14_281 - DECISION TREE 5 NDK15_281 - DECISION TREE 6 NDK16_281 - DECISION TREE 7 NDK17_281 - RANGE CARD CDK19_281 - LOW END NDK20_281 - HIGH END NDK21_281 - MIDPOINT (CALCULATED) NQ825A1 - N25_2.JOINT, YOUR, SPOUSES NAME N X7622Q827A1 - N26. ANOTHER SAVINGS ACCOUNT? N X3805Q819A2 - N24. INSTITUTION N X3806Q823A2 - N25. AMOUNT IN SAVINGS ACCOUNT N X3807DK5_282 - DECISION TREE TYPE N




DK20_282 - HIGH END NDK21_282 - MIDPOINT (CALCULATED) NQ825A2 - N25_2.JOINT, YOUR, SPOUSES NAME N X7624Q827A2 - N26. ANOTHER SAVINGS ACCOUNT? N X3808Q819A3 - N24. INSTITUTION N X3809Q823A3 - N25. AMOUNT IN SAVINGS ACCOUNT N X3810DK5_283 - DECISION TREE TYPE NDK8_283 - RANGE CARD/RANGE N

DK9_283 - RANGE FROM CARD? NDK10_283 - DECISION TREE 1 NDK11_283 - DECISION TREE 2 NDK12_283 - DECISION TREE 3 NDK13_283 - DECISION TREE 4 NDK14_283 - DECISION TREE 5 NDK15_283 - DECISION TREE 6 NDK16_283 - DECISION TREE 7 NDK17_283 - RANGE CARD CDK19_283 - LOW END NDK20_283 - HIGH END NDK21_283 - MIDPOINT (CALCULATED) NQ825A3 - N25_2.JOINT, YOUR, SPOUSES NAME N X7626

Q827A3 - N26. ANOTHER SAVINGS ACCOUNT? N X3811Q819A4 - N24. INSTITUTION N X3812Q823A4 - N25. AMOUNT IN SAVINGS ACCOUNT N X3813DK5_284 - DECISION TREE TYPE NDK8_284 - RANGE CARD/RANGE NDK9_284 - RANGE FROM CARD? NDK10_284 - DECISION TREE 1 NDK11_284 - DECISION TREE 2 NDK12_284 - DECISION TREE 3 NDK13_284 - DECISION TREE 4 NDK14_284 - DECISION TREE 5 NDK15_284 - DECISION TREE 6 NDK16_284 - DECISION TREE 7 N

DK17_284 - RANGE CARD CDK19_284 - LOW END NDK20_284 - HIGH END NDK21_284 - MIDPOINT (CALCULATED) NQ825A4 - N25_2.JOINT, YOUR, SPOUSES NAME N X7628Q827A4 - N26. ANOTHER SAVINGS ACCOUNT? N X3814Q819A5 - N24. INSTITUTION N X3815Q823A5 - N25. AMOUNT IN SAVINGS ACCOUNT N X3816DK5_285 - DECISION TREE TYPE NDK8_285 - RANGE CARD/RANGE NDK9_285 - RANGE FROM CARD? NDK10_285 - DECISION TREE 1 NDK11_285 - DECISION TREE 2 N

DK12_285 - DECISION TREE 3 NDK13_285 - DECISION TREE 4 NDK14_285 - DECISION TREE 5 NDK15_285 - DECISION TREE 6 NDK16_285 - DECISION TREE 7 NDK17_285 - RANGE CARD CDK19_285 - LOW END NDK20_285 - HIGH END NDK21_285 - MIDPOINT (CALCULATED) NQ825A5 - N25_2.JOINT, YOUR, SPOUSES NAME N X7630Q827A5 - N26. ANY REMAIN SAVINGS ACCTS? N X3817



Q828 - N26_1. AMT IN REMAIN SAVINGS ACCT N X3818DK5_286 - DECISION TREE TYPE NDK8_286 - RANGE CARD/RANGE NDK9_286 - RANGE FROM CARD? NDK10_286 - DECISION TREE 1 NDK11_286 - DECISION TREE 2 NDK12_286 - DECISION TREE 3 NDK13_286 - DECISION TREE 4 N

DK14_286 - DECISION TREE 5 NDK15_286 - DECISION TREE 6 NDK16_286 - DECISION TREE 7 NDK17_286 - RANGE CARD CDK19_286 - LOW END NDK20_286 - HIGH END NDK21_286 - MIDPOINT (CALCULATED) NQ830 - SAVINGS. N NULLQ831 - N27. SHARES IN MUTUAL FUNDS? N X3819Q833A1 - N28. HAVE STOCK FUNDS? N X3821Q834A1 - N29. TOTAL MKT VAL STOCK FUNDS N X3822DK5_287 - DECISION TREE TYPE NDK8_287 - RANGE CARD/RANGE N

DK9_287 - RANGE FROM CARD? NDK10_287 - DECISION TREE 1 NDK11_287 - DECISION TREE 2 NDK12_287 - DECISION TREE 3 NDK13_287 - DECISION TREE 4 NDK14_287 - DECISION TREE 5 NDK15_287 - DECISION TREE 6 NDK16_287 - DECISION TREE 7 NDK17_287 - RANGE CARD CDK19_287 - LOW END NDK20_287 - HIGH END NDK21_287 - MIDPOINT (CALCULATED) NQ833A2 - N28. HAVE TAX FREE BOND FUNDS? N X3823

Q834A2 - N29. TOT MKT VAL TAX FREE BONDS N X3824DK5_288 - DECISION TREE TYPE NDK8_288 - RANGE CARD/RANGE NDK9_288 - RANGE FROM CARD? NDK10_288 - DECISION TREE 1 NDK11_288 - DECISION TREE 2 NDK12_288 - DECISION TREE 3 NDK13_288 - DECISION TREE 4 NDK14_288 - DECISION TREE 5 NDK15_288 - DECISION TREE 6 NDK16_288 - DECISION TREE 7 NDK17_288 - RANGE CARD CDK19_288 - LOW END N

DK20_288 - HIGH END NDK21_288 - MIDPOINT (CALCULATED) NQ833A3 - N28. HAVE GOVT BACKED BOND FUND N X3825Q834A3 - N29. TOT MKT VAL GVMT BACK BOND N X3826DK5_289 - DECISION TREE TYPE NDK8_289 - RANGE CARD/RANGE NDK9_289 - RANGE FROM CARD? NDK10_289 - DECISION TREE 1 NDK11_289 - DECISION TREE 2 NDK12_289 - DECISION TREE 3 NDK13_289 - DECISION TREE 4 N



DK14_289 - DECISION TREE 5 NDK15_289 - DECISION TREE 6 NDK16_289 - DECISION TREE 7 NDK17_289 - RANGE CARD CDK19_289 - LOW END NDK20_289 - HIGH END NDK21_289 - MIDPOINT (CALCULATED) NQ833A4 - N28. HAVE OTHER BOND FUNDS? N X3827

Q834A4 - N29. TOTAL MKT VAL OTHER BONDS N X3828DK5_290 - DECISION TREE TYPE NDK8_290 - RANGE CARD/RANGE NDK9_290 - RANGE FROM CARD? NDK10_290 - DECISION TREE 1 NDK11_290 - DECISION TREE 2 NDK12_290 - DECISION TREE 3 NDK13_290 - DECISION TREE 4 NDK14_290 - DECISION TREE 5 NDK15_290 - DECISION TREE 6 NDK16_290 - DECISION TREE 7 NDK17_290 - RANGE CARD CDK19_290 - LOW END N

DK20_290 - HIGH END NDK21_290 - MIDPOINT (CALCULATED) NQ833A5 - N28. HAVE COMBINATION FUNDS? N X3829Q834A5 - N29. TOTAL MKT VAL COMBO FUNDS N X3830DK5_291 - DECISION TREE TYPE NDK8_291 - RANGE CARD/RANGE NDK9_291 - RANGE FROM CARD? NDK10_291 - DECISION TREE 1 NDK11_291 - DECISION TREE 2 NDK12_291 - DECISION TREE 3 NDK13_291 - DECISION TREE 4 NDK14_291 - DECISION TREE 5 NDK15_291 - DECISION TREE 6 N

DK16_291 - DECISION TREE 7 NDK17_291 - RANGE CARD CDK19_291 - LOW END NDK20_291 - HIGH END NDK21_291 - MIDPOINT (CALCULATED) NQ838 - N29_6. TOTAL VAL ALL MUTUAL FUNDS N X6704DK5_292 - DECISION TREE TYPE NDK8_292 - RANGE CARD/RANGE NDK9_292 - RANGE FROM CARD? NDK10_292 - DECISION TREE 1 NDK11_292 - DECISION TREE 2 NDK12_292 - DECISION TREE 3 NDK13_292 - DECISION TREE 4 N

DK14_292 - DECISION TREE 5 NDK15_292 - DECISION TREE 6 NDK16_292 - DECISION TREE 7 NDK17_292 - RANGE CARD CDK19_292 - LOW END NDK20_292 - HIGH END NDK21_292 - MIDPOINT (CALCULATED) NQ842 - N27_1. TOTAL NUMBER MUTUAL FUNDS N X3820Q843 - N30. OVERALL GAIN OR LOSE VALUE? N X3831Q844 - N30_1. PERCENT OR AMOUNT GAINED N X3832AQ845 - N30_1A. PERCENT GAIN N X3832



Q846 - N30_1B. AMOUNT GAIN N X3833DK5_293 - DECISION TREE TYPE NDK8_293 - RANGE CARD/RANGE NDK9_293 - RANGE FROM CARD? NDK10_293 - DECISION TREE 1 NDK11_293 - DECISION TREE 2 NDK12_293 - DECISION TREE 3 NDK13_293 - DECISION TREE 4 N

DK14_293 - DECISION TREE 5 NDK15_293 - DECISION TREE 6 NDK16_293 - DECISION TREE 7 NDK17_293 - RANGE CARD CDK19_293 - LOW END NDK20_293 - HIGH END NDK21_293 - MIDPOINT (CALCULATED) NQ848 - N30_2. PERCENT OR AMOUNT LOST N X3834AQ849 - N30_2A. PERCENT LOST N X3834Q850 - N30_2B. AMOUNT LOST N X3835DK5_294 - DECISION TREE TYPE NDK8_294 - RANGE CARD/RANGE NDK9_294 - RANGE FROM CARD? N

DK10_294 - DECISION TREE 1 NDK11_294 - DECISION TREE 2 NDK12_294 - DECISION TREE 3 NDK13_294 - DECISION TREE 4 NDK14_294 - DECISION TREE 5 NDK15_294 - DECISION TREE 6 NDK16_294 - DECISION TREE 7 NDK17_294 - RANGE CARD CDK19_294 - LOW END NDK20_294 - HIGH END NDK21_294 - MIDPOINT (CALCULATED) NQ852 - N31. HAVE GVMT SAVINGS BONDS? N X3901Q853 - N31_1. VALUE OF SAVINGS BONDS N X3902


DK21_295 - MIDPOINT (CALCULATED) NQ855 - N32. HAVE ANY OTHER BONDS? N X3903Q857A1 - N33_1-5. MORTGAGE BACKED BONDS? N X3905Q858A1 - N34_1-5. FACE VALUE MORT BACKED N X3906DK5_296 - DECISION TREE TYPE NDK8_296 - RANGE CARD/RANGE NDK9_296 - RANGE FROM CARD? NDK10_296 - DECISION TREE 1 NDK11_296 - DECISION TREE 2 NDK12_296 - DECISION TREE 3 NDK13_296 - DECISION TREE 4 N



DK14_296 - DECISION TREE 5 NDK15_296 - DECISION TREE 6 NDK16_296 - DECISION TREE 7 NDK17_296 - RANGE CARD CDK19_296 - LOW END NDK20_296 - HIGH END NDK21_296 - MIDPOINT (CALCULATED) NQ860A1 - N34_6-11. TOT MKT VAL MORT BACK N X7635


DK21_297 - MIDPOINT (CALCULATED) NQ857A2 - N33_1-5. HAVE GVMT BONDS/T BILL N X3907Q858A2 - N34_1-5. FACE VAL GVMT/T BILLS N X3908DK5_298 - DECISION TREE TYPE NDK8_298 - RANGE CARD/RANGE NDK9_298 - RANGE FROM CARD? NDK10_298 - DECISION TREE 1 NDK11_298 - DECISION TREE 2 NDK12_298 - DECISION TREE 3 NDK13_298 - DECISION TREE 4 NDK14_298 - DECISION TREE 5 NDK15_298 - DECISION TREE 6 NDK16_298 - DECISION TREE 7 N

DK17_298 - RANGE CARD CDK19_298 - LOW END NDK20_298 - HIGH END NDK21_298 - MIDPOINT (CALCULATED) NQ860A2 - N34_6-11. TOTAL MKT VAL T BILLS N X7636DK5_299 - DECISION TREE TYPE NDK8_299 - RANGE CARD/RANGE NDK9_299 - RANGE FROM CARD? NDK10_299 - DECISION TREE 1 NDK11_299 - DECISION TREE 2 NDK12_299 - DECISION TREE 3 NDK13_299 - DECISION TREE 4 NDK14_299 - DECISION TREE 5 N

DK15_299 - DECISION TREE 6 NDK16_299 - DECISION TREE 7 NDK17_299 - RANGE CARD CDK19_299 - LOW END NDK20_299 - HIGH END NDK21_299 - MIDPOINT (CALCULATED) NQ857A3 - N33_1-5. HAVE STATE/MUNIC BONDS N X3909Q858A3 - N34_1-5. FACE VAL STATE/MUNIC N X3910DK5_300 - DECISION TREE TYPE NDK8_300 - RANGE CARD/RANGE NDK9_300 - RANGE FROM CARD? N




DK19_300 - LOW END NDK20_300 - HIGH END NDK21_300 - MIDPOINT (CALCULATED) NQ860A3 - N34_6-11. TOT MKT VAL STATE/MUN N X7637DK5_301 - DECISION TREE TYPE NDK8_301 - RANGE CARD/RANGE NDK9_301 - RANGE FROM CARD? NDK10_301 - DECISION TREE 1 NDK11_301 - DECISION TREE 2 NDK12_301 - DECISION TREE 3 NDK13_301 - DECISION TREE 4 NDK14_301 - DECISION TREE 5 NDK15_301 - DECISION TREE 6 N

DK16_301 - DECISION TREE 7 NDK17_301 - RANGE CARD CDK19_301 - LOW END NDK20_301 - HIGH END NDK21_301 - MIDPOINT (CALCULATED) NQ857A4 - N33_1-5. HAVE ANY FOREIGN BONDS N X7631Q858A4 - N34_1-5. FACE VAL FOREIGN BONDS N X7633DK5_302 - DECISION TREE TYPE NDK8_302 - RANGE CARD/RANGE NDK9_302 - RANGE FROM CARD? NDK10_302 - DECISION TREE 1 NDK11_302 - DECISION TREE 2 NDK12_302 - DECISION TREE 3 N

DK13_302 - DECISION TREE 4 NDK14_302 - DECISION TREE 5 NDK15_302 - DECISION TREE 6 NDK16_302 - DECISION TREE 7 NDK17_302 - RANGE CARD CDK19_302 - LOW END NDK20_302 - HIGH END NDK21_302 - MIDPOINT (CALCULATED) NQ860A4 - N34_6-11. TOT MKT VAL FOR BONDS N X7638DK5_303 - DECISION TREE TYPE NDK8_303 - RANGE CARD/RANGE NDK9_303 - RANGE FROM CARD? NDK10_303 - DECISION TREE 1 N

DK11_303 - DECISION TREE 2 NDK12_303 - DECISION TREE 3 NDK13_303 - DECISION TREE 4 NDK14_303 - DECISION TREE 5 NDK15_303 - DECISION TREE 6 NDK16_303 - DECISION TREE 7 NDK17_303 - RANGE CARD CDK19_303 - LOW END NDK20_303 - HIGH END NDK21_303 - MIDPOINT (CALCULATED) NQ857A5 - N33_1-5. HAVE ANY CORP BONDS? N X7632



Q858A5 - N34_1-5. FACE VALUE CORP BONDS N X7634DK5_304 - DECISION TREE TYPE NDK8_304 - RANGE CARD/RANGE NDK9_304 - RANGE FROM CARD? NDK10_304 - DECISION TREE 1 NDK11_304 - DECISION TREE 2 NDK12_304 - DECISION TREE 3 NDK13_304 - DECISION TREE 4 N

DK14_304 - DECISION TREE 5 NDK15_304 - DECISION TREE 6 NDK16_304 - DECISION TREE 7 NDK17_304 - RANGE CARD CDK19_304 - LOW END NDK20_304 - HIGH END NDK21_304 - MIDPOINT (CALCULATED) NQ860A5 - N34_6-11. TOT MKT VAL CORP BOND N X7639DK5_305 - DECISION TREE TYPE NDK8_305 - RANGE CARD/RANGE NDK9_305 - RANGE FROM CARD? NDK10_305 - DECISION TREE 1 NDK11_305 - DECISION TREE 2 N

DK12_305 - DECISION TREE 3 NDK13_305 - DECISION TREE 4 NDK14_305 - DECISION TREE 5 NDK15_305 - DECISION TREE 6 NDK16_305 - DECISION TREE 7 NDK17_305 - RANGE CARD CDK19_305 - LOW END NDK20_305 - HIGH END NDK21_305 - MIDPOINT (CALCULATED) NQ864 - N34_12. TOT FACE VAL ALL BONDS N X6705DK5_306 - DECISION TREE TYPE NDK8_306 - RANGE CARD/RANGE NDK9_306 - RANGE FROM CARD? N

DK10_306 - DECISION TREE 1 NDK11_306 - DECISION TREE 2 NDK12_306 - DECISION TREE 3 NDK13_306 - DECISION TREE 4 NDK14_306 - DECISION TREE 5 NDK15_306 - DECISION TREE 6 NDK16_306 - DECISION TREE 7 NDK17_306 - RANGE CARD CDK19_306 - LOW END NDK20_306 - HIGH END NDK21_306 - MIDPOINT (CALCULATED) NQ866 - N34_13. TOT MKT VALUE ALL BONDS N X6706DK5_307 - DECISION TREE TYPE N




DK20_307 - HIGH END NDK21_307 - MIDPOINT (CALCULATED) NQ868 - N32_1. HOW MANY DIFF BONDS OWN? N X3904Q870 - N35. HAVE ANY PUBLIC TRADED STOCK N X3913Q871 - N36. NUMBER OF DIFFERENT STOCKS N X3914Q872 - N37. TOTAL MARKET VALUE OF STOCKS N X3915DK5_308 - DECISION TREE TYPE NDK8_308 - RANGE CARD/RANGE N

DK9_308 - RANGE FROM CARD? NDK10_308 - DECISION TREE 1 NDK11_308 - DECISION TREE 2 NDK12_308 - DECISION TREE 3 NDK13_308 - DECISION TREE 4 NDK14_308 - DECISION TREE 5 NDK15_308 - DECISION TREE 6 NDK16_308 - DECISION TREE 7 NDK17_308 - RANGE CARD CDK19_308 - LOW END NDK20_308 - HIGH END NDK21_308 - MIDPOINT (CALCULATED) NQ883 - N39. STOCK IN COMPANY WHERE WORK? N X3921

Q884 - N39_05.THIS STOCK INCLUDED IN TOT N X7191Q885 - N39_1. MARKET VALUE OF STOCK N X3922DK5_309 - DECISION TREE TYPE NDK8_309 - RANGE CARD/RANGE NDK9_309 - RANGE FROM CARD? NDK10_309 - DECISION TREE 1 NDK11_309 - DECISION TREE 2 NDK12_309 - DECISION TREE 3 NDK13_309 - DECISION TREE 4 NDK14_309 - DECISION TREE 5 NDK15_309 - DECISION TREE 6 NDK16_309 - DECISION TREE 7 NDK17_309 - RANGE CARD C

DK19_309 - LOW END NDK20_309 - HIGH END NDK21_309 - MIDPOINT (CALCULATED) NQ887 - N39_2. HAVE STOCK IN FOREIGN CO? N X7640Q888 - N39_2_1. FOREIGN STOCK INCLUDED? N X7192Q890 - N39_3. MARKET VALUE OF STOCK N X7641DK5_310 - DECISION TREE TYPE NDK8_310 - RANGE CARD/RANGE NDK9_310 - RANGE FROM CARD? NDK10_310 - DECISION TREE 1 NDK11_310 - DECISION TREE 2 NDK12_310 - DECISION TREE 3 NDK13_310 - DECISION TREE 4 N

DK14_310 - DECISION TREE 5 NDK15_310 - DECISION TREE 6 NDK16_310 - DECISION TREE 7 NDK17_310 - RANGE CARD CDK19_310 - LOW END NDK20_310 - HIGH END NDK21_310 - MIDPOINT (CALCULATED) NQ874 - N38. OVERALL GAIN OR LOSE VALUE? N X3916Q875 - N38_1. PERCENT OR AMOUNT GAINED N X3917AQ876 - N38_1A. PERCENT GAINED N X3917Q877 - N38_1B. AMOUNT GAINED N X3918




DK15_311 - DECISION TREE 6 NDK16_311 - DECISION TREE 7 NDK17_311 - RANGE CARD CDK19_311 - LOW END NDK20_311 - HIGH END NDK21_311 - MIDPOINT (CALCULATED) NQ879 - N38_2. PERCENT OR AMOUNT LOST N X3919AQ880 - N38_2A. PERCENT LOST N X3919Q881 - N38_2B. AMOUNT LOST N X3920DK5_312 - DECISION TREE TYPE NDK8_312 - RANGE CARD/RANGE NDK9_312 - RANGE FROM CARD? NDK10_312 - DECISION TREE 1 N

DK11_312 - DECISION TREE 2 NDK12_312 - DECISION TREE 3 NDK13_312 - DECISION TREE 4 NDK14_312 - DECISION TREE 5 NDK15_312 - DECISION TREE 6 NDK16_312 - DECISION TREE 7 NDK17_312 - RANGE CARD CDK19_312 - LOW END NDK20_312 - HIGH END NDK21_312 - MIDPOINT (CALCULATED) NQ892 - N40. HAVE BROKERAGE ACCOUNT? N X3923Q893A1 - N40_1.INSTITUTION N X3924Q893A2 - N40_1.INSTITUTION N X3925

Q893A3 - N40_1.INSTITUTION N X3926Q893A4 - N40_1.INSTITUTION N X3927Q893A5 - N40_1.INSTITUTION N X7642Q893A6 - N40_1.INSTITUTION N X6668Q893A7 - N40_1.INSTITUTION N X6669Q893A8 - N40_1.INSTITUTION N X7642CQ893A9 - N40_1.INSTITUTION N X7642DQ893A10 - N40_1.INSTITUTION N X7642EQ893A11 - N40_1.INSTITUTION N X7642FQ896 - N40_2.TIMES BOUGHT OR SOLD STOCKS N X3928Q897 - N40_2F.FREQ BOUGHT OR SOLD STOCKS N X7193Q899 - N40_3.CASH/CALL MONEY ACCOUNTS? N X3929Q900 - N40_4.VAL OF CASH/CALL MONEY ACCT N X3930




DK19_313 - LOW END NDK20_313 - HIGH END NDK21_313 - MIDPOINT (CALCULATED) NQ902 - N40_5. MARGIN LOANS? N X3931Q903 - N40_5A. TELL ME EARLIER? N X7194Q904 - N40_5B. WHERE? N X7195Q905 - N40_6. BALANCE ON MARGIN LOANS N X3932DK5_314 - DECISION TREE TYPE N


Q907 - N41. INCOME FROM TRUST, ANNUITY? N X3933Q908A1 - N42.TRUST, ANNU, MANAGE INVEST? N X3934AQ908A2 - N42.TRUST, ANNU, MANAGE INVEST? N X3935AQ908A3 - N42.TRUST, ANNU, MANAGE INVEST? N X3936AQ908A4 - N42.TRUST, ANNU, MANAGE INVEST? N X3937AQ910 - N43. ENTITLED ONLY TO INCOME? N X3938Q911 - N43_1.AMOUNT OF INCOME FROM TRUST N X3939DK5_315 - DECISION TREE TYPE NDK8_315 - RANGE CARD/RANGE NDK9_315 - RANGE FROM CARD? NDK10_315 - DECISION TREE 1 NDK11_315 - DECISION TREE 2 NDK12_315 - DECISION TREE 3 N

DK13_315 - DECISION TREE 4 NDK14_315 - DECISION TREE 5 NDK15_315 - DECISION TREE 6 NDK16_315 - DECISION TREE 7 NDK17_315 - RANGE CARD CDK19_315 - LOW END NDK20_315 - HIGH END NDK21_315 - MIDPOINT (CALCULATED) NQ913 - N43_2. TRUSTS W/EQUITY INTEREST? N X3940Q914 - N43_3. DOLLAR AMOUNT OF INTEREST N X3941DK5_316 - DECISION TREE TYPE NDK8_316 - RANGE CARD/RANGE NDK9_316 - RANGE FROM CARD? N




Q916 - N44. VALUE OF INTEREST N X3942DK5_317 - DECISION TREE TYPE NDK8_317 - RANGE CARD/RANGE NDK9_317 - RANGE FROM CARD? NDK10_317 - DECISION TREE 1 NDK11_317 - DECISION TREE 2 NDK12_317 - DECISION TREE 3 NDK13_317 - DECISION TREE 4 N

DK14_317 - DECISION TREE 5 NDK15_317 - DECISION TREE 6 NDK16_317 - DECISION TREE 7 NDK17_317 - RANGE CARD CDK19_317 - LOW END NDK20_317 - HIGH END NDK21_317 - MIDPOINT (CALCULATED) NQ918A1 - N45. INSTITUTION N X3943Q918A2 - N45. INSTITUTION N X3944Q918A3 - N45. INSTITUTION N X3945Q918A4 - N45. INSTITUTION N X3946Q918A5 - N45. INSTITUTION N X7643Q918A6 - N45. INSTITUTION N X7643A

Q918A7 - N45. INSTITUTION N X7643BQ918A8 - N45. INSTITUTION N X7643CQ918A9 - N45. INSTITUTION N X7643DQ918A10 - N45. INSTITUTION N X7643EQ918A11 - N45. INSTITUTION N X7643FQ921 - N46. HOW TRUST MONEY INVESTED? N X3947Q924 - N47. HAVE LIFE INSURANCE? N X4001Q925 - N48. HAVE INDIVIDUAL TERM POLICY? N X4002Q926 - N48_1. FACE VALUE OF POLICIES N X4003DK5_318 - DECISION TREE TYPE NDK8_318 - RANGE CARD/RANGE NDK9_318 - RANGE FROM CARD? NDK10_318 - DECISION TREE 1 N

DK11_318 - DECISION TREE 2 NDK12_318 - DECISION TREE 3 NDK13_318 - DECISION TREE 4 NDK14_318 - DECISION TREE 5 NDK15_318 - DECISION TREE 6 NDK16_318 - DECISION TREE 7 NDK17_318 - RANGE CARD CDK19_318 - LOW END NDK20_318 - HIGH END NDK21_318 - MIDPOINT (CALCULATED) NQ928 - N48_2. HAVE WHOLE LIFE POLICY? N X4004Q929 - N49.HAVE POLICY BUILDS CASH VALUE N X7644Q931 - N49_1. FACE VALUE OF POLICY N X4005




DK19_319 - LOW END NDK20_319 - HIGH END NDK21_319 - MIDPOINT (CALCULATED) NQ933 - N49_2. CASH VALUE OF POLICIES N X4006DK5_320 - DECISION TREE TYPE NDK8_320 - RANGE CARD/RANGE NDK9_320 - RANGE FROM CARD? NDK10_320 - DECISION TREE 1 N

DK11_320 - DECISION TREE 2 NDK12_320 - DECISION TREE 3 NDK13_320 - DECISION TREE 4 NDK14_320 - DECISION TREE 5 NDK15_320 - DECISION TREE 6 NDK16_320 - DECISION TREE 7 NDK17_320 - RANGE CARD CDK19_320 - LOW END NDK20_320 - HIGH END NDK21_320 - MIDPOINT (CALCULATED) NQ935 - N49_3. BORROWING AGAINST POLICY? N X4007Q936 - N49_4. NET OR GROSS VALUE N X4008Q937 - N49_5. RECORD LOANS EARLIER? N X4009

Q938 - N49_6. WHICH PREV RECORDED LOAN? N X7645Q940 - N49_7. AMOUNT CURRENTLY BORROWED N X4010DK5_321 - DECISION TREE TYPE NDK8_321 - RANGE CARD/RANGE NDK9_321 - RANGE FROM CARD? NDK10_321 - DECISION TREE 1 NDK11_321 - DECISION TREE 2 NDK12_321 - DECISION TREE 3 NDK13_321 - DECISION TREE 4 NDK14_321 - DECISION TREE 5 NDK15_321 - DECISION TREE 6 NDK16_321 - DECISION TREE 7 NDK17_321 - RANGE CARD C

DK19_321 - LOW END NDK20_321 - HIGH END NDK21_321 - MIDPOINT (CALCULATED) NQ942 - N49_8. AMOUNT OF TYPICAL PAYMENTS N X4011DK5_322 - DECISION TREE TYPE NDK8_322 - RANGE CARD/RANGE NDK9_322 - RANGE FROM CARD? NDK10_322 - DECISION TREE 1 NDK11_322 - DECISION TREE 2 NDK12_322 - DECISION TREE 3 NDK13_322 - DECISION TREE 4 NDK14_322 - DECISION TREE 5 NDK15_322 - DECISION TREE 6 N

DK16_322 - DECISION TREE 7 NDK17_322 - RANGE CARD CDK19_322 - LOW END NDK20_322 - HIGH END NDK21_322 - MIDPOINT (CALCULATED) NQ944 - N49_8F. FREQ OF TYPICAL PAYMENT N X4012Q946 - N49_9. ANNUAL RATE OF INTEREST N X4013Q947 - N49_10. AMT OF PMT ON POLICY N X4014DK5_323 - DECISION TREE TYPE NDK8_323 - RANGE CARD/RANGE NDK9_323 - RANGE FROM CARD? N




DK19_323 - LOW END NDK20_323 - HIGH END NDK21_323 - MIDPOINT (CALCULATED) NQ949 - N49_10F. FREQ OF PAYMENT N X4015Q951 - N50. FACE VALUE OF LIFE INSURANCE N X4016DK5_324 - DECISION TREE TYPE NDK8_324 - RANGE CARD/RANGE NDK9_324 - RANGE FROM CARD? NDK10_324 - DECISION TREE 1 NDK11_324 - DECISION TREE 2 NDK12_324 - DECISION TREE 3 NDK13_324 - DECISION TREE 4 NDK14_324 - DECISION TREE 5 N

DK15_324 - DECISION TREE 6 NDK16_324 - DECISION TREE 7 NDK17_324 - RANGE CARD CDK19_324 - LOW END NDK20_324 - HIGH END NDK21_324 - MIDPOINT (CALCULATED) NQ953 - N51.OWED MONEY BY FRIENDS/OTHERS? N X4017Q954 - N51_1. AMOUNT OWED TO R N X4018DK5_325 - DECISION TREE TYPE NDK8_325 - RANGE CARD/RANGE NDK9_325 - RANGE FROM CARD? NDK10_325 - DECISION TREE 1 NDK11_325 - DECISION TREE 2 N

DK12_325 - DECISION TREE 3 NDK13_325 - DECISION TREE 4 NDK14_325 - DECISION TREE 5 NDK15_325 - DECISION TREE 6 NDK16_325 - DECISION TREE 7 NDK17_325 - RANGE CARD CDK19_325 - LOW END NDK20_325 - HIGH END NDK21_325 - MIDPOINT (CALCULATED) NQ956 - N52. HAVE ANY OTHER ASSETS? N X4019Q960A1 - N52_2. VALUE HAVE IN ASSET N X4022DK5_326 - DECISION TREE TYPE NDK8_326 - RANGE CARD/RANGE N




DK21_326 - MIDPOINT (CALCULATED) NQ962A1 - N52_3. ANY OTHER ASSETS? N X4023Q960A2 - N52_2. VALUE HAVE IN ASSET N X4026DK5_327 - DECISION TREE TYPE NDK8_327 - RANGE CARD/RANGE NDK9_327 - RANGE FROM CARD? NDK10_327 - DECISION TREE 1 NDK11_327 - DECISION TREE 2 N

DK12_327 - DECISION TREE 3 NDK13_327 - DECISION TREE 4 NDK14_327 - DECISION TREE 5 NDK15_327 - DECISION TREE 6 NDK16_327 - DECISION TREE 7 NDK17_327 - RANGE CARD CDK19_327 - LOW END NDK20_327 - HIGH END NDK21_327 - MIDPOINT (CALCULATED) NQ962A2 - N52_3. ANY OTHER ASSETS? N X4027Q960A3 - N52_2. VALUE HAVE IN ASSET N X4030DK5_328 - DECISION TREE TYPE NDK8_328 - RANGE CARD/RANGE N

DK9_328 - RANGE FROM CARD? NDK10_328 - DECISION TREE 1 NDK11_328 - DECISION TREE 2 NDK12_328 - DECISION TREE 3 NDK13_328 - DECISION TREE 4 NDK14_328 - DECISION TREE 5 NDK15_328 - DECISION TREE 6 NDK16_328 - DECISION TREE 7 NDK17_328 - RANGE CARD CDK19_328 - LOW END NDK20_328 - HIGH END NDK21_328 - MIDPOINT (CALCULATED) NQ962A3 - N52_3. ANY OTHER ASSETS? N X4030A

Q963 - N53. OWE ANY OTHER MONEY? N X4031Q964 - N53_1. AMOUNT OWED N X4032DK5_329 - DECISION TREE TYPE NDK8_329 - RANGE CARD/RANGE NDK9_329 - RANGE FROM CARD? NDK10_329 - DECISION TREE 1 NDK11_329 - DECISION TREE 2 NDK12_329 - DECISION TREE 3 NDK13_329 - DECISION TREE 4 NDK14_329 - DECISION TREE 5 NDK15_329 - DECISION TREE 6 NDK16_329 - DECISION TREE 7 NDK17_329 - RANGE CARD C

DK19_329 - LOW END NDK20_329 - HIGH END NDK21_329 - MIDPOINT (CALCULATED) NQ967 - N55.ACCT HELD IN FOREIGN CURRENCY N X7647Q977A1 - R0. WHO IS PROVIDING INFO? N X7196Q979A1B1 - R1. R PRESENT JOB STATUS N X6670Q979A1B2 - R1. R PRESENT JOB STATUS N X6671Q979A1B3 - R1. R PRESENT JOB STATUS N X6672Q979A1B4 - R1. R PRESENT JOB STATUS N X6673Q979A1B5 - R1. R PRESENT JOB STATUS N X6674Q979A1B6 - R1. R PRESENT JOB STATUS N X6675



Q979A1B7 - R1. R PRESENT JOB STATUS N X6676Q979A1B8 - R1. R PRESENT JOB STATUS N X6677Q981A1 - R1_1. EXPECT TO GO BACK TO JOB N X4101Q982A1 - R1_2. WHEN LAST WORK - MONTH N X4102Q983A1 - R1_2. WHEN LAST WORK - YEAR N X4103Q984A1 - R1_3. DOING ANY WORK CURRENTLY? N X7588Q985A1 - R1_4. DISABLED: YEAR, AGE, AGO N X4104AQ986A1 - R1_4YR. YEAR WHEN DISABLED N X4104

Q987A1 - R1_4AGE. AGE WHEN DISABLED N X7197Q988A1 - R1_4YRS. YEARS AGO DISABLED N X7198Q989A1 - R1_5. DOING ANY WORK CURRENTLY? N X4105Q990A1 - R2. EMPLOYED BY ELSE OR SELF? N X4106Q995A1 - R6. HOURS IN NORMAL WEEK N X4110Q996A1 - R7. WEEKS IN NORMAL YEAR N X4111Q997A1 - R8. AMOUNT EARNED BEFORE TAXES N X4112DK5_330 - DECISION TREE TYPE NDK8_330 - RANGE CARD/RANGE NDK9_330 - RANGE FROM CARD? NDK10_330 - DECISION TREE 1 NDK11_330 - DECISION TREE 2 NDK12_330 - DECISION TREE 3 N

DK13_330 - DECISION TREE 4 NDK14_330 - DECISION TREE 5 NDK15_330 - DECISION TREE 6 NDK16_330 - DECISION TREE 7 NDK17_330 - RANGE CARD CDK19_330 - LOW END NDK20_330 - HIGH END NDK21_330 - MIDPOINT (CALCULATED) NQ999A1 - R8F. FREQ OF EARNINGS REPORTED N X4113Q1001A1 - R8_1. EARN IN PAST YEAR N X6657DK5_331 - DECISION TREE TYPE NDK8_331 - RANGE CARD/RANGE NDK9_331 - RANGE FROM CARD? N

DK10_331 - DECISION TREE 1 NDK11_331 - DECISION TREE 2 NDK12_331 - DECISION TREE 3 NDK13_331 - DECISION TREE 4 NDK14_331 - DECISION TREE 5 NDK15_331 - DECISION TREE 6 NDK16_331 - DECISION TREE 7 NDK17_331 - RANGE CARD CDK19_331 - LOW END NDK20_331 - HIGH END NDK21_331 - MIDPOINT (CALCULATED) NQ1003A1 - R9. HOW MANY EMPLOYEES N X4114Q1004A1 - R10. YEARS/AGE/YEAR N X4115A

Q1005A1 - R10YRS. YEARS WORKED FOR EMP N X4115Q1006A1 - R10AGE. SINCE WHAT AGE? N X7199Q1007A1 - R10YR. SINCE WHAT YEAR? N X7679Q1008A1 - R11. YEARS/AGE/YEAR N X4116AQ1009A1 - R11YRS. # YEARS EXPECT TO WORK N X4116Q1010A1 - R11AGE. UNTIL WHAT AGE? N X7680Q1584A1 - R11YR. UNTIL WHAT YEAR? N X7200Q1011A1 - R12. JOB COVERED BY UNION CONT N X4117Q1012A1 - R13. INSURANCE IF DISABLED? N X7681Q1015A1 - R14_2. HOURS IN NORMAL WEEK-SE N X4123Q1016A1 - R14_3. WEEKS IN NORMAL YEAR-SE N X4124



Q1017A1 - R14_4. YEARS/AGE/YEAR N X4121AQ1018A1 - R14_4YRS. YRS IN THIS BUSINESS N X4121Q1019A1 - R14_4AGE. SINCE WHAT AGE? N X7201Q1020A1 - R14_4YR. SINCE WHAT YEAR? N X7682Q1021A1 - R14_5. YEARS/AGE/YEAR N X4122AQ1022A1 - R14_5YRS.YRS EXPCT TO CONTINUE N X4122Q1023A1 - R14_5AGE. UNTIL WHAT AGE? N X7683Q1024A1 - R14_5YR. UNTIL WHAT YEAR? N X7202

Q1025A1 - R14_6. PAID REGULAR SALARY-SE? N X4125Q1026A1 - R14_7. AMT EARNED BEFORE TAXES N X4129DK5_332 - DECISION TREE TYPE NDK8_332 - RANGE CARD/RANGE NDK9_332 - RANGE FROM CARD? NDK10_332 - DECISION TREE 1 NDK11_332 - DECISION TREE 2 NDK12_332 - DECISION TREE 3 NDK13_332 - DECISION TREE 4 NDK14_332 - DECISION TREE 5 NDK15_332 - DECISION TREE 6 NDK16_332 - DECISION TREE 7 NDK17_332 - RANGE CARD C

DK19_332 - LOW END NDK20_332 - HIGH END NDK21_332 - MIDPOINT (CALCULATED) NQ1028A1 - R14_7F. FREQ OF REPORT EARN-SE N X4130Q1030A1 - R14_8. PAID PORTION OF NET-SE? N X4127Q1031A1 - R14_9. NONSALARY EARNINGS-SE N X4131DK5_333 - DECISION TREE TYPE NDK8_333 - RANGE CARD/RANGE NDK9_333 - RANGE FROM CARD? NDK10_333 - DECISION TREE 1 NDK11_333 - DECISION TREE 2 NDK12_333 - DECISION TREE 3 NDK13_333 - DECISION TREE 4 N

DK14_333 - DECISION TREE 5 NDK15_333 - DECISION TREE 6 NDK16_333 - DECISION TREE 7 NDK17_333 - RANGE CARD CDK19_333 - LOW END NDK20_333 - HIGH END NDK21_333 - MIDPOINT (CALCULATED) NQ1033A1 - R14_9. FREQ OF NONSALARY EARN N X4132Q1035A1 - R14_10. NUMBER OF EMPLOYEES N X7203Q1036A1 - R14_11. JOB COVERED BY UNION? N X4133Q1037A1 - R14_12. INSURANCE IF DISABLED? N X7684Q1038A1 - R14_13. ANY PENSIONS THRU JOB? N X4134Q1039A1 - R15. ANY PENSIONS THRU JOB? N X4135

Q1040A1 - R16. EMPLOYER OFFER PLANS? N X4136Q1041A1 - R16_1. ELIGIBLE FOR PLANS? N X4137Q1042A1A - R16_2. WHAT KINDS OF PLANS? N X7204AQ1042A1B - R16_2. WHAT KINDS OF PLANS? N X7204BQ1042A1C - R16_2. WHAT KINDS OF PLANS? N X7204CQ1042A1D - R16_2. WHAT KINDS OF PLANS? N X7204DQ1042A1E - R16_2. WHAT KINDS OF PLANS? N X7204EQ1044A1 - R16_3. WILL YOU BE ELIGIBLE? N X4138Q1046A1 - R17. NUMBER OF PLANS N X4139Q1047A1 - R17_1.CURRENTLY RECEIVING PMTS N X4140Q1048A1 - R17_2.ANY NOT YET RECEIVE PMTS N X4141



Q1049A1 - R17_3. NUMBER OF PLANS N X6698Q1051A11 - R19. PENSION OR TAX-DEFER SAV N X4202Q1053A11 - R20. FORMULA OR ACCOUNT PLAN N X4203Q1054A11 - R21. AMOUNT ACCUMULATED N X4204DK5_334 - DECISION TREE TYPE NDK8_334 - RANGE CARD/RANGE NDK9_334 - RANGE FROM CARD? NDK10_334 - DECISION TREE 1 N

DK11_334 - DECISION TREE 2 NDK12_334 - DECISION TREE 3 NDK13_334 - DECISION TREE 4 NDK14_334 - DECISION TREE 5 NDK15_334 - DECISION TREE 6 NDK16_334 - DECISION TREE 7 NDK17_334 - RANGE CARD CDK19_334 - LOW END NDK20_334 - HIGH END NDK21_334 - MIDPOINT (CALCULATED) NQ1056A11 - R21_05.CAN BORROW AGNST ACCT? N X7205Q1057A11 - R21_1. YEARS/AGE/YEAR N X7685AQ1058A11 - R21_1YRS. # OF YEARS IN PLAN N X7685

Q1059A11 - R21_1AGE. SINCE WHAT AGE? N X7206Q1060A11 - R21_1YR. SINCE WHAT YEAR? N X7207Q1061A11 - R22. MAKE CONTRIBUTIONS NOW? N X4205Q1062A11 - R23. PERCENT/AMOUNT/VARIABLE N X4206AQ1063A11 - R23_1PCT. PERCENT PAID N X4206Q1064A11 - R23_1AMT. AMT/VARIABLE PAID N X4207DK5_335 - DECISION TREE TYPE NDK8_335 - RANGE CARD/RANGE NDK9_335 - RANGE FROM CARD? NDK10_335 - DECISION TREE 1 NDK11_335 - DECISION TREE 2 NDK12_335 - DECISION TREE 3 NDK13_335 - DECISION TREE 4 N

DK14_335 - DECISION TREE 5 NDK15_335 - DECISION TREE 6 NDK16_335 - DECISION TREE 7 NDK17_335 - RANGE CARD CDK19_335 - LOW END NDK20_335 - HIGH END NDK21_335 - MIDPOINT (CALCULATED) NQ1066A11 - R23_1F. FREQ OF CONTRIBUTIONS N X4208Q1068A11 - R24. AGE/YEARS/YEAR N X4209AQ1069A11 - R24AGE. AGE EXPECT TO RECEIVE N X4209Q1070A11 - R24YEARS. IN NUMBER OF YEARS N X7686Q1071A11 - R24YEAR. IN YEAR N X7208Q1072A11 - R25. AMT/PERCENT OF FINAL PAY N X6661

Q1073A11 - R25AMT. AMOUNT OF BENEFITS N X4210DK5_336 - DECISION TREE TYPE NDK8_336 - RANGE CARD/RANGE NDK9_336 - RANGE FROM CARD? NDK10_336 - DECISION TREE 1 NDK11_336 - DECISION TREE 2 NDK12_336 - DECISION TREE 3 NDK13_336 - DECISION TREE 4 NDK14_336 - DECISION TREE 5 NDK15_336 - DECISION TREE 6 NDK16_336 - DECISION TREE 7 N



DK17_336 - RANGE CARD CDK19_336 - LOW END NDK20_336 - HIGH END NDK21_336 - MIDPOINT (CALCULATED) NQ1075A11 - R25PCT. PERCENT OF FINAL PAY N X4212Q1076A11 - R25F. FREQUENCY OF BENEFITS N X4211Q1078A11 - R26. LEAVE JOB, WHAT HAPPENS? N X4213Q1080A11 - R26_1. AMOUNT OF BENEFIT N X4214


DK21_337 - MIDPOINT (CALCULATED) NQ1082A11 - R26_1F. FREQUENCY OF BENEFIT N X7691Q1084A11 - R26_2. AMOUNT OF BENEFIT N X4214ADK5_338 - DECISION TREE TYPE NDK8_338 - RANGE CARD/RANGE NDK9_338 - RANGE FROM CARD? NDK10_338 - DECISION TREE 1 NDK11_338 - DECISION TREE 2 NDK12_338 - DECISION TREE 3 NDK13_338 - DECISION TREE 4 NDK14_338 - DECISION TREE 5 NDK15_338 - DECISION TREE 6 NDK16_338 - DECISION TREE 7 N

DK17_338 - RANGE CARD CDK19_338 - LOW END NDK20_338 - HIGH END NDK21_338 - MIDPOINT (CALCULATED) NQ1086A11 - R27. ANOTHER PLAN? N X4215Q1087A11 - R28. WHAT TYPE? (THRIFT,401K) N X4216Q1089A11 - R29. YEARS/AGE/YEAR N X4217AQ1090A11 - R29YRS. # OF YEARS IN PLAN N X4217Q1091A11 - R29AGE. SINCE WHAT AGE? N X7209Q1092A11 - R29YR. SINCE WHAT YEAR? N X7210Q1093A11 - R30. EMPLOYER CONTRIBUTE? N X4218Q1094A11 - R30_1.PERCENT/AMOUNT/VARIABLE N X4219AQ1095A11 - R30_2A. PERCENT PAID N X4219

Q1096A11 - R30_2B. AMOUNT/VARIABLE PAID N X4220DK5_339 - DECISION TREE TYPE NDK8_339 - RANGE CARD/RANGE NDK9_339 - RANGE FROM CARD? NDK10_339 - DECISION TREE 1 NDK11_339 - DECISION TREE 2 NDK12_339 - DECISION TREE 3 NDK13_339 - DECISION TREE 4 NDK14_339 - DECISION TREE 5 NDK15_339 - DECISION TREE 6 NDK16_339 - DECISION TREE 7 N



DK17_339 - RANGE CARD CDK19_339 - LOW END NDK20_339 - HIGH END NDK21_339 - MIDPOINT (CALCULATED) NQ1098A11 - R30_2. FREQ OF EMPLOYER CONT N X4221Q1100A11 - R31. WITHDRAW FOR EMERGENCY? N X4231Q1101A11 - R32. BORROW AGAINST ACCOUNT? N X4227Q1102A11 - R33. HAVE LOAN AGAINST ACCT? N X4228

Q1103A11 - R33_1. LOAN BALANCE N X4229DK5_340 - DECISION TREE TYPE NDK8_340 - RANGE CARD/RANGE NDK9_340 - RANGE FROM CARD? NDK10_340 - DECISION TREE 1 NDK11_340 - DECISION TREE 2 NDK12_340 - DECISION TREE 3 NDK13_340 - DECISION TREE 4 NDK14_340 - DECISION TREE 5 NDK15_340 - DECISION TREE 6 NDK16_340 - DECISION TREE 7 NDK17_340 - RANGE CARD CDK19_340 - LOW END N

DK20_340 - HIGH END NDK21_340 - MIDPOINT (CALCULATED) NQ1105A11 - R33_2. REPORT LOAN EARLIER? N X4230Q1106A11 - R33_3. WHICH LOAN? N X7694Q1108A11 - R33_4. AMOUNT OF PAYMENTS N X7211DK5_341 - DECISION TREE TYPE NDK8_341 - RANGE CARD/RANGE NDK9_341 - RANGE FROM CARD? NDK10_341 - DECISION TREE 1 NDK11_341 - DECISION TREE 2 NDK12_341 - DECISION TREE 3 NDK13_341 - DECISION TREE 4 NDK14_341 - DECISION TREE 5 N

DK15_341 - DECISION TREE 6 NDK16_341 - DECISION TREE 7 NDK17_341 - RANGE CARD CDK19_341 - LOW END NDK20_341 - HIGH END NDK21_341 - MIDPOINT (CALCULATED) NQ1110A11 - R33_4F. FREQUENCY OF PAYMENTS N X7212Q1112A11 - R34. CONTRIBUTE TO PLAN NOW? N X4222Q1113A11 - R34_1.PERCENT/AMOUNT/VARIABLE N X4223AQ1114A11 - R34_2A. PERCENT CONTRIBUTED N X4223Q1115A11 - R34_2B. AMOUNT CONTRIBUTED N X4224DK5_342 - DECISION TREE TYPE NDK8_342 - RANGE CARD/RANGE N




DK21_342 - MIDPOINT (CALCULATED) NQ1117A11 - R34_2C. FREQ OF CONTRIBUTION N X4225Q1119A11 - R35. AMOUNT IN ACCOUNT N X4226DK5_343 - DECISION TREE TYPE NDK8_343 - RANGE CARD/RANGE NDK9_343 - RANGE FROM CARD? NDK10_343 - DECISION TREE 1 NDK11_343 - DECISION TREE 2 N

DK12_343 - DECISION TREE 3 NDK13_343 - DECISION TREE 4 NDK14_343 - DECISION TREE 5 NDK15_343 - DECISION TREE 6 NDK16_343 - DECISION TREE 7 NDK17_343 - RANGE CARD CDK19_343 - LOW END NDK20_343 - HIGH END NDK21_343 - MIDPOINT (CALCULATED) NQ1121A11 - R36. IF LEAVE JOB, LOSE ALL? N X4232Q1123A11 - R36_1. PERCENT/AMOUNT N X4233AQ1124A11 - R36_1PCT. PERCENT LOSE N X4233Q1125A11 - R36_1AMT. AMOUNT LOSE N X7697


DK21_344 - MIDPOINT (CALCULATED) NQ1127A11 - R37. HOW INVESTED? N X4234Q1129A11 - R37_1. CONTROL HOW INVESTED? N X7213Q1130A11 - R38. ANOTHER PLAN? N X4235Q1051A12 - R19. PENSION OR TAX-DEFER SAV N X4302Q1053A12 - R20. FORMULA OR ACCOUNT PLAN N X4303Q1054A12 - R21. AMOUNT ACCUMULATED N X4304DK5_345 - DECISION TREE TYPE NDK8_345 - RANGE CARD/RANGE NDK9_345 - RANGE FROM CARD? NDK10_345 - DECISION TREE 1 NDK11_345 - DECISION TREE 2 NDK12_345 - DECISION TREE 3 N

DK13_345 - DECISION TREE 4 NDK14_345 - DECISION TREE 5 NDK15_345 - DECISION TREE 6 NDK16_345 - DECISION TREE 7 NDK17_345 - RANGE CARD CDK19_345 - LOW END NDK20_345 - HIGH END NDK21_345 - MIDPOINT (CALCULATED) NQ1056A12 - R21_05.CAN BORROW AGNST ACCT? N X7214Q1057A12 - R21_1. YEARS/AGE/YEAR N X7687AQ1058A12 - R21_1YRS. # OF YEARS IN PLAN N X7687



Q1059A12 - R21_1AGE. SINCE WHAT AGE? N X7215Q1060A12 - R21_1YR. SINCE WHAT YEAR? N X7216Q1061A12 - R22. MAKE CONTRIBUTIONS NOW? N X4305Q1062A12 - R23. PERCENT/AMOUNT/VARIABLE N X4306AQ1063A12 - R23_1PCT. PERCENT PAID N X4306Q1064A12 - R23_1AMT. AMT/VARIABLE PAID N X4307DK5_346 - DECISION TREE TYPE NDK8_346 - RANGE CARD/RANGE N

DK9_346 - RANGE FROM CARD? NDK10_346 - DECISION TREE 1 NDK11_346 - DECISION TREE 2 NDK12_346 - DECISION TREE 3 NDK13_346 - DECISION TREE 4 NDK14_346 - DECISION TREE 5 NDK15_346 - DECISION TREE 6 NDK16_346 - DECISION TREE 7 NDK17_346 - RANGE CARD CDK19_346 - LOW END NDK20_346 - HIGH END NDK21_346 - MIDPOINT (CALCULATED) NQ1066A12 - R23_1F. FREQ OF CONTRIBUTIONS N X4308

Q1068A12 - R24. AGE/YEARS/YEAR N X4309AQ1069A12 - R24AGE. AGE EXPECT TO RECEIVE N X4309Q1070A12 - R24YEARS. IN NUMBER OF YEARS N X7688Q1071A12 - R24YEAR. IN YEAR N X7217Q1072A12 - R25. AMT/PERCENT OF FINAL PAY N X6662Q1073A12 - R25AMT. AMOUNT OF BENEFITS N X4310DK5_347 - DECISION TREE TYPE NDK8_347 - RANGE CARD/RANGE NDK9_347 - RANGE FROM CARD? NDK10_347 - DECISION TREE 1 NDK11_347 - DECISION TREE 2 NDK12_347 - DECISION TREE 3 NDK13_347 - DECISION TREE 4 N

DK14_347 - DECISION TREE 5 NDK15_347 - DECISION TREE 6 NDK16_347 - DECISION TREE 7 NDK17_347 - RANGE CARD CDK19_347 - LOW END NDK20_347 - HIGH END NDK21_347 - MIDPOINT (CALCULATED) NQ1075A12 - R25PCT. PERCENT OF FINAL PAY N X4312Q1076A12 - R25F. FREQUENCY OF BENEFITS N X4311Q1078A12 - R26. LEAVE JOB, WHAT HAPPENS? N X4313Q1080A12 - R26_1. AMOUNT OF BENEFIT N X4314DK5_348 - DECISION TREE TYPE NDK8_348 - RANGE CARD/RANGE N




DK21_348 - MIDPOINT (CALCULATED) NQ1082A12 - R26_1F. FREQUENCY OF BENEFIT N X7692Q1084A12 - R26_2. AMOUNT OF BENEFIT N X4314ADK5_349 - DECISION TREE TYPE NDK8_349 - RANGE CARD/RANGE NDK9_349 - RANGE FROM CARD? NDK10_349 - DECISION TREE 1 NDK11_349 - DECISION TREE 2 N

DK12_349 - DECISION TREE 3 NDK13_349 - DECISION TREE 4 NDK14_349 - DECISION TREE 5 NDK15_349 - DECISION TREE 6 NDK16_349 - DECISION TREE 7 NDK17_349 - RANGE CARD CDK19_349 - LOW END NDK20_349 - HIGH END NDK21_349 - MIDPOINT (CALCULATED) NQ1086A12 - R27. ANOTHER PLAN? N X4315Q1087A12 - R28. WHAT TYPE? (THRIFT,401K) N X4316Q1089A12 - R29. YEARS/AGE/YEAR N X4317AQ1090A12 - R29YRS. # OF YEARS IN PLAN N X4317

Q1091A12 - R29AGE. SINCE WHAT AGE? N X7218Q1092A12 - R29YR. SINCE WHAT YEAR? N X7219Q1093A12 - R30. EMPLOYER CONTRIBUTE? N X4318Q1094A12 - R30_1.PERCENT/AMOUNT/VARIABLE N X4319AQ1095A12 - R30_2A. PERCENT PAID N X4319Q1096A12 - R30_2B. AMOUNT/VARIABLE PAID N X4320DK5_350 - DECISION TREE TYPE NDK8_350 - RANGE CARD/RANGE NDK9_350 - RANGE FROM CARD? NDK10_350 - DECISION TREE 1 NDK11_350 - DECISION TREE 2 NDK12_350 - DECISION TREE 3 NDK13_350 - DECISION TREE 4 N

DK14_350 - DECISION TREE 5 NDK15_350 - DECISION TREE 6 NDK16_350 - DECISION TREE 7 NDK17_350 - RANGE CARD CDK19_350 - LOW END NDK20_350 - HIGH END NDK21_350 - MIDPOINT (CALCULATED) NQ1098A12 - R30_2. FREQ OF EMPLOYER CONT N X4321Q1100A12 - R31. WITHDRAW FOR EMERGENCY? N X4331Q1101A12 - R32. BORROW AGAINST ACCOUNT? N X4327Q1102A12 - R33. HAVE LOAN AGAINST ACCT? N X4328Q1103A12 - R33_1. LOAN BALANCE N X4329DK5_351 - DECISION TREE TYPE N




DK20_351 - HIGH END NDK21_351 - MIDPOINT (CALCULATED) NQ1105A12 - R33_2. REPORT LOAN EARLIER? N X4330Q1106A12 - R33_3. WHICH LOAN? N X7695Q1108A12 - R33_4. AMOUNT OF PAYMENTS N X7220DK5_352 - DECISION TREE TYPE NDK8_352 - RANGE CARD/RANGE NDK9_352 - RANGE FROM CARD? N

DK10_352 - DECISION TREE 1 NDK11_352 - DECISION TREE 2 NDK12_352 - DECISION TREE 3 NDK13_352 - DECISION TREE 4 NDK14_352 - DECISION TREE 5 NDK15_352 - DECISION TREE 6 NDK16_352 - DECISION TREE 7 NDK17_352 - RANGE CARD CDK19_352 - LOW END NDK20_352 - HIGH END NDK21_352 - MIDPOINT (CALCULATED) NQ1110A12 - R33_4F. FREQUENCY OF PAYMENTS N X7221Q1112A12 - R34. CONTRIBUTE TO PLAN NOW? N X4322

Q1113A12 - R34_1.PERCENT/AMOUNT/VARIABLE N X4323AQ1114A12 - R34_2A. PERCENT CONTRIBUTED N X4323Q1115A12 - R34_2B. AMOUNT CONTRIBUTED N X4324DK5_353 - DECISION TREE TYPE NDK8_353 - RANGE CARD/RANGE NDK9_353 - RANGE FROM CARD? NDK10_353 - DECISION TREE 1 NDK11_353 - DECISION TREE 2 NDK12_353 - DECISION TREE 3 NDK13_353 - DECISION TREE 4 NDK14_353 - DECISION TREE 5 NDK15_353 - DECISION TREE 6 NDK16_353 - DECISION TREE 7 N

DK17_353 - RANGE CARD CDK19_353 - LOW END NDK20_353 - HIGH END NDK21_353 - MIDPOINT (CALCULATED) NQ1117A12 - R34_2C. FREQ OF CONTRIBUTION N X4325Q1119A12 - R35. AMOUNT IN ACCOUNT N X4326DK5_354 - DECISION TREE TYPE NDK8_354 - RANGE CARD/RANGE NDK9_354 - RANGE FROM CARD? NDK10_354 - DECISION TREE 1 NDK11_354 - DECISION TREE 2 NDK12_354 - DECISION TREE 3 NDK13_354 - DECISION TREE 4 N

DK14_354 - DECISION TREE 5 NDK15_354 - DECISION TREE 6 NDK16_354 - DECISION TREE 7 NDK17_354 - RANGE CARD CDK19_354 - LOW END NDK20_354 - HIGH END NDK21_354 - MIDPOINT (CALCULATED) NQ1121A12 - R36. IF LEAVE JOB, LOSE ALL? N X4332Q1123A12 - R36_1. PERCENT/AMOUNT N X4333AQ1124A12 - R36_1PCT. PERCENT LOSE N X4333Q1125A12 - R36_1AMT. AMOUNT LOSE N X7698




DK15_355 - DECISION TREE 6 NDK16_355 - DECISION TREE 7 NDK17_355 - RANGE CARD CDK19_355 - LOW END NDK20_355 - HIGH END NDK21_355 - MIDPOINT (CALCULATED) NQ1127A12 - R37. HOW INVESTED? N X4334Q1129A12 - R37_1. CONTROL HOW INVESTED? N X7222Q1130A12 - R38. ANOTHER PLAN? N X4335Q1051A13 - R19. PENSION OR TAX-DEFER SAV N X4402Q1053A13 - R20. FORMULA OR ACCOUNT PLAN N X4403Q1054A13 - R21. AMOUNT ACCUMULATED N X4404DK5_356 - DECISION TREE TYPE N


Q1056A13 - R21_05.CAN BORROW AGNST ACCT? N X7223Q1057A13 - R21_1. YEARS/AGE/YEAR N X7689AQ1058A13 - R21_1YRS. # OF YEARS IN PLAN N X7689Q1059A13 - R21_1AGE. SINCE WHAT AGE? N X7224Q1060A13 - R21_1YR. SINCE WHAT YEAR? N X7225Q1061A13 - R22. MAKE CONTRIBUTIONS NOW? N X4405Q1062A13 - R23. PERCENT/AMOUNT/VARIABLE N X4406AQ1063A13 - R23_1PCT. PERCENT PAID N X4406Q1064A13 - R23_1AMT. AMT/VARIABLE PAID N X4407DK5_357 - DECISION TREE TYPE NDK8_357 - RANGE CARD/RANGE NDK9_357 - RANGE FROM CARD? NDK10_357 - DECISION TREE 1 N

DK11_357 - DECISION TREE 2 NDK12_357 - DECISION TREE 3 NDK13_357 - DECISION TREE 4 NDK14_357 - DECISION TREE 5 NDK15_357 - DECISION TREE 6 NDK16_357 - DECISION TREE 7 NDK17_357 - RANGE CARD CDK19_357 - LOW END NDK20_357 - HIGH END NDK21_357 - MIDPOINT (CALCULATED) NQ1066A13 - R23_1F. FREQ OF CONTRIBUTIONS N X4408



Q1068A13 - R24. AGE/YEARS/YEAR N X4409AQ1069A13 - R24AGE. AGE EXPECT TO RECEIVE N X4409Q1070A13 - R24YEARS. IN NUMBER OF YEARS N X7690Q1071A13 - R24YEAR. IN YEAR N X7226Q1072A13 - R25. AMT/PERCENT OF FINAL PAY N X6663Q1073A13 - R25AMT. AMOUNT OF BENEFITS N X4410DK5_358 - DECISION TREE TYPE NDK8_358 - RANGE CARD/RANGE N

DK9_358 - RANGE FROM CARD? NDK10_358 - DECISION TREE 1 NDK11_358 - DECISION TREE 2 NDK12_358 - DECISION TREE 3 NDK13_358 - DECISION TREE 4 NDK14_358 - DECISION TREE 5 NDK15_358 - DECISION TREE 6 NDK16_358 - DECISION TREE 7 NDK17_358 - RANGE CARD CDK19_358 - LOW END NDK20_358 - HIGH END NDK21_358 - MIDPOINT (CALCULATED) NQ1075A13 - R25PCT. PERCENT OF FINAL PAY N X4412

Q1076A13 - R25F. FREQ OF BENEFITS N X4411Q1078A13 - R26. LEAVE JOB, WHAT HAPPENS? N X4413Q1080A13 - R26_1. AMOUNT OF BENEFIT N X4414DK5_359 - DECISION TREE TYPE NDK8_359 - RANGE CARD/RANGE NDK9_359 - RANGE FROM CARD? NDK10_359 - DECISION TREE 1 NDK11_359 - DECISION TREE 2 NDK12_359 - DECISION TREE 3 NDK13_359 - DECISION TREE 4 NDK14_359 - DECISION TREE 5 NDK15_359 - DECISION TREE 6 NDK16_359 - DECISION TREE 7 N

DK17_359 - RANGE CARD CDK19_359 - LOW END NDK20_359 - HIGH END NDK21_359 - MIDPOINT (CALCULATED) NQ1082A13 - R26_1F. FREQUENCY OF BENEFIT N X7693Q1084A13 - R26_2. AMOUNT OF BENEFIT N X4414ADK5_360 - DECISION TREE TYPE NDK8_360 - RANGE CARD/RANGE NDK9_360 - RANGE FROM CARD? NDK10_360 - DECISION TREE 1 NDK11_360 - DECISION TREE 2 NDK12_360 - DECISION TREE 3 NDK13_360 - DECISION TREE 4 N

DK14_360 - DECISION TREE 5 NDK15_360 - DECISION TREE 6 NDK16_360 - DECISION TREE 7 NDK17_360 - RANGE CARD CDK19_360 - LOW END NDK20_360 - HIGH END NDK21_360 - MIDPOINT (CALCULATED) NQ1086A13 - R27. ANOTHER PLAN? N X4415Q1087A13 - R28. WHAT TYPE? (THRIFT,401K) N X4416Q1089A13 - R29. YEARS/AGE/YEAR N X4417AQ1090A13 - R29YRS. # OF YEARS IN PLAN N X4417



Q1091A13 - R29AGE. SINCE WHAT AGE? N X7227Q1092A13 - R29YR. SINCE WHAT YEAR? N X7228Q1093A13 - R30. EMPLOYER CONTRIBUTE? N X4418Q1094A13 - R30_1.PERCENT/AMOUNT/VARIABLE N X4419AQ1095A13 - R30_2A. PERCENT PAID N X4419Q1096A13 - R30_2B. AMOUNT/VARIABLE PAID N X4420DK5_361 - DECISION TREE TYPE NDK8_361 - RANGE CARD/RANGE N

DK9_361 - RANGE FROM CARD? NDK10_361 - DECISION TREE 1 NDK11_361 - DECISION TREE 2 NDK12_361 - DECISION TREE 3 NDK13_361 - DECISION TREE 4 NDK14_361 - DECISION TREE 5 NDK15_361 - DECISION TREE 6 NDK16_361 - DECISION TREE 7 NDK17_361 - RANGE CARD CDK19_361 - LOW END NDK20_361 - HIGH END NDK21_361 - MIDPOINT (CALCULATED) NQ1098A13 - R30_2. FREQ OF EMPLOYER CONT N X4421

Q1100A13 - R31. WITHDRAW FOR EMERGENCY? N X4431Q1101A13 - R32. BORROW AGAINST ACCOUNT? N X4427Q1102A13 - R33. HAVE LOAN AGAINST ACCT? N X4428Q1103A13 - R33_1. LOAN BALANCE N X4429DK5_362 - DECISION TREE TYPE NDK8_362 - RANGE CARD/RANGE NDK9_362 - RANGE FROM CARD? NDK10_362 - DECISION TREE 1 NDK11_362 - DECISION TREE 2 NDK12_362 - DECISION TREE 3 NDK13_362 - DECISION TREE 4 NDK14_362 - DECISION TREE 5 NDK15_362 - DECISION TREE 6 N

DK16_362 - DECISION TREE 7 NDK17_362 - RANGE CARD CDK19_362 - LOW END NDK20_362 - HIGH END NDK21_362 - MIDPOINT (CALCULATED) NQ1105A13 - R33_2. REPORT LOAN EARLIER? N X4430Q1106A13 - R33_3. WHICH LOAN? N X7696Q1108A13 - R33_4. AMOUNT OF PAYMENTS N X7229DK5_363 - DECISION TREE TYPE NDK8_363 - RANGE CARD/RANGE NDK9_363 - RANGE FROM CARD? NDK10_363 - DECISION TREE 1 NDK11_363 - DECISION TREE 2 N

DK12_363 - DECISION TREE 3 NDK13_363 - DECISION TREE 4 NDK14_363 - DECISION TREE 5 NDK15_363 - DECISION TREE 6 NDK16_363 - DECISION TREE 7 NDK17_363 - RANGE CARD CDK19_363 - LOW END NDK20_363 - HIGH END NDK21_363 - MIDPOINT (CALCULATED) NQ1110A13 - R33_4F. FREQUENCY OF PAYMENTS N X7230Q1112A13 - R34. CONTRIBUTE TO PLAN NOW? N X4422



Q1113A13 - R34_1.PERCENT/AMOUNT/VARIABLE N X4423AQ1114A13 - R34_2A. PERCENT CONTRIBUTED N X4423Q1115A13 - R34_2B. AMOUNT CONTRIBUTED N X4424DK5_364 - DECISION TREE TYPE NDK8_364 - RANGE CARD/RANGE NDK9_364 - RANGE FROM CARD? NDK10_364 - DECISION TREE 1 NDK11_364 - DECISION TREE 2 N

DK12_364 - DECISION TREE 3 NDK13_364 - DECISION TREE 4 NDK14_364 - DECISION TREE 5 NDK15_364 - DECISION TREE 6 NDK16_364 - DECISION TREE 7 NDK17_364 - RANGE CARD CDK19_364 - LOW END NDK20_364 - HIGH END NDK21_364 - MIDPOINT (CALCULATED) NQ1117A13 - R34_2C. FREQ OF CONTRIBUTION N X4425Q1119A13 - R35. AMOUNT IN ACCOUNT N X4426DK5_365 - DECISION TREE TYPE NDK8_365 - RANGE CARD/RANGE N

DK9_365 - RANGE FROM CARD? NDK10_365 - DECISION TREE 1 NDK11_365 - DECISION TREE 2 NDK12_365 - DECISION TREE 3 NDK13_365 - DECISION TREE 4 NDK14_365 - DECISION TREE 5 NDK15_365 - DECISION TREE 6 NDK16_365 - DECISION TREE 7 NDK17_365 - RANGE CARD CDK19_365 - LOW END NDK20_365 - HIGH END NDK21_365 - MIDPOINT (CALCULATED) NQ1121A13 - R36. IF LEAVE JOB, LOSE ALL? N X4432

Q1123A13 - R36_1. PERCENT/AMOUNT N X4433AQ1124A13 - R36_1PCT. PERCENT LOSE N X4433Q1125A13 - R36_1AMT. AMOUNT LOSE N X7699DK5_366 - DECISION TREE TYPE NDK8_366 - RANGE CARD/RANGE NDK9_366 - RANGE FROM CARD? NDK10_366 - DECISION TREE 1 NDK11_366 - DECISION TREE 2 NDK12_366 - DECISION TREE 3 NDK13_366 - DECISION TREE 4 NDK14_366 - DECISION TREE 5 NDK15_366 - DECISION TREE 6 NDK16_366 - DECISION TREE 7 N

DK17_366 - RANGE CARD CDK19_366 - LOW END NDK20_366 - HIGH END NDK21_366 - MIDPOINT (CALCULATED) NQ1127A13 - R37. HOW INVESTED? N X4434Q1129A13 - R37_1. CONTROL HOW INVESTED? N X7231Q1130A13 - R38. ANOTHER PLAN? N X4435Q1131A1 - R39. TOTAL AMT IN OTHER PLANS N X4436DK5_367 - DECISION TREE TYPE NDK8_367 - RANGE CARD/RANGE NDK9_367 - RANGE FROM CARD? N




DK19_367 - LOW END NDK20_367 - HIGH END NDK21_367 - MIDPOINT (CALCULATED) NQ1134A1 - R39_2. OFFER, BUT DON'T PART.? N X7232Q1135A1 - R40. DOING OTHER WORK FOR PAY? N X4501Q1136A1A - R40_1.JOB, MILITARY, BUSINESS N X4502AQ1136A1B - R40_1.JOB, MILITARY, BUSINESS N X4503AQ1136A1C - R40_1.JOB, MILITARY, BUSINESS N X4504AQ1136A1D - R40_1.JOB, MILITARY, BUSINESS N X4505AQ1138A1 - R41. HOURS WORK IN NORMAL WEEK N X4507Q1139A1 - R42. WEEKS WORK IN NORMAL YEAR N X4508Q1140A1 - R43. AMOUNT EARN BEFORE TAXES N X4509DK5_368 - DECISION TREE TYPE N


Q1142A1 - R43F.FREQ OF REPORTED EARNINGS N X4510Q1144A1 - R44. FULL-TIME OR PART-TIME? N X4511Q1145A1 - R45. NUMBER OF YEARS FULL-TIME N X4512Q1146A1 - R45_1. # EMPLOY 1 YR OR MORE N X4513Q1147A1 - R45_2. # EMPLOY 3 YRS OR MORE N X4514Q1148A1 - R45_3. LONGEST JOB: ELSE/SELF? N X4515Q1152A1 - R45_6. YEAR/AGE/YEARS N X4518AQ1153A1 - R45_6YR. YEAR STARTED WORKING N X4518Q1154A1 - R45_6AGE. AGE STARTED WORKING N X7233Q1155A1 - R45_6YRS. YRS AGO STARTED WORK N X7234Q1156A1 - R45_7. YEAR/AGE/YEARS N X4519AQ1157A1 - R45_7YR. YEAR STOPPED WORKING N X4519Q1158A1 - R45_7AGE. AGE STOPPED WORKING N X7235

Q1159A1 - R45_7YRS. YRS AGO STOPPED WORK N X7236Q1160A1 - R45_8. AMT EARNED BEFORE TAXES N X4520DK5_369 - DECISION TREE TYPE NDK8_369 - RANGE CARD/RANGE NDK9_369 - RANGE FROM CARD? NDK10_369 - DECISION TREE 1 NDK11_369 - DECISION TREE 2 NDK12_369 - DECISION TREE 3 NDK13_369 - DECISION TREE 4 NDK14_369 - DECISION TREE 5 NDK15_369 - DECISION TREE 6 N



DK16_369 - DECISION TREE 7 NDK17_369 - RANGE CARD CDK19_369 - LOW END NDK20_369 - HIGH END NDK21_369 - MIDPOINT (CALCULATED) NQ1162A1 - R45_8F. FREQ OF REPORTED EARN N X4521Q1164A1 - R45_9. ANY YEARS ONLY PT-TIME? N X4522Q1166A1 - R45_10. NUM OF YEARS, PT-TIME N X4523

Q1169A1 - R45_11. YEAR/AGE/YEARS N X4524AQ1170A1 - R45_11YR. YEAR EXPECT STOP FT N X7237Q1171A1 - R45_11AG. AGE EXPECT STOP FT N X7728Q1172A1 - R45_11YS. STOP FT IN # YEARS N X4524Q1174A1 - R45_12. EXPECT PART-TIME AFTER N X4525Q1176A1 - R45_13. YEAR/AGE/YEARS N X4526AQ1177A1 - R45_13YR. YEAR STOP ALTOGETHER N X7238Q1178A1 - R45_13AG. AGE STOP ALTOGETHER N X7700Q1179A1 - R45_13YS. STOP IN # YEARS N X4526Q1181A1 - R46. HOW MANY YEARS PART-TIME? N X4527Q1182A1 - R46_1. EVER WORKED FULL-TIME? N X4528Q1183A1 - R46_2. # OF YEARS FULL-TIME N X4529Q1184A1 - R46_2A. FIVE YEARS OR MORE? N X4530A

Q1185A1 - R46_3. INTERVIEWER CHECKPOINT N X4530Q1186A1 - R46_4. YEAR/AGE/YEARS N X4531AQ1187A1 - R46_4YR. LAST YEAR FULL-TIME N X4531Q1188A1 - R46_4AGE. LAST AGE FULL-TIME N X7239Q1189A1 - R46_4YRS. STOP FT # YEARS AGO N X7240Q1190A1 - R46_5. AMT EARNED BEFORE TAXES N X4532DK5_370 - DECISION TREE TYPE NDK8_370 - RANGE CARD/RANGE NDK9_370 - RANGE FROM CARD? NDK10_370 - DECISION TREE 1 NDK11_370 - DECISION TREE 2 NDK12_370 - DECISION TREE 3 NDK13_370 - DECISION TREE 4 N

DK14_370 - DECISION TREE 5 NDK15_370 - DECISION TREE 6 NDK16_370 - DECISION TREE 7 NDK17_370 - RANGE CARD CDK19_370 - LOW END NDK20_370 - HIGH END NDK21_370 - MIDPOINT (CALCULATED) NQ1192A1 - R46_5F. FREQ OF REPORTED EARN N X4533Q1194A1 - R46_6. # EMPLOY 1 YR OR MORE N X4534Q1195A1 - R46_7.LONGEST JOB: TYPE EMPLOY N X4535Q1199A1 - R46_10. YEAR/AGE/YEARS N X4538AQ1200A1 - R46_10YR. YEAR STARTED JOB N X4538Q1201A1 - R46_10AG. AGE STARTED JOB N X7241

Q1202A1 - R46_10YS.YEARS AGO STARTED JOB N X7242Q1203A1 - R46_11. YEAR/AGE/YEARS N X4539AQ1204A1 - R46_11YR. YEAR STOPPED JOB N X4539Q1205A1 - R46_11AG. AGE STOPPED JOB N X7243Q1206A1 - R46_11YS.YEARS AGO STOPPED JOB N X7244Q1207A1 - R46_12. AMT EARNED WHEN STOP N X4540DK5_371 - DECISION TREE TYPE NDK8_371 - RANGE CARD/RANGE NDK9_371 - RANGE FROM CARD? NDK10_371 - DECISION TREE 1 NDK11_371 - DECISION TREE 2 N




DK21_371 - MIDPOINT (CALCULATED) NQ1209A1 - R46_12F. FREQ REPORTED EARNING N X4541Q1211A1 - R46_13. YEAR/AGE/YEARS N X4542AQ1212A1 - R46_13YR. LAST YEAR FULL-TIME N X4542Q1213A1 - R46_13AG. AGE LAST FULL-TIME N X7245Q1214A1 - R46_13YS. YEARS AGO LAST FT N X7246Q1215A1 - R46_14. EXPECT FT IN FUTURE? N X4543Q1216A1 - R46_15. YEAR/AGE/YEARS N X4544AQ1217A1 - R46_15YR. YEAR EXPECT TO START N X7247Q1218A1 - R46_15AG. AGE EXPECT TO START N X7248Q1219A1 - R46_15YS.EXPECT START IN # YRS N X4544Q1221A1 - R46_16. YEAR/AGE/YEARS N X4545AQ1222A1 - R46_16YR. YEAR EXPECT STOP FT N X7249

Q1223A1 - R46_16AG. AGE EXPECT STOP FT N X7701Q1224A1 - R46_16YS. EXPECT STOP IN # YRS N X4545Q1226A1 - R46_17. YEAR/AGE/YEARS N X4546AQ1227A1 - R46_17YR. YEAR STOP ALTOGETHER N X7250Q1228A1 - R46_17AG. AGE STOP ALTOGETHER N X7702Q1229A1 - R46_17YS.STOP ALTOGETHER # YRS N X4546Q1231A1 - R47. EVER WORKED FULL-TIME? N X4601Q1232A1 - R47_1. NUMBER YEARS FULL-TIME N X4602Q1233A1 - R47_1_1. FIVE YEARS OR MORE? N X4603AQ1234A1 - R47_2. INTERVIEWER CHECKPOINT N X4603Q1235A1 - R47_3. YEAR/AGE/YEARS N X4604AQ1236A1 - R47_3YR. LAST YEAR FULL-TIME N X4604Q1237A1 - R47_3AGE. LAST AGE FULL-TIME N X7251

Q1238A1 - R47_3YRS. YEARS AGO FULL-TIME N X7252Q1239A1 - R47_4. AMT EARN BEFORE TAXES N X4605DK5_372 - DECISION TREE TYPE NDK8_372 - RANGE CARD/RANGE NDK9_372 - RANGE FROM CARD? NDK10_372 - DECISION TREE 1 NDK11_372 - DECISION TREE 2 NDK12_372 - DECISION TREE 3 NDK13_372 - DECISION TREE 4 NDK14_372 - DECISION TREE 5 NDK15_372 - DECISION TREE 6 NDK16_372 - DECISION TREE 7 NDK17_372 - RANGE CARD C

DK19_372 - LOW END NDK20_372 - HIGH END NDK21_372 - MIDPOINT (CALCULATED) NQ1241A1 - R47_4F. FREQ REPORTED EARNINGS N X4606Q1243A1 - R47_5. # OF EMP-1 OR MORE YRS N X4607Q1244A1 - R47_6. LONGEST JOB: ELSE/SELF? N X4608Q1248A1 - R47_9. YEAR/AGE/YEARS N X4611AQ1249A1 - R47_9YR. YEAR STARTED THAT JOB N X4611Q1250A1 - R47_9AGE. AGE STARTED THAT JOB N X7253Q1251A1 - R47_9YRS. YRS AGO STARTED JOB N X7254Q1252A1 - R47_10. YEAR/AGE/YEARS N X4612A



Q1253A1 - R47_10YR. YEAR STOPPED JOB N X4612Q1254A1 - R47_10AG. AGE STOPPED JOB N X7255Q1255A1 - R47_10YS. YRS AGO STOPPED JOB N X7256Q1256A1 - R47_11. AMT EARNING WHEN LEFT N X4613DK5_373 - DECISION TREE TYPE NDK8_373 - RANGE CARD/RANGE NDK9_373 - RANGE FROM CARD? NDK10_373 - DECISION TREE 1 N

DK11_373 - DECISION TREE 2 NDK12_373 - DECISION TREE 3 NDK13_373 - DECISION TREE 4 NDK14_373 - DECISION TREE 5 NDK15_373 - DECISION TREE 6 NDK16_373 - DECISION TREE 7 NDK17_373 - RANGE CARD CDK19_373 - LOW END NDK20_373 - HIGH END NDK21_373 - MIDPOINT (CALCULATED) NQ1258A1 - R47_11F. FREQUENCY OF EARNINGS N X4614Q1260A1 - R47_12. ANY YEARS WORKED P-T? N X4615Q1261A1 - R47_13. HOW MANY YEARS P-T? N X4616

Q1262A1 - R47_14. EXPECT TO WORK FUTURE? N X4617Q1263A1 - R47_15. YEAR/AGE/YEARS N X4618AQ1264A1 - R47_15YR. YEAR EXPECT TO START N X7257Q1265A1 - R47_15AG. AGE EXPECT TO START N X7258Q1266A1 - R47_15YS. START IN # YEARS N X4618Q1268A1 - R47_16. ANY FULL-TIME WORK N X4619Q1270A1 - R47_17. YEAR/AGE/YEARS N X4620AQ1271A1 - R47_17YR. YEAR EXPECT START FT N X7259Q1272A1 - R47_17AG. AGE EXPECT START FT N X7260Q1273A1 - R47_17YS. # YRS WILL START FT N X4620Q1275A1 - R47_18. YEAR/AGE/YEARS N X4621AQ1276A1 - R47_18YR. YEAR EXPECT STOP FT N X7261Q1277A1 - R47_18AG. AGE EXPECT STOP FT N X7703

Q1278A1 - R47_18YS. # YRS EXPECT STOP FT N X4621Q1280A1 - R47_19. YEAR/AGE/YEARS N X4622AQ1281A1 - R47_19YR. YEAR STOP ALTOGETHER N X7262Q1282A1 - R47_19AG. AGE STOP ALTOGETHER N X7704Q1283A1 - R47_19YS. # YRS STOP ALTOGETHR N X4622Q977A2 - R0. WHO IS PROVIDING INFO? N X7263Q979A2B1 - R1. PRESENT JOB STATUS N X6678Q979A2B2 - R1. PRESENT JOB STATUS N X6679Q979A2B3 - R1. PRESENT JOB STATUS N X6680Q979A2B4 - R1. PRESENT JOB STATUS N X6681Q979A2B5 - R1. PRESENT JOB STATUS N X6682Q979A2B6 - R1. PRESENT JOB STATUS N X6683Q979A2B7 - R1. PRESENT JOB STATUS N X6684

Q979A2B8 - R1. PRESENT JOB STATUS N X6685Q981A2 - R1_1. EXPECT TO GO BACK TO JOB N X4701Q982A2 - R1_2. WHEN LAST WORK - MONTH N X4702Q983A2 - R1_2. WHEN LAST WORK - YEAR N X4703Q984A2 - R1_3. DOING ANY WORK CURRENTLY? N X7587Q985A2 - R1_4. DISABLED: YEAR, AGE, AGO N X4704AQ986A2 - R1_4YR. YEAR WHEN DISABLED N X4704Q987A2 - R1_4AGE. AGE WHEN DISABLED N X7264Q988A2 - R1_4YRS. YEARS AGO DISABLED N X7265Q989A2 - R1_5. DOING ANY WORK CURRENTLY? N X4705Q990A2 - R2. EMPLOYED BY ELSE OR SELF? N X4706



Q995A2 - R6. HOURS IN NORMAL WEEK N X4710Q996A2 - R7. WEEKS IN NORMAL YEAR N X4711Q997A2 - R8. AMOUNT EARNED BEFORE TAXES N X4712DK5_374 - DECISION TREE TYPE NDK8_374 - RANGE CARD/RANGE NDK9_374 - RANGE FROM CARD? NDK10_374 - DECISION TREE 1 NDK11_374 - DECISION TREE 2 N

DK12_374 - DECISION TREE 3 NDK13_374 - DECISION TREE 4 NDK14_374 - DECISION TREE 5 NDK15_374 - DECISION TREE 6 NDK16_374 - DECISION TREE 7 NDK17_374 - RANGE CARD CDK19_374 - LOW END NDK20_374 - HIGH END NDK21_374 - MIDPOINT (CALCULATED) NQ999A2 - R8F. FREQ OF EARNINGS REPORTED N X4713Q1001A2 - R8_1. EARN IN PAST YEAR N X6658DK5_375 - DECISION TREE TYPE NDK8_375 - RANGE CARD/RANGE N

DK9_375 - RANGE FROM CARD? NDK10_375 - DECISION TREE 1 NDK11_375 - DECISION TREE 2 NDK12_375 - DECISION TREE 3 NDK13_375 - DECISION TREE 4 NDK14_375 - DECISION TREE 5 NDK15_375 - DECISION TREE 6 NDK16_375 - DECISION TREE 7 NDK17_375 - RANGE CARD CDK19_375 - LOW END NDK20_375 - HIGH END NDK21_375 - MIDPOINT (CALCULATED) NQ1003A2 - R9. HOW MANY EMPLOYEES N X4714

Q1004A2 - R10. YEARS/AGE/YEAR N X4715AQ1005A2 - R10YRS. YEARS WORKED FOR EMP N X4715Q1006A2 - R10AGE. SINCE WHAT AGE? N X7266Q1007A2 - R10YR. SINCE WHAT YEAR? N X7706Q1008A2 - R11. YEARS/AGE/YEAR N X4716AQ1009A2 - R11YRS. # YEARS EXPECT TO WORK N X4716Q1010A2 - R11AGE. UNTIL WHAT AGE? N X7707Q1584A2 - R11YR. UNTIL WHAT YEAR? N X7267Q1011A2 - R12. JOB COVERED BY UNION CONT N X4717Q1012A2 - R13. INSURANCE IF DISABLED? N X7708Q1015A2 - R14_2. HOURS IN NORMAL WEEK-SE N X4723Q1016A2 - R14_3. WEEKS IN NORMAL YEAR-SE N X4724Q1017A2 - R14_4. YEARS/AGE/YEAR N X4721A

Q1018A2 - R14_4YRS. YRS IN THIS BUSINESS N X4721Q1019A2 - R14_4AGE. SINCE WHAT AGE? N X7268Q1020A2 - R14_4YR. SINCE WHAT YEAR? N X7709Q1021A2 - R14_5. YEARS/AGE/YEAR N X4722AQ1022A2 - R14_5YRS.YRS EXPCT TO CONTINUE N X4722Q1023A2 - R14_5AGE. UNTIL WHAT AGE? N X7710Q1024A2 - R14_5YR. UNTIL WHAT YEAR? N X7269Q1025A2 - R14_6. PAID REGULAR SALARY-SE? N X4725Q1026A2 - R14_7. AMT EARNED BEFORE TAXES N X4729DK5_376 - DECISION TREE TYPE NDK8_376 - RANGE CARD/RANGE N




DK17_376 - RANGE CARD CDK19_376 - LOW END NDK20_376 - HIGH END NDK21_376 - MIDPOINT (CALCULATED) NQ1028A2 - R14_7F. FREQ OF REPORT EARN-SE N X4730Q1030A2 - R14_8. PAID PORTION OF NET-SE? N X4727Q1031A2 - R14_9. NONSALARY EARNINGS-SE N X4731DK5_377 - DECISION TREE TYPE NDK8_377 - RANGE CARD/RANGE NDK9_377 - RANGE FROM CARD? NDK10_377 - DECISION TREE 1 NDK11_377 - DECISION TREE 2 NDK12_377 - DECISION TREE 3 N

DK13_377 - DECISION TREE 4 NDK14_377 - DECISION TREE 5 NDK15_377 - DECISION TREE 6 NDK16_377 - DECISION TREE 7 NDK17_377 - RANGE CARD CDK19_377 - LOW END NDK20_377 - HIGH END NDK21_377 - MIDPOINT (CALCULATED) NQ1033A2 - R14_9. FREQ OF NONSALARY EARN N X4732Q1035A2 - R14_10. NUMBER OF EMPLOYEES N X7270Q1036A2 - R14_11. JOB COVERED BY UNION? N X4733Q1037A2 - R14_12. INSURANCE IF DISABLED? N X7711Q1038A2 - R14_13. ANY PENSIONS THRU JOB? N X4734

Q1039A2 - R15. ANY PENSIONS THRU JOB? N X4735Q1040A2 - R16. EMPLOYER OFFER PLANS? N X4736Q1041A2 - R16_1. ELIGIBLE FOR PLANS? N X4737Q1042A2A - R16_2. WHAT KINDS OF PLANS? N X7271AQ1042A2B - R16_2. WHAT KINDS OF PLANS? N X7271BQ1042A2C - R16_2. WHAT KINDS OF PLANS? N X7271CQ1042A2D - R16_2. WHAT KINDS OF PLANS? N X7271DQ1042A2E - R16_2. WHAT KINDS OF PLANS? N X7271EQ1044A2 - R16_3. WILL YOU BE ELIGIBLE? N X4738Q1046A2 - R17. NUMBER OF PLANS N X4739Q1047A2 - R17_1.CURRENTLY RECEIVING PMTS N X4740Q1048A2 - R17_2.ANY NOT YET RECEIVE PMTS N X4741Q1049A2 - R17_3. NUMBER OF PLANS N X6699

Q1051A21 - R19. PENSION OR TAX-DERER SAV N X4802Q1053A21 - R20. FORMULA OR ACCOUNT PLAN N X4803Q1054A21 - R21. AMOUNT ACCUMULATED N X4804DK5_378 - DECISION TREE TYPE NDK8_378 - RANGE CARD/RANGE NDK9_378 - RANGE FROM CARD? NDK10_378 - DECISION TREE 1 NDK11_378 - DECISION TREE 2 NDK12_378 - DECISION TREE 3 NDK13_378 - DECISION TREE 4 NDK14_378 - DECISION TREE 5 N



DK15_378 - DECISION TREE 6 NDK16_378 - DECISION TREE 7 NDK17_378 - RANGE CARD CDK19_378 - LOW END NDK20_378 - HIGH END NDK21_378 - MIDPOINT (CALCULATED) NQ1056A21 - R21_05.CAN BORROW AGNST ACCT? N X7272Q1057A21 - R21_1. YEARS/AGE/YEAR N X7712A

Q1058A21 - R21_1YRS. # OF YEARS IN PLAN N X7712Q1059A21 - R21_1AGE. SINCE WHAT AGE? N X7273Q1060A21 - R21_1YR. SINCE WHAT YEAR? N X7274Q1061A21 - R22. MAKE CONTRIBUTIONS NOW? N X4805Q1062A21 - R23. PERCENT/AMOUNT/VARIABLE N X4806AQ1063A21 - R23_1PCT. PERCENT PAID N X4806Q1064A21 - R23_1AMT. AMT/VARIABLE PAID N X4807DK5_379 - DECISION TREE TYPE NDK8_379 - RANGE CARD/RANGE NDK9_379 - RANGE FROM CARD? NDK10_379 - DECISION TREE 1 NDK11_379 - DECISION TREE 2 NDK12_379 - DECISION TREE 3 N

DK13_379 - DECISION TREE 4 NDK14_379 - DECISION TREE 5 NDK15_379 - DECISION TREE 6 NDK16_379 - DECISION TREE 7 NDK17_379 - RANGE CARD CDK19_379 - LOW END NDK20_379 - HIGH END NDK21_379 - MIDPOINT (CALCULATED) NQ1066A21 - R23_1F. FREQ OF CONTRIBUTIONS N X4808Q1068A21 - R24. AGE/YEARS/YEAR N X4809AQ1069A21 - R24AGE. AGE EXPECT TO RECEIVE N X4809Q1070A21 - R24YEARS. IN NUMBER OF YEARS N X7713Q1071A21 - R24YEAR. IN YEAR N X7275

Q1072A21 - R25. AMT/PERCENT OF FINAL PAY N X6664Q1073A21 - R25AMT. AMOUNT OF BENEFITS N X4810DK5_380 - DECISION TREE TYPE NDK8_380 - RANGE CARD/RANGE NDK9_380 - RANGE FROM CARD? NDK10_380 - DECISION TREE 1 NDK11_380 - DECISION TREE 2 NDK12_380 - DECISION TREE 3 NDK13_380 - DECISION TREE 4 NDK14_380 - DECISION TREE 5 NDK15_380 - DECISION TREE 6 NDK16_380 - DECISION TREE 7 NDK17_380 - RANGE CARD C

DK19_380 - LOW END NDK20_380 - HIGH END NDK21_380 - MIDPOINT (CALCULATED) NQ1075A21 - R25PCT. PERCENT OF FINAL PAY N X4812Q1076A21 - R25F. FREQUENCY OF BENEFITS N X4811Q1078A21 - R26. LEAVE JOB, WHAT HAPPENS? N X4813Q1080A21 - R26_1. AMOUNT OF BENEFIT N X4814DK5_381 - DECISION TREE TYPE NDK8_381 - RANGE CARD/RANGE NDK9_381 - RANGE FROM CARD? NDK10_381 - DECISION TREE 1 N




DK20_381 - HIGH END NDK21_381 - MIDPOINT (CALCULATED) NQ1082A21 - R26_1F.FREQUENCY OF BENEFIT N X7718Q1084A21 - R26_2. AMOUNT OF BENEFIT N X4814ADK5_382 - DECISION TREE TYPE NDK8_382 - RANGE CARD/RANGE NDK9_382 - RANGE FROM CARD? NDK10_382 - DECISION TREE 1 NDK11_382 - DECISION TREE 2 NDK12_382 - DECISION TREE 3 NDK13_382 - DECISION TREE 4 NDK14_382 - DECISION TREE 5 NDK15_382 - DECISION TREE 6 N

DK16_382 - DECISION TREE 7 NDK17_382 - RANGE CARD CDK19_382 - LOW END NDK20_382 - HIGH END NDK21_382 - MIDPOINT (CALCULATED) NQ1086A21 - R27. ANOTHER PLAN? N X4815Q1087A21 - R28. WHAT TYPE? (THRIFT,401K) N X4816Q1089A21 - R29. YEARS/AGE/YEAR N X4817AQ1090A21 - R29YRS. # OF YEARS IN PLAN N X4817Q1091A21 - R29AGE. SINCE WHAT AGE? N X7276Q1092A21 - R29YR. SINCE WHAT YEAR? N X7277Q1093A21 - R30. EMPLOYER CONTRIBUTE? N X4818Q1094A21 - R30_1.PERCENT/AMOUNT/VARIABLE N X4819A

Q1095A21 - R30_2A. PERCENT PAID N X4819Q1096A21 - R30_2B. AMOUNT/VARIABLE PAID N X4820DK5_383 - DECISION TREE TYPE NDK8_383 - RANGE CARD/RANGE NDK9_383 - RANGE FROM CARD? NDK10_383 - DECISION TREE 1 NDK11_383 - DECISION TREE 2 NDK12_383 - DECISION TREE 3 NDK13_383 - DECISION TREE 4 NDK14_383 - DECISION TREE 5 NDK15_383 - DECISION TREE 6 NDK16_383 - DECISION TREE 7 NDK17_383 - RANGE CARD C

DK19_383 - LOW END NDK20_383 - HIGH END NDK21_383 - MIDPOINT (CALCULATED) NQ1098A21 - R30_2. FREQ OF EMPLOYER CONT N X4821Q1100A21 - R31. WITHDRAW FOR EMERGENCY? N X4831Q1101A21 - R32. BORROW AGAINST ACCOUNT? N X4827Q1102A21 - R33. HAVE LOAN AGAINST ACCT? N X4828Q1103A21 - R33_1. LOAN BALANCE N X4829DK5_384 - DECISION TREE TYPE NDK8_384 - RANGE CARD/RANGE NDK9_384 - RANGE FROM CARD? N




DK19_384 - LOW END NDK20_384 - HIGH END NDK21_384 - MIDPOINT (CALCULATED) NQ1105A21 - R33_2. REPORT LOAN EARLIER? N X4830Q1106A21 - R33_3. WHICH LOAN? N X7721Q1108A21 - R33_4. AMOUNT OF PAYMENTS N X7278DK5_385 - DECISION TREE TYPE NDK8_385 - RANGE CARD/RANGE NDK9_385 - RANGE FROM CARD? NDK10_385 - DECISION TREE 1 NDK11_385 - DECISION TREE 2 NDK12_385 - DECISION TREE 3 NDK13_385 - DECISION TREE 4 N

DK14_385 - DECISION TREE 5 NDK15_385 - DECISION TREE 6 NDK16_385 - DECISION TREE 7 NDK17_385 - RANGE CARD CDK19_385 - LOW END NDK20_385 - HIGH END NDK21_385 - MIDPOINT (CALCULATED) NQ1110A21 - R33_4F. FREQUENCY OF PAYMENTS N X7279Q1112A21 - R34. CONTRIBUTE TO PLAN NOW? N X4822Q1113A21 - R34_1.PERCENT/AMOUNT/VARIABLE N X4823AQ1114A21 - R34_2A. PERCENT CONTRIBUTED N X4823Q1115A21 - R34_2B. AMOUNT CONTRIBUTED N X4824DK5_386 - DECISION TREE TYPE N


Q1117A21 - R34_2C. FREQ OF CONTRIBUTION N X4825Q1119A21 - R35. AMOUNT IN ACCOUNT N X4826DK5_387 - DECISION TREE TYPE NDK8_387 - RANGE CARD/RANGE NDK9_387 - RANGE FROM CARD? NDK10_387 - DECISION TREE 1 NDK11_387 - DECISION TREE 2 NDK12_387 - DECISION TREE 3 NDK13_387 - DECISION TREE 4 NDK14_387 - DECISION TREE 5 NDK15_387 - DECISION TREE 6 N




DK21_390 - MIDPOINT (CALCULATED) NQ1066A22 - R23_1F. FREQ OF CONTRIBUTIONS N X4908Q1068A22 - R24. AGE/YEARS/YEAR N X4909AQ1069A22 - R24AGE. AGE EXPECT TO RECEIVE N X4909Q1070A22 - R24YEARS. IN NUMBER OF YEARS N X7715Q1071A22 - R24YEAR. IN YEAR N X7284Q1072A22 - R25. AMT/PERCENT OF FINAL PAY N X6665Q1073A22 - R25AMT. AMOUNT OF BENEFITS N X4910DK5_391 - DECISION TREE TYPE NDK8_391 - RANGE CARD/RANGE NDK9_391 - RANGE FROM CARD? NDK10_391 - DECISION TREE 1 NDK11_391 - DECISION TREE 2 N

DK12_391 - DECISION TREE 3 NDK13_391 - DECISION TREE 4 NDK14_391 - DECISION TREE 5 NDK15_391 - DECISION TREE 6 NDK16_391 - DECISION TREE 7 NDK17_391 - RANGE CARD CDK19_391 - LOW END NDK20_391 - HIGH END NDK21_391 - MIDPOINT (CALCULATED) NQ1075A22 - R25PCT. PERCENT OF FINAL PAY N X4912Q1076A22 - R25F. FREQUENCY OF BENEFITS N X4911Q1078A22 - R26. LEAVE JOB, WHAT HAPPENS? N X4913Q1080A22 - R26_1. AMOUNT OF BENEFIT N X4914


DK21_392 - MIDPOINT (CALCULATED) NQ1082A22 - R26_1F.FREQUENCY OF BENEFIT N X7719Q1084A22 - R26_2. AMOUNT OF BENEFIT N X4914ADK5_393 - DECISION TREE TYPE NDK8_393 - RANGE CARD/RANGE NDK9_393 - RANGE FROM CARD? NDK10_393 - DECISION TREE 1 NDK11_393 - DECISION TREE 2 NDK12_393 - DECISION TREE 3 NDK13_393 - DECISION TREE 4 NDK14_393 - DECISION TREE 5 N



DK15_393 - DECISION TREE 6 NDK16_393 - DECISION TREE 7 NDK17_393 - RANGE CARD CDK19_393 - LOW END NDK20_393 - HIGH END NDK21_393 - MIDPOINT (CALCULATED) NQ1086A22 - R27. ANOTHER PLAN? N X4915Q1087A22 - R28. WHAT TYPE? (THRIFT,401K) N X4916

Q1089A22 - R29. YEARS/AGE/YEAR N X4917AQ1090A22 - R29YRS. # OF YEARS IN PLAN N X4917Q1091A22 - R29AGE. SINCE WHAT AGE? N X7285Q1092A22 - R29YR. SINCE WHAT YEAR? N X7286Q1093A22 - R30. EMPLOYER CONTRIBUTE? N X4918Q1094A22 - R30_1.PERCENT/AMOUNT/VARIABLE N X4919AQ1095A22 - R30_2A. PERCENT PAID N X4919Q1096A22 - R30_2B. AMOUNT/VARIABLE PAID N X4920DK5_394 - DECISION TREE TYPE NDK8_394 - RANGE CARD/RANGE NDK9_394 - RANGE FROM CARD? NDK10_394 - DECISION TREE 1 NDK11_394 - DECISION TREE 2 N

DK12_394 - DECISION TREE 3 NDK13_394 - DECISION TREE 4 NDK14_394 - DECISION TREE 5 NDK15_394 - DECISION TREE 6 NDK16_394 - DECISION TREE 7 NDK17_394 - RANGE CARD CDK19_394 - LOW END NDK20_394 - HIGH END NDK21_394 - MIDPOINT (CALCULATED) NQ1098A22 - R30_2. FREQ OF EMPLOYER CONT N X4921Q1100A22 - R31. WITHDRAW FOR EMERGENCY? N X4931Q1101A22 - R32. BORROW AGAINST ACCOUNT? N X4927Q1102A22 - R33. HAVE LOAN AGAINST ACCT? N X4928

Q1103A22 - R33_1. LOAN BALANCE N X4929DK5_395 - DECISION TREE TYPE NDK8_395 - RANGE CARD/RANGE NDK9_395 - RANGE FROM CARD? NDK10_395 - DECISION TREE 1 NDK11_395 - DECISION TREE 2 NDK12_395 - DECISION TREE 3 NDK13_395 - DECISION TREE 4 NDK14_395 - DECISION TREE 5 NDK15_395 - DECISION TREE 6 NDK16_395 - DECISION TREE 7 NDK17_395 - RANGE CARD CDK19_395 - LOW END N

DK20_395 - HIGH END NDK21_395 - MIDPOINT (CALCULATED) NQ1105A22 - R33_2. REPORT LOAN EARLIER? N X4930Q1106A22 - R33_3. WHICH LOAN? N X7722Q1108A22 - R33_4. AMOUNT OF PAYMENTS N X7287DK5_396 - DECISION TREE TYPE NDK8_396 - RANGE CARD/RANGE NDK9_396 - RANGE FROM CARD? NDK10_396 - DECISION TREE 1 NDK11_396 - DECISION TREE 2 NDK12_396 - DECISION TREE 3 N




Q1110A22 - R33_4F. FREQUENCY OF PAYMENTS N X7288Q1112A22 - R34. CONTRIBUTE TO PLAN NOW? N X4922Q1113A22 - R34_1.PERCENT/AMOUNT/VARIABLE N X4923AQ1114A22 - R34_2A. PERCENT CONTRIBUTED N X4923Q1115A22 - R34_2B. AMOUNT CONTRIBUTED N X4924DK5_397 - DECISION TREE TYPE NDK8_397 - RANGE CARD/RANGE NDK9_397 - RANGE FROM CARD? NDK10_397 - DECISION TREE 1 NDK11_397 - DECISION TREE 2 NDK12_397 - DECISION TREE 3 NDK13_397 - DECISION TREE 4 NDK14_397 - DECISION TREE 5 N

DK15_397 - DECISION TREE 6 NDK16_397 - DECISION TREE 7 NDK17_397 - RANGE CARD CDK19_397 - LOW END NDK20_397 - HIGH END NDK21_397 - MIDPOINT (CALCULATED) NQ1117A22 - R34_2C. FREQ OF CONTRIBUTION N X4925Q1119A22 - R35. AMOUNT IN ACCOUNT N X4926DK5_398 - DECISION TREE TYPE NDK8_398 - RANGE CARD/RANGE NDK9_398 - RANGE FROM CARD? NDK10_398 - DECISION TREE 1 NDK11_398 - DECISION TREE 2 N

DK12_398 - DECISION TREE 3 NDK13_398 - DECISION TREE 4 NDK14_398 - DECISION TREE 5 NDK15_398 - DECISION TREE 6 NDK16_398 - DECISION TREE 7 NDK17_398 - RANGE CARD CDK19_398 - LOW END NDK20_398 - HIGH END NDK21_398 - MIDPOINT (CALCULATED) NQ1121A22 - R36. IF LEAVE JOB, LOSE ALL? N X4932Q1123A22 - R36_1. PERCENT/AMOUNT N X4933AQ1124A22 - R36_1PCT. PERCENT LOSE N X4933Q1125A22 - R36_1AMT. AMOUNT LOSE N X7725




DK19_399 - LOW END NDK20_399 - HIGH END NDK21_399 - MIDPOINT (CALCULATED) NQ1127A22 - R37. HOW INVESTED? N X4934Q1129A22 - R37_1. CONTROL HOW INVESTED? N X7289Q1130A22 - R38. ANOTHER PLAN? N X4935Q1586A22 - C NULLQ1051A23 - R19. PENSION OR TAX-DEFER SAV N X5002

Q1053A23 - R20. FORMULA OR ACCOUNT PLAN N X5003Q1054A23 - R21. AMOUNT ACCUMULATED N X5004DK5_400 - DECISION TREE TYPE NDK8_400 - RANGE CARD/RANGE NDK9_400 - RANGE FROM CARD? NDK10_400 - DECISION TREE 1 NDK11_400 - DECISION TREE 2 NDK12_400 - DECISION TREE 3 NDK13_400 - DECISION TREE 4 NDK14_400 - DECISION TREE 5 NDK15_400 - DECISION TREE 6 NDK16_400 - DECISION TREE 7 NDK17_400 - RANGE CARD C

DK19_400 - LOW END NDK20_400 - HIGH END NDK21_400 - MIDPOINT (CALCULATED) NQ1056A23 - R21_05.CAN BORROW AGNST ACCT? N X7290Q1057A23 - R21_1. YEARS/AGE/YEAR N X7716AQ1058A23 - R21_1YRS. # OF YEARS IN PLAN N X7716Q1059A23 - R21_1AGE. SINCE WHAT AGE? N X7291Q1060A23 - R21_1YR. SINCE WHAT YEAR? N X7292Q1061A23 - R22. MAKE CONTRIBUTIONS NOW? N X5005Q1062A23 - R23. PERCENT/AMOUNT/VARIABLE N X5006AQ1063A23 - R23_1PCT. PERCENT PAID N X5006Q1064A23 - R23_1AMT. AMT/VARIABLE PAID N X5007DK5_401 - DECISION TREE TYPE N


Q1066A23 - R23_1F. FREQ OF CONTRIBUTIONS N X5008Q1068A23 - R24. AGE/YEARS/YEAR N X5009AQ1069A23 - R24AGE. AGE EXPECT TO RECEIVE N X5009Q1070A23 - R24YEARS. IN NUMBER OF YEARS N X7717Q1071A23 - R24YEAR. IN YEAR N X7293Q1072A23 - R25. AMT/PERCENT OF FINAL PAY N X6666Q1073A23 - R25AMT. AMOUNT OF BENEFITS N X5010DK5_402 - DECISION TREE TYPE NDK8_402 - RANGE CARD/RANGE NDK9_402 - RANGE FROM CARD? NDK10_402 - DECISION TREE 1 N




DK20_402 - HIGH END NDK21_402 - MIDPOINT (CALCULATED) NQ1075A23 - R25PCT. PERCENT OF FINAL PAY N X5012Q1076A23 - R25F. FREQ OF BENEFITS N X5011Q1078A23 - R26. LEAVE JOB, WHAT HAPPENS? N X5013Q1080A23 - R26_1. AMOUNT OF BENEFIT N X5014DK5_403 - DECISION TREE TYPE NDK8_403 - RANGE CARD/RANGE NDK9_403 - RANGE FROM CARD? NDK10_403 - DECISION TREE 1 NDK11_403 - DECISION TREE 2 NDK12_403 - DECISION TREE 3 NDK13_403 - DECISION TREE 4 N

DK14_403 - DECISION TREE 5 NDK15_403 - DECISION TREE 6 NDK16_403 - DECISION TREE 7 NDK17_403 - RANGE CARD CDK19_403 - LOW END NDK20_403 - HIGH END NDK21_403 - MIDPOINT (CALCULATED) NQ1082A23 - R26_1F. FREQUENCY OF BENEFIT N X7720Q1084A23 - R26_2. AMOUNT OF BENEFIT N X5014ADK5_404 - DECISION TREE TYPE NDK8_404 - RANGE CARD/RANGE NDK9_404 - RANGE FROM CARD? NDK10_404 - DECISION TREE 1 N

DK11_404 - DECISION TREE 2 NDK12_404 - DECISION TREE 3 NDK13_404 - DECISION TREE 4 NDK14_404 - DECISION TREE 5 NDK15_404 - DECISION TREE 6 NDK16_404 - DECISION TREE 7 NDK17_404 - RANGE CARD CDK19_404 - LOW END NDK20_404 - HIGH END NDK21_404 - MIDPOINT (CALCULATED) NQ1086A23 - R27. ANOTHER PLAN? N X5015Q1087A23 - R28. WHAT TYPE? (THRIFT,401K) N X5016Q1089A23 - R29. YEARS/AGE/YEAR N X5017A

Q1090A23 - R29YRS. # OF YEARS IN PLAN N X5017Q1091A23 - R29AGE. SINCE WHAT AGE? N X7294Q1092A23 - R29YR. SINCE WHAT YEAR? N X7295Q1093A23 - R30. EMPLOYER CONTRIBUTE? N X5018Q1094A23 - R30_1.PERCENT/AMOUNT/VARIABLE N X5019AQ1095A23 - R30_2A. PERCENT PAID N X5019Q1096A23 - R30_2B. AMOUNT/VARIABLE PAID N X5020DK5_405 - DECISION TREE TYPE NDK8_405 - RANGE CARD/RANGE NDK9_405 - RANGE FROM CARD? NDK10_405 - DECISION TREE 1 N



DK14_408 - DECISION TREE 5 NDK15_408 - DECISION TREE 6 NDK16_408 - DECISION TREE 7 NDK17_408 - RANGE CARD CDK19_408 - LOW END NDK20_408 - HIGH END NDK21_408 - MIDPOINT (CALCULATED) NQ1117A23 - R34_2C. FREQ OF CONTRIBUTION N X5025

Q1119A23 - R35. AMOUNT IN ACCOUNT N X5026DK5_409 - DECISION TREE TYPE NDK8_409 - RANGE CARD/RANGE NDK9_409 - RANGE FROM CARD? NDK10_409 - DECISION TREE 1 NDK11_409 - DECISION TREE 2 NDK12_409 - DECISION TREE 3 NDK13_409 - DECISION TREE 4 NDK14_409 - DECISION TREE 5 NDK15_409 - DECISION TREE 6 NDK16_409 - DECISION TREE 7 NDK17_409 - RANGE CARD CDK19_409 - LOW END N

DK20_409 - HIGH END NDK21_409 - MIDPOINT (CALCULATED) NQ1121A23 - R36. IF LEAVE JOB, LOSE ALL? N X5032Q1123A23 - R36_1. PERCENT/AMOUNT N X5033AQ1124A23 - R36_1PCT. PERCENT LOSE N X5033Q1125A23 - R36_1AMT. AMOUNT LOSE N X7726DK5_410 - DECISION TREE TYPE NDK8_410 - RANGE CARD/RANGE NDK9_410 - RANGE FROM CARD? NDK10_410 - DECISION TREE 1 NDK11_410 - DECISION TREE 2 NDK12_410 - DECISION TREE 3 NDK13_410 - DECISION TREE 4 N

DK14_410 - DECISION TREE 5 NDK15_410 - DECISION TREE 6 NDK16_410 - DECISION TREE 7 NDK17_410 - RANGE CARD CDK19_410 - LOW END NDK20_410 - HIGH END NDK21_410 - MIDPOINT (CALCULATED) NQ1127A23 - R37. HOW INVESTED? N X5034Q1129A23 - R37_1. CONTROL HOW INVESTED? N X7298Q1130A23 - R38. ANOTHER PLAN? N X5035Q1586A23 - C NULLQ1131A2 - R39. TOTAL AMT IN OTHER PLANS N X5036DK5_411 - DECISION TREE TYPE N




DK20_411 - HIGH END NDK21_411 - MIDPOINT (CALCULATED) NQ1134A2 - R39_2. OFFER, BUT DON'T PART.? N X7299Q1135A2 - R40. DOING OTHER WORK FOR PAY? N X5101Q1136A2A - R40_1.JOB, MILITARY, BUSINESS N X5102AQ1136A2B - R40_1.JOB, MILITARY, BUSINESS N X5103AQ1136A2C - R40_1.JOB, MILITARY, BUSINESS N X5104AQ1136A2D - R40_1.JOB, MILITARY, BUSINESS N X5105A

Q1138A2 - R41. HOURS WORK IN NORMAL WEEK N X5107Q1139A2 - R42. WEEKS WORK IN NORMAL YEAR N X5108Q1140A2 - R43. AMOUNT EARN BEFORE TAXES N X5109DK5_412 - DECISION TREE TYPE NDK8_412 - RANGE CARD/RANGE NDK9_412 - RANGE FROM CARD? NDK10_412 - DECISION TREE 1 NDK11_412 - DECISION TREE 2 NDK12_412 - DECISION TREE 3 NDK13_412 - DECISION TREE 4 NDK14_412 - DECISION TREE 5 NDK15_412 - DECISION TREE 6 NDK16_412 - DECISION TREE 7 N

DK17_412 - RANGE CARD CDK19_412 - LOW END NDK20_412 - HIGH END NDK21_412 - MIDPOINT (CALCULATED) NQ1142A2 - R43F.FREQ OF REPORTED EARNINGS N X5110Q1144A2 - R44. FULL-TIME OR PART-TIME? N X5111Q1145A2 - R45. NUMBER OF YEARS FULL-TIME N X5112Q1146A2 - R45_1. # EMPLOY 1 YR OR MORE N X5113Q1147A2 - R45_2. # EMPLOY 3 YRS OR MORE N X5114Q1148A2 - R45_3. LONGEST JOB: ELSE/SELF? N X5115Q1152A2 - R45_6. YEAR/AGE/YEARS N X5118AQ1153A2 - R45_6YR. YEAR STARTED WORKING N X5118Q1154A2 - R45_6AGE. AGE STARTED WORKING N X7300

Q1155A2 - R45_6YRS. YRS AGO STARTED WORK N X7301Q1156A2 - R45_7. YEAR/AGE/YEARS N X5119AQ1157A2 - R45_7YR. YEAR STOPPED WORKING N X5119Q1158A2 - R45_7AGE. AGE STOPPED WORKING N X7302Q1159A2 - R45_7YRS. YRS AGO STOPPED WORK N X7303Q1160A2 - R45_8. AMT EARNED BEFORE TAXES N X5120DK5_413 - DECISION TREE TYPE NDK8_413 - RANGE CARD/RANGE NDK9_413 - RANGE FROM CARD? NDK10_413 - DECISION TREE 1 NDK11_413 - DECISION TREE 2 NDK12_413 - DECISION TREE 3 NDK13_413 - DECISION TREE 4 N

DK14_413 - DECISION TREE 5 NDK15_413 - DECISION TREE 6 NDK16_413 - DECISION TREE 7 NDK17_413 - RANGE CARD CDK19_413 - LOW END NDK20_413 - HIGH END NDK21_413 - MIDPOINT (CALCULATED) NQ1162A2 - R45_8F. FREQ OF REPORTED EARN N X5121Q1164A2 - R45_9. ANY YEARS ONLY PT-TIME? N X5122Q1166A2 - R45_10. NUM OF YEARS, PT-TIME N X5123Q1169A2 - R45_11. YEAR/AGE/YEARS N X5124A



Q1170A2 - R45_11YR. YEAR EXPECT STOP FT N X7304Q1171A2 - R45_11AG. AGE EXPECT STOP FT N X7727Q1172A2 - R45_11YS. STOP FT IN # YEARS N X5124Q1174A2 - R45_12. EXPECT PART-TIME AFTER N X5125Q1176A2 - R45_13. YEAR/AGE/YEARS N X5126AQ1177A2 - R45_13YR. YEAR STOP ALTOGETHER N X7305Q1178A2 - R45_13AG. AGE STOP ALTOGETHER N X7729Q1179A2 - R45_13YS. STOP IN # YEARS N X5126

Q1181A2 - R46. HOW MANY YEARS PART-TIME N X5127Q1182A2 - R46_1. EVER WORKED FULL-TIME? N X5128Q1183A2 - R46_2. # OF YEARS FULL-TIME N X5129Q1184A2 - R46_2A. FIVE YEARS OR MORE? N X5130AQ1185A2 - R46_3. INTERVIEWER CHECKPOINT N X5130Q1186A2 - R46_4. YEAR/AGE/YEARS N X5131AQ1187A2 - R46_4YR. LAST YEAR FULL-TIME N X5131Q1188A2 - R46_4AGE. LAST AGE FULL-TIME N X7306Q1189A2 - R46_4YRS. STOP FT # YEARS AGO N X7307Q1190A2 - R46_5. AMT EARN BEFORE TAXES N X5132DK5_414 - DECISION TREE TYPE NDK8_414 - RANGE CARD/RANGE NDK9_414 - RANGE FROM CARD? N

DK10_414 - DECISION TREE 1 NDK11_414 - DECISION TREE 2 NDK12_414 - DECISION TREE 3 NDK13_414 - DECISION TREE 4 NDK14_414 - DECISION TREE 5 NDK15_414 - DECISION TREE 6 NDK16_414 - DECISION TREE 7 NDK17_414 - RANGE CARD CDK19_414 - LOW END NDK20_414 - HIGH END NDK21_414 - MIDPOINT (CALCULATED) NQ1192A2 - R46_5F. FREQ OF REPORTED EARN N X5133Q1194A2 - R46_6. # EMPLOY 1 YR OR MORE N X5134

Q1195A2 - R46_7.LONGEST JOB: TYPE EMPLOY N X5135Q1199A2 - R46_10. YEAR/AGE/YEARS N X5138AQ1200A2 - R46_10YR. YEAR STARTED JOB N X5138Q1201A2 - R46_10AG. AGE STARTED JOB N X7308Q1202A2 - R46_10YS.YEARS AGO STARTED JOB N X7309Q1203A2 - R46_11. YEAR/AGE/YEARS N X5139AQ1204A2 - R46_11YR. YEAR STOPPED JOB N X5139Q1205A2 - R46_11AG. AGE STOPPED JOB N X7310Q1206A2 - R46_11YS.YEARS AGO STOPPED JOB N X7311Q1207A2 - R46_12. AMT EARNED WHEN STOP N X5140DK5_415 - DECISION TREE TYPE NDK8_415 - RANGE CARD/RANGE NDK9_415 - RANGE FROM CARD? N




Q1209A2 - R46_12F. FREQ REPORTED EARNING N X5141Q1211A2 - R46_13. YEAR/AGE/YEARS N X5142AQ1212A2 - R46_13YR. LAST YEAR FULL-TIME N X5142Q1213A2 - R46_13AG. AGE LAST FULL-TIME N X7312Q1214A2 - R46_13YS. YEARS AGO LAST FT N X7313Q1215A2 - R46_14. EXPECT FT IN FUTURE? N X5143Q1216A2 - R46_15. YEAR/AGE/YEARS N X5144AQ1217A2 - R46_15YR. YEAR EXPECT TO START N X7314

Q1218A2 - R46_15AG. AGE EXPECT TO START N X7315Q1219A2 - R46_15YS.EXPECT START IN # YRS N X5144Q1221A2 - R46_16. YEAR/AGE/YEARS N X5145AQ1222A2 - R46_16YR. YEAR EXPECT STOP FT N X7316Q1223A2 - R46_16AG. AGE EXPECT STOP FT N X7730Q1224A2 - R46_16YS. EXPECT STOP IN # YRS N X5145Q1226A2 - R46_17. YEAR/AGE/YEARS N X5146AQ1227A2 - R46_17YR. YEAR STOP ALTOGETHER N X7317Q1228A2 - R46_17AG. AGE STOP ALTOGETHER N X7731Q1229A2 - R46_17YS.STOP ALTOGETHER # YRS N X5146Q1231A2 - R47. EVER WORKED FULL-TIME? N X5201Q1232A2 - R47_1. NUMBER YEARS FULL-TIME N X5202Q1233A2 - R47_1_1. FIVE YEARS OR MORE? N X5203A

Q1234A2 - R47_2. INTERVIEWER CHECKPOINT N X5203Q1235A2 - R47_3. YEAR/AGE/YEARS N X5204AQ1236A2 - R47_3YR. LAST YEAR FULL-TIME N X5204Q1237A2 - R47_3AGE. LAST AGE FULL-TIME N X7318Q1238A2 - R47_3YRS. YEARS AGO FULL-TIME N X7319Q1239A2 - R47_4. AMT EARN BEFORE TAXES N X5205DK5_416 - DECISION TREE TYPE NDK8_416 - RANGE CARD/RANGE NDK9_416 - RANGE FROM CARD? NDK10_416 - DECISION TREE 1 NDK11_416 - DECISION TREE 2 NDK12_416 - DECISION TREE 3 NDK13_416 - DECISION TREE 4 N

DK14_416 - DECISION TREE 5 NDK15_416 - DECISION TREE 6 NDK16_416 - DECISION TREE 7 NDK17_416 - RANGE CARD CDK19_416 - LOW END NDK20_416 - HIGH END NDK21_416 - MIDPOINT (CALCULATED) NQ1241A2 - R47_4F. FREQ REPORTED EARNINGS N X5206Q1243A2 - R47_5. # OF EMP-1 OR MORE YRS N X5207Q1244A2 - R47_6. LONGEST JOB: ELSE/SELF? N X5208Q1248A2 - R47_9. YEAR/AGE/YEARS N X5211AQ1249A2 - R47_9YR. YEAR STARTED THAT JOB N X5211Q1250A2 - R47_9AGE. AGE STARTED THAT JOB N X7320

Q1251A2 - R47_9YRS. YRS AGO STARTED JOB N X7321Q1252A2 - R47_10. YEAR/AGE/YEARS N X5212AQ1253A2 - R47_10YR. YEAR STOPPED JOB N X5212Q1254A2 - R47_10AG. AGE STOPPED JOB N X7322Q1255A2 - R47_10YS. YRS AGO STOPPED JOB N X7323Q1256A2 - R47_11. AMT EARNING WHEN LEFT N X5213DK5_417 - DECISION TREE TYPE NDK8_417 - RANGE CARD/RANGE NDK9_417 - RANGE FROM CARD? NDK10_417 - DECISION TREE 1 NDK11_417 - DECISION TREE 2 N




DK21_417 - MIDPOINT (CALCULATED) NQ1258A2 - R47_11F. FREQUENCY OF EARNINGS N X5214Q1260A2 - R47_12. ANY YEARS WORKED P-T? N X5215Q1261A2 - R47_13. HOW MANY YEARS P-T? N X5216Q1262A2 - R47_14. EXPECT TO WORK FUTURE? N X5217Q1263A2 - R47_15. YEAR/AGE/YEARS N X5218AQ1264A2 - R47_15YR. YEAR EXPECT TO START N X7324Q1265A2 - R47_15AG. AGE EXPECT TO START N X7325Q1266A2 - R47_15YS. START IN # YEARS N X5218Q1268A2 - R47_16. ANY FULL-TIME WORK N X5219Q1270A2 - R47_17. YEAR/AGE/YEARS N X5220AQ1271A2 - R47_17YR. YEAR EXPECT START FT N X7326Q1272A2 - R47_17AG. AGE EXPECT START FT N X7327

Q1273A2 - R47_17YS. # YRS WILL START FT N X5220Q1275A2 - R47_18. YEAR/AGE/YEARS N X5221AQ1276A2 - R47_18YR. YEAR EXPECT STOP FT N X7328Q1277A2 - R47_18AG. AGE EXPECT STOP FT N X7732Q1278A2 - R47_18YS. # YRS EXPECT STOP FT N X5221Q1280A2 - R47_19. YEAR/AGE/YEARS N X5222AQ1281A2 - R47_19YR. YEAR STOP ALTOGETHER N X7329Q1282A2 - R47_19AG. AGE STOP ALTOGETHER N X7733Q1283A2 - R47_19YS. # YRS STOP ALTOGETHR N X5222Q1286 - R96. RECEIVING SOC SEC/CURR PENSION? N X5301Q1287 - R96_1. RECEIVING SOCIAL SECURITY N X5302Q1288A1 - R96_2. R RECEIVING BENEFITS? N X5303AQ1288A2 - R96_2. S RECEIVING BENEFITS? N X5308A

Q1290A1 - R96_4. PMTS: RET, DIS, SURV? N X5304Q1291A1 - R96_5. YEARS/AGE/YEAR N X5305AQ1292A1 - R96_5YRS. # YRS RECEIVED N X5305Q1293A1 - R96_5AGE. RECEIVED SINCE AGE N X7330Q1294A1 - R96_5YR. RECEIVED SINCE YEAR N X7734Q1295A1 - R96_6. AMOUNT RECEIVED N X5306DK5_418 - DECISION TREE TYPE NDK8_418 - RANGE CARD/RANGE NDK9_418 - RANGE FROM CARD? NDK10_418 - DECISION TREE 1 NDK11_418 - DECISION TREE 2 NDK12_418 - DECISION TREE 3 NDK13_418 - DECISION TREE 4 N

DK14_418 - DECISION TREE 5 NDK15_418 - DECISION TREE 6 NDK16_418 - DECISION TREE 7 NDK17_418 - RANGE CARD CDK19_418 - LOW END NDK20_418 - HIGH END NDK21_418 - MIDPOINT (CALCULATED) NQ1297A1 - R96_6F. FREQ PMTS RECEIVED N X5307Q1290A2 - R96_4. PMTS: RET, DIS, SURV? N X5309Q1291A2 - R96_5. YEARS/AGE/YEAR N X5310AQ1292A2 - R96_5YRS. # OF YEARS RECEIVED N X5310



Q1293A2 - R96_5AGE. RECEIVED SINCE AGE N X7331Q1294A2 - R96_5YR. RECEIVED SINCE YEAR N X7735Q1295A2 - R96_6. AMOUNT RECEIVED N X5311DK5_419 - DECISION TREE TYPE NDK8_419 - RANGE CARD/RANGE NDK9_419 - RANGE FROM CARD? NDK10_419 - DECISION TREE 1 NDK11_419 - DECISION TREE 2 N

DK12_419 - DECISION TREE 3 NDK13_419 - DECISION TREE 4 NDK14_419 - DECISION TREE 5 NDK15_419 - DECISION TREE 6 NDK16_419 - DECISION TREE 7 NDK17_419 - RANGE CARD CDK19_419 - LOW END NDK20_419 - HIGH END NDK21_419 - MIDPOINT (CALCULATED) NQ1297A2 - R96_6F. FREQ PMTS RECEIVED N X5312Q1299 - R97. RECEIVING OTHER RETIREMENT? N X5313Q1300 - R97_1. # OF OTHER PMTS RECEIVING N X6700Q1302A1 - R97_2. R OR S RECEIVING PMT? N X5315

Q1303A1 - R97_3. PMT FROM WHERE? (JOB?) N X5316Q1305A1 - R97_4. YEARS/AGE/YEAR N X5317AQ1306A1 - R97_4YRS. # OF YEARS RECEIVED N X5317Q1307A1 - R97_4AGE. RECEIVED SINCE AGE N X7332Q1308A1 - R97_4. RECEIVED SINCE YEAR N X7736Q1309A1 - R97_5. AMOUNT RECEIVED N X5318DK5_420 - DECISION TREE TYPE NDK8_420 - RANGE CARD/RANGE NDK9_420 - RANGE FROM CARD? NDK10_420 - DECISION TREE 1 NDK11_420 - DECISION TREE 2 NDK12_420 - DECISION TREE 3 NDK13_420 - DECISION TREE 4 N

DK14_420 - DECISION TREE 5 NDK15_420 - DECISION TREE 6 NDK16_420 - DECISION TREE 7 NDK17_420 - RANGE CARD CDK19_420 - LOW END NDK20_420 - HIGH END NDK21_420 - MIDPOINT (CALCULATED) NQ1311A1 - R97_5F. FREQ AMT RECEIVED N X5319Q1313A1 - R97_6.INCREASE W/COST OF LIVE? N X5320Q1314A1 - R97_7. CHECKPOINT: R MARRIED? N X5321Q1315A1 - R97_8.R DIES, S STILL RECEIVE? N X5322AQ1316A1 - R97_8.PERCENTAGE STILL RECEIVE N X5322Q1318A1 - R97_9. ANOTHER BENEFIT? N X7737

Q1302A2 - R97_2. R OR S RECEIVING PMT? N X5323Q1303A2 - R97_3. PMT FROM WHERE? (JOB?) N X5324Q1305A2 - R97_4. YEARS/AGE/YEAR N X5325AQ1306A2 - R97_4YRS. # OF YEARS RECEIVED N X5325Q1307A2 - R97_4AGE. RECEIVED SINCE AGE N X7333Q1308A2 - R97_4. RECEIVED SINCE YEAR N X7738Q1309A2 - R97_5. AMOUNT RECEIVED N X5326DK5_421 - DECISION TREE TYPE NDK8_421 - RANGE CARD/RANGE NDK9_421 - RANGE FROM CARD? NDK10_421 - DECISION TREE 1 N




DK20_421 - HIGH END NDK21_421 - MIDPOINT (CALCULATED) NQ1311A2 - R97_5F. FREQ AMT RECEIVED N X5327Q1313A2 - R97_6.INCREASE W/COST OF LIVE? N X5328Q1314A2 - R97_7. CHECKPOINT: R MARRIED? N X5329Q1315A2 - R97_8.R DIES, S STILL RECEIVE? N X5330AQ1316A2 - R97_8.PERCENTAGE STILL RECEIVE N X5330Q1318A2 - R97_9. ANOTHER BENEFIT? N X7739Q1302A3 - R97_2. WHO IS RECEIVING N X5331Q1303A3 - R97_3. PMT FROM WHERE? (JOB?) N X5332Q1305A3 - R97_4. YEARS/AGE/YEAR N X5333AQ1306A3 - R97_4YRS. # OF YEARS RECEIVED N X5333Q1307A3 - R97_4AGE. RECEIVED SINCE AGE N X7334

Q1308A3 - R97_4. RECEIVED SINCE YEAR N X7740Q1309A3 - R97_5. AMOUNT RECEIVED N X5334DK5_422 - DECISION TREE TYPE NDK8_422 - RANGE CARD/RANGE NDK9_422 - RANGE FROM CARD? NDK10_422 - DECISION TREE 1 NDK11_422 - DECISION TREE 2 NDK12_422 - DECISION TREE 3 NDK13_422 - DECISION TREE 4 NDK14_422 - DECISION TREE 5 NDK15_422 - DECISION TREE 6 NDK16_422 - DECISION TREE 7 NDK17_422 - RANGE CARD C

DK19_422 - LOW END NDK20_422 - HIGH END NDK21_422 - MIDPOINT (CALCULATED) NQ1311A3 - R97_5F. FREQ AMT RECEIVED N X5335Q1313A3 - R97_6.INCREASE W/COST OF LIVE? N X5336Q1314A3 - R97_7. CHECKPOINT: R MARRIED? N X5337Q1315A3 - R97_8.R DIES, S STILL RECEIVE? N X5338AQ1316A3 - R97_8.PERCENTAGE STILL RECEIVE N X5338Q1318A3 - R97_9. ANOTHER BENEFIT? N X7741Q1302A4 - R97_2. WHO IS RECEIVING N X5415Q1303A4 - R97_3. PMT FROM WHERE? (JOB?) N X5416Q1305A4 - R97_4. YEARS/AGE/YEAR N X5417AQ1306A4 - R97_4YRS. # OF YEARS RECEIVED N X5417

Q1307A4 - R97_4AGE. RECEIVED SINCE AGE N X7335Q1308A4 - R97_4. RECEIVED SINCE YEAR N X7742Q1309A4 - R97_5. AMOUNT RECEIVED N X5418DK5_423 - DECISION TREE TYPE NDK8_423 - RANGE CARD/RANGE NDK9_423 - RANGE FROM CARD? NDK10_423 - DECISION TREE 1 NDK11_423 - DECISION TREE 2 NDK12_423 - DECISION TREE 3 NDK13_423 - DECISION TREE 4 NDK14_423 - DECISION TREE 5 N



DK15_423 - DECISION TREE 6 NDK16_423 - DECISION TREE 7 NDK17_423 - RANGE CARD CDK19_423 - LOW END NDK20_423 - HIGH END NDK21_423 - MIDPOINT (CALCULATED) NQ1311A4 - R97_5F. FREQ AMT RECEIVED N X5419Q1313A4 - R97_6.INCREASE W/COST OF LIVE? N X5420

Q1314A4 - R97_7. CHECKPOINT: R MARRIED? N X5421Q1315A4 - R97_8.R DIES, S STILL RECEIVE? N X5422AQ1316A4 - R97_8.PERCENTAGE STILL RECEIVE N X5422Q1318A4 - R97_9. ANOTHER BENEFIT? N X7743Q1302A5 - R97_2. R OR S RECEIVEING PMT? N X5423Q1303A5 - R97_3. PMT FROM WHERE? (JOB?) N X5424Q1305A5 - R97_4. YEARS/AGE/YEAR N X5425AQ1306A5 - R97_4YRS. # OF YEARS RECEIVED N X5425Q1307A5 - R97_4AGE. RECEIVED SINCE AGE N X7336Q1308A5 - R97_4. RECEIVED SINCE YEAR N X7744Q1309A5 - R97_5. AMOUNT RECEIVED N X5426DK5_424 - DECISION TREE TYPE NDK8_424 - RANGE CARD/RANGE N

DK9_424 - RANGE FROM CARD? NDK10_424 - DECISION TREE 1 NDK11_424 - DECISION TREE 2 NDK12_424 - DECISION TREE 3 NDK13_424 - DECISION TREE 4 NDK14_424 - DECISION TREE 5 NDK15_424 - DECISION TREE 6 NDK16_424 - DECISION TREE 7 NDK17_424 - RANGE CARD CDK19_424 - LOW END NDK20_424 - HIGH END NDK21_424 - MIDPOINT (CALCULATED) NQ1311A5 - R97_5F. FREQ PMTS RECEIVED N X5427

Q1313A5 - R97_6.INCREASE W/COST OF LIVE? N X5428Q1314A5 - R97_7. CHECKPOINT: R MARRIED? N X5429Q1315A5 - R97_8.R DIES, S STILL RECEIVE? N X5430AQ1316A5 - R97_8.PERCENTAGE STILL RECEIVE N X5430Q1318A5 - R97_9. ANOTHER BENEFIT? N X7745Q1302A6 - R97_2. R OR S RECEIVING PMTS? N X5431Q1303A6 - R97_3. PMT FROM WHERE? (JOB?) N X5432Q1305A6 - R97_4. YEARS/AGE/YEAR N X5433AQ1306A6 - R97_4YRS. # OF YEARS RECEIVED N X5433Q1307A6 - R97_4AGE. RECEIVED SINCE AGE N X7337Q1308A6 - R97_4. RECEIVED SINCE YEAR N X7746Q1309A6 - R97_5. AMOUNT RECEIVED N X5434DK5_425 - DECISION TREE TYPE N




DK20_425 - HIGH END NDK21_425 - MIDPOINT (CALCULATED) NQ1311A6 - R97_5F. FREQ AMT RECEIVED N X5435Q1313A6 - R97_6.INCREASE W/COST OF LIVE? N X5436Q1314A6 - R97_7. CHECKPOINT: R MARRIED? N X5437Q1315A6 - R97_8.R DIES, S STILL RECEIVE? N X5438AQ1316A6 - R97_8.PERCENTAGE STILL RECEIVE N X5438Q1318A6 - R97_9. ANOTHER BENEFIT? N X5438B

Q1319 - R98. RECEIVED CASH SETTLEMENT? N X5501Q1320 - R98_1.NUMBER OF CASH SETTLEMENTS N X6701Q1322A1 - R98_2. R OR S RECEIVE STLMNT? N X5503Q1323A1 - R98_3. AMT OF CASH SETTLEMENT N X5504DK5_426 - DECISION TREE TYPE NDK8_426 - RANGE CARD/RANGE NDK9_426 - RANGE FROM CARD? NDK10_426 - DECISION TREE 1 NDK11_426 - DECISION TREE 2 NDK12_426 - DECISION TREE 3 NDK13_426 - DECISION TREE 4 NDK14_426 - DECISION TREE 5 NDK15_426 - DECISION TREE 6 N

DK16_426 - DECISION TREE 7 NDK17_426 - RANGE CARD CDK19_426 - LOW END NDK20_426 - HIGH END NDK21_426 - MIDPOINT (CALCULATED) NQ1325A1 - R98_4. YEAR/AGE/YEARS AGO N X5505AQ1326A1 - R98_4YR. YEAR WHEN RECEIVED N X5505Q1327A1 - R98_4AGE. AGE WHEN RECEIVED N X7338Q1328A1 - R98_4YRS. # YEARS AGO RECEIVED N X7339Q1329A1 - R98_5. ANOTHER CASH SETTLEMENT N X7747Q1322A2 - R98_2. R OR S RECEIVE STLMNT? N X5506Q1323A2 - R98_3. AMT OF CASH SETTLEMENT N X5507DK5_427 - DECISION TREE TYPE N


Q1325A2 - R98_4. YEAR/AGE/YEARS AGO N X5508AQ1326A2 - R98_4YR. YEAR WHEN RECEIVED N X5508Q1327A2 - R98_4AGE. AGE WHEN RECEIVED N X7340Q1328A2 - R98_4YRS. # YEARS AGO RECEIVED N X7341Q1329A2 - R98_5. ANOTHER CASH SETTLEMENT N X7748Q1322A3 - R98_2. R OR S RECEIVE STLMNT? N X5509Q1323A3 - R98_3. AMT OF CASH SETTLEMENT N X5510DK5_428 - DECISION TREE TYPE NDK8_428 - RANGE CARD/RANGE NDK9_428 - RANGE FROM CARD? NDK10_428 - DECISION TREE 1 N




DK20_428 - HIGH END NDK21_428 - MIDPOINT (CALCULATED) NQ1325A3 - R98_4. YEAR/AGE/YEARS AGO N X5511AQ1326A3 - R98_4YR. YEAR WHEN RECEIVED N X5511Q1327A3 - R98_4AGE. AGE WHEN RECEIVED N X7342Q1328A3 - R98_4YRS. RECEIVED # YEARS AGO N X7343Q1329A3 - R98_5. ANOTHER CASH SETTLEMENT N X7749Q1322A4 - R98_2. R OR S RECEIVED STLMNT? N X5512Q1323A4 - R98_3. AMT OF CASH SETTLEMENT? N X5513DK5_429 - DECISION TREE TYPE NDK8_429 - RANGE CARD/RANGE NDK9_429 - RANGE FROM CARD? NDK10_429 - DECISION TREE 1 N

DK11_429 - DECISION TREE 2 NDK12_429 - DECISION TREE 3 NDK13_429 - DECISION TREE 4 NDK14_429 - DECISION TREE 5 NDK15_429 - DECISION TREE 6 NDK16_429 - DECISION TREE 7 NDK17_429 - RANGE CARD CDK19_429 - LOW END NDK20_429 - HIGH END NDK21_429 - MIDPOINT (CALCULATED) NQ1325A4 - R98_4. YEAR/AGE/YEARS AGO N X5514AQ1326A4 - R98_4YR. YEAR WHEN RECEIVED N X5514Q1327A4 - R98_4AGE. AGE WHEN RECEIVED N X7344

Q1328A4 - R98_4YRS. RECEIVED # YEARS AGO N X7345Q1329A4 - R98_5. ANOTHER CASH SETTLEMENT N X7750Q1322A5 - R98_2. R OR S RECEIVED STLMNT? N X5515Q1323A5 - R98_3. AMT OF CASH SETTLEMENT N X5516DK5_430 - DECISION TREE TYPE NDK8_430 - RANGE CARD/RANGE NDK9_430 - RANGE FROM CARD? NDK10_430 - DECISION TREE 1 NDK11_430 - DECISION TREE 2 NDK12_430 - DECISION TREE 3 NDK13_430 - DECISION TREE 4 NDK14_430 - DECISION TREE 5 NDK15_430 - DECISION TREE 6 N

DK16_430 - DECISION TREE 7 NDK17_430 - RANGE CARD CDK19_430 - LOW END NDK20_430 - HIGH END NDK21_430 - MIDPOINT (CALCULATED) NQ1325A5 - R98_4. YEAR/AGE/YEARS AGO N X5517AQ1326A5 - R98_4YR. YEAR WHEN RECEIVED N X5517Q1327A5 - R98_4AGE. AGE WHEN RECEIVED N X7346Q1328A5 - R98_4YRS. RECEIVED # YEARS AGO N X7347Q1329A5 - R98_5. ANOTHER CASH SETTLEMENT N X6718Q1322A6 - R98_2. R OR S RECEIVED STLMNT? N



Q1323A6 - R98_3. AMT OF CASH SETTLEMENT NDK5_431 - DECISION TREE TYPE NDK8_431 - RANGE CARD/RANGE NDK9_431 - RANGE FROM CARD? NDK10_431 - DECISION TREE 1 NDK11_431 - DECISION TREE 2 NDK12_431 - DECISION TREE 3 NDK13_431 - DECISION TREE 4 N

DK14_431 - DECISION TREE 5 NDK15_431 - DECISION TREE 6 NDK16_431 - DECISION TREE 7 NDK17_431 - RANGE CARD CDK19_431 - LOW END NDK20_431 - HIGH END NDK21_431 - MIDPOINT (CALCULATED) NQ1325A6 - R98_4. YEAR/AGE/YEARS AGO NQ1326A6 - R98_4YR. YEAR WHEN RECEIVED NQ1327A6 - R98_4AGE. AGE WHEN RECEIVED NQ1328A6 - R98_4YRS. RECEIVED # YEARS AGO NQ1329A6 - R98_5. ANOTHER CASH SETTLEMENT NQ1330 - R99. FUTURE PENSION BENEFITS? N X5601

Q1331 - R99_1. NUMBER OF FUTURE BENEFITS N X6702Q1333A1 - R99_2. R OR S RECEIVE BENEFITS N X5606Q1334A1 - R99_3. INC FORMULA, ACCT, BOTH ... N X5603Q1335A1 - R99_3_1. LUMP SUM OR REG PMT? N X7348Q1336A1 - R99_4. AMOUNT IN ACCOUNT N X5604DK5_432 - DECISION TREE TYPE NDK8_432 - RANGE CARD/RANGE NDK9_432 - RANGE FROM CARD? NDK10_432 - DECISION TREE 1 NDK11_432 - DECISION TREE 2 NDK12_432 - DECISION TREE 3 NDK13_432 - DECISION TREE 4 NDK14_432 - DECISION TREE 5 N

DK15_432 - DECISION TREE 6 NDK16_432 - DECISION TREE 7 NDK17_432 - RANGE CARD CDK19_432 - LOW END NDK20_432 - HIGH END NDK21_432 - MIDPOINT (CALCULATED) NQ1338A1 - R99_5. YEARS/AGE/YEAR N X5607AQ1339A1 - R99_5YS. EXPECT IN # YEARS N X7751Q1340A1 - R99_5AG. EXPECT AT AGE N X5607Q1341A1 - R99_5YR. EXPECT IN YEAR N X7349Q1342A1 - R99_6. AMT OF EXPECTED PMTS N X5608DK5_433 - DECISION TREE TYPE NDK8_433 - RANGE CARD/RANGE N




DK21_433 - MIDPOINT (CALCULATED) NQ1344A1 - R99_6F. FREQ OF EXPECTED PMTS N X5609Q1346A1 - R99_7. ANOTHER FUTURE BENEFIT? N X5610Q1333A2 - R99_2. R OR S RECEIVE BENEFIT? N X5614Q1334A2 - R99_3. INC FORMULA, ACCT, BOTH ... N X5611Q1335A2 - R99_3_1. LUMP SUM OR REG PMT? N X7350Q1336A2 - R99_4. AMOUNT IN ACCOUNT N X5612DK5_434 - DECISION TREE TYPE N


Q1338A2 - R99_5. YEARS/AGE YEARS N X5615AQ1339A2 - R99_5YS. EXPECT IN # YEARS N X7752Q1340A2 - R99_5AG. EXPECT AT AGE N X5615Q1341A2 - R99_5YR. EXPECT IN YEAR N X7351Q1342A2 - R99_6. AMT OF EXPECTED PMTS N X5616DK5_435 - DECISION TREE TYPE NDK8_435 - RANGE CARD/RANGE NDK9_435 - RANGE FROM CARD? NDK10_435 - DECISION TREE 1 NDK11_435 - DECISION TREE 2 NDK12_435 - DECISION TREE 3 NDK13_435 - DECISION TREE 4 NDK14_435 - DECISION TREE 5 N

DK15_435 - DECISION TREE 6 NDK16_435 - DECISION TREE 7 NDK17_435 - RANGE CARD CDK19_435 - LOW END NDK20_435 - HIGH END NDK21_435 - MIDPOINT (CALCULATED) NQ1344A2 - R99_6F. FREQ OF EXPECTED PMTS N X5617Q1346A2 - R99_7. ANOTHER FUTURE BENEFIT? N X5618Q1333A3 - R99_2. R OR S RECEIVE BENEFIT? N X5622Q1334A3 - R99_3. INC FORMULA, ACCT, BOTH N X5619Q1335A3 - R99_3_1. LUMP SUM OR REG PMT? N X7352Q1336A3 - R99_4. AMOUNT IN ACCOUNT N X5620DK5_436 - DECISION TREE TYPE N




DK20_436 - HIGH END NDK21_436 - MIDPOINT (CALCULATED) NQ1338A3 - R99_5. YEARS/AGE YEARS N X5623AQ1339A3 - R99_5YS. EXPECT IN # YEARS N X7753Q1340A3 - R99_5AG. EXPECT AT AGE N X5623Q1341A3 - R99_5YR. EXPECT IN YEAR N X7353Q1342A3 - R99_6. AMT OF EXPECTED PMTS N X5624DK5_437 - DECISION TREE TYPE N


Q1344A3 - R99_6F. FREQ OF EXPECTED PMTS N X5625Q1346A3 - R99_7. ANOTHER FUTURE BENEFIT? N X5626Q1333A4 - R99_2. R OR S RECEIVE BENEFIT? N X5630Q1334A4 - R99_3. INC FORMULA, ACCT, BOTH N X5627Q1335A4 - R99_3_1. LUMP SUM OR REG PMT? N X7354Q1336A4 - R99_4. AMOUNT IN ACCOUNT N X5628DK5_438 - DECISION TREE TYPE NDK8_438 - RANGE CARD/RANGE NDK9_438 - RANGE FROM CARD? NDK10_438 - DECISION TREE 1 NDK11_438 - DECISION TREE 2 NDK12_438 - DECISION TREE 3 NDK13_438 - DECISION TREE 4 N

DK14_438 - DECISION TREE 5 NDK15_438 - DECISION TREE 6 NDK16_438 - DECISION TREE 7 NDK17_438 - RANGE CARD CDK19_438 - LOW END NDK20_438 - HIGH END NDK21_438 - MIDPOINT (CALCULATED) NQ1338A4 - R99_5. YEARS/AGE/YEAR N X5631AQ1339A4 - R99_5YS. EXPECT IN # YEARS N X7754Q1340A4 - R99_5AG. EXPECT AT AGE N X5631Q1341A4 - R99_5YR. EXPECT IN YEAR N X7355Q1342A4 - R99_6. AMT OF EXPECTED PMTS N X5632DK5_439 - DECISION TREE TYPE N




DK20_439 - HIGH END NDK21_439 - MIDPOINT (CALCULATED) NQ1344A4 - R99_6F. FREQ OF EXPECTED PMTS N X5633Q1346A4 - R99_7. ANOTHER FUTURE BENEFIT? N X5634Q1333A5 - R99_2. R OR S RECEIVE BENEFIT? N X5638Q1334A5 - R99_3. INC FORMULA, ACCT, BOTH N X5635Q1335A5 - R99_3_1. LUMP SUM OR REG PMT? N X7356Q1336A5 - R99_4. AMOUNT IN ACCOUNT N X5636


DK21_440 - MIDPOINT (CALCULATED) NQ1338A5 - R99_5. YEARS/AGE/YEAR N X5639AQ1339A5 - R99_5YS. EXPECT IN # YEARS N X7755Q1340A5 - R99_5AG. EXPECT AT AGE N X5639Q1341A5 - R99_5YR. EXPECT IN YEAR N X7357Q1342A5 - R99_6. AMT OF EXPECTED PMTS N X5640DK5_441 - DECISION TREE TYPE NDK8_441 - RANGE CARD/RANGE NDK9_441 - RANGE FROM CARD? NDK10_441 - DECISION TREE 1 NDK11_441 - DECISION TREE 2 NDK12_441 - DECISION TREE 3 NDK13_441 - DECISION TREE 4 N

DK14_441 - DECISION TREE 5 NDK15_441 - DECISION TREE 6 NDK16_441 - DECISION TREE 7 NDK17_441 - RANGE CARD CDK19_441 - LOW END NDK20_441 - HIGH END NDK21_441 - MIDPOINT (CALCULATED) NQ1344A5 - R99_6F. FREQ OF EXPECTED PMTS N X5641Q1346A5 - R99_7. ANOTHER FUTURE BENEFIT? N X5642Q1333A6 - R99_2. R OR S RECEIVE BENEFIT? N X5646Q1334A6 - R99_3. INC FORMULA, ACCT, BOTH N X5643Q1335A6 - R99_3_1. LUMP SUM OR REG PMT? N X7358Q1336A6 - R99_4. AMOUNT IN ACCOUNT N X5644




DK19_442 - LOW END NDK20_442 - HIGH END NDK21_442 - MIDPOINT (CALCULATED) NQ1338A6 - R99_5. YEARS/AGE/YEAR N X5647AQ1339A6 - R99_5YS. EXPECT IN # YEARS N X7756Q1340A6 - R99_5AG. EXPECT AT AGE N X5647Q1341A6 - R99_5YR. EXPECT IN YEAR N X7359Q1342A6 - R99_6. AMT OF EXPECTED PMTS N X5648


DK21_443 - MIDPOINT (CALCULATED) NQ1344A6 - R99_6F. FREQ OF EXPECTED PMTS N X5649Q1346A6 - R99_7. ANOTHER FUTURE BENEFIT? N X5649AQ1347 - R100. IRA/KEOGH OR PENSION PLAN? N X7360Q1351A1 - T1. WAGE AND SALARY INCOME? N X5701Q1353A1 - T2. AMOUNT OF INCOME N X5702DK5_444 - DECISION TREE TYPE NDK8_444 - RANGE CARD/RANGE NDK9_444 - RANGE FROM CARD? NDK10_444 - DECISION TREE 1 NDK11_444 - DECISION TREE 2 NDK12_444 - DECISION TREE 3 NDK13_444 - DECISION TREE 4 N

DK14_444 - DECISION TREE 5 NDK15_444 - DECISION TREE 6 NDK16_444 - DECISION TREE 7 NDK17_444 - RANGE CARD CDK19_444 - LOW END NDK20_444 - HIGH END NDK21_444 - MIDPOINT (CALCULATED) NQ1351A2 - T1.OTHER INCOME FROM BUSINESS? N X5703Q1353A2 - T2. AMOUNT OF INCOME N X5704DK5_445 - DECISION TREE TYPE NDK8_445 - RANGE CARD/RANGE NDK9_445 - RANGE FROM CARD? NDK10_445 - DECISION TREE 1 N

DK11_445 - DECISION TREE 2 NDK12_445 - DECISION TREE 3 NDK13_445 - DECISION TREE 4 NDK14_445 - DECISION TREE 5 NDK15_445 - DECISION TREE 6 NDK16_445 - DECISION TREE 7 NDK17_445 - RANGE CARD CDK19_445 - LOW END NDK20_445 - HIGH END NDK21_445 - MIDPOINT (CALCULATED) NQ1351A3 - T1. INCOME FROM NONTAX INVEST? N X5705



Q1353A3 - T2. AMOUNT OF INCOME N X5706DK5_446 - DECISION TREE TYPE NDK8_446 - RANGE CARD/RANGE NDK9_446 - RANGE FROM CARD? NDK10_446 - DECISION TREE 1 NDK11_446 - DECISION TREE 2 NDK12_446 - DECISION TREE 3 NDK13_446 - DECISION TREE 4 N

DK14_446 - DECISION TREE 5 NDK15_446 - DECISION TREE 6 NDK16_446 - DECISION TREE 7 NDK17_446 - RANGE CARD CDK19_446 - LOW END NDK20_446 - HIGH END NDK21_446 - MIDPOINT (CALCULATED) NQ1351A4 - T1. ANY OTHER INTEREST INCOME? N X5707Q1353A4 - T2. AMOUNT OF INCOME N X5708DK5_447 - DECISION TREE TYPE NDK8_447 - RANGE CARD/RANGE NDK9_447 - RANGE FROM CARD? NDK10_447 - DECISION TREE 1 N

DK11_447 - DECISION TREE 2 NDK12_447 - DECISION TREE 3 NDK13_447 - DECISION TREE 4 NDK14_447 - DECISION TREE 5 NDK15_447 - DECISION TREE 6 NDK16_447 - DECISION TREE 7 NDK17_447 - RANGE CARD CDK19_447 - LOW END NDK20_447 - HIGH END NDK21_447 - MIDPOINT (CALCULATED) NQ1351A5 - T1. ANY INCOME FROM DIVIDENDS? N X5709Q1353A5 - T2. AMOUNT OF INCOME N X5710DK5_448 - DECISION TREE TYPE N


Q1351A6 - T1. STOCK, BOND, REAL ESTATE? N X5711Q1353A6 - T2. AMOUNT OF INCOME N X5712DK5_449 - DECISION TREE TYPE NDK8_449 - RANGE CARD/RANGE NDK9_449 - RANGE FROM CARD? NDK10_449 - DECISION TREE 1 NDK11_449 - DECISION TREE 2 NDK12_449 - DECISION TREE 3 NDK13_449 - DECISION TREE 4 NDK14_449 - DECISION TREE 5 NDK15_449 - DECISION TREE 6 N



DK16_449 - DECISION TREE 7 NDK17_449 - RANGE CARD CDK19_449 - LOW END NDK20_449 - HIGH END NDK21_449 - MIDPOINT (CALCULATED) NQ1351A7 - T1.NET RENT, TRUST, ROYALTIES? N X5713Q1353A7 - T2. AMOUNT OF INCOME N X5714DK5_450 - DECISION TREE TYPE N


Q1351A8 - T1.UNEMPLOYMENT, WORKERS COMP? N X5715Q1353A8 - T2. AMOUNT OF INCOME N X5716DK5_451 - DECISION TREE TYPE NDK8_451 - RANGE CARD/RANGE NDK9_451 - RANGE FROM CARD? NDK10_451 - DECISION TREE 1 NDK11_451 - DECISION TREE 2 NDK12_451 - DECISION TREE 3 NDK13_451 - DECISION TREE 4 NDK14_451 - DECISION TREE 5 NDK15_451 - DECISION TREE 6 NDK16_451 - DECISION TREE 7 NDK17_451 - RANGE CARD C

DK19_451 - LOW END NDK20_451 - HIGH END NDK21_451 - MIDPOINT (CALCULATED) NQ1351A9 - T1. CHILD SUPPORT, ALIMONY? N X5717Q1353A9 - T2. AMOUNT OF INCOME N X5718DK5_452 - DECISION TREE TYPE NDK8_452 - RANGE CARD/RANGE NDK9_452 - RANGE FROM CARD? NDK10_452 - DECISION TREE 1 NDK11_452 - DECISION TREE 2 NDK12_452 - DECISION TREE 3 NDK13_452 - DECISION TREE 4 NDK14_452 - DECISION TREE 5 N

DK15_452 - DECISION TREE 6 NDK16_452 - DECISION TREE 7 NDK17_452 - RANGE CARD CDK19_452 - LOW END NDK20_452 - HIGH END NDK21_452 - MIDPOINT (CALCULATED) NQ1351A10 - T1.ADC, AFDC, SSI, FOOD STMP? N X5719Q1353A10 - T2. AMOUNT OF INCOME N X5720DK5_453 - DECISION TREE TYPE NDK8_453 - RANGE CARD/RANGE NDK9_453 - RANGE FROM CARD? N




DK19_453 - LOW END NDK20_453 - HIGH END NDK21_453 - MIDPOINT (CALCULATED) NQ1351A11 - T1. PENSION, ANNUITIES? N X5721Q1353A11 - T2. AMOUNT OF INCOME N X5722DK5_454 - DECISION TREE TYPE NDK8_454 - RANGE CARD/RANGE NDK9_454 - RANGE FROM CARD? NDK10_454 - DECISION TREE 1 NDK11_454 - DECISION TREE 2 NDK12_454 - DECISION TREE 3 NDK13_454 - DECISION TREE 4 NDK14_454 - DECISION TREE 5 N

DK15_454 - DECISION TREE 6 NDK16_454 - DECISION TREE 7 NDK17_454 - RANGE CARD CDK19_454 - LOW END NDK20_454 - HIGH END NDK21_454 - MIDPOINT (CALCULATED) NQ1351A12 - T1. INCOME ANY OTHER SOURCE? N X5723Q1353A12 - T2. AMOUNT OF INCOME N X5724DK5_455 - DECISION TREE TYPE NDK8_455 - RANGE CARD/RANGE NDK9_455 - RANGE FROM CARD? NDK10_455 - DECISION TREE 1 NDK11_455 - DECISION TREE 2 N

DK12_455 - DECISION TREE 3 NDK13_455 - DECISION TREE 4 NDK14_455 - DECISION TREE 5 NDK15_455 - DECISION TREE 6 NDK16_455 - DECISION TREE 7 NDK17_455 - RANGE CARD CDK19_455 - LOW END NDK20_455 - HIGH END NDK21_455 - MIDPOINT (CALCULATED) NQ1581 - T2_1. CALC TOTAL INCOME CORRECT? N X7361Q1355 - T3. CORRECTED TOTAL INCOME N X5729DK5_456 - DECISION TREE TYPE NDK8_456 - RANGE CARD/RANGE N




DK21_456 - MIDPOINT (CALCULATED) NQ1357 - T4. INCOME HIGH OR LOW N X7650Q1359 - T4_1. AMT OF INCOME IN NORMAL YR N X7362DK5_457 - DECISION TREE TYPE NDK8_457 - RANGE CARD/RANGE NDK9_457 - RANGE FROM CARD? NDK10_457 - DECISION TREE 1 NDK11_457 - DECISION TREE 2 N

DK12_457 - DECISION TREE 3 NDK13_457 - DECISION TREE 4 NDK14_457 - DECISION TREE 5 NDK15_457 - DECISION TREE 6 NDK16_457 - DECISION TREE 7 NDK17_457 - RANGE CARD CDK19_457 - LOW END NDK20_457 - HIGH END NDK21_457 - MIDPOINT (CALCULATED) NQ1361 - T4_2.PAST 5 YEARS-INCOME GO UP? N X304Q1362 - T4_3.NEXT YR-EXPECT INCOME GO UP N X7364Q1363 - T4_4.GOOD IDEA OF INCOME NXT YR? N X7586Q1364 - T4_5. USUALLY HAVE A GOOD IDEA? N X7366

Q1365 - T5. IN 94, PAY ALIMONY, SUPPORT? N X5731Q1366 - T5_1. AMT OF ALIMONY/SUPPORT PMT N X5732DK5_458 - DECISION TREE TYPE NDK8_458 - RANGE CARD/RANGE NDK9_458 - RANGE FROM CARD? NDK10_458 - DECISION TREE 1 NDK11_458 - DECISION TREE 2 NDK12_458 - DECISION TREE 3 NDK13_458 - DECISION TREE 4 NDK14_458 - DECISION TREE 5 NDK15_458 - DECISION TREE 6 NDK16_458 - DECISION TREE 7 NDK17_458 - RANGE CARD C

DK19_458 - LOW END NDK20_458 - HIGH END NDK21_458 - MIDPOINT (CALCULATED) NQ1368 - T6. SUPPORT FRIENDS, RELATIVES? N X5733Q1369 - T6_1. AMOUNT OF OTHER SUPPORT N X5734DK5_459 - DECISION TREE TYPE NDK8_459 - RANGE CARD/RANGE NDK9_459 - RANGE FROM CARD? NDK10_459 - DECISION TREE 1 NDK11_459 - DECISION TREE 2 NDK12_459 - DECISION TREE 3 NDK13_459 - DECISION TREE 4 NDK14_459 - DECISION TREE 5 N

DK15_459 - DECISION TREE 6 NDK16_459 - DECISION TREE 7 NDK17_459 - RANGE CARD CDK19_459 - LOW END NDK20_459 - HIGH END NDK21_459 - MIDPOINT (CALCULATED) NQ1371A1 - T6_2. TO WHOM SUPPORT GIVEN? N X5735AQ1371A2 - T6_2. TO WHOM SUPPORT GIVEN? N X5736AQ1371A3 - T6_2. TO WHOM SUPPORT GIVEN? N X5737AQ1371A4 - T6_2. TO WHOM SUPPORT GIVEN? N X5738AQ1371A5 - T6_2. TO WHOM SUPPORT GIVEN? N X5739A



Q1371A6 - T6_2. TO WHOM SUPPORT GIVEN? N X5740AQ1371A7 - T6_2. TO WHOM SUPPORT GIVEN? N X5741AQ1371A8 - T6_2. TO WHOM SUPPORT GIVEN? N X5742AQ1371A9 - T6_2. TO WHOM SUPPORT GIVEN? N X5743AQ1373 - T7. FILE A 1994 TAX RETURN? N X5744Q1374 - T7_2. FILE JOINTLY, SEPARATELY? N X5746Q1375A1 - T7_3. WHICH SCHEDULES? N X5747AQ1375A2 - T7_3. WHICH SCHEDULES? N X5748A

Q1375A3 - T7_3. WHICH SCHEDULES? N X5749AQ1375A4 - T7_3. WHICH SCHEDULES? N X5750AQ1376 - T7_3A. ITEMIZE DEDUCTIONS? N X7367Q1377 - T7_4.TOTAL ADJUSTED GROSS INCOME N X5751DK5_460 - DECISION TREE TYPE NDK8_460 - RANGE CARD/RANGE NDK9_460 - RANGE FROM CARD? NDK10_460 - DECISION TREE 1 NDK11_460 - DECISION TREE 2 NDK12_460 - DECISION TREE 3 NDK13_460 - DECISION TREE 4 NDK14_460 - DECISION TREE 5 NDK15_460 - DECISION TREE 6 N

DK16_460 - DECISION TREE 7 NDK17_460 - RANGE CARD CDK19_460 - LOW END NDK20_460 - HIGH END NDK21_460 - MIDPOINT (CALCULATED) NQ1379A1 - T7_5. WHICH SCHEDULES? N X7758AQ1379A2 - T7_5. WHICH SCHEDULES? N X7759AQ1379A3 - T7_5. WHICH SCHEDULES? N X7760AQ1379A4 - T7_5. WHICH SCHEDULES? N X7761AQ1579 - T7_5A. ITEMIZE DEDUCTIONS? N X7368Q1380 - T7_6.TOTAL ADJUSTED GROSS INCOME N X7651DK5_461 - DECISION TREE TYPE NDK8_461 - RANGE CARD/RANGE N

DK9_461 - RANGE FROM CARD? NDK10_461 - DECISION TREE 1 NDK11_461 - DECISION TREE 2 NDK12_461 - DECISION TREE 3 NDK13_461 - DECISION TREE 4 NDK14_461 - DECISION TREE 5 NDK15_461 - DECISION TREE 6 NDK16_461 - DECISION TREE 7 NDK17_461 - RANGE CARD CDK19_461 - LOW END NDK20_461 - HIGH END NDK21_461 - MIDPOINT (CALCULATED) NQ1382A1 - T7_7. WHICH SCHEDULES? N X7762A

Q1382A2 - T7_7. WHICH SCHEDULES? N X7763AQ1382A3 - T7_7. WHICH SCHEDULES? N X7764AQ1382A4 - T7_7. WHICH SCHEDULES? N X7765AQ1383 - T7_7A. S ITEMIZE DEDUCTIONS? N X7369Q1384 - T7_8. S TOTAL ADJ GROSS INCOME N X7652DK5_462 - DECISION TREE TYPE NDK8_462 - RANGE CARD/RANGE NDK9_462 - RANGE FROM CARD? NDK10_462 - DECISION TREE 1 NDK11_462 - DECISION TREE 2 NDK12_462 - DECISION TREE 3 N




Q1386 - X1. EVER RECEIVED INHERITANCE? N X5801Q1387 - X2. NUMBER OF INHERITANCES N X6703Q1389A1 - X3. TRUST, INHERITANCE, WHAT? N X5803Q1391A1 - X4. APPROX VALUE WHEN RECEIVED N X5804DK5_463 - DECISION TREE TYPE NDK8_463 - RANGE CARD/RANGE NDK9_463 - RANGE FROM CARD? NDK10_463 - DECISION TREE 1 NDK11_463 - DECISION TREE 2 NDK12_463 - DECISION TREE 3 NDK13_463 - DECISION TREE 4 NDK14_463 - DECISION TREE 5 NDK15_463 - DECISION TREE 6 N

DK16_463 - DECISION TREE 7 NDK17_463 - RANGE CARD CDK19_463 - LOW END NDK20_463 - HIGH END NDK21_463 - MIDPOINT (CALCULATED) NQ1393A1 - X5. YEAR RECEIVED N X5805Q1394A1 - X6. FROM WHOM RECEIVED? N X5806Q1396A1 - X7. ANOTHER INHERITANCE? N X5807Q1389A2 - X3. TRUST, INHERITANCE, WHAT? N X5808Q1391A2 - X4. APPROX VALUE WHEN RECEIVED N X5809DK5_464 - DECISION TREE TYPE NDK8_464 - RANGE CARD/RANGE NDK9_464 - RANGE FROM CARD? N

DK10_464 - DECISION TREE 1 NDK11_464 - DECISION TREE 2 NDK12_464 - DECISION TREE 3 NDK13_464 - DECISION TREE 4 NDK14_464 - DECISION TREE 5 NDK15_464 - DECISION TREE 6 NDK16_464 - DECISION TREE 7 NDK17_464 - RANGE CARD CDK19_464 - LOW END NDK20_464 - HIGH END NDK21_464 - MIDPOINT (CALCULATED) NQ1393A2 - X5. YEAR RECEIVED N X5810Q1394A2 - X6. FROM WHOM RECEIVED? N X5811

Q1396A2 - X7. ANOTHER INHERITANCE? N X5812Q1389A3 - X3. TRUST, INHERITANCE, WHAT? N X5813Q1391A3 - X4. APPROX VALUE WHEN RECEIVED N X5814DK5_465 - DECISION TREE TYPE NDK8_465 - RANGE CARD/RANGE NDK9_465 - RANGE FROM CARD? NDK10_465 - DECISION TREE 1 NDK11_465 - DECISION TREE 2 NDK12_465 - DECISION TREE 3 NDK13_465 - DECISION TREE 4 NDK14_465 - DECISION TREE 5 N



DK15_465 - DECISION TREE 6 NDK16_465 - DECISION TREE 7 NDK17_465 - RANGE CARD CDK19_465 - LOW END NDK20_465 - HIGH END NDK21_465 - MIDPOINT (CALCULATED) NQ1393A3 - X5. YEAR RECEIVED N X5815Q1394A3 - X6. FROM WHOM RECEIVED? N X5816

Q1396A3 - X7. ANOTHER INHERITANCE? N X5817Q1397 - X8. TOTAL AMT ALL OTHER INHERIT N X5818DK5_466 - DECISION TREE TYPE NDK8_466 - RANGE CARD/RANGE NDK9_466 - RANGE FROM CARD? NDK10_466 - DECISION TREE 1 NDK11_466 - DECISION TREE 2 NDK12_466 - DECISION TREE 3 NDK13_466 - DECISION TREE 4 NDK14_466 - DECISION TREE 5 NDK15_466 - DECISION TREE 6 NDK16_466 - DECISION TREE 7 NDK17_466 - RANGE CARD C

DK19_466 - LOW END NDK20_466 - HIGH END NDK21_466 - MIDPOINT (CALCULATED) NQ1399 - X9. EXPECT TO INHERIT? N X5819Q1400 - X9_1. LARGE, MODERATE, OTHER? N X5820Q1402 - X9_2. AMOUNT EXPECTED N X5821DK5_467 - DECISION TREE TYPE NDK8_467 - RANGE CARD/RANGE NDK9_467 - RANGE FROM CARD? NDK10_467 - DECISION TREE 1 NDK11_467 - DECISION TREE 2 NDK12_467 - DECISION TREE 3 NDK13_467 - DECISION TREE 4 N

DK14_467 - DECISION TREE 5 NDK15_467 - DECISION TREE 6 NDK16_467 - DECISION TREE 7 NDK17_467 - RANGE CARD CDK19_467 - LOW END NDK20_467 - HIGH END NDK21_467 - MIDPOINT (CALCULATED) NQ1404 - X10. CHARITABLE CONTRIBUTIONS? N X5822Q1405 - X10_1. AMOUNT CONTRIBUTED N X5823DK5_468 - DECISION TREE TYPE NDK8_468 - RANGE CARD/RANGE NDK9_468 - RANGE FROM CARD? NDK10_468 - DECISION TREE 1 N

DK11_468 - DECISION TREE 2 NDK12_468 - DECISION TREE 3 NDK13_468 - DECISION TREE 4 NDK14_468 - DECISION TREE 5 NDK15_468 - DECISION TREE 6 NDK16_468 - DECISION TREE 7 NDK17_468 - RANGE CARD CDK19_468 - LOW END NDK20_468 - HIGH END NDK21_468 - MIDPOINT (CALCULATED) NQ1407 - X10_2. VOLUNTEER 1 HR/WK OR MORE N X7662



Q1408 - X11. IMPORTANT TO LEAVE INHERIT? N X5824Q1409 - X12. EXPECT TO LEAVE ESTATE? N X5825Q1410 - Y1. R GRADE COMPLETED N X5901Q1411 - Y1_1. R DIPLOMA/GED? N X5902Q1412 - Y1_2. R ON-THE-JOB TRAINING? N X5903Q1413 - Y1_3. R COLLEGE DEGREE? N X5904Q1414 - Y1_4. R HIGHEST DEGREE? N X5905Q1416 - Y2. R MILITARY SERVICE? N X5906

Q1417 - Y4. R RACE N X5909Q1419 - Y5. NUMBER OF CHILDREN ELSEWHERE N X5910Q1420 - Y5_1. ANY 25 OR OLDER? N X5911AQ1421 - Y5_1NUM. NUMBER 25 OR OLDER N X5911Q1422 - Y5_2. ANY LESS THAN 18? N X5912AQ1423 - Y5_2NUM. NUMBER LESS THAN 18 N X5912Q1424 - Y6. NUMBER OF LIVING SIBLINGS N X5913Q1425 - Y6_1. ANY OLDER SIBLINGS? N X5914AQ1426 - Y6_1NUM. # OF OLDER SIBLINGS N X5914Q1428 - Y7. YEARS/AGE/YEAR MARRIED N X8005AQ1429 - Y7YRS. # OF YEARS WITH SPOUSE N X7370Q1430 - Y7AGE. AGE MARRIED TO SPOUSE N X7371Q1431 - Y7YR. YEAR MARRIED TO SPOUSE N X8005

Q1432 - Y7_1. CURRENT MARITAL STATUS N X7372Q1433 - Y8. YEAR/AGE/YEARS SEP/DIV/WIDOW N X8007AQ1434 - Y8YR. YEAR SEP/DIV/WIDOW N X8007Q1435 - Y8AGE. AGE SEP/DIV/WIDOW N X7373Q1436 - Y8YRS.YEARS AGO SEP/DIV/WIDOW N X7374Q1437 - Y8_1. YEAR/AGE/YEARS MARRIED N X8008AQ1438 - Y8_1YR. YEAR WHEN MARRIED N X8008Q1439 - Y8_1AGE. AGE WHEN MARRIED N X7375Q1440 - Y8_1YRS. # YEARS AGO MARRIED N X7376Q1441 - Y8_2. RECEIVE/PAY SUPPORT? N X5925Q1442 - Y8_3. AMT OF SUPPORT PAY/RECEIVE N X5926ADK5_469 - DECISION TREE TYPE NDK8_469 - RANGE CARD/RANGE N

DK9_469 - RANGE FROM CARD? NDK10_469 - DECISION TREE 1 NDK11_469 - DECISION TREE 2 NDK12_469 - DECISION TREE 3 NDK13_469 - DECISION TREE 4 NDK14_469 - DECISION TREE 5 NDK15_469 - DECISION TREE 6 NDK16_469 - DECISION TREE 7 NDK17_469 - RANGE CARD CDK19_469 - LOW END NDK20_469 - HIGH END NDK21_469 - MIDPOINT (CALCULATED) NQ1444 - Y8_3F. FREQ OF SUPPORT PMTS N X5927A

Q1446 - Y8_4.ASSETS OWNED BY R, S, JOINT N X5930Q1448 - Y9. FIRST MARRIAGE OR BEFORE? N X7377Q1449 - Y10. YEAR/AGE/YEARS FIRST MARRY N X8011AQ1450 - Y10YR. YEAR MARRIED-FIRST TIME N X7378Q1451 - Y10AGE. AGE MARRIED-FIRST TIME N X8011Q1452 - Y10YRS. # YRS AGO FIRST MARRIED N X7379Q1453 - Y11. MOTHER LIVING? N X6026Q1454 - Y11_1. MOTHER AGE N X6027Q1455 - Y11_2. FATHER LIVING? N X6028Q1456 - Y11_3. FATHER AGE N X6029Q1457 - Y12. CURRENTLY SMOKE? N X7380



Q1458 - Y12_3. HEALTH EXC/GOOD/FAIR/PR? N X6030Q1459 - Y12_1. HOW OLD LIVE TO BE? N X7381Q1461 - INTERVIEWER CHECKPOINT N X6031Q1462 - Y13. SPOUSE GRADE COMPLETED N X6101Q1463 - Y13_1. S DIPLOMA/GED? N X6102Q1464 - Y13_2. S ON-THE-JOB TRAINING? N X6103Q1465 - Y13_3. S COLLEGE DEGREE? N X6104Q1466 - Y13_4. S HIGHEST DEGREE? N X6105

Q1468 - Y14. S MILITARY SERVICE? N X6106Q1469 - Y15M. MONTH OF SPOUSE'S BIRTH N X6107Q1460 - Y15D. DAY OF SPOUSE'S BIRTH N X7382Q1470 - Y15Y. YEAR OF SPOUSE'S BIRTH N X6108Q1471 - Y16. NUMBER OF SPOUSE'S SIBLINGS N X6109Q1472 - Y16_1. ANY S'S SIBLINGS OLDER? N X6110AQ1473 - Y16_1NUM. # S'S OLDER SIBLINGS N X6110Q1475 - Y17_1. YEAR/AGE/YEARS SEPARATED N X8016AQ1476 - Y17_1YR. YEAR S SEP/DIV/WID N X8016Q1477 - Y17_1AGE. AGE S SEP/DIV/WID N X7383Q1478 - Y17_1YRS. # YEARS AGO S SEP/DIV N X7384Q30 - Y17_1B. YEAR/AGE/YEARS N X8017AQ59 - Y17_1BYR. YEAR PARTNER MARRIED N X8017

Q87 - Y17_1BAG. AGE PARTNER MARRIED N X7385Q336 - Y17_1BYS. YEARS AGO PARTNER MARRY N X7386Q1479 - Y17_2. PARTNER REC/PAY SUPPORT? N X7387Q1480 - Y17_3. AMT SUPPORT PAYS/RECEIVES N X7388ADK5_470 - DECISION TREE TYPE NDK8_470 - RANGE CARD/RANGE NDK9_470 - RANGE FROM CARD? NDK10_470 - DECISION TREE 1 NDK11_470 - DECISION TREE 2 NDK12_470 - DECISION TREE 3 NDK13_470 - DECISION TREE 4 NDK14_470 - DECISION TREE 5 NDK15_470 - DECISION TREE 6 N

DK16_470 - DECISION TREE 7 NDK17_470 - RANGE CARD CDK19_470 - LOW END NDK20_470 - HIGH END NDK21_470 - MIDPOINT (CALCULATED) NQ1482 - Y17_3F. FREQUENCY OF PAYMENTS N X7389AQ1484 - Y17_4. S FIRST MARRY OR BEFORE? N X7392Q1486 - Y18_1.YEAR/AGE/YEARS FIRST MARRY N X8018AQ1487 - Y18_1YR. YEAR S FIRST MARRIED N X7393Q1488 - Y18_1AGE. AGE S FIRST MARRIED N X8018Q1489 - Y18_1YRS. # YEARS AGO S MARRIED N X7394Q1490 - Y19. SPOUSE'S MOTHER LIVING? N X6120Q1491 - Y19_1. SPOUSE'S MOTHER AGE N X6121

Q1492 - Y19_2. SPOUSE'S FATHER LIVING? N X6122Q1493 - Y19_3. SPOUSE'S FATHER AGE N X6123Q1494 - Y20. SPOUSE SMOKE CURRENTLY? N X7395Q1495 - Y20_3. S HEALTH EX/GOOD/FAIR/PR? N X6124Q1496 - Y20_1. HOW OLD S EXPECT TO LIVE? N X7396Q1498 - Y25. INTERVIEWER CHECKPOINT N X6201Q1500 - Y27. ELIGIBLE FOR MEDICARE- R? N X6226Q1501A1 - Y27_1. WHICH PROGRAM? N X6227AQ1501A2 - Y27_1. WHICH PROGRAM? N X6228AQ1501A3 - Y27_1. WHICH PROGRAM? N X6229AQ1501A4 - Y27_1. WHICH PROGRAM? N X6229B



Q1501A5 - Y27_1. WHICH PROGRAM? N X6230AQ1503 - Y27_2. HAVE HEALTH COVERAGE? N X6231Q1504 - Y28. HAVE HEALTH COVERAGE? N X6232Q1505A1 - Y28_1. HOW COVERAGE OBTAINED N X6233AQ1505A2 - Y28_1. HOW COVERAGE OBTAINED N X6234AQ1505A3 - Y28_1. HOW COVERAGE OBTAINED N X6235AQ1505A4 - Y28_1. HOW COVERAGE OBTAINED N X6236AQ1505A5 - Y28_1. HOW COVERAGE OBTAINED N X7766A

Q1505A6 - Y28_1. HOW COVERAGE OBTAINED N X6237AQ1507A1 - Y28_2. HOW COVERAGE PAID N X6238AQ1507A2 - Y28_2. HOW COVERAGE PAID N X6239AQ1507A3 - Y28_2. HOW COVERAGE PAID N X6240AQ1507A4 - Y28_2. HOW COVERAGE PAID N X6241AQ1507A5 - Y28_2. HOW COVERAGE PAID N X6242AQ1509 - Y28_3. AMOUNT PAY FOR INSURANCE N X7664DK5_471 - DECISION TREE TYPE NDK8_471 - RANGE CARD/RANGE NDK9_471 - RANGE FROM CARD? NDK10_471 - DECISION TREE 1 NDK11_471 - DECISION TREE 2 NDK12_471 - DECISION TREE 3 N

DK13_471 - DECISION TREE 4 NDK14_471 - DECISION TREE 5 NDK15_471 - DECISION TREE 6 NDK16_471 - DECISION TREE 7 NDK17_471 - RANGE CARD CDK19_471 - LOW END NDK20_471 - HIGH END NDK21_471 - MIDPOINT (CALCULATED) NQ1511 - Y28_3. FREQUENCY OF PAYMENTS N X7665Q1513 - Y29. ELIG FOR BENEFITS-R'S HH N X6301Q1514A1 - Y29_1. WHICH PROGRAM? N X6302AQ1514A2 - Y29_1. WHICH PROGRAM? N X6303AQ1514A3 - Y29_1. WHICH PROGRAM? N X6304A

Q1514A4 - Y29_1. WHICH PROGRAM? N X6304BQ1514A5 - Y29_1. WHICH PROGRAM? N X6305AQ1516 - Y29_2. IS EVERYONE COVERED? N X6306Q1517 - Y29_3. HAVE HEALTH COVERAGE? N X6307Q1518A1 - Y29_4. WHO IS NOT COVERED? N X6308AQ1518A2 - Y29_4. WHO IS NOT COVERED? N X6309AQ1518A3 - Y29_4. WHO IS NOT COVERED? N X6310AQ1518A4 - Y29_4. WHO IS NOT COVERED? N X6311AQ1518A5 - Y29_4. WHO IS NOT COVERED? N X6312AQ1518A6 - Y29_4. WHO IS NOT COVERED? N X6313AQ1518A7 - Y29_4. WHO IS NOT COVERED? N X6314AQ1520 - Y30. HAVE HEALTH COVERAGE? N X6315Q1521A1 - Y31. HOW COVERAGE OBTAINED N X6316A

Q1521A2 - Y31. HOW COVERAGE OBTAINED N X6317AQ1521A3 - Y31. HOW COVERAGE OBTAINED N X6318AQ1521A4 - Y31. HOW COVERAGE OBTAINED N X6319AQ1521A5 - Y31. HOW COVERAGE OBTAINED N X6320AQ1521A6 - Y31. HOW COVERAGE OBTAINED N X6321AQ1521A7 - Y31. HOW COVERAGE OBTAINED N X6322AQ1521A8 - Y31. HOW COVERAGE OBTAINED N X6322BQ1521A9 - Y31. HOW COVERAGE OBTAINED N X6323AQ1523A1 - Y31_1. HOW COVERAGE PAID N X6324AQ1523A2 - Y31_1. HOW COVERAGE PAID N X6325AQ1523A3 - Y31_1. HOW COVERAGE PAID N X6326A



Q1523A4 - Y31_1. HOW COVERAGE PAID N X6327AQ1523A5 - Y31_1. HOW COVERAGE PAID N X6328AQ1525 - Y31_2. AMT OF INSURANCE PMTS N X7666DK5_472 - DECISION TREE TYPE NDK8_472 - RANGE CARD/RANGE NDK9_472 - RANGE FROM CARD? NDK10_472 - DECISION TREE 1 NDK11_472 - DECISION TREE 2 N

DK12_472 - DECISION TREE 3 NDK13_472 - DECISION TREE 4 NDK14_472 - DECISION TREE 5 NDK15_472 - DECISION TREE 6 NDK16_472 - DECISION TREE 7 NDK17_472 - RANGE CARD CDK19_472 - LOW END NDK20_472 - HIGH END NDK21_472 - MIDPOINT (CALCULATED) NQ1527 - Y31_2. FREQUENCY OF PAYMENTS N X7667Q1529 - Y31_3. EACH IN HH INSURED? N X6329Q1530A1 - Y31_4. WHO IS NOT COVERED? N X6330AQ1530A2 - Y31_4. WHO IS NOT COVERED? N X6331A

Q1530A3 - Y31_4. WHO IS NOT COVERED? N X6332AQ1530A4 - Y31_4. WHO IS NOT COVERED? N X6333AQ1530A5 - Y31_4. WHO IS NOT COVERED? N X6334AQ1530A6 - Y31_4. WHO IS NOT COVERED? N X6335AQ1530A7 - Y31_4. WHO IS NOT COVERED? N X6336AQ1532 - Y31_5. EACH IN HH INSURED? N X7397Q1533 - Y32. WHY NO HEALTH INSURANCE? N X6337Q1536 - Y34. 18 OR OVER RECEIVE WAGES? N X6402Q1537 - Y34_1. 94 INCOME - 18 AND OVER N X6403DK5_473 - DECISION TREE TYPE NDK8_473 - RANGE CARD/RANGE NDK9_473 - RANGE FROM CARD? NDK10_473 - DECISION TREE 1 N

DK11_473 - DECISION TREE 2 NDK12_473 - DECISION TREE 3 NDK13_473 - DECISION TREE 4 NDK14_473 - DECISION TREE 5 NDK15_473 - DECISION TREE 6 NDK16_473 - DECISION TREE 7 NDK17_473 - RANGE CARD CDK19_473 - LOW END NDK20_473 - HIGH END NDK21_473 - MIDPOINT (CALCULATED) NQ1539 - Y34_2. INCLUDE THIS AMT EARLIER? N X6404Q1541 - Y35. ANY OTHER SOURCES? N X6405Q1542A1 - Y35_1. WHAT OTHER SOURCES? N X6406A

Q1542A2 - Y35_1. WHAT OTHER SOURCES? N X6407AQ1542A3 - Y35_1. WHAT OTHER SOURCES? N X6408AQ1542A4 - Y35_1. WHAT OTHER SOURCES? N X6409AQ1542A5 - Y35_1. WHAT OTHER SOURCES? N X6410AQ1542A6 - Y35_1. WHAT OTHER SOURCES? N X6411AQ1542A7 - Y35_1. WHAT OTHER SOURCES? N X6412AQ1542A8 - Y35_1. WHAT OTHER SOURCES? N X6413AQ1542A9 - Y35_1. WHAT OTHER SOURCES? N X6414AQ1544 - Y35_2. AMT OF TOTAL INCOME IN 94 N X6415DK5_474 - DECISION TREE TYPE NDK8_474 - RANGE CARD/RANGE N




DK17_474 - RANGE CARD CDK19_474 - LOW END NDK20_474 - HIGH END NDK21_474 - MIDPOINT (CALCULATED) NQ1546 - Y35_3. INCLUDE THIS AMT EARLIER? N X6416Q1548 - Y36. CARS OR VEHICLES? N X6417Q1549 - Y36_1. HOW MUCH VEHICLES WORTH N X6418DK5_475 - DECISION TREE TYPE NDK8_475 - RANGE CARD/RANGE NDK9_475 - RANGE FROM CARD? NDK10_475 - DECISION TREE 1 NDK11_475 - DECISION TREE 2 NDK12_475 - DECISION TREE 3 N

DK13_475 - DECISION TREE 4 NDK14_475 - DECISION TREE 5 NDK15_475 - DECISION TREE 6 NDK16_475 - DECISION TREE 7 NDK17_475 - RANGE CARD CDK19_475 - LOW END NDK20_475 - HIGH END NDK21_475 - MIDPOINT (CALCULATED) NQ1551 - Y36_2. INCLUDE VEHICLE EARLIER? N X6419Q1553 - Y37. HAVE ANY ACCOUNTS? N X6420Q1554 - Y37_1. TOTAL AMOUNT IN ACCOUNTS N X6421DK5_476 - DECISION TREE TYPE NDK8_476 - RANGE CARD/RANGE N

DK9_476 - RANGE FROM CARD? NDK10_476 - DECISION TREE 1 NDK11_476 - DECISION TREE 2 NDK12_476 - DECISION TREE 3 NDK13_476 - DECISION TREE 4 NDK14_476 - DECISION TREE 5 NDK15_476 - DECISION TREE 6 NDK16_476 - DECISION TREE 7 NDK17_476 - RANGE CARD CDK19_476 - LOW END NDK20_476 - HIGH END NDK21_476 - MIDPOINT (CALCULATED) NQ1556 - Y37_2. INCLUDE ACCOUNTS EARLIER? N X6422

Q1558 - Y38. ANY OTHER ASSETS? N X6423Q1559A1 - Y38_1. OTHER KINDS OF ASSETS N X6424AQ1559A2 - Y38_1. OTHER KINDS OF ASSETS N X6425AQ1559A3 - Y38_1. OTHER KINDS OF ASSETS N X6426AQ1559A4 - Y38_1. OTHER KINDS OF ASSETS N X6427AQ1559A5 - Y38_1. OTHER KINDS OF ASSETS N X6428AQ1559A6 - Y38_1. OTHER KINDS OF ASSETS N X6429AQ1559A7 - Y38_1. OTHER KINDS OF ASSETS N X6430AQ1559A8 - Y38_1. OTHER KINDS OF ASSETS N X6431AQ1561 - Y38_2. AMOUNT IN ASSETS N X6432DK5_477 - DECISION TREE TYPE N




DK16_477 - DECISION TREE 7 NDK17_477 - RANGE CARD CDK19_477 - LOW END NDK20_477 - HIGH END NDK21_477 - MIDPOINT (CALCULATED) NQ1563 - Y38_3. INCLUDE ASSETS EARLIER? N X6433Q1565 - Y39. INTERVIEWER CHECKPOINT N X6434Q1566 - Y39_1. SHARE OF HOME OVER 18 OWN N X6435Q1567 - Y39_2. PRESENT VALUE OF HOME N X6436DK5_478 - DECISION TREE TYPE NDK8_478 - RANGE CARD/RANGE NDK9_478 - RANGE FROM CARD? NDK10_478 - DECISION TREE 1 N

DK11_478 - DECISION TREE 2 NDK12_478 - DECISION TREE 3 NDK13_478 - DECISION TREE 4 NDK14_478 - DECISION TREE 5 NDK15_478 - DECISION TREE 6 NDK16_478 - DECISION TREE 7 NDK17_478 - RANGE CARD CDK19_478 - LOW END NDK20_478 - HIGH END NDK21_478 - MIDPOINT (CALCULATED) NQ1569 - Y39_3. TOTAL AMT OWED MORTGAGES N X6437DK5_479 - DECISION TREE TYPE NDK8_479 - RANGE CARD/RANGE N

DK9_479 - RANGE FROM CARD? NDK10_479 - DECISION TREE 1 NDK11_479 - DECISION TREE 2 NDK12_479 - DECISION TREE 3 NDK13_479 - DECISION TREE 4 NDK14_479 - DECISION TREE 5 NDK15_479 - DECISION TREE 6 NDK16_479 - DECISION TREE 7 NDK17_479 - RANGE CARD CDK19_479 - LOW END NDK20_479 - HIGH END NDK21_479 - MIDPOINT (CALCULATED) NQ1571 - Y40. HAVE ANY DEBTS? N X6438

Q1572 - Y40_1. AMOUNT IN DEBT N X6439DK5_480 - DECISION TREE TYPE NDK8_480 - RANGE CARD/RANGE NDK9_480 - RANGE FROM CARD? NDK10_480 - DECISION TREE 1 NDK11_480 - DECISION TREE 2 NDK12_480 - DECISION TREE 3 NDK13_480 - DECISION TREE 4 NDK14_480 - DECISION TREE 5 NDK15_480 - DECISION TREE 6 NDK16_480 - DECISION TREE 7 N



DK17_480 - RANGE CARD CDK19_480 - LOW END NDK20_480 - HIGH END NDK21_480 - MIDPOINT (CALCULATED) NQ1574 - Y40_2. INCLUDE DEBTS EARLIER? N X6440Q1577 - ELAPSED SECONDS - END N X7398

ZCASEID - CASEID N

ZZ1 - PHYSICAL CONDITION OF HU N X6523ZZ2 - R'S UNDERSTANDING OF QUESTIONS N X6525ZZ3 - R'S ABILITY TO EXPRESS HIMSELF/HERSELF N X6526ZZ4 - WAS R SUSPICIOUS BEFORE INTERVIEW? N X6527ZZ5 - WAS R SUSPICIOUS AFTER INTERVIEW? N X6528ZZ6 - HOW GREAT WAS R'S INTEREST? N X6529ZZ7 - OTHERS PRESENT AT INTERVIEW C X6530XZZ8 - DID R REFER TO DOCUMENTS? N X6536ZZ9 - WHICH DOCUMENTS? C X6537XZZ9V - OTHER DOCUMENTS C X6537YZZ10 - LANGUAGE N X7504ZZ11 - BELIEVE R REPORTED SAME ASSETS? NZZ12A - WHICH ASSETS SAME? C

ZZ12B - WHICH ASSETS SAME? CZZ13 - BELIEVE ASSETS NOT COLLECTED? NZZ14A - WHICH ASSETS NOT COLLECTED? CZZ14B - WHICH ASSETS NOT COLLECTED? CZZ15 - CONSISTENCY PROBLEMS? NZZ16A - WHAT PROBLEMS? CZZ16B - WHAT PROBLEMS? CZZ17 - ANYTHING THAT MIGHT HELP? NZZ18A - WHAT MIGHT HELP? CZZ18B - WHAT MIGHT HELP? CZZ18C - WHAT MIGHT HELP? CZZ18D - WHAT MIGHT HELP? CZZ18E - WHAT MIGHT HELP? C

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