understanding risks to cash flows of migrants

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Aajeevika Bureau Understanding Risks Faced by Migrants

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Page 1: Understanding Risks to Cash Flows of  Migrants

Aajeevika Bureau Understanding Risks Faced by Migrants

Page 2: Understanding Risks to Cash Flows of  Migrants

A Pervasive Reality…

Page 3: Understanding Risks to Cash Flows of  Migrants

Of Migration…

Page 4: Understanding Risks to Cash Flows of  Migrants

High labour importers include Maharashtra, Gujarat, Haryana, Punjab, Karnataka and Delhi.

High out-migration states include UP, Bihar, Jharkhand, MP, Orissa and Rajasthan

Page 5: Understanding Risks to Cash Flows of  Migrants

* Aajeevika Bureau Estimates

Source Areas

1

2

3

45

6

Page 6: Understanding Risks to Cash Flows of  Migrants

South Rajasthan: Livelihoods Under Stress

South Rajasthan: A pocket of heavy out migration in India

Page 7: Understanding Risks to Cash Flows of  Migrants

Major Moves

Jaipur

Udaipur

North Gujarat

Ahmedabad

Surat

Page 8: Understanding Risks to Cash Flows of  Migrants

A State of Drift

Page 9: Understanding Risks to Cash Flows of  Migrants

Aajeevika Bureau

Page 10: Understanding Risks to Cash Flows of  Migrants

Migration Services and Solutions

Page 11: Understanding Risks to Cash Flows of  Migrants

Leading Vulnerable Lives…

Page 12: Understanding Risks to Cash Flows of  Migrants

Life Risk

Page 13: Understanding Risks to Cash Flows of  Migrants

Workplace and Destination Risks for Migrant Workers

Page 14: Understanding Risks to Cash Flows of  Migrants

Seeking help at the Destination

Type of Ailment Expenditure (Rs.)MSD disorders Upto 500Boils Upto 500Lung related ailments 100 -1800Fever 200-1600Dysentry 800Stomach ache 700-2000Stones 700-1500Typhoid 500-1800J aundice 600-1600Malaria 200-500

Page 15: Understanding Risks to Cash Flows of  Migrants

Labour Market Ineffeciencies

Page 16: Understanding Risks to Cash Flows of  Migrants

Rajasthan Shram Sarathi Association

Page 17: Understanding Risks to Cash Flows of  Migrants

Integrated Financial Management

Financial Services

Credit

Savings Management

Insurance (?)Financial Services

Credit

Savings ManagementFinancial Services

Credit

Savings Management

InsuranceFinancial Services

Credit

Savings Management

Insurance (?)Financial Services

Credit

Savings Management

Insurance

Financial Services

Credit

Savings Management

Pension

Page 18: Understanding Risks to Cash Flows of  Migrants

Thank You