We’re living in the future  

Today anyone can:

Buy goods online

Transfer money

Accept credit cards

IN THEIR PAJAMAS

But what financial apps are people really using?

To answer that question, we looked at actual usage data across thousands of apps for

13 million people Here are the top 10 personal finance

apps based on that data

1. You may know PayPal as the way you buy and sell stuff on eBay, but did you know you can also transfer money

to friends and pay for in-store purchases at retailers such as Home Depot and Toys “R” Us.

2. Mint is an online budgeting and expense tracking tool that automatically pulls in data from banks and investment accounts, giving you a complete

picture of spending, assets, and debt.

3. With Square, anyone can accept credit card

payments using a free card reader that attaches to a smartphone or tablet, and, with Square Cash, you can send money to friends and family for free.

4. Xoom allows you to conveniently and securely transfer money to friends and family in other countries, and recipients do not need a bank

account or internet connection to receive funds.

5. There are a lot of questionable credit reporting sites,

but myFICO is from the people who invented the credit score. You get scores from all 3 credit reporting

agencies and are alerted to changes.

6. Coinbase offers a way to easily buy bitcoin,

securely store bitcoin, and make purchases using bitcoin at 36,000 merchants including Dell,

Expedia, Overstock.com, and Budweiser.

7. Never haggle with roommates or friends again

about splitting expenses. Splitwise makes it easy to divide up and track IOUs with friendly email

reminders to make sure people pay up.

8. Like Mint, Personal Capital lets you graph and analyze your money and spending, but it goes much deeper into analyzing your portfolio and

gives you access to online investment advisors.

9. Billguard tracks spending across your accounts, automatically alerts you to suspicious charges, and lets you report the charge from within the

app to get your money back.

10. Check is a mobile app that tracks your bills and

gives you one central place to pay them, helping you avoid late fees and bank overdrafts while

eliminating envelopes, stamps, and paper checks.

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