7 Tips to Manage

Money When You Are in Your 20s

Make a Budget

• Make a budget that allows for savings.

• This will help you save money.

Put Money in Your Savings

• Put some money aside before you start spending.

• You can deposit a fixed percentage in your savings account.

• Employer-sponsored plans are ideal to invest certain amount of your money.

• This will add up down the road.

Invest Wisely

• Try to spend as little as possible on recreational activities.

• Look for hobbies that don’t cost more money.

Avoid Recreational Activities

• Go for an IRA you can take out money from without any penalty.

• Get a Roth IRA.

Get an IRA

• Get a roommate to split rent.

• This will help you save some money every month.

Pay Less Rent

Learn About Your Finances

• Improve your financial knowledge by reading books and taking classes.

• This will help you manage and improve your finances.

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