This is a presentation concerning Banca delle marche!

I created this presentation because I want to inform people about the most important aspects of a famous

bank.

With a simple click of the mouse over each link, you can read other information about the aspect that you

chose.

If you want to continue you must click below:

This is a presentation concerning Banca delle marche!

I created this presentation because I want to inform people about the most important aspects of a famous

bank.

With a simple click of the mouse over each link, you can read other information about the aspect that you

chose.

If you want to continue you must click below:BON VOYAGE!!BON VOYAGE!!

BANCA DELLE MARCHE

is a very solid bank ranking amongst the 30 most important Italian Banks.

Banca delle Marche is active mainly in the Marche Region, where it was born.

It is also present and it hopes to expand its influence in other areas of Central Italy such as Emilia Romagna,

Abruzzo, Umbria, Lazio.CONTINUECONTINUE

GENERAL

INFORMATION

SERVICES

SPECIFIC INFORMATION

Industrial Sectors

The best raffaello

The end

OWNERSHIP

HISTORY

ANNUAL REPORT

MISSION COMMITMENT IN SOCIETY

CULTURE AND SPORTS

BRANCHES

Banca delle Marche's objectives are:

• Confirm its position as promoter of the region's economy and acquire a leading role in Central Italy;

• Focus on the relationship with its clientele, through multichannels and quality care;

• Create value for the Marche region, by supporting local initiatives;

• Be the reference Bank for SMEs, which are the backbone of the Region's economy.

Banca delle Marche was set up in 1994 and resulted from the merger of Cassa di Risparmio di Pesaro, di Macerata and di Jesi, three savings banks counting each on more than 150 years of activity in their respective areas.

Ever since its foundation, the Bank has aimed at being the main bank for the Region and to expand beyond its boundaries.

In a period of dramatic changes in society, Banca delle Marche grew, consolidated its role, took up new challenges and supported not only economic initiatives but also cultural and social events in the Marche region.

Banca delle Marche SpA is the parent company of Banca delle Marche Group which includes Carilo, Cassa di Risparmio di Loreto spa located in Loreto and a few tax collecting agencies, Marcheriscossioni S.p.A., Focus Gestioni S.G.R. S.p.A., and Banca delle Marche Gestione Internazionale Lux S.A.

It made a special agreement with Commercial Union Life, belonging to the big UK insurance company AVIVA: this enabled Banca delle Marche to reinforce its leading role also in the bankinsurance sector, by selling innovative products.

Some 33% of its share capital is in the hands of private individuals, who own 245 million shares. Small shareholders are over 30.000, live in the Region and are customers, which is a proof of their trust and confidence in Banca delle Marche.

Banca delle Marche currently has 240 branches and a web of Financial Promoters and Private Bankers in Marche, Umbria, Emilia, Romagna, Lazio, Abruzzo, and over 2.400 employees, serving some 200.000 customers.

In spite of its present dimension, the Bank has always maintained a close relationship with its territory: branches are governed by four Regional Headquarters located in Jesi, Macerata, Pesaro and Roma: this enables our branches to understand and promptly meet our customers‘ requirements.

The Head Office of Banca delle Marche defines strategic lines only and therefore has a limited number of staff.

New Private Banking Branches have recently been opened, which guarantee customer-tailored solutions in a modern, comfortable environment.

Banca delle Marche is today a key player in the economic and financial field of the Marche region and of Central Italy as a whole and has branches in Lazio, Umbria, Abruzzo and Emilia Romagna.It has more than 240 branches, a network of Financial Promoters and Private Bankers and totally some 2.400 employees.

Good results are shown by its 2004 Annual Report.

Deposits amounted to 14.956 million euro and net profits went almost 40 million euro.

Its loan activity is fully developing, thanks to advanced projects and high - quality products.

Total loans (including bad-and-doubtful loans) amounted to 9.222 million euro.

Banca delle Marche derives its success from its commitment both towards its clientele and towards local society, sports and culture.

The Bank sponsors several teams (Lube Banca Marche Volley, Ancona Calcio, Monte Schiavo BancaMarche A1 women volley, Vis Pesaro soccer serie C) and the construction of the Sports Village in Ancona.

As regards culture, the Bank publishes every year an arts volume, sponsors the Rossini Opera Festival, the Macerata Opera Festival at the Arena Sferisterio, the opera festival at the Pergolesi Theatre in Jesi and other minor events.

The Banca delle Marche responds to its clientele's needs by offering innovative products and services designed for busy people, whether at home or in the workplace.Banca delle marche offers important service to:

AND

The products and services that target families are aimed to respond to our clients' daily needs: quick and easy use, transparent conditions and fees, personalised investments.

There are:

InBank is Banca delle Marche's remote bank for families, for small businesses, for companies. Where you are you can always access all the information on your checking account and send your orders with freedom, more rapidly, and practically, 24 hours a day, 365 days a year in total safety. InBank, the new internet banking service designed for you by Banca delle Marche, gives you all of this.

inBank Family - inBank Small Business - inBank CorporateinBank Trading - inBank Public Institution

Banca delle Marche has introduced a service which is particularly appreciated by its clientele, above all by theatre, music and sports lovers.

In fact, you can buy tickets for the most important sports, cultural and theatrical events organised in the Marche region and surrounding areas, at all of the BdM branch offices, and coming soon in internet.

This service is called BANCOTICKET.

The Bank also handles Ticket Advance Sales for the following Theatres and events:Rossini Opera Festival - Arena Sferisterio di Macerata - Musicultura di Recanati

– Teatro Antico di Urbisaglia

and for the following sports events:Lube Banca Marche Volley Macerata - Ancona calcio

The products and services designed

for companies have the goal of

responding to what our companies

ask for on a daily basis: a partner that

will help them grow in their

production activity, with personalised

advice and financing, and the

availability of easy to use, quick

communications tools.

BdM's ELECTRONIC COMMERCE PROPOSAL

Fast. Simple. Safe. With BdM eCommerce you have all of its experience in managing payment through the web at your fingertips. Offer your products on the web, it helps you rapid, safe payment collection.

With BdM eCommerce you can always count on a reliable partner who knows how to help you expand your business on the web.BdM eCommerce is a service that lets you shop through the web with maximum simplicity and safety, without having to register.

Banca delle Marche wants to give you a tool which you can consult for the answers to your questions.What do I do if I lose my Pagobancomat or my Credit cards?

These, and many other questions are answered.

Today, getting information from the internet has become a necessity. News, real time quotations, financial analyses, statistics, interesting current events are available in abundance on the web.The Banca delle Marche offers the following suggestions to rationally surf the most interesting sites relating to finance, the media and large institutions.

Insurance companies - Brokers - Securities brokerage companies Istitutions - Quotations and analysis - Euro - Virtual News stand - Universities - Utilities - Zapping - Search Engines - Enviroment &

C.

The aspect that, in my opinion is more interesting is the insurance companies.

There are many different insurance companies.

They are more important more than anything in on-line commerce.

In fact on- line commerce involves many risks both for the buyer and the seller. Payments, such as in the case of The Best Raffaello, are usually made through credit or debit cards. We don’t know if the card owner and the card older are the same person.

In on-line transactions fraud is easier than in traditional trade.

Other problems that in internet trade we may have to face are: data privacy leaks, cyber theft, viruses or hackers.

In these cases, an important role is joining by the insurance companies. They can provide traders with a insurance policies that can coverage all of this risks.

The premiums of the policies is determinated by size of the company and by the impact of e-business.

Names of insurance companie

s

… Name of insurance companies

• CGU plc - Commercial General Union• Genertel • Gruppo Unipol • Royal Insurance • Cattolica Assicurazione • Generali Assicurazioni • Lloyd1885 • Lloyd Adriatico • Prudential Vita Spa • Ras Assicurazioni • Sai Assicurazioni • Toro Assicurazioni • Winterthur Assicurazioni • Meie Assicurazioni • Metropolitan Life Insurance

Company • NetInsurance

The Banca delle Marche constantly monitors the economic trend and the evolution of the most important industrial sectors; the result of this monitoring activity is a document containing a synthesis of the economic situation, both at a national and regional level, highlighting the economic trend.

The document is the result of a selection of information gathered from the main local and national daily publications integrated with information taken from specialised publications, publications from statistical and economical research institutions and from the consultation of Internet sites that specifically treat this subject.

The Best Raffaello has selected Banca delle Marche to provide a better client service.The Best Raffaello is an enterprise dedicated to the traditional skill of pasta making.Like Banca delle Marche is located in the region of the Marches, in the centre of Italy.It began, two years ago but the expansion was very rapid. Today it exports pasta all over the world.For the payments of products that the Best Raffaello sells, it accepts payments by major credit cards such as American Express, Visa.As said above, to guarantee trust and confidence to its clients it has chosen Banca delle Marche.Further, to ensure safety the Best Raffaello uses the Verysign server Digital ID system.With this system all the data exchange with the Best Raffaello are protected and they can’t be seen by a third party.This solutions of payment are not expensive; they are efficient , flexible and trustworthy.

THE ENDWritten

by:

LOREDANA PEPAFacoltà di Economia

Anno accademico

2005-2006

Facoltà di Economia

Anno accademico

2005-2006