technology navigator reports reporting solutions for the financial institution industry...
TRANSCRIPT
Technology Navigator Reports
Reporting Solutions for the Financial Institution Industry
Technology Navigator
Founded to meet the Critical Business Intelligence needs of Credit Unions and other Financial Institutions
With methods to pull this data seamlessly.
Board Reports Executive Strategic Planning Management Analysis Activity / Operating Reports Auditing Trends
Technology Navigator Reports
• High-results for Executives • quick and easy access to data • capable of analyzing on your laptop during meetings
• Low-impact for IT• lessen the number of recalls for information• many iterations available using the reports
• Scheduler provides automated access to the reports for users
The reports needed to have…
Ease of Use Very High Presentation Level Details for Research and Trends
for these reports to be effective and vital to the business intelligence work processes.
The IT footprint is light
Access real-time data
No dedicated server equipment required
Minimal cost to deploy
Minimal training to deploy
Automate report generation & distribution of reports
The IT footprint is light
ODBC connectivity readily accessible from the core a low cost VIEWER
• accesses our reports as well as any Crystal Reports• loaded on the local drive to access the reports on
the share drive
Installation turnaround time is fast a SCHEDULER tool
• used to run reports• save with data or email reports
Institution Value Proposition
All levels rely on the same information:
• To Answer Business Critical Questions
• With Minimal Effort / Quick Results
• Presented with the appropriate amount of Detail
• With Real Time Access
Technology Navigator Reports
Manage the asset quality of the institution.
Loan Risk Cube Report
Analysis of loan risk ratings of the portfolio provides a tool for
mitigating risk determining risk based lending pricing determining controls for lending
→ criteria, type, collateral, risk, officer and acceptance.
• Overall Trends for Risk• Loan Portfolio Trends• Graphical Overview
Executive
Management
Operating
• Portfolio Analysis at the Approved Loan Groups Level
• Controls for Lending
• ALCO for Rates• Marketing for Market Strategy Insight• Retail for Situation Analysis
Loan Risk Cube Report
• How much risk is in my loan portfolio, by loan group and detailed by loan type?
– Which holds the largest risk?
• When were loans approved and what is the risk associated?
• How much risk is in each loan type and when was it approved?
• How much risk is in each loan group, when was it approved?
• Which loan groups have the most delinquency?
• Is the risk concentration in a specific branch?
Business questions answered:
Loan Risk Cube Report
Advanced reporting for managing loans, portfolio rates and loan applications –
Loan Application Cube Report
Analysis of loan applications gives the information to
forecast potential loans forecast loan portfolio performance determine lending criteria and internal controls
• Overall Trends for Lending• Loan Groups Acceptance• Graphical Overview
Executive
Management
Operating
• Controls for lending• Loan Group criteria analysis• Asset Quality analysis
• ALCO for rates acceptance• Marketing for applicant trends• Retail for pipelines
Loan Application Cube Report
• Which branch is receiving loan applications, who received the loan application and who approved the disbursed loans?
• What risk groups are present, where did they apply (which branch) and for what loan type did they apply?
• What status are the loan applications by risk and loaded operator? - the pipeline report
• Who approved the loans funded at a branch and for which loan type?• What are the average loan size, term, debt ratio and acceptance for
the month? quarter? year?
Business questions answered:
Loan Application Cube Report
Advanced reporting for managing deposits portfolio through certificates maturing –
Certificate Maturity Cube Report
Analysis of certificates maturing gives the information to
Determine what value and rates are maturing Average rollover by type of certificate Utilize information to review rates, portfolio size and
determine specials and rates
• Overall Trends for Certificates• Certificate Groups Acceptance• Graphical Overview
Executive
Management
Operating
• Controls for deposit offerings• Certificate Group maturity and rollover
analysis
• ALCO for rates acceptance• Marketing for certificate holder trends• Retail for deposit retention action plans
Certificate Maturity Cube Report
• What rates are maturing, what age group is involved, what is the average rollover by certificate group?
• What certificate types are maturing, by week during next month grouped by value?
• Who holds the largest certificate maturing next week, the number of times rolled over and rate?
• When are IRAs, specials or regular certificates maturing, who owns them and the number of times rolled over?
Business questions answered:
Certificate Maturity Cube Report
Advanced reporting for deposit accounts. Analysis includes the type of new member deposits opened over time including
Client Branch Operator Account type
Deposit Accounts Analysis Report
• Overall Trends • Graphical Overview
Executive
Management
Operating
• Deposit Overall & Group analysis• Graphic overall & detail deposit review
• Operator and Branch details• ALCO portfolio analysis• Deposit management reviews
Deposit Accounts Analysis Report
Advanced reporting for deposit accounts. Analysis includes the type of new member deposits opened over time including
Client Branch Operator Account type
Deposit Accounts Analysis Report
• Which deposit accounts were opened?• How many new memberships have been opened?• Which branch has the most new deposit accounts?• Where are the most accounts being closed?• Who is opening the most new deposit accounts?• What deposit specials are being accepted the most and
at which branch?• What is the trend for new checking accounts?
Business questions answered:
Deposit Accounts Analysis Report
Manage the staffing needs of the institution through analysis of the activity performed at the institution level.
Branch-level - Forecast Staffing Needs, Trends, determine Lobby
Automated Tendencies and Internal Control Restrictions
Staff Level Activity Operator Level provides Activity Trends.
Branch & Operator Report
• Overall Trends for Departments• Graphical Overview
Executive
Management
Operating
• Institution activity trends• Site management analysis• Automated services analysis
• Marketing for activity concentration• Retail for scheduling and operator level
reviews
Branch & Operator Report
• How many transactions were performed at my branches, by whom and what is the average for that hour of the day?
• When should I staff my branch?
• What is the average transactions performed by operators, by branch, by month?
• When do members use their ATM, Voice Response, or web access?
Business questions answered:
Branch & Operator Report
Advanced reporting for managing loan quality with our loan quality cube Delinquency. Analysis provides the risk and quality control exceptions for loan groups as well as individual loans.
forecast potential loans forecast loan portfolio performance determine lending criteria and internal controls.
Delinquency Cube Report
• Overall Trends - Asset Quality & Delinquency• Graphical Overview
Executive
Management
Operating
• Lending Overall & Group analysis• Graphic overall & detail Risk and Officer
review
• Collections specific detail information• ALCO portfolio analysis• Lending management reviews
Delinquency Cube Report
How much risk is in my delinquent loan portfolio, by loan group and detailed by loan type?
• When were loans approved, what is the risk associated and the delinquent days aging?
• How many days delinquent, and how much is in each loan group and loan type?
• Who are those with delinquent loans by age and where do they live?
• Who approved the delinquent loan by member branch by risk level?
• Is the risk model we use to approve loans reflected as expected?
Business questions answered:
Delinquency Cube Report
Advanced reporting for managing loan quality with our loan quality cube Charge Off. Analysis provides the risk and quality control exceptions for loan groups as well as individual loans.
Loss review Loan portfolio performance Determine lending criteria and internal
controls.
Charge Off Cube Report
• Overall Trends - Asset Quality & Charge Off• Graphical Overview
Executive
Management
Operating
• Charge Off and Recoveries Management• Graphic overall & detail Risk and Charge Off
review
• Collections specific detail information• ALCO portfolio analysis• Lending management reviews
Charge Off Cube Report
• Which risk levels have charge offs, by loan group and detailed by loan type?
• When were loans approved, what is the risk associated and the loan lifespan?
• How much is in each loan group and loan type?
• Who are those with charged off loans by age and where do they live?
• Who approved the charged off loan by member branch by risk level?
• Is the risk model we use to approve loans reflected as expected?
Business questions answered:
Charge Off Cube Report
We have written Custom Reports on subjects including
Dealer Loan ApplicationsDealer Delinquency and Charge OffAccount Trends and Research
Contact us about your reporting needs.
Technology Navigator Reports
or call 800.966.7260 x 120 to Schedule Demonstration Appointments, Training, Updates
Technology Navigator Reports
Thank you for your time today, we look forward to
working with you.
Technology Navigator Reports