td e-series funds checklist for opening a td e-series ... · tplease provide your td ct bank...

Account Application and Wealth Allocation Model• Both documents must be completed in order to open a TD e-Series Funds Account. It will help you determine your Investor

Profile and the optimal asset mix for your portfolio.

Understanding and Consent Form• A signed Understanding and Consent Form is mandatory and provides your acknowledgement of the terms and conditions for

the TD e-Series Funds Account.

Please provide your TD CT Bank Account number or TD Mutual Fund Account number in the space provided.

Transaction Form• The Transaction Form is to be used if you are making purchases or setting up a Pre-Authorized Purchase Plan (PPP) to your TD

e-Series Funds Account.

• Please use Portfolio Planner prior to making your first investment decision. This interactive toolwill assist you in determining your Investor Profile and in building a portfolio of funds that is right for you.

Third Party Statement (if applicable)• The Third Party Statement must only be completed if you answered "YES" to the question found in section 1 of the account

application "Will someone other than the account holder(s) be making frequent deposits to or receive financial benefit from theaccount?" (Other than the account holder or Beneficiary named on the account application).

In order to avoid delay please complete correctly, sign and initial all applicable areas. Forward your completed documents to:TD e-Series Funds AdministrationLiberty Centre3500 Steeles Avenue EastTower 5, Level 2Markham, OntarioL3R 9Z9

All applications are subject to approval by TD Investment Services Inc.

If you need assistance at any point in the application process simply visit www.tdcanadatrust.com/mutual funds/tdeseriesfunds/account.jspand click on the "Contact Us" link on the right navigation bar.

Once we have received your completed and signed application, your account can generally be opened within two business days. As soon asyour application has been processed, you will receive detailed confirmation via email. This will include information on how to access yournew account.

This application can be used by existing TD Canada Trust customers to open Retirement Savings Plans or Personal Non-Registeredaccounts. For all other account needs please visit your local TD Canada Trust branch.

TD e-Series Funds

Checklist for Opening a TD e-Series Funds Account

572074 (0209)

Steps to complete this package:

TD Mutual Funds Account ___________________

TD Canada Trust Bank Account ________ - ____________

Yes (Please complete the ThirdParty Statement Form # 592018)

Will someone other than the account holder(s) be making frequent deposits to or receive financial benefit from the account?

Personal (Non-Registered)Joint Non-Registered (Please ensure that Joint Applicant completes sections 2, 6, and 7)

YesNo

No

Spousal

1. Please Tell Us About YourselfMr. Mrs. Miss OtherMs. Male

English(if a Quebec resident see Section 7)

Name

Telephone home ( )E-mail address (mandatory for TD e-Series Funds Account)

Telephone business ( )

MANDATORYMANDATORY

MANDATORYSocial Insurance No. Date of Birth Note: Applicant must be

of legal Age of Majority.Federal Government requires your Social Insurance Number (SIN). You must by law provide us with your SINso that we may supply the Canada Revenue Agency with reports of income earned on your investments.

Language of Correspondence

French

Note: TDIS accounts are only available toCanadian residents

Female

Given Name Initial(s) Family Name

Choose only one:

Please complete if mailing address is different from above:

2. For a Joint Non-Registered TD e-Series Funds Account, Please Complete the FollowingYou would like a Joint Account with right of survivorship with:

who is your Social Insurance No. Date of Birth Note: Joint Applicant mustbe of legal Age of Majority.

You hereby confirm that the units in the Funds and Portfolios are to be owned by each of you as joint tenants and not as tenants in common, and we are hereby authorized totake orders from either of you alone. Not available for registered mutual fund accounts. Joint Account with right of survivorship not available in Quebec. You, the JointApplicant, hereby confirm the time frame, objective and risk tolerance indicated in the Wealth Allocation Model for the account are in agreement with your ownpersonal objectives.

Employer Type of Business

Occupation

Relationship

Employer's Address

Mr. Mrs. Miss OtherMs.Given Name Initial(s) Family Name

Yr Mo Day

MANDATORY

Yr Mo Day

IdentificationIdentification # Type Place of IssuanceMANDATORY

Identification # Type Place of IssuanceMANDATORY

Second vouch of customer identification is only required for new TDCT customers (authentication rules as per KYC still apply). If identification is missing from a customer's profile, a second vouch of customer identification is required.

TD Mutual Funds AccountBranch No.Mutual Funds Representative Name

Branch Use Only

Years Employed

Employer Type of BusinessOccupationEmployer's Address

Years Employed

Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only. If you borrow money to purchase securities,your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchased declines.

Have you borrowed money in order to make an investment in this account?

I/We confirm having read this disclosure. (please initial)

Yes No

Applicant Spousal/Joint Applicant

Permanent Address CityCountry Postal CodeProvince

Little or no investments.Mostly T-Bills, GICs, or term deposits.Mostly bonds, strip bonds or incomemutual funds.A mix of money market, bond andstock investments and/or mutual funds.Mostly stock or stock mutual funds.

Under $25,000$25,000 - $49,999$50,000 - $99,999$100,000 - $250,000Over $250,000

Approximate Portfolio Value(Include all Financial Institutionsand exclude Real Estate)

Current Investments

NoneLimitedAverageSophisticated

InvestmentKnowledge Under 30 years

30 - 45 years46 - 55 years56 - 65 yearsOver 65 years

Current Age

Under $25,000$25,000 - $49,999$50,000 - $99,999$100,000 - $199,999$200,000 - $500,000Over $500,000

Approximate PersonalNet Worth (Total Assetsminus Total Liabilities) Under $25,000

$25,000 - $49,999$50,000 - $74,999$75,000 - $125,000Over $125,000

Personal AnnualIncome

Rep. Code

572074 (0209)

TD e-Series Funds Account Application

Retirement Savings Plan (RSP)

IdentificationIdentification # Type Place of IssuanceMANDATORY

Identification # Type Place of IssuanceMANDATORY

Identification verified by: Initial:Branch Use Only

(Two original pieces ofID required or existingTDIS account #):

(Two original pieces ofID required or existingTDIS account #):

Second vouch of customer identification is only required for new TDCT customers (authentication rules as per KYC still apply). If identification is missing from a customer's profile, a second vouch of customer identification is required.Identification verified by: Initial:Branch Use Only

4. Banking InformationPlease include your bank account information below. If your Bank account is NOT with TD Canada Trust, a cheque payable to TD Investment Services Inc. MUSTaccompany the application with your first purchase instructions.

b) Designation of Beneficiary

Name

Note: Your designation of beneficiary is subject to applicable law. Beneficiary designation for an applicant who is a resident of Quebec can only be made by way of a willor marriage contract. You may wish to discuss this designation with your legal advisor. Your designation of a beneficiary by means of a designation form will not berevoked or changed automatically by any future marriage or divorce. Should you wish to change your beneficiary in the event of a future marriage or divorce, you will haveto do so by means of a new designation.

The space below may be used to designate a beneficiary for your Plan in the event of your death.

Given Name Initial(s) Family Name Relationship

3. Please Complete this Section for Your Registered Plana) For a Spousal RSP

Your spouse, whose name and personal data appear below, will be claiming these RSP contributions as a deduction.

Social Insurance No. Date of Birth

Mr. Mrs. Miss Ms.

Non-Registered accounts only (If not completed, investment income will be automatically reinvested.)Please select one: Investment income from dividends and interest will be automatically reinvested in additional units.

Investment income should be directed to my bank account.Investment income should be sent by cheque to the address noted in Section 1.

Yr Mo Day

OtherGiven Name Initial(s) Family Name

If you are applying to open a Joint Non-Registered TD Mutual Funds Account, the account(s) must be held in the name of each Joint Applicant.

Canadian $ Account Number

Account Holder's Name(s)

Financial Institution Institution Number Branch Transit Number

Financial Institution Address

City Province Postal Code

-

US $ Account Number

Account Holder's Name(s)

Financial Institution Institution Number Branch Transit Number

Financial Institution Address

City Province Postal Code

-

You acknowledge that the intended use of your account is for investing purposes.

6. Important Customer Information

Applicant Yes Joint Applicant Yes

TD Investment Services Inc. ("TDIS") is a separate company from and a wholly-owned subsidiary of The Toronto-Dominion Bank ("TDBank").Mutual fund investments fluctuate in value and are not insured by the Canada Deposit Insurance Corporation or the Régie del'assurance-dépôts du Québec and are not guaranteed by The Toronto-Dominion Bank. TDIS is not responsible for activities itsrepresentatives conduct for TD Bank. TD Bank is not responsible for activities its employees conduct for TDIS.

5. Consent to the Collection, Use and/or Disclosure of Your InformationYou have read the Consent to the Collection, Use and/or Disclosure ofYour Information and agree that:

We may share information within the TD Bank Financial Group

We may not share information within TD Bank Financial Group except asreasonably necessary to service your account.

You agree that, at the time you begin a relationship with us and during the course ofour relationship, we may collect, use and disclose your Information as described inthe Privacy Agreement (located in the TD Investment Services Inc. DisclosureDocument) and on td.com, including for, but not limited to, the purposes ofidentifying you, providing ongoing service, understanding your financial needs,protecting us both from fraud and error, complying with legal and regulatoryrequirements, and marketing products and services to you by telephone, fax, andautomatic dialing-announcing device, at the numbers you have provided us, or byinternet, mail, email or other methods.

You may obtain our privacy code - "Protecting Your Privacy" - or review youroptions for refusing or withdrawing this consent, including your option not to becontacted about offers of products or services, by contacting your branch or callingus at 1-866-222-3456.

You have read and hereby acknowledge the Important Customer Information

7. Application, Authorization, Disclosure, and Registration of Your Retirement Savings Plan

Unless otherwise indicated, throughout the application and in our other documents,the words "you", "your" and "yours" mean the applicant (and any co-applicant orother individuals with authority over the account). The words "we", "us" and "our"mean TD Investment Services Inc. (TDIS) and/or TD Bank Financial Group.*

where the account is opened among two or more persons we are hereby authorized totake orders from any persons together or alone.

Initial

Signature of Applicant/Annuitant

Within two (2) business days of the acceptance of the first contribution to yourTDIS Account, we will send you a current copy of the Simplified Prospectus forthe Applicable Portfolio and/or Mutual Fund(s).You hereby acknowledge that we will send you the TDIS Disclosure Documentwithin two (2) business days of acceptance of first contribution containing theDeclarations of Trust for Registered Plans, Statement of Policies, Statement ofRelated Issuers (Alberta residents only), Conflict of Interest Rules Statement (B.C.residents only) and Leveraging Disclosure Statement.You understand that Mutual Funds subscriptions are made on the terms andconditions described in the prospectus and that it is subject to approval by TD AssetManagement Inc. (TDAM). TDAM reserves the right to accept or reject any purchaseorder within one (1) business day of receipt of the order.

Request to register a TD Mutual Funds Retirement Savings PlanTo The Canada Trust Company (the "Trustee"):You hereby request that the trustee apply to register your Plan as a RetirementSavings Plan (the Plan) under the Income Tax Act (Canada). You understand that allreferences in the Declaration of Trust to the application or the Plan are to be read andunderstood as references to this application. You agree on behalf of yourself, yourexecutors and administrators to be bound by the terms of the Plan. All contributionsto the Plan are to be invested by the Trustee as directed by you in accordance with theterms of the Plan and held in your account subject to the terms of the Plan. Youunderstand that all amounts received by you or your spouse from this Plan are taxableunder the provisions of the Income Tax Act (Canada).Most TD Mutual Funds charge an early redemption fee within a certain number ofdays after purchase. Please refer to the prospectus or ask a Mutual FundsRepresentative for applicability to the funds you are purchasing.* The TD Bank Financial Group means The Toronto-Dominion Bank and its

affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.

Date

Signature of Contributing Spouse (for spousal RSP only) Date

Signature of Joint Applicant (if applicable)

XDate

X

X

For Québec Residents Only. Language Preference Agreement (Québec residents who have requested English language only).If you are a Québec resident, you agree with the following statement: It is my express wish that this application and any related documents be in English.J'ai exigé que la présente formule et tous les documents s'y rattachent soient rédigés en anglais.

Branch Use Only

Mutual Funds Representative Signature

Branch Telephone #

Branch Manager Signature Date: Branch Manager Rep. Code

Initial of Applicant/Annuitant - By initialing you hereby acknowledgereceipt of all required federal and/or provincial addenda.

Rep. Code

Wealth Allocation Model (Form # 521894) - MANDATORYTransaction Form (Form # 595738) - For Lump Sum Purchases and PPP, please complete this form.For transfers into TD Mutual Funds accounts (If applicable, please attach the appropriate transfer forms and a copy of a most recent statement.)

Checklist:

AdvertisingInitial Contact:

Branch VisitReferralPhone CallPersonal Meeting

Use of Information (Please ensure CustomerLink is updated.)

You acknowledge that for our mutual protection, TDIS will record all telephone callsby which your orders are placed.If you are applying to open an "in-trust" account, you agree that:you are liable to us for all liabilities and obligations respecting the account in yourpersonal capacity and not as a trustee, agent or otherwise;we have no obligation to observe the terms of any trust, whether written, verbal,implied, constructive or otherwise, and you are solely responsible for ensuring anyrestrictions of the trust and any applicable law are adhered to;

you will indemnify us against any loss, claim, damages, liability and expenses of anykind whatsoever arising out of operation of the account;you have not relied upon us for any legal or tax advice and it is your soleresponsibility to obtain appropriate professional advice to ensure your needs andobjectives are satisfied;

TD Mutual Funds and TD Managed Assets Program are managed by TD Asset management Inc. and are distributed by TD Investment Services Inc.("TDIS"), a wholly-owned subsidiary of The Toronto-Dominion Bank. Commissions, trailing commissions, management fees and expenses all may beassociated with mutual fund investments. Please read the prospectus, which contains detailed investment information and is available from your dealer,before investing. Mutual funds are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer and are notguaranteed or insured. Their values change frequently. There can be no assurances that a money market fund will be able to maintain its net asset value perunit at a constant amount or that the full amount of your investment will be returned to you. Past performance may not be repeated.

Trademark of The Toronto-Dominion Bank, TD Investment Services Inc. is a licensed user.

6. Investment Time Frame: I plan to start withdrawing money from myinvestments in the:

a. Short Term (under 2 years) . . . . . . . . . . . . . 1 Pointb.Mid Term (2 - 5 years) . . . . . . . . . . . . . . . . 2 Pointsc. Mid to Long Term (6 - 10 years) . . . . . . . . 5 Pointsd. Long Term (over 10 years) . . . . . . . . . . . . . 9 Points

7. Portfolio Value: The current value of my RSP and non-Registeredinvestment portfolio, including investments held at other institutions(e.g., mutual funds, stocks, bonds, GICs, money market investments,savings/chequing accounts), but excluding real estate is:

a. Under $25,000 . . . . . . . . . . . . . . . . . . . . . . . . 1 Pointb. $25,000 - $49,999 . . . . . . . . . . . . . . . . . . . . . 2 Pointsc. $50,000 - $99,999 . . . . . . . . . . . . . . . . . . . . . 3 Pointsd. $100,000 - $250,000 . . . . . . . . . . . . . . . . . . . 4 Pointse. Over $250,000 . . . . . . . . . . . . . . . . . . . . . . . 5 Points

8. The approximate value of my personal net worth (total assets minustotal liabilities) is:

a. Under $25,000b. $25,000 - $49,999c. $50,000 - $99,999d. $100,000 - $199,999e. $200,000 - $500,000f. Over $500,000

9. My personal annual income is in the following range:a. Under $25,000 . . . . . . . . . . . . . . . . . . . . . . . . 1 Pointb. $25,000 - $49,999 . . . . . . . . . . . . . . . . . . . . . 2 Pointsc. $50,000 - $74,999 . . . . . . . . . . . . . . . . . . . . . 3 Pointsd. $75,000 - $125,000 . . . . . . . . . . . . . . . . . . . . 4 Pointse. Over $125,000 . . . . . . . . . . . . . . . . . . . . . . . 5 Points

10.My current age is in the following range:a. Under 30 years . . . . . . . . . . . . . . . . . . . . . . . 4 Pointsb. 30 - 45 years . . . . . . . . . . . . . . . . . . . . . . . . . 5 Pointsc. 46 - 55 years . . . . . . . . . . . . . . . . . . . . . . . . . 3 Pointsd. 56 - 65 years . . . . . . . . . . . . . . . . . . . . . . . . . 1 Pointe. Over 65 years . . . . . . . . . . . . . . . . . . . . . . . . . 1 Point

Investment Objective: (refer to Step 2 for percentages)Safety of Principal: ______% Income: ______% Growth: ______% = 100%

The following questions will help determine an asset allocation strategy appropriate for your personal goals.If you have more than one goal – such as retirement, your children’s education or a new home – complete aseparate questionnaire for each goal.

How much money do you want to invest today?Lump Sum $ Pre-Authorized Purchase Plan (PPP) $

Which one of the following statements best describes you?While I want your suggestions and guidance in selecting a portfolio thatis best for me, I still want the ability to customize my portfolio.(We recommend looking at TD e-Series Funds once you'vecompleted this questionnaire.)I want you to manage my portfolio and fund selection in keeping withmy investment objectives. (We recommend looking at the TD MAPPortfolios once you’ve completed this questionnaire.)

1. I would consider my investment knowledge to be:a. None b. Limited c. Average d. Sophisticated

2. My current investments are best described as follows:a. Little or no investments. . . . . . . . . . . . . . . . . . . 0 Pointsb. Mostly T-bills, GICs or term deposits. . . . . . . . 0 Pointsc. Mostly bonds, strip bonds orincome mutual funds. . . . . . . . . . . . . . . . . . . . . 2 Points

d. A mix of money market, bond and stockinvestments and/or mutual funds. . . . . . . . . . . . 3 Points

e. Mostly stock or stock mutual funds. . . . . . . . . . 4 Points3. Risk Tolerance: I respond to fluctuations in my investments in thefollowing manner:

a. Low: I will sell quickly any time my investmentloses value or money. . . . . . . . . . . . . . . . . . . . . . 1 Point

b.Med: Day-to-day market movements make meuncomfortable. If an investment loses value overa period of three to six months, I am likely tosell it and look for a better alternative. . . . . . . . 2 Points

c. Med-High: I realize that markets may rise andfall randomly. I usually watch my investmentfor at least a year before making changes. . . . . 4 Points

d. High: I believe that a long-term investmentstrategy will maximize potential returns. Evenif poor market conditions resulted in sizeablelosses in a given year, I would stay invested. . . 6 Points

4. Investments with higher returns typically involve greater risk. Thisquestion presents four hypothetical $10,000 investments with widelyvarying potential risks/rewards. Which outcome would you be mostcomfortable with?

5. The statement that most clearly defines my investment objective is:a. I want to ensure my capital is safe and I donot need income at this time. . . . . . . . . . . . . . . . 0 Points

b. I require a steady stream of income frommy investments. . . . . . . . . . . . . . . . . . . . . . . . . . 1 Point

c. I have some need of income, but am alsointerested in capital growth. . . . . . . . . . . . . . . . 2 Points

d. I would like long-term growth and I amless concerned about income at this time. . . . . . 5 Points

e. I’m only interested in growth over thelong term. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 Points

Potential value of investment after 5 years Total Point Score (Add scores for questions 2-10)

Please transfer this score to Step 2

Customer Signature

Customer Name

Joint Applicant Initials Mutual Funds Account

Investor Profile


Mutual Funds Representative Name

Rep. # Date

Branch Manager Initials Date

QuestionnaireStep 1

hopkim2

Highlight

Step 2 Investor Profile

Enter your Total Point Score from Step 1

Safety of Principal 6-12 points

Income 13-19 points

Income and Moderate Growth 20-26 points

Balanced Growth 27-34 points

Aggressive Growth 35-42 points

Maximum Equity Growth 43-48 points

Match your point score to the chart to determine your Investor Profile and the asset mix that’s appropriate for you.

Safety 75%

Fixed Income 25%

Fixed Income 70%

Canadian Equity 7%

(or 23% Global Equity)

International Equity 11%

U.S. Equity 12%

Canadian Equity 11%International Equity 17%

U.S. Equity 17%

(or 34% Global Equity)Fixed Income 55%

Canadian Equity 15%


U.S. Equity 23%

(or 45% Global Equity)Fixed Income 40%

Canadian Equity 20%


U.S. Equity 30%


Fixed Income 20%

Canadian Equity 25%


U.S. Equity 38%


Investment Objective:Safety: 75%Income: 25%

Investment Objective:Income: 70%Growth: 30%




Investment Objective:Growth: 100%

Recommended Foreign Exposure: 75%





Step 3 TD Managed Assets Program Portfolios (e-Series)

These are the recommended, professionally managed TD Managed Assets Program (TD MAP) e-Series Portfolios2 for each of the Investor Profiles. The asset allocation and fund selection in TD MAP Portfolios are carefully determined by our team of professional Portfolio Managers.

TD Managed Index Income (e-Series) 13-19 points

TD Managed Index Income and Moderate (e-Series) Growth

TD Managed Index Balanced Growth (e-Series)27-34 points

TD Managed Index Aggressive Growth (e-Series) 35-42 points

TD Managed Index Maximum Equity Growth (e-Series) 43-48 points

TD Canadian BondIndex Fund 70%

TD CanadianIndex Fund 7%

TD U.S. Index Fund 12%

TD International Index Fund 11%




TD Canadian Index Fund 11%


TD Canadian Index Fund 15%





TD U.S. IndexFund 30%

TD International IndexFund 30%



TD International IndexFund 37%

Please note that investors cannot change the fund selection or the percentage of the portfolio each fund represents.

TD MAP e-Series Portfolios require an initial minimum investment of $2,000 and $25 for a Pre-Authorized Purchase Plan (PPP). PPP purchases are only permitted if the initial TD MAP minimum investments are satisfied.

Asset Class Ranges: Fixed Income: 60%-80%; Equity 20%-40%





Step 4 Portfolio Worksheet

Step 3 Cont’d TD Mutual Funds (e-Series)

These are the available TD e-Series Mutual Funds3. Select funds from each category to build your portfolio. We recommend that you keep within the Asset Mix guidelines in the Portfolio Worksheet below. You may also choose from TD Mutual Funds Investor Series funds. Click here (or go to www.tdcanadatrust.com/mutualfunds) to view all TD Mutual Funds.

International Equity

U.S. Equity

Canadian Equity

Fixed Income

Lump Sum minimum purchase ($100/fund) Pre-Authorized Purchase Plan (PPP) minimum purchase ($25/fund)

TD Canadian Bond Index Fund - e

TD Canadian Index Fund - e

TD Dow Jones Industrial Average Index Fundsm - eTD Dow Jones Industrial Average Index Fundsm ($US) - eTD U.S. Index Fund - eTD U.S. Index Fund ($US) - eTD U.S. Index Currency Neutral Fund - eTD Nasdaq® Index Fund - e

TD European Index Fund - eTD International Index Fund - eTD International Index Currency Neutral Fund - eTD Japanese Index Fund - e

This worksheet will help you determine your investment in a TD Mutual Funds Portfolio.A. Enter your asset mix as determined by your Investor Profile in Step 2.B. Enter the amount you have to invest.C. List the funds you selected in Step 3 and the percentage each represents. Then calculate the actual dollar amount (total investment x X%) for each fund. For TD MAP Portfolios, simply write the name of your recommended portfolio. No calculations are required.

A. Asset Mix:

Safety %

Fixed Income %

Canadian Equity %

U.S. Equity %

International Equity

B. Amount to invest:

Lump Sum $

Pre-Authorized Purchase Plan (PPP) $

PPP Effective Date PPP Frequency

C. Fund Name(s) % $ Amount

Total 100% $

%(or Global Equity) %

www.tdcanadatrust.com/mutualfunds

For more information, please speak with a Mutual Funds Representative1

at your TD Canada Trust branch, call 1-800-281-8029 or visit www.tdcanadatrust.com/mutualfunds

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus, which contains detailed investment information, before investing. Mutual funds are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer and are not guaranteed or insured. Their values change frequently. There can be no assurances that a money market fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment will be returned to you. Past performance may not be repeated.

TD Mutual Funds and the TD Managed Assets Program are managed by TD Asset Management Inc. a wholly owned subsidiary of The Toronto-Dominion Bank. Available through TD Investment Services Inc. (principal distributor), TD Waterhouse Canada Inc. (Member CIPF), and independant dealers.1 Mutual Funds Representatives with TD Investment Services Inc. distribute mutual funds at TD Canada Trust.2 Asset allocation targets and fund selection are as of May 20, 2008 and are subject to change.3 TD e-Series and Investor Series funds may be held in a TD e-Series Funds Account.

TD Mutual Funds, TD MAP and TD Managed Assets Program and are trade-marks of The Toronto-Dominion Bank, used under license.

TD e-Series Funds utilize the power of the Internet and other cost saving technologies that allow TD InvestmentServices Inc. (TDIS) to keep expenses lower and pass the savings on to me.

I hereby acknowledge and consent to the following terms and conditions of the TD e-Series Funds Account:

1. I have registered for TD Canada Trust's EasyWeb Internet Banking ("EasyWeb"), or will register for any otherservice or delivery channel as TDIS may advise in the future , and I hereby accept the terms and conditionspertaining to the use of EasyWeb or such other service or delivery channel.

2. I shall manage my account and correspond with TDIS exclusively via electronic means through EasyWeb andemail, except as indicated below, as the TD e-Series Funds Account is electronic only.

3. TDIS will deliver all statements, trade confirmations, prospectuses, annual reports, semi-annual financialstatements, and all other materials (the "Documents") electronically. TDIS will notify me by email whenDocuments are ready for viewing. Trade confirmations will be posted for 60 days. All other Documents willremain available for viewing until they are replaced with more recent versions.

4. TDIS will make all Documents containing account information accessible in a designated area within EasyWebor an alternative service or delivery channel.

5. I am responsible for viewing and downloading the Documents after TDIS alerts me by email that they areavailable for viewing. I understand that I will require Adobe Acrobat Reader or other document viewingsoftware, as TDIS may advise from time to time, to read some Documents.

6. Paper Documents are available at no cost, and I may request delivery of paper Documents by regular mail atany time. However, any such request, except in the event of an EasyWeb or alternative service or deliverychannel service interruption, may be considered by TDIS, at its sole option, to constitute a revocation of this TDe-Series Funds Understanding and Consent by me.

7. In the event of an EasyWeb or alternative service or delivery channel service interruption, I will be able tocontact TDIS by telephone through TD Canada Trust's EasyLine telephone banking service, or the alternativeservice or delivery channel by telephone (if applicable), and such telephone contact does not constitute abreach of this TD e-Series Funds Understanding and Consent.

8. TDIS may, at any time, at its option, satisfy any Document delivery obligations by regular mail, withoutchanging the nature of the TD e-Series Funds Account.

9. I will advise TDIS promptly, in writing, by regular mail, of any change to my email address.

10. TDIS may amend any or all of these terms and conditions at any time upon notice to me and I agree to be boundby them.

11. I may, at any time, revoke this TD e-Series Funds Understanding and Consent, which has the effect of revokingmy consent to electronic delivery of Documents. Upon such revocation, I will no longer be eligible to holde-Series units of TD Mutual Funds or TD Managed Assets Program Portfolios, and TDIS may, upon notice tome, switch all of my e-Series units into the corresponding Investor Series units and my TD e-Series FundsAccount will thereby be converted into a TD Mutual Funds Account or TD Managed Assets Portfolio Account,as the case may be, or TDIS may redeem my e-Series units.

Joint-Applicant Name Signature of Joint-Applicant (if applicable) Date

Applicant Name Signature of Applicant Date

TD e-Series Funds

Understanding & Consent

Pre-Authorized Purchase Plan (PPP)

New Frequency

(W, B, M, Q, S, A)Fund #

W = Weekly B = Bi-Weekly M = Semi-Monthly M = Monthly Q = Quarterly S = Semi-Annually A = Annually

Dollars ($) Start Date(Yr/Mo/Day)

You authorize us to debit your deposit account (the "PAD Account") at the financial institution holding the PAD Account (the "Deposit Bank") for payments and all otheramounts owing to us under this Agreement. You warrant that all persons whose signatures are required to debit the PAD Account are providing this authorization or haveprovided a separate authorization. This pre-authorized debit ("PAD") authorization may be cancelled at any time upon 30 days written notice. Revocation of this authorizationdoes not terminate any part of this Agreement and does not relieve you of your obligations to pay the amounts owing under the Agreement. You will inform us in writing ofany change in the PAD Account at least 30 days prior to the next due date of the PAD. Delivery of this authorization to us constitutes delivery by you to the Deposit Bank. TheDeposit Bank is not required to verify that a PAD has been issued in accordance with this authorization including, but not limited to, the amount and fulfillment of purpose. APAD may be disputed by you if: (i) the PAD was not drawn in accordance with the authorization; (ii) the authorization was revoked; or (iii) in the case of a personal PADpre-notification was not received. In order to be reimbursed, a declaration to the effect that either (i), (ii), or (iii) took place must be completed and sent to the Deposit Bank notmore than 90 calendar days (or 10 business days for a business PAD) after the date on which the disputed PAD was posted to the PAD Account. You shall resolve any disputeraised after that period solely with us. You agree to the provisions of the PAD Authorization above and authorize us to process a debit for (business/personal) purposes in theamount of your outstanding payments on the due date, as shown above.

1.2.3.

Name

Transaction Form

592828 (0609)

Pre-Authorized Payment Terms and Conditions

4.5.6.

Given Name Family Name

Source/SettlementPlease debit the bank account on the new account application for this transaction.Cheque is enclosed and made payable to TD Investment Services Inc. (TDIS).Transfer from an existing RSP account, Non-Registered account, or Tax-Free Savings Account.

$ or %

Transaction InformationPurchase: Non-Registered

RSP RolloverTFSA

RSP Contribution

CAD/USDFund/Portfolio Name $ or %

CAD/USDFund/Portfolio Name

2.1.

3.

Fund #

5.4.

6.

Fund #

TD Investment Services Inc.

Personal Information

Within two (2) business days of acceptance of a purchase, TD Investment Services Inc. (TDIS) will send you a current copy of the Simplified Prospectus (unless wehave previously done so) for the applicable Mutual Fund(s) and/or Portfolio(s). This transaction is made on the terms and conditions described in the prospectus andTD Asset Management Inc. reserves the right to accept or reject any purchase order within one (1) business day of receipt of the order.

XTrade-mark of The Toronto-Dominion Bank, TDIS is a licensed user.

DateDayYr Mo

Customer Signature

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus, which contains detailedinvestment information, before investing. Mutual funds are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer and are notguaranteed or insured. Their values change frequently. There can be no assurances that a money market fund will be able to maintain its net asset value per unit at a constantamount or that the full amount of your investment will be returned to you. Past performance may not be repeated.

Note: Transaction Date is based onthe date account is opened.

Know Your Client Information Messages

Internal Use Only


Comments/Additional Instructions:Branch Manager Rep. Code

Rep. Code Branch #

Account #DayYr Mo

Transaction Date

Branch Manager Signature Date:

Local Time

3 5 7 7

Most TD Mutual Funds charge an early redemption fee within a certain number of days after purchase. Please refer to the prospectus or ask a Mutual Funds Representativefor applicability to the funds you are purchasing or redeeming.

Third Party Statement

Account Name:

Branch and Account #:

Name of Branch/Department/Region:

A 'Third Party' is defined as anyone other than The Toronto-Dominion Bank (or any of their affiliates) or the customer(s) designated asthe signing officer(s) for the account or would receive financial benefits from the account, and/or exerts control over the assets in theaccount.

For an account that is to be used for or on behalf of a third party (Person or Business), please complete the following:

Third Party's Name Third Party's Address Third Party's Occupationor Nature of Business

Relationship toAccount Holder

Business Incorportion Number * (if applicable)

Place of Issuance of Business Incorporated Number * (if applicable)* BIN only required for Incorporated Businesses.If additional space is required, please use the back of this form.

Please have the customer sign the following if the account will be used for or on behalf of a third party:

Confirmation:

I/we, _________________________________________ (Account Holder(s)), having signing authority over the account noted above,confirm that the above noted account will be used for or on behalf of the person(s) listed above. If there are any changes to the above list,I/we will advise The Toronto-Dominion Bank (and/or any of its affiliates) in writing immediately.

Account Holder Signature Date

Account Holder Signature Date

NOTE: Completed forms must be sent to the BSC in the appropriate NCL coloured bag/envelope.

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