Hoja1

La cuota inicial debe ser el 45% del costo del carro, es decir, 67500 Bs. Slo se disponen de 50000 Bs, por lo tanto faltan 17500 Bs, los cuales sern colocados en el banco al 2% de inters trimestral para ser capitalizados anualmente. Por lo tanto, podr reunir toda la inicial en aproximadamente 3 meses y 2 das.

Hoja2NUMEROSALDO DEUDORCUOTAINTERS PERODOINTERS ACUM.AMORTIZACINAMORT. ACUMUSALDO 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frmula a aplicar para el clculo de la cuota es:Al comienzo del perodo: Por lo tanto, la cuota mensual sera de 360000,29 Bs.

Hoja3

Hoja4NUMEROSALDO DEUDORCUOTAINTERS PERODOINTERS ACUM.AMORTIZACINAMORT. ACUMUSALDO 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7338.0557735046430779.052611093469220.94738893211989.36938446396000.4159138768.837895556128348131.191284257231.5780044446688010.630615543211989.369384462944468.52825984396000.4159128479.574775378128476610.76606267520.8411246226955531.471740162944468.528259842666246.85349023396000.4159117778.741130394128594389.50719278221.6747696067233753.146509762666246.853490232376896.31172984396000.4159106649.874139609128701039.38133289350.5417603917523103.688270162376896.311729842075971.74829903396000.415995075.8524691936128796115.233799300924.5634308067824028.251700962075971.748299031763010.202331396000.415983038.8699319614128879154.103731312961.5459680398136989.7976691763010.2023311437530.19452424396000.415970520.4080932398128949674.511824325480.007806768462469.805475761437530.194524241099030.9864052396000.415957501.2077809694129007175.719605338499.2081190318800969.013594791099030.9864052746991.809961413396000.415943961.2394562082129051136.959061352039.1764437929153008.19003858746991.809961413380871.06645987396000.415929879.6723984565129081016.63146366120.7435015439519128.93354013380871.06645987105.4932182644396000.415915234.8426583948129096251.474118380765.5732416059899894.50678173105.49321826440396000.41590129096251.474118396000.415999000000La frmula a aplicar para el clculo de la cuota es:Al comienzo del perodo: La cuota mensual sera de 396000,416

Hoja5NUMEROSALDO DEUDORCUOTAINTERS PERODOINTERS ACUM.AMORTIZACINAMORT. ACUMUSALDO 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